IIN UNIT LINKED POLICIES, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. This advertisement is designed for combination of benefits of two or more individual and separate products named (1) ICICI Pru Guaranteed Wealth Protector, and (2) ICICI Pru iCare II. The customer has the choice of purchasing any one or more products as per his/her need and choice and there is no compulsion whatsoever that these products are to be taken together as suggested by the Insurer and presented in this advertisement. The customer is expected to ask questions, understand and satisfy himself that this combination meets his/her specific needs better before deciding to purchase this combination. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer to the detailed sales brochure of the individual products mentioned herein.

Wealth creation through equity exposure** Capital guarantee(Condition apply*) Financial protection for family

Ensure that your life goalscome with a guarantee(Condition apply*)

Conditions apply: *Capital Guarantee will be available in form of Assured Benefit, which will be 101% of total premium paid which is applicable only on maturity of the policy and does not apply on death or surrender. There will be an additional charge of 0.5% p.a. towards investment guarantee, which will be adjusted from the NAV on a daily basis.**The Maximum equity exposure in this plan will be 60% or 45% depending on your age at entry. Over the time period, allocation to the equity will gradually decrease in order to provide capital protection.

Presenting ICICI Prudential Wealth Protection Solution – Moderate, a combination of ICICI Pru Guaranteed Wealth Protector (a unit linked insurance plan; UIN: 105L143V01) and ICICI Pru iCare II (a non-linked term insurance plan; UIN: 105N140V01) which offers solutions to some very important needs in your life.

1Assured Benefit of ICICI Pru Guaranteed Wealth Protector = 101% X Sum of all premiums paid payable at the time of maturity. Guarantee Charges of 0.5% p.a. will apply. Maturity benefit of ICICI Pru Guaranteed Wealth Protector is higher of the fund value or the assured benefit.

*The Maximum equity exposure in this plan will be 60% or 45% depending on your age at entry. Over the time period, allocation to the equity will gradually decrease in order to provide capital protection.

The linked insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year. Please refer to the individual product brochures for terms and conditions on withdrawal/surrender after completion of five years.

GuaranteeProtect your savings from market fluctuations through Assured Benefit1

Wealth creation

Build your retirement corpus with equity exposure upto 60%* in ICICI Pru Guaranteed Wealth Protector

ProtectionSecure your family’s future, even when you are not around.

Your need Our solution

In this solution, you purchase an ICICI Pru Guaranteed Wealth Protector and an ICICI Pru iCare II (Option II) at inception.

What you get on survivaltill the end of the policy term:

Please refer to the illustration below for understanding the components of the benefits.

Assuming you pay:

The premium amounts shown here are inclusive of service tax and education cess, as per the prevalent rates. Tax laws are subject to change from time to time.

Consolidated premiums payable(inclusive of service tax)

Year 1 to 5

` 60,000 p.a.Year

6 to 10

` 6,584 p.a.

Lump sum benefit: At the end of the 10th year, you get the maturity benefit of ICICI Pru Guaranteed Wealth Protector which is higher of the fund value or the assured benefit.

Assured benefit is 101% of the sum of premiums paid towards ICICI Pru Guaranteed Wealth Protector.

The above illustration is for a 35 year old healthy male, Life cover : ̀ 20,00,000 in ICICI Pru iCare II (Option II) & 10 times the annual premium in ICICI Pru Guaranteed Wealth Protector.

8% 4%Assumed rate of return

` 387,056

` 269,751

` 387,056

` 269,751

` 282,937

` 282,937Fund Value of ICICI Pru Guaranteed Wealth Protector at policy term end

Assured Benefit of ICICI Pru Guaranteed Wealth Protector

Maturity Benefit of ICICI Pru Guaranteed Wealth Protector

Details of projected benefits

Pay ` 60,000 p.a.for 5 years

35 40 45

Pay ` 6,584 p.a.for next 5 years Lump sum Maturity

benefit of ` 387,056

Total premiums payable is ` 332,920 and total benefits receivable is ` 387,056

Lump sum: Your nominee will receive a lump sum consisting of the death benefits of ICICI Pru iCare II and ICICI Pru Guaranteed Wealth Protector. If the death happens due to an accident, there will be an additional lump sum of ` 2,000,000.

Death benefit duringthe policy term:

Continuing with the same example, let’s assume death happens at the end of the 3rd policy year, the benefit details will be as mentioned in the table below:

Details of projected benefits

4%

` 2,000,000 ` 2,000,000

` 2,000,000 ` 2,000,000

` 534,160

Guaranteed lump sum to be paid on death (Death Benefit of ICICI

Pru iCare II)

Assumed rate of return

Additional guaranteed lump sum to be paid on accidental death

(Accidental Death Benefit of ICICI Pru iCare II)

Death Benefit of ICICI Pru Guaranteed Wealth Protector

8%

` 534,160

If the policy offers guaranteed returns, then these will be clearly marked “guaranteed” in the Benefit Illustration. Since the policy offers variable returns, the given illustration shows two different rates (4% & 8% p.a.) of assumed future investment returns. The returns shown above are not guaranteed and they are not the upper or lower limits of what you might get back, as the maturity value of the policy depends on a number of factors including future investment performance. The above information must be read in conjunction with the sales brochure and policy documents.

For the purpose of illustration, we have combined the premiums payable and benefits that you may receive under each plan of this solution. These products are also available without combination.

To know the details of this solution, please go through the “Terms and conditions”

Solution at-a-glance

35 38

Premium paid for 3 years ` 60,000 p.a.

Nominee receives

an additional ` 20,00,000 in case of

accidental death of policy holder

Death of Policyholder

Sum Assured for ICICI Pru Guaranteed Wealth Protector is equal to 10 times of annual premium.

Policy term 10 years

Premium payment term Equal to policy term

Premium payment frequency Yearly, Half-yearly, Monthly

Min. / Max. annual premium ` 60,000 / No maximum cap

Min. / Max. age at entry 20 / 50 years

` 2,000,000 ` 1,000,000< ` 100,000

` 3,000,000 ` 1,500,000` 100,000 < ` 150,000

` 5,000,000 ` 2,500,000>= ` 150,000

Age: <45 years Age: >= 45 yearsPremium

Sum Assured for ICICI Pru iCare II

Nominee gets lump sum of ` 2,534,160

Total premiums payable is ` 180,000 andtotal benefits receivable is ` 2,534,160

In case of accidental death, total benefitsreceivable is ` 4,534,160

Terms & Conditions

• This combination solution comprises set of policies across one or more products of the company. These products are also available individually with the Company and it is not mandatory for the customer to apply for this combination only. The customer is requested to go through the individual benefit illustrations of the products in this solution.

• This is not a product brochure. The customer is requested to go through the product brochure of ICICI Pru Guaranteed Wealth Protector (UIN: 105L143V01) and ICICI Pru iCare II (UIN: 105N140V01) and take the decision to opt for this combination solution after having fully understood the risk factors, product terms and conditions as briefly indicated below:

- ICICI Pru Guaranteed Wealth Protector: Investment strategy, Funds, Assured Benefit, Premium Discontinuance, Policy revival, Loyalty Additions, Wealth Boosters, Surrender, Charge structure, Death benefit, Maturity benefit etc.

- ICICI Pru iCare II: Death benefit, Accidental Death benefit, Premium Discontinuance, Policy revival, Surrender etc.

• The individual products under this solution have certain product features like Sum Assured, Death Benefit option, etc. which offer options beyond the ones assumed in the benefit illustrations shown here. The customer's choice with respect to these will not be restricted to what has been shown here and the customer will be able to choose from all options available at the time of purchase of the respective products.

• For the purpose of illustration, the Company has assumed different rates of investment returns. The returns shown in the illustration are not guaranteed and they are not the upper or lower limits of what the customer might get back, as the value of the policy depends on a number of factors including future investment performance.

• The benefit of this combination solution shall accrue only if the customer continues to pay premiums for the entire premium payment term.

• The benefits available under this combination solution shall be as per the policy terms and conditions of the respective products.

• The premium shall comprise of base premium, service tax and education cess, as per applicable rates. Please refer Benefit Illustration for the details of the actual premium amount.

• Service Tax and education cess as per applicable rates will be deducted by way of cancellation of units from Fund Value. The tax laws are subject to amendments from time to time.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDA clarifies to public that

• IRDA or Its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.

• IRDA does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

ICICI Pru Guaranteed Wealth Protector is a Unit linked insurance plan. ICICI Pru iCare II is a non-linked non-participating term insurance plan.

IN ULIPs THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER.

ICICI Prudential Life Insurance Company Limited. IRDA Regn. No. 105. CIN: U66010MH2000PLC127837.

Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values and the customer shall be responsible for his/her decision. The name of the Company, Product names or fund options do not indicate their quality or future guidance on returns. Funds do not offer guaranteed or assured returns. Investments are subject to market risk.

© 2014, ICICI Prudential Life Insurance Co. Ltd. Registered Address: ICICI Prulife Towers, 1089, Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. Insurance is the subject matter of the solicitation. For more details on the risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale. UIN: ICICI Pru Guaranteed Wealth Protector (UIN: 105L143V01), ICICI Pru iCare II (UIN: 105N140V01). Advt No.: L/II/395/2014-15.

Call us on 1-860-266-7766 (10am - 7pm, Monday to Saturday, except national holidays. Valid only for calls made from India)