uti mutual fund factsheet 2015
TRANSCRIPT
JANUARY 2015
UTI FUND WATCH
1
CMYK
CMYK
EQUITY MARKET
DEBT MARKET
MARKET REVIEW - December 2014
Domestic equity indices scaled new heights in November 2014 with key equity benchmarks CNX Nifty and S&P BSE Sensex gaining 3.20% and 2.97%, respectively. Upbeat domestic and global indicators provided support to the market. At home, investors cheered the fall in inflation to a five-year low of 1.77% in October and better-than-expected industrial output in September 2014. Fall in inflation (retail and wholesale) raised hopes of interest rate cut by the Reserve Bank of India (RBI) in its policy review on December 2, 2014. However, RBI kept key policy rates unchanged in its policy review. Encouraging comments from Finance Minister Arun Jaitley on reform measures and Road Transport and Highways and Shipping Minister Nitin Gadkari that it was time for the RBI to cut interest rates boosted the sentiments. Hopes that the government will clear key bills during the winter session of the Parliament aided market gains. Persistent buying of equities by Foreign Institutional Investors (FIIs) for the tenth consecutive month also augured well for the local indices. Bank of Japan’s surprise decision to expand its stimulus measures, and encouraging US jobs and housing data also augured well for the markets.
Gains were capped after Securities and Exchange Board of India (SEBI) imposed restrictions on the issue of Offshore Derivative Instruments (ODIs) by foreign portfolio investors (FPIs). Intermittent profit booking and volatility amid expiry of the November futures and options contract also dragged down equities. Discouraging global cues including Japan’s unexpected fall into recession and China’s poor manufacturing activity after its HSBC/Markit manufacturing purchasing managers' index (PMI) fell to a six-month low of 50.0 in November 2014 from a final reading of 50.4 in October 2014 also pulled down markets.
S&P BSE indices showed mixed performance in November 2014. Stock specific developments, the government planning to raise about Rs 89,120 cr ($14.4 bn) by reducing its stakes in state-run banks to 52% and anticipation of interest rate cuts by the central bank spurred buying in banking shares. S&P BSE BANKEX was the top gainer– up 8.75%. S&P BSE Realty index followed, rising 8.35% after the government relaxed foreign direct investment (FDI) norms for the sector and shares of Delhi-based realty firms surged after the government increased the Delhi floor area ratio to 200% for over 1,000 sq meter plots. S&P BSE Metal was the biggest loser, down 4.59% due to sell-off in metal stocks amid China’s disappointing manufacturing data. S&P BSE Oil & Gas index fell 2.20% following dismal earnings reports from oil marketing companies and as the government hiked excise duty on unbranded petrol and diesel.
Source for numbers: SEBI, RBI and the respective stock exchanges (BSE, NSE)
Interbank call money rates broadly hovered in the range of 7-9% during the month. Rates were on the lower side earlier on the back of comfortable liquidity conditions. Taking note of the condition, the Reserve Bank of India (RBI) conducted series of repo and reverse repo auctions and sold bonds to the tune of Rs 10,000 cr through the open market. Rates, however, spiked as banks borrowed heavily to meet reserve requirements ahead of a one-day strike by public sector bank employees who called for a wage revision. Outflows towards payment of cash management bills and state development bonds put liquidity under stress, thereby pushing up the rates. However, some month-end inflows from the government kept the call money rates from rising further.
Indian government bond prices advanced in the month with the yield on the 10-year benchmark paper 8.40% 2024 ending at 8.09% on November 28, 2014 as against 8.28% on October 31, 2014. Gilts were buoyed primarily on expectations of a softer policy stance from the RBI amid plunging global crude oil prices and moderating domestic inflation. Appetite for bonds improved following Finance Minister Arun Jaitley’s comments that lower interest rates will boost the economy. Further, he expressed hope that the Centre could achieve its divestment target set for the fiscal. These remarks were viewed positively as they indicated that the government might meet its fiscal deficit target. Sporadic buying support from foreign investors and public sector banks also supported gilts. Strong appetite for gilts witnessed at the RBI’s Rs 10,000 cr open market operation (OMO) bond sale further added to the gains.
Further rise was however capped due to sporadic profit sales, caution ahead of the US non-farm payroll data and on the Centre’s decision to hike excise duty on petrol and diesel to shore up finances. Sentiment was also dented slightly after RBI Executive Director Deepak Mohanty said domestic inflation expectations continued to remain high. Gains in gilts were restricted further by the rupee’s intermittent weakness against the dollar and trimming of positions in response to the RBI’s OMO bond sale announcement worth Rs 12,000 cr on December 1, 2014.
Source for numbers: CRISIL Research Fixed Income Database, CRISIL Centre for Economic Research (CCER) and RBI.
December 2014 was disappointing for the local equity indices with the benchmarks CNX Nifty and S&P BSE Sensex falling 3.56% and 4.16% respectively. In the calendar year 2014, however, both rose 31.39% and 29.89%, respectively; the highest calendar year returns in five years. Indices declined in December 2014 owing to disappointing domestic and global cues. Domestic indices were pulled down on worries after the government was not able to pass key bills such as insurance and miningdespite the winter session of the Parliament coming to an end. The government however pushed the legislations through the ordinance route afterwards.The government also passed emergency executive orders to ease land-acquisition rules and auction minerals such as iron ore to kick-start projects. Other weak domestic cues included a 4.25% fall in domestic industrial output in October 2014 and depreciation of the rupee. Profit booking and heavy capital outflows amid renewed concerns about the pace of global economic growth also dented market sentiment. Meanwhile, weakness in global markets amid a sharp slide in oil prices, turbulence in the Russian economy, renewed political turmoil in Greece and persistent concerns about global economic growth also pulled down the local indices.
Losses, however, were capped by gains made after the Reserve Bank of India (RBI) in its bi-monetary policy review on December 2, 2014 said that its policy stance could change "early next year" if the current inflation momentum continued. More gains were witnessed due to positive cues from the United States (US). The positives included comments from the US Federal Reserve that it would take a "patient" approach in deciding when to raise the interest rates and after data showed the US economy expanded by 5% annually in July-September 2014, up from the previous estimate of 3.9% and following a 4.6% growth in the previous quarter.
Among the S&P BSE sectoral indices analysed, S&P BSE BANKEX was the top gainer in the month, rising 1.16% buoyed by news that the govern-ment is considering cutting stake in public sector banks to help raise capital. The government is planning to raise around Rs 89,120 cr ($14.4 bn) by reducing its stakes in state-run banks to 52%. S&P BSE FMCG index rose 0.43% due to buying interest in defensive counters. S&P BSE Oil & Gas was the top loser, down 9.34% due to margin concerns on account of falling crude oil prices. S&P BSE Realty index fell 7.60% on a report that the government may set up regulatory bodies and appellate authorities for the sector in every state.
Source for numbers: SEBI, RBI and the respective stock exchanges (BSE, NSE)
Interbank call money rates mostly traded around the repo rate of 8% in December, 2014. Comfortable liquidity conditions kept the rates on the lower side earlier in the month. However, banks’ demand for funds to make indirect tax payments, borrowings to meet quarter-end reserve requirements, payments for gilts purchased during auctions and state development bond payments put pressure on the rates. Demand for funds was also strong due to advance tax payments. Further rise in the call rates was, however, restricted due to inflows from government spending and the Reserve Bank of India’s (RBI) regular cash injections through term repo auctions.
Indian government bond prices ended higher in the month with the yield on the 10-year benchmark paper 8.40% 2024 falling to 7.86% on Decem-ber 31, 2014, compared with 8.09% on November 28, 2014. Gilts strengthened significantly following the RBI’s monetary policy announcement on December 2, 2014 which participants perceived as dovish. The RBI said that a change in the monetary policy stance is likely early next year, including outside the policy review cycle if the current trend of declining inflation continues and if fiscal developments are encouraging. Low global crude oil prices and fall in domestic inflation data also boosted bond prices during the month. Market sentiment improved further after the United States (US) Federal Reserve adopted a dovish tone in its policy statement announced on December 17, 2014 and on expectations of further buying support from foreign players at the start of 2015.
However, further gains in government bond prices was capped by intermittent profit sales and worries about heavy Foreign Institutional Inves-tors (FIIs) selling amid the rupee’s downfall against the dollar during the month. Government bond prices also fell on reports that the government may fall short of its direct tax collection target for the current financial year.
Meanwhile, the RBI announced that it will auction treasury bills worth Rs 1.69 lakh cr for the fourth quarter of financial year2014-2015. The central bank also said the indicative quantum of total market borrowings by state governments and union territory of Puducherry for the fourth quarter of financial year 2014-2015 is expected to be in range of Rs 65,000-75,000 cr.
Source for numbers: CRISIL Research Fixed Income Database, CRISIL Centre for Economic Research (CCER) and RBI.
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UTI MUTUAL FUND IN MEDIA**
Publication: Business Standard
Date: December 12, 2014
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UTI MUTUAL FUND IN MEDIA**
CMYK
CMYK
Publication: Hindu Business Line
Date: December 8, 2014
CMY K
CMYK
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Key Features
Investment Objective
Asset Allocation
Min. Invest Amt.
Entry Load/Exit Load
P l a n s / O p t i o n s(Regular / Direct)
SIP
SWP
Trigger
Fund Size (Quarterly Average ason 31/12/2 014)
Expense Ratio@
Investment Objective
FUNDS AT A GLANCE
Benchmark Index
Key Features UTI Dividend YieldFund
UTI LeadershipEquity Fund
UTI OpportunitiesFund
UTI MNC FUND UTI Wealth Builder FundSeries - II
This scheme aims at securing for the unitholders capital appreciation by investing the funds of the scheme in equity shares, equity-related instruments and fully convertible bonds/debentures of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the nonconvertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from the date of acquisition.
This Scheme primarily aims at securing for the unitholders capital appreciation by investing the funds of the scheme in equity shares and convertible and non-convertible bonds/ debentures of companies with good growth prospects and money market instruments.
The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.
An open ended equity fund seeking to generate long term capital appreciation by investing in equity & equity related instruments across market capitalization, fixed income securities and money market instruments.
The investment objective of the Scheme is to provide medium to long term capital gains and / or dividend distribution by investing predominantly in equity & equity related instruments, which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.
This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-re lated instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.
The investment objective of the scheme is to achieve long-term capital appreciation and/or div idend distr ibut ion by investing in stocks that are "Leaders" in their respective industries/sectors/sub-sectors.
The Funds collected under the scheme shall be invested predominantly in stocks of Multinational Corporations and other liquid stocks. The funds collected under the scheme shall be invested in equities and equity related instruments. The risk profile of investment could be high.
The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.
UTI Mastershare UnitScheme
UTI Equity Fund UTI Top 100 Fund UTI Multi Cap Fund
Asset Allocation
Min. Invest Amt.
Entry Load/Exit Load
P l a n s / O p t i o n s(Regular / Direct)
SIP
SWP
Trigger
Fund Size (Quarterly Average ason 31/12/2014 )
Expense Ratio@
Benchmark Index
` 5,000/-
EntryLoad
HoldingPeriod
ExitLoad
Nil< 1 Year
>= 1 Year
1%
Nil
Growth optionDividend option with Payout andReinvestment
Cr.3,276
2.17 %
S&P BSE 100
` 5,000/-
EntryLoad
HoldingPeriod
ExitLoad
Nil< 1 Year
>= 1 Year
1%
Nil
Growth optionDividend option with Payout andReinvestment
Cr.1,757
2.33 %
` 5,000/-
Growth optionDividend option with Payout andReinvestment
Cr.5,103
2.22 %
EntryLoad
HoldingPeriod
ExitLoad
< 1 Year 1%Nil
>= 1 Year Nil
CNX NIFTY
EntryLoad
Nil
` 5,000/-
HoldingPeriod
ExitLoad
<=730 days
>730 days
1.00%
Nil
Growth optionDividend option with Payout andReinvestment
Cr539
2.81 %
CNX MNC
Please refer to pg. 60 Equity 65% to 100%Gold ETFs 0% to 35%Debt 0% to 35%
EntryLoad
HoldingPeriod
ExitLoad
Nil< 1 Year
>= 1 Year
1.00%
Nil
493 Cr.
2.57 %
Please refer to pg. 62
High dividend yield equity and equity related instruments 65-100%, Other equity and equity related instruments 0-35%, debt and money market instruments 0- 10%
S&P BSE 100
Growth optionDividend option with Payout andReinvestment
Please refer to pg. 60 Please refer to pg. 60
Please refer to pg. 62
Equity minimum 70%Debt maximum 30%
` 5,000/-
EntryLoad
HoldingPeriod
ExitLoad
Nil<1 Year
>=1 Year
1%
Nil
Growth optionDividend option with Payout andReinvestment
Cr.2,934
2.17 %
EntryLoad
Nil
S&P BSE 100
At least 80% in equity, upto20% in debt
` 5,000/-
EntryLoad
HoldingPeriod
ExitLoad
Nil< 1 Year
>= 1 Year
1%
Nil
Growth optionDividend option with Payout andReinvestment
3,780 Cr.
2.23 %
S&P BSE 100
` 5,000/-
HoldingPeriod
ExitLoad
< 1 Year
>= 1 Year
1%
Growth optionDividend option with Payout andReinvestment
Cr.685
2.53 %
Please refer to pg. 61
Nil
S&P BSE 100
` 5,000/-
EntryLoad
HoldingPeriod
ExitLoad
Nil
Growth optionDividend Payout OptionDividend Reinvestment Option
372 Cr.
2.84 %
S&P BSE 200
Please refer to pg. 61
<=548 days
>548 days
1.00%
Nil
5
Key Features
Investment Objective
Asset Allocation
Min. Invest Amt.
Entry Load/Exit Load
P l a n s / O p t i o n s(Regular / Direct)
Fund Size (Quarterly Average ason 31/12/2014)
Expense Ratio@
Key Features
Investment Objective
Asset Allocation
Min. Invest Amt.
Entry Load/Exit Load
P l a n s / O p t i o n s(Regular / Direct)
SIP
SWP
Trigger
Fund Size (Quarterly Average ason 31/12/2014)
Expense Ratio@
FUNDS AT A GLANCE
Benchmark Index
Benchmark Index
UTI Energy Fund
` 5,000/-
Growth optionDividend option with Payout andReinvestment
258 Cr.
2.79 %
EntryLoad
HoldingPeriod
ExitLoad
Nil
UTI Energy Index
` 5,000/-
Growth optionDividend option with Payout andReinvestment
325 Cr.
2.97 %
UTI Transportation &Logistics Fund
Entry Load HoldingPeriod
ExitLoad
Nil
UTI Transportation & LogisticsIndex
Please refer to pg. 60
UTI Equity Tax Savings Plan
At least 80% in equity / equityrelated instrumentsUp to 20 % in Cash/MoneyMarket Instruments
` 500/-
Entry Load Exit Load
Nil Nil
Growth optionDividend option with Payout andReinvestment
Cr.540
2.68 %
S&P BSE 100
UTI Mid Cap Fund
` 5,000/-
Growth optionDividend option with Payout andReinvestment
1,956 Cr.
2.55 %
CNX Mid Cap Index
Please refer to pg. 60
UTI India Lifestyle Fund
` 5,000/-
Growth optionDividend option with Payoutand Reinvestment
Cr.319
2.61 %
CNX 500
Please refer to pg. 60
UTI InfrastructureFund
` 5,000/-
Growth optionDividend option with Payout andReinvestment
Cr.1,592
2.25 %
S&P BSE 100
Please refer to pg. 60
` 5,000/-
Growth optionDividend option with Payout andReinvestment
208 Cr.
2.95 %
UTI Pharma &Healthcare Fund
EntryLoad
HoldingPeriod
ExitLoad
Nil
CNX Pharmaceuticals
Please refer to pg. 60
EntryLoad
HoldingPeriod
ExitLoad
Nil<=548 days
>548 days
1.00%
Nil
EntryLoad
HoldingPeriod
ExitLoad
Nil<= 548 days - 1.00%
>548 days - Nil
EntryLoad
HoldingPeriod
ExitLoad
Nil<= 548 days - 1.00%
>548 days - Nil
SIP
SWP
Trigger
CMY K
CMYK
Investment objective is "capital appreciation" by investing primarily in mid cap stocks.
The investment objective of the scheme is to provide long term capital appreciation and/or income distribution from a diversified portfolio of equity and equity related instruments by primarily investing in sectors, areas, companies and themes that are expected to benefit from changing Indian demographics, Indian lifestyles and rising consumption pattern. However, there can be no assurance that the investment objective of the scheme will be achieved.
The investment objective of the Scheme is to provide income distribution and / or medium to long term “capita l a p p r e c i a t i o n ” b y i n v e s t i n g predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.
The objective of the Scheme is
capital appreciation through
investments in equities and
equity related instruments of
the Pharma & Healthcare sector
The objective of the Scheme is
capital appreciation through
investments in equities and
equity related instruments of
the energy sectors.
Investment Objective is
" c a p i t a l a p p r e c i a t i o n "
through investments in stocks
of the companies engaged in
the transportat ion and
logistics sector.
Please refer to Pg. 9
CNX Bank Nifty
UTI Banking Sector Fund
` 5,000/-
Growth optionDividend option with Payout andReinvestment
385 Cr.
2.78 %
EntryLoad
HoldingPeriod
ExitLoad
Nil<= 548 days - 1.00%
>548 days - Nil
Investment objective is "capital
appreciation" through investments in
the stocks of the companies/
institutions engaged in the banking
and financial services activities.
Please refer to pg. 61
Please refer to pg. 61
Minimum 80% in equity& Maximum 20% in debt
_
Growth Option
2.25 %
S&P BSE 100
UTI Master EquityPlan Unit Scheme*
Entry Exit
N.A. Nil
Cr.1,650
The scheme primarily aims at securing for the members c a p i t a l a p p r e c i a t i o n b y investing the funds of the scheme in equity shares and c o n v e r t i b l e a n d n o n -convertible bonds / debentures of companies with good growth prospects and money market instruments.
<=548 days
>548 days
1.00%
Nil
<=548 days
>548 days
1.00%
Nil
<=548 days
>548 days
1.00%
Nil
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FUNDS AT A GLANCE
Key Features
Investment Objective
Asset Allocation
Min. Invest Amt.
P lans/Opt ions(Regular / Direct)
SIP
SWP
Trigger
Fund Size~
Expense Ratio@
Entry Load/Exit Load
Key Features
Investment Objective
Asset Allocation
Min. Invest Amt.
P lans/Opt ions(Regular / Direct)
SIP
SWP
Trigger
Fund Size~
Expense Ratio@
Entry Load/Exit Load
Benchmark Index
Benchmark Index
UTI Rajiv Gandhi Equity Saving Scheme*
Minimum 80% in equity& Maximum 20% in debt
` 500/-
Entry Exit
N.A. Nil
Growth optionDividend option with Payout and Reinvestment
Cr.137
2.70 %
UTI Long TermAdvantage Fund - Series I*
Minimum 80% in equity& Maximum 20% in debt
` 500/-
Entry Exit
N.A. Nil
Growth optionDividend option with Payout and Reinvestment
Cr.226
2.64 %
~ (Quarterly Average as on 31/12/2014)
*Scheme closed for subscription
UTI Spread Fund
UTI Nifty Index Fund
Please refer to pg. 61
` 5,000/-
177 Cr.
1.06 %
Growth optionDividend option with Payout and Reinvestment
Entry Load Exit Load
Nil
Nil
1%
Nil
Holding Period
< 15 Days
>= 15 Days
CNX NIFTY Index
UTI Balanced Fund
Growth Option ` 1000/-Income Option ` 5,000/-
Entry Load Holding Period Exit Load
Nil< 1 Year
>= 1 Year
1%
Nil
Growth optionDividend option with Payout andReinvestment
1221.45 Cr.
2.48 %
UTI Unit Linked Insurance Plan
Minimum Target Amt. `15,000/-
10 year Plan / 15 year Plan
2917.44 Cr.
Debt- Minimum 60%, Maximum100%, Equity Maximum 40%
Nil 2% for prematurewithdrawalNil - On or afterMaturity
2.00%
CRISIL Balanced Fund Index CRISIL Debt Hybrid (60:40)
Please refer to pg. 60
UTI-Unit Scheme for Charitable &Religious Trust & Registered Societies
Maximum 30% in Equity andequity related instrument,balance in debt
Nil < 1 Year - 1.00%>= 1 Year - Nil
Growth optionDividend option withReinvestment
386.59 Cr.
1.68 %
CRISIL Debt Hybrid (75:25)
Please refer to pg. 62
CMY K
CMYK
To provide medium to long term capital appreciation alongwith income tax benefit.
To provide medium to long term capital appreciation along with income tax benefit.
The principal investment objective of the scheme is to invest in stocks of companies comprising CNX Nifty Index and endeavour to achieve return equivalent to Nifty by “passive” investment. The scheme will be managed by replicating the index in the same weightage as in the CNX Nifty-Index with the intention of minimising the performance differences between the scheme and the CNX-Nifty Index in capital terms, subject to market liquidity, costs of trading, management expenses and other factors which may cause tracking error. The scheme would alter the scrips/weights as and when the same are altered in the CNX-Nifty Index.
The scheme aims to invest in a portfolio of equity / equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.
To provide return through growth in the NAV or through dividend distribution and reinvestment thereof. Amounts collected under the scheme shall generally be invested as follows: (a) Not less than 60% of the funds in debt instruments with low to medium risk profile. (b) Not more than 40% of the funds in equities and equity related instruments.
To primarily provide regular income to unitholders of the scheme. Funds collected under the scheme shall generally be invested as follows: (i) Not less than 70% of the funds in debt instruments including money market instruments of low to medium risk profile. (ii) Not more than 30% of the funds in equities and equity related instruments. The risk profile of equity investments could be high.
S&P BSE 100 S&P BSE 100
Equity/equity related 65-90%,derivatives 65-90%,money market &debt instruments 10-35%
` 5,000/-
Growth optionDividend option with Payout and Reinvestment
28 Cr.
1.11 %
Entry Load Exit Load
Nil
Holding Period
<=180 days
CRISIL Liquid Fund Index
To provide capital appreciation and dividend distribution through arbitrage opportunities arising out of price differences between the cash and d e r i va t i v e m a r ke t b y i nv e s t i n g predominantly in Equity & Equity related securities, derivatives and the balance portion in debt securities. However, there can be no assurance that the investment objective of the scheme will be realised.
0.50%
UTI Long TermAdvantage Fund - Series II*
Please refer to pg. 61
` 5,000/-
33 Cr.
1.71 %
CNX Nifty
Please refer to pg. 09
Nil
N.A
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FUNDS AT A GLANCE
Investment Objective
Asset Allocation
Min. Invest Amt.
Plans/Options(Regular/Direct)
SIP
SWP
Strip
Fund Size ~
Expense Ratio@
Entry Load/Exit Load
Key Features
Investment Objective
Asset Allocation
Min. Invest Amt.
Plans/Options(Regular /Instituitional/Direct)
SIP
SWP
Strip
Fund Size ~
Expense Ratio@
Entry Load/Exit Load
~ (Quarterly Average as on 31/12/2014)
Benchmark Index
Benchmark Index
UTI Bond Fund
Please refer to pg. 61
2229.83 Cr.
1.68 %
Growth optionDividend option (with Payout & ReinvestmentFacility)Default Option - Growth Option
Nil Nil
Crisil Composite Bond Fund Index
Please refer to pg. 62
UTI MIS AdvantagePlan
Monthly Dividend Plan, FlexiDividend Plan, MonthlyPayment Plan, Growth Plan
475.93 Cr.
2.07 %
Nil
CRISIL MIP Blended Index
Please refer to pg. 60
` 1,000/-
Nil 3% - < 2 yrs.2% - >= 2 yrs. & < 4 yrs.1% - >= 4 yrs. & < 5 yrs.Nil - >= 5 yrs.
Growth Scholarship
3328.54 Cr.
1.86 %
CRISIL Debt Hybrid (60:40)
Please refer to pg. 60
` 1,000/-
Growth optionDividend optionScholarship Option
118.5 Cr.
1.70 %
Nil 4% - < 1 yr.3% - >= 1 yr. & < 3 yrs.1% - >= 3 yrs. & < 5 yrs.Nil - >= 5 yrs.
CRISIL Balanced Fund Index
Please refer to pg. 60Debt-Minimum 70%, Max. 100%,Equity - Min. Nil, Max. 30%
Growth Option ` 1000/-Income Option ` 5,000/-
Nil 0.75% - < 1 yr.Nil - >= 1 yr.
Growth optionDividend option with Reinvestment
196.39 Cr.
2.38 %
CRISIL Debt Hybrid (75:25)
Not more than 40% in Equity/Equity related Instruments Balancein Debt
` 500/- (Subject toattaining a minimuminvestment of ` 10,000/-by the age of 52 years)
Nil5% - < 1 yr.3% - >= 1 yr. & < 3 yrs.1% - >= 3 yrs.Nil - >= 5 yrs.Nil - Redemption at maturity
(i.e. 58 years of age)
Growth Option
1345.24 Cr.
2.23 %
CRISIL Debt Hybrid (60:40)
Key Features UTI Children's CareerBalanced Plan
UTI CCP AdvantageFund
UTI Mahila UnitScheme
UTI Retirement BenefitPension Fund
UTI Monthly IncomeScheme
Growth optionDividend option withReinvestment
282.68 Cr.
1.94 %
Nil <= 1095 Days - 1.00%
CRISIL MIP Blended Index(Please refer to pg. 62)
Please refer to pg. 60
Please refer to pg. 62
CRISIL Short Term Bond Fund Index
UTI Short Term IncomeFund
Nil For all investment made on or afterDecember 05, 2014
4035.17 Cr.
1.07 %
Please refer to pg. 60
Please refer to pg. 62
Growth Sub-Option
Dividend Sub-Option
UTI Floating Rate Fund
Fixed Rate Debt Securities - 0% to35% Floating Rate Debt Securities- 65% to 100%
Nil Nil(w.e.f. October 01,2012)
4,064.31 4 Cr.
0.43 %
CRISIL Liquid Fund Index
Please refer to pg. 62
UTI Dynamic BondFund
Please refer to pg. 61
Nil
<= 365 days 1.00%> 365 days Nil (w.e.f.Jan 01, 2015)
Growth optionDividend option with Payout andReinvestment
431.57 Cr.
1.14 %
Crisil Composite Bond FundIndex
CMY K
CMYK
Funds collected under the Plan will be invested in equities, convertible and non convertible debentures/ bonds of companies/corporates etc and other capital and money market instruments subject to the condition that (i) not less than 60% of the funds will be invested in debt instruments of low to medium risk profile having a rating of A+ and above or equivalent at the time of investment and (ii) not more than 40% of the funds in equ i t ies and equ i ty re lated instruments. The risk profile of equity investments could be high.
To provide pension in the form of periodical income/ cashflow to the unitholders to the extent of redemption value of their holding after they complete 58 years of age. Considering the objective of the scheme not less than sixty percent of the assets will be invested in fixed income securities, like non-convertible debentures, bonds, other debt and money market instruments of predominantly low to medium risk profile. Not more than 40% of the funds of the scheme may be invested in equities and equity related instruments like fully/ partly convertible debentures, convertible preference shares etc. The risk profile of equity investments could be high.
To invest in a portfolio of equity/equity related securities and debt and money market instruments with a view to generating reasonable income w i t h m o d e r a t e c a p i t a l appreciation.
Investment Objective / Asset Allocation : Equity and Equity related Instruments, Minimum- 70% Maximum - 100%,Risk Profile High,Debt & Money Market Instruments including securitised Debt* 0% Maximum - 30%,Risk Profile Low to M e d i u m . * I n v e s t m e n t i n securit ised Debt wi l l not normally exceed 20% of the net assets of the scheme.
The scheme aims at distributing income, if any, periodically.
Please refer to page no. 44 The Scheme will retain the
flexibility to invest in the entire
range of debt and money market
instruments. The flexibility is
being retained to adjust the
portfolio in response to a change
in the risk to return equation for
asset classes under investment,
with a view to maintain risks
within manageable limits.
To g e n e r a t e s t e a d y a n d
reasonable income with low risk
and high level of liquidity from a
portfolio of money market
securities and high quality debt.
The investment objective of the
scheme is to generate optimal
returns with adequate liquidity
through active management of the
portfolio, by investing in debt and
money market inst ruments .
However, there can be no assurance
that the investment objective of the
scheme will be realized.
To generate regular income through
investment in a portfolio comprising
substantially of floating rate debt / money
market instruments, fixed rate debt /
money market instruments swapped for
floating rate returns. The Scheme may also
invest a portion of its net assets in fixed rate
debt securities and money market
instruments .However there can be no
assurance that the investment objective of
the Scheme will be achieved. The Scheme
does not guarantee / indicate any returns.
Monthly Dividend Plan and Monthly Payment Plan: - ` 25,000/-Flexi Dividend Plan and GrowthPlan: - 5,000/-
Growth OptionDaily Dividend Reinvestment Option Weekly Dividend Reinvestment OptionFlexi Dividend Option
Minimum initial investment amount is ` 10,000/- and in multiples of ` 1/-
Default Plan Growth Plan
<= 30 days : 0.25%; >30 days : NIL
Nil
> 1095 Days - Nil
CMY K
CMYK
8
Investment Objective
Asset Allocation
Min. Invest Amt.
Plans/Options(Regular /Instituitional/Direct)
SIP
SWP
Strip
Fund Size ~
Expense Ratio@
Entry Load/Exit Load
FUNDS AT A GLANCE
In addition there is a Direct Plan which is offered in each of the schemes/plans mentioned above except, scheme closed for subscription.~(Quarterly Average as on 31/12/2014)
Benchmark Index
Nil
629.9 Cr.
2.04 %
CRISIL Short Term Bond Fund Index
Please refer to pg. 60
4286.15 Cr.
0.12 %
CRISIL Liquid Fund Index
Please refer to pg. 60
` 5,000/- Please refer to pg. 62
Dividend Option Daily Dividend Reinvestment Weekly Dividend Reinvestment Growth Option
6669.72 Cr.
0.42 %
EntryLoad
ExitLoad
Nil Nil
CRISIL Liquid Fund Index
Please refer to pg. 60
Please refer to pg. 62
Growth Option, Daily Dividend Reinvestment Option, Weekly, Monthly, Quarterly, Annual Dividend Option, Bonus Option
Growth Option ` 1,000/-Income Option ` 10,000/-
EntryLoad
ExitLoad
Nil Nil
16.49 Cr. (STP)
0.58 %
STP
I-Sec Si-BEX
Please refer to pg. 61
Key Features UTI IncomeOpportunities Fund
UTI Money Market Fund
UTI TreasuryAdvantage Fund UTI-G-Sec FundUTI GILT Advantage Fund
Please refer to pg. 61
Nil
191.65 Cr.
1.23 %
I-Sec Li-BEX
Please refer to pg. 62
@ ‘Expense Ratio’ represents ‘Total Recurring Expenses’ as a percentage of daily / weekly average net assets’ vide
published unaudited half yearly financial results for the period ended 30 September 2014.
The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.
To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of p r i n c i p a l a n d i n t e re s t . However there can be no assurance that the investment objective of the Scheme will be achieved.
To generate credit risk-free return by way of income or growth by investing in C e n t r a l G o v e r n m e n t Securities, Treasury Bills, Call Money and Repos. U n d e r n o r m a l circumstances at least 65% of the total portfolio will be invested in securities issued/created by the Central Government.
The investment objective of the scheme is generate resaonable income and capital appreciation by investing in debt and m o n e y m a r k e t i n s t r u m e n t s a c r o s s different maturities and credit ratings. There is no a s s u ra n c e t h a t t h e investment objective of the scheme wil l be achieved.
To provide highest possible current income consistent with preservation of capital and providing liquidity f r o m i n v e s t i n g i n a diversified portfolio of short term money market securities.
Gowth OptionDividend Option (with Payout and Reinvestment Facilities)Default Option - Growth Option
For all investments made on
or after September 24, 2012
- NILNil
Growth Plan - Dividend Plan (with payout & reinvestmentfacilities)
Growth Option, Periodic OptionDaily Dividend Option
Investment
Objective
Asset Allocation
Min. Invest Amt.
Plans/Options(Regular /Instituitional/Direct)
SIP
SWP
Strip
Fund Size ~
Expense Ratio@
Entry Load/Exit Load
Benchmark Index
Key Features
Min. 65% in Money Market
Instrument & Max. 35% in Debt.
Nil
16637.14 Cr.
CRISIL Liquid Fund Index
Please refer to pg. 62
UTI Liquid Cash Plan
The investment objective of the Scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio o f m o n e y m a r k e t secur i t ies and high quality debt.
Nil
Growth Option, Daily Dividend Reinvestment, OptionWeekly Dividend ReinvestmentOption, Monthly Dividend Option
0.09 %
48.87 Cr.
0.24 %
EntryLoad
Exit Load
Nil
Less than or equal to (<=) 30 days: 0.25%
Greater than (>) 30 days: NIL
CRISIL Short Term Bond Fund Index
Please refer to pg. 61
Please refer to pg. 62
UTI - Banking and PSU Debt Fund
The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).
Dividend option & Growth option
< = 365 Days -1.00%> 365 Days - Nil
< = 548 Days -2.00%> 548 Days &<=1095 Days -1.00%> 1095 Days - Nil
C MY K
C MY K
9
FUNDOPEDIA (Investment Objective)Equity Funds Category
UTI MASTERSHARE UNIT SCHEME
This scheme aims at securing for the unitholders capital appreciation by investing the funds of the scheme in equity shares, equity-related instruments and fully convertible bonds/debentures of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the nonconvertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from the date of acquisition.
UTI EQUITY FUND
This Scheme primarily aims at securing for the unitholders capital appreciation by investing the funds of the scheme in equity shares and convertible and non-convertible bonds/ debentures of companies with good growth prospects and money market instruments.
UTI MULTI CAP FUND
An open ended equity fund seeking to generate long term capital appreciation by investing in equity & equity related instruments across market capitalization, fixed income securities and money market instruments.
UTI TOP 100 FUNDThe fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.
UTI MNC FUNDThe Funds collected under the scheme shall be invested predominantly in stocks of Multinational Corporations and other liquid stocks. The funds collected under the scheme shall be invested in equities and equity related instruments. The risk profile of investment could be high.
UTI INFRASTRUCTURE FUND
The investment objective of the Scheme is to provide income distribution and / or medium to long term “capital appreciation” by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.
UTI MID CAP FUND
Investment objective is "capital appreciation" by investing primarily in mid cap stocks.
UTI DIVIDEND YIELD FUND
The investment objective of the Scheme is to provide medium to long term capital gains and / or dividend distribution by investing predominantly in equity & equity related instruments, which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.
UTI OPPORTUNITIES FUND
This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.
UTI LEADERSHIP EQUITY FUND
The investment objective of the scheme is to achieve long-term capital appreciation and/or dividend distribution by investing in stocks that are "Leaders" in their respective industries/sectors/sub-sectors.
UTI INDIA LIFESTYLE FUND
The investment objective of the scheme is to provide long term capital appreciation and/or income distribution from a diversified portfolio of equity and equity related instruments by primarily investing in sectors, areas, companies and themes that are expected to benefit from changing Indian demographics, Indian lifestyles and rising consumption pattern. However, there can be no assurance that the investment objective of the scheme will be achieved.
UTI WEALTH BUILDER FUND SERIES - II
The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.
UTI PHARMA & HEALTHCARE FUNDInvestment will be made in stocks of companies engaged in manufacturing of Pharmaceuticals- bulk drugs, formulations & OTC drugs, medical equipment and accessories, personal healthcare products and also companies owning/managing hospitals etc.
UTI BANKING SECTOR FUNDInvestment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.
UTI ENERGY FUND
Investment will be made in stocks engaged in the following areas: - Petro sector covering industries such as oil and gas drilling and exploration, refining of crude oil, distribution of oil, gas, petro products, pipelines and manufacturing of downstream oil products. All types of Power generation companies. Companies which are into production of Ethanol business related to storage of energy and companies involved in business of delivering energy in different forms. Industrial manufacturing companies which are into manufacturing of equipment related to energy development (like petro and power) and related areas, pipes/cables and laying them. It will also include manufacturing of bulbs and related system. Consultancy & Finance: Companies involved in consulting and financing these businesses.
UTI TRANSPORTATION & LOGISTICS FUNDInvestment Objective is "capital appreciation" through investments in stocks of the companies engaged in the transportation and logistics sector.
UTI EQUITY TAX SAVINGS PLANThe funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.
UTI MASTER EQUITY PLAN UNIT SCHEMEThe scheme primarily aims at securing for the members capital appreciation by investing the funds of the scheme in equity shares and convertible and non-convertible bonds/ debentures of companies with good growth prospects and money market instruments.
UTI LONG TERM ADVANTAGE FUND SERIES - IThe investment objective of the scheme is to provide medium to long term capital appreciation alongwith income tax benefit.
UTI LONG TERM ADVANTAGE FUND SERIES - IIThe investment objective of the scheme is to provide medium to long term capital appreciation along with income tax benefit.
UTI SPREAD FUND
The investment objective of the scheme is to provide capital appreciation and dividend distribution through arbitrage opportunities arising out of price differences between the cash and derivative market by investing predominantly in Equity & Equity related securities, derivatives and the balance portion in debt securities. However, there can be no assurance that the investment objective of the scheme will be realised.
UTI Rajiv Gandhi Equity Saving Scheme*
The principal investment objective of the scheme is to invest in stocks of companies comprising CNX Nifty Index and endeavour to achieve return equivalent to Nifty by “passive” investment. The scheme will be managed by replicating the index in the same weightage as in the CNX Nifty-Index with the intention of minimising the performance differences between the scheme and the CNX Nifty Index in capital terms, subject to market liquidity, costs of trading, management expenses and other factors which may cause tracking error. The scheme would alter the scrips/weights as and when the same are altered in the CNX-Nifty Index. The fund would be qualified as a investment option targeting investment under Govt. Notified Rajiv Gandhi Equity Saving Scheme.
UTI Mastershare Unit Scheme S&P BSE 100
C MY K
C MY K
10
UTI MASTERSHARE UNIT SCHEME
Sectoral Breakdown ( % as compared to Benchmark )
Portfolio as on December 31, 2014
Equity
New Initiative SMS: LMS to 5676756 to get scheme details.
All figures given are provisional and unaudited.
Diversified Equity Fund
Active Stock positions (as compared to Benchmark)
` 10,000# invested at inception: UTI Master Share Unit Scheme Vs. S&P BSE 100
SnapshotManagement Style - Market Cap Grid
Mid & Small
Large
Aggressive Moderate Conservative
Large & Mid
Market Capitalisation (%)
Large Mid Small
78 21 1
Investment Objective
Volatility Measures Fund Benchmark
SIP Returns as on December 31, 2014
FundS&P BSE
100Fund (`)Period Yield (%) Yield (%) Yield (%)
S&PBSE Sensex
Value- S&P BSE 100 (`)
S&PBSE Sensex (`)
InvestmentAmount (`)
This scheme aims at securing for the unitholders capital appreciation by investing the funds of the scheme in equity shares, equity-related instruments and fully convertible bonds/debentures of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the nonconvertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from the date of acquisition.
Fund ManagerMrs. Swati Kulkarni , MFM (NMIMS), CFA
Inception Date: 15th October, 1986
Fund Size (Quarterly Average as on 31/12/2014):
` 2934 Crore
No. of Unit Holders : 5,16,509
Minimum Investment Amount : ` 5,000/-
NAV as on December 31, 2014 : Growth Option: ` 87.45 , Income Option: ` 33.71
01/01/2012 31/12/2012 25.07 29.96 25.70 12,507 12,996 12,570 01/01/2013 31/12/2013 5.90 5.87 8.98 10,590 10,587 10,898 01/01/2014 31/12/2014 43.29 32.28 29.89 14,329 13,228 12,989 3 Years* 23.79 22.07 21.16 18,981 18,200 17,795 5 Years* 12.53 9.34 9.50 18,050 15,632 15,746 Since inception as on
31/12/2014 (CAGR)* 15.97 14.48 14.60 6,55,623 4,54,802 4,68,658
High/Low NAV in the month : Growth option ` 89.67 / ` 83.76
# Initial investment along with the value of Rights entitlement discounted at the scheme's CAGR, assuming all dividends were reinvested at the immediate ex-div. NAV, till the growth option was not available and considering NAVs under growth option thereafter.Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.S&P BSE 100 since 01-01-1990. Prior period Sensex returns. *Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
01/01/2012 to 31/12/2012 12,000 13,328 13,559 13,373 21.12 24.92 21.8601/01/2013 to 31/12/2013 12,000 12,845 12,874 12,944 13.30 13.75 14.8801/01/2014 to 31/12/2014 12,000 14,751 13,894 13,703 45.09 30.51 27.33Since inception as on 31/12/2014@ 1,21,000 2,65,793 2,38,015 2,37,100 14.91 12.86 12.79
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 1000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. @:Since inception return for above mentioned schemes is taken for the period December 2004 to Dec 2014 (Since SIP facility was introduced in November 2004).
Beta 0.90 Standard Deviation (Annual) 12.3% 13.2%Portfolio Turnover Ratio (Annual) 0.24
Overweight (Top-5)Bharat Forge Ltd.SKF India Ltd.Axis Bank Ltd.Bharat Electronics Ltd.Shree Cement Ltd.
Underweight (Top-5)HDFC Ltd.ITC Ltd.State Bank Of IndiaTata Motors Ltd.Mahindra & Mahindra Ltd.
% of top 10 stocks 44.76Median Market Cap (` Cr) 89,994 Weighted Average Market Cap (` Cr.) 129,457
Fund Performance Vs Benchmark
PeriodNAV (%)
S&P BSE 100(%)
S&P BSE Sensex (%)
NAV (`)
S&P BSE 100 (`)
S&P BSE Sensex (`)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10,000
6,55,623
4,54,802
HDFC Bank Ltd. 7.58
Infosys Ltd. 5.39
ICICI Bank Ltd 5.08
Axis Bank Ltd. 4.79
Tata Consultancy Services Ltd. 4.72
Bharat Forge Ltd. 3.94
Reliance Industries Ltd. 3.93
SKF India Ltd. 3.40
Sun Pharmaceuticals Industries Ltd. 2.97
Hero Motocorp Ltd. 2.96
Asian Paints Ltd. 2.91
Maruti Suzuki India Ltd. 2.88
ITC Ltd. 2.80
Larsen & Toubro Ltd. 2.72
Tech Mahindra Ltd 2.68
Bharat Petroleum Corporation Ltd. 2.48
Bharat Electronics Ltd. 2.19
Wipro Ltd. 2.17
Ultratech Cement Ltd. 2.15
Shree Cement Ltd. 2.11
Sanofi India Ltd. 2.07
Bosch Ltd. 2.07
NCC Ltd. 1.75
Bank Of Baroda 1.73
Adani Ports And Special Economic Zone Ltd 1.59
Bharti Airtel Ltd. 1.50
Cipla Ltd. 1.44
United Spirits Ltd. 1.27
IRB Infrastructure Developers Ltd. 1.23
Grasim Industries Ltd. 1.20
Others 13.11
Net Current Assets 1.19
Total 100.00
- Long term capital growth- Investment in equity instruments of fundamentally strong companies- High risk (Brown)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
Note: Risk may be represented as :
S&P-BSE 100UTI Mastershare Unit Scheme
% of NAV
0
104000
208000
312000
416000
660000
Oct-86 Oct-90 Oct-94 Oct-98 Oct-02 Oct-06 Oct-10 Dec-14
0%9%
4%
2%12%
6%
8%2%
11%13%
31%
1%5%6%
6%7%
9%
9%10%10%
15%22%
0% 10% 20% 30% 40%
CASH
OTHERSCONSTRUCTION
CEMENT & CEMENT PRODUCTS
CONSUMER GOODSPHARMA
AUTOMOBILE
INDUSTRIAL MANUFACTURINGENERGY
IT
FINANCIAL SERVICES
C MY K
C MY K
11
UTI EQUITY FUND
Investment Objective
` 10,000 invested at inception: UTI Equity Fund Vs. S&P BSE 100
Active Stock positions (as compared to Benchmark)
Portfolio as on December 31, 2014
Equity % of NAV
All figures given are provisional and unaudited.
Diversified Equity Fund
Volatility Measures Fund Benchmark
Fund Performance Vs Benchmark
SnapshotHead-Equity & Fund ManagerMr. Anoop Bhaskar, B.Com. MBA (Finance)
NAV as on December 31, 2014 : Growth Option: ` 99.00 , Income Option: ` 83.10
Minimum Investment Amount : ` 5,000/-
No. of Unit Holders : 7,33,659
Fund Size(Quarterly Average as on 31/12/2014):
` 3,780 Crore
Inception Date: 18th May, 1992
High/Low NAV in the month : Growth option ` 101.28 / ` 94.83
Management Style - Market Cap Grid
Mid & Small
Large
Aggressive Moderate Conservative
Large & Mid
Market Capitalisation (%)
Large Mid Small
82 15 3
‘
SIP Returns as on December 31, 2014
Period Yield (%)Fund
Yield (%)S&P BSE 100
Yield (%)CNX Nifty
Value-Fund (`)
S&P BSE 100 (`)
CNX Nifty (`)
InvestmentAmount(`)
NAV S&P BSE 100 CNX Nifty CNX NiftyPeriod (%) (%) (%)
NAV (`)
S&P BSE 100(`) (`)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10000
01/01/2012 31/12/2012 32.15 29.96 27.70 13,215 12,996 12,770 01/01/2013 31/12/2013 7.56 5.87 6.76 10,756 10,587 10,676 01/01/2014 31/12/2014 46.76 32.28 31.39 14,676 13,228 13,139 3 Years* 27.74 22.07 21.42 20,858 18,200 17,910 5 Years* 15.25 9.34 9.75 20,341 15,632 15,927Since inception as on 31/12/2014 (CAGR)* 12.74 10.48 10.04 1,50,945 95,445 87,201
The above value is calculated on the basis of the return from Growth Option of the Scheme. Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
01/01/2012 to 31/12/2012 12,000 13,725 13,559 13,418 27.66 24.92 22.5901/01/2013 to 31/12/2013 12,000 13,105 12,874 12,838 17.49 13.75 13.1801/01/2014 to 31/12/2014 12,000 14,971 13,894 13,832 48.90 30.51 29.48Since inception as on 31/12/2014 @ 1,21,000 3,07,443 2,38,015 2,37,400 17.59 12.86 12.82
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 1000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. @:Since inception return for above mentioned schemes is taken for the period December 2004 to Dec 2014 (Since SIP facility was introduced in November 2004).
This Scheme primarily aims at securing for the unitholders capital appreciation by investing the funds of the scheme in equity shares and convertible and non-convertible bonds/ debentures of companies with good growth prospects and money market instruments.
Beta 0.89 Standard Deviation (Annual) 12.2% 13.2%Portfolio Turnover Ratio (Annual) 0.27
Overweight (Top5)Shree Cement Ltd.Bosch Ltd.Eicher Motors LtdBank Of BarodaNCC Ltd.
Underweight(Top5)HDFC Ltd.ITC Ltd.Mahindra & Mahindra Ltd.Kotak Mahindra Bank Ltd.Hindustan Unilever Ltd.
% of top 10 stocks 39.03
Median Market Cap (` Cr) 74,711
Weighted Average Market Cap (` Cr.) 132,048
Sectoral Breakdown ( % as compared to Benchmark )
New Initiative
SMS: LEF to 5676756 to get scheme details.
HDFC Bank Ltd. 5.36
ICICI Bank Ltd 5.33
Infosys Ltd. 5.23
Tata Consultancy Services Ltd. 5.08
Reliance Industries Ltd. 3.92
Shree Cement Ltd. 3.19
Sun Pharmaceuticals Industries Ltd. 3.02
Maruti Suzuki India Ltd. 2.78
ITC Ltd. 2.57
State Bank Of India 2.54
Axis Bank Ltd. 2.43
Bosch Ltd. 2.36
Eicher Motors Ltd 2.34
Bank Of Baroda 2.07 0.16
Larsen & Toubro Ltd. 2.09
Lupin Ltd. 2.00
Hero Motocorp Ltd. 1.91
Indus Ind Bank Ltd. 1.82
Ultratech Cement Ltd. 1.72
Nestle India Ltd. 1.72
Punjab National Bank 1.46 0.14
Wipro Ltd. 1.60
Bharti Airtel Ltd. 1.58
NCC Ltd. 1.49
Bharat Forge Ltd. 1.43
Tata Motors Ltd. 1.35
Federal Bank Ltd. 1.35
Oil & Natural Gas Corporation Ltd. 1.33
Whirlpool Of India Ltd. 1.29
ING Vysya Bank Limited. 1.27
Others 24.18 0.49
Net Current Assets 2.19
Total 100.00
- Long term capital growth- Investment in equity instruments of companies with good growth prospects- High risk (Brown)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
1,50,945
95,445
UTI Equity Fund S&P BSE 100
S&P-BSE 100UTI Equity Fund
5000
35000
65000
95000
125000
155000
Aug-92 Aug-98 Aug-04 Aug-10 Dec-14
% of NAV (Futures)
0%
4%
2%
11%
6%
12%
11%
13%
8%
31%
1%
5%
6%
8%
8%
9%
10%
13%
14%
25%
0% 10% 20% 30% 40%
CASH
CONSTRUCTION
CEMENT & CEMENT PRODUCTS
OTHERS
PHARMA
CONSUMER GOODS
ENERGY
IT
AUTOMOBILE
FINANCIAL SERVICES
C MY K
C MY K
12
UTI TOP 100 FUND
Portfolio as on December 31, 2014
Equity % of NAV
All figures given are provisional and unaudited.
Diversified Equity Fund
Active Stock positions (as compared to Benchmark)
` 10,000 invested at inception: UTI Top 100 Fund Vs. S&P BSE 100
SnapshotFund ManagerMrs Swati Kulkarni, MFM (NMIMS), CFA
NAV as on December 31, 2014 : Growth Option: ` 47.02 , Income Option: ` 34.23
Minimum Investment Amount : ` 5,000/-
No. of Unit Holders : 1,90,353
Fund Size(Quarterly Average as on 31/12/2014):
` 685 Crore
Inception Date: 20th May, 2009
High/Low NAV in the month : Growth option ` 48.25 / ` 45.04
Management Style - Market Cap Grid
Mid & Small
Large
Aggressive Moderate Conservative
Large & Mid
Market Capitalisation (%)
Large Mid Small
76 20
Volatility Measures Fund Benchmark
Fund Performance Vs Benchmark
Investment Objective
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10000
PeriodNAV (%)
CNX Nifty (%)
NAV (`)
CNX Nifty (`)
S&P BSE 100 (%)
S&P BSE 100 (`)
‘
Yield (%)CNX Nifty
SIP Returns as on December 31, 2014
PeriodYield (%)
FundYield (%)S&P BSE 100
Value-Fund (`)
S&P BSE 100 (`)
CNX Nifty (`)
InvestmentAmount (`)
The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.
01/01/2012 31/12/2012 22.61 29.96 27.70 12,261 12,996 12,770 01/01/2013 31/12/2013 6.26 5.87 6.76 10,626 10,587 10,676 01/01/2014 31/12/2014 41.70 32.28 31.39 14,170 13,228 13,139 3 Years* 22.65 22.07 21.42 18,461 18,200 17,910 5 Years* 11.80 9.34 9.75 17,472 15,632 15,927 Since inception as on 31/12/2014 (CAGR)* 14.85 12.93 12.51 21,771 19,804 19,393
The above value is calculated on the basis of the return from Growth Option of the Scheme. Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
01/01/2012 to 31/12/2012 12,000 13,303 13,559 13,418 20.71 24.92 22.5901/01/2013 to 31/12/2013 12,000 12,939 12,874 12,838 14.81 13.75 13.1801/01/2014 to 31/12/2014 12,000 14,679 13,894 13,832 43.85 30.51 29.48Since inception as on31/12/2014 68,000 1,09,971 1,00,958 1,00,892 16.88 13.85 13.82
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 1000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account.
Beta 0.87 Standard Deviation (Annual) 12.1% 13.2%Portfolio Turnover Ratio (Annual) 0.30
Overweight (Top5)SKF India Ltd.Bharat Forge Ltd.Bosch Ltd.Orient Cement LimitedHDFC Bank Ltd.
Underweight(Top5)HDFC Ltd.ITC Ltd.State Bank Of IndiaTata Motors Ltd.Kotak Mahindra Bank Ltd.
% of top 10 stocks 45.72Median Market Cap (` Cr) 98,843 Weighted Average Market Cap (` Cr.) 132,220
Sectoral Breakdown ( % as compared to Benchmark )
New Initiative
SMS: LTOP to 5676756 to get scheme details.
- Long term capital growth- Investment predominantly in equity instruments of Top 100 companies by market
capitalisation - High risk (Brown)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
HDFC Bank Ltd. 7.50
ICICI Bank Ltd 6.13
Infosys Ltd. 5.66
Tata Consultancy Services Ltd. 5.30
Reliance Industries Ltd. 3.81
Axis Bank Ltd. 3.80
Bharat Forge Ltd. 3.67
SKF India Ltd. 3.49
ITC Ltd. 3.31
Maruti Suzuki India Ltd. 3.06
Sun Pharmaceuticals Industries Ltd. 2.99
Bosch Ltd. 2.89
Larsen & Toubro Ltd. 2.86
Orient Cement Limited 2.46
Ultratech Cement Ltd. 2.25
Crompton Greaves Ltd. 2.16
Wipro Ltd. 2.16
United Spirits Ltd. 2.13
Bharat Petroleum Corporation Ltd. 2.09
Adani Ports And Special Economic Zone Ltd 2.06
Bharat Electronics Ltd. 1.90
Cummins India Ltd. 1.85
Bharti Airtel Ltd. 1.83
Hero Motocorp Ltd. 1.81
Cipla Ltd. 1.71
IDFC Ltd. 1.63
Dr. Reddy'S Laboratories Ltd. 1.62
NCC Ltd. 1.60
Mahindra & Mahindra Ltd. 1.28
Grasim Industries Ltd. 1.26
Others 12.79
Net Current Assets 0.94
Total 100.00UTI TOP 100 FUND S&P BSE 100
21,771
19,804
S&P-BSE 100UTI Top 100 Fund
4
9,000
12,000
15,000
18,000
21,000
24,000
May-09 May-10 May-11 May-12 May-13 Dec-14
0%9%
4%
12%
2%
11%
6%8%
2%13%
31%
1%5%
6%6%
7%
7%
9%
10%
13%
16%
21%
0% 10% 20% 30% 40%
CASH
OTHERS
CONSTRUCTION
CONSUMER GOODS
CEMENT & CEMENT PRODUCTS
ENERGY
PHARMA
AUTOMOBILE
INDUSTRIAL MANUFACTURING
IT
FINANCIAL SERVICES
C MY K
C MY K
13
UTI MULTI CAP FUND
Portfolio as on December 31, 2014
Equity
All figures given are provisional and unaudited.
Diversified Equity Fund
Active Stock positions (as compared to Benchmark)
SnapshotFund ManagerMr. Lalit Nambiar , CFA, MMS (Finance)
NAV as on December 31, 2014 : Growth Option: ` 10.66 Income Option: ` 10.66
Minimum Investment Amount : ` 5,000/-
No. of Unit Holders : 1,02,350
Fund Size(Quarterly Average as on 31/12/2014):
` 372 Crore
Inception Date: 22nd August, 2014
High/Low NAV in the month : Growth option ` 10.85 / ` 10.21
Management Style - Market Cap Grid
Mid & Small
Large
Aggressive Moderate Conservative
Large & Mid
Market Capitalisation (%)
Large Mid Small
81
Investment Objective
Volatility Measures Fund Benchmark
Fund Performance Vs Benchmark
An open ended equity fund seeking to generate long term capital appreciation by investing in equity & equity related instruments across market capitalization, fixed income securities and money market instruments.
Beta 0.97 Standard Deviation (Annual) 12.6% 12.8%Portfolio Turnover Ratio (Annual) 0.42
Overweight (Top5)
Wipro Ltd.
Indian Hotels Company Ltd.
Tata Consultancy Services Ltd.
United Spirits Ltd.
Federal Bank Ltd.
Underweight(Top5)
ITC Ltd.
HDFC Ltd.
Mahindra & Mahindra Ltd.
Kotak Mahindra Bank Ltd.
HCL Technologies Ltd.
% of top 10 stocks 39.13Median Market Cap (` Cr) 137,377 Weighted Average Market Cap (` Cr.) 144,108
Infosys Ltd. 5.69
Tata Consultancy Services Ltd. 4.94
ICICI Bank Ltd 4.64
HDFC Bank Ltd. 4.49
Reliance Industries Ltd. 4.05
Axis Bank Ltd. 3.22
Larsen & Toubro Ltd. 3.22
ITC Ltd. 3.17
Tata Motors Ltd. 3.01
HDFC Ltd. 2.70
Wipro Ltd. 2.65
State Bank Of India 2.21
Hero Motocorp Ltd. 1.99
Indian Hotels Company Ltd. 1.82
Sun Pharmaceuticals Industries Ltd. 1.82
Maruti Suzuki India Ltd. 1.78
Oil & Natural Gas Corporation Ltd. 1.62
United Spirits Ltd. 1.53
Indus Ind Bank Ltd. 1.48
Punjab National Bank 1.46
Federal Bank Ltd. 1.41
Bharti Airtel Ltd. 1.37
Asian Paints Ltd. 1.36
Lupin Ltd. 1.30
Bank Of Baroda 1.29
Mahindra & Mahindra Fin.Ser.Ltd. 1.27
Ultratech Cement Ltd. 1.17
Hindustan Unilever Ltd. 0.99
Supreme Infrastructure India Ltd. 0.96
Crisil Ltd 0.95
Others 23.94
Net Current Assets 6.50
Total 100.00
Sectoral Breakdown ( % as compared to Benchmark )
New Initiative SMS: LCF to 5676756 to get scheme details.
% of NAV
- Long term capital growth- Investment in undervalued equity instruments based on insights from behavioral
finance - High risk (Brown)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
S&P BSE 200UTI Multi Cap Fund
16 3
As per the Security and Exchange Board of India ( SEBI ) circular No. Cir/IMD/DF/13/2011 Dated August 22, 2011
Where the Scheme has been in existence for less then one year, past performance shall not be provided.
7%
0%
9%
11%
12%
12%
19%
30%
6%
7%
9%
9%
10%
15%
16%
28%
0% 10% 20% 30% 40%
PHARMA
CASH
AUTOMOBILE
ENERGY
CONSUMER GOODS
IT
OTHERS
FINANCIAL SERVICES
C MY K
C MY K
14
Sectoral Breakdown ( % as compared to Benchmark )
Portfolio as on December 31, 2014
Equity
Investment Objective
` 10,000 invested at inception: UTI Dividend Yield Fund Vs. S&P BSE 100
Active Stock positions (as compared to Benchmark)
New Initiative SMS: LDYF to 5676756 to get scheme details.
SnapshotFund ManagerMrs. Swati Kulkarni, MFM (NMIMS), CFA
NAV as on December 31, 2014 : Growth Option: ` 48.92, Income Option: ` 1 6.77
Minimum Investment Amount : ` 5,000/-
No. of Unit Holders : 4,19,142
Fund Size(Quarterly Average as on 31/12/2014):
` 3,276 Crore
Inception Date: 3rd May, 2005
High/Low NAV in the month : Growth option ` 50.38 / ` 46.86
Management Style - Market Cap Grid
Mid & Small
Large
Aggressive Moderate Conservative
Large & Mid
Market Capitalisation (%)
Large Mid Small
63 32 5
UTI DIVIDEND YIELD FUND
Speciality / Theme Based Equity Fund
All figures given are provisional and unaudited.
Volatility Measures Fund Benchmark
Fund Performance Vs Benchmark
PeriodNAV (%)
S&P BSE 100(%)
CNX Nifty (%)
NAV (`)
S&P BSE 100 (`)
CNX Nifty(`)
SIP Returns as on December 31, 2014
CNX NiftyPeriod Yield (%)
FundYield (%)S&P BSE 100
Yield (%)Value-Fund (`)
S&P BSE 100(`)
CNX Nifty(`)
InvestmentAmount (`)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10000
The investment objective of the Scheme is to provide medium to long term capital gains and / or dividend distribution by investing predominantly in equity & equity related instruments, which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.
The above value is calculated on the basis of the return from Growth Option of the Scheme. Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
01/01/2012 31/12/2012 22.37 29.96 27.70 12,237 12,996 12,770 01/01/2013 31/12/2013 0.20 5.87 6.76 10,020 10,587 10,676 01/01/2014 31/12/2014 41.24 32.28 31.39 14,124 13,228 13,139 3 Years* 20.07 22.07 21.42 17,319 18,200 17,910 5 Years* 12.15 9.34 9.75 17,747 15,632 15,927Since inception as on31/12/2014 (CAGR)* 17.85 16.32 16.32 48,938 43,130 43,130
01/01/2012 to 31/12/2012 12,000 13,270 13,559 13,418 20.18 24.92 22.5901/01/2013 to 31/12/2013 12,000 12,663 12,874 12,838 10.39 13.75 13.1801/01/2014 to 31/12/2014 12,000 14,599 13,894 13,832 42.47 30.51 29.48Since inception as on 31/12/2014 1,15,000 2,57,194 2,13,202 2,12,940 16.09 12.41 12.38
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 1000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account.
Beta 0.95 Standard Deviation (Annual) 13.3% 13.2%Portfolio Turnover Ratio (Annual) 0.32
Overweight (Top5)Great Eastern Shipping Co. Ltd.Axis Bank Ltd.Hero Motocorp Ltd.Bharat Forge Ltd.Cummins India Ltd.
Underweight(Top5)HDFC Ltd.Reliance Industries Ltd.Larsen & Toubro Ltd.ITC Ltd.Tata Motors Ltd.
% of top 10 stocks 39.85Median Market Cap (` Cr) 51,954 Weighted Average Market Cap (` Cr.) 111,370
% of NAV
ICICI Bank Ltd 5.95
Infosys Ltd. 5.89
Axis Bank Ltd. 4.96
Tata Consultancy Services Ltd. 4.42
State Bank Of India 3.54
Hero Motocorp Ltd. 3.47
Wipro Ltd. 2.97
ITC Ltd. 2.94
Great Eastern Shipping Co. Ltd. 2.86
HDFC Bank Ltd. 2.84
Bharat Forge Ltd. 2.67
Bank Of Baroda 2.64
Oil & Natural Gas Corporation Ltd. 2.59
Cummins India Ltd. 2.58
Tata Chemicals Ltd. 2.41
GAIL (India) Ltd. 2.22
Federal Bank Ltd. 2.22
Akzo Nobel India Ltd. 2.21
Procter & Gamble Hygiene & Hel Care Ltd. 2.13
LIC Housing Finance Ltd. 2.10
Bharat Petroleum Corporation Ltd. 1.97
Bharat Electronics Ltd. 1.91
Grasim Industries Ltd. 1.69
Punjab National Bank 1.52
IRB Infrastructure Developers Ltd. 1.51
Ambuja Cements Ltd. 1.34
Oil India Ltd. 1.32
Gujarat State Petronet Ltd. 1.27
ACC Ltd 1.19
Power Grid Corporation Of India Ltd 1.18
Others 18.91
Net Current Assets 2.58
Total 100.00
- Long term capital growth- Investment predominantly in high dividend yielding equity instruments- High risk (Brown)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
UTI Dividend Yield Fund S&P BSE 100
48,938
43,130
S&P-BSE 100UTI Dividend Yield Fund
0
10000
20000
30000
40000
50000
Apr-05 Apr-07 Apr-09 Apr-11 Apr-13 Dec-14
0%
2%
12%
11%
13%
30%
31%
3%
8%
9%
12%
15%
26%
27%
0% 10% 20% 30% 40%
CASH
INDUSTRIAL MANUFACTURING
CONSUMER GOODS
ENERGY
IT
OTHERS
FINANCIAL SERVICES
UTI Opportunities Fund S&P BSE 100
48,053
36,543
C MY K
C MY K
15
UTI OPPORTUNITIES FUND
Sectoral Breakdown ( % as compared to Benchmark )
Investment Objective Portfolio as on December 31, 2014
` 10,000 invested at inception: UTI Opportunities Fund Vs. S&P BSE 100
Active Stock positions (as compared to Benchmark)
New Initiative
SMS: LOF to 5676756 to get scheme details.
SnapshotHead Equity & Fund ManagerMr. Anoop Bhaskar , (B.Com. MBA (Finance)
NAV as on December 31, 2014 : Growth Option: ` 48.06 , Income Option: ` 19.63
Minimum Investment Amount : ` 5,000/-
No. of Unit Holders : 5,45,219
Fund Size(Quarterly Average as on 31/12/2014):
` 5,103 Crore
Inception Date: 20th July, 2005
High/Low NAV in the month : Growth option ` 49.30 / ` 46.16
Mid & Small
Market Capitalisation (%)
Large Mid Small
Management Style - Market Cap Grid
Large
Aggressive Moderate Conservative
Large & Mid
85 15 0
All figures given are provisional and unaudited.
Speciality / Theme Based Equity Fund
Volatility Measures Fund Benchmark
Fund Performance Vs Benchmark
PeriodNAV (%)
S&P BSE 100(%)
CNX Nifty (%)
NAV (`)
S&P BSE 100 (`)
CNX Nifty (`)
SIP Returns as on December 31, 2014
Period Yield (%)Fund
Yield (%)S&P BSE 100
Yield (%)CNX Nifty
Value-Fund (`)
S&P BSE 100(`)
CNX Nifty(`)
InvestmentAmount(`)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10000
This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.
31/12/2012 31/12/2012 27.28 29.96 27.70 12,728 12,996 12,770 31/12/2013 31/12/2013 5.85 5.87 6.76 10,585 10,587 10,676 31/12/2014 31/12/2014 41.22 32.28 31.39 14,122 13,228 13,139 3 Years* 23.89 22.07 21.42 19,027 18,200 17,910 5 Years* 14.82 9.34 9.75 19,964 15,632 15,927 Since inception as on 31/12/2014 (CAGR)* 18.06 14.69 14.82 48,053 36,543 36,936
The above value is calculated on the basis of the return from Growth Option of the Scheme. Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
01/01/2012 to 31/12/2012 12,000 13,523 13,559 13,418 24.32 24.92 22.5901/01/2013 to 31/12/2013 12,000 12,960 12,874 12,838 15.15 13.75 13.1801/01/2014 to 31/12/2014 12,000 14,576 13,894 13,832 42.08 30.51 29.48Since inception as on 31/12/2014 1,13,000 2,68,344 2,05,432 2,05,228 17.59 12.25 12.23
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 1000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account.
Beta 0.89 Standard Deviation (Annual) 12.2% 13.2%Portfolio Turnover Ratio (Annual) 0.75
Overweight (Top5)MRF Ltd.Maruti Suzuki India Ltd.Crisil LtdShree Cement Ltd.Axis Bank Ltd.
Underweight(Top5)HDFC Ltd.ITC Ltd.Mahindra & Mahindra Ltd.Kotak Mahindra Bank Ltd.Hindustan Unilever Ltd.
% of top 10 stocks 48.53Median Market Cap (` Cr) 131,315 Weighted Average Market Cap (` Cr.) 146,679
Equity % of NAV
- Long term capital growth- Investment in equity instruments by capitalizing on opportunities arising in the
market dynamically - High risk (Brown)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
ICICI Bank Ltd 6.80
HDFC Bank Ltd. 6.45
Infosys Ltd. 6.35
Tata Consultancy Services Ltd. 5.16
Axis Bank Ltd. 4.87
Maruti Suzuki India Ltd. 4.76
Larsen & Toubro Ltd. 3.73
Reliance Industries Ltd. 3.57
MRF Ltd. 3.43
State Bank Of India 3.41
Hero Motocorp Ltd. 3.05
ITC Ltd. 2.96
Sun Pharmaceuticals Industries Ltd. 2.82
Crisil Ltd 2.79
Shree Cement Ltd. 2.76
Tata Motors Ltd. 2.39
Ultratech Cement Ltd. 2.33
Lupin Ltd. 2.26
Adani Ports And Special Economic Zone Ltd 2.16
Titan Company Ltd. 2.01
Oil & Natural Gas Corporation Ltd. 1.95
Sesa Sterlite Ltd. 1.90
Bharti Airtel Ltd. 1.64 0.20
Tech Mahindra Ltd 1.79
Punjab National Bank 1.42 0.33
Cipla Ltd. 1.55
Bharat Forge Ltd. 1.46
Nestle India Ltd. 1.43
Apollo Tyres Ltd. 1.40
Hathway Cable & Datacom Ltd. 1.30
Others 8.26 0.38
Net Current Assets 1.84
Total 100.00
S&P BSE 100UTI Opportunities Fund
0
10000
20000
30000
40000
50000
Jul-05 Jan-08 Jul-10 Jan-13 Dec-14
0%
2%
11%
6%
12%
15%
13%
8%
31%
1%
6%
6%
7%
8%
14%
15%
16%
27%
0% 10% 20% 30% 40%
CASH
CEMENT & CEMENT PRODUCTS
ENERGY
PHARMA
CONSUMER GOODS
OTHERS
IT
AUTOMOBILE
FINANCIAL SERVICES
% of NAV (Futures)
C MY K
C MY K
16
UTI LEADERSHIP EQUITY FUND
Investment Objective
` 10,000 invested at inception: UTI Leadership Equity Fund Vs. CNX NIFTY
Portfolio as on December 31, 2014
Equity
Active Stock positions (as compared to Benchmark)
SnapshotFund ManagerMr. Sanjay Dongre, B.E., PGDM(IIMKolkata)
NAV as on December 31, 2014: Growth Option: ` 24.46 , Income Option: ` 22.68
Minimum Investment Amount : ` 5,000/-
No. of Unit Holders : 4,36,452
Fund Size(Quarterly Average as on 31/12/2014):
` 1,757 Crore
Inception Date: 30th January, 2006
High/Low NAV in the month : Growth option ` 25.27 / ` 23.44
Management Style - Market Cap Grid
Mid & Small
Large
Aggressive Moderate Conservative
Large & Mid
Market Capitalisation (%)
Large Mid Small
80 18 2
All figures given are provisional and unaudited.
Speciality / Theme Based Equity Fund
Volatility Measures Fund Benchmark
Fund Performance Vs Benchmark
PeriodNAV (%)
CNXNIFTY (%)
S&P BSE 100 (%)
NAV (`)
CNXNIFTY (`)
S&P BSE 100 (`)
SIP Returns as on December 31, 2014
Period Yield (%)Fund
Yield (%) CNX Nifty
Yield (%)CNX Nifty
ValueFund (`)
CNXNifty (`)
CNX Nifty(`)
InvestmentAmount(`)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10000
Beta 1.02
Standard Deviation (Annual) 13.4% 12.7%
Portfolio Turnover Ratio (Annual) 0.34
The investment objective of the scheme is to achieve long-term capital appreciation and/or dividend distribution by investing in stocks that are "Leaders" in their respective industries/sectors/sub-sectors.
The above value is calculated on the basis of the return from Growth Option of the Scheme. Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
01/01/2012 31/12/2012 30.59 27.70 27.70 13,059 12,770 12,770 01/01/2013 31/12/2013 7.42 6.76 6.76 10,742 10,676 10,676 01/01/2014 31/12/2014 38.16 31.39 31.39 13,816 13,139 13,139 3 Years* 24.65 21.42 21.16 19,379 17,910 17,795 5 Years* 10.82 9.75 9.50 16,719 15,927 15,746Since inception as on 31/12/2014 (CAGR)* 10.54 12.16 12.16 24,453 27,843 27,843
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 1000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account.
01/01/2012 to 31/12/2012 12,000 13,672 13,418 13,418 26.78 22.59 22.5901/01/2013 to 31/12/2013 12,000 12,896 12,838 12,838 14.12 13.18 13.1801/01/2014 to 31/12/2014 12,000 14,274 13,832 13,832 36.92 29.48 29.48Since inception as on 31/12/2014 1,06,000 1,87,809 1,82,862 1,82,862 12.54 11.97 11.97
Overweight (Top5)Bharat Forge Ltd.Ultratech Cement Ltd.Axis Bank Ltd.Shree Cement Ltd.Bharat Petroleum Corporation Ltd.
Underweight (Top5)HDFC Ltd.ITC Ltd.Reliance Industries Ltd.Infosys Ltd.Mahindra & Mahindra Ltd.
% of top 10 stocks 46.97Median Market Cap (` Cr) 125,727 Weighted Average Market Cap (` Cr.) 139,092
New Initiative
SMS: LLEF to 5676756 to get scheme details.
Sectoral Breakdown ( % as compared to Benchmark )
% of NAV
- Long term capital growth- Investment in equity instruments of companies that are “Leaders” in their respective
industries/sectors / sub-sectors. - High risk (Brown)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
ICICI Bank Ltd 6.88
HDFC Bank Ltd. 5.77
Axis Bank Ltd. 5.69
Tata Consultancy Services Ltd. 4.93
Infosys Ltd. 4.69
State Bank Of India 4.31
Larsen & Toubro Ltd. 4.23
Ultratech Cement Ltd. 3.79
Tata Motors Ltd. 3.39
Maruti Suzuki India Ltd. 3.30
Bharat Forge Ltd. 2.99
Reliance Industries Ltd. 2.78
Lupin Ltd. 2.75
ITC Ltd. 2.71
Bharat Petroleum Corporation Ltd. 2.38
Dr. Reddy'S Laboratories Ltd. 2.21
Tech Mahindra Ltd 2.13
Sun Pharmaceuticals Industries Ltd. 2.06
Hero Motocorp Ltd. 1.94
Oil & Natural Gas Corporation Ltd. 1.93
Wipro Ltd. 1.89
Shree Cement Ltd. 1.86
Bharti Airtel Ltd. 1.60
Punjab National Bank 1.40
Tata Chemicals Ltd. 1.36
Aditya Birla Nuvo Ltd. 1.29
Voltas Ltd. 1.17
Crompton Greaves Ltd. 1.17
Apollo Tyres Ltd. 1.14
Federal Bank Ltd. 1.07
Others 14.17
Net Current Assets 1.02
Total 100.00
CNX NIFTYUTI Leadership Equity Fund
UTI Leadership Equity Fund CNX NIFTY
-
6,000
12,000
18,000
24,000
30,000
Jan-06 Jan-08 Jan-10 Jan-12 Dec-14
24,453
27,843
0%
1%
3%
6%
5%
12%
9%
17%
16%
32%
1%
6%
7%
7%
7%
8%
11%
12%
14%
28%
0% 10% 20% 30% 40%
CASH
INDUSTRIAL MANUFACTURING
CEMENT & CEMENT PRODUCTS
PHARMA
CONSTRUCTION
ENERGY
AUTOMOBILE
OTHERS
IT
FINANCIAL SERVICES
C MY K
17
C MY K
Portfolio as on December 31, 2014
Equity % of NAV
UTI MNC FUND
Speciality / Theme Based Equity Fund
Active Stock positions (as compared to Benchmark)
` 10,000 invested at inception: UTI MNC Fund Vs. CNX MNC
SnapshotFund ManagerMrs. Swati Kulkarni, MFM (NMIMS), CFA
NAV as on December 31, 2014 : Growth Option: ` 134.28 , Income Option: ` 80.02
Minimum Investment Amount : ` 5,000/-
No. of Unit Holders : 72,229
Fund Size(Quarterly Average as on 31/12/2014):
` 539 Crore
Inception Date: 29th May, 1998
High/Low NAV in the month : Growth option ` 137.74 / ` 127.95
Management Style - Market Cap Grid
Mid & Small
Large
Aggressive Moderate Conservative
Large & Mid
Market Capitalisation (%)
Large Mid Small
48 43 9
Investment Objective
Volatility Measures Fund Benchmark
Fund Performance Vs Benchmark
PeriodNAV (%)
CNX MNC(%)
CNX Nifty (%)
NAV (`)
CNX MNC (`)
CNX Nifty (`)
SIP Returns as on December 31, 2014
Period Yield (%)Fund
Yield (%)CNX MNC
Yield (%)CNX Nifty
Value-Fund (`)
CNX MNC (`)
CNX Nifty (`)
InvestmentAmount (`)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10000
Beta 0.71 Standard Deviation (Annual) 12.0% 14.0%Portfolio Turnover Ratio (Annual) 0.11
The Funds collected under the scheme shall be invested predominantly in stocks of Multinational Corporations and other liquid stocks. The funds collected under the scheme shall be invested in equities and equity related instruments. The risk profile of investment could be high.
01/01/2012 31/12/2012 31.26 28.29 27.70 13,126 12,829 12,770 01/01/2013 31/12/2013 10.63 7.74 6.76 11,063 10,774 10,676 01/01/2014 31/12/2014 62.94 42.47 31.39 16,294 14,247 13,139 3 Years* 33.22 25.31 21.42 23,662 19,689 17,910 5 Years* 22.88 13.80 9.75 28,032 19,093 15,927Since inception as on 31/12/2014 (CAGR)* 18.80 12.11 13.08 1,74,646 66,716 76,975
The above value is calculated on the basis of the return from Growth Option of the Scheme. Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 1000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. @:Since inception return for above mentioned schemes is taken for the period December 2004 to Dec 2014 (Since SIP facility was introduced in November 2004).
01/01/2012 to 31/12/2012 12,000 13,523 13,253 13,418 24.32 19.89 22.5901/01/2013 to 31/12/2013 12,000 13,531 13,266 12,838 24.44 20.10 13.1801/01/2014 to 31/12/2014 12,000 16,572 14,965 13,832 77.45 48.79 29.48Since inception as on 31/12/2014 @ 1,21,000 3,86,178 2,89,470 2,37,400 21.76 16.48 12.82
Overweight (Top5)Eicher Motors LtdHoneywell Automation India Ltd.Crisil LtdING Vysya Bank Limited.SKF India Ltd.
Underweight(Top5)Hindustan Unilever Ltd.Maruti Suzuki India Ltd.Sesa Sterlite Ltd.Ambuja Cements Ltd.Colgate Palmolive India Ltd.
All figures given are provisional and unaudited.
% of top 10 stocks 46.89Median Market Cap (` Cr) 24,265 Weighted Average Market Cap (` Cr.) 35,526
Eicher Motors Ltd 7.23
Maruti Suzuki India Ltd. 6.93
Bosch Ltd. 6.71
Cummins India Ltd. 4.68
Britannia Industries Ltd. 3.96
Ambuja Cements Ltd. 3.80
Hindustan Unilever Ltd. 3.60
Honeywell Automation India Ltd. 3.46
Crisil Ltd 3.27
ING Vysya Bank Limited. 3.24
Oracle Financial Services Software Ltd. 2.85
SKF India Ltd. 2.71
Gillette India Ltd. 2.68
United Spirits Ltd. 2.56
Siemens India Ltd. 2.56
Sesa Sterlite Ltd. 2.39
ITD Cementation India Ltd. 2.17
Mphasis Ltd 2.13
Alstom T&D India Ltd. 2.02
Procter & Gamble Hygiene & Hel Care Ltd. 2.00
Mahindra Cie Automotive Ltd 1.90
Sanofi India Ltd. 1.89
Akzo Nobel India Ltd. 1.87
Pfizer Limited 1.86
Glaxosmithkline Pharmacueticals Ltd. 1.84
Ingersol Rand India Ltd. 1.62
Nestle India Ltd. 1.56
Colgate Palmolive India Ltd. 1.51
Castrol India Ltd. 1.37
Clariant Chemicals (India) Ltd. 1.26
Others 6.25
Net Current Assets 6.12
Total 100.00
New Initiative SMS: LMNC to 5676756 to get scheme details.
Sectoral Breakdown ( % as compared to Benchmark )
- Long term capital growth- Investment predominantly in equity instruments of Multinational companies
and other liquid stocks. - High risk (Brown)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
UTI MNC Fund CNX MNC
CNX MNC UTI MNC Fund
0
50000
100000
150000
200000
Apr-98 Apr-02 Apr-06 Apr-10 Dec-14
1,74,646
66,716
0%
3%
0%
25%
11%
35%
26%
6%
6%
7%
18%
20%
21%
22%
0% 10% 20% 30% 40%
CASH
PHARMA
FINANCIAL SERVICES
OTHERS
INDUSTRIAL MANUFACTURING
CONSUMER GOODS
AUTOMOBILE
CMYK
CMYK
18
UTI WEALTH BUILDER FUND - SERIES II IIAn open-ended equity scheme
Investment Objective Portfolio as on December 31, 2014
Active Stock positions (as compared to Benchmark)
10,000 invested at inception: UTI Wealth Builder Fund - Series - II Vs. S&P BSE 100, Gold & Crisil Bond Fund Index (Refer page 62)
SnapshotFund ManagerMr. Lalit Nambiar , CFA, MMS(Finance)
NAV as on 2014 : Growth Option: ` 27.81 , Income Option: ` 19.76December 31,
Minimum Investment Amount : 5,000/-
No. of Unit Holders : 82,152
Fund Size(Quarterly Average as on 31/12/2014):
493 Crore
Inception Date: 19th November, 2008
High/Low NAV in the month : Growth option ` 28.50 / ` 27.02
Market Capitalisation (%)
Large Mid Small
Management Style - Market Cap Grid
Large
Aggressive Moderate Conservative
Large & Mid
Mid & Small
82 14 4
All figures given are provisional and unaudited.
Speciality / Theme Based Equity Fund
Volatility Measures Fund Benchmark
Fund Performance Vs Benchmark
Yield (%)CNX Nifty
SIP Returns as on December 31, 2014
Period Yield (%)Fund
Yield (%)Bench-mark@
Value-Fund (`)
Bench-
mark@(`)CNX Nifty
( `)
InvestmentAmount ( `)
The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10000
PeriodNAV (%)
Benchmark@
(%)
CNX Nifty (%)
NAV Benchmark@ CNX Nifty (`) (`) (`)
The above value is calculated on the basis of the return from Growth Option of the Scheme. Past performance may or may not be sustained in future.@S&P BSE 100, Gold ETF & Crisil Bond Fund Index (Please refer to pg. 62)*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
01/01/2012 31/12/2012 24.91 23.49 27.70 12,491 12,349 12,770 01/01/2013 31/12/2013 -3.41 -0.64 6.76 9,659 9,936 10,676 01/01/2014 31/12/2014 22.68 20.86 31.39 12,268 12,086 13,139 3 Years* 13.95 14.03 21.42 14,801 14,832 17,910 5 Years* 9.78 9.91 9.75 15,949 16,043 15,927 Since inception as on 31/12/2014 (CAGR)* 18.20 19.28 20.59 27,814 29,405 31,437
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 1000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. @S&P BSE 100, Gold ETF & Crisil Bond Fund Index
Beta 0.96 Standard Deviation (Annual) 9.7% 8.8%Portfolio Turnover Ratio (Annual) 0.03
01/01/2012 to 31/12/2012 12,000 13,262 13,559 13,418 20.05 24.92 22.5901/01/2013 to 31/12/2013 12,000 12,257 12,874 12,838 4.00 13.75 13.1801/01/2014 to 31/12/2014 12,000 13,264 13,894 13,832 20.10 30.51 29.48Since inception as on 31/12/2014 72,000 1,04,946 1,13,066 1,12,419 12.43 14.91 14.71
Overweight (Top5)Crisil LtdOil & Natural Gas Corporation Ltd.Shree Cement Ltd.Tata Chemicals Ltd.Ultratech Cement Ltd.
Underweight(Top5)UTI MF- Gold Exchange Traded FundITC Ltd.Kotak Mahindra Bank Ltd.Hcl Technologies Ltd.Hero Motocorp Ltd.
% of top 10 stocks 37.63Median Market Cap (` Cr) 148,720 Weighted Average Market Cap (` Cr.) 155,774
Equity % of NAV
UTI MF- Gold Exchange Traded Fund 19.78
Infosys Ltd. 4.89
ICICI Bank Ltd 4.47
Reliance Industries Ltd. 4.21
HDFC Bank Ltd. 3.99
Tata Consultancy Services Ltd. 3.85
Crisil Ltd 3.83
HDFC Ltd. 3.64
Oil & Natural Gas Corporation Ltd. 2.97
ITC Ltd. 2.94
Larsen & Toubro Ltd. 2.84
State Bank Of India 2.51
Bharti Airtel Ltd. 2.19
Wipro Ltd. 1.94
Ultratech Cement Ltd. 1.89
Sun Pharmaceuticals Industries Ltd. 1.77
Shree Cement Ltd. 1.74
Tech Mahindra Ltd 1.71
Tata Motors Ltd. 1.71
Tata Chemicals Ltd. 1.62
Axis Bank Ltd. 1.48
Aditya Birla Nuvo Ltd. 1.46
Nestle India Ltd. 1.34
Mahindra & Mahindra Ltd. 1.34
Maruti Suzuki India Ltd. 1.26
Vardhman Textiles Ltd. 1.20
Hindustan Unilever Ltd. 1.12
Cadila Healthcare Ltd. 1.05
Raymond Limited. 1.01
Akzo Nobel India Ltd. 0.89
Others 11.49
Net Current Assets 1.87
Total 100.00
Sectoral Breakdown ( % as compared to Benchmark )
- Long term capital growth- Investment in equity instruments/ Gold ETFs- High risk (Brown)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
UTI Wealth Builder Fund - Series - II S&P BSE 100, Gold & Crisil Bond Fund Index (Refer page 62)
29,405
27,814
S&P BSE 100, Gold & Crisil Bond Fund Index UTI Wealth Builder Fund - Series - II
8000
13000
18000
23000
28000
33000
Nov-08 Feb-10 May-11 Aug-12 Nov-13 Dec-14
0%
5%
8%
7%
9%
35%
20%
15%
2%
5%
7%
9%
12%
20%
21%
24%
0% 10% 20% 30% 40%
CASH
AUTOMOBILE
CONSUMER GOODS
ENERGY
IT
GOLD
FINANCIAL SERVICES
OTHERS
CMYK
CMYK
19
UTI MID CAP FUND
Portfolio as on December 31, 2014Investment ObjectiveInvestment objective is "capital appreciation" by investing primarily in mid cap stocks.
` 10,000 invested at inception: UTI Mid Cap Fund Vs. CNX Mid Cap Index
Active Stock positions (as compared to Benchmark)
New Initiative
SMS: LMCP to 5676756 to get scheme details.
SnapshotHead-Equity & Fund ManagerMr. Anoop Bhaskar, B.Com. MBA (Finance)
NAV as on December 31, 2014 : Growth Option: 75.43 , Income Option: 47.43
Minimum Investment Amount : 5,000/-
No. of Unit Holders : 1,95,251
Fund Size(Quarterly Average as on 31/12/2014):
` 1,956 Crore
Inception Date: 7th April, 2004
High/Low NAV in the month : Growth option ` 75.55 / ` 70.90
Management Style - Market Cap Grid
Mid & Small
Large
Aggressive Moderate Conservative
Large & Mid
Market Capitalisation (%)
Large Mid Small
18 57 25
Speciality / Theme Based Equity Fund
Volatility Measures Fund Benchmark
Fund Performance Vs Benchmark
SIP Returns as on December 31, 2014
Period Yield (%)Fund
Yield (%)CNX Mid Cap
Yield (%)CNX Nifty
Value-Fund (`)
CNX Mid CapIndex (`)
CNX Nifty(`)
InvestmentAmount(`)
01/01/2012 31/12/2012 41.55 39.16 27.70 14,155 13,916 12,770 01/01/2013 31/12/2013 9.69 -5.10 6.76 10,969 9,490 10,676 01/01/2014 31/12/2014 90.44 55.91 31.39 19,044 15,591 13,139 3 Years* 43.49 27.19 21.42 29,573 20,589 17,910 5 Years* 21.74 11.10 9.75 26,755 16,932 15,927Since inception as on 31/12/2014 (CAGR)* 21.74 17.35 14.99 82,705 55,748 44,820
The above value is calculated on the basis of the return from Growth Option of the Scheme. Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 1000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. @:Since inception return for above mentioned schemes is taken for the period December 2004 to Dec 2014 (Since SIP facility was introduced in November 2004).
01/01/2012 to 31/12/2012 12,000 14,182 13,897 13,418 35.32 30.54 22.5901/01/2013 to 31/12/2013 12,000 14,344 12,813 12,838 38.05 12.79 13.1801/01/2014 to 31/12/2014 12,000 17,444 15,544 13,832 93.57 58.95 29.48Since inception as on 31/12/2014 @ 1,21,000 3,79,806 2,65,028 2,37,400 21.46 14.85 12.82
Beta 0.74 Standard Deviation (Annual) 14.7% 17.6%Portfolio Turnover Ratio (Annual) 0.14
Overweight (Top5)SRF Ltd.Ceat Ltd.Indoco Remedies Ltd.Indus Ind Bank Ltd.La-Opala Rg Ltd.
Underweight(Top5)Aurobindo Pharma Ltd.Bharti Infratel LtdIndiabulls Housing Finance Ltd.Divis Laboratories Ltd.Glenmark Pharmaceuticals Ltd
All figures given are provisional and unaudited.
% of top 10 stocks 22.76
Median Market Cap (` Cr) 8,796
Weighted Average Market Cap (` Cr.) 14,265
Eicher Motors Ltd 3.35
SRF Ltd. 2.74
Ceat Ltd. 2.29
Indoco Remedies Ltd. 2.25
Motherson Sumi System Ltd. 1.44 0.7
Apollo Tyres Ltd. 1.30 0.82
Bharat Forge Ltd. 1.69 0.36
Mahindra & Mahindra Fin.Ser.Ltd. 2.01
Indus Ind Bank Ltd. 1.96
Amarraja Batteries Ltd. 1.85
Crompton Greaves Ltd. 1.08 0.67
La-Opala Rg Ltd. 1.74
Tata Chemicals Ltd. 1.52 0.22
Arvind Ltd. 1.47 0.26
NCC Ltd. 1.73
Orient Cement Limited 1.64
Union Bank Of India 0.74 0.84
Pidilite Industries Ltd. 1.53
MRF Ltd. 1.50
Federal Bank Ltd. 1.44 0.06
Britannia Industries Ltd. 1.50
UPL Ltd. 1.14 0.21
Lupin Ltd. 1.34
Whirlpool Of India Ltd. 1.29
Glaxosmithkline Consumer Healthcare Ltd. 1.27
Navneet Education Ltd. 1.20
Bosch Ltd. 1.20
Karur Vysya Bank Ltd. 1.18
Tube Investments Of India Ltd. 1.11
Cholamandalam Investment & Finance Company Ltd 1.07
Others 38.28 0.55
Net Current Assets 14.15
Total 100.00
PeriodNAV (%) Index (%)
CNX Nifty (%)
NAV (`)
CNX Mid CapIndex (`)
CNX Nifty (`)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10000
CNX Mid Cap
Sectoral Breakdown ( % as compared to Benchmark )
Equity % of NAV
- Long term capital growth- Investment primarily in mid cap equity instruments- High risk (Brown)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
UTI Mid Cap Fund CNX Mid Cap Index
82,705
55,748
CNX Mid Cap IndexUTI Mid Cap Fund
Load Structure: Please refer to page No. 5
-
15,000
30,000
45,000
60,000
85,000
Mar-04 Mar-06 Mar-08 Mar-10 Mar-12 Dec-14
1%
11%
12%
8%
0%
10%
21%
11%
28%
6%
6%
7%
9%
9%
11%
12%
18%
21%
0% 10% 20% 30%
TEXTILES
ENERGY
PHARMA
INDUSTRIAL MANUFACTURING
CASH
CONSUMER GOODS
FINANCIAL SERVICES
AUTOMOBILE
OTHERS
UTI India Lifestyle Fund CNX 500
19,622
18,254
C MY K
20
C MY K
UTI INDIA LIFESTYLE FUND
Investment Objective
` 10,000 invested at inception: UTI India Lifestyle Fund Vs. CNX 500
Active Stock positions (as compared to Benchmark)
Portfolio as on December 31, 2014
SnapshotFund ManagerMr. Lalit Nambiar, CFA, MMS(Finance)
NAV as on December 31, 2014 : Growth Option: ` 19.62 , Income Option: ` 19.62
Minimum Investment Amount : ` 5,000/-
No. of Unit Holders : 77,580
Fund Size(Quarterly Average as on 31/12/2014):
` 319 Crore
Inception Date: 30th July, 2007
High/Low NAV in the month : Growth option ` 20.29 / ` 18.87
Market Capitalisation (%)
Large Mid Small
79 20 1
Speciality / Theme Based Equity Fund
Volatility Measures Fund Benchmark
Fund Performance Vs Benchmark
PeriodNAV (%)
CNX500 (%)
CNX Nifty (%)
NAV (`)
CNX500 (`)
CNX Nifty (`)
SIP Returns as on December 31, 2014
Period Yield (%)Fund
Yield (%)CNX 500
Yield (%)CNX Nifty
Value-Fund (`)
CNX500 (`)
CNX Nifty (`)
InvestmentAmount (`)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10000
The investment objective of the scheme is to provide long term capital appreciation and/or
income distribution from a diversified portfolio of equity and equity related instruments by
primarily investing in sectors, areas, companies and themes that are expected to benefit from
changing Indian demographics, Indian lifestyles and rising consumption pattern. However,
there can be no assurance that the investment objective of the scheme will be achieved.
01/01/2012 31/12/2012 33.27 31.84 27.70 13,327 13,184 12,770 01/01/2013 31/12/2013 5.83 3.61 6.76 10,583 10,361 10,676 01/01/2014 31/12/2014 32.59 37.82 31.39 13,259 13,782 13,139 3 Years* 23.18 23.46 21.42 18,701 18,829 17,910 5 Years* 14.60 9.36 9.75 19,774 15,646 15,927Since inception as on 31/12/2014 (CAGR)* 9.50 8.44 8.76 19,622 18,254 18,658
The above value is calculated on the basis of the return from Growth Option of the Scheme. Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
01/01/2012 to 31/12/2012 12,000 13,773 13,622 13,418 28.46 25.95 22.5901/01/2013 to 31/12/2013 12,000 12,855 12,867 12,838 13.45 13.65 13.1801/01/2014 to 31/12/2014 12,000 14,053 14,272 13,832 33.19 36.89 29.48Since inception as on 31/12/2014 88,000 1,60,413 1,45,556 1,42,199 16.03 13.45 12.83
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 1000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account.
Beta 0.90 Standard Deviation (Annual) 12.2% 13.3%Portfolio Turnover Ratio (Annual) 0.04
Overweight (Top5)Whirlpool Of India Ltd.Crisil LtdUnited Spirits Ltd.Infosys Ltd.Pidilite Industries Ltd.
Underweight(Top5)Kotak Mahindra Bank Ltd.HCL Technologies Ltd.Hero Motocorp Ltd.Indus Ind Bank Ltd.Lupin Ltd.
All figures given are provisional and unaudited.
% of top 10 stocks 44.94Median Market Cap (` Cr) 151,813 Weighted Average Market Cap (` Cr.) 147,956
Equity % of NAV
Sectoral Breakdown ( % as compared to Benchmark )
- Long term capital growth- Investment in equity instruments of companies that are expected to benefit from
changing Indian demographics and indian lifestyles - High risk (Brown)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
CNX 500UTI India Lifestyle Fund
Infosys Ltd. 6.87
ICICI Bank Ltd 6.20
HDFC Bank Ltd. 5.11
Reliance Industries Ltd. 4.86
HDFC Ltd. 4.54
ITC Ltd. 4.21
Larsen & Toubro Ltd. 3.80
State Bank Of India 3.27
Tata Consultancy Services Ltd. 3.17
Whirlpool Of India Ltd. 2.90
Crisil Ltd 2.83
Sun Pharmaceuticals Industries Ltd. 2.51
Tata Motors Ltd. 2.47
United Spirits Ltd. 2.21
Bharti Airtel Ltd. 2.18
Tech Mahindra Ltd 2.07
Oil & Natural Gas Corporation Ltd. 2.02
Pidilite Industries Ltd. 1.77
Axis Bank Ltd. 1.75
Hindustan Unilever Ltd. 1.72
Aditya Birla Nuvo Ltd. 1.41
Mahindra & Mahindra Ltd. 1.40
Bharat Forge Ltd. 1.39
Coal India Ltd. 1.31
Tata Chemicals Ltd. 1.29
Phoenix Mills Ltd 1.23
Wipro Ltd. 1.22
Havells India Ltd. 1.17
Shree Cement Ltd. 1.15
Cadila Healthcare Ltd. 1.15
Others 17.39
Net Current Assets 3.43
Total 100.00
4000
9000
14000
19000
24000
Jul-07 Jul-09 Jul-11 Jul-13 Dec-14
0%
5%
7%
9%
10%
12%
11%
18%
29%
3%
6%
6%
6%
9%
13%
14%
17%
26%
0% 10% 20% 30% 40%
CASH
CONSTRUCTION
PHARMA
AUTOMOBILE
ENERGY
IT
CONSUMER GOODS
OTHERS
FINANCIAL SERVICES
C MY K
C MY K
21
Portfolio as on December 31, 2014
Equity
Investment Objective
` 10,000 invested at inception: UTI Infrastructure Fund Vs. S&P BSE 100
Active Stock positions (as compared to Benchmark)
SnapshotFund ManagerMr. Sanjay Dongre, B.E PGDM (IIM Kolkatta)
NAV as on December 31, 2014 : Growth Option: ` 42.71 , Income Option: ` 24.28
Minimum Investment Amount : ` 5,000/-
No. of Unit Holders : 4,95,608
Fund Size(Quarterly Average as on 31/12/2014):
` 1,592 Crore
Inception Date: 7th April, 2004
High/Low NAV in the month : Growth option ` 43.35 / ` 40.17
Management Style - Market Cap Grid
Mid & Small
Large
Aggressive Moderate Conservative
Large & Mid
Market Capitalisation (%)
Large Mid Small
56 31 13
All figures given are provisional and unaudited.
UTI INFRASTRUCTURE FUND
Speciality / Theme Based Equity Fund
Volatility Measures Fund Benchmark
Fund Performance Vs Benchmark
PeriodNAV (%)
S&P BSE 100(%)
CNX Nifty (%)
NAV (`)
S&P BSE 100 (`)
CNX Nifty (`)
SIP Returns as on December 31, 2014
Period Yield (%)Fund
Yield (%)
S&P BSE 100
Yield (%)CNX Nifty
Value-Fund (`)
S&P BSE 100
(`)CNX Nifty
(`)InvestmentAmount(`)
Fund performance Vs Benchmark as on 31/12/2014 Growth of `10000
The investment objective of the Scheme is to provide income distribution and / or medium to long term “capital appreciation” by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.
01/01/2012 31/12/2012 32.15 29.96 27.70 13,215 12,996 12,770 01/01/2013 31/12/2013 -11.46 5.87 6.76 8,854 10,587 10,676 01/01/2014 31/12/2014 60.12 32.28 31.39 16,012 13,228 13,139 3 Years* 23.25 22.07 21.42 18,733 18,200 17,910 5 Years* 3.71 9.34 9.75 11,999 15,632 15,927Since inception as on 31/12/2014 (CAGR)* 15.45 15.42 14.99 46,784 46,653 44,820
The above value is calculated on the basis of the return from Growth Option of the Scheme. Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of ` 1000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. @:Since inception return for above mentioned schemes is taken for the period December 2004 to Dec 2014 (Since SIP facility was introduced in November 2004).
01/01/2012 to 31/12/2012 12,000 13,496 13,559 13,418 23.87 24.92 22.5901/01/2013 to 31/12/2013 12,000 12,208 12,874 12,838 3.23 13.75 13.1801/01/2014 to 31/12/2014 12,000 15,565 13,894 13,832 59.33 30.51 29.48Since inception as on 31/12/2014 @ 1,21,000 2,02,779 2,38,015 2,37,400 9.88 12.86 12.82
Beta 1.36 Standard Deviation (Annual) 19.9% 13.2%Portfolio Turnover Ratio (Annual) 0.51
Overweight (Top5)Shree Cement Ltd.Axis Bank Ltd.Cummins India Ltd.State Bank Of IndiaNCC Ltd.
Underweight(Top5)ITC Ltd.Infosys Ltd.HDFC Bank Ltd.HDFC Ltd.Tata Consultancy Services Ltd.
% of top 10 stocks 51.75Median Market Cap (` Cr) 33,791 Weighted Average Market Cap (` Cr.) 75,008
Axis Bank Ltd. 7.48
State Bank Of India 7.16
ICICI Bank Ltd 6.14
Larsen & Toubro Ltd. 5.94
Shree Cement Ltd. 5.84
Cummins India Ltd. 4.61
NCC Ltd. 3.84
Ultratech Cement Ltd. 3.65
Adani Ports And Special Economic Zone Ltd 3.56
Bharat Forge Ltd. 3.52
Bank Of Baroda 3.20
IRB Infrastructure Developers Ltd. 2.79
Voltas Ltd. 2.71
Thermax Ltd. 2.65
Bharat Petroleum Corporation Ltd. 2.41
Crompton Greaves Ltd. 2.22
Oil & Natural Gas Corporation Ltd. 2.12
Federal Bank Ltd. 1.88
Simplex Infrastructures Ltd. 1.78
Kalpataru Power Transmission Limited 1.69
KEC International Ltd. 1.58
Blue Star Limited 1.56
Orient Cement Limited 1.44
Reliance Industries Ltd. 1.38
ABB India Ltd. 1.28
Gujarat Mineral Dev Corpn. Ltd. 1.28
Bharti Airtel Ltd. 1.09
Texmaco Rail & Engineering Ltd 1.08
Kirloskar Oil Engines Ltd. 1.07
Siemens India Ltd. 1.04
Others 10.69
Net Current Assets 1.32
Total 100.00
New Initiative
SMS: LIF to 5676756 to get scheme details.
Sectoral Breakdown ( % as compared to Benchmark )
- Long term capital growth- Investment predominantly in equity instruments of companies in the
infrastructure sector - High risk (Brown)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
% of NAV
UTI Infrastructure Fund S&P BSE 100
46,784
46,653
S&P BSE 100UTI Infrastructure Fund
Load Structure: Please refer to page No. 5
-
15,000
30,000
45,000
60,000
Mar-04 Mar-07 Mar-10 Mar-13 Dec-14
0%
48%
1%
11%
2%
4%
2%
31%
1%
5%
5%
10%
12%
20%
20%
27%
0% 10% 20% 30% 40% 50% 60%
FINANCIAL SERVICES
OTHERS
CONSTRUCTION
ENERGY
INDUSTRIAL MANUFACTURING
CASH
CEMENT & CEMENT PRODUCTS
SERVICES
-
20,000
40,000
65,000
80,000
Apr-04 Apr-06 Apr-08 Apr-10 Apr-12 Dec-14
C MY K
22
C MY K
Investment Objective
` 10,000 invested at inception: UTI Banking Sector Fund Vs. CNX Bank Nifty
Active Stock positions (as compared to Benchmark)
Portfolio as on December 31, 2014
Equity
New Initiative
SMS: LBSF to 5676756 to get scheme details.
SnapshotFund ManagerMr. Lalit Nambiar, CFA, MMS(Finance)
NAV as on December 31, 2014 : Growth Option: ` 69.01 , Income Option: ` 31.80
Minimum Investment Amount : ` 5,000/-
No. of Unit Holders : 51,520
Fund Size(Quarterly Average as on 31/12/2014):
` 385 Crore
Inception Date: 7th April, 2004
High/Low NAV in the month : Growth option ` 69.01 / ` 64.98
Market Capitalisation (%)
Large Mid Small
74 26 0
All figures given are provisional and unaudited.
UTI BANKING SECTOR FUND
Sectoral Equity Fund
Volatility Measures Fund Benchmark
Fund Performance Vs Benchmark
SIP Returns as on December 31, 2014
Period Yield (%)Fund
Yield (%) CNXBank Nifty
Yield (%)CNX Nifty
Value-Fund (`)
CNX BankNifty (`)
CNX Nifty(`)
InvestmentAmount (`)
PeriodNAV (%)
CNX BankNifty (%)
CNX Nifty (%)
NAV (`)
CNX BankNifty (`)
CNX Nifty (`)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10000
Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.
01/01/2012 31/12/2012 58.69 56.54 27.70 15,869 15,654 12,770 01/01/2013 31/12/2013 -13.51 -8.73 6.76 8,649 9,127 10,676 01/01/2014 31/12/2014 64.03 64.57 31.39 16,403 16,457 13,139 3 Years* 31.03 32.94 21.42 22,513 23,513 17,910 5 Years* 15.67 15.71 9.75 20,715 20,750 15,927 Since inception as on 31/12/2014 (CAGR)* 19.70 18.99 14.99 68,978 64,709 44,820
The above value is calculated on the basis of the return from Growth Option of the Scheme. Past performance may or may not be sustained in future.# The Benchmark Index of UTI-Banking Sector Fund is changed from S&P CNX Banks Index to CNX BANK Index with effect from May 13, 2010*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
01/01/2012 to 31/12/2012 12,000 14,752 14,666 13,418 45.04 43.57 22.5901/01/2013 to 31/12/2013 12,000 11,856 12,080 12,838 -2.21 1.23 13.1801/01/2014 to 31/12/2014 12,000 16,375 16,395 13,832 73.86 74.22 29.48Since inception as on 31/12/2014 @ 1,21,000 3,25,079 3,24,062 2,37,400 18.61 18.55 12.82
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 1000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. @:Since inception return for above mentioned schemes is taken for the period December 2004 to Dec 2014 (Since SIP facility was introduced in November 2004).
Beta 0.98 Standard Deviation (Annual) 20.8% 21.0%Portfolio Turnover Ratio (Annual) 0.29
Overweight (Top5)Mahindra & Mahindra Fin.Ser.Ltd.Federal Bank Ltd.Indus Ind Bank Ltd.LIC Housing Finance Ltd.Indian Bank
Underweight(Top5)State Bank Of IndiaICICI Bank LtdKotak Mahindra Bank Ltd.HDFC Bank Ltd.Yes Bank Ltd.
% of top 10 stocks 81.31Median Market Cap (` Cr) 161,433 Weighted Average Market Cap (` Cr.) 126,215
HDFC Bank Ltd. 20.50
ICICI Bank Ltd 19.63
Axis Bank Ltd. 11.01
Indus Ind Bank Ltd. 7.64
Federal Bank Ltd. 5.36
Mahindra & Mahindra Fin.Ser.Ltd. 4.04
State Bank Of India 3.88
Punjab National Bank 3.80
Bank Of Baroda 2.95
LIC Housing Finance Ltd. 2.51
Indian Bank 2.45
Repco Home Finance Ltd. 2.07
Union Bank Of India 1.86
Karur Vysya Bank Ltd. 1.71
ING Vysya Bank Limited. 1.66
Allahabad Bank 1.59
HDFC Ltd. 1.09
Kotak Mahindra Bank Ltd. 1.06
Cholamandalam Investment & Finance Company Ltd 0.9
Muthoot Finance Ltd 0.43
State Bank Of Bikaner & Jaipur 0.23
Magma Fincorp Ltd. 0.11
Net Current Assets 3.52
Total 100.00
% of NAV
- Long term capital growth- Investment primarily in equity instruments of companies engaged in banking
and financial services activities - High risk (Brown)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
UTI Banking Sector Fund CNX Bank Nifty
Sectoral Breakdown ( % as compared to Benchmark )
CNX Bank NiftyUTI Banking Sector Fund
68,978
64,709
Co-Fund ManagerMr. Amit Premchandani, PGDM (IIM Indore), CA, CFA
Load Structure:Please refer to page no. 5
0%4%
96%
0% 20% 40% 60% 80% 100%
CASH
FINANCIAL SERVICES
C MY K
C MY K
23
Portfolio as on December 31, 2014
Equity
Active Stock positions (as compared to Benchmark)
` 10,000 invested at inception: UTI Pharma & Healthcare Fund Vs. CNX Pharmaceuticals
Investment Objective
New Initiative
SMS: LPHF to 5676756 to get scheme details.
SnapshotFund ManagerMr. Lalit Nambiar, CFA, MMS (Finance)
NAV as on December 31, 2014 : Growth Option: ` 84.30 , Income Option: ` 65.15
Minimum Investment Amount : ` 5,000/-
No. of Unit Holders : 28,648
Fund Size(Quarterly Average as on 31/12/2014):
` 208 Crore
Inception Date: 28th June, 1999
High/Low NAV in the month : Growth option ` 86.35 / ` 81.35
Market Capitalisation (%)
Large Mid Small
70 24 6
UTI PHARMA & HEALTHCARE FUND
Sectoral Equity Fund
Volatility Measures Fund Benchmark
Fund Performance Vs Benchmark
SIP Returns as on December 31, 2014
Period Yield (%)Fund
Yield (%)CNXPharmaceuti-
cals(`)Yield (%)CNX Nifty
ValueFund(`)
CNXPharmaceuti-
cals(`)CNX Nifty
(`) InvestmentAmount (`)
PeriodNAV (%)
CNXPharmaceuticals
(%)
CNX Nifty (%)
NAV(`)
CNX Nifty (`)
CNXPharmaceuticals
(`)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10000
Investment will be made in stocks of companies engaged in manufacturing of Pharmaceuticals- bulk drugs, formulations & OTC drugs, medical equipment and accessories, personal healthcare products and also companies owning/managing hospitals etc.
01/01/2012 31/12/2012 24.78 33.79 27.70 12,478 13,379 12,770 01/01/2013 31/12/2013 23.26 20.20 6.76 12,326 12,020 10,676 01/01/2014 31/12/2014 43.74 47.36 31.39 14,374 14,736 13,139 3 Years* 30.24 33.29 21.42 22,108 23,699 17,910 5 Years* 22.38 22.61 9.75 27,466 27,725 15,927 Since inception as on 31/12/2014 (CAGR)* 16.81 17.79 13.30 1,11,513 1,26,953 69,451
The above value is calculated on the basis of the return from Growth Option of the Scheme. Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 1000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. @:Since inception return for above mentioned schemes is taken for the period December 2004 to Dec 2014 (Since SIP facility was introduced in November 2004).
Beta 0.93 Standard Deviation (Annual) 14.5% 15.3%Portfolio Turnover Ratio (Annual) 0.12
Overweight (Top5)Ranbaxy Laboratories Ltd.Pfizer LimitedIndoco Remedies Ltd.Biocon Ltd.Natco Pharma Ltd.
Underweight(Top5)Sun Pharmaceuticals Industries Ltd.Aurobindo Pharma Ltd.Cipla Ltd.Cadila Healthcare Ltd.Piramal Enterprises Ltd.
All figures given are provisional and unaudited.
% of top 10 stocks 75.60Median Market Cap (` Cr) 54,117 Weighted Average Market Cap (` Cr.) 61,061
Sun Pharmaceuticals Industries Ltd. 17.38
Dr. Reddy'S Laboratories Ltd. 14.82
Lupin Ltd. 12.27
Cipla Ltd. 10.36
Divis Laboratories Ltd. 4.66
Ranbaxy Laboratories Ltd. 4.40
Aurobindo Pharma Ltd. 3.41
Pfizer Limited 3.14
Biocon Ltd. 2.58
Glenmark Pharmaceuticals Ltd 2.57
Strides Arcolab Ltd. 2.38
Indoco Remedies Ltd. 2.05
Glaxosmithkline Pharmacueticals Ltd. 1.85
Ipca Laboratories Ltd. 1.64
Sun Pharma Advanced Research Co Ltd. 1.54
Cadila Healthcare Ltd. 1.53
Shasun Pharmaceuticals Ltd. 1.39
Natco Pharma Ltd. 1.11
Sanofi India Ltd. 1.03
Piramal Enterprises Ltd. 1.03
Unichem Laboratories 0.89
Torrent Pharmaceuticals Ltd. 0.73
Dishman Pharmaceuticals & Chemicals Ltd. 0.73
Shilpa Medicare Ltd. 0.24
Net Current Assets 6.27
Total 100.00
01/01/2012 to 31/12/2012 12,000 13,572 13,870 13,418 25.13 30.08 22.5901/01/2013 to 31/12/2013 12,000 13,962 13,764 12,838 31.61 28.31 13.1801/01/2014 to 31/12/2014 12,000 14,942 14,950 13,832 48.39 48.53 29.48Since inception as on 31/12/2014 @ 1,21,000 3,64,604 3,85,140 2,37,400 20.71 21.72 12.82
% of NAV
- Long term capital growth- Investment in equity instruments of companies in the Pharma & Healthcare
sector - High risk (Brown)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
UTI Pharma & Healthcare Fund CNX Pharmaceuticals
1,11,513
1,26,953
5,000
35,000
75,000
110,000
145,000
Jun-99 Jun-02 Jun-05 Jun-08 Jun-11 Dec-14
C MY K
24
C MY K
Investment Objective Portfolio as on December 31, 2014
Equity
` 10,000 invested at inception : UTI Energy Fund Vs UTI Energy Index
Active Stock positions (as compared to Benchmark)
New Initiative
SMS: LNF to 5676756 to get scheme details.
SnapshotFund Managers
NAV as on December 31, 2014: Growth Option: ` 12.08 , Income Option: ` 13.71
Minimum Investment Amount : ` 5,000/-
No. of Unit Holders : 86,915
Fund Size(Quarterly Average as on 31/12/2014):
` 258 Crore
Inception Date: 12th November, 2007
High/Low NAV in the month : Growth Option ` 12.56 / ` 11.44
Market Capitalisation (%)
Large Mid Small
56 29 15
UTI ENERGY FUND
Sectoral Equity Fund
Volatility Measures Fund Benchmark
Fund Performance Vs Benchmark
PeriodNAV (%)
UTI Energy Index (%)
CNX Nifty (%)
NAV(`)
UTI EnergyIndex (`)
CNX Nifty(`)
SIP Returns as on December 31, 2014
Period Yield (%)Fund
Yield (%)UTI Energy
Index
Yield (%)CNX Nifty
Value-Fund (`)
UTI EnergyIndex (`)
CNX Nifty(`)
InvestmentAmount (`)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10000
Investment will be made in stocks engaged in the following areas: - Petro sector covering industries such as oil and gas drilling and exploration, refining of crude oil, distribution of oil, gas, petro products, pipelines and manufacturing of downstream oil products. All types of Power generation companies. Companies which are into production of Ethanol business related to storage of energy and companies involved in business of delivering energy in different forms. Industrial manufacturing companies which are into manufacturing of equipment related to energy development (like petro and power) and related areas, pipes/cables and laying them. It will also include manufacturing of bulbs and related system. Consultancy & Finance: Companies involved in consulting and financing these businesses.
31/12/2012 31/12/2012 14.49 16.79 27.70 11,449 11,679 12,770 31/12/2013 31/12/2013 -5.62 -9.53 6.76 9,438 9,047 10,676 31/12/2014 31/12/2014 35.07 22.50 31.39 13,507 12,250 13,139 3 Years* 13.42 8.97 21.42 14,595 12,943 17,910 5 Years* 1.49 -3.21 9.75 10,768 8,494 15,927Since inception as on 31/12/2014 (CAGR)* -1.97 -4.35 5.59 8,676 7,279 14,746
The above value is calculated on the basis of the return from Growth Option of the Scheme. Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 1000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account.
01/01/2012 to 31/12/2012 12,000 12,528 12,503 13,418 8.25 7.85 22.5901/01/2013 to 31/12/2013 12,000 12,503 12,322 12,838 7.85 5.01 13.1801/01/2014 to 31/12/2014 12,000 13,590 12,729 13,832 25.46 11.45 29.48Since inception as on 31/12/2014 86,000 1,08,463 91,904 1,38,714 6.37 1.83 13.09
All figures given are provisional and unaudited.
% of top 10 stocks 44.38Median Market Cap (` Cr) 46,454 Weighted Average Market Cap (` Cr.) 81,430
Beta 0.93 Standard Deviation (Annual) 20.7% 21.6%Portfolio Turnover Ratio (Annual) 0.10
Overweight (Top5)KEC International Ltd.Gujarat Inds.Power Co.Ltd.NCC Ltd.Bharat Electronics Ltd.Indraprastha Gas Ltd
Underweight(Top5)Bharat Heavy Electricals Ltd.NTPC Ltd.Power Grid Corporation Of India LtdCoal India Ltd.Power Finance Corporation Ltd.
Larsen & Toubro Ltd. 6.75Oil & Natural Gas Corporation Ltd. 5.96Reliance Industries Ltd. 5.56Power Grid Corporation Of India Ltd 4.40Sesa Sterlite Ltd. 4.05GAIL (India) Ltd. 3.84KEC International Ltd. 3.57NTPC Ltd. 3.54Bharat Petroleum Corporation Ltd. 3.45Gujarat Inds.Power Co.Ltd. 3.25Indraprastha Gas Ltd 3.17Coal India Ltd. 3.15C E S C Ltd. 3.14NCC Ltd. 3.05Crompton Greaves Ltd. 2.98Bharat Electronics Ltd. 2.44Hindustan Petroleum Corporation Ltd. 2.41ICICI Bank Ltd 2.39Axis Bank Ltd. 2.37Tata Power Company Ltd. 2.23Greaves Cotton Ltd. 2.04Cairn India Ltd. 1.94IDFC Ltd. 1.91Gujarat Mineral Dev Corpn. Ltd. 1.83Bharat Heavy Electricals Ltd. 1.79Indian Oil Corporation Ltd. 1.55Nava Bharat Ventures Ltd. 1.44Schneider Electric Infrastructure Ltd. 1.29Voltas Ltd. 1.25Petronet Lng Ltd. 1.21Others 10.25Net Current Assets 1.80Total 100.00
Sectoral Breakdown ( % as compared to Benchmark )
- Long term capital growth- Investment in equity instruments of the energy sectors- High risk (Brown)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
UTI Energy Fund UTI Energy Index
8,676
7,279
UTI Energy Fund UTI Energy Index
% of NAV
Mr. Kaushik Basu (B.Com, ACMA )Mr. Sachin Trivedi (CFA, MMS (Finance)
4,000
6,000
8,000
10,000
12,000
Nov-07 Jul-09 Mar-11 Nov-12 Dec-14
2%
0%
3%
13%
13%
10%
59%
0%
2%
7%
11%
14%
15%
51%
0% 20% 40% 60% 80%
OTHERS
CASH
FINANCIAL SERVICES
METALS
INDUSTRIAL MANUFACTURING
CONSTRUCTION
ENERGY
4,000
16,000
28,000
36,000
45,000
60,000
May-08 Jan-10 Sep-11 May-13 Dec-14
C MY K
25
C MY K
UTI TRANSPORTATION & LOGISTICS FUND
Investment Objective
Active Stock positions (as compared to Benchmark)
` 10,000 invested at inception : UTI Transportion & Logistics Fund Vs. UTI Transportation & Logistics Index
Portfolio as on December 31, 2014
Equity
SnapshotHead-Equity & Fund Manager Mr. Anoop Bhaskar , B.Com. MBA (Finance)
NAV as on December 31, 2014 : Growth Option: ` 82.73 , Income Option: ` 41.41
Minimum Investment Amount : ` 5,000/-
No. of Unit Holders : 37,420
Fund Size(Quarterly Average as on 31/12/2014):
` 325 Crore
Inception Date: 11th April, 2008
High/Low NAV in the month : Growth option ` 83.93 / ` 78.44
Market Capitalisation (%)
Large Mid Small
47 26 27
Sectoral Equity Fund
Volatility Measures Fund Benchmark
Fund Performance Vs Benchmark
PeriodNAV (%)
UTI Transpor-tation & Logistics
Index (%)
CNX Nifty (%)
NAV (`)
UTI Transpor-tation & Logistics
Index (`)
CNX Nifty(`)
SIP Returns as on December 31, 2014
& Logistics IndexPeriod
Yield (%)Fund
Yield (%) UTITransportation
Yield (%)CNX Nifty
Value-Fund (`)
UTI Transportation &Logistics Index (`)
CNXNifty (`)
InvestmentAmount (`)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10000
Investment Objective is "capital appreciation" through investments in stocks of the companies engaged in the transportation and logistics sector.
01/01/2012 31/12/2012 37.72 39.67 27.70 13,772 13,967 12,770 01/01/2013 31/12/2013 24.69 8.32 6.76 12,469 10,832 10,676 01/01/2014 31/12/2014 103.96 54.50 31.39 20,396 15,450 13,139 3 Years* 51.81 32.68 21.42 35,027 23,375 17,910 5 Years* 29.03 19.10 9.75 35,790 23,975 15,927 Since inception as on 31/12/2014 (CAGR)* 29.62 20.64 8.52 57,258 35,328 17,332
The above value is calculated on the basis of the return from Growth Option of the Scheme. Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
01/01/2012 to 31/12/2012 12,000 13,680 14,173 13,418 26.92 35.17 22.5901/01/2013 to 31/12/2013 12,000 15,431 13,492 12,838 56.86 23.80 13.1801/01/2014 to 31/12/2014 12,000 18,242 15,171 13,832 108.65 52.40 29.48Since inception as on 31/12/2014 81,000 2,90,606 2,02,656 1,31,311 37.62 26.83 14.09
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 1000/- every month
at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not
been taken into account.
Beta 0.71 Standard Deviation (Annual) 15.7% 16.6%Portfolio Turnover Ratio (Annual) 0.10
Overweight (Top5)Eicher Motors LtdJK Tyre & Industries Ltd.Wabco India Ltd.Ceat Ltd.Amarraja Batteries Ltd
Underweight(Top5)Tata Motors Ltd.Mahindra & Mahindra Ltd.Bajaj Auto Ltd.Maruti Suzuki India Ltd.Hero Motocorp Ltd.
All figures given are provisional and unaudited.
% of top 10 stocks 48.62Median Market Cap (` Cr) 22,684 Weighted Average Market Cap (` Cr.) 40,191
Tata Motors Ltd. 7.70 0.57
Maruti Suzuki India Ltd. 7.29 0.5
Hero Motocorp Ltd. 6.40
Bosch Ltd. 4.51
Eicher Motors Ltd 4.27
JK Tyre & Industries Ltd. 4.20
Bajaj Auto Ltd. 3.70
Mahindra & Mahindra Ltd. 3.18
Bharat Forge Ltd. 3.16
Ceat Ltd. 3.13
Wabco India Ltd. 3.00
Motherson Sumi System Ltd. 2.83
Amarraja Batteries Ltd. 2.64
Sundram Fasteners Ltd. 2.52
Container Corporation Of India Ltd 2.47
MRF Ltd. 2.44
TVS Motor Company Ltd 2.42
Apollo Tyres Ltd. 2.41
Gujarat Pipavav Port Ltd. 2.37
Gateway Distriparks Ltd. 2.08
Mahindra Cie Automotive Ltd 2.00
Adani Ports And Special Economic Zone Ltd 1.85
Tube Investments Of India Ltd. 1.47
Automotive Axles Ltd. 1.43
Rane Holdings Ltd. 1.38
Balkrishna Industries Ltd. 1.18
FAG Bearings India Limited 1.09
Escorts Ltd. 0.99
Sml Isuzu Ltd. 0.95
Great Eastern Shipping Co. Ltd. 0.93
Others 3.46
Net Current Assets 10.55
Total 100.00
New Initiative SMS: LTLF to 5676756 to get scheme details.
Sectoral Breakdown ( % as compared to Benchmark )
- Long term capital growth- Investment in equity instruments of the companies engaged in the
transportation and logistics sector - High risk (Brown)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
57,258
35,328
UTI Transportation & Logistics Fund UTI Transportation & Logistics Index
UTI Transportation and Logistics IndexUTI Transportation and Logistics Fund
% of NAV
Co-Fund ManagerMr. Daylynn Pinto,B.Com., PGDM.
0%
4%
0%
9%
87%
3%
7%
9%
10%
71%
0% 20% 40% 60% 80% 100%
OTHERS
INDUSTRIAL MANUFACTURING
CASH
SERVICES
AUTOMOBILE
% of NAV (Futures)
C MY K
C MY K
26
UTI EQUITY TAX SAVINGS PLAN
Investment Objective
` 10,000 invested at inception: UTI Equity Tax Savings Plan Vs. S&P BSE 100
Active Stock positions (as compared to Benchmark)
Portfolio as on December 31, 2014
Equity
New Initiative
SMS: LETSP to 5676756 to get scheme details.
Snapshot
NAV as on December 31: Growth Option: ` 63.29 , Income Option: ` 22.36
Minimum Investment Amount : ` 500/-
No. of Unit Holders : 1,29,348
Fund Size(Quarterly Average as on 31/12/2014):
` 540 Crore
Inception Date: 15th December, 1999
High/Low NAV in the month : Growth option ` 64.92 / ` 60.78
Management Style - Market Cap Grid
Large
Aggressive Moderate Conservative
Large & Mid
Market Capitalisation (%)
Large Mid Small
Mid & Small
75 21 4
Equity Linked Savings Scheme (ELSS)
Volatility Measures Fund Benchmark
Fund Performance Vs Benchmark
PeriodNAV (%)
S&P BSE 100(%)
CNX Nifty (%)
NAV (`)
S&P BSE 100 (`)
CNX Nifty (`)
SIP Returns as on December 31, 2014
Period Yield (%)Fund
Yield (%)S&P BSE 100
Yield (%)CNX Nifty
Value-Fund (`)
S&P BSE 100(`)
CNX Nifty(`)
InvestmentAmount (`)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10000
The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.
01/01/2012 31/12/2012 26.87 29.96 27.70 12,687 12,996 12,770 01/01/2013 31/12/2013 7.15 5.87 6.76 10,715 10,587 10,676 01/01/2014 31/12/2014 40.73 32.28 31.39 14,073 13,228 13,139 3 Years* 24.12 22.07 21.42 19,133 18,200 17,910 5 Years* 11.50 9.34 9.75 17,239 15,632 15,927 Since inception as on 31/12/2014 (CAGR)* 16.48 12.77 12.53 99,403 61,061 59,134
The above value is calculated on the basis of the return from Growth Option of the Scheme. Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
01/01/2012 to 31/12/2012 12,000 13,398 13,559 13,418 22.26 24.92 22.5901/01/2013 to 31/12/2013 12,000 13,041 12,874 12,838 16.45 13.75 13.1801/01/2014 to 31/12/2014 12,000 14,627 13,894 13,832 42.95 30.51 29.48Since inception as on 31/12/2014 @ 1,21,000 2,37,354 2,38,015 2,37,400 12.81 12.86 12.82
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of ` 1000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. @:Since inception return for above mentioned schemes is taken for the period December 2004 to Dec 2014 (Since SIP facility was introduced in November 2004).
Beta 0.83 Standard Deviation (Annual) 11.6% 13.2%Portfolio Turnover Ratio (Annual) 0.32
Overweight (Top5)Bosch Ltd.Bharat Electronics Ltd.Sanofi India Ltd.Blue Dart Express Ltd.HDFC Bank Ltd.
Underweight(Top5)HDFC Ltd.ITC Ltd.Tata Motors Ltd.Mahindra & Mahindra Ltd.Kotak Mahindra Bank Ltd.
All figures given are provisional and unaudited.
% of top 10 stocks 46.12Median Market Cap (` Cr) 135,840 Weighted Average Market Cap (` Cr.) 143,828
Sectoral Breakdown ( % as compared to Benchmark )
- Long term capital growth- Investment in equity instruments of companies that are believed to have
growth potential - High risk (Brown)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
HDFC Bank Ltd. 7.41
Infosys Ltd. 5.83
ICICI Bank Ltd 4.86
Tata Consultancy Services Ltd. 4.80
Reliance Industries Ltd. 4.75
Axis Bank Ltd. 4.23
Bosch Ltd. 3.77
Larsen & Toubro Ltd. 3.57
Bharat Electronics Ltd. 3.45
ITC Ltd. 3.44
Sun Pharmaceuticals Industries Ltd. 2.93
Wipro Ltd. 2.82
State Bank Of India 2.81
Asian Paints Ltd. 2.41
Maruti Suzuki India Ltd. 2.38
Tech Mahindra Ltd 2.14
Sanofi India Ltd. 2.03
Blue Dart Express Ltd. 2.00
Crisil Ltd 1.89
Ultratech Cement Ltd. 1.85
Sesa Sterlite Ltd. 1.64
Bharat Petroleum Corporation Ltd. 1.64
Bharti Airtel Ltd. 1.57
SRF Ltd. 1.55
Shree Cement Ltd. 1.50
Coromandel International Ltd. 1.42
Container Corporation Of India Ltd 1.34
Great Eastern Shipping Co. Ltd. 1.30
NCC Ltd. 1.21
Lupin Ltd. 1.14
Others 10.68
Net Current Assets 5.64
Total 100.00
UTI Equity Tax Savings Plan S&P BSE 100
99,403
61,061
S&PBSE 100UTI Equity Tax Savings Plan
% of NAV
Fund ManagerMr. Lalit Nambiar, CFA, MMS(Finance)
5,000
25,000
45,000
65,000
85,000
105,000
Dec-00 Dec-03 Dec-06 Dec-09 Dec-12 Dec-14
2%
0%
4%
6%
12%
11%
8%
13%
11%
31%
5%
6%
6%
6%
6%
8%
8%
16%
16%
23%
0% 10% 20% 30% 40%
INDUSTRIAL MANUFACTURING
CASH
CONSTRUCTION
PHARMA
CONSUMER GOODS
ENERGY
AUTOMOBILE
IT
OTHERS
FINANCIAL SERVICES
C MY K
27
C MY K
UTI MASTER EQUITY PLAN UNIT SCHEME(Not open for sale)(Scheme closed for subscription)
Investment Objective
` 10,000 invested at inception: UTI MEPUS Vs. S&P BSE 100
Active Stock positions (as compared to Benchmark)
Portfolio as on December 31, 2014
Equity
SnapshotFund ManagerMr. Sanjay Dongre , B.E PGDM (IIM Kolkatta)
NAV as on December 31, 2014 : `
No. of Unit Holders : 3,34,237
Fund Size(Quarterly Average as on 31/12/2014):
` 1,650 Crore
Inception Date: 31st March, 2003
High/Low NAV in the month : Growth option ` 81.43 / ` 76.29
Market Capitalisation (%)
Large Mid Small
75 19 6
All figures given are provisional and unaudited.
Equity Linked Savings Scheme (ELSS)
Volatility Measures Fund Benchmark
Fund Performance Vs Benchmark
(%) (%) (%) (`) (`)PeriodNAV S&P BSE 100 CNX Nifty NAV S&P BSE 100 CNX Nifty
(`)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10000
The scheme primarily aims at securing for the members capital appreciation by investing the funds of the scheme in equity shares and convertible and non-convertible bonds/ debentures of companies with good growth prospects and money market instruments.
01/01/2012 31/12/2012 27.41 29.96 27.70 12,741 12,996 12,770 01/01/2013 31/12/2013 6.22 5.87 6.76 10,622 10,587 10,676 01/01/2014 31/12/2014 38.96 32.28 31.39 13,896 13,228 13,139 3 Years* 23.41 22.07 21.42 18,806 18,200 17,910 5 Years* 11.99 9.34 9.75 17,621 15,632 15,927 Since inception as on 31/12/2014 (CAGR)* 22.36 21.22 19.92 1,07,346 96,155 84,702
Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex- div NAV.Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
Beta 0.96 Standard Deviation (Annual) 13.0% 13.2%Portfolio Turnover Ratio (Annual) 0.18
Overweight (Top5)Axis Bank Ltd.Pfizer LimitedMaruti Suzuki India Ltd.Bharat Electronics Ltd.Ramco Cements Ltd.
Underweight(Top5)HDFC Ltd.ITC Ltd.Sun Pharmaceuticals Industries Ltd.Kotak Mahindra Bank Ltd.HCL Technologies Ltd.
% of top 10 stocks 48.90Median Market Cap (` Cr) 136,509 Weighted Average Market Cap (` Cr.) 147,425
Sectoral Breakdown ( % as compared to Benchmark )
ICICI Bank Ltd 6.11
Axis Bank Ltd. 6.00
HDFC Bank Ltd. 5.68
Tata Consultancy Services Ltd. 5.65
Infosys Ltd. 5.18
Larsen & Toubro Ltd. 4.91
ITC Ltd. 4.18
State Bank Of India 4.00
Reliance Industries Ltd. 3.72
Maruti Suzuki India Ltd. 3.48
Tata Motors Ltd. 3.21
HDFC Ltd. 2.71
Pfizer Limited 2.64
Ultratech Cement Ltd. 2.56
Oil & Natural Gas Corporation Ltd. 2.44
Bharat Electronics Ltd. 2.11
Ramco Cements Ltd. 2.06
Aditya Birla Nuvo Ltd. 2.02
Wipro Ltd. 1.99
Bank Of Baroda 1.94
Bharti Airtel Ltd. 1.89
Sundram Fasteners Ltd. 1.69
Hero Motocorp Ltd. 1.67
Mahindra & Mahindra Ltd. 1.62
Sanofi India Ltd. 1.61
Hindustan Petroleum Corporation Ltd. 1.31
ING Vysya Bank Limited. 1.30
Grasim Industries Ltd. 1.21
Lupin Ltd. 1.15
Tata Chemicals Ltd. 1.10
Others 11.99
Net Current Assets 0.87
Total 100.00
% of NAV
UTI MASTER EQUITY PLAN UNIT SCHEME S&P BSE 100
1,07,346
96,155
S&P BSE 100UTI MASTER EQUITY PLAN UNIT SCHEME
0
30000
60000
90000
120000
Apr-03 Aug-05 Dec-07 Apr-10 Aug-12 Dec-14
0%
4%
12%
6%
2%
11%
11%
8%
13%
31%
1%
5%
5%
6%
7%
9%
12%
13%
14%
29%
0% 10% 20% 30% 40%
CASH
CONSTRUCTION
CONSUMER GOODS
PHARMA
CEMENT & CEMENT PRODUCTS
ENERGY
OTHERS
AUTOMOBILE
IT
FINANCIAL SERVICES
C MY K
28
C MY K
Investment Objective
` 10,000 invested at inception: UTI Long Term Adv. Fund I Vs. S&P BSE 100
Active Stock positions (as compared to Benchmark)
Portfolio as on December 31, 2014
Equity
SnapshotFund ManagerMr. Lalit Nambiar, CFA, MMS (Finance)
NAV as on December 31, 2014 : Growth Option: ` 19.03 Income Option: ` 19.03
Minimum Investment Amount : ` 500/-
No. of Unit Holders : 71,305
Fund Size(Quarterly Average as on 31/12/2014):
` 226 Crore
Inception Date: 20th March, 2007
High/Low NAV in the month : Growth option ` 19.52 / ` 18.12
Market Capitalisation (%)
Large Mid Small
70 21 9
All figures given are provisional and unaudited.
UTI LONG TERM ADVANTAGE FUND SERIES - I(Not open for sale)(Scheme closed for subscription)
Equity Linked Savings Scheme (ELSS)
Volatility Measures Fund Benchmark
Fund Performance Vs Benchmark
PeriodNAV (%)
S&P BSE 100(%)
CNX Nifty (%)
NAV(`)
S&P BSE 100(`)
CNX Nifty(`)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10000
The investment objective of the scheme is to provide medium to long term capital appreciation alongwith income tax benefit.
01/01/2012 31/12/2012 30.74 29.96 27.70 13,074 12,996 12,770 01/01/2013 31/12/2013 1.24 5.87 6.76 10,124 10,587 10,676 01/01/2014 31/12/2014 43.49 32.28 31.39 14,349 13,228 13,139 3 Years* 23.81 22.07 21.42 18,990 18,200 17,910 5 Years* 9.71 9.34 9.75 15,898 15,632 15,927 Since inception as on 31/12/2014 (CAGR)* 8.61 10.97 10.91 19,028 22,496 22,402
The above value is calculated on the basis of the return from Growth Option of the Scheme. Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
Beta 0.97 Standard Deviation (Annual) 13.2% 13.2%Portfolio Turnover Ratio (Annual) 0.10
Overweight (Top5)K.S.B.Pumps Ltd.Aditya Birla Nuvo Ltd.Shree Cement Ltd.Aurobindo Pharma Ltd.Blue Dart Express Ltd.
Underweight(Top5)ITC Ltd.Tata Motors Ltd.HDFC Ltd.Infosys Ltd.Mahindra & Mahindra Ltd.
% of top 10 stocks 43.45Median Market Cap (` Cr) 125,231 Weighted Average Market Cap (` Cr.) 137,354
Reliance Industries Ltd. 6.29
ICICI Bank Ltd 5.95
Tata Consultancy Services Ltd. 4.63
HDFC Bank Ltd. 4.50
State Bank Of India 4.28
Larsen & Toubro Ltd. 4.07
Infosys Ltd. 3.91
K.S.B.Pumps Ltd. 3.65
HDFC Ltd. 3.09
ITC Ltd. 3.08
Aditya Birla Nuvo Ltd. 2.78
Axis Bank Ltd. 2.70
Oil & Natural Gas Corporation Ltd. 2.55
Shree Cement Ltd. 2.49
Aurobindo Pharma Ltd. 2.13
Blue Dart Express Ltd. 2.11
Sun Pharmaceuticals Industries Ltd. 2.08
Container Corporation Of India Ltd 1.96
Bharat Petroleum Corporation Ltd. 1.84
Maruti Suzuki India Ltd. 1.81
Thermax Ltd. 1.79
Arvind Ltd. 1.78
Tech Mahindra Ltd 1.69
Crisil Ltd 1.41
Mindtree Ltd. 1.39
Ultratech Cement Ltd. 1.38
Bharti Airtel Ltd. 1.30
NCC Ltd. 1.27
Hero Motocorp Ltd. 1.22
ITD Cementation India Ltd. 1.19
Others 16.37
Net Current Assets 3.31
Total 100.00
Sectoral Breakdown ( % as compared to Benchmark )
% of NAV
UTI LONG TERM ADVANTAGE FUND SERIES - I S&P BSE 100
22,496
19,028
S&P-BSE 100UTI LONG TERM ADVANTAGE FUND SERIES - I
4,000
6,000
14,000
20,000
26,000
Mar-07 Jan-09 Nov-10 Sep-12 Dec-14
0%
12%
1%
4%
2%
11%
13%
25%
31%
3%
5%
7%
8%
10%
12%
13%
19%
23%
0% 10% 20% 30% 40%
CASH
CONSUMER GOODS
SERVICES
CONSTRUCTION
INDUSTRIAL MANUFACTURING
ENERGY
IT
OTHERS
FINANCIAL SERVICES
C MY K
29
C MY K
Investment Objective
` 10,000 invested at inception: UTI Long Term Adv. Fund S II Vs. S&P BSE 100
Active Stock positions (as compared to Benchmark)
Portfolio as on December 31, 2014
Equity
SnapshotFund ManagerMr. Lalit Nambiar, CFA, MMS (Finance)
NAV as on December 31, 2014 : Growth Option: ` 22.92 , Income Option: ` 22.92
Minimum Investment Amount : ` 500/-
No. of Unit Holders : 31,841
Fund Size(Quarterly Average as on 31/12/2014):
` 137 Crore
Inception Date: 19th March, 2008
High/Low NAV in the month : Growth option ` 23.51 / ` 21.83
Market Capitalisation (%)
Large Mid Small
70 22 8
All figures given are provisional and unaudited.
UTI LONG TERM ADVANTAGE FUND SERIES - II(Not open for sale)(Scheme closed for subscription)
Equity Linked Savings Scheme (ELSS)
Volatility Measures Fund Benchmark
Fund Performance Vs Benchmark
PeriodNAV (%)
S&P BSE 100(%)
CNX Nifty (%)
NAV (`)
S&P BSE 100(`)
CNX Nifty(`)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10000
01/01/2012 31/12/2012 29.05 29.96 27.70 12,905 12,996 12,770 01/01/2013 31/12/2013 5.13 5.87 6.76 10,513 10,587 10,676 01/01/2014 31/12/2014 43.91 32.28 31.39 14,391 13,228 13,139 3 Years* 24.96 22.07 21.42 19,524 18,200 17,910 5 Years* 12.23 9.34 9.75 17,811 15,632 15,927 Since inception as on 31/12/2014 (CAGR)* 13.00 9.33 9.14 22,927 18,323 18,108
The above value is calculated on the basis of the return from Growth Option of the Scheme.
Past performance may or may not be sustained in future.
*Compounded annualized Growth Rate.
For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme
sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
Beta 0.97 Standard Deviation (Annual) 13.3% 13.2%Portfolio Turnover Ratio (Annual) 0.10
Overweight (Top5)
K.S.B.Pumps Ltd.
Aditya Birla Nuvo Ltd.
Shree Cement Ltd.
Aurobindo Pharma Ltd.
Blue Dart Express Ltd.
Underweight(Top5)
ITC Ltd.
Tata Motors Ltd.
HDFC Ltd.
Infosys Ltd.
Mahindra & Mahindra Ltd.
% of top 10 stocks 43.10Median Market Cap (` Cr) 124,764 Weighted Average Market Cap (` Cr.) 137,101
Reliance Industries Ltd. 6.12
ICICI Bank Ltd 5.96
Tata Consultancy Services Ltd. 4.63
HDFC Bank Ltd. 4.53
State Bank Of India 4.31
Larsen & Toubro Ltd. 4.10
Infosys Ltd. 3.93
K.S.B.Pumps Ltd. 3.33
HDFC Ltd. 3.10
ITC Ltd. 3.09
Aditya Birla Nuvo Ltd. 2.79
Axis Bank Ltd. 2.72
Oil & Natural Gas Corporation Ltd. 2.55
Shree Cement Ltd. 2.46
Aurobindo Pharma Ltd. 2.14
Blue Dart Express Ltd. 2.11
Sun Pharmaceuticals Industries Ltd. 2.08
Container Corporation Of India Ltd 1.97
Bharat Petroleum Corporation Ltd. 1.84
Thermax Ltd. 1.81
Maruti Suzuki India Ltd. 1.81
Arvind Ltd. 1.79
Tech Mahindra Ltd 1.72
Crisil Ltd 1.42
Mindtree Ltd. 1.40
Ultratech Cement Ltd. 1.39
Bharti Airtel Ltd. 1.32
NCC Ltd. 1.28
Hero Motocorp Ltd. 1.23
ITD Cementation India Ltd. 1.21
Others 16.73
Net Current Assets 3.13
Total 100.00
The investment objective of the scheme is to provide medium to long term capital appreciation along with income tax benefit.
% of NAV
Sectoral Breakdown ( % as compared to Benchmark )
UTI LONG TERM ADVANTAGE FUND SERIES - II S&P BSE 100
22,927
18,323
S&P BSE 100UTI LONG TERM ADVANTAGE FUND SERIES - II
4,000
8,000
12,000
16,000
20,000
24,000
Mar-08 Mar-10 Mar-12 Dec-14
0%
12%
1%
4%
2%
11%
13%
25%
31%
3%
5%
7%
8%
10%
11%
13%
19%
23%
0% 10% 20% 30% 40%
CASH
CONSUMER GOODS
SERVICES
CONSTRUCTION
INDUSTRIAL MANUFACTURING
ENERGY
IT
OTHERS
FINANCIAL SERVICES
C MY K
30
C MY K
UTI SPREAD FUND
Investment Objective
Launch Date Fund Manager
Fund Size (Quarterly Average as on 31/12/2014): NAV per unit as on December 31, 2014
High/ Low of NAV in the month Minimum Investment Amount
Registrar No. of Unit Holding accounts
Asset Allocation (% to NAV)
Asset Allocation as on December 31, 2014
22nd June, 2006
Growth / Income : ` 19.06 / ` 15.68` 28 Crore
Growth Option : ` 19.06 / ` 18.93 ` 5,000/-
M/s. Karvy Computershare Pvt. Ltd. 2,018
Load Structure
Entry Load Holding Period Exit Load
Nil 0.50%
` 10,000 invested at inception: UTI SPREAD Fund vs CRISIL Liquid Fund Index
Options AvailableSIP
Portfolio as on December 31, 2014
Equity
All Figures given are provisional and unaudited.
Arbitrage Fund
Fund Performance Vs Benchmark
PeriodNAV (%)
Crisil LiquidFund Index (%) (%)
NAV (`)
CNX Nifty(`)
Crisil LiquidFund Index (`)
SIP Returns as on December 31, 2014
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10000
The investment objective of the scheme is to provide capital appreciation and dividend distribution through arbitrage opportunities arising out of price differences between the cash and derivative market by investing predominantly in Equity & Equity related securities, derivatives and the balance portion in debt securities. However, there can be no assurance that the investment objective of the scheme will be realised.
<= 180 days
01/01/2012 31/12/2012 8.64 8.54 27.70 10,864 10,854 12,770 01/01/2013 31/12/2013 7.66 9.03 6.76 10,766 10,903 10,676 01/01/2014 31/12/2014 8.11 9.21 31.39 10,811 10,921 13,139 3 Years* 8.13 8.92 21.42 12,645 12,925 17,910 5 Years* 7.51 8.00 9.75 14,366 14,696 15,927 Since inception as on 31/12/2014 (CAGR)* 7.85 7.49 12.66 19,055 18,519 27,649
The above value is calculated on the basis of the return from Growth Option of the Scheme. Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
PeriodIndex(`)
Yield (%)Fund
Yield (%)Crisil LiquidFund Index
Yield (%)CNX Nifty
Value-Fund (`)
Crisil LiquidFund (`)
InvestmentAmount (`)
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of 1000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account.
Equity 85.40 100%
Debt 0.00
STD 11.52
Cash & cash equivalent 3.08
Total 100.00
01/01/2012 to 31/12/2012 12,000 12,527 12,525 13,418 8.23 8.20 22.5901/01/2013 to 31/12/2013 12,000 12,503 12,607 12,838 7.85 9.50 13.1801/01/2014 to 31/12/2014 12,000 12,488 12,577 13,832 7.63 9.04 29.48Since inception as on 31/12/2014 1,01,000 1,40,979 1,42,029 1,70,103 7.75 7.92 12.04
% of NAV Hedged
- Capital appreciation and dividend distribution over medium to long term- takes advantage of arbitrage opportunities in cash and derivative market without taking any
directional/unhedged position in either equity or derivative instruments- Low risk (Blue)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
UTI Spread Fund CRISIL Liquid Fund Index
19,055
18,519
CNX Nifty
CNX Nifty
Mr. Kaushik Basu, B.Com, ACMA
9,000
12,000
15,000
20,000
Jun-06 Feb-08 Oct-09 Jun-11 Feb-13 Dec-14
0%
3%
12%
85%
0% 20% 40% 60% 80% 100%
DEPOSIT
NCA
STD
EQUITY
C MY K
31
C MY K
Investment Objective
Active Stock positions (as compared to Benchmark)
Portfolio as on December 31, 2014
Equity
SnapshotFund ManagerMr. Kaushik Basu, B.Com, ACMA
NAV as on December 31, 2014 : Growth Option: ` 14.52 , Income Option: ` 14.52
Minimum Investment Amount : ` 5000/-
No. of Unit Holders : 8,332
Fund Size(Quarterly Average as on 31/12/2014):
` 33 Crore
Inception Date: 9th February, 2013
High/Low NAV in the month : Growth option ` 15.03 / ` 14.09
Market Capitalisation (%)
Large Mid Small
99 1 0
All figures given are provisional and unaudited.
UTI RAJIV GANDHI EQUITY SAVING SCHEME(A close - ended passive index fund tracking the S&P Nifty Index)
UTI-Rajiv Gandhi Equity Saving Scheme (UTI - RGESS)
Volatility Measures Fund Benchmark
Fund Performance Vs Benchmark
PeriodNAV (%)
CNX Nifty(%)
S&P BSE Sensex (%)
NAV (`)
CNX Nifty(`)
S&P BSESensex (`)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10000
01/01/2014 31/12/2014 31.05 31.39 31.39 13,105 13,139 13,139 Since inception as on 31/12/2014 (CAGR)* 23.25 23.38 23.38 14,519 14,546 14,546
The above value is calculated on the basis of the return from Growth Option of the Scheme.
Past performance may or may not be sustained in future.
*Compounded annualized Growth Rate.
For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme
sheets as listed in page 63 in ‘Fund Manager Summary’.
Beta 1.00 Standard Deviation (Annual) 12.6% 12.7%Portfolio Turnover Ratio (Annual) 0.04
Overweight (Top5)
ACC Ltd
Ambuja Cements Ltd.
Axis Bank Ltd.
Bank Of Baroda
Bharat Petroleum Corporation Ltd.
Underweight(Top5)
HDFC Bank Ltd.
HDFC Ltd.
ITC Ltd.
Asian Paints Ltd.
Bajaj Auto Ltd.
% of top 10 stocks 54.96Median Market Cap (` Cr) 180,995 Weighted Average Market Cap (` Cr.) 178,987
ITC Ltd. 7.32
ICICI Bank Ltd 7.29
Infosys Ltd. 6.79
HDFC Ltd. 6.36
HDFC Bank Ltd. 6.35
Reliance Industries Ltd. 5.23
Tata Consultancy Services Ltd. 4.66
Larsen & Toubro Ltd. 4.35
State Bank Of India 3.44
Tata Motors Ltd. 3.17
Axis Bank Ltd. 3.01
Sun Pharmaceuticals Industries Ltd. 2.22
Oil & Natural Gas Corporation Ltd. 2.18
Mahindra & Mahindra Ltd. 2.03
Kotak Mahindra Bank Ltd. 1.93
Hindustan Unilever Ltd. 1.92
Bharti Airtel Ltd. 1.74
Maruti Suzuki India Ltd. 1.57
HCL Technologies Ltd. 1.54
Dr. Reddy'S Laboratories Ltd. 1.47
Tech Mahindra Ltd 1.39
Hero Motocorp Ltd. 1.33
Wipro Ltd. 1.30
Indus Ind Bank Ltd. 1.23
Lupin Ltd. 1.22
Asian Paints Ltd. 1.21
Bajaj Auto Ltd. 1.16
Cipla Ltd. 1.13
Power Grid Corporation Of India Ltd 1.08
NTPC Ltd. 1.06
Others 13.08
Net Current Assets 0.24
Total 100.00
The principal investment objective of the scheme is to invest in stocks of companies comprising CNX Nifty Index and endeavour to achieve return equivalent to Nifty by “passive” investment. The scheme will be managed by replicating the index in the same weightage as in the CNX Nifty-Index with the intention of minimising the performance differences between the scheme and the CNX Nifty Index in capital terms, subject to market liquidity, costs of trading, management expenses and other factors which may cause tracking error. The scheme would alter the scrips/weights as and when the same are altered in the CNX-Nifty Index.
The fund would be qualified as a investment option targeting investment under Govt. Notified
% of NAV
Sectoral Breakdown ( % as compared to Benchmark )
NIFTYUTI Rajiv Gandhi Equity Saving Scheme
Minimum initial investment is ` 5000/- per application and in multiples of Re.1/- thereafter.
0%
6%
9%
10%
12%
15%
16%
32%
0%
6%
9%
10%
12%
15%
16%
32%
0% 10% 20% 30% 40%
CASH
PHARMA
AUTOMOBILE
CONSUMER GOODS
ENERGY
OTHERS
IT
FINANCIAL SERVICES
32
C MY K
C MY K
FUNDOPEDIA (Investment Objective)Index & Asset Allocation Funds Category
The principal investment objective of the scheme is to invest in stocks of companies comprising CNX Nifty Index and endeavour to achieve return equivalent to Nifty by “passive” investment. The scheme will be managed by replicating the index in the same weightage as in the CNX Nifty-Index with the intention of minimising the performance differences between the scheme and the CNX-Nifty Index in capital terms, subject to market liquidity, costs of trading, management expenses and other factors which may cause tracking error. The scheme would alter the scrips/weights as and when the same are altered in the CNX-Nifty Index.
UTI NIFTY INDEX FUND
C MY K
33
C MY K
UTI NIFTY INDEX FUND
Investment Objective
Launch Date Fund Manager
Fund Size (Quarterly Average as on 31/12/2014): NAV per unit as on December 31, 2014
High/ Low of NAV in the month Minimum Investment Amount
Registrar
Load Structure
No. of Unit Holding accounts
6th March, 2000 Mr. Kaushik Basu, B.Com, ACMA
` 177 Crore
Growth Option : ` 53.66 / 50.34 ` 5000/-
M/s. Karvy Computershare Pvt. Ltd.
` 10,000 invested at inception: NIFTY Index Fund Vs. CNX Nifty
Entry Load Holding Period Exit Load
Nil
Nil
< 15 Days
>= 15 Days
1%
Nil
Tracking Error as on 31 December 2014Non-Annualised Annualised Tracking error
Past performance may or may not be sustained in the future.
Tracking Error
Index Fund
Volatility Measures Fund Benchmark
Fund Performance Vs Benchmark
PeriodNAV (%)
CNXNIFTY (%)
S&P BSE Sensex (%)
NAV (`)
CNXNifty (`)
S&P BSE Sensex (`)
SIP Returns as on December 31, 2014
Period Yield (%)Fund
Yield (%)CNX
NIFTY
Yield (%)CNX Nifty
Value-Fund (`)
SCNX
NIFTY (`)CNX Nifty
(`)InvestmentAmount (`)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10000
The principal investment objective of the scheme is to invest in stocks of companies comprising CNX Nifty Index and endeavour to achieve return equivalent to Nifty by “passive” investment. The scheme will be managed by replicating the index in the same weightage as in the CNX Nifty-Index with the intention of minimising the performance differences between the scheme and the CNX-Nifty Index in capital terms, subject to market liquidity, costs of trading, management expenses and other factors which may cause tracking error. The scheme would alter the scrips/weights as and when the same are altered in the CNX-Nifty Index.
Growth / Income : ` 51.90 / ` 26.42
The above value is calculated on the basis of the return from Growth Option of the Scheme. Past performance may or may not be sustained in the future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
01/01/2012 31/12/2012 28.32 27.7 27.70 12,832 12,770 12,770 01/01/2013 31/12/2013 6.86 6.76 6.76 10,686 10,676 10,676 01/01/2014 31/12/2014 31.77 31.39 31.39 13,177 13,139 13,139 3 Years* 21.78 21.42 21.42 18,070 17,910 17,910 5 Years* 9.84 9.75 9.75 15,992 15,927 15,927Since inception as on 31/12/2014 (CAGR)* 11.74 11.32 11.32 51,873 49,055 49,055
01/01/2012 to 31/12/2012 12,000 13,464 13,418 13,418 23.36 22.59 22.5901/01/2013 to 31/12/2013 12,000 12,864 12,838 12,838 13.61 13.18 13.1801/01/2014 to 31/12/2014 12,000 13,873 13,832 13,832 30.16 29.48 29.48Since inception as on 31/12/2014 @ 1,21,000 2,36,412 2,37,400 2,37,400 12.74 12.82 12.82
Note: Systematic Investment Plan (SIP) returns are worked out assuming investment of ` 1000/- every month at NAV per unit of the scheme as on the first working day for the respective time periods. The loads have not been taken into account. @:Since inception return for above mentioned schemes is taken for the period December 2004 to Dec 2014 (Since SIP facility was introduced in November 2004).
Beta 0.99 Standard Deviation (Annual) 12.6% 12.7%Portfolio Turnover Ratio (Annual) 0.66
Over last 1 year 0.0233 0.3685
Over last 3 year 0.0268 0.4244
Over last 5 year 0.0252 0.3985
Since Inception 0.1102 1.7428
13,733
Industrywise Exposure (% to NAV)
- Capital growth in tune with the index returns- Passive investment in equity instruments comprised in CNX Nifty Index- High risk (Brown)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
Portfolio as on December 31, 2014
Equity
All figures given are provisional and unaudited.
% of top 10 stocks 54.85Median Market Cap (` Cr) 181,013 Weighted Average Market Cap (` Cr.) 178,989
ITC Ltd. 7.30
ICICI Bank Ltd 7.27
Infosys Ltd. 6.77
HDFC Ltd. 6.35
HDFC Bank Ltd. 6.34
Reliance Industries Ltd. 5.22
Tata Consultancy Services Ltd. 4.65
Larsen & Toubro Ltd. 4.34
State Bank Of India 3.43
Tata Motors Ltd. 3.17
Axis Bank Ltd. 3.00
Sun Pharmaceuticals Industries Ltd. 2.21
Oil & Natural Gas Corporation Ltd. 2.18
Mahindra & Mahindra Ltd. 2.02
Kotak Mahindra Bank Ltd. 1.93
Hindustan Unilever Ltd. 1.92
Bharti Airtel Ltd. 1.73
Maruti Suzuki India Ltd. 1.57
HCL Technologies Ltd. 1.53
Dr. Reddy'S Laboratories Ltd. 1.47
Tech Mahindra Ltd 1.39
Hero Motocorp Ltd. 1.33
Wipro Ltd. 1.30
Indus Ind Bank Ltd. 1.23
Lupin Ltd. 1.22
Asian Paints Ltd. 1.21
Bajaj Auto Ltd. 1.16
Cipla Ltd. 1.13
Power Grid Corporation Of India Ltd 1.08
NTPC Ltd. 1.06
Others 13.05
Net Current Assets 0.44
Total 100.00
% of NAV
51,873
49,055
CNX NIFTYUTI Nifty Index Fund UTI Nifty Index Fund CNX Nifty
-
15,000
30,000
45,000
60,000
Mar-02 May-04 Jul-06 Sep-08 Nov-10 Jan-13 Dec-14
0%
6%
9%
10%
12%
15%
16%
32%
0%
6%
9%
10%
12%
15%
16%
32%
0% 10% 20% 30% 40%
CASH
PHARMA
AUTOMOBILE
CONSUMER GOODS
ENERGY
OTHERS
IT
FINANCIAL SERVICES
34
C MY K
C MY K
FUNDOPEDIA (Investment Objective)Balanced Funds Category
UTI BALANCED FUND UTI MAHILA UNIT SCHEME
UTI CRTS
UTI UNIT LINKED INSURANCE PLAN
UTI RETIREMENT BENEFIT PENSION FUND
UTI CHILDREN’S CAREER BALANCED PLAN
UTI MONTHLY INCOME SCHEME
UTI MIS Advantage Plan
UTI CCP ADVANTAGE FUND
The scheme aims to invest in a portfolio of equity / equity related securities and fixed income
securities (debt and money market securities) with a view to generating regular income
together with capital appreciation.
Investment objectives of the scheme is primarily to provide return through growth in the NAV
or through dividend distribution and reinvestment thereof. Amounts collected under the
scheme shall generally be invested as follows: (a) Not less than 60% of the funds in debt
instruments with low to medium risk profile. (b) Not more than 40% of the funds in equities
and equity related instruments.
To primarily provide regular income to unit holders of the scheme. Funds collected under the
scheme shall generally be invested as follows: (i) Not less than 70% of the funds in debt
instruments including money market instruments of low to medium risk profile. (ii) Not more
than 30% of the funds in equities and equity related instruments. The risk profile of equity
investments could be high.
Funds collected under the Plan will be invested in equities, convertible and non convertible
debentures/ bonds of companies/corporates etc and other capital and money market
instruments subject to the condition that (i) not less than 60% of the funds will be invested in
debt instruments of low to medium risk profile having a rating of A+ and above or equivalent
at the time of investment and (ii) not more than 40% of the funds in equities and equity
related instruments. The risk profile of equity investments could be high.
Investment objective of the scheme is to invest in a portfolio of equity/equity related
securities and debt and money market instruments with a view to generating reasonable
income with moderate capital appreciation.
Investment Objective / Asset Allocation : Equity and Equity related Instruments, Minimum -
70% Maximum - 100%,Risk Profile High,Debt & Money Market Instruments including
securitised Debt* 0% Maximum - 30%,Risk Profile Low to Medium.*Investment in securitised
Debt will not normally exceed 20% of the net assets of the scheme.
The scheme aims at distributing income, if any, periodically.
The investment objective of the Scheme is to generate regular income through investments in
fixed income securities and capital appreciation / dividend income through investment of a
portion of net assets of the scheme in equity and equity related instruments so as to
endeavour to make periodic income distribution to Unit holders. Income may be generated
through Coupon payments, amortization of discount on debt instruments, receipt of
dividends or the purchase and sale of securities in the underlying portfolio. Under normal
market conditions investment will be made in fixed income securities, money market
instruments, cash and cash equivalents while at the same time maintaining a limited exposure
to equity markets. The Scheme will endeavor to enhance overall returns through appropriate
investments upto a maximum of 25% of Net Assets into equity and equity related
instruments. However there can be no assurance that the investment objective of the Scheme
will be achieved. The Scheme does not guarantee/ indicate any returns.
Investment objective and policies of the scheme are primarily to provide pension in the form of periodical income/ cashflow to the unit holders to the extent of redemption value of their holding
after they complete 58 years of age. Considering the objective of the scheme not less than sixty percent of the assets will be invested in fixed income securities, like non-convertible debentures,
bonds, other debt and money market instruments of predominantly low to medium risk profile. Not more than 40% of the funds of the scheme may be invested in equities and equity related
instruments like fully/ partly convertible debentures, convertible preference shares etc. The risk profile of equity investments could be high.
35
C MY K
C MY K
Investment Objective
Options Available
SIP
Portfolio as on December 31, 2014
Debt % of NAV Rating
Asset Allocation (% to NAV)
Load Structure
Entry Load Holding Period Exit Load
Nil< 1 Year
>= 1 Year
1%
Nil
NAV as on December 31, 2014 : Growth Option: ` 124.16, Income Option: ` 30.33
SnapshotFund ManagerMr. V Srivatsa - B.Com., ACA, CWA, PGDM (IIM-I)
Minimum Investment Amount :Growth / Income : ` 1,000 / 5,000
No. of Unit Holders : 8,13,862
Fund Size (Quarterly Average as on 31/12/2014 ):
` 1221.45 Crore
Inception Date: 2nd January, 1995
High/Low NAV in the month : ` 126.73 / ` 120.25
Market Capitalisation (%)
Mid SmallLarge
- Equity Portion
62 30 8
UTI BALANCED FUND
Pure Balanced Fund
Weighted Average Maturity 5.15 Years
Industrywise Exposure - % of Equity Portion
Fund Performance Vs Benchmark
Period NAV (%)
Crisil BalancedFund Index
(%)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10,000
CNX Nifty Index
(%)NAV (`)
Crisil BalancedFund Index
(`) (`)
CNX Nifty Index
New Initative
SMS: LBF to 5676756To get scheme details
The scheme aims to invest in a portfolio of equity / equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.
01/01/2012 31/12/2012 27.96 21.28 27.70 12,796 12,128 12,770 01/01/2013 31/12/2013 6.82 6.05 6.76 10,682 10,605 10,676 01/01/2014 31/12/2014 32.84 25.34 31.39 13,284 12,534 13,139 3 Years* 21.97 17.24 21.42 18,155 16,122 17,910 5 Years* 11.27 9.40 9.75 17,062 15,674 15,927Since inception as on 31/12/2014 (CAGR)* 16.40 N.A. N.A. 2,08,738 N.A. N.A.
Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.N.A. - Not Available*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
All figures given are provisional and unaudited Top 10 scrips in the portfolio
Median Market Cap (` Cr.) 61,660 Weighted Average Market Cap (`Cr.) 106,624
Credit Profile of Debt (% of Debt portion)
Long Term Debt Shriram Transport Finance Co.Ltd. 4.87 CARE AA+LIC Housing Finance Ltd. 2.88 CRISIL AAASesa Sterlite Ltd. 2.00 CRISIL AA+Tata Power Company Ltd. 1.56 CRISIL AA-Talwandi Sabo Power Limited 1.45 CRISIL AA+Power Finance Corporation Ltd. 0.83 CRISIL AAATata Sons Ltd. 0.80 CRISIL AAASteel Authority Of India Ltd. 0.4 CARE AAAReliance Utilities & Power Pvt Ltd. 0.39 CRISIL AAARural Electrification Corporation Ltd. 0.32 CRISIL AAAGovt Securities 8.60% GS MAT 02/06/28 5.51 SOV8.40% GSEC - 28/07/2024 0.83 SOVEquity Infosys Ltd. 3.82 ICICI Bank Ltd 3.79 HDFC Bank Ltd. 3.74 ITC Ltd. 2.28 Mahindra & Mahindra Ltd. 2.24 Grasim Industries Ltd. 2.23 SRF Ltd. 2.20 Tata Consultancy Services Ltd. 2.20 State Bank Of India 2.17 Wipro Ltd. 2.06 Bharti Airtel Ltd. 1.98 Reliance Industries Ltd. 1.96 Federal Bank Ltd. 1.80 Dr. Reddy'S Laboratories Ltd. 1.75 Axis Bank Ltd. 1.73 Others 38.83 Net Current Assets 3.35 Total 100.00
- Long term capital growth- Investment in equity instruments (maximum-75%) and fixed income securities
(debt and money market securities) - High risk (Brown)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
3
6
16
75
0 20 40 60 80
NCA
Govt Securities
Long Term Debt
Equity
7
26
29
38
0 10 20 30 40
AA-
AAA/A1+
SOV
AA+
12333
56
77
88
1113
23
0 5 10 15 20 25
METALSFERTILISERS
TELECOMCEMENT PRODS
INDL MFGCONSTRUCTION
TEXTILESENERGY
SERVICESPHARMA
CONS GOODSAUTOMOBILE
IT
FINANCIAL SERVICES
36
C MY K
C MY K
Investment Objective Portfolio as on December 31, 2014
Load Structure
NAV as on December 31, 2014 : ` 18.55
Market Capitalisation (%)- Equity Portion
SnapshotHead-Fixed Income & Fund Manager (Debt Portfolio)Mr. Amandeep S. Chopra (Debt Portfolio) - B.Sc. MBA [FMS Delhi]
Minimum Investment Amount :Target amount enhanced to ` 15,00,000/-Minimum Target Amount ` 15,000/-
No. of Unit Holders : 2,81,537
Fund Size (Quarterly Average as on 31/12/2014):
` 2917.44 Crore
Inception Date: 1st October, 1971
High/Low NAV in the month : Growth option ` 18.64 / ` 18.21
Asset Allocation (% to NAV)
UTI UNIT LINKED INSURANCE PLAN
Segment Focused Balanced Fund
Mid SmallLarge
Weighted Average Maturity6.16 Years
Fund Performance Vs Benchmark
(%) (%) (%) (`) (`)Period NAV
Crisil DebtHybrid (60.40)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10,000
10 - YearGOI NAV
Crisil DebtHybrid (60.40)
10 - YearGOI(`)
Credit Profile of Debt (% of Debt portion)
Industrywise Exposure - % of Equity Portion
Options Available
SIP
New Initative
SMS: LULIP to 5676756To get scheme details
Investment objectives of the scheme is primarily to provide return through growth in the NAV or through dividend distribution and reinvestment thereof. Amounts collected under the scheme shall generally be invested as follows: (a) Not less than 60% of the funds in debt instruments with low to medium risk profile. (b) Not more than 40% of the funds in equities and equity related instruments.
Entry Load : NilExit Load : 2% for premature withdrawal Nil - On or after maturity
01/01/2012 31/12/2012 19.20 16.54 10.67 11,920 11,654 11,067 01/01/2013 31/12/2013 3.63 8.06 -0.68 10,363 10,806 9,932 01/01/2014 31/12/2014 21.73 18.62 14.14 12,173 11,862 11,414 3 Years* 14.55 14.30 7.85 15,037 14,938 12,547 5 Years* 10.13 9.10 5.68 16,205 15,461 13,183Since inception as on 31/12/2014 (CAGR)* 11.01 N.A. N.A. 9,18,855 N.A. N.A.
Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.N.A. - Not Available*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
% of NAVEquity Rating
All figures given are provisional and unaudited Top 10 scrips in the portfolio
Median Market Cap (` Cr.) 90,228 Weighted Average Market Cap (`Cr.) 136,159
HDFC Bank Ltd. 2.38 Tata Consultancy Services Ltd. 2.37 Infosys Ltd. 2.31 ITC Ltd. 1.79 HDFC Ltd. 1.72 Axis Bank Ltd. 1.63 Sun Pharmaceuticals Industries Ltd. 1.50 Crisil Ltd 1.50 Bosch Ltd. 1.31 Larsen & Toubro Ltd. 1.17 Oil & Natural Gas Corporation Ltd. 1.07 Nestle India Ltd. 1.05 Reliance Industries Ltd. 1.02 Yes Bank Ltd. 0.99 Indus Ind Bank Ltd. 0.93 Others 16.56 Debt Govt Securities 8.60% GS MAT 02/06/28 6.56 SOV8.12% GSEC-MAT-10.12.2020 3.21 SOV8.40% GSEC - 28/07/2024 2.44 SOV8.83% GSEC 12/12/2041 1.83 SOV7.80% GOI 03/05/2020 1.33 SOVOthers 4.66 Long term debt Reliance Utilities & Power Pvt Ltd. 4.81 CRISIL AAAShriram Transport Finance Co.Ltd. 4.43 CARE AA+Tata Power Company Ltd. 3.17 ICRA AAHDFC Ltd. 2.61 CRISIL AAAIDBI Bank Ltd. 2.05 ICRA AA+Lafarge India Ltd. 2.02 IND AA+Sesa Sterlite Ltd. 1.67 CRISIL AA+UPL Ltd. 1.19 CARE AA+Rural Electrification Corporation Ltd. 1.18 CRISIL AAATata Steel Ltd. 1.06 IND AAOthers 14.09 CP / Cds IL&FS Transportation Networks Ltd. 1.16 ICRA A1Net Current Assets 1.24 Total 100.00
78 20 2
This product is suitable for investors who are seeking*: Refer page No. 64
Fund Manager: Ajay Tyagi (Equity Porfolio) - CFA, MFC
1
1
20
38
39
0 10 20 30 40 50
CP / CDs
NCA
Govt Securities
Long Term …
Equity
00
11
22
35
711
1313
1427
0 5 10 15 20 25 30
CHEMICALS
TEXTILESMETALS
SERVICESTELECOM
INDL MFGCONSTRUCTION
ENERGYCEMENT PRODS
AUTOMOBILEIT
PHARMACONS GOODS
FINANCIAL SERVICES
112
35
920
2534
0 10 20 30 40
A-
A1
AA
AA+
SOV
C MY K
C MY K
37
Investment Objective Portfolio as on December 31, 2014
Debt % of NAV Rating
Asset Allocation (% to NAV)
Credit Profile of Debt (% of Debt portion)
Load Structure
NAV as on December 31, 2014:Growth Option: ` 272.68 , Income Option: ` 148.22
Market Capitalisation (%)- Equity Portion
High/Low NAV in the month : Growth Option : ` 273.74 / ` 268.30
SnapshotHead-Fixed Income & Fund ManagerMr. Amandeep S. Chopra (Debt Portfolio)(B.Sc. MBA [FMS Delhi])
Minimum Investment Amount : Please refer to
page no. 61
No. of Unit Holders : 6,109
Fund Size (Quarterly Average as on 31/12/2014):
` 386.59 Crore
Inception Date: 1st October, 1981
UTI-Unit Scheme for Charitable & Religious Trusts & Registered Societies
Segment Focused Balanced Fund
SmallMidLarge
69 6
Fund Manager (Equity Portion)Mr. V Srivatsa - B.Com., ACA, CWA, PGDM (IIM-I)
Weighted Average Maturity6.01 Years
Fund Performance Vs Benchmark
Period NAV (%)
Crisil DebtHybrid (75.25)
(%)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10,000
10 - YearGOI (%)
NAV(`)
Crisil DebtHybrid (75.25)
(`)
10 - YearGOI(`)
To primarily provide regular income to unit holders of the scheme. Funds collected under the scheme shall generally be invested as follows: (i) Not less than 70% of the funds in debt instruments including money market instruments of low to medium risk profile. (ii) Not more than 30% of the funds in equities and equity related instruments. The risk profile of equity investments could be high.
Entry Load : Nil
Exit Load : 1% < 1 yr
Nil >= 1 yr
01/01/2012 31/12/2012 20.18 13.76 10.67 12,018 11,376 11,067 01/01/2013 31/12/2013 7.44 8.20 -0.68 10,744 10,820 9,932 01/01/2014 31/12/2014 21.36 15.53 14.14 12,136 11,553 11,414 3 Years* 16.13 12.44 7.85 15,668 14,220 12,547 5 Years* 12.22 8.77 5.68 17,803 15,228 13,183 Since inception as on 31/12/2014 (CAGR)* 10.99 N.A N.A 3,21,107 N.A N.A
Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.N.A. - Not Available*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
All figures given are provisional and unaudited Top 10 scrips in the portfolio
Median Market Cap (` Cr.) 64,001 Weighted Average Market Cap (`Cr.) 119,010
CP / Cds ICICI Bank Ltd 0.10 ICRA A1+Govt Securities 8.60% GS MAT 02/06/28 11.81 SOV8.83% GS 25/11/2023 6.54 SOV8.15% G S - 24/11/26 3.81 SOV8.20% GOVT STOCK 24/09/2025 2.52 SOV8.40% GSEC - 28/07/2024 1.29 SOV8.28% GOVT STOCK 21/09/2027 1.27 SOVLong Term Debt Lafarge India Ltd. 7.49 IND AA+Adani Ports And Special Economic Zone Ltd 6.03 ICRA AA-L & T Shipbuilding Ltd. 3.72 CRISIL AAA(SO)LIC Housing Finance Ltd. 3.28 CRISIL AAAIDBI Bank Ltd. 2.64 CRISIL AA-Reliance Gas Transportation Infrastructure Ltd. 2.57 CRISIL AAACholamandalam Investment & Finance Company Ltd 2.54 ICRA AAUPL Ltd. 2.52 CARE AA+National Bank For Agriculture & Rural Development 2.34 CRISIL AAATata Power Company Ltd. 1.34 CRISIL AA-Shriram Transport Finance Co.Ltd. 1.26 CARE AA+HDB Financial Services Ltd. 1.24 CRISIL AAABallarpur Industries Ltd. 1.23 IND A+Power Finance Corporation Ltd. 0.63 CRISIL AAAPower Grid Corporation Of India Ltd 0.63 CRISIL AAAEquity ICICI Bank Ltd 1.75 HDFC Bank Ltd. 1.67 Infosys Ltd. 1.66 Tata Consultancy Services Ltd. 1.09 Reliance Industries Ltd. 1.04 Federal Bank Ltd. 0.95 SRF Ltd. 0.94 Ranbaxy Laboratories Ltd. 0.94 Axis Bank Ltd. 0.91 Grasim Industries Ltd. 0.86 ITC Ltd. 0.86 Mahindra & Mahindra Ltd. 0.86 State Bank Of India 0.83 Bharti Airtel Ltd. 0.82 Wipro Ltd. 0.81 Dr. Reddy'S Laboratories Ltd. 0.79 Crisil Ltd 0.75 Lupin Ltd. 0.68 Hero Motocorp Ltd. 0.66 Larsen & Toubro Ltd. 0.63 Others 10.05 Net Current Assets 3.65 Total 100.00
25
Industrywise Exposure - % of Equity Portion
Options Available
SWP
New Initative
SMS: LCRTS to 5676756To get scheme details
This product is suitable for investors who are seeking*: Refer page No. 64
0
4
27
30
39
0 10 20 30 40 50
CP / CDs
NCA
Govt Securities
Equity
Long Term …
2
4
15
17
22
41
0 10 20 30 40 50
A+
AA
AA-
AA+
AAA/A1+
SOV
122
333
47
791010
1326
0 5 10 15 20 25 30
FERTILISERSCONSTRUCTION
METALS
TELECOMCEMENT PRODS
INDL MFGTEXTILES
SERVICESENERGY
AUTOMOBILECONS GOODS
PHARMAIT
FINANCIAL SERVICES
38
C MY K
C MY K
Investment Objective Portfolio as on December 31, 2014
Debt % of NAV Rating
Load Structure
Asset Allocation (% to NAV)
NAV as on December 31, 2014: ` 16.89
SnapshotHead-Fixed Income & Fund Manager (Debt Portion)Mr. Amandeep S. Chopra (B.Sc. MBA [FMS Delhi])Head-Equity & Fund Manager (Equity Portion)Mr. Anoop Bhaskar (B.Com, MBA [Finance])
Minimum Investment Amount : ` 1,000/-
No. of Unit Holders : 20,92,034
Fund Size (Quarterly Average as on 31/12/2014):
` 3328.54 Crore
Inception Date: 12th July, 1993
High/Low NAV in the month : Growth option ` 16.89 / ` 16.47
Market Capitalisation (%)- Equity Portion
UTI CHILDREN'S CAREER BALANCED PLAN
Segment Focused Balanced Fund
Mid SmallLarge
59 29 12
Weighted Average Maturity6.97 Years
Fund Performance Vs Benchmark
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10,000
10 - YearPeriod NAV
(%)
Crisil DebtHybrid (60.40)
(%)
10 - YearGOI (%)
NAV(`)
Crisil DebtHybrid (60.40)
(`)GOI(`)
Credit Profile of Debt (% of Debt portion)
Funds collected under the Plan will be invested in equities, convertible and non convertible debentures/ bonds of companies/corporates etc and other capital and money market instruments subject to the condition that (i) not less than 60% of the funds will be invested in debt instruments of low to medium risk profile having a rating of A+ and above or equivalent at the time of investment and (ii) not more than 40% of the funds in equities and equity related instruments. The risk profile of equity investments could be high.
Entry Load : NilExit Load : 3% < 2 yr 2% >= 2 yr & < 4 yrs 1% >= 4 yrs & < 5 yrs Nil >= 5 years
01/01/2012 31/12/2012 18.92 16.54 10.67 11,892 11,654 11,067 01/01/2013 31/12/2013 6.09 8.06 -0.68 10,609 10,806 9,932 01/01/2014 31/12/2014 30.64 18.62 14.14 13,064 11,862 11,414 3 Years* 18.11 14.30 7.85 16,484 14,938 12,547 5 Years* 11.90 9.10 5.68 17,550 15,461 13,183Since inception as on 31/12/2014 (CAGR)* 11.93 N.A. N.A. 1,12,619 N.A. N.A.
Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.N.A. - Not Available*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
All figures given are provisional and unaudited Top 10 scrips in the portfolio
Median Market Cap (` Cr.) 44,376 Weighted Average Market Cap (`Cr.) 100,221
CP / CDs ICICI Bank Ltd 0.00 ICRA A1+ING Vysya Bank Limited. 0.00 CRISIL A1+Govt Securities 8.60% GS MAT 02/06/28 8.52 SOV8.40% GSEC - 28/07/2024 1.82 SOVGS-8.33%- MAT-07/06/2036 1.82 SOV8.15% G S - 24/11/26 1.50 SOV7.80% GOI 03/05/2020 1.45 SOVOthers 4.86 Long Term Debt Tata Motors Ltd. 4.32 ICRA AARural Electrification Corporation Ltd. 3.98 ICRA AAASesa Sterlite Ltd. 3.22 CRISIL AA+Reliance Utilities & Power Pvt Ltd. 3.02 CRISIL AAAPower Finance Corporation Ltd. 2.99 ICRA AAATata Power Company Ltd. 2.46 ICRA AAReliance Jio Infocomm Ltd 1.49 CRISIL AAAShriram Transport Finance Co.Ltd. 1.33 IND AA+Talwandi Sabo Power Limited 1.09 CRISIL AA+(SO)IDBI Bank Ltd. 0.92 ICRA AA+Others 12.26 Equity MRF Ltd. 2.36 Infosys Ltd. 2.18 Bosch Ltd. 2.08 Tata Consultancy Services Ltd. 1.80 Shree Cement Ltd. 1.79 Eicher Motors Ltd 1.72 Pfizer Limited 1.68 Ultratech Cement Ltd. 1.65 Axis Bank Ltd. 1.54 Ramco Cements Ltd. 1.40 HDFC Bank Ltd. 1.35 Motherson Sumi System Ltd. 1.34 Tube Investments Of India Ltd. 1.31 Reliance Industries Ltd. 1.22 FDC Limited 1.21 Others 14.96 Net Current Assets 3.31 Total 100.00
Options Available
SIP
Industrywise Exposure - % of Equity Portion
New Initative
SMS: LCCPto 5676756 To get scheme details
This product is suitable for investors who are seeking*: Refer page No. 64
Fund Manager (Equity Portion)Mr. Kaushik Basu, B.Com, ACMA
0
3
20
37
40
0 10 20 30 40 50
CP / CDs
NCA
Govt Securities
Long Term Debt
Equity
1
2
2
7
20
32
35
0 10 20 30 40
A
AA+(SO)
AA
AA-
AA+
AAA/A1+
SOV
12
23
34
58
11
1113
1324
0 5 10 15 20 25
TEXTILES
SERVICES
FERTILISERSMEDIA & ENTT
CONSTRUCTIONENERGY
INDL MFGCONS GOODS
ITPHARMA
FINANCIAL SERVICESCEMENT PRODS
AUTOMOBILE
39
C MY K
C MY K
Investment Objective Portfolio as on December 31, 2014
Equity Rating% of NAV
Options Available
SWP Option & SIP
Load Structure
NAV as on December 31, 2014: ` 19.32
Market Capitalisation (%)- Equity Portion
SnapshotHead-Fixed Income & Fund ManagerMr. Amandeep S. Chopra - Debt Portfolio (B.Sc. MBA [FMS Delhi])
Fund Manager (Equity Portion)Mr. V Srivatsa - B.Com., ACA, CWA, PGDM (IIM-I)
No. of Unit Holders : 12,33,542
Fund Size (Quarterly Average as on 31/12/2014):
` 1345.24 Crores
Inception Date: 26th December, 1994
High/Low NAV in the month: Growth Option : ` 19.51 / ` 18.97
UTI RETIREMENT BENEFIT PENSION FUND
Segment Focused Balanced Fund
SmallMidLarge
65 26
Weighted Average Maturity7.43 Years
Fund Performance Vs Benchmark
Period NAV (%)
Crisil DebtHybrid (60.40)
(%)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10,000
10 - YearGOI (%)
NAV(`)
Crisil DebtHybrid (60.40)
(`)
10 - YearGOI(`)
Asset Allocation (% to NAV)
SMS: LRBP to 5676756To get scheme details
New Initative
Investment objective and policies of the scheme are primarily to provide pension in the form of periodical income/ cashflow to the unit holders to the extent of redemption value of their holding after they complete 58 years of age. Considering the objective of the scheme not less than sixty percent of the assets will be invested in fixed income securities, like non-convertible debentures, bonds, other debt and money market instruments of predominantly low to medium risk profile. Not more than 40% of the funds of the scheme may be invested in equities and equity related instruments like fully/ partly convertible debentures, convertible preference shares etc. The risk profile of equity investments could be high.
` 500/- (Subject to attaining a minimuminvestment of 10,000/- by the age of 52 years)
Minimum Investment Amount :
Entry Load : NilExit Load : 5% < 1 yr 3% >= 1 yr & < 3 yrs 1% >= 3 yrs Nil > 5 yrs Nil Redemption at maturity (i.e. 58 years of age).No exit load for investments redeemed at maturity, i.e. 58 years of age or after 5 years from the date of investment whichever is later.
01/01/2012 31/12/2012 18.41 16.54 10.67 11,841 11,654 11,067 01/01/2013 31/12/2013 4.92 8.06 -0.68 10,492 10,806 9,932 01/01/2014 31/12/2014 23.13 18.62 14.14 12,313 11,862 11,414 3 Years* 15.21 14.30 7.85 15,298 14,938 12,547 5 Years* 9.23 9.10 5.68 15,553 15,461 13,183 Since inception as on 31/12/2014 (CAGR)* 11.34 N.A. N.A. 85,961 N.A. N.A.
Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.N.A. - Not Available*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
All figures given are provisional and unaudited Top 10 scrips in the portfolio
Median Market Cap (` Cr.) 63,793 Weighted Average Market Cap (`Cr.) 116,531
Equity HDFC Bank Ltd. 2.05 ICICI Bank Ltd 2.05 Infosys Ltd. 2.00 Reliance Industries Ltd. 1.58 SRF Ltd. 1.35 Tata Consultancy Services Ltd. 1.26 ITC Ltd. 1.20 Grasim Industries Ltd. 1.18 Wipro Ltd. 1.07 State Bank Of India 1.07 Federal Bank Ltd. 1.06 Mahindra & Mahindra Ltd. 1.06 Dr. Reddy'S Laboratories Ltd. 1.05 Axis Bank Ltd. 1.02 Lupin Ltd. 1.00 Others 19.32 Debt Govt Securities 8.60% GS MAT 02/06/28 16.45 SOV8.20% GOVT STOCK 24/09/2025 2.57 SOV8.83% GSEC 12/12/2041 1.58 SOV8.40% GSEC - 28/07/2024 1.5 SOV8.33% GOI-09/07/2026 0.74 SOVOthers 0.74 Long Term Debt Shriram Transport Finance Co.Ltd. 3.66 CARE AA+Sesa Sterlite Ltd. 3.61 CRISIL AA+Power Finance Corporation Ltd. 3.52 CRISIL AAAReliance Gas Transportation Infrastructure Ltd. 1.88 CRISIL AAAIDBI Bank Ltd. 1.86 ICRA AA+North Eastern Electric Power Corporation Ltd 1.86 ICRA AA-Sundaram Finance Ltd. 1.85 ICRA AA+Tata Motors Ltd. 1.85 ICRA AAReliance Jio Infocomm Ltd 1.84 CRISIL AAAIndiabulls Housing Finance Ltd. 1.82 CRISIL AAAOthers 10.80 Net Current Assets 2.54 Total 100.00
9
Credit Profile of Debt (% of Debt portion)
Industrywise Exposure - % of Equity Portion
This product is suitable for investors who are seeking*: Refer page No. 64
3
24
35
39
0 10 20 30 40 50
NCA
Govt Securities
Long Term Debt
Equity
1
233
33
5
77
9
911
14
24
0 5 10 15 20 25 30
FERTILISERSMETALS
TELECOMINDL MFG
CONSTRUCTION
CEMENT PRODSTEXTILESENERGY
SERVICESCONS GOODS
PHARMA
AUTOMOBILEIT
FINANCIAL SERVICES
5
9
22
23
41
0 10 20 30 40 50
AA
AA-
AA+
AAA/A1+
SOV
Industrywise Exposure - % of Equity Portion
Options Available
SIP
New Initative
SMS: LMUS to 676756To get scheme details
40
CMYK
CMYK
UTI MAHILA UNIT SCHEME
Investment Objective
Credit Profile of Debt (% of Debt portion)
Asset Allocation (% to NAV)
Portfolio as on December 31, 2014
Equity % of NAV
Load Structure
NAV as on December 31, 2014 : ` 28.54
Market Capitalisation (%)- Equity Portion
High/Low NAV in the month : Growth Option : ` 28.63 / ` 28.14
SnapshotHead-Fixed Income & Fund ManagerMr. Amandeep S. Chopra (Debt Portfolio) - B.Sc. MBA [FMS Delhi]
Minimum Investment Amount :Growth / Income : ` 1,000 / ` 5,000
No. of Unit Holders : 24,574
Fund Size (Quarterly Average as on 31/12/2014):
` 196.39 Crore
Inception Date: 8th March, 2001
Segment Focused Balanced Fund
SmallMidLarge
82 18 0
Weighted Average Maturity6.20 Years
Fund Performance Vs Benchmark
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10,000
10 - YearPeriod NAV
(%)
Crisil DebtHybrid (75.25)
(%)
10 - YearGOI (%)
NAV(`)
Crisil DebtHybrid (75.25)
(`)GOI(`)
Investment objective of the scheme is to invest in a portfolio of equity/equity related
securities and debt and money market instruments with a view to generating reasonable
income with moderate capital appreciation.
Entry Load : NilExit Load : 0.75% < 1 year Nil >= 1 year
Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.N.A. - Not Available*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
All figures given are provisional and unaudited Top 10 scrips in the portfolio
Median Market Cap (` Cr.) 129,551 Weighted Average Market Cap (`Cr.) 145,747
01/01/2012 31/12/2012 14.28 13.76 10.67 11,428 11,376 11,067 01/01/2013 31/12/2013 3.72 8.20 -0.68 10,372 10,820 9,932 01/01/2014 31/12/2014 20.55 15.53 14.14 12,055 11,553 11,414 3 Years* 12.62 12.44 7.85 14,289 14,220 12,547 5 Years* 8.37 8.77 5.68 14,950 15,228 13,183Since inception as on 31/12/2014 (CAGR)* 13.43 N.A. N.A. 57,095 N.A. N.A.
Equity Infosys Ltd. 1.86 ITC Ltd. 1.77 HDFC Bank Ltd. 1.76 Tata Consultancy Services Ltd. 1.75 Axis Bank Ltd. 1.40 Sun Pharmaceuticals Industries Ltd. 1.35 HDFC Ltd. 1.31 Bosch Ltd. 1.08 Wabco India Ltd. 0.96 Shree Cement Ltd. 0.93 Indus Ind Bank Ltd. 0.82 Reliance Industries Ltd. 0.79 ICICI Bank Ltd 0.79 Pfizer Limited 0.78 Lupin Ltd. 0.77 Others 11.04 Debt Govt Securities 8.60% GS MAT 02/06/28 21.58 SOV8.28% GSEC 15.02.2032 2.62 SOV8.12% GSEC-MAT-10.12.2020 2.57 SOVLong Term Debt Shriram Transport Finance Co.Ltd. 10.33 CARE AA+Adani Ports And Special Economic Zone Ltd 10.28 ICRA AA-Lafarge India Ltd. 7.70 IND AA+Reliance Utilities & Power Pvt Ltd. 5.01 CRISIL AAAPower Finance Corporation Ltd. 2.61 CRISIL AAARural Electrification Corporation Ltd. 2.61 CRISIL AAAAshok Leyland Ltd. 1.80 ICRA A+Net Current Assets 3.74 Total 100.00
Rating
This product is suitable for investors who are seeking*: Refer page No. 64
Fund Manager : Ajay Tyagi (Equity Porfolio) - CFA, MFC
4
27
29
40
0 10 20 30 40 50
NCA
Govt Securities
Equity
Long Term Debt
3
15
15
27
40
0 10 20 30 40 50
A+
AAA/A1+
AA-
AA+
SOV0
2
2
3
5
14
14
15
18
25
0 5 10 15 20 25 30
METALS
TELECOM
CONSTRUCTION
CEMENT PRODS
ENERGY
AUTOMOBILE
IT
CONS GOODS
PHARMA
FINANCIAL SERVICES
41
C MY K
C MY K
Investment Objective
Industrywise Exposure - % of Equity Portion
Portfolio as on December 31, 2014
Equity % of NAV
Load Structure
NAV as on December 31, 2014: Growth Option: ` 26.39 , Income Option: ` 26.39
SnapshotFund ManagerMr. Kaushik Basu, B.Com, ACMA
Minimum Investment Amount : ` 5,000/-
No. of Unit Holders : 24,365
Fund Size (Quarterly Average as on 31/12/2014):
` 118.5 Crore
Inception Date: 30th January, 2008
High/Low NAV in the month : Growth option ` 26.91 / ` 25.17
Market Capitalisation (%)- Equity Portion
UTI CCP ADVANTAGE FUND
Segment Focused Balanced Fund
Mid SmallLarge
70
0.0559 YearsWeighted Average Maturity
Fund Performance Vs Benchmark
Period NAV (%)
Crisil BalancedFund Index
(%)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10,000
(%)NAV(`)
Crisil BalancedFund Index
(`) (`)
Investment Objective / Asset Allocation : Equity and Equity related Instruments, Minimum - 70% Maximum - 100%,Risk Profile High,Debt & Money Market Instruments including securitised Debt* 0% Maximum - 30%,Risk Profile Low to Medium.*Investment in securitised Debt will not normally exceed 20% of the net assets of the scheme.
Entry Load : Nil
Exit Load : 4% < 1 yr
3% >= 1 yr & < 3 yrs
1% >= 3 yrs & < 5 yrs
Nil >= 5 years
01/01/2012 31/12/2012 30.48 21.28 27.70 13,048 12,128 12,770 01/01/2013 31/12/2013 2.34 6.05 6.76 10,234 10,605 10,676 01/01/2014 31/12/2014 44.71 25.34 31.39 14,471 12,534 13,139 3 Years* 24.53 17.24 21.42 19,323 16,122 17,910 5 Years* 11.98 9.40 9.75 17,613 15,674 15,927 Since inception as on 31/12/2014 (CAGR)* 12.30 7.95 7.05 22,325 16,983 16,026
Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAVPast performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
All figures given are provisional and unaudited Top 10 scrips in the portfolio
Median Market Cap (` Cr.) 71,242 Weighted Average Market Cap (`Cr.) 122,458
Equity
Infosys Ltd. 6.07
ICICI Bank Ltd 5.01
HDFC Bank Ltd. 4.86
State Bank Of India 4.55
Tata Consultancy Services Ltd. 4.25
Reliance Industries Ltd. 3.61
NCC Ltd. 3.60
Shree Cement Ltd. 3.43
Axis Bank Ltd. 3.05
Hero Motocorp Ltd. 2.52
Larsen & Toubro Ltd. 2.42
Britannia Industries Ltd. 2.38
Maruti Suzuki India Ltd. 2.16
JK Tyre & Industries Ltd. 2.11
Sun Pharmaceuticals Industries Ltd. 2.01
Lupin Ltd. 1.97
Whirlpool Of India Ltd. 1.95
Bank Of Baroda 1.92
Ultratech Cement Ltd. 1.73
Oil & Natural Gas Corporation Ltd. 1.66
Others 34.85
Net Current Assets 3.90
Total 100.00
CNX Nifty Index
CNX Nifty Index
S I P
Asset Allocation (% to NAV)
Options Available
- Long term capital appreciation- Investment in equity instruments (above 70%) and debt instruments- High risk (Brown)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
21 9
1
1
2
2
3
5
6
7
8
9
9
9
13
26
0 5 10 15 20 25 30
MEDIA & ENTT
FERTILISERS
TELECOM
SERVICES
METALS
INDL MFG
CEMENT PRODS
PHARMA
ENERGY
AUTOMOBILE
CONS GOODS
CONSTRUCTION
IT
FINANCIAL SERVICES
4
96
0 20 40 60 80 100 120
NCA
Equity
42
C MY K
C MY K
UTI MONTHLY INCOME SCHEME
Investment ObjectiveThe scheme aims at distributing income, if any, periodically.
Options Available
SIP & SWP
Portfolio as on December 31, 2014
Equity % of NAV Rating
Industrywise Exposure - % of Equity Portion
Monthly Income Scheme
Load Structure
NAV as on December 31, 2014: Growth : ` 27.73 / Income : ` 12.26
High/Low NAV in the month : Growth Option : ` 27.74 / ` 27.45
SnapshotHead-Fixed Income & Fund ManagerMr. Amandeep S. Chopra - Debt Portfolio (B.Sc. MBA [FMS Delhi])Fund Manager (Equity Portion)Mr. V Srivatsa - B.Com., ACA, CWA, PGDM (IIM-I)
Minimum Investment Amount :Please refer to page no. 62
No. of Unit Holders : 17,013
Fund Size (Quarterly Average as on 31/12/2014):
` 282.68 Crore
Inception Date: 12th September, 2002Market Capitalisation (%)- Equity Portion
SmallMidLarge
83 17 0
Asset Allocation (% to NAV)
Weighted Average Maturity5.78 Years
Fund Performance Vs Benchmark
Period NAV (%)
Crisil MIPBlended
Index* (%)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10,000
10 - YearGOI (%)
NAV(`)
Crisil MIPBlendedIndex (`)
10 - YearGOI(`)
Credit Profile of Debt (% of Debt portion)
Entry Load : <= 1095 Days 1.00%Exit Load : > 1095 Days Nil
01/01/2012 31/12/2012 11.78 12.12 10.67 11,178 11,212 11,067 01/01/2013 31/12/2013 6.07 4.41 -0.68 10,607 10,441 9,932 01/01/2014 31/12/2014 16.01 16.83 14.14 11,601 11,683 11,414 3 Years* 11.20 10.99 7.85 13,754 13,677 12,547 5 Years* 8.57 8.28 5.68 15,089 14,888 13,183Since inception as on 31/12/2014 (CAGR)* 8.64 8.70 6.12 27,734 27,924 20,776
All figures given are provisional and unaudited Top 10 scrips in the portfolio
Median Market Cap (` Cr.) 75,976 Weighted Average Market Cap (`Cr.) 126,506
Equity Infosys Ltd. 0.95 ICICI Bank Ltd 0.94 HDFC Bank Ltd. 0.91 LIC Housing Finance Ltd. 0.63 Reliance Industries Ltd. 0.61 Grasim Industries Ltd. 0.55 Ranbaxy Laboratories Ltd. 0.54 ITC Ltd. 0.54 Lupin Ltd. 0.54 Bharti Airtel Ltd. 0.51 Shree Cement Ltd. 0.51 Aditya Birla Nuvo Ltd. 0.49 Larsen & Toubro Ltd. 0.48 Federal Bank Ltd. 0.46 State Bank Of India 0.45 Others 5.93 Debt Govt Securities 8.12% GSEC-MAT-10.12.2020 16.28 SOV8.60% GS MAT 02/06/28 9.50 SOVLong Term Debt Reliance Utilities & Power Pvt Ltd. 10.60 CRISIL AAASesa Sterlite Ltd. 8.97 CRISIL AA+Reliance Gas Transportation Infrastructure Ltd. 7.46 CRISIL AAAECL Finance Ltd. 5.60 CARE AANorth Eastern Electric Power Corporation Ltd 5.55 ICRA AA-BMW India Financial Services Pvt Ltd 5.54 CRISIL AAAAdani Ports And Special Economic Zone Ltd 5.43 ICRA AA-Dewan Hsg Finance Corporation Ltd 3.65 CARE AAALafarge India Ltd. 1.81 IND AA+Talwandi Sabo Power Limited 0.91 CRISIL AA+Others 0.85 Net Current Assets 2.80 Total 100.00
Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAVPast performance may or may not be sustained in future. *(Please refer to pg. 62)*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
- Regular income over medium-term- Investment in equity instruments (maximum-15%) and fixed income securities
(debt and money market securities) - Medium risk (Yellow)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
3
15
26
56
0 10 20 30 40 50 60
NCA
Equity
Govt Securities
Long Term Debt
7
13
14
31
34
0 10 20 30 40
AA
AA-
AA+
SOV
AAA/A1+
2
3
3
7
7
8
10
10
12
13
25
0 5 10 15 20 25 30
METALS
CONSTRUCTION
TELECOM
ENERGY
CEMENT PRODS
SERVICES
PHARMA
CONS GOODS
IT
AUTOMOBILE
FINANCIAL SERVICES
43
C MY K
C MY K
Credit Profile of Debt (% of Debt portion)
Portfolio as on December 31, 2014
Equity % of NAV
Load Structure
NAV as on December 31, 2014: Growth/Income : ` 29.79 / ` 14.49
Market Capitalisation (%)- Equity Portion
Small
High/Low NAV in the month : Growth Option : ` 29.87 / ` 29.41
Mid
SnapshotHead-Fixed Income & Fund ManagerMr. Amandeep S. Chopra (Debt Portfolio) - B.Sc. MBA [FMS Delhi]
Minimum Investment Amount :Monthly Dividend / Monthly Payment Plan - ` 25,000/-Flexi Dividend / Growth Plan - ` 5,000/-
No. of Unit Holders : 21,767
Fund Size (Quarterly Average as on 31/12/2014):
` 475.93 Crore
Inception Date: 16th December, 2003
Large
Options Available
SIP & SWP
84 16 0
UTI MIS - ADVANTAGE PLAN
Monthly Income Scheme
Weighted Average Maturity5.81 Years
Fund Performance Vs Benchmark
Period NAV (%)
Crisil MIPBlendedIndex (%)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10,000
10 - YearGOI (%)
NAV(`)
Crisil MIPBlended
Index (`)
10 - YearGOI(`)
Asset Allocation (% to NAV)
Investment ObjectiveThe investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments, cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee/ indicate any returns.
Entry Load : Nil
Exit Load : For all investments made on or after October 8, 2010
Nil
Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
All figures given are provisional and unaudited Top 10 scrips in the portfolio
Median Market Cap (` Cr.) 131,609 Weighted Average Market Cap (`Cr.) 143,643
01/01/2012 31/12/2012 10.37 10.60 8.01 11,512 11,212 11,067 01/01/2013 31/12/2013 15.12 12.12 10.67 10,654 10,441 9,932 01/01/2014 31/12/2014 6.54 4.41 -0.68 12,109 11,683 11,414 3 Years* 14.08 10.99 7.85 14,852 13,677 12,547 5 Years* 9.60 8.28 5.68 15,818 14,888 13,183 Since inception as on 31/12/2014 (CAGR)* 10.38 7.87 4.96 29,779 23,096 17,073
Rating
Industrywise Exposure - % of Equity Portion
- Long-term capital appreciation and regular income over medium-term- Investment in equity instruments (maximum-25%) and fixed income securities
(debt and money market securities) - Medium risk (Yellow)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
Equity Infosys Ltd. 1.52 HDFC Bank Ltd. 1.35 HDFC Ltd. 1.26 ITC Ltd. 1.24 Tata Consultancy Services Ltd. 1.20 ICICI Bank Ltd 1.16 Sun Pharmaceuticals Industries Ltd. 1.09 Axis Bank Ltd. 1.04 Wabco India Ltd. 0.99 Bosch Ltd. 0.88 Others 12.38 Govt Securities 8.60% GS MAT 02/06/28 11.02 SOV8.12% GSEC-MAT-10.12.2020 7.34 SOV8.90% MAH SDL 20/09/2022 2.17 SOV8.40% GSEC - 28/07/2024 2.16 SOV7.80% GOI 03/05/2020 2.07 SOVLong Term Debt Reliance Gas Transportation Infrastructure Ltd. 6.49 CRISIL AAASesa Sterlite Ltd. 5.20 CRISIL AA+North Eastern Electric Power Corporation Ltd 4.29 ICRA AA-Rural Electrification Corporation Ltd. 4.27 CRISIL AAAInfrastructure Leasing & Fin.Ser.Lt 4.23 IND AAAAdani Ports And Special Economic Zone Ltd 4.20 ICRA AA-BMW India Financial Services Pvt Ltd 3.21 CRISIL AAADewan Hsg Finance Corporation Ltd 3.18 CARE AAAReliance Utilities & Power Pvt Ltd. 3.17 CRISIL AAAExim Bank 2.20 CRISIL AAACholamandalam Investment & Finance Company Ltd 2.13 ICRA AAShriram Transport Finance Co.Ltd. 2.11 CARE AA+Tata Steel Ltd. 1.14 CARE AAECL Finance Ltd. 1.08 CARE AAICICI Home Finance 1.06 ICRA AAAPower Finance Corporation Ltd. 1.05 CRISIL AAANet Current Assets 2.13 Total 100.00
Fund Manager : Ajay Tyagi (Equity Porfolio) - CFA, MFC
6
10
12
34
39
0 10 20 30 40 50
AA
AA+
AA-
SOV
AAA/A1+
2
24
25
49
0 10 20 30 40 50 60
NCA
Equity
Govt Securities
Long Term Debt
0
1
2
2
3
6
13
14
15
15
28
0 5 10 15 20 25 30
CHEMICALS
METALS
TELECOM
CEMENT PRODS
CONSTRUCTION
ENERGY
IT
AUTOMOBILE
CONS GOODS
PHARMA
FINANCIAL SERVICES
44
CMY K
CMY K
FUNDOPEDIA (Investment Objective)Income & Liquid Funds Category
UTI BOND FUND UTI FLOATING RATE FUND
UTI G-SEC FUNDUTI TREASURY ADVANTAGE FUND
UTI Dynamic Bond FundUTI GILT ADVANTAGE FUND
UTI - LIQUID CASH PLAN
UTI INCOME OPPORTUNITIES FUND
The Scheme will retain the flexibility to invest in the entire range of debt and money market
instruments. The flexibility is being retained to adjust the portfolio in response to a change
in the risk to return equation for asset classes under investment, with a view to maintain
risks within manageable limits.
To generate regular income through investment in a portfolio comprising substantially of
floating rate debt / money market instruments, fixed rate debt / money market instruments
swapped for floating rate returns. The Scheme may also invest a portion of its net assets in
fixed rate debt securities and money market instruments .However there can be no assurance
that the investment objective of the Scheme will be achieved. The Scheme does not
guarantee / indicate any returns.
The scheme will endeavour to generate an attractive return for its investors consistent with
capital preservation and liquidity by investing in a portfolio of quality debt securities, money
market instruments and structured obligations.
To generate credit risk-free return by way of income or growth by investing in Central
Government Securities, Treasury Bills, Call Money and Repos. Under normal circumstances at
least 65% of the total portfolio will be invested in securities issued/created by the Central
Government.
The investment objective of the scheme is to generate optimal returns with adequate liquidity
through active management of the portfolio, by investing in debt and money market
instruments. However, there can be no assurance that the investment objective of the
scheme will be realized.
To generate credit risk-free return through investment in sovereign securities issued by the
Central Government and / or a State Government and / or any security unconditionally
guaranteed by the Central Government and / or a State Government for repayment of
principal and interest. However there can be no assurance that the investment objective of
the Scheme will be achieved.
The investment objective of the Scheme is to generate steady and reasonable income, with
low risk and high level of liquidity from a portfolio of money market securities and high quality
debt.
The investment objective of the scheme is generate resaonable income and capital
appreciation by investing in debt and money market instruments across different maturities
and credit ratings. There is no assurance that the investment objective of the scheme will be
achieved.
45
CMYK
CMYK
UTI BOND FUND
Investment Objective
Credit Profile of Debt as on December 31, 2014
Launch Date
4th May, 1998
Fund Manager
Mr. Amandeep S. Chopra (B.Sc., MBA [FMS Delhi])
Fund Size(Quarterly Average as on 31/12/2014 ): NAV per unit as on December 31, 2014
High/Low of NAV in the month
Registrar No. of Unit Holding Accounts
` 2229.83 Crore Growth/Income : ` 40.82 / ` 12.99
Growth/Income : ` 40.84 / ` 40.08 Regular Growth Option ` 1,000/-Income Option ` 20,000/-Subsequent Minimum Investment Amount is` 1,000/- and in multiples of ` 1/-
M/s. Karvy Computershare Pvt. Ltd.
Load Structure
Portfolio as on December 31, 2014
Debt % of NAV Rating
Segment Focused Fund
Weighted Average Maturity11 Years
Fund Performance Vs Benchmark
Period NAV (%)
Crisil CompositeBond FundIndex (%)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10,000
NAV (`)
Crisil CompositeBond FundIndex (`)Index (%)
CRISIL 10 Year Gilt
Index (`)
CRISIL 10 Year Gilt
The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.
Entry Load : Nil
Exit Load : NIL
01/01/2012 31/12/2012 10.49 9.38 10.67 11,049 10,938 11,067 01/01/2013 31/12/2013 3.96 3.79 -0.68 10,396 10,379 9,932 01/01/2014 31/12/2014 15.60 14.31 14.14 11,560 11,431 11,414 3 Years* 9.90 9.07 7.85 13,277 12,978 12,547 5 Years* 9.21 7.80 5.68 15,539 14,561 13,183 Since inception as on 31/12/2014 (CAGR)* 8.80 N.A. N.A. 40,799 N.A. N.A.
Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.N.A. - Not Available*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
All figures given are provisional and unaudited Top 10 scrips in the portfolio
39,852
Options Available
SIP & SWP
Asset Allocation
Asset Allocation as on December 31, 2014
Govt Securities
8.60% GS MAT 02/06/28 26.37 SOV
9.20% GSEC 30.09.2030 21.68 SOV
8.24% G-SEC 15/02/2027 4.46 SOV
8.28% GOVT STOCK 21/09/2027 3.94 SOV
9.72% KERLA SDL -28/08/2023 2.67 SOV
9.60% CG SDL 2024 - 30.01.2024 2.09 SOV
9.49% KL SDL 01.08.2023 1.88 SOV
8.99 Rajasthan SDL 2024 10/09/24 1.66 SOV
9.51% MAHARASHTRA SDL 11/09/2023 1.51 SOV
8.30% GOI 02/07/2040 1.45 SOV
9.55% Tamil Nadu SDL 11.09.2023 0.95 SOV
9.16 Rajasthan SDL 2028 18/10/28 0.94 SOV
8.97% Kerala SDL 2024 23/07/24 0.92 SOV
9.23% GS 23.12.2043 0.6 SOV
8.83% GS 25/11/2023 0.42 SOV
8.44 Tamil Nadu SDL 2024 26/11/24 0.36 SOV
8.27% WEST BENGAL SDL 24/12/24 0.25 SOV
9.65% TAMILNADU SDL-12/03/2024 0.12 SOV
9.71% HARYANA SDL-12/03/2024 0.12 SOV
9.71% ANDHRA PRADESH SDL-12/03/2024 0.12 SOV
8.97 % G - SEC - 05/12/2030 0.11 SOV
8.27% HARYANA SDL 24/12/24 0.02 SOV
7.17% GOI 14/06/2015 0.01 SOV
9.37% GUJARAT SDL-04/12/2023 0.01 SOV
Long Term Debt
Reliance Gas Transportation Infrastructure Ltd. 3.44 CRISIL AAA
Reliance Utilities & Power Pvt Ltd. 2.92 CRISIL AAA
Reliance Jio Infocomm Ltd 2.66 CRISIL AAA
North Eastern Electric Power Corporation Ltd 2.16 ICRA AA-
HPCL-Mittal Pipelines Ltd. 1.09 ICRA AA-
HPCL Mittal Energy Ltd. 1.09 ICRA AA-
UPL Ltd. 1.07 CARE AA+
Exim Bank 0.18 CRISIL AAA
Net Current Assets 12.73
Total 100.00
- Regular returns for long-term- Investment predominantly in medium to long term debt as well as money
market instruments - Low risk (Blue)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
1
5
11
83
0 20 40 60 80 100
AA+
AA-
AAA/A1+
SOV
13
15
73
0 10 20 30 40 50 60 70 80
NCA
Long Term Debt
Govt Securities
Minimum Investment Amount
46
CMY K
CMY K
Investment Objective
Debt % of NAV Rating
Portfolio as on December 31, 2014
Launch Date
23rd June, 2003
Fund Manager
Mr. Sudhir Agarwal [MCom,MBA (Finance),CFA]
Fund Size(Quarterly Average as on 31/12/2014 ):
High/Low of NAV in the month
Minimum Investment Amount
Registrar
No. of Unit Holding Accounts
` 4035.17 Crore
Growth Option : ` 16.46 / ` 16.31 M/s. Karvy Computershare Pvt. Ltd.
10,007
Load Structure
NAV per unit as on December 31, 2014
Growth / Income : ` 16.46 / ` 14.07
UTI SHORT TERM INCOME FUND
Segment Focused Fund
Weighted Average Maturity
2.13 Years
Fund Performance Vs Benchmark
Period NAV (%)
CRISIL Short-Term Bond
Fund Index(%)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10,000
(%)NAV(`)
CRISIL Short-Term Bond
Fund Index (`) (`)
To generate steady and reasonable income with low risk and high level of liquidity from a
portfolio of money market securities and high quality debt.
` 30,000/- and in multiples of `1/- for all the optionsSubsequent minimum investment amount is `10,000/- and in multiples of `1/-.
Entry Load : NilExit Load : For all investment made on or after December 05, 2014 <= 30 days : 0.25%; >30 days : NIL
Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
All figures given are provisional and unaudited Top 10 scrips in the portfolio
01/01/2012 31/12/2012 11.22 9.15 8.11 11,122 10,915 10,811 01/01/2013 31/12/2013 8.99 8.27 5.86 10,899 10,827 10,586 01/01/2014 31/12/2014 10.92 10.47 8.56 11,092 11,047 10,856 3 Years* 10.36 9.28 7.50 13,445 13,054 12,425 5 Years* 9.53 8.06 6.33 15,768 14,737 13,594Since inception as on 31/12/2014 (CAGR)* 9.28 7.62 5.81 16,457 15,102 13,730
Crisil 1 YearT-Bill Index
1 YearT-Bill
CP / Cds
Canara Bank 7.93 CRISIL A1+
Exim Bank 6.43 CRISIL A1+
Corporation Bank 0.52 CRISIL A1+
Govt Securities
3.79% GOI FRB 211220 15.15 SOV
364 D TBILL MAT - 02/04/15 8.31 SOV
8.27 GSEC - 09/06/2020 7.29 SOV
8.83% GS 25/11/2023 6.33 SOV
8.12% GSEC-MAT-10.12.2020 3.02 SOV
08.08% G-SEC 02/08/2022 2.16 SOV
7.16% G-Sec-mat 20.05.2023 1.32 SOV
8.28% GOVT STOCK 21/09/2027 0.44 SOV
8.40% GSEC - 28/07/2024 0.04 SOV
NCDs
Sesa Sterlite Ltd. 3.34 CRISIL AA+
Dewan Hsg Finance Corporation Ltd 3.27 CARE AAA
Rural Electrification Corporation Ltd. 2.51 CRISIL AAA
Indiabulls Housing Finance Ltd. 2.16 ICRA AA+
Power Finance Corporation Ltd. 2.07 CRISIL AAA
Cholamandalam Investment & Finance Company Ltd 2.04 ICRA AA
Lafarge India Ltd. 1.98 IND AA+
North Eastern Electric Power Corporation Ltd 1.43 ICRA AA-
Aditya Birla Finance Ltd. 1.08 ICRA AA+
Tata Motors Finance Ltd. 1.07 CRISIL AA
BMW India Financial Services Pvt Ltd 0.66 CRISIL AAA
Mahindra Vehicles Manufacturers Ltd. 0.57 ICRA AAA
Union Bank Of India 0.55 IND AA+
ICICI Home Finance 0.44 ICRA AAA
Shriram Transport Finance Co.Ltd. 0.44 CRISIL AA
HDFC Ltd. 0.27 CRISIL AAA
Ballarpur Industries Ltd. 0.21 IND A+
Net Current Assets 16.96
Total 100.00
Credit Profile of Debt as on December 31, 2014 Asset Allocation
Asset Allocation as on December 31, 2014
- Steady and reasonable income over short-term- Investment in money market securities/ high quality debt- Low risk (Blue)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
15
17
24
44
0 10 20 30 40 50
CP / CDs
NCA
NCDs
Govt Securities
0
2
4
9
32
53
0 10 20 30 40 50 60
A+
AA-
AA
AA+
AAA/A1+
SOV
47
CMY K
CMY K
Investment Objective
Asset Allocation Credit Profile of Debt as on December 31, 2014
Launch Date
16th June, 2010
Fund Manager
Mr. Amandeep S. Chopra (B.Sc., MBA [FMS Delhi])
Fund Size(Quarterly Average as on 31/12/2014): NAV per unit as on December 31, 2014
High/Low of NAV in the month Minimum Investment Amount
Registrar No. of Unit Holding Accounts
` 431.57 Crore
M/s. Karvy Computershare Pvt. Ltd.
Load Structure
Weighted Average Maturity
2.68 Years
Portfolio as on December 31, 2014
Debt % of NAV Rating
Segment Focused Fund
Fund Performance Vs Benchmark
PeriodNAV
Growth (%)
Crisil CompositeBond FundIndex (%)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10,000
NAVGrowth
(`)
Crisil CompositeBond FundIndex (`)
The investment objective of the scheme is to generate optimal returns with adequate liquidity
through active management of the portfolio, by investing in debt and money market
instruments. However, there can be no assurance that the investment objective of the scheme
will be realized.
Growth Option : ` 15.41 / ` 15.14
Growth Option : ` 10.95 / ` 10.95
` 10,000/-
Subsequent Minimum Investment Amount is
`1,000/- and in multiples of `1/- thereafter
under a folio.
Entry Load : <= 365 days 1.00%Exit Load : > 365 days Nil (w.e.f. Jan 01, 2015)
Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 years : data as on 31 Dec, 2014
All figures given are provisional and unaudited
UTI DYNAMIC BOND FUND
Index (%)
CRISIL 10 Year Gilt
Index (`)
CRISIL 10 Year Gilt
NCDs
Tata Motors Ltd. 8.85 ICRA AA
Indiabulls Housing Finance Ltd. 4.83 ICRA AA+
Sesa Sterlite Ltd. 3.84 CRISIL AA+
LIC Housing Finance Ltd. 0.96 CRISIL AAA
HDFC Ltd. 0.94 CRISIL AAA
Govt Securities
8.60% GS MAT 02/06/28 5.09 SOV
8.83% GS 25/11/2023 5.07 SOV
8.15% G S - 24/11/26 4.92 SOV
8.27 GSEC - 09/06/2020 4.88 SOV
Net Current Assets 60.62
Total 100.00
5,997
- Optimal returns with adequate liquidity over medium-term- Investment in debt/ money market instruments- Low risk (Blue)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
Asset Allocation as on December 31, 2014
01/01/2012 31/12/2012 11.18 9.38 10.67 11,118 10,938 11,067 01/01/2013 31/12/2013 7.62 3.79 -0.68 10,762 10,379 9,932 01/02/2014 31/12/2014 14.74 14.31 14.14 11,474 11,431 11,414 3 Years* 11.13 9.07 7.85 13,728 12,978 12,547 Since inception as on31/12/2014 (CAGR)* 9.97 7.98 6.02 15,403 14,176 13,043
19
20
61
0 20 40 60 80
NCDs
Govt Securities
NCA
5
22
22
51
0 10 20 30 40 50 60
AAA/A1+
AA+
AA
SOV
48
UTI FLOATING RATE FUND
Credit Profile of Debt as on December 31, 2014
Portfolio as on December 31, 2014
Debt % of NAV Rating
Segment Focused Fund
Investment Objective
Launch Date
29th August, 2003
Fund Manager
Mr. Sudhir Agarwal [MCom,MBA (Finance),CFA]
Fund Size(Quarterly Average as on 31/12/2014): NAV per unit as on December 31, 2014
Load Structure
High/Low of NAV in the month Weighted Average Maturity
` 4,064.31 4 Crore Growth Option : ` 2205.87 Weekly Dividend Option : ` 1112.28
74 Days
No. of Unit Holding Accounts
Minimum Investment Amount
Please refer to page no. 67 M/s. Karvy Computershare Pvt. Ltd.
52,013
Fund Performance Vs Benchmark
PeriodNAV
Growth (%)
Crisil liquidFund Index
(%)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10,000
(%)
NAVGrowth
(`)
Crisil LiquidFund Index
(`) (`)
Asset Allocation
Registrar
CMY K
CMY K
To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Growth Option : ` 2205.87/ ` 2191.68
Entry Load : Nil Exit Load : Nil (w.e.f. October 01, 2012)
Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
All figures given are provisional and unaudited Top 10 scrips in the portfolio
01/01/2012 31/12/2012 8.98 8.54 8.11 10,898 10,854 10,811 01/01/2013 31/12/2013 9.75 9.03 5.86 10,975 10,903 10,586 01/01/2014 31/12/2014 8.84 9.21 8.56 10,884 10,921 10,856 3 Years* 9.18 8.92 7.50 13,018 12,925 12,425 5 Years* 8.23 8.00 6.33 14,854 14,696 13,594 Since inception as on 31/12/2014 (CAGR)* 7.22 6.76 5.61 22,058 21,008 18,578
Crisil 1 YearT-Bill Index
Crisil 1 YearT-Bill Index
CP / CDs
HDFC Ltd. 15.76 ICRA A1+
Bank Of India 14.71 CRISIL A1+
Canara Bank 12.25 CRISIL A1+
Corporation Bank 3.97 CRISIL A1+
Reliance Capital Ltd. 3.94 ICRA A1+
Oriental Bank Of Commerce 2.85 CRISIL A1+
Indian Overseas Bank Ltd 1.58 ICRA A1+
IFMR Capital Finance Pvt Ltd. 1.45
Punjab & Sind Bank Ltd. 1.26 ICRA A1+
Govt Securities
364 D TBILL MAT - 19/03/15 11.84 SOV
364 D TBILL MAT - 02/04/15 9.44 SOV
364 D TBILL MAT- 05/03/15 2.85 SOV
3.79% GOI FRB 211220 1.09 SOV
NCDs
Power Finance Corporation Ltd. 7.22 CRISIL AAA
L & T Infrastructure Finance Company Limited 4.82 CARE AA+
Shriram Transport Finance Co.Ltd. 0.36 IND AA+
UPL Ltd. 0.10 CARE AA+
Net Current Assets 4.51
Total 100.00
- Regular income over short-term- Investment in floating rate debt / money market instruments, fixed rate debt / money
market instruments swapped for floating rate return - Low risk (Blue)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
Asset Allocation as on December 31, 2014
6
26
67
0 10 20 30 40 50 60 70
AA+
SOV
AAA/A1+
5
13
25
58
0 10 20 30 40 50 60 70
NCA
NCDs
Govt Securities
CP / CDs
CMY K
49
CMY K
Portfolio as on December 31, 2014
Debt % of NAV Rating
Launch Date
12th July, 1999
Fund Manager
Mr. Sudhir Agarwal [MCom, MBA (Finance), CFA]
Fund Size(Quarterly Average as on 31/12/2014 ): NAV per unit as on December 31, 2014
High/Low of NAV in the month Minimum Investment Amount
Registrar No. of Unit Holding Accounts
` 6669.72 Crore Growth Option : ` 1856.57
Daily Dividend Plan Option : ` 1052.65
Growth Option : 1856.57 / 1843.75` `
M/s. Karvy Computershare Pvt. Ltd. 9,340
Load Structure
Credit Profile of Debt as on December 31, 2014*
Investment Objective
Segment Focused Fund
Weighted Average Maturity
75 Days
Fund Performance Vs Benchmark
Crisil Liquid
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10,000
Crisil LiquidPeriod NAV
(%)Fund Index
(%) (%)NAV(`)
Fund Index(`) (`)
New Initative
SMS: LLPSto 5676756 To get scheme details
*Excluding BRDS
The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.
` 1 lac and in multiples of ` 1/- thereafterFor additional purchase by existing unitholdersSubsequent minimum additional investment is ` 10000/- and in multiples of ` 1/ thereafter.
Entry Load: NilExit Load : Nil
Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
UTI TREASURY ADVANTAGE FUND
01/01/2012 31/12/2012 9.70 8.54 8.11 10,970 10,854 10,811 01/01/2013 31/12/2013 9.55 9.03 5.86 10,955 10,903 10,586 01/01/2014 31/12/2014 9.31 9.21 8.56 10,931 10,921 10,856 3 Years* 9.51 8.92 7.50 13,136 12,925 12,425 5 Years* 8.70 8.00 6.33 15,179 14,696 13,594 Since inception as on 31/12/2014 (CAGR)* 8.37 7.55 6.13 18,559 17,506 15,804
Crisil 1 YearT-Bill Index
Crisil 1 YearT-Bill Index
CP / CDs
HDFC Ltd. 10.00 ICRA A1+
Canara Bank 9.06 CRISIL A1+
Punjab & Sind Bank Ltd. 7.12 ICRA A1+
Dewan Hsg Finance Corporation Ltd 4.53 CRISIL A1+
IDBI Bank Ltd. 4.21 ICRA A1+
JM Financial Products Ltd. 3.9 CRISIL A1+
Bajaj Finance Ltd. 3.89 ICRA A1+
Syndicate Bank 3.88 CRISIL A1+
Axis Bank Ltd. 3.88 CRISIL A1+
Corporation Bank 2.59 CRISIL A1+
Oriental Bank Of Commerce 2.58 CRISIL A1+
Exim Bank 2.58 ICRA A1+
Industrial And Commercial Bank Of China Limited 1.94 CRISIL A1+
Reliance Capital Ltd. 1.62 ICRA A1+
RHC Holding Pvt Ltd. 1.55 ICRA A1+
Tata Motors Finance Ltd. 1.3 ICRA A1+
Infina Finance Pvt Ltd. 1.11 CRISIL A1+
Kotak Mahindra Investment Ltd. 0.65 CRISIL A1+
Tata Capital Financial Services Ltd 0.65 ICRA A1+
Bank Of India 0.65 CRISIL A1+
Andhra Bank 0.64 CARE A1+
FRBs
Shriram Transport Finance Co.Ltd. 1.59 CARE AA+
Govt Securities
182 D BILL MAT - 01/01/15 1.77 SOV
3.79% GOI FRB 211220 0.38 SOV
8.40% GSEC - 28/07/2024 0.34 SOV
NCDs
Power Finance Corporation Ltd. 4.07 CRISIL AAA
L & T Fincorp Ltd. 2.63 CARE AA+
L & T Infrastructure Finance Company Limited 1.97 CARE AA+
Lafarge India Ltd. 1.51 IND AA+
Adani Ports And Special Economic Zone Ltd 0.80 ICRA AA-
UPL Ltd. 0.62 CARE AA+
Dewan Hsg Finance Corporation Ltd 0.33 CARE AAA
Shriram Transport Finance Co.Ltd. 0.15 IND AA+
LIC Housing Finance Ltd. 0.07 CRISIL AAA
Net Current Assets 15.46
Total 100.00
All figures given are provisional and unaudited Top 10 scrips in the portfolio
Asset Allocation
Asset Allocation as on December 31, 2014
- Capital preservation and liquidity for short-term- Investment in quality debt securities/ money market instruments - Low risk (Blue)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
1
3
10
86
0 20 40 60 80 100
AA-
SOV
AA+
AAA/A1+
2
2
12
15
68
0 10 20 30 40 50 60 70 80
FRBs
Govt Securities
NCDs
NCA
CP / CDs
50
Investment Objective
Options Available
S I P
Launch Date
21st January, 2002
Fund Manager
Mr. Amandeep S. Chopra (B.Sc., MBA [FMS Delhi])
Fund Size(Quarterly Average as on 31/12/2014 ): NAV per unit as on December 31, 2014
High/Low of NAV in the month Minimum Investment Amount
Registrar
` 191.65 Crore
Please reafegr t noo p. 63e
M/s. Karvy Computershare Pvt. Ltd.
Load Structure
Asset Allocation
Portfolio as on December 31, 2014
Debt Rating
All figures given are provisional and unaudited
Segment Focused Fund
Weighted Average Maturity
24.22 Years
Fund Performance Vs Benchmark
Period NAV (%)
I-Sec LibexIndex(%)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10,000
NAV(`)
I-Sec LibexIndex (`)
CMY K
CMY K
To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.
Growth/Income : ` 29.47 / ` 18.28
Growth/Income : ` 29.65 / ` 28.79
No. of Unit Holding Accounts
Entry Load : <=548 Days - 2.00%
Exit Load : > 548 Days & <= 1095 Days - 1.00% > 1095 Days -Nil
Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.N.A. - Not Available*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
UTI GILT ADVANTAGE FUND
Index (%)
CRISIL 10 Year Gilt
Index (`)
CRISIL 10 Year Gilt
Govt Securities
8.30 GSEC 31122042 36.02 SOV
9.23% GS 23.12.2043 35.29 SOV
8.60% GS MAT 02/06/28 11.56 SOV
8.28% GOVT STOCK 21/09/2027 9.33 SOV
8.30% GOI 02/07/2040 3.78 SOV
9.20% GSEC 30.09.2030 2.02 SOV
Net Current Assets 1.99
Total 100.00
% of NAV
- Long-term credit risk free return - Investment in sovereign securities issued by the Central Government and / or a State
Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government - Low risk (Blue)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
Asset Allocation as on December 31, 2014
4,315
2
98
0 20 40 60 80 100 120
NCA
Govt Securities
01/01/2012 31/12/2012 10.27 12.85 10.67 11,027 11,285 11,067 01/01/2013 31/12/2013 3.98 1.38 -0.68 10,398 10,138 9,932 01/01/2014 31/12/2014 19.80 19.74 14.14 11,980 11,974 11,414 3 Years* 11.15 11.05 7.85 13,736 13,699 12,547 5 Years* 9.15 9.08 5.68 15,496 15,446 13,183 Since inception as on 31/12/2014 (CAGR)* 8.70 N.A 6.58 29,458 N.A 22,825
CMY K
CMY K
51
Investment Objective
Asset Allocation
Options Available
SIP & Trigger Option
Launch Date
24th November, 2003
Fund Manager
Mr. Amandeep S. Chopra (B.Sc., MBA [FMS Delhi])
Fund Size(Quarterly Average as on 31/12/2014 ): NAV per unit as on December 31, 2014
High/Low of NAV in the month
Registrar
` 16.49 Crore
Growth Option : ` 19.40 / ` 19.25
M/s. Karvy Computershare Pvt. Ltd.
Load Structure
Portfolio as on December 31, 2014
Debt Rating
All figures given are provisional and unaudited
Segment Focused Fund
Weighted Average Maturity0.438 Years
Fund Performance Vs Benchmark
PeriodNAV
Growth (%)
I-Sec SibexIndex (%)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10,000
1-YearT-Bill (%)
NAVGrowth
(`)
I-Sec SibexIndex (`)
1-YearT-Bill (`)
To generate credit risk-free return by way of income or growth by investing in Central
Government Securities, Treasury Bills, Call Money and Repos. Under normal circumstances at
least 65% of the total portfolio will be invested in securities issued/created by the Central
Government.
Growth/Income : ` 19.40 / ` 12.77
Minimum Investment Amount
Growth Option : ` 1,000/-
Income Option : ` 10,000/-
Subsequent Minimum Investment Amount
` 1,000/- and in multiples of ` 1/-
No. of Unit Holding Accounts
Entry Load : NilExit Load : Nil
Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.N.A. - Not Available*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
Maturity Profile
100
0 20 40 60 80 100 120
0-3 months
UTI G-SEC FUND
01/01/2012 31/12/2012 8.45 9.05 8.11 10,845 10,905 10,811 01/01/2013 31/12/2013 8.88 7.25 5.86 10,888 10,725 10,586 01/01/2014 31/12/2014 8.44 9.37 8.56 10,844 10,937 10,856 3 Years* 8.58 8.54 7.50 12,804 12,790 12,425 5 Years* 7.34 7.61 6.33 14,253 14,433 13,594 Since inception as on 31/12/2014 (CAGR)* 6.15 N.A. 5.62 19,407 N.A. 18,357
1,685
- Short term credit risk free return .- Investment in Central Government Securities, Treasury Bills, Call Money and
Repo - Low risk (Blue)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
% of NAV
Asset Allocation as on December 31, 2014
Govt Securities
3.79% GOI FRB 211220 100.15 SOV
Net Current Assets -0.15
Total 100.00
0
100
-20 0 20 40 60 80 100 120
NCA
Govt Securities
Fund Performance Vs Benchmark
PeriodNAV
Growth (%)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10,000
1-YearT-Bill (%)
NAVGrowth
(`)
CRISIL Short Term Bond
Fund Index (`)
1-YearT-Bill (`)
Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’.
01/01/2013 31/12/2013 7.70 8.27 5.86 10,770 10,827 10,586 01/01/2014 31/12/2014 11.46 10.47 8.56 11,146 11,047 10,856Since inception as on 31/12/2014 (CAGR)* 9.58 9.29 7.26 12,135 12,067 11,598
CMY
K
CMY
K
52
Investment Objective
Segment Focused Fund
Launch Date
19th November, 2012
Fund Managers
Fund Size (Quarterly Average as on 31/12/2014 ): NAV per unit as on December 31, 2014
Minimum Investment Amount
Growth : ` 12.14 Income (Retail Option) : ` 10.81
No. of Unit Holding Accounts
20,961
Registrar
M/s. Karvy Computershare Pvt. Ltd.
Load Structure
Weighted Average Maturity
2 Years
High/Low of NAV in the month
Growth Option :` 12.14 / ` 12.06
` 629.9 Crore
Mr. Amandeep S. Chopra (B.Sc. MBA [FMS Delhi])
Portfolio as on December 31, 2014
Debt % of NAV Rating
All figures given are provisional and unaudited
Top 10 scrips in the portfolio
Credit Profile of Debt as on December 31, 2014Asset Allocation
The investment objective of the scheme is generate resaonable income and capital appreciation by investing in debt and money market instruments across different maturities and credit ratings. There is no assurance that the investment objective of the scheme will be achieved.
Minimum initial investment is ` 5000/- and in multiples of `1/-
Entry Load : < = 365 Days -1.00%Exit Load : > 365 Days - Nil (With effect from 1 Jan 2015)
UTI INCOME OPPORTUNITIES FUND
CP / Cds
IL&FS Transportation Networks Ltd. 3.85 ICRA A1
RHC Holding Pvt Ltd. 3.69 ICRA A1+
Religare Securities Ltd. 3.56 ICRA A1+
Govt Securities
8.40% GSEC - 28/07/2024 3.72 SOV
8.60% GS MAT 02/06/28 1.65 SOV
8.27 GSEC - 09/06/2020 0.79 SOV
Long Term Deposits
India Infoline Finance Ltd 7.13 CRISIL AA-
Raymond Limited. 6.31 CARE AA-
Adani Ports And Special Economic Zone Ltd 6.30 ICRA AA-
Ashok Leyland Ltd. 5.32 ICRA A+
Power Finance Corporation Ltd. 4.85 CRISIL AAA
Indiabulls Housing Finance Ltd. 4.73 CARE AA+
Indostar Capital Finance Ltd. 4.71 CARE AA-
Tata Bluescope Steel Ltd 4.30 CARE AA(SO)
IL&FS Transportation Networks Ltd. 4.06 ICRA A
Rural Electrification Corporation Ltd. 3.97 ICRA AAA
Ujjivan Financial Services Pvt Ltd 3.89 ICRA A-
AU Financiers (I) Pvt Ltd. 3.27 CRISIL A
ECL Finance Ltd. 3.21 CARE AA
Jyothy Laboratories Ltd. 3.15 CARE AA-
Dewan Hsg Finance Corporation Ltd 3.14 CARE AAA
HPCL-Mittal Pipelines Ltd. 2.92 ICRA AA-
Steel Authority Of India Ltd. 2.85 CARE AAA
UPL Ltd. 1.59 CARE AA+
HPCL Mittal Energy Ltd. 0.97 ICRA AA-
Tamilnadu Newsprint & Papers Ltd. 0.20 ICRA A
Net Current Assets 5.84
Total 100.00
- Reasonable income and capital appreciation over long-term- Investment in debt and money market instruments across different maturities
& credit rating - Low risk (Blue)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
Asset Allocation as on December 31, 2014
CRISIL Short Term Bond
Fund Index (%)
Mr. Ritesh Nambiar (CFA, FRM, MMS [Finance])
6
6
11
77
0 20 40 60 80 100
NCA
Govt Securities
CP / CDs
Long Term Debt
3
4
4
5
6
6.55
7
8
23
33
0 10 20 30 40
AA
A1
A-
AA(SO)
A+
SOV
AA+
A
AAA/A1+
AA-
CMY K
CMY K
53
Investment ObjectiveThe investment objective of the scheme is to generate steady and reasonable income,
with low risk and high level of liquidity from a portfolio of predominantly debt & money
market securities by Banks and Public Sector Undertakings (PSUs).
Credit Profile of Debt as on December 31, 2014
Portfolio as on December 31, 2014
Debt % of NAV Rating
Launch Date
27th January, 2014
Fund Managers
Mr. Sudhir Agarwal [MCom, MBA (Finance), CFA]
Fund Size (Quarterly Average as on 31/12/2014 ):
NAV per unit as on December 31, 2014
High/Low of NAV in the month
Minimum Investment Amount
Weighted Average Maturity
` 48.87 Crore
Growth / Income : ` 10.85 / 10.14
Growth Option : ` 10.85 / 10.78 1 Years
M/s. Karvy Computershare Pvt. Ltd.
1,166
Segment Focused Fund
Asset Allocation
*Excluding BRDS
Registrar
Minimum initial investment under both Plans and Options is ` 5,000/- and in multiples of ` 1/- thereafter without any upper limit. Subsequent minimum investment amount is ` 1000/- and in multiples of ` 1/- thereafter with no upper limit under all the Plans and Options.
No. of Unit Holding Accounts
All figures given are provisional and unaudited
UTI - BANKING AND PSU DEBT FUND
CP / Cds
Canara Bank 25.45 CRISIL A1+
Oriental Bank Of Commerce 19.57 CRISIL A1+
Bank Of India 19.57 CRISIL A1+
Punjab & Sind Bank Ltd. 19.51 ICRA A1+
Net Current Assets 15.90
Total 100.00
- Current income consistent with preservation of capital over short-term- Investment in short-term money market securities- Low risk (Blue)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
Asset Allocation as on December 31, 2014
Load Structure
Entry Load : Nil
Exit Load : Less than or equal to (<=) 30 days:
0.25%
Greater than (>) 30 days: NIL
0 20 40 60 80 100 120
AAA/A1+ 100
16
84
0 20 40 60 80 100
NCA
CP / CDs
CMY K
CMY K
54
Investment Objective
To provide highest possible current income consistent with preservation of capital
and providing liquidity from investing in a diversified portfolio of short term money
market securities.
Credit Profile of Debt as on December 31, 2014
Portfolio as on December 31, 2014
Debt % of NAV Rating
Launch Date
23rd April, 1997
Fund Managers
Mr. Manish Joshi (M.Sc., MFM [Finance])
Fund Size (Quarterly Average as on 31/12/2014 ):
NAV per unit as on December 31, 2014
High/Low of NAV in the month
Minimum Investment Amount
Weighted Average Maturity
` 4286.15 Crore
Growth / Income : ` 1532.19 / 2008.98
Growth Option : ` 1532.19 / ` 1521.68
40 Days
M/s. Karvy Computershare Pvt. Ltd.
15,058
Liquid Fund
Fund Performance Vs Benchmark
(%) (%) (%) (`) (`)Period NAV
Crisil LiquidFund Index
Fund Performance Vs Benchmark as on 31/12/2014 Growth of ` 10,000
NAVCrisil LiquidFund Index
(`)
Asset Allocation
*Excluding BRDS
Registrar
` 10,000/-Subsequent minimum investment amount is `10,000/- and in multiples of `1/-.
No. of Unit Holding Accounts
Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’.**The Institution plan (Growth Option) launch on 10 July 2009. *3 & 5 years : data as on 31 Dec, 2014
All figures given are provisional and unaudited
Top 10 scrips in the portfolio
UTI MONEY MARKET FUND
01/01/2012 31/12/2012 9.65 8.54 8.11 10,965 10,854 10,811 01/01/2013 31/12/2013 9.19 9.03 5.86 10,919 10,903 10,586 01/01/2014 31/12/2014 9.09 9.21 8.56 10,909 10,921 10,856 3 Years* 9.30 8.92 7.50 13,061 12,925 12,425 5 Years* 8.45 8.00 6.33 15,005 14,696 13,594 Since inception (10 July 2009)** as on 31/12/2014 (CAGR)* 8.10 7.52 5.88 15,323 14,878 13,676
Crisil 1 YearT-Bill Index
Crisil 1 YearT-Bill Index
CP / Cds Allahabad Bank 9.08 CRISIL A1+Kotak Mahindra Bank Ltd. 9.08 CRISIL A1+Larsen & Toubro Ltd. 9.07 CRISIL A1+Magma Fincorp Ltd. 4.80 CARE A1+Ultratech Cement Ltd. 4.56 CRISIL A1+Reliance Jio Infocomm Ltd 4.56 CARE A1+Reliance Retail Limited 4.55 CARE A1+Srei Equipment Finance Ltd. 4.54 ICRA A1+Ashok Leyland Ltd. 4.53 ICRA A1+Hinduja Leyland Finance Ltd. 4.51 CARE A1+Dewan Hsg Finance Corporation Ltd 4.51 CRISIL A1+Sesa Sterlite Ltd. 4.33 CRISIL A1+Aditya Birla Finance Ltd. 4.32 ICRA A1+Nomura Capital (India) Pvt Ltd 3.41 IND A1+Hero Fincorp Ltd. 3.41 ICRA A1+Bharat Aluminium Company Ltd 2.96 CRISIL A1+JM Financial Services Ltd. 2.71 ICRA A1+Religare Finvest Ltd. 2.28 IND A1+Turquoise Investments & Finance Pvt Ltd 2.28 CRISIL A1+Kotak Mahindra Investment Ltd. 2.26 CRISIL A1+Magma Housing Finance 2.26 CRISIL A1+TVS Credit Services Limited 2.24 CRISIL A1+Reliance Capital Ltd. 2.03 CRISIL A1+Indostar Capital Finance Ltd. 1.14 CARE A1+Fedbank Financial Services Ltd. 1.13 CRISIL A1+Blue Star Limited 1.13 CARE A1+Hsbc Investdirect Financial Services (I) Ltd. 1.13 IND A1+JM Financial Ltd. 1.12 ICRA A1+Punjab & Sind Bank Ltd. 0.23 CRISIL A1+Raymond Limited. 0.23 CRISIL A1+Indus Ind Bank Ltd. 0.23 CRISIL A1+HDFC Ltd. 0.23 CRISIL A1+Nabha Power Limited 0.23 ICRA A1+Govt Securities 91 D TBILL - MAT - 06.02.15. 10.89 SOV91 D BILL MAT - 19/02/15 6.79 SOVNCDs UPL Ltd. 6.86 CARE AA+LIC Housing Finance Ltd. 4.58 CRISIL AAAHDFC Ltd. 1.14 CRISIL AAASundaram Finance Ltd. 1.14 ICRA AA+Short Term Deposits Indus Ind Bank Ltd. 4.58 Indian Overseas Bank 4.58 Corporation Bank 4.58 Net Current Assets -50.20 Total 100.00
- Current income consistent with preservation of capital over short-term- Investment in short-term money market securities- Low risk (Blue)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
Asset Allocation as on December 31, 2014
-50
14
14
18
105
-100 -50 0 50 100 150
NCA
NCDs
Short Term Deposits
Govt Securities
CP / CDs
6
13
81
0 20 40 60 80 100
AA+
SOV
AAA/A1+
CMY
K
CMY
K
55
Investment ObjectiveThe investment objective of the Scheme is to generate stea dy and reasonable income,with low risk and high level of liquidity from a portfolio of money market securities andhigh quality debt.
Portfolio as on December 31, 2014
Debt % of NAV Rating
Liquid Fund
Credit Profile of Debt as on December 31, 2014
Launch Date
23rd June, 2003
Fund Managers
Mr. Manish Joshi (M.Sc., MFM [Finance])
Fund Size (Quarterly Average as on 31/12/2014 ): NAV per unit as on December 31, 2014
Minimum Investment Amount
` 16637.14 Crore Growth : ` 2242.17 Income (Retail Option) : ` 1138.85
No. of Unit Holding Accounts
2,795
Registrar
M/s. Karvy Computershare Pvt. Ltd.
Load Structure
`
Weighted Average Maturity
43 Days
Fund Performance Vs Benchmark
Asset Allocation as on December 31, 2014
`1,00,000/- and in multiples of ` 1/- for all the optionsSubsequent minimum investment amount is ` 10,000/- and in multiples of `1/-.
Entry Load : Nil
Exit Load : NIL (Minimum amount for
redemption is ` 10,000/-)
Assuming that all payouts during the period have been reinvested in the units of the scheme at the immediate ex-div NAV Past performance may or may not be sustained in future.*Compounded annualized Growth Rate.For performance details of other Schemes managed by the Fund Manager, please refer the respective Scheme sheets as listed in page 63 in ‘Fund Manager Summary’. *3 & 5 years : data as on 31 Dec, 2014
UTI LIQUID CASH PLAN
01/01/2012 31/12/2012 9.60 8.54 8.11 10,960 10,854 10,811 01/01/2013 31/12/2013 9.11 9.03 5.86 10,911 10,903 10,586 01/01/2014 31/12/2014 9.08 9.21 8.56 10,908 10,921 10,856 3 Years* 9.25 8.92 7.50 13,043 12,925 12,425 5 Years* 8.40 8.00 6.33 14,971 14,696 13,594 Since inception as on 31/12/2014 (CAGR)* 7.57 6.83 5.62 22,423 20,774 18,313
Crisil 1 YearT-Bill Index
Crisil 1 YearT-Bill IndexPeriod NAV
(%)
Crisil LiquidFund Index
(%)
Fund Performance Vs Benchmark as on 31/12/2014 Growth of `10,000
(%)NAV(`)
Crisil LiquidFund Index
(`) (`)
BRDs Axis Bank Ltd. 4.04 Kotak Mahindra Bank Ltd. 1.60 CP / Cds Canara Bank 7.25 CRISIL A1+Oriental Bank Of Commerce 7.02 CRISIL A1+Central Bank Of India 5.01 CRISIL A1+Steel Authority Of India Ltd. 4.02 CARE A1+Ultratech Cement Ltd. 3.42 CRISIL A1+Aditya Birla Finance Ltd. 3.22 ICRA A1+JSW Steel Ltd. 3.22 CARE A1+Punjab & Sind Bank Ltd. 3.20 CRISIL A1+Sesa Sterlite Ltd. 3.09 CRISIL A1+Indiabulls Housing Finance Ltd. 3.01 CRISIL A1+South Indian Bank 2.82 CRISIL A1+Andhra Bank 2.42 CARE A1+Allahabad Bank 2.42 CRISIL A1+Kotak Mahindra Bank Ltd. 2.41 CRISIL A1+Larsen & Toubro Ltd. 2.41 CRISIL A1+Dena Bank 2.40 CRISIL A1+Reliance Retail Limited 2.02 CARE A1+Gruh Finance Limited 2.01 ICRA A1+Indus Ind Bank Ltd. 2.01 CRISIL A1+Reliance Capital Ltd. 2.00 CRISIL A1+HDFC Bank Ltd. 1.60 CRISIL A1+IDBI Bank Ltd. 1.60 CRISIL A1+Axis Bank Ltd. 1.52 CRISIL A1+Capital First Ltd. 1.44 CRISIL A1+India Infoline Finance Ltd 1.41 ICRA A1+Coromandel International Ltd. 1.20 CRISIL A1+HDFC Ltd. 1.20 ICRA A1+IDFC Ltd. 1.20 ICRA A1+Reliance Jio Infocomm Ltd 0.81 CARE A1+Cholamandalam Investment & Finance Company Ltd 0.81 ICRA A1+Tata Power Company Ltd. 0.81 ICRA A1+L & T Finance Ltd. 0.81 CRISIL A1+Aditya Birla Nuvo Ltd. 0.80 ICRA A1+Dewan Hsg Finance Corporation Ltd 0.80 CRISIL A1+ICICI Home Finance 0.80 ICRA A1+Canfin Homes Ltd. 0.80 ICRA A1+ICICI Securities Ltd. 0.40 CRISIL A1+Magma Fincorp Ltd. 0.40 CARE A1+Hinduja Leyland Finance Ltd. 0.40 CARE A1+Bharat Aluminium Company Ltd 0.36 CRISIL A1+Govt Securities 91 D BILL MAT - 19/02/15 5.43 SOV91 D TBILL - MAT - 06.02.15. 2.41 SOV91 D TBILL MAT - 06/01/15 1.62 SOV91 D TBILL MAT -26/01/15 1.49 SOVNCDs HDFC Ltd. 0.61 CRISIL AAAPower Finance Corporation Ltd. 0.45 ICRA AAALIC Housing Finance Ltd. 0.37 CRISIL AAAShort Term Deposits Indian Overseas Bank 4.87 Indus Ind Bank Ltd. 4.05 Corporation Bank 2.03 UCO Bank 0.81 Net Current Assets -14.36 Total 100.00
- Steady and reasonable income over short-term with capital preservation.- Investment in money market securities & high quality debt- Low risk (Blue)
This product is suitable for investors who are seeking*:
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
All figures given are provisional and unaudited Top 10 scrips in the portfolio
-14
1
6
11
12
85
-20 0 20 40 60 80 100
NCA
NCDs
BRDs
Govt Securities
Short Term Deposits
CP / CDs
11
89
0 20 40 60 80 100
SOV
AAA/A1+
DIVIDEND/BONUS HISTORY
UTI Dividend Yield Fund - Dividend Declared
Year Dividend NAV(Cum Div `) NAV Date Record Date
CMY K
CMY K
UTI Mastershare Unit Scheme - Dividend Declared
Year Dividend NAV(Cum Div `) NAV Date Record Date
*Not Availbale# NAV at the time of Div. Declaration
1987 8% 10.93 N/A* 06/01/19871988 13% 12.78 N/A* 06/01/19881989 18% 21.52 N/A* 06/01/19891990 18% 25.87 N/A* 06/01/19901991 18% 34.41 N/A* 06/01/19911992 18% 46.04 N/A* 06/01/19921993 18% 29.91 N/A* 20/12/19931994 20% 38.18 N/A* 31/07/19941995 16% 28.42 N/A* 06/01/19951996 16% 22.77 N/A* 09/02/19961997 16% 22.54 N/A* 09/01/19971998 16% 14.81 N/A* 09/01/19981999 16% 21.28 N/A* 09/01/19992000 16% 14.74 N/A* 20/05/20002001 10% 10.09 N/A* 20/10/20012002 10% 10.12 N/A* 15/10/20022003 14% 13.92 N/A* 26/09/20032004 20% 16.92 N/A* 30/09/20042005 25% 25.32 28/09/2005 20/10/20052006 30% 29.74# 06/11/2006 10/11/20062007 35% 43.10# 31/10/2007 07/11/20072008 22% 22.26# 15/10/2008 23/10/20082009 27% 29.85# 22/10/2009 30/10/20092010 30% 34.82# 08/11/2010 15/11/20102011 22% 27.24# 24/10/2011 31/10/20112012 22% 27.89# 08/11/2012 15/11/20122013 22.5% 27.2591 22/10/2013 29/10/20132014 27.50% 34.4166 29/10/2014 05/11/2014
56
2006 7% 12.91 27/02/2006 06/03/20062006 6% 11.37 02/08/2006 09/08/20062006 8% 13.11 01/12/2006 08/12/20062007 7% 12.04 02/03/2007 09/03/20072007 8% 12.54 08/06/2007 15/06/20072007 8% 12.99 17/09/2007 24/09/20072008 8% 13.82 23/01/2008 30/01/20082008 7% 12.56 09/05/2008 16/05/20082009 4% 11.22 21/05/2009 28/05/20092009 5% 12.28 24/07/2009 31/07/20092009 5% 13.20 05/11/2009 12/11/20092010 5% 14.34 17/03/2010 24/03/20102010 5% 14.92 21/07/2010 27/07/20102010 7% 16.13 21/12/2010 28/12/20102011 5% 14.33 30/05/2011 06/06/20112011 4% 12.71 23/11/2011 29/11/20112012 4% 12.90 19/06/2012 26/06/2012 2012 5% 14.19 17/12/2012 24/12/20122013 5% 13.05 12/06/2013 19/06/20132014 4.5% 13.1011 07/01/2014 14/01/20142014 6.0% 15.6948 04/06/2014 11/06/20142014 8.0% 17.4039 22/12/2014 29/12/2014
UTI Equity Fund - Dividend Declared
Year Dividend NAV(Cum Div `) NAV Date Record Date
*Not Availbale
1996 12% 11.21 N/A* 01/10/19962000 15% 13.14 N/A* 02/04/20002004 30% 19.69 23/01/2004 13/02/20042005 20% 21.28 17/05/2005 09/06/20052006 20% 26.99 12/07/2006 19/07/20062009 10% 25.60 08/04/2009 16/04/20092013 14% 54.87 19/02/2013 26/02/20132014 17.5% 67.6094 20/05/2014 27/05/2014
UTI Wealth Builder Fund - Series I - Dividend Declared
Year Dividend NAV(Cum Div `) NAV Date Record Date2009 8% 12.00 08/06/2009 15/06/20092010 10% 14.19 03/06/2010 10/06/20102011 11% 15.49 26/09/2011 03/10/2011
UTI MNC Fund - Dividend Declared
Year Dividend NAV(Cum Div `) NAV Date Record Date2005 50% 29.43 12/12/2005 19/12/20052007 30% 30.54 25/05/2007 01/06/20072008 25% 24.34 28/07/2008 04/08/20082010 15% 37.68 31/08/2010 07/09/20102012 22% 44.55 26/09/2012 03/10/20122014 25% 80.13 18/11/2014 25/11/2014
UTI Master Value Fund - Dividend Declared (Merged in to UTI Mid Cap Fund)
Year Dividend NAV(Cum Div `) NAV Date Record Date2006 100% 28.71 01/03/2006 07/03/20062008 14% 12.53 02/12/2008 08/12/20082009 20% 16.93 15/06/2009 22/06/20092010 22.50% 24.10 16/06/2010 23/06/20102011 10% 22.80 01/03/2011 08/03/20112011 10% 23.52 29/07/2011 04/08/2011
UTI Infrastructure Fund - Dividend Declared
Year Dividend NAV(Cum Div `) NAV Date Record Date2006 30% 17.88 03/07/2006 10/07/20062007 35% 22.62 22/06/2007 29/06/20072009 15% 19.60 31/07/2009 06/08/2009
UTI Mid Cap Fund - Dividend Declared
Year Dividend NAV(Cum Div `) NAV Date Record Date2006 30% 19.43 18/08/2006 25/08/20062009 20% 16.24 15/06/2009 23/06/20092010 22% 26.03 14/09/2010 21/09/20102014 40% 49.7962 26/11/2014 03/12/2014
Disclaimer: Pursuant to payment of Dividend/issue of Bonus units, the NAV of the respective Options of the Schemes would fall to the extent of payout and statutory levy (if applicable)
UTI Opportunities Fund- Dividend Declared
Year Dividend NAV(Cum Div `) NAV Date Record Date2006 15% 12.45 03/07/2006 10/07/20062007 17% 13.74 29/06/2007 06/07/20072008 18% 11.54 01/07/2008 08/07/20082009 10% 11.95 10/07/2009 17/07/20092010 15% 14.05 22/01/2010 29/01/20102011 8% 14.97 24/04/2011 01/05/20112012 9% 14.39 12/04/2012 19/04/20122013 10% 15.20 07/05/2013 14/05/20132014 12.5% 16.0517 15/04/2014 22/04/2014
UTI Leadership Equity Fund - Dividend Declared
Year Dividend NAV(Cum Div `) NAV Date Record Date2009 10% 12.81 01/09/2009 09/08/2009
UTI Wealth Builder Fund - Series II - Dividend Declared
Year Dividend NAV(Cum Div `) NAV Date Record Date
2009 8% 11.62 16/04/2009 23/04/20092009 8% 13.33 27/05/2009 03/06/20092010 12% 15.14 29/04/2010 05/05/20102011 11% 15.49 26/09/2011 03/10/20112013 8% 16.72 14/03/2013 21/03/2013
UTI Pharma & Healthcare Fund - Dividend Declared
Year Dividend NAV(Cum Div `) NAV Date Record Date2006 25% 21.34 10/01/2006 17/01/20062008 15% 20.91 26/08/2008 02/09/20082010 17% 32.65 28/10/2010 04/11/2010
UTI Banking Sector Fund - Dividend Declared
Year Dividend NAV(Cum Div `) NAV Date Record Date2005 25% 15.62 22/09/2005 29/09/20052007 35% 19.02 23/05/2007 30/05/20072009 22% 19.04 04/09/2009 11/09/20092010 10% 22.78 24/06/2010 01/07/20102011 25% 24.20 27/01/2011 03/02/20112011 25% 21.82 04/05/2011 09/05/2011
UTI Transportation & Logistics Fund - Dividend Declared
Year Dividend NAV(Cum Div `) NAV Date Record Date2009 20% 12.37 15/06/2009 22/06/20092009 15% 15.45 29/12/2009 05/01/20102010 20% 19.11 06/10/2010 13/10/20102011 12% 13.96 21/06/2011 27/06/2011
UTI Equity Tax Saving Plan - Dividend Declared
Year Dividend NAV(Cum Div `) NAV Date Record Date
UTI MASTER EQUITY PLAN UNIT SCHEME - Dividend Declared Year Dividend NAV(Cum Div `) NAV Date Record Date2006 15% 34.69 13/02/2006 20/02/20062007 15% 38.52 17/04/2007 24/04/20072009 15% 30.78 04/06/2009 13/06/20092010 15% 45.85 03/03/2010 10/03/2010
UTI SPREAD FUND - Dividend Declared
Year Dividend NAV(Cum Div `) NAV Date Record Date2008 8% 11.50 19/02/2008 26/02/20082009 8% 11.78 06/03/2009 13/03/20092010 6% 11.65 13/05/2010 20/05/2010
Sunder - Dividend Declared
Year Dividend NAV(Cum Div `) NAV Date Record Date2004 2.50% 182.6530 21/10/2004 28/10/20042005 2.00% 203.6497 09/05/2005 16/05/2005
UTI Top 100 Fund - Dividend Declared
Year Dividend NAV(Cum Div `) NAV Date Record Date2009 12% 18.77 14/07/2009 21/07/20092010 12% 22.38 13/07/2010 20/07/20102013 15% 23.77 18/09/2013 25/09/2013
2001 12% N/A* 24/02/2001 01/03/20012004 40% N/A* 14/01/2004 20/01/20042004 20% N/A* 29/10/2004 04/11/20042005 40% N/A* 09/09/2005 15/09/20052006 60% 22.93 23/02/2006 02/03/20062007 20% 19.56 16/01/2007 23/01/20072008 35% 22.8 04/02/2008 11/02/20082009 15% 17.07 29/12/2009 05/01/20102011 10% 16.37 14/02/2011 21/02/20112013 20% 17.5786 11/12/2013 18/12/2013
UTI Dividend Yield Fund - Dividend Declared
2005 7% 11.07 21/10/2005 27/10/2005
CMY K
CMY K
DIVIDEND/BONUS HISTORY
UTI G-Sec Fund (STP) - Dividend declared
Year Dividend per unit(`) NAV(Cum Div `) NAV Date Record Date
UTI Bond Fund - Dividend declared
UTI Monthly Income Scheme - Dividend declared (Recent Dividends)
UTI Balanced Fund - Dividend History
Year Dividend per unit(`) NAV(Cum Div `)/FV(`) NAV Date Record Date
UTI-Unit Scheme for Charitable & Religious Trusts & Registered Societies - Dividend Declared
Year Dividend NAV(Cum Div `) NAV Date Record Date
UTI Gilt Advantage Fund - Dividend declared
Year Dividend NAV(Cum Div `) NAV Date Record Date
UTI G-Sec Fund (STP) - Dividend Declared
UTI Short Term Income Fund - Dividend declared
UTI Children’s Career Plan (Balanced) - Bonus Declared
Year Bonus Declared NAV(`) NAV Date Record Date
UTI Retirement Benefit Pension Fund - Bonus Declared
UTI Mahila Unit Scheme - Bonus Declared
Year Bonus Declared NAV(`) NAV Date Record Date
UTI Variable Income Scheme (Index Linked Plan)- Dividend Declared
Year Dividend NAV(Cum Div `) NAV Date Record Date
UTI MIS - Advantage Plan - Dividend declared (Recent Dividends)
57
Disclaimer: Pursuant to payment of Dividend/issue of Bonus units, the NAV of the respective Options of the Schemes would fall to the extent of payout and statutory levy (if applicable)
Year Bonus Declared NAV(`) NAV Date Record Date
Year Dividend per unit(`) NAV(Cum Div `) NAV Date Record Date
Year Amount per unit(`) NAV(`) ate NAV D Record Date
Year Dividend per unit (`) NAV(Cum Div `) NAV Date Record Date
Year Dividend per unit (`) NAV(Cum Div `) NAV Date Record Date
Year Dividend per unit (`) NAV(Cum Div `) NAV Date Record Date
2005 12% 14.1810 01/12/2005 08/12/20052006 14% 14.7317 01/12/2006 08/12/20062007 14% 15.5263 20/12/2007 27/12/2007
2003 1.00 13.94/10 25/07/2003 01/08/20032004 2.80 17.03/10 18/03/2004 25/03/20042005 1.80 17.56/10 17/03/2005 24/03/20052006 1.80 21.51/10 22/03/2006 29/03/20062007 2.10 20.82/10 22/03/2007 29/03/20072008 2.25 22.00/10 28/03/2008 04/04/20082009 0.85 15.44/10 16/04/2009 23/04/20092010 1.50 25.15/10 22/09/2010 29/09/20102011 1.00 20.77/10 03/10/2011 10/10/20112012 1.00 22.71/10 05/11/2012 12/11/20122014 1.50 28.6394/10 16/06/2014 23/06/2014
2007 1:10 14.4895 30/03/2007 06/04/20072009 1:10 13.0344 26/03/2009 02/04/20092010 1:10 15.7857 31/03/2010 07/04/20102011 1:10 15.7041 25/04/2011 02/05/20112012 1:10 14.6295 13/06/2012 20/06/20122013 1:10 15.0686 23/05/2013 30/05/20132014 1:10 16.9392 25/08/2014 01/09/2014
2007 1:10 19.3365 30/03/2007 05/04/20072009 1:10 21.1539 19/05/2009 26/05/20092010 1:05 22.1851 31/03/2010 07/04/20102011 1:10 19.8899 25/04/2011 02/05/20112012 1:10 18.0822 13/06/2012 20/06/20122013 1:10 18.4373 23/05/2013 30/05/20132014 1:10 19.9371 25/08/2014 01/09/2014
2010 1:01 38.9330 01/04/2010 08/04/2010
13-Jan 0.08 11.8742 31/01/2013 31/01/201313-Feb 0.08 11.7035 28/02/2013 28/02/201313-Mar 0.08 11.6159 28/03/2013 28/03/201313-Apr 0.08 11.8265 30/04/2013 30/04/201313-May 0.08 11.8502 30/05/2013 30/05/201313-Jun 0.08 11.7561 28/06/2013 28/06/201313-Jul 0.08 11.3765 31/07/2013 31/07/201313-Aug 0.08 11.1907 30/08/2013 30/08/201313-Sep 0.08 11.2428 30/09/2013 30/09/201313-Oct 0.08 11.624 31/10/2013 31/10/201313-Nov 0.08 11.5366 29/11/2013 29/11/201313-Dec 0.08 11.4545 31/12/2013 31/12/2013
13-Jan 0.08 13.0676 31/01/2013 31/01/201313-Feb 0.08 12.8386 28/02/2013 28/02/201313-Mar 0.08 12.7486 28/03/2013 28/03/201313-Apr 0.08 12.9946 30/04/2013 30/04/201313-May 0.08 13.0291 30/05/2013 30/05/201313-Jun 0.08 12.9009 28/06/2013 28/06/201313-Jul 0.08 12.4888 31/07/2013 31/07/201313-Aug 0.08 12.2058 30/08/2013 30/08/201313-Sep 0.08 12.3914 30/09/2013 30/09/201313-Oct 0.08 12.8323 31/10/2013 31/10/201313-Nov 0.08 12.7908 29/11/2013 29/11/201313-Dec 0.08 12.8326 31/12/2013 31/12/2013
2011 0.300 12.8181 28/09/2011 05/10/20112011 0.250 12.8238 29/12/2011 05/01/20122012 0.150 12.8218 28/03/2012 04/04/20122012 0.175 11.0148 20/12/2012 27/12/20122013 0.200 13.4753 18/03/2013 25/03/20132013 0.150 11.2903 23/05/2013 30/05/20132013 0.30 11.4880 23/12/2013 30/12/20132014 0.25 11.4036 19/03/2014 26/03/20142014 0.225 11.5192 19/06/2014 26/06/20142014 0.250 11.5188 18/09/2014 25/09/20142014 0.25 11.6244 22/12/2014 29/12/2014
2011 0.125 11.5761 23/05/2011 30/05/20112011 0.250 11.9412 28/09/2011 05/10/20112011 0.300 12.0515 29/12/2011 05/01/20122012 0.175 11.9740 28/03/2012 04/04/20122012 0.200 12.1039 21/06/2012 28/06/2012 2012 0.200 12.1786 20/09/2012 26/09/2012 2012 0.200 12.3009 20/12/2012 27/12/2012 2013 0.250 12.5805 18/03/2013 25/03/20132013 0.200 12.9598 23/05/2013 30/05/2013 2013 0.100 12.4086 19/09/2013 26/09/20132013 0.10 12.0920 23/12/2013 30/12/20132014 0.10 12.1949 19/03/2014 26/03/2014 2014 0.300 12.7198 19/06/2014 26/06/20142014 0.350 12.6105 18/09/2014 25/09/20142014 0.100 13.0011 22/12/2014 29/12/2014
2005 0.080 11.3309 28/03/2005 04/04/20052005 0.100 11.2782 26/09/2005 03/10/20052006 0.200 11.4687 27/03/2006 03/04/20062006 0.225 11.3891 29/09/2006 06/10/20062007 0.125 10.5006 30/03/2007 06/04/20072007 0.275 10.7208 28/09/2007 05/10/20072008 0.375 10.8336 28/03/2008 04/04/20082008 0.150 10.4443 30/09/2008 07/10/20082008 0.300 12.6949 31/12/2008 07/01/20092009 0.050 10.4699 30/09/2009 07/10/20092014 0.350 12.8079 18/09/2014 25/09/2014
2006 2.50% 10.6987 27/03/2006 03/04/20062006 2.50% 10.7700 29/09/2006 06/10/20062007 1.50% 10.7091 30/03/2007 06/04/20072007 2.25% 10.8358 28/09/2007 05/10/20072008 3.50% 10.8637 28/03/2008 04/04/20082008 2.00% 10.9132 30/09/2008 07/10/20082008 4.00% 13.8214 31/12/2008 07/01/20092009 1.00% 11.7507 30/09/2009 07/10/20092010 0.10% 11.8658 23/09/2010 30/09/20102011 0.30% 12.1913 23/03/2011 29/03/20112011 0.25% 12.4363 22/09/2011 28/09/20112011 2.50% 12.4316 28/09/2011 05/10/20112012 0.35% 12.7174 21/03/2012 28/03/20122012 3.50% 12.7174 28/03/2012 04/04/20122012 0.30% 12.8605 20/09/2012 26/09/20122013 2.00% 15.1318 18/03/2013 25/03/20132014 1.00% 13.1639 19/03/2014 26/03/20142014 0.600% 14.1032 18/09/2014 25/09/2014
UTI Dynamic Bond Fund - Dividend declared
Year Dividend per unit(`) NAV(Cum Div `) NAV Date Record Date
2011 0.260 10.3452 01/08/2011 07/08/20112011 0.100 10.0549 29/09/2011 06/10/20112011 0.100 10.2816 29/12/2011 05/01/20122012 0.250 10.4169 28/03/2012 04/04/20122013 0.200 10.7740 18/03/2013 25/03/20132013 0.200 10.7227 23/05/2013 30/05/2013 2013 0.100 10.4995 19/09/2013 26/09/2013 2013 0.10 10.5982 23/12/2013 30/12/20132014 0.20 10.7179 19/03/2014 26/03/2014 2014 0.325 10.9873 19/06/2014 26/06/2014 2014 0.275 10.8928 18/09/2014 25/09/20142014 0.25 11.1401 22/12/2014 29/12/2014
UTI Treasury Advantage Fund - Dividend declared
Year Dividend per unit(`) NAV(Cum Div `)/FV(`) NAV Date Record Date2012 20.000 1362.7199/1000 28/03/2012 04/04/20122012 15.00 1390.5712/1000 20/12/2012 27/12/20122013 15.00 1403.5868/1000 18/03/2013 25/03/20132013 10.00 1412.6116/1000 23/05/2013 30/05/20132013 10.00 1440.9664/1000 19/09/2013 26/09/20132013 15.00 1059.4333/1000 23/12/2013 30/12/20132014 10.00 1065.5944/1000 19/03/2014 26/03/20142014 15.00 1081.8252/1000 19/06/2014 26/06/20142014 25.00 1088.9449/1000 18/09/2014 25/09/20142014 2.00 1089.5946/1000 22/12/2014 29/12/2014
2006 6.125% 113.1915 18/10/2006 25/10/20062007 4.910% 112.0435 29/05/2007 05/06/20072007 6.133% 123.9386 12/11/2007 19/11/20072008 9.812% 111.9268 29/08/2008 05/09/20082009 3.679% 113.6460 19/05/2009 26/05/20092009 4.906% 121.9547 11/12/2009 18/12/20092010 4.886% 130.8416 27/07/2010 03/08/20102011 2.443% 124.8392 15/03/2011 22/03/20112011 5.000% 125.6001 03/10/2011 10/10/20112012 3.500% 129.4120 22/03/2012 29/03/20122012 7.000% 138.8536 05/11/2012 12/11/20122013 5.000% 138.0701 19/06/2013 26/06/20132013 6.00% 138.0062 11/12/2013 18/12/20132014 6.50% 149.1180 16/06/2014 23/06/2014
2006 0.250 10.5919 27/03/2006 03/04/20062006 0.225 10.6500 29/09/2006 06/10/20062007 0.250 10.7471 30/03/2007 06/04/20072007 0.275 10.8159 28/09/2007 05/10/20072008 0.275 10.8738 28/03/2008 04/04/20082008 0.225 10.8499 30/09/2008 07/10/20082009 0.300 11.2318 30/03/2009 06/04/20092009 0.050 10.9160 30/09/2009 07/10/20092012 0.600 11.9718 28/03/2012 04/04/20122013 0.150 12.0232 18/03/2013 25/03/20132013 0.200 12.2042 19/09/2013 26/09/20132014 0.20 12.5067 19/03/2014 26/03/2014
DIVIDEND/BONUS HISTORY
CMY K
CMY K
UTI Banking & PSU Debt Fund - Dividend Declared
Year Dividend NAV(Cum Div `) NAV Date Record Date
2014 2.00% 12.5067 19/03/2014 26/03/20142014 1.50% 10.2857 19/06/2014 26/06/20142014 2.50% 10.3420 18/09/2014 25/09/20142014 2.00% 10.3181 22/12/2014 29/12/2014
58
Disclaimer: Pursuant to payment of Dividend/issue of Bonus units, the NAV of the respective Options of the Schemes would fall to the extent of payout and statutory levy (if applicable)
UTI Income Opportunities Fund- Dividend Declared
Year Dividend NAV(Cum Div ) NAV Date Record Date2013 3.00% 10.62 23/05/2013 30/05/2013
2013 2.00% 10.5651 23/12/2013 30/12/2013
2014 1.00% 10.5807 19/03/2014 26/03/2014
2014 2.25% 10.8389 19/06/2014 26/06/2014
2014 2.50% 10.8404 18/09/2014 25/09/2014
2014 1.50% 10.9267 22/12/2014 29/12/2014
UTI Unit Linked Insurance Plan - Bonus declared
Year Bonus Declared NAV(`) NAV Date Record Date2006 2:15 17.1209 30/03/2006 06/04/20062007 1:10 15.4634 30/03/2007 06/04/20072008 1:10 15.3404 30/09/2008 07/10/20082010 1:10 18.2637 23/02/2010 02/03/20102011 1:10 18.8819 25/04/2011 02/05/20112012 1.10 17.6937 13/06/2012 20/06/20122013 1.10 18.1324 23/05/2013 30/05/20132014 1.10 19.2033 25/08/2014 01/09/2014
UTI Floating Rate Fund - STP - Dividend Declared
Year Dividend NAV(Cum Div `) NAV Date Record Date
2014 37.500 1148.3019/1000 18/09/2014 25/09/2014
List of the UTI MF schemes where merger has beeneffected since March 2003
Merged Schemes Merged Into Month &Year
CMY K
CMY K
MEP 93, MEP 94, MEP 95, MEP 96 & MEP 97 MEPUS March 03
UTI Growing Corpus Growing Income Plan (GCGIP) Unit Scheme 95 May 04
UTI Grihalakshmi Unit Plan (GUP) UTI Mahila Unit Scheme (MUS) Nov 04
UTI Grandmaster Unit Scheme, UTI Primary Equity Fund, UTI Opportunities FundUTI Unit Scheme 92, UTI Master Equity Plan 98, (New Scheme) July 05UTI Master Equity Plan 99
UTI PSU Fund, UTI Large Cap Fund UTI Index Select Fund April 07
UTI GSF- Brand Value Fund UTI-MNC Fund April 07
UTI Growth & Value Fund, UTI Dynamic Equity Fund, UTI Mid Cap Fund April 07UTI India Advantage Fund
UTI Petro Fund (Sector Fund) UTI Energy Fund Oct 07 (Thematic Fund, Name Change)
UTI Auto Sector Fund (Sector Fund) UTI Trans. & Logistics Fund April 08 (Thematic Fund, Name Change)
UTI Software Fund UTI Service Industries Fund Sept 08
UTI Index Select Fund, UTI Master Growth Fund UTI Top 100 Fund May 09
UTI Infrastructure Advantage Fund Series 1 UTI Infrastructure Fund Feb 11
UTI Variable Income Scheme - Index Linked Plan UTI Balanced Fund Mar 11
UTI Wealth Builder Fund UTI Opportunities Fund Oct 11
UTI Master Index Fund, Sunder UTI Nifty Index Fund March 12
UTI G-Sec Fund - Investment Plan UTI Gilt Advantage Fund-LTP Aug 12
UTI Master Value Fund UTI MID CAP FUND Mar 14
UTI Masterplus Unit Scheme UTI Leadership Equity Fund July 14
UTI Contra Fund & UTI Services Industries Fund UTI Multi Cap Fund August 14
59
60
Asset allocation
UTI Monthly Income Scheme
UTI MIS-Advantage Plan
UTI Short Term Income Fund
UTI Treasury Advantage Fund
UTI Balanced Fund
UTI Children's Career Balanced Plan
UTI Money Market Fund
UTI India Lifestyle Fund
UTI Income Opportuinities Fund
CMY K
CMY K
UTI MNC Fund
Equity,Maximum allocation 100%. Risk Profile, High,Money Market Instruments, No fixed allocation will normally be made for money market instruments, Risk Profile, Low.Investment in money market instruments will be kept to the minimum so as to be able to meet the liquidity needs of the scheme.
UTI Infrastructure Fund
Equity & Equity related instruments of companies engaged either directly or indirectly in the Infrastructure sector. 65 % to 100% Risk Profile Medium to High, Debt and Money Market Instruments i n c l u d i n g Securitised Debt* 0 % to 35% Risk Profile Low to Medium.The scheme may invest upto 100% of its debt portfolio in Securitised debt.
UTI Mid Cap FundThe Fund would invest, at least 65% of its Net Assets in equity and equity related instruments issued by companies which are constituents of CNX Midcap Index or S&P CNX 500 but not a part of BSE Sensex (30) or Nifty (50), at the time of investment. Currently, companies having an annual average market capitalisation of less than Rs.75 crores would not be considered for investment in the aforesaid portion of the portfolio, in line with the floor specified in the Benchmark CNX Mid Cap Index. This lower limit of Rs.75 crores would change in line with the change in the lower limit of the market capitalisation criterion in the Benchmark. Further, no stocks, which are among the top 50 stocks in terms of market capitalisation, will form part of the aforesaid 65% of the net assets of UTI Mid Cap Fund, at the time of investment. Upto 35% of the Net Assets would be invested in equity and equity related instruments issued by companies with a potential for consistent growth and are relatively undervalued to their expected long-term earning growth. Not more than 20% of net assets will be invested in money market instruments.
UTI Opportunities FundEquity & Equity Related Instruments 90- 100%, Risk Profile, High,Debt Instruments and Money Market Instruments, 0-10%, Risk Profile, Low to Medium, While no fixed allocation will normally be made for investment in money market instruments like Call Deposits, Commercial Papers, Treasury Bills etc. the same may be kept to the minimum generally to meet the liquidity needs of the Scheme.
UTI Leadership Equity Fund
Equity & Equity Related Instruments of “leaders” as stated in Investment Objective above ,65 - 100%, Risk Profile, High,Equity and Equity Related Instruments of others including investments in potential leaders. 0 - 35%, Risk Profile, High,Debt* and Money Market Instruments including Securitised debt., 0-10% Risk Profile, Low to Medium.*For Debt investments, the fund will invest in companies where the paper is rated AA+ and above.
UTI Pharma & Healthcare FundAt least 90% of the investible resources of each of the funds will be invested in stocks of companies engaged in manufacturing of Pharmaceuticals- bulk drugs, formulations & OTC drugs, medical equipment and accessories, personal healthcare products and also companies owning/managing hospitals etc.
UTI CCP Advantage FundEquity & Equity Related Instruments 70- 100%, Debt & Money Market Instruments including securitised Debt* 0-30%, *Investment in securitised Debt will not normally exceed 20% of the net assets of the scheme.
UTI Energy FundAt least 90% of the investible resources of each of the funds will be invested in stocks engaged in the following areas:- Petro sector covering industries such as oil and gas drilling and exploration, refining of crude oil, distribution of oil, gas, petro products, pipelines and manufacturing of downstream oil products. All types of Power generation companies.
Equity & Equity Related Instruments, Minimum - 40% Maximum - 75%,Risk Profile High,Debt & Money Market Instruments including securitised debt, 25% Maximum - 60%,Risk Profile Low to Medium.Subject to the Regulations,the asset allocation pattern indicated above may change from time to time keeping in view market conditions, market opportunities, applicable regulations and political and economic factors. It must be clearly understood that the percentages stated above are only indicative and not absolute and that they can vary substantially depending upon the perception of the Investment Manager, the intention being at all times to seek to protect the interests of the unitholders.Such changes in the investment pattern will be for short term and on defensive considerations.
Debt Securities, Minimum - 60% to Maximum - 100%, Risk Profile Low to Medium ,Equity and Equity related Instruments Minimum - 0% to Maximum - 40% Risk Profile High.
Debt, (Government Securities and Money Market instruments including Corporate rated debts) 85% to 100% Risk profile Low to Medium Equity/Equity Related Instruments, 0% to 15% Risk profile High,
*Debt and Money Market instruments (including securitised debt) Upto 100% Risk Profile Low to Medium,Equity & equity related instruments Upto 25% Risk Profile Medium to High The above stated percentages are only indicative and not absolute. *Note: It is the intention of the Scheme that the investments in securitised debt will not, normally exceed 60% of the net assets of the respective plans.
Debt Securities (including Securitised debt) 00% to 90% Risk profile Low to Medium,Money Market (including cash / call money) 10% to 100% Risk profile Low to Medium,
No investment will be made in equity instruments. Government Securities issued by Central &/or State Govt. and other fixed income/debt Securities including but not limited to corporate bonds and securitised debt. minimum 30 % to Maximum 100 % ,Money Market Instruments, minimum 0 % to Maximum 70 % Investment in Securitised Debt upto 100% of debt portfolio. i) UTI-Short Term Income Fund would keep the average maturity of its portfolio upto 4 years. ii) The asset allocation and average maturity of the portfolio are indicative and can be altered for short term periods on defensive consideration.
Governments Dated Securities Maximum Exposure 75%, Risk Profile Sovereign, Private Corporate Debt Maximum Exposure 75%,Risk Profile Medium to High,PSU Bonds Maximum Exposure 75% Risk Profile medium, Mortgaged backed Securities Maximum Exposure 75% Risk profile Medium, FI & Banking Sector Bonds Maximum Exposure 75% Risk profile Low to Medium.Call Money Maximum Exposure 100% Risk Profile Low Treasury Bills Maximum Exposure 100% Risk Profile Sovereign Commercial Paper Maximum Exposure 75% Risk Profile Medium to High, Certificates of Deposit Maximum Exposure 75% Risk Profile Low to Medium, Repo Transactions 100% Risk Profile Low, Bills Rediscounting Maximum Exposure 50% Risk Profile Low to Medium.
Equities & Equity related instruments of sectors / areas likely to benefit from changing Indian demographics, Indian lifestyle & rising consumption pattern* 65-100%, Risk Profile, High, Other Equity & Equity related instruments** 0-35%, Risk Profile - High, Debt & Money Market Instruments including securitised Debt *** 0-20%, Risk Profile - Low to Medium. * Equities of Companies can include from the areas/sectors like outsourcing, autos, home goods, transportation, computer, retail, telcom, consumer finance, food personal care, fashion accessories, restaurants, housing, healthcare, leisure, entertainment and media. To put it precisely, the scheme will endeavor to invest in companies/sectors/ areas which benefit directly or indirectly from changing Indian demographics, Indian lifestyles and rising consumption pattern. ** Other equities as mentioned under 1(b) include stock / companies from the sector / areas which do not fall in the category 1(a).*** The scheme may invest upto 20% of its debt portfolio in Securitised debt.
Debt Instruments**, Minimum - 35% to Maximum - 100%, Risk Profile Low to Medium ,Money Market Instruments Minimum - 0% to Maximum - 65% Risk Profile Low. * The scheme may invest upto 50% of its net assets in securities carrying a rating below AA (or equivalent). However all the securities will be of investment grade by accredited / registered credit rating agencies. ** The scheme may invest upto 50% of its debt portfolio in domestic securitised debt. 'The Scheme shall not have exposure in fixed income securities in excess of 30% of the net assets in any sector as per sectoral classification as prescribed by AMFI.
61
Asset allocation
UTI-BANKING SECTOR FUND
CMY K
CMY K
Equity and equity related Instruments Atleast 90% Risk Profile Medium to High, Equity and equity related instruments of the companies/ institutions engaged in the banking services activities Atleast 65% Risk Profile High,Cash/money market instruments upto 10 % Risk Profile low to Medium
UTI-TRANSPORTATION & LOGISTICS FUND
Equity and equity related instruments Atleast 90% Risk Profile Medium to High,Equity and equity related instruments of the companies principally engaged in providing t r a n s p o r t a t i o n services, companies principally engaged in the design, m a n u f a c t u r e , distribution, or sale of transportation equipment and companies in the logistics sector. Atleast 80% Risk Profile High,Cash/money market instruments upto 10 % Risk Profile low to Medium,
UTI-TOP 100 FUND
Equity and Equity related instruments of top 100 stocks by market capitalisation 65-100%, Risk Profile High,Other equity or equity related instruments 0-35% Risk Profile High,Debt and Money Market instruments including securitised debt.* 0-35% Risk Profile Low to Medium. * The fund may invest upto 100% of its debt portfolio in securitised debt.
UTI-NIFTY INDEX FUND
Equity up to 100% Risk Profile High,Money Market Instruments, Investment in money market instruments will be kept to the minimum. Risk Profile Low,The net subscription amount on any day will be invested in stocks of companies comprising the S&P CNX-Nifty Index. Pending deployment of funds of the scheme in shares in terms of the investment objective stated above the Trust may invest the funds of the scheme in short term deposits of scheduled commercial banks and other money market instruments.
UTI-DYNAMIC BOND FUND
Money Market, Debentures and Securitised Debt with residual maturity of less than one year. 0 % to 99 % Risk Profile Low to Medium ,Debt Instruments including Securitised Debt* with maturity more than one year 1 % to 100 % Risk Profile Low to Medium *Debt Securities will also include Securitised Debt, which may go up to 100% of the portfolio.
UTI-BOND FUND
Debt Instruments (including securitised debt) 75 % to 100 % Risk Profile Low to Medium ,Money Market Instruments (including cash/call money) 0 % to 25 % Risk Profile Low to Medium, Change in Investment Pattern Subject to the Regulations, the asset allocation pattern indicated above may change from time to time keeping in view market conditions, market opportunities, applicable regulations and political and economic factors. It must be clearly understood that the percentages stated above are only indicative and not absolute and that they can vary substantially depending upon the perception of the Investment Manager, the intention being at all times to seek to protect the interests of the unitholders. Such changes in the investment pattern will be for short term and on defensive considerations.
UTI-GILT ADVANTAGE FUND
Government of India dated Securities and Treasury Bills 75 % to 100 % Risk Profile S o v e r e i g n ,State Government dated Securities 0 % to 25 % Risk Profile Low to Medium ,The above
UTI G-SEC FUND
Equity and Equity Linked Instruments ,The schemes will not invest in Equity and Equity Linked Instruments. Debt Securities ,100% investment in Central Government Securities, Treasury Bills, Call Money and Repos. Under normal circumstances at least 65% of the total portfolio will be invested in securities issued/created by the Central Government.Money Market Instruments ,While no fixed allocation will normally be made for investment in money market instruments, the investment in money market instruments will be kept to the minimum generally to meet the liquidity needs of the scheme.
UTI Banking & PSU Debt FundType of Instruments
Debt and Money Market Securities issued by Banks and
Public Sector Undertakings (PSUs)
Debt (including government securities) and Money
Market Securities issued by entities other than Banks
and Public Sector Undertakings (PSUs)
Indicative
Allocation
(% of Total Assets)
80% to 100%
0%-20%
Risk Profile
Low to Medium Low to
Medium
Total investments in debt, money market instruments, units of mutual fund scheme and gross exposure in derivatives shall not exceed 100% of the net assets of the scheme.
UTI – RAJIV GANDHI EQUITY SAVING SCHEMEInstruments
Equity & Equity related instruments of CNX Nifty
Money Market Instruments*
Indicative
Allocation
(% of Total Assets)
95 - 100%
0 - 5%
Risk Profile
High
Low
* Investment in money market instruments will be kept to the minimum so as to able to meet the liquidity needs of the scheme. Investment in money market instruments with maturity of upto 91 days.
UTI Multi Cap Fund Instruments
Equity & Equity Related Instruments
(a) Large Cap: 60% to 85%
(b) Mid Cap: 10% to 30%
(c) Small Cap: 5% to 10%
(Allocation under the Large Cap, Mid Cap and Small Cap
considered as a % of equity & equity related
instruments)
Indicative
Allocation
(% of net assets)
65% 100%
Risk Profile
High
Debt & Money Market Instruments**The scheme will not invest in securitised debt
0% 35% Low to Medium
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Minimum Investment Amount
UTI-Unit Scheme for Charitable & Religious Trusts & Registered Societies
UTI Bond Fund
UTI Gilt Advantage Fund
UTI Monthly Income Scheme
UTI Treasury Advantage Fund
Benchmark Index
UTI Wealth Builder Fund - Series II UTI Monthly Income Scheme
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Minimum amount of investment is Rs.10,000/- and in multiples of Re.1/- for all the options or such other amount as may be prescribed from time to time.Systematic Withdrawal Plan under Growth Option-Monthly & Quarterly Withdrawal - Minimum amount of investment is Rs.1 lac and in multiples of Re.1/-.The Schemes may change the minimum investment requirements as deemed necessary.The provision of "Minimum Application Amount", as specified above is not applicable in the case of transaction through Systematic Investment Plan (SIP).
1. Dividend Option - Rs.10,000/- 2. Growth Option - Rs.1,000/- and in multiples of Re.1/- under all the options. Subsequent amount of investment in the same folio Rs.1,000/- and in multiples of Re.1/-
1. Growth Option - Rs.1,000/- 2. Dividend Option - Rs.20,000/- and in multiples of Re.1/- under all the options.Subsequent Minimum Investment Amount is Rs.1,000/- and in multiples of Re.1/-.
Minimum amount of investment is Rs.1,00,000/- and in multiples of Re.1/- Subsequent minimum investment amount is Rs.10,000/- and in multiples of Re.1/-.
Growth & Dividend Option - Rs.5000/- and in multiples of Re.1/-Additional purchases of Units by existing Unit holders under all the Options can be for any amount in multiples of Re.1/- and subject to a minimum of Rs.1,000/-.
S&P BSE 100 is the benchmark index for the Equity part of the Portfolio, CRISIL Bond Fund Index is the benchmark for that part of the Portfolio relating to investments in Debt and Money Market Instruments and the Price of Gold as per SEBI Regulations for Gold ETFs in India is the benchmark in so far it pertains to investments in Gold ETFs.
CRISIL MIP Blended Index (15% to Nifty Index returns and 85% to Composite Bond Index Fund)
UTI Liquid Cash PlanMinimum amount of investment is Rs.1,00,000/- and in multiples of Re.1/- Subsequent minimum investment amount is Rs.10,000/- and in multiples of Re.1/-.
UTI Money Market Fund
Minimum amount of investment is Rs.10,000/- and in multiples of Re.1/- Subsequent minimum investment amount is Rs.10,000/- and in multiples of Re.1/-.
UTI Floating Rate Fund
Minimum amount of initial investment is Rs.5000/- and in multiples of Re.1/- thereafter.
UTI Short Term Income Fund
Minimum amount of investment is Rs.30,000/- and in multiples of Re.1/- Subsequent minimum investment amount is Rs.10,000/- and in multiples of Re.1/-.
UTI Wealth Builder Fund - Series II
Minimum initial investment is 5,000/-. Subsequent minimum investment under a folio is 1,000/- and in multiples of 1/- thereafter with no upper limit.
UTI Banking & PSU Debt Fund
Minimum initial investment under both Plans and Options is ` 5,000/- and in multiples of ` 1/- thereafter without any upper limit. Subsequent minimum investment amount is 1000/- and in multiples of 1/- thereafter with no upper limit under all the Plans and Options.
Sr. No Name of the Fund Manager Funds Managed Performance data refer page no.
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FUND MANAGER SUMMARY
For performance details of other Schemes managed by the Fund Manager Summary
1 Mr. Anoop Bhaskar, Head of Equity UTI Equity Fund 11
UTI Mid Cap Fund 19
UTI Opportunities Fund 15
UTI Trasportation & Logistic Fund [along wth Mr. Daylynn Pinto] 25
UTI Children's Career Balanced Plan (Equity Portion) [along with Mr. Kaushik Basu] 38
UTI Focussed Equity Fund Sereis I & II [along with Mr. Lalit Nambiar]
2 Mr. Sanjay Dongre UTI Infrastructure Fund 21
UTI Leadership Equity Fund 16
UTI Master Equity Plan Unit Scheme 27
3 Mrs. Swati Kulkarni UTI Mastershare Unit Scheme 10
UTI Top 100 Fund 12
UTI MNC Fund 17
UTI Dividend Yield Fund 14
4 Mr. Lalit Nambiar UTI India Lifestyle Fund 20
UTI Wealth Builder Fund Ser II 18
UTI Pharma & Healthcare Fund 23
UTI Long Term Advantage Fund S I & S II 28 & 29
UTI Banking Sector Fund [along with Mr. Amit Premchandani] 22
UTI Equity Tax Savings Plan 26
UTI Focussed Equity Fund Series I &II [along with Mr. Anoop Bhaskar] 11
UTI Gold Exchange Traded Fund
UTI Multi Cap Fund 13
5 Mr. Kaushik Basu UTI Spread Fund 30
UTI Nifty Index Fund 32
UTI CCP Advantage Fund 41
UTI Rajiv Gandhi Equity Saving Scheme 31
UTI Children's Career Balanced Plan(Equity Portion) [along with Mr. Anoop Bhaskar] 38
UTI Energy Fund [along with Mr. Sachin Trivedi] 24
6 Mr. Ajay Tyagi UTI Unit Linked Insurance Plan (Equity Portion) 36
UTI Mahila Unit Scheme (Equity Portion) 40
UTI MIS Advantage Plan (Equity Portion) 43
Offshore Funds - Al Madina India Fund
Offshore Funds -Advisory -Shinsei UTI India Fund and UOB China India Fund
7 Mr. V Srivatsa UTI Balanced Fund 35
UTI Retirement Benefit Pension Fund (Equity Portion) 39
UTI Unit Scheme for Charitable & Religious Trusts & Registered Societies (Equity Portion) 37
UTI Capital Protection Oriented Schemes IV - Series I,II & III (Equity Portion)
UTI Monthly Income Scheme (Equity Portion) 42
Offshore Funds - India Fund 1986, India Pharma & UTI India Debt Opportunities Fund
Offshore Funds - Advisory - Milltrust India Fund & Spectrum India Fund
8 Mr. Sachin Trivedi UTI Energy Fund [along with Mr. Kaushik Basu] 11
9 Mr. Daylynn Pinto UTI Transportation & Logistic Fund [Along with Anoop Bhaskar] 25
10 Mr. Amit Premchandani UTI Banking Sector Fund [Along with Mr. Lalit Nambiar] 22
11 Mr. Arpit Kapoor All Applicable Schemes (Investment in ADRs / GDRs / Foreign Securities)
12 Mr. Amandeep Chopra, UTI Unit Linked Insurance Plan (Debt Portion) 36
Head of Fixed Income UTI Unit Scheme for Charitable & Religious Trusts & Registered Societies (Debt Portion) 37
UTI Children's Career Balanced Plan (Debt Portion) 38
UTI Retirement Benefit Pension Fund (Debt Portion) 39
UTI Mahila Unit Scheme (Debt Portion) 40
UTI Monthly Income Scheme (Debt Portion) 42
UTI MIS Advantage Plan (Debt Portion) 43
UTI Bond Fund 45
UTI Gilt Advantage Fund LTP 50
UTI G-Sec Fund STP 51
UTI Dynamic Bond Fund 47
UTI Income Opportunities Fund [along with Mr. Ritesh Nambiar] 52
13 Mr. Sudhir Agrwal UTI Treasury Advantage Fund 49
UTI Short Term Income Fund 46
UTI Floating Rate Fund STP 48
UTI Banking and PSU Debt Fund 53
14 Mr. Manish Joshi UTI Money Market Fund 54
UTI Liquid Cash Plan 55
15 Mr. Sunil M Patil UTI Fixed Maturity Plans (UTI FMPs)
UTI Fixed Term Income Funds (UTI FTIFs)
UTI Fixed Income Interval Fund [Monthly / Quarterly / Half Yearly / Yearly]
UTI Capital Protection Oriented Schemes - IV Series I,II &III (Debt Portion)
16 Mr. Ritesh Nambiar UTI Income Opportunities Fund [along with Mr. Amandeep Chopra] 52
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ANNEXURE - Product Labeling
Schemes
UTI - Unit Linked Insurance Plan (An open-ended tax saving cum insurance scheme) (Please refer to pg. 36)
UTI- Unit Scheme for Charitable & Religious Trusts & Registered Societies (UTI-C.R.T.S) (An open-ended income scheme)(Please refer to pg. 37)
UTI -Childrens Career Balanced Plan(An open-ended scheme)(Please refer to pg. 38)
UTI-Retirement Benefit Pension Fund(An open-ended notified tax saving -cum- pension scheme)(Please refer to pg. 39)
UTI - Mahila Unit scheme(An open-ended debt oriented scheme)(Please refer to pg. 40)
Product label
This product is suitable for investors who are seeking*: - Long term capital appreciation - Investment in equity instruments (maximum-40%) and debt
instruments- Medium risk (Yellow)
The product is suitable for investors who are seeking*:- Regular income over long-term- Investment in equity instruments (maximum-30%) and debt/
money market instruments- Medium risk (Yellow)
This product is suitable for investors who are seeking*: - Long term capital appreciation - Investment in equity instruments (maximum-40%) and debt
instruments- Medium risk (Yellow)
This product is suitable for investors who are seeking* : - Long term capital appreciation - Investment in equity instruments (maximum-40%) and debt/
money market instruments - Medium risk (Yellow)
This product is suitable for investors who are seeking*: - Reasonable income with moderate capital appreciation over a
long-term horizon- Investment in equity instrument (maximum-30%) and debt/
money market instruments- Medium risk (Yellow)
*Investors should consult their financial advisors if in doubt about whether the product is suitable for them Note: Risk may be represented as :
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk
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**Disclaimer
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The information on this document is provided for information purpose only. It does not constitute any offer, recommendation or solicitation to any person to enter into any transection or adopt any hedging, trading or investment strategy, nor does it constitute any prediction of likely future movement in rates or prices or any representation that any such future movements will not exceed those shown in any illustration. Users of this document should seek advice regarding the appropriateness of investing in any securities, financial instruments or investment strategies referred to on this document and should under stand that statements regarding future prospects may not be realised . Opinion, Projections and estimates are subject to change without notice.
UTI AMC Ltd is not an investment adviser, and is not purporting to provide you with investment, legal or tax advice. UTI AMC Ltd or UTI Mutual Fund ( acting through UTI Trustee Co. Pvt. Ltd ) accepts no liability and will not be liable for any loss or damage arising directly or indirectly ( including special, incidental or consequential loss or damage ) from your use of this document, howsoever arising, and including any loss, damage or expense arising from, but not limited to, any defect, error, imperfection, fault, mistake or inaccuracy with this document, its contents or associated services, or due to any unavailability of the document or any part thereof or due to any contents or associated services.
ATTENTION
Due to closure of the UTI Senior Citizens Unit Plan (UTI-SCUP) as of 18/02/2008 SCUP unitholders who have still not submitted their Membership Certificate for redeeming/switching the outstanding units, may submit the same alongwith the duly filled in Forms to our Registrar & Transfer Agent for UTI-SCUP UTI Infrastructure Technology And Services Limited, Plot No.3, Sector 11, CBD Belapur, Navi Mumbai 400614 or to our nearest UTI Financial Centre.
Members are requested to get their signature attested by their Banker where they are having their Bank account (under their official seal mentioning Name, Designation and Employee no. of the Attesting Authority), as over a period of time the Member's signature might have undergone changes.
For any assistance in this regard you may also directly contact Mr. Mukesh Dungaria, Manager, Department of Operations at UTI Corporate Office over phone at 022-66786253 or mail him at [email protected]
UTI SCUP Outstanding Unit holding Accounts
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Notes
Smartness lies in making theright choices.Invest in UTI Opportunities Fund and build your equity portfolio.
This product is suitable for investors who are seeking*-
• Long term capital growth• Investment in equity instruments by capitalizing on opportunities arising in the market dynamically• High risk (BROWN)*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
Note - Risk may be represented as:
(BLUE) investors understand that their principal will be at low risk
(YELLOW) investors understand that their principal will be at medium risk
(BROWN) investors understand that their principal will be at high risk