What are LiLAs?

Lifelong Learning Accounts (LiLAs) are individual asset accounts to finance lifelong learning so that workers can upgrade their skills and knowledge to achieve their career goals. The vision is for any individual worker to contribute to these accounts and be matched by employers and, in some cases, third parties.

Who Pays for Adult Learning?

FoundationsTANFState WorkforceETA - DisadvantagedETA - OtherState - CCsFed - Higher EdEmployers/ Unions

Informal Analysis by Ford Foundation

LiLA Components Include:

Universal LiLA eligibilityEmployer BasedPortableContributions from Individuals,

Employers and, potentially, Third PartiesVoluntary Participation Informed Choice

Sample Uses

ESLNursingCulinary ArtsElectronicsManagementAccountingComputersQuality Assurance

CAEL’s Policy Strategy

Proposal for a federal LiLA demonstration

State level policy

Constituency building

Proposed Federal LiLA Demonstration

Key Recommendations:

Use tax credits as third-party financing mechanism for a national system of LiLAs

Serve up to 200,000 individual workers in 10 states Build in a larger tax incentive to workers earning

$75,000 or less Through corporate tax credits, encourage employers of

all sizes to match individual contributions, including non-profits

Provide technical assistance to participating companies and advising to individual LiLA holders

Test the LiLA model at a much larger scale

State Policy

Target two or three key states for LiLA program

Build state-based support for federal demonstration

National LiLAProject Sponsors

Ford FoundationAnnie E. Casey FoundationBank of America FoundationChicago Community TrustCity of Fort WayneOlive B. Cole FoundationEvelyn and Walter Haas, Jr.

FundWalter and Elise Haas FundFriedman Family FoundationRichard and Rhoda Goldman

FundGrand Victoria FoundationHewlett Foundation

Indiana Department of Workforce Development

Indiana Northeast Development

Levi Strauss FoundationLincoln Financial Group

Foundation, Inc.Noble County Community

Foundation, Inc.Northeast Indiana Workforce

Investment Board (in-kind contributions)

Polk Bros. FoundationSan Francisco FoundationSteuben County Community

Foundation