how to choose a used car

1
HOW TO GUIDE 2013 $5,998 2006 Chrysler PT Cruiser Vin 6T263324 $11,998 2005 Dodge Ram 1500 Vin 5S111593 $12,334 2010 Dodge Caliber SXT Vin AD612356 $9,488 2005 Chevrolet Monte Carlo Vin 59112487 $11,998 2004 BMW 325XI Vin 4PR11445 $12,557 2005 Nissan Titan LE Vin 5N57347 $18,788 2007 Infinity M35 Sport Vin 7M307922 $23,788 2010 Ford Expedition EL Vin AE847388 $29,655 2011 Dodge Charger Vin BH551249 $23,788 2010 Mercedes C300 Vin AR113550 $23,998 2007 GMC Yukon SLT Vin 7J321162 $49,998 2011 Ford F-150 Raptor Vin BFD14786 $13,998 2007 Toyota Camry Hybrid Vin 73015127 $14,788 2010 Nissan Altima Hybrid Vin AC112253 $15,799 2005 GMC Yukon Denali Vin 5J102257 $14,553 2011 Hyundai Elantra Vin BH013997 $15,788 2005 Jeep Wrangler Vin 5P323750 $17,998 2006 Infinity G35 Coupe Vin 6M720847 The Razzari Auto Centers puts every “Quality Assured Pre-Owned” vehicle through a comprehensive 125+ Point Inspection. The Razzari Auto Centers will buy your trade whether you purchase from us or not. Every “Quality Assured Pre-Owned” vehicles at the The Razzari Auto Centers inventory is Value Priced. Every Vehicle at The Razzari Auto Centers comes with a 100-Point Annual Mechanical Inspection FREE The Razzari Auto Centers offers FREE shuttle service to all our service customers within the Merced Area. Every “Quality Assured Pre-Owned” vehicle at The Razzari Auto Centers comes with our limited 30 days Warranty. You can bring your vehicle purchased from The Razzari Auto Centers in for COMPLEMENTORY Car Washes for as long as you own the vehical. Anytime your vehicle needs service work performed at The Razzari Auto Centers that is estimated at $300 or more comes with a FREE Loaner car. The Razzari Auto Centers will give you a FREE CarFax Report on the vehicle you are looking at because every “Quality Assured Pre- Owned” vehicle has a clean history. Every vehicle at The Razzari Auto Centers comes with our 72 Hour “Pease of Mind” Policy - Return it within 72 hours and exchange it for another vehicle of equal or greater value. 00137197 1234 Auto Center Drive | Merced, CA 95340 Phone: (888) 658-5862 www.razzari.com How to Important Points... BUY A USED CAR If you’ve decided to buy a used car, you’ve already made a smart decision. Just mention used cars and jokes about sleazy men in leisure suits and “lemons” from the 1970s come to mind. But times have changed. Nowadays, it can be a great idea to buy a used car, if you do the work. In fact, when it comes to value for your money, it’s difficult to argue new verses used. Everyone knows that a new car depreci- ates the second you drive it off the lot. In the first year, it’s said a new car can lose up to 30 percent of its original value. That means you’re going to lose quite a bit of money if you’re planning on selling the first five years. Buying used avoids this loss, as there isn’t much of a difference between a brand new car and a 3-year-old car, except a new car is sometimes 30 percent more than you should be paying. And because used cars are so much cheaper, you’re automatically widening the selection of cars you can afford. New cars, especially when financing, can be very expensive to insure. The older the car and the smaller the loan, the less you pay for insurance. Plus, if your car is worth less than 10 times the premium on your insurance, it’s probably not worth getting comprehensive coverage. Talk to your insurance agent before your buy to get a quote. Private owner verses dealership There are two possible ways to acquire a used car, from a private owner or a dealer- ship. With private owners, you often find some really great deals. Look on Internet search engines, in the classifieds and at estate sales. You’ll get a more streamlined sales experience through a dealership and keep in mind that owners can become attached to their cars and can be difficult to work with. In addition, buying from an owner means taking the car “as is,” meaning you’re responsible for anything that may be wrong with it the minute you sign on the dotted line. Private sales aren’t generally covered by implied warranty laws, which are unspoken, unwritten warranties that hold sellers responsible if the car doesn’t fall within reasonable quality standards. Dealerships, on the other hand, put used cars through rigorous mechanical and cosmetic inspection before they’re put on the market. These cars are usually covered by warranties beyond the original factory warranty to include things like roadside assistance. Working with a dealership will honor consumer protections laws so you can purchase with a little more confidence. Most dealerships take trade-ins, which allow you to upgrade to a new ride at a lower price. There’s also the added benefit of not having to sell your old car, which can be painful and time consuming. It’s possible that this could result in a better negotiation experience than one done with a private seller because you can count on it being a strict business transaction. Get the most out of your dealership experience by asking what kinds of extras they can offer free of charge. Some can throw in extra services like detailing, oil changes or complimentary service visits. One huge perk of a dealership is the option to finance. Even the most affordable used vehicles can cost more than you have on hand, and cash advances from the bank come with huge fees and high interest rates. Most banks have excellent deals on loans and interest rates for older, used ve- hicles. Dealerships have relationships with banks that will finance cars much older than 5 years and at rates no different than loans for a new vehicle and they’re more than happy to help you find a financing option that’s right for you. List prices at dealerships may seem higher than private sellers, and is many cases they are. However, there are repu- table dealerships out there that have gotten in tune with today’s buyer and the new online marketplace. These dealerships use sophisticated software that helps them ag- gregate the current worth of every vehicle available online. Then, these dealerships price their inventory competitively in line with what is available out in the market. This is sometimes referred to as value pricing the car. This means they don’t start high and work customers for money like some people might think. Instead they price the vehicles according to their worth to actually avoid negotiations and offer customers a fair price up front. If you en- joy grinding out a deal with several hours of back and forth negotiations, there are still plenty of dealerships out there that still employ these types of tactics. However, you can save a lot of time and money by working with a dealership that has gone to the new value pricing model. Extra steps to take No matter where you find the used car of your dreams, you should run a history report and have a mechanic inspect the car on a lift. This could mean an extra out of pocket cost for you, but it’s worth it. You’ll avoid getting scammed or ending up with a lemon. When dealing with a private owner, never pay cash for a deposit. If the deal falls through, you’ll be out of luck, but checks can be stopped and credit transac- tions can be disputed. There are many pros to purchasing a used car as opposed to a new one. You’ll get more value for your dollar and still may be eligible for some of the perks of new car buying, such as financing and service plans. Happy shopping! • Check it Out. It may be impossible to get a warranty for an older or high mileage used car. In these cases, it’s even more important to have a mechanic check it out. • No Lemon Aid. Most people think there are used car lemon laws, but these apply mostly to new cars sold from dealerships. • Blue Book It. When you’ve decided on the kind of car you want, start researching its value with tools online. You should have an idea of what the car is worth when you start negotiating. • Check it Yourself. Before you pay a mechanic to check it out, look for rust underneath and outside the car, check the tires for tread and under the hood for rounded or stripped bolt heads. This could indicate shoddy repair work. There are two possible ways to acquire a used car, from a private owner or a dealership. Like everything, each has its advantages and disadvantages. HOW TO GUIDE 2013

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Check it Out. It may beimpossible to get a warrantyfor an older or high mileageused car. In these cases, it’seven more important to have amechanic check it out.

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Page 1: How To Choose A Used Car

HOW TO GUIDE 2013

$5,9982006 Chrysler PT Cruiser

Vin 6T263324

$11,9982005 Dodge Ram 1500

Vin 5S111593

$12,3342010 Dodge Caliber SXT

Vin AD612356

$9,4882005 Chevrolet Monte Carlo

Vin 59112487

$11,9982004 BMW 325XI

Vin 4PR11445

$12,5572005 Nissan Titan LE

Vin 5N57347

$18,7882007 Infinity M35 Sport

Vin 7M307922

$23,7882010 Ford Expedition EL

Vin AE847388

$29,6552011 Dodge Charger

Vin BH551249

$23,7882010 Mercedes C300

Vin AR113550

$23,9982007 GMC Yukon SLT

Vin 7J321162

$49,9982011 Ford F-150 Raptor

Vin BFD14786

$13,9982007 Toyota Camry Hybrid

Vin 73015127

$14,7882010 Nissan Altima Hybrid

Vin AC112253

$15,7992005 GMC Yukon Denali

Vin 5J102257

$14,5532011 Hyundai Elantra

Vin BH013997

$15,7882005 Jeep Wrangler

Vin 5P323750

$17,9982006 Infinity G35 Coupe

Vin 6M720847

The Razzari Auto Centersputs every “Quality Assured Pre-Owned” vehicle through a comprehensive 125+ Point

Inspection.

The Razzari Auto Centerswill buy your trade whether you

purchase from us or not.

Every “Quality Assured Pre-Owned” vehicles at the The Razzari Auto Centers inventory is Value Priced.

Every Vehicle at The Razzari Auto Centers comes with a 100-Point Annual Mechanical Inspection

FREE

The Razzari Auto Centersoffers FREE shuttle service to all our service customers within the

Merced Area.

Every “Quality Assured Pre-Owned” vehicle at The Razzari Auto Centers

comes with our limited 30 days Warranty.

You can bring your vehicle purchased from The Razzari Auto Centers in

for COMPLEMENTORY Car Washes for as long as you own the vehical.

Anytime your vehicle needs service work performed at The Razzari Auto Centers that is estimated at $300 or more comes with a FREE Loaner

car.

The Razzari Auto Centerswill give you a FREE CarFax Report

on the vehicle you are looking at because every “Quality Assured Pre-

Owned” vehicle has a clean history.

Every vehicle at The Razzari Auto Centers comes with our 72 Hour

“Pease of Mind” Policy - Return it within 72 hours and exchange it for another vehicle of equal or greater

value.

00

13

71

97

1234 Auto Center Drive | Merced, CA 95340Phone: (888) 658-5862

www.razzari.comHow to

ImportantPoints...

buy a used car

If you’ve decided to buy a used car, you’ve already made a smart decision.

Just mention used cars and jokes about sleazy men in leisure suits and “lemons” from the 1970s come to mind. But times have changed. Nowadays, it can be a great idea to buy a used car, if you do the work. In fact, when it comes to value for your money, it’s difficult to argue new verses used.

Everyone knows that a new car depreci-ates the second you drive it off the lot. In the first year, it’s said a new car can lose up to 30 percent of its original value. That means you’re going to lose quite a bit of money if you’re planning on selling the first five years.

Buying used avoids this loss, as there isn’t much of a difference between a brand new car and a 3-year-old car, except a new car is sometimes 30 percent more than you should be paying. And because used cars are so much cheaper, you’re automatically widening the selection of cars you can afford.

New cars, especially when financing, can be very expensive to insure. The older the car and the smaller the loan, the less you pay for insurance. Plus, if your car is worth less than 10 times the premium on your insurance, it’s probably not worth getting comprehensive coverage. Talk to your insurance agent before your buy to get a quote.

Private owner verses dealershipThere are two possible ways to acquire a

used car, from a private owner or a dealer-ship.

With private owners, you often find some really great deals. Look on Internet search engines, in the classifieds and at estate sales. You’ll get a more streamlined sales experience through a dealership and keep in mind that owners can become attached to their cars and can be difficult to work with. In addition, buying from an owner means taking the car “as is,” meaning you’re responsible for anything that may be wrong with it the minute you sign on the dotted line. Private sales aren’t generally covered by implied warranty laws, which

are unspoken, unwritten warranties that hold sellers responsible if the car doesn’t fall within reasonable quality standards.

Dealerships, on the other hand, put used cars through rigorous mechanical and cosmetic inspection before they’re put on the market. These cars are usually covered by warranties beyond the original factory warranty to include things like roadside assistance. Working with a dealership will honor consumer protections laws so you can purchase with a little more confidence.

Most dealerships take trade-ins, which allow you to upgrade to a new ride at a lower price. There’s also the added benefit of not having to sell your old car, which can be painful and time consuming. It’s possible that this could result in a better negotiation experience than one done with a private seller because you can count on it being a strict business transaction.

Get the most out of your dealership experience by asking what kinds of extras they can offer free of charge. Some can throw in extra services like detailing, oil changes or complimentary service visits. One huge perk of a dealership is the option to finance. Even the most affordable used vehicles can cost more than you have on hand, and cash advances from the bank come with huge fees and high interest rates.

Most banks have excellent deals on loans and interest rates for older, used ve-hicles. Dealerships have relationships with

banks that will finance cars much older than 5 years and at rates no different than loans for a new vehicle and they’re more than happy to help you find a financing option that’s right for you.

List prices at dealerships may seem higher than private sellers, and is many cases they are. However, there are repu-table dealerships out there that have gotten in tune with today’s buyer and the new online marketplace. These dealerships use sophisticated software that helps them ag-gregate the current worth of every vehicle available online. Then, these dealerships price their inventory competitively in line with what is available out in the market. This is sometimes referred to as value pricing the car. This means they don’t start high and work customers for money like some people might think. Instead they price the vehicles according to their worth to actually avoid negotiations and offer customers a fair price up front. If you en-joy grinding out a deal with several hours of back and forth negotiations, there are still plenty of dealerships out there that still employ these types of tactics. However, you can save a lot of time and money by working with a dealership that has gone to the new value pricing model.

Extra steps to takeNo matter where you find the used car

of your dreams, you should run a history report and have a mechanic inspect the car on a lift. This could mean an extra out of pocket cost for you, but it’s worth it. You’ll avoid getting scammed or ending up with a lemon.

When dealing with a private owner, never pay cash for a deposit. If the deal falls through, you’ll be out of luck, but checks can be stopped and credit transac-tions can be disputed.

There are many pros to purchasing a used car as opposed to a new one. You’ll get more value for your dollar and still may be eligible for some of the perks of new car buying, such as financing and service plans. Happy shopping!

• Check it Out. It may be impossible to get a warranty for an older or high mileage used car. In these cases, it’s even more important to have a mechanic check it out.

• No Lemon Aid. Most people think there are used car lemon laws, but these apply mostly to new cars sold from dealerships.

• Blue Book It. When you’ve decided on the kind of car you want, start researching its value with tools online. you should have an idea of what the car is worth when you start negotiating.

• Check it Yourself. before you pay a mechanic to check it out, look for rust underneath and outside the car, check the tires for tread and under the hood for rounded or stripped bolt heads. This could indicate shoddy repair work.

There are two possible ways to

acquire a used car, from a private owner or a dealership. Like everything, each has its advantages and

disadvantages.

HOW TO GUIDE 2013