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It starts with you
There are five Transamerica CI Portfolios to meet the full spectrum
of investor profiles. In working with your advisor, you determine
your risk tolerance and investment objectives and identify the
portfolio that is suitable for you.
Fully diversified
Transamerica CI Portfolios match their investor profiles by
investing in a blend of underlying equity and fixed-income funds.
The portfolios are fully diversified by asset class, geographic
region, economic sector, investment style and investment manager.
Backed by a high level of expertise
The portfolios are carefully constructed by CI Investment
Consulting using comprehensive research and recommendations
from State Street Global Advisors – a world leader in investment
research. Each portfolio is designed to provide the maximum
return possible for a given level of risk. CI Investment Consulting
monitors the portfolios and rebalances the holdings as necessary
to ensure they remain true to their mandates. The underlying
funds are actively managed by an award-winning lineup of leading
portfolio management teams.
Transamerica CI Portfolios are part of a robust investment program that
provides you with a well-diversified portfolio suited to your individual
objectives – all with the convenience of one fund to purchase and track.
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1. Each portfolio is designed to maximize
performance for a given level of risk using
sophisticated optimization methods.
A balanced asset mix ensures that investors are not dependent on
any one asset class or security to provide returns. Transamerica CI
Portfolios are diversified and strategically engineered for efficiency
– that is, maximizing return for a given level of risk. Each portfolio
is constructed to suit client needs for capital preservation, income
generation and long-term growth.
The Portfolios invest in a select mix of underlying income,
Canadian equity, U.S. equity and international equity funds.
2. CI Investment Consulting’s portfolio
construction skills are combined
with the asset mix expertise of
State Street Global Advisors.
CI Investment Consulting, a division of CI Investments Inc.,
uses asset mix research and recommendations from State Street
Global Advisors to help craft Transamerica CI Portfolios. With
US$1.9 trillion* in assets under management, 29 offices worldwide
and more than 2,400 employees, State Street Global Advisors is
one of the largest investment management companies in the world
and operates in more than 100 global markets.
Working with research from State Street Global Advisors, CI
Investment Consulting reviews assumptions of the asset mixes,
including volatility and expected returns, and makes adjustments
as needed to ensure the portfolios continue to be efficient
and forward looking to capture maximum return for a given level
of risk.
*As at June 30, 2012
Transamerica CI Portfolios are based on three key advantages
RETU
RN
VOLATILITY
Non-Efficient Portfolio
Higher Return, Same Volatility
Same Return, Lower Volatility
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3. Leading portfolio managers
Transamerica CI Portfolios offer you the expertise of award-
winning investment managers with proven track records.
The CI Investment Consulting team selects funds and their
managers for the program based on their investment process,
proven ability to add value and “fit” into the overall portfolio
diversification strategy.
The portfolio managers, through underlying fund mandates, have
the discretion and opportunities to add value using day-to-day
tactical actions through stock selection and sector allocation.
Combined, these portfolio management teams have won
28 Canadian Investment Awards over the past 10 years, including
Morningstar Fund Manager of the Decade (2010) and Equity Fund
Manager of the Year (2009) for Eric Bushell, Chief Investment
Officer of Signature Global Advisors, and Fund Manager of the Year
in 2008 and 2001 for Harbour Advisors’ Chief Investment Officer
Gerry Coleman. In addition, these teams have earned 32 Lipper
Fund Awards, which honour funds that have excelled in delivering
consistently strong risk-adjusted performance relative to peers,
since the Lipper program began in Canada in 2007.
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A portfolio to meet your needs
Conservative Portfolio
CanadianBalanced Portfolio
BalancedPortfolio
GrowthPortfolio
MaximumGrowth Portfolio
RETU
RN
VOLATILITY
Income
Canadian Equities
U.S. Equities
International Equities
The Portfolios
Transamerica CI Conservative Portfolio – This portfolio may be
right for a person who will invest for a medium to long term and
wants potential for income and some growth and is comfortable
with small to moderate changes in value during the term.
Transamerica CI Canadian Balanced Portfolio – This portfolio may
be right for a person who will invest for a medium to long term and
wants potential for growth and income and is comfortable with
small to moderate changes in value during the term.
Transamerica CI Balanced Portfolio – This portfolio may be right
for a person who will invest for a medium to long term and wants
potential for growth and income and is comfortable with small to
moderate changes in value during the term.
Transamerica CI Growth Portfolio – This portfolio may be right
for a person who will invest for a medium to long term and wants
potential for growth and some income and is comfortable with
small to moderate changes in value during the term.
Transamerica CI Maximum Growth Portfolio – This portfolio may
be right for a person who will invest for the long term and wants
potential for growth and is comfortable with moderate changes in
value during the term.
Transamerica CI Portfolios are available as Guaranteed
Investment Portfolios within select Transamerica
segregated funds contracts and as Managed Interest
Index Options* within select Transamerica universal
life products.
The five Transamerica CI Portfolios lie on the
efficient frontier – meaning they are designed to
maximize returns while minimizing volatility for
that level of risk tolerance.
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The Transmerica CI Portfolios are managed by CI Investments Inc. on behalf of Transamerica Life Canada.
Strength and experience
Transamerica Life Canada is a leading life insurance company
in Canada. Through a number of distribution channels, resulting
in a national network of thousands of independent advisors,
Transamerica provides a full spectrum of individual life insurance
and protection products, designed to help Canadians take
responsibility for their financial future. Transamerica Life Canada
is an AEGON company.
AEGON is an international life insurance, pension and investment
company. With headquarters in The Hague, the Netherlands,
AEGON has businesses in over twenty markets in the Americas,
Europe and Asia. AEGON companies employ approximately 25,000
people and have nearly 47 million customers across the globe.
Canada’s Investment Company
CI Investments has been managing money for over four decades
and today is one of Canada’s largest investment fund companies.
CI manages $74 billion on behalf of two million Canadian investors.
CI provides the industry’s widest selection of investment funds
and leading portfolio managers on a variety of platforms, including
mutual and segregated funds, managed solutions and alternative
investments.
CI is a subsidiary of CI Financial Corp. (TSX: CIX), an independent,
Canadian-owned wealth management firm with approximately $97
billion in assets as at November 30, 2012.
Any amount that is allocated to a segregated fund is invested at the risk of the contract holder(s) and may increase or decrease in value. * Returns for index interest options are linked to the performance of the designated index. When you invest in an index interest option, you
do not acquire an interest in the designated index or purchase any units or legal interest in any security.® CI Investments, the CI Investments design, Synergy Mutual Funds, Cambridge, Harbour Advisors, Harbour Funds, and Signature Global
Advisors are registered trademarks of CI Investments Inc. ® AEGON and the AEGON logo are registered trademarks of AEGON N.V. AEGON Canada ULC and its subsidiary companies are licensed to
use such marks.® Transamerica and the pyramid design are registered trademarks of Transamerica Corporation. Transamerica Life Canada is licensed to
use such marks.First Published September 2012.
1212-2084_E (12/12)
2 Queen Street East, Twentieth Floor, Toronto, Ontario M5C 3G7 I www.ci.comHead Office / Toronto416-364-1145 1-800-268-9374
CI Managed Solutions Team 1-888-800-0042
For more information on Transamerica CI Portfolios, please contact your advisor or visit www.transamericaciportfolios.com.