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4 ŽENSKÁ JEDNOTA OCTOBER 2014 VOL. 101 NO. 1

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Page 1: ŽenskÁ Jednota

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ŽenskÁ Jednota

OCTOBER 2014VOL. 101 NO. 1

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ŽENSKÁ JEDNOTA

Fraternally Yours™

4 22 1 ISSN 0897-2958

Fraternally Yours,ZENSKA JEDNOTA,

is a monthly magazine published by the First Catholic Slovak Ladies Association.

National Headquarters at 24950 Chagrin Blvd., Cleveland, Ohio 44122EDITOR: Carolyn Bazik

P.O. Box 1617, Reading, PA 19603E-mail: [email protected]

Phone (610) 373-2743 • Fax (610) 375-8333Periodical Postage Paid at

Cleveland, OH 44101 and additional entriesSubscription Rate, Non-Members: $6.00 — 1 Yr.

Printed at Triangle Press6720 Allentown Blvd., Harrisburg, PA 17112

Postmaster: Send address changes to Zenska Jednota,

First Catholic Slovak Ladies Association 24950 Chagrin Boulevard, Cleveland, OH 44122

Deadline for all articles is the 15th of the month, 1½ months prior to the issue date.

OFFICE HOURS — HOME OFFICEMonday through Friday — 8:00 a.m. to 4:30 p.m.Phone: (216) 464-8015 • Toll Free: 800-464-4642Fax: (216) 464-9260 • Website: www.fcsla.com

BOARD OF DIRECTORSCHAPLAIN:

Very Reverend Monsignor Peter M. Polando, The Cathedral of Saint Columba, 154 West Wood St., Youngstown, OH 44503. Residence: (330) 744-5233. Email [email protected]:

Cynthia M. Maleski, Esq., 24950 Chagrin Bou-levard, Beachwood, OH 44122. (800) 464-4642. Ext. 1011. Email: [email protected]:

Irene J. Drotleff, 17807 Nottingham Road, Cleveland, OH 44122. (216) 486-6950. Email: [email protected].

Larry M. Golofski, 1114 Surrey Lane, Vandergrift, PA 15690. Residence: (724) 845-8078. Email: [email protected].

Barbara Novotny Waller, 24950 Chagrin Bou-levard, Beachwood, OH 44122. Residence: (610) 207-0747. Email: [email protected]:

Sue Ann M. Seich, 24950 Chagrin Boulevard, Beachwood, OH 44122. (800) 464-4642. Ext. 1012. Email: [email protected]:

Stephen C. Hudak, 24950 Chagrin Boulevard, Beachwood, OH 44122. (800) 464-4642. Ext. 1016. Email: [email protected]. TRUSTEES:

John M. Janovec, 24950 Chagrin Boulevard, Beachwood, OH 44122. (800) 464-4642.

Virginia A. Holmes, 1625 Vermont Avenue, White Oak, PA 15131. Residence: (412) 672-1565.AUDITORS:

Katie A. Esterle, 24950 Chagrin Boulevard, Beachwood, OH 44122. Residence: (262) 720-7190. Email: [email protected].

Barbara A. Sekerak, 6312 Elmdale Road, Brook Park, OH 44142. (216) 676-9332. Email: [email protected].

Dorothy L. Urbanowicz, 27 Crescent Drive, Mones-sen, PA 15062. Residence: (724) 684-8243. Email: [email protected]:

Carolyn M. Bazik, P.O. Box 1617, Reading, PA 19603 (610) 373-2743.

COURT OF APPEALS:Mary Angeloff Jeanette PalancaBarb Shedlock Ralph SzubskiJoseph L. Szumski Carol YurechkoRon Sestak Joyce KellyRonald Paseka Ann SedlockBernard Drahozal Dawn LaBuda

The Lord’sBaseball Game

Bob and the Lord stood together, watching a base-ball game. The Lord’s team was playing Satan’s team. The Lord’s team was at bat, the score was tied zero to zero, and it was the bottom of the 9th inning with two outs. Bob and the Lord continued to watch as the batter, Love, stepped up to the plate. Love swung at the first pitch and hit a single, be-cause Love never fails. The next batter was named Faith, who also got a single because Faith works with Love. The next batter up was named Godly wisdom. Satan wound up and threw the first pitch; Godly Wisdom looked it over and let it pass, because Godly Wisdom does not swing at Satan’s pitches. Ball one. Three more pitches and Godly Wisdom walked, because Godly wisdom never swings at Satan’s throws. The bases were loaded.

The Lord then turned to Bob and told him He was now going to bring in His star player. Up to the plate stepped Grace. Bob made a face . . . Grace certainly didn’t look like much to him! Apparently Satan’s whole team agreed: they all relaxed and laughed a little when they saw Grace. Thinking he had won the game, Satan wound up and fired his first pitch. To all but one’s amazement, Grace hit the ball harder than anyone had ever seen. But Satan was not worried; his center fielder, the Prince of the air, let very few get by. He went up for the ball, but it went right through his glove, hit him on the head and sent him crashing to the ground; then it continued over the fence for a home run! And so the Lord’s team won.

The Lord then asked Bob if he knew why Love, Faith, and Godly Wis-dom could get on base but could not win the game by themselves. Bob, looking a bit sheepish, admitted that he didn’t know. The Lord explained, “If your love, faith and wisdom could win the game, you would think you could win it by yourself. Love, faith and wisdom will get you on base, but only My grace can get you home. My grace is the one thing Satan cannot stop.”

Dear Friends,Grace means to get something that you do not deserve; an unmerited

favor and thankfully for us, God is abundant in grace and mercy . Think about the meaning we find in the words of Ephesians 2:4-9 …. But God, being rich in mercy, because of the great love with which he loved us, even when we were dead in our trespasses, made us alive together with Christ — by grace you have been saved — and raised us up with him and seated us with him in the heavenly places in Christ Jesus, so that in the coming ages he might show the immeasurable riches of his grace in kindness toward us in Christ Jesus. For by grace you have been saved through faith. And this is not your own doing; it is the gift of God, not a result of works, so that no one may boast.

Until Next Month, Warmly, Carolyn

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A FIFTY YEAR HISTORY: VATICAN COUNCIL IIDECLARATION ON RELIGIOUS FREEDOM (Dignitatis Humanae)

OCTOBER2014 3

Very Reverend Monsignor Peter M. Polando, D. Min., J.C.L., National Chaplain

My dear Sisters and Brothers in Christ,

In the summer of 1973, my family embarked on our first trip to the Slovak Republic then known as Czechoslovakia. The purpose of our trip was to visit the relatives of my maternal great aunt and uncle. They had not seen their family since they left the country in the early 1930’s and it was their desire to meet with them as they kept in touch with one another religiously throughout the years. For me, I would be introduced to relatives that I did not know existed, on both sides of my maternal grandmother and grandfather. (To this day, I have not investigated the grandparents on my fa-ther’s side of the family that were located in the region that was known as Šariš. Maybe that will be an excuse for a future trip!) It was a month’s endeavor and truly a learning experience for me since it was a different way of life (farming) and a foreign form of government of a coun-try (communism). Farming in Slovakia compared to that of the United States was primitive – not many mechanical farming vehicles and much still done by manual labor. The people worked many, long hours in the fields and often the men labored in factories in the cities, while women and children worked the farms.

My encounter with communism was a little frightening. My great aunt and uncle who were Canadian citizens entered the country with no trouble. This takes into account that they were bringing in all kinds of gifts for the relatives plus Bibles, Lectionaries and Mass Missals (given to them by Slovak Jesuit priests in Galt, Ontario) to be presented to their counter-parts in Slovakia. But when it came to my parents and me, we were bodily searched and all of our suitcases were emptied to investigate the contents. All of us were ordered to notify the officials of the city or village that we were visiting to report the length of our stay and the reason for our visit. We were neither to talk about the politics of either country nor speak of anything concerning religion.

I became familiar with a priest during my visit, Father Vojtech Jenčik, who like many other priests and religious suffered

persecutions by the communists. Father Jenčik had a doctorate in theology and as we became friends, he took me to vari-ous churches, among them Sväta Alžbeta Katedrala in Košice. Like many of the closed churches and religious buildings it had a plaque on it that read “Kultúrna národná pamiatka”, i.e., “Cultural heri-tage monument”. Fortunately, he knew someone who let us in and needless to say I was impressed. But during my excur-sion, I experienced how being a person of Faith under that form of government was trying, to the point of persecution and even death.

Before ascending to the right hand of God the Father, Jesus gave His final com-mand to the Apostles. This command is particularly noted at the end of the Gospel of Matthew and the Gospel of Mark: “Then Jesus approached and said to them, ‘All power in heaven and on earth has been given to me. Go, therefore, and make disciples of all nations, baptizing them in the name of the Father, and of the Son, and of the Holy Spirit, teaching them to observe all that I have commanded you. And behold, I am with you always, until the end of the age”’ (Matthew 28:18-20): and, “He said to them, ‘Go into the whole world and proclaim the gospel to every creature. Whoever believes and is baptized will be saved; whoever does not believe will be condemned’” (Mark 16:15-16). Christ entrusted to the Church through the Apostles to go throughout the world preaching the Good News of Jesus Christ. And we know that the Apostles and the members of the early Church did this, even to the point of martyrdom.

One of the four documents of the Second Vatican Council that was promul-gated on 7 December 1965, the day prior to the solemn closing of the Council, was the Declaration on Religious Freedom know in Latin as Dignitatus Humanae. The document teaches us about religious freedom in three distinct areas.

*Each person has the freedom to practice their Faith. “It is in accordance with their dignity as persons – that is, be-ings endowed with reason and free will

and therefore privileged to bear personal responsibility – that all men should be at once impelled by nature and also bound by a moral obligation to seek the truth, especially religious truth. They are also bound to adhere to the truth, once it is known, and to order their whole lives in accord with the demands of truth” [Paragraph 2]. Not only is it an individual freedom but also a communal freedom as well. “However, the social nature of man itself requires that he should give external expression of his internal acts of religion; that he should participate with others in matters religious; that he should profess his religion in commu-nity” [Paragraph 3].

*People should practice their Faith without interference of government and be protected by the laws of government. “Government is also to help create conditions favorable to the fostering of religious life, in order that the people may be truly enabled to exercise their religious rights and to fulfill their religious duties, and also in order that society itself may profit by the moral qualities of justice and peace which have their origin in men’s faithfulness to God and His holy will” [Paragraph 6].

*The Church has the freedom to proclaim the Good News. “Among the things which concern the good of the Church and indeed the welfare of society here on earth – things therefore which are always and everywhere to be kept secure and defended against all injury – this certainly is pre-eminent, namely, that the Church should enjoy that full measure of freedom which her care for the salvation of men requires…The freedom of the Church is the fundamental principle in what concerns the relations between the Church and governments and the whole civil order” [Paragraph 13].

The need for religious freedom es-poused by the Fathers of the Council was not only written with Catholicism in mind but for all religions. Yet we know that religious persecution is still alive in our world. Let us pray that people will not use religion for matters of injustice and war but for justice and peace!

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I am thrilled to announce the open-ingofanewbranchinFremont,NE—S631!TheturnoutfortheGrandOpeningDinnerwaswell –WOW!The largestopeningdinnerIhavedone–62mem-berscametotheFremontGolfClubonJuly24th.Iwasoverwhelmedwiththeturnout.TheyjustkeptcallingtoRSVP.AtonepointIhadtosenda2ndboxofraffleprizes toDebbie atGuilliatt and

Assoc.becauseIwasafraidIwouldnothaveenoughgiftsforeveryone.Thankyoutoallournewmembers,NebraskaDistrictOfficers:GeneSobota,ClariceSabata andRonPaseka,butmostofalltoAgentsMarkandMikeGuilliattandtheirawesomeofficestaffDebbiePerry,SandyBoyd,CynthiaVanAckeren,ConnieSchuetzeandSaraMeyer(ifImissedanyonepleaseacceptmyapologies–Itryandkeepdetailednotes).Withoutallofyouwewouldnotbeopeningthisbranch.

The staff and food at the FremontGolf ClubwereINCREDIBLE! I didmyFraternalPresentation hoping tosellthefraternalsideandintrigueafewmemberstowanttobethefirstbranchofficersofS631.Iknowitcanseemoverwhelmingcomingintoaneworganizationandaskedtoleadthegroup,andIamtryingtogivethemalotofusefulinformationinashortamountoftime.Ihadnotakersatthedinner,butasIwritethisarticleIjustspoketoMikeGuilliattandwehavetwointerestedpeople.Iamveryhopefulthattheywillsendinthe“newbranch”paperworksoonsoIcanmake it all official.Weended theeveningwitheveryonegoinghomewitharafflegift!ThatextraboxIsenthelped–thankgoodness.

IknowthisbranchisgoingtobesuccessfulbecauseofalltheenthusiasticmembersandsupportoftheirDistrictOfficersandAgentsandtheirstaff.

WelcomeBranchS631, Fremont,NE to theFCSLAFamily!!!

Formorephotospleasegotoourwebsitewww.fcsla.org–thefraternalpageFCSLAisexpanding!

MARCH FOR LIFEOur presenceat the 42ndAnnualRight to Life

MarchonThursday, January 22, 2015 inWashing-ton,D.C.isextremelyimportant.FirstCatholicSlovakLadiesAssociationandtheFirstCatholicSlovakUnionsupportthepositionoftheProLifeMovement.

TheFCSLAandFCSUareonceagainofferingfree transportation from theFCSLAHomeOffice inBeachwood,OHfor thisvery important trip.For thepastfewyearswehavefilledtwobusesforthismarch.Againthisyear,wewillreservetwobusesforthetriptoD.C.Our organizations are proud to encourageourmembersalongwithmanyyoungstudentsfromareaCatholicHighSchoolstoparticipate.Itisaveryrewardingexperiencetoactivelyparticipateandhelprelay thisvery importantmessageofsupporting theRighttoLifemission.

Willyoujoinus?PleasecallKellyattheFCSLAHomeOffice.Herphonenumber is1-800-464-4642EXT.1051oremailheratKelly@fcsla.orgfordetailsorquestionsandtoreserveyourseatonthebusbeforeDecember29th.Thebusesfillupquicklyandseatingislimitedsodon’twaituntilthelastminutetoreserveyourseat.

Ifyouwouldliketoattendandareunabletojointhose leaving from theFCSLAHomeOffice,pleaselookonlinefor informationandtransportation.IfyoucannotfindinformationpleasecalloremailKellyforassistance.

HappyHalloween!

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OCTOBER2014 5

Father John Kalicky Retires

OnJune29,2014,FatherJohnKalicky(S81),beganhisretirementwithaMassofThanksgivingcelebratedatSt.JohntheBaptistCatholicChurchinWhiting,INwhereheservedasPastorfor23years.

FatherKalickyrequestedaspecialretirementgiftfromWhiting,INBranchesS81andJ58.HewantedthebranchestoreplacebadlywornandmuchneededPriestandDeaconVestmentsatSt.JohntheBaptistChurch.Underthedirec-tionofFatherJohnandFatherKevinScalf,white,green,red,andvioletvestmentswerepurchased.Pictured(below)isFatherJohnKalickywearingthewhitevestmenttocelebratehisMassofThanksgiving.

WiththisgifttoSt.JohntheBaptistCatholicChurchweallwishforahappy,healthyandadventurousretirementforourlongtimefriendandspiritualadvisor,Rev.JohnKalicky,C.PP.S.

Father John Kalicky wearing the new white vestment.

Father John Kalicky wearing the white vestment and Father Kevin Scalf holding the Deacon’s vest-ment.

Father John Kalicky with officers of S81 and J58 who attended his Mass of Thanksgiving and reception.

Branch W137 Holds Annual Bike Ride and Luncheon

BranchW137,CedarRapids,IAhelditsannualfamilybikerideandluncheononSaturday,June21,2014atSo-kolPark.Memberswereabletorideattheirownpaceandchoosetheirdistance.Hotdogswereservedaftertheridewascompleted.Giftsweregiventoallpresent.InOctoberthebranchwillhaveafamilyHalloweenparty,Sunday,October19from4-6p.m.atSt.LudmilaGym,dinnerwillbeserved.

United in Marriage

Bridget SamekandMichaelBrondinwere united in mar-riage on March 1,2014inDayton,OH.

Doctors Brondin(W137) are podia-trists in practice to-getherwithofficesinDayton,Middletown,andMonroe,OH.

Slovak Heritage FestivalTheUniversityofPittsburghSlovakStudiesProgramwill

presentits24thannualSlovakHeritageFestivalonSunday,November2, from1-5p.m.at theCathedralofLearningCommonsRoominOakland.

Theprogramwillincludeethnicfoods,musicalperfor-mances,culturaldisplaysandlectures.

Theethnicfoodwillincludekielbasa,halusky,holupki,pirohi,andpastries.TheSlovakmusicalperformanceswillbethroughouttheafternoon.

Formore information,pleasevisitwww.slavic.pitt.eduorcallChrisMetilat412/624-5906.

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FCSLA Connects . . .

Patrick Braun

FCSLAAnnuity Rates

RatesforourEliteAnnuitiesIssuedAfter1/31/2014:

Silver eliTe (5 Year)

3.00% APY*GolD eliTe (7 Year)

3.25% APY*PlaTinuM eliTe (10 Year)

3.50% APY*5YearAnnuitiesissuedpriorto2/1/2014 willearntheirguaranteedminimumrate.*Thisrateisineffect2/1/2014thru12/31/2014.

FCSLA Accepting Applications for National Sales ManagerDue to the future retirement of national sales

managerPatrickBraun,FICF,CLU,LUTCF,TheFirstCatholicSlovakLadiesAssociation isacceptingap-plicationsfromqualifiedindividualstoprepareforsuc-cession.InterestedpartiesshouldsubmitafullresumealongwithacoverlettertoPresidentCynthiaMaleskiat theFCSLAHomeOffice.Previous life insurancesalesandsalesmanagementsuccessandappropri-ate industry designationsare preferred.Knowledgeof life insuranceproducts, recruiting expertise, andleadershippositionsinthelifeinsuranceindustrywillalsobehelpful.

Inrecentyears,IRAaccountshavegrownlargerandlarger.Thepracticeofrolling401KfundsintoIRAaccountshascontributedtothisgrowth.PassingIRAfundstofuturegenerationshasbecomea popular strategyof estate planners.IRAs have generally been protectedfromcreditorsbytheBankruptcyAbusePreventionandConsumerProtectionActof2005.(BAPCA)

However, a recentU.S.SupremeCourt Case (Clark v. Rameker) has

changedsomeof theprotectionofferedby IRAsagainstcreditorsandhas raisedotherquestions forestateplan-ners.FollowingarethefactsoftheClarkcase,howthecaseproceededtotheSupremeCourt,thedecision,andhowitwillaffectinheritedIRAsinthefuture.

RuthHeffronestablishedanIRAintheyear2,000.Ruthdiedin2001.Herdaughter,Heidi,wasnamedassoleben-eficiary.In2010,Heidiandherhusbandfiledforbankruptcyandaspartofthebankruptcy,theysoughttoexempttheIRAassets,worthapproximately$300,000,fromcreditors.Heidi’sargumentwasthattheIRAshouldbeexempt.TheBankruptcyCourtdisagreedandsaidthataninheritedIRAis not exempt.However, theDistrictCourt reversed thatdecision,holdingthattheexemptioncoversanyaccountinwhichthefundswereoriginallyaccumulatedforretirementpurposes.ThecasethenwenttotheAppealsCourt.

The7thCircuitCourtofAppealsreversedtheDistrictCourtdecisionandheldthataninheritedIRAisnot“retire-mentfunds”underthebankruptcycode.Thecaseproceeded

totheU.S.SupremeCourttoresolveaconflictbetweenthe7thCircuitCourtandthe5thCircuitCourt’sdecisionin“InreChilton,674F.3rd486(5thCir.2012).

TheU.S.SupremeCourtinaunanimousdecisionfoundthatfundsinaninheritedIRAarenotconsidered“retirementfunds”andthus,arenotexemptfromthedebtor’sbankruptcyestate.Theresultisthatadebtor’sbankruptcytrusteemayconsidertheinheritedIRAtobeanassetofthebankruptcyestate,andthus,isavailabletosatisfycreditor’sclaims.

Thecasehasopenedupthequestionastowhetheraspouseisbetteroff“rolling”theproceedsofhis/herspouse’sIRAathis/herdeathintohis/herownIRAorsimplyinheritingtheproceedsbythebeneficiarydesignation.AccordingtotheWilsonLawGroup,onetheleadingestateplanningfirmsinWisconsin,“rolloversseemtoprovidebetterprotectionforaspousebecausethespousalinheritedIRAmaynotbeprotected.”Inaddition,thefirm’sopinionisthatHeidiwouldhavebeenprotectedhada“standaloneretirement trust”beennamedasbeneficiaryforHeidi’sbenefit.

WithIRAaccountsreachingmuchlargeramountstoday,especiallywith401Krollovers,planningiscertainlyappro-priate.Itisalwaysadvisabletocontactanestateplanningattorney,familiarwiththelawsinyourstateonlegalmatterswhichaccompanyestateplanning!ThisarticleismeanttoinformourmemberswithIRAsoftheClarkdecisionandhowitmightaffectaninheritedIRA.

Clark Case Brings new rules for inherited iras

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OCTOBER2014 7

The Honorary Consulof the Slovak Republic ofChicago, RosemaryMackoWisnosky and BenedictineUniversity inLisle, ILplayedhosttoH.E.DušanČaplovič,DrSc.,MinisterofEducation,Science,ResearchandSportof the Slovak Republic onMay21,2014.AccompanyingDr.Čaplovič fromSlovakia,weremembers of his cabi-net including KarolMičieta,Ph.D., Rector of ComeniusUniversity in Bratislava andLadislavMirossay,RectorofPavolJozefSafarikUniversityinKošice.Dr.ČaplovičwasinChicagotodeliverakeynoteaddressattheChicagoICE2014–InternationalConferenceonEducation.HemetwithBenedictinePresidentWilliamJ.Carroll,Ph.D.andothermembersoftheLisle,IllinoisUniversity’sleadershipteamtodiscussfutureeducationalopportunitiesbetweentheBene-dictinefacultymembersandstudentsandthosefromvariousUniversitiesintheSlovakRepublic.BenedictineUniversity’s

l-r: Jeanette Palanca, Mary Therese Tylus, H.e. Dušan Čaplovič, DrSc., Minister of Education, Science, Research and Sport of the Slovak republic, Jarmila Hlubocky, Carol rosenthal, lorraine Gibas, and Dr. Fay Hlubocky.

Chicago Area Slovak Professionals and Educators Meet with Dr. Dušan Čaplovič

foundingwasby theoriginalMonksofSt.ProcopiusAbbeysentfromSt.VincentArchab-beyinLatrobe,PAmorethan125yearsagotoChicagowiththemissionofeducating thechildrenofCzechandSlovakimmigrantfamilies.

After thismeeting at areception in his honor, Dr.Čaplovičmetwithvariouslo-calSlovakprofessionalsandeducatorswhohad receivedaninvitationfromtheChicagoHonoraryConsulorfromtheUniversity.Representing the

FirstCatholic Slovak LadiesAssociationwere JeanettePalanca,NationalCourt ofAppeals/S258Officer,MaryThereseTylus,ChicagoDistrict President/S485Officer,LorraineGibas,ChicagoDistrictRecordingSecretary/S421Officer,CarolRosenthalChicagoDistrictTreasurer/S421Officer,JarmilaHlubocky,ChicagoDistrictFinancialSec-retary/S295Officer,andDr.FayHlubocky,ChicagoDistrictAuditor/S295Officer.

S44andJ112,Mt.Pleasant,PApresentedscholarshipawardstosevenseniormembersandonejuniormemberatVisitationChurch.

ThefollowingmembersofS44whoreceivedscholar-shipswere:

andrew P. lucia—willstudymechanicalengineeringatGenevaCollege.

James J. Matis, Jr.—willstudychemicalengineeringatWestVirginiaUniversity.

Kyle W. Potts—willstudyGeologyatIndianaUniversity.

1st row, l-r: loretta Hunker, abigail Prevenslik, agnes Far-cosky, Casey M. Zelenak, and elizabeth Butler. 2nd row, l-r: James J. Matis, Jr., anthony M. Speeney, Kyle W. Potts, and andrew P. lucia.

Branches 44 and 112 Recognizes Scholarship Winners

abigail M. Prevenslik—willstudyComputerInforma-tionatCaliforniaUniversity.

anthony M. Speeney—willstudyNursingatPittsburghUniversity.

Casey M. Zele-nak — wil l studyNursing at CarlowUniversity.

Miranda anne Fazzi is from Kan-sasCityandwasnotavailable for the pic-ture.

alexa Gabrielle Sebek, Grade 7, amember of J112 re-ceivedajuniorschol-arship and attendsSt. Sebastian Re-gionalSchool.

The branchesthankeveryonewhoappliedandcongratulatetheirwinners.Theywishallthestudentsafuturefilledwithhappinessandsuccessandareproudtohavethemastheirmembers.

1st row, l-r: loretta Hunker, alexa Sebek, and elizabeth Butler. 2nd row: agnes Farcosky.

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When theUnitedStatesflag–OldGlory–becomesworn, torn, fadedor badly soiled, theold flag should be“retired”with all the dignity and respect befittingour na-tion’sflag.TheSt.LouisSr.Branch101organizedsuchaflagretirementceremonyretiringover200U.S.flagsafterMassonJuly4th.

Asthefirecauldronsconsumedthewornandtatteredmaterialwithitspurifyingflame,thosegatheredrememberedthewordsofGeorgeWashingtonwhentheStar-SpangledBannerwasfirstflownbytheContinentalArmy:“WetakethestarsfromheavenandtheredfromourmothercountryEngland.Weseparatetheredbywhitestripes,thisshowingthatwehaveseparatedfromher,andthewhitestripesshallgodowntoposterityrepresentingliberty.”ThustheStarsandStripesbecamewhatitis;bornamidthestrifeofbattle;ithasbecomethestandardaroundwhichafreepeoplehavefoughttopreservethegreatestnationintheworld.

Flags are laid out at St. Mary Magdalen Church altar.

Parishioners from St. Mary Magdalen prepare to retire the flags in the burning cauldrons.Members of St. louis Branches S101 and J011 enjoy fellow-

ship after the flag retirement ceremony.

Sr. Branch 101 Holds Flag Retirement Ceremony

BranchW018hasstruckoutattheballgame!Forthethirdyear,theBranchsponsoredtheAdultActivityatWer-nerPark,thehomeoftheStormChasers,theKansasCityRoyalsAAAFarmteam.

Forthethirdyearinarowtheweatherhasnotcooper-atedwiththeBranch.Yearonethetemperaturewaswellover100degreesandwelookedintothesun.Reliefcamewhenthesunset!Lastyearthegamewascalledonaccountofraininthesecondinning.

In2014—June20thtobeexact—wehadhighhopestoseeacompletegameandenjoythefireworksdisplayafterthegame.Alasandalack!Itwasnottobe!

Wearrivedandthesunshone.Bythesecondinningwewerewatchingthestormcloudsandnotthegame.Inthethirdinning,theBranchsawitsnameonthescoreboard,whichistheballparkswayofsalutingthosewhobringgroupstothegame.TheStormChaserswereleading5to0inthemiddleofthe5thinning!!BUTthentherainscameandwedomeanrains!!!Withinminutestheentirestadiumwassoaked!Manymemberstriedtogivetheweatherachanceandstayeda

Branch W018 Attends Storm Chasers Ballgamebithopingtherainwouldgoaway.Unfortunately,itdidnot.Ouronlysouvenirisinourmemoriesofthatdayaswedidn’tevengetapicturetaken!

Thoseofusinattendancenowlaughabouttheweatherthatday,butwehavedecidedtocomeupwithanotherideafortheBranchAdultActivitynextyear!

PHOtO LIMItSBranchactivitieswillbelimitedto4picturesperstory

andDistrictactivitieswillbelimitedto10.Additionalphotos(upto50)canbesenttotheHomeOfficeforuploadingtoyourDistrictwebpage. IfyoudonothaveanactivewebpagepleasecontacttheHomeOfficetofindouthowyoumay use this valuable tool to reach yourmembers andshare your goodnews! In addition due to the volumeofmemorials received theywillbe limited to125-150wordsandasmallphotobeginningwiththeJanuary2015issue.At the discretion of the editor some exceptionsmay be made!

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OCTOBER2014 9

The FCSLA “MOTTO –‘ForGod&Nation’”preciselydescribes Medal of HonorAwardee,U.S.ArmyCapt.Fr.EmilKapaun-ACatholicPriestservinghisGodandhiscoun-tryasaMilitaryChaplain;heisa member of the heritage and cultureofourSLAVICnation!

Fr. Emil JosephKapaun(April20,1916-May23,1951)wasaRomanCatholicpriestandUnitedStatesArmyChap-lainwhodiedasaprisonerofwarintheKoreanConflict.Be-causeofhiswartimeactivities,theRomanCatholic Churchhas declared him a ServantofGod, thefirststageon thepathtosainthood,andonApril11,2013,PresidentBarackObamaawardedtheMedalofHonorposthumouslytoCaptainKapaun.Fr.Kapaunwasor-dainedin1940attheKenrick-GlennonSeminaryinSt.Louis.

It iswith thanks thatwe acknowledge the graciouscooperation afforded theSt. LouisBranches (S101 andJ11)of theFCSLAbyFr.JohnHorn,S.J., thePresident-Rector;Fr.DavidSkillman,Vice-Rector;ReverendKristianC.Teater,STLDeanofStudentsandwithMs.KateGuyol

St. Louis Branches Honors U.S. Army Captain Fr. Emil KapauntheDevelopmentDirectorofKenrick-GlennonSeminary.Ms.Guyolprovidedtheirau-thorization to theFCSLA to‘secure’theMedalofHonor,fromtheU.S.Army,soastobehonorablydisplayedintheSeminary’sCampusStudentUnionnamedinFr.Kapaun’shonor.

TheBranchescontractedwithaprofessionalcarpenterwhocrafted,andsecured,alockedshowcase thatholdstheMedalofHonorinaccor-dancewiththestrictmanda-toryspecificationsdirectedbytheU.S.Army.

TheFCSLAisenormous-lyprivilegedtobeacontribu-tortotheHonoringofMedalofHonorAwardee,U.S.Army

CaptainFr.EmilKapaun,theseventhchaplaintoearnthemilitary’spremierawardforvalor.

OurSt. LouisBranches 101and11 aremost proudofhonoringthisgreatman,andSlaviccolleague,who,tothehighestdegree,promotedSlovakCatholicvaluesandtraditions.

On July 23rd, Branch W018 of the First Catholic Slovak Ladies Association honored its five National Scholarship winners and six Branch Scholarship winners with dinner and games at Dave & Busters.

National Scholarshipwinners applied to the FCSLAnationalofficeinBeechwood,OH.

eMilY r. PoPelKa, daughter of Jimand JuliannePopelkaofSt.ColumbkilleParish,will bea freshmanatWayneStateCollegeinWayne,NE.

vinCenT J. riCe,thesonofBillandDebRiceofSt.BernadetteParish,willbeasenioratGrossCatholicHighSchool.

JeFFreY W. roDiS,sonofJeffandKarenRodisofSt.VincentdePaulParish,willbeasophomoreattheUniversityofNebraska,Kearney.

aSHleY a. roZMarin,daughterofDonandStaceyRozmarinofPinkerington,OH,willbeaseniorattheUni-versityofMinnesota.

ThefinalNationalwinnerisnaTHaniel C. ZuroSKe, thesonofChrisandMichelleZuroskeofSt.WenceslausParish,whowillbeafifthgraderatSt.WenceslausSchool.

Eleven Branch W018 Members Honored with Scholarships

TheBranchScholarshipwinners applied to the localBranch.

MaTTHeW aDaMeK,thesonofTimandLisaAdamekofSt.Gerald’sParish,attendsSt.GeraldSchool.

KaTie a. PeTerSen,thedaughterofRobertandMaryPetersenofSt.Patrick’sParishinElkhorn,attendsMarianHighSchool.

eMMa Clare riCe and MarGareT riCe, the daughters ofBill andDebRice ofSt.BernadetteParish,earnedBranchscholarships.EmmawillattendSt.BernadetteSchool,andMargaretattendsGrossCatholicHighSchool.

GaBriel SHavliK,sonofJohnShavlikandBrendaSublettofSts.PeterandPaulParish,attendsSts.PeterandPaulSchool.

ThefinalBranchwinnerisColin ZuroSKe,thesonofChrisandMichelleZuroskeofSt.WenceslausParish,attendsSt.WenceslausSchool.

Afterdinner,ashortprogram,andpresentationofcer-tificates,thewinnersandtheirfamiliesmadetheirwaytothegamesandspenttherestoftheireveninginpursuitoftheassortedprizesofferedtogamewinners.

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ThePittsburghDistrictheldit’ssummermeetingonJuly27,2014atSalvatore’sinBaldwin,PA,hostedbyBranch177,Clairton,PA.

President Judy Fedor opened themeetingwith thepledgeofallegiancetotheflag.NationalPresidentCynthiaMaleskiled“GodBlessAmerica”,andFatherMicahKozoil,DistrictChaplain,ledtheprayerbeforethemeal.

Following the luncheon,FatherMicah ledprayers toSt.Anne,ourAssociation’spatroness,incelebrationofherfeastonJuly26.PresidentJudysharedastoryaboutherpersonalconnectiontoSt.Anne.

DistrictVicePresident, Jerry LaFrankie,President ofBranch177,introducedhisofficers.TheDistrictexpressedtheir appreciation for the outstanding luncheonandpre-sentedacheckfortheDistrict’scontributionandaMassforthemembersofBranch177.

Rollcallwas taken.RecordingSecretary,JudyYatesreadminutesof theApril,2014meetingwhichwerereadandapproved.MarianGatto,FinancialSecretaryreadthetreasurer’sreportwhichwasalsoapproved.

VirginiaHolmesgavetheNationalOfficerreport,updat-ingthemembersonhomeofficebusiness.ShementionedthePresident’sAppealforadonationtoapro-lifecharity.

Thisyear,theJr.FraternalistoftheYearwasawardedtoRachelFuntal,amemberofJr.Branch157,Monessen,PA.NationalPresidentCynthiaMaleskiintroducedRacheland presented her award.DorothyUrbanowicz, BranchPresident,presentedherwithflowersandPresidentJudygaveheragiftfromtheDistrict.Congratulations,Rachel!

Branch 177 Hosts Pittsburgh District Summer Meeting

national President Cynthia Maleski presents the Jr. Fraternalist of the Year award to rachel Funtal as District President Judy Fedor and Branch President Dorothy urbanowicz look on.

Seated, l-r: Judy Yates, District recording Sec-retary; Jerry laFrankie, District vice President and President of Branch 177; Judy Fedor, District President; Monica laFrankie, Secretary, Branch 177 and 115; Barbara Gajdocik, District auditor. Standing, l-r: Heather Stover, vice President, Branch 177; Father Micah Kozoil, District Chap-lain; Dorothy urbanowicz, national auditor; larry Golofski, national vice President and District auditor; amy Thomas, President Branch 115; Marian Gatto, District Financial Secretary; Carol Curry, District auditor; Beth Konick, Treasurer, Branch 177; virginia Holmes, national Trustee.

InresponsetothePresident’sAppeal,theDistrictwillbemakingagenerousdonationtoChoicesPregnancyServices.

Transportationforthespecialconventionwasdiscussed.LindaKilleen,thePittsburghDistrict’srepresentativeon

thebylawcommittee,gaveanoverviewanddiscussedtheDistrict’sconcernsregardingthedocument.

At thenextDistrictmeeting,wewill be conductingafooddrive.Pleasebringnon-perishable items.ThesewillbedonatedtothelocalfoodbankinWestmorelandCounty,wherethemeetingwillbeheld.

ThenextDistrictmeetingwillbehostedbyBranches278and433andheldattheLamplighterinDelmont.Draw-ingswereheld.Themeetingwasadjournedandclosedwithprayerandthesingingof“HejSlovaci”.

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RecentlyJr.Branch157(Monessen,PA)heldaRecognitionDinnerforthreemembersandtheirfamilies.

President Dorothy Urbanowiczwelcomedall inattendanceandRev.MicahKozoil, BranchChaplain gavethe invocation. Following a deliciousdinnerPresidentDorothy introducedtheFCSLAScholarshiprecipients.

FCSLAHigh School Scholarshipwinner, aBBeY SiTKo just com-pleted her freshmen year atGeibelCatholic Junior-SeniorHighSchool.This 15-year-old girl keeps busy byoccupyingaspotontheGeibel’shighschoolvolleyballandbasketballteamsandisalsoamemberoftheJr.-Sr.HighSchoolrunningclub.Sheisonthevar-sitycheerleadingsquad,alongwiththenewlyformedcheercompetitionteam.HerartisticabilityisdisplayedthroughherparticipationinGeibel’sPepBand,The Showstoppers, The ChamberEnsemble,andthisyear’sspringmu-sical, 42ndStreet.She thrives in themathematicandsciencefieldsbyat-tendingNewton’sKnightsClubandtheAdvancedMathlabs,whereshegetsatasteofphysicsandcalculus.AlthoughAbbeyisquitebusy,shealwaysfindstimetogivebacktohercommunitybyaltarservingandcantoring.Shewasre-centlyawardedaregionalwinneroftheNationalFrenchExam.Thissummer,shewill attend theNational StudentLeadershipConference held atHar-vardMedicalSchool.Thisconferencewillallowattendeestoperformclinicalrotationsandhearfromexpertsinthemedical field.Abbey is the daughterofLindaSitkoandhasasisterHailey.

FCSLAEarlyElementaryScholar-shipwinner,anTHonY STarTare, Jr.isthesonofTonyandKellyStar-tare.ThisfallTonywillbea1stgradestudent at St. Sebastian RegionalCatholicSchoolinBelleVernon.Tonyenjoys sports and plays soccer fortheBelleVernonSoccerClub.He isthe grandsonofFrankandMargaretStartare and Chester and DeeDeeAndrachick.TonyisalsoabigbrothertoNataliaandLuciaStartare.

raCHael FunTal recentlywashonored with the Carson Scholar

Award.As a 2014 recipient she re-ceiveda$1,000scholarshiphonoringher academic achievement, schoolleadershipandcommitmenttohercom-munity.RachaelwasalsohonoredatabanquetheldApril13,2014atHeinzField inPittsburgh,PA. Inaddition totheCarsonScholarAward,RachaelwasrecentlynamedFCSLA2014Jr.FraternalistoftheYear.SheservesontheJr.Branch157AdvisoryBoardandisalwaysavailablewhencalledupon.She isalsoachurch lectorandaltarserver.DuringLentshehelpedmakedinnerrollsforthosevisitingtheparish.Rachaelhelpsprepareparishgroundsandset-upfortheparishpicnicaswellasworkinggamestands.ShehelpedmakemealsforfamiliesstayingintheRonaldMcDonaldHouse, assists inpreparingbasketsforparishshut-ins,servedatadinnerfundraisertobenefittheFinleyville FoodBank,worked aCraftFairtobenefitayoungparishio-

Flora, rachael and robert Funtal.

Frank, anthony, lucia Startare, DeeDee andrachick, anthony, Margaret, natalie Startare, Chester andrachick and Kelly Startare.

abbey Sitko, Dorothy urbanowicz, Fr. Mi-cah Kozoil, anthony Startare, rosemary Betza and Flora Funtal.

l-r: ronald Welling, Sylvia Sitko, Hailey Sitko linda Sitko and abbey Sitko.

Jr. BrAnCh 157 reCognition Dinner

nerwithMitochondrialDisease(raised$10,000), helps younger girls withcraftsatGirlScoutdaycamp,earnedthe SilverAward for planning andcompleting a 60hour service projectofadoptingalocalnursinghomeandmakingcraftsandgiftsfortheresidentsaswellasvisitingatleastonceamonthoverasixmonthperiod.

Asabandmember,sheparticipatesin entertaining and honoring veter-ans and retirement village residentsand seasonal performances at localchurches.

Rachael is thedaughterofRobertandFloraFuntal and is the youngersisterofAndrew.

Eachhonoreewasthenpresentedagift from thebranchandFr.Kozoilreciteda“BlessingofScholars”.

President Dorothy reminded therecipientsthattheycanapplyagainintheirnextsegmentoflearningandthenthanked everyone for attending andwishedallasafetriphome.

Have You Signed up a new MeMber recentlY?

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FCSLA’sseventhMidwesternSalesConferencewasheld at theCountrySpringsHotelinPewaukee,WIonJuly24 and 25.Agents fromWisconsin,Illinois,Iowa,Indiana,Kansas,Minne-sota,andMissouri,gatheredforFCSLAfraternalandproducttraining.

Afteranopeningprayerbyveterangeneralagent,EveretteReidel,every-oneintroducedthemselvesandgavealittleinformationabouttheirinsurancecareers.NationalSalesManagerPat-rickBraun then gave a presentationaboutfraternalsocietiesingeneralandFCSLA’s structure, fraternal benefitsand financial condition. Patrick fol-lowedthefraternalpresentationwithanoverviewof theFCSLAlife insuranceproductportfolio.

Afterabreak,Patrickconductedtherequiredannuityproductspecifictrain-ingandallattendeesweretestedandreceivedcertification.

After lunch, HomeOffice under-writers,HeatherSchultzandJenniferBrickmanwent through the FCSLAunderwriting process, from the timetheyreceiveanapplicationtothetimetheysendoutthecompletedcertificate.They also answered questions fromtheagentsabouthowcasesareratedandhowtheagentcanspeeduptheprocess.

Patrick then discussed the impor-tance of fraternal involvement and encouraged the agents toworkwithbranchesintheirareas.Hesaidthat,iftheydidn’thavealocalbranch,theagentsshouldconsiderstartinganewonebycontactingKellyShedlock,theFCSLAfraternaldirector.

After a very popular “ice creambreak”,apanelofFCSLALeadersCon-

ferencequalifiersspokeabouthowtheyconducttheirbusinessandhowbeingassociatedwith FCSLA has helpedtheir careers.KarenRuby told abouthernewbranchandhowtheyprovideextrascholarshipstostudentsinIowa.MiltonTrnkasaidthathewasaCatholicWorkmanemployeeandlateranagent.He told how he getsmany referralsbyattendingallbranchevents. (BothKarenandMilton havebeenFCSLA“ProducersoftheYear”)CliffCross,aPresident’sClubqualifierfromWichita,KS,gaveaninspirationalmessageandtoldtheaudiencethathesoldonlythebest products to his clients and thatsomeof FCSLA’s productswere theverybestthathecouldfind!

Following thepanel,PatrickBraunheld anopen forumwith theagents.Hepromisedtotaketheirsuggestionsfor improvement to theOfficers forconsideration.ThedayendedwithanexcellentgroupdinnerattheCountrySpringsHotel.

OnFriday, July 25, after EveretteRiedelagainopenedthemeetingwithaninspirationalprayer,Patrickgaveapresentationon theFCSLA Incentiveand Recognition Program. He alsohandedoutbrochuresaboutFCSLA’s2015LeadersConference sitewhichwillbeattheGrandPalladium,anall-inclusiveresortinJamaica.

AttorneyDaniel Purtell, an estateplanningexpert,gaveatwohourcon-tinuingeducationpresentationonthenewWisconsinTrustCodeandthenew

Seventh AnnuAl MidweStern SAleS ConferenCe

Patrick Braun discusses FCSla.

The panel, l-r: Milton Trnka, Karen ruby, Cliff Cross.

attorney Daniel Purtell

naFiC President ran-dy Kolarik.

WisconsinAssetRecoveryAct.DanielisapartnerintheWilsonLawGroup,Wisconsin’s top estate planning law

firm.D a n i e l ’ s

p r e s e n t a -tion was fol-lowed by thePresident ofthe NationalAssociat ionof Fraternal I n s u r a n c eCounselors,

RandyKolarik. Randy gave an out-standingpresentationonthebenefitsofbeingaFraternalInsuranceCounselor,(FIC) and belonging to the nationalorganization.Healsospokeabouthiscareer and how being a fraternal agent has led to his success in the insur-ancebusiness.Hegavetheagentsapieceofadvice.“Don’tattendfraternaleventswiththesolethoughtofwritingbusiness.Gotoparticipate,tohelpout,andtobeapartofthegroup.Saleswillcomewhenthepeopleknowthatyouarearealperson,notjusttheretosellsomething!”

ThelastsegmentoftheConferencewasadiscussiononmarketingandhowtheagentscouldleveragetheirasso-ciationwithFCSLA.Feedbackfromtheattendeeswasexcellent!

Email your Wedding, Anniversary and Birthday Announcements to [email protected]

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OCTOBER2014 13

name: ____________________________________________________________________________ age:______

address: ___________________________________________________________________________________

City: ___________________________________________________ State: __________ Zip:_________________

Branch: ________________________________________ Phone #____________________________________ PLEASE MAIL ALL 5 PUZZLES IN AT THE SAME TIME. They must be delivered to the Home Office by Friday, Nov. 14, 2014!

Mail to:FCSLAFraternalDepartment, 24950ChagrinBlvd.,Beachwood,OH44122

AGES 65+ ONLY!WORD SEARCH

#5 OF 5Wordsmaybefoundupanddown,sidetoside,

diagonallyorwordsmayshareletters.

Living in the U.S.A.

BlooMvilleBuFFaloCeDar raPiDSCHarloTTeClevelanDColuMBuSCounCil BluFFDallaS

FreMonTGranGerGreenWiCHHenneSSeYHollYWooD BeaCHHouTZDalelonSDaleMerrill

neW orleanSnorFolKoMaHaoWaTonnaPeoriaPHilliPSPiTTSBurGHrHinelanDer

SanDuSKYSCaPPoSeSCoTTSDaleToMaHaWKWauSauWeSTWiCHiTaWilKeS Barre

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Matching Funds activities

Sr. Branch 630First annual Golf Tournament

OnJuly24,2014,theBuffalo,NYSr.Branch630helditsfirstannualgolftournament.ThisisourfundraisertobeusedasamatchingfundprojectforMaryQueenofAngelsRCSchool.Golfchairmanandgeneralagent,JohnGonsio-rek,reportedthatgolfersparticipatedtoraise$744tobenefittheschool’sscholarshipprogram.Branchpresident,LynnZakowiczwaspresenttoassistinthefestivitiesalongwithschoolprincipal,MaryAliceBagwell.Thedaywasblessedwithfantasticweather,greatgolfing,andfinefraternalism!

Sr. Branches 524 & 522First annual Golf Tournament

Sr.Branch524ofGarfieldHts.,OH(whoalsohadthesupportofSr.Branch522Wickliffe,OH–joinedeffortsandeachsponsoredaholeandhadacombinedadintheirpro-grambooklet)participatedinandsponsoreda“moonshine”basket(whichisahugehitatthisevent)toberaffledoffatacharitygolfoutingforJeremyCaresInc.asoneoftheirMatchingFundsprojects.Therewereonly100ticketssoldat$10/each.Wesoldall100tickets and raised $1,000!Therewereover200peoplewhohit the greens, enjoyedthe beautiful weather and help raise $32,000 that dayfor JeremyCares, Inc.! Jer-emyhimselfwhoisacancersurvivorattended.JeremyandeveryonewhotookpartinthegolfoutingisgivingHOPEtothosewithpediatriccancer,theirsiblingsandfamilies.JeremywantsallofthemtoknowthatsomebodyCARESandthereisHOPE!

AspostedontheFacebookpageofJeremyCares,Inc.“TheFCSLAnotonlydonatedthemoonshinebasketforourraffle,buttheseladiesmatchedwhatweraisedwithanother$600ontopofthat!Oneofthemwasalsotheluckywinnerofour50/50andtookhome$1,000.See...itdoes“paytopayitFORE-ward!”Yougottolovekarma.Thankyouandcongratulations!”

Sr.Branches524and522wanttoTHANKourFCSLAAgentMaryannRubenforgettingusinvolvedwiththisAWE-SOMECharity.FormoreinformationonJeremyCarescheckouttheirwebsitewww.jeremycares.org.

v v v

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Jr. Branch 207Wilkes-Barre Library Benefit Held

Jr.Branch207 (Shamokin,PA) held a pasta dinner,book, bakeandbasket sale onMay17, 2014 to benefittheNorthBranchOsterhout Library inWilkes-Barre,PA.Theeventraisedover$1,400tosupporttheyearlyactivi-tiesofthechildren’slibrarywing.Theactivityalsobroughttogethermanybranchestoassistinmakingthiseventanoverwhelmingsuccess.

l-r: Florence McCabe, Sr. Branch 350 and Jr. Branch 207 Secretary/Treasurer; Martha iskra, Sr. Branch 172 Treasurer; Magdalen iskra, Sr. Branch 172 President; Joann austin, library supervisor of north Branch osterhout library; ann Dougher, Sr. Branch 65 Secretary/Treasurer; anne Hajala, Sr. Branch 350, Jr. Branch 207 auditor and rita Kcenich, Sr. Branch 350, Jr. Branch 207 President.

l-r: richard Miller, director of osterhout library; Sr. Branch 350 and Jr. Branch 207 officers: Anne Hajala, Rita Kcenich, and Florence McCabe with Joann austin, supervisor of north Branch osterhout library.

Branches 7 and 77 Announce Scholarship Winners

TheFirstCatholicSlovakLadiesAssociation,St.Mary’sSr.Branch7andJr.Branch77announcedtheirscholarshipwinners for theupcomingschoolyear.Thisyear’s recipi-entsareAustinBenckendorf,AbigailBigelow,ZoeHeinz, BrendanKillian,CameronStringfellow,andElainaWiles.AdinnerwasheldatthePinesRestaurantinStreatorIL,tohonortherecipients.

auSTin BenCKenDorF is the son of Kevin andJennyBenckendorfofStreator.HewillbeafreshmanatSt.AmbroseCollegewherehewillstudyEngineering,Math,andplayfootball.

aBiGail BiGeloW is the daughter ofMerritt andDebraBigelowofCentennial,CO.Shewillbeasophomoreat LoyolaUniver-sity in Chicago.Abigail isstudyingEnglish and Psy-chology,andisac-tive in theService& Faith LearningCommunitywhereshe volunteers atsomeoftheCatho-lic schools in theChicagoarea.

Zoe HeinZisthedaughterofAn-drewandPeggyHeinzofSt.Louis,MO.ShewillbeenteringseventhgradeatSt.PeterCatholicSchoolwhereshewillstudyArtandWriting,andplaybasketballandvolleyball.

BrenDan KillianisthesonofPatrickandJacquelineKillianofWheaton,IL.HewillbeasenioratSt.FrancisHighSchoolwherehe isactiveon theMathTeam,ScholasticBowl, andplays football.His studiesare focusedon thefieldsofBiologyandPre-Med.

CaMeron STrinGFelloW is thesonofScotandAmyStringfellowofAustin,TX.HewillbeenteringfirstgradeatSt.IgnatiusMartyrCatholicSchool.Cameronlikestoread,takeArtclasses,ridehorses,andplaybasketball.

elaina WileS is the daughter ofDavid andPaulaWilesofPlainfield,IL.ShewillbeasophomoreatSt.LouisUniversitywheresheisstudyingBiomedicalEngineering.

Scholarship winners and Branch officers: Front row: Ella Killian, Branch 7 President; Cameron Stringfellow; Joanie Miller, Branch 7 Secretary. Back row: Jerry Ftacek, Branch 7 vice President; austin Benckendorf; elaina Wiles; Brendan Killian; Kim Harms, Branch 77 Secretary.

Front row: Cameron Stringfellow; Back row: austin Benckendorf, elaina Wiles, Brendan Killian; not pictured are Zoe Heinz and abigail Bigelow who were unable to attend.

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Dillon Matthew RubySr. branch 627

DillonM.Ruby,age19ofTreynor,IA passed awayJanuary 26, 2013.He was born inOmaha,NEonDe-cember3,1993toTroy andTheresa(McDonald)Ruby.Dillon graduated

fromTreynorHighSchoolin2012andwasastudentatIowaStateUniversity.HehadbeenamemberoftheNationalHonorSocietyandtheIowaStateTrapandSkeetTeam.Hewasalso in theNationalGuardandwasontheTreynorFire andRescue.He is preceded indeath by his uncle,Matthew JamesMcDonald; cousins,Garrett and JillMarieRuby.

Dillonissurvivedbyhisparents,TroyandTheresaRuby;brothers,EthanandHunterRuby; paternal grandparents,Wayne and Karen Ruby; maternalgrandmother,JaneMcDonald;mater-nal grandfather,GaryMcDonald andhiswife,Sandy;ahostofotherfamilyandfriends.

GeoRGe J. tuShabranch w051

George J. Tu-sha,78,ofGarner,IA, diedMay 28,2014 at theMuseNorrisHospice In-patientUnitinMa-son City. GeorgeJohn Tusha, theson of John andAnna (Tlach) Tu-

shawasbornNovember17,1935onthe familyfarmwestofGarner.

He farmedwith his fatherwest ofGarneruntilserving in theU.S.Armyfrom1959to1961.OnNovember22,1961hemarriedDarleneDornbieratSt.JosephCatholicChurchinWesleyandtothisunionthreesonswereborn,Tim,TomandTed.The couple lived

andfarmedonthefamilyfarmformanyyears. Darlene died on September15,1990.OnJuly2,1993hemarriedMaryLouFormanekatSt.WenceslausCatholicChurchinDuncan,IA.Hisfaithwasveryimportanttohimandhecar-riedarosaryinhispocketdaily.Hewasa lifetimememberofSt.WenceslausCatholicChurch, FCSLABranch 51andservedonthecemeteryboardfrom1991to2013.

Georgeissurvivedbyhiswife,MaryLouTushaofGarner;sons,Tim(Ellen)TushaofGarnerandtheirthreedaugh-ters,Tom(Teri)TushaofClearLake,IAandtheirtwosons,andTed(Christa)TushaofGarnerandtheirthreesons;5step-children,Gerald(Anne)FormanekofPhoenix,AZ,Dean(Tami)Formanekof Phoenix,AZ, Dr. Larry (Carolyn)FormanekofKnoxville, IA,Greg (Ju-lie)FormanekofFarmersburg,IAandJane(Marvin)RickeofGarner;fifteenstep-grandchildren; andmanyniecesandnephews.

Hewasprecededindeathbyhisfirstwife,Darlene; his parents, John andAnnaTusha;daughter-in-law,CathlynTusha; grandson, Jonathon Tusha;andsisters,Agnes (Ray)StevenandMarieTusha.

MaRGaRet D. KuSSy

Sr. branch 81MargaretKussy,94,formerlyofDe-

catur,MI,passedawayNovember27,2013 at BronsonMethodistHospitalinKalamazoo,MI.ShewasbornJuly23,1919 inWhiting, IN thedaughterofthelateStephenandVeronica(Mu-cha)Kristoff.ShewasamemberofSt.Mary’sCatholicChurch,PawPaw,MI,thechurchAltarSocietyandtheLightoftheLordPrayerGroup.MargaretwasalsoamemberoftheFCSLABranch81,PolishWomen’sAlliance,andMac-cabees.Sheenjoyedcooking,garden-ing,canningandplayingpinochle.

OnAugust29,1940inDecatur,MI,MargaretwasunitedinmarriagetoAlexKussy,Jr.whoprecededherindeathonJuly11,1986.Shewasalsoprecededindeathby,ason,MarvinKussy;two

brothers, Frank and JosephKristoff;and a sisterAnnaKnack. Survivingare threesons,Ronald(Mary)Kussyof PawPaw, Paul Kussy of BentonHarbor,andStephen(Michelle)KussyofSedroWoolley,WA;daughter,Mar-ian (Wendell)WojdakofChatsworth,CA;sevengrandchildren;sevengreat-grandchildren;andmanyniecesandnephews.MemorialscontributionsmaybemadetoWoundedWarriorProjectorcharityofchoice.

VeRonica t. unGVaRSKySr. branch 172

VeronicaT.Un-gvarsky, 91, for-merlyof theNorthEndsectionofWil-kes-Barre, left thelovingarmsofherfamily to be withGod on May 1,2013,atthehomeof her daughter.

VeronicawasbornFebruary14,1922,inSiba,Czechoslovakia, daughter ofthelateAndrewandMaryFertal,andimmigratedtoAmericain1928.

Shewasa graduate of JamesM.CoughlinHighSchool,Wilkes-Barre,andwas amember ofSacredHeartof JesusSlovakChurch in theNorthEndsectionofWilkes-Barre.Whileamember,shebelongedtotheCatholicDaughtersRosarySocietyandtheSa-credHeartSchoolPTA.Shealsovolun-teeredwithcompassionatManorcareNursingHome,Kingston, and at theSeniorCitizensCenter,Wilkes-Barre.Veronica was employed by CentralSlipperCo.formanyyears;however,hermostimportantandcherishedjobwas beingNana, and shewas “TheBest.”

Inadditiontoherparents,Veronicawas preceded in death by her hus-band,Stephen;sister,MaryBenz;andbrother,FrankFertal.

Surviving are her daughter, JoanMagdalinskiandherhusband,Frank;sons,JamesUngvarskyandStephenUngvarsky and his wife, Theresa;

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grandchildren,Michael and hiswife,Christine, and LindaViteritti and herhusband, John; great-grandchildren,Robert, Emily andRyanViteritti andMorgan and Mason Magdalinski;brother,theRev.JosephFertal,SVD;sisters-in-law,EleanorUngvarskyandMaryUngvarsky; several niecesandnephews.Inlieuofflowers,memorialcontributionsinVeronica’snamemaybemadetoSt.VincentdePaulKitchen,39E. JacksonSt.,Wilkes-Barre, PA18702.

Janie loRine MaRlinGbranch w077

Jan ie Lo r i neKaderka Marling,our beloved sister,aunt, great aunt and friend, died peacefullyatSetonHospital inAustin,TXandreturnedtoherheavenlyfatheronJune14,2014.

Shewas born onMarch 9, 1945 toMartha (Martinka) and JoeKaderkainTaylor,TX.SheattendedGrangerPublicSchoolfromfirstgradethroughtwelfth grade.After high school, shemovedtoAustin,TXwheresheworkedfortheStateofTexas.

Anangelofawomandescribesoursister.Duringherlifetimeofillnesswithasthma and heart problems, difficultsurgeriesandrecuperations,shewasour steelmagnolia.Throughout it all,Janie never complained and alwaysturned the other cheek. She lived asimplelife.

She is preceded in death by herhusbandWesleyandherparents.

SheissurvivedbyherbrotherJodyKaderka(Kathi)andhersistersRosalie(Kaderka)Fowler,Margaret(Kaderka)Michalek (Frank), Phyllis Kaderka,Albina(Kaderka)Thompson(Gordon)andMildred(Kaderka)Green(Wayne).Donations can bemade toHospiceAustin,4107SpicewoodSpringsRoad,Suite100,Austin,TX78759.

MaRy a. SantoSKiSr. branch 70

MaryA.Santos-ki,85,ofScranton,PA, died July 14,2014, atRegionalHospital.ShewasthewidowofJohnSantoski,whodiedin1991.

Born in Scran-ton, daughter of the

lateJosephandVeronicaBatikNovak,shewasagraduateofScrantonTechni-calHighSchool,amemberofSt.Paul’sChurchandalong-timeformermemberofHolyFamilyChurchuntilitsclosing.Marywasaproudfirst-generationU.S.citizen,asherparentshademigratedfromtheformerCzechoslovakia.

ShewasemployedbyICSandJ.C.Penney, andafter retirementwasanactivevolunteerat theSeniorCrafts-manShopandRSVP.

Surviving are three sons, JohnSantoski andwife, Nancy, Charlot-tesville,VA;MikeSantoski andwife,Susan, Brookline, NH; and RobertSantoski andwife, Laura, Scranton,PA;adaughter-in-law,JudySantoski,Scranton;ninegrandchildren,JenniferMcGraw(Evan);KatieSantoski,TeresaSantoski; Mark Santoski (Maggie);threesisters-in-law,JoanNovak,RitaWentlineandMarilynNovak;acloseniece and confidant, Marie Griffin;nieces,nephewsandcousins.

Shewasalsoprecededindeathbytwosons,TaumandPaulSantoski;adaughter-in-law, Kathleen Santoski;threebrothers,Joseph,John,andPaulNovak;andasister,FrancesOlenchakandhusband,John.

Memorial contributions may bemadetotheWomen’sResourceCen-ter,P.O.Box975,Scranton,PA18501.

aGneS linDStRoMSr. branch 268

AgnesLindstrompassedawayMay17,2014,inSanDiego,CA,surroundedbylovingfamily.Sheissurvivedbyher

four children and their spouses, andeight grandchildren, who are luckyto have known such a hardworking,charming,andbrilliantlady.Ourlovingand dedicated mother and grandmother willbeinourheartsforever.

Agneswas born in Slovakia.Herfather immigrated to the U.S. fromCanada after working on the trans-Canadianrailroadandwasthenjoinedbyhiswifeanddaughter(littleAgnes).AgneslearnedtospeakEnglishafterher arrival toAmerica, studied hard,andgraduatedwithaMDdegreefroma college in Pennsylvania. Shemetandmarried another physicianwhoemigratedfromSweden.Thelittlefam-ilyofAgnes,PetterLindstromandhisdaughterPiaweresoonjoinedbyPeter,Michael,BritaandKarl.

Agneswasapioneerinthemedicalfieldforwomen.Shebeganhercareerinmedicineat a timewhen very fewwomenentered thefield.Sheservedin thefieldofPublicHealthandheldvarious positionswith DepartmentsofHealth inUtahandCalifornia.Sheretiredinthe1990’stocareforhersickmotherandhusband.Agnesspentthelastyearsofherlifewritingshortstoriesaboutherlifeintheoldcountry(Slova-kia),growingupasanimmigrantinthesteelbeltandworkingasaphysicianofPublicHealthinthecommunitiesofNativeAmericansandimmigrantsfromAsiaandLatinAmerica.

Agnes baked excellent cookiesand rumcake, tendedher rosesandvegetable garden, bird watched and always,alwaysgave.

Branches 88 & 157Branches S88 and J157

(Monessen,PA) are planning abus trip fromMonessen to theSight&SoundTheater in Lan-caster,PAonThursday,October23, 2014 for the production of“Moses”.Forfurtherinformation,pleasecontactDorothyUrbano-wiczat724-684-8243.

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AtraditionheldattheMayYoungstownDistrictMeetingisthecrowningoftheBlessedMotherStatue.UsuallythehonorisdonebythePresidentofthehostingbranch.Thisyearaspecialguest,JacobZura,wasaskedtocrownthe

BlessedMotherwhile the at-tendeessangMarianhymnsinSlovakandEnglish.Jacob,whoreceivedhisFirstHolyCommu-nionearlierinthemonth,isthegrandsonofShirleyZura,Presi-dentofBranch344,Campbell,OH,whichhostedtheeventatTheElmTreeCateringCen-ter on May 24th. She alsoservesasYoungstownDistrictVice-President.Shewelcomedmembers of theYoungstownDistrictandintroducedhercom-mittee,ShellyZura,Branch344FinancialSecretaryandDistrict

Treasurer,andReneeZura,Jr.Branch257FinancialSecre-tary.DistrictPresidentBernadetteDemechko,thankedthemembersfortheirattendanceandShirley,Shelly,andReneeforhostingthedinnermeeting.Thetabledecorationsweresetsofkitchen itemssuchassalt/peppershakers,sugarbowls,etc.Eachsetwasadifferentcolorsotableswereadornedwithcenterpiecesofred,blue,green,andyellowmakingforaveryfestivedécor.ShirleyhadJacobdistrib-uteaspecialgifttoeveryonepresent.Itwasahandmaderosarywhichshehascrocheted.Shirleyalwaysdistributesahomemadegift, crochetedorknitted,whenherbranchhostsanevent.Accompanyingtherosarywasapamphletwhichexplainedtherecitationofitandhadscenesofthetwentydecades.

Afteradeliciouslunch,ameetingwasheldatwhichthePresidentspokeabout thespecial convention tobeheldinOctoberandexplainedsomeofthebylawchangesthathavebeenrecommendedforpassagebytheBylawRevi-

Jacob Zura crowns the statue of the Blessed Moth-er during the Youngstown District Meeting.

Officers of Branch 344 which hosted the May District Meeting, shown with District President Bernadette J. Demechko. l-r: Shirley Zura, rene Zura, Bernadette Demechko, Shelly Zura, and Jacob Zura.

Youngstown District Meeting Honors Blessed Mother

sionCommitteecomprisedofrepresentativesofallfifteenFCSLADistricts.

ThewinneroftheAnnaS.Granchay$500scholarshipwasannounced.ItwasSarahGleydura,Branch30.

Themeeting closedwith prayers for the deceasedmembersoftheDistrict.

Branches 630 & 534 in the NewsMembers of Branches

S630 and J534 attendedthe Polish Festival NightatCoca-ColaField inBuf-falo, NY onTuesday,Au-gust12th.Eventhoughthegamewas delayed due torain,everyonehadagreattime.BranchPresidentLynnZakowiczandMembershipChairman JohnGonsiorekwere in attendance along withmemberphotographerRyanSobczaktowitnessMarkKohan receive thePolishAmerican of theYear award.BranchChaplainFatherEdwardCzarneckiwasalsoinatten-dancetogivehisblessingstoRickandJenniferPijanowski,who receivedCommunity LeadershipAwards.EveryoneinquiredabouttheFCSLAsignwhichledtomuchdiscussionaboutourBranchesandhowtobecomeamember!

l-r: Fr. ed Czarnecki (Chaplain), Mark Kohan (recipient), lynn Zakowicz (President), John Gonsiorek (Membership Chairman), Jennifer and rick Pijanowski (recipients).

l-r: ryan Sobczak and John Gonsiorek.

Branch members waiting for the rain-delayed game to start.

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Eastern PA District Frances Jakabcin Meeting

EasternPADistrictFrancesJakabcinwillmeetonSunday,October 12, 2014at 1 p.m. atMacaluso’sRestaurant, 1257EastCatawissaStreet,Nesque-shoning,PA18240.LansfordBranchS140isthehostbranchforthisimportantmeetingwhichwillreviewtheoutcomeof theBylawRevisionSpecialConvention.RSVPtoPresidentVeronicaBazik,570-645-5253,byOctober2,2014.

OnJune22ndtheHelenKocanDistricthostedafabu-lousSundayBrunchat thebeautifulBriarRidgeCountryClub inMerrillville, IN honoring all localmemberswhoparticipatedintheFCSLAScholarshipProgram,bothwin-nersandnon-winners.ThisincludedbothJuniorandSeniorBranchparticipants.

TheScholarsalongwiththeirfamiliesenjoyedanafter-noonwithgoodfoodandhoursoffellowshipandfun.Manyrenewedoldfriendships.

Giftsfromthehomeofficeweredistributedtoallattend-ees,inadditiontothescholarsreceivingspecialmonetarygiftsfromtheDistrictandtheirrespectivebranches.Beautifulcenterpieceswereawardedastableprizes.

UponleavingallguestsacknowledgedthattheHelenKocanDistrictknowshowtopersonifyfraternalism.

Helen Kocan District Officers with Scholarship Winners.

Helen Kocan District Hosts Sunday Brunch

The Delgado family.

Sr. Branch 452 Officers with Scholarship Winners.

Helen Kocan District and Branch Officers with Scholarship and non-Scholarship Winners.

Branch S81 and J58 Officers with Scholarship Winners.

Annual Bingo SocialSt.Ann’sLodge,Branch114,inLorain,OHwillholdtheir

annualBingoSocialonSunday,October19th.ItwillbeheldattheAmericanSlovakClub,2915Broadwayandwillbeginat1:00p.m.Allmembersareinvitedtoattend.PleasemakereservationswithBernieDanevichat960-2605orMargaretThomasat288-1492.DeadlineforreservationsisTuesday,October14th.

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Branch289ofGary,IN,celebratedourscholarshipwin-nerswithagiftanddinneratthefamousTeibelsRestaurantinSchererville,INonSunday,July27,2014.Officersandthetwowinnersandtheirfamiliesenjoyedtheday.

Branch 289 of Gary, Indiana Honors Scholarship Winners

President leona Cupka and Stephanie novak.

President leona Cupka and Matthew Paul.

Matthew Paul (3rd from left) and his parents and sister Morgan.

Stephanie novak (center) with parents Karen and Chris.

Branch 130 Honors Scholarship Winners During Basket Dinner

MembersofBranchW130gatheredattheClutierLegionHallonSunday,July13atnoonforabasketdinner.Fifty-fivemembersattended.Thelodgeprovidedbroastedchicken,ice tea,and lemonade.Afteradelicious lunch,PresidentPaul Svoboda presentedKriSTen loWewith a $500scholarshipfromourlocalbranch.KristenisthedaughterofTomandTeresaLoweofDysartandplanstoattendIowaStateUniversity in the fall.AlsopresentwasBranDon KloSTerMan,sonofMaryBureshofMarshalltown,whoalong with JaSMine aDaMSwererecipientsofa$1,250NationalScholarship.JasmineisthedaughterofDaveandJenniferAdamsofCharleston,SCandthegranddaughterofLaurenceandMarlusSvobodaofClutier,IA.

TheafternoonwasspentplayingBingo,withmanywin-nersgoinghomewithmuskmelonsandwatermelons.

NicholasLeschinskyofChesapeake,VA,recentlyearnedtherankofEagle,BoyScout-ing’s highest rank.Nicholas is amember ofJr.Branch46throughthecourtesyofhislategreat-grandmother,HelenSkrabak,previouslyofLansford,PA.

NicholasbeganhiscareerinCubScoutsasaBobcatin2005withPack500,inSanAntonio,TX.HeearnedhisArrowofLightonMarch22,2007andthenbecameaBoyScoutofTroop413inApril2007,aftermovingtoChesapeake,Virginia.

ToearntherankofEagleScout,Nicholasfulfilledrequirementsintheareasofleadership,service,andoutdoorskillsduringhis7yearsasamemberofTroop413.AsheprogressedthroughtheranksofScout,Tenderfoot,SecondClass,FirstClass,Star,andLifeScout,heearnedatotalof23meritbadgesandreachedhisgoalofEagleafterpassinghisEagleBoardofReviewonNovember

Nicholas Leschinsky Earns Eagle Scout Rank

21st,2013.HisEagleScoutCourtofHonorwas held atGreatBridgeUnitedMethodistChurchonJune7th,2014.

As amember of Troop 413, NicholasservedasSeniorPatrolLeader,AssistantSe-niorPatrolLeader(threetimes),PatrolLeader(twice),andAssistantPatrolLeader.

Nicholas’ Eagle Scout Service ProjectinvolveddesigningandconstructingabridgeintheNorthwestRiverPark,Chesapeake,VA.Overthecourseoffourmonths,Nicholasspenttimedesigningthebridgeplans,acquiringthematerials and overseeing the construction.Withthehelpofmany,hisEagleProjectwas

completedonJuly30,2013.Nicholas is a 2014honors graduate ofHickoryHigh

School.Duringhighschool,hewasinvolvedintheNationalHonorSociety,Lacrosse,andisacertifiedLifeGuardattheYMCA.NicholasiscontinuinghisstudiesatTheHonorsCol-legeoftheUniversityofSouthCarolinawhereheispursuingadegreeinMolecularBiology.

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St. Ann’s Society Holds Annual Breakfast

St. Ann’s Society, Branch 417 held their annual breakfast on July 24, 2014 in honor of St. Ann and their scholarship winners and graduates.

l-r: Sharon oravec, Joan Cutler (recording secretary), amanda Holly (scholarship winner), Mary Pavlovich (auditor), angela Herb (scholarship winner), George vincent (President).

l-r: Joseph Pavlovich, Kori Pavlovich, Joseph Christian Pavlovich (scholarship winner).

l-r: Sharon oravec, Joan Cutler (recording secretary), Jo-seph Holly (graduate), Mary Pavlovich (auditor), Deanna Holly (graduate), George vincent (President).

The Herb Family.

Members enjoying breakfast.

BobMueller,LaurieMufflerofSr.Branch23inMil-waukee,AnnaDuelgeandAvaDuelgeofJr.Branch130werepartoftheBranch23teamthatmannedtheicecreamboothattheannualSlovakAmericanDayonJuly13.

Branch 23 and Branch 130 Members Volunteer

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Fourth AnnuAl Beer tAsting PlAnnedPlantojointheWesternPennsylvaniaSlovakCultural

AssociationforitsfourthannualEuropeanbeertastingeventonSaturday,October11,from1to4p.m.attheSonomaGrill(947PennAvenue)intheCulturalDistrictofDowntownPittsburgh.This year’s programwill once again featuresamplesofsomeofEurope’sgreatestbeers,includingbeerfromSlovakia,aswellasgoodfoodandgoodfriends.

Thepriceofthiseventis$25permember($30fornon-members)payableinadvance.Forreservations,callJoeat412-531-2990orAlbinaat412-343-5031.

BALANCE SHEET AS OF MAY 31, 2014aSSeTS Cash&ShortTermInvestments $ 9,611,142 Bonds 727,077,422 PreferredStock 2,130,553 CommonStock 5,365,679 InvestmentIncomeDue&Accrued 11,634,694 PropertyPlant&Equipment,Net 5,964,548 CertificateLoans&AccruedInterest 2,678,991 OtherAssets 144,893 TOTALASSETS $ 764,607,922liaBiliTieS LifeReserves $ 247,364,920 AnnuityReserves 404,599,254 DeathClaimsPayable 1,366,314 UnearnedPremiums 517,850 MaturedEndowments 338,740 ProvisionforDividendsPayable 1,354,895 AccumulatedDividends&Interest 4,083,833 AccruedConventionDonations 588,000 ProvisionforFutureConventions 505,000 AssetValuationReserve 7,753,275 InterestMaintenanceReserve 1,102,944 OtherLiabilities 1,162,036 TOTALLIABILITIES $ 670,737,060 Surplus $ 93,870,862 TOTALLIABILITIESANDSURPLUS $ 764,607,922

inCoMe STaTeMenT For the Five Months Ending May 31, 2014

revenue InsurancePremiums $ 1,916,140 AnnuityPremiums 13,191,851 InvestmentIncome 16,430,283 AmortizationofInterestMaintenanceReserve 37,472 RentalIncome 156,345 OtherRevenue 6,303 TOTALREVENUE $ 31,738,394eXPenSe IncreaseinReserves—Life $ (2,724,080) IncreaseinReserves—Annuity 8,716,254 InsuranceBenefits 2,337,648 AnnuityBenefits 11,496,098 CommissionExpense 392,951 SurrenderBenefits 5,091,077 PostMortemBenefits 513,420 MiscellaneousMemberBenefits 22,806 MaturedEndowments 10,747 DonationExpenses 21,921 ChangeinAccruedConventionDonations 95,000 ConventionExpenses 95,000 BankServiceCharges 6,613 DataProcessingServiceFees 107,799 AccountingFees 26,207 ActuarialFees 84,909 LegalFees 15,614 ConsultingFees 47,575 BonustoBranches 371,630 FraternalActivities 33,804 OfficialPublications 174,842 ScholarshipAwards 104,085 MiscellaneousEmployeeBenefits 180,138 Fees—Directors 54,696 Salaries—Employees 545,644 Salaries—Officers 189,765 InterestExpense 118,383 TaxExpense 110,979 DepreciationExpense 116,315 UtilityExpense 26,585 PostageandPrinting 64,623 Advertising 44,220 TravelExpense 21,200 InsuranceDepartmentFees 51,383 SalesPromotion 39,135 RentalExpense 156,345 OtherExpense 208,439 TOTALEXPENSE $ 28,969,772

income (loss) from operations $ 2,768,622 DividendstoMembers 581,617 SubtotalINCOME(LOSS) $ 2,187,005 CapitalGains(Loss) $ 5 NETINCOME(Loss) $ 2,187,010

Branch W001 Hosts Annual Summer PicnicBranchW001 inNewPrague,MNhosted their

annual summer picnic onSunday,August 24th atMemorial Park inNewPrague.Members enjoyedtheafternoonvisiting.Adeliciouschickendinnerwasserved.Thekidsfoundhiddentokensinthesandthattheycouldcashinformoney,hadawaterballoontossandplayedcardbingo.Manydoorprizeswereawardedtoluckywinners.

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HAM AND BROCCOLI CHEESE POT PIE

1 bag (12 oz) frozen broccoli cuts, thawed, drained2 cups cut-up cooked ham2 cans (10¾ oz. each) condensed Cheddar cheese soup¼ cup milk2 cups Original Bisquick® mix1 cup milk2 tablespoons yellow mustard2 eggs

Heat oven to 400°F. In ungreased 13x9-inch (3-quart) glass baking dish, mix broc-coli, ham, soup and ¼ cup milk.

In medium bowl, stir remaining ingredi-ents until blended. Pour over ham mixture.

Bake uncovered about 35 minutes or until crust is golden brown.

SLOW-COOKER SMOKED SAUSAGE

AND BEAN SOUP1 lb. small red potatoes, each cut into 8 pieces (about 3 cups)4 medium carrots, sliced (2 cups)1 medium onion, chopped (½ cup)1 medium stalk celery, sliced (½ cup)2 cans (15 oz. each) cannellini beans, drained, rinsed4 cups (32 oz.) chicken broth 1 teaspoon dried thyme leaves½ teaspoon seasoned salt1 lb. fully cooked kielbasa sausage, cut in half lengthwise, then into ¼-inch slices2 tablespoons chopped fresh parsley

Spray 3- to 4-quart slow cooker with cooking spray. In cooker, mix all ingredients except sausage and parsley.

Cover; cook on Low heat setting 8 to 9 hours.

Stir in sausage and parsley. Cover; cook on Low heat setting 30 minutes longer or until sausage is hot.

APPLE CHIPS WITH SALTED CARAMEL

YOGURT DIP1 large Granny Smith apple1 tablespoon fat-free caramel topping¼ teaspoon coarse sea salt1 container (6 oz.) Apple Crisp yogurt2 tablespoons chopped walnuts

Heat oven to 275°F. Line cookie sheet with cooking parchment paper.

Using sharp knife, cut apple into very thin slices (about ¹/8 inch). Place on cookie sheet.

Bake 30 minutes; quickly turn slices. Bake 30 to 40 minutes longer or until golden brown and crispy. Cool on cookie sheet (apples will continue to crisp up).

Meanwhile, in small microwavable bowl, microwave caramel topping uncovered on High 30 seconds. Stir in salt. Place yogurt in small bowl, and drizzle with salted caramel. Top with chopped walnuts. Serve dip with apple chips.

PRALINE PUMPKIN DESSERT

1 can (15 oz.) pumpkin (not pumpkin pie mix)1 can (12 oz.) evaporated milk3 eggs1 cup sugar4 teaspoons pumpkin pie spice1 box Spice cake mix1½ cups chopped pecans¾ cup butter or margarine, meltedWhipped cream, if desiredAdditional pumpkin pie spice, if desired

Heat oven to 350°F (325°F for dark or nonstick pan). Grease or spray bottom and sides of 13x9-inch pan. In medium bowl, beat pumpkin, milk, eggs, sugar and 4 tea-spoons pumpkin pie spice with wire whisk until smooth. Pour into pan.

Sprinkle dry cake mix over pumpkin mixture. Sprinkle with pecans. Pour melted butter evenly over top.

Bake 50 to 60 minutes or until knife inserted in center comes out clean. Cool 30 minutes.

To serve, cut dessert into 4 rows by 3 rows. Serve warm or chilled with dollop of whipped cream sprinkled with pumpkin pie spice. Store covered in refrigerator.

APPLE PIE OATMEAL DESSERT

1 cup quick-cooking oats ½ cup all-purpose flour¹/3 cup packed brown sugar2 teaspoons baking powder1½ teaspoons apple pie spice¼ teaspoon salt3 eggs12/3 cups 2% milk, divided1½ teaspoons vanilla extract3 medium apples, peeled and finely choppedVanilla ice cream, optional

In a large bowl, whisk oats, flour, brown sugar, baking powder, pie spice and salt. In a small bowl, whisk eggs, 1 cup milk and vanilla until blended. Add to oat mixture, stirring just until moistened. Fold in apples.

Transfer to a greased 3-qt. slow cooker. Cook, covered, on low 4-5 hours or until apples are tender and top is set.

Stir in remaining milk. Serve warm or cold with ice cream if desired. Yield: 6 servings.

After the Game Recipes

CHICKEN LETTUCE WRAPS

1 tablespoon olive oil1 pound ground chicken2 cloves garlic, minced1 onion, diced¼ cup hoisin sauce2 tablespoons soy sauce1 tablespoon rice wine vinegar1 tablespoons freshly grated ginger1 teaspoon Sriracha, or more, to taste1 (8-ounce) can whole water chestnuts, drained and diced2 green onions, thinly slicedSalt and freshly ground black pepper, to taste1 head butter lettuce

Heat olive oil in a saucepan over medium high heat. Add ground chicken and cook until browned, about 3-5 minutes, making sure to crumble the chicken as it cooks; drain excess fat.

Stir in garlic, onion, hoisin sauce, soy sauce, rice wine vinegar, ginger and Srira-cha until onions have become translucent, about 1-2 minutes. Stir in chestnuts and green onions until tender, about 1-2 min-utes; season with salt and pepper, to taste.

To serve, spoon several tablespoons of the chicken mixture into the center of a let-tuce leaf, taco-style.

CHEESY APPETIZER LOAF

1 pkg. (8 oz.) Shredded Italian Five Cheese 3 tablespoons Mayonnaise2 tablespoons chopped stuffed green olives½ teaspoon garlic powder1 French bread baguette (24 inch), cut lengthwise in halfPaprika

Heat broiler. Combine first 4 ingredients; spread onto cut sides of bread.

Sprinkle lightly with paprika.Broil, 6 inches from heat, 1 minute or

until cheese is melted. Serve warm.

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10/14

PeRioDical

The FCSLA Mission StatementWe provide financial security to our members

while embracing our Catholic values and Slavic traditions.

The FCSLA Vision is to:Be a Premier Fraternal Benefit Society

that offers quality financial products and benefits.