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Australian Public Liability Insurance
Explained
www.profin.com.auProfessional Insurance Brokers (Vic)
Pty Ltd
1300 776 346 www.profin.com.au
2
Public Liability Insurance in
Australia has grown each year as
more and more people have
sought legal remedies when they
feel they were wronged.
1300 776 346 www.profin.com.au
3
Therefore businesses in Australia
need to protect themselves with
Public Liability Insurance
1300 776 346 www.profin.com.au
4
Public Liability Insurance is a
common type of insurance, and the
premiums
are often very affordable.
1300 776 346 www.profin.com.au
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1. Public Liability Cover
Public Liability insurance covers you for causing damage
to another Person’s property1300 776 346 www.profin.com.au
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2. Public Liability Cover
Public Liability Insurance also covers you for causing injury
or death to another person1300 776 346 www.profin.com.au
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Public Liability Insurance in
Australia is not compulsory
for most businesses.
1300 776 346 www.profin.com.au
8
Some Australian Industries
have Government mandated
requirements in place:
1300 776 346 www.profin.com.au
Plumbers Electricians
In some businesses, the mandatory requirement is set by their industry
association or the contract with their
landlord.
91300 776 346 www.profin.com.au
10
The minimum threshold of liability
is usually $5 Million,
but there is no maximum limit.
1300 776 346 www.profin.com.au
11
Most responsible Australian
businesses insure themselves with
$20 Million of Public Liability
insurance cover
1300 776 346 www.profin.com.au
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How much cover does your business require?
1300 776 346 www.profin.com.au
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If you discuss your business with an
insurance broker (who does not work
for an insurance company) you will get
better advice for specific needs.
1300 776 346 www.profin.com.au
www.profin.com.au 14
Professional Insurance Brokers
Happy to help
1300 776 346 (AUS)
or 1300 PROFIN
1300 776 346
www.profin.com.au