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A Feat of Historical Proportions Page 6 A Triumphant Goal Page 8 An American Icon Page 14 MEMBER FDIC BANK NOTES We Believe in Good People. A QUARTERLY PUBLICATION OF FIRSTBANK & TRUST | WINTER 2011 A New Season on the Horizon PAGE 4

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A F e a t o f H i s t o r i c a l P r o p o r t i o n s P a g e 6

A Tr i u m p h a n t G o a l P a g e 8

A n A m e r i c a n I c o n P a g e 1 4

MEMBER FDIC

B A N KNOT E S

We

Bel

ieve

in G

ood

Peo

ple.A Q U A RT E R LY P U B L I C AT I O N O F F I R S T B A N K & T R U S T | W I N T E R 2 0 1 1

A New Season on the Horizon

PAGE 4

Community Banking FirstBankLubbock.com

Mortgage Banking PrimeWestCorp.com

Investment Services FirstBankLubbock.com

Bank StatementsNew Year’s Greetings from FirstBank &

Trust! Another year has flown by. 2010 was a year in banking like no other. “Banker” became a four letter word in the press and across the national spectrum based on the misgivings of many on Wall Street, while Main Street community banking continued to support the markets we serve. Increased regulation, increased FDIC premiums, and erratic and inconsistent examinations all made for a challenging year here at FirstBank & Trust.

We are proud to report to you that FirstBank & Trust and PrimeWest Mortgage prevailed through this period of weakness in our economy with a solid earnings year. Further, we continued to position ourselves through increased loan loss reserves and capital growth to thrive in 2011 and beyond. We are confident that we are prepared to meet the challenges in our industry and the country as a whole.

We continue to see opportunity in the housing and mortgage sectors. We have recently added a well known mortgage loan officer, Tammi Wood to our Lubbock office and have opened an office in the Denton/Decatur area. We will reluctantly be giving up our leader, Ron Rogers to retirement, but we wish him and his wife, Jill, the very best. Ron will continue to serve on our Board of Directors. We are fortunate to have Bill deTournillon who will step into the role of President at PrimeWest Mortgage.

Our new headquarters at 98th and Slide is beginning to feel like home. The building is fully occupied. Watch for the opening of The Centre Bistro coming in May as the last step in fully utilizing our space in the new building. We are proud to have Don Roark join our team in November as Director of Business Development. We also congratulate Tim White on election to the Board of Directors as an Advisory Director.

2010 has been a year of many challenges, but as I look back it has also been filled with blessings too numerous to highlight in this brief letter. I hope you will all pause for a moment as we set out for 2011 and give thanks for this great country. We are all blessed to live and work in Lubbock, TX, USA. I wish you all a healthy and prosperous New Year!

2011 Holiday Schedule Observed FirstBank & Trust will observe the following Federal Reserve holidays:

JAN 17, 2011 Martin Luther King, Jr. Day

FEB 21, 2011 Washington’s Birthday

MAY 30, 2011 Memorial Day

JULY 4, 2011 Independence Day

SEPT 5, 2011 Labor Day

OCT 10, 2011 Columbus Day

NOV 11, 2011 Veterans Day

NOV 24, 2011 Thanksgiving Day

DEC 26, 2011 Christmas Day

Bank Notes is published as a service for the friends and customers of:

FirstBank Lubbock BancShares9816 Slide RoadLubbock, TX 79424806.788.0800

Member FDIC

Barry OrrChairman and CEO

Greg GarlandPresident

Andy HartmanVP, Marketing

Kristi WuenscheEditor

Hartsfield DesignRichelle DetrixheDesign and Layout

Information contained in this newsletter comes from a range of experts and sources. If you have any questions about specific content, contact FirstBank and Trust.

For comments or suggestions, email [email protected]

A Message from Barry Orr

FRONT COVER: Ron Rogers, President (retired) of PrimeWest Mortgage Corp.

For more information you can email [email protected] or call 806-788-0800

Barry Orr

2 FB&T BANKNOTES | Winter 2011

Melinda Pharies brings the same passion to her daily life as she did on the court as a Lady Raider. Pharies keeps her calendar filled by being a mom of four, chairwoman for the

March of Dime’s Signature Chef fundraiser and marketing assistant for the Lady Raiders. Aside from her own busy schedule, Pharies and her husband Chet have owned Carpet Tech, a floor care and restoration business, since they were juniors at Texas Tech in 1998. Pharies explains, “I assist Chet in any possible way. He has worked very hard to make this business what it is today.” FirstBank & Trust approached Pharies in 2006 to become a Business Development Board member. “It was an opportunity for us to market our business and get involved with community leaders and businesses,” Pharies states.

Melinda and Chet have four children: Presley, 9; Chad, 7; Hannah, 4; and Lily, 17 months. When asked about her hobbies, Pharies laughs, “Right now my hobbies revolve around my kids and their hobbies.” She continues, “I still play basketball for fun, and I run. Running is my get-away. My number one priority is being a mom of four. Whatever I can do outside of that I’m great with. Life is always an adventure.”

Melinda was drawn to the March of Dimes when her family’s need for it hit home. “I got involved because Presley and Lily both have a condition called PKU— A rare condition in which a baby is born without the ability to break down protein. My heart is in it for those two girls,” Pharies says. One of the biggest fundraisers for the March of Dimes is the annual Signature Chef Auction (an event where local chefs present their signature dishes). Lubbock’s 2010 Signature Chef event, held on October 22nd, broke records by raising the most money with Melinda as chair.“100% of all proceeds go toward research to find cures,” Pharies explains.

This past summer, Lady Raider Coach Kristy Curry asked Pharies to handle special projects for

the Lady Raiders, who are having one of their best starts in years. “We are getting the Lady Raiders out into the public to show their support for the community, and we want the community to support them,” Pharies states. The team signed autographs at the South Plains Fair, participated in Race For The Cure, attended various Texas Tech sporting events, and more. Pharies continues, “We want the community to see them off the court; we want children to go up and meet that Lady Raider they may see in public.” Pharies adds, “Right now, our greatest campaign is to get people out to the games. One of our big events is to sell charters and seats on away games.” She explains, “This al-lows the public to be around the team, to get to know the players and to see them outside the realm of the basketball court.” Rather than seeing the players from a distance, she is making these ladies more personal. “These athletes are everyday kids who go to school. They are someone’s daughter and granddaughter. That’s who they are—not just a basketball player,” Pharies expresses. She does this because, “It’s my passion. I love the game, I love Texas Tech. I’m excited to be a part of it again.”

Melinda Pharies

For more information you can email Melinda Pharies at [email protected].

Melinda PhariesAdvisorSPOTLIGHT

Loan RecognitionL oan officer Tye Christensen and FirstBank & Trust were

recognized recently for their support of the Caprock Business Finance Corporation 504 loan program. Tye,

President of the South Branch, was the loan officer with the largest number of 504 loans and FirstBank was the financial institution with the largest number of 504 loans closed, according to Lance Bowman, director of economic development at the Caprock Business Finance Corporation.

“It is our privilege to help local business owners realize their dreams,” said FirstBank & Trust President Greg Garland. “We believe small business owners are foundational to a strong economy, and we are honored to assist them.”

Each financed project involves the purchase of an existing building or the construction of a new building for a small business owner. Every loan is done in conjunction with a bank because the lending structure is divided between the bank and the 504 program. Typically, the bank will lend 50 percent of the capital needed for the project, and the SBA program handles 40 percent of

the financing. The small business owner is required to put 10 percent down; unlike the 20-25 percent required for other types of loans.

The program allows the bank, SBA and borrower all to benefit. “Banks gain lending flexibility with these loans which involve longer repayment terms than bank policy requirements,” Bowman states. “Another benefit is that an SBA loan lowers the required down payment in contrast to a bank policy.”

Bowman continues, “The community bank plays a vital role in building a lifeline for small businesses to obtain fixed assets and working capital means. Small businesses typically don’t have extra cash to buy an asset outright and in growth periods their cash needs exceed their cash reserves. Banks fill in the gaps.”

Bowman concludes, “One of the goals regarding the 504 loan, is to help the local economy add jobs as well as add to the economy through buying buildings or generating more products or services. This puts more money into the economy and adds to the local tax base.” For more information about SBA loans, contact Tye Christensen at [email protected], or call(806) 788-2803.

3FB&T BANKNOTES | Winter 2011

Rogers had aspirations of becoming a football coach during his college years, but one revelation changed his path. The market was in a slump, and jobs were hard to find. He explains, “I opened the newspaper to the classified ads one day and noticed there were many jobs for accountants.” Rogers continues, “I was good at numbers and enjoyed them so I changed my major from Physical Education to Accounting.” And the rest was history.

After working 1½ years in public accounting, Rogers got a job as an internal auditor at First Federal Savings in Lubbock on January 2, 1974 where he worked his way up to CFO after 19 years. In 1993, however, First Federal Savings fell victim to the

Savings and Loan collapse, and shortly thereafter, State Bank in Roswell, NM recruited Rogers to become their CFO. Rogers spent 10 more years banking in Roswell until the day he received a phone call from Lubbock. “I saw an 806 number and thought it was one of my children; it was Barry Orr,” Rogers explains. “Barry and I had known each other since our early years in banking. He asked me to be a part of his team at PrimeWest,” where Rogers eventually became President.

He continues, “It was an opportunity for us to come back home; where my kids and granddaughter live.” Rogers states, “It was also an opportunity to work with Barry. I know his acumen for putting an organization together, surrounding himself with good people and making a profitable enterprise out of it.” Rogers concludes, “To be a part of that was too good to pass up.” In June 2003, Rogers and his wife Jill returned home to Lubbock. After 7½ years at PrimeWest, Rogers handed over the reigns on December 31, 2010.

A N e w S e A S o N o N t h e

Ron Rogers, President of PrimeWest

Mortgage, has held the same focus and

determination in his banking career as

he has in his favorite pastime—sports.

One look around his office, and you’ll

see his passion portrayed in large frames

hanging on his walls and paraphernalia

enclosed on his shelves. “I’m a competitive

person. I’ve played sports all my life,”

Rogers states.

4 FB&T BANKNOTES | Winter 2011

Retirement means, “I hope to play golf competitively on

the senior amateur circuit…just to see if it’s fun.” For a man who has played sports all his life, golf gives him the outlet to stay competitive and get exercise. “I have many sports years left in golf,” he says with a laugh. Rogers quotes Tom Watson, a golf pro who is one year older than himself, “He says he is on hole 15 on the back nine in life—well that means I’m on 14! And there are many things I want to do before I’m too old to enjoy them.” Rogers quips, “I read somewhere that retirement is not stressful…unless you play golf. I’m going to see if that’s true or not.”

Rogers is looking forward to spending more time with his wife of 39 years. He laughs, “She’ll get twice the husband and half the money.” “We are ready to do, well, whatever we want to.” Rogers’ wife Jill retired four years ago after 33 years of teaching. Rogers continues, “We want to travel around the United States.” But he’s not limiting himself, “Who knows…we may see some place on TV and say ‘let’s go there,” he grins. What else? “I’m going to read the Bible more.” He continues, “I want to do more volunteer work in the community and get on different boards.” He concludes, “And I need to paint the house, but I’ll do that if I feel like it and I won’t if I don’t,” Rogers smiles.

Rogers and Jill intend to stay in Lubbock, “Our family is here, and family is important to us.” Their daughter Lori Walling and her daughter Kennedy along with their son Ryan and his wife Cori are delighted with their decision. And so is FirstBank & Trust. Rogers will continue to contribute his wealth of experience on the Board of Directors. Rogers states, “I’m dedicated to this place. I want it to be successful.”

Rogers knows PrimeWest will be left in good hands— Bill deTournillon, SVP Marketing & Business Development took over as President on January 1, 2011. “Bill is a team player; he goes where he is needed. He is highly intelligent and has strong organizational and supervisory skills.” Rogers concludes, “Bill is all in.”

Although Rogers has maintained a set routine for almost 38 years—a daily visit to the coffee shop for his favorite cup of dark roast coffee while catching up on current events before approaching work like an athlete takes the field—his tranquil retired life will soar like a “double eagle”. “I plan on playing golf three days a week, instead of only one,” Rogers says with a sparkle in his eye.

Ron Rogers has been a tremendous asset to PrimeWest Mortgage. All of the employees of PrimeWest Mortgage and FirstBank & Trust wish him the best and look forward to many friendly visits!

5FB&T BANKNOTES | Winter 2011

a feat of

Judge H.C. Franklin is the right man for the job. Since the start of his term, the Lynn County judge

has been working on a grant that will restore the Lynn County courthouse to its original condition.

In 2003, Judge Franklin was asked to consider running for judge when his predecessor decided to retire. “I told them no,” Judge Franklin recalls. He adds,

“I farmed all my life and didn’t have a legal background.” County judges are not required to have a law degree,

and these tenacious citizens wouldn’t take no for an answer. “They called back a week later and asked me to

reconsider,” Franklin states. “One of the deciding factors for running was this grant. One of my main goals has

been to restore the courthouse.” Franklin smiles, “This courthouse means so much to me.”

historical proportions

6 FB&T BANKNOTES | Winter 2011

After seven years, Franklin has completed a building grant, planning grant and is now able to apply for the construction grant. “The grants have already been approved; we anticipate the money to be awarded in 2012,” Franklin states. Before John Baker was Mayor of Tahoka, he wrote the planning grant for a minimal fee. “He saved us a lot of money. He has a passion for the restoration as well,” Franklin explains. The courthouse restoration is expected to cost $6 million. The Historical Commission grant from the state would pay for 85% of the cost. Franklin adds, “One hundred percent of the citizens of Lynn County are behind the restoration. We’ve been putting money aside since we started the grant and have a large part of it in savings.” Lynn County courthouse is a customer of FirstBank & Trust in Tahoka. Franklin states, “I want to thank Mickey Hughes (Tahoka Branch President) who comes by to check on us every week and Sharon Isham (Wilson Branch President) for coming by monthly. They take good care of us,” he adds.

The Historical Commission will team up with an engineering firm from Ft. Worth to refurbish the courthouse. “The Historical Commission is very particular about what they’ll let you do because they want to keep the structure as original as possible. Anything not original will be torn down,” Franklin explains. In order for the courthouse to be refurbished to its original glory, walls will be removed, the ornate design of the floor tiles will be cleaned and repaired, and all the original wood and marble will be cleaned. Even the town square in front of the courthouse will return to its original landscape. “It’ll be a huge project,” Franklin states. In the early 1930’s, the old Highway 87 ran directly in front of the courthouse and angled across the town square. The citizens of Lynn County voted to restore the town square to its original appearance, including a gazebo and windmill.

Judge Franklin has lived in Lynn County his entire life. He went to school in O’Donnell where he met his wife of 60 years. They raised their 2 children in New Home and moved to Tahoka in 1969. “I’ve really enjoyed this job. It has been good for me,” Franklin states.

Left: Tahoka town square 1923

Below: Lynn County Courthouse as it appeared in late 1920s.

Left: Lynn County’s First Jail and Sheriff Sam Sanford, after the jail was moved from the square. Picture in late 1920s.

Below: First Court House 1910. Note the windmills on the right.

7FB&T BANKNOTES | Winter 2011

For more information you can email Judge Franklin at [email protected] or call 806-561-4222

For more information you can email Melinda Pharies at [email protected] or call at (806) 798-0888

A Triumphant Goal

1. What two things can you never eat for breakfast?

2. What can be cut and will grow back; yet when you least expect it, may disappear never to return?

3. What kind of nut has no shell?

4. What do the numbers 11, 69, and 88 all have in common?

5. What book, once owned only by the wealthy, can’t be bought in a store and is now owned by nearly everyone?

6) How many bricks does it take to complete a building made of brick?

7) What sits in a corner while traveling all around the world?

8) Voiceless it cries, toothless it bites. What is it?

9) I am just a lowly thing, object of much derision, I am odd because I multiply by division.

10) What runs fore to aft (i.e., front to back) on one side of a ship, and aft to fore (i.e., back to front) on the other side?

Over 23 million people in the United States have diabetes. As a result, the American Diabetes Association is at the forefront of the fight to prevent,

treat, and cure this silent disease.Nicole Maddox, FB&T Vice President and Cashier, is

a member of the ADA committee at FirstBank & Trust. “Many people know of someone with the disease because diabetes affects a large part of the population,” Maddox states. When her daughter Macee, 9 years old, was diag-nosed with type I diabetes in 2005, Nicole became involved with the ADA. “I’ve almost lost my daughter twice. I am very passionate about this organization.”

The ADA committee at FirstBank is in charge of setting up numerous bank-related activities to raise money. Maddox explains, “Each year our fundraisers begin July 1st

and run through the ADA walk in mid September.” From a combination of annual and new activities, FirstBank meets their goal of $10,500 every year—in only 10 weeks. We’re serious about our fundraising,” Maddox quips with a grin. This year they crushed the goal by raising $16,392.

Each year FirstBank holds an ADA golf tournament at Stone Gate Golf Course. On August 14th, 22 teams entered and raised around $6,000. This year, FirstBank held a customer raffle on September 10th for a 42” Plasma television. In addition, the employees had a raffle to win airline tickets, a new iPhone, or a day off of work. Employees could also pay $5 on Fridays to wear jeans. Maddox continues, “The employee who raises the most money through jeans or raffles earns a day off.” To conclude this year’s fundraising events, FirstBank participated in the

annual ADA walk on September 11th.

Maddox explains, “All the money raised locally goes to Texas Tech to support our doctors who are doing research for diabetes. The technology that’s now available is because of the money raised.” She concludes, “I fully believe there will be a cure in our lifetime.”

Riddles Answers on page 13

8 FB&T BANKNOTES | Winter 2011

For more information you can email Nicole Maddox at [email protected] or call (806) 788-2899

$1.25 billion The total budget allocated for

snow removal by local governments across Canada in 2006.

23 gallons The volume of coffee consumed per person in America in 2006.

For more information you can email Melinda Pharies at [email protected] or call at (806) 798-0888

FUN & GAMES

By the Numbers Winter 2011

14 gallons The volume of tea consumed per person in America in 2006.

2.1 million The number of visits by Canadians to Florida in 2006.

$1 million Cost of snow removal for every inch of snow that blankets Staten Island.

340,000 tons Amount of rock salt used for Maryland roads during winter

9FB&T BANKNOTES | Winter 2011

$1.25 billion The total budget allocated for

snow removal by local governments across Canada in 2006.

23 gallons The volume of coffee consumed per person in America in 2006.

Nicole Maddox, Vice President of Deposit Operations and Cashier, understands life is more than mundane tasks when you have a passion for living. Maddox joined FirstBank &

Trust in 2003 as a PBA. She adds, “I’ve been at this bank for years; I love the people I work with. They have watched my family grow. In fact, they are my other family.” She thanks FirstBank for its integrity, “FirstBank let me build a career. I came in as a PBA and now I run my own department. They’ve al-lowed me the opportunity to grow.” Maddox continues, “We have such a great environ-ment. We really are family first and customer focused, and I love that. I love being a part of something we actually believe in—it’s not just a slogan.”

Maddox is especially fond of her position, “I love the customer service aspect of my job.” She adds, “If I were on the other end of the line and had a problem, I would want to know someone cares as much as I care about their situation.” Maddox is also the BSA officer (Bank Secrecy Act—monitors terrorist activities after 9/11) for FirstBank. “BSA is like the CSI of banking; I love problem solving,” Maddox states. She concludes, “I’m very passionate about my job—can you tell?”

After work, Maddox returns to her first passion: her family. Maddox and her husband Jeff have Macee, 9 years old, and Michael, 4 years old. “They are my world,” she states. A woman with a love for life has many hobbies as well. “I love to scrapbook. It’s where I get to use my creative juices,” Maddox explains. “I also enjoy reading and going to the movies with my husband.” She continues, “I’m into exercising these days…I’ve lost over 75 lbs on Weight Watchers since February and I’m very proud of that.” One look around her office, and you’ll notice she is a Twilight fan. “I haven’t bought any of the memorabilia for myself…it’s all been given to me as gifts. My husband will not let me bring it home,” she says with a laugh.

Nicole Maddox

Nicole MaddoxEmployeeSPOTLIGHT

For more information you can email Nicole Maddox at [email protected] or call (806) 788-2899

FirstBank & Trustamerican diabetesgolf tournament

10 FB&T BANKNOTES | Winter 2011

Employees and customers gathered to raise money for the American Diabetes Association last September. FirstBank & Trust was the leading

fundraiser for the ADA in 2010! Be sure to thank all the businesses that helped us raise money for the ADA!

Debbie deTournillon, Haley Dwyer and Vickie Bennett prepare to deliver snacks to the golfers out on the course.

Shawn and Kristi Genenbacher and Amie and Gary Henry pause for a photo before teeing off.

Haley Dwyer and Melissa Pelsor enjoy spending time together on the course.

Bill and Debbie deTournillon, Ashley Smith and Benji Snead enjoy a round of golf

The Lubbock Chamber of Commerce named FirstBank & Trust as their Water-Smart business of the month for

December. The chamber recognizes businesses who utilize landscaping that is designed to conserve water usage. Mary Jane Buerkle, Vice President of Communications presented

the award to FB&T CEO, Barry Orr.

FirstBank & TrustReceives the

water smart award

11FB&T BANKNOTES | Winter 2011

FirstBank & TrustReceives the

water smart award

We want to thank our 2010 american

diabetes association golf tournament

sponsors!

Texas Star CO-OP Gin (Wilson and Union)

In 2010, FirstBank & Trust and PrimeWest Mortgage raised more money for the ADA than any other company in Lubbock! With the help of our generous partners, we raised $16,392 to fight

Diabetes! We want to sincerely thank these outstanding companies for being a part of our fundraising effort. Please consider using them to meet your needs. The money you

spend with each of them definitely goes to a good cause!

828-3083

745-9444

798-0888

748-0121

866-4247

793-3999

771-6888

789-1610

744-7666

793-9555

637-3594

FB&T BANKNOTES | Winter 201112

FirstBank & TrustSupport

our troops Throughout the summer, FB&T employees and customers donated items and money to help support our troops. In September, our employees spent a Saturday morning packing 24 boxes with supplies to send to troops stationed overseas. Thank you for helping us be a part of something we’re VERY passionate about!”

More than a dozen FB&T employees volunteered to pack boxes on a Saturday morning

Food, toiletries, playing cards and games were just some of the things sent overseas.Items were gathered and sorted in the lobby of FirstBank Centre

The National Society of the Sons of the American Revolution recently recognized FirstBank Centre for prominently displaying the Flag of the United States

of America. Reeves Winn presented the award to FB&T President, Greg Garland. The organization only hands out one award per year to a business or

organization in the Lubbock area.

FirstBank & TrustReceives the

Sons of the American

Revolution Award

Debit Cards: A World-Wide Trend

Riddle Answers from page 8

1) What two things can you never eat for breakfast? Lunch and Dinner

2) What can be cut and will grow back; yet when you least expect it, may disap-pear never to return? Hair

3) What kind of nut has no shell? A doughnut

4) What do the number s 11 , 69 , and 88 a l l have in common? They read the same up-side-down.

5) What book, once owned only by the wealthy, can’t be bought in a store and is now owned by nearly everyone? A telephone book

6) How many bricks does it take to complete a building made of brick? Only one, the last one.

7) What sits in a corner while traveling all around the world? A stamp

8) Voiceless it cries, toothless it bites. What is it? The wind

9) I am just a lowly thing, object of much derision, I am odd because I multiply by division. An amoeba

10) What runs fore to aft (front to back) on one side of a ship, and aft to fore (back to front) on the other side? The name

A lthough cash certainly still has purchasing power, the use of it is becoming, well, antiquated. A report by Global Industry Analysts indicates that both online

purchases and a new generation of consumers are behind this trend. The report states by 2012 there will be more than 5 billion debit cards in use. Is this a craze or a new way of life?

CSR Manager Hana Robertson explains the incentive of using a debit card. “Debit cards have become quite versatile in today’s market.” Here are the advantages of debit card use:

· Convenience· Saves time – No need to write checks; Money comes

directly out of your account without delay· Cards are accepted anywhere that carries the Visa logo· If a card becomes lost or stolen, FirstBank will fully cover

all fraudulent transactions· Reward Program – When you use your debit card and

sign the receipt, you can earn points per transaction that you can redeem for merchandise discounts. Visit visaextras.com for more details.

· Other benefits - There’s no annual fee; You pay no interest; You are not incurring a debt; Debit cards require no credit check; In foreign countries, a withdrawal at an ATM delivers local currency, therefore, there are no conversion fees.

Debit card transactions have become the payment method of choice, exceeding those made by cash, check, or credit card. Whether paying bills online, getting cash back at the grocery store, or making purchases at retailers, restaurants, and gas stations, consumers are increasingly using debit cards.

Robertson gives further explanation, “The debit card is your one card for all transactions.” She states, “You can also use it at any ATM machine nationwide.” FirstBank & Trust is a member of the MoneyPass network. All ATM’s on the MoneyPass network are free to use with a FirstBank & Trust debit card. To find out where MoneyPass ATMs are located, visit firstbanklubbock.com and click on “ATM Locators”.

For more information you can email Hana Robertson at [email protected] or call (806) 788-2852

13FB&T BANKNOTES | Winter 2011

Lubbock has become a place where “the boys of

summer” meet a “Field of Dreams.” After winning

State at 11 years old, the

next achievable dream is

playing in Williamsport,

Pennsylvania—home of

the Little League World Series

—by the young age of 12.

14 FB&T BANKNOTES | Winter 2011

Drew Anderson, Chief Loan Officer, lived out a baseball dream as he watched his 11-year-old son, Cash, win State in July. Anderson played baseball from 8 years old until high school at Monterey. “I love the sport,” Anderson states. Now, he has the privilege of coaching Cash’s regular season Little League team in the same Southwest Little League he played in as a boy. “It’s so fun coaching Cash where I played 30 years ago,” Anderson beams. After the regular season, Anderson resumes the role of a father assisting the head All-Stars coach, Shannon Hays (Texas Tech softball coach) and the Assistant All-Stars coach, Chris Segrist (son of Kal Segrist—former MLB player and Texas Tech baseball head coach).

Anderson and his wife Shelby have two sons and one daughter: Cole, 14 years old, who also plays baseball, Cash, and Chaney, 7 years old. “Our daughter plays basketball but has been to 500 baseball games between both brothers,” Anderson laughs. Cash first walked onto a field at the age of 5. By the age of 8, Cash— outfielder, pitcher, and utility player when needed— began his memorable walk to State. “These 11 boys (who make up the State Winning All Star team) have been playing together for 3½ years,” Anderson explains.

He continues, “Lubbock is a baseball town, and it’s become a year-round sport.” These Little League boys start preparing in August for the next season. Anderson explains, “Practices are held a couple of times per week

during the year. They also play in a few tournaments on select teams that go year-round.” Anderson continues, “This helps keep the boys sharp until Little League starts again in March.”

The Southwest Little League team remained undefeated until the State Tournament, which was held at the Ft. Worth State Little League Headquarters July 22nd-25th. They played 3 games in District, 3 games in Sectionals, and 5 games in State, from the loser’s bracket, to become State Champions. Their first and only loss was to Eagle Pass in the State tournament. “We came back and beat them; then played Ft. Worth University twice…the last game against them was the State Championship,” Anderson describes. (The 11-age bracket ends at State; 12-age bracket advances to World Series.) What kind of competition are these Lubbock boys up against? “Their Little League program has 800 kids, ours has 350.”

“I have enjoyed watching these boys mature as players and get better over the years. They too have seen themselves get better.” Anderson continues, “These kids are playing real baseball; they are making plays with great form. They have gelled as a team. When it’s game time, they are ready to win.” This team lost the State Championship last year as 10-year-olds against the team they beat this year to win State. Anderson concludes, “Their dream is to advance past State next year and play in the World Series.”

“This is the most special place in the world.

Once a place touches you like this…you feel for it like it was your child.”

- Field of Dreams

For more information, contact Drew Anderson at [email protected] or call (806) 788-2841.

15FB&T BANKNOTES | Winter 2011

FirstBank & Trust9816 Slide RoadLubbock, TX 79424806.788.0800

PRESORTED STANDARDUS POSTAGE

PAIDCRAFTSMAN

PRINTERS INC.

There are THREE hidden FirstBank & Trust icons ( ) in the newsletter. Find all three and email the bank before Friday, February 25, 2011 with the correct locations, and your name will be put into a drawing for $100 CASH. Three winners will be drawn. To enter, send an email with the three locations to [email protected]. Good luck!

W I n $100 Cash!

Customer SPOTLIGHT

It takes courage to move forward when doors of opportunity open. Owners Mike and Jeanie Chism stepped across that threshold in 2000. “The timing was perfect,” Jeanie states.

“It was a good decision for Mike to go into business; we’ve been very blessed.”

After working for another building material distributor for years, Mike’s friend and business associate, Shad Brooks, convinced him to begin a partnership; In 2000 Contractor’s Choice Supply opened its doors. Mike explains, “Unlike the national chain retail home improvement stores, Contractor’s Choice Supply provides building supplies for subcontractors in commercial construction, housing, and multi-family housing. We are contractor based; that is what drives us.” Mike’s business philosophy is simple, “Service,” he states without hesitation. “We have top brand quality products, but service is the most critical thing we do. We have built this business with relationships and take pride in knowing customers by first name. We have professional sales people that know the business.”

Jeanie joined Contractor’s Choice Supply in 2004 after retiring from her job of 30 years with AT&T when Mike’s partner, Shad, passed away. Mike explains, “I wanted someone I could trust to help run the company.” Jeanie gladly stepped in to handle payroll and invoicing. Mike has been with FirstBank & Trust for three

years. “We have a good relationship with Tim White. He is easy to work with and very accommodating. I know if I need something I’m going to be taken care of,” Mike explains.

Mike and Jeanie have three children and three grandchildren. Mike enjoys fishing and hunting while Jeanie enjoys reading and keeping grandchildren. Jeanie is also the Co-Director of Women’s Ministry in their church. Mike explains she was recently chosen to be one of the city coordinators for Beth Moore who will be coming to Lubbock in September 2011 to the United Spirit Arena.

For more information you can call Mike or Jeanie Chism at (806) 743-5100.

Contractor’s Choice Supply

Mike and Jeanie Chism