wokha istrict executive summary - nabard · 2018. 9. 22. · economy of the district which provides...

PLP 2016-17Wokha District

EXECUTIVE SUMMARY

“Accelerating the pace of capital formation in agriculture and allied sector”

An erstwhile Sub-division of Mokokchung District, Wokha was upgraded to the status of a full-fledged district in the year 1976. Bounded by Mokokchung and Zunheboto districts on the east, Kohima district on the South and Golaghat district of Assam State on the Northwest, Wokha District occupies an area of 1628 sq.km and accounts for 9.82% of the total geographical area of the State. Demographically, the district is home to the Lotha Naga tribe, which is one of the major tribes in the state of Nagaland. The topography of the district is characterized by hills that can be grouped into three hill ranges. These are, (i) the upper range spread over the Wokha Block, (ii) the middle range covering Bagthy, Sungro, Ralan, Lotsu and Aitepyong areas and (iii) the lower ranges comprising Bhandari and its surrounding areas. The altitude of these places ranges from 200 to 1500 meters above sea level. Wokha, the district head quarter is at an altitude of 1314 meters above sea level. The district is divided into seven developmental blocks namely i) Wokha, ii) Chukitong, iii) Wozhuro, iv) Ralan, v) Bhandari, vi) Sanis and vii) Changpang block respectively and each block is under Additional Deputy Commissioner / Block Development Officer who are the pivotal factors in the development of the rural areas as they do planning at the village level and also help to implement various centrally and state sponsored schemes.The PLP of Wokha district seeks to present a comprehensive assessment of potentials available in various sectors of the district’s economy, the credit requirements for exploiting the potentials, available infrastructure as well as credit absorption capacity of the financing institutions.Agriculture and allied activities are the principal means of livelihood for nearly 80% of the population residing in rural area. The cultivated area in the district is approximately 42750 Ha and rice is the major food crop occupying 77% of the total cultivated area. Other major crops grown in the district are maize, beans, peas, yam, brinjal, chilli, pumpkin, ginger, tomato etc. Major Horticulture crops consist of orange, banana, passion fruit, pineapple, papaya, plum etc.The overall credit flow in the priority sector in the last two years was Rs.1191.33 lakhs in 2012-13 and Rs.760.56 lakhs in 2013-14 respectively. The overall ACP achievement in the district during 2013-14 was 43.66% with credit flow in the agriculture sector recording an achievement of only 15.95%. Institutional credit flow towards agriculture sector especially crop loan in the district is a cause for concern and efforts should be made by financing agencies to improve their performance under this sector.

Credit Estimates for 2016-17The Reserve Bank of India (RBI) vide their circular No.FIDD.CO.Plan.BC.54 /04.09.01/2014-2015 dated 23rd April 2015 has revised and classified Priority Sector Lending (PSL) norms into eight broad sectors viz., (i) Agriculture (ii) Micro, Small and Medium Enterprises (iii) Export Credit (iv) Education (v) Housing (vi) Social Infrastructure (vii) Renewable Energy and (viii) Others. The sub-sectors and activities covered under each broad sector have also undergone revision. Accordingly, in view of the changes brought out by RBI, the composition and content of PLP document have also been revised so as to align with the revised guidelines on PSL.The PLP of Wokha district has estimated an institutional credit potential of Rs. 11538.36 lakh for the year 2016-17 out of which credit potential for Agriculture has been estimated at Rs. 6798.81 lakh. Credit potential for Micro, Small and Medium Enterprises at Rs. 3355.38 lakh, Export Credit at Rs. 409.80 lakh, Education at Rs. 176.00 lakh, Housing at Rs. 280.00 lakh, Renewable Energy at Rs. 70.37 lakh, Social Infrastructure at Rs. 183.00 lakh and Others at Rs. 265.00 lakh. For arriving at the potentials, the latest Scale of Finance (SOF) and Unit Cost (UC) have been followed. Hence, it will be seen that suitable upward revision has been made in the Base PLP projections for the year 2016-17.

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The above mentioned potentials can be effectively utilized only with investment in rural infrastructure as it will create new economic opportunities and activities. Here, GoN needs to identify and commercialize infrastructure projects through Private Public Partnership (PPP) covering power, transportation and information technology. Also, projects which are commercially viable may be developed through private sector investment. The challenges faced by our country in securing food as well as nutritional security to fast growing population need an integrated approach for livestock and vegetable farming. Hence, dairy development and development of kitchen garden for raising vegetables through group modes viz. Joint Liability Group (JLG) and Self Help Group (SHG) have been identified as two Area Development Schemes in this document for implementation with support from government departments / KVK and banks. This co-ordinated approach will encourage and enhance capital formation in agriculture, thereby, leading to sustainable development.In Annexure – I (enclosed), the above potentials have been segregated Block wise.

Broad Sector-wise PLP Projections for the year 2016-17Name of the district: Mon State: Nagaland (Rs Lakh)

Sr. Particulars PLP Projections 2016-17

A Farm Credit i Crop Production, Maintenance and Marketing 1393.79ii Term Loan for agriculture and allied activities 4395.76

Sub Total 5789.55B Agriculture Infrastructure 751.76C Ancillary activities 257.50I Credit Potential for Agriculture (A+B+C) 6798.81II Micro, Small and Medium Enterprises 3355.38III Export Credit 409.80IV Education 176.00V Housing 280.00VI Renewable Energy 70.37VII Others 265.00VIII Social Infrastructure involving bank credit 183.00

Total Priority Sector (I to VIII) 11538.36

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03

Sector-wise PLP projections of Wokha district for the year 2016-17


Summary of Sector/Sub-sectorwise PLP Projections for the year 2016-17 (Rs. in Lakh)

Sr. No. Particulars PLP Projections2016-17

I Credit Potential for Agriculture

A Farm Credit

i Crop Production, Maintenance and Marketing 1393.79ii Water Resources 212.48iii Farm Mechanisation 243.09iv Plantation and Horticulture (including sericulture) 1278.06v Forestry and Waste Land Development 138.90vi Animal Husbandry – Dairy 187.80vii Animal Husbandry – Poultry 1362.18viii Animal Husbandry – Sheep, Goat, Piggery, etc. 684.42ix Fisheries (Marine, Inland, Brackish water) 288.83

Sub Total 5789.55

B Agriculture Infrastructure

i Construction of storage facilities (Warehouses, Market yards, Go-downs, Silos, Cold storage units/ Cold storage chains) 603.75

ii Land development, Soil conservation, Watershed development 106.57iii Others (Tissue culture, Agri bio-technology, Seed production, Bio

pesticides/ fertilizers, Vermin composting) 41.44

Sub Total 751.76

C Ancillary activities

i Food and Agro processing 232.50ii Others - Loans to MFIs for onlending to agriculture 25.00

Sub Total 257.50

Total Agriculture 6798.81II Micro, Small and Medium Enterprises

i MSME – Working capital 563.50ii MSME – Investment credit 2791.88

Total MSME 3355.38

III Export Credit 409.80IV Education 176.00V Housing 280.00VI Renewable Energy 70.37VII Others (SHGs/JLGs/PMJDY) 265.00VIII Social Infrastructure involving bank credit 183.00

Total Priority Sector 11538.36

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MAP OF WOKHA DISTRICT

PLP 2016-17 Wokha District

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MAP OF WOKHA DISTRICT

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06

DISTRICT PROFILE OF WOKHA DISTRICT

Wokha District is situated in the mid-western part of Nagaland State, adjacent to Sibsagar plain of Assam State. It is bounded by Mokokchung District in the North, Kohima District in the South, Zunheboto District in the East and the State of the Assam in the West. Wokha District is situated at a latitude of 26° ‘8’ North and a longitude of 94° ‘18’ East. The district has a total population of 1,66,343 as per 2011 census and is situated at an altitude of 1314 metres above sea-level. Wokha district enjoys a monsoon climate, cold in winter and warm in summer.

1.1.2 Issues critical to the districtWokha district is a hilly terrain area with some critical issues that need to be addressed. The district suffers from poor road conditions and inadequate infrastructure facilities relating to storage, transport and marketing.

1.1.3 New and Emerging sectors / economic activitiesAgriculture is the main occupation of the district and crop production is an important activity for the economy of the district which provides livelihood – cum – employment opportunities to 80% of the rural population. The new and emerging sectors / economic activities in the district are Fish farming and Sericulture. There is a good scope for fishery development in the district as pond fisheries have been developing and offer a good source of livelihood for the farmer.

1.1.4 Per Capita Income and GDP of Wokha districtThe share and position of Wokha district in the Gross State Domestic Product (GSDP) is not available. However, the position of the State at Current Prices from the year 2004 to 2012 is furnished below:

(Rs. in lakh)

Year Primary Sector Secondary Sector

Tertiary Sector Total PCI*

1 2 3 4 5 62004-05 203624 74518 305742 583884 327842005-06 212482 89922 356364 658768 363962006-07 216642 106072 402951 725665 394382007-08 220011 118691 468793 807495 431822008-09 258229 160313 525065 943607 496372009-10 282648 175249 594780 1052677 544862010-11 308251 154241 713445 1175937 602432011-12 355474 198918 831542 1385934 69124

* PCI: Per Capita Income(Directorate of Economics and Statistics, GoN)

1.1.4 Level of Rural and urban Poverty As per BPL Census 2002-07, 12,433 of the total population in Wokha district live below poverty line. In the agriculture sector, there are 41,862 cultivators in the district, of which 3,766 are marginal farmers. The number of non-worker population in the rural and urban areas of the district is 65,217 and 22,714 respectively leading to vast unemployment. Almost 70% of the workforce in the district is engaged in agriculture.


District - Division -

1628

11

7

129

112

162800 Normal 2012-13 2013-14 2014-15

25292 NA NA NA

NA NA NA NA

NA Balance

NA NA

NA

11281

NA Nos. % to Total ha % to Total

NA 72 1 36 0

4024 468 6 478 1

NA 7160 93 57514 99

NA 7700 100 58028 100

41 Total Male Female Rural Urban

NA 166 84 82 131 352 NA NA NA NA NA1 156 79 77 NA NA

NA 128 67 61 98 3018 12 NA NA NA NA

31 NA 10

25 NA NA

NA NA NA

103 290 1

NA 12 1

22 37 158

NA

NA NA NA

8 NA NA

59 NA NA

NA NA NA

NA NA

NA NA 2

4024 NA 1

2269

NA 29 1

NA 455 NA

NA NA NA

NA NA NA

NA NA NA

No of units Cap.[MT]

NA NA Area (Ha) Prod. (MT) Area (Ha) Prod. (MT)

NA NA 17070 36680 17720 39090 2206

NA NA 5200 10160 5230 10320 1973

NA NA 1500 1680 1510 1700 1126

NA NA 300 2730 277 4826 17422

NA NA 2570 2590 2580 2600 1008

NA NA 1500 1830 1510 1840 1219

NA NA 520 22650 520 22650 43558

NA NA

Category of animal Total Male Female 1 NA

Cattle - Cross bred 14 4 10 0 NA

Cattle - Indigenous 22 8 14 1 NA

Buffaloes 0.90 0.40 0.50 3 NA

Sheep - Cross bred NA NA NA 0 NA

Sheep - Indigenous 0.2 0.1 0.1 NA NA

Goat 30 15 15 0 NA

Pig - Cross bred 48 21 27Pig - Indigenous 86 44 42 Fish 7465 NA

Horse/Donkey/Camel negligible negligible negligible Egg 782 NA

Poultry - Cross bred 74 38 36 Milk 78.35 NA

Poultry - Indigenous 75 38 37 Meat 102.36 NA

NA : Data not available

Production ['000MT] (12-13) Per cap avail. [gm/day]

Sources (if not mentioned against the respective item):

Item Nos. 1, 6, 7, 9 & 10 - Census 2011; Item Nos. 2, 3, 5, 12, 13 & 14 - Dept. of Agr/Dir. of Eco. & Stat.; Item No. 4 - Dept. of Agr./Water Resources; Item No. 8 - BPL Survey 2002; Item No. 11 - DHDR, Wokha, 2013; Item No. 15 - District Ind Centre/Dir. of Eco. & Stat.; Item No. 16 - Naga.Stat. Handbook 2014; Item No. 17 - AH Census 2007; Item Nos. 18 & 19 - Dir. of Animal Hus./Dir. of Eco. & Stat.

19. MILK, FISH, EGG PRODUCTION & THEIR PER CAPITA AVAILABILITYProduction [MT] (2013-14) Per cap avail. [gm/day]

Production [Lakh Nos](12-13) Per cap avail. [nos/p.a.]

Production ['000 MT](12-13) Per cap avail. [gm/day]

Animal Husbandry Tng Centres [Nos] Fish Markets [Nos]

Dairy Cooperative Societies [Nos] Poultry hatcheries [Nos]

Improved Fodder Farms [Nos] Slaughter houses [Nos]

Disease Diagnostic Centres [Nos] Milk Collection Centres [Nos]

Artificial Insemination Centers [Nos] Fishermen Societies [Nos]

Animal Breeding Farms [Nos] Fish seed farms [Nos]

Animal feed (Cattle/Poultry/Fishmeal) Production of Cotton(lint), Jute, Mesta & Sanhemp are in Bales(177.8 kg per bale in India)

17. ANIMAL POPULATION AS PER CENSUS 2007 [in '000] 18. INFRASTRUCTURE FOR DEVELOPMENT OF ALLIED ACTIVITIESVeterinary Hospitals/Dispensaries [Nos] Animal Markets [Nos]

Cotton (Ginnining/Spinning/Weaving) Rapeseed

Milk (Chilling/Cooling/Processing) Soyabean

Meat (Chicken/Motton/Pork/Dryfish) Sugarcane

Fruit (Pulp/Juice/Fruit drink) Maize

Spices (Masala Powders/Pastes) Millets

Dry-fruit (Cashew/Almond/Raisins) Ginger

15. AGRO-PROCESSING UNITS 16. AREA, PRODUCTION & YIELD OF MAJOR CROPSAvg. Yield [Kg/Ha]Food (Rice/Flour/Dal/Oil/Tea/Coffee)

Sugarcane (Gur/Khandsari/Sugar) Paddy

Type of Processing ActivityCrop

2012-13 2013-14

Area irrigated by Other Sources Public Transport Vehicle [Nos] Cold Storage [Nos]

Irrigation Potential Utilized (Gross Irrigated Area) Goods Transport Vehicle [Nos] Cold Store Capacity[MT]

Area irrigated by Wells Length of Pucca Road [Km] Godown [Nos]

Area irrigated by Tanks Length of Railway Line [Km] Godown Capacity[MT]

Irrigation Potential Created Threshers/Cutters [Nos] Krishi Vigyan Kendras[Nos]

Net Irrigated Area(Total area irrigated at least once) 14. INFRASTRUCTURE FOR STORAGE, TRANSPORT & MARKETINGArea irrigated by Canals / Channels Rural/Urban Mandi/Haat [Nos] Wholesale Market [Nos]

13. IRRIGATION COVERAGE [Ha] Agriculture Tractors [Nos] Plantation nurseries [Nos]

Total Area Available for Irrigation (NIA + Fallow) Power Tillers [Nos] Farmers' Clubs [Nos]

Villages having Potable Water Supply Certified Seeds Supplied [MT] Agro Service Centres [Nos]

Villages connected with Paved Approach Roads Pesticides Consumed [MT] Soil Testing Centres [Nos]

Villages having Banking Facilities 12. INFRASTRUCTURE & SUPPORT SERVICES FOR AGRICULTUREVillages having Primary Schools Fertiliser/Seed/Pesticide Outlets [Nos] Agriculture Pumpsets[Nos]

Villages having Primary Health Centres Total N/P/K Consumption [MT] Pumpsets Energised [Nos]

Villages having Agriculture Power Supply Primary Health Centres Hospitals

Villages having Post Offices Primary Health Sub-Centres Hospital Beds

BPL Households Having access to banking services Having radio/tv sets

10. VILLAGE-LEVEL INFRASTRUCTURE [Nos] 11. INFRASTRUCTURE RELATING TO HEALTH & SANITATION [Nos]Villages Electrified Anganwadis Dispensaries

Total Households Having brick/stone/concrete houses Having electricity supply

Rural Households Having source of drinking water Having independent toilets

Workers engaged in Allied Agro-activities Literate

Other workers BPL

8. HOUSEHOLDS [in '000] 9. HOUSEHOLD AMENITIES [Nos. in '000 Households]

Of the above, Small/Marginal Farmers Population

Agricultural Labourers Scheduled Caste

Workers engaged in Household Industries Scheduled Tribe

Cropping Inensity [GCA/NSA] Total

6. WORKERS PROFILE [in '000] 7. DEMOGRAPHIC PROFILE [in '000]Cultivators Category

Net Sown Area <= 1 Ha

Total or Gross Cropped Area >1 to <=2 Ha

Area Cultivated More than Once >2 Ha

Cultivable Wasteland 5. DISTRIBUTION OF LAND HOLDINGCurrent Fallow

Classification of HoldingHolding Area

Other Fallow

No. of Villages (Inhabited)Soil Type

Total Geographical Area (Sq.km)Agro-climatic Zone Eastern Himalaya Region - North East Hills (Zone 2)

No. of Sub Divisions

Red sandy, laterite

Permanent Pasture and Grazing Land Availability of Ground Water [Ham]

Net annual recharge Net annual draft

Land under Miscellaneous Tree Crops NA NA

No. of Panchayats (VDBs)

Total Area Reported

Rainfall [in mm]Actual

Forest Land

Area Not Available for Cultivation Variation from Normal

3. LAND UTILISATION [Ha] 4. RAINFALL & GROUND WATER

1. PHYSICAL & ADMINISTRATIVE FEATURES 2. SOIL & CLIMATE

District ProfileWOKHA State - NAGALAND

No. of Blocks Climate Humid

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10

District - WOKHA

Total Rural Semi-urban Urban mFIs/mFOs SHGs/JLGs BCs/BFs Villages Households

Commercial Banks 8 8 3 NA 5 NA NA NA 119 14384Regional Rural Bank 1 1 NA NA 1 NA NA NA 5 496District Central Coop. Bank NA NA NA NA NA NA NA NA NA NACoop. Agr. & Rural Dev. Bank NA NA NA NA NA NA NA NA NA NAPrimary Agr. Coop. Society NA NA NA NA NA NA NA NA NA NANagaland SCB 1 1 NA NA 1 NA NA NA 4 796All Agencies 10 10 3 NA 7 NA NA NA 128 15676

31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%) 31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%)Commercial Banks 21372 22660 NA NA NA 11.9 11.18 NA NA NARegional Rural Bank 1001 1099 NA NA NA 0.31 0.32 NA NA NACooperative Banks NA NA NA NA NA NA NA NA NA NAOther agencies 1945 2105 NA NA NA 2 2.27 NA NA NAAll Agencies 24318 25864 NA NA NA 14.21 13.77 NA NA NA

31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%) 31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%)Commercial Banks 10050 10460 NA NA NA 9.39 9.91 NA NA NARegional Rural Bank 401 421 NA NA NA 0.07 0.08 NA NA NACooperative Banks NA NA NA NA NA NA NA NA NA NAOther agencies 990 1046 NA NA NA 1 1 NA NA NAAll Agencies 11441 11927 NA NA NA 9.46 9.99 NA NA NA

31-Mar-13 31-Mar-14 31-Mar-15 Deposit Credit Deposit CreditCommercial Banks 78.85 88.69 NA NA NA 3420 1706 Regional Rural Bank 22.86 24.35 NA NA NA 290 43 Cooperative Banks 26.04 31.23 NA NA NA NA NAOther agencies NA NA NA NA NA 650 256All Agencies 70.19 77.13 NA NA NA 4360 2005

Commercial Banks 3.31 35.33 1.24 12.52 0.83 8.43 NA NA 0.34 3.45 Regional Rural Bank 0.05 61.08 0.02 22.64 0.01 10.15 NA NA 0.01 14.82 Cooperative Banks NA NA NA NA NA NA NA NA NA NAOther agencies 0.27 38.05 0.06 8.65 0.04 6.99 NA NA 0.02 2.75All Agencies 4 134 1 44 1 26 NA NA 0 21

Commercial Banks NA NA NA 3380.00 NA NA 3380.00 NA NA NARegional Rural Bank NA NA NA 185.00 NA NA 185.00 NA NA NACooperative Banks NA NA NA 250.00 NA NA 250.00 NA NA NAOther agencies NA NA NA NA NA NA NA NA NA NAAll Agencies NA NA NA 3815.00 760.56 19.94 3815.00 NA NA NA

Crop Loan NA NA NA NA NA NA NA NA NA NATerm Loan (Agr) NA NA NA NA NA NA NA NA NA NATotal Agri. Credit 1285.00 506.84 39.44 2295.00 366.06 15.95 NA NA NA NANon-Farm Sector 400.00 187.71 46.93 470.00 67.51 14.36 NA NA NA NAOther Priority Sector 900.00 496.75 55.19 1050.00 326.99 31.14 NA NA NA NATotal Priority Sector 2585.00 1191.3 46.09 3815.00 760.56 19.94 NA NA NA NA

Commercial Banks 1.25 0.76 60.5 1.54 0.88 57.13 NA NA NA NARegional Rural Bank 0.03 NA 1 0.04 NA 0.63 NA NA NA NACooperative Banks NA NA NA NA NA NA NA NA NA NAOther agencies 0.08 0.03 38.77 0.01 0.03 22.97 NA NA NA NAAll Agencies NA NA NA NA NA NA NA NA NA NASources : Lead Bank and SLBC

NA : Data not available

9. RECOVERY POSITION2013-14

Recovery [Rs. ` lakh]

Recovery [Rs. ` lakh]

Target [Rs. ` lakh]

Ach'ment [Rs. 'lakh]

Ach'ment [%]

Demand [Rs. ` lakh]

Target [Rs. ` lakh]

Recovery [%]

Ach'ment [%] Ach'ment [%]

Recovery [%]Demand [Rs.

` lakh]Recovery [Rs.

` lakh]Recovery [%]

Average Rec. [%] in last 3

yearsDemand [Rs. `

lakh]Agency

2012-13 2014-15

8. SECTOR-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS

Broad Sector2012-13 2013-14 2014-15

Target [Rs. ` lakh]

Ach'ment [Rs. ` lakh]

Average Ach[%] in last

2 yearsAch'ment [Rs. `

lakh]

Amount [Rs.` lakh]

% of Total Loans

Amount [Rs.` lakh]

Amount [Rs.` lakh]

% of Total Loans

% of Total Loans

7. AGENCY-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS

Agency2012-13 2013-14 2014-15 Average

Ach[%] in last 2 years

Target [Rs. ` lakh]


Ach'ment [%]Target [Rs. `

lakh]Ach'ment

[Rs. ` lakh]Ach'ment [%] Ach'ment [%]

Target [Rs. ` lakh]


Loans to WomenAmount [Rs.`

lakh]% of Total

Loans% of Total

LoansAmount [Rs.`

lakh]

Cumulative (2013-14)

Commercial Banks

6. PERFORMANCE TO FULFILL NATIONAL GOALS - loans outstanding as on 31/03/2015)

AgencyPriority Sector Loans

AgencyCD Ratio

AgencyDuring 2014-15

Regional Rural BankCooperative BanksOther agenciesAll Agencies

Loans to Agr. Sector Loans to Weaker Sections Loans under DRI Scheme

4. CD-RATIO 5. PERFORMANCE UNDER FINANCIAL INCLUSION (No. of A/cs)

AgencyNo. of accounts Amount of Deposit [Rs. ` lakh]

3. LOANS & ADVANCES OUTSTANDING

AgencyNo. of accounts Amount of Loan [Rs. ` lakh]

Per Branch Outreach

2. DEPOSITS OUTSTANDING

Banking ProfileState - NAGALAND Lead Bank - State Bank of India

1. NETWORK & OUTREACH (As on 31/03/2015)

AgencyNo. of

Banks/Soc.

No. of Branches No. of non-formal agencies associated

wokha istrict executive summary - nabard · 2018. 9. 22. · economy of the district which provides...

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