CreditCards

YOUR LIFETIME FINANCIAL PARTNER

Member Service CenterHoursM–F: 7 am–7 pmSat: 8 am–1 pmPhone703-709-8900844-709-8900 (toll-free)Fax703-925-5113TTY703-709-8919

Web ServicesWebsitewww.nwfcu.org

Emailnwfcu@nwfcu.org

ABA Routing Number256075025Direct deposit, inbound wire transfers, ACH transactions

Federally insured by NCUAAll information is current as of 2/2017 and is subject to change. WC (2/2017) 3M

Chantilly | Gainesville | Herndon | LeesburgManassas | Vienna | Village Center (Herndon)

Check Our RatesFor current rates on our Visa® and Mastercard® credit cards, visit www.nwfcu.org.

Transfer and SaveWhy put up with cards that have surprise adjustments or department store cards with higher interest rates? Our cards come with no teaser rates, no balance transfer fees, no cash advance fees1 and no surprises. Transfer your balances to your Northwest Federal Visa or Mastercard and start saving today.

Apply NowApply online at www.nwfcu.org, stop by a branch or call our Member Service Center to request a paper application.

Northwest Federal Credit Union’s credit cards offer some of the best features, values and rates available without hidden fees and unexpected changes in benefits or card payment terms.

All Our Cards Feature:• No annual fee• No balance transfer fee• No cash advance fee• 25-day interest free grace period for purchases• Easy automated payment option• Apple Pay®

• EMV™ chip technology• Online card management and fraud alerts

Visa® PlatinumBasic card with exceptional benefits• Low variable rate – Based on your creditworthiness1

• Emergency cash disbursement and card replacement, usually within 24 hours

• Purchase protection reimbursement – Replacement or repair of damaged or stolen purchases within the first 90 days

When traveling, simply charge your tickets, purchases, and car rental to your card to receive these benefits at no extra cost:

• Auto rental insurance• Emergency medical coverage• Travel accident insurance up to $500,000• Compensation for personal property stolen from

your hotel room• Reimbursement for lost luggage and its contents

(up to $3,000 per trip)

Member Rewards Mastercard®

Earn rewards points as you spend• Low variable rate – Based on your

creditworthiness1

• One (1) point per dollar charged in net purchases, redeemable for travel, merchandise, or cash back

• 5,000 bonus points with the first purchase on your new card

• Extra points when you get a Northwest Federal mortgage loan, equity loan and/or auto loan2

• Online site (www.ScoreCardRewards.com) – Check your point balance and redeem your points online for merchandise and travel awards

FirstCard Visa® PlatinumA starter card to build a solid credit history• Non-variable rate3,4

• To help our members understand credit, completion of the online course “Credit Matters” is required as part of the credit application; for details and to link to the online course, visit www.nwfcu.org and search “BALANCE.”

• For applicants under age 18, the credit limit is $250; for applicants over age 18, the credit limit is $1,0004

Savings Secured Visa®

Build or rebuild your creditUse your savings account as collateral for your Visa card charges.

1 Your initial Annual Percentage Rate (APR) will range from 7.74% to 18.00% based on the product you choose and your creditworthiness. After this, your APR is subject to change monthly based on the Prime Rate published in the Wall Street Journal on the last business day of the prior month. Credit card rates apply to cash advances, balance transfers, and outstanding balances on purchases. There is no annual fee, no balance transfer fee and no cash advance fee. Foreign transactions are subject to a fee of up to 1% of the transaction amount.

2 Not valid on refinancing an existing Northwest Federal loan.3 The non-variable Annual Percentage Rate is 12.90%. Credit card rates apply to cash advances, balance transfers, and outstanding balances on purchases. There is no annual fee, no balance transfer fee and no cash advance fee. Foreign transactions are subject to a fee of up to 1% of the transaction amount.

4 Members under age 22 may require an adult co-signer in order to receive a FirstCard Visa Platinum.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.