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Oracles Cash and Treasury Management SolutionUniquely enables you to: via these capabilities: Meet Enterprise Cash Requirements

Streamline Global Treasury Processes

Secure Treasury Operations and Information

Unprecedented integration with applications acrossyour enterprise including Receivables, Payables,and Payroll to view real-time cash positions andcash forecasts; in-house banking

Automated and simplified deal administration

including revaluation, accruals, accounting, andstraight-through processing

Centralized /decentralized treasury operations witha single source of data; explicit segregation ofduties; limit controls

Meet Enterprise Cash Requirements with Robust Cash Positioning and Forecasting

Oracles Cash and Treasury Management solution enables you to quickly identify daily cash surplus or deficit with itsintegrated cash positioning offering. Real-time cash positioning brings together prior day bank account balances, intraday

bank activity and enterprise cash flows that are likely to clear today in order to calculate the projected closing balance for eachbank account. View your daily cash position by bank account or aggregated by cash pool or currency. Automatically levelcash among internal bank accounts.

When it comes to making funding or investment decisions, knowing your companys medium- and long-term cash needs iscrucial. Cash forecasting allows you to gather forecasted cash flow information across your entire enterprise and third partysystems. Pick and choose multiple cash forecasting sources and create custom forecast time buckets. Make externalinvestment or funding decisions that mirror the timing of your core business operations cash flows.

Oracle's Cash and Treasury Management solution provides convenient in-house banking features to centralize liquidity,financing, and inter-company transactions. The system supports cash pooling across bank accounts, and also lets you setinterest rates for subsidiaries' transactions to accurately reflect the fair cost of funding. With in-house banking, you will reduceglobal exposures, manage your inter-company funding with greater ease, and reduce external funds requirements.

Streamline Global Treasury Processes with End-to-End Automation

On the mind of most Treasurers is executing the most favorable deals accurately and efficiently. In order to streamlineoperations, many treasury groups have a third party trading system installed that allows them to solicit quotes from multiplemarket participants and conclude legally-binding trades online. Oracle's Cash and Treasury Management solution providesopen APIs to import such trades into the system for settlement, reporting and accounting purposes. Once Oracle's Cash and

Treasury Management solution is linked to your third party trading system, you no longer need to re-key the deal informationmanually, thus, avoiding potentially costly manual entry errors.

Processing high value financial deals with a lean treasury department staff can pose significant operational risks if you do nothave an efficient system in place. Oracle's Cash and Treasury Management solution has a built-in revaluation engine that canautomatically calculate mark-to-market gains/losses for your investments, debt, and derivative instruments. Foreign exchangegains/losses are also calculated for foreign currency denominated instruments. Furthermore, an accruals engine will

automatically produce period end accrual amounts. Seamless integration with Oracle General Ledger means that all thegains/losses and accruals can be transferred to the general ledger without any manual intervention thus ensuring accuracy,providing an audit trail, and saving time during the accounting period end closing.

Once entered, efficient deal administration and settlement are critical to managing your company's financial obligations.Oracle's Cash and Treasury Management solution automates deal administration, supporting a high volume of transactionswith an integrated system. It enables you to perform "Straight Through Processing" to completely automate your entire tradecycle. You can quickly and efficiently generate deal confirmations, net settlements due to and from the same counterparty, andgenerate electronic settlement instructions. Efficient, automated deal administration saves you time so that you can focus onimproving return on investment.

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Secure Treasury Operations and Information with Flexible, Built-In Controls

These days, many businesses have multiple operating companies all over the country or all over the world. Oracle's Cashand Treasury Management solution supports both centralized and decentralized treasury operations to help you run yourtreasury organization better, faster, and cheaper. Define as many companies in the system as you need and grant access toconduct treasury activities on behalf of one, a few or all companies to the authorized users. All treasury deals are securelystored in a single data instance, but your treasury personnel only see the part of the business you allow them to see.

Whether a decentralized, multi-national treasury group, or a centralized small organization, the need exists to avoid conflicts ofinterest with segregation of duties. Oracle Cash and Treasury offers functional security and tailored responsibilities that can

ensure that your treasury dealers do not process settlements for their own deals. Oracle's Cash and Treasury Managementsolution comes with a set of pre-defined Responsibilities that support this requirement and allow one user to have access todeal creation but not settlement and vice versa. Furthermore, you can modify privileges and create your own Responsibilitiesto fit your unique organizational chart.

Fast-paced global markets, fluctuating foreign exchange rates and shifting yield curves can expose you to a variety of financialrisks. Oracle's Cash and Treasury Management solution allows you to compare the deal rates to the market rates and warnsyou if the deviation exceeds tolerances. You can also define a variety of dealing limits to manage your currency, country,counterparty, settlement, group, and dealer risk exposure. Limit utilization is updated automatically, so that treasury personnelknow their available limits before they commit to a deal.

Oracle's Cash and Treasury Management solution is comprised of the following three products:

Oracle Cash Management, Oracle Treasury, and Oracle Risk Management.