wed, mar 8 startribune businessapps.startribune.com/eedition_ipad/pdfs/2017/03/08/star... ·...

By KAVITA KUMAR [email protected]

Best Buy Co. is changing some prime real estate inside select stores to feature high-powered gaming laptops and desktops.

The Richf ield-based retailer is swapping out its Intel mini-shops in about

50 stores, including at the Mall of America, with Alien-ware PC Gaming Experience zones.

The Intel shops, which were first rolled out in 2014, showcased cutting-edge technology such as aug-mented reality and 3-D print-ing, but items weren’t neces-sarily available for purchase.

The Alienware zones, about 200 square feet in size, will feature more products that people can buy.

“We’re always moving things around in our stores to give a great customer experi-ence,” said Carly Charlson , a Best Buy spokeswoman.

Alienware desktops and laptops sell for upward of

$1,500 and can be custom-ized with graphic cards, pro-cessors and hard drives to enhance graphics and speed.

Best Buy already sells Alienware’s products in most of its stores and online. The new mini-shops will include a dedicated PC gaming spe-cialist, who will be a Best Buy employee, who can answer

questions, demonstrate prod-ucts and offer advice about adding speakers, monitors, keyboards and other acces-sories to your systems.

Hardcore gamers also will be able to try out some gam-ing titles, such as Plants vs. Zombies Garden Warfare 2.

Kavita Kumar • 612-673-4113

Company is giving state, Thief River Falls the first chance to make a pitch.

By DEE DePASS [email protected]

Digi-Key Electronics is con-sidering adding a $200 million factory and distribution center to its Thief River Falls head-quarters that could add 1,000 jobs over 10 years, officials announced this week.

If selected, the project could add 1 million square feet of manufacturing and warehouse space in Thief River Falls and $500 million in economic output to Minnesota’s coffers, officials said. It also could increase Digi-Key’s current 3,200-employee Minnesota workforce by one-third.

The Digi-Key project might ultimately grow in scope to $300 million.

The international whole-saler, which ships all of its parts for smartphones, electric cars, LED lights and medical devices from its hub in Thief River

BUSINESSS TA R T R I B U N E . C O M / B U S I N E S S • S E C T I O N D

Community benefit costs rose in 2015. D2

Saudis keeping an eye on U.S. oil output. D3Winner, Best Business Columnist, Lee Schafer

Awarded by the Society of American Business Editors and Writers (2016)

Bryan Szweda hopes to avoid jail for charging personal, fake expenses to firm.By JOE CARLSON [email protected]

Former St. Jude Medical executive Bryan C. Szweda admitted Tuesday to stealing more than $35,000 from his employer, under a plea deal that likely will keep the for-

mer vice president out of jail on felony theft charges.

Wearing a black suit in Ramsey County court Tuesday, Szweda, 41, admitted to lying on expense reimbursement forms to get the medical-device company to cover personal expenses like concert tickets,

Timberwolves season tickets and a birthday party at a go-kart track. Szweda also admitted to creating invoices for a business called PIT Productions.

“So essentially you created a false invoice and pocketed the money?” prosecutor Tom Hatch asked of the PIT Pro-ductions invoices.

“Yes,” said Szweda, a vice president of operations at St. Jude until September 2015.

Szweda faced a maximum penalty of 20 years in prison for five counts of theft by swindle from St. Jude Medi-cal. Under the plea deal Tues-day, Szweda pleaded guilty to a single count and will work 500 hours of community ser-vice “for low-income people” and pay restitution of $117,090.

Defense attorney Andrew Birrell said Szweda will have a stayed 21-month prison sen-

tence while on probation, but he will not serve any jail time.

“For Bryan and his family, living with these charges for the last 18 months has been very stressful. The agreement today allows them the chance to move forward with their lives,” Birrell said.

Szweda said he had no criminal history that would increase his sentence from a guideline range. “Both par-

ties believe I do not have any criminal history points, but in the event they are wrong, and the guilty plea results in a com-mit to prison, then the sentence would be at the low end of the guidelines,” Szweda’s guilty-plea petition says.

Szweda admitted Tuesday to stealing more than $35,000 between August 2013 and Jan-uary 2014. As part of the plea

Former VP at St. Jude Medical admits theft

Jennie-O operation has the second bird flu case detected in U.S. this week.

By KRISTEN LEIGH PAINTER [email protected]

A low-pathogenic bird flu strain has been detected in a Jennie-O Turkey Store opera-tion in Barron, Wis., marking the second bird flu case in a U.S. commercial operation this week.

The U.S. Department of Agriculture posted notice of the Barron County case to the Paris-based World Organiza-tion for Animal Health’s web-site Tuesday. Hormel Foods, which owns Wilmar-based Jennie-O, confirmed the H5N2 strain was detected March 4 at its Barron operation.

Barron is about 90 miles northeast of the Twin Cities. The USDA report said 84,000 birds are at the farm.

It is the second case reported in the United States this week, reports that led sev-eral Asian countries to ban imports of U.S. poultry. The first case, reported at a Tennes-see chicken farm, is the highly pathogenic bird flu (HPAI) H7. Hormel said, “This HPAI situa-tion does not involve Jennie-O Turkey Store and we have no turkey flocks in that area of the

Milder avian flu found at Wis. farm

Digi-Key: $200M site is possible

Best Buy gives Alienware PC gaming a berth at 50 stores

A perennial wheatgrass thought to be better for soil health is get-ting commercial backing from

organic food maker Cascadian Farms and its parent company General Mills.

Cascadian Farms announced Tues-day a partnership with the Land Insti-tute to help commercialize production of intermediate wheatgrass trade-marked as Kernza, a wild relative of annual wheat.

Kernza has a much deeper root system than common wheat. It has been shown to increase soil health, water retention,

carbon capture and improve wildlife habitat surrounding its crop lands.

“The length, size and long life of the roots enable the grain to provide measurable soil health benefits and drought resistance while preventing soil erosion and storing critical nutri-ents — potentially turning agriculture into a soil-forming ecosystem,” said Dr. Lee DeHaan, lead scientist at the Land Institute, in a statement.

General Mills is promising to buy an undisclosed amount of Kernza from the

A G R A I N W I T H S TAY I N G P OW E R

The soil-saving qualities of Kernza

are a big advantage, but it also has more bran, more fiber and a nuttier taste than

common wheat. By KRISTEN LEIGH PAINTER

[email protected] See KERNZA on D2 Ø

See SZWEDA on D2 Ø

See AVIAN on D2 Ø

See DIGI-KEY on D2 Ø

DOW 20,924.76 t 29.58 S&P 500 2,368.39 t 6.92 NASDAQ 5,833.93 t 15.25 10-YR T-NOTE 2.52% s 0.02 GOLD $1,215.10 t 9.40 EURO in dollars 1.0568 t -.0020OIL $53.14 t 0.06

W I N T E R S P R I N G S U M M E RFA L L

ROOT SYSTEMS COMMON WHEAT

VS. KERNZA WHEATGRASS

ZSW [C M Y K] D1 Wednesday, Mar. 8, 2017

W E D N E S DAY, M A R C H 8 , 2 0 1 7

By CHRISTOPHER SNOWBECK [email protected]

Spending at Minnesota hospitals on community benefit programs increased by about 8 percent in 2015 to roughly $2.63 billion, according to a report released Tuesday.

The annual survey from the Min-nesota Hospital Association, a trade group, charted a significant increase in hospital costs related to treating patients in the state-federal Medic-aid program, which provides cov-erage for many low-income state residents.

Community benefit programs range from uncovered Medicaid costs and charity care to research and workforce development.

Hospitals have long complained the state-federal Medicaid insurance program doesn’t cover their costs when caring for patients. The new report puts the shortfall in 2015 at $896.6 million, up from $758.6 mil-lion the previous year.

Medicaid coverage has expanded with the federal Affordable Care Act, which also has helped drive a significant reduction in the state’s uninsured rate. To the extent that previously uninsured patients are now being covered through Medic-aid, hospitals are at least recovering some of their costs, said Lawrence Massa , the president of the Min-nesota Hospital Association, in an interview.

“We believe they are better off,” Massa said, “because they are get-ting some contribution to overhead.”

Charity care costs at hospitals in 2015 were up slightly, the report found, but hospitals saw less “bad debt” expense that occurs when patients don’t pay hospital bills. The findings differ from a Minnesota Department of Health study last year that charted a decline in both charity care and bad debt during 2015.

Hospital officials said the health department study looked only at charity care at hospitals, whereas the trade group also looked at outpatient and clinical care at hospitals.

Most hospitals in Minnesota are nonprofit organizations that bene-fit from tax exemptions, so the IRS requires they publicly report com-munity benefit program expenses .

In 2015, community expenses at hospitals were 11.6 percent of total operating expenses, the report said. Christopher Snowbeck • 612-673-4744Twitter: @chrissnowbeck

MINNESOTA

By DEE DePASS [email protected]

The end of 2016 was better than the start for exports.

Led by medical instruments, machinery, electrical equipment and vehicle components, exports reached $5 billion for the fourth quarter to match results in the same quarter of 2015, state officials said.

Minnesota was hit with challenges throughout last year, including the strong U.S. dollar, a recovering iron industry and a decline in demand from key trading partners.

Still, the quarter showed a recov-ery from lower exports year over year in the first three quarters of the year.

The exports of medical instru-ments, machinery, electrical equip-ment and vehicles/components contributed $2.7 billion in trade, even as international sales for all four declined somewhat in the final months of 2016.

Also growing during the quarter were Minnesota dairy products (up 74 percent to $31 million), goods made of base metals ($30 million, up 46 per-cent), baked goods ($30 million, up 45 percent) and dyes and inks ($25 million, up 53 percent).

From a geographic standpoint, strong orders from China, South Korea and the United Kingdom off-set trade declines with Canada and Mexico for the quarter ended Dec. 31.

Exports to Canada, Minnesota’s largest trading partner, fell 6 percent to $1 billion during the quarter amid weaker orders for machinery, electri-cal equipment and vehicles.

The state’s second largest trading partner, Mexico was off 11 percent to $566 million.

Dee DePass • 612-673-7725

Community benefit costs rose in 2015

Minnesota sees stable exportsin fourth quarter

deal, prosecutors agreed to drop four other counts of stealing more than $5,000 during different peri-ods of time, though the restitution he agreed to pay reflects the full amounts at issue in all of the charges.

A sixth count of theft of trade secrets from St. Jude Medical already was dropped before Tuesday’s hear-ing.

The probable-cause statement used to arrest Szweda in September 2015 said he used to work for com-peting medical device maker Boston Scientific, but was ultimately asked

to leave for making “bad purchases.”Szweda then went to St. Jude, where

between 2010 and 2014 he received more than $140,000 through fraudu-lent means including falsifying expense reimbursements and misusing his company American Express card.

The expenses included $2,000 to rent a suite at the Lady Antebellum concert at the Target Center. That expense was submitted as “room rental” for a quarterly company meeting, but St. Jude recovered e-mails that showed the charge was actually for the costly country music performance.

Also included was a $571 expense at an indoor go-kart track in Maple Grove that was submitted as com-pany hospitality. Investigators con-cluded that only one other employee was invited, and e-mails and calen-dar entries showed the party was on the same day as Szweda’s wife’s son’s 16th birthday party.

Szweda acknowledged both expenses, as well as more than $5,000 for Timberwolves tickets and more than $1,400 for PIT Productions, in court Tuesday. The original proba-ble-cause affidavit listed many other expenses that were not spelled out

in court on Tuesday.Szweda’s sentencing hearing is

scheduled for April 24.In an e-mailed statement, officials

with Abbott Laboratories — which acquired St. Jude Medical in January — said they were pleased with the outcome of Tuesday’s plea hearing.

“We are pleased this case is resolved, and thank the Ramsey County Sheriff ’s Office and Ramsey County attorney’s office for their attention to this matter,” the com-pany statement said.

Joe Carlson • 612-673-4779

Szweda charged a $571 go-kart party ø SZWEDA from D1

country.”Highly pathogenic avian flu

spreads quickly and is more likely to produce disease, leading to a greater mortality rate among chick-ens and turkeys. Low-pathogenic strains do not spread as quickly but they can mutate into highly patho-genic strains, which is why they are closely watched.

Avian flu only affects animals and is not considered a food safety issue for humans.

Jennie-O was devastated by the 2015 outbreak of the highly patho-genic version of H5N2 avian flu, which decimated 10 percent of Minnesota’s annual turkey pro-duction. About 58 percent of Min-nesota turkey farms that were hit in the 2015 outbreak were Jennie-O suppliers. The multistate out-break sent U.S. egg prices soaring and caused significant financial strain for the turkey industry.

The USDA made it clear in its report that this new strain is dis-tinct from the viruses in the 2015 outbreak. Hormel told investors last month that it has made signif-icant biosecurity investments in its Jennie-O business to prevent such outbreaks.

The USDA Animal Plant Health Inspection Service and the Wisconsin Department of Agriculture Trade and Consumer Protection are responding to the situation in Barron. Unlike the Tennessee case, the Jennie-O birds showed no clinical signs of duress. Operators tested the birds after they showed signs of depression. The strain is common in wild birds, Hormel said. The origin is unknown, according to the USDA.

Responders have quarantined the operation and the birds will be euthanized, said the USDA report.

The USDA monitors migra-tory bird flyways for signs of dis-ease spread. Minnesota, Wiscon-sin and Tennessee are all in the Mississippi flyway.

Kristen Leigh Painter • 612-673-4767

Birds seemed depressed, were testedø AVIAN from D1

Falls, now generates about $1.5 bil-lion a year in sales.

Although Digi-Key is considering other locations for expansion, Thief River Falls remains its “preferred location,” said Rick Trontvet , Digi-Key’s vice president of administra-tion and human resources. Digi-Key will give the city and state a chance to put together an incentives pack-age before expanding the search to other sites.

Trontvet declined to say where else the company is looking.

“We obviously are thrilled with Thief River Falls as the place where we have grown. And we wanted to give Minnesota and the city the first opportunity or the first bite of the apple so to speak” in trying to make a deal work, Trontvet said.

“We told our employees [Mon-day] and there is a lot of excitement about the scale of the facility and what it could mean,” he said.

But he cautioned that Digi-Key’s large size means the decision on where to expand is “more complex

and requires that we review a variety of possibilities. This review process involves a lot of fact finding.”

Infrastructure and hiring needs are just two of many issues that will have to be addressed if the project is to go forward. It’s often difficult to find hundreds of new workers to hire in northern, rural Minnesota, officials conceded. In the past, hous-ing has been a concern.

Cities and businesses have teamed up in recent years, though, to improve access to jobs, apartments and houses.

Thief River Falls Mayor Brian Holmer said that, if chosen, his city will welcome Digi-Key’s project “with open arms. … We want them to stay here.”

The expansion proposal was set to be discussed by City Council mem-bers during meetings Tuesday and Wednesday and by state legislators this week, Holmer said.

The idea that Digi-Key could launch such a massive expansion in rural Minnesota is “very exciting,” Holmer said. If it proceeds, it would

“provide hundreds of millions of dol-lars to the economy in Minnesota, so it would be good to keep them here in Minnesota.”

If possible, city leaders will con-sider offering Digi-Key some type of tax increment financing . At the same time, state legislators are consider-ing proposals to steer state loans or grants toward the company.

The state’s Department of Employment and Economic Devel-opment has the ability to offer expanding businesses certain incen-tives, such as job creation rebates and Minnesota Investment Fund loans, to assist with expansion. Most measures require the grant or loan recipient to first invest significant capital and to create a set number of new jobs before receiving state money.

“We started working on it in Janu-ary and have worked with the con-sultants that Digi-Key hired,” Holmer said. “Now we are at a crossroads and have to see how it all works out.”

The city, state and the regional airport are all willing to help ensure

that an expanded Digi-Key plant and its enhanced cargo demands could be met. “In the future, if [Digi-Key] needed bigger planes at the airport, the airport is willing to consider that. If we need to grow, we will grow,” Holmer said.

Digi-Key Electronics is a global distributor of electronic compo-nents, prototypes and designs from more than 650 name-brand manu-facturers. It stocks 1.3 million elec-tronic components and typically ships parts to customers across the globe within 48 hours.

That track record must be main-tained, Trontvet said.

Digi-Key has enjoyed robust growth in the last 15 years as cus-tomers moved from paper catalogs to internet-based ordering. In addi-tion to Thief River Falls, Digi-Key has a small facility in Fargo and a customer service center in the Neth-erlands, plus sales offices in Munich and Tel Aviv.

Dee DePass • 612-673-7725

Digi-Key is a global distributor of electronic componentsø DIGI-KEY from D1

Land Institute to use in Cascadian Farms, a line of organic cereals and other products it has owned since 2000.

Kernza has been commercially available in some niche markets, but it has so far lacked the support of a major company to assure farmers that there is a market for it.

“This is meant to stimulate the market,” said Jerry Lynch , chief sustainability officer for General Mills. “We have farmers we have contracted with and, once we see how big the harvest is next fall, we can get a sense of our scale.”

The grain is sweet and nutty in flavor, lending itself to cereals and snacks. Still, the taste is differ-ent from that of common wheat, so General Mills will be testing consumer acceptance.

“This looks much more like a grass seed, it’s long and thin. It’s got more bran and fiber in it and less raw carbohydrate in it,” Lynch said. “As a result, the flour that comes off it has a nuttier taste to it.”

Golden Valley-based General Mills also agreed to give $500,000 to the Forever Green Initiative at the University of Minnesota. This money will be used to conduct advanced research on Kernza’s ability to reduce greenhouse gas emissions in food production and increase the grain’s yields through breeding.

The Kernza grass produces much smaller yields than common wheat. General Mills has been work-ing with university researchers on this grain for four years. The company hopes the three-year grant will result in the development of higher yields through breeding.

“Realistically, you’ve got to believe that to develop this even from a small niche crop to a small com-modity crop is going to take the better part of a decade,” Lynch said.

Still, some of the grain likely will be in Cascadian Farms products by early 2018.

Kristen Leigh Painter • 612-673-4767

KERNZA IS SWEET, NUTTY IN FLAVOR

ø KERNZA from D1

Forever Green Initiative at the University of Minnesota Common wheat seed, left, alongside Kernza seed. The Kernza grass produces much smaller yields than common wheat. General Mills has been working with university researchers on Kernza for four years.

“This looks much more like a grass seed, it’s long and thin. It’s got more bran and fi ber in it and less raw carbohydrate in it.

As a result, the fl our that comes o≠ it has a nuttier taste to it.”Jerry Lynch , chief sustainability officer for General Mills


D2 • S TA R T R I B U N E B U S I N E S S W E D N E S DAY, M A R C H 8 , 2 0 1 7

STOCKS

Losses for drugmakers pull indexes lowerU.S. stocks declined for the third time in four days on Tuesday as health care companies took center stage. Drugmakers fell after President Donald Trump said he wants to bring drug prices down. Insurers rose and hospital companies dropped after Republicans in Congress introduced a bill intended to replace the 2010 Affordable Care Act. Pharmaceutical and biotechnology companies fell after Trump said in a morn-ing tweet that he intends to bring down drug prices. The health care proposal gave big health insurers a boost, but hurt companies that do a lot of business with Medicaid. The Standard & Poor’s 500 index lost 6.92 points, or 0.3 percent, to 2,368.39. The Dow Jones industrial average lost 29.58 points, or 0.1 percent, to 20,924.76. The Nasdaq composite sagged 15.25 points, or 0.3 percent, to 5,833.93. On Thursday the cur-rent bull market will turn eight years old. It has lasted longer than any other since World War II except for the decadelong run that ended in early 2000.

NEWS SERVICES

But he expressed no alarm about the rebound here.

By DAVID KOENIG Associated Press

HOUSTON – Saudi Arabia’s energy minister said OPEC production cuts are work-ing to bolster crude prices and his country will look at whether other oil-producing nations are living up to their promises to curtail pumping before deciding whether to extend the cutbacks beyond this summer.

Khalid Al-Falih expressed no great alarm Tuesday about the recovery in U.S. oil out-put since crude prices began rebounding in early 2016, although he indicated surprise at how quickly it bounced back. The Energy Department said Tuesday that U.S. production averaged 8.9 million barrels a day last year, and it forecast increases to 9.2 million barrels a day this year and 9.7 million — a possible record — in 2018.

In a nod to the United States’ ability to offset much of the OPEC cuts by pumping oil from shale formations, Al-Falih said he is watching the U.S. producers closely.

OPEC, whose members account for about one-third of global oil output, agreed to cut production beginning in January by 1.2 million barrels a day. Other countries joined

in, pushing the total to nearly 1.8 million barrels. By indepen-dent accounts, those targets have mostly been met, although some producers, like non-OPEC Russia, have fallen short.

“Some have not lived up to expectations,” Al-Falih said, “but as a whole if you look at the totality, the agreement is working well.”

Oil prices have stabilized above $50 a barrel — a rebound from early 2016, when they plunged below $30 a barrel — although some analysts had expected closer to $60. The U.S. benchmark traded around $53.30 a barrel Tuesday, while

the global benchmark traded just above $56.

Saudi Arabia is the world’s biggest producer and is car-rying the heaviest load of production cuts. While other OPEC members such as Ven-ezuela and Nigeria are in far worse shape economically, the Saudis too feel the pinch. The kingdom needs the money to pay for social programs, raising questions about how long and how low it will go with produc-tion cuts, which expire in July.

In deciding whether to favor extending the cuts, his country will look at global oil inventories as the midyear

deadline approaches, Al-Falih said. Speaking at a conference known as CERAWeek by IHS Markit, he also said growth in developing nations means that demand for oil will remain strong for the year despite efforts to curb carbon emis-sions, advances in energy effi-ciency, and competition from renewable energy.

OPEC Secretary-General Mohammad Barkindo of Nige-ria was scheduled to address the conference later in the day.

Al-Falih also said Saudi Aramco’s pending IPO, planned for next year, will knit the state-owned company more closely into the international economy. He highlighted Aramco invest-ments in the U.S., including tak-ing control over a Texas refin-ery that had been run in a joint venture with Royal Dutch Shell, which said it will get $2.2 billion from Saudi Aramco.

In discussing the U.S. shale rebound, Al-Falih, who earned a degree in mechanical engi-neering from Texas A&M, dis-played his mastery of Ameri-can business jargon such as “green shoots” to describe signs of recovery in oil invest-ment and production.

“The green shoots are defi-nitely here in the U.S., and maybe they are growing too fast,” Al-Falih said in reference to his American shale rivals. “I am monitoring the watering of the green shoots.”

Saudi energy minister says he is closely watching U.S. oil producers

RONALD ZAK • Associated Press

“The green shoots are defi nitely here in the U.S.”

Khalid Al-Falih, Saudi Arabia’s energy minister, above


W E D N E S DAY, M A R C H 8 , 2 0 1 7 B U S I N E S S S TA R T R I B U N E • D3

Legal Notices Legal NoticesLegal NoticesNOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOT AF-FECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that de-fault has occurred in conditions ofthe following described mortgage:DATE OF MORTGAGE: April 24, 2007MORTGAGORS: Ruby Red Dentata,LLC (by Assumption Agreementdated August 17, 2011, recordedAugust 23, 2011 as document num-ber 4880527 with Register of Titlesof Hennepin County)MORTGAGEE: State Bank of Kim-ball, now known as Harvest BankDATE AND PLACE OF RECORDING:Recorded April 25, 2007, HennepinCounty Registrar of Titles, asdocument number 4380300.ASSIGNMENTS OF MORTGAGE:None.TRANSACTION AGENT: None.TRANSACTION AGENT’S MORT-GAGE IDENTIFICATION NUMBER ONMORTGAGE: None.LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ONMORTGAGE: State Bank of Kimball,now known as Harvest Bank.RESIDENTIAL MORTGAGESERVICER: Harvest Bank.MORTGAGED PROPERTY 20 4thStreet N, Minneapolis, MN 55401.TAX PARCEL I.D.#:22-029-24-41-0105LEGAL DESCRIPTION OF PROPERTY:Lots 10, 11, and 12, AUDITOR’S SUB-DIVISION NO 152.COUNTY IN WHICH PROPERTY ISLOCATED: HennepinORIGINAL PRINCIPAL AMOUNT OFMORTGAGE: $400,000.00AMOUNT DUE AND CLAIMED TO BEDUE AS OF DATE OF NOTICE, IN-CLUDING TAXES, IF ANY PAID BYMORTGAGEE: $566,349.24.That prior to the commencementof this mortgage foreclosure pro-ceeding Mortgagee/Assignee ofMortgagee, complied with all no-tice requirements as required bystatute; that no action or proceed-ing has been instituted at law orotherwise to recover the debt se-cured by said mortgage, or anypart thereof;PURSUANT to the power of salecontained in said mortgage, theabove described property will besold by the Sheriff of said countyas follows:DATE AND TIME OF SALE: April 25,2017, at 10:00 a.m.PLACE OF SALE: Sheriff’s Main Of-fice, Civil Division, Room 30, 350South Fifth Street, Minneapolis,MN 55487; to pay the debt then se-cured by said Mortgage, and tax-es, if any, on said premises, andthe costs and disbursements, in-cluding attorneys’ fees allowed bylaw subject to redemption within 6months from the date of said saleby the mortgagor(s), their person-al representatives or assigns un-less reduced to five weeks underMinnesota Statutes, Section 580.07.TIME AND DATE TO VACATE PROP-ERTY: If the real estate is anowner-occupied, single-familydwelling, unless otherwise provid-ed by law, the date on or beforewhich the mortgagor(s) must va-cate the property if the mortgageis not reinstated under section 580.30 or the property is not re-deemed under section 580.23 is11:59 p.m. on October 25, 2017.MORTGAGOR(S) RELEASED FROMFINANCIAL OBLIGATION ON MORT-GAGE: None."THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR’S PERSONALREPRESENTATIVES OR ASSIGNS,MAY BE REDUCED TO FIVE WEEKSIF A JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES,SECTION 582.032, DETERMINING,AMONG OTHER THINGS, THAT THEMORTGAGED PREMISES ARE IM-PROVED WITH A RESIDENTIALDWELLING OF LESS THAN FIVEUNITS, ARE NOT PROPERTY USEDIN AGRICULTURAL PRODUCTION,AND ARE ABANDONED."Dated: March 8, 2017Harvest Bank (formerly State Bankof Kimball)Mortgagee/Assignee of MortgageeYoung & Brown, LLPBy: Matthew B. Brown, #393572Attorney for Mortgagee/Assignee of Mortgagee63 Oak Avenue South, PO Box 859Annandale MN 55302-0859(320) 274-8221THIS IS A COMMUNICATION FROMA DEBT COLLECTOR3/8, 3/15, 3/22, 3/29, 4/5, 4/12/17Star Tribune

Legal Notices Legal Notices17-105753

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOT AF-FECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that de-fault has occurred in the condi-tions of the following describedmortgage:DATE OF MORTGAGE: June 15, 2005ORIGINAL PRINCIPAL AMOUNT OFMORTGAGE: $157,384.00MORTGAGOR(S): Adam J. Scott, asingle man and Josephine A.Roder, a single womanMORTGAGEE: Mortgage ElectronicRegistration Systems, Inc.TRANSACTION AGENT: MortgageElectronic Registration Systems,Inc.MIN#: 1001032-1000010191-4LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ON THEMORTGAGE: Prime Mortgage Cor-porationSERVICER: CitiMortgage, Inc.DATE AND PLACE OF FILING: FiledJuly 28, 2005, Hennepin County Re-corder, as Document Number8624184ASSIGNMENTS OF MORTGAGE: As-signed to: CitiMortgage, Inc.LEGAL DESCRIPTION OF PROPERTY:Lot 11, Auditor’s Subdivision No.237PROPERTY ADDRESS: 3234 42ndAvenue South, Minneapolis, MN55406PROPERTY IDENTIFICATION NUM-BER: 06-028-23-13-0011COUNTY IN WHICH PROPERTY ISLOCATED: HennepinTHE AMOUNT CLAIMED TO BE DUEON THE MORTGAGE ON THE DATEOF THE NOTICE: $150,345.62THAT all pre-foreclosure require-ments have been complied with;that no action or proceeding hasbeen instituted at law or other-wise to recover the debt securedby said mortgage, or any partthereof;PURSUANT, to the power of salecontained in said mortgage, theabove described property will besold by the Sheriff of said countyas follows:DATE AND TIME OF SALE: April 28,2017, 10:00amPLACE OF SALE: Sheriff’s Main Of-fice, Civil Division, Room 30, Court-house, 350 South Fifth St., Minne-apolis, MN 55487 to pay the debtsecured by said mortgage andtaxes, if any, on said premises andthe costs and disbursements, in-cluding attorneys fees allowed bylaw, subject to redemption within6 months from the date of saidsale by the mortgagor(s) the per-sonal representatives or assigns.TIME AND DATE TO VACATE PROP-ERTY: If the real estate is anowner-occupied, single-familydwelling, unless otherwise provid-ed by law, the date on or beforewhich the mortgagor(s) must va-cate the property, if the mortgageis not reinstated under section 580.30 or the property is not re-deemed under section 580.23, is11:59 p.m. on October 28, 2017, orthe next business day if October28, 2017 falls on a Saturday, Sun-day or legal holiday."THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGA-GOR, THE MORTGAGOR’S PERSON-AL REPRESENTATIVES OR ASSIGNS,MAY BE REDUCED TO FIVE WEEKSIF A JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTESSECTION 582.032 DETERMINING,AMONG OTHER THINGS, THAT THEMORTGAGED PREMISES ARE IM-PROVED WITH A RESIDENTIALDWELLING OF LESS THAN 5 UNITS,ARE NOT PROPERTY USED FOR AG-RICULTURAL PRODUCTION, ANDARE ABANDONED.Dated: March 6, 2017CitiMortgage, Inc.Assignee of MortgageeSHAPIRO & ZIELKE, LLPBY Lawrence P. Zielke - 152559Diane F. Mach - 273788Melissa L. B. Porter - 0337778Randolph W. Dawdy - 2160XGary J. Evers - 0134764Tracy J. Halliday - 034610XAttorneys for Mortgagee12550 West Frontage Road, Suite200 Burnsville, MN 55337(952) 831-4060THIS IS A COMMUNICATION FROMA DEBT COLLECTOR3/8, 3/15, 3/22, 3/29, 4/5, 4/12/17Star Tribune

16-104278

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOT AF-FECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that de-fault has occurred in the condi-tions of the following describedmortgage:DATE OF MORTGAGE: March 11,2011ORIGINAL PRINCIPAL AMOUNT OFMORTGAGE: $279,000.00MORTGAGOR(S): Verda R. Gouldand Edward L. Gould, both singlepersonsMORTGAGEE: JPMorgan ChaseBank, N.A.LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ON THEMORTGAGE: JPMorgan ChaseBank, N.A.SERVICER: Seterus, Inc.DATE AND PLACE OF FILING: FiledMarch 24, 2011, Hennepin CountyRecorder, as Document NumberA9637933ASSIGNMENTS OF MORTGAGE: As-signed to: Federal National Mort-gage AssociationLEGAL DESCRIPTION OF PROPERTY:The South 30 feet of Lot 2 and theNorth 15 feet of Lot 3, Block 22,Waveland Park.PROPERTY ADDRESS: 4510 BeardAve S, Minneapolis, MN 55410PROPERTY IDENTIFICATION NUM-BER: 08-028-24-33-0114COUNTY IN WHICH PROPERTY ISLOCATED: HennepinTHE AMOUNT CLAIMED TO BE DUEON THE MORTGAGE ON THE DATEOF THE NOTICE: $272,620.11THAT all pre-foreclosure require-ments have been complied with;that no action or proceeding hasbeen instituted at law or other-wise to recover the debt securedby said mortgage, or any partthereof;PURSUANT, to the power of salecontained in said mortgage, theabove described property will besold by the Sheriff of said countyas follows:DATE AND TIME OF SALE: March24, 2017, 10:00amPLACE OF SALE: Sheriff’s Main Of-fice, Civil Division, Room 30, Court-house, 350 South Fifth St., Minne-apolis, MN 55487 to pay the debtsecured by said mortgage and tax-es, if any, on said premises andthe costs and disbursements, in-cluding attorneys fees allowed bylaw, subject to redemption within6 months from the date of saidsale by the mortgagor(s) the per-sonal representatives or assigns.TIME AND DATE TO VACATE PROP-ERTY: If the real estate is anowner-occupied, single-familydwelling, unless otherwise provid-ed by law, the date on or beforewhich the mortgagor(s) must va-cate the property, if the mortgageis not reinstated under section 580.30 or the property is not re-deemed under section 580.23, is11:59 p.m. on September 24, 2017,or the next business day if Sep-tember 24, 2017 falls on a Satur-day, Sunday or legal holiday."THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR’S PERSONALREPRESENTATIVES OR ASSIGNS,MAY BE REDUCED TO FIVE WEEKSIF A JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTESSECTION 582.032 DETERMINING,AMONG OTHER THINGS, THAT THEMORTGAGED PREMISES ARE IM-PROVED WITH A RESIDENTIALDWELLING OF LESS THAN 5 UNITS,ARE NOT PROPERTY USED FOR AG-RICULTURAL PRODUCTION, ANDARE ABANDONED.Dated: January 27, 2017Federal National Mortgage Associ-ation ("Fannie Mae")Assignee of MortgageeSHAPIRO & ZIELKE, LLPBY Lawrence P. Zielke - 152559Diane F. Mach - 273788Melissa L. B. Porter - 0337778Randolph W. Dawdy - 2160XGary J. Evers - 0134764Tracy J. Halliday - 034610XAttorneys for Mortgagee12550 West Frontage Road, Suite200 Burnsville, MN 55337(952) 831-4060THIS IS A COMMUNICATION FROMA DEBT COLLECTOR2/1, 2/8, 2/15, 2/22, 3/1, 3/8/17 StarTribune

17-105553

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOT AF-FECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that de-fault has occurred in the condi-tions of the following describedmortgage:DATE OF MORTGAGE: January 28,2009ORIGINAL PRINCIPAL AMOUNT OFMORTGAGE: $259,500.00MORTGAGOR(S): Lois H Nelson, asingle personMORTGAGEE: Homeservices Lend-ing, LLC Series A DBA Edina RealtyMortgageLENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ON THEMORTGAGE: Homeservices Lend-ing, LLC Series A DBA Edina RealtyMortgageSERVICER: Wells Fargo Bank, N.A.DATE AND PLACE OF FILING: FiledMarch 18, 2009, Hennepin CountyRegistrar of Titles, as DocumentNumber T4622603ASSIGNMENTS OF MORTGAGE: As-signed to: Wells Fargo Bank, N.A.LEGAL DESCRIPTION OF PROPERTY:Lot 12, Block 1, Preston TrailsREGISTERED PROPERTYPROPERTY ADDRESS: 2261 Wild-wood Cir, Minnetonka, MN 55305PROPERTY IDENTIFICATION NUM-BER: 12-117-22-11-0032 COT#1384545COUNTY IN WHICH PROPERTY ISLOCATED: HennepinTHE AMOUNT CLAIMED TO BE DUEON THE MORTGAGE ON THE DATEOF THE NOTICE: $171,071.74THAT all pre-foreclosure require-ments have been complied with;that no action or proceeding hasbeen instituted at law or other-wise to recover the debt securedby said mortgage, or any partthereof;PURSUANT, to the power of salecontained in said mortgage, theabove described property will besold by the Sheriff of said countyas follows:DATE AND TIME OF SALE: May 5,2017, 10:00amPLACE OF SALE: Sheriff’s Main Of-fice, Civil Division, Room 30, Court-house, 350 South Fifth St., Minne-apolis, MN 55487 to pay the debtsecured by said mortgage and tax-es, if any, on said premises andthe costs and disbursements, in-cluding attorneys fees allowed bylaw, subject to redemption within12 months from the date of saidsale by the mortgagor(s) the per-sonal representatives or assigns.TIME AND DATE TO VACATE PROP-ERTY: If the real estate is anowner-occupied, single-familydwelling, unless otherwise provid-ed by law, the date on or beforewhich the mortgagor(s) must va-cate the property, if the mortgageis not reinstated under section 580.30 or the property is not re-deemed under section 580.23, is11:59 p.m. on May 5, 2018, or thenext business day if May 5, 2018falls on a Saturday, Sunday or le-gal holiday."THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR’S PERSONALREPRESENTATIVES OR ASSIGNS,MAY BE REDUCED TO FIVE WEEKSIF A JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTESSECTION 582.032 DETERMINING,AMONG OTHER THINGS, THAT THEMORTGAGED PREMISES ARE IM-PROVED WITH A RESIDENTIALDWELLING OF LESS THAN 5 UNITS,ARE NOT PROPERTY USED FOR AG-RICULTURAL PRODUCTION, ANDARE ABANDONED.Dated: March 3, 2017Wells Fargo Bank, N.A.Assignee of MortgageeSHAPIRO & ZIELKE, LLPBY Lawrence P. Zielke - 152559Diane F. Mach - 273788Melissa L. B. Porter - 0337778Randolph W. Dawdy - 2160XGary J. Evers - 0134764Tracy J. Halliday - 034610XAttorneys for Mortgagee12550 West Frontage Road, Suite200 Burnsville, MN 55337(952) 831-4060THIS IS A COMMUNICATION FROMA DEBT COLLECTOR3/8, 3/15, 3/22, 3/29, 4/5, 4/12/17Star Tribune

Legal Notices17-105633

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOT AF-FECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that de-fault has occurred in the condi-tions of the following describedmortgage:DATE OF MORTGAGE: July 1, 2003ORIGINAL PRINCIPAL AMOUNT OFMORTGAGE: $134,000.00MORTGAGOR(S): Scott D. Hemerand Stacy M. Hemer, husband andwifeMORTGAGEE: SunTrust Mortgage,Inc.LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ON THEMORTGAGE: SunTrust Mortgage,Inc.SERVICER: Seterus, Inc.DATE AND PLACE OF FILING: FiledJuly 29, 2003, Hennepin CountyRegistrar of Titles, as DocumentNumber 3794428ASSIGNMENTS OF MORTGAGE: As-signed to: Federal National Mort-gage AssociationLEGAL DESCRIPTION OF PROPERTY:Lot 7, Block 1, Boulder Creek Addi-tionREGISTERED PROPERTYPROPERTY ADDRESS: 5895 ScenicHts Dr, Minnetonka, MN 55345PROPERTY IDENTIFICATION NUM-BER: 32-117-22-42-0005 COT#1005915COUNTY IN WHICH PROPERTY ISLOCATED: HennepinTHE AMOUNT CLAIMED TO BE DUEON THE MORTGAGE ON THE DATEOF THE NOTICE: $104,520.90THAT all pre-foreclosure require-ments have been complied with;that no action or proceeding hasbeen instituted at law or other-wise to recover the debt securedby said mortgage, or any partthereof;PURSUANT, to the power of salecontained in said mortgage, theabove described property will besold by the Sheriff of said countyas follows:DATE AND TIME OF SALE: April 14,2017, 10:00amPLACE OF SALE: Sheriff’s Main Of-fice, Civil Division, Room 30, Court-house, 350 South Fifth St., Minne-apolis, MN 55487 to pay the debtsecured by said mortgage and tax-es, if any, on said premises andthe costs and disbursements, in-cluding attorneys fees allowed bylaw, subject to redemption within6 months from the date of saidsale by the mortgagor(s) the per-sonal representatives or assigns.TIME AND DATE TO VACATE PROP-ERTY: If the real estate is anowner-occupied, single-familydwelling, unless otherwise provid-ed by law, the date on or beforewhich the mortgagor(s) must va-cate the property, if the mortgageis not reinstated under section 580.30 or the property is not re-deemed under section 580.23, is11:59 p.m. on October 14, 2017, orthe next business day if October14, 2017 falls on a Saturday, Sun-day or legal holiday."THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR’S PERSONALREPRESENTATIVES OR ASSIGNS,MAY BE REDUCED TO FIVE WEEKSIF A JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTESSECTION 582.032 DETERMINING,AMONG OTHER THINGS, THAT THEMORTGAGED PREMISES ARE IM-PROVED WITH A RESIDENTIALDWELLING OF LESS THAN 5 UNITS,ARE NOT PROPERTY USED FOR AG-RICULTURAL PRODUCTION, ANDARE ABANDONED.Dated: February 21, 2017Federal National Mortgage Associ-ation ("Fannie Mae")Assignee of MortgageeSHAPIRO & ZIELKE, LLPBY Lawrence P. Zielke - 152559Diane F. Mach - 273788Melissa L. B. Porter - 0337778Randolph W. Dawdy - 2160XGary J. Evers - 0134764Tracy J. Halliday - 034610XAttorneys for Mortgagee12550 West Frontage Road, Suite200 Burnsville, MN 55337(952) 831-4060THIS IS A COMMUNICATION FROMA DEBT COLLECTOR2/22, 3/1, 3/8, 3/15, 3/22, 3/29/17Star Tribune

16-104495

NOTICE OF MORTGAGE

FORECLOSURE SALE

THE RIGHT TO VERIFICATION OFTHE DEBT AND IDENTITY OF THEORIGINAL CREDITOR WITHIN THETIME PROVIDED BY LAW IS NOT AF-FECTED BY THIS ACTION.NOTICE IS HEREBY GIVEN, that de-fault has occurred in the condi-tions of the following describedmortgage:DATE OF MORTGAGE: January 22,2013ORIGINAL PRINCIPAL AMOUNT OFMORTGAGE: $77,112.00MORTGAGOR(S): Jean M. McNally,a/k/a Jeanne M. McNally, a singlewomanMORTGAGEE: JPMorgan ChaseBank, N.A.LENDER OR BROKER AND MORT-GAGE ORIGINATOR STATED ON THEMORTGAGE: JPMorgan ChaseBank, N.A.SERVICER: Caliber Home Loans,Inc.DATE AND PLACE OF FILING: FiledFebruary 5, 2013, Ramsey CountyRegistrar of Titles, as DocumentNumber 2200282ASSIGNMENTS OF MORTGAGE: As-signed to: Federal National Mort-gage Association; thereafter as-signed to U.S. Bank Trust, N.A., asTrustee for LSF9 Master Participa-tion Trust.LEGAL DESCRIPTION OF PROPERTY:Lot 4, Block 8, Phalen Heights ParkREGISTERED PROPERTYPROPERTY ADDRESS: 1106 Haw-thorne Ave E, Saint Paul, MN 55106PROPERTY IDENTIFICATION NUM-BER: 212922430136 COT# 337983COUNTY IN WHICH PROPERTY ISLOCATED: RamseyTHE AMOUNT CLAIMED TO BE DUEON THE MORTGAGE ON THE DATEOF THE NOTICE: $87,443.38THAT all pre-foreclosure require-ments have been complied with;that no action or proceeding hasbeen instituted at law or other-wise to recover the debt securedby said mortgage, or any partthereof;PURSUANT, to the power of salecontained in said mortgage, theabove described property will besold by the Sheriff of said countyas follows:DATE AND TIME OF SALE: March22, 2017, 10:00amPLACE OF SALE: Sheriff’s Main Of-fice, The Lowry Building/City HallAnnex, 25 West 4th St., Suite 150,St. Paul, MN 55102 to pay the debtsecured by said mortgage andtaxes, if any, on said premises andthe costs and disbursements, in-cluding attorneys fees allowed bylaw, subject to redemption within6 months from the date of saidsale by the mortgagor(s) the per-sonal representatives or assigns.TIME AND DATE TO VACATE PROP-ERTY: If the real estate is anowner-occupied, single-familydwelling, unless otherwise provid-ed by law, the date on or beforewhich the mortgagor(s) must va-cate the property, if the mortgageis not reinstated under section 580.30 or the property is not re-deemed under section 580.23, is11:59 p.m. on September 22, 2017,or the next business day if Sep-tember 22, 2017 falls on a Satur-day, Sunday or legal holiday."THE TIME ALLOWED BY LAW FORREDEMPTION BY THE MORTGAGOR,THE MORTGAGOR’S PERSONALREPRESENTATIVES OR ASSIGNS,MAY BE REDUCED TO FIVE WEEKSIF A JUDICIAL ORDER IS ENTEREDUNDER MINNESOTA STATUTES SEC-TION 582.032 DETERMINING,AMONG OTHER THINGS, THAT THEMORTGAGED PREMISES ARE IM-PROVED WITH A RESIDENTIALDWELLING OF LESS THAN 5 UNITS,ARE NOT PROPERTY USED FOR AG-RICULTURAL PRODUCTION, ANDARE ABANDONED.Dated: January 27, 2017U.S. Bank Trust, N.A., as Trustee forLSF9 Master Participation TrustAssignee of MortgageeSHAPIRO & ZIELKE, LLPBY Lawrence P. Zielke - 152559Diane F. Mach - 273788Melissa L. B. Porter - 0337778Randolph W. Dawdy - 2160XGary J. Evers - 0134764Tracy J. Halliday - 034610XAttorneys for Mortgagee12550 West Frontage Road, Suite200 Burnsville, MN 55337(952) 831-4060THIS IS A COMMUNICATION FROMA DEBT COLLECTOR2/1, 2/8, 2/15, 2/22, 3/1, 3/8/17 StarTribune

CLASSIFIEDSSTARTRIBUNE.COM/CLASSIFIEDS • 612.673.7000 • 800.927.9233

Housing barometer

Long-term mortgage rates fell last week, breaking a holding

pattern that prevailed for more than a month.

The rate on 30-year, fixed-rate loans declined to 4.10

percent from 4.16 percent the previous week. Mortgage

rates fell at the start of the year after rising for nine straight

weeks, but have moved little

in recent weeks. Did the

decline in rates spur more

buyers to apply for a

mortgage last week? Find out

today, when the Mortgage

Bankers Association releases

its latest weekly survey of

home loan applications.

Eye on the economy

Economists project that the rate of

growth in U.S. worker productivity

slowed in the last three months of 2016.

The Labor Department is expected to

report today that worker productivity

rose by an annual rate of 1.3 percent in

the fourth quarter. That would represent

a slower pace than the third quarter,

when productivity surged 3.5 percent.

Productivity has slowed significantly in

recent years for reasons that are

unclear. It represents a worrisome trend

given that growth in productivity is a key

factor needed to boost living standards.

Hiring survey

Payroll processor ADP releases

today its latest survey of hiring by

private U.S. companies.

The January survey showed

that companies ramped up hiring,

adding the most new workers

since June. The hiring was

widespread, with the construction,

manufacturing, health care and

shipping industries all adding jobs

at a solid pace. Economists

predict that ADP’s job survey for

February will show the pace of

hiring slowed last month. Source: FactSet

Productivity seasonally adjusted

annualized percent change

-2

0

2

4%

Q4Q3Q2Q1Q4Q3

’15 ’16

est.1.3

Source: FactSet

ADP Employment Surveyseasonally adjusted

0

50

100

150

200

250 thousand

FJDNOS

’16 ’17

196 est.185

151

124

2.0

-2.4 --0.6 -0.2

226246 3.5

17,000

18,000

19,000

20,000

21,000

22,000

S MO N D J F

20,680

20,940

21,200 Dow Jones industrialsClose: 20,924.76Change: -29.58 (-0.1%)

10 DAYS

2,000

2,100

2,200

2,300

2,400

S MO N D J F

2,320

2,380

2,440 S&P 500Close: 2,368.39Change: -6.92 (-0.3%)

10 DAYS

NimbleStg 12.58 +3.98 +46.3AuriniaPh 7.10 +1.74 +32.5KuraOnc n 9.55 +2.25 +30.8MoSys rs 2.74 +.59 +27.4ParkrVs rs 2.59 +.48 +22.7NakedBr n 2.53 +.40 +18.8MeetMe 5.89 +.82 +16.2TerraFm lf 4.93 +.68 +15.9Qualstar rs 6.00 +.76 +14.5LGI Homes 32.71 +3.70 +12.8WeathfIntl 6.63 +.74 +12.6GblBrCopp 38.05 +4.20 +12.4GenoceaB 5.57 +.59 +11.8LeapTh n 8.77 +.92 +11.7AstoriaF 20.65 +2.17 +11.7PureStrg n 10.47 +1.07 +11.4TAT Tch h 9.00 +.90 +11.1TearLab rs 4.60 +.43 +10.2HebronTc n 3.69 +.34 +10.1Hydrognc 6.15 +.55 +9.8

NAME CLOSE CHG. %CHG.

N AT I O N A L G A I N E R S


R E G I O N A L G A I N E R S

Avinger n 2.10 -.53 -20.0Rennova rs 2.40 -.56 -18.9IDT Cp 15.41 -3.18 -17.1Seadrill 2.99 -.60 -16.7Oncobio n 2.66 -.48 -15.3HeliMAn h 2.76 -.48 -14.8AkebiaTher 8.94 -1.31 -12.8BioScrip 2.01 -.26 -11.5Supernus 26.40 -3.35 -11.3AtlantAlli n 12.50 -1.50 -10.7NantHlth n 4.94 -.56 -10.2LoxoOncol 40.29 -4.54 -10.1Anlogic 75.25 -8.30 -9.9Thor Inds 104.01 -11.41 -9.9SnapInc A n 21.44 -2.33 -9.8OdysMr rsh 3.26 -.35 -9.7GNC 7.25 -.76 -9.5Tellurian rs 13.99 -1.46 -9.4CmtyHlt 8.94 -.92 -9.3CelldexTh 3.46 -.35 -9.2


N AT I O N A L L O S E R S

Advanced 889Declined 2055New Highs 54New Lows 67

Vol. (in mil.) 3,369Pvs. Volume 3,134

1,7381,706

9751823

6757

NYSE NASD

DOW 20970.54 20901.26 20924.76 -29.58 -0.14% s s s +5.88%DOW Trans. 9415.85 9305.52 9317.04 -103.24 -1.10% t s s +3.02%DOW Util. 698.12 695.07 695.94 -0.55 -0.08% t s s +5.51%NYSE Comp. 11547.79 11498.93 11506.33 -41.47 -0.36% t s s +4.06%NASDAQ 5859.77 5826.32 5833.93 -15.25 -0.26% s s s +8.37%S&P 500 2375.12 2365.51 2368.39 -6.92 -0.29% s s s +5.79%S&P 400 1726.84 1717.47 1718.53 -9.88 -0.57% t s s +3.49%Wilshire 5000 24724.81 24615.16 24638.00 -89.57 -0.36% s s s +5.17%Russell 2000 1383.66 1374.19 1374.88 -9.37 -0.68% t s s +1.29%

HIGH LOW CLOSE CHG. %CHG. WK MO QTR YTD

Buenos Aires Merval 19248.16 19248.16 19248.16 +50.82 +0.26% s s s +13.77%Frankfurt DAX 11988.87 11935.33 11966.14 +7.74 +0.06% s s s +4.22%London FTSE 100 7363.74 7335.27 7338.99 -11.13 -0.15% s s s +2.75%Hong Kong Hang Seng 23728.00 23585.77 23681.07 +84.79 +0.36% t s t +7.64%Paris CAC-40 4974.79 4941.35 4955.00 -17.19 -0.35% s s s +1.91%Tokyo Nikkei 225 19375.09 19317.10 19344.15 -34.99 -0.18% s s s +1.20%Seoul Composite 2094.05 2094.05 2094.05 +12.69 +0.61% s s s +2.33%Sydney All Ordinaries 5801.95 5801.95 5801.95 +13.47 +0.23% s s s +1.45%Toronto TSE300 15637.57 15577.25 15608.78 -20.97 -0.13% s s s +2.10%

GLOBAL HIGH LOW CLOSE CHG. %CHG. WK MO QTR YTDS T O C K S R E C A P

F O R E I G N E X C H A N G E C O M M O D I T I E SU.S. crude oil prices fellslightly while natural gas pric-es fell nearly 3 percent. Gold and silver pric-es fell roughly 1 percent each.

Crude Oil (bbl) 53.14 53.20 -0.11 -1.1Ethanol (gal) 1.48 1.51 -0.53 -7.7Heating Oil (gal) 1.61 1.60 +0.59 -5.3Natural Gas (mm btu) 2.82 2.90 -2.65 -24.2Unleaded Gas (gal) 1.68 1.67 +0.45 +0.9

FUELS CLOSE PVS. %CHG %YTD

Name PE Vol. Last Chg. Name PE Vol. Last Chg. Name PE Vol. Last Chg. Name PE Vol. Last Chg. Name PE Vol. Last Chg. Name PE Vol. Last Chg. Name PE Vol. Last Chg.

Gold (oz) 1215.10 1224.50 -0.77 +5.7Silver (oz) 17.49 17.73 -1.31 +9.8Platinum (oz) 961.10 978.20 -1.75 +6.6Copper (lb) 2.61 2.64 -1.27 +4.5

METALS CLOSE PVS. %CHG %YTD

Cattle (lb) 1.15 1.16 -0.17 -3.1Coffee (lb) 1.39 1.40 -0.47 +1.4Corn (bu) 3.70 3.73 -0.87 +5.0Cotton (lb) 0.77 0.78 -1.42 +9.4Lumber (1,000 bd ft) 360.90 356.90 +1.12 +14.0Orange Juice (lb) 1.79 1.80 -0.44 -9.6Soybeans (bu) 10.15 10.27 -1.17 +1.8Wheat (bu) 4.36 4.38 -0.51 +6.9

AGRICULTURE CLOSE PVS. %CHG %YTD

USD per British Pound 1.2201 -.0036 -.30% 1.4261Canadian Dollar 1.3420 +.0007 +.05% 1.3281USD per Euro 1.0568 -.0020 -.19% 1.1014Japanese Yen 114.05 +.13 +.11% 113.27Mexican Peso 19.4707 -.1125 -.58% 17.7420

1YR.MAJORS CLOSE CHG %CHG AGO

Israeli Shekel 3.6736 -.0012 -.03% 3.9122Norwegian Krone 8.4526 -.0333 -.39% 8.4984South African Rand 12.9614 -.0448 -.35% 15.2666Swedish Krona 9.0060 -.0107 -.12% 8.4765Swiss Franc 1.0135 +.0017 +.17% .9951

EUROPE/AFRICA/MIDDLE EAST

Australian Dollar 1.3177 -.0007 -.05% 1.3385Chinese Yuan 6.8983 +.0053 +.08% 6.5142Hong Kong Dollar 7.7646 +.0003 +.00% 7.7645Indian Rupee 66.632 -.033 -.05% 66.955Singapore Dollar 1.4112 -.0002 -.01% 1.3780South Korean Won 1150.61 -4.87 -.42% 1200.34Taiwan Dollar 30.88 -.10 -.32% 32.60

ASIA/PACIFIC

The dollar rose against the eu-ro, the Japa-nese yen and the British pound. The dol-lar also rose against the Ca-nadian dollar but fell against the Mexican pe-so.

Electrmed 4.65 +.25 +5.7Ikonics 10.50 +.40 +4.0ImageSens 2.95 +.10 +3.5MGC Diag 9.83 +.31 +3.3TactSys n 19.56 +.56 +2.9ChrisBnk 1.37 +.03 +2.2NVE Corp 84.83 +1.71 +2.1CommSys 4.56 +.09 +2.0BestBuy 44.55 +.66 +1.5EvineLive 1.39 +.02 +1.5DigiIntl 12.55 +.15 +1.2NthnTech 15.75 +.14 +0.9Winmark 112.25 +.95 +0.9CapellaEd 77.30 +.60 +0.8Patterson 44.15 +.33 +0.8BuffaloWW 156.45 +1.00 +0.6CantbryPk 10.55 +.05 +0.5SPS Cmce 54.21 +.25 +0.5Toro Co s 60.59 +.29 +0.5XcelEngy 43.82 +.20 +0.5


R E G I O N A L L O S E R S

FDaves 5.10 -.40 -7.3GWG Hldgs 9.00 -.69 -7.1Qumu Cp 1.93 -.12 -5.9Supvalu 3.34 -.15 -4.3ANI Ph h 49.02 -1.71 -3.4Insignia s 1.29 -.04 -3.0ApplRecy h 1.09 -.03 -2.7IntriCon 8.05 -.20 -2.4CardiovSys 26.80 -.55 -2.0ProtoLabs 51.95 -1.00 -1.9NthnO&G 2.80 -.05 -1.8ApogeeE 56.60 -.97 -1.7Target 55.14 -.96 -1.7Fastenal 51.37 -.85 -1.6Mosaic 29.18 -.47 -1.6SelCmfrt 23.89 -.39 -1.6WSI Inds 2.95 -.04 -1.3Clearfield 17.05 -.20 -1.2Regis Cp 12.10 -.15 -1.2MTS 54.35 -.55 -1.0

A-B-CABB Ltd ... 13658 22.61 +.04AFLAC 11 11943 71.95 -.24ANI Ph h cc 2172 49.02 -1.71ASML Hld 33 11849 119.98 -1.62AT&T Inc 16 147898 41.88 -.08AbbottLab 23 61126 45.00 -.13AbbVie 14 93006 63.69 +.14Accenture 22 26435 124.14 +.90ActivsBliz 40 79381 u48.06 +.25AdobeSy 52 17457 u119.98 -.17Aetna 17 30420 130.59 -.71Agilent 30 20489 51.21 -.04AirProd 22 8535 139.64 +.33Alexion lf 50 12953 129.18 -4.15Alibaba 33 47480 102.63 +.32Allergan 18 50421 239.60 -2.76Allete 26 2847 66.83 -.32AlliData 17 3359 245.05 -.40Allstate 17 14799 81.46 +.12Alphabet C 26 9810 831.91 +4.13Alphabet A 28 9804 851.15 +3.88Altria 25 57904 u76.10 +.52Amazon cc 21369 846.02 -.59AMovilL 46 40642 13.26 -.13AmAirlines 6 44301 44.84 -.47AEP 16 24192 66.24 -.11AmExp 14 43015 79.58 +.08AmIntlGrp dd 80060 63.45 -.33AmTower 45 22775 114.70 -.01AmWtrWks 27 6786 76.89 -.41Ameriprise 14 7288 132.18 -.25AmeriBrgn 15 25165 88.48 -1.51Amgen 16 29517 177.38 -2.08Amphenol 26 6342 70.27 +.14Anadarko dd 47491 63.16 -.09AnalogDev 30 27530 83.41 -.44ABInBev ... 43526 107.69 +.46Anthem 17 13581 166.01 +.17Aon plc 19 5910 115.54 -.17Apache dd 29701 51.28 -.91ApogeeE 20 1599 56.60 -.97Apple Inc 17 166510 139.52 +.18ApplRecy h dd 116 1.09 -.03ApldMatl 18 75980 u36.97 +.11ArcelorMit 9 89809 8.57 -.17ArchDan 20 23092 44.46 -.30ArcticCat dd 18.50 AsscBc pf D ... 90 23.45 +.01AstraZen s 9 38214 29.50 -.12Autodesk dd 22465 82.07 -.87AutoData 28 18271 104.27 -.68AutoZone 17 4923 d712.72 -11.19AvalonBay 23 4118 183.05 +.22BB&T Cp 17 36998 47.93 -.30BCE g ... 8393 43.25 -.17BHP BillLt ... 31851 38.16 -.18BHPBil plc ... 16047 32.84 -.22BP PLC 40 41443 33.87 -.10BT Grp s ... 5625 20.24 -.18Baidu 11 13546 173.74 +.44BakrHu dd 16990 59.41 -.56BcBilVArg ... 79741 6.98 -.02BcoBrades s ... BcoBrad s ... 63791 10.56 -.07BcoSantSA ... 42868 5.58 BcoSBrasil ... 9330 10.84 -.15BkofAm 20 628913 25.21 -.04BkMont g ... 3828 77.15 +.11BkNYMel 15 36135 47.67 -.23BkNova g 11 7162 59.62 -.16Barclay ... 23746 11.04 -.04Bard 24 4181 245.69 -1.39BarrickG 32 136924 17.77 -.25Baxter s 26 36433 51.04 +.36BectDck 33 6029 183.94 -.55Bemis 19 4956 48.28 -.49BerkHa A 17 z213 262860 +60BerkH B 18 25422 175.30 -.10BestBuy 12 49762 44.55 +.66Bio-Techne 51 1326 106.70 -.38Biogen 16 12563 291.10 -4.56BioMarin dd 10403 89.23 -2.67BlkHillsCp 20 1681 64.70 +.17BlackRock 20 3536 385.35 -2.31

Blackstone 18 24242 29.39 -.13Boeing 21 22355 182.02 +1.09BostProp 24 4738 135.66 +.23BostonSci 48 79101 24.48 -.28BrMySq 34 163637 56.33 -.64BritATob s ... 16869 63.00 -.08BroadcLtd 56 28700 219.25 +1.31BrkfdAs g s 19 6271 36.08 +.18BuffaloWW 31 5620 156.45 +1.00CBS B 17 24104 67.94 -.05CH Robins 22 9060 78.94 -.34CME Grp 30 12863 123.56 -.49CNOOC ... 1976 117.55 -.07CRH ... 4322 35.14 -.03CSX 27 175636 u48.44 -1.35CVS Health 14 61784 80.81 -.04CampSp 20 13810 59.09 -.20CIBC g 11 2597 89.30 +.12CdnNR gs ... 11981 72.43 +.08CdnNRs gs ... 27916 30.77 -.33CP Rwy g ... 7014 148.99 -.20Canon ... 3433 29.74 +.22CantbryPk 10 56 10.55 +.05CapellaEd 21 475 77.30 +.60CapOne 13 14318 92.82 -.18CardnlHlth 16 21073 81.21 -.49CardiovSys dd 1199 26.80 -.55Carnival 16 21441 55.53 -.21CarnUK ... 1692 54.56 -.13Caterpillar 29 45253 95.93 +.27Celgene 32 32886 122.08 -1.44Cerner 28 22435 54.97 -.11ChartCm n 20 9804 323.24 -.53ChkPoint 23 7318 98.68 -.28Chevron cc 64027 111.81 -1.36ChinaLife s ... 3305 15.20 +.16ChinaMble ... 4382 54.69 +.04ChinaPet ... 833 77.37 +.85ChinaTel ... 212 46.05 +.07ChinaUni ... 1264 12.10 +.05ChrisBnk dd 1330 1.37 +.03ChubbLtd 14 10847 137.41 -.28ChungTel ... 2072 33.06 +.06Cigna 18 16160 u151.84 -1.12Cisco 18 185466 34.20 +.01Citigroup 13 170860 60.50 +.22CitizFincl 20 25857 37.97 -.30Clearfield 42 428 17.05 -.20Clorox 28 8310 136.91 +.11CCFemsa ... 1084 68.52 +.42CocaCola 26 107924 41.99 -.19CocaCEur n ... 9296 35.39 +.45Cogentix h ... 717 2.05 +.04CognizTch 22 51623 57.84 -.99ColgPalm 26 30886 73.72 -.07Comcast s 21 135120 37.42 -.02CommSys dd 288 4.56 +.09ConAgra 22 39010 40.75 -.50ConchoRes cc 9280 133.54 -.50ConocoPhil dd 54137 47.72 -.60ConEd 20 10539 76.64 ConstellA 24 13708 157.21 -.59ContlRescs dd 21396 45.96 +.14Corning 18 45999 27.72 Costco 31 27037 167.00 +.27Coty cc 40730 18.80 -.13Credicp ... 2574 162.85 -2.92CredSuiss ... 37010 15.08 -.10CrwnCstle 27 13721 91.50 -.46Ctrip.com s 80 22310 47.45 -.06Cummins 18 8572 152.10 -.33CybrOpt 16 1331 25.80 -.20

D-E-FDTE 23 9441 101.55 -.11Danaher 20 14666 86.07 -.02Deere 23 16110 110.24 -.60DellTch n ... 7820 63.05 +.34DelphiAuto 15 11267 75.97 +.05DeltaAir 8 100767 47.64 -1.21Deluxe 15 1916 73.50 +.08Dentsply 32 10195 62.55 -.20DeutschBk ... 86579 18.47 -.14DevonE dd 27803 43.56 -.38Diageo ... 7615 111.32 -.93DigiIntl 27 905 12.55 +.15

DigitalRlt 31 6185 107.48 -.22Discover 12 18270 70.98 +.16DishNetw h 31 119637 64.00 +2.77Disney 20 48856 110.86 +.19DollarGen 17 23705 71.36 -1.06DollarTree 20 26668 75.22 -.71DomRescs 20 24071 76.12 -.12Donaldson 28 3501 44.82 -.26DowChm 20 74808 63.15 -.36DrPepSnap 22 14702 94.23 -.20DuPont 24 44384 79.39 -.42DukeEngy 17 31288 81.69 -.18eBay s 5 66805 33.47 -.17ENI dd 2987 31.71 -.23EOG Rescs dd 31457 99.53 -.54Eaton 17 13496 71.54 -.30Ecolab 28 7658 124.72 -.34Ecopetrol ... 8033 8.90 +.11EdisonInt 20 16705 79.25 -.10EdwLfSci s 31 26492 90.54 +.59ElectroSen 12 48 3.90 +.01Electrmed 27 1015 4.65 +.25ElectArts cc 25283 u88.30 +1.16EliLilly 27 53989 82.74 -1.09EmersonEl 24 33697 60.22 -.11Enbridge ... 58618 41.83 +.70EgyTrEq s 21 18964 19.26 -.15EngyTsfr dd 14521 38.33 -.25Entegris 26 5820 21.35 +.05Entellus n dd 2445 13.19 -.13Entergy 9 13699 75.00 +.03EntProdPt 22 23995 28.15 -.02Equifax 26 5520 131.37 -.69Equinix cc 2490 375.24 -2.31EqtyRsd 19 13583 62.55 +.13Ericsson ... 21080 6.42 -.07EssexPT 31 2790 233.70 +2.28EsteeLdr 27 12443 82.77 +.06EversrceE 20 15528 58.56 +.21EvineLive dd 1313 1.39 +.02Exelon 15 40728 36.13 +.06Expedia 53 x12906 122.39 +1.18ExpScripts 11 85696 67.39 -2.66ExxonMbl 37 114259 82.52 -.31Facebook 32 130022 u137.30 -.12FairIsaac 37 1060 129.67 -1.02FDaves cc 1346 5.10 -.40Fastenal 30 18245 51.37 -.85FedExCp 18 11164 192.91 -1.04FidNatInfo 22 8931 82.64 -.06FifthThird 14 43804 27.37 -.17FstRepBk 27 29428 95.14 -1.82FirstEngy 12 42518 31.18 -.14Fiserv 27 5600 116.95 -.07Fleetcor 24 6451 163.20 -.47FEMSA ... 4279 85.63 +.20FordM 7 240859 12.46 -.06Fortive n ... 15769 58.20 -.13FrankRes 15 15575 42.38 FrptMcM dd 189828 12.69 -.21FresenMd ... 1767 41.55 +.10FullerHB 20 1195 48.45 -.35

G-H-IG&K 26 855 95.19 +.13GGP Inc 13 40205 d23.92 -.35GenDynam 20 9020 191.47 +.53GenElec 24 287033 29.86 -.14GenMills 21 22182 60.25 -.18GenMotors 6 168817 37.52 -.39GenuPrt 20 5320 93.52 -.66GileadSci 7 85493 69.02 -1.10GlassBr rs ... 436 6.57 +.23GlaxoSKln ... 29408 41.44 -.38GolLinhs rs ... 1599 29.71 +.74GoldenEnt 9 148 11.74 -.10GoldmanS 15 24583 250.90 -1.11Graco 26 1335 92.97 -.35Graingr 22 4402 250.59 -1.72GpFnSnMx ... 15072 7.79 +.12GpTelevisa ... 8392 25.72 -.24HCA Hldg 13 19289 86.63 -1.15HCP Inc 12 38037 31.30 -.20HDFC Bk ... 5808 71.05 -.20HMN Fn 13 14 17.85 HP Inc 11 103541 17.27 -.03

HSBC ... 12442 40.57 -.20Hallibrtn dd 69327 52.97 -.83HarrisCorp 19 5473 109.73 -.17HartfdFn 15 19670 48.66 -.13Hawkins 22 348 49.25 +.05HSchein 27 4063 171.06 +.16Hershey 26 7881 108.15 -.45Hess dd 37444 49.51 -1.52HP Ent n 12 136920 22.82 -.25Hilton 21 23043 56.64 -.67HomeDp 23 x36791 146.02 -.22Honda ... 5435 31.07 +.11HonwllIntl 19 19262 126.26 +.18Hormel s 21 19701 34.85 -.15HostHotls 12 54839 18.18 -.32Humana 25 25040 u217.95 +5.21HuntBncsh 21 64177 14.24 -.07ICICI Bk ... 53530 8.23 -.01IHS Mark 54 11805 40.56 -.11ING ... 17869 14.59 -.01Ikonics cc 2 10.50 +.40ITW 24 11195 133.90 -.24Illumina 53 6788 165.58 -1.11ImageSens dd 251 2.95 +.10ImpOil g 12 2563 30.93 +.08Incyte cc 15649 133.39 -.99IndoTel s ... 2693 29.16 -.03Infosys 11 110424 15.03 -.13IngerRd 18 21025 79.59 +.25Insignia s dd 491 d1.29 -.04Intel 16 225353 35.80 +.23IntcntlExc s 11 26197 58.63 -.39IBM 14 27393 180.38 -.09IntPap 17 25945 51.48 -.85IntriCon dd 47 8.05 -.20Intuit 37 10673 125.40 -.70IntSurg 36 3696 730.15 -5.55ItauUnibH ... 65385 12.57 -.16

J-K-LJD.com dd 73574 30.75 +.34JPMorgCh 16 107892 91.41 -.51JohnJn 19 63242 123.83 +.12JohnContl n 28 37209 41.47 -.29KB FnclGp ... 723 41.22 +.53KLA Tnc 16 8445 91.04 +.22Kellogg 19 17090 74.14 -.08Keycorp 19 80466 18.79 -.20KimbClk 22 20585 133.38 +.05KindMorg 70 82703 21.63 -.13KoreaElc ... 6015 18.15 +.02KraftHnz n 41 14137 90.80 -.36Kroger s 14 120745 28.81 -.56Kyocera ... 138 55.10 -.72L Brands 13 34977 50.17 -1.27LabCp 18 4637 142.09 -.34LamResrch 19 13009 117.43 -.93LVSands 25 31903 54.30 -.01Level3 30 23908 55.46 -.79LibtyGlobC ... 21774 34.64 +.06LincNat 11 23872 69.25 -.50LinearTch 31 17714 u65.33 -.12LloydBkg ... 32648 3.35 -.01LockhdM 21 8490 269.04 +1.32Loews 21 4928 47.45 -.06Lowes 20 44746 80.84 -.18Luxottica ... 1050 52.17 +.19LyonBas A 10 24235 91.23 -.32

M-N-OM&T Bk 21 5685 166.73 -.24MGC Diag ... 36 9.83 +.31MGM Rsts 23 232664 25.74 -.81MOCON 23 45 20.10 -.15MPLX LP dd 8714 37.42 -.48MTS 27 618 54.35 -.55MagellMid 23 2648 77.75 Magna g s 9 10662 42.73 -.14MarathnO dd 104553 16.28 -.19MarathPt s 10 32495 50.15 -1.00Markel 31 239 980.05 -5.98MarIntA 24 18754 86.15 -.57MarshM 23 12162 73.62 -.20MasterCrd 32 24096 110.96 -.40McDnlds 24 32743 128.07 +.04McKesson 13 22284 147.24 -3.00

MeadJohn 27 78410 88.33 -.01Medtrnic 18 24090 81.40 -.14Merck 17 78106 65.96 -.51MetLife 12 50005 53.35 -.58Microchp cc 43045 73.84 -.08MicronT dd 197019 25.64 -.07Microsoft 28 166864 64.40 +.13MitsuUFJ ... 7495 6.61 +.02MizuhoFn ... 2057 3.72 Mohawk 19 3401 227.30 -.74MolsCoorB 31 15149 96.99 -1.24Mondelez 31 73494 43.23 -.42MoneyGrm 32 6089 12.67 -.03Monsanto 24 14405 115.06 +.41MonstrBv s 39 17503 46.70 -.28Moodys 23 7262 112.66 +.39MorgStan 16 89877 46.33 -.24Mosaic cc 79660 29.18 -.47Mylan NV 9 63928 43.33 -.71NRG Egy 21 51996 17.10 -.26NTT DOCO ... 4695 23.50 -.04NVE Corp 33 598 u84.83 +1.71NXP Semi ... 28775 103.77 -.12NatGrid ... 7297 59.91 -.09NOilVarco 30 30628 39.30 -.57NetEase 21 9017 292.08 -.20Netflix s cc 41098 141.43 -.51NewellRub 20 37238 48.53 -.45NewmtM 26 x68546 32.98 +.02NextEraEn 23 18493 130.65 +.01Nielsen plc 25 13804 44.50 +.10NikeB s 25 69123 56.55 -.22NipponTT ... 1956 42.74 +.31NobleEngy dd 34092 35.88 -.93NokiaCp ... 82033 5.23 -.05Nomura ... 716 6.51 NorflkSo 22 19208 122.00 -.93NorSys cc 318 4.33 +.01NthnO&G 15 6077 2.80 -.05NthnTech dd 22 15.75 +.14NorTrst 21 9526 88.39 +.68NorthropG 22 8821 243.78 +.86Novartis 15 41073 74.37 -1.18NovoNord ... 25801 33.37 -.55Nucor 26 25551 60.93 -1.88Nvidia 37 148278 98.74 +1.07OReillyAu 25 8064 269.82 +.96OcciPet dd 50728 64.70 -.03Omnicom 18 x16240 84.09 +.13OneBeacon 18 436 16.23 +.05Oracle 21 88488 42.60 +.03Orange ... 16080 15.09 -.16OrbitATK 19 x4207 u94.56 +.15Orix ... 624 77.21 +.08OtterTail 24 560 37.70

P-Q-RPG&E Cp 18 19187 66.26 +.50PNC 18 16738 127.40 -.19POSCO ... 2591 61.71 -.02PPG s 17 10964 100.78 -.42PPL Corp 14 31410 36.79 +.01Paccar 46 16455 67.57 -.70ParkerHan 23 9688 157.49 -.44Patterson 21 9253 44.15 +.33Paychex 29 10605 62.16 -.25PayPal n 35 43003 42.89 +.02Pentair 20 8238 58.90 +.04PepsiCo 23 42220 109.32 -.31PetChina ... 758 75.81 -.10PetrbrsA ... 46574 9.72 +.16Petrobras ... 89479 10.12 Pfizer 14 264716 33.99 -.36PhilipMor 23 37549 u110.55 +.82PhilipsNV ... 17629 30.55 -.16Phillips66 12 25006 77.48 -1.24PioNtrl dd 14987 193.94 -.07PiperJaf 19 881 69.35 -.55PlainsAAP 30 13123 32.77 -.18Polaris 24 7986 84.64 +.11Potash 16 51902 17.10 +.08Praxair 21 15416 118.79 +1.06PriceTR 15 8694 70.90 -.17Priceline 41 2756 1736.46 +6.25PrinFncl 14 9540 63.04 -.33ProLogis 22 15567 50.55 -.04

ProctGam 24 49629 90.29 -.08ProgsvCp 22 21529 39.32 -.09ProtoLabs 31 2963 51.95 -1.00Prudentl 12 18010 111.24 -.53Prud UK ... 4019 40.11 -.37PSEG 17 30651 44.98 -.13PubStrg 28 6280 228.01 +.09Qualcom 16 68481 56.73 +.28QstDiag 21 6412 98.17 -.20QuintIMS 20 13192 77.48 -.42Qumu Cp dd 2923 d1.93 -.12RELX NV s ... 739 17.69 -.10RELX plc s ... 1216 18.94 -.08Raytheon 25 17138 154.48 +1.16RltyInco 30 13886 59.84 +.17RedHat 42 10960 81.97 -.06Regenrn 49 8770 372.52 -9.41RegionsFn 18 112515 15.25 +.02Regis Cp cc 1062 12.10 -.15RepubSvc 29 9889 62.08 +.15ReynAm s 26 44999 61.18 -.12RioTinto ... 33291 40.62 -.06RockwlAut 25 6796 153.58 +.39RogCm gs 15 2391 42.21 +.14Roper 32 5471 211.75 -.58RossStrs s 24 23353 66.87 -.53RBCda pfT ... RoyalBk g ... 9571 73.58 -.31RBScotlnd ... 6960 5.85 -.06RylCarb 24 13456 94.54 -.27RoyDShllB 85 11789 55.81 -.12RoyDShllA 79 23990 52.45 -.24Ryanair ... 4359 78.66 -2.09

S-T-US&P Glbl 22 7600 130.69 +.26SAP SE ... 5143 94.02 -.07SBA Com cc 8599 115.41 +.24SK Tlcm ... 8605 22.53 +.08SPS Cmce 82 496 54.21 +.25STMicro 45 70191 15.41 -.02Salesforce cc 52360 82.97 +.47Sanofi ... 16826 43.09 -.61Sasol ... 2838 28.07 -.25Schlmbrg 70 56398 79.95 -.77Schwab 32 64639 41.66 -.45SeagateT 12 22449 48.28 -.23SelCmfrt 22 8971 23.89 -.39SempraEn 23 10499 110.58 +.64ServcNow cc 14166 87.06 +.80Sherwin 25 3900 310.58 -.73ShinhanFn ... 239 40.81 +.30Shire cc 10075 179.29 -5.19SilvBayRT 51 12427 21.48 +.03SimonProp 22 12566 177.29 -1.51SiriusXM 39 170239 5.12 +.03SkywksSol 19 15084 95.05 -.40Smith&N 53 4304 30.25 -.19Smucker 17 9405 139.17 -.82SnapInc A n ... 691225 d21.44 -2.33SonyCp ... 4725 30.85 -.33SouthnCo 18 43270 50.40 +.16SthnCopper 36 9430 36.46 -.36SwstAirl 15 x56736 56.83 -.63SpectraEP 15 4157 43.67 -.35Sprint dd 193194 8.30 -.48StanBlkDk 20 6946 127.91 -.65Starbucks s 29 106887 56.20 -.48StateStr 15 16173 79.60 -.02Statoil ASA ... 18391 17.42 -.02Stratasys dd 5659 19.49 -.06Stryker 26 16805 129.14 -.55SumitMitsu ... 5130 7.58 -.05SunLfFn g ... 5137 36.55 +.12Suncor g ... 18364 31.39 -.08SunTrst 17 27088 59.72 +.05Supvalu 6 56741 d3.34 -.15Surmodic 33 228 24.30 -.20Symantec 8 39596 29.29 +.17Synchrony 13 38511 35.60 +.02Syngenta ... 3317 86.35 -.61Sysco 23 23172 52.30 +.14T-MobileUS 37 36621 61.63 -1.21TCF Fncl 11 10331 17.44 TD Ameritr 25 36673 39.40 -.29TE Connect 16 14821 74.36 +.20

TJX 23 30950 78.30 -.30TactSys n ... 411 19.56 +.56TaiwSemi ... 68633 31.31 +.46Target 11 127213 d55.14 -.96TataMotors ... 12252 34.66 -.15TelItalia ... 814 8.15 -.01TelItaliaA ... 135 6.65 TelefBrasil ... 13679 14.61 -.09TelefEsp ... 16400 10.68 Telus gs ... 3249 32.18 -.15Tenaris ... 22769 32.16 -.01Tennant 28 752 71.15 -.45Tesla Inc dd 33813 248.59 -2.62TevaPhrm 12 89595 33.18 -.21TexInst 25 104086 u79.12 +.81ThermoFis 27 11218 157.26 -.45ThomsonR 20 11074 42.90 +.173M Co 23 15554 189.09 +.19TileShop 40 2130 17.85 -.05TimeWarn 17 33001 98.24 +.15Toro Co s 29 4828 60.59 +.29TorDBk gs ... 14037 52.23 -.14Total SA ... 22317 50.12 -.88Toyota ... 1691 112.65 -.26TrCda g 19 7898 46.43 +.53Travelers 12 15985 122.14 -.1821stCFoxA 19 64845 30.52 -.1721stCFoxB 16 25222 30.11 -.09TwoHrbInv 10 16518 9.32 +.03Tyson 14 31251 61.89 -.10UBS Grp ... 26105 15.67 -.13UltaBeauty 45 16088 269.92 -5.67UnilevNV ... 39269 47.46 +.15Unilever ... 10886 47.71 +.12UnionPac 21 32090 108.36 -1.07UtdContl 8 36110 72.64 -.50UPS B 18 20998 105.64 -.46US Bancrp 17 65630 55.03 -.26UtdTech 17 23516 112.28 +.62UtdhlthGp 21 25744 u168.30 -.40

V-WVF Corp 17 29034 52.62 -.39Vale SA ... 183691 9.93 -.01Vale SA pf ... 73683 9.39 +.02ValeroE 18 51989 65.62 -.82Valspar 24 3009 111.75 +.24Ventas 23 16519 62.67 -.04Verisk 23 7828 81.84 -1.03VerizonCm 12 124820 49.44 -.59VertxPh cc 19282 91.32 +.41ViacomB 12 53148 42.93 +.74Visa s 31 54968 u89.06 +.12Vodafone ... 26467 25.04 -.09Vornado 14 4304 107.85 -.41VulcanM 39 13016 118.37 -1.85WEC Engy 21 16681 59.29 +.15WPP plc ... 2090 105.05 -.37WSI Inds ... 6 2.95 -.04WalMart 16 67960 69.87 -.01WalgBoots 18 21929 85.99 +.11WasteCon 31 6374 87.08 -.14WsteMInc 37 16279 72.70 -.31WellsFargo 14 118469 58.30 -.31Welltower 15 11736 68.49 -.05WDigital 17 20828 76.80 WestpacBk ... 914 26.13 +.25Weyerhsr 28 22563 33.47 -.25WmsCos 50 64027 29.42 -.41WillmsPtrs dd 5223 40.58 -.45WillisTwW 19 4695 127.63 -.72Winmark 22 64 112.25 +.95Wipro ... 4068 9.86 +.01

X-Y-ZXcelEngy 20 30862 43.82 +.20Xilinx 26 17897 58.75 -.06Yahoo dd 35822 45.73 +.09YumBrnds 18 20042 64.02 -.48ZimmerBio 15 8702 117.07 -.15Zoetis 25 25191 53.07 -.01

Net YTDFund NAV Chg. ret.








American Funds

AMCAPA m 28.86 -.09 +6.0

AmBalA m 25.79 -.04 +4.0

BondA m 12.71 -.02 +.2

CapIncBuA m 59.62 -.11 +3.4

CpWldGrIA m 46.37 -.08 +5.8

EurPacGrA m 47.66 -.07 +5.7

FnInvA m 57.80 -.08 +6.2

GrthAmA m 45.11 -.13 +7.3

IncAmerA m 22.38 -.06 +3.3

InvCoAmA m 38.24 -.08 +5.5

MutualA m 38.72 -.08 +5.1

NewPerspA m 37.88 -.07 +7.2

SmCpWldA m 48.95 -.20 +6.5

WAMutInvA m 43.02 -.06 +5.1BlackRock

GlobAlcI 18.93 -.11 +3.6

StrIncIns 9.93 -.01 +1.5

DFA

EmMkCrEqI 19.11 +10.2

EmMktValI 26.57 +10.9

IntCorEqI 12.34 +5.4

USCorEq1I 20.41 +5.4

USCorEq2I 19.57 +4.7

USLgValI 36.97 +4.9

USSmValI 37.44 -.7

USSmallI 34.43 +1.1Dodge & Cox

Bal 107.56 -.40 +4.1

Income 13.69 -.01 +.7

IntlStk 40.73 -.05 +6.9

Stock 194.70 -.98 +5.6FPA

Crescent d 33.81 -.22 +3.7Fidelity

500IdxIns 83.20 -.23 +6.2

500IdxInsPr 83.20 -.23 +6.2

500IdxPr 83.19 -.24 +6.2

Bal 23.10 -.06 +4.9

BlChGrow 73.66 -.25 +9.4

Contra 106.78 -.14 +9.2

ContraK 106.71 -.14 +9.2

ExtMktIdxPr 57.66 -.34 +3.8

FrdmK2020 14.49 -.03 +3.8

FrdmK2025 15.19 -.04 +4.1

FrdmK2030 15.61 -.04 +4.9

GrowCo 147.90 -.57 +8.1

GrthCmpK 147.77 -.57 +8.2

LowPriStk 51.09 -.11 +3.3

Puritan 21.69 -.05 +5.4

TotBond 10.54 -.01 +.7

TtlMktIdxPr 68.24 -.23 +5.7First Eagle

GlbA m 56.42 -.31 +4.0FrankTemp-Franklin

Income C m 2.38 -.01 +3.3

IncomeA m 2.35 -.01 +3.0FrankTemp-Templeton

GlBondAdv 12.37 +.05 +3.9Harbor

CapApInst 61.59 -.14 +8.7

IntlInstl 61.15 -.29 +4.7MFS

ValueI 38.25 -.09 +5.5Metropolitan West

TtlRetBdI 10.51 -.01 +.2

TtlRetBdM b 10.51 -.02 +.1Oakmark

EqAndIncInv 31.78 -.22 +4.5

IntlInv 24.03 -.24 +5.9

OakmarkInv 75.59 -.47 +4.3Old Westbury

LgCpStr 13.48 -.03 +5.1PIMCO

AllAssetI 11.58 +3.8

Income P 12.19 +2.1

IncomeInl 12.19 +2.1

TotRetIs 10.05 -.03 +.7Schwab

S&P500Sel 36.55 -.22 +6.2T Rowe Price

BlChpGr 79.42 -.14 +9.4

CapApprec 27.45 -.04 +4.8

EqIndex d 63.79 -.19 +6.1

EqtyInc 32.58 -.14 +3.5

GrowStk 58.38 -.12 +9.6

MidCpGr 80.26 -.35 +6.5

NewHoriz 46.96 -.14 +8.4

NewIncome 9.36 -.01 +.4

R2025 16.21 -.04 +4.6

Rtmt2020 21.24 -.05 +4.1

Rtmt2030 23.66 -.06 +5.0

Rtmt2040 24.54 -.06 +5.7

Value 35.54 -.09 +5.6

Vanguard

500Adml 219.35 -.63 +6.2

500Inv 219.32 -.62 +6.2

BalIdxAdm 32.20 -.09 +3.5

BdMktInstPls 10.62 -.01 +.2

DivGr 24.87 -.05 +6.1

EqIncAdml 71.60 -.23 +4.7

ExtdIdAdm 75.50 -.45 +3.8

GNMAAdml 10.47 -.01 -.2

GrthIdAdm 62.22 -.14 +8.6

HYCorAdml 5.89 -.02 +2.1

HltCrAdml 85.77 -.74 +10.1

ITGradeAd 9.65 -.01 +.6

InstIdxI 216.44 -.62 +6.2

InstPlus 216.46 -.62 +6.2

InstTStPl 53.23 -.19 +5.7

IntlGrAdm 72.99 -.19 +8.4

IntlStkIdxAdm 26.03 -.05 +5.7

IntlStkIdxI 104.11 -.18 +5.7

IntlStkIdxIPls 104.13 -.18 +5.7

MidCpAdml 171.94 -.77 +5.5

MidCpIst 37.98 -.17 +5.5

MuIntAdml 13.91 +.7

MuLtdAdml 10.91 +.9

PrmcpAdml 117.46 -.54 +7.9

REITIdxAd 118.22 -.55 +1.2

STBondAdm 10.41 -.01 +.1

STGradeAd 10.64 -.01 +.5

SmCpIdAdm 63.72 -.42 +3.2

Star 24.64 -.07 +4.1

TgtRe2015 14.89 -.03 +2.6

TgtRe2020 29.17 -.06 +3.2

TgtRe2025 16.95 -.04 +3.7

TgtRe2030 30.40 -.08 +4.1

TgtRe2035 18.55 -.04 +4.6

TgtRe2040 31.72 -.08 +5.0

TgtRe2045 19.86 -.06 +5.1

TlIntlBdIdxAdm 21.57 -.01 -.3

TlIntlBdIdxInst 32.37 -.01 -.3

TlIntlBdIdxInv 10.79 -.3

TotBdAdml 10.62 -.01 +.2

TotBdInst 10.62 -.01 +.2

TotIntl 15.56 -.03 +5.6

TotStIAdm 59.31 -.21 +5.8

TotStIIns 59.32 -.21 +5.8

TotStIdx 59.28 -.21 +5.7

WellsIAdm 62.80 -.14 +1.8

Welltn 40.47 -.10 +3.6

WelltnAdm 69.89 -.18 +3.6

WndsIIAdm 65.27 -.21 +4.7

WndsrII 36.78 -.12 +4.7

Stock Footnotes: cld - Issue has been called for redemption by company. d - New 52-week low. ec - Company formerly listed on the American Exchange’s Emerging Company Marketplace. g - Dividends and earnings in Canadian dollars. h - Does not meet continued-listing standards. lf - Late filing with SEC. n - Stock was a new issue in the last year. The 52-week high and low figures date only from the beginning of trading. pf - Preferred stock issue. pr - Preferences. pp - Holder owes installments of purchase price. rt - Right to buy security at a specified price. rs - Stock has undergone a reverse stock split of at least 50% within the past year. s - Stock has split by at least 20 percent within the last year. wi - Trades will be settled when the stock is issued. wd - When distributed. wt - Warrant, allowing a purchase of a stock. u - New 52-week high. un - Unit,, including more than one security. vj - Company in bankruptcy or receivership, or being reorganized under the bankruptcy law. Appears in front of the name. PE Footnotes: q - Stock is a closed-end fund - no P/E ratio shown. cc - P/E exceeds 99. dd - Loss in last 12 months. Volume Footnotes: x - ex-dividend - yesterday was the first day that the stock traded without the right to receive a dividend and the price change is adjusted to reflect that fact. z - sales are in total shares. Fund Footnotes: b - Fee covering market costs is paid from fund assets. d - Deferred sales charge, or redemption fee. f - front load (sales charges). m - Multiple fees are charged, usually a marketing fee and either a sales or redemption fee. NA - not available. p - previous day’s net asset value. s - fund split shares during the week. x - fund paid a distribution during the week. Souce: The Associated Press and Morningstar.

MUTUAL FUNDS

CONSOLIDATED STOCKS LISTINGS

DAILY MARKETS

(Previous and change figures reflect current contract.)



DIGITAL LIFE

S T E V E A L E X A N D E R

Q: My PC’s hard drive crashed last year, causing me to lose all my data. I bought a new PC and used Microsoft’s Outlook 2007 to download e-mails from my Comcast account (I like to save some attachments and archive receipts on my PC.)

But I’ve discovered that recent e-mails are disappear-ing from my new PC, which never happened with the old one. Did I do something wrong setting up the new PC’s e-mail? Is there a way to restore my old PC’s hard drive so I can use it for e-mail again?SHAHNAZ COYER, Minneapolis

A: A data recovery firm will charge hundreds of dollars to retrieve only fragments of data from your old PC’s hard drive, so keep the new PC and we will focus on what happened to the e-mails. There are two possi-bilities:

• The e-mails still exist on your new PC, but you can’t see them. If you are viewing Outlook mail in “read-only” mode, the message is hidden from you once you read it, or after it’s been displayed for a certain amount of time. To find hidden e-mail, change Outlook’s “views” setting. In the Windows 10 search box, type Run. In the resulting box, type “Outlook /cleanviews” (don’t use quotation marks, and keep a space between the Outlook and the slash mark.) Click OK.

• The e-mails have been accidentally deleted from your PC and your e-mail account hasn’t been set up to retain copies on Comcast’s mail server. That means the messages are permanently lost. Why doesn’t the mail server have a backup copy? You’re probably using an older POP3 (Post Office Pro-tocol) mail account that is not set to automatically retain a copy of an e-mail on the server after you download it to your PC. To prevent this problem in the future, change the POP3 account’s settings to “leave a copy of messages on the server” (see tinyurl.com/grxqkff.) That way, your mail will be in two places (server and PC) instead of one.

You could move to a newer type of e-mail account called IMAP (internet Message Access Protocol.) It doesn’t download e-mail to your PC at all; you read the messages on the server. (If there’s an e-mail or attachment you want to save on your PC, copy and paste it into a Microsoft Word document that stores on the hard drive.) IMAP has the additional advantage of being easier to use on multiple devices, such as PC’s, tablet computers and smartphones. To switch from a POP3 to an IMAP e-mail account, see tinyurl.com/hnhx72l.

Q: My Windows 10 PC is tell-ing me that my Gmail account settings are out of date. When I log into my Gmail account as instructed, it says Windows would like to manage my mail, calendars and contacts. I also use Windows Live Mail and its calendar, so should I do this?SHIRLEY KALCK, Lakeland, Fla.

A: You are being asked if you want to access Gmail and its calendar through the Win-dows 10 mail and calendar apps rather than by logging in to the Gmail website. Because Microsoft’s Live Mail is being phased out (see tinyurl.com/zkkaa9c), you might find it use-ful to access both the Micro-soft and Google information in the Windows apps. (To set up the mail and calendar apps with two different providers, see tinyurl.com/zgmk2oh).

If you would rather get rid of the Windows 10 message, go to Settings and turn off “tips, tricks and suggestions.” See tinyurl.com/zqb4sez.

E-mail tech questions to [email protected]. Include name, city and telephone number.

Finding lost e-mail and saving it online

Tech companies are renting houses to test their equipment.

By TROY WOLVERTON San Jose Mercury News

SAN JOSE, CALIF. – In Silicon Valley, the house next door might not be full of techies, but it could be stuffed with tech products.

Up in the East San Jose hills, where suburban developments give way to isolated homesteads, Netgear rents a house where it tries out equipment to make sure it’s ready for market. Nes-tled into a residential neighborhood in Menlo Park, start-up Plume rents a new two-story house to test its Wi-Fi system. On Communications Hill in San Jose, KB Home has a model house to show off the smart home products customers can get preinstalled. And start-up Abode uses three homes rented by its co-founders as its labs.

From San Jose to San Francisco, companies that are inventing the future are increasingly turning to houses to test and show off their products before they are rolled out to consumers nationwide.

“This is where the sausage gets made,” said Plume CEO Fahri Diner. “This is literally our test house.”

Take Netgear. The Wi-Fi router maker rents a 2,500-square-foot, two-story home in the hills east of San Jose’s Alum Rock neighborhood. From the outside, the mauve-colored house looks unremarkable, except for the large plot of land it sits on.

But inside, along with furniture like couches, tables, chairs and beds, the

home is full of routers, televisions, computers, tablets and smartphones. Those devices are used to test and measure the signals coming from Net-gear’s Wi-Fi devices. Pretty much all of Netgear’s Wi-Fi products, except for its lowest-end devices, get tested at the house — sometimes multiple times — before they head to store shelves, said Mark Merrill, the com-pany’s chief technology officer.

The location of the company’s San Jose house, which it first started rent-ing more than four years ago, is no acci-dent. Netgear was looking for a place that was close to its headquarters so its engineers could easily swap out equipment or make adjustments. But it wanted a location where it wouldn’t have to worry about competing with signals from nearby houses.

“We wanted a place where we could do real-world testing without too much interference,” Merrill said.

Plume took the opposite approach: It wanted its equipment to compete with other signals. The company’s Wi-Fi devices are controlled from cloud servers that are programmed to switch channels on the fly depend-ing on demand and interference, said Diner, its CEO.

It also wanted a house close to its Palo Alto headquarters; it previously had a larger home it used in farther-out San Mateo.

Plume has been testing its Wi-Fi system in the house since late 2015, soon after the home was built. It has set up loads of equipment — some $20,000 worth of smart televisions, game consoles, computers and smart

home gadgets — to test and stress the home’s Wi-Fi network.

“We wanted to make our system very resistant and consumer toler-ant,” Diner said.

Another start-up, Abode, has a dif-ferent spin on the Valley-home-as-tech-lab trend. The company, which offers a smart home and house secu-rity system, uses the homes rented by its founders to test its equipment. In an older, two-story mission-style home he rents in Saratoga, co-founder Chris Carney has set up automatic door locks, sensors that can tell if windows or doors are open, security cameras that start recording if they sense motion, and an Amazon Echo.

The home is one of three that dou-ble as residences and test labs. Each one, intentionally, is a different kind of space in a different location. Co-founder Brent Franks has a loft in San Francisco, while the third co-founder, Andy Fouse, has a home in a rural area near State College, Pa.

Part of the reason Carney chose the Saratoga house was to be in an area where cellular coverage was spotty, Franks said. Abode’s system uses a cellular connection as a fallback way to connect to the internet and to determine a house’s location, and the company wanted to test how its system would handle the challenge, he said. Carney also wanted a larger house where he could install several different home automation products and connect them to Abode’s main “gateway” gadget, Franks said.

“We had to figure out how to adapt our service for urban vs. nonurban

environments,” Franks said.Like Abode, KB Home’s house is

filled with smart home equipment. But in its case, the house, which is right next to a new development on Communications Hill, is more a showcase than a lab.

Starting last fall, the homebuilder began offering to install home auto-mation products that are compatible with the Home app on Apple’s iPhone and iPads in the south-central neigh-borhood in San Jose and another one in Fremont. The model home it uses to demonstrate the products includes an automatic door lock, remotely con-trollable window shades and lights, a smart thermostat and a baby cam.

At least in Plume’s case, it appears that tech products make for good neigh-bors. People who live near the compa-ny’s house had no idea it was being used as a test lab and had few complaints.

“They don’t make any noise at night,” said George Smith, a primary care doctor who lives right across the street. “They’re not a problem.”

Tech companies occupying houses that might otherwise be available for families could be courting con-troversy, given the sky-high rents and home prices in Silicon Valley. But they’re likely having a minimal effect on the housing market, said Chris Trapani, founder and CEO of the Sereno Group, a Bay Area resi-dential real estate firm. Trapani said he hadn’t heard of other companies using houses as test labs and doesn’t believe the practice is widespread.

“Of all the reasons why inventory is low, that’s probably No. 37,” he said.

In Silicon Valley, it might not be people living next door

DAN HONDA • Bay Area News GroupNetgear rents a house in San Jose, Calif., to test its equipment . “We wanted a place where we could do real-world testing,” said Netgear’s Mark Merrill.

It will track stages and offer recommendations.

By ANICK JESDANUN Associated Press

NEW YORK – Fitbit, whose devices encourage people to walk 10,000 steps each day, now wants to put them to sleep as well.

The company said data col-lected by the millions of Fitbit trackers in use show that peo-ple are averaging fewer than seven hours of sleep a night, the amount recommended by the Centers for Disease Con-trol and Prevention. And the Zs people do get aren’t neces-sarily the right kind of sleep.

So Fitbit will offer deeper sleep tracking on some of its devices. Fitbits already track how much sleep people get and use sensors to measure periods of being awake or rest-less while in bed. Now, using a built-in heart-rate monitor,

the devices will break sleep into clinically defined stages.

For example, about a quar-ter of sleep is supposed to consist of the rapid-eye move-ment, or REM, phase. This is when dreams occur, and sci-entists believe it’s important for improving memory. Fitbit said devices with this new

Sleep Stages feature will be able to measure whether you get enough REM sleep.

Fitbit also announced an updated version of its Alta tracker. The new version has heart rate monitoring and seven days of battery life. The Alta HR goes on sale in a few weeks for about $150.

Fitbit will start taking orders on Monday. Existing Charge 2 and Blaze devices will get the sleep feature through free software updates.

One of Fitbit’s chief com-petitors, the Apple Watch, doesn’t come with sleep tracking, as it needs a nightly recharge. Other fitness track-ers and smartwatches do offer sleep tracking with varying degrees of depth and accu-racy, but the sleep capabili-ties often take a back seat to features for running, cycling and other exercise.

According to research firm IDC, Fitbit is the leading seller of wearable devices, but it’s facing a steep decline because most of its sales are in the U.S., where many people who want a fitness tracker already have one. Pushing capabilities beyond exercise could help Fitbit appeal to people whose fitness routines are already stable.

“We really want our users to think about sleep as being as important as your activity,” said Christina Kothari, senior product marketing manager at Fitbit.

All Fitbits will offer recom-mendations through the Fitbit app on ways to improve sleep. For example, if you get more sleep on weekends, Fitbit might suggest that you’re not getting enough during the week. Or if sleep quality improves after exercise, the app might sug-gest more workouts.

Ultimately, San Francisco-based Fitbit hopes to person-alize recommendations on how much sleep you need rather than rely on general guidelines from studies, said Shelten Yuen, Fitbit’s vice president of research and development. Some might need more, others less, and Yuen said Fitbit can tell based on signs such as increased heart rate and fatigue.

Fitbit wants to move beyond activity to offer sleep tips

MARK LENNIHAN • Associated Press Fitbit also announced an updated version of its Alta tracker, which women wore at a Swerve fitness center in New York.



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