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As a global firm, we understand the importance of developing deep relationships with our clients and partners to provide the best services to financial institutions. The recent joint win at Student Loans Company is further tangible proof that we can team and win together in the market. We are delighted with the momentum built thus far with HCL Technologies and we welcome them to the Misys InFusion Partner Programme. We look forward to working even more closely together as we further advance our joint business in a number of exciting areas

- Nadeem Syed, Chief Executive Officer, Misys

HCL is the first Premier Elite Partner for Misys, with experience of working on multiple products and propositions for the past 8 years. A true global partner, HCL has successfully completed more than 85 projects across Misys products in the U.S., EMEA and APAC.

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www.hcltech.com

HCL Commercial Lending Practice

Commercial Lending has risen as a critical product in capital markets. Commercial and corporate lending are key focus areas of solutioning within HCL. HCL provides a wide range of solutions across the entire spectrum of commercial and corporate lending. The HCL Lending team is powered by industry experts in the lending space with a focus of providing the best solution for the customers with optimum utilization of funds, time and resources.

FusionBanking Loan IQ alleviates high costs of systems and process redundancy within commercial lending operations. FusionBanking Loan IQ increases transparency, improves risk management, provides customer insight and simplifies entry into new markets or business lines in the commercial lending space.

HCL Loan IQ practice, with experience of servicing customers across geographies, offers value added end to Loan IQ services, including systems integration, upgrade, and testing services. This is reinforced by HCL’s strong understanding and experience of executing projects in the Commercial & Syndicated Lending space. HCL’s Loan IQ Practice has developed key frameworks and accelerators through its best practice methodologies to help banks drastically improve effectiveness of its lending IT operations.

HCL Service Offerings in Commercial Lending and Loan Syndication

Domain Specific Operations Capability

Commercial Lending, Equipment Finance, Product Finance, Commercial Mortgages, Structured Finance

Application Development, Maintenance and Support, Third Party Testing, Version Upgrades, System Integration

Onsite and Remote Infrastructure Management

Customer Relationship Management, Finance & Accounting, Utility based suctioning for Origination & Servicing, Help Desk

Business Cost Optimization (Application Portfolio Optimization, Process Optimization) Consulting

Origination Processing & Approval Syndication Closing &

Funding Portfolio

Management Servicing

Product Setup Pricing Setup App Capture Credit Reports Quotes &

Locks Pre approval

Document Verification

Financial Spreading

Risk Analysis & Credit Reports

Fulfillment Approval

Primary Syndication

Assignment & Participation

Deal Trade Settlement

Securitization

Closing Documents

Disbursement Payment

Services Loan

Accounting

Tracking Repayments Annual Review Renewals Workouts

Customer Services

Investor Reporting

Escrow Management

Fraud & Customer Complaints

Operations & Utility

Infrastructure

Technology Services

Industry

HCL Loan IQ Value Proposition• GlobalDeliveryModelwithexperienceininternationalizationofCommerciallendingoperationsforglobalbanks

• LargepoolofcommerciallendingandFusionBankingLoanIQ experts who can provide localization/ customization of the platform, end user documentation and training across geographies

• Involvedindeveloping20%oftheMisysLoanIQcodebase

• CarriedoutfurtherProductenhancementsfor37MisysLoan IQ customers as a primary partner to Misys

• Labswithlicensedversionsofv6.xandv7.xofLoanIQ

• 40+implementationsinvariouscommerciallendingproducts (Loan IQ, ACBS, Capital Stream and others)

• Experienceinprovidingcentralizedoffshore24/7supportto clients

• FunctionalandTechnicalexpertisein29keyLoanIQ modules

• Developedadeepassetbaseofsolutionaccelerators,Testing and Automation framework for Loan IQ (HCL Test Automation framework – HCL PEAK©)

• LoanIQAutomatedtestcaserepositoryof750+testcasescuttingLoanIQtestingtimeby40-60%

HCL Loan IQ Functional & Technical Expertise Heat Map

Success Stories

A Large Agriculture bank in US

Project Snapshot Challenges HCL Value addition Benefits

• Thebankwasmigratingfrom

a legacy system to Loan IQ

v6.x.DataMigration,and

Functional Testing during

the implementation phase

(Migration from ACBS to

Loan IQ) was a significant

challenge because of lack

of understanding of both

systems

• Key Functions Covered:

Customer,Deal,Facility,

Outstanding, Payments,

Circles

• Bankhadlimitedapplication

expertise internally

• DataMigrationof2500Deals

and Loans from Legacy

to Loan IQ had to be in

accordance with bank’s

ongoing project SLA. Several

roundsofMockrunsforData

Loading&Validation,Data

Integrity was to be performed

• Projectlargelycompleted

onsite by HCL BA’s and

Technical Expert working

with the limited capabilities in

the bank

• Stronggovernancesetup

between Client-HCL and

Misys

• Automationof250TestCases

for the regression testing

during the upgrade using

HCL Automation Framework

HCL PEAK @, saving

Commendable time for the

project

• Expectedcostsavingsof

around30%Reductionin

project risk through HCL’s

best of breed Loan IQ

practices

• 100%Accuracylevel

maintainedduringtheData

Migration and Testing process

Services Offered in partnership with Misys

Core Services Offered by HCL

Loan IQ Installation

New Branch/geography roll out & Implementation

Product Enhancement

Interface Development

Data Migration

Platform migration & support

Custom Report Development

L1, L2 & L3 Support

Assignment & Monitoring Support

Enhancements & Customizations

Code and Bug fixing

Functional Testing

Regression Testing

Interfaces & Batch Jobs Testing

System Integration Testing

UAT Testing

Loan IQ Installation

andConfiguration

HCL PEAK© – TestAutomation Framework

Reusable test pack with more than 750+ test cases

FusionBanking Loan IQ

Implementation/ Upgrade

Application Maintenance

Services

ApplicationDevelopment

Services

Application Testing Services

ConsultingServices

Loan Operations Processing

FusionBanking Loan IQ Training

Resources Offering

Hello there! I am an Ideapreneur. I believe that sustainable business outcomes are driven by relationships nurtured through values like trust, transparency and flexibility. I respect the contract, but believe in going beyond through collaboration, applied innovation and new generation partnership models that put your interest above everything else. Right now 100,000 Ideapreneurs are in a Relationship Beyond the Contract™ with 500 customers in 31 countries. How can I help you?

LeadingGlobalInvestmentBankinGermany

Project Snapshot Challenges HCL Value addition Benefits

• Theclientmigratingtheir

GlobalLoanOperationsto

Bangalore,Requirement

was to setup a Back office

to handle the End to End

operations for their bi-lateral

and syndicated lending.

• Key Functions Covered:

Loan Processing, Accounting

andControl,Documentation

Collateral & Trading

• Providing24X7supportto

the bank covering across

geographies (US, UK and

APAC) and across function of

Loan operations

• Riskfreeenvironmentfor

the bank compliance to the

industry standards

• TrainingtheEndusersonthe

Loan IQ application and other

third party applications in

limited period, and supporting

the global rollout of Loan IQ

• Implementationoffour

eye check for the all the

transactions processed to

reduce the risk and Cross

training the End users with

various modules using

offshore/ onshore model for

resource to get expertise with

the process

• BusinessContinuityPlan/

DisasterRecoveryPlanin

case of emergency providing

continuity in Business

Operations with Tech Support

andReducingtheRisk

• MaintainingRiskand

Compliance for each functions

of the operations with

Maintaining the SLA’s and

KPI’s as Agreed with the Bank

• Consolidatedtheclient’s

geographically dispersed

back-office loan operations

into a single offshore location

Reducingtheoverallcostfor

the client, Cost reduction of

$100Millionforprojectperiod

of10yrs

• Successfulcompletionof

a six-sigma project which

reduced breaks in the Nostro

reconciliation processes of

APAC and UK regions by

33.5%,resultinginanotional

gainofEUR509,950