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HOME EQUITY LINE OF CREDIT

*APR=Annual Percentage Rate. Fixed Intro Rate of 2.90% APR for first 12 months and as low as 5.00% APR after first 12 months. Home Equity Line of Credit (HELOC) Promotional APR shown is available only for new HELOCs with a minimum loan amount of $5,000 and a maximum loan-to-value (LTV) of 90%. $50 annual fee applies; Promotional APR is fixed for initial 12 months of the term. On the anniversary day of loan closing date, APR will convert to the variable rate plan as described in the applicable loan documents. Subsequent APR may vary based on the index rate, plus a margin. Index rate is based on the Prime Rate as published in the Wall Street Journal. On January 1, 2018 that index was 4.50%; resulting APR with a 0.50% margin is 5.00%. Floor rate at the end of the initial 12-month period is 2%. APR will never exceed 18.00%. “As low as” rate assumes excellent borrower credit history, 90% or less Loan-to-Value. Alternative rates and terms are available. Actual rates and APRs dependent on credit history, type of product, loan term and loan to value (LTV). This line has a 10-year draw period. Eligible property includes single-family, owner-occupied, primary residence and vacation homes (located in AZ or NM only). Property insurance required. Interest may be tax deductible. Consult your tax professional regarding deductibility. Closing costs are waived unless the loan is paid off within the first two years. An estimated range of fees is $100 to $800. Not all members will qualify for this promotional offer. All loans subject to credit worthiness, collateral conditions, and location. Other restrictions may apply. If the borrower is not a member, a $10 fee is required to join the Credit Union. Contact us for specific details. See the Home Equity Early Disclosure for complete details. First American Credit Union NMLS ID #811468.

**APY = Annual Percentage Yield and is 0.75% for 12 months as of 02/01/2018. Your First American Credit Union Share Certificates of Deposits are federally insured to at least $250,000 through the National Credit Union Administration (NCUA). Changes to existing term share certificates may qualify as new money. Promotional rate available only on one year term, for a limited time. Rates subject to change without notice. The stated APY assumes principal and interest remain on deposit for the term of the certificate. A penalty may be imposed for withdrawals before the maturity of a share certificate. These certificates will automatically renew to a non-promotional certificate upon maturity. Other standard share certificate terms apply. For full terms and conditions or additional details contact First American.

5.002.90Let your home work for you with a Home Equity Line Of Credit. With our low introductory rate, you can consolidate high interest debt and pay it off faster. Even after the intro period, this line of credit will still have a great interest rate. It’s a win-win, with no surprises!

o.75%EARN

T E R M S H A R E C E R T I F I C A T E

APY**

LIMITED TIME - 1 YEAR SPECIAL

on new deposits over $1,00000

closingcosts!no

ATV, motorcycle, RV, and more. If you can drive it on pavement or dirt - we can finance it!

No surprise terms, variable rates or early payoff penalties. Just a low interest rate and a monthly payment you can afford.

It’s easy to apply, at a branch or through our online banking.

Did you know? We can refinance vehicle loans from other financial institutions, lower your interest and monthly payment while saving you money monthly - and over the life of the loan.

as low as

549

64006/19

219 4999 011

and SAVE.*APR = Annual Percentage Rate. Subject to credit approval. Some restrictions apply. See applicationfor full terms and conditions. Benefits and services may vary. †On qualified purchases and balance transfers.

PERSONAL LOANS

If you can drive it. . .

we can Finance it.we can Finance it.

520.836.8848

520.836.8848visit

or call

apply now! >

apply now! >

apply now! >

Transfer high interest balances

Mobile Check DepositNEW & Improved Bill PayNEW more secure 24/7 online banking

NEW iOS App >

NEW Android App >

• You can now get your new or replacement Debit Card instantly at our Pinal Ave branch. Debit cards are issued on the spot, activated and ready to use!

• Available at our Pinal Ave, Casa Grande Location only

© 2015 CPI Card Group. All Rights Reserved.

556 Metroplex Drive, Nashville TN 37211

P: 800.237.3387

F: 615.834.0192

C@O_1006 REV. 07/07/16 5

Photoshop. Simply delete any elements that you do not need.

*White Chip Knockout Box is apporoximately 1 mm and is required when color printing on C@O.

Card@Once® Illustrator TemplatesTo be opened with Illustrator CS6 or later

12/19LEE CARDHOLDER

5000 0000 0000 0000

96284 02/16 cpi-in

MC EMV Front Template MC Back Template

Background Image + Bleed: W 3.625” x H 2.375”

Actual Card Size (Plastic): W 3.375” x H 2.125”

C@O Clipping Mask: W 3.3875” x H 2.16”(Applied by CPI)

Back Verbiage and Logo Safe Area

For customer servicecall 800.759.9442

The �nancial institution whose name appears on the front of this card is the issuer of the card and may cancel or limit its use at any time. Use of the card constitutes your agreement to be bound by the terms and conditions of the separate Cardholder Agreement and other related agreements as amended from time to time. You agree to return this card upon demand. You can not transfer this card.

5000

VALIDTHRU 12/19

LEE CARDHOLDER

5000 0000 0000 0000

INSTANT ISSUEDEBIT CARD