RE/MAX METRO

7300 Carmel Executive Park Drive

Charlotte, NC 28226

S A V E T I M E .

R E D U C E S T R E S S .

G E T MO R E H O U S E F O R

Y O U R MO N E Y .

Y O U R I N V E S T MEN T

S T A R T S T O D A Y B Y

C A L L I N G

A L I S A B E L L AM Y .

( 7 0 4 ) 9 6 8 - 6 8 4 5

You Can Buy A Home

D I S C O V E R

Y O U R D R E AM S

M A K E A S M A R T

I N V E S T M E N T

Comprehensive Home Buying

Services

Mortgage Assi stance

Cont ract Negot iat i ons

New Const ruct i on

Foreclosures

Fi rst -Time Buyer Programs

Credi t Counsel i ng

Alisa Bellamy, ABR, CRS, CDPE (704) 968-6845

Alisa@TheBellamyTeam.net

www.THINKCHARLOTTEHOMES.com

I WANT YOU TO BUY A HOME!

Addressing Your Real Estate Concerns

Millions of people will

buy a home in 2010! This is one of the best

buying markets Charlotte has seen in years.

Will You be among those who make a smart

money investment? Are You:

SINGLE MARRIED

DIVORCED EMPLOYED

ANNUAL SALARY OF $25,000 - $125,000

TIRED OF WASTING MONEY IN RENT

READY TO BUILD EQUITY

If you answered YES to any of the categories

above, you could own your own home in

2010. Let’s Address Your Concerns Together.

Your Mortgage Solutions

FHA - Federal Housing Administration

Conventional Loans

Credit Unions

Several Loans are Available depending on Your needs.

Credit History & Your Credit Scores

• Typical Scores Range between 580 - 800 ● Alternative Sources for

Credit maybe Available to You (Duke, Piedmont, etc.) ● Go to

AnnualCreditReport.com to View Your Credit Profile ● Call

Alisa for a Free Analysis.

7 Steps to Securing Your Home

1. Learn about All Housing and Mortgage options

available to You during your Initial Consultation with

Alisa. Call Now to Schedule.

2. Your Needs & Wants Analysis - What are Your goals

and expectations? What is important to You?

3. Your Home Search & Tours - My Charlotte market

knowledge will bring Your dream home to You.

4. Negotiations and Contracts - My years of negotiating experience will get You the best deal and

incentives available and prevent You from paying too much. What You don't know, could hurt You.

5. Your Home Inspections - Let’s remove all concerns about the quality and safety of Your new home.

Again, what You don’t know, could hurt You.

Sources of Down Payment for Your Dream Home

Personal Savings ● Local City & State Grants ●

Financial Gift from a Relative ● 401K Contribution

● State Funding Agencies ● Tax Refunds

AL I S A B E LLAMY ( 7 0 4 ) 9 6 8 - 6 8 4 5

6. Your Final Mortgage Approval - Working

closely with Your Lender will remove all

barriers to purchasing Your home.

7. Your Closing - Signing of All Legal

Documents. Congratulations…

You’re Home!

Largest Age Group 25-34 Median Income $61,600 Average Home Cost $156,000 (%) Single Females 21% (%) Single Males 10% Leading Cause to Buy Desire To Own A Home

2009 Profile of First-Time Buyers

T H INKCHAR LO TT EHOME S . C OM