brantford, the telephone city

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BRANTFORD, THE TELEPHONE CITY A Manufacturing and Industrial Centre—A City of Homes, Schools and Churches. O n the site of the old camping ground of the Obijway Indians, rich in natural scenery and still richer in the history with which it is surrounded, there was founded about one hundred years ago the City of Brantford, to-day one of the most prosperous cities in Canada. Situated as it is, on a high ridge of land on the north of the Grand River, sur rounded by some of the most picturesque country in the Dominion, well watered and supported by a rich agricultural territory, Brantford could be nothing else than a great and growing city. These natural advantages were seen and appreciated by early settlers, and the courageous efforts of the pioneers have been faithfully guarded and followed out by succeeding generations. There is perhaps no other place where the original settlers are so largely represented by the active business of the town at the present day. Father has been succeeded by son and grandson, and the names that were familiar among the early settlers have been perpetuated in their descendents. Less than a century ago there was not a factory in the village, and to-day it is the center of action for many of the greatest manufacturing industries in Canada. It is not an accident that Brantford at the present time ranks third in matters of exports and as a manufacturing center, but it is the result of wise planning and diligent effort on the part of men who could see into the future and catch a glimpse of the possibilities of the spot. The pioneers planned for a great future, though they could not conceive of the city as it now stands to-day. It is little short of marvellous how it has grown in a few years from a log house in the wilderness to a city with a population of 20,000. Brantford has gathered within her borders a citizenship that is not biased or influ- enced by petty prejudice, but is broad and charitable toward the ideas and opinions of every man who is honest and ear- nest. The public schools of the city have long been noted for their high degree of excellence, a condition that speaks well for the citizens who have had them in charge. The first school was opened in 1826, and at the present time we find six public schools, the Collegiate, the Brantford Business College, and two Separate schools for Catholic children. The Ontario Institute for the Blind is one of the notable institu- tions of the city under the care of the Provincial Government. Another worthy enterprise is the Mohawk Institute for the Picturesque Scene Near Brantford. education of the native Indians. It is located about two miles from the city. Mr. Carnegie, the library giant, touched the literary pulse of Brantford and found it responsive, the magnificent building being one of the handsomest in the Car- negie chain. The architecture and finish of the churches, to- gether with the superior talent and spiritual power manifest among the clergy, bespeak a high moral caste and religious tone. Organized charities and benevolent institutions are the natural growth of such conditions. There are about twenty-seven churches of various denominations in the city, the old Mohawk Church being the oldest in Upper Canada. The financial institutions of Brantford are noted for their stability and the conservative, yet liberal methods which have always marked their management. The first bank estab- lished was in 1846. Now there are 11 banking institutions with a large combined capital. All leading insurance com panies are well represented, there being much competition, consequently the rates are low. The financial strength of Brantford surpasses many cities of equal size, and is positive proof of the solidity and prosperity of its enterprises. The opportunities in real estate investment are as great as the growth of the city. Vigorous action in this direction is indi- cative of the rapid strides forward. Investments in realty are sure profit and will be a substantial one for substantial reasons. New buildings are constantly under construction, architects, builders and contractors are among the busiest people of the city. Brantford has over 300 business houses; and about one hundred creative concerns, many of which are gigantic establishments and cover the principal lines of world necessities. It would take too long to enumerate them all. but a few of the leading manufactured products turned out are agricultural implements of all descriptions, iron machinery of various kinds, boilers, engines, saw mill machinery, fire engines, stoves, carriages and wagons, binder twine, knitted hosiery and underwear, screws, windmills, refrigerators, etc., in fact everything from bee keepers' supplies to brass bed- steads. The business of these various industries has grown to enormous proportions, and the beauty of it is, it is home capital. Brantford is not. owned by trusts or foreign capital, but is independent. Again, Brantford is not a city of a single idea. Her interests are diversified and not bound to the label of one mill or patent. If any one of these many concerns within her borders should cease to be her life would not be extinct. A city that depends upon one product for support will naturally grow self-centered. There is no dan- ger of this in our busy town, but rather a spirit of inspiration that is productive of broad ideas and expansion. The munici- pal authorities have watched the growth with a careful eye

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BRANTFORD, THE TELEPHONE CITYA Manufacturing and Industrial Centre—A City of Homes, Schools and Churches.

On the site of the old camping ground of the ObijwayIndians, rich in natural scenery and still richer in thehistory with which it is surrounded, there was founded

about one hundred years ago the City of Brantford, to-day oneof the most prosperous cities in Canada. Situated as it is, ona high ridge of land on the north of the Grand River, surrounded by some of the most picturesque country in theDominion, well watered and supported by a rich agriculturalterritory, Brantford could be nothing else than a great andgrowing city. These natural advantages were seen andappreciated by early settlers, and the courageous efforts ofthe pioneers have been faithfully guarded and followed outby succeeding generations. There is perhaps no other placewhere the original settlers are so largely represented by theactive business of the town at the present day. Father hasbeen succeeded by son and grandson, and the names thatwere familiar among the early settlers have been perpetuatedin their descendents. Less than a century ago there was nota factory in the village, and to-day it is the center of actionfor many of the greatest manufacturing industries in Canada.It is not an accident that Brantford at the present time ranksthird in matters of exports and as a manufacturing center, butit is the result of wise planning and diligent effort on the partof men who could see into the future and catch a glimpse ofthe possibilities of the spot. The pioneers planned for agreat future, though they could not conceive of the city as itnow stands to-day. It is little short of marvellous how it hasgrown in a few years from a log house in the wilderness to acity with a population of 20,000. Brantford has gatheredwithin her borders a citizenship that is not biased or influ-enced by petty prejudice, but is broad and charitable towardthe ideas and opinions of every man who is honest and ear-nest. The public schools of the city have long been notedfor their high degree of excellence, a condition that speakswell for the citizens who have had them in charge. Thefirst school was opened in 1826, and at the present time wefind six public schools, the Collegiate, the Brantford BusinessCollege, and two Separate schools for Catholic children. TheOntario Institute for the Blind is one of the notable institu-tions of the city under the care of the Provincial Government.Another worthy enterprise is the Mohawk Institute for the

Picturesque Scene Near Brantford.

education of the native Indians. It is located about twomiles from the city. Mr. Carnegie, the library giant, touchedthe literary pulse of Brantford and found it responsive, themagnificent building being one of the handsomest in the Car-negie chain. The architecture and finish of the churches, to-gether with the superior talent and spiritual power manifestamong the clergy, bespeak a high moral caste and religious

tone. Organized charities and benevolent institutions arethe natural growth of such conditions. There are abouttwenty-seven churches of various denominations in the city,the old Mohawk Church being the oldest in Upper Canada.The financial institutions of Brantford are noted for theirstability and the conservative, yet liberal methods which havealways marked their management. The first bank estab-lished was in 1846. Now there are 11 banking institutionswith a large combined capital. All leading insurance companies are well represented, there being much competition,consequently the rates are low. The financial strength ofBrantford surpasses many cities of equal size, and is positiveproof of the solidity and prosperity of its enterprises. Theopportunities in real estate investment are as great as thegrowth of the city. Vigorous action in this direction is indi-cative of the rapid strides forward. Investments in realtyare sure profit and will be a substantial one for substantialreasons. New buildings are constantly under construction,architects, builders and contractors are among the busiestpeople of the city. Brantford has over 300 business houses;and about one hundred creative concerns, many of which aregigantic establishments and cover the principal lines of worldnecessities. It would take too long to enumerate them all.but a few of the leading manufactured products turned outare agricultural implements of all descriptions, iron machineryof various kinds, boilers, engines, saw mill machinery, fireengines, stoves, carriages and wagons, binder twine, knittedhosiery and underwear, screws, windmills, refrigerators, etc.,in fact everything from bee keepers' supplies to brass bed-steads. The business of these various industries has grownto enormous proportions, and the beauty of it is, it ishome capital. Brantford is not. owned by trusts or foreigncapital, but is independent. Again, Brantford is not a cityof a single idea. Her interests are diversified and not boundto the label of one mill or patent. If any one of these manyconcerns within her borders should cease to be her life wouldnot be extinct. A city that depends upon one product forsupport will naturally grow self-centered. There is no dan-ger of this in our busy town, but rather a spirit of inspirationthat is productive of broad ideas and expansion. The munici-pal authorities have watched the growth with a careful eye

and have not allowed any one interest to develop at the ex-pense of another. All that is best for mankind has been en-couraged and liberally supported. Brantford is one of thebest rounded places in the list of cities and raises her bannersover one of the safest foundations for the promotion oftwentieth century effort. Her many factories for the mostpart are in operation the year round, giving employmentto about 4,700 people and paying annual wages of$1,900,000. The certainty of work inspires the wageearner to make investments, hence the fact that somany of the laboring class have become propertyowners. Much of Brantford's influence in tradecircles is due to her good railroad facilities.With the new connections that the GrandTrunk affords, the excellence of the servicerendered by the Toronto, Hamilton and Buffalo,and the rapid extension of radials, thecity promises to become the hub of thispart of the universe.

A magnificent passenger station, builton modern architectural plans at a costof $50,000, and erected by the GrandTrunk, receives and releases 32 trainsdaily. The station of the T., H. & B. isin the center of the manufacturing dis-trict and switches are run into all theimportant factories. The progressive-ness and busy life of the city can beappreciated only by comparison with theprimitive life. Brantford's citizens arepublic spirited and enthusiastic in theirsupport of local improvements. As acity it has many attractive features. Adrive through the residence streets willshow the perfect condition of cottage sur-roundings, inviting appearance of yardsand homes of a more pretentious class.and well kept parks. Much thought hasbeen given to the sanitary conditions, allpublic and resident property is subjectto sanitary inspection, and Brantford haswon for herself the reputation of beingone of the healthiest cities in Ontario.The death rate during the present year hasbeen lower than in many a city of similar size.With all these many advantages, unlimited fa-cilities for breadth of business, courage andambition in business bodies, sufficient capital andmany other forces, why should Brantford not raiseher banners and claim a place among the cities ofthis great Dominion, where nothing seems impossible ?Her doors are wide open, her hand extended to all whoenter with a purpose. She is great, and destined to be-come greater. Come and see.

WILES RESTAURANT, Chas. Wiles, Proprietor, 44 MarketStreet.—This restaurant, centrally located, is considered oneof the best in the city. It is open day and night ; wholesomemeals can always be obtained. Their 20 cent meals comparefavorably with many of the 50 cent lunches served in the city.

Brant Monument.

The establishment is inviting, tables look clean and neat.Perfect service is employed, with a courteous attention and apleasant welcome accorded to every one. Mr. Wiles has re-cently added to the second floor of his establishment a privatedining room, with a private side entrance, and having a seat-

ing capacity of twenty-five. The dining-room is hand-somely furnished in oak and is suitable for banquets andprivate parties. No prettier place than this could be de-sired for an evening's entertainment. For one year Mr.Wiles has been the proprietor and has distinguished him-self as a business manager and shows that he understands

every detail of the restaurant business.

THE CANADIAN BANK OF COMMERCE. ----------- Innothing is the financial status and the commercial

prosperity of a community so closely depictedas in the extent and character of its bankinginstitutions, which constitute an unerring indexto the industrial development of the community.This branch of the Canadian Bank of Com-

merce is open for a general banking busi-ness, it is conveniently arranged, andprovided with adequate safes and vaultswhich insure the most absolute safetyThis progressive institution has alsosome distinctive advantages to offerthrough its checking and savings depart-ment. Bank orders are issued and paya-ble at par at any office in Canada of achartered bank, and also at the principalbanking points in the United States. Bylast reports the paid-up capital of thebank was $10,000,000, and the reservefund $4,500,000, and total assets exceeded$100,000,000. The bank is under themanagement of Mr. H. W. Fitton, ashrewd business man of affairs, andalways ready to guard the interests ofthe patrons of the institution.

MICKLE, DYMENT & SON, Lumber.Sash, Doors, etc., 284 Colborne Street.—This city's position in the commercialworld can be defined briefly as that of asupply center, where the buyer can findexactly what he wants at exactly theprice he feels he can pay for it. In thisaspect of its commercial and likewise ofits steady growth we can not but call at-tention to the Mickle, Dyment & SonLumber Co. This firm has been identi-fied with the development of Brantfordfor about six years. They have won a

reputation as manufacturers of lumber, lath,shingles, sash, doors, blinds and other builders'supplies. The prices are as reasonable as canbe obtained in this locality. The trade of thecompany requires the services of thirty-five

people, and everything about the place evidencesprogress, and it will not require much of an observ-ing person's time to note that the business is con-ducted along purely business lines. The members

of the firm are C. Mickle, N. Dyment and S. Dyment, allof whom fill not only important places in their line ofbusiness but manifest a general interest in everythingpertaining to the welfare of the community. This busi-ness is under the management of Ross A. Rastall.

JOHN McHUTCHION, Baker and Confec-tioner, 363 Colborne St.—The introductionof the modern bakery is one of the triumphsof industry that has practically revolution-ized household economy. It has to a greatextent superseded the home bread maker,and she is willing to resign this work tosome skilled baker. In Brantford the lead-ing bakery is that conducted by John Mc-Hutchion, and it is also one of the bestequipped establishments in the Dominion.The bakery is fitted with five improvedovens, and the regular output is 25,000loaves a week. Fourteen wagons are util-ized in delivering to the customers, this pat-ronage including many of the most substan-tial people in town, the extensive trade re-quiring the services of about twenty-twopeople. This firm was established eighteenyears ago. It is one of the enterprises thathas done a great deal toward making Brant-ford prosperous. Mr. McHutchion is an ex-pert at his trade, and there is nothing aboutit that he does not thoroughly understand.

J. J. KELLY, Cigars, etc., 138 ColborneStreet.—The pleasures of a good cigar havebeen told in many a story and song, and thebest writers of the world have sung itspraises. The charms, however, of a goodcigar are known only to the smoker. Tothis class of people in Brantford no one cancater to their wants better than can Mr. J.J. Kelly. His store is located in the OperaHouse Block and is fitted with all modernconveniences, his cases are filled with allthe popular brands of tobaccos, cigars andsmokers' supplies of every description. Hecaters to the retail trade exclusively, andduring the four years that he has been inbusiness he has established for himself areputation that is enviable.

E. PATERSON, Groceries and Provi-sions, 186 Market Street.—This is one of theimportant groceries of the city and hasbeen in operation for seven years. Thefinest quality of fancy and staple groceries,fruits and vegetables, are carried, andeverything possible is done to make thestore look pleasant and attractive to themany customers who daily visit it. Mr.Paterson has also an up-to-date meat mar-ket in connection with his grocery, and hereeverything that is first-class in fresh andcured meats are to be obtained. An excel-lent delivery service is run, clerks are cour-teous and obliging. Mr. Paterson is pro-gressive and enterprising and interested inall that helps to forward the best interestsof the city.

A. B. CUTCLIFFE, Veterinary Surgeon.155 Dalhousie St.—Dr. Cutcliffe has beenpracticing in the city of Brantford for fif-teen years, and in the course of which, byhis superior knowledge of animal anatomy

and the treatment of animal diseases, hehas established one of the best practices ofthe city. His wide experience makes hima specialist in almost everything pertainingto the treatment of animals, and in his officemay be found almost every modern appli-ance known to the profession. He is agraduate of the Ontario Veterinary College,and is an active promoter of all thattouches to his particular line of work. Hisservices have thoroughly convinced the peo-ple of the community that he understandsevery detail of his business, and no man ismore deserving of the patronage and successwhich he has received than is Dr. Cutcliffe.

this line, and he has won a reputation forhimself. Every garment is constructed byjourneymen tailors, and the union label isput on every garment. The public's in-spection is courteously invited.

J. STANLEY, The Big 22 Clothing House,Brantford.—To say that this store has be-come popular and largely patronized ismerely to assert what every resident of thevicinity knows to be a fact. Mr. Stanleyhas so accurate an idea of what the publicwants, and shown such enterprise in cater-ing to all classes of patrons, that his storehas become a favorite for those seeking the

Court House.

GUARANTEE TAILORING CO., LeonLazarus, Manager, 57 Colborne Street, fac-ing King Street. Phone 632.—The proprie-tor of this well known store is Mr. LeonLazarus, who has been in business here forfive years. He has an attractive shop, it isneat and well furnished, and provided witha select line of fine suitings. All garmentsmade by him are up-to-date and have afinish that leaves nothing to be desired. Heemploys five men in the shop, and also hasconsiderable work done outside. He has aspecial department for steam cleaning andpressing. An extensive business is done in

latest novelties in clothing and men's fur-nishings. The store is located in the heartof the city, opposite the market. Mr. Stan-ley carries an immense stock of goods forhis order department, and also handles oneof the finest lines of ready-made garmentsto be gotten anywhere in the city. He em-ploys twenty people and has well fittedwork rooms, the premises are light, and hepossesses one of the largest and most at-tractive show windows on Colborne street.His success is due to his honest methods inbusiness and to his push and businessability.

H. B. GARDNER, Manufacturer of FineCigars, 9 King St. Phone No. 6.—This firmwas established nearly forty years ago andis one of the influential and weighty figuresin tobacco operations. He manufacturesabout half a million a year and is busy allthe time. He gives employment to abouttwenty people and turns out a grade of goodsthat are rated among the best in Ontario.Mr. Gardner has the oversight of the factoryand allows nothing to enter the make-up ofcigars that is not first-class and up to themark. One of his most popular brands is" I'm a Clansman," and it is certainly one ofthe best cigars for the money. His travel-ing salesmen are men who understand theirwork, and an extensive business is done inand around Brantford. Mr. Gardner isknown throughout Ontario on account of theclass of goods turned out.

R. T. WHITLOCK & CO., Tailors, Gentle-men's Furnishings, 96 Colborne Street.—Brantford has been especially favored inhaving this firm in their midst, and areuniversal in saying that it is one of thelargest establishments of this kind in thecity. They have been in business for 15years and have made a high record as mer-chants and clothiers who understand theirbusiness and know how to keep the goodsthat the public demands. They do notoverstock, but have new goods every sea-son, are skillful buyers and careful mana-gers. Their stock of fine suitings, over-coatings and fancy vestings are the mostcomplete to be found anywhere. A specialtyis made of dress, frock and clerical suits,first-class trimmings, stylish cut, and work-manship is guaranteed. Mr. Whitlock is aman of original ideas and exclusive taste,and much of the success of the business isdue to these qualities.

MRS. JOSEPHINE BUSH, .Wig. andToupee Maker, Shampooer, 77 Colborne St.—Mrs. Bush has distinguished herself inthis profession and holds the patronage ofthe city that gives her a prestige as a pro-fessional. She has _been in business forover twenty years, and acknowledges no su-perior in her line, and maintains her claimto superiority by doing work that is acknow-ledged as the best. She is the only one inthe city who manufactures human hairgoods, and she is an expert in the makingof wigs and toupes. A large line of humanhair goods by other manufacturers is alsokept in stock. A specialty is made of sham-pooing, and one of the most complete linesof hair pins, combs and ornaments are han-dled. This is one of the few places in thecity where a line of theatrical goods, suchas wigs, grease, paints and make-up goodsare always on hand. Mrs. Bush is a womanof great business ability and deserves thecredit she has won.

JOHN MANN & SONS, Factory, Foundryand Builders' Supplies, Coal and Wood, 323Colborne Street.—This firm has been inti-mately identified with the growth and de-velopment of Brantford since 1868. Theyhave seen the place grow from a town offive or six thousand inhabitants to the thriv-ing industrial center that it now is. Theline of factory, foundry and builders' sup-plies can not be duplicated anywhere in thecity as far as quality and price is concerned.A large trade is catered to and an extensivebusiness is done not only in the city butalso in the country surrounding Brantford.A place of business was established in Lon-don in 1886, and the Mann Coal Co. was es-tablished in Toronto in 1900. The firm con-sists of Mr. J. Mann, and his sons—GeorgeT., Fred and Walter. They are all men ofexceptional business ability and have wonfor themselves and their business a reputa-tion that is enviable.

T. L. WOOD & CO., Coal, Wood. Cement,etc., 253 Colborne Street.—Although estab-lished under the present management butfor 3 years, the coal yard conducted by T.L. Wood & Co. has won a leading placeamong the important industries of Brant-ford. The motto of this concern has been" Honest weight and low prices.'' Theydeal in all kinds of hard and soft coal, bothstove and furnace ; their hard and softwood is the best to be gotten anywhere. Alarge supply of cement, drain tile and Brant-ford roofing is always carried in stock, andmuch of these supplies that are used arefurnished by this firm. Mr. T. L. Wood andMr. B. A. Caspell are the members of thefirm. They are reckoned with the mostsuccessful, substantial and reliable men ofthe city.

THOMAS HENDRY, District Agent. 114Dalhousie Street.—For 11 years Mr. Hendryhas been district agent of the Sun Life As-surance Company of Canada. Among themany insurance representatives in the cityhe is conspicuous because he is diligent,accurate, and is the representative of one ofthe best companies of Canada. He is postedon all insurance regulations, writes no policythat will not bear investigation, meets allclaims promptly, and is very thorough inhis investigations. Mr. Hendry was wonthe confidence of the people by his carefulbusiness methods and also by his honestand straightforward dealings.

WM. MILLER, Tailor. 128 Colborne St.—The merchant tailor who can make stylishsuits is always popular and holds the placethat he deserves in mercantile circles. Mr.Miller has been in business only sinceMarch. 1906, but has proven beyond ques-tion his skill and adaptability, aside from astrong artistic talent, that gives him special

prominence. He does a general line oftailoring, has the fashions of the hour athis command, keeps nothing but competenthelp in every department, and always giveshis personal attention to every detail. Heemploys ten people, and the work done com-pares favorably with any done in the city.He insures absolute fit, and every garmentshows a dash of style that gives it specialdistinction.

H. WIDDIF1ELD, Assistant Supt. Metro-politan Life Insurance Co., 165 ColborneStreet.—The value of industrial insuranceis conceded by every thinking man, and the

THE WEST BRANT GROCERY ANDMEAT MARKET, George J. Harp, Proprie-tor, 82 Oxford St.—There is no place of busi-ness on Oxford street that is more popularlyknown than the West Brant Grocery andMeat Market. The business was estab-lished seven years ago, but. has been underthe present management only two years.The stock carried is a large one and em-braces all kinds of staple and fancy grocer-ies and the finest of meats sold at the low-est prices. A specialty is made of teas andcoffees, pure spices, the best brands of bak-ing powder, cereals and table delicacies,fruits and vegetables. Mr. Harp is a man

Ontario Institute for the Blind.

advantages which accrue from this planhave been fully demonstrated by practicalexperience. In this class the Metropolitanof New York is one of the leaders, havingassets of enormous proportions. In Brant-ford this office was established a number ofyears ago. and about nine months ago Mr.H. S. Widdifield became the assistant super-intendent. He understands everythingpertaining to insurance laws, gives his per-sonal attention to all claims and makes in-vestigations promptly. He is genial andcourteous and is a valued addition to theranks of the city's business men.

that has become popular because of the man-ner in which he conducts his business. Hismotto has always been " One Quality—TheBest."

WM. TIPPER & SON, Plumbers. 125 Col-borne Street.—In this day of building andrapid construction a contractor is an im-portant man. This firm was established in1865, but has been under the present man-agement for the past fifteen years. Theyare equal to every emergency of the hourthat could arise in their line of business.Having grown up in the work they are well

up in every detail pertaining to their busi-ness. They carry a good stock of gas andelectric fixtures, shades, and keep on handall kinds of engineers' supplies, pumps, ironpipe and fittings. They are able to executeorders on short notice and to give the bestservice that can be obtained. They are afirm that can be relied upon because theworkmen employed are all competent men.About eight men are constantly kept busy.Prices are never too high, every item anddetail of their business recommending themto the confidence of the people.

DR. J. T. ATKINSON, Osteopath. 105 Dal-housie Street.—Osteopathy, as a method ofhealing, has surpassed any known methodin the history of medicine. Its wonderfulgrowth being due to the results obtained inthe field of practice, has caused the besttalent to investigate and enter into the prac-tice of this profession. Many cures are to-day the result of this treatment, cases whichotherwise have been given up as incurable.The general public is beginning to see thatosteopathic t he rapy to-day stands secondto none in the healing art. Dr. Atkinsonis a graduate of American School of Osteo-pathy, Kirksville, Mo., U. S. A. His prac-tice is indicative of his skill as a physician,and his consulting rooms are always opento the public.

A. BALLANTYNE, Hardware, 179 Col-borne Street.—Among the stores of the citythis is one of the model ones and one thathas been very successful. It was estab-lished about fifty years ago. but has beenunder the management of Mr. Ballantynefor about seven and a half years. Theycarry a good line of heavy and shelf goods,paints, oils and glass. The stock is keptin excellent order, and Mr. Ballantyne isprepared at all times to meet the trade withinviting propositions in every line. Theuniform prices, obliging salesmen, and thereliable methods have commended him tothe public favor and given him a successfulbusiness in the face of any competition.

J. ARMITAGE, General Tailor, 232 Col-borne St.—Mr. Armitage has been in busi-ness in Brantford for ten years. He han-dles an excellent line of samples for suitsand overcoats, does tailoring that the sever-est critics pronounce correct, is master ofhis profession, and is a business man thatunderstands all the fine points in businesstransactions. He makes a specialty of re-modelling, cleaning, repairing and pressinggentlemen's garments. The secret of hissuccess is the fact that he makes goodclothes at reasonable prices, does goodwork, and is prompt in turning out his or-ders. He is a man of worthy ambition andone that deserves all manners of success.

Colborne Street.

THE MODEL CLOTHING STORE. ErnestE. Plummer. Proprietor, Men's and Ladies'Complete Outfitter, 87 Colborne Street.—Mr. Plummer has been in business in thiscity only since September 24th of this year.His is one of the youngest business housesin Brantford, but it is on the steady gainevery day. He understands his businessand has all those qualities which go towardmaking a successful merchant. He han-dles everything in ready-made clothing,hosiery and furs. His stock is very com-plete and all that is necessary for a person'scomfort is to be found in this house. Hisgoods are always what he represents themto be, his prices are in harmony with quality,every article representing their full value.The reliability of the place has given him atrade that reflects credit upon his name.

STANDARD CREDIT CO., House Fur-nishing and Clothing, 53 Colborne Street.—A new store has been opened by this firm at53 Colborne street, and is becoming one ofthe popular stores in the city. Their busi-ness is operated on the installment plan,and they carry a large and up-to-date stockof house furnishings, boys' and gents' cloth-ing, ladies' skirts, jackets and rain coats.They sell for cash and also on payments,making the payments so easy that everyone can be suited. They guarantee theirgoods to be high class in every particular,and by keeping their establishment openevenings they can accommodate people thatotherwise could not enjoy the advantagesoffered by them. Mr. I. Lunenfeld, the pro-prietor, conducts the business with perfectsystem and good judgment.

THE FASHION STABLE. Hunt & Colter,Proprietors. Stable, 155 Dalhousie Street;Storage, 157 Dalhousie Street.—One of theoldest liveries in Brantford, and one whichis probably the best known, is that conductedby Hunt & Colter. This firm was estab-lished in 1872 and has had a successfulcareer. The barn has accommodations forseventy-five horses, and it fitted with everymodern convenience. They carry a fullline of the best makes of carriages, buggies,etc., has a well established hack line, withevery feature complete. They also havefacilities for boarding, and all horses leftwith them receive the best of attention.Messrs. Hunt & Colter are forwardingagents for the T. H. & B., and have an ex-cellent storage warehouse at 157 Dalhousiestreet. All orders left with them are metwithout delay and promises are faithfullykept.

ANDREW McFARLAND, The ReliableClothier, 132-134 Colborne Street.—Thisclothing firm has for sixteen years held aleading place in the business circles of thecity. Mr. McFarland is a man who haspushed steadily forward with exceptionalsuccess. He carries a line of clothing thatis standard in quality and varied in assort-ment. All the newest fads and styles arealways to be found. His trade is a selectone, and no firm in the city adheres moreclosely to right principles or shows a highergrade of goods than his. He gives genuinevalues and goods are always as they are re-presented to be. Mr. McFarland is wide-awake to local interests and holds the confi-dence of the public firmly.

J. G. HUNTER & CO., 123 Colborne St.—The ladies' wear establishment of J. G. Hun-ter & Co. ranks among the popular housesin the city. They carry a large stock of mil-linery, ladies furnishings, skirts, children'swear, etc. As they sell for cash they canafford to give better values for the moneythan others. Everything for the comfort,convenience and pleasure of the individualis to be found here. Two floors are occu-pied, every department being well arranged.Honest values are given for every dollar.This firm has been established five yearsand has steadily pushed its way on towardsuccess.

CHURCH & MOORE, Grocers. 100 Dal-housie Street.—The well known grocery, es-tablished at this place about four years anda half ago. is one of the popular ones on thestreet. Messrs. Church & Moore carry awell-selected line of staple and fancy gro-ceries, teas, coffees and canned goods. Theyare energetic and business like and conducttheir store upon principles that havebrought them a substantial patronage.Their deliveries are prompt, and they em-ploy about five men. who are always readyand willing to give the most courteous at-tention to the wants of the customer.When in need of any article in the groceryline this store can be recommended as afirst-class place.

INSURANCE, W. Hastings Webling, Dis-trict Agent, 8 South Market St.—Among themen who have taken a prominent place incommercial circles is Mr. W. H. Webling.For two years he has been an active repre-

sentative of the Travelers Insurance Co., ofHartford, Connecticut. He gives efficientand acceptable service to all classes of indi-viduals to whom accident insurance appeals.His policies are governed by sound insur-ance laws, and their prompt adjustment ofclaims and investigations of all matters,coupled with integrity and sound principle,has been the secret of his success. He is aman who understands all phases of accidentinsurance and is reliable and trustworthy inevery particular.

JOSEPH ORR, Harness. 117 Colborne St.—Mr. Orr is one of the successful harnessmen of Brantford, and one of the men whois always at his post and ready for work.There is no one in the city who has a morecomplete stock of harness, saddles, bridles,whips, blankets, etc., than one can find here.He has been established for fourteen years,and by his push and energy he has madethis house one of the most reliable and sub-stantial places in the city. Mr. Orr isobliging and courteous and meets the tradewith prices on goods that are pleasing.

RED LINE BOWLING ALLEY ANDSHOOTING GALLERY, John Bouey, Pro-prietor, 45 Colborne St.—Mr. Bouey hasbeen proprietor of this bowling alley andshooting gallery for about five years. Every-thing is up-to-date and the house is welllighted. The alleys are regulation size andaccurate. The management is of the verybest, every detail showing a master hand.Cigars and tobaccos of the best brands arealways on hand and the place lacks no fea-ture of completeness.

Market Street.

E. G. HILLGARTNER, Gas Fitting andGas Supplies, 61 Colborne St,—This firm,though it has been established but for ashort time, stands for all that is best in gasand gas fittings. Mr. Hillgartner carries afull line of gas supplies, mantles, glasses,etc. His prices are always consistent withgood business, and represents the lowestfigures possible. He is an expert gas fitterand has also taken large contracts in gasfitting. He employs three men who under-stand their work and are always ready todo an order promptly and correctly. Mr.Hillgartner is a man who meets the tradewith courtesy and frankness and forms apart of the commercial make-up of the city.

A. SPENCE & SONS, Carriage Builders,272-282 Colborne Street.—Every day showsan advance in carriage building and the de-mand for vehicles is surprising. Mr. Spencehas been engaged in the business since 1857and knows its every detail. He has intro-duced and developed many features that areboth pleasing and profitable. He manufac-tures fine carriages, buggies, express anddelivery wagons, cutters and sleighs. Everyvehicle turned out shows the hand of an ex-pert and the eye of experience. He em-ploys about ten men, and his repair shop isone of the busiest and best of its kind in thecity. The firm consists of Mr. A. Spenceand his sons. T. H. Spence and W. J. Spence,all of whom have a reputation for soundbusiness principles. The business is con-ducted in an up-to-date manner, which haswon for them a substantial patronage.

CASH BARGAIN GROCERY, Fred C.Harp, Proprietor, 104 Dalhousie Street.—Ithas been said that fewer persons succeedin the grocery business than in any otherline of trade, but a wide-awake stranger en-tering this well kept establishment wouldinstantly know that the business was a suc-cess. The store speaks for itself, thegoods being fresh and clean. They com-prise a full line of flour, groceries, and coun-try produce. Mr. Harp has been in busi-ness for six years, although he has been inhis present location for two years. Heplays an important part in the commercialpart of the city, and in personal characterand business standing he is above reproach.

D. McDONALD, Coal, Wood and Tanbark,209 Market St.—This firm has been in busi-ness for a number of years, although Mr.McDonald has been in the present locationfor only 6 years. He carries the bestgrades of coal for all purposes, handles hardand soft wood and large quantities of tan-bark. He not only does a large retail tradebut an extensive wholesale business as well.Mr. McDonald knows how to direct such abusiness systematically, grades and weighscorrectly, gives good weight, and keeps hisprices in harmony with the markets. Hehas made a permanent name for squaredealing that places him among the commer-cial pillars of the town.

brated " Hi Art " walking skirt. He alwaysshows the hand of an artist in all his work,and has taken a positive place among thetailors of the city. He gives employmentto fifteen people and turns out work thatcannot be excelled.

JIMMIE'S CAFE, "ON THE SPOT," J. L.Williams, Proprietor, 51 Colborne St.—Oneof the most popular resorts in Brantford isJimmie's Cafe, " On the Spot," conductedby Mr. James L. Williams. It is well fur-nished and fitted with every convenience.Mr. Williams is a man with about twentyyears' experience in the business. He hasbeen established in Brantford for five years.

Winter on the Grand River.

WALTER JAMES, Tailor, 55 ColborneStreet.—As a tailor Mr. James has been inbusiness in the city for about three months,and is one of the busiest men on the street.Merit always wins, and women have learnedthat he understands his business and offersall that is best in tailoring at prices theycan afford. He carries a select line ofgoods, cuts and makes garments that arefaultless in fit and fashion. He makes aspecialty of fine tailor-made gowns andseparate skirts, and manufactures the cele-

A fine lunch counter for those who wish onlya light lunch or a short order and a numberof tables are furnished for all those who de-sire a meal. The kitchen is well equippedand furnished with modern appliances. Thebest quality of food that the markets affordare served, and everything is prepared infirst-class manner. The cafe is up-to-datein every detail. Mr. Williams is a manwho understands every phase of the busi-ness and is popular with the public. Ameal can be gotten at any hour of the dayor night.

C. W. GRANTHAM, Groceries, Etc., 120Dalhousie St.—Mr. Grantham has been es-tablished in business for about two yearsand has one of the well managed stores inBrantford. The stock of family groceriesis always fresh and pure, and everything in-cluded in staple and fancy goods can befound here. He has also won fame as abreeder of prize winning English pheasants,Black African bantams and canaries. Heis a man who gives every detail of his busi-ness his most careful attention. You areassured of receiving right goods and righttreatment when you deal with him. Heenjoys a good local trade and does his ut-most to cater to the wishes of his customers.

JOHN CAMMELL, Butcher and PorkPacker, 111 Colborne St.—Prominent amongthe meat markets in the city is the one un-der the direction of Mr. John Cammell. Ithas been established over twenty years, andis one of the best in the city. In the householdeconomy the merchant who can furnish thebest meats is a most important factor. Mr.Cammell handles only the choicest of meats,and manufactures sausage, bologna, head-cheese, sugar-coated hams, and bacon. Hismarket is one of the most up-to-date inBrantford, and the place where one can al-ways get the purest and best of everything.He is thoroughly experienced in his work, isprogressive, and interested in anything thatwill prove a benefit to the city.

T. J. MINNES & CO., Plumbers, 64 Col-borne Street.—There is no man in theplumbing business who is better or morefavorably known than Mr. T. J. Minnes.The firm is composed of T. J. Minnes &Co., and although the business has been es-tablished tor some time, it has been undertheir control only since March of this year.They occupy a well stocked and roomystore, employ upward of seven men, whohave a perfect knowledge of their workthrough practical experience. As plumb-ers, steam and hot water fitters they give asgood satisfaction as any firm in the city.Their plumbing work is always first-class,and there is no contract too large for themto undertake. As gas fitters they have alsowon a reputation. In business circles noone firm can boast of a higher rating thanthis one. Phone 301.

THE ONTARIO REALTY CO., 165 Col-borne Street (up-stairs).—The steady andcontinuous growth of Brantford in popula-tion, the expansion of her industries, the de-velopment of her commerce, has created amost profitable, secure and remunerativefield for investments in real estate. It hasbeen proven beyond question that real es-tate is the safest investment that can bemade, but to secure the best results theseinvestments should be placed under the di-rection of able financiers whose knowledgeis reliable. A firm standing high in theesteem of its patrons is that of the OntarioRealty Co. They buy, sell and rent pro-perty, make investments in real estate, andtransact a general business along that line.This firm understand the realty questionthoroughly, and therefore are in a positionto give advice of a most reliable nature oranything pertaining to their business.

THE MITCHELL MILLINERY PAR-LORS, Miss E. Mitchell. Proprietor, 35 Col-borne Street.—Miss Mitchell has been estab-lished in business for two years and has thereputation of having the bonton store ofBrantford. She is especially noted for herexclusive design, stylish combination, artis-tic and graceful workmanship, and sheshows in her place of business every featureof superior handling. She buys her stockfrom the leading fashion centers and conse-quently has the best suggestions of the sea-son at her command. There is a touchabout her hats that shows individuality andtaste. Hats for all occasions are turnedout at prices that are moderate consideringthe work that is put upon them. Her estab-lishment is the headquarters for all the bestdressed women of Brantford. Miss Mitchellis a business woman of tact and ability andunderstands every detail of her business.

S. TAPSCOTT & Co., Chemists. 24 MarketStreet.—With a record of thirty-eight yearsof continued success in business the estab-lishment of S. Tapscott & Co. stands as oneof the representative houses in the city. Itwas founded in 1868 by Mr. S. Tapscott, andthe success reflects credit upon his abilityas a business man. His son, Mr. H. S. Tap-scott, is now the manager. They have be-come popular with the public and with thephysicians. Nothing is handled but thepurest of chemicals, drugs, perfumes, patentand proprietary medicines and standardremedies. All prescriptions are carefullycompounded and every feature of the houseis managed with perfect system and ac-curacy.

W. PINKERTON,, Royal Pool Room. 133Colborne Street.—Although Mr. Pinkertonhas been in business but six months, still hehas won a place for himself that many anolder house would envy. He is a man who

knows what the public wants and keeps astock that wins favor. He carries a fineside line of all the popular brands of cigarsand tobaccos. He has seven perfectly ap-pointed pool and one regulation billiardtable, comfortable seats and plenty of light.The rooms are large and airy. This iswhere the lovers of a quiet game gather fora social hour. Mr. Pinkerton knows howto run a place of this kind, and with hisgenial manner wins a host of friends.

H. JUDSON SMITH, Music House, 163Colborne Street.—This is one of the exclu-sive houses in Brantford, and a distinguish-

CAUDWELL & BECKETT, Dry Goods,144 Colborne Street.—The firm of Caudwell& Beckett is one of the firms that has takena foremost place in the commercial circlesof the city, and has established a large andhigh-class patronage, which is a tribute toits worth. The business was establishedtwenty-one years ago, but has only been fiveyears in its present location. The store oc-cupies several floors of the block in which itis located, and eighteen experienced andcourteous clerks are employed. The stockcarried is a large and well selected one, em-bracing every description of fancy and sta-ple dry goods, notions, etc. Messrs. Caud-

The Factory District.

ing feature of the city. For eight years thishas been one of the best places at which tobuy musical merchandise and instrumentsof all kinds. Mr. Smith is agent for thecelebrated Heintzman & Co. pianos, andunderstands thoroughly everything that per-tains to musical instruments. He handlesalso the best makes of stringed instrumentsand sells them at a figure that can not beduplicated anywhere in the city. He isheld in highest esteem among music criticsand has also won the confidence of the pub-lic. He is progressive and enterprising,and his position as a substantial merchant isunquestioned.

well & Beckett are men who, with theirpractical methods and careful conservativeconduct, have achieved the highest success.

THE SUGAR BOWL, L. Laondaritin &Co., 120 Colborne Street.—One of the mostpopular resorts for the best people of Brant-ford is " The Sugar Bowl," conducted by L.Laondaritin & Co. This firm was estab-lished three years ago and now has thereputation of being one of the best in thecity. The store and ice cream parlors arewell furnished and fitted with all themodern conveniences. A fine line of sweetgoods, confectionery and bon-bons is manu-

factured and kept in stock, while a fine sodafountain, well stocked with all the purefruit flavors, is the attraction. A restau-rant on the European plan for ladies andgentlemen is well patronized, lunches beingserved in a most inviting manner. Thecompany do an extensive wholesale as wellas a large retail trade, and Mr. Laondaritinhas proved to the public that he understandshis business perfectly.

MESSRS. JOHN S. DOWLING & CO., No.54 Market Street, Brantford, do a large un-derwriting business in fire and accident in-surance, as well as being customs brokers,forwarders, real estate and general brokers.This firm was established in 1902, and bystrict attention to business is now occupy-ing the position of one of the foremost intheir business in the city of Brantford. Thisfirm represents several of the best Cana-dian, English and American companies, andtheir ability to underwrite large or smallbusiness is almost unlimited. They try toallow their clients as broad terms as is con-sistent with the present age of progressive-ness. Day and night telephones.

JOHN BUSKARD, Court Stenographer.Special Examiner, etc. Residence, 32 Wel-lington Street.—Mr. John Buskard has beenidentified with the business world of Brant-ford for a number of years and is held inhigh esteem in commercial circles. Hemakes a specialty of court reporting, andalso holds the position of special examinerand police clerk. He is successful as wellas rapid and accurate in his work, and hisservices are constantly in demand. He isthe only man in the city who handles type-writers. His assortment is good, and in-cludes a great many of the leading andpopular makes on the market to-day. Healso carries a stock of typewriter ribbons,carbon papers, oils and supplies. Any onewishing anything in this line can find manybargains by calling on Mr. Buskard.Phone 162.

LYONS ELECTRIC CO., Importers andDealers. 21 George Street.—In 1899 thiscompany began business and have formed aconspicuous part of the commercial make-up of Brantford. They are large electricalcontractors, have put in many importantlighting and power plants, and are wellknown and do an extensive business. Aspecialty is made of fine electric wiring, in-stallation of private lighting and telephoneplants. A large assortment of electric andgas supplies are kept, including mantles,burners, electric bell and speaking tube sup-plies. Employment is given to a largenumber of electricians, and all contracts aredelivered under guarantee, in perfect har-mony with building laws. Mr. A. C. Lyonsis manager and is a man of progressive ideasand modern methods.

MAJOR J. S. HAMILTON, the seniorpartner of the well-known firm of J. S. Ham-ilton & Co., and president of the Pelee Is-land Wine and Vineyards Co., Limited, ofBrantford and Pelee Island, resides atLangely Park, near Brantford. A cutof his old colonial house is shownon this page. The house stands ina park of sixteen acres, and through asystem of waterworks by hydraulic ramsfrom a spring creek in the grounds, thehouse and the grounds are supplied with aservice of the purest spring water. Theview from the house, which stands one hun-dred and fifty feet above the river, is one ofthe finest in Canada. The Grand river canbe seen for miles winding its way throughthe Grand River Valley. Mr. J. S. Hamil-ton was elected member of the first CityCouncil of Brantford in 1878, and since thenwas president of the Southern Fair Boardand the Board of Trade each for two years.He was also for several years a member ofthe School Board, and in connection withthe Dufferin Rifles. The present chaplain,the Rev. R. Ashtan, and Major Hamilton arethe only officers of _the " old brigade " left.In a business way J. S. Hamilton is one ofthe self-made men of the city and has takenfirst place in the vineyard interests of Can-ada. He started his connection with thePelee Island Vineyards in 1874 and gradual-ly took entire control of the island vineyards.In 1889 he formed the Peelee Island Wineand Vineyards Co., Ltd., and has been itspresident since then. Mr. W. J. Aikens isthe secretary-treasurer of the company. Inaddition to making the ordinary nativewines Messrs. J. S. Hamilton & Co. havegone into high-class wines, such as theircelebrated " St. Augustine " brand of com-munion wine, clarets and sauternes, and intheir distillery make a high-class brandyunder the brand, J. S. Hamilton & Co. Thefirm also make a fine champagne under thebrand, " L'Empereur," and are Canadianagents for Robt. Brown's Four Crown Scotchwhiskey, Henry Thompson & Co.'s Irish,Cody & Co.'s cocoa wine, Webb & Harris'Jamaica rum. The great cellars of J. S.Hamilton & Co. are one of the sights ofBrantford.

D, D. TAYLOR, Interior Decorator andSign Painter, 20 Colborne Street.—The in-terior decorator holds a place in businesscircles that no other man can fill. The pro-fession has reached a point of perfectionthat goes deep into the study of art. Mr.Taylor has been in the business for fifteenyears and holds the banner for excellentwork. He carries a full stock of plate.ornamental and plain glass. He is hand-ling some of the prominent contracts in thecity. A force of ten men are employed, andunder his supervision they turn out some of

the best work in the city. He also makesa specialty of sign work, his designs andlettering form an important feature of thework. Great taste is displayed in the se-lection of all goods, and his ideas are ex-clusive.

JAMES B. HAY, Seedsman and Florist,203-215 Colborne St.—All classes, ages andnationalities are fond of flowers. Mr. Jas.B. Hay, the manager of this store, has beena florist for over thirty-one years. This es-tablishment is one of the popular and relia-ble florist emporiums of Brantford ; the dis-play of flowers is one of the best in the city.His cut flower work is his specialty, and heexcels in this particular part of his work.

ing forward and are making a flattering suc-cess of their career. As business brokersand realty men they are first-class in everyrespect, for no one looks after the interestsof their clients with a more alert and care-ful eye than do these gentlemen. Theyhave also added to their business a com-plete stock of pianos, organs and sewingmachines. All leading and popular makesare kept in stock and sold at the lowestprices. Both Mr. Read and his son arelisted among the foremost citizens in pro-moting the welfare of the city.

BRANTFORD PALACE JEWELRYHOUSE, A. X. Pequegnat, Proprietor, 26Market Street.—For sixteen years Mr. Pe-

Langley Park, Residence of Major J. S. Hamilton.

He handles a large assortment of Christ-mas wreathing, holly and decorative plants.He does extensive shipping and furnishestowers for all occasions on short notice.High art in design and artistic arrangementare among the factors that have made thisshop one of the best in the city.

S. G. READ & SON, Real Estate and Busi-ness Transfer Brokers, 129 Colborne St.—Mr. S. G. Read & Son have been establishedin business in this city since 1870, and dur-ing that time have been busy handling realestate, and buying, selling and exchangingproperty in Brantford. They are still push-

quegnat has been a dealer in select jewelry,and has handled the representative linesand is thoroughly in the confidence of thepeople. He carries a large stock of dia-monds and precious stones, and is a jewelsetter of superior skill. He is also an im-porter of watches, clocks, silverware andjewelry. He has excellent taste in theselection of his goods and always givessatisfaction both as to price and quality. Aspecialty is made of fine repairing and heneglects no item that is left in his care andwarrants every transaction. Mr. Pequeg-nat ranks high in the commercial circles ofthe city.

CHAS. TAYLOR & CO., Plumbers andSteam Fitters, 14 King St.—In this day ofbuilding and the many ideas that surroundit, plumbing is an important feature. Scien-tific plumbing is not understood by everyone, but when a man thoroughly understandsthe business he is much in demand. Thisbusiness has been established forty years,but has been under the management ofChas. Taylor & Co. for the last twenty years.This firm handles the most difficult prob-lems, and are conversant with all that sani-tary plumbing means. They handle allkinds of supplies and do a heavy business ingas and steam fitting. No job is too smallfor their immediate attention or too largefor their capacity. Employment is givento eight men, and every feature of the busi-ness is managed with a system and sound-ness that places them in the front ranks.

C. J. MITCHELL, General Repair and Ma-chine Shop, 41 Market Street.—Mr. Mitchellis proprietor of one of the most successfulbusiness houses in Brantford. Twelve yearsago he bought his present establishment,and by his courteous and obliging disposi-tion, his fair and square dealing, he hasgained the confidence of the people. Histrade has increased so much that he wascompelled to enlarge his premises. He hasfitted it with new and improved machinery,making it one of the best equipped generalrepair and machine shops in Ontario. Em-ployment is given to six skilled mechanics,the season just closed having been an ex-ceptionally successful one. Mr. Mitchell isagent for the famous Cleveland and Ramblerbicycles and the Ford automobiles. Hisline is one of the most up-to-date in the city,and perfect satisfaction is guaranteed. Alarge stock of guns, rifles, ammunition,sporting goods, hockey sticks, gramophonesand records are always kept in stock.

GEORGE W. SERLES. Groceries andCrockery, 177 Colborne Street.—This gro-cery was established by Mr. Series nearlytwo years ago. It has steadily pushed itsway on toward success. A full line of sta-ple and fancy groceries is handled. Thebest quality of fresh and cured meats, fruitsand vegetables are always to be gotten inseason. In connection with the groceryone of the best stocked crockery depart-ments in the city is conducted. A full lineof hanging lamps, dinner sets, silverware,and in fact all that an up-to-date china storeshould carry is to be obtained. This storeis always a busy place and a place whereone is sure of receiving the most courteousand polite attention. The service is excel-lent and the delivery is prompt. Mr. Seriesis a man of business ability, push and in-tegrity, and is highly respected in the com-munity.

The Armories.

J. H. HALL & SONS, Machinery. 84 Dal-housie St.—This house was establishedabout three years ago and is listed amongthe prominent machine shops of Brantford.They employ eight men and have an exten-sive trade. They manufacture small ma-chinery, tools and dies, and make aspecialty of all kinds of mechanical repairs.They buy and sell all sorts of new andsecond-hand machinery, and also make toorder special machines. They are the ex-pert mechanics of the city, who have de-veloped ideas that count for much in themanufacture of machinery. The success ofthe business proves the fact that they thor-oughly understand everything pertaining tothe business. The firm consists of J. H.Hall, E. W. Hall. L. S. Hall. A. R. Hall andE. L. Hall. These gentlemen all have ahigh standing in the commercial life of thecity.

J. P. PITCHER, Real Estate and Insur-ance, 7 Market St.—Insurance and real es-tate is the business that makes all otherbusiness possible and secure. Mr. Pitcherhas been sole proprietor of this business forabout five years, and is widely known as aman of sound judgment on all that pertainsto realty deals, and is in the highest sensea general real estate man of the successfuland reliable type. He represents some ofthe leading insurance companies of theworld, negotiates loans on property, givingevery accommodation that is consistent withsound dealing. He is also an issuer ofmarriage licenses and one of the popularmen of the community. Diligence and hon-esty has placed him in a conspicuous posi-tion as a business man.

THOS. S. BEASLEY, Drugs, King andColborne Streets.—Prominent among thedrug stores in Brantford is the one con-ducted by Mr. Thos. S. Beasley. His housestands for all that is best in the drug ser-vice, and is the oldest house of its kind inthe city. It was established in 1832 andhas kept well in the front through its wholecareer. An excellent stock of drugs anddrug sundries, perfumes, and the purest ofchemicals are carried. They handle a fineline of toilet preparations, which they them-selves manufacture, making a specialty of" Velvoderma." a skin lotion that is con-sidered by the many that have used it asone of the best things ever put on the mar-ket. No man in the city has conducted hisbusiness on a broader basis or counts formore in the commercial make-up of thetown.

SMITH & FOULDS, Butchers, CornerMarket and Darling Streets.—Messrs. Smith& Foulds have been in business over twentyyears and have been in the same locationfor the entire time. The business was be-gun on a square basis and has been run onthose principles ever since. The grade ofgoods carried is the best in the markets, allkinds of fowl and fruits and vegetables areto be had in season. They make a spec-ialty of home killed meats, and they havethe best conveniences for keeping them.One can always find a good supply of home-made sausage and the best quality of lardto be gotten anywhere in the city. Messrs.Smith & Foulds are both men of commenda-ble zeal. They have a substantial line ofcustomers and are continually adding tothe list.

CALBECK & BARBER, Men's Furnish-ings, Shoes, Hats, etc., 168 Colborne Streetand 4 Market Street.—The firm of Calbeck& Barber was established ten years ago.Their stores are located at 168 Colborneand 4 Market streets, forming an arcade be-tween these two stores. They cater tomen's wear exclusively, and their special-ties are men's shoes, hats, furnishings, andin fact all requisites in men's apparel. Thetailoring department is known throughoutWestern Canada, all new novelties are in-troduced, and there is always a distinct" something" and individuality that distin-guishes all garments ordered here. Abouttwenty people are employed and all depart-ments are well organized. Nowhere willone be surer of receiving the most courte-ous attention and the promptest service thanone will at Calbeck & Barber's.

JOHN FAIR, Ontario Land Surveyor andCivil Engineer, office 25 George St.—Mr.Fair has been in business in Brantford forupwards of twenty-five years, and is one ofthe best known men in the city and county.For the past few years he has been devotingmost of his time to real estate. He han-dles everything in the realty line, is popularand thoroughly informed on real estatevalues, and while he has great faith in thefuture of Brantford he is one of the con-servative thinkers in the business. Mr.Fair in his long business career in Brant-ford has won a host of friends and is held inhigh esteem in business circles.

A. W. SMILEY, Phm. B. Druggist, 116-118Market Street.—Among the drug stores thatsupply the people of Brantford the best ofchemicals and the purest of drugs, that con-ducted by Mr. A. W. Smiley stands as oneof the representative ones. For two yearsit has been one of the most important busi-ness places. A well appointed prescriptionroom is attached, where physicians' pre-scriptions are compounded in the most care-ful manner. Only the best, freshest andpurest drugs are used. All proprietaryremedies are kept in stock and can alwaysbe obtained at reasonable prices. The at-tendants are skilled and experienced, andMr. Smiley himself is a graduate pharma-cist and one of the well known men in hisprofession. He is courteous and pleasingin his manners and always attentive to thebusiness of which he is at the head.

M. B. FINCH & CO., Millinery, 82 MarketSt.—For nearly three years Miss Finch hasbeen listed among the popular and perma-nent business people of the city. The storeshows shrewd business management, goodjudgment and talent. She handles the beststock of goods in the millinery markets anddisplays hats that show an individualitythat gives them a style that is all their own.She puts out hats for all occasions at pricesthat are very reasonable. Complete satis-faction is always guaranteed, and everyeffort is put forth to make customers feelthat nowhere could they find more courteousattention than here.

John H. Stratford Hospital.

G. H. BECK, Gentlemen's Valet, 132 Mar-ket St.—in this advanced age no business isin more demand than the dyeing and clean-ing profession. The best place to go isalways the question. Those who have pat-ronized the establishment of Mr. G. H. Beckwill know where the best place is to befound. He has been in business for a num-ber of years and has met with great success.Clothing of all kinds are cleaned without in-jury to fabric or color. The latest scientificmethods are used, and in the dyeing onlythe choicest of coloring mater-ials are used. Garments are re-paired, renovated and pressedin the best style and at theshortest notice. He also makesa specialty of ordered clothingand has won a reputation onprices and style. Mr. Beck isan expert at his trade and hasmany original ideas.

T. B. W. HENDERSON, TheWest End Tailor, 49 ColborneSt.—A record of ten years givesMr. Henderson a prestige forhigh class work and a patronagewhich is a compliment to thebusiness. He is a popular andenterprising business man andhas met with such gratifyingsuccess that his establishmentis now classed among the lead-ing houses of the city. He hasin his employ about seven ex-perienced tailors, and in conse-quence the clothes look well, re-tain their shape and style, andare commended upon for ele-gance in appearance. Mr. Hen-derson carries a large stock ofimported as well as domesticfabrics. Prices too are verymoderate and the customers canalways be sure of their money'sworth by dealing with this firm.

A. F. BAWTINHIMER, Pro-prietor of the Rubber Tire Liv-ery, Colborne Street oppositeKerby House.—One of the mostattractive and well appointedliveries in the city is the RubberTire Livery, owned by Mr. A. F.Bawtinhimer. He has been inbusiness for four years and has proved tothe public that he understands his business.The box and open stalls are comfortable andare always kept in the most scrupulouslyclean and orderly condition. The carriageroom is stocked with one of the best linesof rubber tired rigs to be found. Thehorses are all stylish, speedy and safe, andare kept in the finest condition. Mr. Baw-tinhimer is a man that is up to the timesin all that pertains to his business and anexperienced judge of horse flesh.

GEO. TRIGGERSON, Harness, Trunks,etc., 105 Colborne St.—Quality is the firstconsideration in selecting all materials usedin the manufacture of his high-grade harnessand entire line of goods. He has been en-gaged in business for thirty-three years andis considered one of the best in the city. Hecarries in stock a large line of harness, col-lars, saddles, whips, lap robes, and also agood selection of trunks, bags and cases.His stock is kept in excellent shape and isup-to-date in every particular. Mr. Trig-

finish. which marks him a genius in his line.He can furnish a horse complete, has an ex-tensive trade, and turns out special ordersevery day. He also deals in trunks, valisesand travelling bags. He employs five menand has been established in this businessfor thirty years. He is a business man ofvim and determination, and is held in highregard for his sterling qualities.

S. H.Store,

KNOX & CO., Five and Ten Cent12 Colborne Street.—The five and

The Adams Wagon Company, Limited.

gerson is a business man who enjoys the re-spect and confidence of the entire com-munity.

A. W. DANIELS, Harness. Robes, etc., 97Colborne St.—Harness making is one of thedifficult arts and one that will never passout. Notwithstanding the inventions in theway of machinery and of custom goods, thehand-made harness is still in demand. Asa manufacturer of such goods Mr. Danielsis rated high, his output showing skill and a

ten cent store is the wonder of the twentiethcentury and a living evidence of what calcu-lation and business economy can accom-plish. Only a decade back the five andten cent store was but in its infancy, and to-day it has made its mark in the commercialworld. They command a trade that otherbusiness cannot, and have grown to propor-tions that are marvelous, S. H. Knox &Co. have a claim of about seventy-ninestores, and are constantly adding new onesto their list. Under the management of

Mr. J. W. Mathews this branch in Brantfordis proving popular and profitable, every de-tail of business showing Mr. Mathews to bea man of strong business ability. This isthe trade center of the city, and the oneplace where almost anything can be gottenin. the novelty line.

HENRY S. PEIRCE, Funeral Director, 75Colborne St.—It would be difficult to nameany branch of business enterprise in whichsuch marked progress has been made dur-

ing recent years as that whichoccupies the attention of thefuneral director and embalmer.A thoroughly reliable housewhich assures the peopleof our city and vicinity the bestkind of service in this direction,and whose patronage is derivedfrom among a good class, isthat of Henry S. Peirce. Thisgentleman is an experiencedembalmer, and has ever kept intouch and practice with the lat-est perfected processes. Hehas his own carriages, funeralcars, and all modern facilitiesfor conducting a high-class ser-vice. Mr. Peirce is a man whohas been in business in Brant-ford for ten years and well de-serves the success he hasachieved.

E. H. NEWMAN & SONS.Jewelers. 93 Colborne Street.—Although a recent addition tothe list of business houses inBrantford. E. H. Newman &.Sons have taken a leading placein commercial circles. Theyare centrally located and carrya select line of jewelry, watchesclocks, silverware, preciousstones, and optical goods. Theyare the only manufacturingjewelers in the city, this depart-ment being under the manage-ment of Mr. E. H. Newman, Jr.He is a man of great experi-ence, having been with some ofthe leading men of WesternCanada. Mr. Newman. Sr.,was in business in Owen Soundfor the past twenty-seven years

and therefore is capable of doing first-class work. A specialty is also made offine engraving, of which department Mr.W.F. Newman has charge. This firm hasthe reputation of being the only up-to-dateengravers in the city, and as to styles,fashions and appropriateness they have noequal in Brantford. They are courteousand prompt and are thoroughly conversantwith all details of their business.

Brantford is a manufacturing center.

THOMAS POTTS, Stoves, 120 MarketStreet.—One of the attractive and wellequipped mercantile houses in Brantford isthat of Mr. Thomas Potts, dealer in coal andwood stoves, new and second hand. He isthe oldest merchant in the city and one thatis highly respected. The success he haswon reflects credit on his ability. He car-ries a fine line of stoves of all leadingmakes. Nowhere in the city can one get abetter selection of stoves than one can here.One receives only the fairest and most lib-eral treatment, and his popularity extendsto a host of friends.

HUGHES & HOWIE, Tail-ors and Haberdashers, Col-borne Street.—This firm hasbeen in business for aboutfive years and has becomeone of the most popular andexclusive establishments inthe city. They have a mostattractive store and carry aline of goods that are alwaysup-to-date. They have anaccurate idea of what thepublic want and have shownmuch enterprise in cateringto all classes of patrons. Inthe line of men's furnishingsthe newest novelties andmost exclusive styles are re-ceived as soon as they areput on the market. Themost fastidious dresser canfind in this selection justwhat he wants, and knowsthat if it comes from Hughes& Howie it is all right. Inthe tailoring department amost up-to-date stock is car-ried, all new suitings andvestings are handled. Thereis a cut and dash in the gar-ments turned out that is hardto find elsewhere. No newideas are out but this firmadopts them, and conse-quently they are conceded tobe the leading tailors ofBrantford. Both Mr. Hughesand Mr. Howie are pleasingin their manner, and theirsuccess is in a large measure due to theirhonest dealings and strict attention to therequirements of their patrons.

THE PARISIAN LAUNDRY CO., WilliamKilgour, Manager, 58 Market Street.—TheParisian Laundry Company stands for allthat is modern and superior in its line andhas proven its right to the claim by turningout work that is faultless. They have thebest of machinery and every device for therapid disposition of work. They use puresoaps, discard destructive chemicals, and

give particular attention to flannels andlight colored fabrics. Their delivery ser-vice is perfect and patrons are always satis-fied. This laundry is a branch of the largeHamilton establishment, and has as itsmanager Mr. Wm. Kilgour, who sparesneither time nor effort to make it a success.

SIMPSON'S DRUG AND OPTICALSTORE, 28 Market Street—This old estab-lished business was purchased by Mr. W.Ward Simpson only six months ago. Underthe new management this has already be-

Waterous Engine Works Company, Limited.

come known as one of the most popular andup-to-date stores in the city. This might becalled the " Quality Drug Store," as Mr.Simpson makes a specialty of keeping thebest in all lines of medicines and drug sun-dries. The speed with which the appear-ance of this establishment has been revolu-tionized and its trade increased speaks vol-umes for the energy and ability of its pro-prietor. Mr. George Horn, a recent gradu-ate of the Ontario College of Pharmacy, andwell known in and about Brantford, has justbeen promoted to the management of the

developed every industry until the citynow stands to-day superior in its manufac-turers. A firm that has done a great dealin the last few years towards promoting thegeneral welfare of the community is theTelephone City Stoves, Limited, successorsto J. B. Turner. The business has beenunder the present management for fiveyears and it has shown an increase at theexpiration of each year. The building oc-cupied by the company is convenient andcentrally located, employment is given tothirteen people in the various departments.

and every department shows good arrange-ment and excellent system. The line han-dled comprises all kinds of kitchen utensils,cutlery, gas ranges, heaters, burners andpiping, tinware, Jewel ranges and heaters,and the Kelsey warm air generators, etc.A specialty is made of eave troughing andstove repairs, and their line of gas applian-ces is especially fine. Information and es-timates are always cheerfully given on thissubject. The famous Telephone City Stoveis manufactured by this company and is astove that is popular throughout the Domin-

ion. This concern is alwaysin a position to make pricessurprisingly low, and thequality of the product isguaranteed in every detail.Mr. Henry Yeigh is the presi-dent and managing director.He is a man well known inbusiness circles and one whois up-to-date in all businessmethods.

BRANTFORD DYEING &CLEANING CO., 29 ColborneStreet.—The dye house of to-day is one of the busiestplaces in the avenues ofbusiness life. The sciencehas reached a perfection thatappeals to thinking people,makes it possible for anybodyto have old clothes reno-vated, the color changed, andthus wear good clothes atsmall cost. This house hasbeen established for twoyears and has a large localtrade. They are the onlysteam dyers and cleaners whouse and operate steam powerin the city. Only the mostperfect work is done andsatisfaction is always guar-anteed. Mr. H. P. Carais the proprietor and aman who is reliable andtrustworthy. He may betrusted for anything that hepromises.

W. E. WALSH, Cigars and tobaccos, 18Market St.—Since 1864 the cigar store ofMr. W. E. Walsh has been one of the distin-guishing features of Brantford. The storeis located at 18 Market street and is fittedwith all modern conveniences. The casesare tilled with the favorite brands of im-ported and domestic cigars, the popularmakes of tobaccos, pipes of every descrip-tion and all kinds of smokers' articles. Thisstore has the finest private collection ofcurios in Canada to interest his customer.Indian goods bought and sold.

drug department, Mr. Simpson finding itnecessary to devote a large portion of histime to his rapidly increasing optical prac-tice. Having become an expert in theMontgomery system of eye testing, Mr.Simpson has become popularly known as" the man who looks into the eye."

TELEPHONE CITY STOVES, LIMITED,81 Colborne Street.—Brantford's growth anddevelopment have been promoted by menof enterprise and ability who have investedcapital and brains in every line of trade and

Central School,

B. J. WADE, Pianos, Organs, etc., 146 Col-borne St.—A record of more than a quarterof a century, and especially if that recordbe an honorable one, speaks volumes for thehigh standard of its proprietor. The musichouse conducted by Mr. B. J. Wade is thebest in the city and is up-to-date in everydetail. He carries a full line of all the lead-ing makes of pianos and organs and stringedinstruments. He is also an importer of allclasses of musical goods, and makes aspecialty of sheet music. All the newestand most popular songs can always be got-ten here. Mr. Wade knows the value ofinstruments and carries only those whichare recognized as superior. His businessextends over a wide field and shows a per-manent increase. He is a citizen much es-teemed throughout the community.

G. T. R. Passenger Station.

FRED. COREY, Groceries and Provisions.434 Colborne St.—Mr. Fred. Corey knowshow to keep a grocery store that people liketo patronize, and holds a winning hand inthe game for public favor. His stock ofgoods is strictly new and complete ; his dis-play of fresh vegetables and fruits is alwaysattractive. Everything included in fancyand staple goods can be gotten here. Thechoicest and best of teas and coffees on themarkets. With all that goes to fitting upa modern grocery establishment, and theneatly arranged appearance of his store,customers are won daily. His goods arepromptly delivered, his clerks courteous, hisprices catchy, and his service is just whatthe housekeeper likes. Mr. Corey is alwaysbusy every hour of the day, for he gives alldetails of his business his personal attention.

T. A. NOBLE & SON, Decorators andDealers in Wall Paper, Mouldings, Plain andOrnamental Glass, etc., 84 Colborne St.—The interior decorator is a combination ofartist and business man that must besuperior in both to be successful. Mr. Nobleis one of the oldest merchants in the city,having been established for fifty years. Thefirm is known far and near as decoratorswith individual ideas and a thorough know-ledge of the fashions of the day. He car-ries one of the most artistic lines of wallpaper in Brantford, keeping in stock all theup-to-date patterns and handling all the bestgrades from leading domestic and foreignmarkets. A large supply of mouldings andplain and ornamental glass is also carried.Mr. Noble and his son are men whose ideasprevail where contracts of large magnitude

Public Library.Plumbing and heating done by T. A Cowan.

are being discussed, their estimates com-mending them to men of judgment who ap-preciate values.

T. A. COWAN, Plumbing, 71 ColborneStreet.—This popular firm does generalpluming, hot water and steam fitting, andalso gas fitting by the most improvedmethods, leaving no feature neglected thatcan make their work superior. Mr. Cowanhas been established in business for sixyears and employs from seven to ten men.He executes any sized contracts, many ofthe large buildings of the city showing evi-dences of their skill in plumbing, lightingand heating. A large supply of natural gasfixtures are carried in stock. Brantfordhas no more capable or reliable firm in thebusiness than this.

Temple of Music. Post office. The Home of the Telephone.

New American.

THE NEW AMERICAN, W. Fraser Scott,Manager, 87-89 Dalhousie St.—The hotel isthe barometer of any community, and thecharacter of the people can be fairly gaugedby the manner in which its hostelries areconducted. Brantford has a fine hotel inThe New American and a genial host in Mr.W. Fraser Scott. The hotel has been underthe present management for about eightyears, it is centrally located, and is fittedwith every convenience. The rooms are allnewly remodelled and refurnished, are steamheated and electric lighted. The hotel isrun on the American plan and is one of thebest $1.50 houses in Canada. The office iswell arranged, the dining-room a model.Nothing but experienced help is employed,and consequently the service is perfect. Mr.Scott is an experienced hotel man, a royalfellow, a pleasant companion, and a loyalfriend.

J. H. HASTINGS, Jeweler, 3 George St.—Mr. Hastings has the reputation of beingone of Brantford's expert watchmakers andengravers. His stock includes a generalline of watches, clocks, jewelry, and also allkinds of musical merchandise. A full line

of stringed instruments, including a num-ber of valuable old Italian violins, of whichMr. Hastings has made a life study. Hehas been established in business for abouteighteen years and understands thoroughlyevery detail of his work. Although hiswork and the class of goods kept in stockare first-class, his prices are very low. Heis a shrewd buyer and a good business man,and one that can be relied upon at all times.His goods are always as they are repre-sented to be.

G. S. WINTER, SON & CO., Grocers, 139Colborne Street.—The Palace Grocery is oneof the leading firms on Colborne street.This company conducts one of the bestwholesale and retail groceries in Brantford.The business was established some yearsago and has always been a success. Thehouse is modern in every way and is splen-didly equipped for carrying on their im-mense trade. Everything in staple andfancy groceries, cured and fresh meats, arecarried in stock. They make a specialtyof fine teas and coffees. The firm is com-posed of G. S. Winter, G. A. Winter and A.N. Winter, these names standing for all thatis reliable and trustworthy.

RYERSON BROS., Wholesale Foreignand Domestic Fruits, Early Southern Vege-tables. Nuts, Oysters, Fish, etc.—RyersonBros, are one of the oldest and best knownfruit and produce firms in Western Ontario.The business was established in 1885 by thepresent members of the firm, Messrs. Fred.W. and Robert E. Ryerson. It was startedas a wholesale and retail business, but in1891 their wholesale trade had reached suchdimensions that it was decided by them todispose of the retail department so thattheir entire attention could be devoted totaking care of their rapidly increasing ship-ping and local trade. The business kept onincreasing and developing to such an extentthat larger and more convenient premisesbecame necessary, and in 1902 they pur-chased the property on West street, oppo-site the Grand Trunk Station, and erectedthe two-story building which they now oc-cupy. In 1905 the one-story addition whichruns through to the end of the block wasadded. As now completed these premisesare no doubt the most modern and conven-ient occupied by any fruit house in Canada.A Grand Trunk siding runs the full lengthof their warehouse, and this enables themto unload all their goods directly from thecars. They are direct importers of carlotsof oranges, lemons, bananas, pineapples, Al-meria grapes, watermelons, cranberries,early southern vegetables, Virginia peanuts,dates, figs, and all kinds of nuts, etc., all ofwhich they handle and distribute locally andthroughout Western Ontario. They are un-doubtedly one of the largest receivers ofbananas in Ontario, and have handled nearly

one hundred cars of this fruit during thepresent season. They pay especial atten-tion to the ripe banana trade, and have ex-tensive and modern ripening rooms andevery facility for carefully packing andshipping them. The bananas are unloadeddirectly from the cars into the ripeningrooms, which saves the fruit from beingbruised and scarred by carting. This is ofvery great advantage in the proper handlingof bananas, and no doubt accounts largelyfor the immense trade they do in this line.They are also extensive shippers of localgrown strawberries, apples, onions andgreen vegetables.

JAMES BURNS, Groceries and Meats, 32,34 and 36 Dalhousie St.—Ranking among theleading commercial houses of the city isthat of Mr. James Burns that was estab-lished over 12 years ago, and occupies thefloor space of three stores. All goods areselected with great care and are sold on thesame basis. Four able assistants are em-ployed. The stock carried is one of thefinest in the city and includes all that canbe found in staple and fancy groceries, pro-visions, fruits and vegetables. Oysters arealso handled in season, and in connectionwith the grocery we find one of the beststocked meat markets in the city. The fin-est of fresh and cured meats, sausage, etc.,are constantly kept on hand. All facilitiesfor keeping goods are of the most improvedkinds. Mr. Burns is a man who is thor-oughly representative of the highest classof citizenship, and his personality has madehim popular with all classes.

Ryerson Bros., Wholesale Fruits.

T. H. & B. Station.

House of Refuge.

Market and City Hall.

Old Mohawk Church.

Y. M. C. A. Building.

THE BRANTFORD YOUNG MEN'S CHRISTIAN ASSOCIA-TION—For thirty-two years the Brantford Young Men'sChristian Association has stood for all that is high and noblein the lives of men. It has a record of which any organiza-tion might well be proud. Its genius is its power of adapta-tion to the needs of men. Its power is in meeting these needs.It is to-day reaching a larger proportion of men than the aver-age association in North America. It has a larger number ofmen in its religious meetings than any association in Ontario,and is doing a splendid work in helping men physically, mor-ally and mentally. Its privileges include game room, parlorwith piano, reading room, lectures, practical talks, debatingclubs, mandolin and guitar clubs, gymnasium classes, physicalexaminations, shower and tub baths, swimming pool, wheelroom, camera room and equipment, Bible study clubs, religionsmeetings, boarding house directory, socials and receptions,boys' department privileges, boys' summer camp, and mostimportant of all—the opportunity to be of service to others.The membership is open to any man of good moral character,regardless of his religious beliefs, upon payment of the annualfee of five dollars.

IMPERIAL BANK OF CANADA.—The growing manufac-turing and commercial interests of Brantford, and the import-ant relations this city sustains as a distributing point for herown manufactures and other products renders its bankingfacilities a matter of particular interest. One of our strong-est and most reliable banking institutions, the Imperial Rank

of Canada, has recently opened a branch in the City of Brant-ford on George street opposite the Market Square. This in-stitution is in a position to handle all forms of legitimatebanking business with perfect satisfaction and security. Ac-counts of corporations, firms and individuals are handled,loans and discounts are made. Savings accounts are openedand the highest rates of interest allowed thereon. The capi-tal paid-up is $4,450,000 ; the reserve fund $4,450,000. Thehead office is in Toronto, with Mr. D. R. Wilkie, president, andHon. Robert Jeffray, vice-president.

GEORGE W. HALL, Architect, Appraiser, Etc., officer, 321Colborne Street.—Brantford has in the last few years mademuch progress in the style and substantial character of herbuildings. This progress can not be attributed to the prideof property owners alone, but also to the skill and taste of herarchitects and builders. In this class, and closely identifiedwith the many improvements and additions in the buildingline in this city is Mr. George W. Hall, architect, appraiser,valuator. This business was established about ten years agoand has grown to gratifying proportions. Mr. Hall is one ofthe leading architects in this section of the country, carefulin the preparation of his designs, and particular in having allwork conform strictly with specifications. Some of the repre-sentative buildings in the city that have been designed by himare the Y. W. C. A., the Barber & Ellis Works, the House ofRefuge, the Calvary Baptist Church, and he has also on handplans for the new Darling Street School and the new Publicschool building for Selkirk, which will soon be under con-struction. Special attention is given to chimney construc-tion, heating and ventilating. Plans, specifications and esti-mates are prepared on short notice.

OAK HALL, -The Home of Good Clothing." 124-126 Col-borne Street. J. M. Douglass, Manager.—Oak Hall, the homeof good clothing, was opened April, 1903, being a branch of theW. E. Sanford Manufacturing Co., of Hamilton, the largestclothing manufacturers in Canada. There areHalls in the Dominion. The Brantford storeoccupies a large three-story building about thecenter of the block between Market and Queenstreets. The interior is very handsome, hav-ing a ceiling about sixteen feet high, the wallsbeautifully tinted, the fixtures, silent salesmenand furniture being all of solid oak. The frontpart of the store is devoted to men's clothing,furnishings, hats and caps, the rear part ofwhich is elevated about five feet and devotedentirely to boys' and children's clothing. Asection is partitioned off for a fitting room andalteration room. All garments are pressedand any alteration necessary is made beforethey are allowed to go out. Mr. Douglas, themanager, takes the oversight of this depart-ment, he having been a custom cutter for agreat many years, which enables him to makealterations properly and to turn out garmentsequal if not superior to many custom makers'products. The Sanford clothing is very popu-lar owing to the extreme care in the selectionof materials and the manufacture of them intostylish garments. They are also makers ofthe " Sovereign Brand" the highest type ofready-to-wear garments made. In addition tothe high class stock of clothing Oak Hall alsocarries an elegant stock of Furnishings andHats, purchased more especially for the young

nine Oak

men and boys' trade, and it speaks a great deal for the mana-ger's buying abilities to learn that their trade is increasingrapidly. J. M. Douglass is the manager of the Brantfordstore and has been in the clothing and furnishing trade allhis life.

THE JOHN HILL GRANITE AND MARBLE CO., 59 Col-borne Street.—Fourteen years ago the John Hill Granite andMarble Company was established in Brantford and has alwaysbeen classed with the prominent and representative places ofthe city. They are importers and manufacturers of thefinest of foreign and Canadian granites and marbles. Thestock of finished monuments show distinct talent in design-ing and executing. They are also contractors of all kinds ofstone work and make a specialty of fancy lettering. Theycater to an extensive trade and employ about seven skilledworkmen. They ship large quantities of their work to allparts of Canada and have a reputation that speaks much fortheir house. The firm is made up of Mr. John Hill, who actsas manager, and Mr. F. Elliott, who fills the position of super-intendent. Both gentlemen have contributed much to theornamental as well as to the solid worth of the town.

PALMER & IRELAND, Sanitary Plumbers, 248 ColborneStreet. Phone 675.—There is no excuse for any one In Brant-ford suffering from defective plumbing, for in no city can befound more competent engineers than here. Prominent inthis class stands the firm of Palmer & Ireland, who, thoughthey have been established only since May of this year, havemade considerable progress. The stock carried is completein every sense of the word. A large business is done in allkinds of sanitary plumbing, hot water heating, steam and gasfitting, and every description of house drainage work. Aspecialty is made of repair work, and the shop is fitted withthe most modern machinery. A force of seven men is em-ployed, all work being done promptly and accurately. It isdue to this fact that the business has been so successful.

Cockshutt Plow Works.

PURSEL & SON Furniture Dealers andUndertaking, 79 Colborne St.—Although thisbusiness has been established for a numberof years it has been under the present man-agement for only one year. They occupyfive floors and carry one of the most com-ptete stocks in the city. Their selection ofgoods is from the best to be found in themarkets. True values has won for them areputation that is enviable. Everythingthat is new in the furniture line is handled.Their salesmen are competent and courte-ous ; every attention possible is paid to thecustomer. The different departments arewell planned and managed.. In connectionwith the furniture department the firm alsohas the most complete undertaking parlorsin the city, where funerals can be conductedfrom, if desired. This firm as undertakersare one of the oldest in Canada, having beenconnected with the undertaking business inWaterford for over 50 years. As embalm-ers by the profession they are consideredsecond to none. All calls are promptly an-swered either by day or night. The firmconsists of N. W. Pursel and T. L. Pursel,his son. 79 Colborne street, Brantford,Ont. Phone 295.

M. SMITH & SON, Bakers and Confec-tioners, 271 Colborne Street.—The two yearsspent in supplying the people of this citywith the best and freshest of candies andbaked goods have won for this firm nothingbut the highest of praise. A well appointedgrocery is also in connection, and one canbe supplied with all that is best in this line.The bakery is fitted with the most improvedovens, and only the purest and best of ma-terials are used. A specialty is made offamily trade. Two experienced people areemployed and one wagon is constantly kept

Grand River from Slingsby Mills.

busy. Mr. Smith deals also in cigars andtobaccos, handling all the popular brandsand makes of both the imported and domes-tic. This firm are listed among the pro-gressive and substantial citizens and arepopular in business circles.

BRANTFORD PLATING CO., H. O.Wright, Manager, 207 Colborne St.—This isone of the best establishments of its kind inthis part of Ontario. The business hasbeen established for six years. The localas well as the outside patronage speak forthe quality of the work done. The shop isequipped with all modern facilities, theplating room is large, and a full staff of com-

petent experts are employed. Mr. Wrightis one of the best informed people on thesubject of plating in the city. A specialtyis made of metal finishing of all kinds.Brantford has no institution that is more inharmony with twentieth century ideas andprogress than this one.

J. J. HUFFMAN, Grocer, 333 ColborneStreet.—Although established but a littleover a year, the sterling firm of J. J. Huff-man has already built up an extensive tradein this city. His store is centrany locatedand is a model for neatness and good ar-rangement. It is well stocked with a fineline of staple and fancy groceries, teas, cof-

tees, spices ana canned goods. Everythingabout the place points to modern methodsand 20th century push. The service is ex-cellent and delivery prompt. Mr. Huffmanis a young man of great business ability andhas a promising future before him.

MR. F. SILLS, Jeweler, 46 Market Street.—Mr. Sills, although only six months inbusiness, has had twelve years' experiencein his line and is well known to the citizensof Brantford. Since assuming the businesslately carried on by W. J. Dron he has foundit necessary, owing to his increased trade,to employ an expert watchmaker, so thatany watch left to be repaired is sure of be-ing done in a thorough manner. He hasalso increased his stock, and now has a fineline of watches, clocks, rings, diamonds, finegold and gold filled jewelry, silverware, etc.Mr. Sills handles only goods that he canrecommend, and is satisfied with a fairprofit on his goods.

ELLIOTT, Spot Cash Grocers, Corner Col-borne and Alfred Streets.—Purity and excel-lence in all goods handled have been thewatchwords of the Elliott Bros. They be-gan business about a year ago and havebeen successful. They occupy a convenientstore at the corner of Colborne and Alfred.The stock handled is of the highest quality,bought direct from first hands, and embracesevery description of fancy and staple gro-ceries. A specialty is made of country pro-duce, fruits and confectionery. All orders,by phone or otherwise, are promptly attend-ed to. The firm is made up of Will A.Elliott and Fred. E. Elliott. Both membersof the firm have a high rating in the com-mercial circles of the city.

Bird's Eye View of City of Brantford.

BRANT ROLLER MILLS, Wood BrosProprietor's. - An institution that has done agreat deal to make Brantford a commercialcentre and also won a name for itselfthroughout Canada is the Brant RollerMills, operated by the Wood Bros. It wasestablished in 1892 and every year has seenan increase in the business. The mill is alarge one and has a capacity, of 200 barrels

per day, the warehouse having a storage of50,000 barrels. About thirty-five men areconstantly kept busy and the machinerywith which the establishment is fitted outwith is of the best and most up-to-date. Thespecial brands made by the company areGolden Crown, Laurel, Silver Star, Cres-cent, etc. These goods have an excellentlocal reputation and are shipped to all partsof Canada and have made the name ofWood Bros. famous. The people of Brant-ford have been fortunate in having suchstable and honorable men, in their com-

unity.

W.L. HUGHES, ladies Furnishings andFine Furs, 127 Colborne St. - Centrally lo-cated on one of the busiest streets in thecity, the ladies outfitting establishmentconducted by Mr. W.L. Hughes, is theheadquarters for the best class trade inBrantford and vicinity. The stock carriedis a very complete one and is up-to-date inevery detail. A full line of ladies suits,millinery, furs, furnishings of all kinds, andin fact all the accessories that a lady wouldneed can be found in his stock. The as-sortment of furs displayed is one of the fine-est in the city. Nothing so select as theseelegant lines has ever been brought toBrantford for sale. The styles and quali-ties are such as are to be found only in thestocks of the highest class furriers. Thehighest standard is always maintained and

The Brant Rolling Mills

All prices are uniformly low. Mr. Hughesis a man who always keeps in advance ofthe day and therefore is able to introduceevery novelty as soon as it is put on themarket.

"BON MARCHE," J.L. Howard Proprie-tor, 66 Colborne St. - Purity and freshnesshigh quality and reasonable prices arequalities which commend themselves toevery prudent and careful housewife. Thegrocery conducted by Mr. J.L. Howard fillsthe bill. It was established eight yearsago. The stock carried embraces the fin-est fancy and staple groceries and all kindsof provisions. Fresh fruits and vegetablesare always kept on hand in their seasonand a specialty is made of fresh countryproduce. Employment is given to threepeople, and the arrangement of the houseshows that there is good judgment back ofit all. Mr Howard is up-to-date in all hisbusiness methods and conducts his estab-lishment on a twentieth century basis.

ROBERT C. BURNS, Dry goods, 197-199Colborne St. - This store is one of the at-tractive trade centers in Brantford, wherethe best in dry goods millinery, ladiesskirts, waists and coats, etc., are foundevery day in the week. This business wasestablished eight years ago and has been aprosperous one. The proprietor, Mr. Robt.C. Burns, is a man of shrewd ideas andkeeps his business in the very forefront.He gives genuine bargains, always hassomething nobby and novel to offer. Every-thing about the store shows superior judg-ment and management. Mr Burns is wellknown in mercantile circles and is a creditto any city. He gives employment to 20people and nowhere in the city is the ser-vice more perfect than here.

A.R. CROOKS, V.S.D., Veterinary Physi-ician and Dentist, Colborne Street, OppositeKirby House. - The veterinary, surgeonskilled in all the ailments of domestic ani-mals, is an equally important factor in anycommunity as is the practicing physician,and his position one of equally high standing.Pre-eminent in this class is Dr. A.R. Crooks.He has had a successful practice in thiscity for two years. He is an honored gradu-ate from the Ontario Veterinary College, To-ronto, one of the most celebrated institu-tions in this line in the country. In hisdental work he does some of the best work,done in the city and uses the latest approvedmethods. He also issues health certificatesand is a man that can be relied upon to ful-fill every contract and agreement.

FURNITURE, Miss Radford, Manager, 44Colborne St. - This store first began busi-ness in Brantford about forty years ago andhas the reputation of being one of the firstones established in the city. At the presenttime it is under the management of MissRadford, who is a woman of great businessand executive ability. She understands herbusiness and gives it her personal attention,sparing neither time nor labor to make theservice perfect. She carries a large stockof furniture of up-to-date patterns, andquotes prices that demonstrates to the publicher knowledge of buying. Her assortmentis well selected and the prospective pur-chaser could not do better than to give thishouse a call.

"THE MAIN LINE," Gents' Furnishings,Hats and Caps, - A.E. Horwood, Proprie-tor, 108 Market St. - The clothing businessis one that requires skillful handling andshrewd business management to be a suc-cess. Mr. A.E. Horwood has been proprie-tor of "The Main Line" for about twoyears, and is making it one of the importanthouses in the city. His line of goods is thebest and catches the eye of the people whoare looking for genuine bargains. Mr. Hor-wood understands the art of buying and

therfore can offer his goods at a lowerfigure than those who are not so wise inbusiness management. Anything that menor boys need in the clothing line can befound here.

S. SIMMONS, Grain, Flour, Seeds andGroceries, 63, 65, and 69 Colborne St. -There is no house in the city that is morein favor than the establishment of S. Sim-mons, dealer in grains, flour, feed, groceries,etc. He does both an extensive wholesaleand retail business and caters to a largecity and outside trade. He is up to thehour in all that merchandise means, knowswhat the markets are and pays the highestprices for local produce. He always car-ries the highest grades of flour and all kindsof feed, wheat, barley, oats, peas, rye, etc.He is prepared to fill large orders on shortnotice, and is one of the men who are al-ways ready for business. Mr. Simmonshas been engaged in business in this cityfor about forty-four years, and is listedamong the oldest and most substantial mer-chants in town.

THE W. & H. BREWING CO. - The W. &H. Brewing Company was established aboutthree years ago, and is now one of the larg-est concerns of its kind in western Ontario.The company has built up an extensive tradethroughout the surrounding country. Theyare equipped with all the modern devicesfor high grade brewing, and are surroundedby experts in every department. Theyhave a capacity of 10,000 barrels annually,and their average output is about 5,000 bar-rels a year. They are known far and nearas manufacturers of ales and porters.Judges of brewery products have no fault tofind with anything turned out by this com-pany. The firm consists of Mr. Fred West-brook, who fills the capacity of manager,and Mr. Chas. E. Hacker, who acts as thebrewer. Both gentlemen fully understandtheir part of the business and they arerecognized as a strong influence in businesscircles.

The W. & H. Brewing Co.