lic mf factsheet march 2022.cdr

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Investors understand that their principalwill be at Very High risk

Low

Low toModerate

Moderate ModeratelyHigh

High

Very High

RISKOMETER HIGHLOW

* Subject to ₹ 1.5 lakh under Section 80C of the Income Tax Act, 1961(As per prevailing tax laws in India).

Invest in

MARCH 2022

Less taxing!

Making your journey great

Tax benefit u/s 80C*

This product is suitable for investors who are seeking*:

• Long-term capital growth.

• Investment in equity and equity-related securities.

• Risk - Very High

MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY.

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*Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Risk-o-meter is based on evaluation of risk level of Scheme's portfolio as on 28th February 2022 and the change in Risk-o-meter will be evaluated on a monthly basis. For more details, please visit our website www.licmf.com

FACTSHEET

2

At the outset, I am humbled to assume the responsibility of MD & CEO of this esteemed company. My 34 years of

illustrious career span with LIC of India and its associates have enabled me to have a better understanding of investor's

needs. My union with LICMF is a natural progression as I started my career with LIC of India then moved to LIC Housing

Finance before assuming leadership role in LIC Mutual Fund.

A responsible Indian middle class has primarily 3 major milestones in his life. Firstly, to secure his family through life

insurance, secondly, build a roof by availing housing loan and thereafter building his financial wealth by investing in

Mutual Fund. I am privileged to offer my service to the society in insurance, housing finance and now mutual fund.

Mutual fund industry is poised to take strides of AUM growth in the medium to long term. Our industry is still at the

nascent stage despite the industry managing ~Rs. 38trn of AuM as on February 2022 (Source: AMFI). The world

average of MF AUM to GDP is 63%, whereas India is only 12%. US is highest at 120%. Also, in terms of Equity AUM as a

% of GDP, the world average is 36%, India has only started its journey with 5% (Source: IMF, CRISIL Research). India's

population as compared to the world is relatively younger. Moreover, India is placed better than other emerging markets

on growth front substantiated by its improving macroeconomic indicators, rising GST collections, rising rural income

and relatively better government finance. Thus, the long-term optimism of Indian economic growth remains intact, yet

we have only scratched the surface of mutual fund potential.

LICMF has been successful in extending its Parent LIC's 'Trusted Brand' image in the mutual fund space. LICMF strives

to gain mindshare in locations where we are witnessing rising affinity towards the Mutual Fund asset class, by offering

relevant product and superior investor experience. As the famous saying goes, 'Motivation gets you going, but

discipline keeps you growing', it is our discipline more than our motivation that has helped us earn respect and trust of

our investors over the years.

India's middle-class segment has immense potential to participate in equity growth story and there is a lot of ground to

cover. LICMF strives to increase the participation of this mass segment and make them beneficiary to the country's

favourable economic growth over the next few decades, by being present, relevant and consistent.

At LICMF we continue to remain committed to our Investor's Trust, offer them relevant products and help them build

long term wealth. We are hopeful that the seeds of growth & development sown by all of us bear fruits in the days to

come.

Keep Investing, Keep Growing!

From Managing Director's Desk

Warm regards,

T Ramakrishnan MD & CEO

Mr. Yogesh Patil

Head - Equity

3

EQUITYMarket Review

Ÿ After a stable Jan'22, Feb'22 witnessed heightened volatility in Indian equity market (Nifty VIX touched 52 weeks high of 33.97 in Feb'22, currently at 27-28 levels) primarily on account of the global cues. At the start of Feb'22, investors were discussing about the possible rate hike in the developed markets and its impact on the global capital flows, however, post mid Feb'22 focus shifted towards the geopolitical tension between Russia and Ukraine and its probable impacts on global markets especially commodities. Russia did launch army operations against Ukraine, leading to a wave of negative sentiments in the global markets. Indian equities too were impacted and both the key indices – Sensex and Nifty were down by c.4-5% during the month.

Ÿ On the macro front, unfavourable base effect pushed Jan'22 headline CPI inflation slightly above RBI's tolerance limit as the reported number came in at 6.01% compared to 5.66% in Dec 21. Core inflation eased mildly to 6.20% as the impact of the telecom tariff hike was offset by the tax cut-led decline in motor fuels, while other core components barring housing saw stable sequential momentum.

Ÿ Industrial production growth eased to 0.4% in Dec'21 from 1.3% in Nov'21 led by mining (2.6% from 4.9% in Nov'21) and manufacturing output (declined by -0.1% from an increase of 0.8%). Within manufacturing, output of furniture and electrical equipment disappointed the most. Capital goods output contracted to 11-month low of 4.6% in Dec'21. Notably, IIP growth over a 2-year basis (2.6% in Dec'21) is back up to pre-pandemic levels – reflecting continued improvement post pandemic.

Ÿ Other key developments during the month— (1) the government prioritized economic growth over fiscal consolidation in FY2023 union budget. It targeted central GFD/GDP at 6.4% in FY2023BE, (2) the RBI kept policy rate unchanged. Meanwhile, the BoE, raised its key policy rate by 25bps to 0.5%. The ECB maintained status quo on rates despite record increase in inflation. The PBoC left its 1-year and 5-year loan prime rates unchanged, The BoK, in line with market expectations, left its policy rate unchanged. Reserve Bank of New Zealand (RBNZ) in line with expectations, raised its key policy rate by 25bps to 0.75%, (3) Indian government introduced green hydrogen policy, (4) real GDP in 3QFY22 grew 5.4% led by private consumption growth of 7% and (5) five Indian states have gone for assembly election; results will be announced on 10th Mar'22.

Ÿ On the sectoral indices front, Metals (+9.5%), Consumer Durables (+2.8%) and Power (-2.1%), outperformed the key indices while Oil & Gas (-7.3%), Auto (-6.8%), Cap Goods (-5.1%), Banks (-4.4%), IT (-3.6%) and FMCG (-3.4%) underperformed the key indices during the month.

Capital Flows:

Ÿ FIIs continued to be net sellers for the month. Net equity selling by FIIs stood at ₹ 35,592 Cr (USD 4.7bn) in Feb'22. Due to continuous selling

since last five months, FIIs have turned net sellers to the tune of ₹ 88,405 cr (USD 11.7bn) in last twelve months i.e., from Mar'21 – Feb'22. On the

other side, DIIs bought equity worth ₹ 1,87,188 Cr (USD 25.1bn) for the same period. (As on Feb'22 Source: SEBI) (Feb'22 Avg. 1 USD = INR

75.00)

Outlook

Ÿ The ongoing geopolitical tension between Russia and Ukraine could have significant ramification on global trade scenario over near to

medium term as most countries will align to new world realities. We have seen the impact on commodity prices which are inching up higher and the

supply chain is also getting disrupted again after it stabilised post Covid pandemic. Along with this, the uncertain environment on the interest rate

could further add to volatility in the markets. While we believe its too early to judge impact on the growth trend of global economy, we expect

negative sentiments to prevail over near term which could impact the capital flows, especially to the emerging markets.

Ÿ On the domestic front, while the lead indicators such as GST collection, freight data, electricity consumption – all continue to show good

traction on incremental basis, rising inflation has created concerns for the corporates and investors. India's Benchmark 10-year yield has risen

sharply during the month as Government announced a sharp increase in gross borrowing for the year FY23. Interest rate also faces risk from

higher than anticipated increase in inflation due to global developments.

Ÿ On the economic growth front, 3QFY22 GDP growth in YoY terms came in at 5.4% YoY (8.4% in 2QFY22). The moderation in activity is not only

driven by the base effect as some moderation is expected after the 'V' shaped bounce back from COVID 2.0 in Sept'21, but the pace of expansion

in 3QFY22 is underwhelming when considered in the backdrop of unwinding COVID restrictions across the nation. Overall pace of improvement

has been curtailed by manufacturing on the supply side and investments as well as exports on the demand side. Personal consumption has

improved despite higher inflation which means demand has been mainly driven by mid to high income households. In this backdrop, consumer

sentiments improving is positive for the economy which we have been highlighting. We believe India will see a consumption led demand recovery

growth as the per capita GDP has crossed the USD 2000 barrier and should flow down to growth in the non-discretionary consumption.

Ÿ Overall, the Indian equity markets looks to be on strong footing as the earnings growth finally seems to be on track after a lull of last five to seven

years and the recent correction in the markets has brought down the valuations near to historical levels in various pockets / sectors. The current

ongoing Geopolitical events may pose a risk to equities in the near term, however, we continue to like India's long term growth story. We prefer to

focus on existing leaders who are likely to disrupt/ innovate in their respective business segments to ensure that their leadership or competitive

moat remains strong. Value creation is imperative as our investment process gives high regard to , high standards of governance, high capital

efficiency, strong moats and sustainable growth.

MARKET REVIEW

4

DEBT

Ÿ Market started on a jittery note with yields hardening across the curve post union budget due to higher-than-expected gross market

borrowing of Rs. 14.95 lakh crores for FY2023 and absence of any announcement related to index inclusion. However later during the

month yields corrected due to dovish RBI policy and reduced market supply due to cancellation of G-Sec auctions and incremental monthly

switches. RBI in its monetary policy kept key rates unchanged and maintained accommodative stance, however Prof. Jayant Varma

continued voting against retaining accommodative stance. Also, MPC projected CPI inflation for FY2023 at much lower at 4.5%. During

end of month RBI announced revised Treasury bill calendar for month of march raising issuance by Rs. 60,000 crores. Higher global bond

yields and rising oil prices due to escalating geopolitical tension between Russia and Ukraine added to the negativity. 10-year Gsec

benchmark traded in a wide range of 6.65%-6.94%. 5-year OIS has also hardened by 10 bps during the month from 5.78% and then

softened to settle at 5.77% at the end of month, however 1-year OIS softened 16 bps to 4.33% .

Ÿ System liquidity remained in surplus range with average surplus liquidity in February increased to Rs. 6.88 lakh crores vs Rs. 6.29 lakh

crores in the month of January. Currency in Circulation (CIC) marginally rose to Rs. 30.80 lakh crore (end February) vs Rs. 30.32 lakh crore

(end January).

Ÿ CPI inflation accelerated slightly above RBI threshold band of 2%-6% to 6.01% in December as against 5.66% in December mainly

because of unfavourable base effect especially in food and fuel components.

Ÿ Slight decline in gross GST collection seen in February at Rs. 1.33 lakh crore vs Rs. 1.38 lakh crore collected in January, however it has

crossed Rs. 1.30 lakh crore mark for 5th time this year. Gross average monthly GST collection till date for current FY2022 stands at Rs.

1.22 lakh crore.

Ÿ India's GDP grew at 5.4% YOY during third quarter of FY 2021-22 lower than 8.4% YOY registered during Second quarter, yearly GDP

growth estimate for FY 2021-22 is revised lower to 8.9% compared to earlier estimate of 9.2%. YOY GVA growth for same quarter came at

4.7%.

Mr. Marzban Irani

CIO - Fixed Income

Ÿ Foreign portfolio investors sold Rs. 2,586 crores (Net) in debt market in February 2022 as against an inflow of Rs. 3,080 crores (Net) in

January 2022

Ÿ Bank of England's MPC provided a hawkish surprise to market by raising its key policy rates by 25 bps to 0.50% due to persistent higher

inflation. ECB kept rates unchanged and maintained accommodative stance.

Outlook

Ÿ In mid of ongoing war between Russia and Ukraine commodity prices are rising especially crude, hence it's expected that government

will also raise domestic fuel prices which will be inflationary in nature. Market participants will be watchful for inflation print both domestic

and in US. Also, whether FED is rising rates by 25 bps or 50 bps in its upcoming monetary policy in mid-march and governments first half

borrowing calendar figures. Investors appetite specially insurance companies and pension funds will provide support to yields in

secondary market in absence of any G-sec auctions during the month.

MARKET REVIEW

Source: Bloomberg

28-Feb-22 01-Feb-22 Change

USD/INR 75.34 74.80 0.72%

Brent Crude Oil ($/bbl) 100.99 89.16 13.27%

Gold ($/oz) 1,908.99 1,801.19 5.98%

T-Repo 3.23% 3.39% -0.16%

10-year G-Sec 6.77% 6.85% -0.08%

10-year AAA PSU 7.11% 7.10% 0.01%

US 10-year Gilt 1.83% 1.83% -0.01%

Market Indicators

RISKOMETER

Riskometer - Scheme

LIC MF Large Cap Fund

LIC MF Flexi Cap Fund

LIC MF Large & Mid Cap Fund

LIC MF Tax Plan

LIC MF Index Fund-Sensex Plan

LIC MF Index Fund-Nifty Plan

LIC MF Exchange Traded Fund - Nifty 50

LIC MF Exchange Traded Fund - Sensex


Ÿ Long Term Capital AppreciationŸ A Fund that primarily invest in

large-cap stockŸ Risk - Very High

Ÿ Long Term Capital AppreciationŸ Investing across Large, Mid & Small-cap

stocksŸ Risk - Very High

Ÿ Long Term Capital AppreciationŸ A Fund that primarily invest in large and

mid-cap stocksŸ Risk - Very High

Ÿ Long Term Capital GrowthŸ Investing in equity and equity related

securities.Ÿ Risk - Very High

Ÿ Long Term Capital GrowthŸ Investment in equity instrument of S&P

BSE Sensex Index stocks subject to tracking error.

Ÿ Risk - Very High

Ÿ Long Term Capital Growth

Ÿ Investment in equity instrument of NIFTY

50 Index stocks subject to tracking error.

Ÿ Risk - Very High

Ÿ Long Term InvestmentŸ Investment in securities covered by NIFTY

50 Index, subject to tracking errors.Ÿ Risk - Very High

Ÿ Long Term InvestmentŸ Investment in securities covered by S&P

BSE SENSEX, subject to tracking errors.

Ÿ Risk - Very High

Ÿ Long Term InvestmentŸ Investment in equity and equity related

securities and portfolios replicating the composition of NIFTY 100 Index, subject to tracking errors.

Ÿ Risk - Very High

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW



The Product is suitable for investorswho are seeking*

Riskometer- First Tier Benchmark

Nifty 100 TRI

First Tier Benchmark Name

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Nifty 500 TRILow

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Nifty LargeMidcap250 TRI

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Nifty 500 TRILow

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


S&P BSE Sensex TRI

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

NIFTY 50 TRI

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

NIFTY 50 TRI

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

S&P BSE Sensex TRI

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

NIFTY 100 TRI

5

LIC MF Balanced Advantage Fund

Ÿ Capital appreciation over a long period of time

Ÿ Investments in a dynamically managed portfolio of equity and equity related instruments, debt and money market instruments.

Ÿ Risk - Moderately High

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Investors understand that their principalwill be at Moderately High risk

Nifty 50 HybridComposite

Debt 50:50 Index Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

RISKOMETER

Riskometer - Scheme

LIC MF Infrastructure Fund

Ÿ Capital appreciation over long termŸ Investment predominantly in a portfolio of

equity and equity related securities of companies engaged in banking and financial services.

Ÿ Risk - Very High

Ÿ Long Term Capital GrowthŸ Investment in equity and equity related

instruments of companies engaged either directly or indirectly in infrastructure sector.

Ÿ Risk - Very High

LIC MF Banking & Financial Services Fund

LIC MF Children’s Gift Fund

LIC MF Equity Hybrid Fund

LIC MF Unit Linked Insurance Scheme

Ÿ Long term capital appreciation with current income.

Ÿ A fund that invests both in stocks and fixed income instruments.

Ÿ Risk - Very High

Ÿ Long term capital appreciation and current income.

Ÿ Investment in equity and equity related securiries, fixed income securities (debt and money market securities).

Ÿ Risk - Very High

Ÿ Long term capital appreciation and current income

Ÿ A fund that invests both in stocks and fixed income instruments.

Ÿ Risk - Very High

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW



Riskometer - First Tier Benchmark

Nifty FinancialServices TRI

First Tier Benchmark Name

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Nifty Infrastructure TRILow

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


CRISIL Hybrid 35+65 Aggressive Index Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

CRISIL Hybrid 35+65 Aggressive Index

CRISIL Hybrid 35+65 Aggressive Index

LIC MF Debt Hybrid Fund

Ÿ Medium term capital appreciation with current income

Ÿ A fund that invests predominantly in debt instruments with marginal equity exposure.

Ÿ Risk - Moderate

LIC MF G-Sec Long Term Exchange Traded Fund

Ÿ Medium to long term regular incomeŸ Investment in securities in line with Nifty

8-13 yr G-Sec Index to generate comparable returns subject to tracking error.

Ÿ Risk - Moderate

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Investors understand that their principalwill be at Moderate risk

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Nifty 8-13 yr G-Sec

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

CRISIL Hybrid 85+15Conservative Index

LIC MF Bond Fund

Ÿ Income over medium to long termŸ To generate income/capital appreciation

through investments in Debt and Money market instruments.

Ÿ Risk - Moderate

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

CRISIL CompositeBond Fund Index


6

RISKOMETER

Riskometer - Scheme

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Investors understand that their principalwill be at Low to Moderate risk


Nifty All DurationG-Sec Index Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

LIC MF Government Securities Fund

Ÿ Long term capital appreciation and current income

Ÿ Investment in sovereign securities issued by Central/ State Government.

Ÿ Risk - Low to Moderate

LIC MF Short Term Debt Fund

Ÿ Generation of reasonable returns over short to medium term.

Ÿ Investment in Debt securities and money market instruments.


Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


CRISIL Short TermBond Fund Index Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

LIC MF Banking & PSU Debt Fund

LIC MF Savings Fund

Ÿ Regular income for medium term capital appreciation with current income

Ÿ An income fund that invests predominantly in debt and money market instruments issued by Banks, Publ ic Sector Undertakings, Public Financial Institutions and Municipal Bonds.


Ÿ Regular Income for short termŸ A fund that focuses on low duration

securities.Ÿ Risk - Low to Moderate

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


NIFTY Banking &PSU Debt Index Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


CRISIL LowDuration Debt Index Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

LIC MF Ultra Short Term Fund

Ÿ Regular income over short term.

Ÿ Investment in Debt & Money Market Instruments such that the Macaulay Duration of the portfolio is between 3 months - 6 months.

Ÿ Risk - Low

LIC MF Liquid Fund

Ÿ Regular income for short termŸ Investment in debt / money market

instruments with maturity of upto 91 days. Ÿ Risk - Low to Moderate

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


CRISIL LiquidFund Index

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Investors understand that their principalwill be at Low risk

CRISIL Ultra ShortTerm Debt Index

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW

LIC MF Arbitrage Fund

Ÿ Income over a short term investment horizon.

Ÿ Income through arbitrage opportunities between cash and derivative market and arbitrage opportunities within the derivative segment of the equity market.

• Risk - Low

LIC MF Overnight Fund

Ÿ Regular income with high levels of safety and liquidity over short term

Ÿ Investment in debt and money market instruments with overnight maturity.

Ÿ Risk - Low

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


NIFTY 50 Arbitrage IndexLow

Low toModerate


High

Very High

RISKOMETER HIGHLOW

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


NIFTY 1D Rate Index

Low

Low toModerate


High

Very High

RISKOMETER HIGHLOW


7

Riskometer - First Tier BenchmarkFirst Tier Benchmark Name

PRC Matrix of Debt Schemes of LIC Mutual Fund

SEBI vide its Circular No. SEBI/HO/IMD/IMD-II DOF3/P/CIR/2021/573 dated June 07, 2021, regarding Potential Risk Class (PRC) Matrix for debt schemes based on Interest Rate Risk and Credit Risk. Accordingly, PRC Matrix for debt schemes of LIC Mutual Fund w.e.f. December 1, 2021 is as follows:

Credit Risk

Interest Rate Risk

Relatively Low (Class I)

Moderate (Class II)

Relatively High (Class III) A-III

LIC MF Banking & PSU Debt Fund

Relatively Low

(Class A)

Moderate

(Class B)

Relatively High

(Class C)

Potential Risk Class

LIC MF Bond Fund

Credit Risk

Interest Rate Risk


Moderate (Class II)

Relatively High (Class III) B-III

Relatively Low

(Class A)

Moderate

(Class B)

Relatively High

(Class C)


Credit Risk

Interest Rate Risk

Relatively Low (Class I) B-I

Moderate (Class II)

Relatively High (Class III)

LIC MF Savings Fund

Relatively Low

(Class A)

Moderate

(Class B)

Relatively High

(Class C)


Credit Risk

Interest Rate Risk


Moderate (Class II) B-II



Relatively Low

(Class A)

Moderate

(Class B)

Relatively High

(Class C)


Credit Risk

Interest Rate Risk


Moderate (Class II)



Relatively Low

(Class A)

Moderate

(Class B)

Relatively High

(Class C)


Credit Risk

Interest Rate Risk

Relatively Low (Class I) A-I

Moderate (Class II)



Relatively Low

(Class A)

Moderate

(Class B)

Relatively High

(Class C)


Credit Risk

Interest Rate Risk


Moderate (Class II)


LIC MF Liquid Fund

Relatively Low

(Class A)

Moderate

(Class B)

Relatively High

(Class C)


Credit Risk

Interest Rate Risk


Moderate (Class II)


LIC MF Govt. Securities Fund

Relatively Low

(Class A)

Moderate

(Class B)

Relatively High

(Class C)


Credit Risk

Interest Rate Risk


Moderate (Class II)


LIC MF G-Sec Long Term ETF

Relatively Low

(Class A)

Moderate

(Class B)

Relatively High

(Class C)


8

To achieve long term capital appreciation by investing in diversified portfolio predominantly consisting of

equity and equity related securities of Large Cap companies including derivatives. However there can be no

assurance that the investment objective of the scheme will be achieved.

thAbove returns are as on 28 February, 2022. Past performance may or may not be sustained in the future. # Nifty 100 TRI, ## Nifty 50 TRI. Assuming ` 10,000/- invested

systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method (investment

internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for illustrative

purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any

returns. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for

since inception, hence performance for such period is not available.

SCHEME PERFORMANCE

SIP PERFORMANCE

PORTFOLIO AS ON 28.02.2022

INVESTMENT OBJECTIVESCHEME FEATURES

SECTOR ALLOCATION (% of NAV)

Company % of NAV Company % of NAV

SIP Investments 1 Year 3 Years 7 Years5 Years 10 Years Since Inception*

Total Amount Invested (`) 1,20,000 3,60,000 8,40,0006,00,000 12,00,000 NA

Market Value as on February 28, 2022 (`) 1,25,380 4,77,728 8,67,214 23,56,216 NA

Returns (CAGR) (%) 8.49 19.32 13.0314.74 12.95 NA

First Tier Benchmark Returns (CAGR) (%) #

Additional Benchmark Returns (CAGR) (%) ##

7.29

7.33

21.10 14.75

21.08 14.93

15.93

16.27

14.35

14.16

NA

NA

Scheme Nifty 100 TRI* Nifty 100 TRI* Nifty 50 TRI** Nifty 50 TRI** Scheme

1 Year 18.46 17.26 16.89 11,857 11,736 11,699

3 Years 17.33 17.12 17.25 16,160 16,072 16,124

5 Years 12.87 14.57 15.03 18,324 19,751 20,144

Since Inception 5.14 NA 10.78 39,667 NA 1,67,111

CAGR (%)Value of lumpsum investment of 10,000/- invested ₹

on inception datePeriod

thAbove returns are as on 28 February, 2022. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth

thoption. Mr. Yogesh Patil is managing the above scheme from 18 September, 2020 and total no. of schemes managed by him is 8. Past performance may or may not be

sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the

scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available.*First Tier Benchmark,

** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page

no 36.

Factsheet March, 2022

Scheme Type: An open ended equity scheme predominantly investing in Large Cap stocks.

Date of allotment: September 01, 1994

Fund Size:

AUM as on 28/02/2022: ₹ 637.58 CrAverage AUM for February 2022: ₹ 646.74 Cr

First Tier Benchmark: Nifty 100 TRI

Minimum Investment (lumpsum): ₹ 5,000/-

Fund Manager:Name: Mr. Yogesh Patil;Experience: 17+ years

NAV as on February 28, 2022:NAV Regular Plan Direct Plan

Growth ₹ 39.6668 ₹ 43.4198

IDCW ₹ 23.9565 ₹ 27.8737

Expense Ratio:Regular: 2.69% Direct: 1.29%(for detailed bifurcation on TER, please see page no 36)

Annual Portfolio Turnover Ratio: 0.17 times

Risk Measures:Standard Deviation 5.38Portfolio Beta 0.86Sharpe Ratio 0.2129

Load Structure:Entry Load - NIL

Exit Load

Ÿ 12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units.

Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units.

Ÿ Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.

13,35,510

9

23.24%

16.42%

6.99%

6.81%

5.18%

4.96%

4.75%

4.65%

4.45%

3.00%

2.97%

2.53%

2.45%

2.13%

1.86%

1.08%

0.91%

0.73%

0.71%

Banks

Software

Consumer Non Durables

Finance

Pharmaceuticals

Insurance

Petroleum Products

Auto

Retailing

Cement & Cement Products

Consumer Durables

Telecom - Services

Construction Project

Non - Ferrous Metals

Healthcare Services

Gas

Auto Ancillaries

Chemicals

Ferrous Metals

Equity HoldingsAutoMaruti Suzuki India Ltd.Tata Motors Ltd.Mahindra & Mahindra Ltd.Auto AncillariesMotherson Sumi Systems Ltd.Motherson Sumi Wiring India Ltd.BanksICICI Bank Ltd.HDFC Bank Ltd.Axis Bank Ltd.Kotak Mahindra Bank Ltd.State Bank of IndiaCement & Cement ProductsUltratech Cement Ltd.Shree Cement Ltd.ChemicalsSRF Ltd.Construction ProjectLarsen & Toubro Ltd.Consumer DurablesTitan Company Ltd.Voltas Ltd.Consumer Non DurablesHindustan Unilever Ltd.Asian Paints Ltd.Tata Consumer Products Ltd.United Spirits Ltd.Nestle India Ltd.Ferrous MetalsTata Steel Ltd.FinanceBajaj Finance Ltd.HDFC Ltd.

4.65%2.14%1.42%1.08%0.91%0.73%0.17%

23.34%7.96%6.57%3.29%3.00%2.51%3.00%1.94%1.07%0.73%0.73%2.45%2.45%2.97%2.57%0.40%6.99%1.95%1.53%1.34%1.11%1.05%0.71%0.71%6.81%3.90%2.91%

GasGAIL (India) Ltd.Healthcare ServicesApollo Hospitals Enterprise Ltd.InsuranceBajaj Finserv Ltd.SBI Life Insurance Company Ltd.HDFC Life Insurance Company Ltd.ICICI Lombard General Insurance Co. Ltd.Non - Ferrous MetalsHindalco Industries Ltd.Petroleum ProductsReliance Industries Ltd.PharmaceuticalsDivi's Laboratories Ltd.Biocon Ltd.Dr. Reddy's Laboratories Ltd.Torrent Pharmaceuticals Ltd.Gland Pharma Ltd.RetailingAvenue Supermarts Ltd.SoftwareInfosys Ltd.Tata Consultancy Services Ltd.Mphasis Ltd.HCL Technologies Ltd.Telecom - ServicesBharti Airtel Ltd.Bharti Airtel Ltd. Partly Paid Up Fv 1.25Equity Holdings TotalCash & Other ReceivablesTREPS / RepoNet Receivables/(Payables)Cash & Other Receivables TotalGrand Total

1.08%1.08%1.86%1.86%5.18%3.24%0.74%0.71%0.49%2.13%2.13%4.96%4.96%4.45%1.10%0.98%0.85%0.84%0.68%4.75%4.75%

16.42%8.46%4.90%1.67%1.39%2.53%2.45%0.08%

95.94%

4.55%-0.48%4.06%

100.00%

Top 10 holdings

To generate long term capital appreciation by investing substantially in a portfolio of equity and equity linked

instruments of large cap and midcap companies.

thAbove returns are as on 28 February, 2022. Past performance may or may not be sustained in the future. # Nifty LargeMidcap 250 TRI, ## NIFTY 50 TRI. Assuming ̀ 10,000/-

invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR method

(investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is

for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or

forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The performance of the

scheme is benchmarked to the Total Return variant of the index.

SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception

Total Amount Invested (`) 1,20,000 3,60,000 6,00,000 - - 8,40,000

Market Value as on February 28, 2022 (`) 1,27,142 5,02,573 9,00,491 - - 14,54,305

Returns (CAGR) (%) 11.31 22.98 16.27 - - 15.42



6.31 25.24 17.54

7.33 21.08 16.27

-

-

-

-

16.16

14.93

SCHEME FEATURES INVESTMENT OBJECTIVE


SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme Nifty LargeMidcap 250 TRI* Nifty LargeMidcap 250 TRI*SchemeNifty 50 TRI**

Nifty 50 TRI**

1 Year 23.02 19.50 16.89 12,316 11,962 11,699

3 Years 19.25 19.72 17.25 16,965 17,166 16,124

5 Years 14.34 15.14 15.03 19,552 20,244 20,144

Since Inception 12.93 13.11 11.10 23,466 23,733 20,919

PeriodCAGR (%)

Value of lumpsum investment of 10,000/- ₹invested on inception date

thAbove returns are as on 28 February, 2022. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth th thoption. Mr. Yogesh Patil is managing the above scheme from 18 September, 2020 and total no. of schemes managed by him is 8. Date of allotment is 25 Feb’2015. Past

performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. NA : Not Available. The Mutual Fund is not

guaranteeing or promising or forecasting any returns. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please

Scheme Type: An open ended equity scheme investing in both Large Cap and Mid Cap stocks

Date of Allotment: February 25, 2015

Fund Size:

AUM as on 28/02/2020: ₹ 1,565.92 Cr

: 1,589.77 CrAverage AUM for February 2022 ₹

First Tier Benchmark: Nifty LargeMidcap 250 TRI


Fund Manager:Name: Mr. Yogesh PatilExperience: 17+ years


Growth ₹ 23.4664 ₹ 25.7998

IDCW ₹ 20.2640 ₹ 21.7285




Load Structure:

Entry Load - NIL

Exit Load




10

16.26%

11.32%

8.93%

6.11%

6.05%

6.04%

5.28%

4.53%

4.45%

3.98%

3.44%

2.86%

2.60%

2.14%

1.83%

1.76%

1.54%

1.49%

1.42%

1.31%

1.16%

0.91%

0.88%

Banks

Software

Chemicals

Retailing

Industrial Products

Consumer Durables


Pharmaceuticals

Finance

Gas

Construction

Capital Markets

Leisure Services

Petroleum Products

Telecom - Services

Fertilisers

Healthcare Services

Other Services

Textile Products

Industrial Capital Goods

Transportation

Auto Ancillaries

Pesticides


Equity HoldingsAuto AncillariesWABCO India Ltd.BanksICICI Bank Ltd.HDFC Bank Ltd.Axis Bank Ltd.Kotak Mahindra Bank Ltd.State Bank of IndiaThe Federal Bank Ltd.City Union Bank Ltd.Capital MarketsICICI Securities Ltd.Nippon Life India Asset Management Ltd.ChemicalsAtul Ltd.Tata Chemicals Ltd.SRF Ltd.Linde India Ltd.Vinati Organics Ltd.Navin Fluorine International Ltd.ConstructionBrigade Enterprises Ltd.Puravankara Ltd.Ashoka Buildcon Ltd.Consumer DurablesVoltas Ltd.Crompton Greaves Cons Electrical Ltd.Whirlpool of India Ltd.Bajaj Electricals Ltd.Consumer Non DurablesTata Consumer Products Ltd.Hindustan Unilever Ltd.Kansai Nerolac Paints Ltd.3M India Ltd.FertilisersCoromandel International Ltd.FinanceBajaj Finance Ltd.Cholamandalam Financial Holdings Ltd.Shriram City Union Finance Ltd.GasGAIL (India) Ltd.Gujarat State Petronet Ltd.Gujarat Gas Ltd.Healthcare ServicesApollo Hospitals Enterprise Ltd.

0.91%0.91%

16.26%5.93%3.86%1.92%1.39%1.19%1.06%0.90%2.86%1.70%1.15%8.89%1.94%1.85%1.70%1.40%1.30%0.70%3.44%1.60%1.01%0.84%6.04%1.85%1.61%1.36%1.22%5.28%1.70%1.39%1.38%0.81%1.42%1.42%4.45%2.13%1.24%1.08%3.98%1.71%1.44%0.83%1.76%1.31%

Dr. Lal Path Labs Ltd.Industrial Capital GoodsLakshmi Machine Works Ltd.Industrial ProductsCummins India Ltd.Carborundum Universal Ltd.Schaeffler India Ltd.Supreme Industries Ltd.RHI Magnesita India Ltd.Leisure ServicesDevyani International Ltd.The Indian Hotels Company Ltd.Other ServicesQuess Corp Ltd.PesticidesAstec LifeSciences Ltd.Petroleum ProductsReliance Industries Ltd.PharmaceuticalsIPCA Laboratories Ltd.Biocon Ltd.Ajanta Pharma Ltd.Dr. Reddy's Laboratories Ltd.RetailingAvenue Supermarts Ltd.Info Edge (India) Ltd.Aditya Birla Fashion and Retail Ltd.Trent Ltd.SoftwareInfosys Ltd.Tata Consultancy Services Ltd.HCL Technologies Ltd.Mphasis Ltd.Birlasoft Ltd.Telecom - ServicesBharti Airtel Ltd.Bharti Airtel Ltd. Partly Paid Up Fv 1.25Textile ProductsPage Industries Ltd.TransportationTransport Corporation Of India Ltd.Equity Holdings TotalCash & Other ReceivablesTREPS / RepoNet Receivables/(Payables)Cash & Other Receivables TotalGrand Total

0.45%1.31%1.31%6.05%1.86%1.26%1.17%1.01%0.75%2.60%1.59%1.01%1.54%1.54%0.88%0.88%2.14%2.14%4.53%1.65%1.33%0.78%0.76%6.11%2.58%1.25%1.19%1.09%

11.32%5.31%2.74%1.46%0.98%0.83%1.83%1.77%0.06%1.49%1.49%1.16%1.16%

96.27%

4.19%-0.46%3.73%

100.00%

Top 10 holdings

The investment objective of the scheme is to generate long-term capital appreciation for unit holders from a

portfolio that in invested substantially in equity and equity related securities of companies engaged in

banking and financial services sector. However there can be no assurance that the investment objective of

the scheme will be achieved.



SCHEME PERFORMANCE

Company % of NAV

SECTOR ALLOCATION (% of NAV)Scheme

Nifty Financial Services TRI*

Nifty Financial Services TRI*

Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 2.52 5.85 16.89 10,254 10,588

23,996

11,699

21,948

3 Years 13,143 15,294 16,124

5 Years 4.39

9.53

16.02

15.20

15.03

17.25

12,397 21,032 20,144

Since Inception 3.96 13.46 12.01 13,085

PeriodCAGR (%)

Value of lumpsum investment of 10,000/-₹invested on inception date


th thoption. Mr. Jaiprakash Toshniwal is managing the above scheme from 6 September 2021 and total no. of schemes managed by him is 7. Date of allotment is 27 March'2015.

Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or

promising or forecasting any returns. *First Tier Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return

variant of the index. 36. For detailed disclaimer, please refer page no 36

Scheme Type: An open ended equity scheme investing in banking & financial companies

Date of Allotment: March 27, 2015

Fund Size:

AUM as on 28/02/2020: ₹ 53.53 Cr

: 56.46 CrAverage AUM for February 2022 ₹

First Tier Benchmark: Nifty Financial Services TRI


Fund Manager:Name: Mr. Jaiprakash Toshniwal

12+Experience: years

NAV as on February 28, 2022:NAV Regular Plan Direct PlanGrowth ₹ 13.0855 ₹ 14.1001IDCW ₹ 13.0833 ₹ 14.0306




thAbove returns are as on 28 February, 2022. Past performance may or may not be sustained in the future. # Nifty Financial Services TRI, ## Nifty 50 TRI. Assuming ̀ 10,000/- invested systematically on the first Business Day of every month over a period of time.

CAGR returns are computed after accounting for the cash by using XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment simulation is for

illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of

the subsequent month from the date of inception. The performance of the scheme is benchmarked to the Total Return variant of the index.

SIP Investments 1 Year 3 Years 5 Years 10 Years7 Years Since Inception

Total Amount Invested (`) 1,20,000 3,60,000

1,17,543 4,21,585

-3.80 10.56

-1.54 15.60

7.33 21.08

6,00,000 -- 8,30,000

Market Value as on February 28, 2022 (`) 7,05,294 -- 10,32,585

Returns (CAGR) (%) 6.41 -- 6.23



14.10

16.27

--

--

15.08

15.05

SIP PERFORMANCE

11

Load Structure:

Entry Load - NIL

Exit Load




72.67%

20.02%

Banks

Finance

6.37%Insurance


Equity Holdings

Banks

HDFC Bank Ltd.

ICICI Bank Ltd.

Axis Bank Ltd.

State Bank of India

The Federal Bank Ltd.

City Union Bank Ltd.

Kotak Mahindra Bank Ltd.

Bank of Baroda

Karur Vysya Bank Ltd.

Finance

HDFC Ltd.

SBI Cards & Payment Services Ltd.

Sundaram Finance Ltd.

Piramal Enterprises Ltd.

Bajaj Finance Ltd.

Shriram Transport Finance Company Ltd.

Insurance

ICICI Prudential Life Insurance Co Ltd.

SBI Life Insurance Company Ltd.

HDFC Life Insurance Company Ltd.

Equity Holdings Total

Cash & Other Receivables

TREPS / Repo

Net Receivables/(Payables)

Cash & Other Receivables Total

Grand Total

72.67%

17.65%

16.85%

9.54%

9.02%

4.59%

4.52%

4.06%

3.55%

2.89%

20.02%

8.32%

2.96%

2.82%

2.53%

1.87%

1.53%

6.37%

2.59%

2.19%

1.58%

99.06%

1.47%

-0.53%

0.94%

100.00%

Top 10 holdings

The main investment objective of the scheme is to provide capital growth by investing across Large, Mid &

Small Cap stocks. The investment portfolio of the scheme will be constantly monitored and reviewed to

optimise capital growth. However, there is no assurance that the investment objective of the Schemes will be

realized.





returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for

SIP Investments 1 Year 3 Years 5 Years 10 Years7 Years Since Inception*

Total Amount Invested ( )` 1,20,000 3,60,000 6,00,000 12,00,0008,40,000 NA

Market Value as on February 28, 2022 ( ) ` 1,20,828 4,44,322 7,87,953 19,83,68611,80,338 NA

Returns (CAGR) (%) 1.29 14.20 10.86 9.719.57 NA



7.01

7.33

23.00

21.08

16.47

16.27

14.8015.11

14.1614.93

NA

NA



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme Scheme

1 Year 13.14 18.66 16.89 11,322 11,877 11,699

3 Years 13.20 18.20 17.25 14,510 16,521 16,124

5 Years 8.96 14.50 15.03 15,364 19,688 20,144


PeriodCAGR (%)

Value of lumpsum investment of 10,000/- invested ₹on inception date

thAbove returns are as on 28 February, 2022. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth thoption. Mr. Yogesh Patil is managing the above scheme from 4 October 2018 and total no. of schemes managed by him is 8. Past performance may or may not be sustained in

the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was

launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available.*First Tier Benchmark, ** Additional

Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 36.

Nifty 500 TRI* Nifty 500 TRI* Nifty 50 TRI** Nifty 50 TRI**

Scheme Type: An open ended dynamic equity scheme investing across large cap, mid cap andsmall cap stocks.

Date of Allotment: April 15, 1993

Fund Size:

AUM as on 28/02/2020: ₹ 404.46 Cr




Fund Manager:Name: Mr. Yogesh PatilExperience: years17+


Growth ₹ 63.4202 ₹ 67.8341

IDCW ₹ 20.7561 ₹ 24.1132




12

Load Structure:

Entry Load - NIL

Exit Load




24.61%

17.27%

8.84%

5.36%

4.86%

4.16%

4.11%

3.13%

3.02%

2.70%

2.33%

2.19%

2.16%

2.10%

2.06%

1.66%

1.60%

1.40%

1.26%

0.97%

0.95%

0.70%

Banks

Software


Consumer Durables

Pharmaceuticals

Transportation

Gas

Telecom - Services

Finance

Insurance

Fertilisers

Construction

Auto

Chemicals


Other Services

Leisure Services

Healthcare Services

Capital Markets

Industrial Products

Textile Products

Ferrous Metals


Equity HoldingsAutoTata Motors Ltd.Maruti Suzuki India Ltd.BanksICICI Bank Ltd.HDFC Bank Ltd.Kotak Mahindra Bank Ltd.State Bank of IndiaAxis Bank Ltd.The Federal Bank Ltd.City Union Bank Ltd.Capital MarketsMulti Commodity Exchange Of India Ltd.ChemicalsLinde India Ltd.SRF Ltd.NOCIL Ltd.ConstructionAshoka Buildcon Ltd.Puravankara Ltd.Consumer DurablesTitan Company Ltd.Whirlpool of India Ltd.TTK Prestige Ltd.Orient Electric Ltd.Johnson Controls-Hitachi AC India Ltd.Consumer Non DurablesHindustan Unilever Ltd.Asian Paints Ltd.Nestle India Ltd.Kansai Nerolac Paints Ltd.Dabur India Ltd.Ferrous MetalsTata Steel Ltd.FertilisersCoromandel International Ltd.FinanceHousing Development Finance Corp Ltd.Shriram City Union Finance Ltd.Gas

2.19%1.11%1.08%

24.61%8.92%6.86%3.12%2.19%1.49%1.14%0.88%0.97%0.97%2.06%1.01%0.88%0.18%2.33%1.26%1.07%5.36%1.86%1.46%1.34%0.63%0.06%8.84%2.67%1.88%1.59%1.50%1.21%0.70%0.70%2.16%2.16%3.02%2.05%0.97%4.11%

Gujarat Gas Ltd.GAIL (India) Ltd.Gujarat State Petronet Ltd.Healthcare ServicesApollo Hospitals Enterprise Ltd.Industrial ProductsMM Forgings Ltd.InsuranceSBI Life Insurance Company Ltd.ICICI Lombard General Insurance Co. Ltd.HDFC Life Insurance Company Ltd.Leisure ServicesDevyani International Ltd.Non - Ferrous MetalsHindalco Industries Ltd.Other ServicesQuess Corp Ltd.PharmaceuticalsBiocon Ltd.Alkem Laboratories Ltd.Gland Pharma Ltd.Dr. Reddy's Laboratories Ltd.SoftwareInfosys Ltd.Tata Consultancy Services Ltd.HCL Technologies Ltd.Tech Mahindra Ltd.Telecom - ServicesBharti Airtel Ltd.Bharti Airtel Ltd. Partly Paid Up Fv 1.25Textile ProductsHimatsingka Seide Ltd.TransportationTransport Corporation Of India Ltd.Container Corporation Of India Ltd.Equity Holdings TotalCash & Other ReceivablesTREPS / RepoNet Receivables/(Payables)Cash & Other Receivables TotalGrand Total

2.28%0.97%0.86%1.40%1.40%1.60%1.60%2.70%1.23%0.74%0.73%1.26%1.26%2.10%2.10%1.66%1.66%4.86%2.55%0.89%0.74%0.68%

17.27%9.00%5.10%1.82%1.35%3.13%3.03%0.10%0.95%0.95%4.16%2.63%1.53%

97.45%

3.19%-0.64%2.55%

100.00%

Top 10 holdings





returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are not available for

since inception, hence performance for such period is not available.

To provide capital growth along with tax rebate and tax relief to our investors through prudent investments in

the stock markets. An open ended equity linked tax saving Scheme which offers investors the opportunity to

seek Tax rebate u/s 80C of the Income Tax Act 1961. However, there is no assurance that the investment

objective of the Schemes will be realized.

SIP Investments 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception*

Total Amount Invested ( )₹ 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 NA

NA

NA

NA

NA

Market Value as on February 28, 2022 ( ) ₹ 1,25,073 4,73,862 8,47,970 13,22,574 24,12,187

Returns (CAGR) (%) 8.00 18.74 13.83 12.76 13.39



7.01

7.33

23.00

21.08

16.47 15.11

16.27 14.93

14.80

14.16



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme Nifty 500 TRI* Nifty 500 TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 18.90 18.66 16.89 11,902

15,525

11,877 11,699

3 Years 15.78 18.20 17.25 16,521 16,124

5 Years 12.86 14.50 15.03 18,314 19,688 20,144

Since Inception 9.50 15.12 13.51 96,090 3,34,434 2,35,802

PeriodCAGR (%)



thoption. Mr. Yogesh Patil is managing the above scheme from 18 September 2020 and total no. of schemes managed by him is 8. Past performance may or may not be

sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *First

Tier Benchmark, **Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no

36.

Scheme Type: An open ended equity linked

saving scheme with a statutory lock in of 3 years

and tax benefit.

Date of Allotment: March 31,1997

Fund Size:

AUM as on 28/02/2020: ₹ 393.21 Cr


Load Structure:Entry Load: Nil

Exit Load: Nil (Subject to lock-in period of 3

years)


Minimum Investment (lumpsum): ₹ 500/-

Fund Manager:

Name: Mr. Yogesh Patil

Experience: years17+


Growth ₹ 96.0902 ₹ 105.5632

IDCW ₹ 21.8445 ₹ 25.1791




13

22.32%

16.93%

7.94%

5.66%

5.57%

5.53%

4.62%

4.44%

2.92%

2.87%

2.54%

2.43%

2.26%

2.06%

2.03%

1.71%

1.23%

1.11%

0.90%

0.90%

Banks

Software

Retailing

Pharmaceuticals

Chemicals

Consumer Durables


Finance

Telecom - Services

Petroleum Products

Insurance

Auto

Construction

Healthcare Services

Textile Products

Gas

Leisure Services

Fertilisers

Capital Markets

Other Services


Equity HoldingsAutoMahindra & Mahindra Ltd.Maruti Suzuki India Ltd.BanksICICI Bank Ltd.HDFC Bank Ltd.Kotak Mahindra Bank Ltd.Axis Bank Ltd.State Bank of IndiaCity Union Bank Ltd.Capital MarketsICICI Securities Ltd.ChemicalsAtul Ltd.Tata Chemicals Ltd.Vinati Organics Ltd.SRF Ltd.ConstructionBrigade Enterprises Ltd.Consumer DurablesTitan Company Ltd.Crompton Greaves Cons Electrical Ltd.Bata India Ltd.Orient Electric Ltd.Consumer Non DurablesTata Consumer Products Ltd.Hindustan Unilever Ltd.Asian Paints Ltd.Nestle India Ltd.FertilisersCoromandel International Ltd.FinanceBajaj Finance Ltd.Housing Development Finance Corp Ltd.GasGAIL (India) Ltd.Gujarat State Petronet Ltd.Healthcare ServicesApollo Hospitals Enterprise Ltd.

2.54%1.36%1.18%

22.32%9.34%6.84%2.80%1.94%0.71%0.68%0.90%0.90%5.57%2.00%1.31%1.30%0.97%2.26%2.26%4.62%2.27%1.10%0.64%0.60%5.66%2.01%1.72%1.21%0.72%1.11%1.11%4.44%3.49%0.94%1.71%0.91%0.80%2.03%2.03%

InsuranceSBI Life Insurance Company Ltd.ICICI Lombard General Insurance Co. Ltd.ICICI Prudential Life Insurance Co Ltd.Leisure ServicesThe Indian Hotels Company Ltd.Other ServicesQuess Corp Ltd.Petroleum ProductsReliance Industries Ltd.PharmaceuticalsIPCA Laboratories Ltd.Biocon Ltd.Cipla Ltd.Gland Pharma Ltd.Torrent Pharmaceuticals Ltd.Divi's Laboratories Ltd.RetailingAvenue Supermarts Ltd.Aditya Birla Fashion and Retail Ltd.Trent Ltd.Info Edge (India) Ltd.SoftwareInfosys Ltd.Tata Consultancy Services Ltd.HCL Technologies Ltd.Mphasis Ltd.Telecom - ServicesBharti Airtel Ltd.Bharti Airtel Ltd. Partly Paid Up Fv 1.25Textile ProductsPage Industries Ltd.Himatsingka Seide Ltd.Equity Holdings TotalCash & Other ReceivablesTREPS / RepoNet Receivables/(Payables)Cash & Other Receivables TotalGrand Total

2.43%1.08%0.76%0.59%1.23%1.23%0.90%0.90%2.92%2.92%5.53%1.50%1.39%0.87%0.76%0.56%0.47%7.94%3.92%1.79%1.34%0.89%

16.93%8.87%5.08%2.25%0.73%2.87%2.78%0.09%2.06%1.15%0.91%

95.98%

4.80%-0.78%4.02%

100.00%

Top 10 holdings

thAbove returns are as on 28 February, 2022. Past performance may or may not be sustained in the future. # Nifty Infrastructure TRI, ## Nifty 50 TRI. Assuming ` 10,000/-





The investment objective of the scheme is to generate long-term growth from a portfolio of equity / equity

related instruments of companies engaged either directly or indirectly in the infrastructure sector. However,

there is no assurance that the investment objective of the Schemes will be realized.


Total Amount Invested ( )` 1,20,000

1,31,244

17.97

10.57

7.33

3,60,000 6,00,000 8,40,000 16,70,00012,00,000

Market Value as on February 28, 2022 (`) 5,20,426 8,98,175 13,51,466 35,41,72522,81,853

Returns (CAGR) (%) 25.53 16.17 13.36 10.1612.35



23.98

21.08

15.79 13.01

16.27 14.93

7.9010.91

13.2614.16



SCHEME PERFORMANCE

SIP PERFORMANCE



SchemeNifty Infrastructure

TRI*Nifty Infrastructure

TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 26.06 18.62 16.89 12,622 11,873 11,699

3 Years 19.06 20.19 17.25 16,887 17,370 16,124

5 Years 12.41 11.82 15.03 17,952 17,486 20,144

Since Inception 5.74 2.60 11.04 21,770 14,306 43,045

PeriodCAGR (%)


thAbove returns are as on 28 February, 2022. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth thoption. Mr. Yogesh Patil managing the above scheme from 18 September 2020 and total no. of schemes managed by him is 8. Past performance may or may not be sustained

in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *First Tier

Benchmark, ** Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no 36

Scheme Type: An open ended equity scheme

investing in infrastructure companies.


Fund Size:

AUM as on 28/02/2020: ₹ 78.55 Cr


First Tier Benchmark: Nifty Infrastructure TRI


Fund Manager:

Name: Mr. Yogesh Patil

Experience: years17+


Growth ₹ 21.7696 ₹ 23.8915

IDCW ₹ 21.7706 ₹ 23.5408




14


Exit Load




20.71%

15.43%

12.49%

10.85%

8.27%

7.00%

5.49%

4.72%

4.33%

3.58%

3.06%

0.88%

Industrial Products

Construction

Transportation


Gas

Petroleum Products

Telecom - Services


Chemicals





Equity Holdings


Ultratech Cement Ltd.

JK Lakshmi Cement Ltd.

ACC Ltd.

Orient Cement Ltd.

The Ramco Cements Ltd.

Chemicals

Linde India Ltd.

Construction

Brigade Enterprises Ltd.

Ashoka Buildcon Ltd.

KNR Constructions Ltd.

Puravankara Ltd.


Larsen & Toubro Ltd.


3M India Ltd.

Gas

Gujarat State Petronet Ltd.

GAIL (India) Ltd.


Lakshmi Machine Works Ltd.

Honeywell Automation India Ltd.

Industrial Products

10.85%

5.59%

1.62%

1.40%

1.16%

1.07%

4.33%

4.33%

15.43%

6.13%

3.94%

3.50%

1.86%

3.06%

3.06%

0.88%

0.88%

8.27%

4.45%

3.82%

3.58%

2.47%

1.12%

20.71%

SKF India Ltd.

KSB Ltd.

Timken India Ltd.

Cummins India Ltd.

MM Forgings Ltd.

RHI Magnesita India Ltd.

Carborundum Universal Ltd.

Bharat Forge Ltd.


Hindalco Industries Ltd.

Petroleum Products

Reliance Industries Ltd.

Telecom - Services

Bharti Airtel Ltd.

Bharti Airtel Ltd. Partly Paid Up Fv 1.25

Transportation

Transport Corporation Of India Ltd.

Blue Dart Express Ltd.

Container Corporation Of India Ltd.



TREPS / Repo



Grand Total

3.93%

3.35%

3.32%

3.00%

2.56%

1.94%

1.73%

0.88%

4.72%

4.72%

5.49%

5.49%

7.00%

6.76%

0.24%

12.49%

7.16%

2.71%

2.62%

96.82%

2.86%

0.32%

3.18%

100.00%

Top 10 holdings

thAbove returns are as on 28 February, 2022. Past performance may or may not be sustained in the future. # S&P BSE SENSEX TRI, ## NIFTY 50 TRI. Assuming ̀ 10,000/-

invested systematically on the first Business Day of every month over a period of time.CAGR returns are computed after accounting for the cash by using XIRR method




The main investment objective of the fund is to generate returns commensurate with the performance of the

index S&P BSE Sensex based on the plans by investing in the respective index stocks subject to tracking

errors. However, there is no assurance that the investment objective of the Schemes will be realized.


Total Amount Invested ( )` 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 23,00,000

14.57

Market Value as on February 28, 2022 (`) 1,23,879 4,76,965 8,78,662 13,76,937 23,46,757 80,84,229

Returns (CAGR) (%) 6.10 19.21 15.27 13.89 12.88 11.80



7.06

7.33

20.44

21.08

16.50 15.24

16.27 14.93

14.39

14.2114.16



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme S&P BSE Sensex TRI* S&P BSE Sensex TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 14.45 15.65 16.89 11,454 11,574 11,699

3 Years 16.33 17.49 17.25 15,750 16,224 16,124

5 Years

Since Inception

14.33 15.73 15.03 19,540 20,766 20,144

13.54 17.71 17.10 1,15,228 2,30,484 2,08,528

PeriodCAGR (%)



thoption. Mr. Jaiprakash Toshniwal is managing the above scheme from 6 September 2021 and total no. of schemes managed by him is 7. Past performance may or may not be


Tier Benchmark, ** Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no

36.

Scheme Type: An open ended scheme replicating/tracking S&P BSE Sensex Index

Date of Allotment: December 05, 2002

Fund Size:

AUM as on 28/02/2020: ₹ 44.44 Cr


Load Structure:Entry Load: NilExit Load: • 0.25% if redeemed or switch out on or before completion of 7 Days from the date of allotment of units• Nil after 7 days

First Tier Benchmark: S&P BSE Sensex TRI


Fund Manager:Name: M . r Jaiprakash ToshniwalExperience: years12+


Growth ₹ 104.5303 ₹ 109.5470

IDCW ₹ 35.8286 ₹ 36.7298



Risk Measures:Tracking Error 0.40%

15

28.67%

20.18%

12.78%

9.61%

9.24%

3.45%

2.90%

2.61%

2.21%

2.12%

1.67%

1.51%

1.49%

1.19%

Banks

Software

Petroleum Products

Finance



Auto

Telecom - Services

Pharmaceuticals

Power

Consumer Durables

Insurance

Ferrous Metals



Equity Holdings

Auto

Maruti Suzuki India Ltd.

Mahindra & Mahindra Ltd.

Banks

HDFC Bank Ltd.

ICICI Bank Ltd.


Axis Bank Ltd.

State Bank of India

IndusInd Bank Ltd.





Consumer Durables

Titan Company Ltd.


Hindustan Unilever Ltd.

ITC Ltd.

Asian Paints Ltd.

Nestle India Ltd.

Ferrous Metals

Tata Steel Ltd.

Finance

HDFC Ltd.

2.90%

1.73%

1.18%

28.67%

9.85%

8.08%

3.78%

3.18%

2.91%

0.87%

1.19%

1.19%

3.45%

3.45%

1.67%

1.67%

9.24%

3.04%

2.97%

2.24%

0.99%

1.49%

1.49%

9.61%

6.71%

Bajaj Finance Ltd.

Insurance

Bajaj Finserv Ltd.

Petroleum Products


Pharmaceuticals

Sun Pharmaceutical Industries Ltd.

Dr. Reddy's Laboratories Ltd.

Power

Power Grid Corporation of India Ltd.

NTPC Ltd.

Software

Infosys Ltd.

Tata Consultancy Services Ltd.

HCL Technologies Ltd.

Tech Mahindra Ltd.

Wipro Ltd.

Telecom - Services

Bharti Airtel Ltd.



TREPS / Repo



Grand Total

2.91%

1.51%

1.51%

12.78%

12.78%

2.21%

1.43%

0.78%

2.12%

1.13%

0.99%

20.18%

9.84%

5.78%

1.92%

1.36%

1.29%

2.61%

2.61%

99.63%

1.61%

-1.24%

0.37%

100.00%

Top 10 holdings

thAbove returns are as on 28 February, 2022. Past performance may or may not be sustained in the future. # NIFTY 50 TRI, ## S&P BSE SENSEX TRI. Assuming ̀ 10,000/-





scheme is benchmarked to the Total Return variant of the index.

The main investment objective of the fund is to generate returns commensurate with the performance of the

index Nifty based on the plans by investing in the respective index stocks subject to tracking errors. However,

there is no assurance that the investment objective of the Schemes will be realized.


Total Amount Invested (`) 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 23,00,000

14.57


Returns (CAGR) (%) 6.16 19.60 14.86 13.47 12.66 11.39



7.33

7.06

21.08

20.44

16.27 14.93

16.50 15.24

14.16 14.21

14.39



SCHEME PERFORMANCE

SIP PERFORMANCE



Scheme NIFTY 50 TRI* NIFTY 50 TRI*S&P BSE Sensex TRI** S&P BSE Sensex TRI**Scheme

1 Year 15.48 16.89 15.65 11,558 11,699 11,574

3 Years 15.92 17.25 17.49 15,582 16,124 16,224

5 Years 13.51 15.03 15.73 18,851 20,144 20,766

Since Inception 12.81 17.10 17.71 1,01,827 2,08,528 2,30,484

PeriodCAGR (%)


thAbove returns are as on 28 February, 2022. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth thoption. Mr. Jaiprakash Toshniwal is managing the above scheme from 6 September 2021 and total no. of schemes managed by him is 7. Past performance may or may not be


Tier Benchmark, **Additional Benchmark. The performance of the scheme is benchmarked to the Total Return variant of the index. For detailed disclaimer, please refer page no

36.

Scheme Type: An open ended scheme replicating/tracking Nifty 50 Index


Fund Size:

AUM as on 28/02/2020: ₹ 49.12 Cr


Load Structure:Entry Load: NilExit Load: • 0.25% if redeemed or switch out on or before completion of 7 Days from the date of allotment of units• Nil after 7 days





Growth ₹ 92.4142 ₹ 96.9487

IDCW ₹ 34.0912 ₹ 35.7291




16

25.11%

17.56%

11.91%

9.14%

8.32%

5.18%

3.30%

2.99%

2.60%

2.28%

2.21%

2.16%

1.83%

1.45%

1.14%

0.80%

0.70%

0.50%

0.49%

Banks

Software

Petroleum Products


Finance

Auto

Pharmaceuticals


Insurance


Telecom - Services

Ferrous Metals

Power

Consumer Durables


Oil

Transportation

Pesticides

Minerals/Mining


Equity HoldingsAutoMaruti Suzuki India Ltd.Tata Motors Ltd.Mahindra & Mahindra Ltd.Bajaj Auto Ltd.Eicher Motors Ltd.Hero MotoCorp Ltd.BanksHDFC Bank Ltd.ICICI Bank Ltd.Kotak Mahindra Bank Ltd.Axis Bank Ltd.State Bank of IndiaIndusInd Bank Ltd.Yes Bank Ltd.Cement & Cement ProductsUltratech Cement Ltd.Grasim Industries Ltd.Shree Cement Ltd.Construction ProjectLarsen & Toubro Ltd.Consumer DurablesTitan Company Ltd.Consumer Non DurablesHindustan Unilever Ltd.ITC Ltd.Asian Paints Ltd.Nestle India Ltd.Tata Consumer Products Ltd.Britannia Industries Ltd.Ferrous MetalsTata Steel Ltd.JSW Steel Ltd.FinanceHDFC Ltd.Bajaj Finance Ltd.InsuranceBajaj Finserv Ltd.

5.18%1.50%1.10%1.02%0.62%0.49%0.45%

25.11%8.51%7.00%3.67%2.59%2.52%0.81%0.00%2.28%1.03%0.81%0.44%2.99%2.99%1.45%1.45%9.14%2.63%2.57%1.94%0.85%0.58%0.55%2.16%1.31%0.84%8.32%5.80%2.52%2.60%1.30%

HDFC Life Insurance Company Ltd.SBI Life Insurance Company Ltd.Minerals/MiningCoal India Ltd.Non - Ferrous MetalsHindalco Industries Ltd.OilOil & Natural Gas Corporation Ltd.PesticidesUPL Ltd.Petroleum ProductsReliance Industries Ltd.Bharat Petroleum Corporation Ltd.Indian Oil Corporation Ltd.PharmaceuticalsSun Pharmaceutical Industries Ltd.Divi's Laboratories Ltd.Dr. Reddy's Laboratories Ltd.Cipla Ltd.PowerPower Grid Corporation of India Ltd.NTPC Ltd.SoftwareInfosys Ltd.Tata Consultancy Services Ltd.HCL Technologies Ltd.Tech Mahindra Ltd.Wipro Ltd.Telecom - ServicesBharti Airtel Ltd.TransportationAdani Ports & Special Economic Zone Ltd.Equity Holdings TotalCash & Other ReceivablesTREPS / RepoNet Receivables/(Payables)Cash & Other Receivables TotalGrand Total

0.66%0.63%0.49%0.49%1.14%1.14%0.80%0.80%0.50%0.50%

11.91%11.05%0.46%0.40%3.30%1.24%0.74%0.67%0.65%1.83%0.97%0.86%

17.56%8.62%5.00%1.66%1.18%1.12%2.21%2.21%0.70%0.70%

99.65%

1.01%-0.66%0.35%

100.00%

Top 10 holdings

The investment objective of the scheme is to provide returns that closely correspond to the total returns of

securities as represented by NIFTY 50 Index, subject to tracking errors. However there is no assurance that

the objective of the scheme will be achieved.



SCHEME PERFORMANCE



Scheme NIFTY 50 TRI* NIFTY 50 TRI*S&P BSE Sensex TRI** S&P BSE Sensex TRI**Scheme

1 Year 16.72

17.09

16.89

17.25

15.65

17.49

11,682

16,060

11,699

16,124

11,574

16,2243 Years

14.86 15.03 15.73 19,999 20,144 20,7665 Years

Since Inception 14.05 14.26 14.53 22,830 23,099 23,439

PeriodCAGR (%)


thAbove returns are as on 28 February, 2022. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth thoption. Mr. Jaiprakash Toshniwal is managing the above scheme from 6 September 2021 and total no. of schemes managed by him is 7. Past performance may or may not be


Tier Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index.


Date of Allotment: November 20, 2015

Fund Size:

AUM as on 28/02/2020: ₹ 621.25 Cr


Load Structure:Entry Load: Exit Load: Nil Nil

Liquidity: The Units of the scheme will be listed on National Stock Exchange(NSE) & Bombay Stock Exchange Ltd.(BSE).


Minimum Investment (lumpsum): For Subscription / Redemption of units

directly with Mutual Fund : 50,000 units.

For Purchase through Stock Exchange: 1 unit


NAV as on February 28, 2022:NAV Regular Plan

Growth ₹ 179.3667

Expense Ratio: Regular: 0.10%(for detailed bifurcation on TER, please see page no 36)



17

25.08%

17.66%

11.90%

9.13%

8.34%

5.22%

3.29%

2.98%

2.61%

2.29%

2.21%

2.17%

1.84%

1.44%

1.14%

0.80%

0.70%

0.50%

0.48%

Banks

Software

Petroleum Products


Finance

Auto

Pharmaceuticals


Insurance


Telecom - Services

Ferrous Metals

Power

Consumer Durables


Oil

Transportation

Pesticides

Minerals/Mining


Equity Holdings

Auto


Tata Motors Ltd.


Bajaj Auto Ltd.

Eicher Motors Ltd.

Hero MotoCorp Ltd.

Banks

HDFC Bank Ltd.

ICICI Bank Ltd.


Axis Bank Ltd.

State Bank of India

IndusInd Bank Ltd.

Yes Bank Ltd.



Grasim Industries Ltd.

Shree Cement Ltd.



Consumer Durables

Titan Company Ltd.



ITC Ltd.

Asian Paints Ltd.

Nestle India Ltd.

Tata Consumer Products Ltd.

Britannia Industries Ltd.

Ferrous Metals

Tata Steel Ltd.

JSW Steel Ltd.

Finance

HDFC Ltd.

Bajaj Finance Ltd.

Insurance

Bajaj Finserv Ltd.

5.22%

1.51%

1.11%

1.03%

0.63%

0.49%

0.45%

25.08%

8.47%

7.01%

3.68%

2.60%

2.52%

0.81%

0.00%

2.29%

1.03%

0.81%

0.44%

2.98%

2.98%

1.44%

1.44%

9.13%

2.63%

2.56%

1.94%

0.85%

0.58%

0.55%

2.17%

1.32%

0.85%

8.34%

5.81%

2.53%

2.61%

1.32%



Minerals/Mining

Coal India Ltd.



Oil

Oil & Natural Gas Corporation Ltd.

Pesticides

UPL Ltd.

Petroleum Products


Bharat Petroleum Corporation Ltd.

Indian Oil Corporation Ltd.

Pharmaceuticals


Divi's Laboratories Ltd.


Cipla Ltd.

Power


NTPC Ltd.

Software

Infosys Ltd.



Tech Mahindra Ltd.

Wipro Ltd.

Telecom - Services

Bharti Airtel Ltd.

Transportation

Adani Ports & Special Economic Zone Ltd.



TREPS / Repo



Grand Total

0.66%

0.63%

0.48%

0.48%

1.14%

1.14%

0.80%

0.80%

0.50%

0.50%

11.90%

11.05%

0.45%

0.40%

3.29%

1.23%

0.74%

0.67%

0.65%

1.84%

0.97%

0.86%

17.66%

8.66%

5.02%

1.67%

1.19%

1.12%

2.21%

2.21%

0.70%

0.70%

99.79%

0.11%

0.10%

0.21%

100.00%

Top 10 holdings

The investment objective of the scheme is to provide returns that, closely correspond to the total returns of

the securities as represented by the S&P BSE SENSEX by holding S&P BSE SENSEX stocks in same

proportion, subject to tracking errors. However there is no assurance that the objective of the scheme will be

achieved.



SCHEME PERFORMANCE



Scheme S&P BSE Sensex TRI* S&P BSE Sensex TRI*Nifty 50 TRI** Nifty 50 TRI**Scheme

1 Year 15.40 15.65 16.89 11,549

16,158

11,574

16,224

11,699

16,1243 Years 17.33 17.49 17.25

15.63 15.73 15.03 20,682 20,766 20,1445 Years

Since Inception 14.31 14.40 14.15 23,077 23,190 22,870

PeriodCAGR (%)






Scheme Type: An open ended scheme replicating/tracking Sensex Index


Fund Size:

AUM as on 28/02/2020: ₹ 581.42 Cr




First Tier Benchmark: S&P BSE Sensex TRI


directly with Mutual Fund : ,000 units.2




Growth ₹ 603.3724




18

28.68%

20.26%

12.79%

9.64%

9.25%

3.46%

2.93%

2.61%

2.21%

2.12%

1.67%

1.52%

1.50%

1.19%

Banks

Software

Petroleum Products

Finance



Auto

Telecom - Services

Pharmaceuticals

Power

Consumer Durables

Insurance

Ferrous Metals



Equity Holdings

Auto



Banks

HDFC Bank Ltd.

ICICI Bank Ltd.


Axis Bank Ltd.

State Bank of India

IndusInd Bank Ltd.





Consumer Durables

Titan Company Ltd.



ITC Ltd.

Asian Paints Ltd.

Nestle India Ltd.

Ferrous Metals

Tata Steel Ltd.

Finance

HDFC Ltd.

2.93%

1.74%

1.19%

28.68%

9.81%

8.09%

3.79%

3.18%

2.92%

0.87%

1.19%

1.19%

3.46%

3.46%

1.67%

1.67%

9.25%

3.04%

2.96%

2.25%

0.99%

1.50%

1.50%

9.64%

6.73%

Bajaj Finance Ltd.

Insurance

Bajaj Finserv Ltd.

Petroleum Products


Pharmaceuticals



Power


NTPC Ltd.

Software

Infosys Ltd.



Tech Mahindra Ltd.

Wipro Ltd.

Telecom - Services

Bharti Airtel Ltd.



TREPS / Repo



Grand Total

2.91%

1.52%

1.52%

12.79%

12.79%

2.21%

1.43%

0.78%

2.12%

1.12%

1.00%

20.26%

9.87%

5.80%

1.93%

1.37%

1.29%

2.61%

2.61%

99.83%

0.09%

0.08%

0.17%

100.00%

Top 10 holdings


securities as represented by NIFTY 100 Index, subject to tracking errors. However there is no assurance that

the objective of the scheme will be achieved.



SCHEME PERFORMANCE



Scheme NIFTY 100 TRI* NIFTY 100 TRI*S&P BSE100 TRI**

Scheme

1 Year 16.93

16.69

17.26

17.12

17.07

17.21

11,703

15,897

11,736

16,072

11,717

16,1113 Years

14.22 14.57 14.62 19,444 19,751 19,7935 Years

Since Inception 15.53 15.94 16.02 23,623 24,127 24,226

PeriodCAGR (%)

invested on inception date







Fund Size:

AUM as on 28/02/2020: ₹ 535.92 Cr






directly with Mutual Fund : 0,000 units.2,0



NAV as on February 28, 2022:NAV Regular Plan Growth ₹ 179.5737




19

S&P BSE100 TRI**

22.23%

15.42%

10.39%

9.72%

8.48%

4.47%

3.87%

3.03%

2.82%

2.55%

2.43%

2.23%

2.09%

1.58%

1.55%

1.16%

1.13%

0.81%

0.68%

0.66%

0.56%

0.45%

0.42%

0.26%

0.25%

0.24%

0.16%

0.16%

Banks

Software

Petroleum Products


Finance

Auto

Pharmaceuticals

Insurance

Power



Telecom - Services

Ferrous Metals

Consumer Durables


Retailing

Minerals/Mining

Transportation

Oil

Pesticides

Healthcare Services

Gas

Chemicals

Leisure Services

Construction


Capital Markets

Auto Ancillaries


Equity HoldingsAutoMaruti Suzuki India Ltd.Tata Motors Ltd.Mahindra & Mahindra Ltd.Bajaj Auto Ltd.Eicher Motors Ltd.Hero MotoCorp Ltd.Auto AncillariesBosch Ltd.BanksHDFC Bank Ltd.ICICI Bank Ltd.Kotak Mahindra Bank Ltd.Axis Bank Ltd.State Bank of IndiaIndusInd Bank Ltd.Bandhan Bank Ltd.Bank of BarodaYes Bank Ltd.Punjab National BankYes Bank Ltd.Capital MarketsHDFC Asset Management Company Ltd.Cement & Cement ProductsUltratech Cement Ltd.Grasim Industries Ltd.Shree Cement Ltd.Ambuja Cements Ltd.ACC Ltd.ChemicalsPidilite Industries Ltd.ConstructionDLF Ltd.Construction ProjectLarsen & Toubro Ltd.Consumer DurablesTitan Company Ltd.Havells India Ltd.Consumer Non DurablesHindustan Unilever Ltd.ITC Ltd.Asian Paints Ltd.Nestle India Ltd.Tata Consumer Products Ltd.Britannia Industries Ltd.Dabur India Ltd.Godrej Consumer Products Ltd.Marico Ltd.United Spirits Ltd.Colgate Palmolive (India) Ltd.Berger Paints (I) Ltd.Procter & Gamble Hygiene&HealthCare Ltd.Ferrous MetalsTata Steel Ltd.JSW Steel Ltd.Jindal Steel & Power Ltd.Steel Authority of India Ltd.FinanceHDFC Ltd.Bajaj Finance Ltd.Piramal Enterprises Ltd.Cholamandalam Investment & Fin Co Ltd.Bajaj Holdings & Investment Ltd.SBI Cards & Payment Services Ltd.Muthoot Finance Ltd.GasGAIL (India) Ltd.

4.47%1.30%0.95%0.88%0.54%0.42%0.38%0.16%0.16%

22.23%7.24%5.99%3.14%2.22%2.15%0.69%0.24%0.23%0.20%0.12%0.00%0.16%0.16%2.43%0.88%0.70%0.38%0.27%0.21%0.42%0.42%0.25%0.25%2.55%2.55%1.58%1.23%0.34%9.72%2.25%2.19%1.66%0.73%0.50%0.47%0.38%0.34%0.31%0.31%0.22%0.20%0.17%2.23%1.13%0.73%0.20%0.16%8.48%4.97%2.16%0.32%0.31%0.30%0.24%0.17%0.45%0.31%

Indraprastha Gas Ltd.Healthcare ServicesApollo Hospitals Enterprise Ltd.Industrial Capital GoodsSiemens Ltd.InsuranceBajaj Finserv Ltd.HDFC Life Insurance Company Ltd.SBI Life Insurance Company Ltd.ICICI Lombard General Insurance Co. Ltd.ICICI Prudential Life Insurance Co Ltd.Leisure ServicesJubilant Foodworks Ltd.Minerals/MiningAdani Enterprises Ltd.Coal India Ltd.NMDC Ltd.Non - Ferrous MetalsHindalco Industries Ltd.Vedanta Ltd.OilOil & Natural Gas Corporation Ltd.PesticidesUPL Ltd.P I Industries LimitedPetroleum ProductsReliance Industries Ltd.Bharat Petroleum Corporation Ltd.Indian Oil Corporation Ltd.Hindustan Petroleum Corporation Ltd.PharmaceuticalsSun Pharmaceutical Industries Ltd.Divi's Laboratories Ltd.Dr. Reddy's Laboratories Ltd.Cipla Ltd.Lupin Ltd.Aurobindo Pharma Ltd.Gland Pharma Ltd.Biocon Ltd.Torrent Pharmaceuticals Ltd.Cadila Healthcare Ltd.PowerPower Grid Corporation of India Ltd.Adani Green Energy Ltd.NTPC Ltd.Adani Transmission Ltd.RetailingAvenue Supermarts Ltd.Info Edge (India) Ltd.SoftwareInfosys Ltd.Tata Consultancy Services Ltd.HCL Technologies Ltd.Tech Mahindra Ltd.Wipro Ltd.Larsen & Toubro Infotech Ltd.Telecom - ServicesBharti Airtel Ltd.Indus Towers Ltd.TransportationAdani Ports & Special Economic Zone Ltd.InterGlobe Aviation Ltd.Equity Holdings TotalCash & Other ReceivablesTREPS / RepoNet Receivables/(Payables)Cash & Other Receivables TotalGrand Total

0.14%0.56%0.56%0.24%0.24%2.82%1.12%0.56%0.54%0.37%0.22%0.26%0.26%1.13%0.53%0.41%0.19%1.55%0.98%0.58%0.68%0.68%0.66%0.43%0.23%

10.39%9.46%0.39%0.34%0.20%3.87%1.05%0.63%0.57%0.55%0.21%0.20%0.19%0.19%0.16%0.11%3.03%0.83%0.77%0.74%0.69%1.16%0.76%0.40%

15.42%7.41%4.30%1.43%1.02%0.96%0.31%2.09%1.89%0.20%0.81%0.60%0.21%

99.81%

0.11%0.09%0.19%

100.00%

Top 10 holdings


securities as represented by Nifty 8-13 yr G-Sec Index, subject to tracking errors. However there is no

assurance that the objective of the scheme will be achieved.

Company Rating % of NAV

98.17%

1.83%

>365 days

Cash & OtherReceivables



SCHEME PERFORMANCE

MATURITY PROFILE (% of NAV) RATING PROFILE (% of NAV)

Scheme Nifty 8-13 yr G-Sec* Crisil 10 year Gilt Index** Crisil 10 year Gilt Index**Scheme Nifty 8-13 yr G-Sec*

1 Year 3.03 3.32 1.90 10,305 10,334 10,191

3 Years 7.28 7.69 6.59 12,351 12,492 12,112

6.28 6.65 5.36 13,560 13,799 12,983 5 Years

Since Inception 7.29 7.66 6.71 16,584 16,992 15,945

PeriodCAGR (%)


th thAbove returns are as on 28 February, 2022. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Marzban Irani is managing the above scheme from 10 August, 2016 and total no.

st thof schemes managed by him is 10. Also, Mr. Sanjay Pawar is co managing the above scheme from 1 September, 2020 and total no. of schemes managed by him is 10. Date of allotment is 24 Dec'2014. Past performance may or may not be sustained in the future.

Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *First Tier Benchmark, ** Additional Benchmark. NA : Not Available.

Scheme Type: An open ended scheme replicating/tracking Nifty 8-13 Yr G-Sec Index. (A Relatively High interest rate risk and Relatively Low Credit Risk)


Fund Size:

AUM as on 28/02/2020: ₹ 919.95 Cr



First Tier Benchmark: Nifty 8-13 yr G-Sec Index

Minimum Investment (lumpsum):For Subscription / Redemption of units directly with Mutual Fund : 1,00,000 units.

Fund Manager:Name: Mr. Marzban IraniExperience: years20+


Growth ₹ 22.2386


Risk Measures:

Tracking Error: 1.17 %

Portfolio Metrics:Average Maturity 9.78 yearsMacaulay Duration 7.33 yearsModified Duration 7.09 yearsYTM 6.73%

20

Co-Fund Manager:Name: Mr. Sanjay PawarExperience: 13+ years

98.17%

1.83%

Sovereign

Cash & OtherReceivables

An Open Ended Scheme replicating/tracking Nifty 8-13 Yr. G-Sec Index. A Relatively High Interest Rate Risk and Relatively Low Credit Risk


Government Bond And Treasury Bill

Government Bond

6.10% Govt Of India Red 12-07-2031





Government Bond Total

Government Bond And Treasury Bill Total


TREPS / Repo

Net Receivables/(payables)


Grand Total

SOVEREIGN

SOVEREIGN

SOVEREIGN

SOVEREIGN

SOVEREIGN

53.94%

13.11%

11.73%

10.55%

8.84%

98.17%

98.17%

1.85%

-0.02%

1.83%

100.00%

An open ended balanced scheme which seeks to provide regular returns and capital appreciation according

to the selection of plan by investing in equities and debt. However, there is no assurance that the investment

objective of the Schemes will be realized.

thAbove returns are as on 28 February, 2022. Past performance may or may not be sustained in the future. # Crisil Hybrid 35 + 65 -Aggressive Index, ## Nifty 50 TRI. Assuming

` 10,000/- invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR

method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment

simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or

promising or forecasting any returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of

Frequency Ex Date Face Value ( )₹ Ex NAV ( )₹ Gross IDCW ( ) / Unit₹

Regular Dec 28, 2021

Dec 28, 2021

Jan 28, 2022

Jan 28, 2022

10.0000 15.1400 0.1000

Direct

10.0000

10.0000

10.0000 17.0054

16.7643

14.8996

0.1000

0.1000

0.1000

18.09%

1.81%

3.96%

76.14%


Up to 365 days

Equity Instruments

>365 days


Total Amount Invested (`) 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 NA

NA

NA

NA

NA

Market Value as on February 28,2022 (`) 1,20,977 4,28,806 7,64,303 11,48,633 19,05,678

Returns (CAGR) (%) 11.53 11.73 9.63 8.80 8.95



6.08

7.33

17.20

21.08

13.95 13.13

16.27 14.93

12.98

14.16



SCHEME PERFORMANCE

SIP PERFORMANCEMATURITY PROFILE (% of NAV)

Income Distribution cum Capital Withdrawal (IDCW) History



SchemeCRISIL Hybrid 35+65 -

Aggressive Index*CRISIL Hybrid 35+65 -

Aggressive Index*SchemeNifty 50 TRI** Nifty 50 TRI**

1 Year 10.35 13.68 16.89 11,041 11,376 11,699

3 Years 11.70 15.59 17.25 13,942 15,451 16,124

5 Years 8.31 12.81 15.03 14,906 18,276 20,144

Since Inception 8.65 NA 14.53 1,33,005 NA 6,90,101

PeriodCAGR (%)

Value of lumpsum investment of 10,000/- invested on ₹inception date

thAbove returns as on 28 February, 2022. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. th st

Mr. Yogesh Patil (Equity Portfolio) is managing the above scheme from 4 October 2018 & Mr. Sanjay Pawar (debt portfolio) is managing the above scheme from 1 January th

2022. Also, Mr. Karan Doshi is co managing the above scheme from 6 September, 2021. Total no. of schemes managed by Mr. Yogesh Patil is 8, by Mr. Sanjay Pawar is 10 and

Mr. Karan Doshi is 3. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not

guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the

required period are not available. *First Tier Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return

After payment of the IDCW, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither IDCW nor that the IDCWs be paid regularly. For complete IDCW history please visit www.licmf.com.

Scheme Type: An open ended hybrid scheme investing predominantly in equity and equity related instruments.

Date of Allotment: January 01, 1991

Fund Size:

AUM as on 28/02/2020: ₹ 434.68 Cr


First Tier Benchmark: Crisil Hybrid 35 + 65 - Aggressive Index


Fund Manager:Name: Mr. (Equity) &Yogesh Patil Mr. (Debt)Sanjay PawarExperience: years & years respectively17+ 14+


Growth ₹ 133.0046 ₹ 145.5811

IDCW ₹ 14.3703 ₹ 16.1982

Expense Ratio: Regular: 2.60%; Direct: 1.38%

(for detailed bifurcation on TER, please see page no 36)


Risk Measures:Standard Deviation .4 22Portfolio Beta 1.02 Sharpe Ratio 0.1564

21


Exit Load




Co-Fund Manager:Name: Mr. Karan Doshi (Equity)Experience: 8+ years

20.54%

16.08%

8.27%

4.09%

3.91%

3.33%

3.15%

3.08%

2.61%

2.09%

2.01%

1.69%

1.69%

1.57%

1.48%

0.55%

Banks

Software


Pharmaceuticals

Finance

Insurance

Consumer Durables

Construction

GasTransportation

Fertilisers

Telecom - Services

Industrial Products

Auto

Healthcare Services

Ferrous Metals


Feb 25, 2022 10.0000 16.1720 0.1000

Feb 25, 2022 10.0000 14.3485 0.1000

Equity HoldingsAutoMaruti Suzuki India Ltd.BanksICICI Bank Ltd.HDFC Bank Ltd.Axis Bank Ltd.State Bank of IndiaKotak Mahindra Bank Ltd.City Union Bank Ltd.ConstructionBrigade Enterprises Ltd.Ashoka Buildcon Ltd.Consumer DurablesTitan Company Ltd.TTK Prestige Ltd.Relaxo Footwears Ltd.Consumer Non DurablesNestle India Ltd.Hindustan Unilever Ltd.Asian Paints Ltd.Kansai Nerolac Paints Ltd.Dabur India Ltd.3M India Ltd.Ferrous MetalsTata Steel Ltd.FertilisersCoromandel International Ltd.FinanceHDFC Ltd.Sundaram Finance Ltd.SBI Cards & Payment Services Ltd.Shriram City Union Finance Ltd.GasGujarat Gas Ltd.GAIL (India) Ltd.Gujarat State Petronet Ltd.Healthcare ServicesApollo Hospitals Enterprise Ltd.Industrial ProductsBharat Forge Ltd.Timken India Ltd.InsuranceSBI Life Insurance Company Ltd.

1.48%1.48%

20.54%8.18%6.21%2.31%1.70%1.34%0.82%3.15%2.00%1.15%3.33%1.75%0.85%0.72%8.27%1.93%1.89%1.74%1.32%1.02%0.37%0.55%0.55%2.01%2.01%4.09%2.00%0.93%0.86%0.30%2.61%1.19%0.96%0.46%1.69%1.69%1.57%0.80%0.77%3.08%1.34%

ICICI Lombard General Insurance Co. Ltd.ICICI Prudential Life Insurance Co Ltd.HDFC Life Insurance Company Ltd.PharmaceuticalsBiocon Ltd.Alkem Laboratories Ltd.Dr. Reddy's Laboratories Ltd.SoftwareInfosys Ltd.Tata Consultancy Services Ltd.Mphasis Ltd.HCL Technologies Ltd.Tech Mahindra Ltd.Birlasoft Ltd.Telecom - ServicesBharti Airtel Ltd.Bharti Airtel Ltd. PARTLY PAID UP FV 1.25TransportationTransport Corporation Of India Ltd.Container Corporation Of India Ltd.Equity Holdings TotalCorporate DebtNon-convertible DebenturesExport Import Bank of IndiaNTPC Ltd.Non-convertible Debentures TotalCorporate Debt TotalGovernment Bond And Treasury BillGovernment Bond6.84% GOVT OF INDIA RED 19-12-20225.22% GOVT OF INDIA RED 15-06-20255.63% GOVT OF INDIA RED 12-04-20267.32% GOVT OF INDIA RED 28-01-2024Government Bond TotalTreasury Bill364 DAYS TBILL RED 11-03-2022Treasury Bill TotalGovernment Bond And Treasury Bill TotalCash & Other ReceivablesTREPS / RepoNet Receivables/(Payables)Cash & Other Receivables TotalGrand Total

0.77%0.53%0.44%3.91%2.30%0.88%0.73%

16.08%7.50%3.96%1.38%1.23%1.02%0.99%1.69%1.64%0.06%2.09%1.53%0.56%

76.14%

1.21%0.01%1.22%1.22%

3.33%2.30%1.16%0.48%7.27%

13.56%13.56%20.83%

2.19%-0.39%1.81%

100.00%

Top 10 holdings

The investment objective of the scheme is to provide capital appreciation/ income to the investor from a

dynamic mix of equity, debt and money market instruments. The Scheme seeks to reduce the volatility by

diversifying the assets across equity, debt and money market instruments. However, there is no assurance

or guarantee that the investment objective of the Scheme will be realized.

19.71%

4.32

7.63%

68.34%


Up to 365 days

Equity Instruments

>365 days



MATURITY PROFILE (% of NAV)


Scheme Type: An open ended Dynamic Asset Allocation Fund.


Fund Size:

AUM as on 28/02/2020: ₹ 1,152.97 Cr


First Tier Benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index


Fund Manager:Name: Mr. (Equity) &Yogesh Patil Mr. (Debt)Rahul SinghExperience: years & years respectively17+ 14+


Growth ₹ 9.8650 ₹ 9.9236

IDCW ₹ 9.8650 ₹ 9.9236



22

Load Structure:Entry Load: Not Applicable Exit Load: Ÿ 12% of the units allotted shall be redeemed or

switched out without any exit load, on or before completion of 12 months from the date of allotment of units.

Ÿ 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units


Note: Change in Benchmark of the scheme from LIC MF Hybrid Composite 50 : 50 Index to “NIFTY 50 Hybrid Composite Debt 50:50 Index” effective from December 01, 2021

Company Company% of NAV % of NAV% of NAV (hedged)

% of NAV (hedged)

Note: LICMF Balanced Advantage Fund - Since the scheme is in existence for less than 6 months, as per SEBI regulation performance of the scheme has not been shown.

Portfolio Classification as a % of Net Asset

Portfolio Classification

% of Net Asset

Gross Equity

68.34%

Derivatives (Hedged) 22.58%

Net Equity 45.76%

19.74%

10.28%

7.02%

5.83%

4.09%

3.20%

2.94%

2.68%

2.50%

2.16%

1.77%

1.10%

0.91%

0.89%

0.84%

0.75%

0.66%

0.54%

0.45%

Banks

Software


Finance

Petroleum Products

Auto

Telecom - Services


Insurance

Pharmaceuticals



Chemicals

Consumer Durables

Healthcare Services

Ferrous Metals

Retailing

Gas

Power




Petroleum Products


Pharmaceuticals


Cipla Ltd.

Divi's Laboratories Ltd.

Biocon Ltd.

Torrent Pharmaceuticals Ltd.

Power

NTPC Ltd.


Retailing

Info Edge (India) Ltd.

Avenue Supermarts Ltd.

Software

Infosys Ltd.



Mphasis Ltd.

Tech Mahindra Ltd.

Wipro Ltd.

Telecom - Services

Bharti Airtel Ltd.


Corporate Debt

Non-convertible Debentures

National Bk for Agriculture &

Rural Dev.

REC Ltd.

Non-convertible Debentures Total

Corporate Debt Total

Government Bond & Treasury Bill

Government Bond






Treasury Bill

364 DAYS TBILL RED 21-04-2022

Treasury Bill Total

State Government Bond

7.59% Karnataka SDL RED

29-03-2027

State Government Bond Total

Government Bond & Treasury

Bill Total


TREPS / Repo



Grand Total

Equity Holdings

Auto



Tata Motors Ltd.

Bajaj Auto Ltd.

Hero MotoCorp Ltd.

Banks

ICICI Bank Ltd.

HDFC Bank Ltd.

Axis Bank Ltd.


State Bank of India



Grasim Industries Ltd.

ACC Ltd.

Ambuja Cements Ltd.

Chemicals

Pidilite Industries Ltd.



Consumer Durables

Titan Company Ltd.



ITC Ltd.

Asian Paints Ltd.

Nestle India Ltd.

Dabur India Ltd.

Tata Consumer Products Ltd.

Britannia Industries Ltd.

Marico Ltd.

Godrej Consumer Products Ltd.

Ferrous Metals

Tata Steel Ltd.

Finance

Housing Development Finance

Corp Ltd.

Bajaj Finance Ltd.

SBI Cards & Payment Services Ltd.

Piramal Enterprises Ltd.

Gas

GAIL (India) Ltd.

Healthcare Services

Apollo Hospitals Enterprise Ltd.

Insurance

Bajaj Finserv Ltd.


ICICI Lombard General Insurance

Co. Ltd.


3.20%

1.18%

0.93%

0.70%

0.20%

0.18%

19.74%

6.01%

5.34%

3.34%

2.53%

2.52%

1.77%

0.77%

0.56%

0.22%

0.21%

0.84%

0.84%

2.50%

2.50%

0.75%

0.75%

7.02%

2.51%

1.31%

1.19%

0.59%

0.46%

0.32%

0.25%

0.23%

0.16%

0.66%

0.66%

5.83%

3.14%

2.14%

0.33%

0.22%

0.91%

0.91%

0.89%

0.89%

2.94%

0.96%

0.94%

0.62%

0.41%

-1.01%

-0.33%

-0.32%

-0.26%

-0.05%

-0.05%

-7.01%

-2.16%

-1.84%

-1.18%

-0.94%

-0.89%

-0.67%

-0.26%

-0.25%

-0.07%

-0.08%

-0.31%

-0.31%

-0.91%

-0.91%

-0.31%

-0.31%

-2.43%

-0.96%

-0.49%

-0.44%

-0.25%

-0.12%

-0.05%

-0.05%

-0.06%

-0.03%

-0.19%

-0.19%

-1.99%

-1.20%

-0.71%

-0.04%

-0.04%

-0.10%

-0.10%

-1.03%

-0.33%

-0.22%

-0.19%

-0.29%

1.10%

1.10%

4.09%

4.09%

2.16%

0.80%

0.42%

0.42%

0.35%

0.19%

0.45%

0.24%

0.21%

0.54%

0.29%

0.25%

10.28%

5.10%

2.10%

1.13%

0.74%

0.69%

0.52%

2.68%

2.68%

68.34%

4.38%

2.19%

6.57%

6.57%

4.38%

2.18%

2.15%

2.09%

10.79%

4.32%

4.32%

2.35%

2.35%

17.46%

9.03%

-1.40%

7.63%

100.00%

-0.52%

-0.52%

-1.51%

-1.51%

-0.65%

-0.22%

-0.19%

-0.14%

-0.05%

-0.05%

-0.13%

-0.05%

-0.09%

-0.05%

-0.05%

-2.88%

-1.60%

-0.58%

-0.27%

-0.01%

-0.26%

-0.17%

-0.87%

-0.87%

-22.58%

Top 10 holdings

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-

term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities

and the secondary objective is to generate consistent returns by investing in debt and money market

securities. However there can be no assurance that the investment objective of the scheme will be achieved.



SCHEME PERFORMANCE


Scheme CRISIL Hybrid 35+65 - Aggressive Index*

CRISIL Hybrid 35+65 - Aggressive Index*

SchemeNifty 50 TRI** Nifty 50 TRI**

1 Year 10.25 13.68 16.89 11,031 11,376 11,699

3 Years 12.40 15.59 17.25 14,206 15,451 16,124

5 Years 6.63 12.81 15.03 13,789 18,276 20,144


PeriodCAGR (%) Value of lumpsum investment of 10,000/- ₹



th st option. Mr. Karan Doshi (equity portfolio) is managing the above scheme from 6 September 2021 & Mr. Sanjay Pawar (debt portfolio) is managing the above scheme from 1

January 2022. Total no. of schemes managed by Mr. Karan Doshi is 3 & by Mr. Sanjay Pawar is 10. Past performance may or may not be sustained in the future. Load is not taken

into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch

of the benchmark index, benchmark index figures since inception or the required period are not available. *First Tier Benchmark, ** Additional Benchmark. NA : Not Available.

The performance of the scheme is benchmarked to the Total Return variant of the index.

Scheme Type: An open ended fund for investment for children having a lock-in for at least 5 years or till the child attains age of majority (whichever is earlier)


Fund Size:

AUM as on 28/02/2020: ₹ 13.28 Cr


Load Structure:Entry Load: NilExit Load: Nil

Lock-in Period:- Lock-in-period for at least 5

years or till the child attains age of majority

whichever is earlier on every Business Day.



Fund Manager:Name: Mr. (Equity) &Karan Doshi Mr. (Debt)Sanjay PawarExperience: years & years respectively8+ 14+


Growth ₹ 22.8196 ₹ 24.8515




Risk Measures (Equity portion):Standard Deviation 4.62

1 14Portfolio Beta .Sharpe Ratio 0.1 602


23

thAbove returns are as on 28 February, 2022. Past performance may or may not be sustained in the future. # CRISIL Hybrid 35+65 Aggressive Index, ## NIFTY 50 TRI.

Assuming ̀ 10,000/- invested systematically on the first Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using

XIRR method (investment internal rate of return) for Regular Plan - Growth Option. Load is not taken into consideration for computation of performance. The above investment

simulation is for illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or

promising or forecasting any returns. Since inception returns are assumed to be starting from the beginning of the subsequent month from the date of inception. The

performance of the scheme is benchmarked to the Total Return variant of the index.


Total Amount Invested (`) 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 24,30,000


Returns (CAGR) (%) 0.80 12.66 9.44 8.28 8.70 5.38



6.08 17.20 13.96 13.13 12.98

7.33 21.08 16.27 14.93 14.16

NA

14.79

SIP PERFORMANCE

25.39%

17.69%

9.27%

4.88%

4.67%

4.32%

2.84%

2.63%

1.82%

1.68%

1.62%

1.53%

1.34%

1.28%

1.25%

1.22%

1.08%

0.77%

0.58%

0.47%

0.40%

Banks

Software


Insurance

Pharmaceuticals

Petroleum Products

Auto

Finance

Fertilisers


Transportation

Telecom - Services

Other Services


Pesticides

Consumer Durables

Gas


Auto Ancillaries

Healthcare Services

Ferrous Metals


Equity HoldingsAutoTata Motors Ltd.Maruti Suzuki India Ltd.Auto AncillariesMotherson Sumi Systems Ltd.Motherson Sumi Wiring India Ltd.BanksICICI Bank Ltd.HDFC Bank Ltd.Axis Bank Ltd.Kotak Mahindra Bank Ltd.State Bank of IndiaCity Union Bank Ltd.Cement & Cement ProductsUltratech Cement Ltd.Construction ProjectLarsen & Toubro Ltd.Consumer DurablesCentury Plyboards (India) Ltd.Consumer Non DurablesHindustan Unilever Ltd.Nestle India Ltd.Dabur India Ltd.Britannia Industries Ltd.Kansai Nerolac Paints Ltd.Asian Paints Ltd.Ferrous MetalsTata Steel Ltd.FertilisersCoromandel International Ltd.FinanceHDFC Ltd.GasGAIL (India) Ltd.Healthcare ServicesApollo Hospitals Enterprise Ltd.InsuranceSBI Life Insurance Company Ltd.ICICI Lombard General Insurance Co. Ltd.HDFC Life Insurance Company Ltd.

2.84%1.64%1.20%0.47%0.38%0.09%

25.39%8.67%7.06%3.21%3.10%2.30%1.06%1.28%1.28%1.82%1.82%1.22%1.22%9.27%2.24%1.94%1.51%1.42%1.20%0.96%0.40%0.40%1.62%1.62%2.63%2.63%1.08%1.08%0.58%0.58%4.67%2.95%1.32%0.39%

Non - Ferrous MetalsHindalco Industries Ltd.Other ServicesQuess Corp Ltd.PesticidesAstec LifeSciences Ltd.P I Industries LimitedPetroleum ProductsReliance Industries Ltd.PharmaceuticalsAlkem Laboratories Ltd.Biocon Ltd.Dr. Reddy's Laboratories Ltd.Torrent Pharmaceuticals Ltd.SoftwareInfosys Ltd.Tata Consultancy Services Ltd.HCL Technologies Ltd.Larsen & Toubro Infotech Ltd.Birlasoft Ltd.Tech Mahindra Ltd.Telecom - ServicesBharti Airtel Ltd.Bharti Airtel Ltd. PARTLY PAID UP FV 1.25TransportationContainer Corporation Of India Ltd.Equity Holdings TotalGovernment Bond And Treasury BillGovernment Bond6.84% GOVT OF INDIA RED 19-12-2022Government Bond TotalTreasury Bill364 DAYS TBILL RED 11-03-2022Treasury Bill TotalGovernment Bond And Treasury Bill TotalCash & Other ReceivablesTREPS / RepoNet Receivables/(Payables)Cash & Other Receivables TotalGrand Total

0.77%0.77%1.25%1.25%1.53%1.00%0.53%4.32%4.32%4.88%1.39%1.34%1.32%0.83%

17.69%8.62%3.96%1.71%1.32%1.08%1.00%1.34%1.30%0.04%1.68%1.68%

86.72%

7.78%7.78%

3.76%3.76%

11.54%

2.59%-0.85%1.74%

100.00%

Top 10 holdings

The investment objective of the scheme is to generate income by taking advantage of arbitrage opportunities that potentially exists between cash and derivative market and within the derivative segment of the equity market along with investments in debt securities & money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.




Scheme Type: An open ended scheme investing in arbitrage opportunities.

Date of Allotment: January 25, 2019

Fund Size:

AUM as on 28/02/2020: ₹ 19.19 Cr


First Tier Benchmark: Nifty 50 Arbitrage Index


Fund Manager:Name: M . (Equity) &r Jaiprakash Toshniwal Mr. (Debt)Sanjay PawarExperience: years & years respectively12+ 14+



Annual Portfolio Turnover Ratio:5.92 times

24

LIC MF

An open ended scheme investing in arbitrage opportunities

RBITRAGE FUND

NAV as on 2:February 28, 202

NAV Regular Plan Direct Plan

Growth ₹ 11.3425 ₹ 11.5794

Weekly IDCW ₹ 11.0110 ₹ 10.8810

Monthly IDCW ₹ 11.0816 ₹ 10.5285

Company Company% of NAV % of NAV% of NAV (hedged)

% of NAV (hedged)


Weekly

Weekly Direct

Monthly

Monthly Direct

May, 2020

December, 2021

28 Jan, 2021

29 October, 2019

25 February, 2020

30 December, 2019

0.0022

0.0485

0.0400

0.0300

0.0600

0.0600

10.0477

10.3368

10.3583

10.3441

10.0000

10.0000

10.0000

10.0000

10.0000

10.0000

After payment of the IDCW, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither IDCW distribution nor that the IDCWs be paid regularly. For complete IDCW history please visit www.licmf.com.

SCHEME PERFORMANCE

SchemeNIFTY 50

Arbitrage Index*NIFTY 50

Arbitrage Index*SchemeCRISIL 1 YearT-Bill Index**

1 Year 3.75 4.30 3.65 10,377 10,432 10,367

3 Years 4.09 4.32 5.36 11,280 11,353 11,697

5 Years NA NA NA NA NA NA

Since Inception 4.15 4.34 5.47 11,343 11,406 11,793

PeriodCAGR (%) Value of lumpsum investment of 10,000/- ₹



thoption. Mr. Jaiprakash Toshniwal (equity portfolio) is managing the above scheme from 6 September 2021 & Mr. Sanjay Pawar (debt portfolio) is managing the above scheme

stfrom 1 January 2022. Total no. of schemes managed by Mr. Jaiprakash Toshniwal is 7 and by Mr. Sanjay Pawar is 10. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. Since respective schemes have not completed relevant period (3 years or 5 years) after allotment or units were not available throughout the respective period, no returns are available. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *First Tier Benchmark, ** Additional Benchmark. NA : Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index.

thAbove returns are as on 28 February, 2022. Past performance may or may not be

sustained in the future. # NIFTY 50 Arbitrage Index, ## CRISIL 1 Year T-Bill Index.

Assuming ` 10,000/- invested systematically on the first Business Day of every

month over a period of time. CAGR returns are computed after accounting for the

cash by using XIRR method (investment internal rate of return) for Regular Plan -

Growth Option. Load is not taken into consideration for computation of

performance. The above investment simulation is for illustrative purpose only and

should not be construed as a promise on minimum returns and safeguard of

capital. The Mutual Fund is not guaranteeing or promising or forecasting any

returns. Since inception returns are assumed to be starting from the beginning of

the subsequent month from the date of inception. The performance of the scheme

is benchmarked to the Total Return variant of the index.


Total Amount Invested (`) 1,20,000 3,60,000 3,70,000

Market Value as on February 28, 2022 (`) 1,22,480 3,91,712

Returns (CAGR) (%) 3.89 3.65



4.09

3.54

3.81

4.48

SIP PERFORMANCE

3,80,402

3.62

3.78

4.43

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

SIP Performance disclaimer:

March, 2020 0.0901

April, 2020 0.0268

0.0600

0.0600

25 Nov, 2020 10.0982

29 Dec, 2020 10.0640

CRISIL 1 YearT-Bill Index**


Load Structure:Entry Load: NilExit Load: Ÿ For redemption/switch out of units on or

before 1 month from the date of allotment: 0.25% of applicable NAV.

Ÿ For redemption/switch out of units after 1 month from the date of allotment: Nil

October, 2019 0.0891

November, 2021 0.0214

12.23%

8.37%7.74%

6.48%6.37%

4.91%4.85%

3.11%2.99%

2.36%2.32%2.24%

1.60%1.40%

0.33%0.32%0.22%

Pharmaceuticals

Finance

InsuranceSoftware

PowerBanks

Auto

Construction



Transportation

Consumer Durables

Pestricides

Retailing


Petroleum Products

Auto Ancillaries

Chemicals

Equity HoldingsAutoAshok Leyland Ltd.Mahindra & Mahindra Ltd.Maruti Suzuki India Ltd.Auto AncillariesBalkrishna Industries Ltd.BanksAxis Bank Ltd.Cement & Cement ProductsGrasim Industries Ltd.ChemicalsSRF Ltd.ConstructionGodrej Properties Ltd.Consumer DurablesHavells India Ltd.Consumer Non DurablesGodrej Consumer Products Ltd.Hindustan Unilever Ltd.FinanceHousing Development Finance Corp Ltd.L&T Finance Holdings Ltd.Bajaj Finance Ltd.Shriram Transport Finance Company Ltd.SBI Cards & Payment Services Ltd.InsuranceHDFC Life Insurance Company Ltd.SBI Life Insurance Company Ltd.Bajaj Finserv Ltd.

PesticidesUPL Ltd.Petroleum ProductsReliance Industries Ltd.PharmaceuticalsSun Pharmaceutical Industries Ltd.Granules India Ltd.Divi's Laboratories Ltd.PowerTata Power Company Ltd.RetailingAditya Birla Fashion and Retail Ltd.Trent Ltd.SoftwareTata Consultancy Services Ltd.HCL Technologies Ltd.Mphasis Ltd.TransportationInterGlobe Aviation Ltd.Equity Holdings TotalMutual Fund/Exchange Traded FundsMutual FundLIC MF Liquid Fund-DR PLN-GRMutual Fund Holding Total/Exchange Traded FundsCash & Other ReceivablesTREPS / RepoNet Receivables/(Payables)Cash & Other Receivables TotalGrand Total

4.85%2.58%1.65%0.62%2.99%2.99%2.32%2.32%3.11%3.11%0.33%0.33%2.36%2.36%0.22%0.22%8.37%6.43%1.94%

12.23%7.66%3.29%0.98%0.17%0.15%6.48%3.21%2.07%1.19%

0.32%0.32%6.37%6.37%4.91%3.08%1.68%0.16%2.24%2.24%1.60%1.30%0.30%7.74%5.95%1.17%0.61%1.40%1.40%

67.84%

28.57%28.57%28.57%

5.85%-2.26%3.59%

100.00%

-4.87%-2.59%-1.65%-0.62%-2.99%-2.99%-2.33%-2.33%-3.11%-3.11%-0.33%-0.33%-2.37%-2.37%-0.22%-0.22%-8.39%-6.45%-1.95%

-12.26%-7.68%-3.29%-0.98%-0.17%-0.15%-6.49%-3.22%-2.08%-1.19%

-0.32%-0.32%-6.38%-6.38%-4.92%-3.08%-1.68%-0.16%-2.24%-2.24%-1.60%-1.30%-0.30%-7.75%-5.96%-1.18%-0.61%-1.40%-1.40%

-67.97%

An open ended scheme which seeks to generate long term capital appreciation and offer Tax benefits u/s

80C of the Income Tax Act as well as additional benefits of a life cover and free accident insurance cover.

thAbove returns are as on 28 February, 2022. Past performance may or may not be sustained in the future. # Crisil Hybrid 35 + 65 - Aggressive Index, ## Nifty 50 TRI. Assuming

` 10,000/- invested systematically on the 15th Business Day of every month over a period of time. CAGR returns are computed after accounting for the cash by using XIRR

method (investment internal rate of return) for Regular Plan - Dividend re-investment Option. Load is not taken into consideration for computation of performance. Returns for

dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if any, at the then prevailing NAV. The above investment simulation is for

illustrative purpose only and should not be construed as a promise on minimum returns and safeguard of capital. The Mutual Fund is not guaranteeing or promising or

forecasting any returns. NA: Not Available. The performance of the scheme is benchmarked to the Total Return variant of the index. * Scheme data & TRI value of the Index are

not available for since inception, hence performance for such period is not available.

76.94%

0.49%

21.56%Up to 365 days

Equity Instruments



Total Amount Invested ( )` 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 NA

NA

NA

NA

NA

Market Value as on February 28, 2022 (`) 1,25,727 4,69,363 8,39,863 12,87,188 21,67,141

Returns (CAGR) (%) 9.78 18.52 13.64 12.12 11.46



3.94

4.34

17.09

20.92

13.94 13.22

16.23 15.05

13.00

14.18



SCHEME PERFORMANCE

SIP PERFORMANCE




Scheme CRISIL Hybrid 35+65 - Aggressive Index* CRISIL Hybrid 35+65 - Aggressive Index*SchemeNifty 50TRI**

Nifty 50 TRI**

1 Year 20.20 13.68 16.89 12,032 11,376 11,699

3 Years 15.47 15.59 17.25 15,401 15,451 16,124

5 Years 11.99 12.81 15.03 17,619 18,276 20,144

Since Inception 9.84 NA NA 2,15,297 NA NA

PeriodCAGR (%)


thAbove returns are as on 28 February, 2022. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan -

thReinvestment of Income Distribution cum Capital Withdrawal option. Mr. Yogesh Patil (equity portfolio) is managing the above scheme from 18 September 2020, Mr. Dikshit

th stMittal (equity portfolio) is co-managing the above scheme from 6 September 2021 & Mr. Sanjay Pawar (debt portfolio) is managing the above scheme from 1 January 2022.

Total no. of schemes managed by Mr. Yogesh Patil is 8, by Mr. Dikshit Mittal is 1 and by Mr. Sanjay Pawar is 10. Past performance may or may not be sustained in the future. Load

is not taken into consideration for computation of performance. Returns for dividend option would assume reinvestment of dividends declared, net of dividend distribution tax, if

any, at the then prevailing NAV. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark

index, benchmark index figures since inception or the required period are not available. *First Tier Benchmark, ** Additional Benchmark. NA : Not Available. NA : Not Available.

Scheme Type: An open-ended insurance linked tax saving scheme

Date of Allotment: June 19, 1989

Fund Size:

AUM as on 28/02/2020: ₹ 414.71 Cr



Liquidity: Repurchase after lock-in period of 3 years from the date of Investment.


Minimum Investment (lumpsum):

₹10,000/- under Single Premium Option,

₹10,000/-under Regular Premium-Yearly Option,

₹3,000/-under Regular Premium-Quarterly

Option

₹1,000/-under Regular Premium-Monthly Option

Fund Manager:Name: Mr. (Equity) &Yogesh Patil Mr. (Debt)Sanjay PawarExperience: years & years respectively17+ 14+


IDCW ₹ 26.6031 ₹ 28.6206





25

Co-Fund Manager:Name: Mr. Dikshit Mittal (Equity);Experience: 12+ years

1.02%

> 365 days

17.27%

12.54%

7.08%

6.29%

5.61%

4.78%

4.40%

4.14%

2.81%

2.70%

2.24%

2.07%

1.41%

1.24%

1.08%

0.76%

0.51%

Banks

Software

Retailing

Chemicals

Consumer Durables


Finance

Pharmaceuticals

Industrial Products

Insurance

Petroleum Products

Construction

Auto

Telecom - Services

Gas

Textile Products

Pesticides


Equity HoldingsAutoMaruti Suzuki India Ltd.BanksICICI Bank Ltd.HDFC Bank Ltd.Kotak Mahindra Bank Ltd.State Bank of IndiaAxis Bank Ltd.ChemicalsAtul Ltd.Vinati Organics Ltd.SRF Ltd.Tata Chemicals Ltd.ConstructionBrigade Enterprises Ltd.Consumer DurablesTitan Company Ltd.Bajaj Electricals Ltd.Crompton Greaves Cons Electrical Ltd.Whirlpool of India Ltd.Consumer Non DurablesTata Consumer Products Ltd.Hindustan Unilever Ltd.Asian Paints Ltd.S H Kelkar and Company Ltd.FinanceBajaj Finance Ltd.Housing Development Finance Corp Ltd.GasGujarat State Petronet Ltd.Industrial ProductsRHI Magnesita India Ltd.KSB Ltd.MM Forgings Ltd.InsuranceBajaj Finserv Ltd.SBI Life Insurance Company Ltd.

1.41%1.41%

17.27%6.59%5.42%1.99%1.69%1.58%6.29%2.21%1.60%1.45%1.03%2.07%2.07%5.61%2.60%1.87%0.57%0.56%4.78%1.73%1.59%1.46%0.00%4.40%3.57%0.84%1.08%1.08%2.70%1.16%1.02%0.53%2.81%1.87%0.58%

HDFC Life Insurance Company Ltd.PesticidesP I Industries LimitedPetroleum ProductsReliance Industries Ltd.PharmaceuticalsDivi's Laboratories Ltd.Alkem Laboratories Ltd.Torrent Pharmaceuticals Ltd.RetailingAvenue Supermarts Ltd.Trent Ltd.Aditya Birla Fashion and Retail Ltd.SoftwareInfosys Ltd.Tata Consultancy Services Ltd.Mphasis Ltd.Telecom - ServicesBharti Airtel Ltd.Bharti Airtel Ltd. PARTLY PAID UP FV 1.25Textile ProductsHimatsingka Seide Ltd.Equity Holdings TotalGovernment Bond And Treasury BillGovernment Bond5.63% Govt Of India Red 12-04-2026Government Bond TotalTreasury Bill364 Days Tbill Red 11-03-2022364 Days Tbill Red 21-04-2022Treasury Bill TotalGovernment Bond & Treasury Bill TotalCash & Other ReceivablesTREPS / RepoNet Receivables/(Payables)Cash & Other Receivables TotalGrand Total

0.36%0.51%0.51%2.24%2.24%4.14%2.11%1.15%0.87%7.08%4.31%1.49%1.28%

12.54%7.06%4.13%1.36%1.24%1.20%0.04%0.76%0.76%

76.94%

0.49%0.49%

20.36%1.20%

21.56%22.04%

1.96%-0.94%1.02%

100.00%

Top 10 holdings

The primary objective of the scheme is to generate credit risk free and reasonable returns for its investors

through investments in sovereign securities issued by the central and /or state Government and/or any

security unconditionally guaranteed by the central/ state government for repayment of Principal and interest

and/or reverse repos in such securities as and when permitted by RBI. However, there is no assurance that

the investment objective of the Schemes will be realized.



Quarterly (Regular) 10.0000 0.1500

10.0000 0.1500

December 28, 2017

September 29, 2017

June 29, 2017

March 27, 2018

December 28, 2017

September 29, 2017

10.0000 10.4179

10.8006

10.9665

0.1500

Quarterly (Direct) 10.0000 0.1500

10.0000 0.1500

10.0000 10.9575

10.9013

11.2701

0.1500

Quarterly (PF) December 27, 2012 10.0000 11.1882 0.2500

March 28, 2013 10.0000 10.1606 1.0000

June 26, 2013 10.0000 10.0868 0.3000

63.22%>365 days

91.61%

8.39%

Sovereign




SCHEME PERFORMANCE


RATING PROFILE (% of NAV)

Scheme NIFTY All Duration G-Sec Index*

Crisil 10 yr Gilt Index**

Crisil 10 yr Gilt Index**

Scheme

1 Year 3.34 1.90 10,336 10,191

3 Years 7.49 6.59 12,422 12,112

5 Years 6.69 5.36 13,823 12,983

Since Inception 7.43 NA

7.19

8.32

4.89

NA 49,181 NA

14,151

12,711

10,492

NA

PeriodCAGR (%)


thAbove returns are as on 28 February, 2022, 2022. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan -

thGrowth option. Mr. Marzban Irani is managing the above scheme from 10 August, 2016 and total no. of schemes managed by him is 5. Also, Mr. Sanjay Pawar is co managing stthe above scheme from 1 January, 2022 and total no. of schemes managed by him is 10. . Past performance may or may not be sustained in the future. Load is not taken into

consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of

the benchmark index, benchmark index figures since inception or the required period are not available. *First Tier Benchmark, ** Additional Benchmark. NA : Not Available.


Scheme Type: An open ended debt scheme investing in government securities across maturity. (A Relatively High interest rate risk and Relatively Low Credit Risk)


Fund Size:

AUM as on 28/02/2020: ₹ 70.40 Cr



Exit Load: 0.25% if exit within 30 days from date of

allotment of units

First Tier Benchmark: NIFTY All Duration G-Sec Index


Expense Ratio:Regular: 1.48; Direct: 0.76%(for detailed bifurcation on TER, please see page no 36)

Portfolio Metrics:Average Maturity 1.79 yearsMacaulay Duration 1.65 yearsModified Duration 1.61 yearsYTM 4.58%

NAV as on 2:February 28, 202

NAV Regular Plan Direct Plan PF

Growth ₹ 49.1807 ₹ 52.8943 ₹ 28.4049

IDCW ₹ 14.1763 ₹ 15.2501 ₹ 18.3808

26

8.39%Cash & Other Receivables


28.39%Up to 365 days

NIFTY All Duration G-Sec Index*

An Open Ended Debt Scheme investing in government securities across maturity. A Relatively High Interest Rate Risk and Relatively Low Credit Risk.

Fund Manager:

Name: Mr. Marzban Irani & Mr. Sanjay Pawar

Experience: 20+ years & 14+ years respectively


Government Bond And Treasury BillGovernment Bond7.68% Govt Of India Red 15-12-20235.74% Govt Of India Red 15-11-20265.63% Govt Of India Red 12-04-2026Government Bond TotalTreasury Bill364 Days Tbill Red 11-03-2022364 Days Tbill Red 03-03-202291 Days Tbill Red 10-03-2022Treasury Bill TotalState Government Bond7.37% Maharashtra SDL Red 14-09-2026State Government Bond TotalGovernment Bond And Treasury Bill TotalCash & Other ReceivablesTREPS / RepoNet Receivables/(payables)Cash & Other Receivables TotalGrand Total

SOVEREIGNSOVEREIGNSOVEREIGN

SOVEREIGNSOVEREIGNSOVEREIGN

SOVEREIGN

37.79%14.27%

3.51%55.57%

14.19%7.10%7.10%

28.39%

7.65%7.65%

91.61%

8.44%-0.05%8.39%

100.00%

The investment objective of the Scheme is to generate regular income by investing mainly in a portfolio of

quality debt securities and money market instruments. It also seeks to generate capital appreciation by

investing some percentage in a mix of equity instruments. However, there is no assurance that the

investment objective of the Schemes will be realized.

The Dhanvarsha - 12 Scheme has been converted into an open-ended monthly income plan w.e.f. 1/6/03.


Yearly 10.0000

10.0000

March 26, 2021

March 27, 2018

10.0000 11.9994

11.2243

0.7200

0.6000

Yearly Direct 10.0000

10.0000

0.6000

March 26, 2021

March 27, 2018

10.0000 12.7622

11.6343

0.7200

Monthly 10.0000Dec 27, 2021

10.0000

12.0236 0.0600

Monthly Direct 10.0000

10.0000

10.0000Nov 25, 2021

Jan 25, 2022

Jan 25, 2022

11.8888

11.8071

11.9203

0.0600

0.0600

0.0600

Quarterly 10.0000

Dec 28, 2021 10.0000

10.0000

12.2724 0.1800

0.1800

0.1800

Quarterly Direct 10.0000

June 28, 2018

March 27, 2018

Dec 28, 2017

10.0000

10.0000

10.8458

11.0687

11.2582

0.1500

0.1500

0.1500

45.64%

32.39%

20.78%

>365 days

Up to 365 days

Equity Instruments



SCHEME PERFORMANCE




Scheme CRISIL Hybrid 85+15-Conservative Index*

CRISIL Hybrid 85+15-Conservative Index*

CRISIL 10 year Gilt Index**

CRISIL 10 year Gilt Index**Scheme

1 Year 6.67 7.59 1.90 10,671 10,763 10,191

3 Years 8.03 10.55 6.59 12,609 13,513 12,112

5 Years 6.42 8.69 5.36 13,650 15,310 12,983

Since Inception 8.33 NA NA 66,963 NA NA

Period

CAGR (%) Value of lumpsum investment of 10,000/- ₹invested on inception date


th stoption. Mr. Karan Doshi (equity portfolio) is managing the scheme from 6 September 2021 & Mr. Sanjay Pawar (debt portfolio) is managing the scheme from 1 January 2022.

Total no. of schemes managed by Mr. Karan Doshi is 3 & by Mr. Sanjay Pawar is 10. Past performance may or may not be sustained in the future. Load is not taken into

consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of

the benchmark index, benchmark index figures since inception or the required period are not available. *First Tier Benchmark, ** Additional Benchmark. NA : Not Available. The

performance of the scheme is benchmarked to the Total Return variant of the index.

77.93%

20.78%

1.18%

0.11%AAA/A1+ and Equivalent

Sovereign

Equity Instruments



Scheme Type: An open ended hybrid scheme investing predominantly In debt instruments


Fund Size:

AUM as on 28/02/2020: ₹ 64.77 Cr


First Tier Benchmark: Crisil Hybrid 85 + 15 - Conservative Index


Fund Manager:Name: Mr. Sanjay Pawar (Debt) & Mr. Karan Doshi (Equity); Experience: 14+ years & 8+ years respectively

Expense Ratio:Regular: 2.27%; Direct: 1.34%(for detailed bifurcation on TER, please see page no 36)

Portfolio Metrics:Average Maturity 1.41 yearsMacaulay Duration 0.99 yearsModified Duration 0.97 yearsYTM 4.28 %

27


Exit Load





March 26, 2019 11.3539 0.8400

March 26, 2019 10.8612 0.8400


Sept 30, 2020 11.1426

Sept 28, 2021 12.3310


10.0000Feb 25, 2022 11.6522 0.0600

10.0000Feb 25, 2022 11.7572 0.0600

NAV as on February 28,2022:


Growth ₹ 66.9627 ₹ 71.8999

Monthly IDCW ₹ 11.7778 ₹ 11.6734

Quarterly IDCW ₹ 12.1249 ₹ 14.5106

Yearly IDCW ₹ 12.7311 ₹ 13.6329

Equity Holdings

Auto


Banks

ICICI Bank Ltd.

HDFC Bank Ltd.



Nestle India Ltd.

Petroleum Products


Pharmaceuticals

Abbott India Ltd.

Software

Infosys Ltd.

Larsen & Toubro Infotech Ltd.

Tech Mahindra Ltd.

Telecom - Services

Bharti Airtel Ltd.

Bharti Airtel Ltd. PARTLY PAID UP FV 1.25


Corporate Debt


NTPC Ltd.




Government Bond





Treasury Bill

364 Days Tbill Red 11-03-2022

Treasury Bill Total

Government Bond & Treasury Bill Total


TREPS / Repo



Grand Total

1.03%

1.03%

6.38%

4.55%

1.83%

3.14%

1.59%

1.56%

1.62%

1.62%

0.19%

0.19%

7.62%

5.13%

1.44%

1.05%

0.80%

0.77%

0.03%

20.78%

0.11%

0.11%

0.11%

40.58%

3.90%

1.06%

45.53%

32.39%

32.39%

77.93%

1.55%

-0.37%

1.18%

100.00%

Top 10 holdings

LIC MF Bond fund is an open-ended debt scheme which will endeavor to generate an attractive return for its

investors by investing in a portfolio is between 4 years and 7 years. However, there is no assurance that the

investment objective of the Schemes will be realized.


Daily * 10.0000 0.2000

10.0000 0.2000

March 27, 2018

December 28, 2017

September 29, 2017

10.0000 10.1018

10.1514

10.4690

0.1700

Daily Direct * June 29, 2016 10.0000 10.5374 0.2000

September 28, 2016 10.0000 10.9559 0.2000

January 3, 2017 10.0000 11.0619 0.2000


>365 days

83.45%Sovereign




SCHEME PERFORMANCE



SchemeCRISIL Composite Bond Fund Index*


CRISIL 10 year Gilt Index**Scheme

CRISIL Composite Bond Fund Index*

1 Year 2.91 5.76 1.90 10,293 10,579 10,191

3 Years 6.39 8.76 6.59 12,044 12,868 12,112

5 Years 5.62 7.52 5.36 13,146 14,371 12,983

Since Inception 8.05 NA NA 58,000 NA NA

PeriodCAGR (%)

Value of lumpsum investment of 10,000/- invested ₹on inception date


thoption. Mr. Marzban Irani is managing the above scheme from 10 August, 2016 and total no. of schemes managed by him is 5. Also, Mr. Sanjay Pawar is co managing the above

st scheme from 1 January, 2022 and total no. of schemes managed by him is 10. Past performance may or may not be sustained in the future. Load is not taken into consideration

for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark

index, benchmark index figures since inception or the required period are not available. *First Tier Benchmark, ** Additional Benchmark. NA : Not Available.


Scheme Type: An open ended medium term debt scheme investing in instruments with Macaulay Duration of the portfolio is between 4 years and 7 years (please refer page no 38 of SID) (A Relatively High interest rate risk and moderate Credit Risk)

Date of Allotment: June 23,1999

Fund Size:

AUM as on 28/02/2020: ₹ 119.93 Cr



Exit Load:

Ÿ 0.25% if redeemed or switched out on or

before completion of 15 days from the date of

allotment of units.

Ÿ No Exit Load is payable if units are

redeemed/switched-out after 15 days from the

date of allotment.

First Tier Benchmark: Crisil Composite Bond Fund Index




NAV as o 2:n February 28, 202


Growth ₹ 57.9996 ₹ 60.8357

IDCW ₹ 12.7132 ₹ 14.7002

28


12.21%


Up to 365 days

AAA/A1+ and Equivalent 4.35%

An open-ended medium-term debt scheme investing in instruments with macaulay duration of the portfolio is between 4 years and 7 years (Please refer page no. 38 of SID) A Relatively High Interest Rate Risk and Moderate Credit Risk.

Fund Manager:Name: Mr. Marzban Irani & Mr. Sanjay Pawar Experience: 20+ years & 14+ years respectively


75.30%

12.21%

12.49%

Corporate Debt


Indian Railway Finance Corporation Ltd.




Government Bond







Treasury Bill



Treasury Bill Total


7.37% Maharashtra Sdl Red 14-09-2026

7.98% Gujarat Sd Red 11-05-2026




TREPS / Repo



Grand Total

CRISIL AAA

SOVEREIGN

SOVEREIGN

SOVEREIGN

SOVEREIGN

SOVEREIGN

SOVEREIGN

SOVEREIGN

SOVEREIGN

SOVEREIGN

4.35%

4.35%

4.35%

21.00%

14.03%

4.44%

4.37%

4.17%

48.01%

8.33%

4.16%

12.49%

22.46%

0.49%

22.95%

83.45%

16.39%

-4.19%

12.21%

100.00%

The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks, public sector undertakings, public financial institutions and Municipal Bonds. There is no assurance that the investment objective of the Scheme will be realized.


Daily * December, 2021 0.0114

0.0049

Daily Direct *

December, 2020 0.0062

Weekly *

Weekly Direct * December, 2021

February, 2022

February, 2022

0.0143

0.0318

0.0276

Monthly

Nov 25, 2021 10.0000

10.0000

10.4968 0.0400

Monthly Direct

Dec 29, 2020 10.0000

10.0000

10.0000

10.8637 0.0600

0.0600

47.34%

27.15%

24.72%

Up to 91 days


> 365 Days

81.48%

17.73%

0.79%

AAA/ A1+ and Equivalent

Sovereign




SCHEME PERFORMANCE



SchemeNifty Banking & PSU Debt Index*

Nifty Banking & PSU Debt Index*


Scheme

1 Year 3.63 5.67 1.90 10,366 10,571 10,191

3 Years 6.63 7.90 6.59 12,127 12,564 12,112

5 Years 6.70 7.05 5.36 13,831 14,062 12,983

Since Inception 7.29 8.27 6.63 28,242 32,290 25,798

PeriodCAGR (%)


thAbove returns are as on 28 February, 2022. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth thoption. Mr. Marzban Irani is managing the above scheme from 10 August, 2016 and total no. of schemes managed by him is 5. Also, Mr. Sanjay Pawar is co managing the above

stscheme from 1 January, 2022 and total no. of schemes managed by him is 10. Past performance may or may not be sustained in the future. Load is not taken into consideration

for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *First Tier Benchmark, ** Additional Benchmark.

* IDCW under Daily and Weekly Plan are cumulative IDCW declared during the month. After payment of the IDCW, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither IDCW nor that the IDCWs be paid regularly. For complete IDCW

Scheme Type: An open ended debt scheme predominantly investing in debt instruments of banks, public sector undertakings, public financial institutions and municipal bonds. (A Relatively High interest rate risk and Relatively Low Credit Risk)

Date of Allotment: May 31, 2007

Fund Size:

AUM as on 28/02/2020: ₹ 1,389.96 Cr



First Tier Benchmark: Nifty Banking and PSU Debt Index




29

Company CompanyRating Rating% of NAV % of NAV

0.79%

> 91 days up to 365 Days

0.0600

October, 2020 0.0977

Oct 28, 2020 10.8833

November, 2020 0.0707

Nov 25, 2020 10.8985


10.0000

0.0600

0.0600


Sept 27, 2021 10.5650

An open-ended debt scheme predominantly investing in Debt Instruments of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds.A Relatively High Interest Rate Risk and Relatively Low Credit Risk.

Oct 25, 2021 10.5138

January, 2022

Fund Manager:Name: Mr. Marzban Irani & Mr. Sanjay Pawar Experience: 20+ years & 14+ years respectively

January, 2022 0.0257


December, 2021 0.0105

January, 2022 0.0210

0.0283February, 2022



Growth ₹ 28.2424 ₹ 29.9346

Daily IDCW ₹ 10.8239 ₹ 12.1122

Weekly IDCW ₹ 10.0533 ₹ 10.0547

Monthly IDCW ₹ 10.5700 ₹ 10.0547

CORPORATE DEBT

NON-CONVERTIBLE DEBENTURES

Indian Railway Finance Corporation Ltd.

National Housing Bank

NTPC Ltd.


Power Finance Corporation Ltd.

Housing & Urban Development Corp Ltd.

Hindustan Petroleum Corporation Ltd.

National Bk for Agriculture & Rural Dev.

REC Ltd.




Oil & Natural Gas Corporation Ltd.

Export Import Bank of India


NON-CONVERTIBLE DEBENTURES Total

CORPORATE DEBT Total

Money Market Instruments

Certificate of Deposit

Axis Bank Ltd.

HDFC Bank Ltd.


Certificate of Deposit Total

Commercial Paper


Hindustan Petroleum Corporation Ltd.

Commercial Paper Total

Money Market Instruments Total


Government Bond





Treasury Bill



Treasury Bill Total


7.37% Maharashtra Sdl Red 14-09-2026




Treps / Repo



Grand Total

CRISIL AAA

CRISIL AAA

CRISIL AAA

CRISIL AAA

CRISIL AAA

FITCH AAA

CRISIL AAA

ICRA AAA

CRISIL AAA

ICRA AAA

CARE AAA

CRISIL AAA

ICRA AAA

CRISIL AAA

CRISIL AAA

CRISIL A1+

CARE A1+

CRISIL A1+

CARE A1+

CRISIL A1+

SOVEREIGN

SOVEREIGN

SOVEREIGN

SOVEREIGN

SOVEREIGN

SOVEREIGN

8.92%

7.18%

5.79%

5.07%

3.91%

3.73%

3.70%

2.65%

2.25%

1.90%

1.88%

1.87%

1.81%

1.13%

1.11%

52.89%

52.89%

8.91%

5.34%

1.78%

16.02%

8.97%

3.59%

12.56%

28.59%

5.66%

4.58%

3.78%

14.03%

1.80%

0.36%

2.16%

1.55%

1.55%

17.73%

0.92%

-0.14%

0.79%

100.00%

The primary investment objective of the scheme is to generate returns commensurate with risk from a

portfolio constituted of Debt securities and/or Money Market instruments. However, there can be no

assurance that the investment objective of the scheme will be achieved.

55.62%

37.47%


> 365 Days

Up to 365 Days






Scheme Type: An Open Ended Short Term Debt scheme investing in instruments with Macaulay duration between 1 year and 3 years. (please refer page no 37 of SID). (A Moderate interest rate risk and moderate Credit Risk)

Date of Allotment: February 1, 2019

Fund Size:

AUM as on 28/02/2020: ₹ 259.11 Cr



First Tier Benchmark: CRISIL Short Term Bond Fund Index


Fund Manager:Name: Mr. Marzban Irani Experience: 20+ years



NAV as on 2:February 28 , 202


Growth ₹ 12.0478 ₹ 12.4444

IDCW ₹ 12.0478 ₹ 12.4444

30

50.46%

42.63%

6.91%

AAA/A1+ and Equivalent


Sovereign

SCHEME PERFORMANCE

Scheme CRISIL Short TermBond Fund Index*

CRISIL Short TermBond Fund Index*

CRISIL 10 YearGilt Index**

Scheme

1 Year 3.40 5.66 1.90 10,342 10,569 10,191

3 Years 6.16 11,966

NA NA

7.90 12,566

NA NA

6.59 12,112

NA NA5 Years

Since Inception 6.24 7.97 6.68 12,048 12,662 12,200

PeriodCAGR (%)



stoption. Mr. Marzban Irani is managing the above scheme from 1 February, 2019 and total no. of schemes managed by him is 5. Also, Mr. Sanjay Pawar is co managing the above

st scheme from 1 September, 2020 and total no. of schemes managed by him is 10. Past performance may or may not be sustained in the future. Load is not taken into

consideration for computation of performance. Since respective schemes have not completed relevant period (3 years or 5 years) after allotment or units were not available

throughout the respective period, no returns are available. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *First Tier Benchmark, ** Additional

Benchmark.

Co-Fund Manager:Name: Mr. Sanjay PawarExperience: 13+ years

CRISIL 10 YearGilt Index**

An Open Ended Short Term Debt scheme investing in instruments with Macaulay duration between 1 year and 3 years (Refer page no. 37 of the SID) A Moderate Interest Rate Risk and Moderate Credit Risk.


Corporate Debt


REC Ltd.



NTPC Ltd.








Axis Bank Ltd.




Government Bond






Treasury Bill



Treasury Bill Total



TREPS / Repo



Grand Total

CRISIL AAA

ICRA AAA

CRISIL AAA

CRISIL AAA

CRISIL AAA

CRISIL AAA

CRISIL AAA

CRISIL A1+

SOVEREIGN

SOVEREIGN

SOVEREIGN

SOVEREIGN

SOVEREIGN

SOVEREIGN

8.49%

6.10%

4.34%

4.15%

4.04%

3.96%

2.01%

33.09%

33.09%

9.54%

9.54%

9.54%

20.50%

7.68%

6.07%

0.81%

35.06%

7.72%

7.68%

15.40%

50.46%

14.72%

-7.81%

6.91%

100.00%

The investment objective of the scheme is to generate returns through investment in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 3 months - 6 months. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.

52.25%


Up to 365 Days






Scheme Type: An Open Ended Ultra Short Term Debt scheme investing in instruments with Macaulay duration between 3 months - 6 months (Please refer Page No. 42). (A Relatively Low interest rate risk and moderate Credit Risk)


Fund Size:

AUM as on 28/02/2020: ₹ 75.94 Cr



First Tier Benchmark: CRISIL Ultra Short Term Debt Index


Fund Manager:Name: Mr. Rahul Singh Experience: 14+ years


Portfolio Metrics:Average Maturity 124 daysMacaulay Duration 113 daysModified Duration 110 daysYTM 3.5 %

31

52.61%

41.14%


Sovereign



SCHEME PERFORMANCE

SchemeCRISIL Ultra ShortTerm Debt Index*

CRISIL Ultra ShortTerm Debt Index*

CRISIL 1 Year T-Bill Index**


Scheme

1 Year

7 Days

3 Years

15 Days

10,324

NA

10,153

10,002

10,011

10,027

10,075

NA

3.22

NA

3.08

1.94

2.44

3.51

3.05

NA

10,432

NA

10,198

10,008

10,022

10,035

10,104

NA

4.30

NA

3.98

4.04

4.74

4.60

4.23

NA

10,367

NA

10,153

10,002

10,016

10,047

10,089

NA

3.65

NA

3.09

0.98

3.53

6.15

3.62

NA5 Years

1 Month

3 Months

6 Months

Since Inception 3.77 5.11 4.60 10,870 11,192 11,070

PeriodCAGR (%)



thoption. Mr. Rahul Singh is managing the above scheme from 27 November, 2019 and total no. of schemes managed by him is 5. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. Since respective schemes have not completed relevant period (3 years or 5 years) after allotment or units were not available throughout the respective period, no returns are available. *First Tier Benchmark, ** Additional Benchmark. NA : Not Available.

Value of lumpsum investment of 10,000/- ₹

Daily *

August, 2021 3.7039

Daily Direct *

May, 2021

October, 2020

1.8320

5.7760

Weekly *

Weekly Direct *

6.26%


August, 2021 4.6722

June, 2020 5.8688

August, 2020 5.4748

February, 2021 3.8764


April, 2021 6.9087

June, 2021 4.6234

June, 2021 1.1500

July, 2021 3.7076

July, 2021 2.5124

An Open Ended Ultra Short Term Debt scheme investing in instruments with Macaulay duration between 3 months to 6 months (Please refer page no. 42 of SID) A Relatively Low Interest Rate Risk and Moderate Credit Risk.

6.62%> 365 Days




Growth ₹ 1087.0428 ₹ 1092.5569

Daily IDCW ₹ 1020.2301 -

Weekly IDCW ₹ 1022.3286 ₹ 1022.8571

Monthly IDCW ₹ 1087.0559 ₹ 1092.6285

Corporate Debt


REC Ltd.




Government Bond



Treasury Bill



Treasury Bill Total



TREPS / Repo



Grand Total

CRISIL AAA

SOVEREIGN

SOVEREIGN

SOVEREIGN

6.26%

6.26%

6.26%

6.62%

6.62%

32.84%

13.16%

45.99%

52.61%

40.98%

0.15%

41.14%

100.00%

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through

judicious mix of investment in money market instruments and quality debt instruments. However, there is no

assurance that the investment objective of the Schemes will be realized.


Daily * Dec, 2021 2.8567

Daily Direct * Dec, 2021

Jan, 2022

Jan, 2022

3.0158

2.9925

2.8335

41.55%

38.72%

Up to 60 days

> 60 Days



SCHEME PERFORMANCE



49.25%

38.72%


Sovereign


12.03%

SchemeCRISIL Liquid Fund Index*

CRISIL Liquid Fund Index*



Scheme

1 Year

7 Days

3.31

3.40

3.65

3.62

3.65

0.98

10,331

10,007

10,365

10,007

10,365

10,002

3 Years

15 Days

4.47

3.42

4.82

3.84

5.36

3.43

11,402

10,014

11,518

10,016

11,697

10,014

5 Years

1 Month

3 Months

6 Months

5.47

3.48

3.40

3.30

5.76

3.88

3.73

3.64

5.84

6.15

3.62

3.09

13,055

10,027

10,084

10,164

13,231

10,030

10,092

10,181

13,283

10,047

10,089

10,153

Since Inception 6.94 NA 5.94 38,147 NA 31,643

PeriodCAGR (%)


thAbove returns are as on 28 February, 2022. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan - Growth option. Mr. Rahul Singh is managing the above scheme from 5th October, 2015 and total no. of schemes managed by him is 5. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. As the scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. *First Tier Benchmark, ** Additional Benchmark. NA : Not Available.

* IDCW under Daily and Weekly Plan are cumulative IDCW declared during the month. After payment of the IDCW, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither IDCW nor that the IDCWs be paid regularly. For complete IDCW history please visit www.licmf.com.

Scheme Type: An open-ended liquid scheme(A Relatively Low interest rate risk and moderate Credit Risk)


Fund Size:

AUM as on 28/02/2020: ₹ 4,977.06 Cr


Load Structure:Entry Load: Nil Exit Load:

First Tier Benchmark: Crisil Liquid Fund Index


Fund Manager:Name: Mr. Rahul Singh

14+ yearsExperience:



32



Investor exit uponSubscription

Exit load as a % ofredemption / switch out

proceeds

Day 1 0.0070%

Day 2 0.0065%

Day 3 0.0060%

Day 4 0.0055%

Day 5 0.0050%

Day 6 0.0045%

Day 7 onwards 0.0000%

19.73%



An Open Ended Liquid Scheme. A Relatively Low Interest Rate Risk and Moderate Credit Risk.


Feb, 2022 2.8128

Feb, 2022 2.6677

NAV as on 2:February 28 , 202


Growth ₹ 1000.1000 ₹ 3854.6295

IDCW ₹ 3814.6550 ₹ 1013.6000



Axis Bank Ltd.

Bank of Baroda

Canara Bank


Commercial Paper

Chennai Petroleum Corporation Ltd.




TVS Credit Services Ltd.

Kotak Securities Ltd.

Birla Group Holdings Pvt Ltd.

NTPC Ltd.

ICICI Securities Ltd.

Godrej Industries Ltd.




Treasury Bill



Treasury Bill Total



TREPS / Repo



Grand Total

CRISIL A1+

FITCH A1+

CRISIL A1+

ICRA A1+

CARE A1+

CRISIL A1+

CRISIL A1+

CRISIL A1+

ICRA A1+

CRISIL A1+

FITCH A1+

CRISIL A1+

ICRA A1+

SOVEREIGN

SOVEREIGN

4.49%

3.99%

1.99%

10.47%

8.01%

6.01%

5.00%

4.00%

3.99%

3.98%

2.51%

2.50%

1.49%

1.30%

38.78%

49.25%

7.02%

5.01%

12.03%

12.03%

38.60%

0.12%

38.72%

100.00%

The investment objective of the Scheme is to generate income by investing in a portfolio of quality short term debt securities. However, there is no assurance that the investment objective of the Schemes will be realized.


Daily *

Daily Direct * Dec, 2021

Jan, 2022

Jan, 2022

0.0287

0.0311

0.0127

Weekly *

April, 2021 0.0442

Weekly Direct *

March, 2020

May, 2019

0.0056

0.0641

Monthly 10.0000

September 29, 2020 10.0000

10.0000

10.6050 0.0600

Monthly Direct July 24, 2013 10.0000 10.0500 0.0025

August 27, 2013 10.0000 10.1434 0.0913

September 1, 2013 10.0000 10.0631 0.1319

50.88%

30.95%

15.58%

2.59%

Up to 91 days

> 365 Days

> 91 days up to 365 Days




SCHEME PERFORMANCE



78.62%

18.36%

2.59%

0.43%


AA+/AA

Sovereign


SchemeCRISIL Low

Duration Debt Index*CRISIL Low

Duration Debt Index*CRISIL 1 Year T-Bill Index**


Scheme

1 Year

6 Months

3 Months

1 Month

15 Days

7 Days

3.45

2.94

3.31

4.02

3.41

2.49

4.60

3.86

4.30

5.09

4.66

3.25

3.65

3.09

3.62 6.15

3.53

0.98

10,347

10,146

10,082

10,031

10,016

10,005

10,463

10,191

10,106

10,039

10,022

10,006

10,367 10,153

10,089

10,047

10,016

10,002

3 Years 4.52 6.53 5.36 11,421 12,092 11,697

5 Years 5.47 6.83 5.84 13,050 13,914 13,283

Since Inception 6.46 7.18 5.91 32,325 36,653 29,310

PeriodCAGR (%)



thoption. Mr. Rahul Singh is managing the above scheme from 7 September, 2015 and total no. of schemes managed by him is 5. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *First Tier Benchmark, **Additional Benchmark.

* IDCW under Daily and Weekly Plan are cumulative IDCW declared during the month. After payment of the IDCW, the per Unit NAV falls to the extent of the payout and statutory levy (if applicable). There is no guarantee or assurance to the unitholders as to the rate/quantum of neither IDCW nor that the IDCWs be paid regularly. For complete IDCW history please visit www.licmf.com.

Scheme Type: An open ended low duration debt scheme investing in instruments with Macaulay Duration of the portfolio is between 6 months and 12 months (please refer page no 29 of SID). (A Relatively Low interest rate risk and moderate Credit Risk)


Fund Size:

AUM as on 28/02/2020: ₹ 1,261.08 Cr


Load Structure:Entry Load: Nil Exit Load: Nil

First Tier Benchmark: CRISIL Low Duration Debt Index






33

February, 2020 0.0287

Dec, 2021 0.0251

Company CompanyRating Rating% of NAV % of NAV

0.0600July 29, 2020 10.6709

0.060010.6351August 27, 2020

February, 2021 0.0125

March, 2021 0.0394


An open-ended low duration debt scheme investing in instruments with macaulay duration of the portfolio is between 6 months and 12 months (Please refer Page No. 29 of SID) A Relatively Low Interest Rate Risk and Moderate Credit Risk.

Nov, 2021 0.0313


Feb, 2022 0.0350



Growth ₹ 32.3248 ₹ 34.3140

Daily IDCW ₹ 10.4972 ₹ 10.0500

Weekly IDCW ₹ 11.0985 ₹ 11.9584

Monthly IDCW ₹ 11.2058 ₹ 17.9284

Corporate Debt


REC Ltd.

Power Finance Corporation Ltd.



Rural Dev.

Housing Development Finance

Corp Ltd.


Bajaj Finance Ltd.

Bajaj Housing Finance Ltd.

HDB Financial Services Ltd.

Mahindra & Mahindra Financial

Serv Ltd.





Axis Bank Ltd.

HDFC Bank Ltd.


IDFC First Bank Ltd.


Rural Dev.


Commercial Paper

Birla Group Holdings Pvt Ltd.

Kotak Mahindra Investments Ltd.

TVS Credit Services Ltd.

TV18 Broadcast Ltd.


Bajaj Housing Finance Ltd.

ICICI Securities Ltd.




Government Bond




Treasury Bill


Treasury Bill Total


7.59% Karnataka SDL RED

29-03-2027




TREPS / Repo



Grand Total

CRISIL AAA

CRISIL AAA

CRISIL AAA

CRISIL AAA

CRISIL AAA

CRISIL AAA

CRISIL AAA

CRISIL AAA

CRISIL AAA

CRISIL AA+

CRISIL A1+

CARE A1+

CRISIL A1+

ICRA A1+

CRISIL A1+

CRISIL A1+

CRISIL A1+

CRISIL A1+

ICRA A1+

CRISIL A1+

CRISIL A1+

CRISIL A1+

SOVEREIGN

SOVEREIGN

SOVEREIGN

SOVEREIGN

7.64%

6.42%

4.13%

2.11%

2.10%

2.09%

2.05%

1.98%

1.26%

0.43%

30.22%

30.22%

5.85%

5.72%

3.92%

3.92%

1.89%

21.31%

5.94%

3.95%

3.94%

3.92%

3.91%

3.90%

1.96%

27.51%

48.83%

12.24%

1.99%

14.24%

1.98%

1.98%

2.15%

2.15%

18.36%

2.69%

-0.10%

2.59%

100.00%

The investment objective of the Scheme is to provide reasonable returns commensurate with low risk and

providing a high level of liquidity, through investments made primarily in overnight securities having

maturity/residual maturity of 1 business day. However, there can be no assurance that the investment

objective of the scheme will be achieved.



Scheme Type: An open-ended debt scheme investing in overnight securities. (A Relatively Low Interest Rate Risk and Relatively Low Credit Risk)

Date of Allotment: July 18, 2019

Fund Size:

AUM as on 28/02/2020: ₹ 804.06 Cr



First Tier Benchmark: NIFTY 1D Rate Index






34

NAV as on 2: February 28, 202


Growth ₹ 1094.9823 ₹ 1098.7225

Daily IDCW - ₹ 1017.3825

Weekly IDCW ₹ 1013.8614 ₹ 1001.1230

IDCW ₹ 1095.4780 ₹ 1098.4574


Daily *

Daily Direct *

Weekly Direct *

August, 2021

Dec, 2021

Jan, 2022

August, 2021

2.1850

2.6257

2.7039

4.0627


SCHEME PERFORMANCE

SchemeNIFTY 1D

Rate Index*NIFTY 1D

Rate Index*CRISIL 1 Year T-Bill Index**


Scheme

1 Year

7 Days 3.18 3.32 0.98 10,006 10,006 10,002

3 Years

15 Days 3.16 10,013

10,024

10,082

10,316

NA

10,159

NA

3.18

3.31

3.16

NA

3.22

NA

3.33 10,014

10,026

10,086

10,334

NA

10,168

NA

3.35

3.47

3.34

NA

3.39

NA

3.43 10,014

10,047

10,089

10,365

NA

10,153

NA

6.15

3.62

3.65

NA

3.09

NA5 Years

1 Month

3 Months

6 Months

Since Inception 3.53 3.68 5.02 10,950 10,992 11,370

PeriodCAGR (%)



thoption. Mr. Rahul Singh is managing the above scheme from 18 July, 2019 and total no. of schemes managed by him is 5. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. Since respective schemes have not completed relevant period (3 years or 5 years) after allotment or units were not available throughout the respective period, no returns are available. The Mutual Fund is not guaranteeing or promising or forecasting any returns. *First Tier Benchmark, ** Additional Benchmark. NA : Not Available.



June, 2021 2.4278

June, 2021 1.5200

July, 2021 1.0409

July, 2021 4.3968

An open ended debt scheme investing in overnight securities. A Relatively Low Interest Rate Risk and Relatively Low Credit Risk

LIC MF

FUNDVERNIGHT


Feb, 2022 2.5871

99.38%

0.62%Up to 365 days




99.38%

0.62%Sovereign




Treasury Bill


Treasury Bill Total



TREPS / Repo



Grand Total

SOVEREIGN 0.62%

0.62%

0.62%

99.14%

0.23%

99.38%

100.00%

35

Comparative Performance of Open Ended Schemes

1 Year 3 Years 5 Years Since Inception

LIC MF Flexi Cap Fund 13.14

3.75 4.09

6.60

4.15

8.96

NA

Nifty 500 TRI #

4.30

18.20

13.20

4.32

NA

4.34

14.50

NA

NIFTY 50 TRI ##

18.66

16.89

3.65

17.25

5.36

13.01

5.47

15.03

NA

LIC MF Banking & Financial Services Fund 2.52 4.39 9.53 3.96

Nifty Financial Services TRI # 5.85 16.02 15.20 13.46

NIFTY 50 TRI ## 15.03 17.25 12.01

LIC MF Index Fund - Sensex Plan 14.45 16.33 13.54 14.33

S&P BSE Sensex TRI # 15.65 17.49 17.71 15.73

NIFTY 50 TRI ## 16.89 17.25 17.10 15.03

LIC MF Index Fund - Nifty Plan 15.48 15.92 12.81 13.51

NIFTY 50 TRI # 16.89 17.25 17.10 15.03

S&P BSE Sensex TRI ## 15.65 17.49 17.71 15.73

LIC MF Equity Hybrid Fund 10.35 11.70 8.65 8.31

CRISIL Hybrid 35+65 - Aggressive Index # 13.68 15.59 NA 12.81

NIFTY 50 TRI ## 16.89 17.25 14.53 15.03

1.65

LIC MF G-Sec Long Term Exchange Traded Fund 3.03 7.28 7.29 6.28

Nifty 8-13 yr G-Sec Index # 3.32 7.69 7.66 6.65

CRISIL 10 year Gilt Index ## 1.90 6.59 6.71 5.36

LIC MF Large Cap Fund 18.46 17.33 5.14 12.87

Nifty 100 TRI # 17.26 17.12 NA 14.57

NIFTY 50 TRI ## 16.89 17.25 10.78 15.03

LIC MF Large & Mid Cap Fund 23.02 19.25 12.93 14.34

Nifty LargeMidcap 250 TRI # 19.50 19.72 13.11 15.14

NIFTY 50 TRI ## 16.89 17.25 11.10

16.02

15.03

LIC MF Infrastructure Fund 26.06 19.06 5.74 12.41

Nifty Infrastructure TRI # 18.62 20.19 2.60 11.82

NIFTY 50 TRI ## 16.89 17.25 11.04 15.03

LIC MF Tax Plan 18.90 15.78 9.50 12.86

Nifty 500 TRI # 18.66 18.20 15.12 14.50

NIFTY 50 TRI ## 16.89 17.25 13.51 15.03

LIC MF Exchange Traded Fund - Nifty 50 16.72 17.09 14.05 14.86

NIFTY 50 TRI # 16.89 17.25 14.26 15.03

S&P BSE Sensex TRI ## 15.65 17.49 14.53

LIC MF Exchange Traded Fund - Sensex 15.40 17.33 14.31 15.63

S&P BSE Sensex TRI # 15.65 17.49 14.40 15.73

NIFTY 50 TRI ## 16.89 17.25 14.15 15.03

LIC MF Exchange Traded Fund - Nifty 100 16.93 16.69 15.53 14.22

NIFTY 100 TRI # 17.26 17.12 15.94 14.57

S&P BSE 100 TRI ## 17.07 17.21 14.62

LIC MF Unit Linked Insurance Scheme 20.20 15.47 9.84 11.99

Crisil Hybrid 35 + 65 - Aggressive Index # 13.68 15.59 NA 12.81

NIFTY 50 TRI ## 16.89 17.25 NA 15.03

CAGR (%)

September 18, 2020

September 18, 2020

September 18, 2020

September 18, 2020

September 18, 2020

Funds managed by Mr. Jaiprakash Toshniwal

August 10, 2016

September 1, 1994

February 25, 2015

December 24, 2014

Scheme managed by the current Fund Manager since

October 4, 2018

October 4, 2018

Funds managed by Mr. Yogesh Patil

March 24, 2008

March 31, 1997

November 20, 2015

November 30, 2015

March 17, 2016

June 19, 1989

Date of Inception

April 15, 1993

March 27,2015

December 5, 2002

December 5, 2002

January 1, 1991

Funds managed by Mr. Marzban Irani


NIFTY 50 Arbitrage Index #

CRISIL 1 Year T-Bill Index ##

January 25, 2019

LIC MF Short Term Debt Fund 3.40 6.16 6.24 NA

CRISIL Short Term Bond Fund Index # 5.66 7.90 7.97 NA

CRISIL 10 Year Gilt Index ## 1.90 6.59 6.68 NA

February 1, 2019February 1, 2019

15.73

16.89

Funds managed by Mr. Karan Doshi


CRISIL Hybrid 85+15 - Conservative Index #

CRISIL 10 year Gilt Index ##

January 7, 2021June 1, 1998

LIC MF Children's Gift Fund

CRISIL Hybrid 35+65 - Aggressive Index #

NIFTY 50 TRI ##

January 7, 2021November 12, 2001



NIFTY 50 TRI ##

September 6, 2021January 1, 1991

September 6, 2021

September 6, 2021

September 6, 2021

September 6, 2021

September 6, 2021

September 6, 2021

September 6, 2021

6.67 8.03 8.33 6.42

7.59

1.90

10.55 NA

NA

8.89

6.59 5.36

10.25 12.40 4.15 6.63

13.68 15.59 NA 12.81

16.89 17.25 16.44 15.03

10.35 11.70 8.65 8.31

13.68 15.59 NA 12.81

16.89 17.25 14.53 15.03

LIC MF Government Securities Fund 3.34 7.49 7.43 6.69

NIFTY All Duration G-Sec Index # 4.89 8.32 NA 7.19

CRISIL 10 year Gilt Index ## 1.90 6.59 NA 5.36

LIC MF Bond Fund 2.91 6.39 8.05 5.62

CRISIL Composite Bond Fund Index # 5.76 8.76 NA 7.52


LIC MF Banking & PSU Debt Fund 3.63 6.63 7.29 6.70

Nifty Banking and PSU Debt Index # 5.67 7.90 8.27 7.05

CRISIL 10 Year Gilt Index ## 1.90 6.59 6.63 5.36

August 10, 2016

August 10, 2016

August 10, 2016

May 31, 2007

December 10, 1999

June 23, 1999

LIC MF Savings Fund 3.45 4.52 6.46 5.47

CRISIL Low Duration Debt Index # 4.60 6.53 7.18 6.83

CRISIL 1 Year T-Bill Index ## 3.65 5.36 5.91 5.84

LIC MF Liquid Fund 3.31 4.47 6.94 5.47

Crisil Liquid Fund Index # 3.65 4.82 NA 5.76

CRISIL 1 Year T-Bill Index ## 3.65 5.36 5.94 5.84

October 5, 2015

September 7, 2015

Funds managed by Mr. Rahul Singh

June 9, 2003

March 18, 2002

LIC MF Overnight Fund 3.16 3.53

NIFTY 1D Rate Index # 3.34 3.68

CRISIL 1 Year T-Bill Index ## 3.65 5.02

July 18, 2019

NA NA

NA NA

NA NA

July 18, 2019

LIC MF Ultra Short Term Fund 3.22 3.77

CRISIL Ultra Short Term Debt Index # 4.30 5.11

CRISIL 1 Year T-Bill Index ## 3.65 4.60

November 27, 2019

NA NA

NA NA

NA NA

November 27, 2019

Funds managed by Mr. Dikshit Mittal


Crisil Hybrid 35 + 65 - Aggressive Index #

NIFTY 50 TRI ##

September 6, 2021June 19, 1989

20.20 15.47 9.84 11.99

13.68 15.59 NA 12.81

16.89 17.25 NA 15.03


Total Expense Ratios th(as on 28 February, 2022)

1. Base TER excludes additional expenses provided in Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Services Tax (GST) on investment and advisory fees as per

applicable rate. 2. Additional Expenses not exceeding 0.30% in terms of Regulation 52(6A)(b) of SEBI (Mutual Funds) Regulations, 1996. 3. Additional Expenses not exceeding 0.05% in terms of Regulation 52(6A)(c) of

SEBI (Mutual Funds) Regulations, 1996. 4. Present GST rate is 18%. 5. Percentages mentioned above are annualized. 6. Base TER of direct plan shall have a lower expense ratio excluding distribution expenses,

commission, etc., and no commission shall be paid from such plans.

Scheme NameBase TER

(%)1

Additional

expense as per

Regulation

52(6A)(b) (%)2

Additional

expense as per

Regulation

52(6A)© (%)3

GST (%)4Total TER

(%)

Base TER

(%)1

Additional

expense as per

Regulation

52(6A)(b) (%)2

Additional

expense as per

Regulation

52(6A)© (%)3

GST (%)4Total TER

(%)

Regular Plan Direct Plan

LIC MF Banking & Financial Services Fund 2.25 0.26 0.05

0.20 2.76

1.24 - 0.05 0.18 1.47

LIC MF Equity Hybrid Fund 2.25 0.12

0.05

0.18

2.60

1.15

- 0.05 0.18 1.38

LIC MF Infrastructure Fund 2.25 0.07

0.05

0.19

2.56

1.09

- 0.05 0.16 1.30

LIC MF Large & Mid Cap Fund 1.94

0.30

0.30

0.12

0.05

0.08

2.37

0.68

- 0.05 0.08 0.81

LIC MF Large Cap Fund 2.18

0.05

0.16

2.69

1.08

- 0.05 0.16 1.29

LIC MF Flexi Cap Fund 2.25 0.11

0.05

0.23

2.64

1.40

- 0.05 0.22 1.67

LIC MF Tax Plan 2.25

-

0.17

2.54

1.13

- - 0.17 1.30

LIC MF Index Fund- Sensex Plan 1.00

- 0.03

0.05

1.08

0.30

- 0.020.05 0.37

LIC MF Index Fund-Nifty Plan 1.00

-

- 0.01

1.01

0.20

- - 0.01 0.21

LIC MF Children's Gift Fund 2.25 0.04

-

0.17

2.46

1.35

- - 0.16 1.51

LIC MF Unit Linked Insurance Scheme 2.25 0.09

-

0.27

2.61

1.38

- - 0.25 1.63

LIC MF ETF-Nifty 100 0.25

-

- 0.03

0.28

-

- - - -

LIC MF ETF-Nifty 50 0.10

-

- -

0.10

-

- - - -

LIC MF ETF-Sensex 0.10 - - - 0.10 - - - - -

LIC MF G-Sec Long Term ETF 0.15 - - 0.01 0.16 - - - - -

LIC MF Banking & PSU Debt Fund 0.80 - - 0.03 0.83 0.25 - - 0.03 0.28

LIC MF Bond Fund 1.49 - - 0.14 1.63 0.87 - - 0.13 1.00

LIC MF Debt Hybrid Fund 2.00 0.02 0.05 0.20 2.27 1.12 - 0.05 0.17 1.34

LIC MF Govt. Securities Fund 1.35 - 0.05 0.08 1.48 0.63 - 0.05 0.08 0.76

LIC MF Liquid Fund 0.24 -

-

-

-

0.01 0.25 0.10 -

-

-

-

0.01 0.11

LIC MF Savings Fund





0.80

1.16

1.40

0.20

0.40

-

-

-

-

-

-

-

-

-

-

0.03

0.02

0.04

-

-

0.83

1.18

1.44

0.20

0.40

0.26

0.30

0.35

0.07

0.20

-

-

-

-

-

-

-

-

-

-

0.03

0.02

0.04

-

-

0.29

0.32

0.39

0.07

0.20

36

thAbove returns are as on 28 February, 2022. Past performance may or may not be sustained in the future. Load is not taken into consideration for computation of performance. The Mutual

Fund is not guaranteeing or promising or forecasting any returns. Different plans shall have a different expense structure. The performance details provided herein are of Regular plan -

Reinvestment Income Distribution cum Capital Withdrawaloption for LIC MF ULIS & Regular Plan - Growth option for others schemes. In case, the start/end date of the concerned period is a

nonbusiness date, the NAV of the previous date is considered for computation of returns. The performance of the scheme is benchmarked to the Total Return variant of the index. As the

scheme was launched before the launch of the benchmark index, benchmark index figures since inception or the required period are not available. NA : Not Available. # Benchmark. ##First

Tier Benchmark. LIC MF Balanced Advantage Fund : Since the scheme is in existence for less than 6 Month, as per SEBI regulation performance of the scheme has not been shown.

LIC MF Balanced Advantage Fund 2.02 0.16 0.05 0.04 2.27 0.31 - 0.05 0.04 0.40

Funds managed by Mr. Sanjay Pawar

LIC MF G-Sec Long Term Exchange Traded Fund

Nifty 8-13 yr G-Sec Index #


September 1, 2020December 24, 2014

LIC MF Short Term Debt Fund 3.40 6.16 6.24 NA

CRISIL Short Term Bond Fund Index # 5.66 7.90 7.97 NA

CRISIL 10 Year Gilt Index ## 1.90 6.59 6.68 NA

September 1, 2020February 1, 2019

3.03 7.28 7.29 6.28

3.32 7.69 7.66 6.65

1.90 6.59 6.71 5.36

LIC MF Arbitrage Fund 3.75 4.09 4.15 NA

NIFTY 50 Arbitrage Index # 4.30 4.32 4.34 NA

CRISIL 1 Year T-Bill Index ## 3.65 5.36 5.47 NA

January 1, 2022January 25, 2019



NIFTY 50 TRI ##

20.20 15.47 9.84 11.99

13.68 15.59 NA 12.81

16.89 17.25 NA 15.03

January 1, 2022June 19, 1989

10.35 11.70 8.65 8.31

13.68 15.59 NA 12.81

16.89 17.25 14.53 15.03



NIFTY 50 TRI ##

January 1, 2022January 1, 1991

6.67 8.03 8.33 6.42

7.59 10.55 NA

NA

8.89

1.90 6.59 5.36


CRISIL Hybrid 85+15 - Conservative Index #


January 1, 2022June 1, 1998

10.25 12.40 4.15 6.63

13.68 15.59 NA 12.81

16.89 17.25 16.44 15.03



NIFTY 50 TRI ##

January 1, 2022November 12, 2001

LIC MF Government Securities Fund 3.34 7.49 7.43 6.69

NIFTY All Duration G-Sec Index # 4.89 8.32 NA 7.19


LIC MF Bond Fund 2.91 6.39 8.05 5.62

CRISIL Composite Bond Fund Index # 5.76 8.76 NA 7.52


LIC MF Banking & PSU Debt Fund 3.63 6.63 7.29 6.70

Nifty Banking and PSU Debt Index # 5.67 7.90 8.27 7.05

CRISIL 10 Year Gilt Index ## 1.90 6.59 6.63 5.36

January 1, 2022

January 1, 2022

January 1, 2022

May 31, 2007

December 10, 1999

June 23, 1999

1 Year 3 Years 5 Years Since Inception

CAGR (%) Scheme managed by the current Fund Manager sinceDate of Inception


Summary : Key Features of the Schemes th(as on 28 February, 2022)

RP: Regular Plan, DP: Direct Plan, , SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio IDCW: Income Distribution cum Capital Withdrawal

details of all the Schemes, Investors are requested to visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the

Scheme Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for

subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day

SIP is not applicable for LIC MF Unit Linked Insurance Scheme.

Scheme Name LIC MF Flexi Cap Fund LIC MF Large Cap Fund LIC MF Large & Mid Cap FundLIC MF Banking & Financial ServicesFund

Scheme TypeAn open ended dynamic equity scheme investing across large cap, mid cap and small cap stocks.

An Open Ended Equity Scheme Predominantly Investing In Large Cap Stocks

An Open Ended Equity Scheme Investing In Both Large Cap And Mid Cap Stocks

An Open Ended Equity Scheme Investing In Banking & Financial Companies

Allotment Date April 15, 1993 September 1, 1994 February 25, 2015 March 27, 2015

Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus 3 Years Plus

Plan Available RP/DP RP/DP RP/DP RP/DP

Option Available Growth/IDCW Growth/IDCW Growth/IDCW

Benchmark Nifty 500 TRI Nifty 100 TRI Nifty LargeMidcap 250 TRI Nifty Financial Services TRI

Min Investment Amt(lumpsum) ` 5000 ` 5000 ` 5000 ` 5000

Min Additional Amt(lumpsum)

` 500 ` 500 ` 500 ` 500

Min Redemption Amt ` 500 ` 500 ` 500 ` 500

SIP dates Any day# Any day# Any day# Any day#

SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly

Min SIP Amountthereafter, 2) Monthly - ` 1000/- & in

1) Daily - ` 300/- & in multiples of ` 1/-

multiples of ` 1/- thereafter, 3) Quarterly -

` 3000/- & in multiples of ` 1/- thereafter.

thereafter, 2) Monthly - ` 1000/- & in












Fund Manager Mr. Yogesh Patil Mr. Yogesh Patil Mr. Yogesh Patil Mr. Jaiprakash Toshniwal

Entry LoadNIL NIL NIL NIL

Exit Load

• 0.25% if redeemed or switch out onor before completion of 7 Days fromthe date of allotment of units• Nil after 7 days

Riskometer Risk - Very High Risk - Very High Risk - Very High Risk - Very High

Facility Available SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP

Scheme Name LIC MF Infrastructure Fund LIC MF Tax Plan LIC MF Index Fund - Nifty Plan LIC MF Index Fund - Sensex Plan

Scheme Type An Open Ended Equity Scheme Investing In Infrastructure Companies

An Open Ended Equity Linked Saving Scheme With A Statutory Lock In Of 3 Years And Tax Benefit

An Open Ended Scheme Replicating/Tracking Nifty 50 Index

An Open Ended Scheme Replicating/ Tracking S & P Bse Sensex Index

Allotment Date March 24, 2008 March 31, 1997 December 5, 2002 December 5, 2002

Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus 3 Years Plus


Option Available Growth/IDCW Growth/IDCW Growth/IDCW Growth/IDCW

Benchmark Nifty Infrastructure TRI Nifty 500 TRI Nifty 50 TRI S&P BSE Sensex TRI

Min Investment Amt ` 5000 ` 500 ` 5000 ` 5000

Min Additional Amt (lumpsum) ` 500 ` 500 ` 500 ` 500

Min Redemption Amt (lumpsum) ` 500 ` 500 ` 500 ` 500

SIP dates Any day# Any day# Any day# Any day#

SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly

Min SIP Amount

Fund Manager Mr. Yogesh Patil Mr. Yogesh Patil Mr. Jaiprakash Toshniwal Mr. Jaiprakash Toshniwal

Entry Load NIL NIL NIL NIL

Exit Load NIL (subject to lock-in period of 3 years)

Riskometer Risk - Very High Risk - Very High Risk - Very High Risk - Very High

Facility Available SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP

















37
















• 0.25% if redeemed or switch out onor before completion of 7 Days fromthe date of allotment of units• Nil after 7 days

Growth/IDCW


Summary : Key Features of the Schemes th(as on 28 February, 2022)

RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio IDCW: Income Distribution cum Capital Withdrawal,

details of all the Schemes, Investors are requested to visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the

Scheme Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for

subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day

SIP is not applicable for LIC MF Unit Linked Insurance Scheme.

Scheme NameLIC MF Exchange Traded Fund - Nifty 100


LIC MF Exchange Traded Fund - Sensex

Scheme TypeAn Open Ended Scheme Replicating/Tracking Nifty 100 Index

An Open Ended Scheme Replicating/Tracking Nifty 50 Index

An Open Ended Scheme Replicating/Tracking Sensex Index

Allotment Date March 17, 2016 November 20, 2015 November 30, 2015

Ideal Investment Horizon 3 Years Plus 3 Years Plus 3 Years Plus

Plan Available RP RP RP

Option Available Growth Growth Growth

Benchmark Nifty 100 TRI Nifty 50 TRI S&P BSE Sensex TRI

Min Investment Amt(lumpsum)

For Subscription / Redemption of units directly with MF : 2,00,000 units. For purchase through Stock Exchange : 1 unit

For Subscription / Redemption of units directly with MF : 50,000 units. For purchase through Stock Exchange : 1 unit

For Subscription/ Redemption of units directly with MF : 2,000 units. For purchase through Stock Exchange : 1 unit

Min Additional Amt(lumpsum)Min Redemption Amt(lumpsum)

SIP dates

SIP Frequency

Min SIP Amount

Fund Manager Mr. Jaiprakash Toshniwal Mr. Jaiprakash Toshniwal Mr. Jaiprakash Toshniwal

Entry Load NIL

- - -

-

-

- - -

- -

- -

-

-

-

-

-

-

NIL NIL

Exit Load NIL NIL NIL

Riskometer Risk - Very High Risk - Very High Risk - Very High

Facility Available

Scheme Name LIC MF Equity Hybrid Fund LIC MF Debt Hybrid FundLIC MF Unit Linked InsuranceScheme


Scheme TypeAn Open Ended Hybrid Scheme Investing Predominantly In Equity And Equity Related Instruments

An Open Ended Hybrid Scheme Investing Predominantly In Debt Instruments

An Open-Ended Insurance Linked Tax Saving Scheme

An Open Ended Fund For Investment For Children Having A Lock-In for at least 5 Years Or Till The Child Attains Age Of Majority (Whichever Is Earlier)

Allotment Date January 01, 1991 June 01, 1998 June 19, 1989 November 12, 2001

Ideal Investment Horizon 3 Years Plus 1 Year Plus 3 Years Plus 5 Years Plus


Option Available Growth/IDCW Growth/IDCW Reinvestment IDCW Growth

Benchmark Crisil Hybrid 35 + 65 - Aggressive Index Crisil Hybrid 35 + 65 - Aggressive Index Crisil Hybrid 35 + 65 - Aggressive IndexCrisil Hybrid 85 + 15 - Conservative Index

Min Investment Amt(lumpsum)

` 5000 ` 5000

` 10,000/- under Single Premium Option, ` 10,000/- under Regular Premium - Yearly option, 1,000/- under Regular Premium - `

Monthly Option

` 5000

Min Additional Amt (lumpsum) ` 500 ` 500 ` 500

Min Redemption Amt (lumpsum) ` 500 ` 500 ` 1000 ` 500

SIP dates Any day# Any day# 15th Any day#

SIP Frequency Daily / Monthly / Quarterly Daily / Monthly / Quarterly Monthly / Quarterly Daily / Monthly / Quarterly

Min SIP Amount1) Monthly - ` 1000/- 2) Quarterly - ` 3000/-

Fund ManagerMr. Yogesh Patil (Equity), Mr. Sanjay Pawar (Debt)Mr. Karan Doshi (Equity, Co-Fund Mgr)

Mr. Sanjay Pawar (Debt), Mr. Karan Doshi (Equity)

Mr. Yogesh Patil (Equity)Mr. Dikshit Mittal (Equity, Co-Fund Mgr)Mr. Sanjay Pawar (Debt)

Mr. Sanjay Pawar (Debt) Mr. Karan Doshi (Equity)

Entry Load NIL NIL NIL NIL

Exit Load NIL (subject to lock-in period of 3 years) NILLock-in Period:- at least 5 years or till the child attains age of majority whichever is earlier on every Business Day).

Riskometer Risk - Very High Risk - Moderate Risk - Very High Risk - Very High

Facility Available SIP/STP/SWP SIP/STP/SWP SIP SIP/STP/SWP













LIC MF Government Securities Fund

An Open Ended Debt Scheme Investing in Government Securities Across Maturity. (A Relatively High interest rate risk and Relatively Low Credit Risk)

December 10, 1999

3 Years Plus

RP/DP

Growth/IDCW/PF

NIFTY All Duration G-Sec Index*

` 10000

` 500

` 500

Any day#

Monthly / Quarterly

1) Monthly - 1000/- & in multiples of `

` ` 1/- thereafter, 2) Quarterly - 3000/- & in multiples of 1/- thereafter `

Mr. Marzban Irani &Mr. Sanjay Pawar (Co-Fund Manager)

NIL

0.25% if exit within 30 days from the date of allotment of units

Risk - Low to Moderate

SIP/STP

LIC MF G-Sec Long Term Exchange

Traded Fund

An Open Ended Scheme Replicating / Tracking Nifty 8-13 Yr G-Sec Index. (A Relatively High interest rate risk and Relatively Low Credit Risk)

December 24, 2014

3 Years Plus

RP

-

-

-

-

-

-

Growth

Nifty 8-13 yr G-Sec Index

For Subscription / Redemption of units directly with MF : 1,00,000 units. For purchase through Stock Exchange : 1 unit

Mr. Marzban Irani

NIL

NIL

Risk - Moderate

38







Mr. Sanjay Pawar (Co-Fund Manager)


Summary : Key Features of the Schemes

RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio IDCW: Income Distribution cum Capital Withdrawal,details of all the Schemes, Investors are requested to visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance Scheme.

Scheme Name

Scheme Name

LIC MF Liquid Fund

LIC MF Arbitrage Fund LIC MF Short Term Debt Fund LIC MF Overnight Fund

LIC MF Savings Fund LIC MF Banking & PSU Debt Fund

Scheme Type

Scheme Type

An Open-Ended Liquid Scheme. (A Relatively Low interest rate risk and moderate Credit Risk)

An open ended scheme investing in arbitrage opportunities

An Open Ended Short Term Debt scheme investing in instruments with Macaulay duration between 1 year and 3 years (Please refer Page No 37 of SID) (A Moderate interest rate risk and moderate Credit Risk)

An open-ended debt scheme investing in overnight securities. (A Relatively Low Interest Rate Risk and Relatively Low Credit Risk)

An Open Ended Low Duration Debt Scheme Investing In Instruments With Macaulay Duration Of The Portfolio Is Between 6 Months And 12 Months (Please refer Page No.29) (A Relatively Low interest rate risk and moderate Credit Risk)

An Open Ended Debt Scheme Predominantly Investing In Debt Instruments Of Banks, Public Sector Undertakings, Public Financial Institutions And Municipal Bonds. (A Relatively High interest rate risk and Relatively Low Credit Risk)

Allotment Date

Allotment Date

March 18, 2002

January 25, 2019 February 01, 2019 July 18, 2019

June 09, 2003 May 31, 2007

Ideal Investment Horizon

Ideal Investment Horizon

1 Day Plus

1 Day Plus1 Year Plus 3 Years Plus

6 Months Plus 3 Years Plus

Plan Available

Plan Available

RP/DP

RP/DP RP/DP RP/DP

RP/DP RP/DP

Option Available

Option Available

Growth/IDCW

Growth/IDCW Growth/IDCW Growth/IDCW

Growth/IDCW Growth/IDCW

Benchmark

Benchmark

Crisil Liquid Fund Index

Nifty 50 Arbitrage Index Crisil Short Term Bond Fund Index NIFTY 1D Rate Index

CRISIL Low Duration Debt Index Nifty Banking and PSU Debt Index

Min Investment Amt (lumpsum)

Min Investment Amt (lumpsum)

` 5000

` 5000 ` 5000 ` 5000

` 5000 ` 5000

Min Additional Amt (lumpsum)

Min Additional Amt (lumpsum)

` 500

` 500 ` 500 ` 500

` 500 ` 500

Min Redemption Amt (lumpsum)

Min Redemption Amt (lumpsum)

` 500

` 500 ` 500 ` 500

` 500 ` 500

SIP dates

SIP dates

Any day#

Any day# Any day# Any day#

Any day# Any day#

SIP Frequency

SIP Frequency

Monthly / Quarterly

Daily / Monthly / Quarterly Daily / Monthly / Quarterly Daily / Monthly / Quarterly

Monthly / Quarterly Monthly / Quarterly

Min SIP Amount

Min SIP Amount

1) Monthly - ` 1000/- & in multiples of ` 1/- thereafter, 2) Quarterly - & 3000/- & in

1) Daily - ` 300/- & in multiples of ` 1/- thereafter, 2) Monthly - ` 1000/- & in multiples of ` 1/- thereafter, 3) Quarterly -

1) Daily - ̀ 300/- & in multiples of ̀ 1/- thereafter,2) Monthly - ` 1000/- & in multiples of ` 1/- thereafter, 3) Quarterly - & 3000/- & in multiples of ̀ 1/- thereafter

1) Daily - ` 300/- & in multiples of ` 1/- thereafter, 2) Monthly - ` 1000/- & in multiples of ̀ 1/- thereafter, 3) Quarterly - &

1) Monthly - ` 1000/- & in multiples of ` 1/- thereafter, 2) Quarterly - ` 3000/- & in

1) Monthly - ` 1000/- & in multiples of ` 1/- thereafter, 2) Quarterly - ` 3000/- & in

Fund Manager

Fund Manager

Mr. Rahul Singh Mr. Rahul Singh

Entry Load

Entry Load

NIL

NIL NIL NIL

NIL NIL

NIL

NIL

NIL

Exit Load

Exit Load

See below note* NIL

Riskometer

Riskometer

Risk - Low to Moderate

Risk - Low Risk - Low to Moderate Risk - Low

Risk - Low to Moderate Risk - Low to Moderate

Facility Available

*LIC MF Liquid Fund Exit Load :

Facility Available

SIP/STP/SWP

SIP/STP/SWP SIP/STP/SWP SIP/STP/SWP

SIP/STP/SWP SIP/STP/SWP

39

Mr. Jaiprakash Toshniwal (Equity),Mr. Sanjay Pawar (Debt)

Mr. Marzban IraniMr. Sanjay Pawar (Co-Fund Manager)

Mr. Rahul Singh

th(as on 28 February, 2022)

Investor exit upon Subscription Day 1 Day 2 Day 3 Day 4 Day 5 Day 6 Day 7 onwards

Exit load as a % of redemption/switch out proceeds 0.0070% 0.0065% 0.0060% 0.0055% 0.0050% 0.0045% 0.0000%

w.e.f. 1st Sept 2021

Ÿ For redemption/switch out of units on or before 1 month from the date of allotment: 0.25% of applicable NAV.

Ÿ For redemption/switch out of units after 1 month from the date of allotment: Nil



Summary : Key Features of the Schemes

RP: Regular Plan, DP: Direct Plan, SIP: Systematic Investment Plan, STP: Systematic Transfer Plan, SWP: Systematic Withdrawal Plan. For Current Expense ratio IDCW: Income Distribution cum Capital Withdrawal,details of all the Schemes, Investors are requested to visit www.licmf.com. Direct Plan is a separate plan for direct investments i.e. investments not routed through a distributor. Note: Investors are advised to refer to the Scheme Information Document (SID), Key Information Memorandum (KIM) and addenda issued from time to time, to know the terms and features of the schemes as prevailing on the date of submission of application for subscription/redemption/switch. Investors are requested to read the relevant notice and addenda to the SID and KIM available at www.licmf.com for further details. #Any day SIP date is applicable from 1st to 28th. Any day SIP is not applicable for LIC MF Unit Linked Insurance Scheme.

Scheme Name LIC MF Ultra Short Term Fund

Scheme Type An Open Ended Ultra Short Term Debt scheme investing in instruments with Macaulay duration between 3 months - 6 months (Please refer Page No. 42 of SID) (A Relatively Low interest rate risk and moderate Credit Risk)

Allotment Date November 27, 2019

Ideal Investment Horizon Upto 6 months

Plan Available RP/DP

Option Available Growth/IDCW

Benchmark CRISIL Ultra Short Term Debt Index

Min Investment Amt (lumpsum) ` 5000

Min Additional Amt (lumpsum) ` 500

Min Redemption Amt (lumpsum) ` 500

SIP dates Any day#

SIP Frequency Daily / Monthly / Quarterly

Min SIP Amount1) Daily - ` 300/- & in multiples of ` 1/- thereafter, 2) Monthly - ` 1000/- & in multiples of ` 1/- thereafter, 3) Quarterly -

Fund Manager

Entry Load NIL

Exit Load

Riskometer Risk - Low

Facility Available SIP/STP/SWP

40

Mr. Rahul Singh

th(as on 28 February, 2022)

NIL

1) Monthly - ` 1000/- & in multiples of ` 1/- thereafter, 2) Quarterly - ` 3000/- &

LIC MF Bond Fund

An open ended medium term debt scheme investing in instruments with Macaulay duration of the portfolio is between 4 years and 7 years (Please refer Page No.38 of SID). (A Relatively High interest rate risk and moderate Credit Risk)

June 23, 1999

3 Years Plus

RP/DP

Growth/IDCW

Crisil Composite Bond Fund Index

` 5000

` 500

` 500

Any day#

Monthly / Quarterly

NIL

Risk - Moderate

SIP/STP/SWP

Ÿ 0.25% if redeemed or switched out on or before completion of 15 days from the date of allotment of units.

Ÿ No Exit Load is payable if units are redeemed/switched-out after 15 days

Disclaimer for Index TRI

As TRI data is not available since inception of LIC MF Equity Hybrid Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 1-Jan-1991 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

(1) LIC MF Equity Hybrid Fund

(2) LIC MF Flexi Cap Fund

(3) LIC MF Large Cap Fund

(4) LIC MF Tax Plan

As TRI data is not available since inception of LIC MF Flexi Cap Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 15-Apr-1993 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

As TRI data is not available since inception of LIC MF Large Cap Fund, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 01-Sep-1994 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

As TRI data is not available since inception of LIC MF Tax Plan, benchmark performance is calculated using composite CAGR of Nifty 50 PRI values from date 31-Mar-1997 to date 30-Jun-1999 and TRI values since date 30-Jun-1999

The benchmark of LIC MF Large Cap Fund, LIC MF Flexi Cap Fund, LIC MF Large & Mid Cap Fund, LIC MF Banking and Financial Services Fund, LIC MF

Infrastructure Fund, LIC MF Tax Plan, LIC MF Banking & PSU Debt Fund, LIC MF Savings Fund have been changed w.e.f. 4th June, 2018. For further details, please

visit www.licmf.com

Mr. Marzban Irani has over 21 years of experience including 15 years of experience in Fund Management.

Fund Managers Experiences

Mr. Yogesh Patil has over 18 years of experience including 10 years of experience in Fund Management.

Mr. Rahul Singh has over 15 years of experience including 6 years of experience in Fund Management.

Mr. Sanjay Pawar has over 14 years of experience including 1 year of experience in Fund Management.

Mr. Karan Doshi has over 8 years of experience including 4 months of experience in Fund Management.

Mr. Jaiprakash Toshniwal has over 12 years of experience including 1 month of experience in Fund Management.

Mr. Dikshit Mittal has over 12 years of experience including 1 month of experience in Fund Management.

1) Daily - ` 300/- & in multiples of ` 1/- thereafter,2) Monthly - ` 1000/- & in multiples of ` 1/- thereafter,

An open ended Dynamic Asset Allocation Fund

November 12, 2021

3 Years Plus

RP/DP

Growth/IDCW

NIFTY 50 Hybrid Composite Debt 50:50 Index

` 5000

` 500

` 500

Any day#

Daily/ Monthly / Quarterly

Mr. Yogesh Patil (Equity) & Mr. Rahul Singh (Debt)

Not Applicable

Risk - Moderately High

SIP/STP/SWP

LIC MF Balanced Advantage Fund

12% of the units allotted shall be redeemed or switched out without any exit load, on or before completion of 12 months from the date of allotment of units. 1% on remaining units if redeemed or switched out on or before completion of 12 months from the date of allotment of units. Nil, if redeemed or switched out after completion of 12 months from the date of allotment of units.



41

GLOSSARY OF TERMSApplication Amount for Fresh Subscription: This is the minimum investment amount for a new investor in a mutual fund scheme

Asset allocation: Investment of certain proportions of a portfolio in different assets classes like Equity, Debt, Gold etc..

Asset allocation for Equity: The allocation is based on industry classification and not any separate sector classification.

AUM: AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Benchmark: A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10-year Gsec.

Beta: Beta is a measure of an investment’s volatility vis-a-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.

Entry Load: A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry Load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs 100 and the entry load is 1%, the investor will enter the fund at Rs 101.

Exit Load: Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is reduced from the prevailing NAV at the time of redemption. The investor will receive redemption proceed at net value of NAV less Exit Load. For instance if the NAV is Rs 100 and the exit load is 1%, the investor will receive Rs 99.

Expense ratio: The expense ratio is the annual fee that funds or ETFs charge their unit holders. It expresses the percentage of assets deducted each fiscal year for fund expenses.

Fund Manager: An Employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.

Maturity profile: Maturity is a term defined with respect to Debt Instruments which have fixed maturities after which they cease to exist on payment of the principal and the stipulated interest. A fund's profile consisting of the allocation of the value of assets in terms of percentage and their time left to maturity respectively is called a maturity profile. It gives a summary of the breakup of the value of assets with different specified maturities.

Holdings: The holdings or the portfolio is a mutual fund’s latest or updated report statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.

Minimum Additional Amount: This is the minimum investment amount for an existing investor in a mutual fund scheme.

Macaulay Duration: Macaulay Duration is the weighted average term to maturity of the cash flows from a bond. The weight of each cash flow is determined by dividing the present value of the cash flow by the price.

Nature of Scheme: The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have subcategories.

NAV: The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.

Portfolio turnover ratio: Portfolio turnover is a measure of how frequently assets within a fund are bought and sold by the managers. This ratio measures the fund's trading activity, which is computed by taking the lesser of purchases or sales and dividing by average monthly net assets.

Portfolio Yield: Disclosure only required for Debt Funds.

Rating Profile: Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.

Risk Free Returns: MIBOR rate for 1 day. To be sourced from FIMMDA (http://www.fimmda.org) for last day of the month.

Sector allocation: Sector allocation may be defined as an allocation of funds in a certain percentage of the portfolio in different sectors of the economy.

Sharpe Ratio: The Sharpe Ratio, names after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.

SIP: SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. Its works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that the invests Rs 500 every 15 of the month in an equity fund for a period of three years.

SIP Return: The SIP return calculation should be based on Rs. 10,000 invested every month. Returns would be 1 year, 3 year, 5 year, 7 year etc.

Standard Deviation: Standard deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.

Tracking error: Tracking error is the difference between a portfolio's returns and the benchmark or index it was meant to mimic or beat. Tracking error is sometimes called active risk.

Yield to Maturity: The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.

BRANCH OFFICES Ahmedabad: Jeevan Sadan, 3rd Flr, LIC Bldg, Opp. Capital Commercial Center, Ahmedabad 380006. Tel.: 079-26588301/40380568. Bangalore: No.4, Canara Mutual Building (Opp. Cash

Pharmacy), 2nd Floor, Residency Rd, Bangalore 560025. Tel.: 080-22118478/22295598. Bhubaneswar: Plot no-2B&2C, Ground floor, Behind Ram Mandir, Unit-3, Kharavel Nagar,

Bhubaneswar 751001, Odisha. Tel.: 9439455522. Borivali: Shop No.3, Raghuviir Tower, SVP Road, Chamunda Circle, Borivali West, Mumbai-400092. Chandigarh: S.C.O.-20-30, Jeevan

Prakash Building, Ground Floor, LIC Divisional Office, Sector-17B, Chandigarh 160017. Tel.: 0172-4622030. Chennai: 15, Anna Salai, Next to V.G.P. Bldg., Chennai 600002. Tel.: 044-

28411984/28555883. Coimbatore: 'India Life Building', LIC Divisional Office, No:1543/44,Trichy Road, Coimbatore-641018. Tel.: 0422-4393014 Ernakulam: 11th Floor, Jeevan Prakash,

M.G. Road, Ernakulam, Kochi 682011. Tel.: 0484-2367643. Goa: Jeevan Vishwas Building, Edc Complex, Plot No. 2, Patto, Panaji, Goa - 403001. Tel.: 0832-2988100 Gurugram: Unit No -

208, 2nd floor, Building Vipul agora, Near Sahara Mall, MG Road, Gurugram, Haryana -122002. Guwahati: LIC Mutual Fund Asset Management Limited, Jeevan Prakash Building, Ground Floor,

S. S. Road, Fancy Bazar, Guwahati - 781 001. Hyderabad: House No. 5-9-57, 4th Floor, Jeevan Jyoti Building, Basheerbagh, Hyderabad 500029. Tel.: 040-23244445/23210572. Indore: U.V.

House, 1st Floor, Snehil 9/1-A South Tukoganj, Indore 452001. Tel.: 0731-2520262. Jaipur: LIC Divisional Office-1 Campus, Ground Floor, Jeevan Nidhi-II (Investment Building), Bhawani

Singh Road, Ambedkar Circle, Jaipur 302005. Tel.: 0141-2743620. Kanpur: Jeevan Vikas, Ground Floor, 16/98, M.G. Road, Kanpur 208001. Tel.: 0512-2360240/3244949. Kolkata: Ground

Floor, Hindustan Building Annexe, 4, Chittaranjan Avenue, Kolkata 700072. Tel.: 033-22129455. Lucknow: Jeevan Prakash, Ground Floor, Main & Annexe Building, 30, Hazratganj, Lucknow

226001. Tel.: 0522-2231186. Mangalore: LIC Mutual Fund Asset Management Limited, No. 6, Ground Floor, Popular Building, K S Rao Road, Mangalore - 575 001. Tel. No.: 0824-2411482.

Mumbai: Gr. Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai 400020. Tel.: 022-22885971/22817163. Thane: 2nd Floor, Jeevan Chintamani, Near R.T.O., Eastern Express

Highway, Thane - 400 604. Tel.: 022-25804738. Nagpur: Jeevan Seva Bldg., Mount Road, Sadar, Nagpur 440001. Tel.: 0712-2542497. Nashik: Shop No.2, Ground Floor, Rajvee Enclave, New

Pandit Colony, Nashik 422002. Tel.: 0253-2579507. New Delhi: 7th Floor, Jeevan Prakash, 25 K.G. Marg, New Delhi 110001. Tel.: 011-23359190/23314396. Patna: LIC Mutual Fund Asset

Management Limited, Office No. 212, Adison Arcade, Fraser Rod, Near Maurya Hotel, Dist. Patna - 800001. Pune: LIC of India, Pune D.O.-I, 6/7, Shivaji Nagar, University Road, Pune 411005.

Tel.: 020-25537301. Raipur: 1st Floor, Phase 1, Investment Building, LIC of India, Jeevan Bima Marg, Pandri, Raipur, Chhattisgarh - 492004. Phone No.: 0771 - 2236780. Rajkot: LIC of India

Bldg., Jeevan Prakash, Tagore Marg, Rajkot 360002. Tel.: 0281- 2461522. Ranchi: 2nd Floor, Narasaria Tower, Opposite Lalpur Police Station, Ranchi-834001. Tel.: 0651-2206372 Surat:

Office No – D- 117, International Trade Centre (Itc), Majuragate Crossing, Ring Road- Surat- 395002. Tel.: 0261-4862626. Varanasi: CBO 4, LIC of India Divisional Office, Bhelupur Gauriganj,

Varanasi U.P.: 221 001Landline No.: 0542 - 2450 015


42

Agartala: Ols Rms Chowmuhani, Mantri Bari Road,1St Floor, Near Traffic Point, Tripura West, Agartala, Tripura, 799001 / 0381-2317519; Agra: House No. 17/2/4, 2Nd Floor, Deepak Wasan Plaza, Behind Hotel Holiday

Inn, Sanjay Place, In The City Of Agra, Agra, Uttar Pradesh, 282002 / 7518801801; Ahmedabad: 201/202 Shail Complex, Opp: Madhusudan House, B/H Girish Cold Drink, Off C G Road, Navrangpura, Ahmedabad,

Gujarat, 380006 / 9081903021; Ajmer: 302, 3Rd Floor, Ajmer Auto Building, Opposite City Power House, Jaipur Road; Ajmer, Rajasthan, 305001 / 0145-5120725; Akola: Yamuna Tarang Complex, Shop No 30, Ground

Floor, N.H. No- 06, Murtizapur Road, Opp Radhakrishna Talkies, Akola, Maharashthra, 444004 / 0724-2451874; Aligarh: Sebti Complex Centre Point, In The City Of Aligarh, Aligarh, Uttar Pradesh, 202001 / 7518801802;

Allahabad: Meena Bazar" 2Nd Floor, 10, S. P. Marg, Civil Lines, Subhash Chauraha, In The City Of Allahabad, Allahabad, Uttar Pradesh, 211001 / 7518801803; Alleppy: 1St Floor, Jp Towers, Mullackal, Ksrtc Bus Stand,

Alleppy, Kerala, 688011 / 0477 2263055; Alwar: Office Number 137, First Floor, Jai Complex Road No – 2, Alwar, Rajasthan, 301001 / 0144-2335550 / 0144-2335551; Amaravathi: Shop No. 21, 2Nd Floor, Gulshan

Tower, Near Panchsheel Talkies, Jaistambh Square, Amaravathi, Maharashthra, 444601 / 0721 2569198; Ambala: 6349,2Nd Floor, Nicholson Road, Adjacent Kos Hospitalambala Cant, Ambala, Haryana, 133001 /

7518801804; Amritsar: 72-A, Taylor'S Road, Opp Aga Heritage Club, Amritsar, Punjab, 143001 / 0183-5053802; Anand: B-42 Vaibhav Commercial Center, Nr Tvs Down Town Shrow Room, Grid Char Rasta, Anand,

Gujarat, 380001 / 9081903038; Ananthapur: Plot No: 12-313, Balaji Towers, Srinagar, Ananthapur Village, Anantapur, Andhra Pradesh, 515001 / 8554244449; Asansol: 114/71 G T Road, Bhanga Panchil Near Nokia

Care, Asansol, West Bengal, 713303 / 0341-2220077; Aurangabad: Shop No B 38, Motiwala Trade Centre, Nirala Bazar, Aurangabad, Maharashthra, 431005 / 0240-2343414; Azamgarh: House No. 290, Ground Floor,

Civil Lines, Near Sahara Office, In The City Of Azamgarh, Azamgarh, Uttar Pradesh, 276001 / 7518801805; Balasore: 1-B. 1St Floor, Kalinga Hotel Lane, Baleshwa, Baleshwar Sadar, Balasore, Orissa, 756001 / 06782-

260503; Bangalore: 59, Skanda Puttanna Road, Basavanagudi, Bangalore, Karnataka, 560004 / 080-26602852; Bankura: Plot Nos- 80/1/A,Natunchati Mahalla, 3Rd Floor,, Ward No-24, Opposite P.C Chandra,

Bankura Town, Bankura, West Bengal, 722101 / 9434480586; Bareilly: 54-Civil Lines, Ayub Khan Chauraha, Civil Lines Road, In The City Of Deoria, , Bareilly, Uttar Pradesh, 243001 / 7518801806; Barhampore (Wb):

Thakur Market Complex, Gorabazar, Post Berhampore Dist Murshidabad, 72 No Nayasarak Road, Barhampore (Wb), West Bengal, 742101 / 0348- 2274494; Baroda: 203, Corner Point, Jetalpur Road, Baroda, Gujarat,

Baroda, Gujarat, 390007 / 0265-2353506; Begusarai: C/O Dr Hazari Prasad Sahu, Ward No 13, Behind Alka Cinema, Begusarai (Bihar), Begusarai, Bihar, 851117 / 7518801807; Belgaum: Cts No 3939/ A2 A1, Above

Raymonds Show Room |Beside Harsha Appliances, Club Road, Belgaum, Karnataka, 590001 / 0831 2402544; Bellary: Shree Gayathri Towers, #4, 1St Floor, K.H.B.Colony, Gopalaswamy Mudaliar Road,, Gandhi

Nagar-Bellary, Karnataka, 583103 / 08392 – 254750; Berhampur (Or): Opp Divya Nandan Kalyan Mandap, 3Rd Lane Dharam Nagar, Near Lohiya Motor, Berhampur (Or), Orissa, 760001 / 0680-2228106; Betul:

107,1St Floor, Hotel Utkarsh, J. H. College Road, Betul, Madhya Pradesh, 460001 / 07141 - 231301; Bhagalpur: 2Nd Floor, Chandralok Complex, Near Ghanta Ghar, In The City Of Bhagalpur, Bihar, Bhagalpur, Bihar,

812001 / 7518801808; Bharuch: 123 Nexus Business Hub, Near Gangotri Hotel, B/S Rajeshwari Petroleum, Makampur Road, Bharuch, Gujarat, 392001 / 9081903042; Bhatinda: Second Floor, Mcb -2-3-01043

Goniana Road, Opp: Nippon India Mf Gt Rode, Near Hanuman Chowk Bhatinda, Bhatinda, Punjab, 161001 / 0164- 5006725; Bhavnagar: 303, Sterling Point, Waghawadi Road, Bhavnagar, Gujarat, 364001 / 278-

3003149; Bhilai: Shop No -1, First Floor Plot No -1, Commercial Complex Nehru Nagar - East, Bhilai, Chatisgarh, 490020 / 0788-2289499 / 2295332; Bhilwara: Shop No. 27-28, 1St Floor, Heera Panna Market, Pur

Road, Bhilwara, Rajasthan, 311001 / 01482-246362 / 246364; Bhopal: Gurukripa Plaza, Plot No. 48A, Opposite City, Hospital, Zone-2, M P Nagar, Bhopal, Madhya Pradesh, Bhopal, Madhya Pradesh, 462011 / 0755-

4092712,0755-4092715; Bhubaneswar: A/181, Saheed Nagar, Janardan House, Room #: 07; 3Rd Floor, Bhubaneswar, Orissa, 751007 / 0674-2548981; Bikaner: 70-71, 2Nd Floor | Dr.Chahar Building, Panchsati

Circle, Sadul Ganj, Bikaner, Rajasthan, 334003 / 0151-2200014; Bilaspur: Shop No -225,226 & 227,2Nd Floor, Narayan Plaza, Link Road, Bilaspur, Chatisgarh, 495001 / 07752-470070; Bokaro: City Centre, Plot No.

He-07, Sector-Iv; Bokaro Steel City, Bokaro, Jharkhand, 827004 / 7542979444; Borivali: Gomati Smuti,Ground Floor, Jambli Gully, Near Railway Station, Borivali, Mumbai, Maharashtra, 400 092 / 022- 28916319;

Burdwan: Anima Bhavan, 1St Floor, Holding No.-42, Sreepally, G. T. Road, West Bengal, Burdwan, West Bengal, 713103 / 0342-2665140; Calicut: Second Floor, Manimuriyil Centre, Bank Road, Kasaba Village,

Calicut, Kerala, 673001 / 0495-4022480; Chandigarh: Sco- 2423-2424, Above Mirchi Restaurent, New Aroma Hotel, First Floor, Sector 22-C, Chandigarh, Union Territory, 160022 / 0172-5101342; Chandrapur: Shop

No-6 Office No-2, 1St Floor Rauts Raghuvanshi Complex, Beside Azad Garden Main Road, Chandrapur, Maharashthra, 442402 / 07172-270262; Chembur: Shop No 4, Ground Floor, Shram Saflya Bldg, N G Acharya

Marg, Chembur, Mumbai, Maharashtra, , 022-662215536; Chennai: F-11, Akshaya Plaza, 1St Floor, 108, Adhithanar Salai, Egmore, Opp To Chief Metropolitan Court, Chennai, Tamil Nadu, 600002 / 044-42028512;

Chinsura: 96, Doctors Lane; Po: Chinsurah; Dt: Hooghly, , Chinsurah, West Bengal, 712101 / 033-26810164; Cochin: Ali Arcade, 1St Floor,Kizhavana Road, Panampilly Nagar, Near Atlantis Junction, Ernakualm,

Kerala, 682036 / 0484 - 4025059; Coimbatore: 3Rd Floor, Jaya Enclave, 1057 Avinashi Road, , Coimbatore, Tamil Nadu, 641018 / 0422 - 4388011; Cuttack: Shop No-45,2Nd Floor, Netaji Subas Bose Arcade, (Big Bazar

Building), Adjacent To Reliance Trends, Dargha Bazar, Cuttack, Orissa, 753001 / 8658691094; Darbhanga: Jaya Complex,2Nd Floor, Above Furniture Planet,Donar, Chowk, Darbhanga, Bihar, 846003 / 7518801809;

Davangere: D.No 162/6 , 1St Floor, 3Rd Main, P J Extension, Davangere Taluk,, Davangere Mandal,Davangere, Davangere, Karnataka, 577002 / 0819-2258714; Dehradun: Kaulagarh Road, Near Sirmaur Margabove,

Reliance Webworld, Dehradun, Uttaranchal, 248001 / 7518801810; Deoria: K. K. Plaza, Above Apurwa Sweets, Deoria, Uttar pradesh, 274001 / 7518801811; Dewas: 27 Rmo House, Station Road, Above Maa

Chamunda Gaes Agency, Dewas, Madhya Pradesh, 455001 / 07272-426010; Dhanbad: 208 New Market 2Nd Floor, Bank More, Dhanbad, Jharkhand, 826001 / 9264445981; Dharwad: 307/9-A 1St Floor, Nagarkar

Colony, Elite Business Center, Nagarkar Colony,P B Road, Dharwad, Karnataka, 580001 / 0836- 2744207; Dhule: Ground Floor Ideal Laundry, Lane No 4, Khol Galli, Near Muthoot Finance, Opp Bhavasar General Store,

Dhule, Maharashthra, 424001 / 02562-282823; Dindigul: No 59B New Pensioner Street, Opp Gomathi Lodge, Palani Road, Dindigul, Dindigul, Tamil Nadu, 624001 / 0451- 2436177; Durgapur: Mwav-16 Bengal

Ambuja, 2Nd Floor City Centre, Distt. Burdwan, Durgapur-16, Durgapur, West Bengal, 713216 / 0343-6512111; Eluru: House No 22B-12-1/1, Ground Floor, Gade Vari Street, Power Peta, Eluru 2, Eluru-West Godavari,

Eluru, Andhra Pradesh, 534002 / 08812-227851 / 52 / 53 / 54; Erode: No: 4, Veerappan Traders Complex, Address No 38/1, Sathy Road, (Vctv Main Road),, Sorna Krishna Complex,Ground Floor, Erode, Tamil Nadu,

638003 / 0424-4021212; Faridabad: A-2B 2Nd Floor, Neelam Bata Road Peerki Mazar, Nehru Ground Nit, Faridabad, Haryana, 121001 / 7518801812; Ferozpur: The Mall Road, Chawla Bulding, Ist Floor, Opp. Centrail

Jail, Near Hanuman Mandir, Ferozepur, Punjab, 152002 / 01632-241814; Gandhidham: Shop # 12, Shree Ambica Arcade, Plot # 300, Ward 12. Opp. Cg High School, Near Hdfc Bank, Gandhidham, Gujarat, 370201 /

9081903027; Gandhinagar: 123, First Floor, Megh Malhar Complex, Opp. Vijay Petrol Pump, Sector - 11, Gandhinagar, Gujarat, 382011 / 079 23244955; Gaya: 54 Lal Kothi Compound, Shree Krishna Road, 2Nd Floor,

North Side, Near Royal Surya Hotel, Gaya, Bihar, 823001 / 0631-2220065; Ghaziabad: Ff - 31, Konark Building, Rajnagar, Lohia Nagar, Ghaziabad, Uttar Pradesh, 201003 / 7518801813; Ghazipur: House No. 148/19,

Mahua Bagh, In The City Of Ghazipur, Ghazipur, Uttar Pradesh, 233001 / 7518801814; Gonda: Shri Market, Sahabgunj, Station Road, Gonda, Uttar Pradesh, 271001 / 7518801815; Gorakhpur: Above V.I.P. House

Ajdacent, A.D. Girls College, Bank Road, Gorakpur, Uttar Pradesh, 273001 / 7518801816; Gulbarga: H No 2-231, Krishna Complex, 2Nd Floor Opp. Municipal Corporation Office, Jagat, Station Main Road, Kalaburagi,

Gulbarga, Karnataka, 585105 / 8088934338; Guntur: 2Nd Shatter, 1St Floor. Hno. 6-14-48, 14/2 Lane, Arundal Pet, Guntur, Andhra Pradesh, 522002 / 0863-2339094; Gurgaon: 2Nd Floor, Vipul Agora, M. G. Road, In

The City Of Gurgaon, Gurgaon, Haryana, 122001 / 7518801817; Guwahati: 1St Floor, Bajrangbali Building, Near Bora Service Station, Gs Road, Guwahati, Assam, 781007 / 8811036746; Gwalior: City Centre, Near

Axis Bank, In The City Of Gwalior, Madhya Pradesh, Gwalior, Madhya Pradesh, 474009 / 7518801818; Haldwani: Above Kapilaz, Sweet House, Opp Lic Building, Pilikothi, Kaladhungi Road, Haldwani, Uttaranchal,

263139 / 7518801819; Haridwar: Shop No. - 17, Bhatia Complex, Near Jamuna Palace, Haridwar (Uttarakhand.), Haridwar, Uttaranchal, 249410 / 7518801820; Hassan: Sas No-212, Ground Floor, Sampige Road 1St

Cross, Near Hotel Souther Star, K R Puram, Hassan, Karnataka, 573201 / 08172 262065; Hissar: Shop No. 20, Ground Floor, R D City Centre, Railway Road, In The City Of Hissar, Hissar, Haryana, 125001 /

7518801821; Hoshiarpur: 1St Floor, The Mall Tower, Opp Kapila Hospital, Sutheri Road, Hoshiarpur, Punjab, 146001 / 01882-500143; Hubli: Ctc No.483/A1/A2, Ground Floor, Shri Ram Palza, Behind Kotak Mahindra

Bank, Club Road, Hubli, Karnataka, 580029 / 0836-2252444; Hyderabad: 303, Vamsee Estates, Opp Bigbazaar, Ameerpet, Hyderabad-16, Telangana-, Hyderabad, Telangana, 500034 / 040-44857874 / 75 / 76; Indore:

101, Diamond Trade Centre, Indore, Madhya Pradesh - Indore, Nearcurewell Hospital, Janjeerwala Square Indore, Indore, Madhya Pradesh, 452001 / 0731-4266828/4218902; Jabalpur: 3Rd Floor, R.R. Tower.5,

Lajpatkunj, Near Tayabali Petrol Pump, Jabalpur, Madhya Pradesh, 482001 / 0761-4923301; Jaipur: Office Number 101, 1St Floor, Okay Plus Tower, Next To Kalyan Jewellers, Government Hostel Circle, Ajmer Road,

Jaipur, Rajasthan, 302001 / 01414167715/17; Jalandhar: 1St Floor,Shanti Towers, Sco No. 37, Puda Complex,, Opposite Tehsil Complex, Jalandhar, Punjab, 144001 / 0181-5094410; Jalgaon: 3Rd Floor, 22

Yashodhan Ring Road, Jalgaon, Jalgaon, Maharashthra, 425001 / 9421521406; Jalpaiguri: D B C Road Opp Nirala Hotel, Opp Nirala Hotel, Opp Nirala Hotel, Jalpaiguri, West Bengal, 735101 / 03561-222136; Jammu:

Gupta'S Tower, 2Nd Floor, Cb-12, Rail Head Complex, Jammu, Jammu & Kashmir, 180012 / 0191-2458820 / 2458818; Jamnagar: 136-137-138 Madhav Palaza, Opp Sbi Bank, Nr Lal Bunglow, Jamnagar, Gujarat,

361001 / 0288 3065810; Jamshedpur: 2Nd Floor, R R Square, Sb Shop Area,Near Reliance Foot Print & Hotel- Bs Park Plaza, Main Road, Bistupur, Jamshedpur, Jharkhand, 831001 / 0657-6655003/ 6655004/

6655005/ 6655006/ 6655007; Jaunpur: R. N. Complex, Opposite Pathak Honda, Above Oriental Bank Of Commerce, In The City Of Jaunpur, Jaunpur, Uttar Pradesh, 222002 / 7518801822; Jhansi: 1St Floor, Puja

Tower, Near 48 Chambers, In The City Of Jhansi, Jhansi, Uttar Pradesh, 284001 / 7518801823; Jodhpur: Shop No. 6, Ground Floor, Gang Tower, Opposite Arora Moter Service Centre, Near Bombay Moter Circle,

Jodhpur, Jodhpur, Rajasthan, 342001 / 7737014590; Junagadh: 124-125 Punit Shopping Center, M.G Road, Ranavav Chowk, Junagadh, Gujarat, 362001 / 0285-2652220; Kannur: 2 Nd Floor, Prabhath Complex, Fort

Road, Nr.Icici Bank, Kannur, Kerala, 670001 / 0497-2764190; Kanpur: 15/46, B, Ground Floor, Opp : Muir Mills, Civil Lines, Kanpur, Uttar Pradesh, 208001 / 7518801824; Karimnagar: D.No: 2-10-1298,2Nd Floor,

Rathnam Arcade, Jyothi Nagar, Karimnagar, Telangana, 505001 / 0878-2244773; Karnal: 18/369, Char Chaman, Kunjpura Road, Behind Miglani Hospital, Karnal, Haryana, 132001 / 0184-2252524; Karur: No 88/11 B B

Plaza, Nrmp Street, K S Mess Back Side, Karur, Tamil Nadu, 639002 / 04324-241755; Khammam: 11-4-3/3, Shop No. S-9, Srivenkata Sairam Arcade, Old Cpi Office, Near Priyadarshini College,Nehru Nagar,,

Khammam, Telangana, 507002 / 8008865802; Kharagpur: Sbi Building, Malancha Road, Po: Kharagpur, Ps: Kharagpur, Holding No 254/220, Ward No.16, Dist: Paschim Medinipur, Kharagpur, West Bengal, 721304 /

03222-253380; Kolhapur: 605/1/4 E Ward, Shahupuri 2Nd Lane, Laxmi Niwas, Near Sultane Chambers, Kolhapur, Maharashthra, 416001 / 0231 2653656; Kolkata: Apeejay House (Beside Park Hotel), C Block,3Rd

Floor, 15 Park Street, Kolkata, West Bengal, 700016 / 033 66285900; Kollam: Ground Floor,A Narayanan Shopping Complex, Kausthubhsree Block, Kadapakada, Kollam, Kerala, 691008 / 474-2747055; Korba: Nidhi

Biz Complex, Plot No 5, Near Patidar Bhawan, T. P. Nagar, In The City Of Korba, Korba, Chatisgarh, 495677 / 7518801826; Kota: D-8, Shri Ram Complex, Opposite Multi, Purpose School, Gumanpura, Kota, Kota,

Rajasthan, 324007 / 0744-5100964; Kottayam: 1St Floor Csiascension Square, Railway Station Road, Collectorate P O, Kottayam, Kerala, 686002 / 0481-2300868/2302420; Kurnool: Shop No:47, 2Nd Floor, S Komda

Shoping Mall, Kurnool, Andhra Pradesh, 518004 / 08518-228550; Lucknow: Ist Floor, A. A. Complex, 5 Park Road, Hazratganj, Thaper House, Lucknow, Uttar Pradesh, 226001 / 7518801830; Ludhiana: Sco - 136, 1St

Floor Above Airtel Showroom, Feroze Gandhi Market, Ludhiana, Punjab, 141001 / 0161-4648747; Madurai: Rakesh Towers, 30-C, Ist Floor, Bye Pass Road, Opp Nagappa Motors, Madurai, Tamil Nadu, 625010 / 0452-

2605856; Malappuram: First Floor, Peekays Arcade, Down Hill, Malappuram, Kerala, 676505 / 0483-2731480; Malda: Ram Krishna Pally, No.1 Govt Colony, Ground Floor, English Bazar; Malda, West Bengal, 732101 /

03512-223763; Mandi: House No. 99/11, 3Rd Floor, Opposite Gss Boy School, School Bazar, In The City Of Mandi, Mandi, Uttar Pradesh, 175001 / 7518801833; Mangalore: Mahendra Arcade Opp Court Road,

Fin Technologies Private Limited OfficesK


Investment Manager:LIC MUTUAL FUND ASSET MANAGEMENT LIMITED

Fax : +91 22 2283 5606 E-mail: [email protected] Floor, Industrial Assurance Bldg., Opp. Churchgate Station, Mumbai 400 020. Board : +91 22 6601 6000



Karangal Padi, , Mangalore, Karnataka, 575003 / 0824-2496289; Margao: 2Nd Floor, Dalal Commercial Complex, Pajifond, Margao, Goa, 403601 / 0832-2731823; Mathura: Shop No. 9, Ground Floor, Vihari Lal Plaza,

Opposite Brijwasi Centrum, Near New Bus Stand, In The City Of Mathura, Mathura, Uttar Pradesh, 281001 / 7518801834; Meerut: H No 5, Purva Eran, Opp Syndicate Bank, Hapur Road, Meerut, Meerut, Uttar Pradesh,

250002 / 7518801835; Mehsana: Ff-21 Someshwar Shopping Mall, Modhera Char Rasta, Mehsana, Gujarat, 384002 / 02762-242950; Mirzapur: House No. 404, Ward No. 8, Dankeenganj, Mirzapur, , Mirzapur, Uttar

Pradesh, 231001 / 7518801836;Moga: 1St Floor,Dutt Road, Mandir Wali Gali, Civil Lines, Barat Ghar, Moga, Punjab, 142001 / 01636 - 230792; Moradabad: Chadha Complex, G. M. D. Road, Near Tadi Khana, Chowk, In

The City Of Moradabad, Moradabad, Uttar Pradesh, 244001 / 7518801837; Morena: House No. Hig 959, Near Court, Front Of Dr. Lal Lab, Old Housing Board Colony, Morena, Madhya Pradesh, 476001 / 7518801838;

Mumbai: 24/B, Raja Bahadur Compound, Ambalal Doshi Marg, Behind Bse Bldg, Fort, Maharashthra, 400001 / 022-66235353; Muzaffarpur: First Floor Saroj Complex, Diwam Road, Near Kalyani Chowk, Muzaffarpur,

Muzaffarpur, Bihar, 842001 / 7518801839; Mysore: L-350, Silver Tower, Ashoka Road, Opp.Clock Tower, Mysore, Karnataka, 570001 / 0821-2438006; Nadiad: 311-3Rd Floor City Center, Near Paras Circle, Nadiad,

Gujarat, 387001 / 0268-2563245; Nagerkoil: Hno 45,1St Floor, East Car Street, Nagercoil, Tamil Nadu, 629001 / 04652 - 233552; Nagpur: Plot No. 2, Survey No. 1032 And 1033 Of Gagdakhare Town, Dharampeth,, ,

Nagpur, Maharashthra, 440010 / 0712-2533040; Nanded: Shop No.4, Santakripa Market, G G Road, Opp.Bank Of India, Nanded, Maharashthra, 431601 / 02462-237885; Nashik: S-9, Second Floor, Suyojit Sankul,

Sharanpur Road, Nasik, Maharashthra, 422002 / 0253-6608999; Navsari: 103, 1St Floore Landmark Mall, Near Sayaji Library, Navsari Gujarat, Navsari, Gujarat, 396445 / 9081903040; Nellore: D No:16-5-66 Ramarao

Complex No:2Shop No:305, 3Rd Floor Nagula Mitta Rode, Opp Bank Of Baroda. Nellore, Nellore, Andhra Pradesh, 524001 / 0861 2349940; New Delhi: 305 New Delhi House, 27 Barakhamba Road, New Delhi, New

Delhi, 110001 / 011- 43681700; Nizamabad: H No:5-6-430, Above Bank Of Baroda First Floor, Beside Hdfc Bank,Hyderabad Road, Nizamabad, Telangana, 503003 / 08462-224366; Noida: F - 21, Sector - 18, In The City

Of Noida, , Noida, Uttar Pradesh, 201301 / 7518801840; Palghat: No: 20 & 21, Metro Complex H.P.O.Road Palakkad, H.P.O.Road, Palakkad, Kerala, 678001 / 9895968533; Panipat: 3Rd Floor Preet Tower, Behind

Akash Institute, Gt Road-Panipat, Panipat, Haryana, 132103 / 7518801841; Panjim: Flat No.1-A, H. No. 13/70, Timotio Bldg, Heliodoro Salgado Road, Next To Navhind Bhavan (Market Area), Panjim, Goa, 403001 /

0832-2426874; Pathankot: 2Nd Floor, Sahni Arcade Complex, Adj.Indra Colony Gate Railway Road, Pathankot, Pathankot, Punjab, 145001 / 0186-5080188; Patiala: Sco 27 D, Chotti Baradari, Near Car Bazaar, Patiala,

Punjab, 147001 / 0175-5004349; Patna: 3A, 3Rd Floor Anand Tower, Exhibition Road, Opp Icici Bank, Patna, Bihar, 800001 / 0612-4323066; Pollachi: 1St Floor, Mkg Complex, Opp To Gowri Shankar Hotel, Pollachi,

Tamil Nadu, 642002 / 04259- 235111; Pondicherry: Building No:7, 1St Floor, Thiayagaraja Street, Pondicherry, Pondicherry, 605001 / 0413-45490253; Proddatur: D.No: 4/625, Bhairavi Complex, Bhairavi Complex,

Upstairs Karur Vysya Bank, Gandhi Road, Proddatur, Andhra Pradesh, 516360 / 08564 - 242898; Pune: Office No 207-210, 2Nd Floor, Kamla Arcade, Jangli Maharaj Road, Opposite Balgandharva, Shivaji Nagar, Pune,

Maharashthra, 411005 / 020 -66210449; Raipur: Office No S-13, Second Floor, Reheja Tower, Fafadih Chowk, Jail Road, Raipur, Chatisgarh, 492001 / 0771-4912611; Rajahmundry: D.No.6-1-4, Rangachary Street,

T.Nagar, Near Axis Bank Street, Rajahmundry, Andhra Pradesh, 533101 / 0883-2434468/70; Rajkot: 302, Metro Plaza, Near Moti Tanki Chowk, Rajkot, Rajkot, Gujarat, 360001 / 9081903025; Ranchi: Room No 307 3Rd

Floor, Commerce Tower, Beside Mahabir Tower, Ranchi, Jharkhand, 834001 / 0651-2331320; Ratlam: 1 Nagpal Bhawan Free Ganj Road, Do Batti, Near Nokia Care, Ratlam, Madhya Pradesh, 457001 / 07412-320398;

Renukoot: C/O Mallick Medical Store, Bangali Katra, Main Road, Renukoot, (Dist. Sonebhadra ), Renukoot, Uttar Pradesh, 231217 / 7518801842; Rewa: In Front Of Teerth Memorial Hospital, In The City Of Reewa, ,

Rewa, Madhya Pradesh, 486001 / 7518801843; Rohtak: Shop No 14, Ground Floor, Ashoka Plaza,Delhi Road, , Rohtak, Haryana, 124001 / 7518801844; Roorkee: Shree Ashadeep Complex 16, Tyagi Dairy Road, Civil

Lines,Near Income Tax Office, , Roorkee, Uttaranchal, 247667 / 7518801845; Rourkela: 2Nd Floor, Main Road, Udit Nagar, Rourkela, Sundargarh, Rourekla, Orissa, 769012 / 0661-2500005; Sagar: Ii Floor, Above Shiva

Kanch Mandir., 5 Civil Lines, Sagar, Sagar, Madhya Pradesh, 470002 / 07582-402404; Saharanpur: 18 Mission Market, Court Road, Saharanpur, Uttar Pradesh, 247001 / 7518801846; Salem: No 3/250, Brindavan

Road, 6Th Cross,Perumal Kovil Back Side, Fairland'S, Salem, Tamil Nadu, 636016 / 0427-4020300; Sambalpur: Sahej Plaza; First Floor, Shop No. 219; Golebazar, Sambalpur, Sambalpur, Orissa, 768001 / 0663-

2533437; Satna: Jainam Market, Purana Power House Chauraha, Panni Lal Chowk, In The City Of Satna, Rewa Road, Satna, Madhya Pradesh, 485001 / 7518801847; Shillong: Annex Mani Bhawan, Lower Thana

Road, Near R K M Lp School, Shillong, Meghalaya, 793001 / 0364 - 2506106; Shimla: Triveni Building, By Pas Chowkkhallini, Shimla, Himachal Pradesh, 171002 / 7518801849; Shimoga: Sri Matra Naika Complex, 1St

Floor, Above Shimoga Diagnostic Centre, Llr Road, Durgigudi, Shimoga, Karnataka, 577201 / 08182-228799; Shivpuri: Near Hotel Vanasthali, In Front Of Sawarkar Park, A. B. Road, In The City Of Shivpuri, Shivpuri,

Madhya Pradesh, 473551 / 7518801850; Sikar: First Floor, Super Tower, Behind Ram Mandir Near Taparya Bagichi, Sikar, Rajasthan, 332001 / 01572-250398; Silchar: N.N. Dutta Road, Chowchakra Complex,

Premtala, Silchar, Assam, 788001 / 3842261714; Siliguri: Nanak Complex, Sevoke Road, Siliguri, West Bengal, 734001 / 0353-2522579; Sitapur: 12/12, Surya Complex, Station Road, Sitapur, Sitapur, Uttar Pradesh,

261001 / 7518801851; Solan: Disha Complex, 1St Floor, Above Axis Bank, Rajgarh Road, In The City Of Solan, Solan, Himachal Pradesh, 173212 / 7518801852; Solapur: Block No 06, Vaman Nagar, Opp D-Mart, Jule

Solapur, Solapur, Maharashthra, 413004 / 0217-2300021 / 2300318; Sonepat: 2Nd Floor, Dp Tower, Model Town, Near Subhash Chowk, Sonepat, Haryana, 131001 / 7518801853; Sri Ganganagar: Address Shop No. 5,

Opposite Bihani Petrol Pump, Near Baba Ramdev Mandir Nh - 15, Sri Ganganagar, Rajasthan, 335001 / 0154-2470177; Srikakulam: D No 4-4-97, First Floor, Behind Sri Vijayaganapathi Temple, Pedda Relli Veedhi,

Palakonda Road, Srikakulam, Andhra Pradesh, 532001 / 8942229925; Sultanpur: 1077/3, Civil Lines Opp Bus Stand, Civil Lines, Sultanpur, Uttar Pradesh, 228001 / 7518801854; Surat: Office No: -516, 5Th Floor,

Empire State Building, Near Udhna Darwaja, Ring Road, Surat, Gujarat, 395002 / 9081903041; T Nagar: No 23, Cathedral Garden Road Nungambakkam, Chennai, Tamilnadu, 600 017 / 044 - 28151034; Thanjavur: No

1, Underground,Nallaiyah Complex,, Srinivasam Pillai Road,, , Tanjore, Tamil Nadu, 613001 / 04362-275415; Tirunelveli: 55/18, Jeney Building, S N Road, Near Aravind Eye Hospital, Tirunelveli, Tamil Nadu, 627001 /

0462-4001416; Tirupathi: H.No:10-13-425, 1St Floor , Tilak Road,, Opp: Sridevi Complex ,, Tirupathi, Andhra Pradesh, 517501 / 9885995544 / 0877-2255797; Tirupur: No 669A,Kamaraj Road, Near Old Collector

Office, , Tirupur, Tamil Nadu, 641604 / 0421-4202780; Tiruvalla: 2Nd Floor,Erinjery Complex, Ramanchira, Opp Axis Bank, Thiruvalla, Kerala, 689107 / 04862-211209; Trichur: 2Nd Floor,Brothers Complex, Naikkanal

Junction,Shornur Road, Near Dhanalakshmi Bank H O, Thrissur, Kerala, 680001 / 0487- 6999987; Trichy: No 23C/1 E V R Road, Near Vekkaliamman Kalyana Mandapam, Putthur, Trichy, Tamil Nadu, 620017 / 0431-

4020227; Trivandrum: 2Nd Floor, Akshaya Tower, Sasthamangalam, Trivandrum, Kerala, 695010 / 0471 - 2725728; Tuticorin: 4B/A-10Mani Nagar, Mangal Mall,, Palayamkottai Road, Tuticorin, Tamil Nadu, 628003 /

0461-2334603; Udaipur: Shop No. 202, 2Nd Floor Business Centre, 1C Madhuvan, Udaipur, Udaipur, Rajasthan, 313001 / 0294 2429370; Ujjain: Heritage Shop No. 227, 87 Vishvavidhyalaya Marg, Station Road, Near

Icici Bank Above Vishal Megha Mart, Ujjain, Madhya Pradesh, 456010 / 0734-4250007 / 08; Valsad: 406 Dreamland Arcade, Opp Jade Blue, Tithal Road, Tithal Road, Valsad, Gujarat, 396001 / 02632-258481; Vapi: A-8,

First Floor, Solitaire Business Centre, Opp Dcb Bank, Gidc Char Rasta, Silvassa Road, Vapi, Gujarat, 396191 / 9081903028; Varanasi: D-64/132, 2Nd Floor, Ka, Mauza, Shivpurwa, Settlement Plot No 478, Pargana :

Dehat Amanat, Mohalla Sigra, Varanasi, Uttar Pradesh, 221010 / 7518801855; Vashi: C, Wing Flat NO. 324, 1st Floor, Vashi Plaza, Sector 17 Vashi, Navi Mumbai, Maharashtra, 400 703 / 22-27802684; Vellore: No. 6,

Nexus Towers, 2Nd Floor, Officer'S Line, Above Peter England & Bata Showroom Opp. To Voorhees School, Vellore, Tamil Nadu, 632001 / 0416-41603806; Vijayanagaram: D No : 20-20-29, 1St Floor, Surya Nagar,

Kalavapuvvu Meda, Near Ayodhya Stadium, Dharmapuri Road, Vizianagaram, Vizianagaram, Andhra Pradesh, 535002 / 08922-236965; Vijayawada: Address-1Stfloor, Hno26-23-,

Sundarammastreet,Gandhinagar,Vijayawada,Krishna Ap, Labbipet, Vijayawada, Andhra Pradesh, 520010 / 0866-6604032/39/40; Vile Parle: Shop No.1 Ground Floor, Dipti Jyothi Co-operative Housing Society, Near

MTNL office P M Road, Vile Parle East, Mumbai, Maharashtra / 022 26100967; Visakhapatnam: Ground Floor, 48-10-40, Sri Nagar Colony, Visakhapatnam, Andhra Pradesh, 530016 / 0891-2714125; Warangal: Shop

No22, Ground Floor Warangal, City Center,15-1-237, Mulugu Road Junction, Warangal, Telangana, 506001 / 0870-2441513; Yamuna Nagar: B-V, 185/A, 2Nd Floor, Jagadri Road, Near Dav Girls College, (Uco Bank

Building) Pyara Chowk, Yamuna Nagar, Haryana, 135001 / 7518801857;

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*Investors should consult their financial advisors if in doubt about whether the product is suitable for them. Risk-o-meter is based on evaluation of risk level of Scheme's portfolio as on 28th February 2022 and the change in Risk-o-meter will be evaluated on a monthly basis. For more details, please visit our website BAF stands for Balanced Advantage Fund. www.licmf.com

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