1. WHAT TO EXPECT DURING A BANKRUPTCY CONSULTATIONFinding Help When You Need It Most

2. TAKING THE FIRST STEP 3. When you schedule your free bankruptcy consultation, you have taken the first step to resolving your debt problems 4. You are not alonewe are here to help you! 5. HOW LONG WILL YOUR APPOINTMENT LAST? 6. Most bankruptcy consultationstake 30 to 60 minutes to properly review all of your information, answer your bankruptcy questions and advise you of your legal options to resolve your financial problems 7. YOU WILL MEET WITHAN ATTORNEY 8. Other firms may have you meet with a paralegal or legal assistant; however, our attorneys know how important it is for you to meet face-to-face with the person who will be representing you and giving you legal advice 9. Even more important, aparalegal cannot assess your legal options and give you legal advice to help resolve your debt problems this is why you came to our office! 10. WHAT HAPPENED TO BRING YOU TO MY OFFICE? 11. Your consultation is a chance for bothof us to get answers to questions 12. In order to give you thebest advice and help you withyour financial situation, we need to understand the circumstances that brought you to our office 13. We will spend the first fewminutes discussing what happened to bring you to this point 14. This will help us when webegin to discuss solutions to your debt problems 15. THE CONSULTATION ISNOT AN INTERROGATION 16. Even though we will ask you many questions during our meeting,it is not an interrogation 17. We will not judge youby your answers 18. Through an informal,relaxed conversation, we will learn the information we need to giveyou the best possible advice regarding your finances 19. YOUR BANKRUPTCY QUESTIONS ANSWERED 20. We understand that you have questions about bankruptcy 21. During your bankruptcy consultation, you will have an opportunity to ask questions and get real answers that apply to your specific situation 22. WE WILL REVIEW YOUR FINANCIAL SITUATION 23. During the initial consultation, we will review your income, expenses, debts and assets to help determine if bankruptcy is the best solution to your debt problems 24. It can be helpful to bring acurrent paystubs, list of your debts and any legal papers that you have been served to your appointment 25. INFORMATION IS IMPORTANT 26. We will ask questionsabout your financial history in orderto rule out any issues or problems that could arise from previous financial transactions such as transfers, loansor purchases 27. Please understand that thisinformation is very importantto determine what is in yourbest interest 28. Disclosing all relevantinformation will help us find a debt relief option that best suits your situation 29. YOU WILL LEAVE OUR OFFICE WITH REAL OPTIONS 30. Unlike some attorneys whomay tell you they need to meetwith you again or they need to consider your situation before giving you advice, you will leaveour office with real options 31. We will explain your optionsregarding bankruptcy or other alternatives as well as the cost for each option so thatyou can make an informed decision regarding your future 32. NO PRESSURE,NO OBLIGATION! 33. Our desire is to help you find an affordable solution to debt problems 34. We want to relieve the emotional and financial stress you have been suffering due to your financial crisis 35. However, we are here to help, not to pressure you to file a bankruptcy 36. We will simply give you theadvice you are seeking andallow you to make your decision when it feels right for you 37. YOUR CONSULTATION IS FREE! 38. You are under no obligation to hire our firm when we meet with you 39. We are more concernedwith helping individuals whoare suffering with overwhelming debt than collecting a fee forour first appointment 40. EXPERIENCED BANKRUPTCY ATTORNEYS SERVING KENTUCKY FAMILIESSINCE 1982 41. Our attorneys understand thestress and frustration that youare experiencing as you struggle with debt problems 42. We can help you find an affordable solution to your financial problems so that you can have a fresh start 43. WEVE HELPEDTHOUSANDS OF KENTUCKY FAMILIES,WE CAN HELP YOU 44. Call our office at 270-351-6032or 502-964-1968 to schedule a free consultation with one of ourRadcliff or Louisville bankruptcy attorneys 45. If you prefer, you can send asecure message through our online contact form and one of our helpful staff members will contact you to answer your bankruptcy questions 46. We have offices in Radcliff and Louisville for your convenience 47. Click to visit:www.mmslawonline.com