25603 50932 cma data format very useful

ASSESSMENT OF WORKING CAPITAL REQUIREMENTS

FORM II - OPERATING STATEMENT

Name:

Amounts in Rs. Lacs

Last 2 Years Actuals Current Yr. Next Year OPTIONAL

(As per audited accounts) Estimates Projections

Year 31.03.2007 31.03.2008 31.03.2009 31.03.2010

1. Gross 12 12 12 12

i. Domestic Sales 0.00 0.00 0.00 0.00

ii. Export Sales 0.00 0.00 0.00 0.00

iii. Other operating/revenue income 0.00 0.00 0.00 0.00

Total 0.00 0.00 0.00 0.00

2. Less Excise Duty 0.00 0.00 0.00 0.00

3. Net Sales (1 - 2) 0.00 0.00 0.00 0.00

4. % age rise (+) or fall (-) in net salesN/A N/A N/A N/A

5. Cost of Sales

i. Raw materials (including stores andother items used in the process ofmanufacture) 0.00 0.00 0.00 0.00

a. Imported 0.00 0.00 0.00 0.00

b. Indigenous 0.00 0.00 0.00 0.00

ii. Other Spares 0.00 0.00 0.00 0.00

a. Imported

b. Indigenous 0.00 0.00 0.00 0.00

iii. Power and Fuel 0.00 0.00 0.00 0.00

iv. Direct Labour (Factory wages & salaries) 0.00 0.00 0.00 0.00

v. Other manufacturing expenses 0.00 0.00 0.00 0.00

vi. Depreciation 0.00 0.00 0.00 0.00

Freight & Cartage 0.00 0.00 0.00 0.00

vii. Sub-total (i to vi) 0.00 0.00 0.00 0.00

viii. Add: Opening Stock-in-process 0.00 0.00 0.00 0.00

Sub-total (vii + viii) 0.00 0.00 0.00 0.00

Sales No.of months

as compared to previous year (annualised)

ix. Deduct: Closing Stock-in-process 0.00 0.00 0.00 0.00

x. Cost of Production 0.00 0.00 0.00 0.00

xi. Add: Opening Stock of finished goods 0.00 0.00 0.00 0.00

Sub-total (x + xi) 0.00 0.00 0.00 0.00

xii. Deduct: Closing Stock of finished goods 0.00 0.00 0.00 0.00

xiii. 0.00 0.00 0.00 0.00

6. Selling, general and administrative expenses 0.00 0.00 0.00 0.00

7. Sub-total (5 + 6) 0.00 0.00 0.00 0.00

8. 0.00 0.00 0.00 0.00

9. Interest 0.00 0.00 0.00 0.00

10. 0.00 0.00 0.00 0.00

11. i. Add: Other non-operating Income

a.

b.

c.

d. 0.00 0.00 0.00 0.00

Sub-total (Income) 0.00 0.00 0.00 0.00

ii. Deduct: Other non-operating expenses

a. Misc Exp Written Off 0.00 0.00 0.00 0.00

b.

c.

d. 0.00 0.00 0.00 0.00

Sub-total (Expenses) 0.00 0.00 0.00 0.00

iii. Net of other non-operating income /expenses [net of 11(i) & 11(ii)] 0.00 0.00 0.00 0.00

12. 0.00 0.00 0.00 0.00

13. Provision for taxes 0.00 0.00 0.00 0.00

14. 0.00 0.00 0.00 0.00

15. a. Equity dividend paid-amount(Already paid + B.S. provision) 0.00 0.00 0.00 0.00

b. Dividend Rate (% age) 0.00 0.00 0.00 0.00

16. 0.00 0.00 0.00 0.00

17. Retained Profit / Net Profit (% age)

Sub-total (Total Cost of Sales)

Operating Profit before Interest (3 - 7)

Operating Profit after Interest (8 - 9)

Profit before tax/loss [10 + 11(iii)]

Net Profit / Loss (12 -13)

Retained Profit (14 - 15)

FORM III - ANALYSIS OF BALANCE SHEET

LIABILITIES

Name: 0 ional funds

Amounts in Rs. Lacs

Last 2 Years Actuals Current Yr. Next Year OPTIONAL

(As per audited BS) Estimates Projections

Year 31.03.2007 31.03.2008 31.03.2009 31.03.2010

No.of months 12 12 12 12

CURRENT LIABILITIES

1. Short-term borrowing from banks (includingbills purchased, discounted & excessborrowing placed on repayment basis)

i. From applicant bank 0.00 0.00 0.00 0.00

ii. From other banks 0.00 0.00 0.00 0.00

iii. (of which BP & BD) 0.00 0.00

0.00 0.00 0.00 0.00

2. Short term borrowings from others 0.00 0.00 0.00 0.00

3. Sundry Creditors (Trade) 0.00 0.00 0.00 0.00

4. Advance payments from customers /deposits from dealers 0.00 0.00 0.00 0.00

5. Provision for taxation 0.00 0.00 0.00 0.00

6. Dividend payable

7. Other statutory liabilities (due within 1 year)

8. Deposits / instalments of term loans / DPGs / debentures etc. (due within 1 year) 0.00 0.00 0.00 0.00

9. Other current liabilities & provisions0.00 0.00 0.00 0.00

a. Creditors for Expenses 0.00 0.00 0.00 0.00

b. 0.00 0.00 0.00 0.00

c.

d.

0.00 0.00 0.00 0.00

10. 0.00 0.00 0.00 0.00

Sub-total [i + ii] (A)

(due within 1 year) - specify major items

Sub total [2 to 9] (B)

Total current liabilities [A + B]

TERM LIABILITIES

11. Debentures (not maturing within 1 year)

12. Preference Shares (redeemable after 1 year)

13. Term loans (excluding instalmentspayable within 1 year) 0.00 0.00 0.00 0.00

14. Deferred Payment Credits (excludinginstalments due within 1 year) 0.00 0.00 0.00 0.00

15. Term deposits (repayable after 1 year)

16. Other term liabilities 0.00 0.00 0.00 0.00

17. 0.00 0.00 0.00 0.00

18. 0.00 0.00 0.00 0.00

NET WORTH

19. Ordinary Share Capital 0.00 0.00 0.00 0.00

20. General Reserve

21. Revaluation Reserve

22. Other Reserves (excluding Provisions) 0.00 0.00 0.00 0.00

23. Surplus (+) or deficit (-) in Profit & Loss a/c

23. a. Deferred Tax Liability 0.00 0.00 0.00 0.00

b. P&L Account 0.00 0.00 0.00 0.00

c. Unsecured loans 0.00 0.00 0.00 0.00

24. Net Worth 0.00 0.00 0.00 0.00

25. 0.00 0.00 0.00 0.00

Total Term Liabilities [11 to 16]

Total Outside Liabilities [10 + 17]

TOTAL LIABILITIES [18 + 24]

ASSETS

Name: 0 ional funds

Amounts in Rs. Lacs

Last 2 Years Actuals Current Yr. Next Year

(As per audited BS) Estimates Projections

Year 31.03.2007 31.03.2008 31.03.2009 31.03.2010

No.of months 12 12 12 12

CURRENT ASSETS

26. Cash and Bank Balances 0.00 0.00 0.00 0.00

27. Investments (other than long term)

i. Govt. and other trustee securities 0.00 0.00 0.00 0.00

ii. Fixed Deposits with banks 0.00 0.00 0.00 0.00

28. i. Receivables other than deferred & exports (incldg. bills purchased anddiscounted by banks) 0.00 0.00 0.00 0.00

ii. Export receivables (incldg. billspurchased/discounted by banks) 0.00 0.00 0.00 0.00

29. Instalments of deferred receivables(due within 1 year)

30. Inventory: 0.00 0.00 0.00 0.00

i. Raw materials (including stores andother items used in the process ofmanufacture) 0.00 0.00 0.00 0.00

a. Imported

b. Indigenous 0.00 0.00 0.00 0.00

ii. Stocks-in-process 0.00 0.00 0.00 0.00

iii. Finished goods 0.00 0.00 0.00 0.00

iv. Other consumable spares 0.00 0.00 0.00 0.00

a. Imported 0.00 0.00

b. Indigenous 0.00 0.00 0.00 0.00

31. Advances to suppliers of raw materialsand stores/spares 0.00 0.00 0.00 0.00

32. Advance payment of taxes 0.00 0.00 0.00 0.00

33. 0.00 0.00 0.00 0.00

a. Other Advances 0.00 0.00 0.00 0.00

b. VAT 0.00 0.00 0.00 0.00

c.

d.

34. 0.00 0.00 0.00 0.00

FORM III - ANALYSIS OF BALANCE SHEET (Continued)

Other current assets (specify major items)

Total Current Assets (26 to 33)

FIXED ASSETS

35. Gross Block (land, building, machinery,work-in-progress) 0.00 0.00 0.00 0.00

36. Depreciation to date 0.00 0.00 0.00 0.00

37. Net Block (35 - 36) 0.00 0.00 0.00 0.00

OTHER NON-CURRENT ASSETS

38. Investments/book debts/advances/depositswhich are not current assets 0.00 0.00 0.00 0.00

i. a. Investments in subsidiarycompanies / affiliates 0.00 0.00 0.00 0.00

b. Others

ii. Advances to suppliers of capital goodsand contractors

iii. Deferred receivables (maturity exceeding 1 year)

iv. Others 0.00 0.00 0.00 0.00

a. Advances to subsidiary

b.

c.

d. Receivables. over 6 months

39. Non-consumable stores and spares

40. Other non-current assets includingdues from directors

41. 0.00 0.00 0.00 0.00

42. Intangible Assets (patents, good will,prelim.expenses, bad / doubtful debts notprovided for, etc. 0.00 0.00 0.00 0.00

43. 0.00 0.00 0.00 0.00

44. 0.00 0.00 0.00 0.00

45. 0.00 0.00 0.00 0.00

Total Other Non-current Assets (38 to 40)

Total Assets (34+37+41+42)

Tangible Net Worth (24 - 42)

Net Working Capital (34 - 10)

CMA-FMT3C Suggestions : Email to [email protected]

31.03.2007 31.03.2008 31.03.2009 31.03.20100.00 0.00 0.00 0.000.00 0.00 0.00 0.00

Difference 0.00 0.00 0.00 0.00Tallies Tallies Tallies Tallies

tallies tallies tallies

Curr. Ratio #DIV/0! #DIV/0! #DIV/0! #DIV/0!TOL/TNW #DIV/0! #DIV/0! #DIV/0! #DIV/0!Levels permitted / assumed

Instructions

sheet area in cells c53 and c58 for correct value of sundry creditors to purchases (days) in C34

2. To check for errors, press {Control + E}3. In Form-II / III, CRA and Fin-param sheets, areas shaded in yellow represent unprotected cells for data input4. When printing Form-III, note that column J is not printed. Use print preview to make adjustment. 5. When entering data in Form-II and Form-III, pls ensure that space bar is not pressed in a blank cell. While the cell will appear empty, Excel reads it as non-numeric data and generates error message "VALUE" in any dependent cell.

Total LiabilitiesTotal Assets

Depreciation

RM (imported)RM (indig.)SIPFinished GoodsReceivablesSundry Cred.

1. a) In Form-II, Form-III and elsewhere, areas shaded in blue represent formulas not to be altered b) In fin-param, opening stock of imp.raw material and indig.raw material to be entered in work-

c) Ensure to enter receivables over six months in Form-III, F129 for correct CRA rating

3. In Form-II / III, CRA and Fin-param sheets, areas shaded in yellow represent unprotected cells for data input

FORM IV

COMPARATIVE STATEMENT OF CURRENT ASSETS AND CURRENT LIABILITIES

Name: 0

Amounts in Rs. Lacs

No- Last 2 Years Actuals Current Yr. Next Year Peak

rms (As per audited accounts) Estimates Projections Reqmt.

Year 31.03.2007 31.03.2008 31.03.2009 31.03.2010

A. CURRENT ASSETS

1. Raw materials (incl. stores & other itemsused in the process of manufacture)

a. Imported 0.00 0.00 0.00 0.00

Month's Consumption

b. Indigenous 0.00 0.00 0.00 0.00

Month's Consumption

2. Other Consumable spares, excludingthose included in 1 above

a. Imported 0.00 0.00 0.00 0.00

Month's Consumption

b. Indigenous 0.00 0.00 0.00 0.00

Month's Consumption

3. Stock-in-process 0.00 0.00 0.00 0.00

Month's cost of production

4. Finished goods 0.00 0.00 0.00 0.00

Month's cost of sales

5. Receivables other than export & deferred receivables (incl. bills purchased & discounted by bankers) 0.00 0.00 0.00 0.00

Month's domestic sales: excluding deferred payment sales

6. Export receivables (incl. bills purchased and discounted) 0.00 0.00 0.00 0.00

Month's export sales

7. Advances to suppliers of raw materials & stores / spares, consumables 0.00 0.00 0.00 0.00

8. Other current assets incl. cash & bankbalances & deferred receivables duewithin one year 0.00 0.00 0.00 0.00

Cash and Bank Balances 0.00 0.00 0.00 0.00Investments (other than long term):i. Govt. and other trustee securities 0.00 0.00 0.00 0.00ii. Fixed Deposits with banks 0.00 0.00 0.00 0.00Instalments of deferred receivables (due within 1 year) 0.00 0.00 0.00 0.00Advance payment of taxes 0.00 0.00 0.00 0.00Other current assets 0.00 0.00 0.00 0.00

9. Total Current Assets 0.00 0.00 0.00 0.00(To agree with item 34 in Form III)

FORM IV


Name: 0

Amounts in Rs. Lacs

Prev.Yr. Last Year Current Yr. Next Year Peak

Norms Actuals Actuals Estimates ProjectionsRequirement

Year 31.03.2007 31.03.2008 31.03.2009 31.03.2010

B. CURRENT LIABILITIES

(Other than bank borrowings for working capital)

10. Creditors for purchase of raw materials, stores & consumable spares 0.00 0.00 0.00 0.00

Month's purchases

11. Advances from customers 0.00 0.00 0.00 0.00

12. Statutory liabilities 0.00 0.00 0.00 0.00

13. Other current liabilities: 0.00 0.00 0.00 0.00

Short term borrowings from others 0.00 0.00 0.00 0.00

Provision for taxation 0.00 0.00 0.00 0.00

Dividend payable 0.00 0.00 0.00 0.00

Deposits / instalments of term loans / DPGs

/ debentures etc. (due within 1 year) 0.00 0.00 0.00 0.00

Other current liabilities & provisions

(due within 1 year) 0.00 0.00 0.00 0.00

14. 0.00 0.00 0.00 0.00Total (To agree with total B of Form-III)

Requirement

FORM IV


Name: 0

Amounts in Rs. Lacs

No- Last Yr. Current Yr. Next Year Peak

rms Actuals Estimates Projections Reqmt.

Year 31.03.2008 31.03.2009 31.03.2010

A. CURRENT ASSETS

1. Raw materials (incl. stores & other itemsused in the process of manufacture)

a. Imported 0.00 0.00 0.00

Month's Consumption

b. Indigenous 0.00 0.00 0.00

Month's Consumption

2. Other Consumable spares, excludingthose included in 1 above

a. Imported 0.00 0.00 0.00

Month's Consumption

b. Indigenous 0.00 0.00 0.00

Month's Consumption

3. Stock-in-process 0.00 0.00 0.00

Month's cost of production

4. Finished goods 0.00 0.00 0.00

Month's cost of sales

5. Receivables other than export & deferred receivables (incl. bills purchased & discounted by bankers) 0.00 0.00 0.00

Month's domestic sales: excluding deferred payment sales

6. Export receivables (incl. bills purchased and discounted) 0.00 0.00 0.00

Month's export sales

7. Advances to suppliers of raw materials & stores / spares, consumables 0.00 0.00 0.00

8. Other current assets incl. cash & bankbalances & deferred receivables duewithin one year 0.00 0.00 0.00

Cash and Bank Balances 0.00 0.00 0.00Investments (other than long term):i. Govt. and other trustee securities 0.00 0.00 0.00ii. Fixed Deposits with banks 0.00 0.00 0.00Instalments of deferred receivables (due within 1 year) 0.00 0.00 0.00Advance payment of taxes 0.00 0.00 0.00Other current assets 0.00 0.00 0.00

9. Total Current Assets 0.00 0.00 0.00(To agree with item 34 in Form III)

FORM IV


Name: 0

Amounts in Rs. Lacs

Last Year Current Yr. Next Year Peak

Norm Actuals Estimates ProjectionsRequirement

Year 31.03.2008 31.03.2009 31.03.2010

B. CURRENT LIABILITIES

(Other than bank borrowings for working capital)

10. Creditors for purchase of raw materials, stores & consumable spares 0.00 0.00 0.00

Month's purchases

11. Advances from customers 0.00 0.00 0.00

12. Statutory liabilities 0.00 0.00 0.00

13. Other current liabilities: 0.00 0.00 0.00

Short term borrowings from others 0.00 0.00 0.00

Provision for taxation 0.00 0.00 0.00

Dividend payable 0.00 0.00 0.00

Deposits / instalments of term loans / DPGs

/ debentures etc. (due within 1 year) 0.00 0.00 0.00

Other current liabilities & provisions

(due within 1 year) 0.00 0.00 0.00

14. 0.00 0.00 0.00Total (To agree with total B of Form-III)

FORM V

COMPUTATION OF MAXIMUM PERMISSIBLE BANK FINANCE FOR WORKING CAPITAL

Name: 0

Amounts in Rs.


First Method of Lending (As per audited accounts) Estimates Projections

Year 31.03.2007 31.03.2008 31.03.2009 31.03.2010

1. 0.00 0.00 0.00 0.00

2. Other Current Liabilities (other than

0.00 0.00 0.00 0.00

3. 0.00 0.00 0.00 0.00

4. Min. stipulated net working capital:

(25% of WCG excluding export receivables) 0.00 0.00 0.00 0.00

5. Actual / Projected net working capital0.00 0.00 0.00 0.00

6. Item-3 minus Item-4 0.00 0.00 0.00 0.00

7. Item-3 minus Item-5 0.00 0.00 0.00 0.00

8. Max. permissible bank finance (item-6 or 7, whichever is lower) 0.00 0.00 0.00 0.00

9. Excess borrowings representing

Second Method of Lending

1. 0.00 0.00 0.00 0.00

2. Other Current Liabilities (other than

0.00 0.00 0.00 0.00

3. 0.00 0.00 0.00 0.00

4. Min. stipulated net working capital: (25% of total Current Assets excluding export receivables) 0.00 0.00 0.00 0.00

5. Actual / Projected net working capital0.00 0.00 0.00 0.00

6. Item-3 minus Item-4 0.00 0.00 0.00 0.00

7. Item-3 minus Item-5 0.00 0.00 0.00 0.00

8. Max. permissible bank finance (item-6 or 7, whichever is lower) 0.00 0.00 0.00 0.00

9. Excess borrowings representing

Total Current Assets (Form-IV-9)

bank borrowings (Form-IV-14)

Working Capital Gap (WCG) (1-2)

(Form-III-45)

shortfall in NWC (4 - 5)

Total Current Assets (Form-IV-9)

bank borrowings (Form-IV-14)

Working Capital Gap (WCG) (1-2)

(Form-III-45)

shortfall in NWC (4 - 5)

FORM V

COMPUTATION OF MAXIMUM PERMISSIBLE BANK FINANCE FOR WORKING CAPITAL

Lacs

Peak

Reqmt.

31.03.2010

FORM VI

FUNDS FLOW STATEMENT

Name: 0

Amounts in Rs. Lacs

Last Yr. Current Yr. Next Year

Actuals Estimates Projections

Year 31.03.2008 31.03.2009 31.03.2010

1. SOURCES

a. Net Profit 0.00 0.00 0.00

b. Depreciation 0.00 0.00 0.00

c. Increase in Capital 0.00 0.00 0.00

d. Increase in Term Liabilities(including Public Deposits) 0.00 0.00 0.00

e. Decrease in

i. Fixed Assets

ii. Other non-current Assets

f. Others 0.00 0.00 0.00

g. TOTAL 0.00 0.00 0.00

2. USES

a. Net loss

b. Decrease in Term Liabilities(including Public Deposits)

c. Increase in

i. Fixed Assets 0.00 0.00 0.00

ii. Other non-current Assets 0.00 0.00 0.00

d. Dividend Payments 0.00 0.00 0.00

e. Others

f. TOTAL 0.00 0.00 0.00

3. 0.00 0.00 0.00

4. Increase/decrease in current assets* (as per details given below) 0.00 0.00 0.00

5. Increase/decrease in current liabilitiesother than bank borrowings 0.00 0.00 0.00

6. Increase/decrease in working capital gap 0.00 0.00 0.00

7. Net Surplus / Deficit (-) [3-6] 0.00 0.00 0.00

8. Increase/decrease in bank borrowings 0.00 0.00 0.00

Long Term Surplus (+) / Deficit (-) [1-2]

FORM VI

FUNDS FLOW STATEMENT

Name: 0

Amounts in Rs. Lacs


(As per audited accounts) Estimates Projections

Year 31.03.2007 31.03.2008 31.03.2009 31.03.2010

1. SOURCES

a. Net Profit 0.00 0.00 0.00 0.00

b. Depreciation 0.00 0.00 0.00 0.00

c. Increase in Capital 0.00 0.00 0.00 0.00

d. Increase in Term Liabilities(including Public Deposits) 0.00 0.00 0.00 0.00

e. Decrease in

i. Fixed Assets

ii. Other non-current Assets

f. Others 0.00 0.00 0.00 0.00

g. TOTAL 0.00 0.00 0.00 0.00

2. USES

a. Net loss

b. Decrease in Term Liabilities(including Public Deposits)

c. Increase in

i. Fixed Assets 0.00 0.00 0.00 0.00

ii. Other non-current Assets 0.00 0.00 0.00 0.00

d. Dividend Payments 0.00 0.00 0.00 0.00

e. Others

f. TOTAL 0.00 0.00 0.00 0.00

3. 0.00 0.00 0.00 0.00

4. Increase/decrease in current assets* (as per details given below) 0.00 0.00 0.00 0.00

5. Increase/decrease in current liabilitiesother than bank borrowings 0.00 0.00 0.00 0.00

6. Increase/decrease in working capital gap 0.00 0.00 0.00 0.00

7. Net Surplus / Deficit (-) [3-6] 0.00 0.00 0.00 0.00

8. Increase/decrease in bank borrowings 0.00 0.00 0.00 0.00

9. Increase/decrease in NET SALES N/A N/A 0.00 0.00

* Break up of item-4

i. Increase/decrease in Raw Materials 0.00 0.00 0.00 0.00

ii. Increase/decrease in Stocks-in-Process 0.00 0.00 0.00 0.00

iii. Increase/decrease in Finished Goods 0.00 0.00 0.00 0.00

iv. Increase/decrease in Receivables

a) Domestic 0.00 0.00 0.00 0.00

b) Export 0.00 0.00 0.00 0.00

v. Increase/decrease in Stores & Spares 0.00 0.00 0.00 0.00

vi. Increase/decrease in other current assets 0.00 0.00 0.00 0.00

TOTAL 0.00 0.00 0.00 0.00

Long Term Surplus (+) / Deficit (-) [1-2]

RATIOS

0 I II III

1 Current Ratio #DIV/0! #DIV/0! #DIV/0!

2 TOL/TNW #DIV/0! #DIV/0! #DIV/0!

3 D/E #DIV/0! #DIV/0! #DIV/0!

4 OP/Net Sales % #DIV/0! #DIV/0! #DIV/0!

5 PBT/Net Sales % #DIV/0! #DIV/0! #DIV/0!

6 PBDITA/Net Sales % #DIV/0! #DIV/0! #DIV/0!

7 OP/TTA % #DIV/0! #DIV/0! #DIV/0!

8 PBT/TTA % #DIV/0! #DIV/0! #DIV/0!

9 PBDITA/TTA % #DIV/0! #DIV/0! #DIV/0!

10 NetProfit/NW (ROE) #DIV/0! #DIV/0! #DIV/0!

11 PBDITA/Interest #DIV/0! #DIV/0! #DIV/0!

12 TTA/NWC #DIV/0! #DIV/0! #DIV/0!

13 Net Sales/Current Assets #DIV/0! #DIV/0! #DIV/0!

14 Net Sales/FA #DIV/0! #DIV/0! #DIV/0!

15 Net Sales / Total Tangible Assets #DIV/0! #DIV/0! #DIV/0!

16 Net Sales/TNW #DIV/0! #DIV/0! #DIV/0!

17 NWC to TCA (%) #DIV/0! #DIV/0! #DIV/0!

18 Bk.Finance to TCA(%) #DIV/0! #DIV/0! #DIV/0!

19 Sundry Cred.to TCA (%) #DIV/0! #DIV/0! #DIV/0!

20 Other CL (exc.sund.cred) to TCA (%) #DIV/0! #DIV/0! #DIV/0!

21 Fixed Assets/Long Term Sources % #DIV/0! #DIV/0! #DIV/0!

22 RM & Stores,Spares/ RM & Stores,spares consumed #DIV/0! #DIV/0! #DIV/0!

23 S-I-P/Cost of Production #DIV/0! #DIV/0! #DIV/0!

24 Finished Goods/Cost of Sales #DIV/0! #DIV/0! #DIV/0!

25 Inventories to Net Sales(days) #DIV/0! #DIV/0! #DIV/0!

26 Receivables to Gross Sales (days) #DIV/0! #DIV/0! #DIV/0!

27 Sundry Creditors to Purchases (days) 0 #DIV/0! #DIV/0!

28 RM+Stores & Spares consumed/Net Sales % #DIV/0! #DIV/0! #DIV/0!

29 Power & Fuel/Net Sales % #DIV/0! #DIV/0! #DIV/0!

30 Direct Labour/Net Sales % #DIV/0! #DIV/0! #DIV/0!

31 OME/Net Sales % #DIV/0! #DIV/0! #DIV/0!

32 Selling, General & Adm. Expenses/Net Sales % #DIV/0! #DIV/0! #DIV/0!

33 Interest/Net Sales % #DIV/0! #DIV/0! #DIV/0!

34 PBT/Net Sales % #DIV/0! #DIV/0! #DIV/0!

IV

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

#DIV/0!

0Performance and Financial Indicators Amounts in Rs. Lacs

audited audited estimate projection

31.03.2007 31.03.2008 31.03.2009 31.03.2010

1 Net Sales 0.00 0.00 0.00 0.00

2 PBT 0.00 0.00 0.00 0.00

3 PBT/Sales % #DIV/0! #DIV/0! #DIV/0! #DIV/0!

4 PAT 0.00 0.00 0.00 0.00

5 Cash Accruals 0.00 0.00 0.00 0.00

6 Paid up Capital 0.00 0.00 0.00 0.00

7 TNW 0.00 0.00 0.00 0.00

8 TOL/TNW #DIV/0! #DIV/0! #DIV/0! #DIV/0!

9 Current Ratio #DIV/0! #DIV/0! #DIV/0! #DIV/0!

10 Growth in Sales % N/A N/A N/A N/A

Efficiency Ratios

11 Net Sales / Total Tangible Assets #DIV/0! #DIV/0! #DIV/0! #DIV/0!

12 Return on Assets (PBT / TTA) % #DIV/0! #DIV/0! #DIV/0! #DIV/0!

13 Operating Costs / Sales % #DIV/0! #DIV/0! #DIV/0! #DIV/0!

14 Bank Finance / Current Assets (%) #DIV/0! #DIV/0! #DIV/0! #DIV/0!15 #REF! #REF! #DIV/0! #DIV/0!

31.03.2007 31.03.2008 31.03.2009 31.03.2010

1 Total Curr.Asset (TCA) 0.00 0.00 0.00 0.00

2 Other Current Liabilities (OCL) 0.00 0.00 0.00 0.00

3 Working Capital Gap 0.00 0.00 0.00 0.00

4 Net Working.Cap. (NWC) 0.00 0.00 0.00 0.00

5 Assess.Bk.Finance (ABF) 0.00 0.00 0.00 0.00

6 NWC to TCA (%) #DIV/0! #DIV/0! #DIV/0! #DIV/0!

7 Bk.Finance to TCA(%) #DIV/0! #DIV/0! #DIV/0! #DIV/0!

8 Sundry Cred.to TCA (%) #DIV/0! #DIV/0! #DIV/0! #DIV/0!

9 Other CL (exc.sund.cred) to TCA (%) #DIV/0! #DIV/0! #DIV/0! #DIV/0!

10 Inventories to Net Sales(days) #DIV/0! #DIV/0! #DIV/0! #DIV/0!

11 Receivables to Gross Sales (days) #REF! #REF! #DIV/0! #DIV/0!

12 Sundry Cred.to Purchases(days) #DIV/0! #DIV/0! #DIV/0! #DIV/0!

WORKSHEET AREA 31.03.2007 31.03.2008 31.03.2009 31.03.2010

1 Depreciation 0.00 0.00 0.00 0.002 Total Tangible Assets 0.00 0.00 0.00 0.003 Operating Costs 0 0 0 0

Power & Fuel 0.00 0.00 0.00 0.00 Direct Labour 0.00 0.00 0.00 0.00

Inventory and Receiv. / Net Sales (days)

Other Mfg. Expenses 0.00 0.00 0.00 0.00 Selling, Gen. and Admin. Exp. 0.00 0.00 0.00 0.00

4 Bank Finance 0.00 0.00 0.00 0.005 Inventory 0.00 0.00 0.00 0.006 0.00 0.00 0.00 0.00

Receivables over 6 months #REF! #REF! 0.00 0.007 Sundry Creditors 0.00 0.00 0.00 0.008 Gross Sales 0.00 0.00 0.00 0.009 Raw Material Purchases (Indigen.) 0 0 0 0

Opening Stock 0.00 0.00 0.00 Consumption 0.00 0.00 0.00 0.00 Closing Stock 0.00 0.00 0.00 0.00

10 Raw Material Purchases (Import.) 0 0 0 Opening Stock 0.00 0.00 0.00 Consumption 0.00 0.00 0.00 0.00 Closing Stock 0.00 0.00 0.00 0.00

11 Total (Imp.+Indig.) R.M Purch. 0 0 0 0END

Receivables (domestic + export)

STATE BANK OF INDIA Branch :

Name of Company: 0CREDIT RISK ASSESSMENT DATA AS ON 31.03.2008

(A) FINANCIAL RISK PARAMETERSRISK RISK RISK DYNAMIC -- INDUSTRY Work sheet area

ACTUALS MARKS WEIGHT Score LEVEL AVG. MARKS LEVEL AVG. MARKS LEVEL AVERAGE C.R TOL/TNW PAT / Net Inv.+Rec.Sales31.03.2008 Sales % (days)

CURRENT RATIO #DIV/0! #DIV/0! 5 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!

TOL/TNW #DIV/0! #DIV/0! 5 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 1 ABC Co.

PBIDT/INTT. #DIV/0! #DIV/0! 2 #DIV/0! #DIV/0! 2 BCD Co.

PAT/NET SALES (%) #DIV/0! #DIV/0! 2 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 3 XYZ Co.

ROCE (%) #DIV/0! #DIV/0! 2 #DIV/0! #DIV/0! 4

INV.+REC./SALES (DAYS) #VALUE! #VALUE! 4 #VALUE! #VALUE! #REF! #REF! #REF! #DIV/0! #DIV/0! #DIV/0! INDUSTRY AVERAGE #DIV/0! #DIV/0! #DIV/0! #DIV/0!

AGGR.FINANCIAL RISK SCORE (OUT OF 100) #DIV/0! #DIV/0! / 8 #DIV/0! / 8 DYNAMIC -- HISTORIC AVERAGE Work sheet area

#VALUE! #VALUE! 31.03.2007 Hist.Average(B) QUALITATIVE RISK FACTORS : (Rs. In lacs) CURRENT RATIO #DIV/0! #DIV/0! (NEGATIVE SCORE, use minus "-" sign) 0 TOL/TNW #DIV/0! #DIV/0!

PAT/NET SALES (%) #DIV/0! #DIV/0!FINANCIAL PARAMETERS Score Maximum Inv.+Rec/Sales (days) #REF! #REF! i) Static (Weightage 0.5) #DIV/0! 50 ii) Historical #DIV/0! 8 iii) Industry #DIV/0! 8 iv) Qualitative 0

out of Total #DIV/0! 66 #DIV/0! 66

MA RKS(C) INDUSTRY RISK PARAMETERS: AWARD. MAXIMUM1. COMPETITION & MARKET 42. CYCLICALITY 43. REGULATORY RISK 44. TECHNOLOGY 45. USER PROFILE 46. INPUT PROFILE 4

SCORE 0 24 0 out of24

(D) MANAGEMENT RISK PARAMETERS (WEIGHTAGE 0.5)1. INTEGRITY 42. EXPERTISE 43. TRACK RECORD 44. STRUCTURE & SYSTEM 45. CAPITAL MARKET N.A SCORE 0 16 0 out of

10TOTAL MARKS #DIV/0!Proposed Credit Rating #DIV/0! #DIV/0! out ofExisting Cred.Rating #DIV/0! 100Rating prop.for pricing

PREVIOUS YEAR'S CRA

STATE BANK OF INDIA Branch :

Name of Company: 0CREDIT RISK ASSESSMENT DATA AS ON 31.03.2007 0

CREDIT RISK ASSESSMENT 31.03.2007(A) FINANCIAL RISK PARAMETERS

RISK HISTOR. RISK INDUST. RISK DYNAMIC -- INDUSTRY AVERAGEACTUALS MARKS WEIGHT Score LEVEL AVG. MARKS LEVEL AVG. MARKS LEVEL C.R TOL/TNW PAT / Net Inv.+Rec.Sales31.03.2007 Sales % (days)

CURRENT RATIO #DIV/0! #DIV/0! 5 #DIV/0! #DIV/0! 0.00 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 1.

TOL/TNW #DIV/0! #DIV/0! 5 #DIV/0! #DIV/0! 0.00 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 2

PBIDT/INTT. #DIV/0! #DIV/0! 2 #DIV/0! #DIV/0! 3

PAT/NET SALES (%) #DIV/0! #DIV/0! 2 #DIV/0! #DIV/0! 0.00 #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 4

ROCE (%) #DIV/0! #DIV/0! 2 #DIV/0! #DIV/0!

INV.+REC./SALES (DAYS) #VALUE! #VALUE! 4 #VALUE! #VALUE! 0 #VALUE! #VALUE! #DIV/0! #DIV/0! #DIV/0! INDUSTRY AVERAGE #DIV/0! #DIV/0! #DIV/0! #DIV/0!

AGGR.FINANCIAL RISK SCORE (OUT OF 100) #DIV/0! #DIV/0! / 8 #DIV/0! / 8 DYNAMIC -- HISTORIC

31.03.98 31.03.99 31.03.00 Hist.Average(B) QUALITATIVE RISK FACTORS : (Rs. In lacs) CURRENT RATIO (NEGATIVE SCORE) 0 TOL/TNW

PAT/NET SALES (%)Inv.+Rec/Sales (days)

FINANCIAL PARAMETERS Score Maximum i) Static (Weightage 0.5) #DIV/0! 50 ii) Historical #DIV/0! 8 iii) Industry #DIV/0! 8 iv) Qualitative

Total #DIV/0! 66 #DIV/0! /66

MA RKS(C) INDUSTRY RISK PARAMETERS: AWARD. MAXIMUM1. COMPETITION & MARKET 42. CYCLICALITY 43. REGULATORY RISK 44. TECHNOLOGY 45. USER PROFILE 46. INPUT PROFILE 4

SCORE 0 24 0 /24

(D) MANAGEMENT RISK PARAMETERS (WEIGHTAGE 0.5)1. INTEGRITY 42. EXPERTISE 43. TRACK RECORD 44. STRUCTURE & SYSTEM 45. CAPITAL MARKET N.A SCORE 0 16 0 /10

TOTAL MARKS #DIV/0! #DIV/0! /100Credit Rating #DIV/0!

HISTORIC INDUSTRY

GO TOP

STATE BANK OF INDIA

0CREDIT RISK ASSESSMENT: DATA AS ON : 31.03.2008

(A) FINANCIAL RISK PARAMETERSWeig- RISK

ACTUALS MARKS htage Score LEVEL31.03.2008

CURRENT RATIO #DIV/0! #DIV/0! 5 #DIV/0! #DIV/0!TOL/TNW #DIV/0! #DIV/0! 5 #DIV/0! #DIV/0!PBIDT/INTT. #DIV/0! #DIV/0! 2 #DIV/0! #DIV/0!PAT/NET SALES (%) #DIV/0! #DIV/0! 2 #DIV/0! #DIV/0!ROCE (%) #DIV/0! #DIV/0! 2 #DIV/0! #DIV/0!INV.+REC./SALES (DAYS) #VALUE! #VALUE! 4 ### #VALUE!

AGGR.FINANCIAL RISK SCORE (OUT OF 100) #DIV/0!

(B) QUALITATIVE RISK FACTORS :(NEGATIVE SCORE, enter with "-" minus sign) 0

(C) INDUSTRY RISK PARAMETERS:1. COMPETITION & MARKET AT PAR2. CYCLICALITY AT PAR3. REGULATORY RISK ABOVE PAR4. TECHNOLOGY AT PAR5. USER PROFILE AT PAR6. INPUT PROFILE AT PAR

(D) MANAGEMENT RISK PARAMETERS1. INTEGRITY ABOVE PAR2. EXPERTISE AT PAR3. TRACK RECORD AT PAR4. STRUCTURE & SYSTEM AT PAR5. CAPITAL MARKET NOT APPLIC.

Overall Risk Level Score #DIV/0! Credit Rating Proposed #DIV/0! Credit Rating Existing Rating for Pricing

CRA PREVIOUS YEAR

STATE BANK OF INDIA

CREDIT RISK ASSESSMENT: DATA AS ON : 30-Dec-99


ACTUALS MARKS htage Score LEVEL30-Dec-99




(C) INDUSTRY RISK PARAMETERS:1. COMPETITION & MARKET AT PAR2. CYCLICALITY AT PAR3. REGULATORY RISK AT PAR4. TECHNOLOGY AT PAR5. USER PROFILE AT PAR6. INPUT PROFILE AT PAR


Overall Risk Level Score #DIV/0! Credit Rating Proposed #DIV/0! Credit Rating Existing

STATE BANK OF INDIA

0CREDIT RISK ASSESSMENT: DATA AS ON : 31.03.2008


ACTUALS MARKS htage Score LEVEL31.03.2008





(D) MANAGEMENT RISK PARAMETERS1. INTEGRITY ABOVE PAR2. EXPERTISE AT PAR3. TRACK RECORD AT PAR4. STRUCTURE & SYSTEM AT PAR5. CAPITAL MARKET NOT APPLICABLE


Previous year's CRA0

CREDIT RISK ASSESSMENT: DATA AS ON : 31.03.2007


ACTUALS MARKS htage Score LEVEL

31.03.2007CURRENT RATIO #DIV/0! #DIV/0! 5 #DIV/0! #DIV/0!TOL/TNW #DIV/0! #DIV/0! 5 #DIV/0! #DIV/0!PBIDT/INTT. #DIV/0! #DIV/0! 2 #DIV/0! #DIV/0!PAT/NET SALES (%) #DIV/0! #DIV/0! 2 #DIV/0! #DIV/0!ROCE (%) #DIV/0! #DIV/0! 2 #DIV/0! #DIV/0!INV.+REC./SALES (DAYS) #VALUE! #VALUE! 4 ### #VALUE!






25603 50932 cma data format very useful

Documents