BECKETT HOUSEDerby

A collection of 13 one and two bedroomed city centre apartments,

Beckett House characterises the new age of low cost city centre living,

in one of the region’s most sought after rental locations.

Iron Gate, Derby

The University of Derby continues to rise the Times Good University Guide ranks, offering over 300study programmes at undergraduate level.

Just 12 miles from Beckett House lies the vibrant, cosmopolitan city of Nottingham. Its world famousUniversity of Nottingham has recently been described as 'the nearest Britain has to a truly global university’ with campuses in the UK, China and Malaysia, allowing it a global academic community in all three countries.

Its compact city centre, pedestrianised streets and tram system pave the way for some of the bestshopping in the UK, along with an array of quality bars and restaurants, stunning architecture andhistoric landmarks, and a far reaching cultural calendar.

Combining a robust transport infrastructure, a thriving social and cultural scene across both Derbyand Nottingham, and a vast array of amenities capturing a historical and local feel, it’s no surprisethat this area continues to rise in popularity as the destination of choice for families, professionalsand University students.

LOCATIONBECKETT HOUSE

As part of a substantial residential development, Beckett House will adjoin the attractive Grade IIListed Becket Street Buildings built in the late 19th Century. This characterful part-brick, part-stonebuilding provides a contrasting backdrop to the vibrant part of the town of which it sits, symbolisingperfectly the 'old meets new' charm that Derby possesses, resulting in an ever growing fan base ofcommuters, university students, young professionals and families.

Comprising 13 one and two bedroom converted apartments across 3 levels, all units feature contemporary open plan living and kitchen areas and include oversized windows (where possible) for maximum natural light. With hard wood veneer doors and stainless steel sockets throughout,these high grade finishes combined with custom built kitchens, integral appliances and stylish bathroom designs come as standard for Prosperity clients, offering a property with luxury and comfort.

Superbly located at the heart of Derby city centre, Beckett House sits amongst a plentiful array ofamenities. Offices, local retailers, leisure facilities as well as bars and nightclubs can all be foundwithin walking distance. Both the popular Market Square and sophisticated cobbled streets of FriarGate are just five minutes walk, where further attractions include the Cathedral Quarter, occupying an eclectic mix of cafes, coffee shops and independent boutiques, neatly lining the cobbled streets.

Its vibrant café culture has grown organically to facilitate the growing numbers who wish to soak inthe relaxed atmosphere by day; and by night a lively discerning crowd enjoying the range of bars,pubs and restaurants, all within walking distance.

University of Nottingham Derby Festival Nottingham City Centre

Derby’s strategic location is gaining the attention of internationalinvestors on a global scale. Describing itself as the UK Capital forInnovation, Derby showcased its offering at MIPIM 2014, wheresealing its position as a leading European ‘city of the future’ itsaccolades included:

� Top 25 European City of the Future� Top 10 UK & Ireland City of the Future� Top 10 Small European City of the Future

Beckett House is situated inDerby, in the English county of Derbyshire. As England'smost central city, Derby boasts a series of high grade transport systems. Its rail network offers direct services to a number of destinations including London, Nottingham, Birmingham, Sheffield, Newcastle and Cardiff, with the addition of several mainlinebus operators servicing thewhole of the city and out toneighbouring areas. The development is located close to the Derby ring road allowingonward access by car to theA38, A52 and A50 trunk roads,and in turn the motorway networks. Just 10 miles away,East Midlands Airport is one ofthe fastest growing airports inthe UK, offering over 95 directflights worldwide.

Shopping in Iron GateDerby Quad Moon Sha Derby

PLOT OPTIONSGround Floor

First Floor

Second Floor

SCHOOLS

Draycott Community PrimarySchoolHopwell Road, DraycottDerbyshire DE72 3NH

Ashton-On-Trent PrimarySchoolLong Croft, Aston-on-TrentDerby DE72 2UH

Melbourne Junior SchoolPack Horse Road, DerbyDE73 8JE

Ockbrock Independent Secondary Day and Boarding SchoolThe Settlement, OckbrookDerby DE72 3RJ

The Long Eaton SchoolThoresby Road, Long Eaton Nottingham NG10 3NP

Wilsthorpe Community School Derby Road, Long EatonNottingham NG10 4WT

Trent CollegeDerby Road, Long EatonNottingham NG10 4AD

Froesland SchoolNursery Avenue, Sandiacre Nottingham NG10 5AF

LOCAL AMENITIES

Body Matters17 Victoria Avenue, Derby DE72 3HE

Stephen Paul Hair5 The Green, BreastonDerby DE72 3DU

Virgin ActiveDerbyshire County Cricket Club,Nottingham Road, Derby DE21 6DA

Ladies Fitness101 Derby Road, NottinghamNG9 7AR

Queens Medical CentreDerby Road, NottinghamNG7 2UH

Borrowash Dental Centre23 Victoria Avenue, BorrowashDerby DE72 3HE

Westfield Shopping MallWest Mall, Derby DE1 2PQ

White House Childrens’ Nursery 164 Derby Road, BorrowashDerby DE72 3HB

Shardlow Village HallThe Wharf, Shardlow, DerbyDE72 2WE

THE ARTS

Derby TheatreTheatre Walk, Eagle CentreDerby DE1 2NF

Nottingham ContemporaryWeekday Cross, NottinghamNottinghamshire County NG1 2GB

Arts Council EnglandSt Nicholas Court, 25-27 CastleGate, Nottingham NG1 7AR

Joseph Wright GalleryThe Strand, Derby DE1 1BS

Pickford’s House41 Friar Gate, Derby DE1 1DA

The Silk MillSilk Mill Lane, Derby DE1 3AF

Galleries of Justice Lace MuseumThe Lace MarketHigh Pavement, NottinghamNG1 1HN

PUBS & RESTAURANTS

The Royal OakGreen Lane, Derby DE72 3SE

Bull’s Head1 Wilsthorpe Rd, BreastonDerby DE72 3EA

The Shakespeare Inn117 London Road, ShardlowDerby DE72 2GP

The Coopers ArmsWeston Hall, The GreenDerby DE72 2BJ

The Malt Shovel Inn49 The Wharf, Shardlow, DerbyDE72 2HG

Zizzi16 Friar Gate, Derby DE1 1BX

Le Bistrot Pierre18 Friargate, Derby DE1 1BX

Mamas Masala KitchenAspen Drive, Derby DE21 7SG

Four SeasonsVictoria Avenue, BorrowashDerby DE72 3HE

Stresa RestaurantDerby Riverlights, MorledgeDerby DE1 2AY

Graze Restaurant11-12 Friar Gate, Derby DE1 1BU

Mansion Wine Bar & Restaurant6-7 Midland Road, Derby DE1 2SN

Opulence RestaurantCathedral Quarter Hotel16 St Mary's Gate, DerbyDE1 3JR

Westfield Shopping Mall

Derby Theatre

Ockbrock Boarding School The Long Eaton School Trent College

Nottingham Trent University

The Silk Mill

The Coopers Arms Le Bistrot Pierre Mansion Wine Bar & Restaurant

UNIVERSITIES & COLLEGES

University of NottinghamUniversity Park, NottinghamNG7 2RD

Nottingham Trent UniversityBurton Street, NottinghamNG1 4BU

New College NottinghamBath Street, Nottingham NG1 1DA

City College NottinghamCarlton Road, NottinghamNG3 2NR

Chatsworth HouseChatsworth, BakewellDerbyshire DE45 1PP

Crich Tramway Village and MuseumMatlock, Derbyshire DE4 5DP

Theatre Royal NottinghamTheatre Square, Nottingham NG1 5ND

Stephen Paul Hair

Joseph Wright Gallery

LET OUR FIGURES DO THE TALKINGLocal market sales and rental values

New build apartments within the city centre of Derby are achieving an average figure of £183.00 persq.ft. This figure is generated based on evidence from certified valuations of at least four comparableproperties within a one mile radius of Beckett House. Beckett House, Derby is available to Prosperity clients, after discount, at purchase prices averaging £154.00 per sq.ft. - a minimum saving of circa 15%.

Whichever local property you choose to compare against the values presented for Victoria Mill,we guarantee you will not find the same value for money. The discounts we show are real; they areproven by what is selling locally so we are confident, passionate even, that our prices cannot bebeaten.

Research the value in our prices for yourself at the UK’s largest property for sale website:

www.rightmove.co.uk

Think that quantitative easing hasn’t affected your pension? Think again.Fact: As the Government has pumped millions into the system by way of

quantitative easing, this has pushed down gilt yields further,leaving annuity rates at an all-time low.

Here’s an example of a client purchasing a one bedroom apartment inour Beckett House development:

- Purchase price: One bedroom apartment with parking - £75,596

- Reserve your property with £3000, plus £500 legal fees

- There are now only 24 payments of £944.95 to be paid

- This creates a 30% deposit with a 70% mortgage arranged on completion

- The mortgage is then covered by the guaranteed rental income from completion

- You own an income producing asset for life.

INCOME PROTECTION GUARANTEED

BELVOIR! The UK’s largest lettings franchise with over 15 years of experience and 153 offices nationwideStaff fully trained and qualified to ARLA standardFully audited and bonded client accountsMembers of ARLA, Safe Agent, NALS and The Property Ombudsman

BELVOIR!Suite 2, 42 Friar Gate, Derby, Derbyshire DE1 1DATelephone: 01332 412331 Fax: 01332 383419Owner manager: Leanne HairEmail: leanne.hair@belvoirlettings.com

Prosperity is delighted to work with letting and management specialists, Belvoir! to offer our clients100% protection across all mortgage payments in the form of a rental guarantee. As part of a packaged product, this level of protection is unique to the market.

The rental guarantee is your safeguard against any unforeseen rental voids, tenant disputes or nonoccupancy. So while your investment is managed at the hands of a professional, so too are yourmortgage payments covered, every step of the way.

As the UK’s largest franchised property management company, Belvoir! has a first grade understandingof both our product and the local rental market, making it perfectly positioned to offer our VictoriaMill investors a fully managed, hands-off service.

In addition to its guaranteed rental income provision, Belvoir! handle every aspect of the property management on behalf of our clients, including maintenance, tenant liaison and administration.

All clients are allocated a specific account manager, ensuring a single point of contact from the start.Every tenant is subject to stringent industry standard checks including proof of full time income and100% credit score clearance, with employment references and DPS protected deposits required to bein place across all tenancy agreements. Updates and feedback are sent to all clients via a quarterlyreporting system.

Derby Assembly Rooms Jack Rabbits Deli

Cathedral Bridge

Thinking of spending your Summers in Europe when you retire? Think again. Fact: Currently, over 67% of pensioners will need to take a part time job

to cover living costs due to miscalculating their pension value.

WHY INVEST THROUGHPROSPERITYWhat’s in it for me?

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Totally standard UK properties indesirable owner occupier locations,fully managed and providing the bestyields with capital appreciation overthe long term

UK property at institutional pricesi.e. accessing individual discountedproperty at fund manager prices

Deposits payable monthly over two years with no lump sum required - the only property pension plan of thistype on the market today

A complete hands-off propertyinvestment, as we are geared up tomanage the whole process from startto finish and post completion

Mortgages, 100% covered by anFSA regulated rental guarantee fromcompletion

High yields of 9% +

Properties starting from just 24 payments of £1033.00 with the opportunity to pay off property fully in thirteen years (on average) throughguaranteed rental income.

- Student accommodation- Hotel apartment pods- Any kind of collective investment or Fund

PROSPERITY ‘DO’ SUPPLY

PROSPERITY DO NOT SUPPLY

Income produced in retirement based onGBP £25,000 investment

As property for pension specialists, we firmly believe that property should form part of your overallpension plan. By comparing property to the other most popular investment and savings plans, it’s clear to see the added value and security it brings to a traditional savings plan. Take a look for yourself…

This graph compares the levelof income generated by the five main pension investmentclasses.

In this example, UK property isrepresented by a one bedroomunit at our recently allocatedOrton Plaza development.Based on a capital investmentof £25,000, it clearly producesthe highest level of incomecompared to all of the other investment classes. Based onexactly the same level ofinvestment by the client, withan annual income of £7,150,Orton Plaza produces £5,893per year more income than thenext best alternative, the UKpension.

This graph compares the typicalamount of investment requiredin order to generate £25,000 ofincome per year, across the 5main pension investmentclasses. With UK property represented by a standard onebedroom unit at our OrtonPlaza development, this exampleclearly highlights the staggeringdifference in investment required by all of the otherclasses in comparison, only to produce exactly the sameamount of income per year.

THE BIGGER PICTURE

*returns exclude fees and charges, information provided by Bloomberg Oct 14

Investment capital required to produceGBP £25,000 of income

CHOOSE YOUR AFFORDABLE PAYMENT PLAN

OPTION 1Following a reservation fee and

10% of your purchase price, yourremaining 20% deposit is divided bythe number of build term months and

paid throughout the constructionperiod, on a monthly basis.

Both options allow you to build your deposit in a totally affordable way. Deposits paidover the build period ensure maximum return on investment, allowing capital tied up inother investments to remain untouched.

With properties from as little as £71,996 ask your advisor for a plot specific quote.

Example : 1 Bed ApartmentSUMMARY GBP USDPurchase price £75,596.00 $120,953.60

Reservation and ExchangeOPTION 1Prosperity transaction fee 3% (Minimum £3,000 / $4866) £3,000.00 $4,800.00Reservation deposit - 10.00 % of purchase price £7,559.60 $12,095.36Legal Fees (50% of + disbursements) £500.00 $800.00Reservation / Exchange stage total due £11,059.60 $17,695.36

20% monthly payment stage £15,119.20 $24,190.7220% deposit divided by 24 months build schedule £629.97 $1,007.95

OPTION 2Prosperity transaction fee 3% (Minimum £3,000 / $4866) £3,000.00 $4,800.00Legal Fees (50% of + disbursements) £500.00 $800.00Reservation / Exchange stage total due £3,500.00 $5,600.00

30% monthly payment stage £22,678.80 $36,286.0830% deposit divided by 24 months build schedule £944.95 $1,511.92

Completion Stage70% of purchase price by way of mortgage £52,917.20 $84,667.52Mortgage arrangement fee (estimated) 1% £755.96 $1,209.54Legal Fees (50% balance of + disbursements) estimated £500.00 $800.00Amount Due at Completion Stage £1,255.96 $2,009.54

IncomeEstimated Gross Rental Income (GPB £475.00 / USD $760.00pm) £5,700.00 $9,120.00

ExpensesService Charge (estimated) £500.00 $800.00Ground Rent (estimated) £50.00 $80.00Tenant Management Fee’s @ 8% +vat £547.20 $875.52Total expenses (GBP £91.43 / USD $146.29 pm) £1,097.20 $1,755.52

Income net expenses subject to mortgage (GBP £383.57 / USD $613.71 pm) £4,602.80 $7,364.48

Mortgage InformationMortgage - interest only (GBP £190.00 / USD $304.00 pm) £2,280.00 $3,648.00Mortgage - repayment 16yrs (GBP £382.43 / USD $611.89 pm) £4,589.16 $7,342.66Mortgage - repayment 25yrs (GBP £291.00 / USD $465.60 pm) £3,492.00 $5,587.20

Net cash flow on Interest Only basis (GBP £193.57 / USD $309.71 pm) £2,322.80 $3,716.48Net cash flow on Repayment basis - 16yr term (GBP £1.14 / USD $1.82 pm) £13.64 £21.82Net cash flow on Repayment basis - 25yr term (GBP £92.57 / USD $148.11 pm) £1,110.80 $1,,777.28

AssumptionsMortgage Amount 70% Exchange RateMortgage Rate (pa) 4.30% ReutersLoan Terms suggested 16 & 25 years GBP £1.00 / USD $1.60

OPTION 2Pay a reservation fee of only £3500.

Your 30% deposit is then divided by the number of build

term months and paid on amonthly basis.

“

”Mike BurnageChairman Academy of Chief Executives

“ I always enjoy working with Prosperity. From a time management point of view,

the fact that all cost and letting management issues are organised as part of the package

is a major bonus for me. I've bought numerous properties from Prosperity,

and shall continue to do so.”Simon BrowneLogistics Director

GSK

“I required lots of detailed information in order to make my decision - all of which I

received in a concise and accurate manner. Completion went very smoothly as did

letting management. I have recommended Prosperity’s services to other sporting

professionals within my organisation.”Cyrille Regis, MBE

“I was impressed by Prosperity’s straight talking approach to my investment,

as well as the level of input received from their side. It truly is a hands-off

investment which is exactly what I wanted.”David YellolyCEO Montpelier Europe

OVEN

COOKER TOP

RANGE HOOD

FRIDGE / FREEZER

SINK MIXER

ONE & HALF SINK

SPLASHBACK

KITCHEN WORKTOP

KITCHEN CUPBOARDS

KITCHEN SPECIFICATIONSFixtures and Fittings Schedule

BATHROOM SPECIFICATIONSFixtures and Fittings Schedule

* In some cases alternative equivalent grade and specification items will be used. * In some cases alternative equivalent grade and specification items will be used.

BASIN

SHOWER ROSE

SHOWER SHELF

VANITY UNIT

BASIN MIXER

TOILET

LIGHTING

TOWEL RAIL

Some images in this brochure are courtesy of Chris Allen, Matt Jones, DET and visitderby.co.uk