vol. no. 10 issue no. 6 december 2012 - hdfc mutual · pdf filehdfc growth fund 12 ... wake up...

Vol. No. 10 Issue No. 6 December 2012

2 December 2012 Intouchmutually

PPAAGGEE NNOO..MARKET REVIEW 3EDITORIAL 4FEATURES OF OUR SELECT SCHEMES 5-11HDFC GROWTH FUND 12HDFC EQUITY FUND 12HDFC TOP 200 FUND 13HDFC CAPITAL BUILDER FUND 13HDFC CORE & SATELLITE FUND 14HDFC PREMIER MULTI-CAP FUND 14HDFC MID-CAP OPPORTUNITIES FUND 15HDFC LONG TERM EQUITY FUND 15HDFC INFRASTRUCTURE FUND 16HDFC ARBITRAGE FUND 16HDFC INDEX FUND - SENSEX PLAN & NIFTY PLAN 17HDFC INDEX FUND - SENSEX PLUS PLAN 18HDFC GOLD EXCHANGE TRADED FUND 18HDFC GOLD FUND 18HDFC BALANCED FUND 19HDFC PRUDENCE FUND 19HDFC CHILDREN’S GIFT FUND - INVESTMENT PLAN & SAVINGS PLAN 20HDFC LONG TERM ADVANTAGE FUND 21HDFC TAXSAVER 21SIP PERFORMANCE OF SELECT SCHEMES 22-23HDFC MF MIP - SHORT TERM PLAN & LONG TERM PLAN 24HDFC MULTIPLE YIELD FUND 25HDFC MULTIPLE YIELD FUND - PLAN 2005 25HDFC INCOME FUND 26HDFC HIGH INTEREST FUND 26HDFC SHORT TERM PLAN 27HDFC HIGH INTEREST FUND - SHORT TERM PLAN 27HDFC SHORT TERM OPPORTUNITIES FUND 28HDFC MEDIUM TERM OPPORTUNITIES FUND 28HDFC GILT FUND - SHORT TERM PLAN & LONG TERM PLAN 29HDFC FLOATING RATE INCOME FUND - SHORT TERM PLAN & LONG TERM PLAN 30HDFC LIQUID FUND 31HDFC CASH MANAGEMENT FUND - SAVINGS PLAN 31HDFC CASH MANAGEMENT FUND - TREASURY ADVANTAGE PLAN & CALL PLAN 32SCHEME PERFORMANCE SUMMARY - PRASHANT JAIN 33SCHEME PERFORMANCE SUMMARY - VINAY KULKARNI 34-35SCHEME PERFORMANCE SUMMARY - MITEN LATHIA 35SCHEME PERFORMANCE SUMMARY - CHIRAG SETALVAD 36-37SCHEME PERFORMANCE SUMMARY - SRINIVAS RAO RAVURI 37SCHEME PERFORMANCE SUMMARY - SHOBHIT MEHROTRA 38-40SCHEME PERFORMANCE SUMMARY - ANIL BAMBOLI 41-44DIVIDEND HISTORY 45-47DISCLAIMER 47

CONTENTS

After a strong move up in November 2012,the markets consolidated with the Sensexand Nifty up marginally by 0.4% in

December 2012. The broader market outperformedwith the CNX Midcap Index rising by 4.5% inDecember. The Indian markets had a strong per-formance in 2012 and erased the losses incurred inthe previous year. The Sensex and Nifty returned26% and 28% while the CNX Midcap Indexjumped 39%. This compares with a -25% and -31%for the Sensex and CNX Midcap Index in the pre-vious year. Banking, Capital Goods, FMCG andHealthcare sectors outperformed while Metals, Oil& Gas and IT fared poorly.

The Indian market did much better than itsinternational peers outpacing the MSCI AC Asia x-Japan and MSCI Emerging Market Index, whichretuned 19.4% and 15.1% respectively. From aregional perspective, it was amongst the best per-forming indices. Amongst major Asian markets,only the Thailand and Philippine bourses fared better. Amongst developed markets, Europe didbetter than the US despite being weighed down bya slower economic recovery as concerns of a Eurozone breakup eased towards the end of the year.The German DAX fared particular well returning29% while the CAC and FTSE 100 were up 15%and 6%. Comparatively, the Dow rose 6% and

the NASDAQ 14%. However, it wasn’t just equities that did well

as the surfeit of global liquidity had a positiveinfluence across asset classes. Bond markets alsogave strong returns as yields dipped to multi yearlows. In fact, the debt of peripheral Euro zone markets did particularly well providing a usefulreminder that buying assets during stressful periodis difficult but rewarding. Commodity returns were also positive though muted (5-15%) whencompared to other asset classes. Gold also man-aged a positive return driven by the desire for aninflation hedge.

The Sensex now trades at a PE of 14x one-yearforward earnings and is moderately below its long-term average valuation. Going forward, the trend inthe market could be shaped by the pace of localpolicy making, trajectory of interest rates, globaleconomic performance and movement in commod-ity prices. Current interest rates seem close to peaklevels. A potential reduction in rates leaves roomfor an expansion in multiples apart from animprovement in earnings growth prospects.Despite satisfying returns over the recent past, theSensex has been flat for the last five years. Over themedium to long term, returns are likely to be driv-en largely by earnings growth with some prospectsfor an improvement in valuations.

Equity market update

During the month of December 2012, theyield on 10-year Government benchmarkbond ended lower at 8.05% as against

8.18% in November 2012.The average LAF during the month was nega-

tive ` 123,068 crs as compared to negative ` 93,389 crs in November 2012. The NSEovernight MIBOR ended at 8.23% higher than therate seen in end November 2012 (8.09%).

The annual rate of inflation, based on monthlyWPI, stood at 7.24% (Provisional) for the monthof November 2012 as compared to 7.45% (Provi-sional) for the previous month and 9.46% duringthe corresponding month of the previous year.

The INR depreciated to 54.995 against the USdollar as compared to 54.265 at the end of previ-ous month, a fall of 1.35% for the month. The netFII investments in equities & debt was an inflow

of USD 4904.95 million in December 2012 ascompared to an inflow of USD 1805.41 million inNovember 2012.

The industrial production (IIP) data forOctober 2012 showed an increase of 8.2% overthe previous year as against expectations of 5.1% growth largely due to the base effect.Manufacturing sector, which recorded a growth of5.7% in October over the previous month, was thelargest contributor to the pick up in IIP.

In its Mid-Quarter Monetary Policy ReviewRBI kept all key rates unchanged while acknowl-edging the moderation in both headline and coreWPI. More importantly a key point to note is theclear shift in focus to growth with the RBI stating“monetary policy has to increasingly shift focusand respond to the threats to growth from thispoint onwards”.

Debt market update

December 2012 3Intouchmutually

Market Review - December 2012

Source for various data points: Bloomberg, Reuters, www.sebi.gov.in, www.rbi.org.in and Central Statistics Office (CSO).

New Year’s Day has come and gone.Perhaps you forgot to jot down aNew Year resolution for 2013? Or,

do you have several in mind and areunable to choose between them? Or, per-haps you do not believe in such resolu-tions? Well, if you have forgotten to makeone, or are undecided about choosing oneamong several, here is a list of 15 that isbound to help you. And, if in earlier yearsyou gave it no importance, wouldn’t it bea good idea to forget the past and make aresolution for 2013?

So, here we go.1. To start with, you could decide to

wake up early every morning, get someexercise (either a brisk walk, or a jog, or aworkout in a gym) and build up yourhealth and fitness. Get back in shape sothat you look and feel marvelous — and beprepared to work hard for it! Rememberthe old saying that “health is wealth”?There’s more than a grain of truth in it.

2. Or you could decide to watch lesstelevision and extend your readinghabits. A sound mind goes with a soundbody. And spending time on good booksis bound to turn out to be professional-ly rewarding as well.

3. You may decide to be less of aworkaholic and spend more time withyour family. Life is short, and spend-

ing more of your time with your lovedones will enable you to enjoy it more.

4. Or, you may decide to donate some-thing to charity on a regular basis.Contributing to a good cause will bring asmile on someone’s face, as well as makeyou feel good about yourself.

5. How about being more organised aswell as more punctual in life? Put in some effort at this, and you will feel lessstressed out.

6. And what about deciding to spendless time on playing computer games?You’ll find yourself making more produc-tive use of your time. And, in any case,being glued to a computer all day can’t bereally good for your eyes.

7. Or, you could decide to cultivate ahobby — some activity that that you onceloved years ago, but which got left behind

under the pressure of work and family life.8. It may also be a good idea to decide

that you will avoid eating junk foods asmuch as possible. Just watch the improve-ment in your health if you learn to say“NO” to these.

9. You could tell yourself you will learn something new — a language or agame, perhaps. This too could beimmensely rewarding.

10. And if you decide to take out timeto meditate, you will definitely gain innerpeace and reduce your stress levels.

11. Do you forget birthdays andanniversaries, much to your embarrass-ment? If you make it a point to rememberthem, it can help you come closer tofriends and family this year.

12. Another possible resolution is toshop only when required, and invest themoney thus saved wisely, enabling you tobuild a corpus for a rainy day.

13. How about deciding to be moresensitive towards the feelings of others, asa general principle in life? This way, youwill also ensure that others reciprocateyour attitude.

14. It is also important to see the posi-tive side of everything. This enables you toretain an optimistic view of life. Indeed,things actually work out better if youexpect positive things from life.

15. And finally, we come to the mostimportant resolution of all — “I shall stickto all the above-mentioned resolutions.”This one is the key to making a newhuman being of us all.

It is often observed — perhaps more injest than seriously — that New Year resolutions are meant to be broken. Withmost of us, this is what happens year after year. However, it is worth going to abit of trouble to decide on a resolution — any one of these, or something entirelydifferent — and stick to it. This way, we can all emerge better human beings inthe New Year. Isn’t that a thought worth pondering?

B S REPORTER

This article is issued in general investor interest.

Please refer Page No. 47 for disclaimer.

New Year resolutions

Intouchmutually4 December 2012

Intouchmutually December 2012 5

NNaattuurree ooff SScchheemmee

IInnvveessttmmeenntt OObbjjeeccttiivvee

FFuunndd MMaannaaggeerr

IInncceeppttiioonn DDaattee((DDaattee ooff AAlllloottmmeenntt))

EEnnttrryy // SSaalleess LLooaadd

EExxiitt LLooaadd

IInnvveessttmmeenntt PPllaann

IInnvveessttmmeenntt OOppttiioonnss

MMiinniimmuumm AApppplliiccaattiioonn AAmmoouunntt((UUnnddeerr eeaacchh PPllaann))

LLoocckk-iinn PPeerriioodd

NNeett AAsssseett VVaalluuee((NNAAVV))

RReeddeemmppttiioonnPPrroocceeeeddss

HDFC Growth Fund

Open-ended Growth Scheme

To generate longterm capital appreciation from a portfolio that is invested predominantly inequity and equityrelated instruments.

Srinivas Rao Ravuri(since Apr 3, 06)#

September 11, 2000

HDFC Growth Fund,HDFC Growth Fund -Direct Plan

Nil

Every Business Day

Normally despatchedwithin 3-4 BusinessDays.

HDFC Equity Fund


To achieve capital appreciation.

Prashant Jain(since Jun 19, 03)*#

January 1, 1995

HDFC Equity Fund,HDFC Equity Fund -Direct Plan

Nil

Every Business Day


HDFC Top 200 Fund


To generate longterm capital appreciation from aportfolio of equityand equity-linkedinstruments primarilydrawn from the companies in BSE200 index.

Prashant Jain(since Jun19, 03)*#

October 11, 1996

HDFC Top 200 Fund,HDFC Top 200 Fund- Direct Plan

Nil

Every Business Day


HDFC Capital Builder Fund


To achieve capital appreciation in the long term.

Chirag Setalvad(since Apr 2, 07) & Miten Lathia(since May 10, 12)#

February 1, 1994

HDFC Capital BuilderFund, HDFC CapitalBuilder Fund - Direct Plan

Nil

Every Business Day


HDFC Core &Satellite


To generate capital appreciation through equity investment in companies whoseshares are quoting at prices below theirtrue value.

Vinay Kulkarni(since Nov 21, 06)#

September 17, 2004

HDFC Core &Satellite Fund, HDFCCore & Satellite fund- Direct Plan

Nil

Every Business Day

Normally despatched within 3-4 BusinessDays.

HDFC Premier Multi-Cap Fund


To generate capital appreciation in thelong term throughequity investments by investing in a diversified portfolio of Mid Cap & LargeCap ‘blue chip’ companies.

Vinay Kulkarni(since Nov 21, 06)#

April 6, 2005

HDFC Premier Multi-Cap Fund, HDFCPremier Multi-CapFund - Direct Plan

Nil

Every Business Day


HDFC Mid-CapOpportunities Fund

Open-ended Equity Scheme

To generate long-termcapital appreciationfrom a portfolio that is substantially constituted of equityand equity relatedsecurities of Small andMid-Cap companies

Chirag Setalvad (SinceJune 25, 07) #

June 25, 2007

HDFC Mid-CapOpportunities Fund,HDFC Mid-CapOpportunities Fund -Direct Plan

Nil

Every Business Day


NNoott AApppplliiccaabbllee.. Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’assessment of various factors including the service rendered by the ARN Holder.

Purchase : ` 5,000 and any amount thereafter.Additional Purchase : ` 1,000 and any amount thereafter.

Under Each Plan : Growth & Dividend. The Dividend Option offers Dividend Payout and Reinvestment facility.

Investors are advised to consult their tax advisors with respect to the tax consequences of the purchase, ownership and disposal of mutual fund units. For Tax Benefits / Consequences, Please refer to page 11* Date of migration from Zurich India Mutual Fund# Dedicated Fund Manager for Overseas Investments: Mr Rakesh Vyas since May 10, 2012. DDiirreecctt PPllaann:: Direct Plan has been introduced with effect from January 1, 2013 under all Schemes except HDFC Gold Exchange Traded Fund. Direct Plan is for investors who purchase /subscribe Units in a Scheme directly withthe Fund and is not available for investors who route their investments through a Distributor.

● In respect of eeaacchh purchase / switch-in of Units, an Exit Load of 1% is payable if units are redeemed / switched-out within 1 year from the date of allotment.

● No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment.

For further details, please refer to para ‘Exit Load’ on Pg 11.

Features of our select schemes





FFuunndd MMaannaaggeerr



EExxiitt LLooaadd


IInnvveessttmmeenntt OOppttiioonnss

MMiinniimmuumm AApppplliiccaattiioonn AAmmoouunntt((UUnnddeerr eeaacchh PPllaann))




HDFC Long Term Equity Fund


To achieve long-term capitalappreciation

Srinivas Rao Ravuri (Since Feb 10, 06) #

February 10, 2006

HDFC Long Term Equity Fund,HDFC Long Term Equity Fund -Direct Plan

Nil

Every Business Day

Normally despatched within 3-4 Business days

Investors are advised to consult their tax advisors with respect to the tax consequences of the purchase, ownership and disposal of mutual fund units. For Tax Benefits / Consequences, Please refer to page 11# Dedicated Fund Manager for Overseas Investments: Mr Rakesh Vyas since May 10, 2012. DDiirreecctt PPllaann:: Direct Plan has been introduced with effect from January 1, 2013 under all Schemes except HDFC Gold Exchange Traded Fund. Direct Plan is for investors who purchase /subscribe Units in a Scheme directly withthe Fund and is not available for investors who route their investments through a Distributor.

HDFC Index Fund

Open-ended Index Linked Scheme

NNiiffttyy PPllaann :: To generate returns that arecommensurate with the performance ofthe Nifty, subject to tracking errors.SSEENNSSEEXX PPllaann :: To generate returns that are commensurate with the performance of the SENSEX, subject to tracking errors.SSEENNSSEEXX PPlluuss PPllaann :: To invest 80 to 90% of the net assets of the Plan in companieswhose securities are included in SENSEX and between 10% & 20% of the net assets in companies whose securities are not included in the SENSEX.

Vinay Kulkarni (since Dec 29, 06)

July 17, 2002

● In respect of each purchase / switch-inof Units, an Exit Load of 1.00% ispayable if Units are redeemed /switched-out within 30 days from thedate of allotment.

● No Exit Load is payable if Units areredeemed / switched-out after 30 daysfrom the date of allotment.

● No Load shall be levied on bonusunits.

HDFC Index Fund - Nifty Plan, HDFC IndexFund - Nifty Plan - Direct Plan, HDFC IndexFund - Sensex Plan, HDFC Index Fund -Sensex Plan - Direct Plan, HDFC IndexFund - Sensex Plus Plan, HDFC Index Fund- Sensex Plus Plan - Direct Plan

At present, each Plan offers Growth Option only.

Purchase : ` 5,000 and any amount thereafter. Additional Purchase : ` 1,000 and any amount thereafter.

Nil

Every Business Day

Normally despatched within3-4 Business Days.

HDFC Arbitrage Fund

Open ended Equity Fund

To generate income through arbitrageopportunities between cash and derivativemarket and arbitrage opportunities withinthe derivative segment and by deploymentof surplus cash in debt securities andmoney market instruments.

Anil Bamboli (since Oct 23, 07)#

October 23, 2007

● In respect of eeaacchh purchase / switch-inof Units, an Exit Load of 0.50% ispayable if units are redeemed /switched-out within 6 months from the date of allotment.

● No Exit Load is payable if Units areredeemed / switched-out after 6months year from the date of allotment.

HDFC Arbitrage Fund, HDFC Arbitrage Fund - Direct Plan

Under Each Plan (Retail Option) : Growth and Dividend Option. Dividend Option offersQuarterly Dividend Option with Payout andReinvestment Facility.

Retail Plan: Purchase / Additional Purchase:`5,000 and any amount thereafter.

Nil

Every Business Day

Normally despatched within 3-4 Business days.

HDFC Infrastructure Fund


To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growthand development of infrastructure

Prashant Jain and Srinivas RaoRavuri (Since Mar 10, 08) #

March 10, 2008

HDFC Infrastructure Fund, HDFC Infrastructure Fund - Direct Plan

Nil

Every Business Day

Normally despatched within 3-4 Business days

NNoott AApppplliiccaabbllee.. Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ assessment of various factors including the service rendered by the ARN Holder.


Under Each Plan: Growth and Dividend. The Dividend Optionoffers Dividend Payout and Reinvestment facility.


● In respect of eeaacchh purchase / switch-in of Units, an ExitLoad of 1% is payable if units are redeemed / switched-out within 1 year from the date of allotment.


Nature of Scheme

Investment Objective

Fund Managers

Inception Date(Date of Allotment)

Entry / Sales Load

Exit Load

Investment Plan

Investment Option

Minimum Application Amount

Lock-iin Period

Net Asset Value(NAV)

RedemptionProceeds

HDFC Gold Fund

An Open-ended Fund of FundScheme investing in HDFC GoldExchange Traded Fund

To seek capital appreciation byinvesting in units of HDFC GoldExchange Traded Fund.

Anil Bamboli (since November 1, 11)

November 1, 2011

In respect of each purchase /switch-in of units – an Exit Load of 2% is payable ifUnits are redeemed / switched-outwithin 6 months from thedate ofallotment.– an Exit Load of 1% is payable ifUnits are redeemed / switched-out after 6 months butwithin 1 year from the date ofallotment.– No Exit Load is payable if Unitsare redeemed / switched-out after1 year from the date of allotment.

HDFC Gold Fund, HDFC Gold Fund -Direct Plan

Currently each Plan offers only Growth Option.

Nil

Every Business Day

Normally despatched within 3-4 Business Days.

HDFC Gold Exchange Traded FundAn Open-ended Exchange Traded Fund

To generate returns that are in line with the performance of gold, subject to tracking errors.

Anil Bamboli (since August 13, 10)

August 13, 2010

For Creation Unit Size:● No Exit load will be levied on

redemptions made byAuthorised Participants / LargeInvestors directly with the Fundin Creation Unit Size.

For other than Creation Unit Size:

● Not Applicable. The Units in other than Creation Unit Sizecannot be directly redeemedwith the Fund. These Units canbe redeemed (sold) on a contin-uous basis on the stockexchange(s) during the tradinghours on all trading days.

HDFC Gold Exchange Traded Fund

Currently, there are no Optionsbeing offered under the Scheme.

Directly with the Fund –Subscription / Redemption inexchange of Portfolio Deposit and Cash Component in creationunit size of 1,000 units and in mul-tiples thereafter. $ On the Exchange(s) – 1 unit and inmultiples of 1 unit thereafter.

Nil

Every Business Day


HDFC Prudence Fund

Open-ended BalancedScheme

To provide periodic returnsand capital appreciation overa long period of time from ajudicious mix of equity anddebt investments with anaim to prevent / minimiseany capital erosion.

Prashant Jain (since Jun 19, 03)*#

February 1, 1994

HDFC Prudence Fund, HDFCPrudence Fund - Direct Plan

Nil

Every Business Day


HDFC Balanced Fund

Open-ended BalancedScheme

To generate capital appreciation along with current income from a combined portfolio of equity& equity-related and debt &money market instruments.

Chirag Setalvad (since Apr 2, 07)#

September 11, 2000

HDFC Balanced Fund, HDFCBalanced Fund - Direct Plan

Nil

Every Business Day


Under Each Plan: Growth & Dividend. The DividendOption offers Dividend Payout and Reinvestment facility.

● In respect of eeaacchh purchase / switch-in of Units, an Exit Load of 1% is payable if units are redeemed /switched-out within 1 year from the date of allotment.

● No Exit Load is payable if Units are redeemed /switched-out after 1 year from the date of allotment.

^̂ EElliiggiibbiilliittyy ((ooff UUnniitt hhoollddeerr)) :: Children less than 18 years of age as on the date of investment by the Investor / Applicant are eligible as Unit holders in the Scheme. @@ Personal AccidentInsurance Cover for Parent / Legal Guardian (upto the age of 80 years) of the Unit holder, equivalent to 10 times the cost value of the outstanding Units held by the Unit holder under allthe applications / account statements / folios, subject to a maximum amount of ` 10 lakhs per Unit holder. The insurance premium in respect of the personal accident insurance cover will be borne by the AMC. This accident insur-ance cover is subject to conditions of the group personal accident insurance policy. Investors are advised to consult their tax advisors with respect to the tax consequences of the purchase, ownership and disposal of mutual fund units. For Tax Benefits / Consequences, Please refer to page 11* Date of migration from Zurich India Mutual Fund # Dedicated Fund Manager for Overseas Investments: Mr Rakesh Vyas since May 10, 2012. $ For Large Investors, subscriptions shall only be allowed by payment of requisite Cash through RTGS/NEFT or Funds Transfer Letter/ Transfer Cheque of a bank where the Scheme has a collection account.DDiirreecctt PPllaann:: Direct Plan has been introduced with effect from January 1, 2013 under all Schemes except HDFC Gold Exchange Traded Fund. Direct Plan is for investors who purchase /subscribe Units in a Scheme directly withthe Fund and is not available for investors who route their investments through a Distributor.

HDFC Children’s Gift Fund^@Open-ended Balanced Scheme

The primary objective of both thePlans viz. Investment Plan &Savings Plan under the Scheme isto generate long term capitalappreciation.


March 2, 2001

● For Units subject to Lock-inPeriod: NIL

● For Units not subject to Lock-in Period: 3% if the Unitsare redeemed / switched-outwithin one year from the dateof allotment; 2% if the Unitsare redeemed / switched-outbetween the first and secondyear of the date of allotment;1% if Units are redeemed /switched-out between the second and third year of the date of allotment; Nil if the Units are redeemed / switched-out after third yearfrom the date of allotment.

Investment Plan, Investment Plan- Direct Plan (Equity Oriented), Savings Plan, Savings Plan -Direct Plan (Debt Oriented)

Nil

IIff oopptteedd :: Until the Unit holder(being the beneficiary child)attains the age of 18 years oruntil completion of 3 years fromdate of allotment, whichever islater.

Every Business Day

Normally despatched within 3-4 Business Days (Redemption issubject to completion of Lock-in Period, if opted).



Purchase: ` 5,000 and any amount thereafter. Additional Purchase: ` 1,000 and any amount thereafter.





FFuunndd MMaannaaggeerrss



EExxiitt LLooaadd


IInnvveessttmmeenntt OOppttiioonn

MMiinniimmuumm AApppplliiccaattiioonn AAmmoouunntt




Investors are advised to consult their tax advisors with respect to the tax consequences of the purchase, ownership and disposal of mutual fund units. For Tax Benefits / Consequences, Please refer to page 11* Date of migration from Zurich India Mutual Fund # Dedicated Fund Manager for Overseas Investments: Mr Rakesh Vyas since May 10, 2012. DDiirreecctt PPllaann:: Direct Plan has been introduced with effect from January 1, 2013 under all Schemes except HDFC Gold Exchange Traded Fund. Direct Plan is for investors who purchase /subscribe Units in a Scheme directly withthe Fund and is not available for investors who route their investments through a Distributor.

HDFC Long Term Advantage Fund Open-ended Equity LinkedSavings Scheme with alock-in period of 3 years

To generate long term capital appreciation from aportfolio that is investedpredominantly in equityand equity-related instruments.


January 2, 2001

Nil

HDFC Long Term AdvantageFund, HDFC Long TermAdvantage Fund - Direct Plan

3 years from the date of allotment of the respective Units (includingUnits allotted under dividend reinvestment)

Every Business Day

Normally despatched within 3-4 Business Days(Redemption is subject tocompletion of Lock-inPeriod, if applicable).

HDFC TaxSaver

Open-ended Equity LinkedSavings Scheme with alock-in period of 3 years

To achieve long termgrowth of capital.

Vinay Kulkarni (since Nov 21, 06)#

March 31, 1996

Nil

HDFC TaxSaver, HDFC TaxSaver - Direct Plan

3 years from the date of allotment of the respective Units (includingUnits allotted under dividend reinvestment)

Every Business Day

Normally despatched within 3-4 Business Days(Redemption is subject tocompletion of Lock-inPeriod, if applicable).

HDFC Multiple Yield Fund

Open-ended Income Scheme

To generate positive returns overmedium time frame with low riskof capital loss over medium timeframe.

Vinay Kulkarni (Equities), (since Nov 21, 06)Anil Bamboli (Debt)(since Sep 17, 04)#

September 17, 2004

● In respect of eeaacchh purchase /switch-in of Units, an Exit Loadof 1% is payable if units areredeemed / switched-out within 1 year from the date of allotment.

● No Exit Load is payable if Unitsare redeemed / switched-outafter 1 year from the date ofallotment.

HDFC Multiple Yield Fund, HDFCMultiple Yield Fund - Direct Plan

Under Each Plan: Growth &Dividend. The Dividend Optionoffers Dividend Payout andReinvestment facility.

Purchase : ` 5,000 and anyamount thereafter. Additional Purchase : ` 1,000 andany amount thereafter.

Nil

Every Business Day

Normally depatched within 3-4 Business Days.

HDFC MF Monthly Income Plan(HDFC MF MIP)An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus

The primary objective of Scheme is to generate regular returnsthrough investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme’s assets inequity and equity related instruments.

LTP – Prashant Jain (Equities) (since Dec 26, 03),Shobhit Mehrotra (Debt) (since Sep 1, 07)#,STP – Vinay Kulkarni (Equities) (since Nov 21, 06),Shobhit Mehrotra (Debt) (since Feb 16, 04)#

December 26, 2003

● In respect of eeaacchh purchase / switch-in of Units, an ExitLoad of 1% is payable if units are redeemed / switched-out within 1 year from the date of allotment.


HDFC MF MIP - Short Term Plan (STP), HDFC MF MIP - STP --Direct Plan, HDFC MF MIP - Long Term Plan (LTP), HDFC MF MIP - LTP - Direct Plan

Each Plan offers Growth, Monthly Dividend & QuarterlyDividend Option. The Dividend Option offers Dividend Payoutand Reinvestment facility.

UUnnddeerr EEaacchh PPllaann :: Purchase (Growth & Quarterly Dividend Option) – ` 5,000 and anyamount thereafter under each Option.(Monthly Dividend Option) – ` 25,000 and any amountthereafter. Additional Purchase : ` 1,000 and any amount thereafter.

Nil

Every Business Day



Purchase & Additional Purchase : ` 500 and in multiples of ` 500 thereafter.


Under Each Plan: Growth & Dividend. The DividendOption offers Dividend Payout and Reinvestment facility



Investors are advised to consult their tax advisors with respect to the tax consequences of the purchase, ownership and disposal of mutual fund units. For Tax Benefits / Consequences, Please refer to page 11# Dedicated Fund Manager for Overseas Investments: Mr Rakesh Vyas since May 10, 2012.DDiirreecctt PPllaann:: Direct Plan has been introduced with effect from January 1, 2013 under all Schemes except HDFC Gold Exchange Traded Fund. Direct Plan is for investors who purchase /subscribe Units in a Scheme directly withthe Fund and is not available for investors who route their investments through a Distributor.

HDFC Income Fund


To optimise returns while maintaining a balance of safety,yield and liquidity.

Shobhit Mehrotra(since Sep 1, 07)#

September 11, 2000

● In respect of eeaacchh purchase /switch-in of Units, an Exit Loadof 0.5% is payable if units areredeemed / switched-out within 6 months from the date of allotment.

● No Exit Load is payable if Unitsare redeemed / switched-outafter 6 months from the date of allotment.

HDFC Income Fund, HDFC Income Fund - Direct Plan

Nil

Every Business Day


HDFC Multiple Yield Fund(MYF) – Plan 2005


To generate positive returns over medium time frame with lowrisk of capital loss over mediumtime frame.

Chirag Setalvad (Equities), (since April 2, 07)Anil Bamboli (Debt)(since Aug 17, 05)#

August 17, 2005

● In respect of eeaacchh purchase /switch-in of Units, an Exit Loadof 1% is payable if units areredeemed / switched-out within 15 months from thedate of allotment.

● No Exit Load is payable if Unitsare redeemed / switched-outafter 15 months from the dateof allotment.

HDFC MYF - Plan 2005, HDFC MYF - Plan 2005 - Direct Plan

Nil

Every Business Day

Normally depatched within 3-4 Business Days.



FFuunndd MMaannaaggeerrss



EExxiitt LLooaadd


IInnvveessttmmeenntt OOppttiioonn

MMiinniimmuumm AApppplliiccaattiioonn AAmmoouunntt




Under each Plan: Growth & Dividend. The Dividend Option offersDividend Payout and Reinvestment facility.



HDFC Short Term Plan


To generate regular income through investment in Debt Securities and MoneyMarket Instruments.

Anil Bamboli (since Jan 13, 04)#

February 28, 2002

● In respect of eeaacchh purchase / switch-in of Units, an Exit Load of0.75% is payable if units areredeemed / switched-out within 9months from the date of allotment.

● No Exit Load is payable if Unitsareredeemed / switched-out after 9 months from the date of allotment.

HDFC Short Term Plan, HDFC Short Term Plan - Direct Plan

Under both the Plans: Growth & Dividend(Dividend Option offers Payout andReinvestment facility).

Purchase : ` 5,000 and any amount thereafter.Additional Purchase : ` 1,000 and anyamount thereafter.

Nil

Every Business Day


HDFC High Interest Fund (HHIF)


To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximise income while maintaining the optimum balance of yield,safety and liquidity.

Anil Bamboli (HHIF) (since Feb 16, 04)#, Shobhit Mehrotra – STP (since Sep 1, 07)#

HHHHIIFF :: April 28, 1997HHHHIIFF-SSTTPP :: February 6, 2002

HHHHIIFF ::● In respect of eeaacchh purchase / switch-

in of Units, an Exit Load of 0.50% ispayable if units are redeemed /switched-out within 3 months fromthe date of allotment.

● No Exit Load is payable if Units areredeemed / switched-out after 3months from the date of allotment.

HHHHIIFF - SSTTPP :: In respect of each purchase /switch-in of units, an Exit Load of 0.25% ispayable if units are redeemed / switched-outwithin 1 month from the date of allotment.

HHIF, HHIF - Direct Plan, HHIF - Short Term Plan (STP), HHIF - STP - Direct Plan

HHHHIIFF :: Under both the Plans: Growth,Quarterly, Half Yearly and Yearly DividendOptions.HHHHIIFF - SSTTPP :: Under both the Plans: Growth & Dividend OptionAll Dividend Options offer Dividend Payoutand Reinvestment facility.


Nil

Every Business Day




Purchase : ` 5,000 and any amount thereafter. Additional Purchase : ` 1,000 and any amount thereafter.



Nature of Scheme


Fund Managers


Entry / Sales Load

Exit Load

Investment Plan

Investment Option


Lock-iin Period


RedemptionProceeds

HDFC Cash Management Fund

Savings & Call Plan: Open-ended High Liquidity Income SchemeTreasury Advantage Plan: Open-ended Income Scheme

Savings & Call Plan: To generate optimal returns whilemaintaining safety and high liquidity.Treasury Advantage Plan: To generate regular incomethrough investment in debt securities and money market instruments.

Anil Bamboli#Savings & Call Plan (since Jul 25, 12)Treasury Advantage Plan – (since Sep 1, 07)

Savings & Treasury Advantage Plan (Retail Option): November 18, 1999Call Plan : February 6, 2002

Savings, Treasury Advantage & Call Plan : Nil

Savings Plan, Savings Plan - Direct Plan, Call Plan, Call Plan - Direct Plan, Treasury Advantage Plan, Treasury Advantage Plan - Direct Plan

Savings & Call Plan : Each Plan offers Growth Option &Daily Dividend Option (with Reinvestment facility only).Savings Plan also offers Weekly Dividend Option (withPayout and Reinvestment facility). Treasury Advantage Plan (Retail Option): Each Plan offersGrowth and Dividend Option. Dividend Option offersDaily Dividend Option with Reinvestment facility only and Weekly and Monthly Dividend Option with Payoutand Reinvestment facility.

Savings & Call Plan : Purchase ` 10,000 and any amount thereafter; Additional Purchase ` 5,000 and any amount thereafter.Treasury Advantage Plan – Retail OptionGrowth, Weekly and Monthly Dividend Option :Purchase ` 5,000 and any amount thereafter.Additional Purchase: ` 1,000 and any amount thereafter.Daily Dividend Option : Purchase ` 10,000 and any amount thereafter; Additional Purchase ` 5,000and any amount thereafter.

Nil

Savings & Call Plan: All Year RoundTreasury Advantage Plan: Every Business Day

Savings & Call Plan : Normally despatchedwithin 1 Business Day.Treasury Advantage Plan: Normally despatched within 3-4 Business Days.

Investors are advised to consult their tax advisors with respect to the tax consequences of the purchase, ownership and disposal of mutual fund units. For Tax Benefits / Consequences, Please refer to page 11DDiirreecctt PPllaann:: Direct Plan has been introduced with effect from January 1, 2013 under all Schemes except HDFC Gold Exchange Traded Fund. Direct Plan is for investors who purchase /subscribe Units in a Scheme directly withthe Fund and is not available for investors who route their investments through a Distributor.

HDFC Medium TermOpportunities Fund


To generate regular income throughinvestments in Debt/Money MarketInstruments and GovernmentSecurities with maturities notexceeding 60 months.

Shobhit Mehrotra (since June 29, 10) #

June 29, 2010

● In respect of each purchase/switch-in of units, an exit load of 2% is payable if units areredeemed/switched out within12 months from the date ofallotment.

● In respect of each purchase/switch-in of units, an exit load of1% is payable if units areredeemed/switched out after 12months but within 18 monthsfrom the date of allotment.

● No exit load is payable if unitsare redeemed/switched-out after18 months from the date ofallotment.

HDFC Medium Term OpportunitiesFund, HDFC Medium TermOpportunities Fund - Direct Plan

Under both the Plans: Growth &Dividend Option (Dividend Optionoffers Payout and Reinvestment facility).

Nil

Every Business Day


HDFC Liquid Fund

Open-ended Liquid Income Scheme

To enhance income consistent with a highlevel of liquidity, through a judicious portfolio mix comprising of money market anddebt instruments.

Shobhit Mehrotra (since Feb 16, 04)#

October 17, 2000

Nil

HDFC Liquid Fund, HDFC Liquid Fund - Direct Plan

Under both the Plans: Growth & DividendOption. The Dividend Option offers DailyDividend Option (Reinvestment facility only)and Weekly and Monthly Dividend Option(with Payout and Reinvestment facility).

Purchase ` 10,000 and any amount thereafter; Additional Purchase ` 5,000 andany amount thereafter.

Nil

All Year Round

Normally despatched within 1 Business Day.

HDFC Short Term Opportunities Fund


To generate regular incomethrough investments in Debt/Money Market Instrumentsand Government Securitieswith maturities not exceeding30 months.

Anil Bamboli (since June 25, 10) #

June 25, 2010

● In respect of each purchase/switch-in ofunits, an Exit load of0.50% is payable if unitsare redeemed/switched-out within 3 months fromthe date of allotment.

● No Exit Load is payable ifunits are redeemed/switched-out after 3months from the date of allotment.

HDFC Short TermOpportunities Fund, HDFCShort Term Opportunities Fund- Direct Plan

Under both the Plans: Growth & Fortnightly DividendOption (Dividend Option offers Payout andReinvestment facility).

Nil

Every Business Day



Not Applicable. Upfront commission shall be paid directly by the investor to the ARN Holder (AMFI registered Distributor) based on the investors’ assessment of various factors including the service rendered by the ARN Holder.

Purchase: ` 5,000 and any amount thereafter. Additional Purchase: ` 1,000 and any amount thereafter.



HDFC Floating Rate Income Fund


To generate regular income through investment in a portfolio comprising substantially of floatingrate debt / money market instruments, fixed rate debt / money market instruments swapped forfloating rate returns and fixed rate debt securities and money market instruments.

Shobhit Mehrotra (since Feb 16, 04)#

Long Term Plan (LTP) : January 16, 2003 Short Term Plan (STP) - Wholesale Option: October 23, 2007

STP : NilLTP : ● In respect of each purchase / switch-in of Units, an Exit Load of 2% is payable if units are

redeemed / switched-out within 12 months from the date of allotment.● No Exit Load is payable if Units are redeemed / switched-out after 12 months from the

date of allotment.

STP - Wholesale Option, STP - Wholesale Option - Direct Plan,LTP, LTP - Direct Plan

STP – Wholesale Option : Under both the Plans: Growth and Dividend Option. The Dividend Optionoffers Daily Dividend Option (with Reinvestment facility only) and Weekly and Monthly DividendOption (with Payout and Reinvestment facility).LTP : Under both the Plans: Growth and Weekly Dividend Option (with Reinvestment facility only).

STP – Wholesale Option : Purchase : ` 10 lakh and any amount thereafter. Additional Purchase : ` 1 and and any amount thereafter.LTP : For Purchase : ` 5,000 and any amount thereafter.Additional Purchase : ` 1,000 and any amount thereafter.

Nil

Every Business Day


HDFC Gilt Fund


To generate credit risk-free returns through investmentsin sovereign securities issued by the Central Governmentand / or a State Government.

Anil Bamboli (since Sep 1, 07)

July 25, 2001

Short Term Plan : NilLong Term Plan : ● In respect of each purchase / switch - in of units, an exit load of 0.25% is payable if units

are redeemed / switched out within 3 months from the date of allotment. ● No exit load is payable if units are redeemed / switched - out after 3 months from the date of allotment.

Short Term Plan, Short Term Plan - Direct Plan,Long Term Plan, Long Term Plan - Direct Plan

Each Plan offers Growth and Dividend Options.The Dividend Option offers Dividend Payout andReinvestment facility.


Nil

Every Business Day


Nature of Scheme


Fund Manager


Entry / Sales Load

Exit Load

Investment Plan

Investment Option


Lock-iin Period


RedemptionProceeds



Investors are advised to consult their tax advisors with respect to the tax consequences of the purchase, ownership and disposal of mutual fund units.# Dedicated Fund Manager for Overseas Investments: Mr Rakesh Vyas since May 10, 2012. DDiirreecctt PPllaann:: Direct Plan has been introduced with effect from January 1, 2013 under all Schemes except HDFC Gold Exchange Traded Fund. Direct Plan is for investors who purchase /subscribe Units in a Scheme directly withthe Fund and is not available for investors who route their investments through a Distributor. EExxiitt LLooaadd:: (i) No exit load shall be levied for switching between Options under the same Plan within a Scheme. (ii) Switch of investments to Direct Plan within the same Scheme shall be subject to applicable exit load, unlessthe investments were made without any distributor code. (iii) No exit load shall be levied for switch-out from Direct Plan to other Plan within the same Scheme. However, any subsequent switch-out or redemption of suchinvestment from the other Plan shall be subject to exit load based on the original date of investment in the Direct Plan. (iv) Switch of investments between Plans under a Scheme having separate portfolios, will be subjectto applicable exit load. (v) No exit load will be levied on Bonus Units and Units allotted on Dividend Re-investment.

TTaaxx BBeenneeffiittss // CCoonnsseeqquueenncceess :: Income distributed by the Scheme (s) are free from Income – tax in the hands of Investors. The additional income-tax on distribution of income by a money market mutual fund or a liquidfund to an individual / HUF shall be payable by the mutual fund at the rate of 27.038%* and at the rate of 32.445%* to any other investor. The additional income-tax on distribution of income by any other fund to an indi-vidual / HUF shall be payable at the rate of 13.519%* and at the rate of 32.445%* on distribution of income to any other investor. Units of the Scheme(s) are not subject to Wealth-tax and Gift-tax. Unit holders are requiredto pay Securities Transaction Tax (STT) at the rate of 0.25% at the time of redemption / switch-out of units of an equity-oriented fund.* including applicable surcharge, education cess and secondary and higher education cessGGiifftt ooff UUnniittss :: With effect from 1.10.2009, as per the provisions of section 56(2)(vii) of the Income-tax Act, 1961, certain specified property transferred, without consideration / adequate consideration, exceeding specifiedlimits, are taxable in the hands of the recipient individual / HUF (subject to certain exceptions). The term “property” includes shares and securities. Units of a mutual fund could fall within the purview of the term “securities”.As per the Act, “property” would refer to capital assets only. Investors should be aware that the fiscal rules / tax laws may change and there can be no guarantee that the current tax position may continue indefinitely. In view of individual nature of tax consequences, each investor isadvised to consult his / her own professional tax advisor.

Prashant Jain Over 21 yearsVinay Kulkarni Over 23 yearsSrinivas Rao Ravuri Over 17 yearsChirag Setalvad Over 16 years

Shobhit Mehrotra Over 19 yearsAnil Bamboli Over 17 yearsMiten Lathia Over 12 yearsRakesh Vyas Over 8 years

FFuunndd MMaannaaggeerr TToottaall EExxppeerriieennccee FFuunndd MMaannaaggeerr TToottaall EExxppeerriieennccee

Portfolio – Top 10 Holdings

HDFC Growth Fund

+ Industry Classification as recommended by AMFI $ Sponsor

An open-ended growth scheme

HDFC Equity FundAn open-ended growth scheme

Banks 17.38

Pharmaceuticals 9.46

Petroleum Products 9.46

Software 8.55

Consumer Non Durables 7.41

Chemicals 5.80

Construction 5.16

Industrial Capital Goods 5.00

Oil 4.87

Finance 4.50

Auto 3.29

Telecom - Services 2.46

Textiles - Synthetic 2.22

Ferrous Metals 2.21

Gas 2.18

Minerals / Mining 2.15

Transportation 1.65

Cement 1.35

Construction Project 1.23

Media & Entertainment 0.91

Industrial Products 0.78

Paper 0.26

Industry Allocation of Equity Holding (% of Net Assets)

PPoorrttffoolliioo TTuurrnnoovveerr RRaattiioo ((LLaasstt 11 YYeeaarr)) 2244..0022%%

NAV NAV per Unit (`)

Growth Option 93.853Dividend Option 29.988

Std Deviation Beta Sharpe Ratio*

Risk Ratio (for the 3-yr period ended Decmber 31, 2012) 4.90% 0.8750 0.04

Monthly Figure



Monthly Figure





+ Industry Classification as recommended by AMFI

Banks 23.51Consumer Non Durables 9.47Software 9.34Pharmaceuticals 5.71Finance 4.96Petroleum Products 4.64Construction Project 4.03Auto 3.91Oil 3.64Media & Entertainment 3.57Power 3.52Industrial Capital Goods 3.39Construction 2.95

Auto Ancillaries 2.65Minerals / Mining 1.91Consumer Durables 1.83Ferrous Metals 1.76Non - Ferrous Metals 1.62Telecom - Services 1.36Transportation 1.17Gas 0.98Chemicals 0.93Textile Products 0.89Cement 0.42Industrial Products 0.33Textiles - Synthetic 0.04


CCoommppaannyy IInndduussttrryy++ %% ttoo NNAAVV

EEQQUUIITTYY && EEQQUUIITTYY RREELLAATTEEDD

ICICI Bank Ltd. Banks 8.39

Infosys Ltd. Software 7.43

State Bank of India Banks 6.67

ITC Ltd. Consumer Non Durables 6.56

Bharat Petroleum Corporation Ltd. Petroleum Products 5.90

Divi's Laboratories Ltd. Pharmaceuticals 5.16

Housing Development Finance Corporation Ltd. $ Finance 3.97

Solar Industries India Ltd. Chemicals 3.65

Reliance Industries Ltd. Petroleum Products 3.56

Tata Motors Ltd. DVR Auto 3.29

TToottaall ooff TToopp TTeenn EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 5544..5588

TToottaall EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 9988..2288

Cash, Cash Equivalents and Net Current Assets 1.72

GGrraanndd TToottaall 110000..0000

AAvveerraaggee AAUUMM ffoorr tthhee qquuaarrtteerr eennddeedd DDeecceemmbbeerr 3311,, 22001122 ((`̀ IInn LLaakkhhss)) 112266,,880088..9922








Larsen & Toubro Ltd. Construction Project 3.53

Bank of Baroda Banks 3.04

Zee Entertainment Enterprises Ltd. Media & Entertainment 2.85

Jaiprakash Associates Ltd. Construction 2.61

LIC Housing Finance Ltd. Finance 2.19



Cash margin / Earmarked cash for Futures & Options 0.01

Other Cash, Cash Equivalents and Net Current Assets 1.46


AAvveerraaggee AAUUMM ffoorr tthhee qquuaarrtteerr eennddeedd DDeecceemmbbeerr 3311,, 22001122 ((`̀ IInn LLaakkhhss)) 11,,005555,,556655..3333

Source : CRISIL Fund Analyser* Risk-free rate assumed to be 8.02% (364-day Treasury Bill yield on 31-12-12)



Data is as of December 31, 2012 unless otherwise specified.

HDFC Top 200 FundAn open-ended growth scheme

HDFC Capital Builder FundAn open-ended growth scheme













HDFC Bank Ltd. Banks 3.18


Tata Consultancy Services Ltd. Software 2.52







Portfolio – Top 10 Holdings Portfolio – Top 10 Holdings


CCoommppaannyy IInndduussttrryy++ // RRaattiinngg %% ttoo NNAAVV

EEQQUUIITTYY && EEQQUUIITTYY RREELLAATTEEDDState Bank of India Banks 5.65ICICI Bank Ltd. Banks 5.40Bank of Baroda Banks 5.36ITC Ltd. Consumer Non Durables 5.32Infosys Ltd. Software 5.26IPCA Laboratories Ltd. Pharmaceuticals 4.30Tata Consultancy Services Ltd. Software 3.49Reliance Industries Ltd. Petroleum Products 3.46Pidilite Industries Ltd. Chemicals 3.34Axis Bank Ltd. Banks 3.08TToottaall ooff TToopp TTeenn EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 4444..6666TToottaall EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 9944..6644CCRREEDDIITT EEXXPPOOSSUURREEBritannia Industries Ltd. CRISIL - AAA 0.24TToottaall CCrreeddiitt EExxppoossuurree 00..2244Cash, Cash Equivalents and Net Current Assets 5.12GGrraanndd TToottaall 110000..0000


Banks 29.42Consumer Non Durables 9.81Software 9.22Pharmaceuticals 5.92Auto 5.28Petroleum Products 5.18Finance 4.87Oil 4.39Construction Project 4.35Ferrous Metals 2.66Power 2.65

Media & Entertainment 2.06Non - Ferrous Metals 2.04Construction 2.03Industrial Capital Goods 2.01Minerals / Mining 1.80Telecom - Services 1.55Cement 1.50Gas 1.37Transportation 0.90Consumer Durables 0.74Auto Ancillaries 0.06

Industry Allocation of Equity Holding (% of Net Assets)Banks 25.41Software 13.69Consumer Non Durables 11.50Pharmaceuticals 7.11Petroleum Products 6.40Chemicals 6.20Auto Ancillaries 3.36Telecom - Services 2.90Oil 2.88

Industrial Capital Goods 2.73Construction Project 2.65Auto 2.19Media & Entertainment 2.17Industrial Products 1.58Consumer Durables 1.44Finance 1.42Power 1.01




Monthly Figure



Monthly Figure








An open-ended growth scheme An open-ended growth scheme

HDFC Core & Satellite Fund




Banks 27.81Oil 7.06Auto 6.84Power 6.71Industrial Capital Goods 6.58Software 5.32Consumer Non Durables 4.66Construction Project 4.52Media & Entertainment 4.23Ferrous Metals 4.01Petroleum Products 3.90

Transportation 3.33Construction 3.19Paper 2.16Auto 2.10Finance 1.91Minerals / Mining 1.66Telecom - Services 1.48Textiles - Synthetic 1.13Non - Ferrous Metals 1.09Chemicals 0.98






Banks 25.49Software 9.00Petroleum Products 7.28Consumer Non Durables 6.67Media & Entertainment 6.24Auto 4.80Ferrous Metals 4.60Gas 4.48Minerals / Mining 3.67Power 3.47Construction Project 3.01

Industrial Capital Goods 2.73Construction 2.60Finance 1.97Oil 1.76Telecom - Services 1.70Paper 1.55Transportation 1.00Non - Ferrous Metals 0.94Auto Ancillaries 0.84Fertilisers 0.61Cement 0.55



HDFC Premier Multi-Cap Fund







Tata Steel Ltd. Ferrous Metals 4.01

Bharat Electronics Ltd. Industrial Capital Goods 3.92

Cairn India Ltd. Oil 3.90

KEC International Ltd. Power 3.44

Union Bank of India Banks 3.43









Risk Ratio (for the 3-yr period ended Decmber 31, 2012) 4.90% 0.8500 -0.01

Monthly Figure




Monthly Figure


Large-Cap 39.92Mid-Cap 55.04

Segment-wise Break-up of Equity Holding (% of Net Assets)










CMC Ltd. Software 3.57

KEC International Ltd. Power 3.47

Gujarat State Petronet Ltd. Gas 3.33 TToottaall ooff TToopp TTeenn EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 4488..1122


Cash, Cash Equivalents and Net Current Assets 5.04 GGrraanndd TToottaall 110000..0000









HDFC Mid-Cap Opportunities FundAn open-ended equity scheme




Banks 17.25Pharmaceuticals 14.84Industrial Products 14.17Software 9.40Auto Ancillaries 7.01Consumer Non Durables 6.71Chemicals 5.40Consumer Durables 5.35Construction 3.15Media & Entertainment 2.58Industrial Capital Goods 2.35

Petroleum Products 1.50Pesticides 1.44Oil 0.88Transportation 0.58Finance 0.47Construction Project 0.47Power 0.36Telecom - Services 0.29Textile Products 0.27Ferrous Metals 0.11


Large-Cap 1.97Mid-Cap 88.47Small-Cap 4.14

Segment-wise Break-up of Equity Holding (% of Net Assets)



IPCA Laboratories Ltd. Pharmaceuticals 4.65

Supreme Industries Ltd. Industrial Products 3.84

Carborundum Universal Ltd. Industrial Products 2.60

Union Bank of India Banks 2.59

Allahabad Bank Banks 2.47


Divi’s Laboratories Ltd. Pharmaceuticals 2.38

Yes Bank Ltd. Banks 2.26

eClerx Services Ltd. Software 2.25

Amara Raja Batteries Ltd. Auto Ancillaries 2.16








Monthly FigureSource : CRISIL Fund Analyser* Risk-free rate assumed to be 8.02% (364-day Treasury Bill yield on 31-12-12)

HDFC Long Term Equity FundAn open-ended equity scheme












Cipla Ltd. Pharmaceuticals 4.17



Coal India Ltd. Minerals/Mining 3.20






Banks 21.98Petroleum Products 12.89Software 10.77Consumer Non Durables 8.53Oil 6.72Construction 5.93Construction Project 4.92Minerals / Mining 4.33

Power 4.25Pharmaceuticals 4.17Ferrous Metals 4.04Auto 3.80Non - Ferrous Metals 2.46Gas 1.64Telecom - Services 1.29Transportation 0.87




Monthly FigureSource : CRISIL Fund Analyser* Risk-free rate assumed to be 8.02% (364-day Treasury Bill yield on 31-12-12)




RReettaaiill PPllaannGrowth Option 14.307Dividend Option 10.758Quarterly Dividend Option 10.832WWhhoolleessaallee PPllaannGrowth Option 14.495Quarterly Dividend Option 10.290

An open-ended equity fund

HDFC Arbitrage Fund

Retailing 9.59



Banks 8.50

Finance 8.25

Power 9.64

Ferrous Metals 5.01


Software 2.61

Cement 2.21

Pesticides 2.13

Non - Ferrous Metals 1.24



Construction 0.14



EEQQUUIITTYY && EEQQUUIITTYY RREELLAATTEEDD ((QQuuaannttiittyy ffuullllyy hheeddggeedd uussiinngg ffuuttuurreess // ooppttiioonnss))

Pantaloon Retail (India) Ltd. Retailing 9.59

Cipla Ltd. Pharmaceuticals 7.56

Tata Global Beverages Ltd. Consumer Non Durables 7.15

Punjab National Bank Banks 6.49

LIC Housing Finance Ltd. Finance 5.43

Jindal Steel & Power Ltd. Ferrous Metals 5.01

Reliance Infrastructure Ltd. Power 4.85

Reliance Communications Ltd. Telecom - Services 3.19

Tech Mahindra Ltd. Software 2.61

CESC Ltd. Power 2.37



Short Term Deposits as margin for Futures & Options 18.63

Other Cash, Cash Equivalents and Net Current Assets 9.59






HDFC Infrastructure FundAn open-ended equity scheme











Sadbhav Engineering Ltd. Construction Project 5.66



Federal Bank Ltd. Banks 4.41

Punjab National Bank Banks 4.11

Coal India Ltd. Minerals/Mining 3.55






Banks 39.55Construction Project 11.42Power 9.98Construction 8.25Petroleum Products 6.38Auto 5.63Minerals / Mining 3.55Industrial Capital Goods 3.28

Oil 2.76Gas 1.84Consumer Durables 1.63Non - Ferrous Metals 1.32Transportation 1.19Auto Ancillaries 1.10Media & Entertainment 0.86Finance 0.36





Monthly Figure




HDFC Index Fund

NIFTY Plan (Face Value per Unit: ` 10.3260)


Growth Option 50.9836












Tata Motors Ltd. Auto 2.85TToottaall ooff TToopp TTeenn EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 5544..9966


Cash margin / Earmarked cash for Futures & Options 2.11

Other Cash, Cash Equivalents and Net Current Assets 0.21GGrraanndd TToottaall 110000..0000




+ Industry Classification as recommended by AMFI $ SponsorTotal outstanding position (as at December 31, 2012) in Derivative Instruments

(Long NIFTY NSE Index Futures January 2013 Futures) (Gross Notional) ` 148.79 lakhs.

An open-ended index linked scheme

Banks 21.02


Software 11.05

Auto 8.56


Finance 7.70



Cement 3.56

Oil 3.43

Power 3.23

Ferrous Metals 2.42




Construction 1.03


Gas 0.84


TTrraacckkiinngg EErrrroorr SSiinnccee IInncceeppttiioonn ((AAnnnnuuaalliisseedd)) 22..7733%%












Tata Motors Ltd. Auto 3.55









SENSEX Plan (Face Value per Unit: ` 32.1610)




HDFC Index Fund

Banks 19.46


Software 12.80

Auto 10.42


Finance 7.58



Oil 3.44

Ferrous Metals 2.85

Power 2.67





Gas 1.06














Solar Industries India Ltd. Chemicals 4.09











SENSEX Plus Plan (Face Value per Unit: ` 32.1610)




HDFC Index Fund

Banks 19.16


Software 10.28


Auto 8.49

Finance 6.20

Chemicals 6.00



Power 3.93

Oil 2.72

Ferrous Metals 2.42






Gas 0.97


Cement 0.15


%% ttoo NNAAVV

Gold Bar 1 Kg (0.995 purity) 100.09

Cash, Cash Equivalents and Net Current Assets (0.09)



Portfolio

%% ttoo NNAAVV

MMUUTTUUAALL FFUUNNDD UUNNIITTSS

HDFC Gold Exchange Traded Fund 98.37




Portfolio


HDFC Gold Exchange Traded Fund 2974.2994

An open-ended Exchange Traded Fund

HDFC Gold Exchange Traded Fund

An open-ended fund of fund scheme investing inHDFC Gold Exchange Traded Fund

HDFC Gold Fund

(Face Value per unit: ` 100)

Portfolio Classification by Asset Class (%)Gold 100.09Cash, Cash Equivalents and Net Current Assets (0.09)












HDFC Balanced FundAn open-ended balanced scheme

HDFC Prudence FundAn open-ended balanced scheme



CCoommppaannyy // IIssssuueerr IInndduussttrryy++ // RRaattiinngg %% ttoo NNAAVV

EEQQUUIITTYY && EEQQUUIITTYY RREELLAATTEEDDICICI Bank Ltd. Banks 3.20State Bank of India Banks 2.17IPCA Laboratories Ltd. Pharmaceuticals 2.00Reliance Industries Ltd. Petroleum Products 1.91Larsen & Toubro Ltd. Construction Project 1.82Union Bank of India Banks 1.74Supreme Industries Ltd. Industrial Products 1.67NIIT Technologies Ltd. Software 1.65Torrent Pharmaceuticals Ltd. Pharmaceuticals 1.64MindTree Ltd. Software 1.61 TToottaall ooff TToopp TTeenn EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 1199..4411TToottaall EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 6677..7733GG-SSEECC,, CCRREEDDIITT EEXXPPOOSSUURREE Government Securities Sovereign 7.21LIC Housing Finance Ltd. CRISIL - AAA 3.73Shriram Transport Finance Co. Ltd. CARE - AA+ 3.63Cholamandalam Investment and Finance Co. Ltd. ICRA - AA 3.31Power Finance Corporation Ltd. CRISIL - AAA 2.11Housing Development Finance Corporation Ltd. $ CRISIL - AAA 2.10Tata Motors Ltd. (Guaranteed by SBI) CRISIL - AAA(SO) 1.71Tata Sons Ltd. CRISIL - AAA 0.92State Bank of India CRISIL - AAA 0.24Bajaj Auto Ltd. CRISIL - AAA(SO) 0.03TToottaall ooff TToopp TTeenn GG-SSeecc,, CCrreeddiitt EExxppoossuurree 2244..9999TToottaall GG-SSeecc,, CCrreeddiitt EExxppoossuurree 2255..0022Cash, Cash Equivalents and Net Current Assets 7.25GGrraanndd TToottaall 110000..0000


Portfolio – Top 10 HoldingsCCoommppaannyy // IIssssuueerr IInndduussttrryy++ // RRaattiinngg %% ttoo NNAAVV

EEQQUUIITTYY && EEQQUUIITTYY RREELLAATTEEDDICICI Bank Ltd. Banks 6.07State Bank of India Banks 5.87Infosys Ltd. Software 3.44Page Industries Ltd. Textile Products 2.87IPCA Laboratories Ltd. Pharmaceuticals 2.74Bank of Baroda Banks 2.67Tata Motors Ltd. DVR Auto 2.66Larsen & Toubro Ltd. Construction Project 1.78Canara Bank Banks 1.62LIC Housing Finance Ltd. Finance 1.60 TToottaall ooff TToopp TTeenn EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 3311..3322 TToottaall EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 7744..8888 GG-SSEECC,, CCRREEDDIITT EEXXPPOOSSUURREE Government Securities Sovereign 12.82State Bank of India CRISIL - AAA 1.81Indian Railway Finance Corporation Ltd. CRISIL - AAA 1.64Power Finance Corporation Ltd. CRISIL - AAA 0.89Tata Power Co. Ltd. CRISIL - AA 0.81Andhra Pradesh Expressway Ltd. ICRA - AAA(SO) 0.73Rural Electrification Corporation Ltd. CRISIL - AAA 0.46NTPC Ltd. CRISIL - AAA 0.39Export - Import Bank of India CRISIL - AAA 0.39Punjab National Bank CRISIL - AAA 0.33 TToottaall ooff TToopp TTeenn GG-SSeecc,, CCrreeddiitt EExxppoossuurree 2200..2277 TToottaall GG-SSeecc,, CCrreeddiitt EExxppoossuurree 2211..3311 Cash margin / Earmarked cash for Futures & Options 0.01Other Cash, Cash Equivalents and Net Current Assets 3.80 GGrraanndd TToottaall 110000..0000



Banks 15.44

Software 9.68



Consumer Durables 4.39

Auto Ancillaries 3.96





Chemicals 1.93

Construction 1.72

Ferrous Metals 1.36

Auto 1.34

Power 1.34

Transportation 1.08


Pesticides 0.87


Finance 0.35

Fertilisers 0.30


Banks 22.85Pharmaceuticals 5.89Software 5.17Textile Products 4.06Consumer Non Durables 3.43Auto 2.69Industrial Capital Goods 2.62Finance 2.61Industrial Products 2.57Petroleum Products 2.49Construction 2.06Ferrous Metals 1.95Construction Project 1.78

Media & Entertainment 1.75Oil 1.74Auto Ancillaries 1.72Chemicals 1.62Power 1.47Consumer Durables 1.28Cement 1.16Paper 1.08Transportation 0.90Non - Ferrous Metals 0.76Textiles - Cotton 0.69Pesticides 0.54




HDFC Children’s Gift FundAn open-ended balanced scheme

HDFC Children’s Gift FundAn open-ended balanced scheme

Investment Plan


Investment Plan 50.575



Savings Plan


Savings Plan 26.3913

YYiieelldd ttoo MMaattuurriittyy ** 88..7788%%

MMooddiiffiieedd DDuurraattiioonn ** 22..5566 yyeeaarrss ((ootthheerr tthhaann eeqquuiittyy iinnvveessttmmeennttss))

AAvveerraaggee MMaattuurriittyy ** 33..6633 yyeeaarrss ((ootthheerr tthhaann eeqquuiittyy iinnvveessttmmeennttss))

* Computed on the invested amount



EEQQUUIITTYY && EEQQUUIITTYY RREELLAATTEEDDICICI Bank Ltd. Banks 1.09Infosys Ltd. Software 1.04State Bank of India Banks 0.98Allahabad Bank Banks 0.88Divi's Laboratories Ltd. Pharmaceuticals 0.83Emami Ltd. Consumer Non Durables 0.82Indian Bank Banks 0.82Supreme Industries Ltd. Industrial Products 0.81IPCA Laboratories Ltd. Pharmaceuticals 0.80Fag Bearings India Ltd. Industrial Products 0.78TToottaall ooff TToopp TTeenn EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 88..8855 TToottaall EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 1188..2277GG-SSEECC,, CCRREEDDIITT EEXXPPOOSSUURREEGovernment Securities Sovereign 18.66LIC Housing Finance Ltd. CRISIL - AAA 12.42Housing Development Finance Corporation Ltd. $ CRISIL - AAA 8.29Tata Sons Ltd. CRISIL - AAA 6.94Indian Railway Finance Corporation Ltd. CRISIL - AAA 6.86Power Finance Corporation Ltd. CRISIL - AAA 6.52ICICI Bank Ltd. CRISIL - AAA 4.85State Bank of India CRISIL - AAA 3.59Tata Motors Ltd. (Guaranteed by SBI) CRISIL - AAA(SO) 3.44Bajaj Auto Ltd. CRISIL - AAA(SO) 0.31 TToottaall ooff TToopp TTeenn GG-SSeecc,, CCrreeddiitt EExxppoossuurree 7711..8888 TToottaall GG-SSeecc,, CCrreeddiitt EExxppoossuurree 7722..1100 Cash, Cash Equivalents and Net Current Assets 9.63 GGrraanndd TToottaall 110000..0000



Banks 16.17Pharmaceuticals 12.11Software 7.50Consumer Non Durables 6.97Industrial Products 6.77Auto Ancillaries 4.88Industrial Capital Goods 2.94Petroleum Products 2.80Construction Project 2.24

Construction 1.86Pesticides 1.57Finance 1.52Auto 1.39Telecom - Services 1.32Ferrous Metals 1.19Media & Entertainment 1.04Fertilisers 0.73Consumer Durables 0.60



EEQQUUIITTYY && EEQQUUIITTYY RREELLAATTEEDDSun Pharmaceuticals Industries Ltd. Pharmaceuticals 3.38Motherson Sumi Systems Ltd. Auto Ancillaries 3.15Reliance Industries Ltd. Petroleum Products 2.80Axis Bank Ltd. Banks 2.68State Bank of India Banks 2.66Fag Bearings India Ltd. Industrial Products 2.64ICICI Bank Ltd. Banks 2.44Bank of Baroda Banks 2.41Infosys Ltd. Software 2.39Larsen & Toubro Ltd. Construction Project 2.24 TToottaall ooff TToopp TTeenn EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 2266..7799TToottaall EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 7733..6600GG-SSEECC,, CCRREEDDIITT EEXXPPOOSSUURREETata Motors Ltd. (Guaranteed by SBI) CRISIL - AAA(SO) 4.53Housing Development Finance Corporation Ltd. $ CRISIL - AAA 4.48Power Finance Corporation Ltd. CRISIL - AAA 2.81LIC Housing Finance Ltd. CRISIL - AAA 2.79ICICI Bank Ltd. CRISIL - AAA 2.17Indian Railway Finance Corporation Ltd. CRISIL - AAA 1.39Government Securities Sovereign 1.12Britannia Industries Ltd. CRISIL - AAA 0.85Coromandel International Ltd. CRISIL - AAA 0.09Bajaj Auto Ltd. CRISIL - AAA(SO) 0.06 TToottaall GG-SSeecc,, CCrreeddiitt EExxppoossuurree 2200..2299 Cash, Cash Equivalents and Net Current Assets 6.11 GGrraanndd TToottaall 110000..0000




HDFC Long Term Advantage FundAn open-ended equity linked savings scheme with

a lock-in period of 3 years

HDFC TaxSaverAn open-ended equity linked savings scheme with

a lock-in period of 3 years






CCoommppaannyy IInndduussttrryy++ // RRaattiinngg %% ttoo NNAAVV










Balkrishna Industries Ltd. Auto Ancillaries 3.95

Housing Development Finance Corporation Ltd. $ Finance 3.79TToottaall ooff TToopp TTeenn EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 5522..0077


CCRREEDDIITT EEXXPPOOSSUURREE

Britannia Industries Ltd. CRISIL - AAA 0.15TToottaall CCrreeddiitt EExxppoossuurree 00..1155

Cash, Cash Equivalents and Net Current Assets 1.05GGrraanndd TToottaall 110000..0000






Banks 19.34Software 10.82Industrial Products 9.45Consumer Non Durables 8.99Petroleum Products 7.26Auto Ancillaries 6.33Pharmaceuticals 6.24Construction Project 5.72Oil 4.06

Finance 3.79Chemicals 3.56Auto 3.47Industrial Capital Goods 2.99Telecom - Services 2.90Consumer Durables 1.57Ferrous Metals 1.47Media & Entertainment 0.84


Banks 25.06Pharmaceuticals 9.43Consumer Non Durables 8.96Software 6.24Industrial Capital Goods 5.39Construction Project 4.63Oil 4.49Petroleum Products 3.80Media & Entertainment 3.41Ferrous Metals 3.33Auto 3.24Industrial Products 2.79

Auto Ancillaries 2.78Finance 2.54Power 2.49Telecom - Services 2.21Minerals / Mining 1.99Chemicals 1.91Gas 1.80Non - Ferrous Metals 0.65Construction 0.58Consumer Durables 0.47Paper 0.34Transportation 0.09





















Monthly Figure



Monthly Figure






Benefits of Systematic Investment Plan (SIP) - SIP Performance of Select Schemes - Fund Manager-wise

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. # BSE 200##SENSEX (Please refer to page no 47) Inception Date: September 17, 2004

SSIIPP IInnvveessttmmeennttss SSiinnccee IInncceeppttiioonn SSIIPP 55 YYeeaarr SSIIPP 33 YYeeaarr SSIIPP 11 YYeeaarr SSIIPP

Total Amount Invested (` ‘000) 100.00 60.00 36.00 12.00Mkt Value as on Dec 31, 2012 (` ‘000) 168.49 80.25 38.26 13.36RReettuurrnnss ((AAnnnnuuaalliisseedd))** ((%%)) 1122..1188 1111..5577 33..9999 2211..6633Benchmark Returns (Annualised) (%) # 1100..4444 99..1155 66..0000 2255..4422Addl. Benchmark Ret. (Annualised) (%) ## 1100..4444 88..4466 55..6666 2211..9900

HDFC CORE & SATELLITE FUND - GROWTH OPTION

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. ##S&P CNX Nifty# S&P CNX 500 (Please refer to page no 47) Inception Date: January 01, 1995

SSIIPP IInnvveessttmmeennttss SSiinnccee 1155 yyeeaarr 1100 yyeeaarr 55 YYeeaarr 33 YYeeaarr 11 YYeeaarrIInncceeppttiioonn SSIIPP SSIIPP SSIIPP SSIIPP SSIIPP SSIIPP

Total Amount Invested (` ‘000) 216.00 180.00 120.00 60.00 36.00 12.00Mkt Value as on Dec 31, 2012 (` ‘000) 3,143.54 1,639.92 373.92 87.62 40.65 13.72RReettuurrnnss ((AAnnnnuuaalliisseedd))** ((%%)) 2255..5533 2266..0077 2211..5511 1155..1133 88..0044 2277..5544Benchmark Returns (Annualised) (%) # 1133..6688 1144..9922 1133..6600 88..9955 55..9966 2255..9966Addl. Benchmark Ret. (Annualised) (%) ## 1122..7777 1133..9955 1133..7722 88..8855 66..3322 2222..6600

HDFC EQUITY FUND - GROWTH OPTION

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. ##SENSEX# BSE 200 Inception Date: October 11, 1996


Total Amount Invested (` ‘000) 195.00 180.00 120.00 60.00 36.00 12.00Mkt Value as on Dec 31, 2012 (` ‘000) 1,713.89 1,342.35 374.03 84.98 40.91 13.67RReettuurrnnss ((AAnnnnuuaalliisseedd))** ((%%)) $$$$ 2233..4499 2233..8822 2211..5522 1133..8899 88..4488 2266..8833Benchmark Returns (Annualised) (%) # 1144..6666 1155..1111 1133..9933 99..1155 66..0000 2255..4422Addl. Benchmark Ret. (Annualised) (%) ## 1133..4499 1144..0088 1133..9944 88..4466 55..6666 2211..9900

HDFC TOP 200 FUND - GROWTH OPTION

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. ##S&P CNX Nifty# S&P CNX 500 (Please refer to page no 47) Inception Date: March 10, 2008The Scheme is co-managed by Prashant Jain and Srinivas Rao Ravuri

SSIIPP IInnvveessttmmeennttss SSiinnccee 33 YYeeaarr 11 YYeeaarrIInncceeppttiioonn SSIIPP SSIIPP SSIIPP

Total Amount Invested (` ‘000) 58.00 36.00 12.00Mkt Value as on Dec 31, 2012 (` ‘000) 69.14 36.66 13.50RReettuurrnnss ((AAnnnnuuaalliisseedd))** ((%%)) 77..2211 11..1199 2244..0011Benchmark Returns (Annualised) (%) # 99..6622 55..9966 2255..9966Addl. Benchmark Ret. (Annualised)(%) ## 99..4433 66..3322 2222..6600

HDFC INFRASTRUCTURE FUND - GROWTH OPTION

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. N.A. Not Available# CRISIL Balanced Fund Index ##S&P CNX Nifty Inception Date: February 01, 1994


Total Amount Invested (` ‘000) 227.00 180.00 120.00 60.00 36.00 12.00Mkt Value as on Dec 31, 2012 (` ‘000) 2,628.41 1,266.26 346.78 90.68 42.19 13.55RReettuurrnnss ((AAnnnnuuaalliisseedd))** ((%%)) $$$$ 2222..2222 2233..1177 2200..1122 1166..5533 1100..5577 2244..8822Benchmark Returns (Annualised) (%) # NN..AA.. NN..AA.. 1111..3322 88..7788 77..2222 1177..9988Addl. Benchmark Ret. (Annualised) (%) ##^1122..2255 1133..9955 1133..7722 88..8855 66..3322 2222..6600

HDFC PRUDENCE FUND - GROWTH OPTION

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. ##S&P CNX Nifty# S&P CNX 500 (Please refer to page no 47) Inception Date: March 31, 1996


Total Amount Invested (` ‘000) 201.00 180.00 120.00 60.00 36.00 12.00Mkt Value as on Dec 31, 2012 (` ‘000) 3,045.33 1,715.48 355.09 83.87 39.89 13.46RReettuurrnnss ((AAnnnnuuaalliisseedd))** ((%%)) $$$$ 2288..0077 2266..5588 2200..5566 1133..3355 66..7766 2233..2233Benchmark Returns (Annualised) (%) # 1144..2299 1144..9922 1133..6600 88..9955 55..9966 2255..9966Addl. Benchmark Ret. (Annualised) (%) ## 1133..2255 1133..9955 1133..7722 88..8855 66..3322 2222..6600

HDFC TAXSAVER - GROWTH OPTION

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. ## CRISIL 10 year Gilt Index# CRISIL MIP Blended Index Inception Date: December 26, 2003The Scheme is co-managed by Prashant Jain (Equities) and Shobhit Mehrotra (Debt)


Total Amount Invested (` ‘000) 109.00 60.00 36.00 12.00Mkt Value as on Dec 31, 2012 (` ‘000) 181.99 78.65 41.16 12.90RReettuurrnnss ((AAnnnnuuaalliisseedd))** ((%%)) 1100..9944 1100..7766 88..8888 1144..2244Benchmark Returns (Annualised) (%) # 77..6622 77..7799 77..9966 1111..3300Addl. Benchmark Ret. (Annualised) (%) ##^ 55..9911 66..0066 77..0033 1100..1199

HDFC MF MIP - LONG TERM PLAN - GROWTH OPTION

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. ##S&P CNX Nifty# S&P CNX 500 (Please refer to page no 47) Inception Date: April 06, 2005



HDFC PREMIER MULTI-CAP FUND - GROWTH OPTION

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Inception Date: July 17, 2002##S&P CNX Nifty # SENSEX (Total Returns Index) (Please refer to page no 47)

SSIIPP IInnvveessttmmeennttss SSiinnccee 1100 yyeeaarr 55 YYeeaarr 33 YYeeaarr 11 YYeeaarrIInncceeppttiioonn SSIIPP SSIIPP SSIIPP SSIIPP SSIIPP

Total Amount Invested (` ‘000) 126.00 120.00 60.00 36.00 12.00Mkt Value as on Dec 31, 2012 (` ‘000) 267.36 224.79 73.48 39.37 13.41RReettuurrnnss ((AAnnnnuuaalliisseedd))** ((%%)) 1133..6666 1122..0066 88..0033 55..8899 2222..5511Benchmark Returns (Annualised) (%) # 1166..6611 1155..5566 88..7766 55..8822 2244..0011Addl. Benchmark Ret. (Annualised) (%) ## 1144..5566 1133..7722 88..8855 66..3322 2222..6600

HDFC INDEX FUND - SENSEX PLAN

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Inception Date: July 17, 2002## SENSEX (Please refer to page no 47) # S&P CNX Nifty (Total Returns Index)



HDFC INDEX FUND - NIFTY PLAN

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Inception Date: July 17, 2002##S&P CNX Nifty # SENSEX (Total Returns Index) (Please refer to page no 47)


Total Amount Invested (` ‘000) 126.00 120.00 60.00 36.00 12.00Mkt Value as on Dec 31, 2012 (` ‘000) 357.59 292.70 80.85 40.86 13.51RReettuurrnnss ((AAnnnnuuaalliisseedd))** ((%%)) 1188..7777 1166..9988 1111..8877 88..3399 2244..0088Benchmark Returns (Annualised) (%) # 1166..6611 1155..5566 88..7766 55..8822 2244..0011Addl. Benchmark Ret. (Annualised)(%) ## 1144..5566 1133..7722 88..8855 66..3322 2222..6600

HDFC INDEX FUND - SENSEX PLUS PLAN

The Fund offers flexible and convenient Systematic Investment Plan (SIP) facility. To illustrate the advantages of SIP investments, this is how your investments wouldhave grown if you had invested say ` 1,000 systematically on the first Business Dayof every month over a period of time.

PRASHANT JAIN

VINAY KULKARNI PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. ## CRISIL 10 year Gilt Index# CRISIL MIP Blended Index Inception Date: December 26, 2003The Scheme is co-managed by Vinay Kulkarni (Equities) and Shobhit Mehrotra (Debt)


Total Amount Invested (` ‘000) 109.00 60.00 36.00 12.00Mkt Value as on Dec 31, 2012 (` ‘000) 155.32 73.75 40.45 12.72RReettuurrnnss ((AAnnnnuuaalliisseedd))** ((%%)) 77..6600 88..1188 77..7722 1111..2244Benchmark Returns (Annualised) (%) # 77..6622 77..7799 77..9966 1111..3300Addl. Benchmark Ret. (Annualised)(%) ##^ 55..9911 66..0066 77..0033 1100..1199

HDFC MF MIP - SHORT TERM PLAN - GROWTH OPTION

$$ All dividends declared prior to the splitting of the Scheme into Dividend & Growth Options are assumed to bereinvested in the units of the Scheme at the then prevailing NAV (ex-dividend NAV).^ Scheme performance may not strictly be comparable with that of its Additional Benchmark in view of hybridnature of the scheme* Load is not taken into consideration. IInnvveessttoorrss aarree aaddvviisseedd ttoo rreeffeerr ttoo tthhee ppeerrffoorrmmaannccee ssuummmmaarryy ttaabbllee oonn ppaaggee 3333-4444.. DDiissccllaaiimmeerr:: The above investment simulation is for illustrative purposes only and should not be construed as apromise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. SIP does not assure a profit or guarantee protection against a loss in a declining market.PPlleeaassee rreeffeerr SSIIPP EEnnrroollmmeenntt FFoorrmm oorr ccoonnttaacctt nneeaarreesstt IISSCC ffoorr SSIIPP LLooaadd SSttrruuccttuurree aanndd ootthheerr ddeettaaiillss..


Benefits of Systematic Investment Plan (SIP) - SIP Performance of Select Schemes - Fund Manager-wise

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. #CRISIL MIP Blended Index## CRISIL 1 year T-Bill Index Inception Date: September 17, 2004The Scheme is co-managed by Vinay Kulkarni (Equities) and Anil Bamboli (Debt)



HDFC MULTIPLE YIELD FUND - GROWTH OPTION

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. #CRISIL MIP Blended Index## CRISIL 1 year T-Bill Index Inception Date: August 17, 2005The Scheme is co-managed by Chirag Setalvad (Equities) and Anil Bamboli (Debt)



HDFC MULTIPLE YIELD FUND - PLAN 2005 - GROWTH OPTION

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. #S&P CNX Nifty## SENSEX (Please refer to page no 47) Inception Date: February 10, 2006



HDFC LONG TERM EQUITY FUND - GROWTH OPTION

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. ##S&P CNX Nifty# SENSEX (Please refer to page no 47) Inception Date: January 02, 2001


Total Amount Invested (` ‘000) 144.00 120.00 60.00 36.00 12.00Mkt Value as on Dec 31, 2012 (` ‘000) 642.04 308.40 82.68 40.45 13.39RReettuurrnnss ((AAnnnnuuaalliisseedd))** ((%%)) 2222..9977 1177..9955 1122..7777 77..7711 2222..1100Benchmark Returns (Annualised) (%) # 1155..4477 1133..9944 88..4466 55..6666 2211..9900Addl. Benchmark Ret. (Annualised)(%) ## 1155..0044 1133..7722 88..8855 66..3322 2222..6600

HDFC LONG TERM ADVANTAGE FUND - GROWTH OPTION

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. ##S&P CNX Nifty# S&P CNX 500 (Please refer to page no 47) Inception Date: February 01, 1994The Scheme is co-managed by Chirag Setalvad & Miten Lathia


Total Amount Invested (` ‘000) 227.00 180.00 120.00 60.00 36.00 12.00Mkt Value as on Dec 31, 2012 (` ‘000) 1,695.73 1,013.95 327.94 83.46 40.15 13.40 RReettuurrnnss ((AAnnnnuuaalliisseedd))** ((%%)) 1188..4499 2200..6666 1199..0099 1133..1155 77..2211 2222..3311Benchmark Returns (Annualised) (%) # 1133..0044 1144..9922 1133..6600 88..9955 55..9966 2255..9966Addl. Benchmark Ret.(Annualised) (%) ## 1122..2255 1133..9955 1133..7722 88..8855 66..3322 2222..6600

HDFC CAPITAL BUILDER FUND - GROWTH OPTION

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. N.A. Not Available # CRISIL Balanced Fund Index ##S&P CNX Nifty Inception Date: September 11, 2000


Total Amount Invested (` ‘000) 148.00 120.00 60.00 36.00 12.00Mkt Value as on Dec 31, 2012 (` ‘000) 468.61 285.12 89.38 42.35 13.21RReettuurrnnss ((AAnnnnuuaalliisseedd))** ((%%)) 1177..3377 1166..4499 1155..9944 1100..8822 1199..1177Benchmark Returns (Annualised) (%) # NN..AA.. 1111..3322 88..7788 77..2222 1177..9988Addl. Benchmark Ret. (Annualised)(%) ##^ 1144..9900 1133..7722 88..8855 66..3322 2222..6600

HDFC BALANCED FUND - GROWTH OPTION

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. N.A. Not Available# CRISIL Balanced Fund Index ##S&P CNX Nifty Inception Date: March 02, 2001


Total Amount Invested (` ‘000) 142.00 120.00 60.00 36.00 12.00Mkt Value as on Dec 31, 2012 (` ‘000) 414.33 278.88 93.72 44.12 13.43RReettuurrnnss ((AAnnnnuuaalliisseedd))** ((%%)) $$ 1166..9922 1166..0088 1177..8877 1133..6655 2222..7755Benchmark Returns (Annualised) (%) # NN..AA.. 1111..3322 88..7788 77..2222 1177..9988Addl. Benchmark Ret. (Annualised)(%) ##^ 1155..1111 1133..7722 88..8855 66..3322 2222..6600

HDFC CHILDREN’S GIFT FUND - INVESTMENT PLAN

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. ## CRISIL 10 year Gilt Index# CRISIL MIP Blended Index N.A. Not Available Inception Date: March 02, 2001


Total Amount Invested (` ‘000) 142.00 120.00 60.00 36.00 12.00Mkt Value as on Dec 31, 2012 (` ‘000) 269.20 201.48 78.77 41.47 12.66RReettuurrnnss ((AAnnnnuuaalliisseedd))** ((%%)) $$ 1100..3300 1100..0000 1100..8822 99..3399 1100..3311Benchmark Returns (Annualised) (%) # NN..AA.. 77..7700 77..7799 77..9966 1111..3300Addl. Benchmark Ret. (Annualised)(%) ##^ NN..AA.. 55..7744 66..0066 77..0033 1100..1199

HDFC CHILDREN’S GIFT FUND - SAVINGS PLAN

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. ##S&P CNX Nifty# CNX Midcap (Please refer to page no 47) Inception Date: June 25, 2007


Total Amount Invested (` ‘000) 67.00 60.00 36.00 12.00Mkt Value as on Dec 31, 2012 (` ‘000) 110.07 97.82 44.22 13.83RReettuurrnnss ((AAnnnnuuaalliisseedd))** ((%%)) 1177..7722 1199..6633 1133..8800 2299..3333Benchmark Returns (Annualised) (%) # 1100..1111 1111..4433 66..3322 3300..5544Addl. Benchmark Ret. (Annualised)(%) ## 77..8855 88..8855 66..3322 2222..6600

HDFC MID-CAP OPPORTUNITIES FUND - GROWTH OPTION

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. ##S&P CNX Nifty# SENSEX (Please refer to page no 47) Inception Date: September 11, 2000



HDFC GROWTH FUND - GROWTH OPTION

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. ##S&P CNX Nifty# S&P CNX 500 (Please refer to page no 47) Inception Date: March 10, 2008The Scheme is co-managed by Prashant Jain and Srinivas Rao Ravuri

SSIIPP IInnvveessttmmeennttss SSiinnccee 33 YYeeaarr 11 YYeeaarrIInncceeppttiioonn SSIIPP SSIIPP SSIIPP

Total Amount Invested (` ‘000) 58.00 36.00 12.00Mkt Value as on Dec 31, 2012 (` ‘000) 69.14 36.66 13.50RReettuurrnnss ((AAnnnnuuaalliisseedd))** ((%%)) 77..2211 11..1199 2244..0011Benchmark Returns (Annualised) (%) # 99..6622 55..9966 2255..9966Addl. Benchmark Ret. (Annualised) (%) ## 99..4433 66..3322 2222..6600

HDFC INFRASTRUCTURE FUND - GROWTH OPTION

$ Adjusted for Bonus units declared under the Scheme. ^ Scheme performance may not strictly be comparable with that of its Additional Benchmark in view of hybrid nature of the scheme* Load is not taken into consideration. IInnvveessttoorrss aarree aaddvviisseedd ttoo rreeffeerr ttoo tthhee ppeerrffoorrmmaannccee ssuummmmaarryy ttaabbllee oonn ppaaggee 3333-4444.. DDiissccllaaiimmeerr:: The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing or promising or forecasting any returns. SIP does not assure a profit or guarantee protection against a loss in a declining market.PPlleeaassee rreeffeerr SSIIPP EEnnrroollmmeenntt FFoorrmm oorr ccoonnttaacctt nneeaarreesstt IISSCC ffoorr SSIIPP LLooaadd SSttrruuccttuurree aanndd ootthheerr ddeettaaiillss..

CHIRAG SETALVAD

PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. ##S&P CNX Nifty# S&P CNX 500 (Please refer to page no 47) Inception Date: February 01, 1994The Scheme is co-managed by Chirag Setalvad & Miten Lathia


Total Amount Invested (` ‘000) 227.00 180.00 120.00 60.00 36.00 12.00Mkt Value as on Dec 31, 2012 (` ‘000) 1,695.73 1,013.95 327.94 83.46 40.15 13.40 RReettuurrnnss ((AAnnnnuuaalliisseedd))** ((%%)) 1188..4499 2200..6666 1199..0099 1133..1155 77..2211 2222..3311Benchmark Returns (Annualised) (%) # 1133..0044 1144..9922 1133..6600 88..9955 55..9966 2255..9966Addl. Benchmark Ret.(Annualised) (%) ## 1122..2255 1133..9955 1133..7722 88..8855 66..3322 2222..6600

HDFC CAPITAL BUILDER FUND - GROWTH OPTION

MITEN LATHIA

SRINIVAS RAO RAVURI



EEQQUUIITTYY && EEQQUUIITTYY RREELLAATTEEDDBharat Petroleum Corporation Ltd. Petroleum Products 1.40Cipla Ltd. Pharmaceuticals 1.30Oil & Natural Gas Corporation Ltd. Oil 1.05NHPC Ltd. Power 1.00Motherson Sumi Systems Ltd. Auto Ancillaries 0.95Credit Analysis And Research Ltd. Finance 0.86Bank of Baroda Banks 0.85Federal Bank Ltd. Banks 0.85Procter & Gamble Hygiene and Health Care Ltd. Consumer Non Durables 0.77SJVN Ltd. Power 0.67 TToottaall ooff TToopp TTeenn EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 99..7700 TToottaall EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 1155..2266 CCDD//CCPP,, CCRREEDDIITT EEXXPPOOSSUURREEPower Finance Corporation Ltd. CRISIL - AAA 11.91Hindustan Petroleum Corporation Ltd. CRISIL - AAA 7.87National Bank for Agriculture & Rural Development CRISIL - AAA 6.22LIC Housing Finance Ltd. CRISIL - AAA 4.73Tata Motors Finance Ltd. CRISIL - AA- 4.51Rural Electrification Corporation Ltd. CRISIL - AAA 4.02Sundaram BNP Paribas Home Finance Ltd. ICRA - AA 3.94L&T Infrastructure Finance Co. Ltd. CARE - AA+ 3.21State Bank of India CRISIL - AAA 3.00Shriram City Union Finance Ltd. CRISIL - AA- 2.62 TToottaall ooff TToopp TTeenn CCDD//CCPP,, CCrreeddiitt EExxppoossuurree 5522..0033TToottaall CCDD//CCPP,, CCrreeddiitt EExxppoossuurree 7755..1144 Cash, Cash Equivalents and Net Current Assets 9.60 GGrraanndd TToottaall 110000..0000



EEQQUUIITTYY && EEQQUUIITTYY RREELLAATTEEDDState Bank of India Banks 1.81ICICI Bank Ltd. Banks 1.55Bank of Baroda Banks 1.45Page Industries Ltd. Textile Products 1.05Federal Bank Ltd. Banks 0.99Tata Motors Ltd. DVR Auto 0.83Oil India Ltd. Oil 0.81Oil & Natural Gas Corporation Ltd. Oil 0.80LIC Housing Finance Ltd. Finance 0.73Tube Investments of India Ltd. Consumer Durables 0.66 TToottaall ooff TToopp TTeenn EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 1100..6688 TToottaall EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 2244..9966 GG-SSEECC,, CCDD//CCPP,, CCRREEDDIITT EEXXPPOOSSUURREEGovernment Securities Sovereign 13.28Power Finance Corporation Ltd. CRISIL - AAA 6.86Housing Development Finance Corporation Ltd. $ CRISIL - AAA 4.76Shriram Transport Finance Co. Ltd. CARE - AA+ / CRISIL - AA 4.28Sundaram Finance Ltd. CRISIL - AA+ / ICRA - AA+ 3.38Rural Electrification Corporation Ltd. CRISIL - AAA 2.66LIC Housing Finance Ltd. CRISIL - AAA 2.53Power Grid Corporation of India Ltd. CRISIL - AAA 2.52State Bank of India CRISIL - AAA 2.47Indian Railway Finance Corporation Ltd. CRISIL - AAA 2.23 TToottaall ooff TToopp TTeenn GG-SSeecc,, CCDD//CCPP,, CCrreeddiitt EExxppoossuurree 4444..9977TToottaall GG-SSeecc,, CCDD//CCPP,, CCrreeddiitt EExxppoossuurree 7711..4444Cash, Cash Equivalents and Net Current Assets 3.60 GGrraanndd TToottaall 110000..0000






YYiieelldd ttoo MMaattuurriittyy ** 99..1100%%YYiieelldd ttoo MMaattuurriittyy ** 99..2211%%



+ Industry Classification as recommended by AMFII



NNAAVV NAV per Unit (`)

Growth Option 19.5192Monthly Dividend Option 11.4156Quarterly Dividend Option 11.7158


Growth Option 26.3553Monthly Dividend Option 13.2436Quarterly Dividend Option 13.6226

HDFC MF MIP - Short Term PlanAn open-ended income scheme. Monthly income is not

assured and is subject to availability of distributable surplus

HDFC MF MIP - Long Term PlanAn open-ended income scheme. Monthly income is not

assured and is subject to availability of distributable surplus


CD - Certificate of Deposit CP - Commercial Papers CD - Certificate of Deposit CP - Commercial Papers




HDFC Multiple Yield FundAn open-ended income scheme







HDFC Multiple Yield Fund - Plan 2005An open-ended income scheme

MMooddiiffiieedd DDuurraattiioonn ** 116633 ddaayyss ((ootthheerr tthhaann eeqquuiittyy iinnvveessttmmeennttss))

AAvveerraaggee MMaattuurriittyy ** 117777 ddaayyss ((ootthheerr tthhaann eeqquuiittyy iinnvveessttmmeennttss)) AAvveerraaggee MMaattuurriittyy ** 224477 ddaayyss ((ootthheerr tthhaann eeqquuiittyy iinnvveessttmmeennttss))


EEQQUUIITTYY && EEQQUUIITTYY RREELLAATTEEDDTata Motors Ltd. DVR Auto 1.07State Bank of India Banks 1.02Jaiprakash Associates Ltd. Construction 0.82Rural Electrification Corporation Ltd. Finance 0.78Bajaj Holdings & Investment Ltd. Finance 0.73VST Industries Ltd. Consumer Non Durables 0.72Oriental Bank of Commerce Banks 0.70Union Bank of India Banks 0.69Tata Chemicals Ltd. Chemicals 0.64Indian Bank Banks 0.64 TToottaall ooff TToopp TTeenn EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 77..8811 TToottaall EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 1188..7777CCDD//CCPP,, CCRREEDDIITT EEXXPPOOSSUURREEPunjab National Bank FITCH - A1+ 10.02Infrastructure Development Finance Co. Ltd. ICRA - AAA 5.33Shriram Transport Finance Co. Ltd. CRISIL - AA 5.33Power Finance Corporation Ltd. CRISIL - A1+ 5.02Indian Bank FITCH - A1+ 5.01Sesa Goa Ltd. CRISIL - A1+ 4.95Corporation Bank CRISIL - A1+ 4.94State Bank of Patiala CRISIL - A1+ 4.93Oriental Bank of Commerce CRISIL - A1+ 4.80LIC Housing Finance Ltd. CRISIL - AAA 4.26TToottaall ooff TToopp TTeenn CCDD//CCPP,, CCrreeddiitt EExxppoossuurree 5544..5599 TToottaall CCDD//CCPP,, CCrreeddiitt EExxppoossuurree 7766..9922 Cash, Cash Equivalents and Net Current Assets 4.31 GGrraanndd TToottaall 110000..0000



MMooddiiffiieedd DDuurraattiioonn ** 222266 ddaayyss ((ootthheerr tthhaann eeqquuiittyy iinnvveessttmmeennttss))


EEQQUUIITTYY && EEQQUUIITTYY RREELLAATTEEDDCipla Ltd. Pharmaceuticals 1.91Hindalco Industries Ltd. Non - Ferrous Metals 1.21Tata Motors Ltd. DVR Auto 1.20Tata Steel Ltd. Ferrous Metals 0.99CRISIL Ltd. Finance 0.76Federal Bank Ltd. Banks 0.75CMC Ltd. Software 0.74Britannia Industries Ltd. Consumer Non Durables 0.69Gujarat State Petronet Ltd. Gas 0.67ICICI Bank Ltd. Banks 0.63 TToottaall ooff TToopp TTeenn EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 99..5555 TToottaall EEqquuiittyy && EEqquuiittyy RReellaatteedd HHoollddiinnggss 1166..2299CCDD//CCPP,, CCRREEDDIITT EEXXPPOOSSUURREEICICI Bank Ltd. CARE - A1+ 15.62Indian Bank FITCH - A1+ 13.09Punjab National Bank FITCH - A1+ 12.98State Bank of Bikaner & Jaipur CRISIL - A1+ 10.48Andhra Bank FITCH - A1+ 9.06Corporation Bank CRISIL - A1+ 6.35Bank of Baroda CRISIL - A1+ 4.27Tata Capital Housing Finance Ltd. CRISIL - AA+ 0.51TToottaall CCDD//CCPP,, CCrreeddiitt EExxppoossuurree 7722..3366 Cash, Cash Equivalents and Net Current Assets 11.35 GGrraanndd TToottaall 110000..0000











Quarterly Dividend Option 11.5116

Half-Yearly Dividend Option 11.3927

Yearly Dividend Option 12.6195

HDFC Income FundAn open-ended income scheme

MMooddiiffiieedd DDuurraattiioonn ** 66..2244 yyeeaarrss

AAvveerraaggee MMaattuurriittyy ** 1100..4466 yyeeaarrssAAvveerraaggee MMaattuurriittyy ** 1100..4466 yyeeaarrss

HDFC High Interest FundAn open-ended income scheme


IIssssuueerr RRaattiinngg %% ttoo NNAAVV

GG-SSEECC,, CCRREEDDIITT EEXXPPOOSSUURREE

Government Securities Sovereign 55.62

Export - Import Bank of India CRISIL - AAA 3.47

IDBI Bank Ltd. CRISIL - AA 3.43

Rural Electrification Corporation Ltd. CRISIL - AAA 2.80

State Bank of India CRISIL - AAA 2.42

Power Grid Corporation of India Ltd. CRISIL - AAA 2.32

Power Finance Corporation Ltd. CRISIL - AAA 2.30

State Government of Gujarat Sovereign 2.29

Tata Steel Ltd. CARE - AA 1.91

State Government of Maharashtra Sovereign 1.84

TToottaall ooff TToopp TTeenn GG-SSeecc,, CCrreeddiitt EExxppoossuurree 7788..4400

TToottaall GG-SSeecc,, CCrreeddiitt EExxppoossuurree 9911..1133






GG-SSEECC,, CCRREEDDIITT EEXXPPOOSSUURREE

Government Securities Sovereign 69.98

Tata Power Co. Ltd. CRISIL - AA 3.74

Indian Railway Finance Corporation Ltd. CRISIL - AAA 3.73


LIC Housing Finance Ltd. CRISIL - AAA 3.65

Neyveli Lignite Corporation Ltd. CRISIL - AAA 3.60


State Government of Maharashtra Sovereign 3.12

TToottaall GG-SSeecc,, CCrreeddiitt EExxppoossuurree 9955..0088




Portfolio – Top Holdings

* Computed on the invested amount * Computed on the invested amount

Total outstanding position (as at December 31, 2012) in Derivative Instruments(Interest Rate Swap) (Gross Notional) ` 500 lakhs.








HDFC Short Term PlanAn open-ended income scheme

HDFC High Interest Fund - Short Term PlanAn open-ended income scheme


AAvveerraaggee MMaattuurriittyy ** 22..1100 yyeeaarrss


AAvveerraaggee MMaattuurriittyy ** 22..5522 yyeeaarrss

Portfolio – Top 10 HoldingsIIssssuueerr RRaattiinngg %% ttoo NNAAVV

GG-SSEECC,, CCDD//CCPP,, CCRREEDDIITT EEXXPPOOSSUURREE

National Bank for Agriculture & Rural Development CRISIL - AAA 8.41




Shriram Transport Finance Co. Ltd. CARE - AA+ / CRISIL - AA 3.93

Housing Development Finance Corporation Ltd. $ CRISIL - AAA 3.74


LIC Housing Finance Ltd. CRISIL - AAA, AAA(SO) 3.38

Infrastructure Development Finance Co. Ltd. ICRA - AAA 3.36

Cholamandalam Investment and Finance Co. Ltd. ICRA - AA 2.84

TToottaall ooff TToopp TTeenn GG-SSeecc,, CCDD//CCPP,, CCrreeddiitt EExxppoossuurree 4477..5533

TToottaall GG-SSeecc,, CCDD//CCPP,, CCrreeddiitt EExxppoossuurree 9966..0033





GG-SSEECC,, CCDD//CCPP,, CCRREEDDIITT EEXXPPOOSSUURREEPower Finance Corporation Ltd. CRISIL - AAA 8.30National Bank for Agriculture & Rural Development CRISIL - AAA 7.67LIC Housing Finance Ltd. CARE - AAA /

CRISIL - AAA, AAA(SO) 6.66Rural Electrification Corporation Ltd. CRISIL - AAA 5.08Infrastructure Development Finance Co. Ltd. ICRA - AAA 4.13Punjab National Bank FITCH - A1+ 3.98Tata Sons Ltd. CRISIL - AAA 3.93Housing Development Finance Corporation Ltd. $ CRISIL - AAA 3.42Madura Garments Lifestyle Retail Co. Ltd. (100% Put on ABNL) ICRA - AA+(SO) 3.10Tata Motors Ltd. CARE - AA 3.04TToottaall ooff TToopp TTeenn GG-SSeecc,, CCDD//CCPP,, CCrreeddiitt EExxppoossuurree 4499..3311 TToottaall GG-SSeecc,, CCDD//CCPP,, CCrreeddiitt EExxppoossuurree 9955..9999 Cash, Cash Equivalents and Net Current Assets 4.01 GGrraanndd TToottaall 110000..0000



$ Sponsor


$ Sponsor







HDFC Short Term Opportunities FundAn open-ended income scheme An open-ended income scheme

HDFC Medium Term Opportunities Fund


$ Sponsor$ Sponsor

AAvveerraaggee MMaattuurriittyy ** 33..2255 yyeeaarrssAAvveerraaggee MMaattuurriittyy ** 11..6688 yyeeaarrss

MMooddiiffiieedd DDuurraattiioonn ** 11..4422 yyeeaarrss MMooddiiffiieedd DDuurraattiioonn ** 22..5533 yyeeaarrss

Portfolio – Top HoldingsIIssssuueerr RRaattiinngg %% ttoo NNAAVV

NNAAVV NAV per Unit (`)Growth Option 12.4304Dividend Option 10.1075

NNAAVV NAV per Unit (`)Growth Option 12.4381Dividend Option 10.0407

CCRREEDDIITT EEXXPPOOSSUURREE






Tata Sons Ltd. CRISIL - AAA 9.06


Small Industries Development Bank of India [SIDBI] CARE - AAA / CRISIL - AAA 5.41



TToottaall ooff TToopp TTeenn CCrreeddiitt EExxppoossuurree 8844..6655

TToottaall CCrreeddiitt EExxppoossuurree 9955..1122




CCDD//CCPP,, CCRREEDDIITT EEXXPPOOSSUURREE




Small Industries Development Bank of India [SIDBI] CARE - AAA / CRISIL - AAA 6.56



Tata Motors Finance Ltd. CRISIL - AA- 4.51

Shriram Transport Finance Co. Ltd. CARE - AA+ / CRISIL - AA 4.43

National Housing Bank FITCH - AAA 3.14

Cholamandalam Investment and Finance Co. Ltd. CARE - AA / ICRA - AA 2.69

TToottaall ooff TToopp TTeenn CCDD//CCPP,, CCrreeddiitt EExxppoossuurree 6622..7777

TToottaall CCDD//CCPP,, CCrreeddiitt EExxppoossuurree 9966..3366




CD - Certificate of Deposit CP - Commercial Papers




An open-ended income schemeHDFC Gilt Fund

Short Term Plan Long Term Plan

MMooddiiffiieedd DDuurraattiioonn ** 33..3355 yyeeaarrss MMooddiiffiieedd DDuurraattiioonn ** 77..5544 yyeeaarrss

AAvveerraaggee MMaattuurriittyy ** 44..4477 yyeeaarrss AAvveerraaggee MMaattuurriittyy ** 1144..2211 yyeeaarrss


GG-SSEECC

6.49 GOI 2015 Sovereign 29.83






TToottaall GG-SSeecc 8855..4499



AAvveerraaggee AAUUMM ffoorr tthhee qquuaarrtteerr eennddeedd DDeecceemmbbeerr 3311,, 22001122 ((`̀ IInn LLaakkhhss)) 999977..6600

Portfolio – Top HoldingsIIssssuueerr RRaattiinngg %% ttoo NNAAVV

GG-SSEECC











TToottaall ooff TToopp TTeenn GG-SSeecc 9933..9988

TToottaall GG-SSeecc 9966..2299











* Computed on the invested amount * Computed on the invested amount


MMooddiiffiieedd DDuurraattiioonn ** 8877 ddaayyss


Short Term Plan

BBRRDDSS,, CCDD//CCPP,, CCRREEDDIITT EEXXPPOOSSUURREE

Punjab National Bank FITCH - A1+ 5.78

National Housing Bank FITCH - AAA 4.67

Oriental Bank of Commerce CRISIL - A1+ 4.62

State Bank of Bikaner & Jaipur CRISIL - A1+ 4.36


State Bank of Mysore ICRA - A1+ 2.44

Canara Bank CRISIL - A1+ 2.44

Tata Motors Ltd. CRISIL - A1+ 2.17


UCO Bank CRISIL - A1+ 1.98 TToottaall ooff TToopp TTeenn BBRRDDSS,, CCDD//CCPP,, CCrreeddiitt EExxppoossuurree 3344..7799

TToottaall BBRRDDSS,, CCDD//CCPP,, CCrreeddiitt EExxppoossuurree 8877..0044

Cash, Cash Equivalents and Net Current Assets 12.96GGrraanndd TToottaall 110000..0000



CCDD//CCPP

Punjab National Bank FITCH - A1+ 14.14

Corporation Bank CRISIL - A1+ 14.14

Vijaya Bank CARE - A1+ 13.75

Canara Bank CRISIL - A1+ 12.76

Bank of India CRISIL - A1+ 11.46

IDBI Bank Ltd. CRISIL - A1+ 11.45

Syndicate Bank CARE - A1+ 6.49

Indian Overseas Bank ICRA - A1+ 4.59

Central Bank of India CARE - A1+ 3.82

Indian Bank FITCH - A1+ 3.82

TToottaall ooff TToopp TTeenn CCDD//CCPP 9966..4422

TToottaall CCDD//CCPP 9999..8855





HDFC Floating Rate Income FundAn open-ended income scheme

HDFC Floating Rate Income FundAn open-ended income scheme

Long Term Plan


YYiieelldd ttoo MMaattuurriittyy ** 88..3366%%AAvveerraaggee MMaattuurriittyy ** 9955 ddaayyss

AAvveerraaggee MMaattuurriittyy ** 8844 ddaayyss

NNAAVV NAV per Unit (`)RReettaaiill OOppttiioonnGrowth Option 19.2887Daily Dividend Reinvestment Option 10.0809Weekly Dividend Option 10.1524Monthly Dividend Option 10.2209WWhhoolleessaallee OOppttiioonnGrowth Option 19.6237Daily Dividend Reinvestment Option 10.0809Weekly Dividend Option 10.1527Monthly Dividend Option 10.2243


Growth Option 20.0603Weekly Dividend Reinvestment Option 10.1892

BRDS - Bills Rediscounting (not rated)CD - Certificate of Deposit CP - Commercial Papers




Data is as of November 30, 2012 unless otherwise specified.


Savings Plan

An open-ended high liquidity income scheme


HDFC Liquid FundAn open-ended liquid income scheme










Growth Option 23.9920Daily Dividend Reinvestment Option 10.6364Weekly Dividend Option 10.6323

NNAAVV NAV per Unit (`)HHDDFFCC LLiiqquuiidd FFuunnddGrowth Option 22.6510Daily Dividend Reinvestment Option 10.1982Weekly Dividend Option 10.3275Monthly Dividend Option 10.3463HHDDFFCC LLiiqquuiidd FFuunndd - PPrreemmiiuumm PPllaannGrowth Option 23.0046Daily Dividend Reinvestment Option 12.2598Weekly Dividend Option 10.1169 BBRRDDSS,, CCDD//CCPP,, CCRREEDDIITT EEXXPPOOSSUURREE

State Bank of Patiala CRISIL - A1+ 8.85

Corporation Bank CRISIL - A1+ 6.44

Hindustan Petroleum Corporation Ltd. CRISIL - A1+ 5.63

Tata Steel Ltd. FITCH - A1+ 5.62

Syndicate Bank CARE - A1+ 4.83


Central Bank of India CARE - A1+ 3.22

Aditya Birla Nuvo Ltd. ICRA - A1+ 3.22

ING Vysya Bank Ltd. CRISIL - A1+ 3.22

Bank of Maharashtra CRISIL - A1+ 3.22

TToottaall ooff TToopp TTeenn BBRRDDSS,, CCDD//CCPP,, CCrreeddiitt EExxppoossuurree 4499..0077





BBRRDDSS,, CCDD//CCPP



Mahindra & Mahindra Financial Services Ltd. CRISIL - A1+ 6.69

Indian Oil Corporation Ltd. CRISIL - A1+ 6.02

Tata Capital Financial Services Ltd. ICRA - A1+ 5.67

Tata Steel Ltd. FITCH - A1+ 4.17

ICICI Bank Ltd. ICRA - A1+ 4.01


Kotak Mahindra Bank Ltd. CRISIL - A1+ 4.01

Central Bank of India CARE - A1+ 4.00TToottaall ooff TToopp TTeenn BBRRDDSS,, CCDD//CCPP 5533..9911

TToottaall BBRRDDSS,, CCDD//CCPP 9933..1155



Portfolio Classification by Rating Class (%)AAA / AAA(SO) / A1+ / A1+(SO) & Equivalent 108.46Cash, Cash Equivalents and Net Current Assets (8.46)

Portfolio Classification by Rating Class (%)AAA / AAA(SO) / A1+ / A1+(SO) & Equivalent 102.54Cash, Cash Equivalents and Net Current Assets (2.54)








AAvveerraaggee MMaattuurriittyy ** 11 ddaayy

MMooddiiffiieedd DDuurraattiioonn ** 11 ddaayy

HDFC Cash Management Fund HDFC Cash Management Fund

NNoottee ffoorr AAllll AAffoorreessaaiidd OOppeenn-EEnnddeedd SScchheemmeess ((aass aatt DDeecceemmbbeerr 3311 ,, 22001122))i) Total NPAs provided for and its percentage to NAV : Nilii) Investment in ADR/GDR/Foreign Securities : Niliii) Total outstanding exposure in derivative instruments (Gross Notional) :

a) Equity HHDDFFCC IInnddeexx FFuunndd ((NNiiffttyy PPllaann))(Long Nifty NSE Index Futures January 2013) ` 148.79 lakhs

TToottaall `̀ 114488..7799 llaakkhhss

b) Debt : Interest Rates Swaps / Forward Rate Agreement : HDFC High Interest Fund (Interest Rates Swaps) `̀ 500.00 lakhs

Total `̀ 550000..0000 llaakkhhss

Treasury Advantage Plan Call Plan

An open-ended income scheme An open-ended high liquidity income scheme






NNAAVV NAV per Unit (`)RReettaaiill OOppttiioonnGrowth Option 24.6468Daily Dividend Reinvestment Option 10.0315Weekly Dividend Option 10.0454Monthly Dividend Option 10.1224WWhhoolleessaallee OOppttiioonnGrowth Option 25.1731Daily Dividend Reinvestment Option 10.0315Weekly Dividend Option 10.0466Monthly Dividend Option 10.1282


Growth Option 18.4446Daily Dividend Reinvestment Option 10.4266

BBRRDDSS,, CCDD//CCPP,, CCRREEDDIITT EEXXPPOOSSUURREE


Oriental Bank of Commerce CRISIL - A1+ 6.50



State Bank of Mysore ICRA - A1+ 4.49

Tata Motors Ltd. CRISIL - A1+ 3.81

Indian Oil Corporation Ltd. CRISIL - A1+ 3.60

State Bank of Bikaner & Jaipur CRISIL - A1+ 2.88

IDBI Bank Ltd. CRISIL - A1+ 2.71

Corporation Bank CRISIL - A1+ 2.70 TToottaall ooff TToopp TTeenn BBRRDDSS,, CCDD//CCPP,, CCrreeddiitt EExxppoossuurree 4433..8833




Portfolio – HoldingsIIssssuueerr %% ttoo NNAAVVCash, Cash Equivalents and Net Current Assets 100.00








SCHEME PERFORMANCE SUMMARY (FUND MANAGER-WISE)

Date Period NAV Scheme Benchmark Additional Value of investment of ` 10,000@ per Unit Returns Returns Benchmark Scheme Benchmark Additional

(`) (%)^ (%)# Returns (`) #(`) Benchmark##(%) (`) ##

^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # S&P CNX 500 (Please refer to page no 47) ## S&P CNX NIFTY

A. Cumulative performance

Dec 30, 11 Last 1 Year 218.737 33.93 31.65 27.53 13,414 13,184 12,770Dec 31, 10 Last 2 Years 298.501 -0.85 -2.02 -1.89 9,830 9,600 9,626Dec 31, 09 Last 3 Years 231.010 8.29 3.09 4.32 12,702 10,957 11,354Jan 01, 95 Since Inception 10.000 20.64 9.19 N.A. 293,424 48,705 N.A.

Period Scheme Benchmark Additional ^ # Benchmark

##

B. Discrete 12 month returns (%)

Dec 30, 11 to Dec 31, 12 33.93 31.65 27.53

Dec 30, 10 to Dec 30, 11 -26.14 -26.65 -24.21

Dec 31, 09 to Dec 31, 10 29.22 14.13 17.95

HDFC EQUITY FUND - GROWTH OPTION NAV as at December 31, 2012 ` 293.424


(`) (%)^$$ (%)# Returns (`) #(`) Benchmark(%)## (`) ##

^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # BSE 200 ## SENSEX$$ All dividends declared prior to the splitting of the Scheme into Dividend & Growth Options are assumed to be reinvested in the units of the Scheme at the then prevailing NAV (ex-dividend NAV).


Dec 30, 11 Last 1 Year 170.834 32.23 30.79 25.54 13,243 13,098 12,570Dec 31, 10 Last 2 Years 225.661 0.13 -2.18 -2.67 10,026 9,568 9,472Dec 31, 09 Last 3 Years 180.456 7.82 3.60 3.61 12,537 11,120 11,123Oct 11, 96 Since Inception 10.000 22.67 13.43 11.83 275,856 77,320 61,379

Period Scheme Benchmark Additional ^$$ # Benchmark

##


Dec 30, 11 to Dec 31, 12 32.23 30.79 25.54

Dec 30, 10 to Dec 30, 11 -23.72 -26.40 -24.20

Dec 31, 09 to Dec 31, 10 25.05 16.22 17.43

HDFC TOP 200 FUND - GROWTH OPTION NAV as at December 31, 2012 ` 226.241

PRASHANT JAIN


(`) (%)^ (%)# Returns (`) #(`) Benchmark(%)## (`) ##

^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # S&P CNX 500 (Please refer to page no 47) ## S&P CNX Nifty The Scheme is co-managed by Prashant Jain and Srinivas Rao Ravuri.


Dec 30, 11 Last 1 Year 8.126 35.19 31.65 27.53 13,542 13,184 12,770Dec 31, 10 Last 2 Years 12.731 -7.02 -2.02 -1.89 8,643 9,600 9,626Dec 31, 09 Last 3 Years 11.049 -0.14 3.09 4.32 9,959 10,957 11,354Mar 10, 08 Since Inception 10.000 2.01 4.00 4.40 11,004 12,076 12,301


##


Dec 30, 11 to Dec 31, 12 35.19 31.65 27.53

Dec 30, 10 to Dec 30, 11 -35.63 -26.65 -24.21

Dec 31, 09 to Dec 31, 10 15.22 14.13 17.95

HDFC INFRASTRUCTURE FUND - GROWTH OPTION NAV as at December 31, 2012 ` 11.004


(`) (%)^$$ (%)# Returns (`) #(`) Benchmark(%)## (`) ##

^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # CRISIL Balanced Fund Index ## S&P CNX Nifty$$ All dividends declared prior to the splitting of the Scheme into Dividend & Growth Options are assumed to be reinvested in the units of the Scheme at the then prevailing NAV (ex-dividend NAV).Scheme performance may not strictly be comparable with that of its Additional Benchmark in view of balanced nature of the scheme where a portion of scheme's investments are made in debt instruments


Dec 30, 11 Last 1 Year 185.270 29.90 21.15 27.53 13,009 12,128 12,770Dec 31, 10 Last 2 Years 220.120 4.63 1.89 -1.89 10,949 10,382 9,626Dec 31, 09 Last 3 Years 174.260 11.40 5.64 4.32 13,831 11,792 11,354Feb 01, 94 Since Inception 10.000 19.93 N.A. 8.64 311,508 N.A. 48,012


##


Dec 30, 11 to Dec 31, 12 29.90 21.15 27.53

Dec 30, 10 to Dec 30, 11 -15.23 -14.09 -24.21

Dec 31, 09 to Dec 31, 10 26.32 13.57 17.95

HDFC PRUDENCE FUND - GROWTH OPTION NAV as at December 31, 2012 ` 241.012



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # CRISIL MIP Blended Index ## CRISIL 10 year Gilt IndexScheme performance may not strictly be comparable with that of its Additional Benchmark in view of hybrid nature of the scheme where a portion of scheme's investments are made in equity instruments.

The Scheme is co-managed by Prashant Jain (Equities) and Shobhit Mehrotra (Debt).


Dec 30, 11 Last 1 Year 23.4380 12.38 12.05 10.61 11,245 11,212 11,067Dec 31, 10 Last 2 Years 22.9839 7.07 6.78 6.19 11,467 11,405 11,279Dec 31, 09 Last 3 Years 20.7448 8.30 6.86 5.15 12,705 12,203 11,629Dec 26, 03 Since Inception 10.0000 11.34 7.17 4.55 26,355 18,671 14,936


##


Dec 30, 11 to Dec 31, 12 12.38 12.05 10.61

Dec 30, 10 to Dec 30, 11 2.23 1.82 1.88

Dec 31, 09 to Dec 31, 10 10.79 7.00 3.11

HDFC MF MIP LONG TERM PLAN - GROWTH OPTION NAV as at December 31, 2012 ` 26.3553

Performance of dividend option under the schemes for the investors would be net of distribution tax as applicable N.A.: Not Available@ shows the current value of ` 10,000/- invested at the beginning of a given periodWhere either NAV or Benchmark Index value is not available for the start/end date of a concerned period, the previous date where both NAV and Benchmark Index value are available, is considered for returns computation except for since inception returns


VINAY KULKARNI


(`) (%)^ (%)# Returns (`) (`)# Benchmark(%)## (`) ##

^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # SENSEX (Total Returns Index) (Please refer to page no 47) ## S&P CNX Nifty Face Value per Unit ` 32.1610 Since inception returns are calculated on ` 32.1610 ( allotment price)


Dec 30, 11 Last 1 Year 128.3197 26.36 27.82 27.53 12,653 12,799 12,770Dec 31, 10 Last 2 Years 171.4724 -2.69 -3.10 -1.89 9,469 9,389 9,626Dec 31, 09 Last 3 Years 145.8555 3.63 3.68 4.32 11,132 11,147 11,354Jul 17, 02 Since Inception 32.1610 16.73 20.82 18.13 50,483 72,358 57,189


##


Dec 30, 11 to Dec 31, 12 26.36 27.82 27.53

Dec 30, 10 to Dec 30, 11 -24.73 -26.21 -24.21

Dec 31, 09 to Dec 31, 10 17.56 18.73 17.95

HDFC INDEX FUND - SENSEX PLAN - GROWTH OPTION NAV as at December 31, 2012 ` 162.3592



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # S&P CNX 500 (Please refer to page no 47) ## S&P CNX Nifty


Dec 30, 11 Last 1 Year 23.950 19.39 31.65 27.53 11,950 13,184 12,770Dec 31, 10 Last 2 Years 30.944 -3.82 -2.02 -1.89 9,249 9,600 9,626Dec 31, 09 Last 3 Years 24.998 4.61 3.09 4.32 11,449 10,957 11,354Apr 06, 05 Since Inception 10.000 14.55 13.28 14.50 28,621 26,250 28,537


##


Dec 30, 11 to Dec 31, 12 19.39 31.65 27.53

Dec 30, 10 to Dec 30, 11 -21.64 -26.65 -24.21

Dec 31, 09 to Dec 31, 10 23.79 14.13 17.95

HDFC PREMIER MULTI-CCAP FUND - GROWTH OPTION NAV as at December 31, 2012 ` 28.621



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # BSE 200 ## SENSEX (Please refer to page no 47)


Dec 30, 11 Last 1 Year 32.352 22.82 30.79 25.54 12,296 13,098 12,570Dec 31, 10 Last 2 Years 43.693 -4.58 -2.18 -2.67 9,104 9,568 9,472Dec 31, 09 Last 3 Years 34.054 5.31 3.60 3.61 11,681 11,120 11,123Sep 17, 04 Since Inception 10.000 18.12 15.67 16.28 39,780 33,450 34,933


##


Dec 30, 11 to Dec 31, 12 22.82 30.79 25.54

Dec 30, 10 to Dec 30, 11 -25.49 -26.40 -24.20

Dec 31, 09 to Dec 31, 10 28.31 16.22 17.43

HDFC CORE & SATELLITE FUND - GROWTH OPTION NAV as at December 31, 2012 ` 39.780


Performance of dividend option under the schemes for the investors would be net of distribution tax as applicable @ shows the current value of ` 10,000/- invested at the beginning of a given periodWhere either NAV or Benchmark Index value is not available for the start/end date of a concerned period, the previous date where both NAV and Benchmark Index value are available, is considered for returns computation except for since inception returns



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # S&P CNX Nifty (Total Returns Index) ## SENSEX (Please refer to page no 47) Face Value per Unit ` 10.3260 Since inception returns are calculated on ` 10.3260 ( allotment price)


Dec 30, 11 Last 1 Year 39.9581 27.42 29.25 25.54 12,759 12,943 12,570Dec 31, 10 Last 2 Years 53.1624 -2.07 -0.69 -2.67 9,590 9,862 9,472Dec 31, 09 Last 3 Years 45.4891 3.87 5.54 3.61 11,208 11,758 11,123Jul 17, 02 Since Inception 10.3260 16.48 19.94 18.75 49,374 67,043 60,405


##


Dec 30, 11 to Dec 31, 12 27.42 29.25 25.54

Dec 30, 10 to Dec 30, 11 -24.43 -23.40 -24.20

Dec 31, 09 to Dec 31, 10 16.87 19.22 17.43

HDFC INDEX FUND - NIFTY PLAN - GROWTH OPTION NAV as at December 31, 2012 ` 50.9836



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # SENSEX (Total Returns Index) (Please refer to page no 47) ## S&P CNX Nifty Face Value per Unit ` 32.1610 Since inception returns are calculated on ` 32.1610 ( allotment price)


Dec 30, 11 Last 1 Year 194.1368 28.36 27.82 27.53 12,853 12,799 12,770Dec 31, 10 Last 2 Years 244.5856 1.00 -3.10 -1.89 10,202 9,389 9,626Dec 31, 09 Last 3 Years 205.3058 6.71 3.68 4.32 12,154 11,147 11,354Jul 17, 02 Since Inception 32.1610 21.62 20.82 18.13 77,586 72,358 57,189


##


Dec 30, 11 to Dec 31, 12 28.36 27.82 27.53

Dec 30, 10 to Dec 30, 11 -20.14 -26.21 -24.21

Dec 31, 09 to Dec 31, 10 19.13 18.73 17.95

HDFC INDEX FUND - SENSEX PLUS PLAN - GROWTH OPTION NAV as at December 31, 2012 ` 249.5258



(`) (%)^$$ (%)# Returns (`) (`)# Benchmark(%)## (`) ##

^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # S&P CNX 500 (Please refer to page no 47) ## S&P CNX Nifty$$ All dividends declared prior to the splitting of the Scheme into Dividend & Growth Options are assumed to be reinvested in the units of the Scheme at the then prevailing NAV (ex-dividend NAV).


Dec 30, 11 Last 1 Year 192.725 26.43 31.65 27.53 12,659 13,184 12,770Dec 31, 10 Last 2 Years 249.066 -1.03 -2.02 -1.89 9,796 9,600 9,626Dec 31, 09 Last 3 Years 197.021 7.38 3.09 4.32 12,383 10,957 11,354Mar 31, 96 Since Inception 10.000 27.86 12.09 N.A. 615,459 67,751 N.A.


##


Dec 30, 11 to Dec 31, 12 26.43 31.65 27.53

Dec 30, 10 to Dec 30, 11 -22.09 -26.65 -24.21

Dec 31, 09 to Dec 31, 10 26.42 14.13 17.95

HDFC TAXSAVER - GROWTH OPTION NAV as at December 31, 2012 ` 243.978



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # CRISIL MIP Blended Index ## CRISIL 10 year Gilt IndexScheme performance may not strictly be comparable with that of its Additional Benchmark in view of hybrid nature of the scheme where a portion of scheme's investments are made in equity instruments. The Scheme is co-managed by Vinay Kulkarni (Equities) and Shobhit Mehrotra (Debt).




##


Dec 30, 11 to Dec 31, 12 12.34 12.05 10.61

Dec 30, 10 to Dec 30, 11 1.90 1.82 1.88

Dec 31, 09 to Dec 31, 10 6.73 7.00 3.11

HDFC MF MIP SHORT TERM PLAN - GROWTH OPTION NAV as at December 31, 2012 ` 19.5192



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # CRISIL MIP Blended Index ## CRISIL 1 year T-Bill IndexScheme performance may not strictly be comparable with that of its Additional Benchmark in view of hybrid nature of the scheme where a portion of scheme's investments are made in equity instruments. The Scheme is co-managed by Vinay Kulkarni (Equities) and Anil Bamboli (Debt).


Dec 30, 11 Last 1 Year 18.6795 12.31 12.05 8.06 11,239 11,212 10,811Dec 31, 10 Last 2 Years 17.6826 8.95 6.78 7.25 11,872 11,405 11,505Dec 31, 09 Last 3 Years 15.9997 9.47 6.86 5.75 13,121 12,203 11,829Sep 17, 04 Since Inception 10.0000 9.35 7.90 5.46 20,993 18,789 15,544


##


Dec 30, 11 to Dec 31, 12 12.31 12.05 8.06

Dec 30, 10 to Dec 30, 11 5.83 1.82 6.44

Dec 31, 09 to Dec 31, 10 10.52 7.00 2.81

HDFC MULTIPLE YIELD FUND - GROWTH OPTION NAV as at December 31, 2012 ` 20.9932



VINAY KULKARNI...CONTINUED


MITEN LATHIA



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree. Returns greater than 1 year period are compounded annualized (CAGR). # S&P CNX 500 (Please refer to page no 47) ## S&P CNX NIFTYThe Scheme is co-managed by Chirag Setalvad & Miten Lathia


Dec 30, 11 Last 1 Year 90.936 28.24 31.65 27.53 12,842 13,184 12,770Dec 31, 10 Last 2 Years 119.089 -0.97 -2.02 -1.89 9,806 9,600 9,626Dec 31, 09 Last 3 Years 92.721 7.98 3.09 4.32 12,594 10,957 11,354Feb 01, 94 Since Inception 10.000 13.87 8.22 8.64 116,776 44,631 48,012


##


Dec 30, 11 to Dec 31, 12 28.24 31.65 27.53

Dec 30, 10 to Dec 30, 11 -23.03 -26.65 -24.21

Dec 31, 09 to Dec 31, 10 28.44 14.13 17.95

HDFC CAPITAL BUILDER FUND - GROWTH OPTION NAV as at December 31, 2012 ` 116.776





^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # CNX Midcap (Please refer to page no 47) ## S&P CNX Nifty


Dec 30, 11 Last 1 Year 13.348 39.37 38.91 27.53 13,962 13,916 12,770Dec 31, 10 Last 2 Years 16.339 6.79 -2.01 -1.89 11,406 9,602 9,626Dec 31, 09 Last 3 Years 12.366 14.64 4.59 4.32 15,071 11,443 11,354Jun 25, 07 Since Inception 10.000 11.93 7.09 6.09 18,637 14,596 13,864


##


Dec 30, 11 to Dec 31, 12 39.37 38.91 27.53

Dec 30, 10 to Dec 30, 11 -17.63 -30.17 -24.21

Dec 31, 09 to Dec 31, 10 32.13 19.16 17.95

HDFC MID-CCAP OPPORTUNITIES FUND - GROWTH OPTION NAV as at December 31, 2012 ` 18.637



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # CRISIL Balanced Fund Index ## S&P CNX NiftyScheme performance may not strictly be comparable with that of its Additional Benchmark in view of balanced nature of the scheme where a portion of scheme's investments are made in debt instruments


Dec 30, 11 Last 1 Year 50.499 26.40 21.15 27.53 12,656 12,128 12,770Dec 31, 10 Last 2 Years 56.469 6.38 1.89 -1.89 11,318 10,382 9,626Dec 31, 09 Last 3 Years 44.998 12.40 5.64 4.32 14,204 11,792 11,354Sep 11, 00 Since Inception 10.000 16.26 N.A. 12.04 63,913 N.A 40,547


##


Dec 30, 11 to Dec 31, 12 26.40 21.15 27.53

Dec 30, 10 to Dec 30, 11 -10.27 -14.09 -24.21

Dec 31, 09 to Dec 31, 10 25.49 13.57 17.95

HDFC BALANCED FUND - GROWTH OPTION NAV as at December 31, 2012 ` 63.913


(`) (%)^$ (%)# Returns (`) (`)# Benchmark(%)## (`) ##

^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # CRISIL Balanced Fund Index ## S&P CNX Nifty$ Adjusted for bonus units declared under the schemeScheme performance may not strictly be comparable with that of its Additional Benchmark in view of balanced nature of the scheme where a portion of scheme's investments are made in debt instruments


Dec 30, 11 Last 1 Year 39.722 27.15 21.15 27.53 12,732 12,128 12,770Dec 31, 10 Last 2 Years 42.940 8.51 1.89 -1.89 11,778 10,382 9,626Dec 31, 09 Last 3 Years 32.541 15.82 5.64 4.32 15,542 11,792 11,354Mar 02, 01 Since Inception 10.000 17.24 N.A. 13.59 65,748 N.A. 45,203

Period Scheme Benchmark Additional ^$ # Benchmark

##


Dec 30, 11 to Dec 31, 12 27.15 21.15 27.53

Dec 30, 10 to Dec 30, 11 -7.00 -14.09 -24.21

Dec 31, 09 to Dec 31, 10 31.96 13.57 17.95

HDFC CHILDREN’S GIFT FUND - INVESTMENT PLAN NAV as at December 31, 2012 ` 50.575


(`) (%)^$ (%)# Returns (`) (`)# Benchmark(%)## (`) ##

^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # CRISIL MIP Blended Index ## CRISIL 10 year Gilt Index$ Adjusted for bonus units declared under the schemeScheme performance may not strictly be comparable with that of its Additional Benchmark in view of hybrid nature of the scheme where a portion of scheme's investments are made in equity instruments.


Dec 30, 11 Last 1 Year 23.438 12.53 12.05 10.61 11,260 11,212 11,067Dec 31, 10 Last 2 Years 22.326 8.71 6.78 6.19 11,821 11,405 11,279Dec 31, 09 Last 3 Years 19.857 9.94 6.86 5.15 13,291 12,203 11,629Mar 02, 01 Since Inception 10.000 10.97 N.A. N.A. 34,309 N.A. N.A.

Period Scheme Benchmark Additional ^$ # Benchmark

##


Dec 30, 11 to Dec 31, 12 12.53 12.05 10.61

Dec 30, 10 to Dec 30, 11 5.19 1.82 1.88

Dec 31, 09 to Dec 31, 10 12.43 7.00 3.11

HDFC CHILDREN’S GIFT FUND - SAVINGS PLAN NAV as at December 31, 2012 ` 26.3913


CHIRAG SETALVAD



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree. Returns greater than 1 year period are compounded annualized (CAGR). # S&P CNX 500 (Please refer to page no 47) ## S&P CNX NIFTYThe Scheme is co-managed by Chirag Setalvad & Miten Lathia




##


Dec 30, 11 to Dec 31, 12 28.24 31.65 27.53

Dec 30, 10 to Dec 30, 11 -23.03 -26.65 -24.21

Dec 31, 09 to Dec 31, 10 28.44 14.13 17.95

HDFC CAPITAL BUILDER FUND - GROWTH OPTION NAV as at December 31, 2012 ` 116.776

SCHEME PERFORMANCE SUMMARY (FUND MANAGER-WISE) CHIRAG SETALVAD...CONTINUED




^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). #SENSEX (Please refer to page no 47) ## S&P CNX Nifty


Dec 30, 11 Last 1 Year 113.944 28.65 25.54 27.53 12,883 12,570 12,770Dec 31, 10 Last 2 Years 148.900 -0.71 -2.67 -1.89 9,859 9,472 9,626Dec 31, 09 Last 3 Years 115.990 8.16 3.61 4.32 12,656 11,123 11,354Jan 02, 01 Since Inception 10.000 25.08 14.03 13.65 146,794 48,339 46,431


##


Dec 30, 11 to Dec 31, 12 28.65 25.54 27.53

Dec 30, 10 to Dec 30, 11 -23.04 -24.20 -24.21

Dec 31, 09 to Dec 31, 10 28.37 17.43 17.95

HDFC LONG TERM ADVANTAGE FUND - GROWTH OPTION NAV as at December 31, 2012 ` 146.794



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # CRISIL MIP Blended Index ## CRISIL 1 year T-Bill IndexScheme performance may not strictly be comparable with that of its Additional Benchmark in view of hybrid nature of the scheme where a portion of scheme's investments are made in equity instruments. The Scheme is co-managed by Chirag Setalvad (Equities) and Anil Bamboli (Debt).


Dec 30, 11 Last 1 Year 17.0809 11.77 12.05 8.06 11,184 11,212 10,811Dec 31, 10 Last 2 Years 16.0976 8.92 6.78 7.25 11,867 11,405 11,505Dec 31, 09 Last 3 Years 14.6718 9.19 6.86 5.75 13,020 12,203 11,829Aug 17, 05 Since Inception 10.0000 9.17 7.70 5.53 19,103 17,288 14,879


##


Dec 30, 11 to Dec 31, 12 11.77 12.05 8.06

Dec 30, 10 to Dec 30, 11 6.29 1.82 6.44

Dec 31, 09 to Dec 31, 10 9.72 7.00 2.81

HDFC MULTIPLE YIELD FUND - PLAN 2005 - GROWTH OPTION NAV as at December 31, 2012 ` 19.1032



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # S&P CNX Nifty ## SENSEX (Please refer to page no 47)




##


Dec 30, 11 to Dec 31, 12 26.98 27.53 25.54

Dec 30, 10 to Dec 30, 11 -22.28 -24.21 -24.20

Dec 31, 09 to Dec 31, 10 22.00 17.95 17.43

HDFC LONG TERM EQUITY FUND - GROWTH OPTION NAV as at December 31, 2012 ` 16.928



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # S&P CNX 500 (Please refer to page no 47) ## S&P CNX NIFTYThe Scheme is co-managed by Prashant Jain and Srinivas Rao Ravuri.


Dec 30, 11 Last 1 Year 8.126 35.19 31.65 27.53 13,542 13,184 12,770Dec 31, 10 Last 2 Years 12.731 -7.02 -2.02 -1.89 8,643 9,600 9,626Dec 31, 09 Last 3 Years 11.049 -0.14 3.09 4.32 9,959 10,957 11,354Mar 10, 08 Since Inception 10.000 2.01 4.00 4.40 11,004 12,076 12,301


##


Dec 30, 11 to Dec 31, 12 35.19 31.65 27.53

Dec 30, 10 to Dec 30, 11 -35.63 -26.65 -24.21

Dec 31, 09 to Dec 31, 10 15.22 14.13 17.95

HDFC INFRASTRUCTURE FUND - GROWTH OPTION NAV as at December 31, 2012 ` 11.004

SRINIVAS RAO RAVURI



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # SENSEX ## S&P CNX Nifty (Please refer to page no 47)


Dec 30, 11 Last 1 Year 73.422 27.66 25.54 27.53 12,783 12,570 12,770Dec 31, 10 Last 2 Years 93.228 0.33 -2.67 -1.89 10,067 9,472 9,626Dec 31, 09 Last 3 Years 72.998 8.73 3.61 4.32 12,857 11,123 11,354Sep 11, 00 Since Inception 10.000 19.94 12.22 12.04 93,853 41,363 40,547


##


Dec 30, 11 to Dec 31, 12 27.66 25.54 27.53

Dec 30, 10 to Dec 30, 11 -20.86 -24.20 -24.21

Dec 31, 09 to Dec 31, 10 27.71 17.43 17.95

HDFC GROWTH FUND - GROWTH OPTION NAV as at December 31, 2012 ` 93.853



SHOBHIT MEHROTRA




The Scheme is co-managed by Prashant Jain (Equities) and Shobhit Mehrotra (Debt).




##


Dec 30, 11 to Dec 31, 12 12.38 12.05 10.61

Dec 30, 10 to Dec 30, 11 2.23 1.82 1.88

Dec 31, 09 to Dec 31, 10 10.79 7.00 3.11

HDFC MF MIP LONG TERM PLAN - GROWTH OPTION NAV as at December 31, 2012 ` 26.3553




The Scheme is co-managed by Vinay Kulkarni (Equities) and Shobhit Mehrotra (Debt).




##


Dec 30, 11 to Dec 31, 12 12.34 12.05 10.61

Dec 30, 10 to Dec 30, 11 1.90 1.82 1.88

Dec 31, 09 to Dec 31, 10 6.73 7.00 3.11

HDFC MF MIP SHORT TERM PLAN - GROWTH OPTION NAV as at December 31, 2012 ` 19.5192



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # CRISIL Composite Bond Fund Index ## CRISIL 10 year Gilt Index


Dec 30, 11 Last 1 Year 23.8523 10.45 9.33 10.61 11,051 10,938 11,067Dec 31, 10 Last 2 Years 22.4416 8.36 8.12 6.19 11,745 11,693 11,279Dec 31, 09 Last 3 Years 21.2529 7.43 7.06 5.15 12,402 12,273 11,629Sep 11, 00 Since Inception 10.0000 8.19 N.A. N.A. 26,358 N.A. N.A.


##


Dec 30, 11 to Dec 31, 12 10.45 9.33 10.61

Dec 30, 10 to Dec 30, 11 6.34 6.92 1.88

Dec 31, 09 to Dec 31, 10 5.59 4.96 3.11

HDFC INCOME FUND - GROWTH OPTION NAV as at December 31, 2012 ` 26.3584


(`) (%)^ (%)# Returns (`) #(`) Benchmark(%)## (`)##

^Past performance may or may not be sustained in the future. Returns greater than 1 year period are compounded annualized (CAGR). # CRISIL Short Term Bond Fund Index ## CRISIL 1 year T-Bill Index


Dec 30, 11 Last 1 Year 20.6263 9.78 9.10 8.06 10,984 10,915 10,811Dec 31, 10 Last 2 Years 19.0227 9.12 8.48 7.25 11,910 11,771 11,505Dec 31, 09 Last 3 Years 18.1191 7.73 7.21 5.75 12,504 12,324 11,829Feb 06, 02 Since Inception 10.0000 7.79 N.A. 5.44 22,656 N.A. 17,815


##


Dec 30, 11 to Dec 31, 12 9.78 9.10 8.06

Dec 30, 10 to Dec 30, 11 8.47 7.87 6.44

Dec 31, 09 to Dec 31, 10 4.99 4.70 2.81

HDFC HIGH INTEREST FUND - STP - GROWTH OPTION NAV as at December 31, 2012 ` 22.656






^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # Crisil Liquid Fund Index ## CRISIL 1 year T-Bill Index


Dec 24, 12 Last 7 days 22.6133 0.17 0.15 0.19 10,017 10,015 10,019Dec 16, 12 Last 15 days 22.5716 0.35 0.32 N.A. 10,035 10,032 N.A.Nov 30, 12 Last 1 Month 22.4892 0.72 0.65 0.69 10,072 10,065 10,0699Dec 30, 11 Last 1 Year 20.6752 9.50 8.49 8.06 10,956 10,854 10,811Dec 31, 10 Last 2 Years 19.0032 9.16 8.33 7.25 11,920 11,739 11,505Dec 31, 09 Last 3 Years 18.0729 7.81 7.25 5.75 12,533 12,340 11,829Oct 17, 00 Since Inception 10.0000 6.92 N.A. 6.03 22,651 N.A. 20,437


##


Dec 30, 11 to Dec 31, 12 9.50 8.49 8.06

Dec 30, 10 to Dec 30, 11 8.82 8.17 6.44

Dec 31, 09 to Dec 31, 10 5.15 5.12 2.81

HDFC LIQUID FUND - GROWTH OPTION NAV as at December 31, 2012 ` 22.6510


SHOBHIT MEHROTRA...CONTINUED



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # Crisil Liquid Fund Index ## CRISIL 1 year T-Bill IndexSince inception returns are calculated on ` 10.0104 ( allotment price)


Dec 30, 11 Last 1 Year 18.0943 10.80 8.49 8.06 11,087 10,854 10,811Dec 31, 10 Last 2 Years 16.4499 10.42 8.33 7.25 12,195 11,739 11,505Dec 31, 09 Last 3 Years 15.6526 8.61 7.25 5.75 12,816 12,340 11,829Jan 16, 03 Since Inception 10.0104 7.23 6.17 5.32 20,039 18,160 16,763


##


Dec 30, 11 to Dec 31, 12 10.80 8.49 8.06

Dec 30, 10 to Dec 30, 11 10.05 8.17 6.44

Dec 31, 09 to Dec 31, 10 5.09 5.12 2.81

HDFC FLOATING RATE INCOME FUND - LTP - GROWTH OPTION NAV as at December 31, 2012 ` 20.0603



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # Crisil Liquid Fund Index ## CRISIL 1 year T-Bill IndexSince inception returns are calculated on ` 13.1821 ( allotment price)


Dec 30, 11 Last 1 Year 17.8659 9.78 8.49 8.06 10,984 10,854 10,811Dec 31, 10 Last 2 Years 16.3939 9.39 8.33 7.25 11,970 11,739 11,505Dec 31, 09 Last 3 Years 15.5061 8.16 7.25 5.75 12,655 12,340 11,829Oct 23, 07 Since Inception 13.1821 7.96 6.98 5.70 14,887 14,197 13,336


##


Dec 30, 11 to Dec 31, 12 9.78 8.49 8.06

Dec 30, 10 to Dec 30, 11 9.00 8.17 6.44

Dec 31, 09 to Dec 31, 10 5.73 5.12 2.81

HDFC FLOATING RATE INCOME FUND - STP - WHOLESALE OPTION - GROWTH OPTION NAV as at December 31, 2012 ` 19.6237




^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # CRISIL Composite Bond Fund Index. ## CRISIL 10 year Gilt Index


Dec 30, 11 Last 1 Year 11.2507 10.43 9.33 10.61 11,049 10,938 11,067Dec 31, 10 Last 2 Years 10.3523 9.56 8.12 6.19 12,007 11,693 11,279Jun 29, 10 Since Inception 10.0000 9.06 7.24 5.59 12,430 11,917 11,462

HDFC MEDIUM TERM OPPORTUNITIES FUND - GROWTH OPTION NAV as at December 31, 2012 ` 12.4304


##


Dec 30, 11 to Dec 31, 12 10.43 9.33 10.61Dec 30, 10 to Dec 30, 11 8.70 6.92 1.88



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # CRISIL Short Term Bond Fund Index. ## CRISIL 1 year T-Bill IndexPerformance of FMP schemes, being close-ended in nature, is not strictly comparable with that of open-ended schemes since the investment strategy for FMP schemes is primarily buy-and-hold whereas open-ended schemes are actively managed.


Dec 30, 11 Last 1 Year 10.2669 9.47 9.10 8.06 10,952 10,915 10,811Oct 12, 11 Since Inception 10.0000 10.08 9.08 8.12 11,245 11,120 11,001

HDFC FMP 24M SEPTEMBER 2011 (1) - GROWTH OPTION NAV as at December 31, 2012 ` 11.2447


##


Dec 30, 11 to Dec 31, 12 9.47 9.10 8.06



SHOBHIT MEHROTRA...CONTINUED





Dec 30, 11 Last 1 Year 11.1515 9.33 9.10 8.06 10,939 10,915 10,811Dec 31, 10 Last 2 Years 10.2153 9.26 8.48 7.25 11,941 11,771 11,505May 07, 10 Since Inception 10.0000 7.77 7.39 6.10 12,198 12,082 11,701

HDFC FMP 36M APRIL 2010 - GROWTH OPTION NAV as at December 31, 2012 ` 12.1983


##


Dec 30, 11 to Dec 31, 12 9.33 9.10 8.06

Dec 30, 10 to Dec 30, 11 9.19 7.87 6.44




^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # CRISIL Short Term Bond Fund Index. ## CRISIL 1 year T-Bill Index Performance of FMP schemes, being close-ended in nature, is not strictly comparable with that of open-ended schemes since the investment strategy for FMP schemes is primarily buy-and-hold whereas open-ended schemes are actively managed.


Dec 30, 11 Last 1 Year 10.0672 9.88 9.10 8.06 10,994 10,915 10,811Dec 09, 11 Since Inception 10.0000 10.01 9.05 8.04 11,068 10,964 10,857

HDFC FMP 24M NOVEMBER 2011 (1) - GROWTH OPTION NAV as at December 31, 2012 ` 11.0677


##


Dec 30, 11 to Dec 31, 12 9.88 9.10 8.06






HDFC FMP 36M NOVEMBER 2011 (1) - GROWTH OPTION NAV as at December 31, 2012 ` 11.1566


##


Dec 30, 11 to Dec 31, 12 10.28 9.10 8.06





Dec 30, 11 Last 1 Year 10.1859 10.48 9.10 8.06 11,055 10,915 10,811Mov 11, 11 Since Inception 10.0000 10.97 9.13 8.33 11,260 11,047 10,955

HDFC FMP 36M OCTOBER 2011 (1) - GROWTH OPTION NAV as at December 31, 2012 ` 11.2600


##


Dec 30, 11 to Dec 31, 12 10.48 9.10 8.06






HDFC FMP 370D DECEMBER 2011 (3) - GROWTH OPTION NAV as at December 31, 2012 `10.9658


##


Dec 30, 11 to Dec 31, 12 9.57 9.10 8.06





^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # CRISIL MIP Blended Index ## CRISIL 1 year T-Bill IndexScheme performance may not strictly be comparable with that of its Additional Benchmark in view of hybrid nature of the scheme where a portion of scheme's investments are made in equity instruments. The Scheme is co-managed by Vinay Kulkarni (Equities) and Anil Bamboli (Debt).


Dec 30, 11 Last 1 Year 18.6795 12.31 12.05 8.06 11,239 11,212 10,811Dec 31, 10 Last 2 Years 17.6826 8.95 6.78 7.25 11,872 11,405 11,505Dec 31, 09 Last 3 Years 15.9997 9.47 6.86 5.75 13,121 12,203 11,829Sep 17, 04 Since Inception 10.0000 9.35 7.90 5.46 20,993 18,789 15,544


##


Dec 30, 11 to Dec 31, 12 12.31 12.05 8.06

Dec 30, 10 to Dec 30, 11 5.83 1.82 6.44

Dec 31, 09 to Dec 31, 10 10.52 7.00 2.81

HDFC MULTIPLE YIELD FUND - GROWTH OPTION NAV as at December 31, 2012 ` 20.9932



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # CRISIL MIP Blended Index ## CRISIL 1 year T-Bill IndexScheme performance may not strictly be comparable with that of its Additional Benchmark in view of hybrid nature of the scheme where a portion of scheme's investments are made in equity instruments. The Scheme is co-managed by Chirag Setalvad (Equities) and Anil Bamboli (Debt).


Dec 30, 11 Last 1 Year 17.0809 11.77 12.05 8.06 11,184 11,212 10,811Dec 31, 10 Last 2 Years 16.0976 8.92 6.78 7.25 11,867 11,405 11,505Dec 31, 09 Last 3 Years 14.6718 9.19 6.86 5.75 13,020 12,203 11,829Aug 17, 05 Since Inception 10.0000 9.17 7.70 5.53 19,103 17,288 14,879


##


Dec 30, 11 to Dec 31, 12 11.77 12.05 8.06

Dec 30, 10 to Dec 30, 11 6.29 1.82 6.44

Dec 31, 09 to Dec 31, 10 9.72 7.00 2.81

HDFC MULTIPLE YIELD FUND - PLAN 2005 - GROWTH OPTION NAV as at December 31, 2012 ` 19.1032




^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # CRISIL Composite Bond Fund Index ## CRISIL 10 year Gilt Index


Dec 30, 11 Last 1 Year 34.6230 10.56 9.33 10.61 11,062 10,938 11,067Dec 31, 10 Last 2 Years 32.6068 8.37 8.12 6.19 11,746 11,693 11,279Dec 31, 09 Last 3 Years 30.8562 7.46 7.06 5.15 12,413 12,273 11,629Apr 28, 97 Since Inception 10.0000 8.94 N.A. N.A. 38,301 N.A. N.A.


##


Dec 30, 11 to Dec 31, 12 10.56 9.33 10.61

Dec 30, 10 to Dec 30, 11 6.24 6.92 1.88

Dec 31, 09 to Dec 31, 10 5.67 4.96 3.11

HDFC HIGH INTEREST FUND - GROWTH OPTION NAV as at December 31, 2012 ` 38.3012

ANIL BAMBOLI



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # CRISIL Liquid Fund Index ## S&P CNX NiftyScheme performance is not strictly comparable with that of its Additional Benchmark since the scheme does not take directional call in equity markets but is limited to availing arbitrage opportunities, etc.


Dec 30, 11 Last 1 Year 13.158 8.68 8.49 27.53 10,873 10,854 12,770Dec 31, 10 Last 2 Years 12.244 8.09 8.33 -1.89 11,685 11,739 9,626Dec 31, 09 Last 3 Years 11.500 7.54 7.25 4.32 12,441 12,340 11,354Oct 23, 07 Since Inception 10.000 7.14 6.98 1.47 14,307 14,197 10,788


##


Dec 30, 11 to Dec 31, 12 8.68 8.49 27.53

Dec 30, 10 to Dec 30, 11 7.47 8.17 -24.21

Dec 31, 09 to Dec 31, 10 6.47 5.12 17.95

HDFC ARBITRAGE FUND - RETAIL PLAN - GROWTH OPTION NAV as at December 31, 2012 ` 14.307



ANIL BAMBOLI...CONTINUED



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # I-Sec Li-Bex ## CRISIL 10 year Gilt Index


Dec 30, 11 Last 1 Year 20.5765 10.95 12.78 10.61 11,102 11,285 11,067Dec 31, 10 Last 2 Years 19.5847 7.99 9.40 6.19 11,664 11,971 11,279Dec 31, 09 Last 3 Years 18.4954 7.29 8.36 5.15 12,351 12,726 11,629Jul 25, 01 Since Inception 10.0000 7.49 N.A. N.A. 22,844 N.A. N.A.


##


Dec 30, 11 to Dec 31, 12 10.95 12.78 10.61

Dec 30, 10 to Dec 30, 11 5.11 6.05 1.88

Dec 31, 09 to Dec 31, 10 5.89 6.31 3.11

HDFC GILT FUND - LONG TERM PLAN - GROWTH OPTION NAV as at December 31, 2012 ` 22.8436



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # I-Sec Si-Bex ## CRISIL 1 year T-Bill Index


Dec 30, 11 Last 1 Year 17.5346 8.53 9.00 8.06 10,858 10,905 10,811Dec 31, 10 Last 2 Years 16.4291 7.64 8.32 7.25 11,588 11,735 11,505Dec 31, 09 Last 3 Years 15.5801 6.90 7.15 5.75 12,220 12,303 11,829Jul 25, 01 Since Inception 10.0000 5.79 N.A. 5.63 19,039 N.A. 18,718


##


Dec 30, 11 to Dec 31, 12 8.53 9.00 8.06

Dec 30, 10 to Dec 30, 11 6.83 7.66 6.44

Dec 31, 09 to Dec 31, 10 5.45 4.85 2.81

HDFC GILT FUND - SHORT TERM PLAN - GROWTH OPTION NAV as at December 31, 2012 ` 19.0387





Dec 30, 11 Last 1 Year 22.6304 8.86 8.49 8.06 10,891 10,854 10,811Dec 31, 10 Last 2 Years 20.8412 8.73 8.33 7.25 11,826 11,739 11,505Dec 31, 09 Last 3 Years 19.7731 7.61 7.25 5.75 12,465 12,340 11,829Nov 18, 99 Since Inception 10.0000 7.11 N.A. 6.19 24,647 N.A. 21,994


##


Dec 30, 11 to Dec 31, 12 8.86 8.49 8.06

Dec 30, 10 to Dec 30, 11 8.61 8.17 6.44

Dec 31, 09 to Dec 31, 10 5.40 5.12 2.81

HDFC CASH MANAGEMENT FUND - TREASURY ADVANTAGE PLAN - RETAIL OPTION - GROWTH OPTIONNAV as at December 31, 2012 ` 24.6468




^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # CRISIL Short Term Bond Fund Index ## CRISIL 1 year T-Bill Index


Dec 30, 11 Last 1 Year 20.2198 9.54 9.10 8.06 10,960 10,915 10,811Dec 31, 10 Last 2 Years 18.6257 9.06 8.48 7.25 11,898 11,771 11,505Dec 31, 09 Last 3 Years 17.7293 7.71 7.21 5.75 12,499 12,324 11,829Feb 28, 02 Since Inception 10.0000 7.61 N.A. 5.43 22,160 N.A. 17,745


##


Dec 30, 11 to Dec 31, 12 9.54 9.10 8.06

Dec 30, 10 to Dec 30, 11 8.62 7.87 6.44

Dec 31, 09 to Dec 31, 10 5.06 4.70 2.81

HDFC SHORT TERM PLAN - GROWTH OPTION NAV as at December 31, 2012 ` 22.1601




(`) (%)^$$ (%)# Returns (`) (`)# Benchmark(%)## (`)##

^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # Crisil Liquid Fund Index ## CRISIL 1 year T-Bill Index$$ All dividends declared prior to the splitting of the Scheme into Dividend & Growth Options are assumed to be reinvested in the units of the Scheme at the then prevailing NAV (ex-dividend NAV).


Dec 24, 12 Last 7 days 23.9531 0.16 0.15 0.19 10,016 10,015 10,019Dec 16, 12 Last 15 days 23.9091 0.35 0.32 N.A. 10,035 10,032 N.A.Nov 30, 12 Last 1 Month 23.8223 0.71 0.65 0.69 10,071 10,065 10,069Dec 30, 11 Last 1 Year 21.8654 9.67 8.49 8.06 10,973 10,854 10,811Dec 31, 10 Last 2 Years 20.0875 9.27 8.33 7.25 11,944 11,739 11,505Dec 31, 09 Last 3 Years 19.0563 7.97 7.25 5.75 12,590 12,340 11,829Nov 18, 99 Since Inception 10.0000 6.92 N.A. 6.19 24,074 N.A. 21,994


##


Dec 30, 11 to Dec 31, 12 9.67 8.49 8.06

Dec 30, 10 to Dec 30, 11 8.87 8.17 6.44

Dec 31, 09 to Dec 31, 10 5.41 5.12 2.81

HDFC CASH MANAGEMENT FUND - SAVINGS PLAN - GROWTH OPTION NAV as at December 31, 2012 ` 23.992

Period Scheme Benchmark^ #


Dec 30, 11 to Dec 31, 12 10.84 11.99Dec 30, 10 to Dec 30, 11 30.25 31.83


##


Dec 30, 11 to Dec 31, 12 10.03 9.10 8.06Dec 30, 10 to Dec 30, 11 9.26 7.87 6.44



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # CRISIL Short-Term Bond Fund Index. ## CRISIL 1 year T-Bill Index


Dec 30, 11 Last 1 Year 11.2988 10.03 9.10 8.06 11,008 10,915 10,811Dec 31, 10 Last 2 Years 10.3430 9.65 8.48 7.25 12,026 11,771 11,505Jun 25, 10 Since Inception 10.0000 9.04 7.58 6.36 12,438 12,023 11,681

HDFC SHORT TERM OPPORTUNITIES FUND - GROWTH OPTION NAV as at December 31, 2012 ` 12.4381

Date Period NAV Scheme Benchmark Value of investment of ` 10,000@ per Unit Returns Returns Scheme Benchmark

(`) (%)^ (%)# (`) (`)#

^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # Domestic Price of Physical GoldFace Value per unit: ` 100. Since inception returns are calculated on ` 1800.3288 (allotment price)


Dec 30, 11 Last 1 Year 2681.8780 10.84 11.99 11,090 11,206Dec 31, 10 Last 2 Year 2053.0957 20.33 21.68 14,487 14,815Aug 13, 10 Since Inception 1800.3288 23.42 23.38 16,521 16,511

HDFC GOLD EXCHANGE TRADED FUND NAV as at December 31, 2012 ` 2974.2994



##


Dec 30, 11 to Dec 31, 12 9.46 9.10 8.06



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # CRISIL Short-Term Bond Fund Index. ## CRISIL 1 year T-Bill IndexReturns of HDFC Debt Fund For Cancer Cure are computed based on NAV of Dividend Option and all dividends (after statutory levy) are assumed to be reinvested in the units of the scheme at the then prevailing NAV (ex-dividend NAV).


Dec 30, 11 Last 1 Year 10.2265 9.46 9.10 8.06 10,951 10,915 10,811Mar 11, 11 Since Inception 10.0000 9.32 8.77 7.22 11,752 11,644 11,346

HDFC DEBT FUND FOR CANCER CURE - DIVIDEND OPTION NAV as at December 31, 2012 ` 10.3075


Period Scheme Benchmark^ #


Dec 30, 11 to Dec 31, 12 11.98 11.99

Date Period NAV Scheme Benchmark Value of investment of ` 10,000@ per Unit Returns Returns Scheme Benchmark

(`) (%)^ (%)# (`) (`)#

^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # Domestic Price of Physical Gold


Dec 30, 11 Last 1 Year 9.8257 11.98 11.99 11,205 11,206Nov 01, 11 Since Inception 10.0000 8.59 10.63 11,010 11,251

HDFC GOLD FUND NAV as at December 31, 2012 ` 11.0095


Returns of the Wholesale Plans under HDFC Quarterly Interval Fund – Plans A, B & C cannot be computed, as there have been periods since the launch of the Scheme / Plans when there were no unit holders underthe Plans. Performance of dividend option under the schemes for the investors would be net of distribution tax as applicable N.A.: Not Available@ shows the current value of ` 10,000/- invested at the beginning of a given periodWhere either NAV or Benchmark Index value is not available for the start/end date of a concerned period, the previous date where both NAV and Benchmark Index value are available, is considered for returns computation except for since inception returns



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # CRISIL Liquid Fund ## CRISIL 1 year T-Bill IndexScheme performance may not strictly be comparable with that of its Additional Benchmark as the Scheme can invest only in instruments having maturity upto the opening of the immediately following specified transaction period, which is at quarterly intervals.


Dec 30, 11 Last 1 Year 14.2684 9.36 8.49 8.06 10,942 10,854 10,811Dec 31, 10 Last 2 Years 13.0625 9.31 8.33 7.25 11,952 11,739 11,505Dec 31, 09 Last 3 Years 12.3293 8.18 7.25 5.75 12,662 12,340 11,829May 15, 07 Since Inception 10.0000 8.22 6.97 5.76 15,612 14,622 13,712


##


Dec 30, 11 to Dec 31, 12 9.36 8.49 8.06

Dec 30, 10 to Dec 30, 11 9.26 8.17 6.44

Dec 31, 09 to Dec 31, 10 5.95 5.12 2.81

HDFC QUARTERLY INTERVAL FUND - PLAN C - RETAIL PLAN - GROWTH OPTIONNAV as at December 31, 2012 ` 15.6118




^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # CRISIL Liquid Fund ## CRISIL 1 year T-Bill IndexScheme performance may not strictly be comparable with that of its Additional Benchmark as the Scheme can invest only in instruments having maturity upto the opening of the immediately following specified transaction period, which is at quarterly intervals.


Dec 30, 11 Last 1 Year 14.3056 9.45 8.49 8.06 10,950 10,854 10,811Dec 31, 10 Last 2 Years 13.1320 9.21 8.33 7.25 11,929 11,739 11,505Dec 31, 09 Last 3 Years 12.4173 8.04 7.25 5.75 12,615 12,340 11,829Apr 18, 07 Since Inception 10.0000 8.18 7.01 5.76 15,665 14,720 13,766


##


Dec 30, 11 to Dec 31, 12 9.45 8.49 8.06

Dec 30, 10 to Dec 30, 11 8.96 8.17 6.44

Dec 31, 09 to Dec 31, 10 5.76 5.12 2.81

HDFC QUARTERLY INTERVAL FUND - PLAN B - RETAIL PLAN - GROWTH OPTIONNAV as at December 31, 2012 ` 15.6649


(`) (%)^ (%)# Returns (`) (`)# Benchmark(%)## (`)##



Dec 24, 12 Last 7 days 18.4171 0.15 0.15 0.19 10,015 10,015 10,019Dec 16, 12 Last 15 days 18.3859 0.32 0.32 N.A. 10,032 10,032 N.A.Nov 30, 12 Last 1 Month 18.3247 0.65 0.65 0.69 10,065 10,065 10,069Dec 30, 11 Last 1 Year 17.0408 8.19 8.49 8.06 10,824 10,854 10,811Dec 31, 10 Last 2 Years 15.8580 7.84 8.33 7.25 11,631 11,739 11,505Dec 31, 09 Last 3 Years 15.1415 6.79 7.25 5.75 12,181 12,340 11,829Feb 06, 02 Since Inception 10.0000 5.77 N.A. 5.44 18,445 N.A. 17,815


##


Dec 30, 11 to Dec 31, 12 8.19 8.49 8.06

Dec 30, 10 to Dec 30, 11 7.48 8.17 6.44

Dec 31, 09 to Dec 31, 10 4.73 5.12 2.81

HDFC CASH MANAGEMENT FUND - CALL PLAN - GROWTH OPTION NAV as at December 31, 2012 ` 18.4446



^̂PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. Returns greater than 1 year period are compounded annualized (CAGR). # Crisil Liquid Fund Index ## CRISIL 1 year T-Bill IndexScheme performance may not strictly be comparable with that of its Additional Benchmark as the Scheme can invest only in instruments having maturity upto the opening of the immediately following specified transaction period, which is at quarterly intervals.


Dec 30, 11 Last 1 Year 14.6092 9.81 8.49 8.06 10,987 10,854 10,811Dec 31, 10 Last 2 Years 13.3595 9.60 8.33 7.25 12,015 11,739 11,505Dec 31, 09 Last 3 Years 12.6035 8.39 7.25 5.75 12,735 12,340 11,829Mar 30, 07 Since Inception 10.0000 8.56 7.09 5.85 16,051 14,836 13,879


##


Dec 30, 11 to Dec 31, 12 9.81 8.49 8.06

Dec 30, 10 to Dec 30, 11 9.38 8.17 6.44

Dec 31, 09 to Dec 31, 10 6.00 5.12 2.81

HDFC QUARTERLY INTERVAL FUND - PLAN A - RETAIL PLAN - GROWTH OPTIONNAV as at December 31, 2012 ` 16.0508


Dividend History ^

^̂ PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. All dividends are on face value of `̀ 10 per Unit. After payment of the dividend, the per Unit NAV fallsto the extent of the payout and statutory levy, if any.* Please log on to www.hdfcfund.com for Record Date-wise listing of dividends declared

WWhhoolleessaallee OOppttiioonn

Dec 03, 12 10.1511 0.0139 0.0119

Dec 10, 12 10.1500 0.0128 0.0110

Dec 17, 12 10.1519 0.0146 0.0125

Dec 24, 12 10.1507 0.0135 0.0116

Dec 31, 12 10.1527 0.0153 0.0131

RReeccoorrdd CCuumm DDiivv DDiivviiddeenndd PPeerr uunniitt ((`̀)) FFoorr DDaattee NNAAVV ((`̀)) IInnddiivviidduuaallss && HHUUFF OOtthheerrss




Short Term Plan (Weekly Dividend Option) (Past 1 month)


Dec 03, 12 10.1868 0.0140 0.0120

Dec 10, 12 10.1852 0.0126 0.0108

Dec 17, 12 10.1897 0.0166 0.0142

Dec 24, 12 10.1870 0.0142 0.0121

Dec 31, 12 10.1892 0.0161 0.0139

Long Term Plan (Weekly Dividend Reinvestment Option) (Past 1 month)


Oct 29, 12 10.2314 0.0769 0.0659

Nov 26, 12 10.2063 0.0548 0.0470

Dec 31, 12 10.2243 0.0707 0.0606

RReeccoorrdd DDaattee CCuumm DDiivviiddeenndd NNAAVV ((`̀)) DDiivviiddeenndd PPeerr uunniitt ((`̀)) FFoorr IInnddiivviidduuaallss && HHUUFF OOtthheerrss

Short Term Plan (Monthly Dividend Option) (Past 3 months)



October 2012 Daily 10.0809 0.0649 0.0557

November 2012 Daily 10.0809 0.0566 0.0483

December 2012 Daily 10.0809 0.0589 0.0506

MMoonntthh RReeccoorrdd DDaattee EExx-ddiivviiddeenndd NNAAVV ppeerr UUnniitt ((`̀)) AAggggrreeggaattee DDiivviiddeenndd PPeerr UUnniitt ((`̀)) ffoorr tthhee mmoonntthh IInnddiivviidduuaallss && HHUUFF OOtthheerrss

Short Term Plan (Daily Dividend Reinvestment Option)* (Past 3 months)


HDFC Gilt Fund (Past 3 quarters)

Jun 25, 12 11.2673 0.2500 0.2143

Sep 25, 12 11.1944 0.1500 0.1286

Dec 26, 12 11.2630 0.1500 0.1286

Jun 25, 12 11.0902 0.3000 0.2571

Sep 25, 12 10.9687 0.1500 0.1286

Dec 26, 12 11.0953 0.2500 0.2143



Short Term Plan (Dividend Option) Long Term Plan (Dividend Option)

Monthly Dividend Option(Past 3 months)


Oct 25, 12 11.3803 0.0500 0.0428Nov 26, 12 11.2992 0.0500 0.0428Dec 26, 12 11.4299 0.0500 0.0428

Quarterly Dividend Option(Past 3 quarters)


Jun 25, 12 13.2123 0.1800 0.1543Sep 25, 12 11.7262 0.1500 0.1286Dec 26, 12 11.8424 0.1500 0.1286

Nov 26, 12 10.6254 0.0419 0.0359Dec 10, 12 10.6139 0.0318 0.0273

Dec 26, 12 10.6163 0.0339 0.0291



Dividend Option - Fortnightly (Past 2 months)

HDFC High Interest Fund - Short Term Plan

HDFC High Interest Fund

Jun 25, 12 11.6591 0.2500 0.2143Sep 25, 12 11.6522 0.2000 0.1714Dec 26, 12 11.6926 0.2000 0.1714

Mar 25, 11 11.0991 0.1500 0.1398Sep 26, 11 11.2787 0.2500 0.2143Mar 26, 12 11.4072 0.3500 0.3000Sep 25, 12 11.5985 0.4500 0.3857



Quarterly (Dividend Option)(Past 3 quarters)

Half-yearly (Dividend Option)(Past 2 years)

Yearly (Dividend Option) (Past 3 years)

Jun 25, 12 11.4103 0.2500 0.2143Sep 25, 12 11.4007 0.2000 0.1714Dec 26, 12 11.4319 0.2000 0.1714


Dividend Option (Past 3 quarters)

Mar 25, 10 11.8406 0.4500 0.4188Mar 25, 11 12.0365 0.4500 0.4194Mar 26, 12 12.3397 0.6000 0.5143


HDFC Income Fund

Short Term Plan (Dividend Option)

HDFC MF Monthly Income Plan (MIP)(An open-ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus)

Long Term Plan (Dividend Option)

Monthly Dividend Option(Past 3 months)


Oct 25, 12 13.1435 0.0600 0.0514Nov 26, 12 12.9976 0.0600 0.0514Dec 26, 12 13.2563 0.0600 0.0514

Quarterly Dividend Option(Past 3 quarters)


Jun 25, 12 11.5192 0.1500 0.1286Sep 25, 12 13.5582 0.1800 0.1543Dec 26, 12 13.7699 0.1800 0.1543

HDFC Multiple Yield Fund (Past 3 years)

Feb 18, 10 12.2853 1.5000 1.3961Feb 17, 11 11.3818 0.7500 0.6990

Feb 17, 12 12.8281 0.7500 0.6428



(Dividend Option)

HDFC Multiple Yield Fund - Plan 2005 (Past 3 years)

Feb 18, 10 12.2283 1.5000 1.3961Feb 17, 11 11.4214 0.7500 0.6990

Feb 17, 12 11.6454 0.7500 0.6428



(Dividend Option)



RReettaaiill PPllaann

Dec 03, 12 10.0443 0.0126 0.0108

Dec 10, 12 10.0432 0.0117 0.0100

Dec 17, 12 10.0450 0.0132 0.0113

Dec 24, 12 10.0439 0.0123 0.0105

Dec 31, 12 10.0454 0.0136 0.0116

WWhhoolleessaallee PPllaann

Dec 03, 12 10.0456 0.0137 0.0117

Dec 10, 12 10.0444 0.0127 0.0109

Dec 17, 12 10.0462 0.0143 0.0122

Dec 24, 12 10.0450 0.0132 0.0114

Dec 31, 12 10.0466 0.0147 0.0126



WWeeeekkllyy DDiivviiddeenndd OOppttiioonn (Past 1 month)

MMoonntthhllyy DDiivviiddeenndd OOppttiioonn (Past 3 months)

^̂ PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. All dividends are on face value of `̀ 10 per Unit. After payment of the dividend, the per Unit NAV fallsto the extent of the payout and statutory levy, if any.* Please log on to www.hdfcfund.com for Record Date-wise listing of dividends declared

Treasury Advantage Plan (Daily Dividend Reinvestment Option)*(Past 3 months)

HDFC Cash Management Fund (Call Plan)


RReettaaiill OOppttiioonnOctober 2012 Daily 10.0315 0.0566 0.0486November 2012 Daily 10.0315 0.0516 0.0445December 2012 Daily 10.0315 0.0531 0.0455

October 2012 Daily 10.4266 0.0533 0.0511

November 2012 Daily 10.4266 0.0530 0.0511

December 2012 Daily 10.4266 0.0518 0.0501



RReettaaiill OOppttiioonnOct 29, 12 10.1251 0.0661 0.0567Nov 26, 12 10.1064 0.0497 0.0426Dec 31, 12 10.1224 0.0637 0.0546

WWhhoolleessaallee OOppttiioonnOct 29, 12 10.1306 0.0710 0.0609Nov 26, 12 10.1111 0.0538 0.0460Dec 31, 12 10.1282 0.0689 0.0591

DDaaiillyy DDiivviiddeenndd RReeiinnvveessttmmeenntt OOppttiioonn** (Past 3 months)

Dividend History ^

HDFC Liquid FundWeekly Dividend Option (Past 1 month)

RReeccoorrdd CCuumm DDiivv DDiivviiddeenndd PPeerr uunniitt ((`̀)) FFoorr RReeccoorrdd CCuumm DDiivv DDiivviiddeenndd PPeerr uunniitt ((`̀)) FFoorr DDaattee NNAAVV ((`̀)) IInnddiivviidduuaallss && HHUUFF OOtthheerrss DDaattee NNAAVV ((`̀)) IInnddiivviidduuaallss && HHUUFF OOtthheerrss

Dec 03, 12 10.3267 0.0129 0.0124

Dec 10, 12 10.3268 0.0130 0.0125

Dec 17, 12 10.3269 0.0131 0.0125

Dec 24, 12 10.3270 0.0131 0.0126

Dec 31, 12 10.3275 0.0135 0.0130

Oct 29, 12 10.3459 0.0653 0.0626

Nov 26, 12 10.3286 0.0516 0.0495

Dec 31, 12 10.3463 0.0656 0.0629


Monthly Dividend Option (Past 3 months)

HDFC Liquid Fund

October 2012 Daily 10.1982 0.0573 0.0550

November 2012 Daily 10.1982 0.0564 0.0542

December 2012 Daily 10.1982 0.0559 0.0535


Daily Dividend Reinvestment Option* (Past 3 months)

HDFC Liquid Fund

HDFC Cash Management FundSavings Plan (Daily Dividend Reinvestment Option)* (Past 3 months)


WWeeeekkllyy DDiivviiddeenndd OOppttiioonn (Past 1 month)

Dec 07, 12 10.6416 0.0133 0.0127

Dec 14, 12 10.6417 0.0134 0.0127

Dec 21, 12 10.6417 0.0134 0.0127

Dec 28, 12 10.6418 0.0134 0.0127



October 2012 Daily 10.6364 0.0598 0.0572

November 2012 Daily 10.6364 0.0590 0.0565

December 2012 Daily 10.6364 0.0579 0.0553

HDFC Short Term PlanDividend Reinvestment Option (Past 3 months)



Oct 25, 12 10.4197 0.0903 0.0774Nov 26, 12 10.3642 0.0414 0.0355

Dec 26, 12 10.3885 0.0628 0.0538

Nov 11, 12 10.0526 0.0242 0.0208Nov 26, 12 10.0534 0.0251 0.0214

Dec 10, 12 10.0585 0.0295 0.0253Dec 26, 12 10.0604 0.0312 0.0267



Dividend Option - Fortnightly (Past 2 months)

HDFC Short Term Opportunities Fund


Dec 26, 12 10.3096 0.1985 0.1701



Dividend Reinvestment Option (Past 3 months)

HDFC Medium Term Opportunities Fund

Feb 18, 10 23.197 4.00 4.00Feb 17, 11 25.562 2.00 2.00Feb 16, 12 19.647 2.00 2.00


HDFC Core & Satellite Fund

Mar 25, 10 46.947 4.00 4.00Mar 22, 11 49.043 4.00 4.00

Mar 23, 12 43.951 4.00 4.00



HDFC Equity Fund (Past 3 years)

Mar 11, 10 46.578 4.00 4.00Mar 10, 11 48.000 4.00 4.00

Mar 07, 12 42.778 4.00 4.00



HDFC Top 200 Fund (Past 3 years)

Feb 25, 10 23.986 2.25 2.25Feb 24, 11 24.791 2.50 2.50


HDFC Capital Builder Fund (Past 3 years)

Feb 25, 10 30.043 2.75 2.75Feb 24, 11 31.392 3.00 3.00

Feb 23, 12 30.629 3.00 3.00


HDFC Growth Fund

RReeccoorrdd CCuumm DDiivv DDiivviiddeenndd PPeerr uunniitt ((`̀)) FFoorr DDaattee NNAAVV ((`̀)) IInnddiivviidduuaallss && HHUUFF OOtthheerrssMar 07, 12 22.595 2.50 2.50

HDFC Balanced Fund (Past 3 years)

RReeccoorrdd CCuumm DDiivv DDiivviiddeenndd PPeerr uunniitt ((`̀)) FFoorr DDaattee NNAAVV ((`̀)) IInnddiivviidduuaallss && HHUUFF OOtthheerrssMar 04, 10 20.455 2.25 2.25Mar 03, 11 20.785 2.25 2.25

RReeccoorrdd CCuumm DDiivv DDiivviiddeenndd PPeerr uunniitt ((`̀)) FFoorr DDaattee NNAAVV ((`̀)) IInnddiivviidduuaallss && HHUUFF OOtthheerrssMar 01, 12 20.353 2.25 2.25

Mar 18, 10 31.238 3.50 3.50Mar 17, 11 31.286 3.50 3.50

Mar 15, 12 29.516 3.50 3.50



HDFC Prudence Fund (Past 3 years)


Dividend Option

Dividend Option

Dividend Option

Dividend Option

Dividend Option

Dividend Option

Dividend Option HDFC Premier Multi-Cap Fund

Dividend Option

Feb 11, 10 16.802 3.00 3.00Feb 10, 11 15.046 1.50 1.50Feb 09, 12 13.912 1.50 1.50


(Past 3 years)

(Past 3 years) (Past 3 years)

Feb 11, 10 36.565 3.75 3.75Feb 10, 11 37.085 4.00 4.00

Feb 09, 12 34.468 4.00 4.00


HDFC Long Term Advantage Fund (Past 3 years)

(An open-ended equity linked savings scheme with a lock-in period of 3 years)


Dividend Option

Mar 04, 10 61.914 6.00 6.00Mar 03, 11 62.686 6.00 6.00

Mar 01, 12 56.738 6.00 6.00



HDFC TaxSaver (Past 3 years)

(An open-ended equity linked savings scheme with a lock-in period of 3 years)Dividend Option

RReettaaiill PPllaannJun 25, 12 10.6890 0.2670 0.2670

Dec 26, 12 10.4820 0.2020 0.2020



Quarterly (Dividend Option) (Past 3 quarters)

HDFC Arbitrage Fund

Dividend History ^

Jan 08, 10 13.034 1.25 1.25Mar 22, 11 13.017 1.00 1.00

Mar 23, 12 12.024 1.00 1.00



HDFC Long Term Equity Fund (Past 3 years) Dividend Option

Feb 23, 12 16.058 1.50 1.50



HDFC Mid-Cap Opportunities Fund (Past 3 years)Dividend Option

^̂ PPaasstt ppeerrffoorrmmaannccee mmaayy oorr mmaayy nnoott bbee ssuussttaaiinneedd iinn tthhee ffuuttuurree.. All dividends are on face value of `10 per Unit. After payment of the dividend, the per Unit NAV fallsto the extent of the payout and statutory levy, if any.


Disclaimer:

The information contained herein should not be altered in any way, transmitted to, copiedor distributed, in part or in whole, to any other person or to the media or reproduced in anyform, without prior written consent of HDFC Asset Management Company Limited (HDFC AMC)or the relevant owner of the intellectual property, as the case may be. All Intellectual propertyand intellectual property rights belong to the relevant owner of the intellectual property, and“Intouch Mutually” is a trademark of HDFC AMC.

Any information herein contained does not constitute and shall be deemed not to consti-tute an advice, an offer to sell/ purchase or as an invitation or solicitation to do so for any secu-rities of any entity, and further, HDFC AMC / its subsidiaries / affiliates / sponsors / trustee (HDFCAMC Group) or their officers, employees, personnel, directors may be associated in a commer-cial, professional or personal capacity or may have a commercial interest including as propri-etary traders in or with the securities and/ or companies or issues or matters as contained in thispublication and such commercial capacity or interest whether or not differing with or conflictingwith this publication, shall not make or render (HDFC AMC Group) liable in any manner what-soever & (HDFC AMC Group) or any of their officers, employees, personnel, directors shall notbe liable for any loss, damage, liability whatsoever for any direct or indirect loss arising from theuse or access of any information that may be displayed in this publication from time to time.Recipients of the information contained herein should exercise due care and caution and readthe Scheme Information Document(s) and Statement of Additional Information (including if nec-essary, obtaining the advice of tax / legal / accounting / financial / other professionals) prior totaking of any decision, acting or omitting to act, on the basis of the information contained here-in. The printing and mailing cost of this newsletter is charged to the respective schemes subjectto Securities & Exchange Board of India (Mutual Funds) Regulations, 1996.

The author’s opinions, beliefs and viewpoints published in Intouch Mutually (Page No. 4)are his own views and not of HDFC AMC Group, or any of their officers, employees, personneland directors. HDFC AMC Group or any of their officers, employees, personnel, directors do notaccept responsibility for the author’s content and make no representation as to the accuracy,completeness or reliability of the author’s content and hereby disclaim any liability with regardto the same.

HDFC Equity Fund, HDFC Capital Builder Fund, HDFC TaxSaver, HDFC Premier Multi-CapFund and HDFC Infrastructure Fund benchmarked to S&P CNX 500 Index, HDFC Mid-CapOpportunities Fund benchmarked to CNX Midcap Index and HDFC Long Term Equity Fundbenchmarked to S&P CNX Nifty, are not sponsored, endorsed, sold or promoted by IndiaIndex Services & Products Limited (IISL) or Standard & Poor’s (S&P). Neither IISL nor S&P isresponsible for any errors or omissions or the results obtained from the use of such indexandin no event shall IISL or S&P have any liability to any party for any damages of whatso-ever nature (including lost profits) resulted to such party due to purchase or sale or other-wise of such product benchmarked to such index.

“Standard & Poor’s® and “S&P® are trademarks of The McGraw-Hill Companies, Inc. andhave been licensed for use by India Index Services & Products Limited (IISL), which has subli-censed such marks to the HDFC Asset Management Company Limited. The S&P CNX Nifty isnot compiled, calculated or distributed by Standard & Poor’s and Standard & Poor’s and IISLmake no representation regarding the advisability of investing in products that utilize any suchIndex as a component. All rights in the SENSEX vest in BSE Ltd. BSE and SENSEX are trademarksof BSE Ltd. and are used by HDFC Asset Management Company Limited under license. BSE Ltd.shall not be liable in any manner whatsoever (including in negligence) for any loss arising toany person whosoever out of use of or reliance on the SENSEX by any person.

# S&P CNX 500 / CNX MID CAP /S&P CNX NIFTY / SENSEX

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Phone : 02642 227205. Fax : 02642 227206.HDFC AMC Ltd., 2nd Floor, Gangotri Plaza, Opposite Daxinamurty School,Waghawadi Road, Bhavnagar - 364 001. Tel : (0278) - 3988029 Fax: (0278) - 3984039.HDFC AMC Ltd., 1st Floor, B Wing, Katira Complex, RTO Circle, Bhuj - 370 001. Tel No: (02832) 223 223. Fax: (02832) 251 946.HDFC AMC Ltd., 2nd Floor, Keshav Complex, P N Marg, Opposite Dhanvantry,Jamnagar - 361 001. Tel : (0288) - 3988029 Fax: (0288) - 3982426.HDFC AMC Ltd., 2nd Floor, Rajendra Estate, State Highway, Mehsana - 384 002.Tel: 60006767 Fax: 02762 - 302020. HDFC AMC Ltd., 2nd Floor, Shiv Darshan,Dr Radha Krishnan Road, 5, JagnathPlot Corner, Rajkot - 360 001. Tel: 0281 662 4881 / 82. Fax: 0281 662 4883.HDFC AMC Ltd., U1 - U3, Jolly Plaza, Opp Athwa Gate Police Station, AthwaGate, Surat - 395 001. Tel: 0261 - 246 0082 / 83. Fax: 0261 - 246 0091. HDFC AMC Ltd., Upper Ground Floor, Gokulesh, R C Dutt Road, Vadodara - 390 007. Tel: 0265 6621110, 6621120, Fax: 0265 6621150.HDFC AMC Ltd., 5-B, 2nd Floor, Sapphire Building, Daulatnagar, Chala-Vapi Road,Vapi - 396 191. Tel No: (0260) 3983900 Fax: (0260) 3983908.HARYANAHDFC AMC. Ltd., TA - 12A, 15-18, Third Floor, Crown Plaza, Sector 15A, Mathura Road, Faridabad - 121001.Tel : (0129) 2221 338 / 339 / 341 / 342 / 343 Fax: (0129) 2221 340. HDFC AMC Ltd., Premises 102, 1st Floor, Vipul Agora, MG Road, Gurgaon - 122 002. Tel No: (0124) 2560 450 - 54 Fax: (0124) 2560455. HDFC AMC Ltd., 1175 B Royal 1, 1st Floor, Adjoining Gurudawara, G.T Road,Panipat - 132 103. Tel: (0180) 3985400/ 01 Fax: (0180) 3985403. HIMACHAL PRADESHHDFC AMC Ltd., 2nd Floor, Opposite Town Hall, 30, The Mall. Shimla – 171 001.Tel No: (0177) 2816861JAMMU & KASHMIRHDFC AMC Ltd., Hall No-102 A/2, South Block, Bahu Plaza, Gandhi Nagar,Jammu - 180 012. Tel: (0191)-2477911 / 12 / 13 (0191) 2474297/98/99. JHARKHANDHDFC AMC Ltd., Vardhan Complex, 1st Floor, Opp. Sreeleathers Showroom, BankMore, Dhanbad - 826 001. Tel: (0326) 3205352, 2301756 Fax: (0326) 2300552. HDFC AMC Ltd., Gayatri Enclave, “K” Road, Bistupur, Jamshedpur - 831 001.Tel: 0657 - 2426730. Telefax: 0657 - 3291826. HDFC AMC Ltd., Pradhan Towers, 1st Floor, 5, Main Road, Ranchi - 834 001. Tel: (0651) 6003358 Fax: (0651) 3242077. KARNATAKAHDFC AMC Ltd., Nitesh Broadway, No. 9/3, 1-A, Ground Floor, M. G. Road,Opposite Trinity Metro Station, Bangalore - 560001. Tel: 080-66205300, Fax: 080-41125255.HDFC AMC Ltd., # 145,1st Floor, 60ft Road, 5th Block, Koramangala,Bangalore - 560034. Ph: 080-30922720, Fax: 080 - 30922728.

HDFC AMC Ltd., # 493,1st Floor, 4th Cross, 2nd Main, Sampige Road,Malleshwaram, Bangalore - 560003. Ph: 080- 30922750, Fax: 080 - 30922753.HDFC AMC Ltd., ‘Garla Garnet’ No 119/A/36, 9th Main, 33rd Cross, Jayanagar4th Block, Bangalore - 560011. Tel No: 080 - 41460260/61 Fax: 080 - 41460263HDFC AMC Ltd., Premises No. 4830/B, First Floor, Dr. Ambedkar Road, Opp. Civil Medical College, Belgaum - 590 002.Tel No: (0831) 4206 915 / 916 / 918 Fax: (0831) 4206919.HDFC AMC Ltd., # 63, Upper Ground Floor, Opposite Bellary Gas Agency,Anantapura Cross Road, Bellary - 583 103. Tel: (08392) 276576 Fax: (08392) 276580.HDFC AMC Ltd., 190/3, 1st Floor, S.V.C. Plaza, Opposite Mothi Talkies, Gandhi Circle, Davangere - 577 002. Tel No: (08192) 250 240 / 241 / 242Fax: (08192) 250243.HDFC AMC Ltd., No. 1, First Floor, Revankar Comforts, Vivekanand Road, Court Circle, Hubli - 580 029. Tel: (0836) 4252 294 / 95 Fax: (0836) 4252 290.HDFC AMC Ltd., UG - II, 6 & 7, Upper Ground Floor, Maximus CommercialComplex, Light House Hill Road, Opp. KMC, Mangalore - 575 001. Tel: 0824 662 0668 / 662 0669 Fax: 0824 - 662 0666. HDFC AMC Ltd., No. 2918, CH 51/1 B, 1st Floor, Patel Mansion, Kantharaj Urs Road, Saraswathipuram, Mysore - 570 009. Tel: (0821) 4000 530 Fax: (0821) 4000 535.KERALAHDFC AMC Ltd., 3rd Floor, City Mall, Opposite YMCA, Kannur Road, Calicut - 673 001. Tel: (0495) - 4099222 / 333, 3982310 Fax: (0495) - 3982330.HDFC AMC Ltd., Ground Floor, Cinema Cum Commercial Complex, Behind Ravipuram Bus Stop, M.G. Road, Kochi - 682 016. Tel: 0484 - 235 7707 / 08, 324 3059, 235 8462. Telefax: 0484 - 235 8462.HDFC AMC Ltd., 1st Floor, Kaniamparambil Arcade, G S Junction, Shasthri Road,Kottayam - 686001. Tel: 0481-3018392 / 93 / 94 / 95, Fax: 0481-3018397. HDFC AMC Ltd., 14/868, Ground Floor, Sri Krishna Complex, Coimbatore Road,Palghat - 678 001. Tel: 0491 2548300. Fax: 0491 2548303.HDFC AMC Ltd., 2nd Floor,E-Town Shopping, College Road, East Fort, Thrissur - 680005. Tel: 0487-2441976, Fax: 0487-2441976.HDFC AMC Ltd., Ground Floor, Bhadra Tower, Cotton Hill Road, Vazhuthacaud,Thycaud PO, Trivandrum - 695 014. Tel: 0471 - 3983 730 / 731 / 732, Fax: 0471 - 3983 738.MADHYA PRADESHHDFC AMC Ltd.,1st Floor, Ranjeet Tower, 8, Zone-II, M.P. Nagar, Bhopal - 462 011.Tel: 0755 - 428 5385, 424 6995 Fax: 0755 - 405 8890. HDFC AMC Ltd., First Floor, Alakhnanda Towers, Shrimant Madhav Rao Scindia Marg, City Centre, Gwalior - 474 001. Tel: (0751) - 4066060, 3988029 Fax: (0751) - 3982803. HDFC AMC Ltd., 15/3, Sterling Arcade, Race Course Rd., Indore - 452 001. Tel: 0731 - 424 5434 / 35 (B) Fax: 0731 - 424 5436.HDFC AMC Ltd., First Floor, Muthye Udyog Bhawan,1039, Wright Town, Opp. Telephone Exchange, Jabalpur - 482 002. Tel: (0761) - 4049800, 3988029 Fax: (0761) - 4068814. MAHARASHTRAHDFC AMC Ltd., Amar Arcade - II, Opp. Raja Peth Police Station, Raja Peth, Amravati - 444601. Tel: (0721) 2562112, 2562113. HDFC AMC Ltd., 2nd Floor, Renuka Commercial Complex, Samarth Nagar, Nirala Bazar,Nageshwar Wadi Road, Aurangabad - 431 001. Tel: (0240) - 3988029 Fax: (0240) - 3982068.HDFC AMC Ltd.,** 1st Floor, Anant Kuti (Bibikar Bldg.), Manpada Road, Opp. Municipal Corporation Bldg, Dombivli (E) - 421 201.Tel: 6000 6767. Fax: (0251) 2863953HDFC AMC Ltd., 138, Ground Floor, Kavya Ratnavali Chowk, Omkareshwar Road,Jalgaon – 425 002. Tel: (0257) 3982100 / 01 Fax: (0257) 3982114. HDFC AMC Ltd., Royal Prestige, C1/C9, 1st Floor, E - Ward, Sykes Extension,Rajarampuri Road, Kolhapur - 416 008. Tel : (0231) - 3988029 Fax: (0231) - 3982060.HDFC AMC Ltd.,** Centre Square, 1st Floor, Shop No. F1,2,3,4, Opp. LaramCentre, S.V. Road, Andheri (W), Mumbai - 400 058. Tel: (022) 26285389, 26708239, 32157334/332 Fax: (022) 26241131.HDFC AMC Ltd.,** Unit No. 101, First Floor,Landmark Building, 136 HillRoad,Opp. St. Peters Church, Bandra (West), Mumbai - 400 050. Tel: (022) 26434760 / 1 / 2 / 3 / 4 Fax: (022) 26434768HDFC AMC Ltd.,** Shop # 7, Abhilasha Building, Punjabi Lane, Borivali (W),Mumbai - 400 092. Tel: (022) 28952702 / 28901497 Fax: (022) 28949392.HDFC AMC Ltd., Mistry Bhavan, 1st Flr, 122, Backbay Reclamation, Dinsha Vachha Road, Churchgate, Mumbai - 400 020. Tel: 022 - 6000 6767 Fax: 022 - 2282 1144.HDFC AMC Ltd.,* Ramon House, 3rd Flr, H. T. Parekh Marg, 169, Backbay Reclamation, Churchgate, Mumbai - 400 020. Tel: 022 - 6631 6333.HDFC AMC Ltd.,** Shop No. 1 & 2, Ground Floor, Atlantic Tower, R B Mehta Road, Near Railway Station, Ghatkopar (East), Mumbai - 400 077. Tel: (022) 25011507 / 0805 / 1664 / 2486 Fax: (022) 25116805. HDFC AMC Ltd., 106-110, Shriram Shyam Towers, 2nd Floor, Next to NIT Building, Kingsway, Sadar, Nagpur - 440 001. Tel: 0712 - 663 0301 / 04, Fax: 0712 - 663 0302. HDFC AMC Ltd., G-1 & G-2, Ground Floor, Suyojit Heights, Opp. Rajiv Gandhi Bhavan, Sharanpur Road, Nashik 422 002. Tel: 0253 - 661 1831/32 (B), 661 1835 (D) Fax: 0253 - 661 1836.HDFC AMC Ltd., Ground Floor, “City Mall”, Next to NIC (National InformaticCentre), University Circle, Ganeshkhind, Pune – 411007. Tel: 020 - 6607 3301,Fax: 020 - 6607 3310.HDFC AMC Ltd.,** Shop No. 21/22, Ground Floor, Rajdeep CHS, Near Malhar Cinema, Gokhale Road, Thane (West) - 400 602. Tel: (022) 67124172 / 73 / 74 / 75 / 76 Fax: (022) 67124177 HDFC AMC Ltd.,** BSE 1, Tech Building, 109, A Wing, 1st Floor, Opposite VashiRailway Station, Sector 30, Vashi - 400 703. Tel: (022) - 39880299.ORISSAHDFC AMC Ltd., Sri Jagannath Complex, 1st Floor, Opposite Hari - Omm Bhawan, Barbil - 758 035. Tel No: 09238106515 / 09238106525 Fax: (06767) 277565. HDFC AMC Ltd., 2nd Floor, Vinayak 96, Janpath, Bhubaneshwar 751 001.Tel: 0674 - 645 0502, 645 1502, Telefax: 0674 - 253 1483.HDFC AMC Ltd., 1st Floor, Plot No. 2690 (P) Bajrakabati Road, Ranihat,

Cuttack – 753 001. Tel: (0671) 2323724 / 725 Fax: (0671) 2324741.HDFC AMC Ltd., Praful Tower, 1st Floor, Panposh Road, Rourkela - 769 004. Tel: (0661) 3988029, 3982060 / 70 Fax: (0661) 3982068. HDFC AMC Ltd., Kadambari Complex, 1st Floor, Unit - 4, Nayapara, Golbazar,Sambalpur - 768 001. Tel No: (0663) 2400 323 / 339 Fax: (0663) 2400324. PONDICHERRYHDFC AMC Ltd., No.17, I Floor, Sree Velayudham Complex, Near Indhira Gandhi Square, Natesan Nagar, Pondicherry - 605 005. Tel: (0413) 3043 293 / 500 / 600 Fax: (0413) 2206776.PUNJAB HDFC AMC Ltd., SCO-28, 1st Floor, Taneja Towers, District Shopping Complex,Ranjit Avenue, Amritsar - 143 001. Tel: (0183) 3988029 / 2570 Fax: (0183) 3982599. HDFC Asset Management Company Ltd., Ground Floor, Premises no. 83/B, 3A, Liberty Chowk, Civil Lines, Bathinda - 151001. Tel: 0164-5001982 Fax:+91-164-5011981HDFC Asset Management Co Ltd., 1st Floor, S.C.O - 2909-2910, Sector - 22-C Opposite- Hotel J W Marriot, Chandigarh - 160022.Tel: 0172 - 5050887 / 5050888 / 2771218, Fax: 0172 - 5050886. HDFC AMC Ltd., 2nd Floor, Above ING Vysya Bank, Adjacent to Sekhon GrandHotel, Namdev Chowk, G T Road, Jalandhar City - 144 001. Tel: (0181) 3988029 / 970 Fax: (0181) 3982966. HDFC AMC Ltd., SCO 122, Feroze Gandhi Market, Ludhiana - 141 001.Tel: 0161 - 277 4321, 501 4321, Fax: 0161 - 301 3838.RAJASTHANHDFC AMC Ltd., Unit Nos. 72-75, 4th Floor, K C Complex, Daulatbagh Road, Ajmer. Tel: 0145 - 3099 000.HDFC AMC Ltd., Moondhra Bhavan, 3 Ajmer Rd, Jaipur - 302 001.Tel: 0141 - 511 1125, 237 4968, Fax: 0141 - 511 1126.HDFC AMC Ltd., Gulab Singh Building, 11, Chopasani Road, Jodhpur - 342 003.Tel: (0291) - 510 1927, 510 1937. Fax: 0291 - 5105919HDFC AMC Ltd., 1st Floor, Gowardhan Plaza, 25, Trench Colony, Opposite LokKalamandal, Udaipur - 313 001. Tel: (0294) 3988029 Fax: (0294) 3982000.TAMIL NADUHDFC AMC Ltd., ITC Centre, 1st Floor, 760 Anna Salai, Chennai - 600 002.Tel: 044 - 4397 9797, Fax: 044 - 2841 5855. HDFC AMC Ltd., 1st Floor, No1 Bhimsena Garden Street, Royapettah High Road,Mylapore, Chennai – 600 004. Tel: (044) 30913060 Fax: (044) 30913082. HDFC AMC Ltd., 1371A, Ground Floor, Nadar Building Trichy Road, Coimbatore - 641 018. Tel: 0422 - 439 1861 / 62 / 63, Fax: 0422 - 439 1714. HDFC AMC Ltd., Investor Service Centre No 127C/3 East Veli Street,Madurai. Tel: 0452 - 3988029.HDFC AMC Ltd., First floor, Ram Complex, No. 454/3, Meyanoor Main Road,Salem - 636 009. Tel : (0427) 3982680 / 700 Fax: (0427) 233361. HDFC AMC Ltd., No-142/7, 1st floor, Sri Balaji Towers, Tiruvandrum Road,Palayamkottai, Tirunelveli - 627002. Tel: 0462 - 2576170. Fax: 0462 - 2576173.HDFC AMC Ltd., No. 60, Sri Krishna Arcade, First Floor, Tennur High Road,Tennur, Trichy - 620 017. Tel: (0431) 3982830 Fax: (0431) 3982835. HDFC Asset Management Company Ltd., Door No.73, 1st floor, Officers line,Vellore - 632001. Tel: 0416 - 2214672 Fax: 0416 - 2214671UTTARANCHALHDFC AMC Ld., 76, Rajpur Road, Near RTO, Dehradun - 248 001. Tel: (0135) 3988029 / 7434 Fax: (0135) 3987444.UTTAR PRADESHHDFC AMC Ltd., B2, 1st Floor, 9/4, Shankar Point, Sanjay Place, Agra - 282 002. Tel: (0562) 3984761-73 Fax: (0562) 3984777. HDFC AMC Ltd., 3/260 – A Arena Complex, Laxmibai Marg,Marris Road, Aligarh - 202001. Tel: (0571) – 2740770 / 771 / 772. Fax: (0571) – 2740772.HDFC AMC Ltd., Agarwal Arcade, 4 Sardar Patel Marg, 3rd Floor, Allahabad – 211001. Tel: 0532 – 2561035/36/38.HDFC AMC Ltd., 146 Civil Lines, 1st Floor, Gupta Complex, Near Circuit HouseChouraha, Bareilly - 243 001. Tel: (0581) 2510 749 / 759 Fax: (0581) 2510709.HDFC AMC Ltd., D-2, 1st Floor, Raj Nagar District Centre, Raj Nagar, Ghaziabad - 201010. Tel: 0120 - 3010635, Fax: 0120 - 3010636.HDFC AMC Ltd., 4th Floor, A. D. Tower Compound, A.D. Road, Bank Road,Gorakhpur – 273 001. Tel: 0551 - 6060011/2/3HDFC AMC Ltd., Premises 16/34, Sai Arcade, 1st & 2nd Floor, (15 +16) Bhargava Estates, Civil Lines, Kanpur - 208 001. Fax: 0512 - 393 5596.HDFC AMC Ltd., 4 Shahnajaf Road, Lucknow - 226 001. Tel: 0522 - 220 7591, 220 0163, Fax: 0522 - 223 0408. HDFC AMC Ltd., 143/145/1 Ganpati Plaza, Ground Floor, Magal Pandey Road, Meerut – 250 005. Tel No: (0121) – 2602380 / 2601964. Fax: (0121) -2602380.HDFC AMC Ltd., Parsvnath Plaza-II, UGF Hall No.4, Delhi Road, Moradabad - 244 001. Tel: (0591) 3988029 / 3982131 Fax: (0591) 3982137. HDFC AMC Ltd., K-24/25, 1st Floor, Pearl Plaza Building, Sector-18, Noida - 201 301. Tel: 0120-4325757 / 5959 Fax: (0120) 4234349.HDFC AMC Ltd., D-64/127, 4th Floor, Arihant Complex, Sigra, Varanasi - 221010. Tel: 0542-6450711/6450712..WEST BENGALHDFC AMC Ltd., City Plaza, City Centre, 1st Floor, Durgapur - 713 216. Tel: (0343) 3982150 Fax: (0343) 3982153.HDFC AMC Ltd., Menaka Estate, 1st Floor, 3 Red Cross Place, Kolkata - 700 001. Tel: 033 - 2242 7849 / 53 / 56 / 59. Fax: 033 - 2243 9582.HDFC AMC Ltd., Gitanjali Complex, 2nd Floor, Above Corporation Bank, Sevoke Road, Siliguri - 734 001. Tel: (0353) - 6453474 Fax: (0353) 2545270.

* This is not an Investor Service Centre for HDFC Mutual Fund. However, this is an Official Point of acceptance for all on-going transactions from InstitutionalInvestors only i.e. broadly covering all entities other than resident / non-residentindividuals. Institutional Investors are free to lodge their applications at any otherofficial point of acceptance also.

** Official points of acceptance of transactions for schemes of HDFC MutualFund except purchase transactions of Liquid Schemes / Plans viz. HDFC LiquidFund, HDFC Liquid Fund - Premium Plan and Premium Plus Plan and HDFC CashManagement Fund - Savings Plan & Call Plan.

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