Kinetic Telephone Banking • 706.320.8552 • Communication Center • 706.320.8500 or 1.877.332.1269 • kineticCU.com

The Quarterly NewsletterJanuary 2020

Federally Insured by NCUA

Open a Save to Win account for a chance to win monthly and quarterly prizes. This 12-month certificate savings account will not only help you save big but gives you a chance to win big too.

How it Works• Minimum deposit of $25.• Every $25 you deposit into this account will earn you a chance to win monthly and quarterly prizes.• Up to 10 entries per month.• Withdrawals limited to one (1) per year.**• You can make deposits as often as you’d like.

Build your savings with a little more fun.Open a Save to Win account, today!

Call 706.320.8575 or Visit any Full-Service Kinetic Branch** For official rules and FAQs visit kineticcu.com/save-win

Holiday ClosingsJanuary 20

Martin Luther King, Jr. Day

February 15 & 17President’s Day

Please remember: Our ATMs, Kinetic Telephone Banking, Mobile Banking and eBranch are available for your convenience 24/7.

Landy ThompsonMEMBERS Financial Services

Contact Landy Thompson, MEMBERS Financial Services

Representative serving the members of Kinetic Credit Union at 706-571-3156, for a no-cost, no-obligation

Retirement Assets Consultation. The quality of your retirement years depends on it.

Need Guidance Planning for Retirement?

Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free (866) 512-6109. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members.

Ma r k y o u r C a l e n d a r :

Please join us for

Kinetic’s Business Meeting* *As part of the Business Meeting, the

Board of Directors will update the membership on the progress of the credit

union and outlook for the future.

Please note that no meals or refreshments will be served.

Kinetic’s Annual MeetingTuesday,

February 18, 2020 at

4:00 p.m.DoubleTree Hotel

February

1 8

Notice: For all IRA owners taking periodic payment distributions see the information below:

IRA Withholding NoticePayments from your IRA are subject to federal income tax withholding, unless you elect no withholding.

You may change withholding election at any time prior to receipt of a payment. To change your withholding election, complete the appropriate form provided by your credit union.

Withholding from IRA payments, when combined with other withholding, may relieve you from payment of estimated income taxes. However, your withholding election does not affect the amount of income tax you pay.

You may incur penalties under the estimated tax rules if your withholding and estimated tax payments are insufficient.

5351 Sidney Simons Blvd Columbus

& be entered into a drawing to win a 50” Smart TV!

Refer Friend

a*

Name

*Certain restrictions apply. Offer is available until May 1, 2020. Referral must result in the opening of a savings account and a checking account. Drawing to be held at 13th center location February 3, 2020 & May 4, 2020. No Purchase Necessary. Membership is required to participate. Participation is limited to eligible persons who are 18 years of age or older and U.S. residents. Member only eligible to win once. The Promotion begins November 1, 2019 at 9:00 a.m., EST and ends May 1, 2020 at 5:00 p.m. Void where prohibited. For official rules and complete details on prizes go to: https://www.kineticcu.com/official-promotion-rules. Sponsor: Kinetic Credit Union, 1251 13th Street, Columbus GA, 31901.

Fill out this form and give it to your friend. Have them take it to any Full Service location to become a member.

Delivery of this form to the credit union with a concurrent opening of a savings and checking account, will allow the credit union to enter the referrer’s name into a drawing to win a 50” Smart TV.

Phone or Email

*Certain restrictions apply. Offer is available until May 1, 2020. Referral must result in the opening of a savings account and a checking account. Drawing to be held at 13th center location February 3, 2020 & May 4, 2020. No Purchase Necessary. Membership is required to participate. Participation is limited to eligible persons who are 18 years of age or older and U.S. residents. Member only eligible to win once. The Promotion begins November 1, 2019 at 9:00 a.m., EST and ends May 1, 2020 at 5:00 p.m. Void where prohibited. For official rules and complete details on prizes go to: https://www.kineticcu.com/official-promotion-rules. Sponsor: Kinetic Credit Union, 1251 13th Street, Columbus GA, 31901.