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1 Asia-Pacific Emerging Markets, for the purpose of Global HNW Insights Survey, includes the markets of China, India, and Indonesia2 Asia-Pacific Mature Markets, for the purpose of Global HNW Insights Survey, includes the markets of Japan, Australia, Singapore, Hong Kong, and Malaysia3 “Tapping Asia’s wealth transfer potential”, http://www.hubbis.com/articles-content/163/articles, accessed June 2015

Source: Capgemini and RBC Wealth Management Global HNW Insights Survey 2015; Capgemini Wealth Manager Survey 2015

Asia-Pacific Wealth Report 2015From Capgemini and RBC Wealth Management

www.asiapacificwealthreport.com

Asia-PacificEmerging Markets1

Actions for Wealth Firms

Asia-Pacific Mature Markets2

Rest of the World

Asia-Pacific (excl. Japan) HNWIs keep most assets in cash,with equity allocations gaining

23.1%

22.8%

21.4%

18.7%

14.0%

HNWIs most likely to invest internationally are under 40 or have

$20 million+ in assets

1

2

3

4

5

Timely & detailed reporting

Strong investment performance

Clear understanding of risk tolerance

High quality support services

Fee transparency

They are among the bigger international investors, with

37.8% of wealth held outside their home region

While Japanese HNWIs retain the

highest cash allocations globally at 37.1%, this is down by 6.7PP as holdings in

equities increased to 26.3%

Top 5 Wealth Needs of Asia-Pacific HNWIs

1Wealth

Transfer

How Can Wealth Management Firms Plan for the Future in Asia-Pacific?

Key HNWI Trends

2Evolution of Wealth

Over the next 15 years, wealth transfer to the next generation could involve 80% of all regional wealth3

Wealth generation is moving from agricultural to industry & service sectors, leading to the emergence of highly skilled industries

Provide support and training in holistic financial planning to smoothly navigate through intergenerational wealth transfer

80%

Wealth manager enablement

Leverage Asia-Pacific HNWIs’ high propensity for digital to deliver improved customer experience

Availability of credit is extremely important with 58.7% of Asia-Pacific (excl. Japan) HNWIs saying it is key in choosing a firm

Digital capabilities

Lending solutions

81.7

%81

.7%

82.0

%82

.6%

83.9

%

63.1

%55

.2%

61.5

%62

.9%

58.7

%

74.7

%77

.5%

77.7

%78

.4%

78.1

%

Population and Wealth Growth Rates

THAILAND13.0%

$ 14.9%

AUSTRALIA

3.5%$ 4.9%

MALAYSIA

1.7%$ 3.7%

TAIWAN

11.8%$ 13.3%

JAPAN

5.4%$ 6.6%

SOUTH KOREA

6.8%$ 8.2%

HONG KONG

11.2%$ 13.1%

2.2%$ 3.9%

SINGAPORE

15.4%$ 16.9%

INDONESIA

Asia-Pacific HNWI population and wealth grew at rates of 8.5% and 11.4% which were the highest rates worldwide in 2014

12.4%

6.5%

4.8%

Ann

ualiz

ed H

NW

I Wea

lth

Gro

wth

, 200

6-20

14

Chi

na &

Indi

a

Res

t of A

sia

Res

t of W

orld

HNWI Population & Wealth in the Region

17.5%$ 19.3%

#2

INDIA26.3%

$ 28.2%

#1

CHINA

�4.7 million Asia-Pacific HNWIs holding USD�$15.8 trillion in 2014