financial literacy ms. kathi reed 2015-2016. financial literacy8/18/15 dlt: i will complete my...
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FINANCIAL LITERACY8/19/15 DLT: I will examine appropriate behavior/discipline policies (Code of Acceptable Behavior & Discipline), and describe regular classroom and emergency procedures for my Financial Literacy class. AGENDA: 1. Complete Student Information Sheet – first class grade! 2. Bell Schedule, Lunch Schedule, Locker, Parking Passes 3. Emergency Procedures (tornado, earthquake, fire drill) 4. Code of Acceptable Behavior & Discipline (Pages 7-11/18-23/36-45) 5. Class Procedures – seating, supplies, turning work in, books… 6. Class Syllabus – signed & returned by Friday, August 21 st (Classroom Geography/Syllabus Quiz – Monday, August 24 th ) 7. Set up Remind on cell phones 8. Tardy Policy – In class – in seat when bell ringsTRANSCRIPT
College & Career MathematicsFinancial Literacy 8/18/15
DLT: I will complete my Hopkinsville High School school-wide expectations learning map (Per 2 - Slides 5-6, Per 4 – Slides 9-12, Per 7 – Slides 22-23), and describe regular classroom and emergency procedures for my Financial Literacy class.
AGENDA: 1. Complete Student Information Sheet – first class grade! 2. Bell Schedule, Lunch Schedule, Locker, Parking Passes 3. Emergency Procedures (tornado, earthquake, fire drill) 4. School-wide Expectations (Slides 5-6/9-12/22-23) 5. Class Procedures – seating, supplies, turning work in, books… 6. Class Syllabus – signed & returned by Friday, August 21st (Classroom Geography/Syllabus Quiz – Monday, August 24th) 7. Tardy Policy – In class – in seat when bell rings
Financial Literacy 8/19/15
DLT: I will examine appropriate behavior/discipline policies (Code of Acceptable Behavior & Discipline), and describe regular classroom and emergency procedures for my Financial Literacy class.
AGENDA: 1. Complete Student Information Sheet – first class grade! 2. Bell Schedule, Lunch Schedule, Locker, Parking Passes 3. Emergency Procedures (tornado, earthquake, fire drill) 4. Code of Acceptable Behavior & Discipline (Pages 7-11/18-23/36-45) 5. Class Procedures – seating, supplies, turning work in, books… 6. Class Syllabus – signed & returned by Friday, August 21st (Classroom Geography/Syllabus Quiz – Monday, August 24th) 7. Set up Remind on cell phones 8. Tardy Policy – In class – in seat when bell rings
Financial Literacy 8/20/15
DLT: I will examine student opportunities at HHS and describe regular classroom and emergency procedures for my Financial Literacy class.
AGENDA: 1. Phones – Infinite Campus App & Setup 2. Phones – Remind/Facebook/Twitter Setup - Bonus 3. HHS Student Opportunities (Slides 26-27/33/36-43) 4. $20 Counterfeit Bill Scenario – small groups 5. Class Syllabus – signed & returned by Friday, August 21st (Classroom Geography/Syllabus Quiz – Monday, August 24th)
$20.00 Counterfeit Bill Scenario
$20.00 Counterfeit Bill Scenario
Bellringer: P. 4, 1-4 (ASMD $, decimals)
AGENDA: 1. Class Syllabus - Discussion 2. Classroom Geography - Discussion 3. Solution - Counterfeit $20.00 Bill – Collaboration 4. Books – care and feeding of
Financial Literacy 8/24/15
Bellringer: P. 8, 11-16
AGENDA: 1. Classroom Geography/Syllabus Quiz 2. Notebook Organization 3. Gross Pay – Vocabulary Review 4. Calculating Gross Pay – Time, Time-and-a-half, Double-time 5. Work together - P. 5-7, A-H 6. Complete Hourly Pay 1-1 (Partners) 7. Social Media Signup & Remind - by Friday
Financial Literacy
Notebook Organization
1. Vocabulary
Bellringer: P. 9, 22-26
AGENDA: 1. Finish/Review P. 5-7, A-H 2. Gross Pay – Vocabulary Review 3. Complete & Turn in Hourly Pay 1-1 (Partners) 4. Social Media & Remind Signup – by Friday
Financial Literacy 8/26/15
Bellringer: P. 10, 1-3 (ASMD $)
AGENDA: 1. Calculating Gross Pay for Salaried Employees 2. Gross Pay – Vocabulary Review 3. Work together - P. 11, A-D, & P. 13, 7-15 4. Complete Salary 1-2 5. Social Media & Remind Signup by Friday 6. Checkpoint 1-1 (Hourly Pay) on Thursday
Financial Literacy 8/27/15
DLT: I will calculate commission earnings quota method & graduated commission method.
Bellringer: P. 14, 1-4 (Review - %)
AGENDA: 1. Calculating Commission Pay for Employees 2. Gross Pay – Vocabulary Review 3. Work together - P. 15-17, A-J 4. Checkpoint 1-1 (Hourly Pay) 5. Social Media & Remind Signup by Friday 6. Turn in Salary 1-2
Financial Literacy 8/28/15
DLT: I will calculate commission earnings quota method & graduated commission method.
Bellringer: P. 18, 1-12 (Review - %)
AGENDA: 1. Calculating Commission Pay for Employees 2. Gross Pay – Vocabulary Review 3. Finish - P. 15-17, A-J 4. Complete Commission 1-3 (Partners) – Due Monday 5. Social Media & Remind Signup by TODAY 6. Checkpoint 1-1 Hourly Pay – Monday 7. Checkpoint 1-2 Salary - Tuesday
Financial Literacy 8/31/15
DLT: I will calculate gross pay using piece-rate, per-diem, and tip methods.
Bellringer: Checkpoint 1-1 Hourly Pay (Formative Assessment)
AGENDA: 1. Calculating Piece-Rate, Per-Diem, and Tip Pay 2. Gross Pay – Vocabulary Review 3. Work together - P. 21-23, A-F 4. Complete 1-4 Other Wage Plans (Old Maid - Partners) 5. Checkpoint 1-2 Salary – Tuesday 6. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
Financial Literacy 9/01/15
DLT: I will calculate average pay from grouped data and find the unknown item in a group of data.
Bellringer: P. 25, 28-32 (Review – Salary/Commission/Tip)
AGENDA: 1. Calculating Average Pay 2. Gross Pay – Vocabulary Review 3. Work together - P. 27-29, A-H 4. Checkpoint 1-2 – Salary (Formative Assessment) 5. Checkpoint 1-3 – Commission – Wednesday 6. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
15
Financial Literacy 9/02/15
DLT: I will calculate average pay from grouped data and find the unknown item in a group of data.
Bellringer: P. 31, 30-32 (Review – Salary/Hourly Pay)
AGENDA: 1. Checkpoint 1-3 Commission – postponed to Friday 2. P. 32, 1-9 - Gross Pay – Vocabulary Review 3. Complete 1-5 Average Pay (Partners – Old Maid) 4. Checkpoint 1-4 Other Wage Plans – Thursday 5. Checkpoint 1-5 – Average Pay – Thursday 6. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
16
Financial Literacy 9/03/15
DLT: I will calculate gross pay using a variety of methods (Review for Assessment)
Bellringer: None (Formative Assessment Checkpoints)
AGENDA: 1. Learning Map Discussion/Completion 2. Checkpoint 1-4 - Other Wage Plans 3. Checkpoint 1-5 – Average Pay 4. Gross Pay Review – P. 32-33, 10-29 (Groups – Seasons) 5. Summative Assessment – Gross Pay – Wednesday 6. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
17
Financial Literacy 9/04/15
DLT: I will calculate gross pay using a variety of methods (Review for Assessment)
Bellringer: Make Appointment Partners
AGENDA: 1. Review 1-3 Commission (Checkpoint on Monday) 2. Team Meeting, P. 29 (Groups - Seasons) 3. Finish Gross Pay Review – P. 32-33, 10-29 (Groups –Seasons) 4. Summative Assessment – Gross Pay – Wednesday 5. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
18
Financial Literacy 9/08/15
DLT: I will calculate gross pay using a variety of methods (Review for Assessment)
Bellringer: P. 36, 1-11 (Review - %, ASMD $)
AGENDA: 1. Checkpoint 1-3 Commission 2. Feedback – Unit 1 Assignments/Learning Map 3. Turn in Gross Pay Review – P. 32-33, 10-29 4. Summative Assessment – Gross Pay – Wednesday 5. Seniors – ACT Oct. 24th – Sign up by Sept. 18th 6. Grade 9-11 Picture Day - Thursday
19
Financial Literacy 9/09/15
DLT: I will calculate gross pay using a variety of methods (Assessment)
Bellringer: None
AGENDA: 1. Summative Assessment – Gross Pay 2. Turn in all Gross Pay Unit 1 assignments 3. Money Skill Login 4. Grade 9-11 Picture Day - Thursday 5. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
20
Financial Literacy 9/10/15
DLT: I will calculate deductions from gross pay (federal withholding, Social Security, Medicare, etc.)
Bellringer: P. 40, 1-4 (ASMD Money/Percent)
AGENDA: 1. 2-1 Calculating Deductions from Gross Pay 2. Unit 2 Vocabulary 3. Work together P. 42-44, A-J 4. MoneySkill Login 5. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
21
Financial Literacy 9/11/15
DLT: I will calculate deductions from gross pay (federal withholding, Social Security, Medicare, etc.)
Bellringer: P. 46, 47-52 (Review - % & mixed numbers)
AGENDA: 1. 2-1 Calculating Deductions from Gross Pay 2. Unit 2 Vocabulary 3. Complete 2-1 Deductions from Gross Pay (6:00 Partner) 4. MoneySkill Login 5. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
22
Bellringer: P. 53, 37-43(Review - % & commission)
AGENDA: 1. Work together P. 49-51, A-F 2. 2-2 Federal Income Taxes 3. MoneySkill Modules 1-9 due by Oct. 23rd 4. Seniors – ACT Oct. 24th – Sign up by Sept. 18th 5. Checkpoint 2-1 – Tuesday 6. Bonus Facebook Assignment & MoneySkill Pre-test due Friday
23
Bellringer: Checkpoint 2-1
AGENDA: 1. Check/Review P. 49-51, A-F 2. Complete 2-2 Federal Income Taxes (4:00 Partner) 3. MoneySkill Modules 1-9 due October 23rd 4. Seniors – ACT Oct. 24th – Sign up by Sept. 18th 5. Checkpoint 2-2 – Thursday 6. Bonus Facebook Assignment & MoneySkill Pre-test due Friday
24
Bellringer: P. 56, 1-6 (Review – Dec/Percent)
AGENDA: 1. Check/Review P. 49-51, A-F 2. Complete 2-2 Federal Income Taxes (10:00 Partner) 3. MoneySkill Modules 1-9 due October 23rd 4. Seniors – ACT Oct. 24th – Sign up by Sept. 18th 5. Checkpoint 2-2 – Friday 6. Bonus Facebook Assignment & MoneySkill Pre-test due Friday
25
Bellringer: P. 57, 22-26 (Review – mixed numbers, commission, AGI)
AGENDA: 1. Check/Review P. 49-51, A-F 2. Complete 2-2 Federal Income Taxes (10:00 Partner) 3. MoneySkill Modules 1-9 due October 23rd 4. Seniors – ACT Oct. 24th – Sign up by Sept. 18th 5. Checkpoint 2-2 – Friday 6. Bonus Facebook Assignment & MoneySkill Pre-test due Friday
26
Bellringer: Checkpoint 2-2
AGENDA: 1. Complete 2-2 Federal Income Taxes (12:00 Partner) 2. MoneySkill Modules 1-9 due October 23rd 3. Seniors – ACT Oct. 24th – Sign up by TODAY 4. Bonus Facebook Assignment & MoneySkill Pre-test due TODAY!
27
Bellringer: P. 62, 23-30
AGENDA: 1. Work together P. 55-56, A-D 2. 2-3 State and City Income Taxes 3. MoneySkill Modules due October 23rd 4. Blood Drive – Community Service Bonus
28
DLT: I will calculate state and city income taxes.
Bellringer: P. 57, 19-21 (Use State Tax Table on P. 55)
AGENDA: 1. Update Learning Map – Unit 2 2. Finish 2-3 State and City Income Taxes (8:00 Partner) 3. MoneySkill Modules due October 23rd 4. Email and Infinite Campus Check – Do TODAY! 5. Checkpoint 2-3 - Thursday
29
Financial Literacy 9/23/15
DLT: I will calculate total job benefits, net job benefits and compare net job benefits of jobs.
Bellringer: P. 69, 42-44
AGENDA: 1. Work together, P. 59-61, A-F 2. 2-4 Benefits and Job Expenses (6:00 Partner) 3. MoneySkill Modules due October 23rd 4. Checkpoint 2-3 – Thursday 5. Checkpoint 2-4 - Friday
30
Financial Literacy 9/24/15
DLT: I will calculate total job benefits, net job benefits and compare net job benefits of jobs.
Bellringer: Checkpoint 2-3
AGENDA: 1. Check/Review P. 59-61, A-F 2. Finish 2-4 Benefits and Job Expenses (6:00 Partner) 3. MoneySkill Modules due October 23rd 4. Checkpoint 2-4 - Friday
31
Financial Literacy 9/25/15
DLT: I will calculate take-home pay as a percentage of gross pay, the impact of a raise on take-home pay, and the potential tax savings of a cafeteria plan.
Bellringer: Checkpoint 2-4
AGENDA: 1. Work together, P. 64-66, A-F 2. 2-5 Analyze Take-Home Pay (4:00 Partner) 3. MoneySkill Modules due October 23rd 4. Checkpoint 2-5 - Tuesday ` 5. Unit 2 Common Assessment – Wednesday
32
Financial Literacy 9/28/15
DLT: I will calculate take-home pay as a percentage of gross pay, the impact of a raise on take-home pay, and the potential tax savings of a cafeteria plan.
Bellringer: P. 70, 1-8
AGENDA: 1. Review/Check P. 64-66, A-F 2. 2-5 Analyze Take-Home Pay (2:00 Partner) 3. MoneySkill Modules due October 23rd 4. Checkpoint 2-5 - Wednesday ` 5. Unit 2 Common Assessment – Thursday
34
Financial Literacy 9/29/15
DLT: I will calculate take-home pay as a percentage of gross pay, the impact of a raise on take-home pay, and the potential tax savings of a cafeteria plan.
Bellringer: Update Learning Map
AGENDA: 1. Review/Check P. 64-66, A-F 2. 2-5 Analyze Take-Home Pay (2:00 Partner) 3. MoneySkill Modules due October 23rd 4. Checkpoint 2-5 - Wednesday ` 5. Unit 2 Common Assessment – Thursday
35
Financial Literacy 9/30/15
DLT: I will calculate deductions from gross pay, federal income taxes, state/city income taxes, benefits and job expenses, and analyze take-home pay (Review for Assessment).
Bellringer: Checkpoint 2-5
AGENDA: 1. Unit 2 Review, P. 70-71, 9-24 2. Unit 2 Common Assessment – Thursday 3. MoneySkill Modules due October 23rd
36
Financial Literacy 10/01/15
DLT: I will calculate deductions from gross pay, federal income taxes, state/city income taxes, benefits and job expenses, and analyze take-home pay (Assessment).
Bellringer: None
AGENDA: 1. Turn in Unit 2 Review, P. 70-71, 9-24 2. Unit 2 Common Assessment – TODAY!!!! 3. MoneySkill Modules due October 23rd
37
Financial Literacy 10/02/15
DLT: I will calculate deductions from gross pay, federal income taxes, state/city income taxes, benefits and job expenses, and analyze take-home pay (Assessment).
Bellringer: None
AGENDA: 1. Turn in Unit 2 Review, P. 70-71, 9-24 2. Finish Unit 2 Common Assessment – TODAY!!!! 3. MoneySkill Modules due October 23rd
38
Financial Literacy 10/05/15
DLT: I will calculate simple and compound interest on savings accounts.
Bellringer: P. 80, 1-3
AGENDA: 1. Introduction to Savings Accounts & Banking 2. 3-1 Savings Accounts 3. MoneySkill Modules due October 23rd
39
Financial Literacy 10/06/15
DLT: I will calculate simple and compound interest on savings accounts.
Bellringer: P. 86, 28-37
AGENDA: 1. Work together P. 81-84, A-H 2. 3-1 Savings Accounts (2:00 Partner) 3. MoneySkill Modules due October 23rd
40
Financial Literacy 10/07/15
DLT: I will calculate simple and compound interest on savings accounts in various scenarios and analyze data for better “deal” in investing.
Bellringer: Using your learning map, write formulas for simple and compound interest on half-sheet of paper. You will have one minute!
AGENDA: 1. Team Scenario – Draw Task Cards/Group Assignments ♣ - Mathematician ♥ - Recorder ♦ - Researcher/Boggler 2. Follow schedule on Scenario Assignment (back) 3. MoneySkill Modules due October 23rd
41
Financial Literacy 10/08/15
DLT: I will calculate simple and compound interest on savings accounts in various scenarios and analyze data for better “deal” in investing.
Bellringer: P. 92, 20-26 (Answer must be in same form as problem)
AGENDA: 1. Finish P. 81-84, A-H 2. 3-1 Savings Accounts (8:00 Partner) 3. MoneySkill Modules due October 23rd
42
Financial Literacy 10/12/15
DLT: I will prepare a deposit slip and record entries in a check register.
Bellringer: P. 92, 27,& 29
AGENDA: 1. Work Together P. 89-90, A-D 2. 3-2 Checking Accounts (4:00 Partner) 3. MoneySkill Modules due October 23rd
43
DLT: I will record electronic banking transactions and calculate account balances needed to make online payments.
Bellringer: P. 92, 28 & 30
AGENDA: 1. Work Together P. 94-97, A-D 2. 3-3 Electronic Banking (8:00 Partner) 3. MoneySkill Modules due October 23rd
44
DLT: I will record electronic banking transactions and calculate account balances needed to make online payments.
Bellringer: P. 76, 1, 3, 5, 7, & 10
AGENDA: 1. Check/Review P. 94-97, A-D 2. Finish 3-3 Electronic Banking (4:00 Partner) 3. MoneySkill Modules due October 23rd
45
Financial Literacy 10/15/15
DLT: I will work with a team to prepare a company payroll and answer questions concerning the payroll. (Real-world application scenario)
Bellringer: None
AGENDA: 1. Team Scenario – Draw Task Cards/Group & Role Assignments ♣ - Mathematician ♥ - Recorder ♦ - Researcher/Boggler 2. MoneySkill Modules due October 23rd
46
Financial Literacy 10/16/15
DLT: I will work with a team to prepare a company payroll and answer questions concerning the payroll. (Real-world application scenario)
Bellringer: P. 91, 7-12
AGENDA: 1. Teamwork - Finish Integrated Project #1 ♣ - Mathematician ♥ - Recorder ♦ - Researcher/Boggler 2. Checkpoint 3-1 Monday 3. MoneySkill Modules due October 23rd
47
Financial Literacy 10/19/15
DLT: I will reconcile a bank statement including correcting errors and inclusion of outstanding items.
Bellringer: Checkpoint 3-1
AGENDA: 1. 3-4 Check Register Reconciliation 2. Work Together P. 102-106, A-F 3. Checkpoint 3-2 Friday 4. MoneySkill Modules due October 23rd 5. Missing/Make-up Assignments due October 23rd
48
Financial Literacy 10/20/15
DLT: I will review skills necessary for calculating simple and compound interest.
Bellringer: P. 99, 17-18
AGENDA: 1. Reteaching – Simple & Compound Interest 2. Retake Checkpoint 3-1 on Wednesday 3. MoneySkill Modules due October 23rd 4. Missing/Make-up Assignments due October 23rd
49
Financial Literacy 10/21/15
DLT: I will reconcile a bank statement including correcting errors and inclusion of outstanding items.
Bellringer: Retake Checkpoint 3-1
AGENDA: 1. 3-4 Check Register Reconciliation 2. Check/Review P. 102-106, A-F 3. Checkpoint 3-2 Friday 4. MoneySkill Modules due October 23rd 5. Missing/Make-up Assignments due October 23rd
50
Financial Literacy 10/22/15
DLT: I will reconcile a bank statement including correcting errors and inclusion of outstanding items.
Bellringer: P. 85, 21-22
AGENDA: 1. 3-4 Check Register Reconciliation (12:00 Partners) 2. Check/Review P. 102-106, A-F 3. Checkpoint 3-2 Friday 4. MoneySkill Modules due October 23rd 5. Missing/Make-up Assignments due October 23rd
51
Financial Literacy 10/23/15
DLT: I will reconcile a bank statement including correcting errors and inclusion of outstanding items.
Bellringer: Checkpoint 3-2
AGENDA: 1. Learning Map Update 2. Checkpoint 3-3 Tuesday 3. MoneySkill Modules due TODAY! 4. Missing/Make-up Assignments due TODAY!
52
Financial Literacy 10/26/15
DLT: I will calculate earnings, penalties, and effective rate of interest involving money market and CD accounts.
Bellringer: P. 108, 20, 22, 24
AGENDA: 1. 3-5 Money Market and CD Accounts (Learning Map Update) 2. Work Together P. 110-113, A-H 3. Checkpoint 3-3 Tuesday 4. MoneySkill Modules due TODAY! 5. Missing/Make-up Assignments due TODAY!
53
Financial Literacy 10/27/15
DLT: I will calculate earnings, penalties, and effective rate of interest involving money market and CD accounts.
Bellringer: P. 107, 5-6
AGENDA: 1. 3-5 Money Market and CD Accounts (Old Maid Partners) 2. Check/Review P. 110-113, A-H 3. Checkpoint 3-3 Wednesday 4. Checkpoint 3-4 Thursday
54
Financial Literacy 10/28/15
DLT: I will calculate earnings, penalties, and effective rate of interest involving money market and CD accounts.
Bellringer: Checkpoint 3-3
AGENDA: 1. Finish 3-5 Money Market and CD Accounts (Old Maid) 2. Check/Review P. 110-113, A-H 3. Checkpoint 3-4 Thursday
55
Financial Literacy 10/29/15
DLT: I will calculate future and present value of an ordinary annuity.
Bellringer: Skills Workshop 10, Fractions, Decimals, and Percents
AGENDA: 1. 3-6 Annuities (Learning Map Update) 2. Work Together P. 117-118, A-D
56
Financial Literacy 10/30/15
DLT: I will calculate future and present value of an ordinary annuity.
Bellringer: Checkpoint 3-4
AGENDA: 1. 3-6 Annuities (Old Maid Partners) 2. Check/Review P. 117-118, A-D 3. Signed Grade Report due Friday 4. Checkpoint 3-5 Wednesday
57
Financial Literacy 11/04/15
DLT: I will calculate future and present value of an ordinary annuity.
Bellringer: P. 120, 1-8
AGENDA: 1. 3-6 Annuities (Old Maid Partners) 2. Check/Review P. 117-118, A-D 3. Signed Grade Report due Friday 4. Checkpoint 3-5 - Thursday
60
Financial Literacy 11/05/15
DLT: I will calculate future and present value of an ordinary annuity.
Bellringer: Checkpoint 3-5
AGENDA: 1. 3-6 Annuities (Old Maid Partners) 2. Checkpoint 3-6 - Monday 3. Signed Grade Report due Friday 4. ACT Deadline Friday!!! See Ms. Kem for details.
61
Bellringer: P. 124, 11-12
AGENDA: 1. P. 120-121, 9-21 2. Checkpoint 3-6 - Monday 3. Signed Grade Report due TODAY!!! 4. MoneySkill lessons 10-18 due December 18th 5. ACT Deadline is TODAY! See Ms. Kem to sign up! 6. Unit 3 Assessment - Tuesday
62
Bellringer: Checkpoint 3-6
AGENDA: 1. Finish P. 120-121, 9-21 2. Unit 3 Assessment - Friday 3. Turn in late/missing assignments 4. MoneySkill lessons 10-18 due December 18th
63
Financial Literacy 11/10/15
DLT: I will record transactions in checking accounts including electronic banking and reconcile bank statements with check registers in a real-world scenario. (Review for Assessment)
Bellringer: Choose Teams – Via drawing cards from a deck
AGENDA: 1. Team Project – Personal Banking/Checkbook Reconciliation 2. Unit 3 Assessment - Friday 3. Turn P. 120-121, 9-21 4. MoneySkill lessons 10-18 due December 18th
64
65
Financial Literacy 11/12/15
DLT: I will record transactions in checking accounts including electronic banking and reconcile bank statements with check registers in a real-world scenario. (Review for Assessment)
Bellringer: None
AGENDA: 1. Team Project – Personal Banking/Checkbook Reconciliation 2. Unit 3 Assessment - Friday 3. Turn in late/missing assignments 4. MoneySkill lessons 10-18 due December 18th
66
Bellringer: None
AGENDA: 1. Unit 3 Assessment 2. Turn in late/missing assignments 3. MoneySkill lessons 10-18 due December 18th 4. Assignment deadline for progress reports – Friday, Nov. 20th
67
Bellringer: None
AGENDA: 1. Finish Unit 3 Assessment 2. Turn in late/missing assignments 3. MoneySkill lessons 10-18 due December 18th 4. Assignment deadline for progress reports – Friday, Nov. 20th
68
Financial Literacy 11/17/15
DLT: I will make financial decisions by systematically considering alternatives and consequences, discuss how saving contribute to financial well-being, explain how investing builds wealth and helps meet financial goals, then develop a personal financial plan
Bellringer: Form Teams – ♥ - Recorder, ♠ - Spokesperson, ♦ - Scorekeeper
AGENDA: 1. How to Really Be a Millionaire!!! Activity 2. Turn in late/missing assignments 3. MoneySkill lessons 10-18 due December 18th 4. Assignment deadline for progress reports – Friday, Nov. 20th
69
DLT: I will explain basic principles of economic reasoning, apply economic reasoning to family money-management scenarios, and explain why education creates more opportunities and higher incomes in the future.
Bellringer: Form Teams – ♥ - Recorder, ♠ - Spokesperson
AGENDA: 1. The Economic Way of Thinking Activity 2. Turn in late/missing assignments 3. MoneySkill lessons 10-18 due December 18th 4. Assignment deadline for progress reports – Friday, Nov. 20th
70
Financial Literacy 11/19/15
DLT: I will explain how scarcity affects economic choices, describe and apply the five-step decision-making model in making economic choices.
Bellringer: Describe the opportunity cost of missing your part-time job on Saturday so you can go to the homecoming dance with your date.
AGENDA: 1. Decision-Making Activity 2. Turn in late/missing assignments 3. MoneySkill lessons 10-18 due December 18th 4. Assignment deadline for progress reports – Friday, Nov. 20th
71
Financial Literacy 11/20/15
DLT: I will apply economic concepts such as opportunity cost, scarcity, and the decision-making model to making economic choices.
Bellringer: Update PFL Learning Map – Turn in Unit 3 Learning Map
AGENDA: 1. Checkpoint Theme 1 – Economic Way of Thinking 2. Turn in late/missing assignments 3. MoneySkill lessons 10-18 due December 18th 4. Assignment deadline for progress reports – TODAY!
72
DLT: I will identify key steps in the job-application process.
Bellringer: Read – Earning Income – Make Notes, highlight, “?”
AGENDA: 1. Looking for a Job – Key Steps – Large Group (P. 21 & P. 25) 2. MoneySkill lessons 10-18 due December 18th 3. Join Remind101 - Text @msreed-fl to 81010
73
Financial Literacy 12/01/15
DLT: I will identify key steps in the job-application process, practice job-interview skills, and write a resume (ILP).
Bellringer: Choose Teams – RED vs BLACK
AGENDA: 1. Teams – Job Interview Skills (BLACK) & ILP Resume (RED) 2. Complete activities on P. 21 & 25 3. MoneySkill lessons 10-18 due December 18th 4. Join Remind101 - Text @msreed-fl to 81010
74
Financial Literacy 12/02/15
DLT: I will identify key steps in the job-application process, practice job-interview skills, and write a resume (ILP).
Bellringer: List and describe six steps in Job Application process.
AGENDA: 1. Teams – Job Interview Skills (RED) & ILP Resume (BLACK) 2. All resumes must be printed and submitted by 12/10. 3. MoneySkill lessons 10-18 due December 18th 4. Join Remind101 - Text @msreed-fl to 81010
75
Financial Literacy 12/03/15
DLT: I will identify key steps in the job-application process and practice job-interview skills, write a resume (ILP), and a letter of application.
Bellringer: Review Activity 4.1 – List five items that should be included in a letter of application.
AGENDA: 1. Teams – Job Interview Skills (BLACK) & ILP Resume (RED) 2. Type letter of application – using appropriate letter format 3. MoneySkill lessons 10-18 due December 18th 4. Join Remind101 - Text @msreed-fl to 81010 5. Reminder – Resumes and letters printed & submitted by 12/10
76
Financial Literacy 12/04/15
DLT: I will identify key steps in the job-application process and practice job-interview skills, write a resume (ILP), and a letter of application.
Bellringer: Peer Editing Process – Resumes & letters of application
AGENDA: 1. Type letter of application – using appropriate letter format 2. MoneySkill lessons 10-18 due December 18th 3. Join Remind101 - Text @msreed-fl to 81010 4. Reminder – Resumes and letters printed & submitted by 12/10 5. Checkpoint PFL – Lesson 4 on Monday
77
Financial Literacy 12/07/15
DLT: I will identify key steps in the job-application process and practice job-interview skills, write a resume (ILP), and a letter of application.
Bellringer: Update Learning Maps
AGENDA: 1. Checkpoint PFL – Lesson 4 2. Peer edit letters of application and resumes. Save to One Drive 3. MoneySkill lessons 10-18 due December 18th 4. Join Remind101 - Text @msreed-fl to 81010 5. Reminder – Resumes and letters printed & submitted by 12/10
79
Financial Literacy 12/08/15
DLT: I will identify the elements of a typical monthly family budget including income, expenses, and savings.
Bellringer: Read Introduction – Money Management/Update Learning Map
AGENDA: 1. Budgets are Beautiful – Call In Show 2. Peer edit letters of application and resumes. Save to One Drive 3. MoneySkill lessons 10-18 due December 18th 4. Join Remind101 - Text @msreed-fl to 81010 5. Reminder – Resumes and letters printed & submitted by 12/10
80
Financial Literacy 12/09/15
DLT: I will make spending recommendations for a family taking account of costs and benefits involved.
Bellringer: If you are giving a birthday party for your best friend, what are some expenses that you would have to consider? If you have only $20 to spend, how would those expenses have to be adjusted? Justify your reasoning. (50 words)
AGENDA: 1. John and Marcia – Monthly Spending Plan 1 & 2 2. Peer edit letters of application and resumes. Save to One Drive 3. MoneySkill lessons 10-18 due December 18th 4. Join Remind101 - Text @msreed-fl to 81010 5. Reminder – Resumes and letters printed & submitted by 12/10
81
Financial Literacy 12/10/15
DLT: I will make spending recommendations for a family taking account of costs and benefits involved.
Bellringer: In your own words, define the following terms: budget, disposable income, fixed expense, net worth, variable expense.
AGENDA: 1. Finish John and Marcia – Monthly Spending Plan 1 & 2 2. Peer edit letters of application and resumes. 3. MoneySkill lessons 10-18 due December 18th 4. Join Remind101 - Text @msreed-fl to 81010 5. Reminder – Resumes and letters shared by TODAY!!!! 6. Checkpoint – Friday – Managing Money
82
Financial Literacy 12/11/15
DLT: I will make spending recommendations for a family taking account of costs and benefits involved and identify the elements of a typical monthly family budget including income, expenses, and savings.
Bellringer: None
AGENDA: 1. Semester Exam Days – Period 2 - Thursday Period 4 – Wednesday Period 7 - Friday 2. MoneySkill lessons 10-18 due December 18 3. Share resume and letter of application with me via One Drive. (Formative Assessment Grade)
83
Financial Literacy 12/14/15
DLT: I will make spending recommendations for a family taking account of costs and benefits involved and identify the elements of a typical monthly family budget including income, expenses, and savings.
Bellringer: Checkpoint PFL – Theme 3, Lesson 8 - Managing Money
AGENDA: 1. Semester Exam Days – Period 2 - Thursday Period 4 – Wednesday Period 7 - Friday 2. MoneySkill lessons 10-18 due December 18 3. Share resume and letter of application with me via One Drive. (Formative Assessment Grade)
84
DLT: I will explain the meaning of key terms dealing with credit, advantages/disadvantages of using credit, identify financial institutions that offer credit, and evaluate credit transactions
Bellringer: Read Introduction – Spending & Credit. Complete Article Summary Form. (Follow directions exactly.)
AGENDA: 1. What is Credit? (Read Aloud – Alternating Paragraphs) Old Maid Partners – Answer Questions 2. Common Forms of Credit – Large Group – Answer Questions 3. MoneySkill lessons 19-27 due March 4 4. Semester Exam Days – Period 2 - Thursday Period 4 – Wednesday Period 7 - Friday
85
DLT: I will demonstrate proficiency concerning financial literacy topics: net pay, gross pay, federal taxes, and banking.
Bellringer: None
AGENDA: 1. Semester Exam Days – Period 2 - Thursday Period 4 – TODAY!!! Period 7 - Friday 2. MoneySkill lessons 10-18 due December 18 3. Share resume and letter of application with me via One Drive. (Formative Assessment Grade)
86
DLT: I will demonstrate proficiency concerning financial literacy topics: net pay, gross pay, federal taxes, and banking.
Bellringer: None
AGENDA: 1. Semester Exam Days – Period 2 – TODAY!!! Period 7 - Friday 2. MoneySkill lessons 10-18 due December 18 3. Share resume and letter of application with me via One Drive. (Formative Assessment Grade)
87
DLT: I will demonstrate proficiency concerning financial literacy topics: net pay, gross pay, federal taxes, and banking.
Bellringer: None
AGENDA: 1. Semester Exam Days – Period 7 – TODAY!!!! 2. MoneySkill lessons 10-18 due December 18 3. Share resume and letter of application with me via One Drive. (Formative Assessment Grade)
88
Financial Literacy 1/04/16
DLT: I will calculate costs of using a credit card (verify transactions, read a statement, identify terms and conditions).
Bellringer: P. 128, 1-4
AGENDA: 1. 4.1 Credit Card Costs 2. Credit Cards – Vocabulary 3. Work Together P. 130-134, A-H 4. MoneySkill lessons 19-27 due March 4 5. Deadline for February ACT is Jan 8th.
89
Financial Literacy 1/05/16
DLT: I will calculate costs of using a credit card (verify transactions, read a statement, identify terms and conditions).
Bellringer: P. 135, 14-16
AGENDA: 1. 4.1 Credit Card Costs 2. Review Credit Cards – Vocabulary 3. Review P. 130-134, A-H 4. MoneySkill lessons 19-27 due March 4 5. Deadline for February ACT is Jan 8th.
90
Financial Literacy 1/06/16
DLT: I will calculate finance charges two ways using a daily or monthly periodic rate (previous balance method & adjusted balance method).
Bellringer: P. 136, 28-29 (Show work)
AGENDA: 1. 4.2 Credit Card Finance Charges omit #8 & 9 2. Review Credit Cards – Vocabulary 3. Work Together P. 138-140, A-F 4. MoneySkill lessons 19-27 due March 4 5. Deadline for February ACT is Jan 8th. 6. Checkpoint 4.1 - Friday
91
Financial Literacy 1/07/16
DLT: I will calculate finance charges two ways using a daily or monthly periodic rate (previous balance method & adjusted balance method).
Bellringer: P. 141, 5-10
AGENDA: 1. 4.2 Credit Card Finance Charges, omit #8 & 9 2. Review Credit Cards – Vocabulary 3. Review P. 138-140, A-F 4. MoneySkill lessons 19-27 due March 4 5. Deadline for February ACT is Jan 8th. 6. Checkpoint 4.1 - Friday
92
Financial Literacy 1/08/16
DLT: I will calculate finance charges two ways using a daily or monthly periodic rate (previous balance method & adjusted balance method).
Bellringer: P. 147, 12-15
AGENDA: 1. 4.2 Credit Card Finance Charges, omit #8 & 9 2. Review Credit Cards – Vocabulary 3. Review P. 138-140, A-F 4. MoneySkill lessons 19-27 due March 4 5. Deadline for February ACT is TODAY! 6. Checkpoint 4.2 – Tuesday 7. Checkpoint 4.1 - Monday
93
Financial Literacy 1/11/16
DLT: I will calculate finance charges using the average daily balance method.
Bellringer: Checkpoint 4-1 AGENDA: 1. 4.3 Average Daily Balance Method 2. Review Credit Cards – Vocabulary 3. P. 145-146, A-D 4. MoneySkill lessons 19-27 due March 4 5. Checkpoint 4-2 - Tuesday
94
Financial Literacy 1/12/16
DLT: I will calculate finance charges using the average daily balance method.
Bellringer: Checkpoint 4-2
AGENDA: 1. 4.3 Average Daily Balance Method - Teams 2. Review Credit Cards – Vocabulary 3. Review P. 145-146, A-D 4. MoneySkill lessons 19-27 due March 4
95
DLT: I will compare/contrast various credit card finance charge plans.
Bellringer: P. 142, 22-23
AGENDA: 1. Finance Charge – Graphic Organizer 2. Review Credit Cards – Vocabulary 3. Review P. 145-146, A-D 4. MoneySkill lessons 19-27 due March 4
96
Financial Literacy 1/14/16
DLT: I will calculate finance charges and credit card balances when cash advances are included.
Bellringer: P. 148, 1-3
AGENDA: 1. 4.4 Cash Advances 2. Review Credit Cards – Vocabulary 3. P. 149-150, A-D 4. MoneySkill lessons 19-27 due March 4
97
Financial Literacy 1/15/16
DLT: I will calculate finance charges and credit card balances when cash advances are included.
Bellringer: P. 152, 28-29
AGENDA: 1. 4.4 Cash Advances 2. Review Credit Cards – Vocabulary 3. Review P. 149-150, A-D 4. MoneySkill lessons 19-27 due March 4
98
Financial Literacy 1/19/16
DLT: I will analyze a credit card account when minimum payments are made and calculate debt-to-income ratio.
Bellringer: P. 152, #30
AGENDA: 1. 4.5 Debt Management 2. Review Credit Cards – Vocabulary 3. Work Together P. 155-156, A-D 4. MoneySkill lessons 19-27 due March 4 5. Unit 4 Assessment - Friday
99
Financial Literacy Skip/16
DLT: I will analyze a credit card account when minimum payments are made and calculate debt-to-income ratio.
Bellringer: P. 160, 1-10
AGENDA: 1. 4.5 Debt Management – Teams #1-3 2. Review Credit Cards – Vocabulary 3. Review P. 155-156, A-D 4. MoneySkill lessons 19-27 due March 4 5. Unit 4 Assessment - Friday
100
Financial Literacy 1/26/16
DLT: I will solve business and consumer problems related to credit card transactions (Review for Assessment)
Bellringer: P. 160, 1-10
AGENDA: 1. P. 160-161, 11-24 2. Review Credit Cards – Vocabulary 3. MoneySkill lessons 19-27 due March 4 4. Unit 4 Assessment - Wednesday
105
Financial Literacy 1/27/16
DLT: I will solve business and consumer problems related to credit card transactions (Assessment)
Bellringer: None
AGENDA: 1. Turn in P. 160-161, 11-24 2. Unit 4 Assessment 3. MoneySkill lessons 19-27 due March 4
106
Financial Literacy 1/28/16
DLT: I will solve business and consumer problems related to credit card transactions (Assessment)
Bellringer: None
AGENDA: 1. Turn in P. 160-161, 11-24 2. Complete Unit 4 Assessment 3. MoneySkill lessons 19-27 due March 4
107
Financial Literacy 1/29/16
DLT: I will solve business and consumer problems related to credit card transactions (Assessment)
Bellringer: None
AGENDA: 1. Complete Unit 4 Assessment 2. Complete/turn in missing/late assignments 3. MoneySkill lessons 19-27 due March 4
108
Financial Literacy 2/01/16
DLT: I will calculate interest on interest-bearing promissory notes using exact and ordinary interest methods and calculate the rate of interest when interest amount is known.
Bellringer: P. 170, 1-5
AGENDA: 1. 5.1 – Promissory Notes 2. Promissory Notes – Vocabulary 3. Work Together P. 172-174, A-H 4. MoneySkill lessons 19-27 due March 4
109
Financial Literacy 2/02/16
DLT: I will calculate interest on interest-bearing promissory notes using exact and ordinary interest methods and calculate the rate of interest when interest amount is known.
Bellringer: P. 176, 17-22
AGENDA: 1. 5.1 – Promissory Notes 2. Promissory Notes – Vocabulary 3. Review, P. 172-174, A-H 4. MoneySkill lessons 19-27 due March 4
110
Financial Literacy 2/03/16
DLT: I will calculate interest using a simple interest table and the daily interest factor.
Bellringer: P. 177, 43-44
AGENDA: 1. 5.2 – Calculating Interest 2. Calculating Interest – Vocabulary 3. Work Together, P. 179-181, A-H 4. MoneySkill lessons 19-27 due March 4
111
Financial Literacy 2/04/16
DLT: I will calculate interest using a simple interest table and the daily interest factor.
Bellringer: P. 182-183, #26, 28, 32, 34
AGENDA: 1. 5.2 – Calculating Interest 2. Calculating Interest – Vocabulary 3. Review P. 179-181, A-H 4. MoneySkill lessons 19-27 due March 4
112
Financial Literacy 2/05/16
DLT: I will calculate installment price and finance charge , number/amount of monthly payments, interest/principal payment/new balance on installment loans.
Bellringer: P. 183, 44-46
AGENDA: 1. 5.3 – Installment Loans 2. Installment Loans – Vocabulary 3. Work Together P. 185-187, A-F 4. MoneySkill lessons 19-27 due March 4
113
Financial Literacy 2/08/16
DLT: I will calculate installment price and finance charge , number/amount of monthly payments, interest/principal payment/new balance on installment loans.
Bellringer: P. 188, 11-13
AGENDA: 1. 5.3 – Installment Loans 2. Checkpoint 5-1 on Tuesday 3. Review P. 185-187, A-F 4. MoneySkill lessons 19-27 due March 4
114
Financial Literacy 2/16/16
DLT: I will calculate installment price and finance charge , number/amount of monthly payments, interest/principal payment/new balance on installment loans.
Bellringer: P. 176, 23-26
AGENDA: 1. 5.3 – Installment Loans 2. Checkpoint 5-1 on Wednesday 3. Review P. 185-187, A-F 4. MoneySkill lessons 19-27 due March 4
120
Financial Literacy 2/17/16
DLT: I will calculate installment price and finance charge , number/amount of monthly payments, interest/principal payment/new balance on installment loans.
Bellringer: Checkpoint 5-1
AGENDA: 1. Finish 5.3 – Installment Loans 2. Checkpoint 5-2 on Thursday 3. Review P. 185-187, A-F 4. MoneySkill lessons 19-27 due March 4
121
Financial Literacy 2/18/16
DLT: I will calculate final payment and the resulting savings in interest that results when an installment loan is paid off early.
Bellringer: Checkpoint 5-2
AGENDA: 1. 5.4 – Early Repayment 2. Early Repayment – Vocabulary 3. Work Together P. 192-193, A-D 4. MoneySkill lessons 19-27 due March 4
122
Financial Literacy 2/19/16
DLT: I will calculate final payment and the resulting savings in interest that results when an installment loan is paid off early.
Bellringer: P. 195, 1-3
AGENDA: 1. 5.4 – Early Repayment 2. Checkpoint 5-3 on Monday 3. Review P. 192-193, A-D 4. MoneySkill lessons 19-27 due March 4
123
Bellringer: Checkpoint 5-3
AGENDA: 1. 5.5 Annual Percentage Rate 2. APR Vocabulary 3. Work Together P. 197, A-B 4. MoneySkill lessons 19-27 due March 4
124
Bellringer: P. 200, 1-10 (Vocabulary Review)
AGENDA: 1. 5.5 Annual Percentage Rate 2. Checkpoint 5-4 - Wednesday 3. Review P. 197, A-B 4. Unit 5 Assessment - Friday 4. MoneySkill lessons 19-27 due March 4
125
Financial Literacy 2/24/16
DLT: I will solve business and consumer problems related to costs of various types of consumer loans. (Review for Assessment)
Bellringer: Checkpoint 5-4
AGENDA: 1. Review Learning Map 2. P. 200-201, 11-33 Chapter Review 3. Unit 5 Assessment - Friday 4. MoneySkill lessons 19-27 due March 4
126
Financial Literacy 2/25/16
DLT: I will solve business and consumer problems related to costs of various types of consumer loans. (Review for Assessment)
Bellringer: Checkpoint 5-4
AGENDA: 1. Review Learning Map 2. Finish P. 200-201, 11-33 Chapter Review 3. Unit 5 Assessment - Friday 4. MoneySkill lessons 19-27 due March 4
127
Financial Literacy 2/26/16
DLT: I will solve business and consumer problems related to costs of various types of consumer loans. (Assessment)
Bellringer: Turn in completed Unit 5 Learning Map
AGENDA: 1. Unit 5 Assessment 2. Turn in P. 200-201, 11-33 Chapter Review 3. MoneySkill lessons 19-27 due March 4
128
Financial Literacy 2/29/16
DLT: I will understand amortization of a loan, use technology to amortize mortgages, and explain ways to reduce the cost of buying a home on credit.
Bellringer: Read Packet – “Using a Computer to Calculate Payments for a Loan”
AGENDA: 1. Group Activity – Complete table on P. 115 using www.bankrate.com 2. Group Activity – Complete questions P. 116 3. MoneySkill lessons 19-27 due March 4
130
DLT: I will complete my Hopkinsville High School school-wide expectations learning map (Per 2 - Slides 5-6, Per 4 – Slides 9-12, Per 7 – Slides 22-23), and describe regular classroom and emergency procedures for my Financial Literacy class.
AGENDA: 1. Complete Student Information Sheet – first class grade! 2. Bell Schedule, Lunch Schedule, Locker, Parking Passes 3. Emergency Procedures (tornado, earthquake, fire drill) 4. School-wide Expectations (Slides 5-6/9-12/22-23) 5. Class Procedures – seating, supplies, turning work in, books… 6. Class Syllabus – signed & returned by Friday, August 21st (Classroom Geography/Syllabus Quiz – Monday, August 24th) 7. Tardy Policy – In class – in seat when bell rings
Financial Literacy 8/19/15
DLT: I will examine appropriate behavior/discipline policies (Code of Acceptable Behavior & Discipline), and describe regular classroom and emergency procedures for my Financial Literacy class.
AGENDA: 1. Complete Student Information Sheet – first class grade! 2. Bell Schedule, Lunch Schedule, Locker, Parking Passes 3. Emergency Procedures (tornado, earthquake, fire drill) 4. Code of Acceptable Behavior & Discipline (Pages 7-11/18-23/36-45) 5. Class Procedures – seating, supplies, turning work in, books… 6. Class Syllabus – signed & returned by Friday, August 21st (Classroom Geography/Syllabus Quiz – Monday, August 24th) 7. Set up Remind on cell phones 8. Tardy Policy – In class – in seat when bell rings
Financial Literacy 8/20/15
DLT: I will examine student opportunities at HHS and describe regular classroom and emergency procedures for my Financial Literacy class.
AGENDA: 1. Phones – Infinite Campus App & Setup 2. Phones – Remind/Facebook/Twitter Setup - Bonus 3. HHS Student Opportunities (Slides 26-27/33/36-43) 4. $20 Counterfeit Bill Scenario – small groups 5. Class Syllabus – signed & returned by Friday, August 21st (Classroom Geography/Syllabus Quiz – Monday, August 24th)
$20.00 Counterfeit Bill Scenario
$20.00 Counterfeit Bill Scenario
Bellringer: P. 4, 1-4 (ASMD $, decimals)
AGENDA: 1. Class Syllabus - Discussion 2. Classroom Geography - Discussion 3. Solution - Counterfeit $20.00 Bill – Collaboration 4. Books – care and feeding of
Financial Literacy 8/24/15
Bellringer: P. 8, 11-16
AGENDA: 1. Classroom Geography/Syllabus Quiz 2. Notebook Organization 3. Gross Pay – Vocabulary Review 4. Calculating Gross Pay – Time, Time-and-a-half, Double-time 5. Work together - P. 5-7, A-H 6. Complete Hourly Pay 1-1 (Partners) 7. Social Media Signup & Remind - by Friday
Financial Literacy
Notebook Organization
1. Vocabulary
Bellringer: P. 9, 22-26
AGENDA: 1. Finish/Review P. 5-7, A-H 2. Gross Pay – Vocabulary Review 3. Complete & Turn in Hourly Pay 1-1 (Partners) 4. Social Media & Remind Signup – by Friday
Financial Literacy 8/26/15
Bellringer: P. 10, 1-3 (ASMD $)
AGENDA: 1. Calculating Gross Pay for Salaried Employees 2. Gross Pay – Vocabulary Review 3. Work together - P. 11, A-D, & P. 13, 7-15 4. Complete Salary 1-2 5. Social Media & Remind Signup by Friday 6. Checkpoint 1-1 (Hourly Pay) on Thursday
Financial Literacy 8/27/15
DLT: I will calculate commission earnings quota method & graduated commission method.
Bellringer: P. 14, 1-4 (Review - %)
AGENDA: 1. Calculating Commission Pay for Employees 2. Gross Pay – Vocabulary Review 3. Work together - P. 15-17, A-J 4. Checkpoint 1-1 (Hourly Pay) 5. Social Media & Remind Signup by Friday 6. Turn in Salary 1-2
Financial Literacy 8/28/15
DLT: I will calculate commission earnings quota method & graduated commission method.
Bellringer: P. 18, 1-12 (Review - %)
AGENDA: 1. Calculating Commission Pay for Employees 2. Gross Pay – Vocabulary Review 3. Finish - P. 15-17, A-J 4. Complete Commission 1-3 (Partners) – Due Monday 5. Social Media & Remind Signup by TODAY 6. Checkpoint 1-1 Hourly Pay – Monday 7. Checkpoint 1-2 Salary - Tuesday
Financial Literacy 8/31/15
DLT: I will calculate gross pay using piece-rate, per-diem, and tip methods.
Bellringer: Checkpoint 1-1 Hourly Pay (Formative Assessment)
AGENDA: 1. Calculating Piece-Rate, Per-Diem, and Tip Pay 2. Gross Pay – Vocabulary Review 3. Work together - P. 21-23, A-F 4. Complete 1-4 Other Wage Plans (Old Maid - Partners) 5. Checkpoint 1-2 Salary – Tuesday 6. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
Financial Literacy 9/01/15
DLT: I will calculate average pay from grouped data and find the unknown item in a group of data.
Bellringer: P. 25, 28-32 (Review – Salary/Commission/Tip)
AGENDA: 1. Calculating Average Pay 2. Gross Pay – Vocabulary Review 3. Work together - P. 27-29, A-H 4. Checkpoint 1-2 – Salary (Formative Assessment) 5. Checkpoint 1-3 – Commission – Wednesday 6. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
15
Financial Literacy 9/02/15
DLT: I will calculate average pay from grouped data and find the unknown item in a group of data.
Bellringer: P. 31, 30-32 (Review – Salary/Hourly Pay)
AGENDA: 1. Checkpoint 1-3 Commission – postponed to Friday 2. P. 32, 1-9 - Gross Pay – Vocabulary Review 3. Complete 1-5 Average Pay (Partners – Old Maid) 4. Checkpoint 1-4 Other Wage Plans – Thursday 5. Checkpoint 1-5 – Average Pay – Thursday 6. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
16
Financial Literacy 9/03/15
DLT: I will calculate gross pay using a variety of methods (Review for Assessment)
Bellringer: None (Formative Assessment Checkpoints)
AGENDA: 1. Learning Map Discussion/Completion 2. Checkpoint 1-4 - Other Wage Plans 3. Checkpoint 1-5 – Average Pay 4. Gross Pay Review – P. 32-33, 10-29 (Groups – Seasons) 5. Summative Assessment – Gross Pay – Wednesday 6. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
17
Financial Literacy 9/04/15
DLT: I will calculate gross pay using a variety of methods (Review for Assessment)
Bellringer: Make Appointment Partners
AGENDA: 1. Review 1-3 Commission (Checkpoint on Monday) 2. Team Meeting, P. 29 (Groups - Seasons) 3. Finish Gross Pay Review – P. 32-33, 10-29 (Groups –Seasons) 4. Summative Assessment – Gross Pay – Wednesday 5. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
18
Financial Literacy 9/08/15
DLT: I will calculate gross pay using a variety of methods (Review for Assessment)
Bellringer: P. 36, 1-11 (Review - %, ASMD $)
AGENDA: 1. Checkpoint 1-3 Commission 2. Feedback – Unit 1 Assignments/Learning Map 3. Turn in Gross Pay Review – P. 32-33, 10-29 4. Summative Assessment – Gross Pay – Wednesday 5. Seniors – ACT Oct. 24th – Sign up by Sept. 18th 6. Grade 9-11 Picture Day - Thursday
19
Financial Literacy 9/09/15
DLT: I will calculate gross pay using a variety of methods (Assessment)
Bellringer: None
AGENDA: 1. Summative Assessment – Gross Pay 2. Turn in all Gross Pay Unit 1 assignments 3. Money Skill Login 4. Grade 9-11 Picture Day - Thursday 5. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
20
Financial Literacy 9/10/15
DLT: I will calculate deductions from gross pay (federal withholding, Social Security, Medicare, etc.)
Bellringer: P. 40, 1-4 (ASMD Money/Percent)
AGENDA: 1. 2-1 Calculating Deductions from Gross Pay 2. Unit 2 Vocabulary 3. Work together P. 42-44, A-J 4. MoneySkill Login 5. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
21
Financial Literacy 9/11/15
DLT: I will calculate deductions from gross pay (federal withholding, Social Security, Medicare, etc.)
Bellringer: P. 46, 47-52 (Review - % & mixed numbers)
AGENDA: 1. 2-1 Calculating Deductions from Gross Pay 2. Unit 2 Vocabulary 3. Complete 2-1 Deductions from Gross Pay (6:00 Partner) 4. MoneySkill Login 5. Seniors – ACT Oct. 24th – Sign up by Sept. 18th
22
Bellringer: P. 53, 37-43(Review - % & commission)
AGENDA: 1. Work together P. 49-51, A-F 2. 2-2 Federal Income Taxes 3. MoneySkill Modules 1-9 due by Oct. 23rd 4. Seniors – ACT Oct. 24th – Sign up by Sept. 18th 5. Checkpoint 2-1 – Tuesday 6. Bonus Facebook Assignment & MoneySkill Pre-test due Friday
23
Bellringer: Checkpoint 2-1
AGENDA: 1. Check/Review P. 49-51, A-F 2. Complete 2-2 Federal Income Taxes (4:00 Partner) 3. MoneySkill Modules 1-9 due October 23rd 4. Seniors – ACT Oct. 24th – Sign up by Sept. 18th 5. Checkpoint 2-2 – Thursday 6. Bonus Facebook Assignment & MoneySkill Pre-test due Friday
24
Bellringer: P. 56, 1-6 (Review – Dec/Percent)
AGENDA: 1. Check/Review P. 49-51, A-F 2. Complete 2-2 Federal Income Taxes (10:00 Partner) 3. MoneySkill Modules 1-9 due October 23rd 4. Seniors – ACT Oct. 24th – Sign up by Sept. 18th 5. Checkpoint 2-2 – Friday 6. Bonus Facebook Assignment & MoneySkill Pre-test due Friday
25
Bellringer: P. 57, 22-26 (Review – mixed numbers, commission, AGI)
AGENDA: 1. Check/Review P. 49-51, A-F 2. Complete 2-2 Federal Income Taxes (10:00 Partner) 3. MoneySkill Modules 1-9 due October 23rd 4. Seniors – ACT Oct. 24th – Sign up by Sept. 18th 5. Checkpoint 2-2 – Friday 6. Bonus Facebook Assignment & MoneySkill Pre-test due Friday
26
Bellringer: Checkpoint 2-2
AGENDA: 1. Complete 2-2 Federal Income Taxes (12:00 Partner) 2. MoneySkill Modules 1-9 due October 23rd 3. Seniors – ACT Oct. 24th – Sign up by TODAY 4. Bonus Facebook Assignment & MoneySkill Pre-test due TODAY!
27
Bellringer: P. 62, 23-30
AGENDA: 1. Work together P. 55-56, A-D 2. 2-3 State and City Income Taxes 3. MoneySkill Modules due October 23rd 4. Blood Drive – Community Service Bonus
28
DLT: I will calculate state and city income taxes.
Bellringer: P. 57, 19-21 (Use State Tax Table on P. 55)
AGENDA: 1. Update Learning Map – Unit 2 2. Finish 2-3 State and City Income Taxes (8:00 Partner) 3. MoneySkill Modules due October 23rd 4. Email and Infinite Campus Check – Do TODAY! 5. Checkpoint 2-3 - Thursday
29
Financial Literacy 9/23/15
DLT: I will calculate total job benefits, net job benefits and compare net job benefits of jobs.
Bellringer: P. 69, 42-44
AGENDA: 1. Work together, P. 59-61, A-F 2. 2-4 Benefits and Job Expenses (6:00 Partner) 3. MoneySkill Modules due October 23rd 4. Checkpoint 2-3 – Thursday 5. Checkpoint 2-4 - Friday
30
Financial Literacy 9/24/15
DLT: I will calculate total job benefits, net job benefits and compare net job benefits of jobs.
Bellringer: Checkpoint 2-3
AGENDA: 1. Check/Review P. 59-61, A-F 2. Finish 2-4 Benefits and Job Expenses (6:00 Partner) 3. MoneySkill Modules due October 23rd 4. Checkpoint 2-4 - Friday
31
Financial Literacy 9/25/15
DLT: I will calculate take-home pay as a percentage of gross pay, the impact of a raise on take-home pay, and the potential tax savings of a cafeteria plan.
Bellringer: Checkpoint 2-4
AGENDA: 1. Work together, P. 64-66, A-F 2. 2-5 Analyze Take-Home Pay (4:00 Partner) 3. MoneySkill Modules due October 23rd 4. Checkpoint 2-5 - Tuesday ` 5. Unit 2 Common Assessment – Wednesday
32
Financial Literacy 9/28/15
DLT: I will calculate take-home pay as a percentage of gross pay, the impact of a raise on take-home pay, and the potential tax savings of a cafeteria plan.
Bellringer: P. 70, 1-8
AGENDA: 1. Review/Check P. 64-66, A-F 2. 2-5 Analyze Take-Home Pay (2:00 Partner) 3. MoneySkill Modules due October 23rd 4. Checkpoint 2-5 - Wednesday ` 5. Unit 2 Common Assessment – Thursday
34
Financial Literacy 9/29/15
DLT: I will calculate take-home pay as a percentage of gross pay, the impact of a raise on take-home pay, and the potential tax savings of a cafeteria plan.
Bellringer: Update Learning Map
AGENDA: 1. Review/Check P. 64-66, A-F 2. 2-5 Analyze Take-Home Pay (2:00 Partner) 3. MoneySkill Modules due October 23rd 4. Checkpoint 2-5 - Wednesday ` 5. Unit 2 Common Assessment – Thursday
35
Financial Literacy 9/30/15
DLT: I will calculate deductions from gross pay, federal income taxes, state/city income taxes, benefits and job expenses, and analyze take-home pay (Review for Assessment).
Bellringer: Checkpoint 2-5
AGENDA: 1. Unit 2 Review, P. 70-71, 9-24 2. Unit 2 Common Assessment – Thursday 3. MoneySkill Modules due October 23rd
36
Financial Literacy 10/01/15
DLT: I will calculate deductions from gross pay, federal income taxes, state/city income taxes, benefits and job expenses, and analyze take-home pay (Assessment).
Bellringer: None
AGENDA: 1. Turn in Unit 2 Review, P. 70-71, 9-24 2. Unit 2 Common Assessment – TODAY!!!! 3. MoneySkill Modules due October 23rd
37
Financial Literacy 10/02/15
DLT: I will calculate deductions from gross pay, federal income taxes, state/city income taxes, benefits and job expenses, and analyze take-home pay (Assessment).
Bellringer: None
AGENDA: 1. Turn in Unit 2 Review, P. 70-71, 9-24 2. Finish Unit 2 Common Assessment – TODAY!!!! 3. MoneySkill Modules due October 23rd
38
Financial Literacy 10/05/15
DLT: I will calculate simple and compound interest on savings accounts.
Bellringer: P. 80, 1-3
AGENDA: 1. Introduction to Savings Accounts & Banking 2. 3-1 Savings Accounts 3. MoneySkill Modules due October 23rd
39
Financial Literacy 10/06/15
DLT: I will calculate simple and compound interest on savings accounts.
Bellringer: P. 86, 28-37
AGENDA: 1. Work together P. 81-84, A-H 2. 3-1 Savings Accounts (2:00 Partner) 3. MoneySkill Modules due October 23rd
40
Financial Literacy 10/07/15
DLT: I will calculate simple and compound interest on savings accounts in various scenarios and analyze data for better “deal” in investing.
Bellringer: Using your learning map, write formulas for simple and compound interest on half-sheet of paper. You will have one minute!
AGENDA: 1. Team Scenario – Draw Task Cards/Group Assignments ♣ - Mathematician ♥ - Recorder ♦ - Researcher/Boggler 2. Follow schedule on Scenario Assignment (back) 3. MoneySkill Modules due October 23rd
41
Financial Literacy 10/08/15
DLT: I will calculate simple and compound interest on savings accounts in various scenarios and analyze data for better “deal” in investing.
Bellringer: P. 92, 20-26 (Answer must be in same form as problem)
AGENDA: 1. Finish P. 81-84, A-H 2. 3-1 Savings Accounts (8:00 Partner) 3. MoneySkill Modules due October 23rd
42
Financial Literacy 10/12/15
DLT: I will prepare a deposit slip and record entries in a check register.
Bellringer: P. 92, 27,& 29
AGENDA: 1. Work Together P. 89-90, A-D 2. 3-2 Checking Accounts (4:00 Partner) 3. MoneySkill Modules due October 23rd
43
DLT: I will record electronic banking transactions and calculate account balances needed to make online payments.
Bellringer: P. 92, 28 & 30
AGENDA: 1. Work Together P. 94-97, A-D 2. 3-3 Electronic Banking (8:00 Partner) 3. MoneySkill Modules due October 23rd
44
DLT: I will record electronic banking transactions and calculate account balances needed to make online payments.
Bellringer: P. 76, 1, 3, 5, 7, & 10
AGENDA: 1. Check/Review P. 94-97, A-D 2. Finish 3-3 Electronic Banking (4:00 Partner) 3. MoneySkill Modules due October 23rd
45
Financial Literacy 10/15/15
DLT: I will work with a team to prepare a company payroll and answer questions concerning the payroll. (Real-world application scenario)
Bellringer: None
AGENDA: 1. Team Scenario – Draw Task Cards/Group & Role Assignments ♣ - Mathematician ♥ - Recorder ♦ - Researcher/Boggler 2. MoneySkill Modules due October 23rd
46
Financial Literacy 10/16/15
DLT: I will work with a team to prepare a company payroll and answer questions concerning the payroll. (Real-world application scenario)
Bellringer: P. 91, 7-12
AGENDA: 1. Teamwork - Finish Integrated Project #1 ♣ - Mathematician ♥ - Recorder ♦ - Researcher/Boggler 2. Checkpoint 3-1 Monday 3. MoneySkill Modules due October 23rd
47
Financial Literacy 10/19/15
DLT: I will reconcile a bank statement including correcting errors and inclusion of outstanding items.
Bellringer: Checkpoint 3-1
AGENDA: 1. 3-4 Check Register Reconciliation 2. Work Together P. 102-106, A-F 3. Checkpoint 3-2 Friday 4. MoneySkill Modules due October 23rd 5. Missing/Make-up Assignments due October 23rd
48
Financial Literacy 10/20/15
DLT: I will review skills necessary for calculating simple and compound interest.
Bellringer: P. 99, 17-18
AGENDA: 1. Reteaching – Simple & Compound Interest 2. Retake Checkpoint 3-1 on Wednesday 3. MoneySkill Modules due October 23rd 4. Missing/Make-up Assignments due October 23rd
49
Financial Literacy 10/21/15
DLT: I will reconcile a bank statement including correcting errors and inclusion of outstanding items.
Bellringer: Retake Checkpoint 3-1
AGENDA: 1. 3-4 Check Register Reconciliation 2. Check/Review P. 102-106, A-F 3. Checkpoint 3-2 Friday 4. MoneySkill Modules due October 23rd 5. Missing/Make-up Assignments due October 23rd
50
Financial Literacy 10/22/15
DLT: I will reconcile a bank statement including correcting errors and inclusion of outstanding items.
Bellringer: P. 85, 21-22
AGENDA: 1. 3-4 Check Register Reconciliation (12:00 Partners) 2. Check/Review P. 102-106, A-F 3. Checkpoint 3-2 Friday 4. MoneySkill Modules due October 23rd 5. Missing/Make-up Assignments due October 23rd
51
Financial Literacy 10/23/15
DLT: I will reconcile a bank statement including correcting errors and inclusion of outstanding items.
Bellringer: Checkpoint 3-2
AGENDA: 1. Learning Map Update 2. Checkpoint 3-3 Tuesday 3. MoneySkill Modules due TODAY! 4. Missing/Make-up Assignments due TODAY!
52
Financial Literacy 10/26/15
DLT: I will calculate earnings, penalties, and effective rate of interest involving money market and CD accounts.
Bellringer: P. 108, 20, 22, 24
AGENDA: 1. 3-5 Money Market and CD Accounts (Learning Map Update) 2. Work Together P. 110-113, A-H 3. Checkpoint 3-3 Tuesday 4. MoneySkill Modules due TODAY! 5. Missing/Make-up Assignments due TODAY!
53
Financial Literacy 10/27/15
DLT: I will calculate earnings, penalties, and effective rate of interest involving money market and CD accounts.
Bellringer: P. 107, 5-6
AGENDA: 1. 3-5 Money Market and CD Accounts (Old Maid Partners) 2. Check/Review P. 110-113, A-H 3. Checkpoint 3-3 Wednesday 4. Checkpoint 3-4 Thursday
54
Financial Literacy 10/28/15
DLT: I will calculate earnings, penalties, and effective rate of interest involving money market and CD accounts.
Bellringer: Checkpoint 3-3
AGENDA: 1. Finish 3-5 Money Market and CD Accounts (Old Maid) 2. Check/Review P. 110-113, A-H 3. Checkpoint 3-4 Thursday
55
Financial Literacy 10/29/15
DLT: I will calculate future and present value of an ordinary annuity.
Bellringer: Skills Workshop 10, Fractions, Decimals, and Percents
AGENDA: 1. 3-6 Annuities (Learning Map Update) 2. Work Together P. 117-118, A-D
56
Financial Literacy 10/30/15
DLT: I will calculate future and present value of an ordinary annuity.
Bellringer: Checkpoint 3-4
AGENDA: 1. 3-6 Annuities (Old Maid Partners) 2. Check/Review P. 117-118, A-D 3. Signed Grade Report due Friday 4. Checkpoint 3-5 Wednesday
57
Financial Literacy 11/04/15
DLT: I will calculate future and present value of an ordinary annuity.
Bellringer: P. 120, 1-8
AGENDA: 1. 3-6 Annuities (Old Maid Partners) 2. Check/Review P. 117-118, A-D 3. Signed Grade Report due Friday 4. Checkpoint 3-5 - Thursday
60
Financial Literacy 11/05/15
DLT: I will calculate future and present value of an ordinary annuity.
Bellringer: Checkpoint 3-5
AGENDA: 1. 3-6 Annuities (Old Maid Partners) 2. Checkpoint 3-6 - Monday 3. Signed Grade Report due Friday 4. ACT Deadline Friday!!! See Ms. Kem for details.
61
Bellringer: P. 124, 11-12
AGENDA: 1. P. 120-121, 9-21 2. Checkpoint 3-6 - Monday 3. Signed Grade Report due TODAY!!! 4. MoneySkill lessons 10-18 due December 18th 5. ACT Deadline is TODAY! See Ms. Kem to sign up! 6. Unit 3 Assessment - Tuesday
62
Bellringer: Checkpoint 3-6
AGENDA: 1. Finish P. 120-121, 9-21 2. Unit 3 Assessment - Friday 3. Turn in late/missing assignments 4. MoneySkill lessons 10-18 due December 18th
63
Financial Literacy 11/10/15
DLT: I will record transactions in checking accounts including electronic banking and reconcile bank statements with check registers in a real-world scenario. (Review for Assessment)
Bellringer: Choose Teams – Via drawing cards from a deck
AGENDA: 1. Team Project – Personal Banking/Checkbook Reconciliation 2. Unit 3 Assessment - Friday 3. Turn P. 120-121, 9-21 4. MoneySkill lessons 10-18 due December 18th
64
65
Financial Literacy 11/12/15
DLT: I will record transactions in checking accounts including electronic banking and reconcile bank statements with check registers in a real-world scenario. (Review for Assessment)
Bellringer: None
AGENDA: 1. Team Project – Personal Banking/Checkbook Reconciliation 2. Unit 3 Assessment - Friday 3. Turn in late/missing assignments 4. MoneySkill lessons 10-18 due December 18th
66
Bellringer: None
AGENDA: 1. Unit 3 Assessment 2. Turn in late/missing assignments 3. MoneySkill lessons 10-18 due December 18th 4. Assignment deadline for progress reports – Friday, Nov. 20th
67
Bellringer: None
AGENDA: 1. Finish Unit 3 Assessment 2. Turn in late/missing assignments 3. MoneySkill lessons 10-18 due December 18th 4. Assignment deadline for progress reports – Friday, Nov. 20th
68
Financial Literacy 11/17/15
DLT: I will make financial decisions by systematically considering alternatives and consequences, discuss how saving contribute to financial well-being, explain how investing builds wealth and helps meet financial goals, then develop a personal financial plan
Bellringer: Form Teams – ♥ - Recorder, ♠ - Spokesperson, ♦ - Scorekeeper
AGENDA: 1. How to Really Be a Millionaire!!! Activity 2. Turn in late/missing assignments 3. MoneySkill lessons 10-18 due December 18th 4. Assignment deadline for progress reports – Friday, Nov. 20th
69
DLT: I will explain basic principles of economic reasoning, apply economic reasoning to family money-management scenarios, and explain why education creates more opportunities and higher incomes in the future.
Bellringer: Form Teams – ♥ - Recorder, ♠ - Spokesperson
AGENDA: 1. The Economic Way of Thinking Activity 2. Turn in late/missing assignments 3. MoneySkill lessons 10-18 due December 18th 4. Assignment deadline for progress reports – Friday, Nov. 20th
70
Financial Literacy 11/19/15
DLT: I will explain how scarcity affects economic choices, describe and apply the five-step decision-making model in making economic choices.
Bellringer: Describe the opportunity cost of missing your part-time job on Saturday so you can go to the homecoming dance with your date.
AGENDA: 1. Decision-Making Activity 2. Turn in late/missing assignments 3. MoneySkill lessons 10-18 due December 18th 4. Assignment deadline for progress reports – Friday, Nov. 20th
71
Financial Literacy 11/20/15
DLT: I will apply economic concepts such as opportunity cost, scarcity, and the decision-making model to making economic choices.
Bellringer: Update PFL Learning Map – Turn in Unit 3 Learning Map
AGENDA: 1. Checkpoint Theme 1 – Economic Way of Thinking 2. Turn in late/missing assignments 3. MoneySkill lessons 10-18 due December 18th 4. Assignment deadline for progress reports – TODAY!
72
DLT: I will identify key steps in the job-application process.
Bellringer: Read – Earning Income – Make Notes, highlight, “?”
AGENDA: 1. Looking for a Job – Key Steps – Large Group (P. 21 & P. 25) 2. MoneySkill lessons 10-18 due December 18th 3. Join Remind101 - Text @msreed-fl to 81010
73
Financial Literacy 12/01/15
DLT: I will identify key steps in the job-application process, practice job-interview skills, and write a resume (ILP).
Bellringer: Choose Teams – RED vs BLACK
AGENDA: 1. Teams – Job Interview Skills (BLACK) & ILP Resume (RED) 2. Complete activities on P. 21 & 25 3. MoneySkill lessons 10-18 due December 18th 4. Join Remind101 - Text @msreed-fl to 81010
74
Financial Literacy 12/02/15
DLT: I will identify key steps in the job-application process, practice job-interview skills, and write a resume (ILP).
Bellringer: List and describe six steps in Job Application process.
AGENDA: 1. Teams – Job Interview Skills (RED) & ILP Resume (BLACK) 2. All resumes must be printed and submitted by 12/10. 3. MoneySkill lessons 10-18 due December 18th 4. Join Remind101 - Text @msreed-fl to 81010
75
Financial Literacy 12/03/15
DLT: I will identify key steps in the job-application process and practice job-interview skills, write a resume (ILP), and a letter of application.
Bellringer: Review Activity 4.1 – List five items that should be included in a letter of application.
AGENDA: 1. Teams – Job Interview Skills (BLACK) & ILP Resume (RED) 2. Type letter of application – using appropriate letter format 3. MoneySkill lessons 10-18 due December 18th 4. Join Remind101 - Text @msreed-fl to 81010 5. Reminder – Resumes and letters printed & submitted by 12/10
76
Financial Literacy 12/04/15
DLT: I will identify key steps in the job-application process and practice job-interview skills, write a resume (ILP), and a letter of application.
Bellringer: Peer Editing Process – Resumes & letters of application
AGENDA: 1. Type letter of application – using appropriate letter format 2. MoneySkill lessons 10-18 due December 18th 3. Join Remind101 - Text @msreed-fl to 81010 4. Reminder – Resumes and letters printed & submitted by 12/10 5. Checkpoint PFL – Lesson 4 on Monday
77
Financial Literacy 12/07/15
DLT: I will identify key steps in the job-application process and practice job-interview skills, write a resume (ILP), and a letter of application.
Bellringer: Update Learning Maps
AGENDA: 1. Checkpoint PFL – Lesson 4 2. Peer edit letters of application and resumes. Save to One Drive 3. MoneySkill lessons 10-18 due December 18th 4. Join Remind101 - Text @msreed-fl to 81010 5. Reminder – Resumes and letters printed & submitted by 12/10
79
Financial Literacy 12/08/15
DLT: I will identify the elements of a typical monthly family budget including income, expenses, and savings.
Bellringer: Read Introduction – Money Management/Update Learning Map
AGENDA: 1. Budgets are Beautiful – Call In Show 2. Peer edit letters of application and resumes. Save to One Drive 3. MoneySkill lessons 10-18 due December 18th 4. Join Remind101 - Text @msreed-fl to 81010 5. Reminder – Resumes and letters printed & submitted by 12/10
80
Financial Literacy 12/09/15
DLT: I will make spending recommendations for a family taking account of costs and benefits involved.
Bellringer: If you are giving a birthday party for your best friend, what are some expenses that you would have to consider? If you have only $20 to spend, how would those expenses have to be adjusted? Justify your reasoning. (50 words)
AGENDA: 1. John and Marcia – Monthly Spending Plan 1 & 2 2. Peer edit letters of application and resumes. Save to One Drive 3. MoneySkill lessons 10-18 due December 18th 4. Join Remind101 - Text @msreed-fl to 81010 5. Reminder – Resumes and letters printed & submitted by 12/10
81
Financial Literacy 12/10/15
DLT: I will make spending recommendations for a family taking account of costs and benefits involved.
Bellringer: In your own words, define the following terms: budget, disposable income, fixed expense, net worth, variable expense.
AGENDA: 1. Finish John and Marcia – Monthly Spending Plan 1 & 2 2. Peer edit letters of application and resumes. 3. MoneySkill lessons 10-18 due December 18th 4. Join Remind101 - Text @msreed-fl to 81010 5. Reminder – Resumes and letters shared by TODAY!!!! 6. Checkpoint – Friday – Managing Money
82
Financial Literacy 12/11/15
DLT: I will make spending recommendations for a family taking account of costs and benefits involved and identify the elements of a typical monthly family budget including income, expenses, and savings.
Bellringer: None
AGENDA: 1. Semester Exam Days – Period 2 - Thursday Period 4 – Wednesday Period 7 - Friday 2. MoneySkill lessons 10-18 due December 18 3. Share resume and letter of application with me via One Drive. (Formative Assessment Grade)
83
Financial Literacy 12/14/15
DLT: I will make spending recommendations for a family taking account of costs and benefits involved and identify the elements of a typical monthly family budget including income, expenses, and savings.
Bellringer: Checkpoint PFL – Theme 3, Lesson 8 - Managing Money
AGENDA: 1. Semester Exam Days – Period 2 - Thursday Period 4 – Wednesday Period 7 - Friday 2. MoneySkill lessons 10-18 due December 18 3. Share resume and letter of application with me via One Drive. (Formative Assessment Grade)
84
DLT: I will explain the meaning of key terms dealing with credit, advantages/disadvantages of using credit, identify financial institutions that offer credit, and evaluate credit transactions
Bellringer: Read Introduction – Spending & Credit. Complete Article Summary Form. (Follow directions exactly.)
AGENDA: 1. What is Credit? (Read Aloud – Alternating Paragraphs) Old Maid Partners – Answer Questions 2. Common Forms of Credit – Large Group – Answer Questions 3. MoneySkill lessons 19-27 due March 4 4. Semester Exam Days – Period 2 - Thursday Period 4 – Wednesday Period 7 - Friday
85
DLT: I will demonstrate proficiency concerning financial literacy topics: net pay, gross pay, federal taxes, and banking.
Bellringer: None
AGENDA: 1. Semester Exam Days – Period 2 - Thursday Period 4 – TODAY!!! Period 7 - Friday 2. MoneySkill lessons 10-18 due December 18 3. Share resume and letter of application with me via One Drive. (Formative Assessment Grade)
86
DLT: I will demonstrate proficiency concerning financial literacy topics: net pay, gross pay, federal taxes, and banking.
Bellringer: None
AGENDA: 1. Semester Exam Days – Period 2 – TODAY!!! Period 7 - Friday 2. MoneySkill lessons 10-18 due December 18 3. Share resume and letter of application with me via One Drive. (Formative Assessment Grade)
87
DLT: I will demonstrate proficiency concerning financial literacy topics: net pay, gross pay, federal taxes, and banking.
Bellringer: None
AGENDA: 1. Semester Exam Days – Period 7 – TODAY!!!! 2. MoneySkill lessons 10-18 due December 18 3. Share resume and letter of application with me via One Drive. (Formative Assessment Grade)
88
Financial Literacy 1/04/16
DLT: I will calculate costs of using a credit card (verify transactions, read a statement, identify terms and conditions).
Bellringer: P. 128, 1-4
AGENDA: 1. 4.1 Credit Card Costs 2. Credit Cards – Vocabulary 3. Work Together P. 130-134, A-H 4. MoneySkill lessons 19-27 due March 4 5. Deadline for February ACT is Jan 8th.
89
Financial Literacy 1/05/16
DLT: I will calculate costs of using a credit card (verify transactions, read a statement, identify terms and conditions).
Bellringer: P. 135, 14-16
AGENDA: 1. 4.1 Credit Card Costs 2. Review Credit Cards – Vocabulary 3. Review P. 130-134, A-H 4. MoneySkill lessons 19-27 due March 4 5. Deadline for February ACT is Jan 8th.
90
Financial Literacy 1/06/16
DLT: I will calculate finance charges two ways using a daily or monthly periodic rate (previous balance method & adjusted balance method).
Bellringer: P. 136, 28-29 (Show work)
AGENDA: 1. 4.2 Credit Card Finance Charges omit #8 & 9 2. Review Credit Cards – Vocabulary 3. Work Together P. 138-140, A-F 4. MoneySkill lessons 19-27 due March 4 5. Deadline for February ACT is Jan 8th. 6. Checkpoint 4.1 - Friday
91
Financial Literacy 1/07/16
DLT: I will calculate finance charges two ways using a daily or monthly periodic rate (previous balance method & adjusted balance method).
Bellringer: P. 141, 5-10
AGENDA: 1. 4.2 Credit Card Finance Charges, omit #8 & 9 2. Review Credit Cards – Vocabulary 3. Review P. 138-140, A-F 4. MoneySkill lessons 19-27 due March 4 5. Deadline for February ACT is Jan 8th. 6. Checkpoint 4.1 - Friday
92
Financial Literacy 1/08/16
DLT: I will calculate finance charges two ways using a daily or monthly periodic rate (previous balance method & adjusted balance method).
Bellringer: P. 147, 12-15
AGENDA: 1. 4.2 Credit Card Finance Charges, omit #8 & 9 2. Review Credit Cards – Vocabulary 3. Review P. 138-140, A-F 4. MoneySkill lessons 19-27 due March 4 5. Deadline for February ACT is TODAY! 6. Checkpoint 4.2 – Tuesday 7. Checkpoint 4.1 - Monday
93
Financial Literacy 1/11/16
DLT: I will calculate finance charges using the average daily balance method.
Bellringer: Checkpoint 4-1 AGENDA: 1. 4.3 Average Daily Balance Method 2. Review Credit Cards – Vocabulary 3. P. 145-146, A-D 4. MoneySkill lessons 19-27 due March 4 5. Checkpoint 4-2 - Tuesday
94
Financial Literacy 1/12/16
DLT: I will calculate finance charges using the average daily balance method.
Bellringer: Checkpoint 4-2
AGENDA: 1. 4.3 Average Daily Balance Method - Teams 2. Review Credit Cards – Vocabulary 3. Review P. 145-146, A-D 4. MoneySkill lessons 19-27 due March 4
95
DLT: I will compare/contrast various credit card finance charge plans.
Bellringer: P. 142, 22-23
AGENDA: 1. Finance Charge – Graphic Organizer 2. Review Credit Cards – Vocabulary 3. Review P. 145-146, A-D 4. MoneySkill lessons 19-27 due March 4
96
Financial Literacy 1/14/16
DLT: I will calculate finance charges and credit card balances when cash advances are included.
Bellringer: P. 148, 1-3
AGENDA: 1. 4.4 Cash Advances 2. Review Credit Cards – Vocabulary 3. P. 149-150, A-D 4. MoneySkill lessons 19-27 due March 4
97
Financial Literacy 1/15/16
DLT: I will calculate finance charges and credit card balances when cash advances are included.
Bellringer: P. 152, 28-29
AGENDA: 1. 4.4 Cash Advances 2. Review Credit Cards – Vocabulary 3. Review P. 149-150, A-D 4. MoneySkill lessons 19-27 due March 4
98
Financial Literacy 1/19/16
DLT: I will analyze a credit card account when minimum payments are made and calculate debt-to-income ratio.
Bellringer: P. 152, #30
AGENDA: 1. 4.5 Debt Management 2. Review Credit Cards – Vocabulary 3. Work Together P. 155-156, A-D 4. MoneySkill lessons 19-27 due March 4 5. Unit 4 Assessment - Friday
99
Financial Literacy Skip/16
DLT: I will analyze a credit card account when minimum payments are made and calculate debt-to-income ratio.
Bellringer: P. 160, 1-10
AGENDA: 1. 4.5 Debt Management – Teams #1-3 2. Review Credit Cards – Vocabulary 3. Review P. 155-156, A-D 4. MoneySkill lessons 19-27 due March 4 5. Unit 4 Assessment - Friday
100
Financial Literacy 1/26/16
DLT: I will solve business and consumer problems related to credit card transactions (Review for Assessment)
Bellringer: P. 160, 1-10
AGENDA: 1. P. 160-161, 11-24 2. Review Credit Cards – Vocabulary 3. MoneySkill lessons 19-27 due March 4 4. Unit 4 Assessment - Wednesday
105
Financial Literacy 1/27/16
DLT: I will solve business and consumer problems related to credit card transactions (Assessment)
Bellringer: None
AGENDA: 1. Turn in P. 160-161, 11-24 2. Unit 4 Assessment 3. MoneySkill lessons 19-27 due March 4
106
Financial Literacy 1/28/16
DLT: I will solve business and consumer problems related to credit card transactions (Assessment)
Bellringer: None
AGENDA: 1. Turn in P. 160-161, 11-24 2. Complete Unit 4 Assessment 3. MoneySkill lessons 19-27 due March 4
107
Financial Literacy 1/29/16
DLT: I will solve business and consumer problems related to credit card transactions (Assessment)
Bellringer: None
AGENDA: 1. Complete Unit 4 Assessment 2. Complete/turn in missing/late assignments 3. MoneySkill lessons 19-27 due March 4
108
Financial Literacy 2/01/16
DLT: I will calculate interest on interest-bearing promissory notes using exact and ordinary interest methods and calculate the rate of interest when interest amount is known.
Bellringer: P. 170, 1-5
AGENDA: 1. 5.1 – Promissory Notes 2. Promissory Notes – Vocabulary 3. Work Together P. 172-174, A-H 4. MoneySkill lessons 19-27 due March 4
109
Financial Literacy 2/02/16
DLT: I will calculate interest on interest-bearing promissory notes using exact and ordinary interest methods and calculate the rate of interest when interest amount is known.
Bellringer: P. 176, 17-22
AGENDA: 1. 5.1 – Promissory Notes 2. Promissory Notes – Vocabulary 3. Review, P. 172-174, A-H 4. MoneySkill lessons 19-27 due March 4
110
Financial Literacy 2/03/16
DLT: I will calculate interest using a simple interest table and the daily interest factor.
Bellringer: P. 177, 43-44
AGENDA: 1. 5.2 – Calculating Interest 2. Calculating Interest – Vocabulary 3. Work Together, P. 179-181, A-H 4. MoneySkill lessons 19-27 due March 4
111
Financial Literacy 2/04/16
DLT: I will calculate interest using a simple interest table and the daily interest factor.
Bellringer: P. 182-183, #26, 28, 32, 34
AGENDA: 1. 5.2 – Calculating Interest 2. Calculating Interest – Vocabulary 3. Review P. 179-181, A-H 4. MoneySkill lessons 19-27 due March 4
112
Financial Literacy 2/05/16
DLT: I will calculate installment price and finance charge , number/amount of monthly payments, interest/principal payment/new balance on installment loans.
Bellringer: P. 183, 44-46
AGENDA: 1. 5.3 – Installment Loans 2. Installment Loans – Vocabulary 3. Work Together P. 185-187, A-F 4. MoneySkill lessons 19-27 due March 4
113
Financial Literacy 2/08/16
DLT: I will calculate installment price and finance charge , number/amount of monthly payments, interest/principal payment/new balance on installment loans.
Bellringer: P. 188, 11-13
AGENDA: 1. 5.3 – Installment Loans 2. Checkpoint 5-1 on Tuesday 3. Review P. 185-187, A-F 4. MoneySkill lessons 19-27 due March 4
114
Financial Literacy 2/16/16
DLT: I will calculate installment price and finance charge , number/amount of monthly payments, interest/principal payment/new balance on installment loans.
Bellringer: P. 176, 23-26
AGENDA: 1. 5.3 – Installment Loans 2. Checkpoint 5-1 on Wednesday 3. Review P. 185-187, A-F 4. MoneySkill lessons 19-27 due March 4
120
Financial Literacy 2/17/16
DLT: I will calculate installment price and finance charge , number/amount of monthly payments, interest/principal payment/new balance on installment loans.
Bellringer: Checkpoint 5-1
AGENDA: 1. Finish 5.3 – Installment Loans 2. Checkpoint 5-2 on Thursday 3. Review P. 185-187, A-F 4. MoneySkill lessons 19-27 due March 4
121
Financial Literacy 2/18/16
DLT: I will calculate final payment and the resulting savings in interest that results when an installment loan is paid off early.
Bellringer: Checkpoint 5-2
AGENDA: 1. 5.4 – Early Repayment 2. Early Repayment – Vocabulary 3. Work Together P. 192-193, A-D 4. MoneySkill lessons 19-27 due March 4
122
Financial Literacy 2/19/16
DLT: I will calculate final payment and the resulting savings in interest that results when an installment loan is paid off early.
Bellringer: P. 195, 1-3
AGENDA: 1. 5.4 – Early Repayment 2. Checkpoint 5-3 on Monday 3. Review P. 192-193, A-D 4. MoneySkill lessons 19-27 due March 4
123
Bellringer: Checkpoint 5-3
AGENDA: 1. 5.5 Annual Percentage Rate 2. APR Vocabulary 3. Work Together P. 197, A-B 4. MoneySkill lessons 19-27 due March 4
124
Bellringer: P. 200, 1-10 (Vocabulary Review)
AGENDA: 1. 5.5 Annual Percentage Rate 2. Checkpoint 5-4 - Wednesday 3. Review P. 197, A-B 4. Unit 5 Assessment - Friday 4. MoneySkill lessons 19-27 due March 4
125
Financial Literacy 2/24/16
DLT: I will solve business and consumer problems related to costs of various types of consumer loans. (Review for Assessment)
Bellringer: Checkpoint 5-4
AGENDA: 1. Review Learning Map 2. P. 200-201, 11-33 Chapter Review 3. Unit 5 Assessment - Friday 4. MoneySkill lessons 19-27 due March 4
126
Financial Literacy 2/25/16
DLT: I will solve business and consumer problems related to costs of various types of consumer loans. (Review for Assessment)
Bellringer: Checkpoint 5-4
AGENDA: 1. Review Learning Map 2. Finish P. 200-201, 11-33 Chapter Review 3. Unit 5 Assessment - Friday 4. MoneySkill lessons 19-27 due March 4
127
Financial Literacy 2/26/16
DLT: I will solve business and consumer problems related to costs of various types of consumer loans. (Assessment)
Bellringer: Turn in completed Unit 5 Learning Map
AGENDA: 1. Unit 5 Assessment 2. Turn in P. 200-201, 11-33 Chapter Review 3. MoneySkill lessons 19-27 due March 4
128
Financial Literacy 2/29/16
DLT: I will understand amortization of a loan, use technology to amortize mortgages, and explain ways to reduce the cost of buying a home on credit.
Bellringer: Read Packet – “Using a Computer to Calculate Payments for a Loan”
AGENDA: 1. Group Activity – Complete table on P. 115 using www.bankrate.com 2. Group Activity – Complete questions P. 116 3. MoneySkill lessons 19-27 due March 4
130