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  • How to Make Smarter Money Decisions

    #CreditChatWednesdays | 3 p.m. ET

    Featuring: Carl Richards @BehaviorGap

  • Join our #CreditChat every Wednesday at 3 p.m. ET. This week, we talked to New York Times columnist, Carl Richards, about his new book The One-Page Financial Plan - and we learned how to make smarter money decisions. Check Out All the Tweets and Resources:ex.pn/carlr

  • Wednesdays | 3 p.m. ET#CreditChatWednesdays | 3 p.m. ET

    Wh tax mistakes that are easy to make?Why is it easy to make irrational decisions when it comes to money?

    #CreditChatWednesdays | 3 p.m. ET

  • Personal finance is 10% math and 90% emotion. If we grasp that, we can make more rational decisions.

    Tweet by @DebbiKing

    #CreditChat

  • We often have a hard time separating need from want-- knowing the difference can promote better financial habits. Tweet by @emergebenefit

    #CreditChat

  • Humans are emotional creatures, and many of us have a complicated relationship with money.

    Tweet by @KaliHawlk

    #CreditChat

  • Wednesdays | 3 p.m. ET#CreditChatWednesdays | 3 p.m. ET

    Wh tax mistakes that are easy to make?Why does emotion play a big role in how we think about/use money?

    #CreditChatWednesdays | 3 p.m. ET

  • A lot of emotions about money stem from belief systems that are passed down to us or that we picked up from others.

    Tweet by @Lenda

    #CreditChat

  • Some people receive a positive emotional response when they buy something new. Spending, to them, is a way to feed this.

    Tweet by @LeslieHTayneEsq

    #CreditChat

  • Wednesdays | 3 p.m. ET#CreditChatWednesdays | 3 p.m. ET

    Wh tax mistakes that are easy to make?What are some common financial mistakes we make?

    #CreditChatWednesdays | 3 p.m. ET

  • Mistake Numero Uno: Spending more than we make. Tweet by @HerOwnNet

    #CreditChat

  • The biggest mistake: Not looking at your total cash flow month to month.

    Tweet by @WelshKristy

    #CreditChat

  • Overspending, relying on credit cards and making minimum payments = huge financial mistakes that keep you in the debt cycle.

    Tweet by @Payoff

    #CreditChat

  • Wednesdays | 3 p.m. ET#CreditChatWednesdays | 3 p.m. ET

    Wh tax mistakes that are easy to make?How should we approach fuzzy financial topics that we dont know much about (e.g. investing)?

    #CreditChatWednesdays | 3 p.m. ET

  • Tweet by @HerOwnNet

    helps me tend to my worries. Knowledge is empowering.

    #CreditChat

    Any time I feel anxiety about a financial topic, I find that research

  • Always break down education and goals into smaller steps. Conquer one thing at a time. Celebrate your wins along the way!

    Tweet by @Marybstorj

    #CreditChat

  • Wednesdays | 3 p.m. ET#CreditChatWednesdays | 3 p.m. ET

    Wh tax mistakes that are easy to make?What encouragement do you have for those who feel theyve made too many money mistakes?

    #CreditChatWednesdays | 3 p.m. ET

  • Its never too late to get on the right track! Tweet by @DadisCheap

    #CreditChat

  • It doesnt matter what happened yesterday. Start fresh today and give it all youve got. Tweet by @emergebenefit

    #CreditChat

  • Mistakes are NOT failures unless you dont evaluate them and understand what went wrong.

    Tweet by @KaliHawlk

    #CreditChat

  • Wednesdays | 3 p.m. ET#CreditChatWednesdays | 3 p.m. ET

    Wh tax mistakes that are easy to make?What are some steps we can take to create a financial plan that matters to us?

    #CreditChatWednesdays | 3 p.m. ET

  • To create a financial plan, think about your future and what you would like to happen that fits within your goals.

    Tweet by @MoreThanWheels

    #CreditChat

  • 1. Have a goal. 2. Make a plan. 3. Enact this plan. 4. Review each month where youre at. Rinse and repeat.

    Tweet by @WelshKristy

    #CreditChat

  • Look at ALL your expenses and focus on your goals. Where can you cut back? How can you make more?

    Tweet by @_MoneySavingPro

    #CreditChat

  • Wednesdays | 3 p.m. ET#CreditChatWednesdays | 3 p.m. ET

    Wh tax mistakes that are easy to make?How should we deal with the unexpected financial events in our life?

    #CreditChatWednesdays | 3 p.m. ET

  • Have an umbrella (emergency fund) handy, because it will rain! Tweet by @DebbiKing

    #CreditChat

  • Expect the unexpected! Protect yourself, your stuff, and your assets BEFORE something goes wrong.

    Tweet by @KaliHawlk

    #CreditChat

  • Wednesdays | 3 p.m. ET#CreditChatWednesdays | 3 p.m. ET

    Wh tax mistakes that are easy to make?Any final tips to help us make smarter decisions with our money?

    #CreditChatWednesdays | 3 p.m. ET

  • Making better financial decisions starts with education and getting comfy with the idea of money as a tool.

    Tweet by @KaliHawlk

    #CreditChat

  • A common mistake when budgeting is trying to do too much at once - just like a crash diet. Break it up into smaller goals.

    Tweet by @emergebenefit

    #CreditChat

  • When it comes to your money, there are no stupid questions. Ask, ask and ask until you have clarity and confidence.

    Tweet by @Marybstorj

    #CreditChat

  • It isnt as difficult as it seems. It might take a while, but changing your money habits is SO worth it!

    Tweet by @PiggieBanker

    #CreditChat

  • #CreditChatWednesdays | 3 p.m. ET

    Check out all the resources and tips shared:ex.pn/carlr

  • #CreditChatWednesdays | 3 p.m. ET

    Join Us Every Wednesday at 3 p.m. ET.bit.ly/join-creditchat

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