gold and mutual fund study

7/29/2019 gold and mutual fund study

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COMPARATIVE STUDY BETWEEN GOLD

ETF AND MUTUAL FUNDS

PRESENTED BY:AKASH PODDAR

12BSP2391


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INTRODUCTION

The Project has been divided into three parts:

1. On the Job Training:

2. Analysis of Gold ETF and Mutual Funds.

3. Perception of investors towards Gold ETF and Mutual

Funds.


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1. ON THE JOB TRAINING

About Company: My SIP was in Unicon Investment Solutions which is a

Broking Firm. It provides solutions in Equity, Commodity, Depository,

Property etc.

Objective: To understand the behavior of the investors about Unicon.

To understand the procedure of opening a Demat A/C.

Scope: Practical knowledge of interaction with investors.

Responsibility: To add clients by opening Demat A/C.

Procedure Of Selling Demat A/C: 7 steps of opening a Demat A/C.

Demat A/C:

A Demat A/C is an account wherein one can hold shares of variouscompanies in the dematerialised {electronic} form.


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2. ANALYSIS OF GOLD ETF AND MUTUAL FUND

Objective: To analyze the performance of Mutual Funds and Gold ETF.

To know on what grounds decisions are made in investing.

To analyze which plan is better and why?

SCOPE : This study will be helpful to know that which investment plan is

better and why. Where should one invest?

Method Of Data Collection: Secondary Data:

Data Analysis:- Ms Excel , correlation


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FACTORS AFFACTING GOLD PRICE

1. US DOLLAR

2. Repo Rate3. Inflation

4. Stock Market

-120.00%

-100.00%

-80.00%

-60.00%

-40.00%

-20.00%

0.00%

20.00%

40.00%

60.00%

80.00%

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%change in Gold

%change Sensex

% change in inflation Rate

%change in Repo-Rate

Correlation: Gold and Sensex: 8.68%, Gold and Repo Rate- (-.014), Gold andInflation: .144


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COMPARISON OF GOLD WITH MUTUAL FUND:

Time period Gold Birla Sun

life

AXIS HSBC HDFC RELIANCE

Apr 2010- Mar 2011 27.0% 9.7% 4.9% 9.5% 18.6% -5.1%

Apr 2011- Mar 2012 35.3% -2.0% -6.1% -8.6% -6.9% -9.6%

Apr 2012- Mar 2013 5.0% 6.1% 17.3% 4.7% 3.5% 9.4%


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3. INVESTORS PERCEPTION TOWARDS

MUTUAL FUNDS AND GOLD ETF

OBJECTIVE: To know the perception of investors towards Mutual

Funds and Commodity Market (Gold).

Hypothesis:

H0: People dont like to invest their Money in Commodity & MutualFund.

H1: People like to invest their Money in Commodity & Mutual Funds.

Data Collection : Secondary and primary.

Research Design: Exploratory and Descriptive

Data Analysis: IBM tool SPSS


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ANALYSIS

Sum of

Squares df

Mean

Square F Sig.

Regression 32.507 9 3.612 10.217 .000a

Residual 17.676 50 0.354

Total 50.183 59

Model

1

Standardized

Coefficients

B

Std.

Error Beta

Lower

Bound

Upper

Bound

1 (Constant) -0.968 0.679 -1.425 0.16 -2.333 0.397

INVEST__MONEY_SAVINGS_FIXED_DEPOSITS -0.38 0.236 -0.148 -1.611 0.113 -0.854 0.094

INVESTMENT_DECISION 0.124 0.212 0.051 0.586 0.561 -0.302 0.55

LONG_INVESTING 0.162 0.096 0.146 1.686 0.098 -0.031 0.355

MOST_PROFITABLE_INVESTMENT 0.635 0.076 0.737 8.393 0 0.483 0.787

CONSULT_EXPERT 0.352 0.127 0.242 2.774 0.008 0.097 0.607

FINANCIAL_2NFINANCIAL_INSTITUTION 0.487 0.117 0.392 4.168 0 0.252 0.722

MUTUAL_FUND__INVESTED 0.099 0.081 0.109 1.219 0.228 -0.064 0.263

YOUR__NVESTEMNT_MF 0.169 0.129 0.119 1.31 0.196 -0.09 0.429

ELECTRONIC_MEDIA_INVESTING -0.542 0.206 -0.237 -2.632 0.011 -0.956 -0.128

Model

Unstandardized

Coefficients

t Sig.

95.0% Confidence

Interval for B


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FINDINGS

When we compare the Gold return from 2006 to 2013 we find that ithas given a return of 278% which is greater than any other market.

Investing in Gold is better than investing in Mutual Funds.

Different investors look different aspects before investing , So to attractthem towards our side we have to be

Different factors play different roles in the price fluctuation of different

market.

While interacting with the investors we have to be very generic and

should have the full knowledge of that field.


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CONCLUSION

In a nutshell, a lot of investments are present in this world. Only the right

kind of investment, which suits the pocket of the person, should be

made. Also the investment should be in a good and well renowned

company, even if the return is a little less.Since the last decade, the Gold prices are on all time high, so it is better

to invest in Gold but at the same the investment in Gold requires a lot of

funds so it is not possible for an individual investor. So, the investment

should be made depending upon the pocket permit of the investors.


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THANK YOU

gold and mutual fund study

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