Warren Edward Buffett gives no shit when called a common con:

Leendert: A licence to ensure me is not a license to con me. To be compliant to specific rules of a market doesn’t release you from your moral and legal duties towards your ensured victims. You may not lure them and trick them without being transparent on your covered rape of legal aid.

Warren Edward: Thanks for your email. I respect yoyr view knowing that you arer free to express your views. We reserve the right to absolve our members based on our own policy directive of which the reasons are best known to us.