October 28 & 29, 2008Marriott at Vanderbilt University

Nashville, TN

2008INDEPENDENTB A N K E R SD I V I S I O NCONVENTION

Agenda At-A-GlanceTuesday, OcTOber 2811:00 am Golf Tournament - Boxed lunch – Old Natchez Golf & Country Club, Franklin

12:30 pm Shotgun StartCo-sponsored by: Financial Data Technology Corporation (Fi-DATA),Franklin; Peoples State Bank of Commerce, Correspondent Division, Franklin; and The Plateau Group, Inc, Crossville

5:00 pm Convention Registration – Parthenon Foyer (2nd Floor)

6:30 - Reception – Parthenon ABC (2nd Floor)8:00 pm Sponsored by Financial Products and Services, Inc, Nashville

Wednesday, OcTOber 297:30 am Board Meeting/Continental Breakfast – Crescent Room (1st Floor)

7:30 am Registration/Continental Breakfast – Parthenon Foyer (2nd Floor)

8:30 am Call to Order – Parthenon ABC (2nd Floor) Thrash

TBA Chairman’s Opening Remarks Stuard

ICBA Update Blankenship

ICBA Services Update Petro

House Financial Services Committee Update Davis

10:00 am Break10:15 am A Current Look at Liquidity Issues Oliver

President’s Report Thrash

Election of Division Officers and Directors Senate Banking Committee Update Corker (invited)

11:30 am Conference Adjourns

Independent Bankers Division Convention AgendaTuesday, OcTOber 2811:00 am Golf Tournament - Boxed lunch – Old Natchez Golf & Country Club, Franklin12:30 pm Shotgun Start

Boxed lunch, prizes, and beverage cart co-sponsored by: Financial Data Technology Corporation (Fi-DATA), Franklin, TN; Peoples State Bank of Commerce, Correspondent Division, Franklin, TN; and The Plateau Group, Inc, Crossville, TN

5:00 pm Convention Registration – Parthenon Foyer (2nd Floor)

6:30 - 8:00 pm Reception – Parthenon ABC (2nd Floor) Sponsored by Financial Products and Services, Inc, Nashville, TN

Wednesday, OcTOber 297:30 am Board Meeting/Continental Breakfast – Crescent Room (1st Floor) Independent Bankers Division officers and directors convene for a continental breakfast & board meeting.

7:30 am Registration/Continental Breakfast – Parthenon Foyer (2nd Floor)

8:30 am Call to Order – Parthenon ABC (2nd Floor) Debbie Thrash, President, Independent Bankers Division, and President/CEO, Community Bank & Trust, Ashland City, TN

TBA Chairman’s Opening Remarks William S. Stuard, Jr, Chairman, Tennessee Bankers Association, and President/CEO, F&M Bank, Clarksville, TN

ICBA Update Cynthia Blankenship, Chairman, Independent Community Bankers of America, and Vice Chairman/COO, Bank of the West, Irving, TX Current and upcoming issues affecting community bankers.

ICBA Services Update David L. Petro, President/CEO, ICBA Mortgage, and Executive Vice President of Business Development, ICBA Services Network, Arlington,

VA

House Financial Services Committee Update The Honorable Lincoln Davis, 4th District Congressman, US House of Representatives, Tennessee

Congressman Lincoln Davis is a member of the House Financial Services Committee that reviews all significant banking legislation. The committee recently approved the Foreclosure Prevention Act and has considered credit card and other consumer regulation. Congressman Davis will discuss key issues affecting banks and provide an update on the activities of the committee.

10:00 am Break

10:15 am A Current Look at Liquidity Issues Wade Oliver, Director of Asset/Liability Management, Vining Sparks IBG, LP, Memphis, TN

Things change. Seasons, industries, fashions - all things change, including the methods for managing your liquidity. In this session, we will take a look at the way the industry has moved and how regulators are looking at your liquidity position.

8:30 am President’s Report Debbie Thrash, President, Independent Bankers Division, and President/CEO, Community Bank & Trust, Ashland City, TN

Election of Division Officers and Directors

10:30 am Senate Banking Committee Update The Honorable Bob Corker (invited), United States Senate, Tennessee

Tennessee is proud to have Senator Bob Corker as the newest member of the Senate Banking Committee. This gives Tennessee a unique and important position with direct access to the committee that most directly affects the banking industry. Senator Corker will provide an update on the activities of this committee.

11:30 am Conference Adjourns

Convention SpeakersCynthia L. Blankenship is chairman of the Indepen-dent Community Bankers of America (ICBA) and vice chairman/chief operating of-ficer and charter shareholder of Bank of the West in Irving, TX. Blankenship has served on the ICBA executive com-mittee as chairman-elect and vice chairman. In addition to presiding at ICBA’s execu-tive committee and board of directors meetings, she chairs

the ICBA Strategic Planning Committee. Blankenship previously served as vice chair-

man of the Strategic Planning Committee and as chairman of the ICBA Congressional Affairs Committee, the ICBA Bank Education Committee, Policy Development Committee, and Membership/Marketing Com-mittee. She also serves on the

ICBA Nominating Committee and as an ex-officio member of ICBA’s standing committees. Blankenship has held leadership positions in both the Independent Bankers Association of Texas (IBAT) and the Community Bankers Association of Oklahoma.

Prior to her involvement with Bank of the West, Blankenship held management positions at Independent National Bank of Irving, First National Bank of Grapevine, and Farmers and Merchants State Bank of Krum in Texas. She attended Southern Methodist University, Texas Tech University, and Louisiana State University. She was appointed dean for bankers and currently chairs the Southwestern School of Banking Foun-dation at Southern Methodist University. In 2004 US Banker magazine named Blankenship one of the 50 Most Powerful Women in Banking.

Bob Corker grew up in Chat-tanooga, TN, where he attended public schools, played sports, and from an early age learned to love and value hard work. He took his first job at age 13 pick-ing up trash and spent his teen-

age years bagging ice, working at the Western Auto, and putting in long hours as a construction laborer.

Corker graduated from the University of Tennessee in 1974 with a degree in industrial management, and after working four years as a construction superintendent, he started his own construction company with $8,000. The com-pany grew as it quickly gained a reputation for meeting deadlines on time and under budget and eventually expanded to operations in 18 states. Over time, Corker’s business interests evolved to acquiring and developing commercial real estate.

After traveling with his church on a mission trip to Haiti in his late twenties, Corker began to take a closer look at needs in his own com-munity. He led the creation of Chattanooga Neighborhood Enterprise, a nonprofit organiza-tion that today has helped over 10,000 families

secure decent, fit, and affordable housing through low-interest loans and personal training in home maintenance.

In 1994, he was appointed Tennessee commis-sioner of finance and administration, where he served for two years. As commissioner, he tight-ened the state's budget and helped move almost 40,000 Tennesseans off welfare and into jobs. In 2001, Corker was elected mayor of Chattanooga. He transformed Chattanooga’s waterfront — at-tracting $2.1 billion of investment to revitalize the city, implemented merit bonus pay for teach-ers which dramatically raised student achieve-ment in some of the city’s most challenged schools, and worked with local law enforcement officials to cut violent crime in half.

In 2006, Corker was elected to serve in the United States Senate. He is a member of the Sen-ate committees on Banking, Housing, and Urban Affairs; Energy and Natural Resources; Foreign Relations; Small Business and Entrepreneurship; and the Special Committee on Aging.

Corker and his wife, Elizabeth, have been mar-ried for over 20 years and have two daughters.

Lincoln Davis was raised in ru-ral Fentress County in Tennes-see and has proudly served Ten-nessee's Fourth Congressional District since January of 2003. Davis came to Congress with the promise to work beyond party

lines and find practical solutions to improve the lives of Tennesseans, saying, "I will take positions because they are right for the people of Tennes-see's Fourth District, not because they are right for Democrats or Republicans alone."

His commitment to public service began in the early 70s when Davis served as Tennessee state Jaycee president. His Jaycee service, coupled with the lessons learned as a young man, opened his eyes to the good that can be done by serving the public. First elected Mayor of Byrdstown in 1978, Davis went on to serve in both the Tennes-see House of Representatives and the Tennessee State Senate. In the state legislature, Davis fought for long-term care for senior citizens, character education in schools, and tough domestic violence legislation.

Today in the US House of Representatives, Da-vis champions legislation that will create oppor-tunities for economic development, curb meth-amphetamine abuse, improve veterans' benefits, strengthen homeland security, and promotes a balanced budget.

Davis serves on the Financial Services Com-mittee and the Agriculture Committee. The owner of his own company, Diversified Construc-tion, Davis understands the needs of small busi-ness owners in Tennessee. He continues to work for small businesses in Tennessee as a member of the Financial Services Committee, supporting ef-fective tax relief and working hard to make Ten-nessee businesses more competitive.

As a member of the House Committee on Ag-riculture and himself a soil scientist with a degree from Tennessee Technological University, Davis uses the lessons learned working on the farm with his brother to fight for Tennessee growers in the Fourth District and across the state.

Congressman Davis is also a member of the

Congressional Blue Dog Coalition, a group of 47 fiscally conservative House Democrats whose goal is to balance the budget each year. As a mem-ber of the Blue Dog's Majority Whip team, he plays a key role in developing strategies to foster bi-partisan solutions for writing legislation that makes government work better for Tennessee and the nation.

Wade Oliver joined Vining Sparks IBG, LP, in 2003 as di-rector of asset/liability man-agement, a group that provides outsourced asset/liability reports and other technical assistance to the firm’s customers and sales

representatives. Vining Sparks’ A/L management department specializes in servicing the needs of community financial institutions by assisting in asset/liability measurement, policy, compliance, and strategies.

Oliver has been a frequent speaker at various industry and regulatory seminars, including the Federal Reserve Bank and various industry con-ferences, on interest-rate risk and asset/liability management. He has also written numerous ar-ticles for various trade publications and serves as instructor for A/L at the Barret School of Bank-ing.

Prior to joining Vining Sparks, Oliver was em-ployed by a $3bb financial institution in the Mid-west, where he served various treasury functions including chair of the ALCO. Before that posi-tion, he was a senior financial analyst at a regional dealer bank where he was involved in various A/L and investment positions, including founding the bond accounting, asset/liability services, and the A/L consulting departments.

Oliver earned his BFA degree in education from the University of Memphis.

David L. Petro joined ICBA in 1996 as executive vice president of ICBA Bancard, to build the debit card program. In 2001, he assumed responsibility for busi-ness development at Bancard before moving to the ICBA Ser-

vices Network in 2004 as executive vice president of business development.

Over the past four years, he has guided the Services Network Marketing organization and worked with Gary Teagno on new business op-portunities. In 2007, Petro was named president of ICBA Mortgage to assure that the transition to a new vendor delivers the products community banks need to expand their mortgage origina-tions. He leads the strategic planning process for all five operating companies in the ICBA Services Network.

Oliver began his career in bank operations in the Midwest before moving to Florida as part of a rapidly expanding regional bank where he par-ticipated in the creation of ATM and debit card networks. Prior to joining ICBA Bancard, he was developing intelligent communications networks for a phone company designed to support finan-cial institution transactions.

Oliver earned his degree in industrial engi-neering from Purdue University in 1973.

2008INDEPENDENTB A N K E R SD I V I S I O NCONVENTION

Hotel InformationThis year’s convention is being held at the Marriottt at Vanderbilt University, located at 2555 West End Avenue in Nashville. TBA has arranged for a limited number of rooms at a special group rate of $159 per night single/double. To reserve accommodations, please contact the hotel directly at 615/321-1300 and specify that you are attending the Tennessee Bankers Association’s Independent Bankers Division Convention.

The reservation deadline for our special group rate is Monday, October 6, 2008. When the allotted room block is sold, room rates will return to standard prices on a space-available basis, even if it is before the October 6 deadline. All unreserved rooms will be released for general sale at midnight on October 6. Any reservation received after that date will be accepted on a space- or rate-available basis. Please make your overnight arrangements early to assure you receive TBA special rates.

Parking: Parking for TBA overnight hotel guests is $20 for valet or $5 for self-parking per day. For local attendants, parking is $10 for valet or $5 for self-parking per day.

Convention Fees

Fee covers the reception on Tuesday evening, instructional materials, continental breakfast, and refreshment breaks on Wednesday. Please reg-ister early. At-the-door registrants will be assessed an additional $25 late registration fee.

No written confirmation of seminar registration will be sent from the TBA.

Participation in TBA programs is limited to members, associate members, and nonmembers from an eligible membership category at applicable member or nonmember rates.

Independent Bankers Division BoardPresident: Debbie Thrash, President/CEO, Community Bank & Trust, Ashland CityPresident-elect: Anderson L. Smith, President/CEO, Jefferson Federal Bank, Morristown First Vice President: Gordon Majors, President/CEO, The Hardin County Bank, SavannahSecond Vice President: Thomas E. Bates, Jr,

Executive Vice President, Legends Bank, ClarksvilleSecretary/Treasurer: Jim Penland, Chairman/CEO, First Vision Bank, Tullahoma

DirectorsJeffrey L. Cunningham, President/CEO, Athens Federal Community Bank, AthensMichael A. Qualls, President/CEO, InsBank, NashvilleJeff Agee, President/CEO, First Citizens National Bank, DyersburgTerry Lee, President/CEO, Commercial Bank, Harrogate Mark Hayes, President/CEO, First National Bank of Pulaski, PulaskiR. Todd Vanderpool, CEO, BankTennessee, ColliervilleChris White, President/CEO, Peoples Bank of East Tennessee, MadisonvilleMark Hines, President/CEO, Heritage Bank & Trust, ColumbiaTony Gregory, Chief Banking Officer, First State Bank, Union City

Past Presidents - Ex-Officio DirectorsWilliam S. Stuard, Jr, President/CEO, F&M Bank, ClarksvilleR. Molitor Ford, Jr, Vice Chairman/CEO, Commercial Bank & Trust Co, Memphis

Delivery method: Group-live

Program level: Intermediate

Prerequisites & Preparation:No prerequisites or advance preparation are required.

TBA Members / Associate MembersMemberSpouses

NonmembersNonmember

Spouses

Early Registration $195 $50 $390 $100

Early registration deadline is October 13, 2008

Registration $220 $50 $415 $100

At-the-door $245 $75 $440 $125

Golf tournament is $85 per person (requires a separate registration)

To register online go to www.TNBankers.org

2008INDEPENDENTB A N K E R SD I V I S I O NCONVENTION

Continuing Education CreditAttendants qualify for 3 hours of Continuing Professional Education (CPE) credit in the area of Business Management and Organization. No prerequisites are required for this program. For more information regarding administrative policies or complaints, please contact our offices at 615/244-4871.Tennessee Bankers Association is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue, North, Suite 700, Nashville, TN, 37219-2417. Web site: www.nasba.org

To obtain continuing education credit applications or more information, call the TBA education department at 800/964-5525 or 615/244-4871.

General InformationAttire: Business casual attire is appropriate for all TBA programs. Because of temperature variations in meeting rooms, please bring a sweater or jacket for your comfort.

Special Needs: If you have a disability that may affect your participa-tion in this program, please send TBA a statement regarding any special needs at least 10 days before the program. We will contact you to discuss accommodations.

Cancellation Policy: Cancellations received in the TBA office 7 busi-ness days prior to the scheduled program will be refunded in full. Due to commitments with hotels, cancellations received less than 7 business days prior to the scheduled program are not refundable. Substitutions are welcome. Registrants who do not attend the program or send a substitute will be responsible for the entire registration fee.

Inclement Weather Policy: Cancellations due to inclement weather are re-fundable, minus a late cancellation fee of $50 for a one-day program and $75 for a two-day program. If you have questions concerning the status of a TBA program due to inclement weather, please call the TBA office at 615/244-4871 or 800/964-5525, x150. The TBA number will provide information concerning program status, cancellation fee, and refund requests. You may call the site where the program is being held to check the status of the program in your area. The site phone number is listed in this brochure.

Special Thanks to Our SponsorsFinancial Products and Services, Inc (Financial PSI), Nashville

Financial Data Technology Corporation (Fi-DATA), Franklin

Peoples State Bank of Commerce, Correspondent Division, Franklin

The Plateau Group, Inc, Crossville

For more information about this program, contact: Susan R Taylor, CMP - srtaylor@TNBankers.orgVice President, Director of Professional DevelopmentTennessee Bankers Association211 Athens Way, Ste 100 • Nashville, TN 37228-1381800/964-5525 or 615/244-4871 or www.TNBankers.org.

2008GOLFTOURNAMENT

Sponsored by Financial Products and Services, Inc (Financial PSI), Nashville

Financial Data Technology Corpo-ration (Fi-DATA), Franklin

Peoples State Bank of Commerce, Correspondent Division, Franklin

The Plateau Group, Inc, Crossville

Tuesday, October 28Registration deadline is October 21, 2008Old Natchez Golf & Country Club115 Gardengate Drive, Franklin, TN11:00 am boxed lunch; 12:30 pm shotgun start

$85 registration fee per personPrizes for: 1st & 2nd place teams; closest to the pin on all par 3s; plus $10,000 for a hole-in-one on a designated hole.

Registration information: The tournament is limited to 80 play-ers. Scramble format. Soft spikes required. Register early to reserve your spot.

Directions to Old Natchez Golf & Country Club: Take I-65 south to the Brentwood exit. Right on Old Hickory Boulevard to Hillsboro Road. Left on Hillsboro Road to Sneed Road. Drive approximately .7 miles to Gardengate Drive, turn left on Gardengate Drive.

Golf Tournament Entry Form Copy THIS form for addITIonal regISTranTS

Registration deadline is October 21, 2008

Name: ____________________________________ Golf Handicap ______________________Company ____________________________________

Address ________________________________________ City __________________________State _______Zip ___________ Phone ___________

Please make checks payable to Fi-DATAAmount enclosed $__________

Players cannot be registered without handicap.

Preferred playing partners:

Hotel InformationThis year’s convention is being held at the Marriottt at Vanderbilt University, located at 2555 West End Avenue in Nashville. TBA has arranged for a limited number of rooms at a special group rate of $159 per night single/double. To reserve accommodations, please contact the hotel directly at 615/321-1300 and specify that you are attending the Tennessee Bankers Association’s Independent Bankers Division Convention.

The reservation deadline for our special group rate is Monday, October 6, 2008. When the allotted room block is sold, room rates will return to standard prices on a space-available basis, even if it is before the October 6 deadline. All unreserved rooms will be released for general sale at midnight on October 6. Any reservation received after that date will be accepted on a space- or rate-available basis. Please make your overnight arrangements early to assure you receive TBA special rates.

Parking: Parking for TBA overnight hotel guests is $20 for valet or $5 for self-parking per day. For local attendants, parking is $10 for valet or $5 for self-parking per day.

Convention Fees

Fee covers the reception on Tuesday evening, instructional materials, continental breakfast, and refreshment breaks on Wednesday. Please reg-ister early. At-the-door registrants will be assessed an additional $25 late registration fee.

No written confirmation of seminar registration will be sent from the TBA.

Participation in TBA programs is limited to members, associate members, and nonmembers from an eligible membership category at applicable member or nonmember rates.

Continuing Education CreditAttendants qualify for 3 hours of Continuing Professional Education (CPE) credit in the area of Business Management and Organization. No prerequisites are required for this program. For more information regarding administrative policies or complaints, please contact our offices at 615/244-4871.Tennessee Bankers Association is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors, 150 Fourth Avenue, North, Suite 700, Nashville, TN, 37219-2417. Web site: www.nasba.org

To obtain continuing education credit applications or more information, call the TBA education department at 800/964-5525 or 615/244-4871.

RetuRn completed foRm & payment to:Tennessee Bankers AssociationATTN: Monique Jenkins211 Athens Way, Ste 100Nashville, TN 37228-1381Phone: 615/244-4871 or 800/964-5525 Fax: 615/324-1990

total $ ���������������

Method of payment: ❏ VISA ❏ MasterCard ❏ Check CK# ______________________________

Card # ____________________________ Exp Date ________

Name as appears on card (please print) ____________________________________________________

Card billing address _________________________________________________________________________

City ____________________________State_______ Zip _____________ Phone ______________________

Signature of cardholder _______________________________________________________________

Make checks payable to Tennessee Bankers Association

Please print or type. List name and badge nickname for each attendant. Check space if registrant is a spouse.

Name: __________________________________ Spouse E-mail ___________________________________ SS# ______________________

Name: __________________________________ Spouse E-mail ___________________________________ SS# ______________________

Name: __________________________________ Spouse E-mail ___________________________________ SS# ______________________

Name: __________________________________ Spouse E-mail ___________________________________ SS# ______________________

Name: __________________________________ Spouse E-mail ___________________________________ SS# ______________________

Name: __________________________________ Spouse E-mail ___________________________________ SS# ______________________

Company __________________________________ Contact ___________________________ E-mail _______________________________________

Address ________________________________________ City __________________________State _______Zip ___________ Phone ___________

Must Be Included for DelegatesFor educational tracking purposes only.

2008 Independent Bankers Division ConventionOctober 28 & 29, 2008 • Marriott at Vanderbilt University, Nashville

TBA Members / Associate MembersMemberSpouse

NonmembersNonmember

Spouse

Early Registration $195 $50 $390 $100

Early registration deadline is October 13, 2008

Registration $220 $50 $415 $100

At-the-door $245 $75 $440 $125

Golf Tournament is $85 per person (requires a separate registration)

Mail this form and payment directly to:fi-data, c/o don Vick 233 Bedford Way, franklin, tn 37064 phone: 615/790-0026

We cannot guarantee makeup of foursomes.

1. Name: ____________________________________ Handicap: _______________

2. Name: ____________________________________ Handicap: _______________

3. Name: ____________________________________ Handicap: _______________

NOTE: If you plan to attend the 2008 Golf Tournament please mail the form below and payment separately from the Independent Bankers Division Convention form above.

Independent Bankers Division BoardPresident: Debbie Thrash, President/CEO, Community Bank & Trust, Ashland CityPresident-elect: Anderson L. Smith, President/CEO, Jefferson Federal Bank, Morristown First Vice President: Gordon Majors, President/CEO, The Hardin County Bank, SavannahSecond Vice President: Thomas E. Bates, Jr,

Executive Vice President, Legends Bank, ClarksvilleSecretary/Treasurer: Jim Penland, Chairman/CEO, First Vision Bank, Tullahoma

DirectorsJeffrey L. Cunningham, President/CEO, Athens Federal Community Bank, AthensMichael A. Qualls, President/CEO, InsBank, NashvilleJeff Agee, President/CEO, First Citizens National Bank, DyersburgTerry Lee, President/CEO, Commercial Bank, Harrogate Mark Hayes, President/CEO, First National Bank of Pulaski, PulaskiR. Todd Vanderpool, CEO, BankTennessee, ColliervilleChris White, President/CEO, Peoples Bank of East Tennessee, MadisonvilleMark Hines, President/CEO, Heritage Bank & Trust, ColumbiaTony Gregory, Chief Banking Officer, First State Bank, Union City

Past Presidents - Ex-Officio DirectorsWilliam S. Stuard, Jr, President/CEO, F&M Bank, ClarksvilleR. Molitor Ford, Jr, Vice Chairman/CEO, Commercial Bank & Trust Co, Memphis

Delivery method: Group-live

Program level: Intermediate

Prerequisites & Preparation:No prerequisites or advance preparation are required.

TBA Members / Associate MembersMemberSpouses

NonmembersNonmember

Spouses

Early Registration $195 $50 $390 $100

Early registration deadline is October 13, 2008

Registration $220 $50 $415 $100

At-the-door $245 $75 $440 $125

Golf tournament is $85 per person (requires a separate registration)

To register online go to www.TNBankers.org

General InformationAttire: Business casual attire is appropriate for all TBA programs. Because of temperature variations in meeting rooms, please bring a sweater or jacket for your comfort.

Special Needs: If you have a disability that may affect your participa-tion in this program, please send TBA a statement regarding any special needs at least 10 days before the program. We will contact you to discuss accommodations.

Cancellation Policy: Cancellations received in the TBA office 7 busi-ness days prior to the scheduled program will be refunded in full. Due to commitments with hotels, cancellations received less than 7 business days prior to the scheduled program are not refundable. Substitutions are welcome. Registrants who do not attend the program or send a substitute will be responsible for the entire registration fee.

Inclement Weather Policy: Cancellations due to inclement weather are re-fundable, minus a late cancellation fee of $50 for a one-day program and $75 for a two-day program. If you have questions concerning the status of a TBA program due to inclement weather, please call the TBA office at 615/244-4871 or 800/964-5525, x150. The TBA number will provide information concerning program status, cancellation fee, and refund requests. You may call the site where the program is being held to check the status of the program in your area. The site phone number is listed in this brochure.

Special Thanks to Our SponsorsFinancial Products and Services, Inc (Financial PSI), Nashville

Financial Data Technology Corporation (Fi-DATA), Franklin

Peoples State Bank of Commerce, Correspondent Division, Franklin

The Plateau Group, Inc, Crossville

For more information about this program, contact: Susan R Taylor, CMP - srtaylor@TNBankers.orgVice President, Director of Professional DevelopmentTennessee Bankers Association211 Athens Way, Ste 100 • Nashville, TN 37228-1381800/964-5525 or 615/244-4871 or www.TNBankers.org.

To register online go to www.TNBankers.org

2008GOLFTOURNAMENT

Sponsored by Financial Products and Services, Inc (Financial PSI), Nashville

Financial Data Technology Corpo-ration (Fi-DATA), Franklin

Peoples State Bank of Commerce, Correspondent Division, Franklin

The Plateau Group, Inc, Crossville

Tuesday, October 28Registration deadline is October 21, 2008Old Natchez Golf & Country Club115 Gardengate Drive, Franklin, TN11:00 am boxed lunch; 12:30 pm shotgun start

$85 registration fee per personPrizes for: 1st & 2nd place teams; closest to the pin on all par 3s; plus $10,000 for a hole-in-one on a designated hole.

Registration information: The tournament is limited to 80 play-ers. Scramble format. Soft spikes required. Register early to reserve your spot.

Directions to Old Natchez Golf & Country Club: Take I-65 south to the Brentwood exit. Right on Old Hickory Boulevard to Hillsboro Road. Left on Hillsboro Road to Sneed Road. Drive approximately .7 miles to Gardengate Drive, turn left on Gardengate Drive.

2008INDEPENDENTB A N K E R SD I V I S I O NCONVENTION

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