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WHAT'S INSIDE Ashley Road Realty Trust Donates Open Space to Town of Rowley Page 2 The Olmsted Ensemble will Open the Wilson Music Series at the Unitarian Church Page 2 10 Simple Ways to Instantly Improve your Finances in 2014 Page 8 & 9 www.thetowncommon.com January 8 - 14, 2014 Vol. 10, No. 10 FREE PRST STD. U.S. POSTAGE PAID NEWBURYPORT, MA PERMIT NO. 51 ____________ POSTAL CUSTOMER THE REGION'S LARGEST COMMUNITY NEWSPAPER SERVING NORTH SHORE OF MASS & COASTAL NH By Stewart Lytle, Reporter ––––––––––––––––– Stay Warm with ... You'll "flip" over the digital edition at www.TheTownCommon.com Three Federico Brothers Play Varsity Hockey REGIONAL – ey will miss anksgiving dinner, birthdays and anniversaries. Like the 72 firefighters who scrambled to help the victims of the Boston Marathon bombing, they will be asked to rush into harm's way. And they are not even full-time employees of the town's they serve. But it would be hard to find a more enthusiastic group of men and women than the 25 members of the 047 class of call and volunteer firefighters who graduated last week after 20 weeks of training. e new firefighters are plumbers, welders, real estate agents, business owners, a mother and a single parent – a microcosm of society. As firefighters, they will serve 10 different communities from Nahant to West Newbury. Continued on page 3 New Volunteer Firefighters Ready to Serve The Town Common brother was the team goalie. “We are not really a hockey family,” said the boys' proud mother, Pam Federico. Asked if it is the first time three brothers have played on the same varsity, she said she was trying to find out, but she believes it may be. Her four sons took to hockey after Pam and Paul Federico brought a four-year-old Anthony to the Graf Rink on Low Street learn to skate. When he saw the older boys playing hockey, he wanted to play. Soon Nick and then Rob and Paul joined in. Good health begins with a great doctor. Meet Dominica Costello, DO a board-certified and fellowship-trained endocrinologist who specializes in diabetes & endocrinology. Dr. Costello will begin seeing patients in late November at Northeast Endocrinology and Diabetes Center 255 Low Street Newburyport 978-463-3197 Continued on page 3 Photo by Stewart Lytle From left, Rob, Nick and Paul Federico. Photo by Stewart Lytle Firefighter William Roche is congratulated by his mother, Margaret Roche, and West Newbury Fire Chief Michael Dwyer. By Stewart Lytle, Reporter ––––––––––––––––– NEWBURYPORT – When you scan the roster of this year's Newburyport High School varsity hockey team, the name of Federico appears three times. From freshman goalie Rob Federico to senior Nick Federico on defense and freshman Paul Federico on the forward line, one family has three members of coach Paul Yameen's team. Twins, Rob and Paul, and their brother, Nick, are following in the skates of older brother, Anthony, who now attends University of Massachusetts at Amherst. Nick was a freshman when his older Many of the North Shore towns and about 75 percent of the country's fire service is provided by volunteer and call firefighters. “You should be very proud of your accomplishments,” said state Fire Marshall Stephen Coan. “You have made a strong commitment to the profession of being a firefighter.” He also commended the families of the firefighters, who have supported them during their training. “In many ways your families are joining the fire service too,” Coan said. For six months, starting last July, the 25 members of the class spent every Saturday at the Fire Academy's training facility in Stowe. And on Monday and Wednesday evenings, they trained at the Byfield Fire Department. 3 .158% APR* Interest rate 3 .125% Call us at 978-462-2344 or apply online 24/7 at institutionforsavingsloans.com. Ring in the New Year with a great rate! 15-Year Fixed Rate Residential Mortgage Loans up to $1 Million No points! ** institutionforsavings.com *APR denotes Annual Percentage Rate as of 12/31/13 and is based on a $700,000 loan with 75% LTV ratio and a minimum credit score of 720. Unit cost per $1,000 borrowed is $6.97. Minimum loan amount is $100,000, maximum loan amount is $1 million. Single-family, owner-occupied residences only. Offer subject to credit approval. Property insurance required. Flood insurance required if the property is located in a FEMA Special Hazard Flood Zone. Monthly payment examples do not include escrow amounts for real estate taxes and/or insurance, if applicable. is may increase payment amount. Rate is subject to change without notice. Other terms and conditions may apply. Member FDIC • Member DIF **Points and/or additional fees may be assessed for borrowers with credit scores lower than 720 and/or refinance loans.

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Page 1: Ttc 01 08 14 vol 10 no 10 p1 16

WHAT'SINSIDE

Ashley Road Realty Trust

Donates Open Space to Town

of RowleyPage 2

The Olmsted Ensemble will

Open the Wilson Music Series at the Unitarian

ChurchPage 2

10 Simple Ways toInstantly

Improve your Finances in

2014Page 8 & 9

www.thetowncommon.com January 8 - 14, 2014 Vol. 10, No. 10 F R E E

PRST

STD.

U.S. P

OSTA

GE

PAID

NEWB

URYP

ORT, M

A PE

RMIT N

O. 51

______

______

POSTAL

CUSTO

MER

THE REGION'S LARGEST COMMUNITY NEWSPAPER SERVING NORTH SHORE OF MASS & COASTAL NH

By Stewart Lytle, Reporter–––––––––––––––––

Stay Warm with...

You'll "fl ip" over the digital edition at www.TheTownCommon.com

Three Federico Brothers Play Varsity Hockey

REGIONAL – Th ey will miss Th anksgiving dinner, birthdays and anniversaries. Like the 72 fi refi ghters who scrambled to help the victims of the Boston Marathon bombing, they will be asked to rush into harm's way. And they are not even full-time employees of the town's they serve.

But it would be hard to fi nd a more enthusiastic group of men and women than the 25 members of the 047 class of call and volunteer fi refi ghters who graduated last week after 20 weeks of training. Th e new fi refi ghters are plumbers, welders, real estate agents, business owners, a mother and a single parent – a microcosm of society. As fi refi ghters, they will serve 10 diff erent communities from Nahant to West Newbury.

Continued on page 3

New Volunteer Firefighters Ready to Serve

The Town Commonbrother was the team goalie.

“We are not really a hockey family,” said the boys' proud mother, Pam Federico.

Asked if it is the fi rst time three brothers have played on the same varsity, she said she was trying to fi nd out, but she believes it may be.

Her four sons took to hockey after Pam and Paul Federico brought a four-year-old Anthony to the Graf Rink on Low Street learn to skate. When he saw the older boys playing hockey, he wanted to play. Soon Nick and then Rob and Paul joined in.

Good health begins with a great doctor.Meet Dominica Costello, DO – a board-certified and fellowship-trained endocrinologist who specializes in diabetes & endocrinology.

Dr. Costello will begin seeing patients in late November at Northeast Endocrinology and Diabetes Center255 Low Street Newburyport 978-463-3197

Continued on page 3

Photo by Stewart LytleFrom left, Rob, Nick and Paul Federico.

Photo by Stewart Lytle

Firefi ghter William Roche is congratulated by his mother, Margaret Roche, and West Newbury Fire Chief Michael Dwyer.

By Stewart Lytle, Reporter–––––––––––––––––

NEWBURYPORT – When you scan the roster of this year's Newburyport High School varsity hockey team, the name of Federico appears three times. From freshman goalie Rob Federico to senior Nick Federico on defense and freshman Paul Federico on the forward line, one family has three members of coach Paul Yameen's team.

Twins, Rob and Paul, and their brother, Nick, are following in the skates of older brother, Anthony, who now attends University of Massachusetts at Amherst. Nick was a freshman when his older

Many of the North Shore towns and about 75 percent of the country's fi re service is provided by volunteer and call fi refi ghters.

“You should be very proud of your accomplishments,” said state Fire Marshall Stephen Coan. “You have made a strong commitment to the profession of being a fi refi ghter.”

He also commended the families of the fi refi ghters, who have supported them during their training.

“In many ways your families are joining the fi re service too,” Coan said.

For six months, starting last July, the 25 members of the class spent every Saturday at the Fire Academy's training facility in Stowe. And on Monday and Wednesday evenings, they trained at the Byfi eld Fire Department.

3.158%APR*

Interestrate3.125%

Call us at 978-462-2344 or apply online 24/7at institutionforsavingsloans.com.Ring in the

New Year witha great rate!

15-Year Fixed RateResidential Mortgage Loans up to $1 Million

No points!**

institutionforsavings.com*APR denotes Annual Percentage Rate as of 12/31/13 and is based on a $700,000 loanwith 75% LTV ratio and a minimum credit score of 720. Unit cost per $1,000 borrowed is $6.97 . Minimum loan amount is $100,000, maximum loan amount is $1 million. Single-family, owner-occupied residences only. Offer subject to credit approval. Property insurance required. Flood insurance required if the property is located in a FEMA SpecialHazard Flood Zone. Monthly payment examples do not include escrow amounts for realestate taxes and/or insurance, if applicable. is may increase payment amount. Rate is subject to change without notice. Other terms and conditions may apply. Member FDIC • Member DIF

**Points and/or additional fees may be assessed for borrowers with credit scores lower than 720 and/or refinance loans.

15 year fixed.COMMON_12.31.13_Layout 1 12/31/2013 9:15 AM Page 1

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Page 2 www.TheTownCommon.com January 8 - 14, 2014

The Town CommonMarc Maravalli, Publisher / [email protected]

Graphic Design [email protected]

Advertising [email protected]

Event and Announcement [email protected]

77 Wethersfi eld StreetRowley, MA 01969-1713

Phone: (978) 948-8696 Fax: (978) 948-2564

www.thetowncommon.comThe Town Common is not responsible for typographical errors or

omissions, but reprint opportunities do exist for prompt notifi cation of such errors. Advertisers should notify The Town Common of any

errors in ads on the fi rst day of issuance.No credits &/or refunds are offered or implied.

All material and content cannot be duplicated without written consent of the publisher. The right is reserved to reject, omit, or

edit any copy offered for publication.

Copyright 2004-2013 The Town Common© - All Rights Reserved

In loving memory of Liz Ichizawa, Reporter (1956 - 2005)

Marc Maravalli, B.S., R.Ph. Publisher/Editor, The Town Common

How to Submit Letters to the Editor

The Town Common serves the communities of the Upper North Shore of Mass. & Coastal New Hampshire and welcomes your participation.

Send your Organization or Group Notices, Birth or Engagement

Announcements, Photos, Articles and Letters to the Editor, by mail, phone, fax, or e-mail to: 77 Wethersfield St.,

Rowley, MA 01969Phone: 978-948-8696

Fax: 978-948-2564E-mail: [email protected]

The Olmsted Ensemble willOpen the Wilson Music Series at

the Unitarian ChurchLand donated to care ofConservation Commission Th e Olmsted Ensemble will open the 2014 Jean C. Wilson Music

Series on Sunday, Jan. 19 at 4 p.m. at the Unitarian Church, 26 Pleasant St., Newburyport. Th is is the fi rst of three concerts in the 2014 Jean C. Wilson Music Series.

Th e Olmsted Ensemble, which includes Peter H. Bloom on fl ute, Brian Clague on violin, Jennifer Shallenberger on viola, and Timothy Roberts on cello, will perform with a concert of chamber music of European and American masters.

Th e program will include the dramatic, rarely-heard Quartet in D Minor by American composer Charles Hommann; Quartet Opus 41 No 2 in F Major by Ignace Pleyel (a favorite student of Haydn and an important infl uence on Mozart); Quartet No. 1 in D Minor by Juan Crisóstomo de Arriaga, a Spanish violinist and composer whose precocious career was cut short when he died at age 19, and Mozart’s beloved D Major Quartet (K. 285), one of the masterworks of the literature.

Hailed for “glorious music” and “great energy and virtuosity,” Th e Olmsted Ensemble performs American and European chamber music from the 18th to the 21st centuries. Th e group takes its inspiration from Frederick Law Olmsted, the great landscape architect of Boston's Emerald Necklace and New York's Central Park, whose work was visionary and forward-looking while also honoring and extending traditions of the past.

Members of the Olmsted Ensemble have appeared with orchestras and chamber groups in North America, Europe, and the Far East.

Flutist Bloom, whose playing has been called “a revelation for unforced sweetness and strength” by Th e Boston Globe, tours internationally with noted chamber music and jazz ensembles; appears on 35 CDs; serves as musical director for museum exhibitions in the US and abroad; and was a winner of the American Musicological Society's Noah Greenberg Award.

Clague, violin, has toured the US, Europe and Japan in solo recitals and as concertmaster for numerous orchestras. He is a recording artist for national PBS productions and for fi lm, major record labels, and commercial projects.

Shallenberger, viola, has performed with chamber ensembles and orchestras in North America, Japan, Taiwan, and Korea.

Cellist Roberts has performed nationally and internationally with such distinguished groups as the Boston Symphony Orchestra, Smithsonian Chamber Players, Alea III, the Carmel Bach Festival, the Boston Pops, the New England Ragtime Ensemble under Gunther Schuller, and the Vienna Choir Boys as a member of the Brandenburg Ensemble.

Th e Jean C. Wilson Music Series is named for one of the founders and the director of the music series for 28 years. Now, under the auspices of the First Religious Society Unitarian Universalist Music Committee, the Music Series typically off ers three concerts held during the winter months.

Suggested donations are $15, $10 for seniors, children and students free. For more information about the concert go to www.frsuu.org or call 978-465-0602 x401.

Letters to the Editor provide a useful way of communicating concerns, issues, or suggestions to all members of the community.

The Town Common encourages all citizens to submit letters concerning issues of interest and concern to the local community.

Letters selected for publication may be edited for length and clarity. Some letters may serve as a catalyst for other articles or coverage, and community leaders and agencies will be offered an opportunity to respond to letters concerning their areas of responsibility.

All letters must be signed and include a daytime telephone number.

Letters may be submitted to:

The Editor c/o The Town Common 77 Wethersfield St. Rowley, MA 01969 or preferably via e-mail to: [email protected].

The Town Common deadline is

5pm Wednesday (except when a federal holiday necessitates an earlier deadline).

Merrimack River Entrance 42o 49’N 070o 49’W

JAN HIGH LOW SUN08 Wed 4:59 8.45 5:28 7.81 11:55 0.13 xx xx 7:13 4:26 09 Thurs 6:00 8.27 6:33 7.45 12:16 0.21 1:01 0.29 7:13 4:27 10 Fri 7:00 8.16 7:37 7.26 1:17 0.55 2:04 0.33 7:13 4:29 11 Sat 7:58 8.13 8:36 7.22 2:17 0.75 3:04 0.28 7:12 4:30 12 Sun 8:51 8.17 9:29 7.27 3:13 0.82 3:57 0.16 7:12 4:31 13 Mon 9:39 8.24 10:15 7.35 4:03 0.80 4:44 0.05 7:12 4:32 14 Tues 10:22 8.32 10:57 7.44 4:48 0.74 5:26 -0.04 7:11 4:33 15 Wed 11:01 8.37 11:34 7.51 5:29 0.67 6:04 -0.08 7:11 4:34 16 Thurs 11:37 8.37 xx xx 6:06 0.61 6:38 -0.09 7:10 4:35

TIDE CHART

SPONSOR THIS TIDE CHART CALL The Town Common TODAY 978-648-8696

ROWLEY - Th e Trustees of Ashley Road Realty Trust, John Breen & Paula Breen, have graciously donated a two acre parcel of forested land on Haverhill Street to the custody and care of the Town of Rowley Conservation Commission.

Th e parcel which had in the past been associated with various development proposals abuts the Ice Pond Drive subdivision. Mr. Breen contacted the Conservation Commission in the fall to gauge interest in disposition of the parcel. Th e parcel contains a portion of the outfl ow stream from Wilson Pond and its fl oodplain as well as extensive forested wetlands, which constitutes prime wildlife habitat. Conservation Commission Chairman, Doug Watson, commented that the Commission was especially receptive to receiving the property since previously protected open space abuts the parcel to the south of Ice Pond Drive.

Th is generous land donation to the Town is important in protecting the sensitive stream corridor as well as preserving unfragmented forest acreage.

Th e Town of Rowley is grateful to the Ashley Road Realty Trust for this valuable gift of open space to our community and acknowledges the great community benefi t of protecting such environmentally sensitive land for future generations.

Ashley Road Realty Trust Donates Open Space to Town of Rowley

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The Town Common

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January 8 - 14, 2014 www.TheTownCommon.com Page 3

-Since 1954

Sea View RetreatAn extended Care Community

(978)-948-2552•Private & Semi-Private Rooms with Baths and Beautiful Views• Medicare/ Medicaid certified• Social Services-Speech, Physical, Occupational, & Massage Therapies• Full Activity Program• and much more...

Come in for a visit and compare!

MANSION DRIVE • ROWLEY, MA • JUST OFF ROUTE 1A

www.seaviewretreat.com

New Volunteer Firefighters Ready to Serve For 320 hours, each participant

met a challenging academic and practical skill level on a variety of topics that included fi re behavior, engine operations, fi re suppression, ladder skills, search and rescue, safety, incident command, communications, salvage and overhaul, hazardous materials, building construction, ventilation, water supply, ropes and knots, fi re prevention and public education. Th ey also had to train to be physically fi t and to detect acts of terrorism.

Most of the new fi refi ghters were young. A few, including retired Rowley police offi cer Don Dupray, are entering second careers. As class spokesman, Dupray joked that Joe DeSalvo of Rockport recalled that Dupray had been the police offi cer who spoke to his sixth grade class. “Th anks Joe,” for remembering that, he joked.

Dupray, who is joining the Rowley emergency management team, said his father and grandfather had led the Ipswich police department. “It's in the

blood,” he said. Christopher Norris, the

training program coordinator, commended the new fi refi ghters for their hard work. “Th ere is no down when you are in this program,” he said.

He urged the graduating class to continue their learning. He also stressed the need to be safe, to wear their equipment and seat belts and to take care of their health by exercising regularly and eating right. If they follow his advice, he said, “You will help change the culture of the fi re service.”

Norris also warned the new fi refi ghters about becoming complacent in their work. “Every call is an emergency to someone,” he said.

Each graduating fi refi ghter completed the Massachusetts Fire Academy curriculum and been certifi ed at the Firefi ghter I/II Level.

Graduates of Call/Volunteer Training Program Class #047

Rowley Fire Department: Joseph Merry, Jared Graham, Andrew Nardonne, Donald

Three Federico Brothers Play Varsity Hockey

DuprayIpswich Fire Department:

Ronald WilliamsWest Newbury Fire

Department: Richard Evans, William Roche, Candace Nickerson, Kara Percival, Colin Bryant

Georgetown Fire Department: Jonathan Kimball

Essex Fire Department: Jonathan O’Bryan

Wenham Fire Department: Michael Allain, Zachary Ingraham

Manchester Fire Department: Mark Haggett, Timothy Helgesen, Joseph Sanfi lippo, Dylan Wolniewicz

Nahant Fire Department: Christopher Dent, Matthew Canty, James Lowe, Steven Scaglione

Rockport Fire Department: Joseph DeSalvo, Nicholas Doriean

Wrentham Fire Department: Albert Tranquillino

Dorien, who is joining the Rockport Fire Department, was named the outstanding fi refi ghter in the class.

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Continued from page 1

Continued from page 1

“When one brother does it, then the others want to do it,” Pam Federico said.

Th e Federico boys, who grew up in the Newburyport youth hockey program, are all solid students as well as good athletes. In addition to hockey, the younger Federico boys also play football and lacrosse. Nick also plays lacrosse.

So far this season, it has been a tough start for the Newburyport team. Playing mostly Division 1 teams, including the challenging Cape Cod Freeze Out tournament just after Christmas, the team lost four of its fi rst fi ve games against tough teams like Masconomet and Beverly.

Th e team is young. While there are six seniors, fi ve freshmen are on the ice and seeing a lot of playing time.

Th e last time the Clippers had this many freshmen playing on the varsity was in 2008, when Anthony Federico was a freshman, playing alongside other freshmen Billy Boudreau, Billy Eiserman and Gaven LaValley. Th e Clippers won the state championship the next year when those four were sophomores.

As Newburyport, along with Cape Ann League rival Triton High School, have moved from Division 2 to Division 1 this

season, Yameen has wanted to play the toughest schedule possible to get his team ready for the rest of the season.

Nick Federico, one of three team captains, said he is optimistic that the team will end the year with a stronger record as the freshmen and sophomores gain experience.

In their fi rst games, the Clippers have been criticized for their lack of scoring and failing to win battles over the puck along the boards. Th e team has also been plagued by penalties, making too many mental mistakes.

Coach Yameen believes his team is better than they have shown so far. He is hopeful that things will turn around as they face rivals like Amesbury.

Th ere are signs that things will turn around. At the start of the season, a major concern was that neither of the starting goalies had played a single varsity game. Sophomore goaltender Noah Kolesha shares the goaltending duties with Rob Federico. Against Lynnfi eld, Rob Federico logged a shutout in net.

Th e tallest of the brothers on the ice now, Rob Federico said he has always wanted to play goalie. He tried playing defense, but didn't like it.

Nick Federico on the other hand said he loves playing

defense. “I love the hitting,” he said.

Paul Federico prefers scoring goals, although his brothers tease him that he is not the fastest skater on the ice.

Asked how he likes playing with his younger brothers, Nick Federico just smiled and said, “It is a good experience.”

The Town CommonThe North Shore’s Largest Independent Community Newspaper

978-948-8696 • www.thetowncommon.com • [email protected]

10 - 12 East Main St . GeorgetownHours Tues - Sun 11am - 8pm

978-769-5536

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Family OwnedFriendly ServiceFull Bird Seed Selection!Expert Advice

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Page 4 www.TheTownCommon.com January 8 - 14, 2014

Professional Interior PaintingJay's Painting 978-314-0140

To place an non-profit organization’s event in the Community Calendar for FREE, call 978-948-8696 or e-mail: [email protected]

Senior Moments

Community Calendar

Classified Ads

Community Calendar Continues . . .

WEDNESDAY, JANUARY 8TH

WEDNESDAY MORNING BIRDING

Join Joppa Flats Sanctuary Director Bill Gette and USFWS veteran David Weaver for this weekly birding fi eld trip in the Newburyport/Plum Island area. Appropriate for all birding levels. Wednesday, January 8, 9:30 am - 12:30 pm. Meet at the Joppa Flats Education Center, One Plum Island Turnpike, Newburyport. $17. Preregistration is not required. . Call 978-462-9998 for information about additional programs and events, or visit the Web site at www.massaudubon.org/joppafl ats.

INFLUENZA (FLU) VACCINE AVAILABLE

Th e Ipswich Board of Health will be off ering fl u shots on Wednesday, January 8th from 12-2 pm in the Health Offi ce at Town Hall, 25 Green Street. If you are interested in getting vaccinated, please call the Health Offi ce 978-356-6606 to schedule an appointment. Th e infl uenza vaccine is available to individuals 19 years of age and older and is free of charge. Please remember to bring your insurance cards and to wear clothes with short or loose fi tting sleeves to the clinic.

BEGINNER KNITTERSee Page 6 - Newbury

THE CLOCK IS TICKINGHigh school. . . the clock is ticking!

Join us for a free screening of the education documentary fi lm on Wednesday, January 8, 2014 @ 7:00 p.m. at City Hall Auditorium, 60 Pleasant St, Newburyport. Discussion session to follow. Snow date January 15, 2014. Please encourage teens to come! Regardless of nationality, as soon as a student completes the 8th grade, the clock starts ticking. From that very moment the child has approximately …Two Million Minutes until high school graduation…Two Million Minutes to build their intellectual foundation…Two Million Minutes to prepare for college and ultimately career…Two Million Minutes to go from a teenager to an adult.

How a student spends their Two Million Minutes - in class, at home studying, playing sports, working, sleeping, socializing or just goofi ng off -- will aff ect their economic prospects for the rest of their lives. How do most American high school students spend this time? What about students in the rest of the world? How do family, friends and society infl uence a student's choices for time allocation? What implications do their choices have on their future and on a country's economic future? Th is fi lm takes a deeper look at how the three superpowers of the 21st Century - China, India and the United States - are preparing their students for the future. As we follow two students - a boy and a girl - from each of these countries,

we compose a global snapshot of education, from the viewpoint of kids preparing for their future. Our goal is to tell the broader story of the universal importance of education today, and address what many are calling a crisis for U.S. schools regarding chronically low scores in math and science indicators. For more information, visit the fi lm’s website at www.2mminutes.com

HATHA YOGA CLASS Students are led through a series of

stretches, strengthening and balancing postures, twists and inversions by certifi ed yoga instructor Maura Mastrogiovanni. No registration is required, and all fi tness levels are welcome. Bring a mat if you have one and wear comfortable clothes. Class meets every Wednesday evening at the Rowley Library, 141 Main St., from 5:30-7 pm. Sponsored by the Friends of the Library, cost for students is $12 or $10 for Friends members. Call 978-948-2850 for more information.

THE THREE CHARACTERISTICS OF REALITY SPEAKER: JESSE FALLON

Th ings in life are changing, the good and the bad; they don't last. And we have the right to our own perspectives, but they are only our perspectives - others are not wrong just because they disagree with us. When we live in denial of these truths about our world, we cause ourselves (and others) unnecessary tension and anguish. Th ere's enough unavoidable pain in the world; let's recognize how we're causing optional suff ering so we can lessen it. First Religious Society, Unitarian Universalist Church 26 Pleasant Street Newburyport, Jan. 8, 7-9 pm (Parish Hall) & Jan. 18, 1-3 pm (Lower Church) Jesse Fallon has been studying and practicing dharma and meditation since 2004. He has served as the Spiritual Advisor for Wisdom's Heart, a Middle Way Center in the Gloucester area, since 2010. His passions include truths and connections that span diff erent people and viewpoints, forest and mountain hikes, Japanese light novels, and trying to make people smile. All are welcome to this free lecture, facilitated by Th oughtful Life Studies of Merrimack Valley. [email protected]

THURSDAY, JANUARY 9TH

HOMESCHOOL STUDY SESSION: SURVIVAL STRATEGIES

Monthly focus topics for homeschoolers, ages 7 to 13, each with an on-site study session and an exciting fi eld trip. Teacher: Lisa Hutchings. Th is month’s fi eld trip to the Parker River National Wildlife Refuge, is on January 23. Th ursday, January 9, 1:00–3:00 pm. Meet at the Joppa Flats Education Center, One Plum Island Turnpike, Newburyport.

$17. Preregistration is required. . Call 978-462-9998 for information about additional programs and events, or visit the Web site at www.massaudubon.org/joppafl ats.

NATURE ART CLASS: COYOTES RUNNING WILD

Children ages 6 to 11 are invited to learn how to make their own “wow” works of art with teachers Jan Morris and Lee Grover. Come for one or several of four sessions: Coming Th ursdays, January 16 (Diving with Winter Birds),January 23 (Needling with Evergreens), and January 30 (Sweet Smelling Skunks). Materials will be provided. Th ursday, January 9, 3:45-5:15pm. Meet at the Joppa Flats Education Center, One Plum Island Turnpike, Newburyport. Fee per session: $18. Preregistration is required. . Call 978-462-9998 for information about additional programs and events, or visit the Web site at www.massaudubon.org/joppafl ats.

SATURDAY, JANUARY 11TH

ALZHEIMER’S CARGIVER’S GROUP

Th e Alzheimer's Caregiver's Group will meet Saturday, January 11 from 9:00am - 10:30am at Seaview Retreat, 50 Mansion Drive, Rowley. Th is newly formed group is for caregivers caring for a loved one with diagnosed Alzheimer's or other memory impairment diseases. It meets twice a month and is led by co-facilitators Suzanne Carpentier and Dawn Edwards. You may contact Suzanne at 978-500-2523 or Dawn at 781-728-9046 with questions or for more information. Th e group off ers a safe place for sharing, as well as serving as an educational resource.

PAPER DRIVETh e All-Scout Paper Drive will be

held on Saturday, January 11th from 9:00 A.M. to 12:00 P.M. behind the First Congregational Church of Rowley on Main Street. Th e scouts will be collecting newspapers, books and magazines. Th e Boy Scouts will be collecting redeemable bottles and cans. Th e Boy, Cub and Girl Scouts of Rowley thank you very much for helping to keep Scouting active in Rowley. Th e paper drives are held the second Saturday of odd numbered months. If you have any questions please call George Pacenka at (978) 948-7918. Non-perishable items…including diapers, paper towels, toilet paper will also be collected at this time for the Rowley Food Pantry.

INTRODUCTION TO DIGITAL NATURE PHOTOGRAPHY

Mass Audubon’s Camp Wildwood Director Bob Speare leads this workshop and fi eld trip. Bring your camera and learn more about its capabilities, especially out in the wild. Saturday, January 11; 9:00 am – 3:00 pm. Meet at the Joppa Flats Education Center, One Plum Island Turnpike,

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January 8 - 14, 2014 www.TheTownCommon.com Page 5

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Newburyport. $70. Preregistration is required. . Call 978-462-9998 for information about additional programs and events, or visit the Web site at www.massaudubon.org/joppafl ats.

SATURDAY MORNING BIRDING

Weekly trip with experienced leaders in a search for avian activity in the Newburyport/Plum Island area. For beginners and birders of all skill levels. Saturdays, January 11, and 18 9:00–11:30 am. Meet at Joppa Flats Education Center, One Plum Island Turnpike, Newburyport. Fee: Adults $10 Preregistration is not required. . Call 978-462-9998 for information about additional programs and events, or visit the Web site at www.massaudubon.org/joppafl ats.

“UP CLOSE AND PERSONAL” REFUGE TOUR

See Sunday, January 12th

THE EASTERN COYOTE IN NEW ENGLAND

Mass Audubon’s Ipswich River Wildlife Sanctuary is pleased to welcome back coyote expert Christine Schadler, wild canid ecologist and New England representative for Project Coyote, a national organization that promotes peaceful coexistence with coyotes. Come learn about the natural history of this adaptable mammal and get answers to any questions or concerns you may have from an expert. : SATURDAY, JANUARY 11, 10:00-11:00 a.m. FEE: $10 ($8/Mass Audubon members). Advance registration is required; call 978-887-9264 or register online at www.massaudubon.org/ipswichriver. Make it a day – bring a bag lunch and stay for TRACKING PREDATORS ON AVERILL’S ISLAND from 12:30-4:30 p.m. with Bob Metcalfe, Naturalist with New England Discovery and a registered Maine Guide. Learn some basics of tracking predators and then head out to Averill’s Island with us, a relatively remote section of the Ipswich River Wildlife Sanctuary, where we will look for the fresh tracks of a predator that we can track through the forest. By following the trail of a coyote, fox, fi sher, or weasel, we can learn a lot about its life and behavior. Walking will be off trail so wear insulated boots and warm clothing (and bring snowshoes if conditions warrant). Th e tracking program is limited to 15 participants. FEE: $39 ($33/Mass Audubon members). Advance registration is required; call 978-887-9264 or register online at www.massaudubon.org/ipswichriver.

THE PHOTOGRAPHIC SOCIETY OF PARKER RIVER NATIONAL WILDLIFE REFUGE

Next Meeting: Saturday, January 11th at 1:30 pm in the visitor center auditorium. Th e Photographic Society welcomes anyone who has an interest in nature, wildlife, and/or photography – whether you are a total novice or earn a living by taking pictures! Th e club meets every month, generally on the second Saturday afternoon. Club activities include special presentations,

slide shows (of members’ work), intra-club mentoring and training, photo shoots, on-line photo sharing, and involvement in the refuge’s various photography-related programs, events, and outreach activities. Preregistration is NOT required to attend this program. Please call (978) 465-5753 for more information about the Photographic Society.

CAT IN THE CRADLELiz Frame and the Kickers are

coming to the Cat in the Cradle Coff eehouse on January 11. Liz has been compared to other great folk singers for her strong emotional sound and smoky tones. Th e Barn Burners, a hard-hitting country rock trio, open the show with their strong vocals, tight harmonies, and toe-tapping music. Th e Cat in the Cradle Coff eehouse is hosted by the Byfi eld Community Arts Center, 7 Central Street, Byfi eld. Admission is $5.00 at the door and beer, wine, soft drinks, and snacks are available in the Cat Café throughout the evening.

SUNDAY, JANUARY 12TH

“UP CLOSE AND PERSONAL” REFUGE TOUR

Held on the following days: Saturday, January 11th @9:30 am; Sunday, January 12th @ 1:00 pm; Saturday, January 18th @9:30 am; Sunday, January 19th @ 1:00 pm; Saturday, January 25th @ 9:30 am; Sunday, January 26th @ 1:00 pm - Join a refuge ranger for an “up close and personal” tour of the Parker River National Wildlife Refuge. Th e tour will be conducted via refuge van, with several brief “drive by” stops along the way. Th e tour will provide an “insider’s” perspective of the refuge through the multiple lenses of the cultural history of Plum Island and the Great Marsh, native wildlife and their habitats, and the role of refuge management in the conservation of these precious natural resources. Th is guided two hour program is most appropriate for older teens and adults. Binoculars and/or a camera are recommended, but not required. Meet the ranger in the lobby of the Refuge visitor center 15 minutes prior to the program start time. Each session is limited to 10 participants; no more than 4 individuals per sign-up. Again, this is a vehicle–based tour, with limited stops on the Refuge. Advance registration is required for this program, as enrollment is limited. Be advised that individual tours may be subject to cancellation. *Please note: Th ose who call and leave messages after hours, your registration is not confi rmed until you receive a confi rmation call from a Refuge staff member. Please call (978) 465-5753; to register for this program.

MONDAY, JANUARY 13TH

GARDEN CLUB MEETINGPlease join the Sea Spray Garden

Club on Monday, Jan 13th at 7:00 p.m. Start off your new year with a group of fellow gardeners for fun and informative meetings. Th is month our speaker is Laurie Pazzano. landscape

historian, with a presentation of John and Abigail Adams historic gardens.bMeetings are held at the East Parish United Methodist Church, 8 Lafayette Rd, Salisbury MA. New members and guests always welcome! Light refreshments served. For more info contact 978-388-4848

TUESDAY, JANUARY 14TH

BECOME AN EDUCATION VOLUNTEER AT JOPPA FLATS

Learn to assist children’s educator Lisa Hutchings in coastal ecology and birding programs in the fi eld and at schools. No experience necessary. Post-training commitment: two half-days per month. Tuesdays, January 14 (Weather & Wildlife), 21 (Raptors), and 28 (Animal Tracks and Night Creatures) 9:30 am – 1:30 pm. Meet at the Joppa Flats Education Center, One Plum Island Turnpike, Newburyport. Fee per session: $20. Preregistration is required. . Call 978-462-9998 for information about additional programs and events, or visit the Web site at www.massaudubon.org/joppafl ats.

WEDNESDAY, JANUARY 15TH

WEDNESDAY MORNING BIRDING ON CAPE ANN

Join Joppa Flats Sanctuary Director Bill Gette and USFWS veteran David Weaver to see the magnifi cent winter seabirds and ducks around Gloucester and Rockport. Appropriate for all birding levels. Wednesday, January 15, 9:30 am - 12:30 pm. Meet in Gloucester at the Friendly’s restaurant at the fi rst traffi c circle on Route 128. $17. Preregistration is not required. . Call 978-462-9998 for information about additional programs and events, or visit the Web site at www.massaudubon.org/joppafl ats.

HATHA YOGA CLASS See Wednesday, January 8th

WEDNESDAY EVENING LECTURE

January 15, Wednesday Evening Lecture, 7:30 pm: Local journalist Joel Brown speaks about his guidebook on the Essex Coastal Byway. Come hear his "local's view" on the byway, which links 13 towns on the North Shore of Massachusetts, spotlighting their history, culture and scenic beauty. Our Wednesday Evening Lecture series is generously sponsored by First Ipswich Bank. Cost is free for members, $10 for non-members.

WEDNESDAY EVENING LECTURE: BIRDING IN MINNESOTA AND NORTH DAKOTA

Dave Larson presents slides and stories detailing a recent birding trip to Minnesota and North Dakota. Wednesday, January 15, 7:30 pm – 8:30 pm. Meet at the Joppa Flats Education Center, One Plum Island Turnpike, Newburyport. $4. Preregistration is not required. . Call 978-462-9998 for information about additional programs and events, or visit the Web site at www.massaudubon.org/joppafl ats.

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Page 6 www.TheTownCommon.com January 8 - 14, 2014Letters To The Editor

Business Spotlight

Real Estate • For Sale

Sports • Sports • Sports

Pets, Animals, Plus

Health & Fitness

Community Announcements

Community Connections

ForSale

AMESBURY - Th e Amesbury Council on Aging along with Dr. Heidi Lilienthal, Psy.D and Whitney Willman, Yoga Instructor, is pleased to announce the launch of a yoga class for female veterans. Th is class is specifi cally for female veterans with post-traumatic stress disorder (PTSD) and military sexual trauma (MST). Th is will be a seventy-fi ve minute mat class and attendants should be able to get up and down from the fl oor with relative ease. Classes will be held over twelve consecutive weeks and will meet on Saturday mornings (time will be determined). Th is class will build new skills each session and weekly participation is crucial. Th e fi rst class will be held on Saturday, the 11th of January at the Council on Aging in Th e Provident Room. If you are interested in attending please contact Tarynne Crutchfi eld, MSW Intern at the Amesbury COA to be screened. She can be reached at (978) 388-8138 extension 551.Th is class is open to female veterans from Amesbury and the surrounding communities.

------------------------------------------------------------AMESBURY - Th e Market Street Baptist Church, 37 Market Street, Amesbury is hosting an 8-week Junior Church Basketball Winter Program for both girls & boys ages 5-8 in the church gym on Fridays from January 31 until March 21 at 6:30 - 8:00 pm. Th is program is a noncompetitive, instructional league designed to teach fundamental basketball skills and basic Bible knowledge in a fun and engaging manner. A suggested donation of $10 per child to help defray expenses. Please make check payable to: MSBC/Bball. Space is limited. To register in advance contact the church offi ce at 978-388-0930 or [email protected]. All are welcome. Registration Time is on January 31 from 6:00-630 pm.

------------------------------------------------------------AMESBURY - Troop 4 Boy Scout History Book is for sale at Market Street Baptist Church, 37 Market Street, Amesbury. “Boy Scouts of America Troop 4, Amesbury MA of Market Street Baptist Church History 1957-2009” is a 240 page book by Dianne Dostie Cole is a chronological history of Troop 4 compiled from church records, local newspaper articles as well as scout memorabilia ending with the 50th Anniversary celebration. Color photos as well as black & white are included in the book. It can be purchased at the Church Offi ce for $30.00. Call 978-388-0937 or email [email protected]. Proceeds go 100% to Troop 4.

------------------------------------------------------------BYFIELD - Th e food pantry at the Community United Methodist Church in Byfi eld is open to area residents every Friday from 1-3pm (please note time change) Th e pantry is located at the church, 11 Central Street, Byfi eld. For additional information contact the church at 978-465-5946.

------------------------------------------------------------GEORGETOWN - Th e Friends of the Georgetown Peabody Library are pleased to host a return visit of Dr. Paul Janson on Wednesday, January 29th, from 6:30 - 8:00 pm. Janson has recently published a medical mystery titled Mal Practice. He was a featured speaker last year, introducing his series of books about adoption, Child in Our Hearts. Join us for a lively discussion, Q & A, and book signing. Th ere will be light refreshments and books for sale. For Georgetown Peabody Friends of the Library: Amy Smith, 978.590.8502, [email protected].

------------------------------------------------------------GROVELAND - On Jan. 22 at 6 p.m patrons of the Langley-Adams Library in Groveland are invited to attend the initial meeting to start a new Friends of the Library group. Th e friends group will be a volunteer membership group that will advocate for the library and conduct fundraising to supplement the library's operating budget. Fundraising helps pay for programs, museum passes, and much more. All are welcome, even non-Groveland residents. Refreshments will be served. 185 Main Street, Groveland, MA. For more information please call 978-372-1732 or visit langleyadamslib.org.

------------------------------------------------------------IPSWICH - Ipswich Public Library off ers expanded services to its patrons with eBooks and downloadable audiobooks available to enjoy from the library’s website. Library card holders can borrow popular digital media anytime, anywhere by visiting: www.ipswichlibrary.org. Users may browse the library’s website, borrow titles with a valid library card, and enjoy them on all major computers and devices, including iPhone®, iPad®, Nook®, Android™ phones and tablets, and Kindle®. Available eBooks can be read immediately on any device with an internet browser. All titles will automatically expire at the end of the lending period. Th ere are no late fees! Th is digital service is free for users with a library card. To get started enjoying eBooks and audiobooks visit www.ipswichlibrary.org. Click on Collections, then Digital Collection, then Audio Books & e-Books from Overdrive. You can fi nd helpful tools and information, such as contacting support, by clicking the Help button on the digital collection.

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NEWBURY - Beginner Knitters of all ages, Newbury Town Library, 3:30-5:00 Wednesdays, Beginning January 8th - Donna Callahan will be teaching newbies how to knit at the Newbury Town Library on Wednesdays in January and February from 3:30 – 5:00 PM. Donna will provide all of the materials needed for this fun class. All you need to bring with you is your desire to learn how to knit. Please call, sign up online or stop by the library to register in advance for this fun free class. Newbury Town Library, 0 Lunt Street, Byfi eld, MA 01922, 978-465-0539, www.newburylibrary.org

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January 8 - 14, 2014 www.TheTownCommon.com Page 7 ------------------------------------------------------------

ROWLEY - Th e Rowley Public Library is pleased to announce that it now off ers the Mango Languages online language-learning system to its patrons. Learning a new language with Mango Languages is free for all library patrons, and off ers a fast and convenient solution for our community’s increasing language-learning needs. Each lesson combines real life situations and audio from native speakers with simple, clear instructions. Th ere are more than 40 foreign language courses available and 16 English as a Second Language (ESL) courses. “If learning a new language is a goal for the new year, this is a great opportunity” said Library Director Pamela Jacobson. To learn more about Mango and get a preview of what the program has to off er, stop by the library and we will give you an introduction. You can access Mango through the library website at www.rowleylibrary.org. For more information, contact the Rowley Public Library at (978)948-2850.

------------------------------------------------------------SALISBURY - Salisbury Lions Club King Lion David "Chuck" Colburn announced today the Salisbury Lions Club is again participating in the Anton Cleaners "Coats for Kids Project". Th e Lions will collect all sizes, good quality used winter coats and winter jackets from infants to adults may be left at the Salisbury Senior Center, 43 Lafayette Road (U S Route 1); Wash & Wags, 8A Beach Road ( U S Route 1A); Tom's Discount Store, 175 Elm Street (SR 110) and Lena's Seafood Restaurant, 131 Rabbit Road. Coats are collected and brought to Anton's Cleaners where they are cleaned for no charge and distributed through Anton's distribution partners such as Massachusetts Community Action Programs, Salvation Army, BUMC Outreach Van Project, and Catholic charities amoung others who will insure that coats get to those who cannot aff ord one during the cold winter months. Th e collection has kicked off and the Lions will be collecting until Friday,January 10th. Please insure the coats and jackets are without stains or rips and zippers are working

------------------------------------------------------------SALISBURY COA HILTON SENIOR Center 43 Lafayette Rd Salisbury is open to all and presents the following opportunities. To register or for more information call the Hilton Center at 978-462-2412. SHAPE UP FOR THE NEW YEAR! Why wait? Commit to be FIT. Ongoing - Shape Up at the Salisbury COA Hilton Center 42 Lafayette Rd Salisbury; Exercise to Music Tuesdays 9:00 – 10:00 cardio and strength conditioning; Gentle Stretching Tuesdays 10:15-11:15 tone up your mind, body and spirit; Zumba Gold – Wednesdays 9:00 a.m. low Latin inspired dance class that’s easy to follow; Senior Fitness Wednesdays 10:15 until 11:00 New to exercise? Th is class is for you; Line Dancing Th ursdays 9:30 – 10:30 a.m. Get in shape and have fun doing it.; Strength, Balance & Conditioning Wednesdays 4:15p.m. ALL AGES – use resistance bands to improve muscular strength and endurance; Zumba Toning – Fridays 8:30am Build strength & tone with fi tness and dance moves. Western Astology Lessons, 4 week program – FREE: Beginning January 15th Wednesdays 3PM – 4PM Join Linda Doodnah to write your own astrological Chart. “Expand the perspective of your life with vision and knowledge of the sky. Discover secrets of the stars and planets on our world and lives. Decipher your life purpose and personality as you learn to read your own astrological chart. Use planetary transits to your advantage by analyzing the essence of the energies. Discover the meaning behind the Cycles of the Moon. Drop in, taste the nectar of universal thinking.” All you need to bring is a notebook, pen and an open mind. Please call to pre-register at 978-462-2412

------------------------------------------------------------TOPSFIELD - Mass Audubon’s Ipswich River Wildlife Sanctuary in Topsfi eld is seeking volunteers to greet and assist our visitors on weekends in our beautiful accessible Visitor Center. Duties include welcoming and assisting visitors, answering telephones, taking new memberships and program registrations, and gift shop sales. Hours are fl exible. We off er ongoing training and support, and the enjoyment of working with a great team of staff and volunteers in a beautiful location. For more information, please visit our website at www.massaudubon.org/ipswichriver or contact Susan Baeslack, Volunteer Coordinator, [email protected] or (978) 887-9264 ext. 7707.

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James & Carolyn McCormack, 155 Linebrook Rd., Ipswich Colin and Wendy Smith, 186 High St., Newbury Earle Hazen, 34 Ipswich Rd., Topsfield Jean Allen, 45 County St., Ipswich Ken & Georgia Winn, 11 Kittery Ave., Rowley Jason & Jennifer Conant, 17 Crane St., Danvers Gayle Bombard, 153 King St., Groveland Dennis & Cynthia Durrell, 23 Hanover St., Newbury Charles & Mary St. Laurent, 38 Woodland Rd., Georgetown Lisa Colby, 40 Thompson, Amesbury Mark Roberts & Diedre Lawrence, 77 Killam Hill Rd., Boxford Roger & Patty Martin, 5 River Rd., Ipswich Jerome Tinel, 4 Bush Hill Rd., Ipswich Karen Corning, 42 Broadway Ave., Ipswich Richard Murphy, 405 Diane Circle, Groveland Marjorie Voltero, 31 Nelson Ave., Georgetown Peter & Dorothy Hitchcock, 12 Spring Hill Rd., W. Newbury

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DONE

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Page 8 www.TheTownCommon.com January 8 - 14, 2014

Advertise Here!978-948-8696

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Do you wonder how you could better manage fi nances? You're not alone. When it comes to money, most people are far from perfect. Whether you make $20,000 a year or $200,000, some simple steps can start you on the right fi nancial path, and some of them only take a few minutes to complete.

"Personal fi nance is an intimidating topic, especially if you've made mistakes in the past," says Michael McAuliff e, an adjunct instructor at Morton College and president of the nonprofi t Family Credit Management. "But everyone has the opportunity to start fresh and make improvements. Your past missteps don't have to dictate your fi nancial future if you resolve to be proactive today."

McAuliff e recently co-authored a fi nancial workbook titled "Personal

Finance Made Easy." Th anks to a grant from State Farm, the workbook can be downloaded for free at www.familycredit.org, or you can request a hard copy be

mailed to you free of charge. You can use the workbook alone or pair with the free online video lessons. Topics covered include money

management, savings, investing and more.

McAuliff e suggests 10 simple ways for you to start improving your fi nances immediately:

1. Stop, think, save - When out shopping, don't mindlessly pile things in the cart. Take a moment to stop, think what you really need, and save by not buying extras. Cutting unnecessary spending is easy when you make a habit of briefl y pausing to analyze what you really need.

2. Cut 5 percent - If your employer cut your paycheck by 5 percent, you'd be unhappy, but you'd still be able to survive. Why not make that cut now? Reduce the extras like your daily

latte or weekly visit to the salon and the savings will mount quickly.

3. Save - Every little bit counts when it comes to savings. If you

A serving of this tasty apple salad is the perfect way to practice grandma's advice, "An apple a day keeps the doctor away." I might add that a serving of this keeps the boredom away from your meals, too!

3 cups (6 small) unpeeled diced Red Delicious apples1/4 cup raisins1 cup (1 8-ounce) can crushed pineapple, packed in fruit juice,

drained1/2 cup miniature marshmallows3/4 cup reduced-calorie whipped topping2 tablespoons fat-free mayonnaise

1 teaspoon lemon juice

1. In a medium bowl, combine apples, raisins, pineapple and marshmallows. In a small bowl, combine whipped topping, mayonnaise and lemon juice. Add dressing mixture to apple mixture. Mix gently to combine.

2. Cover and refrigerate for at least 30 minutes. Gently stir again just before serving. Serves 6 (2/3 cup each).

¥ Each serving equals: 96 calories, 0g fat, 0g protein, 24g carb, 144mg sodium, 1g fi ber; Diabetic Exchanges: 1 Fruit, 1/2 Starch.

Grandma's Apple-Pineapple Salad

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The Elephant Man will have 15 performances in the STC Theater – 90 Lafayette Street in Salem, from January 23 – February 15, playing Thursday through Saturday at 7:30 p.m. and Sundays at 3:00 p.m. Tickets are $25 with discounts for Seniors ($20) and Students ($10) and are available online atwww.salemtheatre.com or by calling Ovation Tix at 866-811-4111. Salem Theatre Company performs at the STC Theatre, 90 Lafayette Street in downtown Salem.

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COMEDY NIGHT FUNDRAISER-OPEN TO THE PUBLIC!! Timothy’s Club- 225 Newbury Street, Danvers MA

come early and eat at Timothy’s… for dinner reservations CALL 978.774.7270 Saturday, January 25, 2014

7:00pm-12:00am (show starts at 8:00pm) Music by DJ Matt Grenier to follow show

PINE GROVE PTA PRESENTS

COMEDY NIGHT at Timothy’s

JOIN PINE GROVE FOR A NIGHT OF FUN, LAUGHS & DANCING

$25 per person Reserve your own table for parties of 2 to 10

Contact Celeste for Tickets and Reservations [email protected] 978.973.2125

Professional InteriorPainting~~~~~~

Jay's Painting 978-314-0140

save just $5 a day - the cost of a fast food lunch - you'll have $1,800 in a year. It's OK to start slow and build momentum. Th e ultimate goal should be to save at least 10 percent of your net income (income after taxes and other deductions).

4. Budget - It sounds simple, but most people don't have a solid budget. Create a spending plan now and stick to it. List all expenses and see where adjustments can be made. Refer back to your budget regularly to stay on track.

5. Keep multiple savings accounts - Th e less accessible your money is, the easier it is to reduce spending. Keep multiple savings accounts and pay yourself fi rst. One savings account could be designated for an emergency fund, another for a new car or a future vacation.

6. Make it visual - Discourage overspending by reminding yourself

10 Simple Ways to Instantly Improve Your Finances in 2014

The Town CommonThe North Shore’s Largest Independent Community Newspaper

978-948-8696 • www.thetowncommon.com • [email protected]

Clothes EncountersMillWalk CollectionRETIREMENT SALE

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why you are trying to save. A photo of your vacation destination, for example, illustrates what you're saving for; put it everywhere you spend money - wallet, computer monitor, vehicle, etc.

7. Make your money work for you - Consistent contributions add up over time, and thanks to the power of compound interest, the longer you leave your money untouched in a savings account or other investment, the more it can grow.

8. Home savings - If you own a home, you know it can cost a lot of money. Cut costs by doing home improvements and maintenance jobs yourself rather than hire out. Call your insurance agent and see if there is a lower rate for homeowner's insurance. Check into refi nancing while rates are still low.

9. Manage checking accounts - You need a checking account, but are you really keeping track of your

money? Online banking makes it easier than ever to balance your checkbook, track your spending and set up alerts when your balance goes under a certain amount.

10. Review your credit report - From mortgages and car loans to employment and renting eligibility, your credit report and score aff ect many aspects of life. You can review your credit report for free annually by going to www.annualcreditreport.com. Make sure you know what's on it and make corrections as necessary.

For more practical fi nancial tips, visit www.familycredit.org and order your free "Personal Finance Made Easy" workbook. In addition to partnering with State Farm on this project, FCM received grants from Bank of America, Barclays Bank and AICCCA (Association of Independent Consumer Credit Counseling Agencies.)

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Building Vs. Home Purchasethe subdivision plan itself. You would be able to determine if your neighbor had the right to cut down all the beautiful woodlands on his property that had attracted you in the fi rst place. Th e documents may show that those woodlands may never be cut down and that directly aff ects the resale value of the home you build.

Th e plat may show utility easements (the right of use or way over your land) that will restrict or prohibit construction. Th ese easements can not always be seen, but their existence will determine what you can or can not do with the land.

Land within subdivisions generally comes with restrictions that limit the control you will have over your property. Limiting control is not necessarily a bad thing as restrictions exist to maintain certain standards of living and are applied to all owners within that subdivision. Without restrictions, a neighbor could decide to raise attack dogs in an unfenced back yard while another neighbor could express his inner self with lime green exterior paint that irritated the dogs.

Another consideration that must be addressed when evaluating land costs is the topography of the land itself. Is it mostly ledge that must be blasted? Is it on a slope that must be fi lled in with additional soil? Are there already utilities at the site? Is there water or sewerage at the site or will you have to drill a well and install a septic? Th e costs to preparing the land for building may be so high that once your home is built on such a top heavy site, you may never get a return on the value invested. After all, it would still only be one single

Sometimes the frustration of not fi nding just the right home to purchase leads folks to consider building the exact home they envision. Finding suitable land requires more homework than fi nding suitable houses that have already undergone the research and development of the land involved in building. Before embarking on a journey that may lead to either your dream home or your nightmare, there are preliminary steps to follow.

Once you have located a parcel that feels like home to you, go to the town (or city) hall to check with the planning and zoning departments. Ask what the long range plans may be that would aff ect your enjoyment of your property. Heartbreak only begins to describe the aftermath of building a lifelong dream house next to lush natural surroundings that were subsequently cut down to make way for the super highway that had been in the planning for years. Th ere may also be a school or a park planned that would bring all the crowds and ballplayers to your dinner table daily.

If you are certain that a future municipal airport will not be sharing your air space every night, you will want to determine if the land is in a recorded subdivision or lies within unrecorded acreage. Subdivisions come with plats (maps) that will have more updated details than

family home in a market that will not reward the preparatory work involved in building it.

Building your own home on the perfect location is enormously rewarding when the research has been as thorough as is reasonably possible. When looking for land for homebuilding, it is imperative that you engage the services of knowledgeable professionals. Your Realtor, Builder and Lender should be with you throughout the process to avoid fi nding baseballs crashing through your picture window that overlooks the new town dump with aromas that fl oat on the breeze to your patio that sits under the Boeing 747 that roars overhead periodically drowning out the symphony from super highway traffi c that appeared after you built that dream home.

Broker/REALTOR® Janet Hilton is a former practicing attorney and critical care RN who with her husband, retired Lynn Fire Lieutenant George Hilton, owns and operates Country Crossroads Realty Associates, LLC. For all your North Shore real estate needs, you may reach Janet directly at 781-405-4867 or visit www.countrycrossroadsrealty.com.

Sold Single Family HomesAddress, Town Description DOM List Price Sold For Orig Price55 Rabbit Rd, Salisbury 5 room, 3 bed, 1f 1h bath Cape 39 $135,000 $130,000 $145,900 377 Boston St, Topsfield 6 room, 3 bed, 3f 0h bath Ranch 17 $200,000 $190,000 $200,000 28 Winthrop St, Essex 7 room, 3 bed, 1f 0h bath Ranch 9 $319,000 $329,000 $319,000 13 Congress St, Amesbury 7 room, 3 bed, 2f 1h bath Colonial 117 $324,900 $324,900 $324,900 41 Birchmeadow Rd, Amesbury 8 room, 4 bed, 2f 0h bath Colonial 230 $365,000 $370,000 $379,900 12 Arrowhead Rd, Topsfield 8 room, 3 bed, 2f 0h bath Cape 158 $375,000 $360,000 $419,900 1 Cherry St, Wenham 10 room, 4 bed, 2f 1h bath Colonial 43 $495,000 $474,000 $495,000 17 Mill Run Rd, Boxford 9 room, 4 bed, 2f 1h bath Colonial 66 $474,000 $460,000 $519,000 4 Main St, Wenham 8 room, 4 bed, 2f 1h bath Antique 113 $549,000 $522,500 $549,000 11 Burnham Rd, Wenham 7 room, 3 bed, 3f 0h bath Contemporary 174 $480,000 $467,750 $564,000 60 Herrick St, Boxford 9 room, 4 bed, 2f 1h bath Colonial 49 $569,000 $541,000 $569,000 187 Western Ave, Essex 7 room, 3 bed, 2f 1h bath Gambrel /Dutch 71 $548,000 $520,000 $582,000 24 Sunrise Rd, Boxford 9 room, 3 bed, 2f 2h bath Contemporary 39 $619,000 $619,000 $619,000 9 Upland Ln, Ipswich 7 room, 4 bed, 3f 0h bath Colonial 61 $699,900 $665,000 $729,900 63 Sheffield Rd, Boxford 11 room, 4 bed, 3f 1h bath Colonial 94 $1,099,000 $1,025,000 $1,099,000

Single Family Listings: 15 Avg. Liv.Area SqFt: 2,366.13 Avg. List$: $483,453 Avg. List$/SqFt: $198Avg. DOM: 85.33 Avg. Sale$: $466,543 Avg. Sale$/SqFt: $192

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Letters To The Editor

Business Spotlight

Real Estate • For Sale

Sports • Sports • Sports

Pets, Animals, Plus

Health & Fitness

Community Announcements

Community Connections

ForSale

The Town Common

Contact your Advertising Consultant today!

P: 978-948-8696 • F: [email protected]

Jack Cook’sRubbish Service

AffordableWeekly Pickup

and Extra Services~ Fall Clean-Out ~

84 Main St., Rowley, MA978-948-7228

www.rowleyrealestate.com Phone 978-948-2758 • Fax 978-948-2454

165 Main St., P.O. Box 101, Rowley, MA 01969

ROWLEY REALTY

FREE Market Analysis! Are you thinking about selling your home, but are confused about whether now is a good time to do so? Rowley Realty can help you! With over 35 years of experience in Rowley and surrounding towns, we are very familiar with the current local real estate market. Call us and let us guide you through the complicated process of list-ing your home for sale. We would be happy to discuss your options and help you market your home. Pauline at 978-314-7341 or John at 978-835-2573.

DONE

The Town Common

Contact your Advertising Consultant today!

P: 978-948-8696 • F: [email protected]

Jack Cook’sRubbish Service

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and Extra Services~ Fall Clean-Out ~

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Senior Scene

The Town Common

Contact your Advertising Consultant today!

P: 978-948-8696 • F: [email protected]

Law Office ofElaine M. Dalton

Wills, Trusts, Probate, Elder LawMedicaid Applications

www.elainedaltonlaw.com978-373-1120

Just in time for New Year's resolutions come multiple studies about the surprising benefits of exercise. One recent study even concludes that in some cases, exercise is more effective than prescription drugs.

In a U.K. study reported in the British Journal of Medicine, researches scoured the results of hundreds of controlled trials to compare the benefits of exercise versus drugs. This was no small review: They considered the information on more than 300,000 patients. Surprisingly, in diabetes and coronary heart disease, drugs and exercise produced the same results. Patients who'd had a stroke and were in rehab actually fared better on exercise than on drugs.

In a combination of a dozen other studies, researchers verified that physical exercise lowers blood pressure. Specifically, four hours of exercise per week correlated to nearly a 20 percent lower incidence of high blood pressure. Exercising one to three hours per week lowered that level to 11 percent. Being physically active on the job, however, did not lower high blood pressure, leading one researcher to comment that health guidelines don't distinguish between work and leisure activities, but they should.

In yet another study, researchers determined that those who have dementia will think more clearly as a result of exercise. If a dementia patient lives at home, caregivers were encouraged to find exercise programs in the community. Dementia patients in care facilities also should be offered exercise programs. In yet another study of 16 trials, exercise improved cognitive function in patients with varying levels of dementia.

Clearly there are some serious benefits to exercising. No matter what the state of your health, always ask your doctor for advice before embarking on a program.

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Send email to [email protected]. (c) 2013 King Features Synd., Inc.

Exercise Offers Some Surprising Benefits

Sing, Clap & Be Happy

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DONE

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Need a lawyer?Talk to us.

ROSSANDROSSA T T O R N E Y S A T L A W

Arthur K. Ross, Jr. • Peter M. RossDowntown Ipswich – 20 Market St. • rossandrosslawyers.com 978-356-2000

What kind of law do we do? Estate plans. Civil litigation. Criminal defense.Business law. Representing clients before Town boards. And more.Need a lawyer? Come see us.

Ad #1

For Client /Newspaper use only – this does not print:This PDF – dated 06/10/11 – replaces all previous PDFs of this ad. Please destroy all previous PDFs of this ad.

Questions? Call Acorn Advertising, 781-643-2928.

Actual ad size – 4” x 2” (Town Common )

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Please call our office to schedule a complimentary 30 minute consultation.

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systematic review of long-term tooth and implant survival rates believe that a more conservative approach could be warranted that emphasizes treating the tooth over extracting and replacing it. Data from the study indicates that preserving teeth by proper periodontal treatment and a careful and frequent maintenance program may give the same, or even better, results for the long run, without requiring a dental implant placement, which is not without risk.

Dental implants are a great way to replace missing teeth. They have revolutionized dentistry and give many people the enjoyment of tooth replacement that feels as natural as you can get. However, their availability shouldn't be a cause or reason to extract a tooth rather than treating it. Assessing the tooth in question for the appropriate treatment is complex, with a host of factors influencing the outcome. But all means of treatment should be considered before resorting to extraction and implant placement, according to the researchers.

Tooth loss due to periodontal disease is only one reason teeth are replaced with dental implants. Teeth that are not restorable due to decay, failed root canal treatment, and fractured roots are other reasons.

Just as teeth can fail due to

periodontal disease, dental implants also have a short-term and long-term failure rate. Percentages for these vary depending on sources but 10-year implant survival is above 90%.

There are plenty of good reasons to replace teeth with dental implants. The research presented simply suggests considering things such as the patient’s past dental history, amount of bone loss, history of smoking and predictability of tooth retention among others before making the irreversible decision of extracting a tooth.

Although most of the decisions for replacement of teeth with dental implants are pretty straightforward, if there is ever a question, a second opinion from a periodontist or oral surgeon never hurts. People don’t want dental implants; they want what dental implants do. They want them to act like their own teeth. Make sure the reasons for getting rid of your own make sense to you.

Dr. St. Clair maintains a private dental practice in Rowley and Newburyport dedicated to health-centered family dentistry. If there are certain topics you would like to see written about or questions you have please email them to him at [email protected]. You can view all previously written columns at www.jpeterstclairdentistry.com/blog.

The most common reason people lose teeth is periodontal “gum” disease, which is a destruction of the bone and other supporting structures. The most common way to replace teeth today is the use of dental implants. Dental implants replace the roots of the teeth and also rely on the bone as a supporting structure.

Dental implant technology has improved steadily over the past few decades as materials and the understanding of bone integration has advanced. So, when does it make sense to abandon treating a natural tooth and replace it with a dental implant?

In a recent article published in the Journal of the American Dental Association (JADA), it was reported that there is a trend towards extracting diseased teeth earlier than in the past, and replacing them with dental implants. This trend might be related to the perceived high implant survival rate and the relatively safe nature of the procedure.

Researchers who completed a

Health & Wellness

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DONE

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ClassifiedForm Usethisformtosubmityourclassifiedentry

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PaymentClassified Ads must be paid for prior to publication. No billing options exist for classifieds. Cash, Checks, or Credit Cards Accepted. Checks made payable to: The Town Common DEADLINE:

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ARIES (March 21 to April 19) It's a good time to take a much-needed break from your recent hectic schedule and spend some time in quieter surroundings. Important news could arrive early next week.TAURUS (April 20 to May 20) The Taurean traits

of reliability and thoroughness could be well-tested when decision-makers consider your proposals and/or requests. Be prepared to answer some probing questions.GEMINI (May 21 to June 20) A sudden attack of boredom leaves you with some tasks undone. It's OK to take a short respite. But get back to work by week's end so that you have time for other projects.CANCER (June 21 to July 22) Avoid prejudging a situation just because it looks bad. Facts could emerge that would make your position uncomfortable, to say the least. A relative has interesting news to share with you.LEO (July 23 to August 22) This is a good time to begin reassessing some of your recent decisions about your long-range goals to see if they still have merit. Spend more time with loved ones this weekend.VIRGO (August 23 to September 22) An unsettled situation at home or on the job early in the week could drain your energy levels, making it difficult to get your work done on schedule. But things improve by midweek. LIBRA (September 23 to October 22) A temporary setback could give you time to

go over your plans to find weaknesses you might have overlooked before. A romantic getaway with that special person is favored this weekend. SCORPIO (October 23 to November 21) Professional and personal situations benefit once you set a positive tone in getting things off to a good start. Honest dialogue smoothes over any occasional display of balkiness.SAGITTARIUS (November 22 to December 21) A problem with workplace colleagues or family members seems to defy even your sage counsel. But be patient. Your words eventually will lead to a resolution. CAPRICORN (December 22 to January 19) Don't just wait out that unexpected and unexplained delay in your career move. You could gain added respect if you ask why it happened and what you can do to move things along. AQUARIUS (January 20 to February 18) Although your workplace strategies usually are accepted, you could be challenged by someone who isn't so favorably impressed. Be prepared to defend your positions.PISCES (February 19 to March 20) Your friendship circle expands, with new people coming into your life at this time. Welcome them warmly. But don't neglect those cherished longtime personal relationships.BORN THIS WEEK: You love to search for knowledge and share it with others. You would make an especially fine teacher.

(c) 2014 King Features Synd., Inc.

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Senior Moments

Community Calendar

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FOR RENT

APTS FOR RENT: 45 Mansion Drive, #2 or #3, Rowley, MA: #2 is Sq. Ft. 950 #3 is 750 Sq. Ft. each with 1 bed, 1 bath, light, bright, modern kitch-en with granite counter tops and stainless steel appliances. Stunning views overlooking pastures, paddocks, marshlands

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Salisbury AutoSalvage

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ODD JOBS

and sunset/ocean views of Plum Island Sound, the Isles of Shoals and Crane's Beach. Everything included except phone and cable. Accessible to amenities and major highway routes. Potentially perfect for execu-tives and/or independent living situations. Each at $1,500/mo. 978-423-2103

BARN / STALLS FOR RENT: 45 Mansion Drive, #C, 1 Bath. Prime equestrian business/school opportunity set atop 15 acres on a hidden scenic hill overlooking the Isles of Shoals, Plum Island Sound and Crane's. Includes 3 barns, 22 stalls, hay storage, office, tack rooms, feed room, 1/2BA, hydrant, observa-tion rm with indoor (120x60) and outdoor (100x300) rings raked 2-3 times a week; judg-es' observation deck and shack for eventing, lighting, PA and iPod, cordless mic media sys-tem. 15-17 150x150 paddocks Everything incl. except cable. Great for clinics. $8,360/mo. 978-423-2103

NEWBURYPORT - One Bedroom Attic Apartment on Hight St. Off Street Parking, Short Walk to Downtown, Pets

OK. $835/month utilities not included. Call Nancy at 401-447-2763

TWO BEDROOM 1.5 Bath Antique Home. Two fireplac-es, L. R., Dining Room, Walk to MBTA. Downtown Rowley Location. Updated. $1500/Month. Call 978-204-9483

FOR SALE

2001 FORD TAURUS - Runs great. New battery and four new tires. Selling for $2500 or best offer. Call 978-228-0087

PUPPIES

ACA REGISTERED PEKINGESE PUPPIES : Home raised, well socialized, first shots, health certificate, three generation pedigree and come pre-spoiled. Available for September $800 (978) 407-6226

RENTAL WANTED

SEEKING QUIET, longterm 2 bedroom/2 bath house rental for RN, excellent 1 dog. 978-257-3114.

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Master Carpenterwith 25yrs

Experience

For All Your Repair and Maintenance Needs!

• Window/Door Repair• Handrails & Grab Bars• Exterior Trim Repair• Plus much, much more!

• Winterizing/Caulking/Sealing• Cabinets/Counters/Storage • Crown moldings

978-462-1994

Clean & Courteous

Local Referrals

HIC # 154945 LIC # 046117CALL The Handyman

Master Carpenterwith 25yrs

Experience27

HANDYMAN

WOOD

FIREWOOD, All Hard Wood, 16 Inch Seasoned, Green, Semi-Seasoned. Same Day Delivery. $235 and up per cord. M. Kovalchuk 978-204-9483

COMPUTERS

$19,995

The Town CommonThe North Shore’s Largest Independent Community Newspaper

978-948-8696 • www.thetowncommon.com • [email protected]

Expert Local Computer Services Home & Business, Windows/Macs Virus Removal, Data Backup Software/Hardware Support We are here for you!

CALL (978) 346-4087 * $10 off labor charge only. Expires 12/31/2013 TC-1 Est. in 2004

$10 off*

HORSE BARN For Rent In Groveland. Two Stalls, aisle, tack room. Outdoor riding pad-dock. Water, lights and parking. $600.00 Call Bill 978-372-5554

FREE APPRAISALCall Peter Pratt

1-800-870-4086 or 978-352-2234

O PE N S U N D AY S T H RU T H E H O L I D AY S ! HOURS VARY, CALL FIRST

WANTED TO BUYGold Scrap, Gold Coins, Post CardsSterling Silver......$15 per Troy oz.Silver Coins pre1965....$11 per $1.999 Silver Bars.............$18 per oz.US Silver Dollars............$17 eachWartime Nickels 1942-1945....$0.75 eaUS Clad Half Dollars 1965-1969....$2.00 ea

HOBBY SUPPLIESRemote Controlled Vehicles

ESTES Rockets & Supplies,Plastic & Wood Models / Supplies

Autos, Trucks, Planes, Ships & morePineCars & Derby SuppliesX-Acto Sets, Paints & More

METALDETECTORS

COINSITEMS WANTED – Wanted by Pratt Coin and Hobby in Georgetown. U.S. Coins, silver, gold, foreign world money. Old pocket watches, wrist watches, costume jewelry and post cards. Wheat pennies, Pre-1958 - 2 1/2 cents each.

1-800-870-4086 or 1-800-870-4086 or

Remote Controlled VehiclesESTES

Remote Controlled Vehicles Rockets & Supplies,

The Town CommonWeekly Community Newspaper

Contact your Advertising Consultant today!

P: 978-948-8696 • F: [email protected]

PRATT HOBBY SHOPWould like to thank the hundreds of people that have patronized my store this past year.

Merry Christmas and a Happy New Year to All!Merry Christmas and a Happy New Year to All!Please stop by for a free magnet calendar “2014”

Old Coins WantedPratt Hobby Shop • 20 East Main St. • Georgetown, MA.

pratthobbyshop.com • 800-870-4086 • 978-352-2234

20 E Main St, Georgetown, MA Mon-Fri 8:30a-6p, Sat 10a-5p

Phone 978-352-2234

DONE

VERY Generous commissions, Quality Leads, Supportive Team, Flexible schedule,

No cap on earnings

This opportunity truly pays well for attentive, consistent and persistent individuals.

Bonuses and Perks too!

Perfect Position for recent/current Marketing Grads or Mother's looking for a fl exible schedule

Only SERIOUS candidates need apply!

WANTED

77 Wethersfield St., Rowley, MA 01969E-mail: [email protected]

MOTHERS & OTHERSfor Inside/Outside Sales

The Town Common

Page 16: Ttc 01 08 14 vol 10 no 10 p1 16

PB

Page 16 www.TheTownCommon.com January 8 - 14, 2014

$69.95 For the First 4 Rooms Cleaned

Affordable Quality ServiceFree EstimatesLicensedInsuredBonded

Prices Starting...

MA (978) 416.0602NH/ME (603) 685.3182

MA (978) 416.0602NH/ME (603) 685.3182

DONE