Healthy Employees for a Healthy Business: How Aflac Small-Business Solutions Can Help

We bet if you asked your employees whether they want health benefits, the answer would be a resounding “YES!” By providing your hard-working employees with benefits options, you’re not only taking care of them, but boosting the value of your business by making it an enjoyable place to work. Did you know that 72 percent of employees say an improvement in benefits offerings would make them happier?1 It’s true! When employees are happy, they’re both willing to go the extra mile and more likely to stick around longer, allowing you to retain your top talent and make your business the absolute best it can be. And who wouldn’t love that?

You may be thinking, “Okay, that’s all great, but I just don’t have the resources to offer and manage employee

benefits.” We get that. As a small-business owner, you have a lot on your plate, and managing benefits is just

one more thing to juggle.

Fortunately, we have a solution for that. Read on for three common roadblocks that employers run into when

deciding whether to offer benefits, and three easy-to-implement solutions to help turn those roadblocks into

tiny specks in the rearview mirror.

Employees want benefits, but you don’t have the resources to provide everything they want or need in an insurance plan.

Solution: Implement Aflac Total Care™ and offer a wide range of benefits — without spending a pretty penny.

When you think Aflac, you probably only think about voluntary insurance — and that’s okay; we’re

great at providing voluntary benefits. But we also know your employees are looking for the whole

package, including reliable education and guidance: They have families to care for, braces to buy

and eyeglasses to replace. That’s why we’ve partnered with other trusted providers to create

Aflac Total Care.

Aflac Total Care allows you to provide your employees with a high-quality, comprehensive suite

of insurance offerings beyond voluntary — like individual health plans, network dental and

vision, group life, accidental death and more. Through Aflac Total Care, you’re also able to select

insurance products that are best suited to your unique situation and budget — keeping your

employees happy, healthy and feeling protected.

Problem 1:

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Selecting insurance plans can be hard! Your employees may not know where to start.

Solution: Leverage Aflac Expert Benefits Advisors … knowledgeable and caring guides.

Aflac Benefits Advisors are here to lend both you and your employees a helping hand when you

need one. They can help your employees select insurance products that are best suited to their

unique family situations and budgets, as well as work with you to arrive at a customized, cost-

effective benefits package that fits your business.

Benefits administration isn’t easy … and it takes up so much time!

Solution: Tap into the Everwell Advantage™ to uncomplicate and expedite benefits administration.

Everwell Advantage delivers convenience, with its one-stop online administration and enrollment

platform, Everwell, that allows you to manage benefits from Aflac and other partner carriers. Not only

does Everwell automate your administration and allow your employees to easily make selections, it

also makes designing complex plans easy. You can even pull reports to see how your team is using

their benefits, making sure that your dollars are being put to good use.

What do these three solutions all have in common? They’re the three components of Aflac Small-Business Solutions, an

offer that helps small-business owners like you easily provide comprehensive insurance to your employees. It’s a simple,

customizable way to check one more item off your to-do list, meaning your employees will receive the benefits options

they deserve, and you have time to focus on what you love most about your business. And that’s a win for everyone.

Aflac Small-Business Solutions may have a lot, but you don’t have to use it all; this offer is customizable. A Benefits Advisor

will help you identitfy what parts of Aflac Small Business Solutions are best suited for your business and employees. We

want to make sure you use our solutions the right way to maximize your business success. We’ll be with you every step of

the way.

Learn more at aflac.com/sbs.

1. The 2017 Aflac Happiness Survey, fielded by Lightspeed/GMI in the United States between March 2 and March 13, 2017.

Respondent qualifications included: at least 18 years old; employed for at least one month at a company in the United States with

three to 49 employees; not employed in insurance, advertising/PR or market research.

The policies and plans offered through the Everwell exchange are provided by multiple carriers. Please visit aflac.com/everwell

for more details.

Aflac herein means American Family Life Assurance Company of Columbus and American Family Life Assurance Company of

New York. WWHQ | 1932 wynnton Road | Columbus, GA 31999.

Problem 2:

Problem 3:

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