executive summary - nabard · 2018-09-22 · plp 2016-17 jamnagar district 1 executive summary a....

PLP 2016-17

Jamnagar district

1

EXECUTIVE SUMMARY

A. Introduction

Jamnagar is primarily an agricultural district with Ground Nut and Cotton as the predominant crops.

The other major crops cultivated are Cumin, Gram, Coriander, Wheat, Til , Garlic and Onion etc. About

53% of land holdings are with small and marginal farmers and the average size of the holdings is 2.5

Ha.

The Potential Linked Credit Plan (PLP) for 2016-17 has been prepared aligning with the revised RBI

guidelines on Priority Sector Lending. It estimates credit flow of Rs 233069.39 lakh, of which, Crop

Production sector has a major share of 66.79% at Rs. 155669.12 lakh. Term loan under agriculture is

assessed at Rs 32814.13 lakh accounting for about 14.07 % Under MSME, Rs. 25911.38 lakh has been

assessed as potential forming 11.11 % and balance at Rs 18674.76 lakh has been estimated for other

sectors like Exports credit, Education, Housing ,Social infrastructure with bank credit and others etc.

The activity-wise and block-wise assessment of potential is presented in Annexure I.

The PLP projection for 2016-17 is higher by Rs 34015.45 lakh when compared to the PLP for the year

2015-16 representing an increase of 17.08 %. Further, the PLP projection is higher by Rs 34015.45 lakh

when compared to the ACP target for the year 2015-16.

Suggested action Points in respect of major sectors and infrastructure/non-credit inputs are as under:

B. Sector-wise comments on major sectors

1. Crop Production, Maintenance and Marketing

The district with gross cropped area of 461522 ha and has a cropping intensity of 119%. The net sown

area is 379379 Ha. The land holding indicates 80322 land holders (small and marginal farmers) having

land upto 2 hectares and 70040 land holders (medium sized) having holding between 2 to 10 Hectares. There is urgent need for popularization of micro irrigation techniques among farmers and improvement

in quality extension services to farmers by state department.

There a greater need for creating awareness among farmers for soil & water analysis for application of

balanced nutrients as well judicious use of fertilizer.

Banks may adopt Rupay KCC as an effective credit delivery mechanism and educate the farmers to

subscribe to crop insurance schemes.

2. Water Resources and Land Development

The district is devoid of perennial rivers. The rivers in Jamnagar district are seasonal. There are 1 major

irrigation & 6 medium irrigation projects in the district with ultimate irrigation potential of 20346 ha.

There are 25 minor irrigation projects in the district which have capacity to provide irrigation to 9141

ha of command area. The major proportion of irrigation is done through wells.

Artificial recharge measures through construction of rain water harvesting structures like rain water

storage tanks, percolation tanks, farm ponds, check dams etc. will have to form an integral part of the

minor irrigation development.

Department of Agriculture may organise farmers’ meet to promote micro irrigation scheme for Ground

Nut and Cotton through GGRC with bank loans as these two crops occupies major land share.

Govt may plan under Sauni yojana for pressure irrigation technique for supplying irrigation water to

field from distributory & field channels. The installation of micro irrigation scheme shall be compulsory

for the farmer after state investment for irrigation sector for judicious use.

There is a need for conserving soil moisture security so that “more crop per drop” can be achieved.

PLP 2016-17

Jamnagar district

2

3. Plantation and Horticulture

Horticulture crops could be encouraged as an alternative to the traditional cropping pattern in the district.

The need for working capital finance for Pomegranate raised by farmers who have cultivated

Pomegranate fruit crops from their own fund. The similar practice has been continuing in

Junagadh district for Mango crop and Banana in Anand district. Vigorous promotion efforts for drip irrigation in horticultural crops by converging GGRC subsidy

programme for horticulture crops.

Bank managers/officials may have to be imparted skills for appraisal of area based programme of

Horticulture crops especially for net house & poly houses.

Horticulture department may generate awareness, provide training and extension to the stakeholders for

organic for organic farming produce & it’s certification.

4. Animal husbandry

Government support is required for setting up of breeding farm in the district so that good quality

animals will be available to farmers.

Banks may encourage dairy development by adopting area based approach for financing in clusters and

taking into account the location of chilling/ processing plants and other linkages.

Banks may play major role in financing for dairy activities through SHGs.

Calf rearing may be encouraged on a large scale with the help of bank finance by identifying suitable

beneficiaries with the active involvement of Department of Animal Husbandry/ Dairying

C. Highlights of Developments, initiatives taken, achievements, specific prescriptions etc.

GoI has established the National Adaptation Fund on Climate Change (NAFCC) with a budget

provision of Rs.350 crores for the year 2015-16 and 2016-17. NABARD has been appointed as National

Implementing Entity (NIE) responsible for implementation of adaptation projects under the Fund.

To ensure effective price protection to the farmer, National Agricultural Market being proposed can be

a solution backed by adequate storage facilities.

D. Thrust areas for 2016-17 such as JLG/SHG financing, post–harvest infrastructure, food processing,

Producer Organizations, Area Development Plans/Schemes, etc.

E. Conclusion

The major driver of private sector capital formation is investment credit. Immediate Thrust is required

to raise its share in the total agriculture credit. The document has ,therefore, been prepared with

emphasis on accelerating the pace of capital formation in agriculture and allied sectors. This goal can

be achieved with the coordinated efforts of all the stakeholders.

PLP 2016-17

Jamnagar district

3

Broad Sector-wise PLP Projections 2016-17

( Rs in lakh)

Sr. No. Particulars PLP Projections 2016-17

A Farm Credit

i Crop Production, Maintenance and Marketing 155669.12

ii Term Loan for agriculture and allied activities 19618.87

Sub Total 175287.99

B Agriculture Infrastructure 3894.86

C Ancillary activities 9300.40

I Credit Potential for Agriculture (A+B+C) 188483.25

II Micro, Small and Medium Enterprises 25911.38

III Export Credit 7000.00

IV Education 930.00

V Housing 8428.00

VI Renewable Energy 32.70

VII Others 1564.86

VIII Social Infrastructure involving bank credit 719.20

Total Priority Sector (I to VIII) 233069.39

Crop Loan, 155669.12

Agril & Allied, 32814.13

MSME, 25911.38

OPS, 18674.76

Crop Loan

Agril & Allied

MSME

OPS

PLP 2016-17

Jamnagar district

4

Summary of Sector / Sub-sector wise PLP projections - 2016-17

(Rs in lakh)

Sr No. Particulars PLP Projections

2016-17

I Credit Potential for Agriculture

A Farm Credit

i Crop Production, Maintenance and Marketing 155669.12

ii Water Resources 2380.46

iii Farm Mechanization 9028.80

iv Plantation and Horticulture 821.02

v Forestry and Waste Land Development 16.57

vi Animal Husbandry – Dairy 547.83

vii Animal Husbandry – Poultry 108.24

viii Animal Husbandry – Sheep, Goat, Piggery, etc. 7.45

ix Fisheries (Marine, Inland, Brackish water) 86.50

x Others – Bullock, Bullock cart, etc. 6622.00

Sub Total 175287.99

B Agriculture Infrastructure

i Construction of storage facilities (Warehouses, Market yards,

Godowns, Silos, Cold storage units/ Cold storage chains)

2302.50

ii Land development, Soil conservation, Watershed development 1527.11

iii Others (Tissue culture, Agri bio-technology, Seed production, Bio

pesticides/ fertilizers, Vermin composting)

65.25

Sub Total 3894.86

C Ancillary activities

i Food and Agro processing 8494.40

ii

Others (Loans to Cooperative Societies of farmers for disposing of

their produce, Agri Clinics/ Agri Business Centres, Loans to PACS

/ FSS/ LAMPS, Loans to MFIs for on lending)

806.00

Sub Total 9300.40

Total Agriculture 188483.25

II Micro, Small and Medium Enterprises

i MSME – Investment Credit 17959.38

ii MSME – Working Capital 7952.00

Total MSME 25911.38

III Export Credit 7000.00

IV Education 930.00

V Housing 8428.00

VI Renewable Energy 32.70

VII Others (Loans to SHGs/ JLGs, loans to distressed persons to

prepay non-institutional lenders, PMJDY etc

1564.86

VIII Social Infrastructure involving bank credit 719.20

Total Priority Sector 233069.39

PLP 2016-17

Jamnagar district

5

PLP 2016-17

Jamnagar district

6

District - Division -

6027

NIL

6

444

6

611652 Normal 2010-11 2011-12 2012-13

28034 599 1174 700 980

122729 +575 101 381

47919 Balance

0 19134.14

18948

7278

350 % to Total Ha. % to Total

386384 23010 15% 15025 4%

461522 57312 38% 85975 22%

75138 70040 47% 283989 74%

119 150362 100% 384989 100%

1.26 Total Male Female Rural Urban

0.80 1281187 661112 620075 625850 655337

0.45 111796 57717 54079 60433 51363

0.07 6302 3295 3007 2727 3575

0.24 778631 450469 328162 345592 433039

2.42 NA NA NA NA NA

380.85 339 339

213.60 339 272

107.37 175 155

444 664 302

444 - 12

236 265 2388

0

1331 100 44079

0 88 68455

0 70 142

0 5 2

20796 10

156446 3564 220

102219 7178 1

124220

6822 50 8

117398 2207 305

152677 132 10000

9257 9

31485 44952

No

of Cap.[MT]

2 NA Area (Lakh Ha) Prod. (00'MT)Area (Lakh

Ha)Prod. (00'MT)

NA NA 0.014 100 0.003 21 1255

1 NA 0.135 258 0.023 44 3270

NA NA 2.300 6953 1.550 4685 708

NA NA 3.085 6496 1.674 3524 1700

7 NA 0.274 1515 0.189 1045 3490

10 NA 0.235 359 0.157 239 1442

NA NA 0.492 165 0.101 33 637

NA NA

Category of animal Total Male Female 26 10

Cattle - Cross bred NA NA NA 26 22

Cattle - All (Cross breed,

indigenous)349 200 149 96

20

Buffaloes 302 200 105 0 0

Sheep - Cross bred NA NA NA 0 2

Sheep - Indigenous 211 NA NA 40 1

Goat 179 0 1

Pig - Cross bred NA NA NA

Pig - Indigenous NA NA NA Fish 67530

Horse/Donkey/Camel 4 NA NA Egg 11.97

Poultry - Cross bred NA NA Milk 326.69

Poultry - Indigenous 19 Meat 434

Sources (if not mentioned

against the respective item):

Item Nos. 1, 6, 7, 9 & 10 - Census 2001; Item Nos. 2, 3, 5, 12, 13 & 14 - Dept. of Agr/Dir. of Eco. & Stat.; Item No. 4 - Dept. of

Agr./Water Resources; Item No. 8 - BPL Survey 2002; Item No. 15 - District Ind Centre/Dir. of Eco. & Stat.; Item No. 16 -

DACNET; Item No. 17 - AH Census 2007; Item Nos. 18 & 19 - Dir. of Animal Hus./Dir. of Eco. & Stat.The items no 1to 7 is of

bifurcated Jamnagar district data and others are of erstwhile Jamnagar dist data

19. M ILK, FISH, EGG PRODUCTION ILABILITY

Production [MT]

Production [Lakh Nos]

Production ['000 MT]

Production 000 [MT]

Fish Markets [Nos]

Poultry hatcheries [Nos]

Slaughter houses [Nos]

Animal Husbandry Tng

Dairy Cooperative

Improved Fodder Farms

Milk Collection Centres

Fishermen Societies [Nos]

Fish seed farms [Nos]

Disease Diagnostic

Artificial Insemination

Centers [Nos]

Animal Breeding Farms

Animal feed (Cattle/Poultry/Fishmeal) Production of Cotton(lint), Jute, Mesta & Sanhemp are in Bales(177.8 kg per bale in India)

17. ANIMAL POPULATION AS PER CENSUS 2007 [in '000] 18. INFRASTRUCTURE FOR DEVELOPMENT OF ALLIED ACTIVITIES

Animal Markets [Nos]Veterinary

Cotton (Ginnining/Spinning/Weaving) Wheat

Milk (Chilling/Cooling/Processing) Gram

Meat (Chicken/Motton/Pork/Dryfish) Cumin

Fruit (Pulp/Juice/Fruit drink) Castor

Spices (Masala Powders/Pastes) Cotton

Dry-fruit (Cashew/Almond/Raisins) Groundnut

Sugarcane (Gur/Khandsari/Sugar) Bajra

Type of Processing Activity2011-12 (Jamnagar ertswhile

data)2012-13Crop

Goods Transport Vehicle [Nos] Cold Store Capacity[MT]

15. AGRO-PROCESSING UNITS 16. AREA, PRODUCTION & YIELD OF MAJOR CROPS

Avg. Yield

[Kg/Ha]Food (Rice/Flour/Dal/Oil/Tea/Coffee)

Area irrigated by Wells Length of Pucca Road [Km] Godown [Nos]

Length of Railway Line [Km] Godown Capacity[MT]

Public Transport Vehicle [Nos] Cold Storage [Nos]

Irrigation Potential Utilized (Gross Irrigated Area)

Irrigation Potential Created Threshers/Cutters [Nos] Krishi Vigyan Kendras[Nos]

Net Irrigated Area(Total area irrigated at least

once)14. INFRASTRUCTURE FOR STORAGE, TRANSPORT & MARKETING

Area irrigated by Canals / Channels Rural/Urban Mandi/Haat [Nos] Wholesale Market [Nos]

13. IRRIGATION COVERAGE [Ha] Agriculture Tractors [Nos] Plantation nurseries [Nos]

Total Area Available for Irrigation (NIA + Fallow) Power Tillers [Nos] Farmers' Clubs [Nos]

Villages having Potable Water Supply Certified Seeds Supplied [MT] Agro Service Centres [Nos]

Villages connected with Paved Approach Roads Pesticides Consumed [MT] Soil Testing Centres [Nos]

Villages having Banking Facilities 12. INFRASTRUCTURE & SUPPORT SERVICES FOR AGRICULTURE

Villages having Primary Schools Fertiliser/Seed/Pesticide Outlets [Nos] Agriculture Pumpsets[Nos]

Villages having Primary Health Centres Total N/P/K Consumption [MT] Pumpsets Energised [Nos]

Villages having Agriculture Power Supply Primary Health Centres Hospitals

Villages having Post Offices Primary Health Sub-Centres Hospital Beds

BPL Households Having access to banking services Having radio/tv sets

10. VILLAGE-LEVEL INFRASTRUCTURE [Nos] 11. INFRASTRUCTURE RELATING TO HEALTH & SANITATION [Nos]

Villages Electrified Anganwadis Dispensaries

Total Households Having brick/stone/concrete houses Having electricity supply

Rural Households Having source of drinking water Having independent toilets

Workers engaged in Allied Agro-activities Literate

Other workers BPL

8. HOUSEHOLDS [in '000] 9. HOUSEHOLD AMENITIES [Nos. in '000 Households]

Of the above, Small/Marginal Farmers Population

Agricultural Labourers Scheduled Caste

Workers engaged in Household Industries Scheduled Tribe

Cropping Inensity [GCA/NSA] Total

6. WORKERS PROFILE [in '000] 7. DEMOGRAPHIC PROFILE

Cultivators Category

Net Sown Area <= 1 Ha

Total or Gross Cropped Area >1 to <=2 Ha

Area Cultivated More than Once >2 Ha

Cultivable Wasteland 5. DISTRIBUTION OF LAND HOLDING

Current FallowClassification of Holding

Holding Area

Other Fallow

Permanent Pasture and Grazing Land Availability of Ground

Water [Ham]

Net annual recharge Net annual draft

Land under Miscellaneous Tree Crops 65757.51 42248.6

Total Area Reported

Rainfall [in mm]Actual

Forest Land

Area Not Available for Cultivation & non agri Variation from Normal

No. of Villages (Inhabited)Soil Type

Well drained light textured loose, fiable sandy - loam or sandy loam

soil is found in all the 6 blocks of the district. No. of Panchayats

3. LAND UTILISATION [Ha] 4. RAINFALL & GROUND WATER

Total Geographical Area (Sq.km)Agro-climatic Zone The Jamnagar district comes under ACRP Region No 13 (6)

No. of Sub Divisions

No. of Blocks Climate Moderate climate with average annual rainfall of 600 mm

District Profile

Jamnagar State - Gujarat Saurashtra1. PHYSICAL & ADMINISTRATIVE FEATURES 2. SOIL & CLIMATE

PLP 2016-17

Jamnagar district

9

जिला District : Jamnagar राज्य State गुिरात

कुल Totalग्रामीण Rural

अर्ध-शहरी Semi-

शहरी Urbanसूविसं/सूविसंगठन mFIs/mFOs

स्िंसस/ संदेस SHGs/JLGs

बीसी / बीएफ BCs/BFs

गांि Villages

पररिार Households

िाणणज्य बैंक Commercial Banks 19 110 40 15 55 NA NA NA NA NA

के्षत्रीय ग्रामीण बैंक Regional Rural Bank 1 39 30 4 5 NA NA NA NA NA

जिला मध्यिती सहकारी बैंक District Central Co-op. Bank

1 30 27 2 1 NA NA NA NA NA

सहकारी कृवि और ग्रामीण विकास बैंक Coop. Agr. & Rural Dev. Bank

1 6 2 3 1 NA NA NA NA NA

प्राथममक कृवि सहकारी सममतत Primary Agr. Coop. Society

326 326 326 NA NA NA NA NA

अन्य Others 15 56 6 7 43 NA NA NA NA NA

सभी एिेंमसयां All Agencies 363 567 431 31 105 NA NA NA 3 7934

31मार्ध2012 31मार्ध2013 31मार्ध2014िवृि

Growth(%शयेर

Share(%)31मार्ध2013 31मार्ध2014 31मार्ध2015

िवृि Growth(

शयेर Share(%)

िाणणज्य बैंक Commercial Banks NA NA NA NA NA 763577.78 761440.00 813122.00 0.06 74.94के्षत्रीय ग्रामीण बैंक Regional Rural Bank NA NA NA NA NA 62696.31 49270.00 54584.00 -0.15 5.03सहकारी बैंक Cooperative Banks NA NA NA NA NA 28080.56 29935.00 23423.00 -0.20 2.16अन्य Others NA NA NA NA NA 146358.9 91078.00 193869.00 0.25 17.87सभी एिेंमसयां All Agencies NA NA NA NA NA 1000713.55 931723.00 1084998.00 0.08 100.00

31मार्ध2013 31मार्ध2014 31मार्ध2015िवृि

Growth(%शयेर

Share(%)31मार्ध2013 31मार्ध2014 31मार्ध2015

िवृि Growth(

शयेर Share(%)

िाणणज्य बैंक Commercial Banks NA NA NA NA NA 217864.95 211916.00 225584.00 3.42 24.76के्षत्रीय ग्रामीण बैंक Regional Rural Bank NA NA NA NA NA 44380.83 31926.00 31509.00 -40.85 3.46सहकारी बैंक Cooperative Banks NA NA NA NA NA 28101.69 31338.00 23298.00 -20.62 2.56अन्य Others NA NA NA NA NA 746828.66 682541.00 630593.00 -18.43 69.22सभी एिेंमसयां All Agencies NA NA NA NA NA 290347.47 275180.00 910984.00 68.13 100.00

31 मार्ध 2013 31मार्ध2014 31मार्ध2015 िमा Deposit ऋण Loanिमा

Depositऋण Loan

िाणणज्य बैंक Commercial Banks 26.18 26.16 27.47 NA NA NA NA

के्षत्रीय ग्रामीण बैंक Regional Rural Bank 70.79 64.8 57.73 NA NA NA NA

सहकारी बैंक Cooperative Banks 89.82 104.85 99.47 NA NA NA NAअन्य Others 260.13 348 348 NA NA NA NAसभी एिेंमसयां All Agencies 111.73 135.95 133.17 NA NA NA NA

िाणणज्य बैंक Commercial Banks 89136.73 44.39 58914.95 41.70 40685 3.42 45 0.01 NA NA

के्षत्रीय ग्रामीण बैंक Regional Rural Bank 29113.5 14.50 28607.41 20.25 25861 1.92 NIL NIL NA NA

सहकारी बैंक Cooperative Banks 32409.81 16.14 32329.52 22.88 7112 2.57 NIL NIL NA NA

अन्य Others 50146.81 24.97 21435.45 15.17 12136 1.01 NIL NIL NA NA

सभी एिेंमसयां All Agencies 200806.85 100.00 141287.33 100.00 85794 8.93 45.00 0.01 NA NA

िाणणज्य बैंक Commercial Banks 8624233 9104580 106 7146199 8243251 115 8165400 8913673 109.16 110.03के्षत्रीय ग्रामीण बैंक Regional Rural Bank 4372670 3967603 91 2990398 2696372 90 2800611 2911350 103.95 94.95सहकारी बैंक Cooperative Banks 4803071 4116982 86 3292042 2972255 90 3493824 3240981 92.76 89.59अन्य Others 1420339 3122217 220 3286008 4633368 141 4373690 5014681 114.66 158.49

सभी एिेंमसयां All Agencies 19220313 20311382 106 16714647 18545246 125 18833525 20080685 106.62 112.43

फसल ऋणCrop Loan 12811272 12803465 99.94 12067155 11125679 92.20 11543411 13630271 118.08 103.41

मीयादी ऋण (कृवि) Term Loan (Agr) 2562382 2110855 82.38 1534488 498462 32.48 57.43

कुल कृवि ऋण Total Agri. Credit 15373654 14914320 97.01 12067155 11125679 92.20 13077899 14128733 108.04 99.08

कृिीतर के्षत्र Non-Farm Sector 1201847 2612200 217.35 2098506 5992465 285.56 3567067 3990883 111.88 204.93

अन्य प्राथममकता प्राप्त के्षत्र Other Priority Sector 2644812 2784862

105.30 2556196 1427102 55.83 2188559 1961069 89.61 83.58

कुल प्राथममकता प्राप्त के्षत्र Total Priority Sector 19220313 20311382 105.68 16721857 18545246 105.67 18833525 20080685 106.62 105.99

िाणणज्य बैंक Commercial Banks 3846104.00 3543760.00 92.13 56447.83 31123.85 55.14 14224984.00 ########## 83.31 76.86के्षत्रीय ग्रामीण बैंक Regional Rural Bank 3231543 2928075 90.60 40351.11 18516.65 45.89 788022.00 569953.00 72.33 69.61सहकारी बैंक Cooperative Banks 4800604 3598422 83.28 38257.76 17600.03 46.00 2536851.00 1947943.00 76.79 68.69अन्य Others 402676 381054 94.63 89001.3 32021.93 35.98 976279.00 645198.00 66.09 65.57सभी एिेंमसयां All Agencies 12280927 10451311 85.10 224058 99262.46 44.30 18526136.00 ########## 81.04 70.15

स्रोत : अग्रणी बैंक और राज्य स्तरीय बैंकर सममतत Sources : Lead Bank & SLBC

िसूली Recovery

[%]

मांग Demand [रु Rs. '000]

िसूली]Recovery [रु Rs.

'000]

िसूली Recovery [%]

एिेंसी Agency

2012-13 2014-14 2014-15 वपछले 3 ििों में औसत िसूली

Average Rec. in last 3 years [%]


िसूली]Recovery [रु Rs. '000]


िसूली]Recovery [रु Rs.

'000]

िसूली Recovery

[%]

9. िसूली की जस्थतत RECOVERY POSITION

व्यापक के्षत्र Broad Sector

2012-13 2013-14 2014-15 वपछले 3 ििों में औसत उपलजधर् Average Ach

in last 3 years [%]

लक्ष्य Target [रु.Rs.'000]

उपलजधर्Achmnt [रु.Rs. '000]

उपलजधर्Achmnt [%]

लक्ष्य Target

[रु.Rs.'000]

उपलजधर्Achmnt [रु.Rs.

'000]


'000]





'000]


कुल ऋण का % of Total

Loans

रामश Amount [(रु.Rs]

8. िाविधक ऋण योिना के अतंगधत के्षत्र-िार कायधतनष्पादन

7. िाविधक ऋण योिनाओं के अतंगधत एिेंसी-िार कायधतनष्पादन AGENCY-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS


2012-13 2013-14 2014-15 वपछले 3 ििों में औसत उपलजधर् Average Ach

in last 3 years [%]


उपलजधर्Achmnt [रु.Rs. '000]


लक्ष्य Target

[रु.Rs.'000]


'000]



एिेंसी Agencyखातों की संख्या No. of accounts

कुल ऋण का % of Total Loans


प्राथममकता प्राप्त के्षत्र ऋण Priority Sector Loans

कृवि के्षत्र को ऋण Loans to Agr. Sector

कमिोर के्षत्रों को ऋण Loans to Weaker

डीआरआर्ध योिना के अतंगधत ऋण Loans under DRI

महहलाओं को ऋण Loans to Women

रामश Amount [(रु.Rs]


Loans

रामश Amount [(रु.Rs.]




Loans


6. राष्रीय लक्ष्यों की पूतत ध हेत ुकायधतनष्पादन PERFORMANCE TO FULFILL NATIONAL GOALS (As on 31/03/2015 की जस्थतत) Rs in Lakhs

4. ऋण-िमा अनुपात CD-RATIO 5. वित्तीय समािेशन के तहत कायधतनष्पादन PERFORMANCE UNDER FINANCIAL


ऋण-िमा अनुपात CD Ratio


During 2014-15 के दौरान समेककत Cumulative

िाणणज्य बैंक Commercial के्षत्रीय ग्रामीण बैंक Regional Rural Bankसहकारी बैंक Cooperative अन्य Othersसभी एिेंमसयां All Agencies

िमारामश Amount of loan (रु.लाख मेंRs.in lakh]

बैंककंग प्रोफार्ल Banking Profile

GUJARAT अग्रणी बैंक Lead Bank : State Bank of India

1. नेटिकध और पहंुर् Network & Outreach (Position as 31/03/2015 की जस्थतत)


बैंकों / सममततयों की संख्या No. of Banks/Soc.

शाखाओं की संख्या No. of Branchesर्ससे िुडी हुर्ध अनौपर्ाररक एिेंमसयों की संख्या No. of non-formal agencies

assoiated

प्रतत शाखा पहंुर् Per Branch Outreach

2. बकाया िमारामशयां DEPOSITS OUTSTANDING

एिेंसी Agencyखातों की संख्या No. of accounts िमारामश Amount of Deposit (रु.लाख मेंRs.in lakh]

3. बकाया ऋण और अग्रग्रम LOANS & ADVANCES OUTSTANDING

executive summary - nabard · 2018-09-22 · plp 2016-17 jamnagar district 1 executive summary a....

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