calculadora financiera 2014 2
TRANSCRIPT
CONVERSION DE TASAS
Lo que tengo Lo que quiero
Tasa 18.0000000% Tipo
Tipo Período
Período Ven / Ant
Ven / Ant Resultado 1.3888430%
LEONARDO SAMPAYO [email protected]
Tipo codper PeriodoEfectiva 1 BimensualNominal 2 Mensual
3 Bimestral4 Trimestral5 Semestral6 Anual
per Ant / Ven24 Vencida12 Anticipada6421
DTF IPC METODO 1 METODO 1
DTF Cta IPC
PUNTOS Cta PUNTOS
TASA TOTAL 0.000000% Cta TASA TOTAL
METODO 2 METODO 2
DTF EA IPC
PUNTOS EA PUNTOS
TASA TOTAL 0.000000% EA TASA TOTAL
METODO 3
DTF EA LEONARDO SAMPAYO NAZA
PUNTOS EA
TASA TOTAL 0.000000% EA
Cálculo de valor futuro Valor Presente (VP) 80000000
Tiempo (n) 7
Tasa de interés (i) 3.0000000%
Valor Futuro (VF) $ 98,389,909.23
Cálculo de valor PresenteValor Futuro (VF) 15956.78
Tiempo (n) 4
Tasa de interés (i) 5.00000000%
Valor Presente (VP) $ 13,127.68
Cálculo de la tasa de InteresValor Presente (VP)
Valor futuro (VF)
Tiempo (n)
Tasa de interes (i)
LEONARDO SAMPAYO NAZA
Cálculo de Tiempo Valor presente (i)
Valor futuro (VF)
Tasa de interes (i)
Tiempo (n)
Cálculo de la tasa de Interes100000
300000
0.50
800.00000%
Cálculo de Tiempo 1200000
1500000
0.79741404%
28.09482
CALCULO DEL VALOR PRESENTE DE UNA ANUALIDAD
4500
Numero de cuotas ( n 4
Tasa de interes ( i ) 5.000000%
$ 15,956.78
CALCULO DE UNA CUOTA DEL VP DE UNA ANUALIDAD
53,504.00
Numero de cuotas ( n 4
Tasa de interes ( i ) 35.0000000%
Cuota ( r ) $ 26,792.887006
CALCULO DE NUMERO CUOTAS DEL VP DE UNA ANUALIDAD
36532992.04
cuota ( r ) 1365031.82
Tasa de interes ( i ) 2.0839303%
Numero Cuotas ( n ) 39.56
Cuota ( r )
Valor presente ( vp )
Valor presente ( vp )
Valor presente ( vp )
CALCULO DE LA TASA DEL VP DE UNA ANUALIDAD
34200000
cuota ( r ) 3454200
Numero Cuotas ( n ) 12
Tasa de interes ( i ) 3.0895718%
Valor presente ( vp )
CALCULO DEL VALOR FUTURO DE UNA ANUALIDAD
Numero de cuotas ( n
Tasa de interes ( i )
LEONARDO SAMPAYO NAZA
CALCULO DE UNA CUOTA DEL VF DE UNA ANUALIDAD
Valor futuro ( vf )
Numero de cuotas ( n
Tasa de interes ( i )
LEONARDO SAMPAYO NAZA
CALCULO DEL NUMERO DE CUOTAS DEL VF DE UNA ANUALIDAD
Valor futuro ( vf )
cuota ( r )
Tasa de interes ( i )
Cuota ( r )
Valor futuro ( vp )
Cuota ( r )
Numero Cuotas ( n )
LEONARDO SAMPAYO NAZA
CALCULO DE LA TASA DEL VF DE UNA ANUALIDAD
Valor futuro ( vf )
cuota ( r )
Numero de cuotas ( n
Tasa de interes ( i )
CALCULO DEL VALOR FUTURO DE UNA ANUALIDAD
1365031.82
39
2.0839303%
$ 80,916,262.42
CALCULO DE UNA CUOTA DEL VF DE UNA ANUALIDAD
$ 98,389,909.23
168
0.6474723%
$ 325,487.07
CALCULO DEL NUMERO DE CUOTAS DEL VF DE UNA ANUALIDAD
18000000
500000
1.0204786%
30.82
CALCULO DE LA TASA DEL VF DE UNA ANUALIDAD
34200000
3454200
12
-3.5736702305%
AMORTIZACION CUOTA FIJA
100000000
Numero de cuotas ( n ) 5
Tasa de interes ( i ) 18.0000000%
Cuota ( r ) $ 31,977,784.18
FICTICIO PERIODO SALDO INTERES CUOTA0 0 ###1 1 86022215.82 ### 31977784.182 2 69528430.49 ### 31977784.183 3 50065763.80 ### 31977784.184 4 27099817.10 9011837.48 31977784.185 5 0.00 4877967.08 31977784.1867891011121314151617181920212223242526272829303132
Valor presente ( vp )
3334353637383940414243444546474849505152535455565758596061626364656667686970717273747576777879808182838485
8687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138
139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180
159888920.90
LEONARDO SAMPAYO NAZA
AMORTIZACION
13977784.1816493785.3319462666.6922965946.7027099817.10
AMORTIZACION CUOTA VARIABLEABONOS CONSTANTES A CAPITAL
80000000
Numero de cuotas ( n ) 4
Tasa de interes ( i ) 20.0000000%
Amortizacion $ 20,000,000.00
FICTICIO PERIODO SALDO INTERES CUOTA0 0 80000000.001 1 60000000.00 ### 36000000.002 2 40000000.00 ### 32000000.003 3 20000000.00 8000000.00 28000000.004 4 0.00 4000000.00 24000000.00567891011121314151617181920212223242526272829303132
Valor presente ( vp )
3334353637383940414243444546474849505152535455565758596061626364656667686970717273747576777879808182838485
8687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138
139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180
120000000.00
LEONARDO SAMPAYO NAZA
AMORTIZACION
20000000.0020000000.0020000000.0020000000.00
PLANTILLA
34000000
Numero de cuotas ( n ) 30
Tasa de interes ( i ) 0.8099865%
CUOTA FANTASMA $ 1,642,126.18
FICTICIO PERIODO SALDO INTERES CUOTA0 0 34000000.001 1 34275395.41 275395.41 0.002 2 34553021.48 277626.07 0.003 3 34832896.28 279874.80 0.004 4 35115038.03 282141.75 0.005 5 35399465.09 284427.06 0.006 6 35686195.98 286730.88 0.007 7 34333123.17 289053.36 1642126.188 8 32969090.65 278093.66 1642126.189 9 31594009.65 267045.18 1642126.1810 10 30207790.68 255907.21 1642126.1811 11 28810343.53 244679.02 1642126.1812 12 27401577.24 233359.89 1642126.1813 13 25981400.14 221949.07 1642126.1814 14 24549719.79 210445.83 1642126.1815 15 23106443.03 198849.41 1642126.1816 16 21651475.92 187159.07 1642126.1817 17 20184723.77 175374.03 1642126.1818 18 18706091.13 163493.53 1642126.1819 19 17215481.77 151516.81 1642126.1820 20 15712798.67 139443.08 1642126.1821 21 14197944.04 127271.55 1642126.1822 22 12670819.29 115001.43 1642126.1823 23 11131325.04 102631.92 1642126.1824 24 9579361.09 90162.23 1642126.1825 25 8014826.44 77591.53 1642126.1826 26 6437619.28 64919.01 1642126.1827 27 4847636.95 52143.85 1642126.1828 28 3244775.98 39265.20 1642126.1829 29 1628932.05 26282.25 1642126.1830 30 0.00 13194.13 1642126.183132
Valor presente ( vp )
3334353637383940414243444546474849505152535455565758596061626364656667686970717273747576777879808182838485
8687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138
139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180
AMORTIZACION
-275395.41-277626.07-279874.80-282141.75-284427.06-286730.881353072.811364032.521375081.001386218.971397447.151408766.291420177.101431680.351443276.761454967.111466752.151478632.641490609.371502683.101514854.631527124.751539494.251551963.951564534.651577207.161589982.331602860.971615843.931628932.05
PLANTILLA
34000000
Numero de cuotas ( n ) 32
Tasa de interes ( i ) 0.8099865%
CUOTA FANTASMA $ 1,564,534.65
FICTICIO PERIODO SALDO INTERES CUOTA0 0 34000000.001 1 34000000.00 275395.41 275395.412 2 34000000.00 275395.41 275395.413 3 34000000.00 275395.41 275395.414 4 34000000.00 275395.41 275395.415 5 34000000.00 275395.41 275395.416 6 34000000.00 275395.41 275395.417 7 34000000.00 275395.41 275395.418 8 34000000.00 275395.41 275395.419 9 32710860.76 275395.41 1564534.6510 10 31411279.67 264953.55 1564534.6511 11 30101172.14 254427.12 1564534.6512 12 28780452.92 243815.43 1564534.6513 13 27449036.05 233117.78 1564534.6514 14 26106834.89 222333.48 1564534.6515 15 24753762.08 211461.83 1564534.6516 16 23389729.56 200502.13 1564534.6517 17 22014648.56 189453.65 1564534.6518 18 20628429.60 178315.68 1564534.6519 19 19230982.44 167087.49 1564534.6520 20 17822216.16 155768.36 1564534.6521 21 16402039.05 144357.54 1564534.6522 22 14970358.71 132854.30 1564534.6523 23 13527081.94 121257.88 1564534.6524 24 12072114.83 109567.54 1564534.6525 25 10605362.69 97782.50 1564534.6526 26 9126730.04 85902.00 1564534.6527 27 7636120.68 73925.28 1564534.6528 28 6133437.58 61851.55 1564534.6529 29 4618582.95 49680.02 1564534.6530 30 3091458.20 37409.90 1564534.6531 31 1551963.95 25040.39 1564534.6532 32 0.00 12570.70 1564534.65
Valor presente ( vp )
3334353637383940414243444546474849505152535455565758596061626364656667686970717273747576777879808182838485
8687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138
139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180
AMORTIZACION
0.000.000.000.000.000.000.000.00
1289139.241299581.091310107.531320719.221331416.871342201.161353072.811364032.521375081.001386218.971397447.151408766.291420177.101431680.351443276.761454967.111466752.151478632.641490609.371502683.101514854.631527124.751539494.251551963.95
PLANTILLA
34000000
Numero de cuotas ( n ) 36
Tasa de interes ( i ) 0.8099865%
CUOTA FANTASMA $ 1,655,427.18
FICTICIO PERIODO SALDO INTERES CUOTA0 0 34000000.001 1 34275395.41 275395.41 0.002 2 34553021.48 277626.07 0.003 3 34832896.28 279874.80 0.004 4 35115038.03 282141.75 0.005 5 35399465.09 284427.06 0.006 6 35686195.98 286730.88 0.007 7 35975249.34 289053.36 0.008 8 35975249.34 291394.66 291394.669 9 35975249.34 291394.66 291394.6610 10 35975249.34 291394.66 291394.6611 11 35975249.34 291394.66 291394.6612 12 35975249.34 291394.66 291394.6613 13 34611216.82 291394.66 1655427.1814 14 33236135.83 280346.18 1655427.1815 15 31849916.86 269208.21 1655427.1816 16 30452469.71 257980.02 1655427.1817 17 29043703.42 246660.89 1655427.1818 18 27623526.32 235250.07 1655427.1819 19 26191845.97 223746.83 1655427.1820 20 24748569.21 212150.41 1655427.1821 21 23293602.10 200460.07 1655427.1822 22 21826849.95 188675.03 1655427.1823 23 20348217.31 176794.53 1655427.1824 24 18857607.94 164817.81 1655427.1825 25 17354924.84 152744.08 1655427.1826 26 15840070.21 140572.55 1655427.1827 27 14312945.46 128302.43 1655427.1828 28 12773451.21 115932.92 1655427.1829 29 11221487.26 103463.23 1655427.1830 30 9656952.62 90892.53 1655427.1831 31 8079745.45 78220.01 1655427.1832 32 6489763.12 65444.85 1655427.18
Valor presente ( vp )
33 33 4886902.15 52566.20 1655427.1834 34 3271058.22 39583.25 1655427.1835 35 1642126.18 26495.13 1655427.1836 36 0.00 13301.00 1655427.1837383940414243444546474849505152535455565758596061626364656667686970717273747576777879808182838485
8687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138
139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180
AMORTIZACION
-275395.41-277626.07-279874.80-282141.75-284427.06-286730.88-289053.36
0.000.000.000.000.00
1364032.521375081.001386218.971397447.151408766.291420177.101431680.351443276.761454967.111466752.151478632.641490609.371502683.101514854.631527124.751539494.251551963.951564534.651577207.161589982.33
1602860.971615843.931628932.051642126.18
PLANTILLA
38000000
Numero de cuotas ( n ) 50
Tasa de interes ( i ) 0.9028571%
CUOTA FANTASMA $ 947,774.17
FICTICIO PERIODO SALDO INTERES CUOTA0 0 38000000.001 1 37395311.53 343085.70 947774.172 2 36785163.59 337626.23 947774.173 3 36169506.89 332117.46 947774.174 4 35548291.68 326558.96 947774.175 5 34921467.79 320950.28 947774.176 6 34288984.58 315290.95 947774.177 7 33650790.95 309580.53 947774.178 8 33006835.34 303818.56 947774.179 9 32357065.73 298004.56 947774.1710 10 31701429.63 292138.07 947774.1711 11 31039874.07 286218.61 947774.1712 12 30372345.61 280245.71 947774.1713 13 29698790.33 274218.88 947774.1714 14 29019153.80 268137.64 947774.1715 15 28333381.12 262001.49 947774.1716 16 27641416.90 255809.94 947774.1717 17 26943205.23 249562.50 947774.1718 18 26238689.71 243258.64 947774.1719 19 25527813.41 236897.87 947774.1720 20 24810518.92 230479.68 947774.1721 21 24086748.29 224003.53 947774.1722 22 23356443.04 217468.92 947774.1723 23 22619544.18 210875.30 947774.1724 24 21875992.18 204222.16 947774.1725 25 21125726.96 197508.95 947774.1726 26 20368687.92 190735.13 947774.1727 27 19604813.90 183900.15 947774.1728 28 18834043.19 177003.45 947774.1729 29 18056313.52 170044.50 947774.1730 30 17271562.06 163022.71 947774.1731 31 16479725.42 155937.52 947774.1732 32 15680739.63 148788.37 947774.17
Valor presente ( vp )
33 33 14874540.13 141574.67 947774.1734 34 14061061.81 134295.84 947774.1735 35 13240238.94 126951.29 947774.1736 36 12412005.21 119540.44 947774.1737 37 11576293.72 112062.67 947774.1738 38 10733036.94 104517.39 947774.1739 39 9882166.76 96903.99 947774.1740 40 9023614.44 89221.84 947774.1741 41 8157310.62 81470.34 947774.1742 42 7283185.31 73648.86 947774.1743 43 6401167.90 65756.76 947774.1744 44 5511187.13 57793.40 947774.1745 45 4613171.11 49758.14 947774.1746 46 3707047.29 41650.34 947774.1747 47 2792742.46 33469.34 947774.1748 48 1870182.77 25214.47 947774.1749 49 939293.69 16885.08 947774.1750 50 0.00 8480.48 947774.175152535455565758596061626364656667686970717273747576777879808182838485
8687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138
139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180
AMORTIZACION
604688.47610147.94615656.70621215.20626823.89632483.21638193.63643955.61649769.61655636.10661555.56667528.46673555.29679636.53685772.67691964.22698211.67704515.52710876.29717294.49723770.63730305.25736898.86743552.00750265.22757039.04763874.02770770.71777729.67784751.46791836.64798985.79
806199.49813478.32820822.87828233.73835711.50843256.78850870.18858552.32866303.82874125.31882017.41889980.77898016.02906123.82914304.83922559.69930889.09939293.69
PLANTILLA
38000000
Numero de cuotas ( n ) 50
Tasa de interes ( i ) 0.9028571%
CUOTA FANTASMA $ 833,786.82
FICTICIO PERIODO SALDO INTERES CUOTA0 0 38000000.001 1 37509298.88 343085.70 833786.822 2 37014167.43 338655.37 833786.823 3 36514565.64 334185.04 833786.824 4 36010453.17 329674.35 833786.825 5 35501789.28 325122.93 833786.826 6 34988532.89 320530.43 833786.827 7 34470642.52 315896.45 833786.828 8 33948076.35 311220.64 833786.829 9 33420792.14 306502.62 833786.8210 10 27888747.32 301741.99 5833786.8211 11 27306756.03 251795.54 833786.8212 12 26719510.20 246540.99 833786.8213 13 26126962.37 241238.99 833786.8214 14 25529064.69 235889.13 833786.8215 15 24925768.84 230490.97 833786.8216 16 24317026.09 225044.07 833786.8217 17 23702787.27 219548.00 833786.8218 18 23083002.75 214002.30 833786.8219 19 22457622.45 208406.53 833786.8220 20 21826595.87 202760.24 833786.8221 21 21189872.02 197062.97 833786.8222 22 20547399.47 191314.26 833786.8223 23 19899126.30 185513.65 833786.8224 24 19245000.16 179660.67 833786.8225 25 18584968.18 173754.85 833786.8226 26 17918977.07 167795.70 833786.8227 27 17246973.01 161782.76 833786.8228 28 16568901.71 155715.52 833786.8229 29 15884708.39 149593.51 833786.8230 30 15194337.79 143416.22 833786.8231 31 14497734.12 137183.16 833786.8232 32 13794841.13 130893.82 833786.82
Valor presente ( vp )
33 33 13085602.01 124547.70 833786.8234 34 12369959.47 118144.29 833786.8235 35 11647855.71 111683.06 833786.8236 36 10919232.38 105163.49 833786.8237 37 10184030.63 98585.06 833786.8238 38 9442191.05 91947.24 833786.8239 39 8693653.72 85249.49 833786.8240 40 7938358.17 78491.27 833786.8241 41 7176243.38 71672.03 833786.8242 42 6407247.79 64791.22 833786.8243 43 5631309.26 57848.29 833786.8244 44 4848365.11 50842.68 833786.8245 45 4058352.10 43773.81 833786.8246 46 3261206.40 36641.12 833786.8247 47 2456863.61 29444.03 833786.8248 48 1645258.76 22181.97 833786.8249 49 826326.27 14854.34 833786.8250 50 0.00 7460.55 833786.825152535455565758596061626364656667686970717273747576777879808182838485
8687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138
139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180
AMORTIZACION
490701.12495131.45499601.78504112.47508663.89513256.40517890.37522566.18527284.205532044.83581991.29587245.83592547.83597897.69603295.85608742.75614238.82619784.52625380.29631026.58636723.85642472.56648273.17654126.15660031.97665991.12672004.06678071.30684193.31690370.60696603.66702893.00
709239.12715642.53722103.76728623.33735201.76741839.58748537.33755295.55762114.79768995.60775938.53782944.14790013.01797145.70804342.79811604.85818932.48826326.27
PLANTILLA
38000000
Numero de cuotas ( n ) 50
Tasa de interes ( i ) 0.9028571%
CUOTA FANTASMA $ 713,445.34
FICTICIO PERIODO SALDO INTERES CUOTA0 0 38000000.001 1 37395311.54 343085.70 947774.162 2 36785163.60 337626.23 947774.163 3 36169506.90 332117.46 947774.164 4 35548291.71 326558.96 947774.165 5 34921467.82 320950.28 947774.166 6 34288984.61 315290.95 947774.167 7 33650790.99 309580.53 947774.168 8 33006835.38 303818.56 947774.169 9 24357065.78 298004.56 8947774.1610 10 23863529.94 219909.50 713445.3411 11 23365538.17 215453.57 713445.3412 12 22863050.26 210957.42 713445.3413 13 22356025.59 206420.67 713445.3414 14 21844423.22 201842.96 713445.3415 15 21328201.81 197223.93 713445.3416 16 20807319.65 192563.18 713445.3417 17 20281734.68 187860.36 713445.3418 18 19751404.42 183115.08 713445.3419 19 19216286.04 178326.96 713445.3420 20 18676336.31 173495.60 713445.3421 21 18131511.60 168620.63 713445.3422 22 17581767.90 163701.64 713445.3423 23 17027060.80 158738.24 713445.3424 24 16467345.49 153730.03 713445.3425 25 15902576.75 148676.60 713445.3426 26 15332708.96 143577.54 713445.3427 27 14757696.07 138432.45 713445.3428 28 14177491.64 133240.91 713445.3429 29 13592048.79 128002.49 713445.3430 30 13001320.23 122716.78 713445.3431 31 12405258.23 117383.34 713445.3432 32 11803814.65 112001.75 713445.34
Valor presente ( vp )
33 33 11196940.89 106571.58 713445.3434 34 10584587.93 101092.38 713445.3435 35 9966706.30 95563.70 713445.3436 36 9343246.07 89985.12 713445.3437 37 8714156.90 84356.16 713445.3438 38 8079387.94 78676.38 713445.3439 39 7438887.93 72945.33 713445.3440 40 6792605.12 67162.53 713445.3441 41 6140487.30 61327.52 713445.3442 42 5482481.79 55439.83 713445.3443 43 4818535.43 49498.98 713445.3444 44 4148594.58 43504.49 713445.3445 45 3472605.12 37455.88 713445.3446 46 2790512.45 31352.66 713445.3447 47 2102261.45 25194.34 713445.3448 48 1407796.53 18980.42 713445.3449 49 707061.58 12710.39 713445.3450 50 0.00 6383.76 713445.345152535455565758596061626364656667686970717273747576777879808182838485
8687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138
139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180
AMORTIZACION
604688.46610147.93615656.70621215.20626823.88632483.21638193.63643955.608649769.60493535.84497991.76502487.92507024.67511602.37516221.41520882.15525584.97530330.26535118.38539949.73544824.71549743.70554707.10559715.31564768.74569867.79575012.89580204.43585442.85590728.56596061.99601443.58
606873.76612352.96617881.63623460.22629089.18634768.95640500.01646282.81652117.82658005.51663946.36669940.85675989.46682092.68688251.00694464.92700734.95707061.58
PLANTILLA
38000000
Numero de cuotas ( n ) 36
Tasa de interes ( i ) 0.9028571%
CUOTA FANTASMA $ 947,774.17
FICTICIO PERIODO SALDO INTERES CUOTA0 0 38000000.001 1 37395311.53 343085.70 947774.172 2 36785163.59 337626.23 947774.173 3 36169506.89 332117.46 947774.174 4 35548291.68 326558.96 947774.175 5 34921467.79 320950.28 947774.176 6 34288984.58 315290.95 947774.177 7 33650790.95 309580.53 947774.178 8 33006835.34 303818.56 947774.179 9 32357065.73 298004.56 947774.1710 10 31701429.63 292138.07 947774.1711 11 31039874.07 286218.61 947774.1712 12 30372345.61 280245.71 947774.1713 13 29698790.33 274218.88 947774.1714 14 29019153.80 268137.64 947774.1715 15 18333381.12 262001.49 10947774.1716 16 17551131.19 165524.23 947774.1717 17 16761818.66 158461.63 947774.1718 18 15965379.76 151335.27 947774.1719 19 15161750.16 144144.56 947774.1720 20 14350864.93 136888.94 947774.1721 21 13532658.57 129567.80 947774.1722 22 12707064.98 122180.57 947774.1723 23 11874017.45 114726.64 947774.1724 24 11033448.69 107205.41 947774.1725 25 10185290.80 99616.27 947774.1726 26 9329475.26 91958.62 947774.1727 27 8465932.92 84231.83 947774.1728 28 7594594.03 76435.28 947774.1729 29 6715388.20 68568.33 947774.1730 30 5828244.39 60630.36 947774.1731 31 4933090.95 52620.72 947774.1732 32 4029855.54 44538.76 947774.17
Valor presente ( vp )
33 33 3118465.21 36383.84 947774.1734 34 2198846.33 28155.28 947774.1735 35 1270924.61 19852.44 947774.1736 36 334625.08 11474.63 947774.1737383940414243444546474849505152535455565758596061626364656667686970717273747576777879808182838485
8687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138
139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180
AMORTIZACION
604688.47610147.94615656.70621215.20626823.89632483.21638193.63643955.61649769.61655636.10661555.56667528.46673555.29679636.5310685772.67782249.93789312.53796438.90803629.60810885.23818206.36825593.60833047.53840568.76848157.89855815.54863542.34871338.89879205.83887143.81895153.45903235.40
911390.33919618.88927921.73936299.53
PLANTILLA
55000000
Numero de cuotas ( n ) 60
Tasa de interes ( i ) 4.8352340%
CUOTA FANTASMA $ 2,825,595.07
FICTICIO PERIODO SALDO INTERES CUOTA0 0 55000000.001 1 54833783.63 2659378.70 2825595.072 2 54659530.31 2651341.75 2825595.073 3 54476851.44 2642916.19 2825595.074 4 54285339.61 2634083.24 2825595.075 5 54084567.74 2624823.20 2825595.076 6 53874088.08 2615115.41 2825595.077 7 53653431.24 2604938.22 2825595.078 8 53422105.12 2594268.95 2825595.079 9 53179593.84 2583083.79 2825595.0710 10 52925356.57 2571357.80 2825595.0711 11 52658826.34 2559064.84 2825595.0712 12 52379408.75 2546177.48 2825595.0713 13 52086480.66 2532666.98 2825595.0714 14 51779388.81 2518503.22 2825595.0715 15 51457448.36 2503654.61 2825595.0716 16 51119941.33 2488088.04 2825595.0717 17 50766115.04 2471768.78 2825595.0718 18 50395180.43 2454660.46 2825595.0719 19 50006310.26 2436724.90 2825595.0720 20 49598637.31 2417922.12 2825595.0721 21 49171252.42 2398210.17 2825595.0722 22 48723202.46 2377545.12 2825595.0723 23 48253488.25 2355880.85 2825595.0724 24 47761062.25 2333169.07 2825595.0725 25 47244826.30 2309359.12 2825595.0726 26 46703629.13 2284397.90 2825595.0727 27 46136263.82 2258229.76 2825595.0728 28 45541465.07 2230796.31 2825595.0729 29 44917906.40 2202036.40 2825595.0730 30 44264197.22 2171885.88 2825595.0731 31 43578879.66 2140277.51 2825595.0732 32 42860425.40 2107140.81 2825595.07
Valor presente ( vp )
33 33 42107232.19 2072401.86 2825595.0734 34 41317620.33 2035983.21 2825595.0735 35 40489828.89 1997803.63 2825595.0736 36 39622011.79 1957777.97 2825595.0737 37 38712233.71 1915816.99 2825595.0738 38 37758465.73 1871827.09 2825595.0739 39 36758580.83 1825710.17 2825595.0740 40 35710349.16 1777363.40 2825595.0741 41 34611433.04 1726678.94 2825595.0742 42 33459381.75 1673543.78 2825595.0743 43 32251626.08 1617839.40 2825595.0744 44 30985472.60 1559441.59 2825595.0745 45 29658097.64 1498220.11 2825595.0746 46 28266540.99 1434038.42 2825595.0747 47 26807699.33 1366753.40 2825595.0748 48 25278319.25 1296214.99 2825595.0749 49 23674990.07 1222265.89 2825595.0750 50 21994136.17 1144741.17 2825595.0751 51 20232009.05 1063467.95 2825595.0752 52 18384678.96 978264.98 2825595.0753 53 16448026.14 888942.25 2825595.0754 54 14417731.63 795300.55 2825595.0755 55 12289267.62 697131.06 2825595.0756 56 10057887.40 594214.85 2825595.0757 57 7718614.72 486322.39 2825595.0758 58 5266232.74 373213.08 2825595.0759 59 2695272.34 254634.68 2825595.0760 60 0.00 130322.72 2825595.0761626364656667686970717273747576777879808182838485
8687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138
139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180
AMORTIZACION
166216.37174253.32182678.87191511.83200771.87210479.66220656.84231326.12242511.28254237.27266530.23279417.59292928.09307091.85321940.46337507.03353826.28370934.61388870.17407672.95427384.89448049.95469714.22492426.00516235.95541197.16567365.31594798.75623558.67653709.19685317.55718454.26
753193.21789611.86827791.44867817.10909778.08953767.98999884.901048231.671098916.121152051.291207755.671266153.481327374.961391556.651458841.671529380.081603329.181680853.901762127.121847330.091936652.822030294.522128464.012231380.222339272.682452381.992570960.392695272.34
PLANTILLA
55000000
Numero de cuotas ( n ) 60
Tasa de interes ( i ) 4.8352340%
CUOTA FANTASMA $ 2,496,207.16
FICTICIO PERIODO SALDO INTERES CUOTA0 0 55000000.001 1 55163171.54 2659378.70 2496207.162 2 55334232.81 2667268.43 2496207.163 3 55513565.29 2675539.64 2496207.164 4 55701568.91 2684210.78 2496207.165 5 55898662.95 2693301.20 2496207.166 6 56105286.95 2702831.16 2496207.167 7 56321901.70 2712821.91 2496207.168 8 56548990.28 2723295.74 2496207.169 9 56787059.12 2734276.00 2496207.1610 10 57036639.15 2745787.19 2496207.1611 11 57298286.96 2757854.97 2496207.1612 12 57572586.05 2770506.25 2496207.1613 13 57860148.15 2783769.26 2496207.1614 14 58161614.55 2797673.56 2496207.1615 15 58477657.55 2812250.16 2496207.1616 16 58808981.97 2827531.58 2496207.1617 17 59156326.70 2843551.89 2496207.1618 18 44520466.36 2860346.82 17496207.1619 19 44176927.93 2152668.73 2496207.1620 20 43816778.61 2136057.84 2496207.1621 21 43439215.23 2118643.78 2496207.1622 22 43043395.77 2100387.70 2496207.1623 23 42628437.52 2081248.91 2496207.1624 24 42193415.06 2061184.70 2496207.1625 25 41737358.26 2040150.35 2496207.1626 26 41259250.03 2018098.94 2496207.1627 27 40758024.16 1994981.29 2496207.1628 28 40232562.84 1970745.84 2496207.1629 29 39681694.24 1945338.56 2496207.1630 30 39104189.85 1918702.77 2496207.1631 31 38498761.78 1890779.08 2496207.1632 32 37864059.84 1861505.22 2496207.16
Valor presente ( vp )
33 33 37198668.57 1830815.89 2496207.1634 34 36501104.08 1798642.67 2496207.1635 35 35769810.72 1764913.79 2496207.1636 36 35003157.61 1729554.05 2496207.1637 37 34199435.02 1692484.58 2496207.1638 38 33356850.58 1653622.71 2496207.1639 39 32473525.20 1612881.78 2496207.1640 40 31547488.97 1570170.93 2496207.1641 41 30576676.72 1525394.91 2496207.1642 42 29558923.43 1478453.87 2496207.1643 43 28491959.39 1429243.12 2496207.1644 44 27373405.13 1377652.91 2496207.1645 45 26200766.17 1323568.19 2496207.1646 46 24971427.36 1266868.35 2496207.1647 47 23682647.15 1207426.95 2496207.1648 48 22331551.40 1145111.41 2496207.1649 49 20915127.00 1079782.77 2496207.1650 50 19430215.17 1011295.33 2496207.1651 51 17873504.39 939496.37 2496207.1652 52 16241522.99 864225.76 2496207.1653 53 14530631.47 785315.64 2496207.1654 54 12737014.34 702590.03 2496207.1655 55 10856671.63 615864.45 2496207.1656 56 8885409.95 524945.48 2496207.1657 57 6818833.15 429630.36 2496207.1658 58 4652332.53 329706.54 2496207.1659 59 2381076.54 224951.16 2496207.1660 60 0.00 115130.62 2496207.1661626364656667686970717273747576777879808182838485
8687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138
139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180
AMORTIZACION
-163171.54-171061.27-179332.48-188003.62-197094.04-206624.00-216614.75-227088.58-238068.84-249580.03-261647.81-274299.09-287562.10-301466.40-316043.00-331324.42-347344.7314635860.34343538.43360149.32377563.38395819.46414958.25435022.45456056.81478108.22501225.87525461.32550868.60577504.39605428.08634701.94
665391.26697564.49731293.36766653.11803722.58842584.45883325.38926036.23970812.251017753.291066964.041118554.251172638.971229338.811288780.211351095.751416424.391484911.831556710.791631981.401710891.521793617.131880342.711971261.682066576.802166500.622271256.002381076.54
PLANTILLA
55000000
Numero de cuotas ( n ) 60
Tasa de interes ( i ) 4.8352340%
CUOTA FANTASMA $ 2,141,964.58
FICTICIO PERIODO SALDO INTERES CUOTA0 0 55000000.001 1 54833783.63 2659378.70 2825595.072 2 54659530.31 2651341.75 2825595.073 3 54476851.44 2642916.19 2825595.074 4 54285339.61 2634083.24 2825595.075 5 54084567.74 2624823.20 2825595.076 6 53874088.08 2615115.41 2825595.077 7 53653431.24 2604938.22 2825595.078 8 53422105.12 2594268.95 2825595.079 9 53179593.84 2583083.79 2825595.0710 10 52925356.57 2571357.80 2825595.0711 11 52658826.34 2559064.84 2825595.0712 12 52379408.75 2546177.48 2825595.0713 13 52086480.66 2532666.98 2825595.0714 14 51779388.81 2518503.22 2825595.0715 15 51457448.36 2503654.61 2825595.0716 16 51119941.33 2488088.04 2825595.0717 17 50766115.04 2471768.78 2825595.0718 18 50395180.43 2454660.46 2825595.0719 19 50006310.26 2436724.90 2825595.0720 20 37598637.31 2417922.12 14825595.0721 21 37274654.83 1817982.09 2141964.5822 22 36935007.03 1802316.78 2141964.5823 23 36578936.48 1785894.02 2141964.5824 24 36205649.07 1768677.17 2141964.5825 25 35814312.35 1750627.85 2141964.5826 26 35404053.58 1731705.81 2141964.5827 27 34973957.84 1711868.84 2141964.5828 28 34523065.96 1691072.70 2141964.5829 29 34050372.41 1669271.02 2141964.5830 30 33554823.02 1646415.18 2141964.5831 31 33035312.65 1622454.21 2141964.5832 32 32490682.75 1597334.67 2141964.58
Valor presente ( vp )
33 33 31919718.71 1571000.54 2141964.5834 34 31321147.22 1543393.09 2141964.5835 35 30693633.41 1514450.76 2141964.5836 36 30035777.83 1484109.00 2141964.5837 37 29346113.39 1452300.14 2141964.5838 38 28623102.07 1418953.25 2141964.5839 39 27865131.46 1383993.96 2141964.5840 40 27070511.19 1347344.31 2141964.5841 41 26237469.18 1308922.56 2141964.5842 42 25364147.63 1268643.03 2141964.5843 43 24448598.94 1226415.89 2141964.5844 44 23488781.34 1182146.97 2141964.5845 45 22482554.30 1135737.54 2141964.5846 46 21427673.83 1087084.11 2141964.5847 47 20321787.43 1036078.17 2141964.5848 48 19162428.83 982605.98 2141964.5849 49 17947012.52 926548.27 2141964.5850 50 16672828.00 867780.05 2141964.5851 51 15337033.67 806170.25 2141964.5852 52 13936650.56 741581.47 2141964.5853 53 12468555.65 673869.67 2141964.5854 54 10929474.91 602883.84 2141964.5855 55 9315976.03 528465.69 2141964.5856 56 7624460.69 450449.24 2141964.5857 57 5851156.63 368660.52 2141964.5858 58 3992109.17 282917.11 2141964.5859 59 2043172.41 193027.82 2141964.5860 60 0.00 98792.17 2141964.5861626364656667686970717273747576777879808182838485
8687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138
139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180
AMORTIZACION
166216.37174253.32182678.87191511.83200771.87210479.66220656.84231326.12242511.28254237.27266530.23279417.59292928.09307091.85321940.46337507.03353826.28370934.61388870.1712407672.95323982.48339647.79356070.56373287.40391336.72410258.77430095.74450891.88472693.55495549.39519510.37544629.91
570964.04598571.48627513.82657855.58689664.43723011.32757970.61794620.27833042.02873321.55915548.69959817.611006227.041054880.471105886.411159358.601215416.301274184.531335794.331400383.111468094.911539080.731613498.891691515.341773304.061859047.461948936.762043172.41
PLANTILLA
40000000
Numero de cuotas ( n ) 48
Tasa de interes ( i ) 2.7588364%
CUOTA FANTASMA $ 1,513,389.51
FICTICIO PERIODO SALDO INTERES CUOTA0 0 40000000.001 1 39590145.05 1103534.56 1513389.512 2 39168982.88 1092227.33 1513389.513 3 38736201.53 1080608.16 1513389.514 4 38291480.45 1068668.43 1513389.515 5 37834490.24 1056399.30 1513389.516 6 37364892.42 1043791.69 1513389.517 7 36882339.17 1030836.25 1513389.518 8 36386473.06 1017523.40 1513389.519 9 35876926.81 1003843.26 1513389.5110 10 35353323.02 989785.72 1513389.5111 11 34815273.86 975340.34 1513389.5112 12 34262380.80 960496.45 1513389.5113 13 33694234.32 945243.03 1513389.5114 14 33110413.62 929568.80 1513389.5115 15 32510486.25 913462.14 1513389.5116 16 31894007.87 896911.13 1513389.5117 17 31260521.86 879903.50 1513389.5118 18 30609559.01 862426.66 1513389.5119 19 29940637.16 844467.66 1513389.5120 20 29253260.85 826013.20 1513389.5121 21 28546920.95 807049.61 1513389.5122 22 27821094.29 787562.85 1513389.5123 23 27075243.26 767538.48 1513389.5124 24 26308815.42 746961.67 1513389.5125 25 25521243.08 725817.18 1513389.5126 26 24711942.92 704089.34 1513389.5127 27 23880315.49 681762.08 1513389.5128 28 23025744.82 658818.84 1513389.5129 29 22147597.94 635242.63 1513389.5130 30 21245224.43 611015.99 1513389.5131 31 20317955.90 586120.98 1513389.5132 32 19365105.56 560539.16 1513389.51
Valor presente ( vp )
33 33 18385967.63 534251.58 1513389.5134 34 17379816.89 507238.77 1513389.5135 35 16345908.10 479480.71 1513389.5136 36 15283475.45 450956.86 1513389.5137 37 14191732.03 421646.08 1513389.5138 38 13069869.19 391526.67 1513389.5139 39 11917055.99 360576.31 1513389.5140 40 10732438.56 328772.08 1513389.5141 41 9515139.48 296090.42 1513389.5142 42 8264257.10 262507.13 1513389.5143 43 6978864.93 227997.33 1513389.5144 44 5658010.89 192535.47 1513389.5145 45 4300716.64 156095.26 1513389.5146 46 2905976.87 118649.74 1513389.5147 47 1472758.51 80171.15 1513389.5148 48 0.00 40631.00 1513389.5149505152535455565758596061626364656667686970717273747576777879808182838485
8687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138
139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180
AMORTIZACION
409854.95421162.18432781.35444721.08456990.21469597.82482553.25495866.11509546.24523603.79538049.16552893.06568146.47583820.71599927.36616478.38633486.01650962.85668921.85687376.31706339.90725826.66745851.03766427.84787572.33809300.16831627.43854570.67878146.88902373.51927268.52952850.34
979137.931006150.741033908.791062432.651091743.421121862.841152813.201184617.431217299.091250882.381285392.171320854.041357294.241394739.771433218.361472758.51
PLANTILLA
40000000
Numero de cuotas ( n ) 48
Tasa de interes ( i ) 2.7588364%
CUOTA FANTASMA $ 889,477.60
FICTICIO PERIODO SALDO INTERES CUOTA0 0 40000000.001 1 40214056.96 1103534.56 889477.602 2 40434019.41 1109440.04 889477.603 3 40660050.25 1115508.45 889477.604 4 40892316.92 1121744.27 889477.605 5 41130991.45 1128152.12 889477.606 6 41376250.61 1134736.76 889477.607 7 41628276.08 1141503.06 889477.608 8 41887254.52 1148456.03 889477.609 9 42153377.74 1155600.82 889477.6010 10 27426842.87 1162942.73 15889477.6011 11 27294027.00 756661.72 889477.6012 12 27157546.95 752997.55 889477.6013 13 27017301.65 749232.29 889477.6014 14 26873187.20 745363.15 889477.6015 15 26725096.88 741387.27 889477.6016 16 26572920.98 737301.70 889477.6017 17 26416546.80 733103.42 889477.6018 18 26255858.51 728789.31 889477.6019 19 26090737.09 724356.18 889477.6020 20 25921060.25 719800.75 889477.6021 21 25746702.29 715119.65 889477.6022 22 25567534.09 710309.39 889477.6023 23 25383422.93 705366.44 889477.6024 24 25194232.44 700287.11 889477.6025 25 14999822.50 695067.66 10889477.6026 26 14524165.47 413820.56 889477.6027 27 14035385.83 400697.96 889477.6028 28 13533121.57 387213.33 889477.6029 29 13017000.65 373356.68 889477.6030 30 12486640.81 359117.75 889477.6031 31 11941649.20 344485.99 889477.6032 32 11381622.17 329450.56 889477.60
Valor presente ( vp )
33 33 10806144.91 314000.34 889477.6034 34 10214791.17 298123.86 889477.6035 35 9607122.95 281809.38 889477.6036 36 8982690.16 265044.80 889477.6037 37 8341030.28 247817.73 889477.6038 38 7681668.07 230115.38 889477.6039 39 7004115.12 211924.65 889477.6040 40 6307869.60 193232.08 889477.6041 41 5592415.81 174023.80 889477.6042 42 4857223.81 154285.60 889477.6043 43 4101749.07 134002.86 889477.6044 44 3325432.02 113160.55 889477.6045 45 2527697.65 91743.23 889477.6046 46 1707955.10 69735.04 889477.6047 47 865597.19 47119.69 889477.6048 48 0.00 23880.41 889477.6049505152535455565758596061626364656667686970717273747576777879808182838485
8687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138
139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180
AMORTIZACION
-214056.96-219962.44-226030.85-232266.67-238674.53-245259.17-252025.47-258978.44-266123.2314726534.87132815.87136480.05140245.31144114.45148090.33152175.90156374.18160688.29165121.42169676.85174357.95179168.20184111.16189190.4910194409.94475657.03488779.63502264.26516120.91530359.85544991.61560027.03
575477.26591353.74607668.22624432.79641659.87659362.22677552.94696245.52715453.80735191.99755474.74776317.05797734.37819742.55842357.91865597.19
PLANTILLA
40000000
Numero de cuotas ( n ) 48
Tasa de interes ( i ) 2.7588364%
CUOTA FANTASMA $ 643,034.38
FICTICIO PERIODO SALDO INTERES CUOTA0 0 40000000.001 1 39590145.05 1103534.56 1513389.512 2 39168982.88 1092227.33 1513389.513 3 38736201.53 1080608.16 1513389.514 4 38291480.45 1068668.43 1513389.515 5 37834490.24 1056399.30 1513389.516 6 37364892.42 1043791.69 1513389.517 7 36882339.17 1030836.25 1513389.518 8 36386473.06 1017523.40 1513389.519 9 35876926.81 1003843.26 1513389.5110 10 35353323.02 989785.72 1513389.5111 11 34815273.86 975340.34 1513389.5112 12 34262380.80 960496.45 1513389.5113 13 33694234.32 945243.03 1513389.5114 14 33110413.62 929568.80 1513389.5115 15 32510486.25 913462.14 1513389.5116 16 31894007.87 896911.13 1513389.5117 17 31260521.86 879903.50 1513389.5118 18 30609559.01 862426.66 1513389.5119 19 29940637.16 844467.66 1513389.5120 20 29253260.85 826013.20 1513389.5121 21 28546920.95 807049.61 1513389.5122 22 11821094.29 787562.85 17513389.5123 23 11504184.56 326124.65 643034.3824 24 11178531.81 317381.63 643034.3825 25 10843894.84 308397.40 643034.3826 26 10500025.78 299165.32 643034.3827 27 10146669.94 289678.53 643034.3828 28 9783565.58 279930.02 643034.3829 29 9410443.77 269912.57 643034.3830 30 9027028.14 259618.75 643034.3831 31 8633034.70 249040.94 643034.3832 32 8228171.63 238171.30 643034.38
Valor presente ( vp )
33 33 7812139.04 227001.79 643034.3834 34 7384628.80 215524.14 643034.3835 35 6945324.25 203729.83 643034.3836 36 6493900.01 191610.13 643034.3837 37 6030021.70 179156.08 643034.3838 38 5553345.76 166358.43 643034.3839 39 5063519.11 153207.72 643034.3840 40 4560178.94 139694.21 643034.3841 41 4042952.44 125807.88 643034.3842 42 3511456.50 111538.44 643034.3843 43 2965297.46 96875.34 643034.3844 44 2404070.79 81807.71 643034.3845 45 1827360.79 66324.38 643034.3846 46 1234740.31 50413.89 643034.3847 47 625770.40 34064.47 643034.3848 48 0.00 17263.98 643034.3849505152535455565758596061626364656667686970717273747576777879808182838485
8687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138
139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180
AMORTIZACION
409854.95421162.18432781.35444721.08456990.21469597.82482553.25495866.11509546.24523603.79538049.16552893.06568146.47583820.71599927.36616478.38633486.01650962.85668921.85687376.31706339.9016725826.66316909.73325652.75334636.97343869.06353355.84363104.35373121.81383415.63393993.44404863.07
416032.58427510.24439304.55451424.24463878.30476675.94489826.65503340.17517226.50531495.93546159.04561226.67576710.00592620.48608969.91625770.40
PLANTILLA
40000000
Numero de cuotas ( n ) 23
Tasa de interes ( i ) 2.7588364%
CUOTA FANTASMA $ 1,513,389.51
FICTICIO PERIODO SALDO INTERES CUOTA0 0 40000000.001 1 39590145.05 1103534.56 1513389.512 2 39168982.88 1092227.33 1513389.513 3 38736201.53 1080608.16 1513389.514 4 38291480.45 1068668.43 1513389.515 5 37834490.24 1056399.30 1513389.516 6 37364892.42 1043791.69 1513389.517 7 36882339.17 1030836.25 1513389.518 8 36386473.06 1017523.40 1513389.519 9 35876926.81 1003843.26 1513389.5110 10 35353323.02 989785.72 1513389.5111 11 34815273.86 975340.34 1513389.5112 12 14262380.80 960496.45 21513389.5113 13 13142467.04 393475.75 1513389.5114 14 11991656.70 362579.16 1513389.5115 15 10809097.38 330830.19 1513389.5116 16 9593913.19 298205.31 1513389.5117 17 8345204.05 264680.37 1513389.5118 18 7062045.07 230230.53 1513389.5119 19 5743485.83 194830.27 1513389.5120 20 4388549.70 158453.38 1513389.5121 21 2996233.10 121072.91 1513389.5122 22 1565504.76 82661.17 1513389.5123 23 95304.97 43189.72 1513389.51242526272829303132
Valor presente ( vp )
3334353637383940414243444546474849505152535455565758596061626364656667686970717273747576777879808182838485
8687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138
139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180
AMORTIZACION
409854.95421162.18432781.35444721.08456990.21469597.82482553.25495866.11509546.24523603.79538049.1620552893.061119913.751150810.341182559.321215184.191248709.141283158.981318559.241354936.131392316.601430728.341470199.79
PLANTILLA
60000000
Numero de cuotas ( n ) 97
Tasa de interes ( i ) 1.6775883%
CUOTA FANTASMA $ 1,702,694.41
FICTICIO PERIODO SALDO INTERES CUOTA0 0 60000000.001 1 61006552.98 1006552.98 0.002 2 62029991.78 1023438.80 0.003 3 63070599.66 1040607.88 0.004 4 64128664.66 1058065.00 0.005 5 65204479.64 1075814.98 0.006 6 66298342.36 1093862.72 0.007 7 67410555.59 1112213.23 0.008 8 68541427.18 1130871.59 0.009 9 69691270.15 1149842.96 0.0010 10 70860402.74 1169132.59 0.0011 11 70860402.74 1188745.83 1188745.8312 12 70860402.74 1188745.83 1188745.8313 13 70860402.74 1188745.83 1188745.8314 14 70860402.74 1188745.83 1188745.8315 15 70860402.74 1188745.83 1188745.8316 16 70860402.74 1188745.83 1188745.8317 17 70860402.74 1188745.83 1188745.8318 18 70860402.74 1188745.83 1188745.8319 19 70860402.74 1188745.83 1188745.8320 20 70860402.74 1188745.83 1188745.8321 21 70860402.74 1188745.83 1188745.8322 22 70860402.74 1188745.83 1188745.8323 23 70860402.74 1188745.83 1188745.8324 24 70860402.74 1188745.83 1188745.8325 25 70860402.74 1188745.83 1188745.8326 26 70346454.16 1188745.83 1702694.4127 27 69823883.63 1180123.88 1702694.4128 28 69292546.52 1171357.30 1702694.4129 29 68752295.76 1162443.65 1702694.4130 30 68202981.82 1153380.47 1702694.4131 31 67644452.65 1144165.24 1702694.4132 32 67076553.66 1134795.42 1702694.41
Valor presente ( vp )
33 33 66499127.67 1125268.42 1702694.4134 34 65912014.84 1115581.59 1702694.4135 35 65315052.68 1105732.25 1702694.4136 36 64708075.95 1095717.68 1702694.4137 37 64090916.64 1085535.11 1702694.4138 38 63463403.95 1075181.72 1702694.4139 39 62825364.18 1064654.64 1702694.4140 40 62176620.73 1053950.96 1702694.4141 41 61516994.03 1043067.71 1702694.4142 42 60846301.51 1032001.89 1702694.4143 43 60164357.54 1020750.44 1702694.4144 44 59470973.35 1009310.22 1702694.4145 45 58765957.02 997678.09 1702694.4146 46 58049113.43 985850.82 1702694.4147 47 57320244.16 973825.14 1702694.4148 48 56579147.45 961597.71 1702694.4149 49 55825618.20 949165.16 1702694.4150 50 55059447.83 936524.04 1702694.4151 51 54280424.27 923670.85 1702694.4152 52 53488331.90 910602.05 1702694.4153 53 52682951.49 897314.00 1702694.4154 54 51864060.11 883803.03 1702694.4155 55 51031431.10 870065.40 1702694.4156 56 50184834.01 856097.32 1702694.4157 57 49324034.50 841894.90 1702694.4158 58 48448794.32 827454.23 1702694.4159 59 47558871.21 812771.30 1702694.4160 60 46654018.86 797842.06 1702694.4161 61 45733986.81 782662.36 1702694.4162 62 44798520.41 767228.01 1702694.4163 63 43847360.73 751534.74 1702694.4164 64 42880244.52 735578.19 1702694.4165 65 41896904.07 719353.97 1702694.4166 66 40897067.22 702857.56 1702694.4167 67 39880457.22 686084.41 1702694.4168 68 38846792.69 669029.88 1702694.4169 69 37795787.53 651689.25 1702694.4170 70 36727150.83 634057.71 1702694.4171 71 35640586.80 616130.39 1702694.4172 72 34535794.70 597902.31 1702694.4173 73 33412468.74 579368.45 1702694.4174 74 32270298.00 560523.67 1702694.4175 75 31108966.33 541362.74 1702694.4176 76 29928152.30 521880.38 1702694.4177 77 28727529.07 502071.18 1702694.4178 78 27506764.32 481929.67 1702694.4179 79 26265520.17 461450.26 1702694.4180 80 25003453.05 440627.29 1702694.4181 81 23720213.64 419455.00 1702694.4182 82 22415446.76 397927.53 1702694.4183 83 21088791.26 376038.91 1702694.4184 84 19739879.94 353783.09 1702694.4185 85 18368339.44 331153.92 1702694.41
86 86 16973790.15 308145.11 1702694.4187 87 15555846.05 284750.32 1702694.4188 88 14114114.69 260963.05 1702694.4189 89 12648197.02 236776.74 1702694.4190 90 11157687.28 212184.67 1702694.4191 91 9642172.92 187180.06 1702694.4192 92 8101234.48 161755.96 1702694.4193 93 6534445.43 135905.36 1702694.4194 94 4941372.11 109621.09 1702694.4195 95 3321573.58 82895.88 1702694.4196 96 1674601.49 55722.33 1702694.4197 97 0.00 28092.92 1702694.419899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138
139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180
AMORTIZACION
-1006552.98-1023438.80-1040607.88-1058065.00-1075814.98-1093862.72-1112213.23-1130871.59-1149842.96-1169132.59
0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
513948.59522570.53531337.11540250.76549313.94558529.17567898.99
577426.00587112.83596962.16606976.73617159.30627512.69638039.77648743.45659626.70670692.52681943.98693384.19705016.32716843.59728869.28741096.70753529.25766170.37779023.56792092.37805380.41818891.38832629.01846597.09860799.51875240.18889923.11904852.35920032.05935466.40951159.67967116.22983340.45999836.851016610.001033664.531051005.161068636.701086564.031104792.101123325.961142170.751161331.671180814.031200623.231220764.751241244.151262067.121283239.411304766.881326655.501348911.321371540.50
1394549.301417944.091441731.361465917.681490509.741515514.361540938.451566789.051593073.321619798.531646972.081674601.49
PLANTILLA
46500000
Numero de cuotas ( n ) 60
Tasa de interes ( i ) 2.0839303%
CUOTA FANTASMA $ 1,365,031.83
FICTICIO PERIODO SALDO INTERES CUOTA0 0 46500000.001 1 46103995.76 969027.59 1365031.832 2 45699739.06 960775.14 1365031.833 3 45287057.94 952350.71 1365031.834 4 44865776.83 943750.72 1365031.835 5 44435716.51 934971.52 1365031.836 6 43996694.04 926009.36 1365031.837 7 43548522.64 916860.44 1365031.838 8 43091011.67 907520.86 1365031.839 9 42623966.49 897986.65 1365031.8310 10 42147188.41 888253.75 1365031.8311 11 41660474.60 878318.03 1365031.8312 12 41163618.02 868175.25 1365031.8313 13 40656407.30 857821.11 1365031.8314 14 40138626.66 847251.19 1365031.8315 15 39610055.83 836461.00 1365031.8316 16 39070469.95 825445.96 1365031.8317 17 38519639.48 814201.36 1365031.8318 18 37957330.08 802722.44 1365031.8319 19 37383302.55 791004.30 1365031.8320 20 36797312.69 779041.97 1365031.8321 21 36199111.20 766830.35 1365031.8322 22 35588443.62 754364.25 1365031.8323 23 34965050.15 741638.36 1365031.8324 24 34328665.59 728647.27 1365031.8325 25 33679019.22 715385.46 1365031.8326 26 33015834.67 701847.29 1365031.8327 27 32338829.82 688026.98 1365031.8328 28 31647716.66 673918.67 1365031.8329 29 30942201.19 659516.36 1365031.8330 30 30221983.26 644813.91 1365031.8331 31 29486756.49 629805.07 1365031.8332 32 28736208.11 614483.45 1365031.83
Valor presente ( vp )
33 33 27970018.83 598842.55 1365031.8334 34 27187862.69 582875.70 1365031.8335 35 26389406.97 566576.11 1365031.8336 36 25574311.98 549936.85 1365031.8337 37 24742230.99 532950.84 1365031.8338 38 23892810.00 515610.85 1365031.8339 39 23025687.68 497909.51 1365031.8340 40 22140495.12 479839.28 1365031.8341 41 21236855.78 461392.49 1365031.8342 42 20314385.22 442561.27 1365031.8343 43 19372691.01 423337.63 1365031.8344 44 18411372.56 403713.38 1365031.8345 45 17430020.90 383680.17 1365031.8346 46 16428218.55 363229.49 1365031.8347 47 15405539.34 342352.62 1365031.8348 48 14361548.21 321040.70 1365031.8349 49 13295801.03 299284.65 1365031.8350 50 12207844.43 277075.23 1365031.8351 51 11097215.56 254402.97 1365031.8352 52 9963441.97 231258.24 1365031.8353 53 8806041.32 207631.19 1365031.8354 54 7624521.25 183511.76 1365031.8355 55 6418379.13 158889.71 1365031.8356 56 5187101.84 133754.55 1365031.8357 57 3930165.60 108095.59 1365031.8358 58 2647035.68 81901.91 1365031.8359 59 1337166.22 55162.38 1365031.8360 60 0.00 27865.61 1365031.8361626364656667686970717273747576777879808182838485
8687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138
139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180
AMORTIZACION
396004.24404256.70412681.12421281.11430060.32439022.47448171.39457510.97467045.18476778.08486713.80496856.58507210.72517780.64528570.83539585.88550830.47562309.39574027.53585989.86598201.48610667.59623393.47636384.56649646.37663184.55677004.85691113.16705515.48720217.93735226.77750548.38
766189.28782156.14798455.72815094.99832081.00849420.98867122.33885192.55903639.35922470.56941694.20961318.45981351.661001802.351022679.211043991.131065747.181087956.611110628.861133773.601157400.651181520.071206142.121231277.291256936.251283129.921309869.451337166.22
PLANTILLA
60000000
Numero de cuotas ( n ) 97
Tasa de interes ( i ) 1.6775883%
CUOTA FANTASMA $ 1,551,618.24
FICTICIO PERIODO SALDO INTERES CUOTA0 0 60000000.001 1 61006552.98 1006552.98 0.002 2 62029991.78 1023438.80 0.003 3 63070599.66 1040607.88 0.004 4 64128664.66 1058065.00 0.005 5 65204479.64 1075814.98 0.006 6 66298342.36 1093862.72 0.007 7 67410555.59 1112213.23 0.008 8 68541427.18 1130871.59 0.009 9 69691270.15 1149842.96 0.0010 10 70860402.74 1169132.59 0.0011 11 70860402.74 1188745.83 1188745.8312 12 70860402.74 1188745.83 1188745.8313 13 70860402.74 1188745.83 1188745.8314 14 70860402.74 1188745.83 1188745.8315 15 70860402.74 1188745.83 1188745.8316 16 70860402.74 1188745.83 1188745.8317 17 70860402.74 1188745.83 1188745.8318 18 70860402.74 1188745.83 1188745.8319 19 70860402.74 1188745.83 1188745.8320 20 70860402.74 1188745.83 1188745.8321 21 70860402.74 1188745.83 1188745.8322 22 70860402.74 1188745.83 1188745.8323 23 70860402.74 1188745.83 1188745.8324 24 70860402.74 1188745.83 1188745.8325 25 70860402.74 1188745.83 1188745.8326 26 70497530.33 1188745.83 1551618.2427 27 63628570.41 1182658.32 8051618.2428 28 63144377.63 1067425.45 1551618.2429 29 62652062.08 1059302.69 1551618.2430 30 62151487.51 1051043.66 1551618.2431 31 61642515.35 1042646.08 1551618.2432 32 61125004.74 1034107.63 1551618.24
Valor presente ( vp )
33 33 60598812.43 1025425.93 1551618.2434 34 60063792.78 1016598.59 1551618.2435 35 59519797.70 1007623.16 1551618.2436 36 58966676.62 998497.16 1551618.2437 37 58404276.45 989218.07 1551618.2438 38 57832441.53 979783.31 1551618.2439 39 57251013.56 970190.27 1551618.2440 40 56659831.63 960436.31 1551618.2441 41 56058732.10 950518.71 1551618.2442 42 55447548.59 940434.73 1551618.2443 43 54826111.94 930181.59 1551618.2444 44 54194250.14 919756.44 1551618.2445 45 53551788.30 909156.40 1551618.2446 46 52898548.60 898378.53 1551618.2447 47 52234350.22 887419.86 1551618.2448 48 51559009.33 876277.35 1551618.2449 49 50872339.00 864947.91 1551618.2450 50 50174149.17 853428.41 1551618.2451 51 49464246.59 841715.66 1551618.2452 52 48742434.77 829806.41 1551618.2453 53 48008513.91 817697.38 1551618.2454 54 47262280.88 805385.21 1551618.2455 55 46503529.14 792866.49 1551618.2456 56 45732048.67 780137.76 1551618.2457 57 44947625.93 767195.50 1551618.2458 58 44150043.80 754036.11 1551618.2459 59 43339081.53 740655.97 1551618.2460 60 42514514.66 727051.36 1551618.2461 61 41676114.94 713218.52 1551618.2462 62 40823650.33 699153.63 1551618.2463 63 39956884.88 684852.78 1551618.2464 64 39075578.67 670312.03 1551618.2465 65 38179487.76 655527.34 1551618.2466 66 37268364.15 640494.62 1551618.2467 67 36341955.62 625209.72 1551618.2468 68 35400005.78 609668.40 1551618.2469 69 34442253.90 593866.36 1551618.2470 70 33468434.88 577799.22 1551618.2471 71 32478279.19 561462.55 1551618.2472 72 31471512.77 544851.81 1551618.2473 73 30447856.94 527962.42 1551618.2474 74 29407028.39 510789.69 1551618.2475 75 28348739.02 493328.87 1551618.2476 76 27272695.91 475575.13 1551618.2477 77 26178601.23 457523.56 1551618.2478 78 25066152.14 439169.15 1551618.2479 79 23935040.74 420506.84 1551618.2480 80 22784953.95 401531.44 1551618.2481 81 21615573.43 382237.72 1551618.2482 82 20426575.52 362620.33 1551618.2483 83 19217631.13 342673.84 1551618.2484 84 17988405.62 322392.73 1551618.2485 85 16738558.77 301771.39 1551618.24
86 86 15467744.64 280804.10 1551618.2487 87 14175611.47 259485.07 1551618.2488 88 12861801.63 237808.40 1551618.2489 89 11525951.48 215768.08 1551618.2490 90 10167691.25 193358.01 1551618.2491 91 8786645.01 170572.00 1551618.2492 92 7382430.50 147403.73 1551618.2493 93 5954659.06 123846.79 1551618.2494 94 4502935.48 99894.66 1551618.2495 95 3026857.96 75540.72 1551618.2496 96 1526017.94 50778.22 1551618.2497 97 0.00 25600.30 1551618.249899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138
139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180
AMORTIZACION
-1006552.98-1023438.80-1040607.88-1058065.00-1075814.98-1093862.72-1112213.23-1130871.59-1149842.96-1169132.59
0.000.000.000.000.000.000.000.000.000.000.000.000.000.000.00
362872.416868959.92484192.79492315.55500574.57508972.16517510.61
526192.31535019.65543995.08553121.08562400.17571834.93581427.97591181.93601099.53611183.51621436.65631861.80642461.84653239.70664198.38675340.89686670.33698189.83709902.58721811.82733920.86746233.03758751.74771480.47784422.74797582.12810962.27824566.88838399.71852464.61866765.46881306.21896090.90911123.62926408.52941949.84957751.88973819.02990155.691006766.431023655.821040828.551058289.371076043.111094094.681112449.091131111.401150086.791169380.521188997.911208944.401229225.511249846.85
1270814.131292133.161313809.841335850.161358260.221381046.241404214.511427771.451451723.571476077.521500840.021526017.94
PLANTILLA
46500000
Numero de cuotas ( n ) 60
Tasa de interes ( i ) 2.0839303%
CUOTA FANTASMA $ 813,643.84
FICTICIO PERIODO SALDO INTERES CUOTA0 0 46500000.001 1 46103995.77 969027.59 1365031.822 2 45699739.09 960775.14 1365031.823 3 45287057.98 952350.71 1365031.824 4 44865776.88 943750.72 1365031.825 5 44435716.58 934971.52 1365031.826 6 43996694.12 926009.36 1365031.827 7 43548522.74 916860.44 1365031.828 8 43091011.78 907520.86 1365031.829 9 42623966.61 897986.65 1365031.8210 10 42147188.55 888253.76 1365031.8211 11 41660474.76 878318.03 1365031.8212 12 41163618.20 868175.26 1365031.8213 13 40656407.49 857821.11 1365031.8214 14 40138626.86 847251.19 1365031.8215 15 23610056.05 836461.01 17365031.8216 16 23288429.32 492017.11 813643.8417 17 22960100.11 485314.63 813643.8418 18 22624928.75 478472.48 813643.8419 19 22282772.65 471487.75 813643.8420 20 21933486.26 464357.45 813643.8421 21 21576920.98 457078.57 813643.8422 22 21212925.13 449647.99 813643.8423 23 20841343.86 442062.57 813643.8424 24 20462019.09 434319.08 813643.8425 25 20074789.47 426414.22 813643.8426 26 19679490.24 418344.62 813643.8427 27 19275953.26 410106.86 813643.8428 28 18864006.85 401697.43 813643.8429 29 18443475.76 393112.75 813643.8430 30 18014181.09 384349.18 813643.8431 31 17575940.23 375402.98 813643.8432 32 17128566.73 366270.34 813643.84
Valor presente ( vp )
33 33 16671870.27 356947.39 813643.8434 34 16205656.59 347430.16 813643.8435 35 15729727.33 337714.59 813643.8436 36 15243880.04 327796.55 813643.8437 37 14747908.03 317671.84 813643.8438 38 14241600.31 307336.12 813643.8439 39 13724741.49 296785.02 813643.8440 40 13197111.69 286014.05 813643.8441 41 12658486.46 275018.61 813643.8442 42 12108636.65 263794.03 813643.8443 43 11547328.35 252335.55 813643.8444 44 10974322.78 240638.27 813643.8445 45 10389376.18 228697.24 813643.8446 46 9792239.69 216507.36 813643.8447 47 9182659.30 204063.45 813643.8448 48 8560375.67 191360.22 813643.8449 49 7925124.09 178392.26 813643.8450 50 7276634.31 165154.06 813643.8451 51 6614630.45 151639.99 813643.8452 52 5938830.90 137844.29 813643.8453 53 5248948.15 123761.10 813643.8454 54 4544688.73 109384.42 813643.8455 55 3825753.03 94708.15 813643.8456 56 3091835.21 79726.03 813643.8457 57 2342623.06 64431.69 813643.8458 58 1577797.84 48818.63 813643.8459 59 797034.21 32880.21 813643.8460 60 0.00 16609.64 813643.8461626364656667686970717273747576777879808182838485
8687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138
139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180
AMORTIZACION
396004.23404256.68412681.11421281.10430060.30439022.46448171.38457510.96467045.17476778.06486713.79496856.56507210.71517780.6316528570.81321626.73328329.21335171.36342156.10349286.39356565.28363995.85371581.27379324.76387229.63395299.22403536.98411946.41420531.09429294.66438240.87447373.50
456696.45466213.69475929.26485847.29495972.01506307.72516858.82527629.80538625.23549849.81561308.30573005.57584946.61597136.49609580.39622283.62635251.58648489.78662003.86675799.56689882.75704259.42718935.70733917.82749212.15764825.21780763.64797034.21
PLANTILLA
46500000
Numero de cuotas ( n ) 39
Tasa de interes ( i ) 2.0839303%
CUOTA FANTASMA $ 1,365,031.82
FICTICIO PERIODO SALDO INTERES CUOTA0 0 46500000.001 1 46103995.77 969027.59 1365031.822 2 45699739.09 960775.14 1365031.823 3 45287057.98 952350.71 1365031.824 4 44865776.88 943750.72 1365031.825 5 44435716.58 934971.52 1365031.826 6 43996694.12 926009.36 1365031.827 7 43548522.74 916860.44 1365031.828 8 43091011.78 907520.86 1365031.829 9 30623966.61 897986.65 13365031.8210 10 29897116.91 638182.12 1365031.8211 11 29155120.17 623035.08 1365031.8212 12 28397660.73 607572.38 1365031.8213 13 27624416.37 591787.46 1365031.8214 14 26835058.13 575673.58 1365031.8215 15 26029250.22 559223.91 1365031.8216 16 25206649.83 542431.43 1365031.8217 17 24366907.02 525289.01 1365031.8218 18 23509664.56 507789.36 1365031.8219 19 22634557.77 489925.02 1365031.8220 20 21741214.35 471688.41 1365031.8221 21 20829254.29 453071.75 1365031.8222 22 19898289.61 434067.14 1365031.8223 23 18947924.28 414666.49 1365031.8224 24 17977753.99 394861.54 1365031.8225 25 16987366.03 374643.86 1365031.8226 26 15976339.08 354004.87 1365031.8227 27 14944243.03 332935.77 1365031.8228 28 13890638.82 311427.61 1365031.8229 29 12815078.23 289471.23 1365031.8230 30 11717103.71 267057.30 1365031.8231 31 10596248.17 244176.27 1365031.8232 32 9452034.77 220818.43 1365031.82
Valor presente ( vp )
33 33 8283976.77 196973.82 1365031.8234 34 7091577.25 172632.30 1365031.8235 35 5874328.96 147783.53 1365031.8236 36 4631714.06 122416.92 1365031.8237 37 3363203.93 96521.69 1365031.8238 38 2068258.94 70086.83 1365031.8239 39 0.00 43101.07 2111360.0140414243444546474849505152535455565758596061626364656667686970717273747576777879808182838485
8687888990919293949596979899100101102103104105106107108109110111112113114115116117118119120121122123124125126127128129130131132133134135136137138
139140141142143144145146147148149150151152153154155156157158159160161162163164165166167168169170171172173174175176177178179180
AMORTIZACION
396004.23404256.68412681.11421281.10430060.30439022.46448171.38457510.9612467045.17726849.70741996.74757459.44773244.36789358.24805807.91822600.39839742.81857242.46875106.80893343.41911960.07930964.68950365.33970170.28990387.961011026.951032096.051053604.211075560.591097974.521120855.551144213.39
1168058.001192399.521217248.291242614.901268510.131294944.992068258.94
### valor futuro
### valor presente, en la formula esta como va
800% interes
2.341235236072 periodos
######