the michigan banner may 16, 2011 edition

8/6/2019 The Michigan Banner May 16, 2011 Edition

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Volume 8 Number 10 First Great Lakes Regional Newspaper May 16, 2011

Leading in Diversity Empowering Communities and Changing Lives

SHS Pride Expo

Page 6

Henry Marsh

Page 3

Pastor Rodrick A. Smith

Page 2

Ted Drake

Page 3

William Haithco

Page 3


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The Michigan Banner Saginaw, Michigan (989) 753-3475 Email: [email protected]

Page 2 First Great Lakes Regional Newspaper May 16, 2011

Kalamazoo Over 1,000 delegates from across the state are

expected to attend the 92nd Annual Session of the Wolverine State

Baptist Congress of Christian Education on Monday, June 6, to

Saturday, June 11, at the Wolverine State Headquarters located at 615

South Jefferson Avenue, in Saginaw, Michigan.

The Christian Education session will open Monday at 5 p.m. with

a powerful ministry-changing lecture series on the Transformational

Church and at 5:40 p.m. the evening classes are scheduled to begin.

Following the classes, the Wolverine State Congress will present for

the first time The Mighty Men of Valor, which features 350 men

from male choruses across the state in a free concert at 7:30 p.m.

opened to the public.

Seventeen varied classes will be offered to energize, empower,

transform, and equip pastors and church leaders to transform lives andbuild communities. Other highlights of the week will be a three mile

health walk focusing on preventative health issues including diabetes,

and hypertension on Wednesday, June 8, 2011, at 6:30 a.m. at New

Life Missionary Baptist Churchs new community park. In addition,

the Presidents Award Banquet (a Black Tie Affair) will be held at

6:30 p.m. at Horizons Conference Center, featuring nationally-known

Christian comedian, Willie Brown and Woody. The Wolverine Youth

will also be in session on Friday evening and Saturday, as Busy as

Bees for Christ.

If you have been looking for ways to transform your communityand/or your ministry, join us; you can register today at www.

wolverinestatecongress.org or call 269.388.3111, or if you are

interested in speaking to Dr. Addis Moore, President of The Wolverine

State Congress, of Christian Education, and additional information

contact Minister Doreen Gardner, at 269.388.3111, extension 17.

92nd Annual

Wolverine State Congress Of

Christian EducationTransforming The Church Through Solid

Rock Guidance Psalm 31:3

The members of Zion Missionary Baptist Church, 721 Johnson

Street, Saginaw, will celebrate the 10th Anniversary of Pastor

Rodrick A. Smith, Sister Irma J. Smith and daughter Angela Smith.

The celebration will begin with a musical tribute on Saturday May

21, from 6:00 p.m. to 9:00 p.m., in the Austin Fellowship Hall at Zion

Missionary Baptist Church. On Sunday May 22, during the 10:00

a.m. worship service Pastor Smith and Family will be honored.

The guest speaker will be Pastor Samuel Andrews of Liberty HillsMissionary Baptist Church, of Simsboro, LA.

Zion MissionaryBaptist Church Honors

Pastor And Family

The legacy of heroes is the memory of a great

name and the inheritance of a great example.Benjamin Disraeli

Remember our military this Memorial Day


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In This IssueHispanic Owned Businesses Honored ......................................................Page 4Opinion & Commentary .............................................................................Page 5

Faith Based Directory ............................................................................... Page 16

Business Directory .................................................................................... Page 17


May 16, 2011 First Great Lakes Regional Newspaper Page 3

The Michigan Banner

1400 W. Genesee, Suite 200Saginaw, Michigan 48602

Phone: (989) 753-3475

E-Mail:

[email protected]

Publisher & Editor:Jerome Buckley

Senior Editor:R. L. Buckley

Circulation & Distribution:Staff

Marketing & Sales ManagerKindred Kemp Marketing

Christopher Hill

SalesRick McDowell

Staff

IT

Ed Chapman

Mission:The mission of The Michigan Banner is to

operate and serve as a print and on line

media venue committed to educating, informing

and enlightening our readers regarding events

and news that directly and indirectly affect

the communities globally.

Furthermore, our mission is to serve as a

catalyst and a link for cultivating young adultsas entrepreneurial and business leaders and to

broaden economic opportunities within

the communities worldwide.

Disclaimer:The Michigan Banner and its staff are not

responsible and will not be held liable for any

mistakes, errors, misspellings and false

advertisements inpart or whole that may be

placed within its publication. Articles, information

or comments printed in the newspaper are not

necessarily the views orbeliefs of The Michigan

Banner newspaper. The Michigan Banner

reserves the right to edit, change, or delete

any information, or refuse to print any

information, article or advertisement which is

believed to be inconsistent with or conficts

with the mission of the newspaper.

The Falling Of GiantsBy Pastor Charles H. Coleman

Over the past several

months, we have seenthe falling of three

of the giants of our

community. Two of

these men, William

Haithco, Sr. and Mayor

Henry G. Marsh, were

such giants that parks

and bridges were named

for them while theywere yet living. Add

to that list Theodore

(Ted Drake), who was

responsible for many of

us getting hired in the

plants. As we celebrate

their lives, how many of

us remember the things

that they cared about

and fought for?As I sat at the

memorial service for

Mr. Haithco, I was

struck by the memories

of the speakers. They spoke of his love

for the community, they spoke of his love

for recreation activities, and his dreams for

activities for all young people. They spoke

of his efforts to insure that parks would be

available to all citizens of our county. I didnot hear anyone speak of Mr. Haithcos drive

to insure that this would be the best place to

live and raise our children. I did not hear

anyone challenge us to continue his fight to

improve Saginaw and Saginaw County.

Now, we mourn the passing of Mr.

Mayor, Henry G. Marsh. Attorney Marsh

will go down in history as a trailblazer. He

was not just the first Black Mayor of Saginaw,but one of the first Black Mayors in the nation.

He sat at the table, in the center chair, when

our community was going through major

racial strife. He was able to bridge the chasm

between the African American community and

the greater community. He did not bite his

tongue when he thought that both parties were

wrong, and he was able to give accolades when

we did something right.Mr. Drake was a mover and a shaker, who

did not tell his own story. The story of how

he helped men and women at the Grey Iron and

Nodular can only be told by some of those who

worked with him. He planted many seeds, and

required those of us who he helped to continue

to do the right thing.

These three great men, giants of our

community left us a legacy. If they could or

would talk to us today, they would both beasking us the same question. What are you

doing with what you were left? They would

not claim to have left perfection. They would

not claim to have left us with no issues to deal

with. They would admit that there were some

things yet to be done. Again, what are we

doing with what they left us?

Many of us who claim to be leaders have

decided that our leadership should be from afar.

We do not speak out on issues of importance.We do not address questions raised. Few of us

are challenging the crime and violence of our

community. We act as if it is someone elses

problem, when it is ours. Are we accepting the

torch that they have passed to us? As President

John F. Kennedy said in his inaugural address;

continued on page 4


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the torch has been passed to a new generation.

Today, we live in a world where the clockis being turned back to days when people

are saying that there is no responsibility

of government to assist the less fortunate.

Today, we are living in a world where there

is a push to eliminate the middle class and

to have either the very rich or the very poor.

Our parents and grandparents, the William

Haithcos, Ted Drakes and Henry Marshs

of this world, worked to provide for us

the opportunities to have the best that the

country has to offer. Today, we are watching

those opportunities be stripped away, and

our children will have fewer opportunities

than we did. How will we respond to these

challenges?

It is not enough for us to talk about the

problems. It is not enough for us to meet

and complain about the problems. It is now

time for us to do something. If you are not

happy with the way our community looks or

is perceived, then become part of the solution.We dont need to recreate the wheel, there

are programs and networks that exist that will

allow us to move our community forward. If

you dont want to be in front, contribute in

other ways to assist those who will take the

front and insure that they will be successful.

President Kennedys inaugural address in

1961 really speaks to where we are today. He

said; We dare not forget that we are the heirs

of that first revolution.unwilling to witness

or permit the slow undoing of those human

rights to which this nation has always been

committed. We cannot forget the struggles

of these great men, and the work that they did

to get us to where we are.

Again, President Kennedy said: so let us

begin anew, remembering on both sides that

civility is not a sign of weaknessLet us

never negotiate out of fear, but let us never

fear to negotiate. We have to come back to

the table. No one wants to see our countryreturn to the days of Jim Crow, or the days

of the depression. No one wants to see our

mothers and fathers begging for food, or

eating cat food because they cannot afford to

buy regular food. No one wants to see our

communities crumble on top of themselves.

We all want this to be a better place to live,

because we lived. We all want this to be a

better community to live in because we lived

here. We must bridge the gap, as Mr. Haithco

and Attorney Marsh did so well. We have to

have open communications with all of the

stakeholders in this community to come up

with a way to make this an All American

City again. The tools are yet here, the people

are yet here, the will is yet here. Again, what

are we doing with what they left us?

The Falling Of Giantscontinued from page 3

WASHINGTON Hispanic-owned small

businesses from Florida, New Jersey and

Texas will be honored during National Small

Business Week, an annual event organizedand hosted by the U.S. Small Business

Administration to recognize the contribution

of small businesses to job creation and the

recovery of the nations economy.

This year, National Small Business Week

will be held May 18-20, at the Mandarin

Oriental Hotel in Washington, D.C. The

theme of the event is Empowering

Entrepreneurs.

Small businesses drive job creation

and economic growth across the nation,

and the growing contribution of Hispanic-

owned businesses is well documented,

said SBA Administrator Karen Mills. We

are pleased to honor these businesses that are

playing a powerful role in strengthening their

communities and our economy as a whole.

According to the Census Bureau, in theUnited Sates there are more than 1.6 million

Hispanic-owned businesses; they employ more

than 1.5 million people and generate more than

$220 billion in gross receipts.

The Hispanic award winners at National

Small Business Week are:

Florida Small Business Person of the Year

- Jose A. Lopez, president, Marketing Arm

International Inc., Port Charlotte, Fla. Born to

a very humble family in El Cibao, Dominican

Republic, Lopez obtained an agronomy degree

in his native Dominican Republic in 1966, and

a bachelors degree in entomology from Texas

A&M University in 1970. In 1993, Lopez

founded Marketing Arm International, Inc. as

a green company that develops and markets

safe, eco-friendly agricultural products.

New Jersey Small Business Person ofthe Year - Jose L. Rodriguez, president

& CEO, M.E.R.I.T., Inc., Newark, N.J. A

retired police detective and captain with

the Essex County Prosecutors Office and

disabled veteran, Joe Rodriguez launched

M.E.R.I.T and shortly thereafter obtained

SBA 8(a) certification. M.E.R.I.T. provides

his customers with construction, project

and facility management among many other

services.

Texas Small Business Persons of the Year

Michael L. and Lisa M. Lujan, co-owners,

Mentoring Minds, Tyler, Texas. With a

continued on page 7

Hispanic-Owned Small Businesses HonoredDuring National Small Business Week


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President Barack

Obama has officially

announced his intentions

to run for reelection in

2012. In light of all

the turmoil going on

around the world, he

did it quietly, without

fanfare.

So, in between re-capping the

foolishness of Celebrity Apprentice and

commemorating the 43rd anniversary of Dr.

Martin Luther King Jr. assassination, we

slipped in a slice of historyas though an

African American president deciding to run

for a second term was pretty ordinary.

We should be celebrating the fact that the

president is standing strong, facing adversityand moving forward to complete his mission.

But instead, it almost seems that a lot of

the people caught up in the hype of 2008 have

taken a wait-and-see attitude when it comes

to the big chief. They havent left the team.

They just arent cheering as loudly anymore.

Instead of showing up for the pre-season

games, theyll be there for the playoffsand

the finals if we make it.

I get that mentality. Whether its the

The 2012 Campaign Begins With UsBy Tom Joyner

NCAA tournament or Dancing with the

Stars, I dont get interested until it gets down

to the wire. But we arent talking about an

athletic event or a reality show. The president

needs us now. It Begins with Us may not be

the most exciting campaign slogan youve ever

heard, but it is one of the truest.

It absolutely begins with us. Us includes

everyone who believed enough in this president

to not only cast our votes for him, but to make

a pact with him when he honestly admitted on

election night that he couldnt turn this thing

around one term.

Like any commander-in-chief, President

Obama has been forced to take the blame for

events and situations that were beyond his

control. He inherited a huge national debt, two

wars and a horrible economy. Add to that theBP oil spill, earthquake in Haiti, the tsunami in

Japan, the unrest in Libya, skyrocketing prices

of gasoline and food, and the list goes on and

on. Would these have happened if Sen. John

McCain or Secretary of State Hillary Clinton

had been elected president? Probably so. Is

the president unfairly being blamed for all

thats gone wrong? Probably so. But dwelling

on that gets us nowhere.

On the other hand, those of us who support

the president need to be willing to accept that

every observation about him doesnt have to

be positive, and we dont need to turn against

any and every person who has a critical word

to say about him. The president doesnt need

zealots who blindly go along with every

move he makes. (Well, actually, he does

need those people if theyre voters.)

Much like the president, we need to

breathe, regroup and get ready for a big fight.

We need to dig deep and find that fire within

to rally the troops. We need to be registering

voters, educating them and letting them know

exactly what it takes to get the president re-

elected, and what it means if we dont.

Weve already made history, and no

one can take that away. Now its about

more than that. Yes, it about preserving thepresidents legacy, but more importantly, its

about deciding the kind of America we want

to live in.

If we believe that President Obama can

bring us that America, then we need to get

on board, and we cant wait until November

2012. Thats too late. This thing needs to go

down right now. It really does begin with us.

The Michigan Chronicle

WASHINGTON, D.C. Small business

owners with eligible commercial real estate

mortgages maturing after Dec. 31, 2012,

will be able to secure more stable, long-term

financing through the U.S. Small Business

Administrations temporary 504 refinancingprogram.

In February, SBA implemented a

temporary refinancing program enacted

under the Small Business Jobs Act of 2010,

which allowed small businesses facing

Small Business Owners To Gain Advantage Through SBAmaturing commercial real estate mortgages

or balloon payments before Dec. 31, 2012,

to refinance with an SBA 504 loan. The SBA

change will lift the date limitation and will

allow more small businesses to secure stable,

long-term financing and avoid potentialforeclosure on mortgages approved before and

during the recession that were based on inflated

real estate values.

With the collapse of the real estate

bubble, many small business owners have

found themselves unable to refinance as

a result of inflated real estate values at the

time they took out their mortgage, SBA

Administrator Karen Mills said. SBAs

temporary 504 refinancing program was first

made available to those small businesseswith the most immediate need. Todays step

opens this critical assistance to more small

businesses, giving them the opportunity

to restructure their debt and free up capital

continued on page 19


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Saginaw High 1St Annual Points Of Pride Expo

Vote for Saginaw High MightyMarchin Trojans Journey to

the Sugarbowl 2012

at www.refresheverything.comArts & Music (purple icon) $50,000

or text the number 106097 to 73774

and send everyday this month!


7/24



A vast array of scholarly and artisticstudent projects will receive funding from

Saginaw Valley State Universitys Student

Research and Creativity Institute. Five

exemplary student projects were awarded,

ranging from an opportunity to perform in an

international music festival in Rome to the

development of a trapping device for flying

insects.

Any SVSU student may submit a proposal

to receive financial support for researchor other creative endeavors. Each student

project is eligible to receive up to $10,000.

All student submissions must be sponsored

by an SVSU faculty or staff member.

Students serve as the primary researcher,

author or creative agent for each project but

are guided by SVSU faculty and staff. The

following students were selected to receive

funding for their projects:

Chris Applin, an English major from

Saginaw, will receive $2,033 for his research

on gender studies. Using primary and

secondary sources, he will focus on historical,

theoretical and psychological perspectives

of gender, focusing on popular 20th century

authors such as Ernest Hemingway and

Virginia Woolf. Applin hopes to develop his

essay into a graduate thesis and ultimately

submit it to scholarly journals.Danzell Calhoun, a double major in

SVSU Students Receive Funding For Scholarly And

Creative Ventures

theatre and communication from Saginaw,will receive $5,535 for the research and

development of an independent film based

on Saginaw author Abdur-Rahim Rashadas

book A Seventy-Five Year Old School Boy:

Still Finds Joy in the Classroom. The book

explains Rashadas life growing up in the south

and how racial segregation, discrimination,

and oppression, even from his own race, forced

him to move to Saginaw in 1975. Similar to the

book, Calhouns 45 minute short film strivesto replace negative stereotypes of African

Americans with sincere, positive images

depicted through interviews with the Rashada

and scenes of African American culture from

1925 through 2010.

Erik Gibelyou, a music major from Bay

City, will receive $6,573 for travel and other

expenses for his performance as a featured

solo guitarist in the 2011 Chamber Music

Seminar of the Rome Festival Thursday, June

16 through Friday, July 8. The Rome Festival

is a professional international classical music

festival where renowned musicians, orchestras,

ballets and choruses gather from around the

world to perform. As part of his visit, Gibelyou

will be rehearsing and performing on classical

guitar in small ensembles.

Oliver Keller, a biology major from Harbor

Beach, will receive $4,595 to develop theTaber-Keller trap, used for the collection of

flying insects that the century-old devicecurrently in use fails to retain. The trap

will be used to discover new insect species

and develop more complete biodiversity

sampling experiments. The trap was

developed as a modification of the original

Berlese funnel, developed by entomologist

Antonio Berlese in the 19th century to

extract small arthropods from leaf litter,

soil, and other organic materials. Through

his project, Keller will develop 25 traps incollaboration with SVSUs Independent

Testing Laboratory.

Ashley Tupper, a nursing major from

Saginaw, will receive $2,827 for the

development of a six-month patient fall

prevention initiative, No Falls on My

Watch. Through her three phase program,

Tupper will present to nurses at five mid-

Michigan hospitals, sharing best practice

literature and tools, and educating them

on current standards of care related to fall

prevention. Patients falling is one of 15

indicators with a distinct correlation between

nurse care and patient outcome, according to

The American Nurses Associations National

Database of Nursing Quality Indicators.

SVSU has committed $50,000 annually

to fund outstanding student projects. For

more information, visit http://www.svsu.edu/srci.

Hispanic-Owned Small Businesses Honoredcontinued from page 4

common passion for education, Michael

and Lisa founded Mentoring minds in 2002

with the mission of developing affordable,

effective learning tools to help children

succeed in life. Mentoring Minds ranks

344th in Hispanic Business Magazines 2010

list of largest Hispanic-owned businesses in

the U.S.

Also to be recognized during National

Business Week is The University of Texas

Pan American Small Business Development

Center, Edinburg, Texas. The center serves a

large Hispanic population in South Texas, and

most of its staff is Hispanic.

Once the festivities begin, the public can

attend Small Business Week events virtually,

via the SBAs streaming video on the Web

at http://www.nationalsmallbusinessweek.

com/webcast.php.

For additional details on Small Business

Week 2011, including information on

all award winners, visit http://www.

nationalsmallbusinessweek.com/.


8/24

Owe Back Taxes? All

Excuses Welcome!Tax Amnesty Available

Until June 30, 2011

Whatever your excuse for not paying state taxes,now you can settle up without paying any penalties.

Michigan Tax Amnesty is in effect until June 30, 2011.

Learn more at:MiTaxAmnesty.org

855.466.4829

It was too windy that day.

Aliens kidnapped me and I just got back.I couldnt fnd any pens with blue or black ink.

Im allergic to math.

Both of my thumbs were sprained.

For a 45-day period this spring, the Michigan

Department of Treasury will offer an opportunity for

delinquent taxpayers to pay their state taxes and have

penalty charges waived through Tax Amnesty. Regardless

of the reason a taxpayer has fallen behind, All Excuses

Welcome, through Michigans Tax Amnesty program.

The Department of Treasury recently kicked off the

public awareness effort for Tax Amnesty under the theme

All Excuses Welcome. The Amnesty period runs from

May 15 until June 30, 2011. Any individual or business

that has a state tax debt, or has not filed a tax return for

a qualifying tax year, can avoid penalties and possible

prosecution through Tax Amnesty.

The process of filing for Amnesty is a relatively easy

one, said State Treasurer Andy Dillon. Once a taxpayerdetermines if they have taxes that qualify, they can

download a one-page Amnesty application from our Web

site, fill in the appropriate information, and send it into the

department, with full payment of the tax and interest due.

The Tax Amnesty site, located at www.mitaxamnesty.

org, includes an interest calculator to help taxpayers

determine the interest due as well as the penalties that

have been avoided. A list of frequently asked questions is

also available, as well as Webcasts that provide a program

overview and assistance in filling out the Amnestyapplication. Treasury staff, from several bureaus and

work areas, has spent the last several months developing

forms and instructions, Web sites, and aligning IT systems

for the Amnesty program, said Chief Deputy Treasurer

Donna Donovan. It has been a tight timeframe but through

our staffs efforts and with excellent cooperation from the

Department of Technology, Management and Budget, we

are ready to begin accepting Tax Amnesty applications.

For more information on Michigans Tax Amnesty

program, visit www.mitaxamnesty.org.

Be Safe This Holiday!




9/24


3481843-01

5090 State Street | Building A Suite One | Saginaw, Michigan 48603989.792.2552 | fax: 989.792.3881 | [email protected]

Business Lawyers forBusiness People

Humphreys,Campbell,

Dust & Humphreys, P.C.Attorneys and Counselors at Law

LANSING The

Michigan Economic

D e v e l o p m e n t

Corporation (MEDC)

recently announced

that the Michigan

Energy Office will

make approximately

$1 million available

from AmericanRecovery and Reinvestment Act of 2009

(Recovery Act) funds to showcase advanced

lighting technology demonstrations in

communities throughout Michigan.

The grants are designed to encourage

highly visible upgrades to more energy

efficient indoor and/or outdoor lighting

using any of the following technologies:

Light Emitting Diodes (LEDs), known as

Michigan Launches $1 Million Competitive Grant Program To

Fund Advanced Lighting Technology Demonstrations

Solid State Lighting; induction lighting; and

plasma lighting, also known as High Efficiency

Plasma Lighting (HEP).

The energy and cost savings benefits, plus

the maintenance savings due to the longer life

of the lamps, are impressive with the newer

technology lighting thats now available. These

benefits are more important than ever to local

governments in reducing operating expenses,

said MEDC President and CEO MichaelA. Finney. In addition, manufacturing of

advanced lighting technologies is a growing

industry in Michigan and has the potential to

create a new source of jobs and investment for

local and state economies.

The funding will be made available

through a competitive application process

that is expected to result in 15-20 project

grants ranging from $30,000 to $100,000.

Examples of projects that may be proposed

include replacing street lighting, traffic and

crosswalk signal lights, parking structure

or lot lighting as well as interior lighting of

public buildings with highly energy efficient

and environmentally-friendly alternatives.

All incorporated cities, villages, townships

and county jurisdictions are eligible to apply.

Proposals are due by 3 pm on Thursday, May

26, 2011. The official Request for Proposalswith complete eligibility guidelines and

application details is available at www.

michigan.gov/energyoffice .

Grants will be administered through the

Energy Efficiency and Conservation Block

Grant (EECBG) program, which began in

2009 and ends in 2012. The Recovery Act

included more than $2.4 billion for the

continued on page 11



10/24

Products and Services:

Karen Lynn Lawrence-Webster, CPA

Vice President, American Division

[email protected]: (989) 797-3281, ext. 3281

Cell: (989) 860-0032

AXA Advisors, LLC

4800 FASHION SQUARE BOULEVARD

SUITE 220

SAGINAW, MI 48604

www.axa-equitable.com

Securities offered through AXA Advisors, LLC (NY, NY 212-314-4600), member FINRA,

SIPC. Investment advisory products and services offered through AXA Advisors, LLC, an

investment advisor registered with the SEC. Annuity and insurance products offered

through AXA Network, LLC and its insurance agency subsidiaries. AXA Network, LLC does

business in California as AXA Network Insurance Agency of California, LLC and, in Utah,

as AXA Network Insurance Agency of Utah, LLC. AXA Advisors and its aff liates do noti

provide tax or legal advice. GE-55122a (5/10)

Annuities

Employee Benefits

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Fee-Based Financial Planning

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Planning Strategies




11/24

Flint - On Memorial

Day, its important to

remember those who

have made the ultimate

sacrifice for our nation.

We at Social Security

honor the heroism and

courage of our military

service members and mourn for those who

have given their lives in defense of freedom.Its also important to recognize those

service members who are still with us,

especially those who have recently been

wounded. Theyve served us; likewise we

serve them.

Earnings for active duty military service

or active duty training have been covered

under Social Security since 1957. Social



Social Security Information For Those Who Serve In The MilitaryBy Cynthia W. Edwards

Social Security

Public Affairs Specialist

Security also has covered inactive duty service

in the Armed Forces reserves (such as weekend

drills) since 1988.

If you served in the military before 1957,

you did not pay Social Security taxes, but

we gave you special credit for some of your

service.

You can get both Social Security benefits

and military retirement. Generally, there is no

reduction of Social Security benefits becauseof your military retirement benefits. Youll get

your full Social Security benefit based on your

earnings.

When you reach age 65, youll also be

eligible for Medicare. If you have health care

insurance from the Department of Veterans

Affairs (VA) or under the TRICARE or

CHAMPVA program, your health benefits may

change or end when you become eligible for

Medicare. You should contact the VA, the

Department of Defense, or a military health

benefits advisor for more information.

If youve served in the Armed Forces and

youre planning your retirement, youll want

to read our publication, Military Service and

Social Security at www.socialsecurity.gov/

pubs/10017.html.

You also may want to visit the MilitaryService page of our Retirement Planner,

available at www.socialsecurity.gov/retire2/

veterans.htm.

Finally, find out about expedited benefits

for wounded warriors at www.socialsecurity.

gov/pubs/10131.html

Bernie Jore has

been promoted to

Vice President and

Chief Nursing Officer

(CNO) for St. Marys

of Michigan. Jore will

be responsible for the

leadership of nursing at

St. Marys, overseeing

the division of nursing staff and a staff of

more than 800 clinical nursing professionals.

St. Marys of Michigan Appoints Chief Nursing OfficerJore, a resident of Bay City, has been

with St. Marys of Michigan for 19 years.

For the past year and a half, Jore has been a

Director in the Office of Nurse Executive

overseeing neurosciences, trauma and surgical

services. Prior to that, he spent eight years as

the Manager of Human Resources, including

having responsibility for Associate Health &

Wellness. He also served as Nurse Manager

over Oncology, Pediatrics, Burn Trauma

Intensive Care and the Morning Admissions

Care Unit (MACU). Additionally, he was an

Administrative Manager and staff RN.

Jore has a strong record in nursing

leadership, overseeing initiatives aimed at

improving quality and patient safety and

enhancing coordination with other clinical

departments to deliver high quality care

consistently. As CNO, Jore will direct

the delivery of nursing care by ensuring

consistency in the standard of practice across

all clinical settings.

EECBG Local Government Program, making

funding available nationally to reduce energy

use and improve energy efficiency in varioussectors (buildings, transportation, etc.). In

Michigan, $58.3 million was distributed to

local governments and federally-recognized

tribes directly through this program.

In addition, the Michigan Energy Office

Michigan Launches $1 Million Competitive Grant Programcontinued from page 9

received $19.6 million through the same program

to assist smaller communities and has made 89

percent of these funds available to them throughcompetitive grants. To date nearly 175 smaller

communities have benefitted directly through

individual and collaborative efforts. The states

EECBG program already has leveraged more

than $20 million in additional project investments,

provided local jobs and broad-based education

to residents on the benefits of investing in

energy efficiency and conservation.For additional information on the RFP or the

Michigan EECBG Program, contact Jan Patrick,

Manager, EECBG Program Manager, Michigan

Energy Office at [email protected].


12/24



TRANSIT MASTER PLAN OPEN TO PUBLIC

THE SAGINAW TRANSIT AUTHORITY REGIONAL

SERVICES (STARS) BOARD OF DIRECTORS IS INVITING

THE RESIDENTS OF SAGINAW COUNTY TO ATTEND ONE

OF THE TWO OPEN HOUSES TO REVIEW AND COMMENT

ON THE TRANSIT MASTER PLAN BEING PREPARED BY THEANN ARBOR BASED HDR CONSULTANTS. ON MAY 16TH, A

4:30 P.M. GATHERING IS SCHEDULED AT THE FIRST WARD

COMMUNITY CENTER, 1410 N. 12TH, AND AT 7 P.M. AT THE

SAGINAW TOWNSHIPS CENTER COURTS, 4980 SHATTUCK

Women of Colors, Inc.

Thursday, June 9, 2011

The Father You Know

6:00 PM - 7:00 PM

Warren Avenue Presbyterian Church

612 Millard Street (Lower Level)

A time to express and reflect on The Father You Know

Fathers

GrandfathersUncles

Brothers

Friends

Care to Share

Free!

For more information call (989) 737-9286

Join Women of

Colors and recognizethe men who have

been the key in

making a difference

in your life and/or

something that

represents The

Father You Know,

and together letscelebrate the gift of

fatherhood.

Bring YOU!


13/24



at Wanigas Credit Union

ReadersChoic

eAwards

2010

FreeFinancialCounseling LowRatesonConsumerandMortgageLoans

FirstTimeHome BuyerProgram

FixedRateMortgages upto30years HomeEquityLoans

and L ines ofCredit Personal,ProfessionalService

1837 Bagley, Saginaw

9030 Gratiot, Saginaw4026 Shattuck, Saginaw

4129 N. Euclid, Bay City

113 W. Huron, Vassar

989.799.9800

www.wanigas.com

Its Time for

toYOU

Shine

New CovenantChristian Center

Church

Pastor Ron and 1st Lady

Georgette FriersonSundayWorship Service - 10:00 a.m.Adult Sunday School - 9:00 a.m.Teen & Pre-Teen Ministry - 9:00 a.m.

Nursery Services - 9:30 a.m.Intercessory Prayer - 9:30 a.m.Childrens Ministry - 10:00 a.m.TuesdayTuesday Morning Bible Study - 10:00 a.m.Discipleship/CBI Class - 6:00 p.m.WednesdayIntercessory Prayer - 6:30 p.m.Worship Service - 7:00 p.m.

523 HaydenSaginaw, MI 48607

Whether you are starting up a new business or

expanding an established business in the City

of Saginaw, youre starting something good.

Services. Jobs. Goods. Knowledge. Expertise.

These are the fundamentals that built Saginaw

long ago and they are the principals that will

move us forward toward a bright future.

The business loan

program at the Saginaw

Economic Development

Corporation (SEDC) is

designed to provideneeded funds when

bank financing is not

available or to fill the

gap between bank loans

and additional needs.

SEDC offers loans

of up to $220,000

for commercial realestate, machinery

and equipment, and

inventory

Business must be

located within the

City of Saginaw

Additional

requirementsare available by

contacting us.

InvestIng In Your successBusiness Loans

Mary Hart, Loan Support

1315 S. Washington Ave., Room 207

Saginaw, MI 48601

Phone: 989-759-1395 Fax: 989-759-1734

Email: [email protected]

saiawemi

Dlpmcpai

Odai Thorns

Director of

Development

May isphysical

fitnessmonth


14/24


2011 Annual Benefit Golf TournamentPresented by: Men of Bethel Golf Classic

SUPPORT OUR YOUTH FUNDRAISERProceeds to benefit the youth & community programs in greater Saginaw

Twin Oaks Golf Course in Freeland

Saturday, May 28, 2011

Stroke Play Prizes for Winning: ( depending on entries)Fee: $75 Per Player Men-3 Flights ( 1

st, 2

nd, 3

rd)

Advanced registration is advised Women-2 Flights ( 1st, 2

nd)

Walk-ins welcome! Senior Flight-65 and over

Includes Green Fees, Cart & Lunch

Lunch Only: $15.00

Includes Green Fees, Cart & Lunch Hole Sponsor:Lunch Only: $15.00 $100-Gold Sponsor & $50-silver Sponsor

For reservations or information, contact;

Rick McDowell @ 989.249.1987 or 989.482-6345

Brenda Jones @ 989.754-4058, Harold Cheek @ 989.607.6198Bethel A.M.E. Church @ 989.755.7011

Check in at 8:00 AM

Play Starts at 9:00 AM

Shot-gun Start

LANSING

The Michigan Senate

recently approvedlegislation establishing

a fundraising license

plate recognizing

the Boy Scouts of

America, said Senate

Appropriations Chair

Roger Kahn, M.D., sponsor of the measure.

The Boy Scouts do a tremendous

amount of good work in the community and

help develop young men into tomorrows

leaders, said Kahn, R-Saginaw Township.

Senate Approves Kahns Boy Scouts Fundraising License Plate Bill

As a staunch supporter of scouting, I have

been working for years to create this special

license plate as a means to help local scouts.I thank my Senate colleagues for their action

and encourage the House to approve this

measure and send it to the governors desk to

be signed.

Senate Bill 104 would require the secretary

of state to design a fundraising license plate

for the Boy Scouts of America. It would also

create the Boy Scouts of America Fund within

the Michigan Department of Treasury and

allow the secretary of state to transfer the funds

donated from plate sales to the state treasurer

to be given to the Boy Scouts on a quarterly

basis.

This would come at no cost to taxpayers,because the Boy Scouts have already raised

the $15,000 startup fee required by law,

Kahn said. More than 83,000 Michigan

youth participate in the Boy Scouts. Funds

raised from the special plates would help

the scouts maintain youth programming and

provide other important opportunities.

SB 104 now heads to the House of

Representatives for consideration.

DONT FORGET CROSS THE STREET BOWLING FUNDRAISER ON SATURDAY, MAY 21, AT THE STARDUST LANES IN

SAGINAW. FOR ADDITIONAL INFORMATION CONTACT RHONDA A. WEBB, AT [email protected], OR

CALL 989.482.7345. THE WEB SITE IS WWW.CROSSTHESTREET.ORG



15/24



NON PROFIT DIRECTORY

A.Philip Randolph InstitutePOB 1107

Saginaw, MI 48606

American Red Cross1232 N. MichiganSaginaw, MI 48602989-754-8181

Antique Toy & Firehouse Museum3456 Patterson Rd.Bay City, MI 487061-888-888-1270Boys & Girls Club of Bay County300 Lafayette Ave.Bay City, MI 48706989-892-6723Circle of Love1809 Durand Ave.Saginaw, MI 48602989-754-2377

Emmaus House of Saginaw733 S. 15th StreetSaginaw, MI 48601989-755-7538

Faith, Hope, & charity MissionPOB 5546

Saginaw, MI 48603989-792-8121

Family & Children Services2806 DavenportSaginaw, MI 48602989-790-7500

Family & ChildrensServices of Midland1714 Eastman Ave.Midland, MI 48640989-631-5390

First Ward Community Center1410 N. 12th StreetSaginaw, MI 48601989-753-0411

Girl Scouts Heart of Michigan5470 Davis Rd.Saginaw, MI 48604989-799-8565

Good Neighbors Mission1318 Cherry StreetSaginaw, MI 48601989-399-9918

Houghton-Jones Task Force1708 Johnson Street

Saginaw, MI989-752-1660

Michigan Banner Outreach1400 W. GeneseeSaginaw, MI 48602989-714-2240

Nathan Weidner ChildrensAdvocacy Ctr.715 N. EuclidBay City, MI989-671-1345

The Salvation Army2030 N. CarolinaSaginaw, MI 48602989-793-8371

The Saginaw Community Foundation100 S. Jefferson Ste. 201Saginaw, MI 48607989-755-0545

Women of ColorsPOB 5525Saginaw, MI 48603

$5.00 off for new or transferred RX!


16/24

Saginaw

Flint

Bay City

Lansing

Second Baptist ChurchPastor Seth Doyle

1770 W. Youngs Ditch Rd.

Bay City, MI

(989) 893-3937

Antioch Baptist Church

Pastor Lewis Randolph

1083 E. Stewart Ave.

Flint, MI 48505(810) 789-2931

Deliverance Church of God

in Christ

Elder Zack Smith, Sr.

3311 Mildred Street

Flint, Michigan

(810) 785-0094

St. Stephens Community ChurchReverend Herman Haller

1007 Kimberly Drive

Lansing, MI 48912

(517) 484-2180

Bethel AME Church

Pastor P. David Saunders

535 Cathay St.

Saginaw, MI 48601

(989) 755-7011

Bread of Life Harvest Center

Senior Pastor Rodney J. McTaggart

3726 Fortune Blvd.

Saginaw, MI 48603

(989) 790-7933

Christ Disciples BaptistPastor Eddie Benson

3317 Lapeer Street

Saginaw, MI 48601

(989) 754-2444

Church of Christ

Bro. Matt Jordan, Pastor

1325 N Center RoadSaginaw, MI 48638

(989) 790-2707

World Outreach Campus

of Greater

Coleman Temple Ministries

Supt. H.J. Coleman Jr.

2405 Bay Rd.

Saginaw, MI 48602

(989) 752-7957

Corinthian Baptist Church

Pastor Roy L. Manning104 S. 10th St.

Saginaw, MI 48601

(989) 754-1820

Faith Harvest Church

Bishop Ronald E. Chipp

Faith Harvest Church

1734 N. Mason

Saginaw, MI 48602

(989) 799-4200

Website: www.faithharvestministry.org

E-mail: [email protected]

Greater Williams Temple

Bishop H.J. Williams

608 Remington

Saginaw, MI 48601

(989) 755-5291

Jacobs LadderPastor Dempsey Allen

1400 W. Genesee

Saginaw, MI 48602

(989) 777-0560

Messiah Missionary Baptist Church

2615 Williamson Road

Saginaw, MI 48601

Pastor Otis Washington

Phone: 989-777-2636

Fax: 989-777-2640

Email: [email protected]

Website: www.Messiahsag.org

Mt. Moriah Missionary

Baptist Church

Reverend Johnie F. Edwards Sr.

130 North 11th Street

Saginaw, MI 48601

Church (989) 754-6371

Fax (989) 754-5670

E-mail: [email protected]

Mt. Nebo Baptist

Pastor Willie R. Hill, Jr.

1111 N. 29th St.

Saginaw, MI 48601(989) 753-5777

Mt. Olive Baptist Church

Pastor Marvin T. Smith

1114 N. 6th Street

Saginaw, MI 48601

(989) 752-8064

New Beginnings Life Changing

Ministries

Pastor Otis Dickens2312 S. Washington Ave.

Saginaw, MI 48601

(989) 755-3650

New Birth Missionary Baptist

Pastor Larry D. Camel

1418 S. Warren

Saginaw, MI 48601

(989) 755-6604

New Christ Community

Pastor Dr. Eugene Seals

3302 Grant St.

Saginaw, MI 48601

(989) 755-3357

New Covenant Christian Center

Pastor Ron Frierson

523 Hayden

Saginaw, MI

752-8485

New Life Baptist ChurchPastor Rufus Bradley

1401 Janes St.Saginaw, MI 48601(989) 753-1151

New Life Full Gospel Church

Elder Zachary Williamson

1200 East Genesee Ave.

Saginaw, MI 48601

(989) 746-0764

New Mt. Calvary BaptistPastor Robert Donald

3610 Russell StreetSaginaw, MI 48601(989) 754-0801St. Paul BaptistPastor Vincent D. McMillon120 N. 15th St.Saginaw, MI 48601(989) 752-5023

Saginaw Valley CommunityPastor Richard Sayad3660 Hermansau

Saginaw, MI 48603(989) 752-4769

St. Lukes CMEPastor Charles Braddock1121 TuscolaSaginaw, MI 48607(989) 755-0351

Tabernacle Baptist ChurchRev. Thomas J.London810 Cathay Street

Saginaw, MI. 48601(989) 753-5282

Zion Missionary Baptist ChurchPastor Rodrick Smith721 JohnsonSaginaw, MI 48607

(989) 754-9621

TAKING THE GOSPEL TO ALL OF

THE WORLD AND THE VISION

OUTSIDE OF THE FOUR WALLS




17/24


Business DirectoryAttorneysJohn D. L. HumphreysHumphreys, Campbell, Dust & Humphreys, P.C.Building A , Suite One, 5090 State Street

Saginaw, MI 48603(989) 792-2522 Fax (989) 792-3881E-Mail [email protected]

AuthorsW. James Richardson1356 Woodside StreetSaginaw, MI988-753-0233www.wjamesrichardson.com

AutoMcDonald Pontiac-GMC, Inc.5155 State Street Saginaw, MI 48603Leon V. WashingtonSales & Leasing [email protected]

Saginaw Valley Ford Lincoln Mercury4201 Bay RoadSaginaw, MI989-792-2453

BakeriesLighthouse Bakery285 S. Outer Drive Saginaw, MI989-754-7088 Fax 989-754-7099

Banquet FaciitiesAndersen Enrichment CenterLisa Hall120 Ezra Rust DriveSaginaw, [email protected]

Rowan - West Facility1400 W. GeneseeSaginaw, Michigan989-753-3475

BeautyIllusions Beauty SalonValerie KingOwner/Operator1400 W. Genesee StreetSaginaw, Michigan989-755-2666/989-755-3883

Reection of U Too2103 Sheridan Ave.Saginaw, Michigan989-753-4600

Shea GalleriaDee HollowayBarber/Stylist

1703 E. GeneseeSaginaw, MI M 48601

989-245-5479

Sports Barbershop1400 W. GeneseeSaginaw, Michigan

989-992-2600

Unique Cuts & Massage1502 Court Street

Saginaw, MI 48602989-327-2338

Unique Cuts II3125 E. HollandSaginaw, MI 48601989-327-2338

Carroton Pubic SchoosCraig C. DouglasSuperintendentP.O. Box 517Carrollton, MI 48724(989) 754-1475Fax (989) 754-1470Direct Dial (989) [email protected]

Community Centers and ServicesFirst Ward Community ServicesSheilda BraddockPresident/CEOHuman Services1410 N. 12th StreetSaginaw, Michigan

989-753-0411

ComputersCAMPS INC.

George L. Wilson

801 E. Genesee Ave.

819 E. Genesee Ave.

989-482-9299

989-755-9290

Creative Computers

Lathan Wilson (Buddy)

817 East Genesee

Saginaw, MI 48607

989-755-9290

DentistsJack Weston Nash DDSCosmetic and Restorative Dentistry1320 S. Washington AvenueSaginaw, Michigan 48601989-752-1200

FinanceKarenLawrence-Webster.comFinancial AdvisorsAXA Advisors, LLC4800 Fashion Square Blvd.,Suite 220Saginaw, Michigan [email protected]

(989)797-3281

Food & DiningSpencers Route 46

Spence DambroProprietor5530 Gratiot989-793-3400Saginaw, MI 48638www.spencersfinefood.com

Graphics/DigitaTBF Graphics Digital803 S. Washington Ave.Saginaw, Michigan989-752-5540TBFGRAPHICS.COMTBFDIGITAL.COM

Housing AgencyCircle of LoveHousing Counseling AgencyPamelia D. Brazil1809 Durand StreetSaginaw, Michigan989-921-0569www.circleoovecdc.org

Heating and CooingHORIZONAzola Williams989-755-8650 Business

989-233-3295 CellPubicationsDavid HallCrimiel Publications LLCPOB 20061Saginaw, Michigan 48602

ReatorsCentury 21Atonya F. Patterson, Realtor5580 State St., Suite 4Saginaw, Michigan 48603989.921.7000 ofce989.284.1465 cell

[email protected]

RestaurantsBrother Arthurs Fish & More2522 E. GeneseeSaginaw, MI989-752-0200

Kings Fish-N-MoreEddie KingOwner & Chef1202 N. Washington AveSaginaw, Michigan 48601(989) 252-4304

2 way# 131*433*10322Catering Available Upon Request

Rite Spot1205 Lapeer

Saginaw, MI 48601989-754-6001

RetaiersGREEKS R US2203 E. GeneseeSaginaw, MI [email protected]

Kennys Clothes310 Johnson St.Saginaw, MI989-753-4552 [email protected]

Sporting SuppiesMI. CAMPSGeorge L. Wilson801 E. Genesee Ave.Saginaw, MI989-482-9299

TaiorsExecutive TailoringChristopher E. EddingtonMaster Tailor418 Court Street

Saginaw, MI [email protected] hour service

Tax ServicesRobert McDuffy Tax & AccountingService/ERO e-le2127 LedyardSaginaw, MI 48601Business - 989-443-0115Fax [email protected]

TransportationMcFadden Charter Service, LLCHoward McFadden1200 E. Moore Rd.Saginaw, Michigan989-777-7038 / 989-751-1461Howard [email protected]

Advertise your business with us!



18/24



Wael Solh, M.D., F.A.C.S.

Received an MD degree in 1998 from Tufts University - School of Medicine and performed his surgical residencyat St. Lukes Roosevelt Hospital Center, New York. Fellowship in Colorectal Surgery, Cleveland Clinic.Board Certified from the American Board of Surgery 2005, and Colon & Rectal Surgery 2008. Fellow of the

American College of Surgeons.

Surgical expertise and special interest in:Surgical expertise and special interest in:Surgical expertise and special interest in:Surgical expertise and special interest in:Surgical expertise and special interest in: Diseases of the Colon and rectum, Colon cancer, Hemorrhoid surgery, Crohns disease, Ulcerative colitis. Minimally invasiveMinimally invasiveMinimally invasiveMinimally invasiveMinimally invasive techniques of laparoscopic colectomy and procedure for prolapse and hemorrhoids

(pain free hemorrhoidectomy).

999 S. Washington Ave., Suite 2 Saginaw, MI 48601 Phone (989) 790-1001 Fax (989) 790-1002

Samuel Shaheen, M.D., F.A.C.S.

Received an MD degree in 1992 from University of Michigan School of Medicine, Ann Arbor, Michigan andperformed his surgical residency at Northwestern University. Board certified from the American Board of Surgery in1998/2007. Fellow of the American College of Surgeons.

Surgical expertise and special interest in:Surgical expertise and special interest in:Surgical expertise and special interest in:Surgical expertise and special interest in:Surgical expertise and special interest in: Cancers of the Esophagus, Stomach, Pancreas, Thyroid. Minimally invasiveMinimally invasiveMinimally invasiveMinimally invasiveMinimally invasive technique including Cholecystectomy, Splenectomy, Hernia repair, Nissen fundoplication.

Yong C. Yoon, M.D., F.A.C.S.

Received an MD degree in 1996 from SUNY Health Science Center at Brooklyn, School of Medicine, Brooklyn,New York, and performed his surgical residency at St. Lukes-Roosevelt Hospital Center, New York, New York.Board Certified from the American Board of Surgery 2005. Fellow of the American College of Surgeons.

Surgical expertise and special interest in:Surgical expertise and special interest in:Surgical expertise and special interest in:Surgical expertise and special interest in:Surgical expertise and special interest in: Inguinal, incisional and ventral hernia repair. Minimally invasiveMinimally invasiveMinimally invasiveMinimally invasiveMinimally invasive technique including cholecystectomy, inguinal, incisional and ventral hernia repair.

Please Welcome Our Newest Associate...

Timothy Hackett, M.D.Received an MD degree in 2004 from the University of Toledo Health Sciences College of Medicine.He performed his surgical residency at The Jewish Hospital, Cincinnati, OH.

Surgical expertise and special interest in:Surgical expertise and special interest in:Surgical expertise and special interest in:Surgical expertise and special interest in:Surgical expertise and special interest in: Hernia repair, thyroid surgery, and biliary disease. Minimally invasiveMinimally invasiveMinimally invasiveMinimally invasiveMinimally invasive technique including Cholecystectomy, Hernia repair.

Michael W. Sullivan, M.D., F.A.C.S.

Received an MD degree in 1993 from UMDNJ-Robert Wood Johnson Medical School, NJ. Dr. Sullivan com-pleted his surgical residency at Northwestern University and a fellowship in vascular surgery at Rush University,Chicago, IL in 1999. Board certified general surgery 1999/2007 and vascular surgery 2002.Fellow of the American College of Surgeons.

Surgical expertise and special interest in:Surgical expertise and special interest in:Surgical expertise and special interest in:Surgical expertise and special interest in:Surgical expertise and special interest in: Vascular disease including Carotid artery surgery, Peripheral vascular disease, Aortic aneurysms,

Varicose veins. Minimally invasiveMinimally invasiveMinimally invasiveMinimally invasiveMinimally invasive technique including Endovascular abdominal aneurysm repair.


19/24

Atonya Patterson,REAlTOR

Century 21 Signature Reaty5580 State St., Ste. 4Saginaw, MI 48603

989-284-1465 ce

989-921-7000 office989-921-7001 [email protected]

New Birth Missionary Baptist Church

1418 S. Warren Ave.

Saginaw, MI 48601

989-755-6604

that will be essential to keeping their doors open and also their

future ability to grow and create jobs.

To be eligible for the temporary 504 refinancing program,

a business must have been in operation for at least two years,

the debt to be refinanced must be for owner-occupied real

estate and have been incurred no less than two years prior to

the date of application and the proceeds used for 504-eligible

business expenses, and payments on that debt must be current

for the last 12 months.The refinancing loan is structured like SBAs traditional

504 loan. Typically, a 504 project includes three elements:

a loan (or first mortgage) secured with a senior lien from a

private-sector lender covering 50 percent of the project cost,

a second mortgage secured with a junior lien from an SBA

Certified Development Company (backed by a 100 percent

SBA-guaranteed debenture) covering up to 40 percent of the

cost, and a contribution of at least 10 percent equity from the

small business borrower.Borrowers are able to refinance up to 90 percent of

the current appraised property value or 100 percent of the

outstanding mortgage, whichever is lower, plus eligible

refinancing costs. Loan proceeds may not be used for other

business expenses. Existing 504 projects and government-

guaranteed loans are not eligible to be refinanced.

Under the Jobs Act, Congress authorized SBA to approve

up to $15 billion in loans under this program ($7.5 billion

in both fiscal years 2011 and 2012). Together with the first

mortgage, this temporary program will provide up to $33.8billion of total project financing. Additional fees charged to

the borrower will cover the cost of this refinancing program

and as a result no loan subsidy will be needed from taxpayer

funds. The program is expected to benefit as many as 20,000

businesses.

SBAs traditional 504 loan program is a long-term financing

tool, designed to encourage economic development within a

community. A 504 loan provides small businesses with long-

term, fixed-rate financing to acquire major fixed assets for

expansion or modernization.With publication in the Federal Register, which is expected

by April 6, SBA will begin accepting applications from small

business owners with mortgages maturing after Dec. 31, 2012.

The program will be in effect through Sept. 27, 2012.

Small Business Owners To

Gain Advantage Through SBAcontinued from page 5



Art &

Garden

Festival

Anderson

Enrichment

Center

Wednesday,

June 15

10: a.m.

3:00 p.m.

Art and

Garden

Vendors

Demonstrations

and

Presentations

Sweet and

Treats

Silent Auction

Free

Admission

Call Lisa at

989.759.1362

for

information


20/24

The ComForcare Mission

To improve the quality of life and level of independence

for every client and family receiving our services

ComForcare is focused on four initiatives that we

believe are critical to the well being of seniors

Fall Prevention

Medication Adherence

Chronic Disease ManagementTransition of Care

Contact us today to learn more about our Quality Care Guarantee!

989-752-5501 989-752-5503 FAX Email: [email protected]

Website: www.mbsmichigan.comforcare.com

Wilbert J. and Alois B. SmithOwner/Operators

A Dedicated

Non-Medical

Home Care Agency

320 S. Washington Avenue,

Suite 202 Saginaw, MI 48607

Great Opportunity!Part-time and full-time sale positions available!!

Call 989.791.3575 for information

Charity Boat ExcursionBay City Child and Family Services of Saginaw County

invites you to Rockin on the River Charity Event.

Friday, June 10, 2011Aboard the Princess Wenonah in Bay City, MI

A three-hour boat excursion

Hardy hors doeuvres

Next Exit a cover band

Silent auction

Cocktails available

Tickets $27.50 per person, $55 couple

Boarding 6:30 pm to 6:55 pm

Sailing 7:00 pm to 10:00 pmTickets available at Child & Family Services at Saginaw

2806 Davenport or call 989.790.7500

Event Sponsor:

Wildfire Credit Union

RC Hendrick & Sons

Proceeds raised from this charity event will be used to support

Child & Family Services in their effort to ensure that all clients

are eligible to receive services

Library Programs For TheEntire Family

Children can enjoy a craft, listen to stories, or watch a movie during library

programs in May. All library programs are free and families are welcome.

Rubber Ducky Youre the One! On Sesame Street, Ernies rubber duck was

cute, yellow and chubby. Listen to some ducky stories while you customize

your own rubber ducky on Monday, May 16 from 4 p.m. to 5 p.m., at

Wickes Library, 1713 Hess. A small snack will be provided. This free

program is for children ages 5-12. No registration required.Hello Kids! Come get Despicable with Claytor Library, 1410 N. 12th, on

Thursday, May 19 from 4 p.m. to 5:30 p.m. We will be hosting a special

Movies at the Library Series, for the month of May. Children of all ages

are welcomed to attend this showing of the movie Despicable Me. A light

snack will be provided.

Preschool Storytime for children 3-5 years of age featuring stories, songs,

fingerplays and fun will be held on Fridays, May 13, 20, and 27, from 10:30

a.m. to 11 a.m., at Zauel Library, 3100 N. Center. Storytimes are free and

registration is not required.

The Public Libraries of Saginaw will provide necessary, reasonable

auxiliary aids and services, such as signers for the hearing impaired, toindividuals with disabilities. Please contact the Public Libraries of Saginaw

to give at least two weeks advance notice by telephoning 755-9833, using

the librarys T.D.D. service at 755-9831 or writing the library at 505 Janes,

Saginaw, MI 48607.




21/24

Louise McKinnie,Owner

We Sell and Use Dudley Products

Professional Stylist Master Barbers

Louise McKinnie, Owner Rev. Dale Tatum

Charlotte DixonNicole Williams

Dan CervantesMalcolm Davis

Nail Tech Natalia Cervantes



Yu usYu just dt know

yu us.

Dow Diamond Midland Splash Village Frankenmuth Saganing Casino Standish

For over 32 years, ABC member companies have built some ohe bes k bidigs i

aea; now we think you should know what our builders believe in. First and oremost, they believe

in air competition where projects are awarded to the most qualifed contractor who delivers the

best value through exceptional workmanship and services. ABC membes believe that ongoing

education results in saer jobsites and award winning cratsmanshipthat means true long-term

value or owners.

We are a part o a 25,000 member national association. Our area membership spans 13 counties

representing nearly 200 companies employing close to 9700 o your neighbors, amily and riends.

Now that you know us, we encourage you to choose an ABC Member or your projectTogether

we will be building our communities or many years to come. To learn more about ABC Members

call 989.832.8879 or visit www.abcsvc.org or www.abc.org.

Your visionOur membersBuilding value.

.

.

-

.

.

.

.

. . . . . . .

.- - . .

truE lonG-tErM VAluE For ownErS

Assciaed Bides ad Cacs Sagia Vaey Chape

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1400 W. Genesee, Suite 200

Saginaw, Michigan 48602

Phone: (989) 753-3475

[email protected]

Ofce Hours:Monday - Friday

8:30 a.m. - 5:00 p.m.

Closed Saturdays and Sundays

Publication Dates:

1st and 16th of each month

Deadlines:

For all news, announcements and

advertisements please submitt information

no later than 2 weeks before publication dates.

Submission Procedure:

All news, announcments and advertisements

may be mailed, or e-mailed in the

preferred formats : Jpeg or PDF

How to write Us:The Michigan Banner encourages letters from

our readers. Expressed opinions must have the

writers signature, address and phone number.

(Only the names will be published with the letters)

Write:

The Michigan Banner,

1400 W. Genesee, Saginaw,

Michigan 48602

or e-mail us at

[email protected]

Follow us on Facebook.com/themichiganbanner

Advertise your job posting withThe Michigan Banner!

(989) 753-3475

Volume 8 Number 9 First Great Lakes Regional Newspaper May 1, 2011


EvelynMcGovern

Page11

CharlesH.Coleman

Page2

J.J.Boehm

Page3

RuthClaytorMarsh

Page6

InternationalCoin

CollectorsAssociation

Page8

Support the people who Stand behind the badge to

protect You and our countY everY daY.

LEARN MORE AT kEEpsAgiNAwcOuNTysAfE.cOM

Keep Saginaw countY Safe.

Keep criminalS behind barS.

Keep deputieS and detectiveS on the job.

remember to vote on tueSdaY, maY 3

Keep

Saginaw

CountySafe!

VoteYeS

forSheriffS

ServiCeSMay3

Strongpublicsatisncssarto:n GrowSaginawCountyseconomyand addjobs.

n Improveourquality oflife.

n Investinour homes,keeping911responsetimeslowandinsurancerates down.

youryeSvotmans:

n 160jailbedsstay open,keepinghundredso

criminalsothestreet.

n Deputiescontinueto patroland providequickresponsewhen911 iscalled.They respondedtonearly14,000 callslast year.

n Thedetectivebureau staysopento investigateandsolvecrimes.

facts&figurs...n Theproposalwould costthe averageSaginawCountyhomeowner(marketvalue $85,000)about$42peryear,lessthanadollaraweek.

n SaginawCountygovernmenthasdownsized;morethan100 countygovernmentjobshavebeencutoverthe pastdecade.Countycommissionershaveeliminatedtheirbenefts.Thisinvestmentisnecessarytokeepour communitysae.

endorSed bY:

n TheEzekielProjectn TheSaginawCountyChamberoCommercen TheSaginawLaborCounciln TheFrankenmuthConventionandVisitorsBureaun TheSaginawCountyPoliceChiesAssociationn TheSaginawValleyYoungProessionalsNetwork

Paid forbyCit izens forabetter saginaw County

Stop in today and try one of our homemade specialties

LIGHTHOUSE BAKERY & DELI

Hungry?We bake from scratch!

285 S. Outer Drive Tel: 754-7088 Fax: 754-7099

Donuts Cookies

Cakes Pies

Be good to yourselfBe good to yourself

DRESS FOR SUCCESS!

WEDDINGS

PROM

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BUSINESS

TUXEDO

SHIRT & TIE

AND MORE!

SUIT, SHIRT, & TIE PACKAGES

AlTERATIONS INClUDED

STARTING AT JUST $149.00

SAGINAW SUITS AND AlTERATIONS

AlTERATION CENTER

402 N. MICHIGAN AVENUE(ACROSS FROM SAV-A-lOT)

PHONE 989.752.5169WWW.SUITSBYSAl.COM

Volume 8 Number 8 First Great Lakes Regional Newspaper April 16, 2011


CelesteJonson

Page9

Michelle McGregor

Page6

BishopRonaldChipp Page2

Dr. Henry LouisGates, Jr. Page3

Just stop!Just Stop! This is a message that has resonated many times within our communities, however, not with

such conviction and truth as the message delivered by Dr. Jawanza Kunjufu, the guest speaker, at the Just Stop!

Anti-Drugs and Crime Summit held recently at Ricker Middle School in Buena Vista Township, Saginaw. His

passionate and inspiring lecture addressed the critical concerns of the self image of young men and women to the

well-attended audience of youth and parents. Leaving the Just Stop Summit Anti-Drugs and Crime Summit,

the youth carried a wealth of information, including real life visuals by Lori Riggs, Community Resource

Specialist of the U.S. Attorney General Office and Sergeant Carpenter of the Saginaw Police Department. Also,

Judge M.T. Thompson shared his views of how the community must change and bring peace to the streets. Chief

Booker of Buena Vista Township Police Department presented a strong presentation to support Just Stop Anti-Drugs and Crime Summit! Parishioners on Patrol and Youth Development Program were the host.

Aspeaker at many universities and a consultant to urban school districts, Dr. Kunjufu has been featured in

Ebony and Essence Magazine, and on BET and Oprah. He is al so an author of several best sellers, with his l atest

title, Understanding Black Male Learning Styles. Dr. Kunjufus curriculum is embraced by educators over the

nation for the change it brings to the communities.

Dr. Kunjufu can be contacted at www.africanamericanimages.com. see additional photos page 16


23/24

Michigans

ONLYAFRICAN

AMERICAN

ownedLINCOLN

DEALERSHIP

Michigans

ONLYAFRICAN

AMERICAN

ownedLINCOLN

DEALERSHIP

4201 Bay Road,Saginaw

989.792.17001.800.479.8651

We Deliver!




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the michigan banner may 16, 2011 edition

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