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1

Premier 8.4 Release

Deposit Sweep Enhancements

2

© 2015 Fiserv, Inc. or its affiliates.

Deposit Sweep Enhancements

• New Sweep Program (PRM3012) to compute net settlement

• Passes and Repasses accounts

• Eliminates day delays

• Better control of complex sweep relationships

• DDA Sweeps Consider

• Principal ONLY loan payments

• Other advances from the loan

• Calculates Total Sweep Available Funds

• Displayed on account inquires

• Automatic Memopost Offset Specification

• Recognizes sweep minimums, maximums, increments & charges

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© 2015 Fiserv, Inc. or its affiliates.

Deposit Sweep Enhancements

• New Sweep To Options

• External accounts (PIM)

• Internal general ledger accounts

• Sweep From Transfer Option

• No Balance Limit, Positive Balance, Minimum Balance

• Allow or disallow sweeps based on sweep from account balance

• Scheduled Sweeps

• Frequencies

• Cycles

• Repurchase Agreement Sweeps

• DDA7003 creates IF3 file to automatically debit and credit

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© 2015 Fiserv, Inc. or its affiliates.

Deposit Sweep Enhancements

• New Sweep User Interface

• Sweep Inquiry

• Change Sweep

• Maintain accounts in sweep on a single page

• New Sweep

• Wizard quickly builds new sweeps

• Delete Sweep

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© 2015 Fiserv, Inc. or its affiliates.

Transaction Flow Possible With Sweep Service

Investment

Account

Operating

Account

Zero

Balance

Account

Zero

Balance

Account

Line of

Credit

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© 2015 Fiserv, Inc. or its affiliates.

Complex Commercial Relationships Possible with

Sweep Service

Investment

Account

Master

Concentration

Account

Zero

Balance

Account

Zero

Balance

Account

Line of

Credit

Operating or

Concentration

Account

Operating or

Concentration

Account

Zero

Balance

Account

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© 2015 Fiserv, Inc. or its affiliates.

8.0 Sweeps

Balance Inquiry:

• Displays Sweep Hyperlink

• Will open Sweeps Page

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© 2015 Fiserv, Inc. or its affiliates.

8.0 Sweeps

Sweep Inquiry:

• Minimum, Maximum, Increment,

Charge Code, Notification

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© 2015 Fiserv, Inc. or its affiliates.

8.0 Sweeps

3 Sweep

Banners for

each DDA

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© 2015 Fiserv, Inc. or its affiliates.

8.0 Sweeps Sweep To Sweep From

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© 2015 Fiserv, Inc. or its affiliates.

8.0 Sweeps Sweep From

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© 2015 Fiserv, Inc. or its affiliates.

8.0 Sweeps Sweep To

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© 2015 Fiserv, Inc. or its affiliates.

8.4 Sweeps

Balances Inquiry:

• Displays Sweep Summary banner

• Available Balances

• Sweep Flow banner

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© 2015 Fiserv, Inc. or its affiliates.

8.4 Sweeps

Balances Inquiry:

• Sweep Relationship Number

• Assigned at upgrade

• Links to Sweep Setup

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© 2015 Fiserv, Inc. or its affiliates.

8.4 Sweeps

Activity Inquiry:

• Sweeps replaced with Overdrafts

• Shows overdraft information

• Shows Sweep Information

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© 2015 Fiserv, Inc. or its affiliates.

8.0 Sweep Groups

Sweep Groups:

• Upgrade as single relationship

• Sweep Group will be used as Nickname

• Assigned New Sweep Relationship Number

• Can use DDA3011 RPT#1 to verify groups

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© 2015 Fiserv, Inc. or its affiliates.

8.0 Sweep Groups

Sweep Groups:

• Upgrade as single relationship

• Sweep Group will be used as Nickname

• Assigned New Sweep Relationship Number

• Can use DDA3011 RPT#1 to verify groups

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© 2015 Fiserv, Inc. or its affiliates.

8.4 Sweeps

Sweep Groups:

• Upgrade as single relationship

• Sweep Group will be used as Nickname

• Assigned New Sweep Relationship Number

• Can use DDA3011 RPT#1 to verify groups

8.0 Sweep Groups

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© 2015 Fiserv, Inc. or its affiliates.

8.0 Sweep Groups

Sweep Groups:

• All accounts with Sweep Group will

upgrade together

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© 2015 Fiserv, Inc. or its affiliates.

8.0 Sweep Groups

Sweep Groups:

• 8.0 Group Becomes Sweep Nickname

• Assigned New Sweep Relationship Number

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© 2015 Fiserv, Inc. or its affiliates.

8.0 Sweep Groups

Sweep Groups:

• Will function the same

• Except funds will flow through accounts

• 4005 will ONLY fund 4165

• 8.0 4005 would Directly fund any account

in Group DDA 4165

DDA 4005

DDA 3260 DDA 3245

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Sweep Security

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© 2015 Fiserv, Inc. or its affiliates.

8.4 Sweeps

Sweeps:

• Own Application

• Security based Sweep Function 7

upgrades from DDA Function 2

• Inquiry, Change, New, Delete

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© 2015 Fiserv, Inc. or its affiliates.

SCM controls in User 4 specifications:

• Sweep Function 7

• New, Change, Inquiry, Delete

• Converts from DDA Function 2

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© 2015 Fiserv, Inc. or its affiliates.

SCM controls in User 4 specifications:

• Sweep Function 7

• New, Change, Inquiry, Delete

• Converts from DDA Function 2

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© 2015 Fiserv, Inc. or its affiliates.

DDA Function 2 to SWP Function 7 Conversion

DDA Fct. #2

No Access- 0

I - 1

M - 2

I M - 3

N - 4

I N - 5

M N - 6

I M N - 7

D - 8

I D - 9

M D - A

I M D - B

N D - C

I N D - D

M N D - E

I M N D - F

SWP Fct. #7

No Access- 0

I - 1

M - 2

I M - 3

N - 4

I N - 5

M N - 6

I M N - 7

D - 8

I D - 9

M D - A

I M D - B

N D - C

I N D - D

M N D - E

I M N D - F

Every other value

comes across as

the same

User 4 Specs User 2 Specs

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep

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© 2015 Fiserv, Inc. or its affiliates.

8.4 Sweeps

Search for Customer by:

• Name

• Tax ID

• Name ID

• Portfolio Number

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© 2015 Fiserv, Inc. or its affiliates.

Select Customer:

• All accounts associated with

customer will be available in sweep

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Wizard – Step 1 Select Accounts

Account Selection:

• Must define Relationship Number

• Optionally define Sweep

Nickname

• Select accounts to include

• Sweep Relationship Number can

be prefilled by system

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© 2015 Fiserv, Inc. or its affiliates.

• When populated,

Sweep Relationship

Number will pre-fill on

New Sweeps

• Will increment by 1 for

each New Sweep

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© 2015 Fiserv, Inc. or its affiliates.

Use Portfolio Name:

• Only accounts from portfolio

• Allows easy separation of business and

personal accounts

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© 2015 Fiserv, Inc. or its affiliates.

Use Portfolio Name:

• All accounts from Portfolio regardless of

ownership

• Expand icon shows Relationships to

Account

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Wizard – Step 1 Select Accounts

Account Selection:

• Select Accounts to include

• Must define Relationship Number

• Sweep Relationship Number can

be prefilled by system

• Optionally Define Nickname

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Wizard – Step 2 Funding Accounts

Sweep From:

• Select DDA to be funded by accounts chosen in Step 1

• Add Account creates additional funding accounts

Adds additional accounts

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Wizard – Step 2 Funding Accounts

Sweep From:

• Select DDA to be funded by accounts chosen in Step 1

• Add Account creates additional funding accounts

Adds additional accounts

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Wizard – Step 2 Funding Accounts

Sweep From:

• Will establish Codes in later Steps

• Exactly like setting up 8.0 Sweeps

Sweep From

Sweep From

8.0 Sweeps

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Wizard – Step 3 Sweep Flow

Sweep Flow:

• Displays example of how accounts will be funded

• Can see hierarchy of sweep accounts available to fund each account

• Will sweep from Savings #3015, then Loan #2610

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Wizard – Step 4 Codes

Each funding account has a

banner to establish Sweep

parameters

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Wizard – Step 4 Codes

Values same as 8.0:

In this example:

• Savings #3015 will try to prevent

Ledger Balance < $0

• Will sweep in any amount

• No Fee or Notification

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© 2015 Fiserv, Inc. or its affiliates.

Values same as 8.0:

Min Balance: Balance sweep is trying to maintain

Balance Type: Ledger or Available

Increment: Amount per increment

Charge Code: Charge per sweep

Notification Option: Send notice

8.0 Sweeps

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Wizard – Step 4 Codes

Values same as 8.0:

If Savings 3015 fails:

• Note #5050 will try to prevent

Ledger Balance < $0

• Will sweep in any amount

• No fee or notification

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Wizard – Step 4 Codes

Once finished is clicked and there are

no errors this screen will be displayed

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© 2015 Fiserv, Inc. or its affiliates.

New banners appear on account

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© 2015 Fiserv, Inc. or its affiliates.

Clicking the Relationship Number

hyperlink will launch the Sweep

Inquiry

Can modify sweep

information

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© 2015 Fiserv, Inc. or its affiliates.

Can modify sweep

information

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© 2015 Fiserv, Inc. or its affiliates.

Also used to

create sweeps

• Not currently part of

a sweep

• Can click ‘New’ icon

to create sweep

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© 2015 Fiserv, Inc. or its affiliates.

Can now search to

set up a new sweep

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Fields

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Fields – Sweep Funding Minimum

Balance

Establish Sweep Funding Minimum

Balance on SAV 3015; No longer

need to go to Savings account to

prevent the account from going to $0

when funding accounts

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Fields – Account Minimum Balance

Establish Sweep Funding Minimum

Balance on SAV 3015; No longer

need to go to Savings account to

prevent the account from going to $0

when funding accounts

8.0 Sweeps

• Establish directly on the Savings

• Now added on Sweep Screen

• Used to prevent account from

falling below a dollar amount

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Fields – Sweep Funding Minimum

Balance

DDA: 3030

Acct Balance: ($ 500)

+ SAV Sweep $ 500

Ending Bal $ 0

SAV 3015

Swp Min Bal: $ 0

Swp Fnd Min Bal:$ 250

Acct Bal: $3,000

- Sweep To DDA $ 500

Ending Balance $2,500

NOTE: 5050

Swp Min Bal: $0.00

Avail CR: $50,000

DDA Negative $500

Savings Sweeps $500

$3,000

Swp Fund Min Bal - $ 250

Available to Fund $2,750

Ending Account Bal

– Swp Fund Min Bal

Sweep Available Bal

Savings will maintain

at least $250 Bal

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Fields – Sweep Funding Minimum

Balance

DDA: 3030

Acct Balance: ($ 250)

+ SAV Sweep $ 250

+ LAS Sweep $ 250

Ending Bal $ 0

SAV 3015

Swp Min Bal: $ 0

Swp Fnd Min Bal:$ 250

Acct Bal: $ 250

- Sweep To DDA $ 250

Ending Balance $ 250

NOTE: 5050

Swp Min Bal: $0.00

Avail Credit: $50,000

- Sweep To DDA $ 250

Ending Available $49,750

DDA Negative $250

No SAV Funds Avail.

Advance From NOTE

Sav 3015 Bal $ 250

Swp Fund Min Bal - $ 250

Available to Fund $ 0

Ending Account Bal

– Swp Fund Min Bal

Sweep Available Bal

Savings will maintain

at least $250 Bal

Prevents Savings From going

below minimum

• Stops Service Charge

• Stops Closing

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Fields – Sweep Funding Minimum

Balance

• Establish Minimum Balance on

DDA 3030 when used as Funding

account for other sweeps

• Does not affect Savings 3015 or

Note 5050 Balance they are trying

to maintain

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Fields – Sweep Funding Minimum

Balance

• Establish Minimum Balance on

DDA 3030 when used as Funding

account for other sweeps

• Does not affect Savings 3015 or

Note 5050 Balance they are trying

to maintain

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Fields – Sweep Funding Minimum

Balance

• Establish Minimum Balance on

DDA 3030 when used as Funding

account for other sweeps

• Does not affect Savings 3015 or

Note 5050 Balance they are trying

to maintain

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Fields – Sweep Funding Minimum

Balance

• Establish Minimum Balance on

DDA 3030 when used as Funding

account for other sweeps

• Does not affect Savings 3015 or

Note 5050 Balance they are trying

to maintain

• Displays for information

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Fields – Sweep Funding Minimum

Balance

DDA: 3030

Swp Fnd Min Bal: $ 500

Ending Balance: $ 500

SAV 3015

Swp Min Bal: $0.00

Balance: $3,000

NOTE: 5050

Swp Min Bal: $0.00

Avail CR: $50,000

DDA: 3580

Ending Balance: $(1000)

+LAS Sweep $ 1000

Ending Balance $ 0

DDA 3030

Swp Min Bal: $0.00

Balance: $500

• DDA 3030 has no

available funds to cover

shortage

• Note will Advance

DDA 3030 Bal $ 500

Swp Fund Min Bal - $ 500

Available to Fund $ 0

NOTE: 5086

Swp Min Bal: $0.00

Avail Credit: $50,000

- Sweep To DDA $ 1,000

Ending Available $49,000

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© 2015 Fiserv, Inc. or its affiliates.

Functions as did on 8.0

• Savings 3015 Has Funds

• Won’t fund DDA 3030 for DDA 3580

• Upgrade as 2 separate Sweep Relationships

• Can combine

New Sweep Fields – Sweep Funding Minimum

Balance

SAV 3015

Swp Min Bal: $0.00

Balance: $3,000

NOTE: 5050

Swp Min Bal: $0.00

Avail CR: $50,000

DDA: 3580

Ending Balance: $(1000)

+LAS Sweep $ 1000

Ending Balance $ 0

DDA 3030

Swp Min Bal: $0.00

Balance: $500

• DDA 3030 has no

available funds to cover

shortage

• Note will Advance

NOTE: 5086

Swp Min Bal: $0.00

Avail Credit: $50,000

- Sweep To DDA $ 1,000

Ending Available $49,000

DDA: 3030

Swp Fnd Min Bal: $ 500

Ending Balance: $ 500

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© 2015 Fiserv, Inc. or its affiliates.

Upgrade as 2 sweeps DDA 3030 in 2 Sweep Relationships

• Sweep 44

• Sweep 106

• On 8.0 DDA 3030 has “Own” Sweeps

• On 8.0 DDA 3030 is part of Sweeps

• Will upgrade as 2 Sweep Relationships

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Fields – Sweep From Transfer Option

• Establishes when funds sweep

• 3 Choices

• No Balance Limit(upgrade value)

• Positive Balance

• Minimum Balance

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© 2015 Fiserv, Inc. or its affiliates.

No Balance Limit – Sweep functions as 8.0 Sweep

SAV 3015

Swp Min Bal: $ 250

Swp Fnd Min Bal: $100

Acct Bal: $ 487

- Sweep To DDA $ 387

Ending Balance $ 100

DDA: 3030

Acct Balance: ($ 500)

+ SAV Sweep $ 387

Balance ($ 113)

+ LAS Sweep $ 363

Ending Bal $ 250

NOTE: 5050

Swp Min Bal: $250

Avail Credit: $50,000

- Sweep To DDA $ 363

Ending Available $49,637

Every sweep takes as

much as it can to

maintain the DDA

Minimum Sweep

Balance

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© 2015 Fiserv, Inc. or its affiliates.

Positive Balance – New Control Of Sweep Process

SAV 3015

Swp Min Bal: $ 250

Swp Fnd Min Bal: $100

Acct Bal: $ 487

- Sweep To DDA $ 387

Ending Balance $ 487

DDA: 3030

Acct Balance: ($ 500)

+ SAV Sweep $ 387

Balance ($ 500)

+ LAS Sweep $ 750

Ending Bal $ 250

NOTE: 5050

Swp Min Bal: $250

Avail Credit: $50,000

- Sweep To DDA $ 750

Ending Available $49,250

• Savings doesn’t have

enough to get DDA to

< $0 Balance

• WILL NOT sweep

Sweeps must get

accounts to $0 or higher

or the system will move

to next sweep

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© 2015 Fiserv, Inc. or its affiliates.

Positive Balance – New Control Of Sweep Process

SAV 3015

Swp Min Bal: $ 250

Swp Fnd Min Bal: $100

Acct Bal: $ 717

- Sweep To DDA $ 617

Ending Balance $ 100

DDA: 3030

Acct Balance: ($ 500)

+ SAV Sweep $ 617

Balance $ 117

+ LAS Sweep $ 133

Ending Bal $ 250

NOTE: 5050

Swp Min Bal: $250

Avail Credit: $50,000

- Sweep To DDA $ 133

Ending Available $49,867

• Savings doesn’t have

enough to get DDA to <

$250 balance

• WILL sweep to make

positive

Sweeps must get

accounts to $0 or higher

or the system will move

to next sweep

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© 2015 Fiserv, Inc. or its affiliates.

Minimum Balance – New Control Of Sweep Process

SAV 3015

Swp Min Bal: $ 250

Swp Fnd Min Bal: $100

Acct Bal: $ 717

- Sweep To DDA $ 617

Ending Balance $ 717

DDA: 3030

Acct Balance: ($ 500)

+ SAV Sweep $ 617

Balance ($ 500)

+ LAS Sweep $ 750

Ending Bal $ 250

NOTE: 5050

Swp Min Bal: $250

Avail Credit: $50,000

- Sweep To DDA $ 750

Ending Available $49,250

• Savings doesn’t have

enough to get DDA to

Minimum Balance

• WILL NOT sweep

Sweeps must have

enough funds to fulfill

Minimum Balance

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© 2015 Fiserv, Inc. or its affiliates.

Minimum Balance – New Control Of Sweep Process

SAV 3015

Swp Min Bal: $ 250

Swp Fnd Min Bal: $100

Acct Bal: $ 970

- Sweep To DDA $ 750

Ending Balance $ 220

DDA: 3030

Acct Balance: ($ 500)

+ SAV Sweep $ 750

Ending Bal $ 250

NOTE: 5050

Swp Min Bal: $250

Avail Credit: $50,000

Ending Available $50,000

Savings sweeps

enough to get DDA to

Minimum Balance

Sweeps must have

enough funds to fulfill

Minimum Balance

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© 2015 Fiserv, Inc. or its affiliates.

Positive Balance - Sweep Process

SAV 3015

Swp Min Bal: $ 250

Swp Fnd Min Bal: $100

Acct Bal: $ 200

- Sweep To DDA $ 100

Ending Balance $ 100

DDA: 3030

Acct Balance: ($ 200)

+ SAV Sweep $ 100

Balance ($ 100)

+ LAS Sweep $ 100

Ending Bal $ 0

NOTE: 5050

Swp Min Bal: $250

Avail Credit: $ 100

- Sweep To DDA $ 100

Ending Available $ 0

• System will look to see if total

relationship has enough funds

to get to Positive Balance.

• WILL SWEEP

• Both accounts have $100

available

• Will use to get to a Positive

Balance in this example

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© 2015 Fiserv, Inc. or its affiliates.

Minimum Balance - Sweep Process

SAV 3015

Swp Min Bal: $ 250

Swp Fnd Min Bal: $100

Acct Bal: $ 200

- Sweep To DDA $ 100

Ending Balance $ 200

DDA: 3030

Acct Balance: ($ 200)

+ SAV Sweep $ 100

Balance ($ 100)

+ LAS Sweep $ 100

Ending Bal ($ 200)

NOTE: 5050

Swp Min Bal: $250

Avail Credit: $ 100

- Sweep To DDA $ 100

Ending Available $ 100

• System will look to see if total

relationship has enough funds to

fulfill Minimum Balance

• WILL NOT SWEEP

Both accounts have $100 available

• Can’t reach Minimum Balance

• WILL NOT SWEEP

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Fields – Sweep From Transfer Option

• Establishes when we sweep funds

• 3 Choices

• No Balance Limit(upgrade Value)

• Positive Balance

• Minimum Balance

• “First Occurrence Utilized”

• Selection from 1st sweep used

for all sweep functions

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© 2015 Fiserv, Inc. or its affiliates.

Multiple Sweeps

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© 2015 Fiserv, Inc. or its affiliates.

Sweep Example using single screen

• Can now set up complex sweeps using single page

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Wizard – Step 1 Select Accounts

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Wizard – Step 2 Funding Accounts

Sweep From:

• Selected 4 Accounts to be funded by DDA 3370

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Wizard – Step 2 Funding Accounts

Sweep From:

• Selected 4 Accounts to be funded by DDA 3370

• Added Savings accounts as additional funding accounts

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Wizard – Step 2 Funding Accounts

Sweep From:

• Selected 4 Accounts to be funded by DDA 3370

• Added Savings accounts as additional funding accounts

• Added Loan accounts to protect 2 of the 4 accounts

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© 2015 Fiserv, Inc. or its affiliates.

New Sweep Wizard – Step 3 Sweep Flow

Sweep Flow:

• Displays example of how accounts will be funded

• Can see hierarchy of sweep accounts available to fund each account

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© 2015 Fiserv, Inc. or its affiliates.

Sweep Codes:

• Each sweep account has a banner

• Each funding account has a sub banner

for codes

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© 2015 Fiserv, Inc. or its affiliates.

Client Defined Sweep

Frequency

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© 2015 Fiserv, Inc. or its affiliates.

Use Portfolio Name:

• All accounts from portfolio regardless of

ownership

• Expand Icon shows Relationships to

account

Client Defined Sweep Frequency:

• Wants to transfer excess funds from

Checking to Savings at End of Month

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© 2015 Fiserv, Inc. or its affiliates.

Client Defined Sweep Frequency:

• Wants to transfer excess funds from

Checking to Savings at End of Month

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© 2015 Fiserv, Inc. or its affiliates.

Client Defined Sweep Frequency:

• Steps 2 & 3 are the same

Client Defined Sweep Frequency

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© 2015 Fiserv, Inc. or its affiliates.

Client Defined Sweep Frequency

Sweep Rules are the same

• Min/Max

• Balance Type

• Increment

• Charge/Notification

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© 2015 Fiserv, Inc. or its affiliates.

Client Defined Sweep Frequency

Sweep Frequency Banner:

• Next Sweep Date

• Frequency

• Sweep Day

• Cycles

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© 2015 Fiserv, Inc. or its affiliates.

Client Defined Sweep Frequency

Select Frequency:

• Next Sweep Date = 09/29/YY

• Frequency = Monthly

• Sweep Day (i.e. 29 =29th)

• Will remain on 29th always

• Functions just like transfer addenda

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© 2015 Fiserv, Inc. or its affiliates.

Client Defined Sweep Frequency

Select Frequency:

• Next Sweep Date = 09/30/YY

• Frequency = Twice Monthly

• Sweep Day = 1st and 2nd dates

• 0 = 15th & EOM

• Functions just like transfer addenda

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© 2015 Fiserv, Inc. or its affiliates.

Client Defined Sweep Frequency

Select Cycle:

• Next Sweep Date = <Blank>

• Frequency = (None)

• Sweep Day = <Blank>

• Sweep Cycle = Select Cycle 1 – 79

• Functions just like transfer addenda

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© 2015 Fiserv, Inc. or its affiliates.

Client Defined Sweep Frequency

Frequency Sweep:

• Sweep Rules still apply

• If Account Balance < $1,000.00 on month

end then NO SWEEP

• Otherwise WILL SWEEP any excess

balance over $1,000 at Month End to

Savings #1668

• Account can maintain Balance > $1,000

throughout month

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© 2015 Fiserv, Inc. or its affiliates.

Quick Sweeps

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© 2015 Fiserv, Inc. or its affiliates.

Quick Sweep:

• Quickly sets up sweep relationship

• Must enable Sweep Function 8 for users

Quick Sweep – Sweep Function 8

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© 2015 Fiserv, Inc. or its affiliates.

Quick Sweep:

• Won’t see when first upgraded

• Must turn on for users

Quick Sweep – Sweep Function 8

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© 2015 Fiserv, Inc. or its affiliates.

SCM controls in User 4 specifications:

• Sweep Function 7

• New, Change, Inquiry, Delete

• Converts from DDA Function 2

• Sweep Function 8

• Controls Quick Sweep

• 0 or Blank – No Access (off)

• 1or F – Full Access (on)

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© 2015 Fiserv, Inc. or its affiliates.

SCM controls in User 4 specifications:

• Sweep Function 9 – 12

• For Future Use

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© 2015 Fiserv, Inc. or its affiliates.

Quick Sweep:

• Quickly Sets up sweep relationship

• Must enable Sweep Function 8 for users

Quick Sweep – Sweep Function 8

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© 2015 Fiserv, Inc. or its affiliates.

Quick Sweep:

• Prefills sweep Priority, and To and From

information

• Speeds building process of sweeps

• ‘Operating Account’ only Funds ‘Member

Account’

• ‘Funding Accounts’ fund ‘Operating

Account’

Quick Sweep

Member

Operating

Funding

Operating

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Quick Sweep

Member Member

Operating Operating Operating Operating

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Establish For each Sweep

• Minimums

• Maximums

• Increments

• Charges

• Notification

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© 2015 Fiserv, Inc. or its affiliates.

Quick Sweep

Quick Sweep:

• Will show us if accounts are available to

be used as ‘Lead’ Accounts

• Account can only lead in 1 Sweep

Relationship

• In this example having Quick Sweep

turned on shows us that 3135 is already a

lead

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© 2015 Fiserv, Inc. or its affiliates.

Quick Sweep

Quick Sweep:

• Selected accounts can not be leads

• Already in a Sweep Relationship

• Can only be used as funding accounts

Lead

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© 2015 Fiserv, Inc. or its affiliates.

Adding Accounts to

Sweep Relationships

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© 2015 Fiserv, Inc. or its affiliates.

If DDA 3135 needs additional funding accounts

MUST add to Sweep Relationship 117

Add Additional Account(s) to Existing Sweeps

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Add Additional Account(s) to Existing Sweeps

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Add Additional Account(s) to Existing Sweeps

No new

accounts to

select

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Search Icon to

locate new

accounts

Search icon to

locate new

accounts

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Search Icon to

locate new

accounts

Search icon to

locate new

accounts

Can now sweep to:

• General Ledger

• External Account (with PIM)

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Search Icon to

locate new

accounts

Search icon to

locate new

accounts

Can now sweep to:

• General Ledger

• External Account (with PIM)

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Account is added to Sweep Relationship

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Select Codes to make

changes to sweep

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Search icon to

locate new

accounts

Can now sweep to:

• General Ledger

• External Account (with PIM)

• Must know account number

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© 2015 Fiserv, Inc. or its affiliates.

Can now sweep to:

• General Ledger

• External Account (with PIM)

• Must know account number

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Select Codes to make

changes to sweep

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Can now sweep to:

• General Ledger

• External Account (with PIM)

• Must know account number

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Codes Page:

• External Account (with PIM)

• Set Routing Transit Number

• Set External Account Type

• Payor Identification

• ACH Prenote Sent Flag

• Sweep will happen automatically

through PIMX file.

• Will be included in the outgoing

ACH file.

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Search Icon to

locate new

accounts

Search icon to

locate new

accounts

8.0 External transfers will upgrade as “Manual Transfers”

• Can change to “External Account”

• Manual Transfers will not be done automatically

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Consolidating Sweep

Relationships

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Consolidating Sweep Relationships

• Consolidating will allow funds from all accounts to flow to each

account

• Can see a customers sweeps in a single tab

• Need to have “Delete” function to be able to do this

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Functions as did on 8.0

• Savings 3015 has funds

• Won’t fund DDA 3030 for DDA 3580

• Upgrade as 2 separate Sweep Relationships

• Can combine

Consolidating Existing Sweep Relationships

DDA: 3030

Acct Min Bal: $ 500

Ending Balance: $ 500

SAV 3015

Swp Min Bal: $0.00

Balance: $3,000

NOTE: 5050

Swp Min Bal: $0.00

Avail CR: $50,000

DDA: 3580

Ending Balance: $(1000)

+LAS Sweep $ 1000

Ending Balance $ 0

DDA 3030

Swp Min Bal: $0.00

Balance: $500

• DDA 3030 has No

Available Funds to

cover shortage

• Note will Advance

NOTE: 5086

Swp Min Bal: $0.00

Avail Credit: $50,000

- Sweep To DDA $ 1,000

Ending Available $49,000

Relationship 44 Relationship 106

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Consolidating Existing Sweep Relationships

DDA 3030 in 2 Sweep Relationships

• Sweep 44

• Sweep 106

• Add Sweep 44 to Sweep 106

• 1st need to delete Sweep 44

• DDA3011-001 Sweep Fund Availablity

Report

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DDA: 3030

Swp Fund Min Bal: $ 500

Ending Balance: $ 500

Consolidating Existing Sweep Relationships

SAV 3015

Swp Min Bal: $0.00

Balance: $3,000

NOTE: 5050

Swp Min Bal: $0.00

Avail CR: $50,000

DDA: 3580

Ending Balance: $(1000)

DDA 3030

Swp Min Bal: $0.00

Balance: $500

NOTE: 5089

Swp Min Bal: $0.00

Avail Credit: $50,000

Functions as did on 8.0

• Savings 3015 has funds

• Won’t fund DDA 3030 for DDA 8899

• Upgrade as 2 separate Sweep Relationships

• Can combine

• Delete Sweep

Relationship 44

• Reestablish in

Sweep

Relationship 106

SAV 3015

Swp Min Bal: $0.00

Balance: $3,000

NOTE: 5050

Swp Min Bal: $0.00

Avail CR: $50,000

Relationship 44

Relationship 106

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Consolidating Existing Sweep Relationships

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Consolidating Existing Sweep Relationships

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Consolidating Existing Sweep Relationships

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Consolidating Existing Sweep Relationships

• Account 3030 now set up as

a lead account in Sweep

Relationship 106

• Need to establish Savings

3015 as funding account

• SAV 3015 not part of sweep

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• Account 3030 now set up as

a lead account in Sweep

Relationship 106

• Need to establish Savings

3015 as funding account

• SAV 3015 not part of sweep

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Consolidating Existing Sweep Relationships

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Consolidating Existing Sweep Relationships

• Now we establish NOTE 5050

• Must search for account

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• Now we establish NOTE 5050

• Must search for account

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Consolidating Existing Sweep Relationships

• Now we establish NOTE 5050

• Must search for account

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Consolidating Existing Sweep Relationships

• Sweep Flow now shows both

sweeps

• Since 3030 is funding for 3580

• Savings 3015 can now fund

3030 for 3580

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• Sweep Codes

• Banner for each lead

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• Sweep Codes

• Banner for each lead

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• Potentially add

Sweep Nickname

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• Becomes searchable on

inquires

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• DDA Inquiry shows all

available funds

• Savings 3015 WILL NOT

sweep directly to DDA

3580

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• Savings 3015 WILL NOT sweep directly to DDA

3580

• Check 1501 was overdrawing 3580. SWP

Programs sweep money from Savings to

DDA3030 then to DDA3580

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Consolidating Existing Sweep Relationships

DDA: 3030

Swp Fund Min Bal: $ 500

Ending Balance: $ 500

SAV 3015

Swp Min Bal: $0.00

Balance: $3,000

NOTE: 5050

Swp Min Bal: $0.00

Avail CR: $50,000

DDA: 3580

Ending Balance: $(1000)

DDA 3030

Swp Min Bal: $0.00

Balance: $500

NOTE: 5089

Swp Min Bal: $0.00

Avail Credit: $50,000

• Consolidated Sweeps

• Now can use funds from entire Sweep

Relationship

• Can leave separate if we would like to

keep separate

• Delete Sweep

Relationship 44

• Reestablish in Sweep

Relationship 106 SAV 3015

Swp Min Bal: $0.00

Balance: $3,000

NOTE: 5050

Swp Min Bal: $0.00

Avail CR: $50,000

Relationship 44

Relationship 106

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Repurchase

Agreement Sweeps

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Automated Repurchase Agreement Sweep

• A repurchase agreement is the sale of securities with an agreement

for the seller to buy back the securities at a later date. The Repo

Price should be greater than the original price. The difference is the

Interest or Repo Rate.

• The update will automatically build IF3 files for repo & accrual

transactions.

• When the base account reaches it’s max balance, the DDA update

sweeps(debits) the excess amount and posts to the repo

agreement (Sweep To Account). Then the update accrues interest

for the Repo at a rate defined by the Deposit Rate Index.

• The update determines the sweep amount and accrued interest for

that update. DDA7003 generates an IF3 file to post back to the

base account.

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Repo Account: 8899

Bal: $0.00

Base Account: 200200

Index: Repo %

Base Account: 200200

Bal: $10,000

Sweep To Info:

Max: $0

Acct: 8899(repo)

Automated Repurchase Agreement Sweep

-$10,000

- $ 10 IF3

File

+$10,000

DDA7003

Repo Program

+$ 10

- $10,000

Daily Interest

Update

(DDA3101)

• Sweeps

Funds

• Calculates

Interest

IES

Block

IES2001

Builds Block

IES3002

Memoposts Block

+$10,000

+$ 10

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Automated Repurchase Agreement Sweep

• Add DDA7003 to update after DDA3101

• DDA7003 IF3 files contain:

• Demand Deposit Sweep Account Transactions

• Credit for the amount of the day’s sweep transactions

• Credit for the amount of the day’s interest

• Repurchase Agreement Account (Repo) Transactions

• Debit for the amount of the day’s sweep transactions

• Debit for the amount of the day’s interest

• Manually run IES2001 to read the IF3 file & generate a transaction

block to post

• Manually run IES3002 to memopost block (optional)

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Automated Repurchase Agreement Sweep

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Automated Repurchase Agreement Sweep

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Automated Repurchase Agreement Sweep

Repo

Account

Base

Account

145

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Automated Repurchase Agreement Sweep

Controls Maximum

Balance of base

account

146

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Automated Repurchase Agreement Sweep

Controls Tran Codes

used by DDA7003

External Tran Code

147

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Automatic Memopost

Offset

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Automatic Memopost Offset

Enhanced to recognize sweep codes

• 0 – No Auto Memopost

• 1 – Automatically Memopost to accounts when

ATM, TTM, IES3002 and Premier Maintenance

cause the account to go negative

Now recognizes Min/Max,

Increment, Charge Code

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Sweep Reports

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Sweep Reports

Updated Reports:

• CIS Specifications (CIS6300-001)

• Includes Next Sweep Number

• DDA Specifications (CIS6300-003)

• Includes Repo Specifications for General 2 specifications

• Sweep Fund Availability (DDA3011-001)

• Replaced sweep group with Sweep Relationship

• Report is sorted by relationship number

• Daily, Weekly, Monthly New Accounts (DDA & SAV 3200-22, 23, & 24)

• Show new sweep relationships built

• Deficit Balance (Long Format) (DDA3200-029)

• New sweep fields

• NSF Activity (DDA3200-31)

• New Sweep fields

• Suspect Regulation D Activity (DDA3200-037)

• New Transfer in and out type

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Sweep Reports

New Reports:

• Update Totals (DDA3220-044)

• Includes the Transfer To FMS column in the Transfer Out Transaction Recap

section

• Repo Transitions Report (DDA7003-001)

• Repo Exceptions (DDA7003-002)

• Sweep Transactions (PRM3012-001)

• Sweep Exceptions (PRM3012-002)

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Premier 8.4 Release

Deposit Sweep Enhancements

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