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Community Action Network, Inc. (CAN)
Rozann Downing
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THE VISION To create and expand affordable, safe, permanent and quality housing options
for Rural West & Rural Middle Tennessee.
• Specifically meeting the needs of Veterans, Military Families, & Seniors
THE MISSIONTo promote rural development by producing
affordable housing and increasing the skill and employability of participants through
hands on training.
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Thank You Partners
• We want to take a minute to Thank all our Grantors and Funding Partners that have made the Senior & Veteran Initiatives possible without you helping our Seniors & Veterans & Military Families Programs would not have been possible.
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Exchanging Ideas
• List Top 3 Funding Sources You Used for Seniors & Veterans Housing
• Successes & Challenges for Your Program
• Things You Would Like To Learn
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Veteran
Housing
Ideas/ Opportunities
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VA’s Homeless Program Alphabet Soup
Outreach (CRRC, HCHV)National Call Center for Homeless Veterans (NCCHV)Prevention (HCRV, VJO, SSVF, VHPD)Transitional Housing (GPD, CWT/TR, HCHV Contract Housing)Residential Rehab (RRTP)Voc Rehab (CWT, DVRE)Permanent Housing (HUD-VASH)
Services must address needs identified by those we serve.
Program info: www.va.gov/homeless
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What Worked For CAN
Outreach (Partner with CoC)National Call Center for Homeless Veterans (2-1-1
& West TN Homeless Hotline)Prevention (SSVF & ESG)Transitional Housing ()Residential Rehab (Home Depot Foundation, HPG,
FHLB)Voc Rehab (Center for Independent Living)Permanent Housing (HUD-SHP, SSFV)
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Foreclosed VA & Other Foreclosed VA & Other Federal PropertiesFederal Properties
Non-profit organizations may be eligible to purchase VA acquired properties at a discount.
VA markets these properties at fair market. Non-profits may purchase these properties at discounts after the properties have been listed for sale. Percentage of discount vary based on length of property listing.
Listings – http://listings.vrmco.com/Other Federal Properties-
http://portal.hud.gov/hudportal/HUD?src=/topics/homes_for_sale
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HUD Housing Counseling
• Pre/Post Purchase Counseling• Homebuyer EducationTraining/Certification• Fair Housing• Predatory Lending• Foreclosure Intervention Counseling-• Financial Literacy Training, budgeting, and debt management• Credit Counseling• Mortgage Default/Loss Mitigation-HHF• Rental Counseling• Services for the Homeless
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CAN’s HUD Housing Counseling
• Community Action Network (CAN) is a certified HUD Housing Counseling Agency.
• We apply for HUD Housing Counseling Grant Funding
• This Grant Funding enables CAN to hire a Housing Counselor
• We hired an unemployed Veteran
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Senior Housing Opportunities
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1. Home Depot Foundation
2. Rural Development-HPG
3. Federal Home Loan Bank of Cincinnati- Accessibility Repair
4. Home Depot Donations-Framing For Hope
5. Rural Development-504 Loan Program
6. Part B Funds from Center for Ind. Living
Homeowner Repair Funding
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Section 504 Rural Housing Repair andRehabilitation Loans and Grants
• Purpose:
• This Housing Repair program provides loans and grants to very low-income homeowners to repair, improve, or modernize their dwellings or to remove health and safety hazards.
• Ideas-Become a Rural Development Loan Packager for 504 Loans
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Homeownership Funding
1. Home Depot “Framing for Hope”
2. HAC-SHOP funds
3. HUD-HOME
4. Housing Trust Fund
5. Rural Development-502 Loan Program
6. Federal Home Loan Bank of Cincinnati
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Combining Our Senior & Veteran Housing Programs
• J.M. was a homeless, disabled Senior Veteran. He had been living in an old shed for a number of years. He was referred to CAN from our Independent Living Center. They helped him get his VA Benefits started, and we helped him get into a new home.
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J.M.’s Home
• The funding sources used to provide J.M. an affordable home:
1. HAC-SHOP Funds-$15,000
2. Framing for Hope (Home Depot Donations)-$10,000
3. HUD-HOME-$15,000
4. FHLB-AHP-$10,000
Total Mortgage Reduction & Cost Savings $ 50,000
His First Mortgage is $40,000-House Payment $ 315.00 for 15 years
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J.M.’s New Home
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Rent To Own Homes• THDA-Housing Trust Fund• THDA-NSP• Community Development Block Grant• Rental Assistance-HUD-SHP & VA-SSFV
The CDBG & Housing Trust Fund Grants have a 5 year Retention-The Tenant is allowed to purchase Home after 5 years. A percentage of their rent can applied toward Down Payment
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FEDERAL HUD-SHP THDA- VA-SSFV RD-HPG RD-Demo Home HOME LOAN HTF GRANT Initiative Depot BANK Foundation
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CAN’s Strategies Solicit Board Members that are Veterans &
Military Families and/or SeniorsApply for Grants for Homeownership,
Homeowner Repair targeting Veterans & Seniors, and Rent To Own Homes
Apply for WOTC and Hire Unemployed Veterans
HUD Housing CounselingImplementing Energy Saving Ideas
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Energy Efficiency Ideas
• Install Ductless Mini-Split Heat/Air Units
• Cost per HVAC unit lower than traditional HVAC unit
• ENERGY STAR systems rated systems with dramatic increases all the way up to 26 SEER. .which means low utility bills!
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Tankless Water Heaters
For homes that use 41 gallons or less of hot water daily, demand water heaters can be 24%–34% more energy efficient than conventional storage tank water heaters.
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Our Next Step-Solar Panels!!
• Check Your Local Area to See What Might Be Available for Grants to Install Solar Panels
• CAN is sending one of our Employees to get Certified to Install Solar Panels
• We are going to check with TVA
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Have You Received Any $$$$ From the IRS lately for Your
Organization??
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Community Action Network Did!!
Through the WOTC Program
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Work Opportunities Tax Credit
• The Work Opportunity Tax Credit (WOTC) is a Federal tax credit available to employers who hire individuals from eligible target groups with significant barriers to employment.
• Tax-exempt organizations can take advantage of WOTC by hiring eligible veterans and receiving a credit against the employer’s share of Social Security taxes.
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Helping Homeless Seniors & Veterans
• Homeownership- J.M. & E.R.
• Rent To Own- L.D. & E.C.
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Home Depot Foundation & Framing for Hope
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Homeless Outreach-Partnering With OurHomeless Coalition
Motorcycle Run
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We can change the current
housing
situation for Veterans and
Seniors-through
intention, strategy, collaboration
and community!