jay-ho sample magazine
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A Magazine by Jain And Young Humanitarian OrganisationTRANSCRIPT
“ Empowering the Youth towards togetherness.”
� Our mission is to develop jain youth with active and creative minds, instigating a sense of
understanding, compassion for others, with courage to act on their beliefs.
� We stress on total development of youth spiritually, morally, intellectually, socially, emotionally
& physically.
� All of you, as parents, know that it is important for children to not only do well in academics but also explore extra-
curricular activities like painting, singing, dancing, theatre, sports and many other activities. At JAY-HO, we believe that
one of their many talents could do wonders for them, if recognised and encouraged at the right time.
� That's why JAY-HO presents a united talent programme - A collection of initiatives aimed at discovering your child's
hidden talent and all-round potential early enough to maximize it. The programme focuses on partnering you in this
journey to nurture your children's abilities and securing their future.
� With a line-up of events through out the year creted & managed by JAY-HO it will be displayed at right places, seen by the
right people so that your child’s talent will not only be appriciated but also be groomed and sharpened for a brighter future
JAY-HO is an Organisation For the Youth - By The Youth. A step towards achieveing unity amongst all the
fellow Kutchi Jain irrespective of them being from any “GHAAM “any “BHAR” or any “FARIYO”. For us all
anyone who is Kutchi and who is Jain is our member.
Today’s kutchi jain youth is somehow not aware of what is happening around him in Kutchi Jain
Community the main reason not reading our KUTCHI KHABHR PATRIKA (KKP)
The reasosn for the same are
1.) Language : Since KKP is published in gujarati most English reading youth dont read it
2.) Content: Most of the youth feel the content in KKP is just too Samajok or Samstha related or Death
news which youth feel aloof from
3.) Appearence : the appearance of our KKP Is too dull and boring which does not create interest in youth
readers
Keeping all these points in our mind we have designed JAY-HO a youth magazine specially for Kutchi Jain
Youth with a lot of Information about Kutchi Jains along with different flavours for youth
For more info see our sample magazine
Expert Page – Feel Free to Ask
Tutorial – Learning Centre
Education & Career Page – EduCare
Finance & Investment – Be A Millionaire
Current Jain happenings – What’s Up
Youth Views and Ideas – Uth O-P –nion
Jain Classified
Jain Matrimonial – Sagpan
Jainism – Jain Religion Teachings
Jain Persona Interview – Kutch Gaurav
Technology Page – Tech Tit-Bit
Food and Health – Masala Zone
Travel and tourism – Duniya Dekho
Fun Page – Stress Buster
Photo of the week – Eyes of the Lens
Inside the Samsung Galaxy S III: Quad-core drives galaxial screen
The Samsung's Galaxy S III's vast 4.8-inch screen sits
atop a quad-core processor and Sony camera, among
other goodies exposed in detail via a chipworks
teardown.
Before we dive into the specs, let's be clear. For a
phone, it's big. Big enough to be brushing up against 5-
inch mini tablets.
"I'd say it does verge on being unnecessarily large, but
thankfully it isn't as ludicrously big as theSamsung
Galaxy Note with its 5.3-inch screen," said CNET"s
Jessica Dolcourt in her review of the phone.
And note this is the global version of the phone, not the LTE version that has yet to arrive in the U.S. The LTE-
based U.S. version could opt for a dual-core Qualcomm chip that integrates the LTE function. We'll have to wait
and see, though.
Nitty-gritty specs:
• Processor: Samsung Exynos 4412 quad-core A9 processor with 1GB DDR2 memory. The quad-core
Samsung chip was only announced in April. So, this is the first chance for Samsung to strut its quad-core
stuff. Owing to its 32-nanometer tech, the Exynos 4 Quad has "two times the processing capability over the
45-[nanometer] process based Exynos...Dual while consuming 20 percent less power," Samsung said in
April.
• Camera: the 8MP camera sensor is a Sony back-illuminated sensor (BSI) unit. Essentially the same camera
found in the iPhone 4S. "Folks can finally compare Apples to Androids when it comes to picture quality,"
said iFixit, which provided commentary to the chipworks teardown. And the other camera? At 1.9MP, it
"should vastly outperform the VGA unit on the iPhone 4S," according to iFixit.
• Battery: The 2100 mAh battery is big when compared with the iPhone 4S' 1420 mAh and Galaxy Nexus'
1750 mAh units. The battery incorporates the Near Field Communications (NFC) module used in "S Beam."
• Glass: One of the first phones to tap Corning Gorilla Glass 2. Corning says it is up to 20 percent thinner,
enabling slimmer devices and better touch responsiveness and brighter images but with the same "damage
resistance" as before.
• Display: iFixit makes a good point. At a resolution of 1280x720 the display packs almost as many pixels into
a 4.8-inch screen as some laptops have in a 13-inch screen.
• Other silicon highlights: Samsung NAND flash; Intel Wireless PMB9811X Gold Baseband processor;
Murata WiFi Module; Broadcom BCM47511 Global Navigation Satellite System (GNSS) receiver.
The five handiest smartphone apps ever
Technology advances so rapidly these days, it's easy to become jaded, to take for
granted the minor miracles we can now accomplish using our phones.
For example, yesterday I met my wife for lunch in an unfamiliar area of town. We
were both in the mood for Thai, so I pulled out my iPhone, fired up a certain app,
and in seconds found several nearby Thai joints. Ah, but which ones were good
and not so good? An abundance of user ratings answered that question.
How amazing is that? And it's just one example of how select apps can make life
not just easier, but also better. Below I've rounded up five that I consider both
essential and indispensable. Check my picks, then add your own to the list (in the
comments, of course). 1.Bump (Android | iOS) –Because I'm not a mover and shaker in the business world (or
even the outside
world), I rarely had the need to use Bump's cool contact information-swapping capabilities.
But last month, the app got an upgrade that makes it crazy-handy: you can now use Bump to quickly and
easily transfer photos to your PC.
How easily? Nothing-to-install-on-your-PC easily. You just fire up the app, choose the photos you want to
transfer, open up the Bu.mp Web site in your browser, and then "bump" your phone
on the space bar. Presto: done! What an insanely cool and useful time-saver.
2.Cozi (Android | iOS)
About a year ago I named Cozi one of the best apps you've never tried, and today I
consider it one of the best apps, period. Honestly, I don't know how my family ever
got along without it.
The app provides a shared calendar that's color-coded for each member of your
family. Thus, you can quickly see who's going where, and when. (This is especially
helpful for parents who need to know, say, what time soccer practice is being held
and who's supposed to pick up the kids.)
There's also a shared shopping list, to-do list, and journal. Put them all together and
you've got the ultimate family organizer -- one that works across
iDevices, Android devices, and PCs. It even supports outside calendars. Amazingly, Cozi is still free.
3.eWallet (Android | iOS)
It's no longer possible to go through life without a password manager. There's so much private data to
manage: bank accounts, e-mail passwords, frequent-flyer numbers, shopping site info, serial numbers - the
list goes on & on.
The wrong thing to do is stick all this data in a note or memo, where it's difficult to organize and easy for an
phone thief to find. The right thing: install a password manager, one that syncs with your PC so you can
access your passwords just as easily there as you can on the go.
eWallet may not be the absolute best password manager, but I've used it for years (dating back to when it
was a PalmPilot app!), and it has served me well. It's a bit pricey at $9.99 (not including $19.99 for the
Windows desktop companion), but the latest version includes built-in iCloud support, meaning it can
automatically back up your password database and share it with any other iDevices you own.
Even if you don't choose eWallet, start using a password manager immediately. You'll be at amazed at how
handy it is.
4.Pocket (Android | iOS)
Formerly known as Read It Later, Pocket clips Web content so you can, well, read it later. Though it's useful
in any number of scenarios, I find it best for compiling my own mobile magazine.
For example, I enjoy reading Entertainment Weekly's "Mad Men" recaps -- but not while I'm sitting at my
PC trying to work. As soon as I see that the latest recap has been posted, I simply click the Pocket
bookmarklet in my browser. Now I can access it anytime, anywhere via the Pocket app, where it's
beautifully formatted for mobile viewing.
Pocket is even smart enough to handle articles that continue across multiple pages, meaning you get the
entire story, not just the first section.
5.Yelp (Androi–d | iOS)
To quote Douglas Adams: "The History of every major Galactic Civilization tends to pass through three
distinct and recognizable phases, those of Survival, Inquiry and Sophistication, otherwise known as the
How, Why, and Where phases. For instance, the first phase is characterized by the question 'How can we
eat?' the second by the question 'Why do we eat?' and the third by the question 'Where shall we have
lunch?'"
Oh, how Adams would have loved Yelp. The app answers not only the question "Where shall we have
lunch?", but also "Is that restaurant any good?" and "How can I express my displeasure with the waitstaff?"
Yelp finds all manner of nearby businesses, provides user reviews of those businesses, and lets you check
in, Foursquare-style, so friends can keep tabs on your dining, shopping, and the like. But mostly it just helps
you separate the wheat from the chaff, and for that it's utterly indispensable. OK, those are my picks. Now
let's hear yours. What apps have proven so incredibly handy, they're now an integral part of your daily life?
Talk up your faves in the comments.
1.) Finger Math: 9X Rule
To multiply by 9,try this:
(1) Spread your two hands out and place them on a desk or table in front of you.
(2) To multiply by 3, fold down the 3rd finger from the left. To multiply by 4, it would be the 4th finger
and so on.
(3) the answer is 27 ... READ it from the two fingers on the left of the folded down finger and the 7
fingers on the right of it.
This works for anything up to 9x10!
Square a 2 Digit Number Ending in 5
For this example we will use 25
• Take the "tens" part of the number (the 2 and add 1)=3
• Multiply the original "tens" part of the number by the new number (2x3)
• Take the result (2x3=6) and put 25 behind it. Result the answer 625.
Try a few more 75 squared ... = 7x8=56 ... put 25 behind it is 5625.
55 squared = 5x6=30 ... put 25 behind it ... is 3025. Another easy one! Practice it on paper first!
2.) Square 2 Digit Number: UP-DOWN Method Square a 2 Digit Number, for this example 37:
• Look for the nearest 10 boundary
• In this case up 3 from 37 to 40.
• Since you went UP 3 to 40 go DOWN 3 from 37 to 34.
• Now mentally multiply 34x40
• The way I do it is 34x10=340;
• Double it mentally to 680
• Double it again mentally to 1360
• This 1360 is the FIRST interim answer.
• 37 is "3" away from the 10 boundary 40.
• Square this "3" distance from 10 boundary.
• 3x3=9 which is the SECOND interim answer.
• Add the two interim answers to get the final answer.
• Answer: 1360 + 9 = 1369
3.) Assorted Multiplication Rules
Multiply by 5: Multiply by 10 and divide by 2.
Multiply by 6: Sometimes multiplying by 3 and then 2 is easy.
Multiply by 9: Multiply by 10 and subtract the original number.
Multiply by 12: Multiply by 10 and add twice the original number.
Multiply by 13: Multiply by 3 and add 10 times original number.
Multiply by 14: Multiply by 7 and then multiply by 2
Multiply by 15: Multiply by 10 and add 5 times the original number, as above.
Multiply by 16: You can double four times, if you want to. Or you can multiply by 8 and then by 2.
Multiply by 17: Multiply by 7 and add 10 times original number.
Multiply by 18: Multiply by 20 and subtract twice the original number (which is obvious from the first step).
Multiply by 19: Multiply by 20 and subtract the original number.
Multiply by 24: Multiply by 8 and then multiply by 3.
Multiply by 27: Multiply by 30 and subtract 3 times the original number (which is obvious from the first
step).
Multiply by 45: Multiply by 50 and subtract 5 times the original number (which is obvious from the first
step).
Multiply by 90: Multiply by 9 (as above) and put a zero on the right. Multiply by 98: Multiply by 100 and
subtract twice the original number.
Multiply by 99: Multiply by 100 and subtract the original number.
MATHS MADE EASY
4.) Multiply Up to 20X20 In Your Head
In just FIVE minutes you should learn to quickly multiply up to 20x20 in your head. With this trick, you
will be able to multiply any two numbers from 11 to 19 in your head quickly, without the use of a
calculator.
I will assume that you know your multiplication table reasonably well up to 10x10.
Try this:
• Take 15 x 13 for an example.
• Always place the larger number of the two on top in your mind.
• Then draw the shape of Africa mentally so it covers the 15 and the 3 from the 13 below. Those
covered numbers are all you need.
• First add 15 + 3 = 18
• Add a zero behind it (multiply by 10) to get 180.
• Multiply the covered lower 3 x the single digit above it the "5" (3x5= 15)
• Add 180 + 15 = 195.
That is It! Wasn't that easy? Practice it on paper first!
5.) The 11 Rule
You likely all know the 10 rule (to multiply by 10, just add a 0 behind the number) but do you know the 11
rule? It is as easy! You should be able to do this one in you head for any two digit number. Practice it on
paper first!
To multiply any two digit number by 11:
• For this example we will use 54.
• Separate the two digits in you mind (5__4).
• Notice the hole between them!
• Add the 5 and the 4 together (5+4=9)
• Put the resulting 9 in the hole 594. That's it! 11 x 54=594
The only thing tricky to remember is that if the result of the addition is greater than 9, you only put the
"ones" digit in the hole and carry the "tens" digit from the addition. For example 11 x 57 ... 5__7 ... 5+7=12
... put the 2 in the hole and add the 1 from the 12 to the 5 in to get 6 for a result of 627 ... 11 x 57 = 627
Practice it on paper first!
The 11 Rule Expanded
You can directly write down the answer to any number multiplied by 11.
• Take for example the number 51236 X 11.
• First, write down the number with a zero in front of it.
051236 The zero is necessary so that the rules are simpler.
• Draw a line under the number.
• Bear with me on this one. It is simple if you work through it slowly. To do this, all you have to do this is "Add
the neighbor". Look at the 6 in the "units" position of the number. Since there is no number to the right of it,
you can't add to its "neighbor" so just write down 6 below the 6 in the units col.
• For the "tens" place, add the 3 to the its "neighbor" (the 6). Write the answer: 9 below the 3.
• For the "hundreds" place, add the 2 to the its "neighbor" (the 3). Write the answer: 5 below the 2.
• For the "thousands" place, add the 1 to the its "neighbor" (the 2). Write the answer: 3 below the 1.
• For the "ten-thousands" place, add the 5 to its "neighbor" (the 1). Write the answer: 6 below the 5.
• For the "hundred-thousands" place, add the 0 to the its "neighbor" (the 5). Write the answer: 5 below the 0.
That's it ... 11 X 051236 = 563596
Practice it on paper first!
7 Steps for Lung Cancer Protection
The National Lung Association has dubbed May “Breathe Easy Month.” As the month comes to a close, we
wanted to recognize this aspect of May with a review of some ways to improve your lung function through
healthful eating. While the National Institute of Cancer maintains that giving up smoking is the most
beneficial health action that smokers can take to lower their risk of lung cancer, the following dietary
recommendations may also offer protection against lung cancer — for smokers and nonsmokers alike.
1. Eat carotenoid-rich foods. - Carrots, green and red bell
peppers, sweet potatoes, winter squash, and leafy greens
contain DNA-friendly antioxidants that protect the lungs.
Beta carotene, a vitamin A precursor, has been the
carotenoid most associated with lung cancer protection.
Mangoes, apricots, cantaloupes, and peaches are
excellent fruit choices. Skip the pills and get beta
carotene from food sources instead. Results of a 1994
Finnish study showed an increased rate of lung cancer
among smokers given high doses of beta carotene
supplements. Other studies have shown that increased beta carotene from food decreased cancer rates.
Lycopene, another carotenoid, has also been found to protect against lung cancer. The antioxidant action
of lycopene also helps ward off prostate cancer. Tomatoes, tomato products, guava, watermelon, and pink
grapefruit are all good sources of lycopene.
2. Eat one serving of cruciferous vegetables daily. - Cruciferous vegetables (like broccoli, cabbage, kale,
watercress and Brussels sprouts) contain a phytochemical called isothiocynate. Isothiocynate blocks an
enzyme that activates cancer-causing agents in tobacco smoke. Get at least one serving of these helpful
veggies every day.
3. Find food sources of selenium. - A study indicated that dietary supplements of selenium (200 mcg) may
significantly lower the incidence of lung cancer. Since the possible benefit of selenium supplementation
needs to be assessed in a larger population study, eat heart-healthy food sources that are high in selenium.
These include Brazil nuts, whole grains, and tuna.
4. Eat foods high in vitamin E. - Vitamin-E rich foods include nuts (almonds, walnuts, & sunflower seeds),
avocados, mangoes, and wheat germ. Vitamin E (tocopherol), an antioxidant, main- tains lung cell integrity.
A Finnish study showed that a diet rich in Vitamin E lowered the risk of lung cancer among smokers by
20%.
5. Limit fat intake. - Limit your intake of fat, especially saturated fat found in red meat and high-fat dairy
foods. Studies show a direct correlation between lung cancer and intake of animal fats. Eat more fatty fish,
since these are high in omega-3 fatty acids (good fats) as opposed to saturated (bad) fat. Try salmon,
mackerel, or tuna. Beans as healthy high-protein alternatives.
6. Get enough vitamin C. - Oranges contain vitamin C and folic acid (a B-complex vitamin). Both nutrients
appear beneficial in protecting against lung cancer. Other high Vitamin C foods include kiwi, potatoes, and
red bell peppers. Asparagus, broccoli, and dried beans are good sources of folic acid.
7. Get fit! - Two recent studies show evidence that regular exercise may exert an “anti-cancer” effect. In
addition, one of the studies found that men who were fitter had a lower risk of dying of lung cancer. The
researchers suggest that fitness may protect the lungs against the ravages of tobacco smoke and that being
sedentary may be one of the factors contributing to lung cancer. The American Cancer Society
recommends 30 minutes of cumulative moderate physical activity on most days of the week.
The bottom line:
While research continues to determine diet’s role in lung cancer, the best advice for smokers who want to
reduce their risk of lung cancer is stop smoking. For nonsmokers who wish to ward off lung cancer, a low
fat diet with 5-9 servings daily of colorful fruits/vegetables and grains is a good bet.
RECIPIE OF THE DAY
Vegetarian Tacos
Serves: 6 | Serving Size: 2 tacos
Total Time: 20 min | Prep: 10 min | Cook: 10 min
1/2 cup water
1/2 medium-sized onion, chopped
3 garlic cloves, crushed
1 small bell pepper, finely diced
1 cup tomato sauce with no added salt
4 veggie burgers, diced small
1 teaspoon chili powder
1 teaspoon cumin
1 teaspoon oregano
12 corn tortillas, warm
1 cup each: shredded romaine lettuce, diced tomato, diced green onion
Heat the water in a 12 inch nonstick skillet over medium high. Add the onion, garlic and green pepper and
cook until the onion is soft, about 3-5 minutes.
Add the tomato sauce, veggie burgers and spices. Reduce heat and cook until veggie burgers soften and
most of sauce is absorbed. Fill warm corn tortillas with filling. Garnish with lettuce, tomato and onion.
Nutrition Facts
Serving Size 2 tacos
Servings Per Batch 6
Amount Per Serving
Calories 230 Calories from
Fat 5
% Daily Value *
Total Fat 4g 0%
Saturated Fat 0g 0%
Trans Fat 0g
Cholesterol 0mg 0%
Sodium 290mg 2%
Total
Carbohydrate 43g 2%
Dietary Fiber 4g 2%
Sugars 5g
Protein 7g 2%
Vitamin A 29% • Vitamin
C 63%
Calcium 13% • Iron 11%
Bhandardara – Feel The Splash Of Rains
Bhandardhara is a holiday resort village on the western coast of India.
The village is located in theAhmednagar district of the state
of Maharashtra, about 185 kilometers (115 mi) from Mumbai.
Bhandardara sits by the Pravara River, and is a blend of natural
beauty, waterfalls, mountains, tranquility, greenery, invigorating air
and pristine ambiance. The Bhandardara Lake and the Randha falls are
major tourist attractions.
A village near Bhandardara
Village Folks at Bhandardara
Bhandardara is full of attractions – from Wilson Dam to Arthur Lake. As legend has it, Shri Agasti Rishi
meditated here for a year, surviving only on water and air, pleased with this display of devotion, God came
down to Earth and blessed Shri Agasti Rishi with a stream of the Ganges river, which is now known as the
Pravara River.
From Bhandardara, you can climb up to see the Ratangad and Harishchandragad fort. Or, you can follow
the trails that lead to Ajoba and Ghanchakkar peaks. Also, if you are up for a challenge, the highest peak
inMaharashtra, Mount Kalsubai (1646 m), stands tall for you to conquer. The starting point of this
challenging trek is Bari Village, located 12 km away from Bhandardara. Atop, there is a small temple and
standing. Standing at the summit, you can have panoramic view of Sahyadris and Bhandardara.
Places of interest
Bhandardara is home to Mount Kalsubai, the highest peak
(5,400 ft/1,600 m) in Maharashtra.
Another tourist attraction is the Wilson Dam on the Pravara River,
which was built in 1910. The scenic Umbrella Falls also draw visitors,
although it can be seen only during the monsoons between July and
October. About 4 km away from Shendi Village is the Randhaa Waterfalls. The Ratangad fort is around
22 km from Shendi/ Bhandardara, and is connected by both roadway, and ferry across the Lake Arthur. On
the Kalsubai side, at the far end of a 22 km roadway across luscious forests, and tribal villages, is
Konkankada from where the views of the plains are breathtaking. Harishchandragad is another nearby
mountain hiking spot with ancient temples on top.
Bhandardara provides plenty of opportunity for small treks and hikes for adventure lovers. The most
interesting and exciting trek is the small trek to Ratangad fort; to reach Ratangad fort one should take the
boat over the small lake near the village Ratanwadi.
Ratanwadi is known for its scenic boat rides. Ratangad is an interesting fortress, situated at the edge of
ghats with numerous water cisterns and caves. It also commands an excellent view all around and is said to
be the favourite fort of the Maratha king Chatrapati Shivaji.
A popular resort is Anandvaan Resort, located 2800 feet above sea level. The resort boasts both hill and
lake views, where visitors reside in private cabins ranging in size and location.
Wilson Dam: Built in 1910 across River Pravara, Wilson Dam is situated at a height of 150 m above sea
level. It’s one of the oldest dams in the country. The opening of sluice gates creates two 60 to 80 feet
cascades of water that plummet to the rocks below. It’s a spectacular view. Tourists can amble in the
circular garden located at the base of the dam.
Umbrella falls under Wilson dam
Arthur Lake: The clear and placid lake is bounded by thick canopied forests of the Sahyadri hills. The Lake
gets its water from the Pravara River. The Lake and its surroundings offer an enchanting spectacle.
Randha Falls: Randha Falls is the third largest falls in India. The roaring River Pravara descends down from
a height of 170 ft into a beautiful gorge.
Ghatghar: Located 22 km from Bhandardara, Ghatghar is a popular
viewpoint in the area. It offers a panoramic view of the Sahyadri
ranges.
Mount kalsubai: from Bhandardara Tourist can see the highest peak of
the sahyadri range, mount kalsubai. Kalsubai with its height and view is
popular for trekking and so are the hills near kalsubai. The trek is
physically demanding, as Bhandardara is located on a hill and to reach
this place one has to do lots of trekking. Ratnagad : Ratnagad fort was
captured by chhatrapati Shivaji maharaj. The fort lies near the
Maharashtra tourism resort and has ample of grounds to interest trekkers. The fort commands a good view
of the surrounding areas.
Angling:
This is popular place for angling. Tourists can spot a number of large fish over here. Tourists can go angling,
but boats are not allowed.
Transportation Bhandardara is easily accessible by road also from Mumbai which
is around 185 km far and Pune which is around 191 km
far. Please be careful with the narrow roads while driving on the
ghats towards bhandardara.
The nearest airport is in Mumbai, while Igatpuri Railway Station,
45+ km away, has the nearest railhead. One can board a state
transport bus from Igatpuri to reach Bhandardara. Regular
buses are available from both the cities to reach Bhandardara, or
you can also hire a taxi to reach the destination.
Bhandardara (2500 ft) (Mumbai - 170 kms, Pune - 191 kms, Nashik - 70 kms)
Anand Van Resort
Resort Opp. MTDC, Bhandardara
YASHRESORT Resort Bhandardara
MTDC Resort
Resort Bhandardara
(image courtesy : Nivalink)
BASIC ACCOUNTING TERMINOLOGY FOR ALL
Accounting Equation
The three components of a balance sheet can be stated in the form of following basic
accounting equation
Assets = Liabilities + Capital (owners equity)
eg: Rs.50,000=Rs. 10,000+Rs.40,000
This equation tells at a glance that the resources of this enterprise total Rs. 50,000 and
these assets are financed by two sources — Rs. 10,000 by the creditors(liabilities), also known as outsiders
claims, and Rs.40,000 by the owner (capital), also known as owner equity.
Business Transactions - It is an economic event that relates to a business entity. It can be a purchase of
goods, collection of money, payment to creditors for goods and expenses. An event to be a transaction
must possess the quality of economic substance, relate to business and affect the economic results. In
other words, an event must be capable of being measured in monetary terms and related to business
enterprise in terms of economic consequence.
Assets - These are economic resources of an enterprise that can be usefully expressed in monetary terms.
Assets are things of value used by the business in its operations. For example, Departmental Store owns a
fleet of trucks, which is used by it for delivering food stuff; the trucks, thus, provides economic benefits to
the enterprise. This item will be shown of the asset side of the balance sheet of Departmental Store. Assets
can be broadly classified into two types: Fixed Assets and Current Assets.
Fixed Assets are assets held on a long term basis, such as land, buildings, machinery,
plant, furniture and fixtures. These assets are used for doing business and not for re-sale
in normal course of operation.
Current Assets are assets held on a short term basis such as debtors (account receivable),
bills receivable (notes receivable), stock (inventory), temporary investment in securities, cash and bank
balances. Normally the short term refers to an accounting year.
Liabilities - These are the obligations or debts that the enterprise must pay in money or services at
sometime in the future. Therefore, represent creditors, claims against assets of the firms. Both small and
big businesses find it necessary to borrow money at some time or the other, and to purchase goods on
credit. For example, super bazaar, purchases goods for Rs. 10,000 on credit for a month from Fast Foods
Products Company on 25 December 2001. If the balance sheet of Departmental stores is prepared as at 31
December 2001, Fast Food Products Company will be shown as creditors (accounts payable) on the
liabilities side of the balance sheet. If the departmental store also takes a loan for a period of three years
from ABC Bank Ltd., this will be shown as a liability in the balance sheet of the Departmental Stores.
Capital - Investment by the owners for the use in the firm is known as capital. From the accounting
equation given earlier, it can easily be found that the capital is Rs.40,000. Owner’s equity is the ownership
claim on total assets. It is equal to total assets minus total external liabilities: E=A-L this is also called
residual interest. Owner's equity is equal to capital.
Sales - Sales are total revenues from goods sold and/or services sold or provided to customers. Sales may
be cash sales or credit sales.
Revenues - These are the amounts the business earns by selling it products or providing services to
customers. These are called 'sales revenues'. Other items and sources of revenues common to many
businesses are: sales, fees, commission, interest, dividends, royalties, rent received, etc.
Expenses - These are costs incurred by a business in the process of earning revenues. Generally, expenses
are measured by the cost of assets consumed or services used during an accounting period. The usual
items of expenses are: depreciation, rent, wages, salary, interest, costs of heat, light and
water, telephone, etc.
Expenditure - Expenditure is the amount of resources consumed. Usually, it is of long
term in nature. Therefore, its benefit is to be derived in future. For example: capital
expenditure.
Loss - Loss is the gross decreases in the assets or gross increases in the liabilities. It is the excess of
expenses over revenues. It represents reduction in owners' equity due to inability of the firm to recover
the assets used in the business. For example, a firm spends Rs. 70,000 and generates revenue of Rs.
60,000, there is a loss of Rs. 10,000 which represents non-recovery of assets consumed in doing business.
Income - Income is the increase in the net worth of the organization either from business activity or other
activities. Income is a comprehensive term, which includes profit also. In accounting income is the positive
change in the wealth of the firm over a period of time.
Profit - Profit is the excess of revenues over expenses during an accounting year. It
increases the owner’s equity.
Gains - Gain is the change in the equity (net worth) arising from change in the form
and place of goods and holding of assets over a period of time whether realized or
unrealized. It may either be of capital nature or revenue nature or both.
Drawings - It is the amount of cash or other assets withdrawn by the owner for his personal use.
Purchases - Purchases are total amounts of goods procured by a business on credit and for cash, for use or
sale. In a trading concern, purchases are made of merchandise for resale with or without processing. In a
manufacturing concern, raw materials are purchased, processed further into finished goods and then sold.
Purchases may be cash purchases or credit purchases.
Stock - Stock (inventory) is a measure of something on hand-goods, spares and other items-in a business. It
is called stock on hand. In a trading concern, the stock on hand is the amount of goods which have not
been sold on the date on which the balance sheet is prepared. This is also called closing stock (ending
inventory). In a manufacturing company, closing stock comprises raw materials, semi-finished goods and
finished goods on hand on the closing date. Similarly, opening stock (beginning inventory) is the amount of
stock at the beginning of the accounting year.
Debtors/Accounts Receivable - Debtors (accounts receivable) are persons and/or other entities who owe
to an enterprise an amount for receiving goods and services on the credit. The total amount due from such
persons and/or entities on the closing date is shown in the balance sheet as the sundry debtors (account
receivables) on the asset side.
Creditors/Accounts Payable
Creditors (accounts payable) are persons and/or other entities who have to be paid by an enterprise an
amount for providing the enterprise goods and/ or services on credit. The total amount standing due to
such persons and/or entities on the closing date is shown on the balance sheet as sundry creditors
(accounts payable) on the liability side.
FROM SCHOOL TO COLLEGE
With SSC/ICSE/IB/IGCSE 10th std results declared and admission process in full swing we have enlisted the
Top Commerce/Science/Arts Colleges in Mumbai.
Find the college best suited to your career aspiration needs from this list of top colleges in Mumbai.
You will find all the details & requirements to become a proud student of any of these colleges which rank
right at the top among the best colleges ever. So browse through our list of top colleges in Mumbai and
build a path to great career ahead!
TOP COMMERCE COLLEGES 1.) Narsee Monjee College of Commerce and Economic - Narsee Monjee College of Commerce &
Economics is a leading college affiliated to Mumbai University. It was established in 1964 by Shri Vile Parle
Kelavani Mandal (SVKM)....
2.) KPB Hinduja College of Commerce - K. P. B. Hinduja College of Commerce was established in 1974 by
late Shri Parmanand Deepchand Hinduja who was a harmonious blend of philanthropy and mercantile
activities....
3.) RA Podar College of Commerce and Economics - It now became ‘Ramniranjan Anandilal Podar College
of Commerce and Economics’. The College received permanent affiliation from the University of Mumbai
on 17th August, 1950....
4.) HR College of Commerce and Economics - H.R. College of Commerce & Economics is one of the leading
commerce and management colleges, affiliated to the prestigious University of Mumbai (Bombay)....
5.) KJ Somaiya College of Science and Commerce - Our beloved founder Padmabhushan Pujya Late Shri. K.
J. Somaiya laid the foundation of Somaiya Vidyavihar in 1959....
6.) Mithibai College Of Arts Chauhan Institute Of Science and Amrutben Jivanlal College of Commerce
and Economics - Mithibai college was established by Shri Vile Parle Kelavani Mandal in 1961. The Mithibai
College of Arts and Chauhan Institute of Science, commonly known as the main wing, was started first....
7.) Lala Lajpat Rai College of Commerce and Economics - The Lala Lajpat Rai College of Commerce &
Economics is one of the leading Educational Institutions in the metropolis....
8.) Mulund College of Commerce - Parle Tilak Vidyalaya Association’s Mulund College of Commerce, was
founded in 1970 by such visionaries as the Late Shri Babasaheb Pethe, the Late Shri Baburao Paranjape and
others....
9.) The DG Ruparel College of Arts Science and Commerce - The Doongarsee Gangjee Ruparel College,
established in 1952 by the Modern Education Society, Pune is rightly known as one of the best institutions
of higher education in Mumbai....
10.) Sydenham College of Commerce and Economics - Sydenham College "the first college of commerce in
Asia" was established in October 1913. It was named after the then-governor of Bombay Lord Sydenham of
Combe....
TOP SCIENCE COLLEGES 1.) St Xaviers College Autonomous - It has been awarded the highest rating A+ (5-Star) in the re-
accreditation by the National Assessment and Accreditation Council (NAAC) in 2007. It is built in the Indo-
Gothic style of architecture, and recognized as a heritage structure....
2.) Sophia College - The vision of Maharashi Karve and the foresight of Sir Vithaldas Thackersey led to the
establishment of the first women’s university in India. Recognizing the pioneering work of Karve....
3.) Bhavans College - Founded on November 7, 1938, on the auspicious Kartik Sud Purnima, Samvat 1995,
nearly a decade before the advent of Independence, with the blessings of Mahatma Gandhi....
4.) Mithibai College Of Arts Chauhan Institute Of Science and Amrutben Jivanlal College of Commerce
and Economics
5.) KJ Somaiya College of Science and Commerce
6.) Jai Hind College - Jai Hind College was established in 1948 by a small band of dedicated teachers of the
D.J Sind College Karachi....
7.) Elphinstone College - Elphinstone College occupies a unique position in the annals of education in the
country. It is one of the rarest institutions, born even before the University of Mumbai, to which it was
later on affiliated....
8.) Wilson College - As an educational institution going back to 1832. It began as Ambrolie School in
Girgaum, later seeing several changes of sites and names, eventually being called Wilson School....
9.) The DG Ruparel College of Arts Science and Commerce
10.) Ramnarain Ruia College - The Ramnarain Ruia College of Arts & Science was established in June 1937;
it was the first college in Mumbai to be started by the Shikshana Prasaraka Mandali, Pune....
TOP ARTS COLLEGES 1.) St Xaviers College Autonomous -
2.) Elphinstone College -
3.) SNDT University -
4.) Bhavans College –
5.) Mithibai College Of Arts
6.) Jai Hind College -
7.) Ramnarain Ruia College
8.) The DG Ruparel College of Arts Science and Commerce
9.) Wilson College
10.) Ramniranjan Jhunjhumwala College
HEALTH Hi i have a difficult time sleeping and when I do I am so afraid of sleeping with my
legs down. I may be able to one at a time but definitely not both at once. This is
causing my knees to really hurt.I also am still afraid of sleeping in complete darkness
unless its with certain people. I have a really good friend and sometimes I will sleep over his house and my fear of the dark
seemed to go away.
Answer
You should sleep with the lights on and try these tips. I also if this persists . You may
want to consider a therapist.
Do this religiously for 4-6 weeks although some have seen changes in as little as 2
weeks. 3 hours before bedtime stay away
from, caffeine, alcohol, chocolate, exercise, caramel colored soda like coke,pepsi,
ginger ale or root beer, all this make for restless sleep. When you get in the bed take a few slow deep breaths in and out, make sure room is
dark, you can put some mellow music while you go off to sleep but make sure the
alarm is set so it turns off after 30 minutes. When you go to bed if you start to twist
and turn only do it for 20 minutes, then you must get out of bed,go into a different
room ,then read a book or magazine, no computer.When you start to doze immediately go back into the bed. This retrains the brain into thinking that the bed is
for restful sleep only. Do this as many times as you awaken thru the night. It will
lesson.
30 minutes before sleep take a hot bath and put your hands, palms up under the bath water. Latest research is that the palms of the hands send signals to the brain that its
time to wind down and get ready for sleep. 15 minutes before bedtime drink a glass
of plain warm milk. Milk when heated contains tryptophan a natural amino acid sleep
inducer. If after all this is done for at least 4-6 weeks and you see no improvement consider
going to a sleep center and having your sleep evaluated. Your local hospital can refer
you. For more information go to sleepnet.com.
FOOD & NUTRITION I am a big big fan of soups and stews - mainly a load of
vegetables with a base such as oxtail or osso busco as flavour, or
minestrone. Because my soups are in large batches, I tend to
have 2-3 days' worth of dinner! I always thought this was
healthy because of all the veggies.
However, someone recently told me that soups were not
nutritious at all. They said this was because any vegetables in it
had all their nutrients 'boiled out' (hence their yellowish rather
than green colour, etc). They also said that fatty meats like osso
bucco / oxtail would lead to cholesteral problems.
Could you please advise on this? I'm quite dismayed!
Answer
It's not true that soups are not nutritious. It depends what kind of food you put into it. Yes, the enzymes
are destroyed when you heat food over 118 degrees, but that doesn't make soups any less nutritious than
cooked
greens in a skillet. The nutrients get "boiled out" into the broth itself, which is why soup broth is used all
over the world to get nutrition into people who can't eat solid food for whatever reason.
In a perfect world, you would eat all your produce raw but very few people follow a raw vegan diet like
that.
I would highly recommend not taking nutritional advice from friends and associates who don't know what
they're talking about. Good for your for researching more!
If you're eating lots of veggies in your soups, I would keep doing what you're doing. It's far better to eat
veggies in soup than not eat them at all.
I hope that helps!
PARENTING My little boy is just 13 weeks old. We are having alot of trouble
with his sleeping, not the length he sleeps, but how he goes to
sleep.No matter how we put him to sleep he throws a major
tantrum...I know thats the wrong word but thats what it seems
like. He will be sleepy, starting to drop off, when he will just start
screaming really hard. He does this even when held in our arms,
even if being rocked, even if being shushed, even if in the car or
buggy and when he is left alone. No matter what the method of
sleep he always just freaks out. Its really distressing for us to
watch and surely must be distressing for him. He cries so so
hard, really screams and it could go one for 20 mins no matter
what we do, calming him down is really hard. It only happens when he is falling asleep! Please please help!
Answer
You said this happens as he's starting to drift off. Sounds to me like he's starting to dream as he goes out
and has what's called a night terror. I had these when I was about 4. The doctor explained it to my Mom
that as I started to fall asleep, I wouldn't drift into a deep sleep so when I started to dream, images from
what I was dreaming would frighten me. They actually had to give me a mild sedative at bedtime so I could
fall into a deep enough sleep to keep the images from scaring me. I don't know as a doctor would
prescribe something for a child as young as yours, but talk to the pediatrician about a referral to a pediatric
sleep specialist to try and find out what could be going on.
FINANCE AND ACCOUNTING Question:
i would like to ask about a question about TDS on FD deposit:
1. I have a some fixed deposits and there some TDS Tax deducted on
deposits. Is there any way to claim that TDS tax as she doesn't have any other
income and she has PAN card as well ? Is there any way to avoid such TDS in
the future ?. She is having investment in mutual fund-ELSS. whether it will be
helpful to claim that TDS ?
Answer: Yes, there is a way to avoid TDS i.e. by submitting the 15 G form to
the Banker. As per the Income Tax guidelines, banks are required to deduct TDS on deposits if the total
interest earned in a given financial from all the deposits exceeds Rs.10,000. TDS Rate is 10% plus education
cess 0.3% (3% on 10) total 10.3%.But, if your income is within the maximum tax exemption limit, then you
may inform your bank about the same by submitting the 15G (form available at the bank).
Investment in mutual funds-ELSS will not help you in claiming TDS. The only way to claim the TDS is by
filing a return showing taxable income within the tax exemption limit and then claiming the TDS through
Form 16A which the banker issues when TDS is deducted.
Jainism is a non-theistic religion that developed from Hinduism in the Indian sub-continent at about the
same time as Buddhism. Jainism comes from a Sanskrit verb ji, 'to conquer'. Jains practice ascetism, as did
the man counted as Jainism's founder, Mahavira, a possible contemporary of the Buddha. Aceticism is
necessary for release of the soul and enlightenment, which means freedom from the continual
transmigrations of the soul at the death of the body. Karma binds the soul to the body. Mahavira is
thought to have deliberately fasted to death, following the ascetic practice named salekhana. Ascetism by
means of the three jewels (right faith, knowledge, and conduct) can release the soul or at least elevate it to
a higher home in the next reincarnation. Sin, on the other hand, leads to a lower home for the soul in the
next reincarnation.
Early history (7th century BC - 5th century BC)
Scholars of religion generally hold that Jainism originated in the 7th–5th century bce in the Ganges basin of
eastern India, the scene of intense religious speculation and activity at that time. Buddhism also appeared
in this region, as did other belief systems that renounced the world and opposed the ritualistic Brahmanic
schools whose prestige derived from their claim of purity and their ability to perform the traditional rituals
and sacrifices and to interpret their meaning. These new religious perspectives promoted asceticism, the
abandonment of ritual, domestic and social action, and the attainment of gnosis (illumination) in an
attempt to win, through one’s own efforts, freedom from repeated rebirth.
Jains believe that their tradition does not have a historical founder. The first Jain figure for whom thereis
reasonable historical evidence is Parshvanatha (or Parshva), a renunciant teacher who
may have lived in the 7th century bce and founded a community based upon the
abandonment of worldly concerns. Jain tradition regards him as the
23rd Tirthankara (literally, “Ford Maker”; i.e., one who leads the way across the stream of
rebirths to salvation) of the current age (kalpa). The 24th and lastTirthankara of this age
was Vardhamana, who is known by the epithet Mahavira (“Great Hero”) and is believed to
have been the last teacher of “right” knowledge, faith, and practice. Although traditionally
dated to 599–527 bce, Mahavira must be regarded as a close contemporary of
the Buddha(traditionally believed to have lived in 563–483 bce but who probably flourished about a
century later). The legendary accounts of Mahavira’s life preserved by the Jain scriptures provides the basis
for his biography and enable some conclusions to be formulated about the nature of the early community
he founded.
Mahavira, like the Buddha, was the son of a chieftain of the Kshatriya (warrior) class. At age 30 he
renounced his princely status to take up the ascetic life. Although he was accompanied for a time by the
eventual founder of the Ajivika sect, Goshala Maskariputra, Mahavira spent the next 121/2 years following
a path of solitary and intense asceticism. He then converted 11 disciples (called ganadharas), all of whom
were originally Brahmans. Two of these disciples, Indrabhuti Gautama and Sudharman, both of whom
survived Mahavira, are regarded as the founders of the historical Jain monastic community, and a third,
Jambu, is believed to be the last person of the current age to gain enlightenment. Mahavira is believed to
have died at Pavapuri, near modern Patna.
The community appears to have grown quickly. According to Jain tradition, it numbered 14,000 monks and
36,000 nuns at the time of Mahavira’s death. From the beginning the community was subject to schisms
over technicalities of doctrine, however, these were easily resolved. The only schism to have a lasting
effect concerned a dispute over proper monastic practice, with the Shvetambara (“White-Robed”) sect
arguing that monks and nuns should wear white robes and the Digambara (“Sky-Clad”; i.e., naked) sect
claiming that a true monk (but not a nun) should be naked. This controversy gave rise to a further dispute
as to whether or not a soul can attain liberation (moksha) from a female body (a possibility that Digambar
deny)
Pratyushan Parva
This Jain festival is celebrated by both the Svetamber and the Digambar sects in the month of August to
September. The Svetambar jains star observing it in the dark half of the month from the 13th day upto the
fifth day of the bright half for eight days. But the Digambar Jains begin to
observe it from the fifth day of the bright half of bhadra and terminate it after
eight days on the 13th lunar day. This festival signifies a man’s emergence into
a new world of spiritual and moral refinement from that of gross and depraved
world. During the days of celebration, the devout Jains keep fast eat only once
a day, worship the Tirthankaras, and try to imbibe the qualities and virtues of
great Jain saints and preachers. This is also the occasion of self analysis and
criticism and to do away with ones own shortcomings, etc.
Akshya tritiya
Akshya tritiya festival observed in the month of April or on the third day of the bright fortnight of Vaishakh
on each year. The literature of this festival according to the Jains is that the first tirthankara Rsabhanatha
on this particular day of Akshya tritiya with respect to his religious ritual and after his continuous fast of six
months received sugar-cane juice from the Prince Sreyamskumar.Thus as a tribute to this, the festival of
Akshya tritiya was celebrated every year. Mostly ladies take part in this festival where they are garlanded
and are brought to the temple in procession, after which the relatives go to the nearby sugarcane crusher
and clean the press with boiled water and collect the juice in earthen pots and offer it to the participants.
This is then followed by the vow taking of the participants of never drinking water without boiling for the
rest of the life.
Kartik Purnima
This falls on the full moon day of the month of November during which the monks and nuns of this
particular community start moving from the place where they were staying all these days .They are taken
in procession to next town or village where they are even accompanied by few other people and they start
eating green vegetables from which they stayed away all these days or in the rainy season. During kartik
purnima people start on pilgrimage to Palitana, the holy place. For those cannot afford this pilgrimage can
visit any of the nearby temples which has the hanging of Palitana painting or a display on a stone wall.
Mahavir Jayanti
The birthday of Lord Mahavir, the Jain Teerthankar is observed by both the Digambara and Shwetambar
Jains on the 13th day of the bright half of the Chaitra month. Mahavira
was born most probably in the year 599 B.C. This is celebrated by the
Jains and this is done by going to sacred sites and worshipping the
Teerthankars. There are ancient shrines at Girnar and Palitana in
Gujarat and people go there to worship on the auspicious day.
Mahavira Jayanti is also celebrated at Parasnath temple which is
located in Calcutta. This festival is celebrated with great style and
fervor in Rajasthan and Gujarat where the Jains are relatively in great
number. On this auspicious day, grand chariot processions with the
images of Mahavir are taken out, rich ceremonies in the temple are held and fast and charities are
observed. On this day the Jain scriptures are devotedly read and in some places grand fairs are also set up.
Diwali
Diwali is the day of 'Nirvana' of Lord Mahavira, the twenty-fourth Tirthankara in Pavapuri and they call it as
Deva Diwali during which homes and temples are illuminated with lamps. It is also on this day Ganadhar
Gautam, the first disciple of Mahavira Swami, attained complete knowledge. The Jains celebrate the diwali
during the month of Kartik for three days during which they observe fasting and chant the Uttaradhyayan
Sutra which contain the final pravachans of Lord Mahavira and meditate upon him. Also pilgrimages are
taken to the most sacred place, Mount Girnar in Gujarat where different kinds of celebrations are held.
History says that the first reference to Diwali is made in the Jain Scripture by Acharya Jinasena which hints
diwali is jains oriented festival which later was adopted by Hindus.
ABUSIVE LANGUAGE IN INDIAN CINEMA.
abbas3333 May 15
After the popularity of "Delhi Belly", a trend has been set up in Indian Cinema to use the
abusive language in order to gain popularity and cheap publicity. On one side censor board
says that it is mandatory to show a notice "Smoking is injurious to health" before the start of movie in
each and every cinema hall or multiplex and on the other hand censor board gives "A" certificate to
the films like "Delhi Belly" that uses abusive language and says that it is only for adults. Does it make
any sense or logic?
Smoking is injurious to health but usage of abusive language is injurious to our society and our future
generation.......
Aditya May 16
Abusive language has became a part of daily life in today's world. No matter from which area
u r. There is no point of avoiding this fact. I would say that such films are closer to reality than
the other films which show hypothetical world only.
abbas3333 May 16
@Aditya There are different ways of bringing reality out... But the way of using abusing
language in the film and then saying that we are bringing the reality out is not appreciable...
We all have used abusive language, but we dont use at in our home.....
Mmrityunjay May 16
So @abbas3333 , Brother !
Are you totally against of using abusive languages ? Or,
Are you against of these being used only in movies ?
And I probably will not go outside if it's raining and I don't like rain. :)
abbas3333 May 16
I am not saying that i m "TOTALLY" against abusive language, becoz i too had used it at some
or the other place.... But personally I dont like using abusive language for others nd i dont like
if somebody uses it for me.. But the point of conversation is that I am against of these being used in
movies.... u can smoke in ur room with ur frnds, nobody has the right to question u. But if u do the
same thing in public place, then certainly u will be fined or somebody will raise the objection.... there
are many things that one should understand.... u cannot advertise "LIQUOR" on TV becoz it will leave
a negative impact on minors.... same is with using abusive language in cinema... anyways it is only my
point of view... may depend from person to person....
praty May 17
It will not stop till it is banned for all the most obvious reason that people prefer movies to which
they can relate somewhat. the film makers are aware of this fact. Abusive Language has become
a sort of day to day conversation for the general population. even if you don't say it, you hear it. So its a
part of the normal life.
I agree with the point that if u smoke in a closed room nobody can have objections, while if you do in
public i still don't see anyone raising objections to it till they have having problem with the smoke because
again it is something that they are seeing all around and a part of their normal life.
and films are being made to earn money!! :) :)
Aditya May 18
Through cinema they are not advertising anything. Its a harsh fact. It's reality, and I believe there is
no wrong in bringing reality to the screen. We are not ashamed of what we do in our daily life but
yes we feel bad when the truth is spoken loud on the screen. Why such double standards?
abbas3333 May 19
@Aditya
There are many things that we do in our daily life dude, but that doesnt means that we will bring all
these things on screen.....
As per your logic, pornography should not be banned... right???? We are just bringing the reality on to
the screen..... Liquor and smoking advertisement should not be banned.....
Aditya May 19
Seriously, You compared pornography with abusive language.
Sex is not done in public. Its not an public issue its a private matter. Whereas people do use abusive
language in Public.
Pornography must be banned because
1) It encourages sexual assault and rape
2) It discourages gender based equality
3) It misguides youth specially in a country like India where there is no talks on such topic
Abusive language is just used to show discontentment of an individual. In 90% cases the person
abusing doesn't mean that too. Its just a way of showing frustration.
praty May 22
i think i'll take the points one by one..
pornography- 1st thing its not done public. secondly, its something u watch n not do. thatt also behind
closed doors. smoking, liquor, abusive languages these are things common not just to the person who
does it but even to the person who does not. so if you know a person who does all this and then you
see someone doing it in films for you its normal that 'ok! this is something i see everyday'
pornography is not something you do in front of passers-by everyday. this is not something you see
everywhere. and it does misguides people.
so comparison of abusive language and pornography is like not justified. they are not even close to
each other..very far and very different
barkha June 8
yes absolutely right. i saw little fellows in my street using abusive language without knowing the
meaning or sense of what they are speaking. when i asked then they said "jab gussa ata hai ya kisi se
ladai karte hai to ese hi bolte hai". i was shocked with this. they were motivsted from movies to do
so....and also one of my friend said that she is going to shange her accent of speaking abusive language
as she was influenced by JANNAT 2....
Means they are not been influenced by anything else but the accent of bad language...
harshit June 8
@barkha but you can't limit influence or ban things just for influencing wrongly it is just for that
precise reason that these movies have an 'A' Certificate because it is deemed that Adults can
distinguish between right and wrong. Take an example if there is a movie made on the life of say
Gandhiji it would have to show his death and cause of death but if some idiot is influenced by
Nathuram Godse (sic) and not Gandhiji after the movie then it's his personal problem and no doubt
he/she needs a psychiatrist but should we ban the movie because of it no I won't say it. Same is the
case with abusive language if even adults can not distinguish between wrong and right than it can not
and should not become the cause for censoring creative freedom taken by directors
NDTV
Pranab Mukherjee responsible for economic mess, Sangma says
Times of India - 57 minutes ago
Presidential candidate PA Sangma has blamed his UPA rival Pranab Mukherjee for the
economic mess in the country. LUCKNOW: Presidential candidate PA Sangma, who is being
backed by the BJP among other parties, on Wednesday renewed his attack on the UPA's ...
The Hindu
Pinki Pramanik released from jail
Times of India - 47 minutes ago
KOLKATA: Asian Games gold medallist Pinki Pramanik walked out of jail on Wednesday after 26
days and said she was falsely implicated in the rape case.
IBNLive.com
Gowda quits, wishes good luck to Shettar
Hindustan Times - 1 hour ago
Sadananda Gowda resigned as Karnataka chief minister on Wednesday, paving the way for
Jagadish Shettar to take over, but not before dramatic scenes were witnessed with his
supporters trying to physically prevent him from stepping down.
Telegraph.co.uk
Mark Webber renews contract with Red Bull
Daily News & Analysis - 31 minutes ago
By Tom Cary | Agency: Daily Telegraph Mark Webber has signed a one-year contract at Red
Bull for 2013, thus ending speculation linking the Australian with Ferrari and ending the
remote possibility that McLaren's Lewis Hamilton might move to Milton ...
Daily News & Analysis
Sensex extends losses on week European cues
Daily News & Analysis - 20 minutes ago
Place: Mumbai | Agency: PTI A benchmark index of Indian equities markets Wednesday
extended its losses to trade 141 points in lower late afternoon following weak opening in
European bourses.
India »
Moneycontrol.com
Monsoon covers entire country but still 23% deficient: IMD
Daily News & Analysis - 40 minutes ago
Place: New Delhi | Agency: PTI Monsoon, the life-line of Indian agriculture, today covered
the entire country but the rains are still deficient by 23%, a top official of India
Meteorological Department (IMD) said.
The Hindu
Two killed, 51 injured in J&K school bus accident
The Hindu - 43 minutes ago
A teacher and a student were on Wednesday killed and 51 others injured when a school
bus carrying students on a picnic trip fell into a gorge near Gulmarg tourist resort in
Kashmir's Baramulla district.
Nitish Kumar likely to support Hamid Ansari for Vice-President
Times of India - 2 hours ago
PATNA: Bihar chief minister and Janata Dal-United (JD-U) chief Nitish Kumar is likely to back
Hamid Ansari for a second term as Vice-President if the United Progressive Alliance (UPA)
declares his candidature, party leaders here said.
DAMJIBHAI ANCHORWALA: SWITCHING TO SUCCESS
Damjibhai Anchorwala may have dropped his entrepreneurial anchors by selling his Anchor Electricals
Company to Panasonic, this Kutchi, industrious entrepreneur’s life
was no less amazing and inspiring. With a modest beginning as a
businessman, he succeeded in reaching to the top. But despite
sitting pretty on the summit of success, this philanthropist
businessman has been leading a very simple and austere life
He had made up his mind to be a doctor but the circumstances so
conspired that he had to abandon his dream and plunged into the
world of business. And he became a big industrialist,
philanthropist, educationist, lover of animals and a terrific human being.
He is Damjibhai Anchorwala of Anchor Electricals.
Anchor Electricals had a very humble beginning but thanks to his and his brother Jadhavjibhai’s unflinching
faith and hard work, Anchor became a glittering household name in the country. Sharing his struggle story
with Chitralekha as part of the FT Foundations-Chitralekha Jewels of India Series, Damjibhai admits
candidly that he had never thought that he would turn out to be industrialist.
Born in 1939 in Kundarodi village of Kutch, Damjibhai’s father Laljibhai was in money lending business.
Incidentally, this is the village where renowned music directors Kalyanji-Anandji were born.
Damjibhai recalls, ‘I had come to Mumbai with my father when I was barely 6. My father had a shop in
Bhaikhala near Khatau Mill. The shop was in the front and our accommodation was at the back. I stayed in
Mumbai for 1 year before my father took me back to my village Kundarodi. Later the whole family decided
to leave the village and migrate to Mumbai and Damjibhai returned to Mumbai with his parents and
siblings. While he took admission in his community Kutchi Visa Osawal School, his father started a new
partnership cutlery shop in Worli. He says, ‘while studying, my brother Jadhavji and I both sat in the cutlery
shop during evening rush hour. We liked attending to the shop. To tell you the truth, we enjoyed it.
Damjibhai’s economic condition was fairly good. With income in Mumbai coupled with farming income in
village, Damjibhai’s family was leading a happy life. Since he wanted to be a doctor, Damjibhai took
admission in Science section of Khalsa College. However, Destiny did not approve of Damjibhai’s plans, as
he fell ill when in college and had to be taken to Hyderabad for treatment. Damjibhai says, ‘I was in
Amirpeth’s Naturopathy Clinic for one and a half months and that is when for some unfathomable reasons
my decision to be a doctor changed. Now I wanted to do business. I had studied only up Inter Science and
later abandoned the college. Meanwhile in 1960 I was married to a girl from my village. According to
Damjibhai, a Bengalibabu lived across his shop and he would often prod his father to go into industry as it
had more money than shop. Damjibhai’s family liked this advice and decided to start a new enterprise. In
fact, this turned out to be a turning point for them. That Bengali Babu was involved in this new adventure
not as a partner but as one of the employees. A plot of land measuring 900 sq ft was purchased in the
compound of Bombay Talkies in Malad. They installed dies, mould and tool-making machinery. Since the
Bengali Babu was together, the company was named K B Industries, K standing for Kutchi and B
representing Bengali Babu.
But the project which was started in 1960-61 did not last long. It ran into losses and at times there were
problems paying salaries to workers. Damjibhai says that in this venture his uncle Vasanjibhai Velji was
with them. We had to depend a lot on our workers and at the end of two years we decided to lock away
the factory. Often failures become stepping stone to success. Though K B Industries closed down, it left a
burning desire in Damjibhai’s mind to do something new. This time he wanted to try his luck in
manufacturing and decided not to involve the Bengali Babu with him. Those days electrical switches
imported from Italy were hugely popular in India. These switches were not very complex and besides in
Damjibhai’s factory whatever die and moulds were made they were electrical items related, so he had a
fairly good idea of electrical items.
Around 1963 Damjibhai decided to start manufacturing of piano type fancy switches in the Bombay Talkies
compound. His uncle parted ways as he was not inclined to join the new venture. Damjibhai retained the
place and along with his brother he started manufacturing of switches. In India those days black toggle
switches were in currency. Piano switches were a new concept and people found it difficult to accept
them. Damjibhai says that though we embarked on manufacturing of switches, marketing them was a huge
challenge.
At the time in Lohar Chawl, Rasikbhai Dharia had a shop named Deepak Electricals in the electrical market.
He would as a rule sell imported goods but for some reasons took fancy for selling indigenous goods.
Damjibhai showed him his products. Raskibhai liked both the products and Damjibhai’s nature. They met
and instantly hit off. Rasikbhai was now willing to sell his products. His Zagmag brand was manufactured in
Damjibhai’s factory. Damjibhai’s wife Shanta bahen buts in: those days he would work away day in and day
out. He would bring home his switches and keep checking if the switches functioned properly by switching
them on and off. Now his factory was doing well. His products were getting sold. He also got support from
another trader in Lohar Chawl. There was a huge market for his products and so he was now not content to
selling only in Mumbai. He now wanted to expand his market all over the country and therefore decided to
make his own brand of products. He started selling his switches with brand name Victor.
For some reasons the name ‘victor’ could not be registered so he started searching for new names. He took
help of dictionary for the purpose and eventually Anchor name was chosen. This is how the Anchor brand
saga started. However, Damjibhai clarifies that there was no particular reason for choosing this name. It
was just that it was easier to pronounce and smooth on one’s ears. Countrywide agent network was set up
and his Anchor products were selling like hot cakes. In a span of 7-8 years, his company got established and
they soon started making other electrical items also. He started units at various other places. Even in
Daman and Valsad he purchased land for setting up factories. At the time his Bombay Talkies factory
produced goods worth Rs 1.5 crore which soon zoomed to Rs 1100 crore. His range of electrical products
included around 150 various items. Damjibhai’s original surname was Mamania but his brand Anchor was
so popular that he was soon known as Damjibhai Anchorwala. Perhaps he is the only industrialist in the
country with whose name his product’s name got associated.
Damjibhai Anchorwala Unplugged :-
*Humble and soft-spoken Damjibhai believes in austerity. Recently he declined to celebrate the Golden
jubilee celebrations of his marriage.
*An avid reader, he has read most of writers. During his leisure he would pick up book. He has studied
Hindu, Jain and Buddhist Religions.
*Even at the age of 73 he cannot do without regular swimming and walk
*He is fond of old songs and Gujarati plays.
*He will be shifting, along with his family to a new building that is being constructed in Mumbai
*Wife Shantabahen encourages woman empowerment and raises her voice against female feoticide and
dowry.
*Being a Sthanakwasi Jain, he does not go to temple, but has faith in god. He is a staunch follower of Jain
monk Raghavjiswami of Kutch Parisar.
*Like most Kutchis, he too has a strong bond with his motherland and would not miss opportunity to visit
Kutch.
*He has virtually retired from business. He would go to office only if he feels like, but he does guide and
advise his two sons
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