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www.pathinstitute.comDirecting health practice to serve health priorities
Cognitive and Behavioral Patterns of Thinking and Action:
Health Personas Driving Consumer Preferences and Health Care Demand
Frederick H. NavarroPATH Institute Corporation
Directing health practice to serve health priorities
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Consumer Subtype Prevalences and SpendingU.S. Adult Population (210 million)
$29
$93
$112$130 $138 $139
$157 $162
$245
$250
0.0%
2.0%
4.0%
6.0%
8.0%
10.0%
12.0%
14.0%
16.0%
18.0%
20.0%
% o
f U
S A
du
lts
$0
$50
$100
$150
$200
$250
$300
Bil
lio
ns
Per
Yea
r
% Size
Spending
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exercise
HealthLeaders “Fact File” December, 2006
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Social Cognitive Theory
• Albert Bandera
• Individual as active participant
• Triadic reciprocality
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Social Cognitive Theory
• Triadic reciprocality– Personal factors
• Cognition (perceptions, expectations, preferences, priorities, intentions)
• Biology (age, gender, weight, blood pressure, genetics)
– Environmental factors• Family, accessibility, communications, information,
finances, wellness promotion
– Behavioral factors• Physical capabilities, exercise, diet, care seeking
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Environmental factors
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Consumer Subtype Prevalences and SpendingU.S. Adult Population (210 million)
$29
$93
$112$130 $138 $139
$157 $162
$245
$250
0.0%
2.0%
4.0%
6.0%
8.0%
10.0%
12.0%
14.0%
16.0%
18.0%
20.0%
% o
f U
S A
du
lts
$0
$50
$100
$150
$200
$250
$300
Bil
lio
ns
Per
Yea
r
% Size
Spending
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Social Cognitive Theory• Triadic reciprocality
–Personal factors• Cognitions, perceptions, expectations, preferences, priorities,
intentions
• Age, gender, weight, blood pressure, risk factors
– Environmental factors• Family, accessibility, communications, information, finances, wellness
promotion
– Behavioral factors
• Physical capabilities, skills, diet, exercise, care seeking
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Cognitive examples
Family members responsible for their own health
Deal with health only when problems come up
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Cognitive examplesFamily members responsible for their own health
Visited pediatrician in past year (adults with children, N=36,877)
39.7%
24.7%
9.4%7.6% 6.3%
0.0%
5.0%
10.0%
15.0%
20.0%
25.0%
30.0%
35.0%
40.0%
45.0%
Stronglydisagree
Somewhatdisagree
Neither Somewhatagree
Strongly agree
Family responsible for own health
% Y
es
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Cognitive examplesFamily members responsible for their own health
Dependent Claims (N=2,201 adults with at least one dependent claim)
$-
$500,000
$1,000,000
$1,500,000
$2,000,000
$2,500,000
$3,000,000
$3,500,000
Stronglydisagree
Somewhatdisagree
Neither Somewhatagree
Stronglyagree
Family members take care of own health
To
tal a
ve
rag
e c
laim
s Rx
MD
Hosp
$2.3 million
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Cognitive examples“Only deal with health problems when they come up”
Response Count
strongly agree 756somehwat agree 1647
neither 1016somewhat disagree 1930
strongly disagree 2948Total 8297
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Cognitive examples“Only deal with health problems when they come up”
Statement: Deal with health only when problems come up
Response Count Rx claims Prof_claimsInpatient claims
Total Claims Per Response Total Demand
strongly agree 756 602.00$ 2,634.00$ 3,061.00$ 6,297.00$ 4,760,532$ somehwat agree 1647 626.00$ 2,316.00$ 3,085.00$ 6,027.00$ 9,926,469$ neither 1016 649.00$ 2,288.00$ 2,773.00$ 5,710.00$ 5,801,360$ somewhat disagree 1930 801.00$ 2,793.00$ 3,701.00$ 7,295.00$ 14,079,350$ strongly disagree 2948 964.00$ 3,417.00$ 3,806.00$ 8,187.00$ 24,135,276$ Total 8297
Statistical Sig. p<0.000 p=0.000 ns DifferenceDollar spread at extreme attitudes 362.00$ 783.00$ 745.00$ 1,890.00$ 19,374,744$
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Cognitive examples“Only deal with health problems when they come up”
"Deal with health only when problems come up"
2948
19301647
1016756
0
500
1000
1500
2000
2500
3000
3500
Co
un
t
$3,000,000
$8,000,000
$13,000,000
$18,000,000
$23,000,000
$28,000,000
To
tal S
pen
din
g
Count
Total Demand
$19.3 million
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Social Cognitive Theory• Triadic reciprocality
–Personal factors• Cognitions, perceptions, expectations,
preferences, priorities, intentions• Age, gender, weight, blood pressure
– Environmental factors• Family, accessibility, communications, information, finances, wellness
promotion
– Behavioral factors• Physical capabilities, skills, diet, exercise, care seeking
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Path type®
• Cognitive interactive patterns
• Health psycho-social domain
• Perceptions, preferences, priorities – Self– Family– Health care environment
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• Focus on physical fitness • Focus on nutritional fitness • Commitment to the health of family members• Tendency to put off seeking health care• Degree of active healthcare information seeking and review• Confidence in medical professionals to do the right thing• Independent use of alternatives to medicine• Planning for future health benefits• Attentiveness to healthcare advertising• Willingness to pay more for quality• Concern with saving healthcare dollars
Cognitive factors
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Unconscious cognitive structure (UCS)
PATH Type 2 UCS
1.001.502.002.503.003.504.004.505.00
path type measures
5 =
Str
on
gly
ag
ree
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Unconscious cognitive structure (UCS)
PATH Type 3 UCS
1.001.502.002.503.003.504.004.505.00
path type measures
5 =
Str
on
gly
ag
ree
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Unconscious cognitive structure (UCS)PATH Type 7 UCS
1.001.502.002.503.003.504.004.505.00
path type measures
5 =
str
on
gly
ag
ree
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PATH Type 7 and PATH Type 8
1.001.502.002.503.003.504.004.505.00
path type measures
5 =
str
on
gly
ag
ree
Unconscious cognitive structure (UCS)
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Consumer Subtype Prevalences and SpendingU.S. Adult Population (210 million)
$29
$93
$112$130 $138 $139
$157 $162
$245
$250
0.0%
2.0%
4.0%
6.0%
8.0%
10.0%
12.0%
14.0%
16.0%
18.0%
20.0%
% o
f U
S A
du
lts
$0
$50
$100
$150
$200
$250
$300
Bil
lio
ns
Per
Yea
r
% Size
Spending
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• Cognitive/ psychological view of person
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• Dynamics within person
• Cognitions that shape perception
= sub type
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Path types
• Health behaviors
• Health risks and disease
• Patient satisfaction
• Health care demand and spending
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Wellness Activities by PATH Type
0%
50%
100%
150%
200%
250%
300%
350%
400%
Mu
ltip
e R
esp
on
se
Health Screening
Routine Physical
Attended Health Ed Class
Attended Wellness/ Fitnessclass
I am very involved in my health(Strongly Agree)
I don't plan ahead, I deal withhealth issues when they comeup (Strongly Disagree)Only seek care when really sickor injured (Strongly Disagree)
Attention to Nutrition & HealthyDiet (Strongly Agree)
Active or Competitive sports(Strongly Agree)
Exercise 4+ days per week
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Health Risk Conditions and PATH Types Sach/Scarborough HealthPlus, 2001, N=93,400
0%
50%
100%
150%
200%
250%
300%
350%
% e
xcee
d 1
00 d
ue
to m
ult
iple
res
po
nse
Poor attention to nutrition
Low physical activity
Migraines
Weight Problem
Chronic back pain
Depression
Smoking (4+ days per week
Sleeping Problems
High Cholesterol
Hypertension
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Reported Disease Conditions by PATH Type Sachs/Scarborough HealthPlus USA Survey, 2000, N=61,000
0.0%
20.0%
40.0%
60.0%
80.0%
100.0%
120.0%
140.0%
% e
xc
ee
d 1
00
du
e t
o m
ult
iple
re
sp
on
se
s
Dermatitis
Osteoporosis
Respiratory conditions
Arthritis/ rhematism
Alzheimer's
Chronic Allergies
Heart Disease
All Cancers
Skin Cancer
Breast Cancer
Kidney Disease
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Specialty Care Demand
0.0%
10.0%
20.0%
30.0%
40.0%
50.0%
60.0%
70.0%
PATH Types
Gastro- entorologist
ENT
Allergist
Cosmetic Surgery
Neurologist
Orthopedics
Oncologist
Cardiologist
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Health Plan Loyalty/Retention Index(membership length, satisfaction, intent to switch, intent to recommend)
139
131
109 108
97 96 9693 90
100
80
90
100
110
120
130
140
150
PATHType 4
PATHType 7
PATHType 6
PATHType 1
PATHType 5
PATHType 8
PATHType 2
PATHType 9
PATHType 3
Total
Ind
ex o
f L
oyalty (100=avera
ge)
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Est. Medical Costs Per Adult by PATH Type (N=51,000+, four health plan composite, adults)
$6,252$6,124
$8,457
$8,188
$7,262$7,122
$6,936
$6,469$6,363 $6,358
$7,000
$6,000
$6,500
$7,000
$7,500
$8,000
$8,500
$9,000
Avera
ge P
roje
cte
d S
pen
din
g
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Rx Reimbursements by PATH Type N=13,296 Commerical Plan Members
0%
2%
4%
6%
8%
10%
12%
14%
16%
18%
20%
% o
f ad
ult p
op
ula
tio
n
$300
$400
$500
$600
$700
$800
$900
$1,000
Avera
ge c
laim
pm
py
%
PMPY
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HealthLeaders “Fact File” September, 2008
CDHP enrollees use more services:
especially diagnostic
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Disease Management & Health Outcomes, 2007
Parente, S., Christianson, J., & Feldman, R. (2007, August). Consumer-Directed Health Plans and the Chronically Ill. Disease Management & Health Outcomes, 15(4), 239-248.
• CDHP enrollees with chronic illnesses assign higher ratings to their plan than do other CDHP enrollees (p < 0.07).
• They are more likely than other CDHP enrollees to use informational tools (p < 0.05),
• more likely to anticipate spending all of their savings account dollars (p < 0.05),
• and more likely actually to spend more than the deductible (particularly for prescription drug expenditures [p < 0.05]).
• Compared with other CDHP enrollees whose spending exceeds the deductible, enrollees with chronic illnesses spend significantly more on prescription drugs.
From Abstract:
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HealthLeaders “Fact File” September, 2008
Beginning recognition of cognitive impacts on health and demand
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Summary
• CDH fails to understand health consumersEmpowerment = managementCDH primary focus = environment, not consumersSCT: health behavior is driven by many factorsCDH ignores individual differencesPath type psychology reveals UCS structure UCS patterns shape risk, demandCDH promise will require recognition of UCSCDH on verge!A focus on changing just three UCS
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Questions/Comments
Frederick H. Navarro
PATH Institute CorporationDirecting health practice to serve health priorities