i the mediating effect of innovative behavior and...
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i
THE MEDIATING EFFECT OF INNOVATIVE BEHAVIOR AND
ENTREPRENEURIAL PASSION ON THE RELATIONSHIP BETWEEN
TRANSFORMATIONAL LEADERSHIP AND ORGANIZATIONAL
EFFECTIVENESS IN ISLAMIC BANKS
HAMED TAHSILDARI
A thesis submitted in fulfilment of the
requirements for the award of degree of
Doctor of Philosophy
International Business School
Universiti Teknologi Malaysia
DECEMBER 2015
iii
DEDICATION
By the grace of almighty Allah (SWT)
The great soul of my father, to my beloved mother, and my brother (Amin)
iv
ACKNOWLEDGEMENT
I would like to express my immense gratitude and thanks to Almighty Allah
SWT who bestowed upon me this opportunity to pursue and succeed in the
completion of my PhD study. This achievement could not have been possible
without the support from various individuals. First and foremost, I wish to thank my
pillars of strength, my loving mother and brother who dream and pray the best for
me. Second, I extend my sincere and deepest thanks to my supervisors, Professor
Dato‘ Dr. Mohd Taib Hashim and Dr. Wan Normeza Wan Zakaria for their valuable
guidance, support and encouragement. I have profound appreciation for the
considerable time and efforts invested by them on reviewing and commenting on the
drafts of this thesis. Finally, I would like to appreciate my brother Amin Tahsildari
who has been always listening to me and supporting me in my whole life.
v
ABSTRACT
In recent years, there has been growing body of knowledge on the aspect of
Islamic banking effectiveness worldwide. Nevertheless, there are a limited number
of studies on the efficiency and effectiveness of Islamic banking in Malaysia.
Accordingly, this study attempts to fill the gap in the current analysis on the
effectiveness of Islamic banking in Malaysia. If Islamic banks measure their
effectiveness based on their customers‘ perception, they can achieve superior results.
Transformational leadership motivates staffs who work with customers which can
lead to the improvement of organizational effectiveness. In this regard, this thesis
develops a model in order to investigate the impact of transformational leadership
on organizational effectiveness of Islamic banking through the mediating effects of
innovative behaviour and entrepreneurial passion. A quantitative research approach
was used to conduct this study in which 418 customers of Malaysian Islamic banks
were surveyed through purposive sampling procedure. Structural Equation
Modelling was used to analyse the data. The structural model demonstrated
satisfactory reliability and validity measures. The measurement model also showed
satisfactory convergent and discriminant validity. Furthermore, all paths in the
research model were found to be significant. Particularly, the results revealed that
transformational leadership strongly affects the organizational effectiveness. This
study contributes to theoretical and practical knowledge by providing the evidence
on the relationship between transformational leadership and organizational
effectiveness. In general, findings of the study respond to the needs of the
transformational leadership to consider innovative behaviour of employees and to
bring about entrepreneurial passion which subsequently can result in increased
effectiveness of Malaysian Islamic banks. This study is based on cross-sectional
research design and future research is recommended to undertake longitudinal
analysis in order to explore changes over time as changes unfold.
vi
ABSTRAK
Akhir-akhir ini, terdapat perkembangan pengetahuan di dalam aspek keberkesanan
perbankan Islam di seluruh dunia. Walaubagaimanapun, kajian mengenai kecekapan dan
keberkesanan perbankan Islam di Malaysia adalah terhad. Sehubungan itu, kajian ini
mencuba untuk mengisi lompang di dalam analisis semasa ke atas keberkesanan perbankan
Islam di Malaysia. Sekiranya bank-bank Islam mengukur keberkesanan mereka berdasarkan
persepsi pelanggan,mereka mampu mencapai keputusan yang lebih baik. Kepemimpinan
transformasi mampu memotivasikan staf yang berkerja dengan pelanggan yang boleh
membawa kepada peningkatan keberkesanan sebuah organisasi. Dalam hal ini, tesis ini
membangunkan satu model yang menyiasat impak kepemimpinan transformasional ke atas
keberkesanan bank-bank Islam melalui kesan pengantaraan (mediating effects) sikap inovatif
dan semangat keusahawanan. Pendekatan penyelidikan kuantitatif telah digunakan bagi
menjalankan penyelidikan ini dimana seramai 418 orang pelanggan bank-bank Islam di
Malaysia telah dikajiselidik melalui persampelan purposif. Permodelan Persamaan Struktur
telah digunakan untuk menganalisis data kajian ini. Model berstruktur ini menunjukkan
pengukuran kebolehpercayaan dan kesahan yang memuaskan, Model yang diukur juga
menunjukkan kesahan memusat dan kesahan diskriminan yang juga memuaskan. Di samping
itu juga, keputusan kajian ini menunjukkan semua laluan (paths) dalam model penyelidikan
juga didapati signifikan. Keputusan ini menunjukkan yang kepimpinan transformasi
memberi kesan yang besar ke atas keberkesanan organisai. Kajian ini menyumbang kepada
pengetahuan teoretikal dan praktikal dengan memberi bukti kepada perhubungan di antara
kepemimpinan tranformasi dan keberkesanan organisasi. Secara umumnya, dapatan kajian
ini memberi respons kepada keperluan kepemimpinan transformasi dengan mengambilkira
sikap innovatif pekerja dan mengenengahkan semangat keusahawanan yang seterusnya
boleh menghasilkan peningkatan kepada keberkesanan bank Islam diMalaysia. Kajian ini
adalah berdasarkan rekabentuk penyelidikan rentas (cross-sectional) dan penyelidikan yang
menggunakan analisis membujur (longitudinal) adalah disyorkan di masa hadapan untuk
meneroka perubahan-perubahan dari masa ke semasa menurut perubahan-perubahan yang
berlaku.
vii
TABLE OF CONTENTS
CHAPTER TITLE PAGE
DECLARATION ii
DEDICATION iii
ACKNOWLEDGEMENT iv
ABSTRACT v
ABSTRAK vi
TABLE OF CONTENTS vii
LIST OF TABLES xii
LIST OF FIGURES xiv
LIST OF ABBREVIATIONS xv
LIST OF APPENDICES xvi
1 INTRODUCTION 1
1.1 Introduction 1
1.2 Background of the Study 2
1.3 Scope of the Study 4
1.4 Research Gap 5
1.5 Problem Statement 6
1.6 Research Objectives 8
1.7 Research Questions 9
1.8 Contribution of the Study 9
1.8.1 Theoretical Contribution 10
1.8.2 Practical Contribution 11
1.9 Operational Definitions 11
1.10 Research Methodology 12
1.11 Limitation of the Study 12
1.12 Chapter Summary 13
viii
2 LITERATURE REVIEW 15
2.1 Introduction 15
2.2 Islamic Banking Concept 15
2.2.1 Development of Islamic Banking 20
2.2.2 Islamic Banking Principles 23
2.2.3 Development of Islamic Banking in Malaysia 29
2.2.4 The Distinction between Islamic and Conventional
Banking 32
2.3 Research in Islamic Banking in Malaysia 37
2.4 Organizational Effectiveness 42
2.4.1 Goal Approach 43
2.4.2 Systems Approach 44
2.4.3 Process Approach 45
2.4.4 Multiple-Constituency Approach 46
2.5 Early Theories of Leadership 52
2.5.1 Transactional versus Transformational Leadership 54
2.5.1.1 Transactional Leadership 54
2.5.1.2 Transformational Leadership 55
2.5.1.3 Transactional/Transformational Leadership
Paradigm 59
2.6 Theoretical Background of Transformational Leadership 66
2.6.1 Transformational Leadership 68
2.7 Innovative Behaviour 74
2.7.1 Multi-Stage Process of Innovative Behaviour 75
2.8 Entrepreneurial Passion 79
2.8.1 Theoretical Background of Entrepreneurial Passion 80
2.8.2 Sub Dimensions of Entrepreneurial Passion 81
2.9 The Relationship between Employees and Customers 85
2.10 The Relationship between Transformational Leadership and
Customers 87
2.11 Conceptual Framework Umbrella Theories 92
2.12 Development of Hypotheses 94
2.12.1 Transformational Leadership and Organizational
Effectiveness 94
ix
2.12.2 Transformational Leadership and Employees‘
Innovative Behaviour 97
2.12.3 Employees‘ Innovative Behaviour and
Organizational Effectiveness 99
2.12.4 Transformational Leadership and Employees‘
Entrepreneurial Passion 101
2.12.5 Employees‘ Entrepreneurial Passion and
Organizational Effectiveness 103
2.13 Conceptual Framework 106
2.14 Chapter Summary 108
3 RESEARCH METHODOLOGY 109
3.1 Introduction 109
3.2 Research Design 109
3.3 Sampling Size and Technique 110
3.4 Population and Respondents 112
3.5 Data Collection 114
3.6 Instrument Development 116
3.7 Reliability and Validity 119
3.7.1 Reliability 119
3.7.2 Validity 122
3.7.2.1 Content Validity 122
3.7.3 Construct Validity 123
3.8 Data Collection Process 124
3.8.1 Pilot Test 124
3.8.2 Findings from Pilot Study 125
3.8.3 Enhancing the Survey Instrument 125
3.8.4 Face Validity Testing 126
3.8.5 Reliability Testing 126
3.9 Data Analysis: Introduction to Structural Equation Modelling
(SEM) 127
3.9.1 CB-SEM and PLS-SEM 128
3.9.2 Partial Least Square (PLS) 130
3.9.3 Reflective and Formative Constructs 130
x
3.10 Chapter Summary 132
4 DATA ANALYSIS 133
4.1 Introduction 133
4.2 Data Collection Process 133
4.3 Respondent Demographics 134
4.3.1 Descriptive Statistics 136
4.4 Preliminary Data Analysis 137
4.4.1 Missing Data Analysis 137
4.4.2 Outlier 138
4.4.3 Normality Test 138
4.4.4 Multi Collinearity Test 139
4.4.5 Common Method Variance 140
4.4.6 Non-Response Bias 142
4.5 PLS Based Structural Equation Modelling (SEM) Approach 142
4.5.1 Method of Measurement and Structural Model
Analysis 143
4.5.1.1 Composite Reliability 143
4.5.1.2 Item/Indicator Reliability 144
4.5.1.3 Average Variance Extracted 146
4.5.1.4 Discriminant Validity 147
4.5.2 Assessing Structural Model (Inner Model) 151
4.5.2.1 Assessing Collinearity among the Predictor
Construct 151
4.5.2.2 Evaluating Significance and Relevance of the
Structural Model 152
4.5.2.3 Coefficient of Determination (R2) 153
4.5.2.4 Predictive Relevance (Q2) 154
4.5.2.5 Effect Size (f2) 155
4.6 Hypotheses Testing 156
4.7 Analysis Mediation 159
4.8 Summary 164
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5 DISCUSSION AND CONCLUSION 165
5.1 Introduction 165
5.2 Overview of the study 165
5.3 Research Objectives and Findings 168
5.3.1 The Relationship between Transformational
Leadership and Organizational Effectiveness 169
5.3.2 The Relationship between Transformational
Leadership and Employees‘ Innovative Behaviour 170
5.3.3 The Relationship between Transformational
Leadership and Entrepreneurial Passion 172
5.3.4 The Relationship between Employees‘ Innovative
Behaviour and Organizational Effectiveness 174
5.3.5 The Relationship between Entrepreneurial Passion
and Organizational Effectiveness 175
5.3.6 Mediating Effect of Employees‘ Innovative
Behaviour and Entrepreneurial Passion on the
Relationship between Transformational Leadership
and Organizational Effectiveness 176
5.4 Theoretical Contribution 177
5.5 Practical Contribution 181
5.6 Future Research Recommendation 183
5.7 Concluding Remarks 184
REFERENCES 188
Appendices A-F 230-251
xii
LIST OF TABLES
TABLE NO. TITLE PAGE
2.1 Islamic banking definition 16
2.2 A summary of Islamic banking concept 17
2.3 A summary of the development of Islamic banking 21
2.4 Shariah Concepts in Islamic Banking 24
2.5 A summary of Islamic banking principles 26
2.6 A summary of development of Islamic banking in Malaysia 30
2.7 Distinctions Between Islamic Banking And Conventional
Banking 32
2.8 A summary from researcher of distinction between Islamic
banking and conventional banks 35
2.9 A summary of research in Islamic banking in Malaysia 39
2.10 A summary of organizational effectiveness 48
2.11 A summary of leadership 60
2.12 A summary of transformational leadership 70
2.13 A summary of innovative behavior 76
2.14 A summary of entrepreneurial passion 83
2.15 A summary of the relationship among leaders, employees,
customers, and organizational effectiveness 89
3.1 Sample Size Recommendation a in PLS-SEM for a
Statistical Power of 80°/o 111
3.2 A Summary of the Population, Samples and Respondents 113
3.3 Respondents Criteria 114
3.4 Proposed Questionnaire 116
3.5 Ranges and meanings of Cronbach's alpha 121
3.6 Result of the Reliability 127
4.1 Respondents Demographic Explanation 135
xiii
4.2 Descriptive Statistics 136
4.3 Normality Test 139
4.4 VIF Values 140
4.5 Total Variance Explained 141
4.6 PLS-SEM Process 142
4.7 Composite Reliability 144
4.8 Item/Indicator Reliability 145
4.9 Average Variance Extracted 147
4.10 Cross Loading 148
4.11 Fornell-Larcker 149
4.12 VIF 152
4.13 Path Coefficients, Observed T- Statistics, Significant Level
for All Hypothesised Paths 152
4.14 R2 153
4.15 Q2Values 154
4.16 EffectSizes (f2) 155
4.17 Path Coefficients, Observed T- Statistics, Significant Level
for All Hypothesised Paths 156
4.18 Summary of Hypothesis Testing based on Research
Questions 156
5.1 Hypotheses Summaries 167
5.2 A Summary of Hypothesis Testing 168
xiv
LIST OF FIGURES
FIGURE NO. TITLE PAGE
2.1 Conceptual Framework - (Kang, 2013) 104
2.2 Conceptual Framework - Adapted From (Kang, 2013) 106
3.1 The Diagrams of Reflective and Formative Constructs 132
4.1 After Deleting Low Loading Factors 150
4.2 Bootstrapping Analysis 158
4.3 TL to OE 159
4.4 Mediating Effect of Innovative Behaviour 160
4.5 Mediating Effect of Entrepreneurial Passion 161
4.6 Post-Hoc Analysis 162
xv
LIST OF ABBREVIATIONS
AOIFI - Auditing Organization for Islamic Financial Institutions
BIMB - Bank Islam Malaysia Berhad
BNM - Bank Negara Malaysia
CIMB - Commerce International Merchant Bankers
EP - Entrepreneurial Passion
HSBC - Hongkong and Shanghai Banking Corporation
IB - Innovative Behaviour
IAS - International Accounting Standards
IAIB - International Association of Islamic Banks
IIRA - International Islamic Rating Agency
IDB - Islamic Development Bank
KFH - Kuwait Finance House
OCB - Organizational Citizenship Behaviour
PLS - Partial Least Square
OE - Organizational Effectiveness
OIC - Organization of Islamic Conference
RBV - Resource Based View
RHS - Rashid Hussain Bank
SEM - Structural Equation Modelling
SPSS - Statistical Package for Social Sciences
TL - Transformational Leadership
xvi
LIST OF APPENDICES
APPENDIX TITLE PAGE
A Respondents Demographic Profile 230
B Before Deliting Low Loading Factors 231
C Questionnaire 232
D Missing Data before Replacement 238
E Analysis 240
F Result of Q-Q Plot 250
1
CHAPTER 1
INTRODUCTION
1.1 Introduction
Today, through the great competitiveness environment, organizations are
expected to be more effective for the purpose of securing their financial
circumstances and their positions in the market. Many organizations struggle to meet
the challenges of optimizing effectiveness. Organizations that successfully manage
their effectiveness measures achieve superior results. Effectiveness reveals itself as
crucial to organization development and to the fulfilment and viability of modern
society. In this regard, organizations have to care that the degree to which a product
or service meets customer requirements and expectations. Undeniably, the
effectiveness of organizations has to be based on customer requirements.
According to Muijs (2011), leadership has a vital indirect impact on
efficiency. Transformational leaders have significant effects on employees which can
lead to increasing the effectiveness of organizations. Transformational leadership has
been described to influence on employees that accept responsibility for their
movements, achieve rewards through self-reinforcement, and are capable of leading
themselves (Kuhnert and Lewis, 1987; Bass and Avolio 1990b). A transactional
leader assists workers to experience out of their particular self-interests and has the
capacity to move them to work for the benefit of the association. In fact,
transformational leaders could persuade followers to create more remarkable
innovativeness in their working environment.
2
Unfortunately, numerous organizations that made efforts to bring about
innovation found their attempts largely unsuccessful. Among the companies which
were considered as the Fortune 500 in 1955, only 71 still have been able to remain on
the list today (Collins, 2008). However, regardless of these disappointing results,
companies do not have any choice but to pursue innovation in order to survive the
economic downturn and attaining the quick speed of production life cycles.
Islamic vision about the socio-economic considerations emphasizes on
abolishment of any interest. Individuals can lend and borrow money and invest on a
risk sharing project through Islamic banking system. The Islamic banking system
ensures the optimal rate and its effective usage which leads to a sustainable economic
development.
Reviewing South Asia, Pakistan has recently revived its Islamic banking
approach under the duel banking system. Bangladesh is considered as a follower for
more solid Islamic banking policies under the increasing market and public demands.
Islamic banking operations are being adopted in India and Afghanistan. Malaysia as
a Southeast Asian country is considered for promoting the extensive and developed
version of Islamic banking. In addition, Sudan as a country in Africa that has also
adopted more pragmatic approaches to develop its Islamic banking. Islamic banking
has been able to gain momentum in the United States of America and European
countries as well. These countries are now challenging for more changes to their
banking system so as to apply the Islamic banking approaches in their markets in
order to increase their effectiveness.
1.2 Background of the Study
The purpose of this study is to concentrate on enhancing organizational
effectiveness through transformational leadership. According to Bass and Avolio
(1990a) a transformational leader is expected to "raise the objectives of subordinates
for accomplishment and personal development, while likewise improving the
organization. Beekun and Badawi (2006) describe leadership from an Islamic
3
perspective as having two primary roles: the servant-guardian leader; and the
charismatic, strong role model leader. Servant leaders serve their followers, seek
their welfare, and guide them toward what is good. Concurrently, the focus of a
transformative guardian leader is on the achievement of organizational objectives as
followers‘ outcomes (Aabed, 2006; Beekun and Badawi, 2006; Kuhn, 2007;
Ramadan, 2007).
Until the late 1990s, most of the research on transformational leadership had
been conducted in the United States (Bass, 1999). More recently, research has started
to examine leadership across national borders and among various cultures. However,
many researches have been done in the field of transformational leadership; there is a
need for more attention to the subordinates of transformational leadership and to the
transformational leaders‖ (Bass and Riggio, 2006).
In numerous organizational behaviour studies, various factors have been
found to affect innovation at different levels (Eisenbeiss et al., 2008; Jung et al.,
2003; Scott and Bruce, 1994). However, even though extensive scholarly papers
have been published on the subject of innovation, the field still remains theoretically
and empirically fragmented. Specially, organizational behaviour researchers have
encountered inevitable challenges or criticisms while studying innovation. This is
because there are various endogenous variables (i.e., within an organization) and
exogenous variables (i.e., outside of an organization) influencing the innovation.
Since organizational behaviour researchers exclusively focus on psychological and
behavioural aspects within organizations, they tend to ignore the external factors
(i.e., exogenous variables), such as an organization‘s position in a network of other
companies (Westphal et al., 1997), information asymmetries (Jensen and Meckling,
1976), and societal impacts (Thornton and Ocasio, 2008). As a result, it is almost
impossible for organizational behaviour researchers to confirm the antecedents of
innovation, which involve complicated factors within and outside an organization.
Given this limitation in the organizational behaviour discipline, it might be relevant
to investigate psychological and/or behavioural factors that potentially affect
innovation.
4
As the main structure of innovation is concluded in new ideas and
accordingly the individuals developing and implementing them (Van de Ven, 1986),
the study of what motivates individual innovative behaviour is important (Scott and
Bruce, 1994). In addition, Lee (2007) argued that individual innovative behaviours in
the workplace bring about an important impact on organizational innovation and
effectiveness. In this study, therefore, employees‘ innovative behaviour is viewed as
a critical proxy variable that potentially influences organizational effectiveness.
1.3 Scope of the Study
This research focused on the effectiveness of Malaysian Islamic banking
industry which includes Malaysian Islamic banks. Partial least square (PLS-SEM) is
used in order to analyze the data; in this regard, the maximum number of arrows
which are pointed to organizational effectiveness in the conceptual framework of the
study is three. Therefore, the minimum required sample size was 124. Accordingly,
Kuala Lumpur was chosen to distribute the questionnaire among the costumers of
Malaysian Islamic banks; however, the respondents could also be from other states.
Kuala Lumpur is the national capital and most populous city in Malaysia. The
city covers an area of 243 km2 and has an estimated population of 1.6 million. It is
among the fastest growing metropolitan regions in South-East Asia, in terms of
population and economy. The first Islamic bank in Malaysia, Bank Islam Malaysia
Berhad (BIMB) was founded and commenced operation in Kuala Lumpur in 1983.
Kuala Lumpur is one of the most appropriate places in Malaysia in terms of having
customers for Islamic banks operation. Currently, besides BIMB there are other
Malaysian Islamic banks such as Maybank Islamic, CIMB Islamic, and RHB
Islamic.
The sampling method which was utilized in this research is purposive
sampling in which a complete range of customers of Malaysian Islamic banks were
surveyed. Purposive sampling is randomly selecting units from the segment of the
population with the most information on the characteristic of interest (Guarte and
5
Barrious, 2006). Through the purposive sampling technique, the researchers take the
samples that fulfill their specific purpose (Zikmund et al., 2010).
1.4 Research Gap
The constructs of transformational leadership, organizational effectiveness,
employee innovative behaviour, and entrepreneurial passion have been studied by
quite a number of organizational researchers in contemporary literature. These
constructs have been studied in seperately in relation with other variables and
constructs, and in other environments and different contexts. Yet, the
interrelationships between these constructs, highlighting the impact of
transformational leadership on organizational effectiveness via the mediator effects
of employee innovative behaviour and entrepreneurial passion have not been much
explored in extant literature.
This study focuses on enhancing the effectiveness of Islamic banks in
Malaysia; in this regard, in relation to increasing organizational effectiveness, this
study presents employees innovative behaviour with four elements as to realize
problems, create ideas, provide support for the ideas, and implement the ideas.
Additionally, this study introduces entrepreneurial passion as an important factor for
employees which need to be improved by managers for the purpose of enhancing
organizational effectiveness. The government of Malaysia subscribes to the idea that
efficient banking system is the key to stimulate savings, investments and economic
growth. In Malaysia, Islamic banking system is reviewed as developed and
innovative and also following standardization and the true success of the Malaysian
Islamic banking system comes from serving individuals at the grassroots (Khan and
Bhatti, 2008).
The orderly enhancement of the banking system is very necessary for the
sustainable economic growth (Schoon, 2008). The banking approach system has
significantly grown in proportion and contribution towards the world financial
system and has several financial instruments which are relatively direct alternatives
6
to the conventional financial instruments (Ali, 2008). Islamic banking is considered
as a fast developing division of the financial market which is available in both the
Muslim and also non-Muslim (Van Greuning and Iqbal, 2008).
Finally, the research gap of this study is also in relation with the Tenth
Malaysia Plan (2011- 2015). In the light of the fact of the Tenth Malaysia Plan, there
is an emphasis on both human capital development and improvements in innovation
capacity (Economic Planning, 2010). Accordingly, this study attempts to improve the
innovation capacity of human capital behaviour involving in Islamic banks by
transformational leadership which eventually enhances the effectiveness of
Malaysian Islamic banks.
1.5 Problem Statement
The Islamic banking industry in Malaysia has come a long way over the last
few decades to become what it is today. For example, the early history of Islamic
banking within Malaysia began with the establishment of the Pilgrims Management
and Fund Board (PMFB) which represents the pioneer interest-free financial
institution in the country (Ariff, 1989). The PMFB was set up in August 1969 with
the main role of collecting and mobilizing saving from those who intend to go for the
hajj (pilgrim) in Mecca. This request was well received by the government by
establishing a steering committee to study its possibility in 1982. Consequently, the
new Islamic Banking Act (IBA) was enacted in 1983. Subsequently, the first Islamic
bank in Malaysia, as Bank Islam Malaysia Berhad (BIMB) was founded and
commenced operation on July 1, 1983. The initial capital of BIMB was contributed
by the Malaysian government, PFMB, and various religious councils and agencies
(Ariff, 1989). They offer interest free banking system and ten years later in 1993 the
dual banking scheme was established (Marimuthu et al., 2010). In 2001, Sukuk and
capital market were founded in Malaysia and so far it has attained a notable
development. Malaysia is known as the first global Sukuk centre (Khan and Bhatti,
2008b).
7
In Malaysia, banking industry plays a very important role in the economy of
the country. For example, the importance of capital regarding economic sectors
activity is still supported through banking industry in Malaysia as a developing
country. Additionally regarding the importance of banking industry in Malaysia, the
credit from banking sectors from 2002 to 2010 contributed in average of 90 % to
economic activity (Fidlizan et al, 2014). Therefore, banks and policy makers need to
investigate the efficiency of the banking industry in order to enhance the economic
growth of country.
Even though, Malaysia is considered as one of the most successful countries
in Islamic banking, Malaysia continues to undertake necessary changes in line with
global changes especially through the provision of capital economic development of
the country. Research on Islamic banking efficiencies have begun to grow all around
the world recently (Darrat et al., 2002; Yudistira, 2003; Hassan, 2006; Mohamad et
al., 2008; Moin, 2008; Shahid et al., 2010; Ismail et al, 2013). However, there have
been just a limited number of studies on the efficiency and effectiveness of Islamic
banks in Malaysia (Sufian, 2006a, b; Mohd Zamil, 2007; Ahmad Mokhtar et al.,
2007; Kamaruddin et al., 2008; Mohamad Noor and Ahmad, 2011; Ismail et al,
2013). In this regard, this study attempts to fill the gap in the current analysis about
the effectiveness of Islamic banking in Malaysia.
There has to be greater efforts and considerations to deal with the leadership
within banking industry. For instance, banking industry is highly regulated by the
Government and the Central Bank of Malaysia (Wasiuzzaman and Gunasegavan,
2013). There has been a statement coming from Governor of Bank Negara Malaysia
(BNM) indicating that the failure of banking system supervision had contributed to
myriad of economic problem today (Fidlizan et al, 2014). Regulations and strict
controlling of banking operation and higher supervisory power of the authorities are
some of the measures that should be seriously undertaken by authorities‘ concern.
The negative effect is seen in the case of risk-taking behaviour of Islamic banks,
through higher restrictions resulting in a reduction in risk taking of Islamic banks
(Alam, 2013).
8
Furthermore, one of the most important issues within the literature about the
challenges faced by Islamic banking is about the leadership framework (Nasser and
Muhammed, 2013). A large number of leadership studies are highly connected to
organizational studies. Accordingly, this study examines how transformational
leadership is related to organizational effectiveness so that it can be managed in order
to positively influence Malaysian Islamic banks.
1.6 Research Objectives
The primary purpose of this study is to evaluate the impact of
transformational leadership on organizational effectiveness through some important
organizational factors. Therefore, the objectives of this study are as follow:
1) To determine the contribution of transformational leadership on
organizational effectiveness in Malaysian Islamic banks.
2) To explore the contribution of transformational leadership on
employees‘ innovative behavior in Malaysian Islamic banks.
3) To evaluate the impact of transformational leadership on employees‘
entrepreneurial passion in Malaysian Islamic banks.
4) To study the influence of employees‘ innovative behaviour on
organizational effectiveness in Malaysian Islamic banks.
5) To explore the impact of employees‘ entrepreneurial passion on
organizational effectiveness in Malaysian Islamic banks.
6) To determine the mediating impact of innovative behavior and
entrepreneurial passion on the relationship between transformational leadership and
organizational effectiveness in Malaysian Islamic banks.
9
1.7 Research Questions
This research specifically focuses on the relationship between
transformational leadership, organizational effectiveness, entrepreneurial passion,
and innovative behavior with respect to the Malaysian Islamic banks. Therefore, the
research questions of this study are as follows:
1) Does transformational leadership have a positive contribution on
organizational effectiveness in Malaysian Islamic banks?
2) Does transformational leadership positively contribute to employees‘
innovative behavior in Malaysian Islamic banks?
3) Does transformational leadership have a positive impact on
employees‘ entrepreneurial passion in Malaysian Islamic banks?
4) Does employees‘ innovative behaviour positively influence on
organizational effectiveness in Malaysian Islamic banks?
5) Does employees‘ entrepreneurial passion have animpact on
organizational effectiveness in Malaysian Islamic banks?
6) Do employees‘ innovative behaviour and entrepreneurial passion
mediate the relationship between transformational leadership and organizational
effectiveness in Malaysian Islamic banks?
1.8 Contribution of the Study
Kang (2013) focused on the role of transformational leadership influencing
the innovative behaviour through two mediating variables namely entrepreneurial
climate and entrepreneurial passion. He attempted to identify the intervening
10
mechanisms between transformational leadership and innovative behaviour in an
entrepreneurial context. In his findings, transformational leadership had direct impact
on innovative behaviour and transformational leadership was shown to affect both
firm climate and followers‘ passion. However, Kang failed to find the mediating
effect of entrepreneurial climate, but only found the upward influence of
transformational leadership towards entrepreneurial climate. Finally, entrepreneurial
passion partially mediated the relationship between transformational leadership and
innovative behaviour.
The current study is an extension of Kang‘s study investigating the influence
of employees‘ innovative behaviour on organizational effectiveness. The three
factors within the investigation of organizational effectiveness are the goal approach,
the systems resource approach, and the process approach. A newer approach has also
emerged called the multiple constituency approach, which is a mixture of the initial
three. In this study, it was investigated if transformational leadership influences on
organizational effectiveness. In this regard, there would be two types of contributions
namely theoretical and practical.
1.8.1 Theoretical Contribution
The current study will contribute to literature in different dimensions. For
instance this study will bring about more literature between the relationships of
following variables namely transformational leadership and organizational
effectiveness, the relationship between transformational leadership and
entrepreneurial passion, the relationship between entrepreneurial passion and
organizational effectiveness, and the relationship between innovative behaviour and
organizational effectiveness.
11
1.8.2 Practical Contribution
The outcome of this study will possess significant practical implications to
Islamic banks to increase their efficiency in terms of goal approach, system approach
and process approach. In this regard, it is expected that the results of this study will
contribute to Islamic banks in the capability to attain their desired objectives and
ability to acquire scarce resources. In fact, Islamic banks would be considered
effective for customers if the processes are smooth, efficient, and goal directed.
Furthermore, the results of this study will provide Islamic banking managers
effective insight in order to realize the impact of innovative behavior among
employees on the effectiveness of the banks for customers. Actually, innovative
behavior helps employees to recognize the problems through the operations, generate
ideas for the problems, build support for in relation to their ideas, and implement
their ideas accordingly.
1.9 Operational Definitions
Islamic bank- A financial institution that deals with the purpose to implement
the economic and financial principles of Islam through a banking system (Haque,
2010b).
Transformational Leadership- According to Burns (1978), transformational
leadership is about to a process that leaders and subordinates are cooperating with
each other for higher levels of morale and motivation. This form of leadership, as
suggested by Burns (1978), inspires followers to transform their self-interest toward
the greater interests of the organization (Bass, 1985; Elenkov and Manev, 2009;
Howell & Higgins, 1990).
Organizational Effectiveness- Considering the internal process of an
organization in terms of being smoothly and efficiently, and goal directed
(Chelladurai and Haggerty, 1991).
12
Innovative Behaviour – Amulti-stage process of individuals in terms of
recognizing the issues, making suggestions, bringing support for suggestions, and
implementing the suggestions (Janssen, 2000; Kanter, 1988; Pieterse et al., 2010;
Scott & Bruce, 1994).
Entrepreneurial Passion- ―A great interest for an activity which becomes
important for individuals in which they invest time and energy for it‖ (Vallerand et
al., 2003).
1.10 Research Methodology
This study evaluated the relationship between transformational leadership and
organizational effectiveness through innovative behaviour and entrepreneurial
passion in Malaysian Islamic banks. This research created a theoretical model to test
the hypotheses of the research. A quantitative research was completed in this study in
order to test the theories and attain the objectives of the research. Therefore, this
study adopted a quantitative method.
A pilot test was conducted to examine the questionnaire‘s length, format,
clarity, scale reliability and content validity. Collected data from pilot test was
analysed and questionnaire‘s was revised. Eventually, standardized questionnaire
was used as a study instrument to collect the data for the current study. Purposive
sampling technique was used to collect the data among the respondents of the study.
Structural equation modelling (smart PLS) was applied to analyse data. Furthermore,
all paths in the research model were tested to determine if they are significant.
1.11 Limitation of the Study
There are three limitations faced by the study; firstly, this study is based on
cross-sectional research design. Cross-sectional studies are simple in design and are
13
aimed at determining the prevalence of a phenomenon, problem, attitude or issue by
taking a snap-shot or cross-section of the population. These studies usually involve
one contact with the study population and are relatively inexpensive to undertake.
Secondly, the respondents of this study were selected based on purposive
sampling technique. It was not possible for this study to reach respondents through
other sampling techniques. Thirdly, this research focused on the Malaysian Islamic
banks in Kuala Lumpur state only. Along with the purpose of this study, a survey
was distributed among the customers of Malaysian Islamic banks in the area that are
operating in the Federal Territory of Kuala Lumpur only. Unfortunately, coverage of
Islamic banks outside Kuala Lumpur would be more robust due to time constraints
and other constraints faced by researcher. Nevertheless, the selection of Kuala
Lumpur area could fulfil the research requirement.
1.12 Chapter Summary
This study aims at investigating the appropriate relationship among
transformational leadership as the independent variable, employees‘ innovative
behavior and entrepreneurial passion as the mediator variables, and organizational
effectiveness as the dependent variable. This study consists of five chapters; in this
regard, chapter one comes up with the primary research elements such as problem
statement, research objectives, and questions. Chapter two provides the literature
about Islamic banking, its background and principles, what makes it distinct from
conventional banking system, and Islamic banking system in Malaysia. However,
chapter two brings as well. Chapter three highlights the need for quantitative analysis
to cover the questions of the research, the population for research, sampling
technique, and presents the principles and procedures of structural equation
modelling (SEM) by Smart PLS 3 to evaluate the collected data. Chapter four
discusses the data collection process, demographics and data analysis, testing the
hypotheses, and eventually shows the results. Finally, chapter five brings about the
findings from testing the hypotheses, the contribution of the research in theoretical
14
and practical terms, future research, and some concluding remarks.
188
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