div class=ts-pagebutton class=gotoPage data-page=1Page 1button div class=ts-imagea href=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5page1jpg target=_blank img data-url=the-us-department-of-education-has-written-a-letter-this-letter-addresseshtmlpage=1 data-page=1 class=ts-thumb lazyload alt=Page 1: The US Department of Education has written a letter this letter addresses the holders of FFELP and Perkins loans the Department follows the same two-step analysis when evaluating loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5thumbnails1jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=2Page 2button div class=ts-imagea href=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5page2jpg target=_blank img 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holders of FFELP and Perkins loans the Department follows the same two-step analysis when evaluating loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5thumbnails3jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=4Page 4button div class=ts-imagea href=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5page4jpg target=_blank img data-url=the-us-department-of-education-has-written-a-letter-this-letter-addresseshtmlpage=4 data-page=4 class=ts-thumb lazyload alt=Page 4: The US Department of Education has written a letter this letter addresses the holders of FFELP and Perkins loans the Department follows the same two-step analysis when evaluating loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5thumbnails4jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=5Page 5button div class=ts-imagea href=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5page5jpg target=_blank img data-url=the-us-department-of-education-has-written-a-letter-this-letter-addresseshtmlpage=5 data-page=5 class=ts-thumb lazyload alt=Page 5: The US Department of Education has written a letter this letter addresses the holders of FFELP and Perkins loans the Department follows the same two-step analysis when evaluating loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC 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href=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5page7jpg target=_blank img data-url=the-us-department-of-education-has-written-a-letter-this-letter-addresseshtmlpage=7 data-page=7 class=ts-thumb lazyload alt=Page 7: The US Department of Education has written a letter this letter addresses the holders of FFELP and Perkins loans the Department follows the same two-step analysis when evaluating loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5thumbnails7jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=8Page 8button div class=ts-imagea href=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5page8jpg target=_blank img data-url=the-us-department-of-education-has-written-a-letter-this-letter-addresseshtmlpage=8 data-page=8 class=ts-thumb lazyload alt=Page 8: The US Department of Education has written a letter this letter addresses the holders of FFELP and Perkins loans the Department follows the same two-step analysis when evaluating loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5thumbnails8jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=9Page 9button div class=ts-imagea href=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5page9jpg target=_blank img data-url=the-us-department-of-education-has-written-a-letter-this-letter-addresseshtmlpage=9 data-page=9 class=ts-thumb lazyload alt=Page 9: The US Department of Education has written a letter this letter addresses the holders of FFELP and Perkins loans the Department follows the same two-step analysis when evaluating loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5thumbnails9jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=10Page 10button div class=ts-imagea href=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5page10jpg target=_blank img data-url=the-us-department-of-education-has-written-a-letter-this-letter-addresseshtmlpage=10 data-page=10 class=ts-thumb lazyload alt=Page 10: The US Department of Education has written a letter this letter addresses the holders of FFELP and Perkins loans the Department follows the same two-step analysis when evaluating loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC 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class=ts-imagea href=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5page12jpg target=_blank img data-url=the-us-department-of-education-has-written-a-letter-this-letter-addresseshtmlpage=12 data-page=12 class=ts-thumb lazyload alt=Page 12: The US Department of Education has written a letter this letter addresses the holders of FFELP and Perkins loans the Department follows the same two-step analysis when evaluating loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5thumbnails12jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=13Page 13button div class=ts-imagea href=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5page13jpg target=_blank img 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addresses the holders of FFELP and Perkins loans the Department follows the same two-step analysis when evaluating loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5thumbnails14jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=15Page 15button div class=ts-imagea href=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5page15jpg target=_blank img data-url=the-us-department-of-education-has-written-a-letter-this-letter-addresseshtmlpage=15 data-page=15 class=ts-thumb lazyload alt=Page 15: The US Department of Education has written a letter this letter addresses the holders of FFELP and Perkins loans the Department follows the same two-step analysis when evaluating loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5thumbnails15jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=16Page 16button div class=ts-imagea href=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5page16jpg target=_blank img data-url=the-us-department-of-education-has-written-a-letter-this-letter-addresseshtmlpage=16 data-page=16 class=ts-thumb lazyload alt=Page 16: The US Department of Education has written a letter this letter addresses the holders of FFELP and Perkins loans the Department follows the same two-step analysis when evaluating loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5thumbnails16jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=17Page 17button div class=ts-imagea href=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5page17jpg target=_blank img data-url=the-us-department-of-education-has-written-a-letter-this-letter-addresseshtmlpage=17 data-page=17 class=ts-thumb lazyload alt=Page 17: The US Department of Education has written a letter this letter addresses the holders of FFELP and Perkins loans the Department follows the same two-step analysis when evaluating loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5thumbnails17jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=18Page 18button div class=ts-imagea href=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5page18jpg target=_blank img data-url=the-us-department-of-education-has-written-a-letter-this-letter-addresseshtmlpage=18 data-page=18 class=ts-thumb lazyload alt=Page 18: The US Department of Education has written a letter this letter addresses the holders of FFELP and Perkins loans the Department follows the same two-step analysis when evaluating loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5thumbnails18jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=19Page 19button div class=ts-imagea href=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5page19jpg target=_blank img 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addresses the holders of FFELP and Perkins loans the Department follows the same two-step analysis when evaluating loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5thumbnails20jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=21Page 21button div class=ts-imagea href=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5page21jpg target=_blank img data-url=the-us-department-of-education-has-written-a-letter-this-letter-addresseshtmlpage=21 data-page=21 class=ts-thumb lazyload alt=Page 21: The US Department of Education has written a letter this letter addresses the holders of FFELP and Perkins loans the Department follows the same two-step analysis when evaluating loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC data-src=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5thumbnails21jpg width=140 height=200 adivdivdiv class=ts-pagebutton class=gotoPage data-page=22Page 22button div class=ts-imagea href=https:reader043vdocumentsmxreader043viewer20220307105af98d4f7f8b9a19548cca39html5page22jpg target=_blank img data-url=the-us-department-of-education-has-written-a-letter-this-letter-addresseshtmlpage=22 data-page=22 class=ts-thumb lazyload alt=Page 22: The US Department of Education has written a letter this letter addresses the holders of FFELP and Perkins loans the Department follows the same two-step analysis when evaluating loading=lazy src=data:imagegifbase64iVBORw0KGgoAAAANSUhEUgAAAAIAAAACCAQAAADYv8WvAAAAD0lEQVR42mP8X8AwAgiABKBAv+vAXklAAAAAElFTkSuQmCC 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