the michigan banner june 16 2013 edition

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 Leading in Diversity “Empowering Communities and Changin g Lives”  V olm10 Nmbr 12 TMiciganBannr Jn16,2013 FirtGrat LakBayRg ionalNwpapr POLITICA -LB1 CONGRATuLATIONsTOThe MIChIGANBANNeR- PAGe2 CAVALIeRPRIde! PAGe34 MOVINGuP!-PAGe11 2013MANOF exCeLLeNCe-PAGe16 Modern Day Cure, a contemporary worship band based in Saginaw will continue to sing praises as they release a full-length album entitled Victorious this fall. Already a recorded band with a four song EP in September 2012, entitled Your Great Name, the new full-length album is a testament of the perseverance of MDC. “Victorious, our new album, reminds peopl e that no matter what th ey face in life they can ov ercome. We want to bring a message of hope and strength to everyone who hears the music”, says bandleader Aaron Chipp. A creative band, MDC will partner with fans, family, and friends through the crowd-funding platform Indiegogo to continue to reach the world with worship in song with a drive to obtain the goal of $9,000 for Victorious at IGG.ME/A T/MODERNDAYCURE. “We are very appreciative of our fans for all their support and encouragement”, says founding band member T amar Chipp. “We are especially grateful for the love and support of our home town. Our community has embraced us and we are encouraged by their continual support”, says founding member Tifani Hall. In the meantime while awaiting the release of Victorious, Modern Day Cure will continue with a unique  praise throughout Michigan when they perform at the outdoor music festival, known a s The Big Ticket Festival, in Gaylord, on Friday, June 21, and at Ojibway Island’s Rock the Island Christian Festival in Saginaw on Saturday, July 13. Presently, the four song EP , Your Great Name, is available at Family Christian Store, and digitally through iTunes. For more information about the band visit moderndaycure.com, follow on T witter@moderndaycure, Facebook, or [email protected]. Victorious We Are Celebrating African-American Music Appreciation Month In June L-RTFoni ngMmbrofMdC,Ti fanihall, AaronCipp,TamarCipp MdCatNwLifCritian Fllowipi nsaginaw TamarCippanBanatsaginawspirit FaitNigtConcrt

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Page 1: The Michigan Banner June 16 2013 Edition

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 Leading in Diversity “Empowering Communities and Changing Lives” 

Volm10•Nmbr12TMiciganBannr

Jn16,2013 FirtGratLakBayRgionalNwpapr

POLITICA-LB1

CONGRATuLATIONsTOThe

MIChIGANBANNeR-PAGe2

CAVALIeRPRIde! PAGe34

MOVINGuP!-PAGe11

2013MANOFexCeLLeNCe-PAGe16

Modern Day Cure, a contemporary worship band based in Saginaw will continue to sing praises as theyrelease a full-length album entitled Victorious this fall. Already a recorded band with a four song EP inSeptember 2012, entitled Your Great Name, the new full-length album is a testament of the perseverance of MDC. “Victorious, our new album, reminds people that no matter what they face in life they can overcome. Wewant to bring a message of hope and strength to everyone who hears the music”, says bandleader Aaron Chipp.

A creative band, MDC will partner with fans, family, and friends through the crowd-funding platformIndiegogo to continue to reach the world with worship in song with a drive to obtain the goal of $9,000 for Victorious at IGG.ME/AT/MODERNDAYCURE. “We are very appreciative of our fans for all their supportand encouragement”, says founding band member Tamar Chipp. “We are especially grateful for the love andsupport of our home town. Our community has embraced us and we are encouraged by their continual support”,says founding member Tifani Hall.

In the meantime while awaiting the release of Victorious, Modern Day Cure will continue with a unique

 praise throughout Michigan when they perform at the outdoor music festival, known as The Big Ticket Festival,in Gaylord, on Friday, June 21, and at Ojibway Island’s Rock the Island Christian Festival in Saginaw onSaturday, July 13.

Presently, the four song EP, Your Great Name, is available at Family Christian Store, and digitally throughiTunes. For more information about the band visit moderndaycure.com, follow on Twitter@moderndaycure,Facebook, or [email protected].

Victorious

We Are Celebrating African-American Music Appreciation Month In June

L-RTFoningMmbrofMdC,Tifanihall,

AaronCipp,TamarCipp

MdCatNwLifCritianFllowipinsaginaw

TamarCippanBanatsaginawspirit

FaitNigtConcrt

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1400W.Gnsaginaw,Micigan(989)753-3475www.tmiciganbannr.com

Pag2TMiciganBannr

Jn16,2013 FirtGratLakBayRgionalNwpapr

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In This IssueBusiness & Wealth .....................................................................................Page 9

The Latino Banner .....................................................................................LB 1 - LB 4Health.........................................................................................................Page 19

Praise Connections ....................................................................................Page 27

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The Michigan Banner 1400 W. Genesee

Saginaw, MI 48602

989.753-3475

[email protected]

Office Hours:

Monday – Friday

9 a.m. – 5 p.m.

Publisher 

Jerome Buckley

Senior Editor 

R. L. Buckley

Circulation & Distribution:

Staff 

Marketing & Sales

Staff 

SalesStaff 

Mission:

The Michigan Banner operates and

serves as a print and online media venue

committed to educating, informing and

enlightening our readership regarding

events and news that directly and indirectly

affect the communities regionally and globally.

Furthermore, to serve as a catalyst and a link for 

cultivating young adults as entrepreneurial and

business leaders for the future.

Disclaimer:

The Michigan Banner and its staff are not

responsible and will not be held liable for 

any mistakes, error, misspellings and false

advertisements in part or whole that may be

placed within its publication. Articles, information

or comments printed in the newspaper are not

necessarily the views or beliefs of The Michigan

Banner newspaper. The Michigan Banner 

reserves the right to edit, change, or delete any

information, or refuse to print any information,

article or advertisement which is believed to be

inconsistent with or conflicts with the mission of 

the newspaper.

Deadlines:

2 weeks before each publication date of the

1st and 16th of each month

Submission Procedure:

Mailed or e-mailed

Preferred format: Jpeg or PDF

www.themichiganbanner.com

Facebook.com/themichiganbanner 

Twitter.com/MichiganBanner 

Blog: www.themichiganbanner.wordpress.com

Michigan Banner Classified

Call 989-753-3475

or go online at

[email protected]

1400W.Gnsaginaw,Micigan(989)753-3475www.tmiciganbannr.com

 Do not wait until the conditions are perfect to begin. Beginning 

makes the conditions perfect. -Alan Cohen-American Businessman

A new beginning brings new expectations of our personal fu-ture. God graciously does not allow us to know the future, for if wedid, there is doubt as to whether or not we would be able to sustain.Our life is affected by circumstances and how we respond as weare going through the circumstantial battles, and most importantlythe lessons we learn as a result of the circumstance. Our response

will show our character, and the fortitude that exists in us for theessence of life. Character is an attribute that if your life decisionsare made without it the long term success of your plans throughoutlife will more than likely not sustain your vision for your life andyour love ones.

Life will give you something to laugh at one minute, and something to grieve about the next. Itcan bring something to you that will change your life because of your decisions or the decisions of those around you. We just never know what this life will bring and that is why while we are being

 blessed, we must bless others. We must remember that it is imperative that the future generation nev-er forget that American in comparison to other countries is the youngest, however, the most blessed.They must know why and how we continue to be blessed. We must teach the young entrepreneursand visionaries how to create a livelihood that can be passed from one generation to the next, in other words, generational wealth, not paycheck to paycheck existence. This is the American dream.

Let’s continue to remind our young entrepreneurs in our communities that whatever the youngentrepreneurs in other parts of the country, such as Larry Page, the co-founder of Google, born inEast Lansing, a self-made billionaire, or Mark Zuckerberg, co-founder of the social networking site,facebook, a self-made billionaire, or Tyler Perry, who often speaks of his abusive home, and now isa world renown writer, actor, director and producer, and the first African American to own a major film and TV studio, have accomplished, that our young folks can also accomplish great feats for their communities and the world. They must know that making a difference in their community, isnot for “recognition”, but for the quality of life of others. As we celebrate our 10 year anniversary

of the Michigan Banner with the community, why don’t we all together challenge each leader to beextraordinary, as well as, challenging the supporters of the leaders to be the best supporters they can be as we all continue onto the next beginning.

 LifeBy Jerome Buckley, Publisher The Michigan Banner 

The Michigan Banner would like to thank 95th District State Representative Stacy Erwin Oakes for recognizing and honoring the Michigan Banner with a Special Tribute. The recognition is greatlyappreciated.

 

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 believe. do.At AT&T we believe in communities. That’s why we do what we do. Like striving

to connect people with good jobs, donating our time and talent, supporting the

underserved, and promoting innovative educational programs.

Because we believe the power of you creates limitless possibilities for us all.

That’s why we proudly support the Michigan Banner.

© 2011 AT&T Intellectual Property. All rights reserved .

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1400W.Gnsaginaw,Micigan(989)753-3475www.tmiciganbannr.com

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Volm1•Nmbr14TLatinoBannr

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1400W.Gnsaginaw,Micigan(989)753-3475TLatinoBannr–[email protected]

 Politica

snatorMarcoRbio: “I am 100 percent committed

to the immigration issue,immigration reform. Quitethe opposite, I will continueto work to make sure thatit doesn’t come to that. My

 point is that if we don’t havethose—if we cannot secure

the border, if we cannot take the necessary stepsto earn our colleagues’ trust, this will never 

 become law. We’re wasting our time. But Idon’t think it will come to that. I simply think 

that if we can arrive at a reasonable measure— of course, it has to be something reasonable—tosecure the border and prevent any sort of waveof illegal immigration in the future, that we’regoing to have more than enough votes to be ableto accomplish it.”

Maria elna salina: “Let’s try tounderstand how to accomplish that. At this time,the border is more secure than ever. There are21,000 border agents, a 651-mile wall, more than300 watchtowers. And the bill that you helped towrite has even more funds for border security.So, what are the measures that you consider keyfor the Senate to approve the reform? What elsedo the Republicans want?”

Rbio: “Well, the problem—, not just

Republicans. There are four, five Democrats whoare also asking for it in the Senate. And the point

is the following: What they want are details onexactly where those resources are going to beused because, yes, there are sectors of the border that are much more secure, but there are othersthat aren’t. For example, the area of Tucson,Arizona. So what they’re asking is that it not

 be left to the discretion of the Administration or agencies, but that the law specifically says whereand how those resources will be used so thatthere is no waste and that the—the errors of the

 past are not repeated.”

snaorMarcoRbio:“Yo estoy 100 por ciento comprometido al tema migratorio, lareforma migratoria. Al contrario, voy a seguir trabajando para asegurarnos que eso no sea elresultado. El punto mío es que si no tenemosesos--si no podemos asegurar la frontera, si no

 podemos tomar las medidas necesarias paraganar la confianza de nuestros colegas, estonunca se va a convertir en ley. Estamos gastandoel tiempo. Pero yo no creo que va llegar a eso.Yo simplemente pienso que si nosotros podemosllegar a una medida razonable, no, tiene queser algo razonable. Pero una medida razonable

 para asegurar la frontera y prevenir cualquier tipo de otra ola de migración ilegal en el futuroque vamos a tener más de suficientes votos para

 poder lograrlo”.Maria elna salina: “Vamos a tratar de

entender cómo lograr esto. En este momento, lafrontera está más segura que nunca. Hay más de21,000 agentes fronterizos, 651 millas de muro,más de 300 torres de vigilancia. Y el proyecto queusted ayudó a redactar tiene aún más fondos paraseguridad en la frontera. Entonces, ¿cuáles sonesas medidas que considera que son clave paraque la reforma se apruebe en el Senado? ¿Quémás quieren los republicanos”?

Rbio:“Bueno, el problema--, no solamenteson republicanos. Hay cuatro, cinco demócratas

que lo están pidiendo también en el Senado. Yel punto es el siguiente: Ellos lo que quieren esdetallar exactamente de dónde es que se van autilizar esos recursos porque, sí, hay sectoresde la frontera que están mucho más seguros

 pero quedan algunos sectores que no lo son. Por ejemplo, la área de Tucson en Arizona. Entoncesellos lo que están pidiendo es que no se le dejena la discreción de la administración o de lasagencias, sino que en la ley específicamente digadónde y cómo se van a utilizar esos recursos paraque no haya malgasto y no se repitan los--loserrores del pasado”.

Fll Intrviw at ttp://www.yotb.

com/watc?v=uiA6Cy3Ynqk 

Rbioonuniviion:NoImmigrationLawunlBorrscrityMarArImprov 

 Rubio: “If we cannot secure the border, if we cannot take the necessary steps to earn our colleagues’ trust, this will never become law. We’re

wasting our time. But I don’t think it will come to that.” 

 Excerpts of Interview on Univision’s “Al Punto” with Maria Elena Salinas and Senator Marco Rubio

 NegocioBigstratgiforsmallBin

BigstratgiforsmallBin,a for

part ri, ponor byMiciganWork!,

will b prnt on Jn 25, at t For

Pointbysraton,4960TownCntrR.,

insaginaw, at11:30 a.m. to1 p.m. Onlin

rgitration availabl ntil Jn 24, i $15

forsaginawContyCambrmmbran

$20 for t pblic. Call 989.752.7161 for

aitionalinformation.

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1400W.Gnsaginaw,Micigan(989)753-3475TLatinoBannr–[email protected]

 LB2

TLatinoBannr Jn16,2013 

VamoAlant

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Jn16,2013TLatinoBannr

LB3 VamoAlant

1400W.Gnsaginaw,Micigan(989)753-3475TLatinoBannr–[email protected]

sALud

Auburn Hills - Chrysler Group LLC inunique partnership with the National Associationof Black Journalists (NABJ) and the NationalAssociation of Hispanic Journalists (NAHJ)are working together to bring greater focusand awareness to the need for better health and

wellness education in underserved multiculturalcommunities.

The initiative officially began on May 25,comprised of two phases. The first phase is a30-day Wellness Challenge where the membersof the NABJ Detroit and Chicago chapters, andthe members of the NAHJ Los Angeles and NewYork chapters, compete against one another,sporting pedometers that automatically track each participant’s steps. The reward for moststeps between each group includes scholarshipdollars the organizations can use to supportaspiring journalists.

“Chrysler Group is pleased to extend our 

commitment to nurturing a culture of healthwithin our Company to touch and positivelyaffect lives in the wider community throughthis program with the NABJ and NAHJ,” saidKathleen Neal, Director – Integrated Health &Disability, Chrysler Group LLC. “Health and

wellness must be a front and center issue for everyone concerned about healthy, sustainablecommunities.”

In the second phase, Chrysler Group will hosta health pavilion at the NABJ and NAHJ nationalconventions. The pavilions will touch many keyareas of wellness, including health screenings,strategies for reducing stress, exercise andnutrition, all areas identified as concerns in theBlack and Hispanic communities.

Chrysler Group has a solid history as a leader inhealthy and sustainable lifestyles of its employeesand their families. The National Business Groupon Health (NBGH) has awarded Chrysler Group

as one of the nation’s top corporations providingcomprehensive programs that enable a healthyworkplace and promote healthy lifestyles for employees and their families. This year, Chrysler Group received a gold medal award for the fifthconsecutive year, and was the only automaker to

receive this award for the third year in a row. Theaward, Best Employers for Healthy Lifestyles,recognizes companies that truly embrace aculture of wellness and work collaboratively toimprove their employees’ health, productivityand quality of life.

“This is a unique fitness and wellnesseducational program challenging journalists whocan use their first-hand experiences to reach thecommunities they serve to encourage healthyand sustainable lifestyles,” Neal said. “It’s aboutgetting the word out to step it up.”

Source: Chrysler Group LLC

CrylrGropCallngBlackanhipanicJornalittostpItup!

InternetyTecnología

Miami, Fla - Terra, aglobal digital media companyand content producer with a

 presence in 19 countries, recentlyannounced that Terra Live Music, the bilingual,interactive music platform launched by thecompany in 2012, was recognized as “Top DigitalMedia Innovator in the Latin World” at the 2013Latin American Advertising and Media AwardsConference hosted by Portada.

“We are proud to be at the forefront of livestreaming events in the US Hispanic market. Our 

 priority is to offer original programming andground-breaking platforms that allow our userswithin Terra’s North American region to interactin real time with famous and up and coming

artists via multiple screens,” said Gerardo Adame,General Manager for Terra in North America.

“The 360-degree Terra Live Music concertexperience provides a unique opportunity for marketers to connect with consumers throughtheir favorite artists and live music performances,”added Liz Sarachek Blacker, Chief RevenueOfficer of Terra in the United States. “We havean amazing line up of top artists for Terra LiveMusic for the rest of the year which we will

 be announcing shortly,” concluded Sarachek Blacker.

Since its inception, the Terra Live Music program has presented renowned artists such asAlejandro Sanz, Alex Ubago, Chino y Nachoand Fonseca. The Alejandro Sanz performance

in December generated over half a millionstreams globally during the live transmissionand via Video on Demand. Nearly one million

 people visited the Alejandro Sanz Terra LiveMusic special site, spending an average of fiveminutes per visit. The Terra Live Music platform,available online, through computers, tablets andmobile devices and shared via social media, has

 been supported by advertisers such as AmericanFamily Insurance, AT&T, Kia, Pepsi, T-Mobile,

Toyota and Trident, among others.For business opportunities and to learn more

about Terra Live Music, contact Liz Sarachek Blacker, Chief Revenue Officer of Terra at(212)354-2700 or via email: [email protected].

TrraLivMicWinTopdigitalMiaInnovatorAwar

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1400W.Gnsaginaw,Micigan(989)753-3475www.tmiciganbannr.com

Our Advertisers Are Talking 24/7@ www.themichiganbanner.com

Community State Bank 132 S. Saginaw St. • St. Charles, MI 48655

FAX (989) 865-6561

www.gotocsb.comSaginaw Branch

JOBTITLe: Mortgage Loan/Business Development Officer esseNTIALResPONsIBILITIes:

• Outreach activities which involve community development,

education and financial literacy.• Coordinates communications between customers, underwriters,

 processors, closing agents and provides on-going communication tocustomers and business partner.

esseNTIALsKILLs/exPeRIeNCe:

• B.S. in finance, accounting or business is preferred.

• Minimum of 7 years of banking experience, preferably including

3-5 years mortgage lending preferred.• Experience in Consumer and Residential Lending.

• Knowledge of FNMA, FHLMC, FHA, and VA preferred.

Ifintrtintipoition,plarponinwritingtot

hmanRorcdpartmnt

AllrmmtbrcivbyJn24,2013.

Community State Bank is an Equal Opportunity Employer 

YotemploymntanRcration

ProgramBgin2nYeARinsaginaw 

Disability Network of Mid-Michigan has once again received a grantfrom the Michigan Department of Natural Resources and the MichiganEconomic Development Corporation, to provide an at-risk youthemployment and outdoor recreation program in the city of Saginaw.

Disability Network of Mid-Michigan, in partnership with several areaagencies and non-profits, will employ 90 young people, ages 16-19, who

qualify for the free school lunch program in the city of Saginaw. Duringthe summer, eligible youth will spend 20 hours per week participatingin pre-employment training, career planning, leadership, skill building,work experiences, current events & issues discussions, and outdoor recreational opportunities.

Parishioners on Patrol of Saginaw, S.T.R.I.V.E, Victorious BelieversMinistries, the Mexican-American Council, and The Michigan Banner are returning as community partners for this employment and recreation

 project. The American GI Forum will be added as a new partner for thisyear.

“Disability Network became the lead partner in this program because

of our commitment to helping young people prepare for careers, for college, and for living independently,” said David Emmel, ExecutiveDirector at Disability Network of Mid-Michigan.

“Summer jobs are an important component in the process of preparingtoday’s young adults for tomorrow’s workforce,” said Lowell Gisel, SkillDevelopment program manager at Disability Network. “Meaningfulemployment helps young people develop the work habits, attitudes, andskills needed for continued success in work and in life. “

“During his State of the State address, Governor Snyder cited this program as ‘a key priority’ and we’re excited to once again be a part of 

this opportunity for the Saginaw community,” said Pastor Larry Camel of Parishioners on Patrol of Saginaw. “These experiences will teach young people about work ethic and about employer expectations. In addition,the program will provide participants with knowledge and skills that willenable them to make positive, life-long contributions to the Great LakesBay region.”

For more information about the program, please contact Disability Network of Mid-Michigan at 989-835-4041.

TeAMsBA–FinancingRontabl 

The Small Business Administration and the Michigan SmallBusiness & Technology Development Center Great Lakes Bay willoffer a free TEAM SBA - Financing Roundtable at Delta College, 1961Delta Road, University Center.

For more information about MI-SBTDC, resources or other seminars,visit www.misbtdc.org/GreatLakesBay or call 989.686.9597 and find

us on Facebook www.facebook.com/MISBTDC.GreatLakesBay.

Intersection of Business & Wealth

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TscrttoPttingTogtran

InanlysccflTamBy Sallie Krawcheck 

What are 13 of the most common words that keep companies fromrealizing their full performance potential? (Hint: They are 13 words thatare very difficult to argue with.)

Those words are: “Hey, our goal is simply to put the best person in the job.” Can’t argue with that, can you? Who can be against putting the best person in the job??

Except……Research has shown that the best performing teams are diverse teams.

The power of diverse perspectives is such that diverse teams outperformnon-diverse teams….and they outperform even more capable teams.

But humans are human. When left to our own devices, many of us prefer to spend time with like-minded individuals. I’ll admit it: I oftendo. Frankly, it’s just easier. And it’s also easier for me to picture howsomebody who looks like me and sounds like me will get the job done; thisis particularly true if it’s a difficult job or a stretch assignment, because Ican imagine how I would do it.

So let’s take this to its logical conclusion....with a basketball example.In any random group of UNC basketball players from the past it couldwell be that Phil Ford, Jimmy Black, Raymond Felton, Ty Lawson andKendall Marshall would be the best players. But would they be a nationalchampionship team? No way. And that’s because they’re all point guards.

While arguably possessing the most valuable skill set on a team, they willalmost certainly be beaten by teams that have more diverse player skills.

When I have built business teams in the past, I’ve tried to round outthe group by including a visionary, a doer, a skeptic, a client advocate andan “historian” as part of the team, to name a few. And I have also workedto include diverse backgrounds, whether acquired (time spent abroad,time spent at competitors) or innate (gender, ethnicity).

If we can change our mindset from “Hey, our goal is simply to put the best person in the job” to “Hey, our goal is simply to put the best team in place,” we will have accomplished a great deal on improving company

 performance. And we will have accomplished a great deal on increasingopportunity and diversity.Sallie L. Krawcheck is the former President of Bank of America

Global Wealth and Investment Management, and former CEO, MerrillLynch Wealth Management

BinFachalt-Cardciion

MONeYMATTeRs: Although the AffordableCare Act does not require companies to provideemployee health insurance, business owners may wantto pay special attention to the law’s tax implications.

Large employers that do not offer workers aminimum level of essential health coverage could

 be hit with costly penalties. Meanwhile, financialincentives may be available to certain small employers

that choose to provide employee health coverage.For many businesses, the presence of certain staffing thresholds may

also influence hiring decisions.

PnaltypaaaStarting in 2014, employers with 50 or more full-time workers (“full

time” is considered 30 or more hours per week) may have to pay anannual nondeductible penalty for either not offering “minimum essential”health insurance or offering health plans that are more expensive thanthe coverage available through the government- run exchanges. (Part-timers’ hours are included in monthly calculations to determine whether the employer is a “large employer.”)

The penalty will amount to $2,000 per full-time employee, after thefirst 30 exempted employees. A business could be subject to the penalty if one worker obtains coverage on his or her own through an exchange andreceives premium assistance or a tax credit – even if the employees hadthe opportunity to enroll in an employer-provided plan.

Claimingacrit

Eligible small businesses that pay at least 50 percent of their employees’ health insurance premiums may be eligible for a temporarytax credit that could offset a portion of their costs.

2013: Firms that employ 10 or fewer workers and pay an averageannual wage of less than $25,000 may be eligible for the maximum taxcredit, which is equivalent to 35 percent of employer contributions towardemployee health coverage. For firms with between 10 and 25 employees,

the credit is reduced as the number of employees and/or average wagesincrease, and the credit disappears for firms with more than 25 workersor those that have an average annual wage exceeding $50,000. The creditdoes not apply to health coverage for owners or family members on staff,and they are not counted as employees.

2014-15: The maximum tax credit increases to 50 percent of employer- paid health premiums.

 Now more than ever, it could be important to consult your tax professional to navigate the rules and your options.

Charles Sims, Jr., is president/CEO of The Sims Financial Group.

Visit www.SimsFinancialGroup.com for additional information.

Charles Sims Jr., CFP

To be successful, you have to have your heart inyour business, and your business in your heart.

~Thomas Watson, Sr., former Chairman and CEO of IBM

 

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Lindsey Pearsall has been promoted toDeposit Sales and Service Manager of thedowntown Midland office of WolverineBank. She began her career with the bank inApril of 2010, as a Deposit Sales and ServiceRepresentative. She has been an integralmember of the Wolverine Bank deposit staff bygenerating lasting customer relationships for Wolverine Bank with her exemplary level of customer service and team support.

Pearsall earned her Bachelor of Business

Administration in Business Management fromSaginaw Valley State University in 2011 and iscurrently studying for her Masters Degree in Business Administration atSVSU. A spring 2014 graduation is anticipated.

She is an active member in the Midland Area Chamber of Commerce’sSale Leads Group. She also serves as an active member for several groupswithin the United Way of Midland County, including a three-year termof its Community Impact Panel, a 2012 Loaned Executive on behalf of Wolverine Bank, and a member of the Young Leaders Executive Council.

ParallPromottoWolvrin

Bank’downtownBrancManagrLansing — The Michigan Department of Technology, Management

and Budget was recently named as a recipient of the 2013 CIO 100 award by IDG’s CIO magazine.

The annual award program recognizes organizations around the worldthat exemplify the highest level of operational and strategic excellence ininformation technology (IT).

“Being recognized as a CIO 100 award winner is a tremendoushonor,” said DTMB Director John Nixon. “This acknowledgement isa testament to the great work the state is doing to reinvent Michiganthrough information technology.”

State CIO David Behen added, “Michigan is fortunate to have a

governor who understands the important role that information technology plays in making government more efficient. Receiving this prestigiousaccolade recognizes our dedicated DTMB team and the great work theydo to improve services to our customers.”

Recipients of this year’s CIO 100 award were selected through athree-step process. First, companies filled out an online application formdetailing their innovative IT and business initiatives. Next, a team of 

 judges reviewed the applications in depth, looking for unique practicesand substantial results. Finally, CIO editors reviewed the judges’recommendations and voted on the final 100.

“For 26 years now, the CIO 100 awards have honored the innovative

use of technology to deliver genuine business value,” said MaryfranJohnson, Editor in Chief of CIO magazine & events. “Our 2013 winnersare an outstanding example of the transformative power of IT to driveeverything from revenue growth to competitive advantage.”

Complete coverage of the 2013 CIO 100 awards will be online atwww.cio100.com on Aug. 1 and in the Aug. 1 issue of CIO magazine.

CIO is published by IDG Enterprise, a subsidiary of InternationalData Group (IDG), and recognized leader in media, events and research.

dTMBRcognizaaCIO100

AwarWinnrbyCIOMagazin

sprvior/ManagmntLaripCrtificationProgram

Saginaw Valley State University-Office of Continuing Educationand Professional Development is currently accepting registrations for theSupervisor/Management Leadership Certification Program, which takes

 place July 23 and July 25.This program will enhance your leadership skills and provide a

foundation on how to think like a leader. We will instill a better way

to identify and solve problems. By attending this program you willalso learn how to lead effectively, protect your organization’s interestsand maximize the contributions, performance and productivity of your team. Participants who successfully complete the program will receive acertificate of competition.

The program will take place 9 a.m. to 4:00 pm each day in SVSU’sCurtiss Hall. Registration is $225 for both days, or $195 with four or morefrom your organization! To register or obtain more information about theworkshop, contact Syl at 989.964.4048, email [email protected] or 

visit www.svsu.edu/ocepd.

B sr to Cck ot t Micigan Bannr Bindirctory,Fait-Badirctory,[email protected]/7!

Free SBA roundtable on small business lendingoffered at Velocity Center, located at 6633

18 Mile Rd., in Sterling Heights, MI. To

register online, go to TEAM Macomb or call

989.686.9597. Pre-registration is required.

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The Michigan Small Business & TechnologyDevelopment Center (MI-SBTDC) Great LakesBay Region is pleased to offer a financialtools workshop at Delta College. ‘Know Your 

 Numbers’ is a state wide program, sponsored by Fifth Third Bank, designed to help the non-financial business owner/manager understandfinancial statements to achieve Fiscal Fitness,and improve the ability to access the capital

 businesses need for growth.

The five key topics include:• Identifying problems using your balance

sheet and income statement• Providing ways to increase your company’s

cash flow

• Using breakeven analysis to improvedecision-making

• Planning the working capital to supportyour growth

• How to keep your lender on your side

“Recently I attended a seminar called‘Know Your Numbers’ that was held by our local SBTDC. In a word...Wow! I have been tonumerous seminars that tell you what you shoulddo to improve your business but very rarely have

I attended one that actually gave you the toolsand told you how to go about it. This seminar is a must for all small business owners.” KathieFuce-Hobohm - SPACE, Inc.

The ‘Know Your Numbers’ workshop will be

held at Delta College, H wing, 1961 Delta Road,University Center on June 18, with networking

and continental breakfast from 8 to 8:30 a.m.

and workshop 8:30 a.m. to 12:30 p.m. for $25

 per participant (Fifth Third customers may attendat no-cost). Pre-registration is required online atwww.misbtdc.org/training (search topic Financeand Accounting or call (989) 686-9597 for more

information.“In these trying financial times, Fifth Third

Bank recognized how important it is to reach outto business owners and help them become savvier in managing their business finances. Fifth ThirdBank is proud to support the MI-SBTDC in theseefforts.” Dolores Sturdivant – Fifth Third Bank.

KnowYorNmbrFive Keys to Understanding Financial Statements to Maximize Cash Flow and Increase Access to Capital 

“Playing poker in the Army and as a young lawyer honed my business skills. What you have to learn is to fold earlywhen the odds are against you, or if you have a big edge, back it heavily because you don’t get a big edge often.

Opportunity comes, but it doesn’t come often, so seize it when it does come.” 

Charlie Munger, Berkshire Hathaway Billionaire

Washington - The Organization for EconomicCooperation and Development (OECD) issuedits economic outlook for the modern, democratic,industrialized economies at its annual meeting of member nation ministers. It was mostly gloom.

The European members of the OECD aremired in a deep economic slump. In 2012,the European members had a drop in GrossDomestic Product (the combined value of goodsand services produced) of 0.5 percent and is

 projected to have that same poor performance in2013. Behind those numbers, however, are thelives of real people. When an economy shrinks,it means there are fewer jobs and that meansgrowing stress on the day-to-day lives of people.Like in the U.S. the loss of job opportunities is

 being felt most keenly by young workers.The OECD is a post-World War II creation

made up of the “free world” democracies that was

designed to coordinate their economic activityand provide the best case for the superiorityof market-based economies over their, then,communist competition. It is headquartered inParis, around the home of the Rothschilds, whoas Jews, were forced to flee Paris ahead of n**iGermany’s occupation of France.

The Rothschild mansion became U.S.headquarters when American troops led theefforts to liberate France. So the OECD alsotook on the mission to prevent the descent intothe Global Depression that strained economiclife and gave rise to extremists’ governments inSpain, Italy and Germany that launched WorldWar II.

For an organization with such a history, it issurreal that five years into this century’s greateconomic downturn, the OECD reports that themedian OECD member nation has output that is

5 percent below its full employment level. TheU.S. and Japan continue to run fiscal policy-the choices of taxes and expenditures of thegovernment-that is stimulative compared withthe average for the OECD.

In plain English, that means the UnitedStates and Japan are running government deficitsthat are, when compared with the size of their economies, bigger than the average for theOECD. The European nations, on the other hand,are running fiscal policy that is more austere thanthe OECD average. In plain English, they arecoming closer to balancing their government

 budgets.Well, the United States and Japan are having

economic growth that is better than the OECDaverage, with the lower unemployment ratesthan the European nations that have slower 

SEE P 13, We Must Focus . .

WMtFoconCratingJob,NotBalancingtBgtBy William Spriggs, PhD

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FROM P 12, We Must Focus . . .growth and higher unemployment. Despite theseclear facts and the poor performance of thedemocratic industrialized nations in the face of this Great Recession, the discussion continues onwhether governments should be “consolidating,”shrinking their government expenditures.

In the face of clear evidence that governmentsneed to be focused on jobs, there is the misguidedview that somehow governments can insteadconcentrate on balancing their budgets in thehope that somehow, or another, the continueddecline will correct itself.

The OECD also rolled out an international public opinion poll showing that around the world, people want their governments to concentrateon job growth. Unfortunately, their survey alsorevealed that many people are miseducated oneconomic problems the world is facing. Many

 people believe, despite the clear evidence, that balancing government budgets in economies withhigh levels of unemployment and weak demandfor goods and services will somehow help lower 

unemployment.Another OECD report showed that income

inequality continues to grow in OECD nations.That report did show, however, that the safetynets put in place to respond to last century’sGreat Depression are working well to mitigatethe income losses of those at the bottom; so, but

for those programs, inequality would have beenworse and poverty would have climbed more.

Oddly, despite clear evidence those programsare important, the call for “consolidation”continues-aimed at rolling back the protectionsthose safety nets have provided. This is theequivalent of tearing down the levees after they

 prevented a flood.The OECD reports are important because

the chance to compare the different approachescountries have taken to address this globaldownturn help us understand what policies makesense and which do not. President Obama cantake some solace in that the United States hasout-performed the OECD nations with healthier 

 job growth and economic expansion. But the

rest of us should take no solace that the nationaldebate is stuck on how quickly we can shrink our government deficit-which the OECD reportshows can only be a chase to see if we can ruinour labor markets like Europe has.

The president continues to offer policiesaimed at “consolidation” and “austerity” to

show a poorly informed public that he is beingreasonable with Republican efforts to mimic the

 bad policy of Europe. We need the president toinstead show he is “reasonable” in the sense of theterm “reasoned”- someone offering policy on the

 basis of reason and sound evidence. A reasonableset of policies would be a national debate on howwe are going to create jobs. That must be theimmediate goal of policy.

William Spriggs serves as Chief Economistto the AFL-CIO and is a professor in, and former chair of the Department of Economics at HowardUniversity. Bill is also former assistant secretaryfor the Office of Policy at the United StatesDepartment of Labor.

Washington -Congressman DanKildee (MI-05)recently spoke on thefloor of the Houseof Representativesagainst an anti-worker amendment

 proposed by Rep.Steve King (IA-4) that would have

eliminated Davis-Bacon Act prevailing wagesfrom military and veterans’ affairs construction

 projects. Minutes after Congressman Kildee’sspeech, the House voted the amendment down

 by a vote of 192-231; including 36 Republicansvoting ‘no.’ The defeated amendment was

 proposed as part of the fiscal year (FY)

2014 Military Construction/Veterans’ Affairsappropriations bill, H.R. 2216.

“This anti-worker amendment is the wrongdirection for Michigan, and I’m glad it was

 promptly defeated in a bipartisan fashion,”Congressman Kildee said. “Workers should be

 paid a fair and decent wage for their work. Whenfamilies in my district earn a living wage for their hard work, not only do they benefit, but so dosmall businesses and the local economy.”

Passed during the Great Depression, theDavis-Bacon Act establishes fair wages for 

 publicly funded construction projects andencourages the use of local labor. If taxpayer dollars are involved, companies must bid on a

 project and pay a prevailing wage for certain jobs performed, determined by local labor markets.

Repealing Davis-Bacon wages, Rep. King’s proposed amendment would have allowedcontractors on public works projects to pay

workers below-market rates for their labor on military and veterans’ affairs construction

 projects.Studies have shown that Davis-Bacon

wages ultimately return more than two times theconstruction projects’ cost to the local economy,since workers spend part of their income at

 businesses in the community and additionally pay local taxes.

Speaking against the failed amendment on

the House floor, Congressman Kildee said thefollowing:

“This is yet another attempt to continue therace to the bottom, where we continue to see realwages down and productivity continue to rise,”Congressman Kildee said in his speech on theHouse floor.

Congressman Kildee’s full speech inopposition to the amendment can be viewedon youtube at https://www.youtube.com/

watch?v=uK1pi3c-hyM

CongrmandanKilOppoAnti-Workr,Anti-Bin

AmnmntonhoFloor  

 Minutes after Kildee’s Speech, Amendment Voted Down by Both Republicans and Democrats

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1400W.Gnsaginaw,Micigan(989)753-3475www.tmiciganbannr.com

Business DirectoryUnique Cuts II3125 E. HollandSaginaw, MI 48601989-327-2338

Business SolutionsThe Growth CoachCal Talley, Owner 293 Provincial Ct. #78989-401-6229C.Talley@The GrowthCoach.comwww.The GrowthCoach.com

Cleaning ServicesExtreme Carpet & UpholsteryWilliam & Denise Murphy - OwnersCommercial & ResidentialJanitorial Services989-753-3335

Best ChoiceFloor Maintenance & Carpet [email protected]

Community Centers and ServicesFirst Ward Community Services1410 N. 12th StreetSaginaw, Michigan989-753-0411

Computer ServicesPCS Computer Systems, Inc.

Business/ResidentialSpecialize in Point of Sale Solutions6065 Bay Rd.Saginaw, MI 48604989-249-7565

ConstructionKingdom BuildersJim Shaey, President2210 Annesley StreetSaginaw, MI 48601989. 948.8094www.kingdombuildersmi.org

ConsultantsEnviCare Consulting, Inc.

Billy J. Strawter, Sr., President2809 Blairmont DriveMidland, MI 48622989.839.9177www.envicareinc.com

DentistsJack W. Nash, DDSCosmetic andRestorative Dentistry1320 S. Washington Ave.Saginaw, Michigan 48601989-752-1200

FashionWhere Did U Get That Hat?

Specialize in Custom Designs“Sunday’s Best”Yvonne Ellison/Milliner Phone 989-529-4193E-mail: [email protected]

FinancialCity of SaginawBlock Grant & Rehab Program1315 S. Washington Avenue, RoomSaginaw, MI 48601989-759-1530

Saginaw Economic Development CorporationShontaye Bibbs1315 S. Washington Avenue,Room 207Saginaw, MI [email protected]

Florists 

Erika’s Flowers214 Federal Ave.Saginaw, MI 48607989-755-9330www.erikasflowerssaginaw.com

Food & Dining Spencer’s Route 46Spence DambroProprietor 5530 Gratiot989-793-3400Saginaw, MI 48638www.spencersfinefood.com

Funeral Homes Deisler Funeral Home2233 Hemmeter Rd.Saginaw, MI 48603989.799.1151

Graphics/DigitalTBF Graphics Digital803 S. Washington Ave.Saginaw, Michigan989-752-5540TBFGRAPHICS.COMTBFDIGITAL.COM

Heating and CoolingHORIZON Azola Williams989-755-8650 Business989-233-3295 Cell

Photography E.B. Studio212 Washington Ave.Saginaw, MI 48607989-397-4144

Quality Photo124 N. MichiganSaginaw, MI 48602989-790-8130 PublicationsDavid HallCrimiel Publications LLC

POB 20061Saginaw, Michigan 48602

RestaurantsBrother Arthur’s Fish & More2522 E. GeneseeSaginaw, MI989-752-0200

Rite Spot1205 Lapeer Saginaw, MI 48601989-754-6001

Savoy Bar & Grill127 S. Franklin StreetSaginaw, MI 48607989.754.9660

Retailers

GREEKS “R” US2203 E. GeneseeSaginaw, MI [email protected]

Scrap Iron - Metals Clinkston & Sons Inc.1319 S. 15th StreetSaginaw, MI 48601989.752.3072www.clinkston.com

Shoe Repair Morgans Shoe Repair 308 Federal Ave.

Saginaw, MI 48607989-754-6155

TailorsExecutive TailoringChristopher E. EddingtonMaster Tailor 418 Court StreetSaginaw, MI [email protected] hour service

Tax ServicesRobert McDuffy Tax & AccountingService/ERO e-le

2127 LedyardSaginaw, MI 48601Business - 989-443-0115Fax [email protected]

TransportationMcFadden Charter Service, LLCHoward McFadden1200 E. Moore Rd.Saginaw, Michigan989-777-7038 / 989-751-1461Howard [email protected]

AuthorsW. James Richardson1356 Woodside StreetSaginaw, MI988-753-0233www.wjamesrichardson.com

Auto2 Fresh DetailKenny Jackson300 N. Niagara StreetSaginaw, MI 48602989-239-7012

Labadie Olds711 S. EuclidBay City, MI 48706Terry ReedSales Professional989-667-2000 Ext. 341Direct 989-460-0341Fax 989-667-0103E-mail [email protected] www.labadieauto.com

McDonald Pontiac-GMC, Inc.5155 State Street Saginaw, MI 48603Leon V. WashingtonSales & Leasing [email protected]

Saginaw Valley Ford LincolnGil Johnson, President4201 Bay RoadSaginaw, MI 48603989.792.17001.800.479.8651

BakeriesLighthouse Bakery285 S. Outer Drive Saginaw, MI989-754-7088 Fax – 989-754-7099

Banquet FacilitiesRowan - West Facility1400 W. GeneseeSaginaw, Michigan989-753-3475

BeautyIllusions Beauty SalonValerie KingOwner/Operator 1400 W. Genesee StreetSaginaw, Michigan989-755-2666/989-755-3883

Reection of U Too2103 Sheridan Ave.Saginaw, Michigan989-753-4600

Sports Barbershop1400 W. Genesee

Saginaw, Michigan989-992-2600

Unique Cuts & Massage1502 Court StreetSaginaw, MI 48602989-327-2338

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These are the words that first sparkedmy interest in becoming an AmeriCorpsVISTA (Volunteers in Service to America).AmeriCorps VISTA is similar to Peace Corps, but volunteers commit to serve in the UnitedStates. I first considered AmeriCorps VISTA ayear prior to being assigned to Gaining EarlyAwareness and Readiness for UndergraduatePrograms (GEAR UP). I didn’t know exactlywhat I was passionate about and was reallysearching for my purpose. GEAR UP is a

 pre-college program that works to prepare students, starting in middleschool, for a post-secondary education. I know how important educationis and felt inspired to be part of such important and necessary work.The opportunity to work with GEAR UP was a unique chance to give back to the Flint community where I grew up by focusing my passion,knowledge and skills.

CntralMiciganunivrityGeARuP+AmriCorpVIsTAGEAR UP’s mission is to significantly increase the number of 

low-income students who are prepared to enter and succeed in post-secondary education. GEAR UP is a partnership with The Work-ForceDevelopment Agency/KCP Initiative.

Central Michigan University (CMU) GEAR UP is recognized acrossthe state as an exemplary program model for moving students to campuswith GEAR UP, training them to become College Positive Volunteersand then having them “give back” to younger GEAR UP students. CMUstudents gain confidence, experience with organizing programs andmentoring students.

AmeriCorps VISTA is a national service program designedspecifically to fight poverty in the United States. AmeriCorps VISTAs

work to improve literacy & health services, create businesses andstrengthen community groups. Historically, AmeriCorps VISTAS have played key roles in establishing many of the best-known anti-poverty programs such as Head Start, Upward Bound and the Credit UnionSystem.

sccCMU GEAR UP and AmeriCorps VISTA share four core values

including anti-poverty focus, community empowerment, capacity building and sustainable solutions. This partnership continues toflourish and grow year after year because of the commitment both haveto eradicate poverty and provide much needed support to low-income,first-generation students.

Serving as an AmeriCorps VISTA with CMU GEAR UP has been anexciting, challenging, and fulfilling experience. Being a first-generationcollege graduate offers a unique connection to better understand andrelate to the students. Though I still have not fully discovered wheremy passion lies, I have honed my talents, skills and abilities and amconfident that I will be successful in my future endeavors.

CntralMiciganunivrityGeAR

uP+AmriCorpVIsTA=scc

 Fight poverty with passion!By Deyhana Thompson

 

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Education

George E. Ross, the14th president of CentralMichigan University,was honored recently atthe sixth annual Men of Excellence program inDetroit.

Ross was selected for 

the award by the readershipof the Michigan Chronicle

as one of Michigan’s most influential African-Americans based on his career success andfor inspiring others through vision, leadership,exceptional achievement and service to thecommunity.

“The Michigan Chronicle launched its Menof Excellence campaign more than five years agoto honor and celebrate the many achievements

of great men who do good things for Detroit — men who have much to teach all of us about the

 power of stewardship, wisdom, self-discipline,tenaciousness and humility,” said ChroniclePublisher Hiram Jackson.

Ross, who became CMU president in 2010,has had a 27-year career in higher educationleadership. He is particularly noted as an advocate

for students, for his vision to make higher education more accessible and for his leadershipin preparing CMU to address jobs of the future.Under his tenure, CMU will open the nation’s137th College of Medicine this summer.

To improve educational opportunities inDetroit, Ross received CMU Board of Trustees’support in February to lease 4,000 square feetin downtown Detroit. In addition to classroomspace, the Detroit site will support student

recruitment, student services, governmentrelations, institutional diversity, the president’soffice, libraries and CMU’s academic colleges.

Before accepting CMU’s presidency, Rossserved as president of Alcorn State Universityin Mississippi, the nation’s first historically

 black land grant university, and held leadership positions at Clark Atlanta University, University

of Tennessee at Chattanooga and TuskegeeUniversity. He also was previously vice presidentfor finance and administrative services and anaccounting professor at CMU.

Ross grew up in Washington, D.C., andFlint. He holds bachelor’s and master’s degreesfrom Michigan State University, a doctoratefrom the University of Alabama and earned hisCPA credential from the State of Michigan. Ross

 began his career in Detroit.

CMuPrintNam2013ManofecllncbytMiciganCronicl

Gino Vicci, of TV-5 news, recently visitedthe Saginaw High School classroom of Mrs.Cynthia Baldwin-Ashford as guest speaker. After sharing the obstacles he overcame as a former gang member, he was presented with a Safe andSupportive Schools T-shirt.

Vicci was born and raised in Detroit, and in

his undergrad studies, he graduated Magna Cum

Laude from Rochester College with a Bachelor’sDegree in Communications/Broadcast Journalismand also obtained a video production degree fromSpecs Howard School of Media Arts.

He then continued with his pursuit of education and graduated with a Master’sDegree from Northwestern’s Medill School of 

Journalism. During his time in graduate school,

Gino reported at the White House, Capitol Hilland was published in several online publicationsincluding MarketWatch, Huffington Post, TheMilitary Times, The Army Times and McClatchynewspapers.

To contact Vicci, email [email protected].

ClaroomstntwitGinoVicci(cntr)anM.Cyntia

Balwin-Afor(rigt)PotoCorty/LiaCony

L-RLiaCony,GinoVicci

 

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The Delta College Planetarium’s new familyshow, T Littl star Tat Col brings awonderful story to children and adults alike, of how it is okay to be average.

TLittlstarTatCol is a story about“Little Star” an average yellow star in search of 

 planets of his own to protect and warm. Alongthe way, he meets other stars, learns what makeseach star special, and discovers that stars combineto form star clusters and galaxies. Eventually,“Little Star” finds planets in a surprise ending!Show times for TLittlstarTatCol are

Wednesdays at 12:30 pm through June 26.Continuing throughout the summer isComic

Color, which can be seen Saturdays at 2 pm.ComicColor takes you on a wondrous journeyacross something called the “electromagneticspectrum.” Discover the many reasons for color 

 – like why the sky is blue and why Mars is red.Take a tour within a plant leaf and journey insidethe human eye. Investigate x-rays by voyagingto a monstrous black hole and then back to your doctor’s office. You will even see the actual color of a dinosaur – based on recent evidence. You’ll

also explore the night sky and the awesome colorsvisible there. Get ready for an amazing adventureunder a rainbow of cosmic light.

Tickets for all shows are $6 for adults; $5for seniors; $4 for students and children, and areavailable in advance and at the door. The Delta

College Planetarium and Learning Center islocated at 100 Center Avenue in Downtown BayCity. For more information about Delta DIGITAL - 360 shows call 989-667-2260 or visit www.

delta.edu/planet.

NwFamilysowOpnAtTPlantarim

Congratulations Haleyon your graduation

 from Heritage.

Good luck in

 your new endeavors.

 Hannah and Grandpa Hall 

The Watoto Children’s Choirs have traveled the world since 1994

as ambassadors for the millions of children in Africa, orphanedas a result of HIV/AIDS, war and poverty. Beautiful Africa: A

 New Generation is the new choir production that debuted in theUS in September 2011 and is traveling through the US in 2013.Their audiences have included the Queen of England, PresidentsGeorge Bush and Barrack Obama, many other dignitaries andthe public at large.

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sVsuRaing,Writing

anMatClinicOffrsmmrsion

Saginaw Valley State University is offering summer programs tohelp students improve their reading, writing and math skills. Clinicsfor youth in kindergarten through grade 12 and adult learners providean opportunity for students to improve their reading, writing and mathskills and meet state education standards.

The courses begin Tuesday, July 16 and end Thursday, August

8. They will be held every Tuesday, Wednesday and Thursday in theLiteracy Center, located in SVSU’s Regional Education Center. Thecost is $325 per subject area.

Students will meet weekly in 50-minute one-on-one or smallgroup sessions. Lessons are individualized for each student through aresearch-based tutoring system.

Instructors for the reading and writing clinics hold master’s degreesin reading, are trained in reading recovery, or are highly qualified.Instructors for the math clinic have extensive classroom experience andhold at least a bachelor’s degree.

To enroll in these programs, new students must be assessed; the

assessments are being offered July 8, 9 and 10 at 9 a.m., 10 a.m. and11 a.m. The assessment takes one hour and a reserved time is needed.A $50 non-refundable deposit is due at or before assessments. At theend of the program, tutors will administer a post-assessment to examinestudent progress throughout the clinic.

Research shows that reading serves as the major foundational skillfor all school-based learning. According to the Michigan Departmentof Education, 90 to 95 percent of struggling readers can show greatimprovement - in skills, strategies and levels - through focused supportgroups similar to the ones the clinic will provide.

Also, the State of Michigan has mandated more rigorous highschool mathematics standards, so it is increasingly important for students struggling in math not to fall further behind. The math cliniccurriculum is based on data-driven instruction that correlates with statestandards.

More information on summer literacy and math clinics, includingthe application to enroll, can be found online at www.svsu.edu/literacycenter. For questions, contact Laurie Ann Haney at 989-964-

4982 or [email protected].

WarClbrating! 

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ction,www.aginawcambr.org/copon,mail

[email protected],orcall989.753.3475

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Bannr,tNationalBannr,antLatinoBannr.

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saginawClbratsmmrProject kicks off for sixth summer with grant from Hemlock Semiconductor Group. For more information, contactMarsha Braun at 989.759.1363.

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Health

‘Better Choices, Better Medicine, Better Healing’

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“When most people

hear the word ‘cancer,’ 

they automatically think the

worst,” says Foundation

 spokesperson, Laura Shipp.

“But the truth is that more

 people are living longer 

and better quality lives after 

cancer than ever before.

 National Cancer Survivors Day is an opportunity

 for these cancer survivors to come together and 

celebrate this new reality in cancer survivorship.

There is life after cancer. And that’s something to

celebrate.”The challenge of how to communicate to

children and teens concerning cancer of their loved ones is a special challenge. We hope thetips for talking with children and teens in thisedition of how to help each one cope will behelpful.

YongtCilrn(2-5yarol)

• Plan to talk for a very short time. Children

this age can focus only for brief periods.• Be clear and simple. It may help to draw

a picture of what is happening.• Tell them about any changes in their 

routine for the day or in the near future.• Offer to answer any questions and to talk 

any time.YongCilrn(6-9yarol)

• Plan to talk for a short time. Children this

age can focus only for brief periods. Plan more

than one talk to cover what you need to say.• Remember that young children may

have strong feelings. They may express them byfocusing on something else during your talk. Thisis okay. It allows them to deal with informationand feelings at their own pace.

• Use examples. You could remind them

of a time when they got sick and went to a doctor to get better.

• Help them to understand the things that

will be happening soon. Children this age can’tthink weeks or months into the future.

• Let them know they will be taken care of 

and by whom.• Answer all their questions. Invite them

to talk more later.Pr-Tn(10-12yarol)

• Plan for a slightly longer talk. Let your 

children set the pace of the talk.• Find what your children already know

about cancer. Make sure that what they haveheard applies to your loved one’s situation. If not,give them the right information.

• Be aware that your children may ignore

or avoid topics when they are afraid.• Use simple, concrete information. For 

example, you could explain that there is a lump inyour loved one’s body that needs to be removed.

• Talk not only about now, but also about

the future. For example, tell them how the cancer may affect your family at holidays or upcomingevents.

• Tell your children you will do your best

to answer their questions. Let them know you’rethere to talk whenever they want.

Tn(13-18yarol)

• You may be able to have a longer talk.

Let your teens set the pace.• Be prepared if your teens try to ignore

or avoid topics. Teens may act this way becausethey’re afraid or even embarrassed. They maynot want to talk about your loved one’s body.This may be especially true if your loved one’scancer is in the breast or sex organs.

• Teens often need time to themselves to

deal with their feelings. They may want to bealone or with friends. Give them this time.

• Teens should be told the facts about the

cancer. This can help you correct any wronginformation that they may have. Give your teens

 booklets or Web sites to read later. They maywant to do their own research. If so, make surethat what they learn is from a reliable source andapplies to your loved one’s situation.

• Often teens ask many “what if” questions.

They may want to know more about the future.Again, answer their questions as best you can.And let them know you’ll be glad to talk againlater.

• Teens may also want to know how the

cancer will affect them. Will it disrupt their sociallife? Will they have to do more chores? This isnormal. Be honest with them.

Source: http://www.cancer.gov

WnsomonYoLovIBingTratforCancr 

Tips for Talking With Children and Teens of Different Ages about Cancer 

WatCanKidotostayFit? Some steps only parents can take — such as serving healthy meals, but kids can take charge too when it comes to health like eating a variety of foods, drinking water and milk, listening to your body, limit TV time and stay active.

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Are you or someone you know having

child behavior problems?

The CAN Council, through Project LAUNCH

funding, offers FREE parenting classes.

The program is called Incredible Years and is

an evidence based curricula targeting

parents with 3 to 6 year old children. The

parent training program is designed to work

 jointly to promote emotional and social

competence and to prevent, reduce, and treat

behavioral and emotional problems in young

children. There have been 40 parents and caregivers who participated in

3 series of 20 sessions each.

Is IY helpful?

National studies have shown promising results:

Increased positive and nurturing parenting

Decreased harsh coercive negative parenting

Reduction in children’s home and school behavior problems 

Increased positive behaviors at home and school

Increased parent-child bonding

For more information about Incredible Years, please contact Vera, CAN

Council Great Lakes Bay Region CAPE Director and Incredible Years

Group Leader, at [email protected] or 989-752-7226.

Project LAUNCH stands for Linking Actions for Unmet Needs for 

Children’s Health. The Michigan Department of Community Health was

awarded a grant from the federal government and they chose Saginaw as

the area to provide services. If you want to learn more about Project

LAUNCH contact Pamela at (989) 202-1485 extension 102 or 

[email protected].

S A G I N A W

I N C R E D I B L E Y E A R S Incredible YearsWe began our third Incredible Years

class series in October 2012. On the first

day of classes

we do

paperwork and

introductions.

During the first

class, my

co-group leader 

and I began

introductions by

saying what our 

 jobs are and

what our background is. Then it was the

parents’ turns to share. 

This group went way above andbeyond the typical name and brief 

background (number of children, gender 

and ages) that most parents give when

they first meet each other.

These parents voluntarily opened up

and shared difficulties they were having

with each child including the troubles and

barriers their families were facing.

Several of the parents cried when they

shared. Each parent spent a good ten

minutes or more telling their story and

what had led them to be in theclass. They chose not to hold back!

We believe this story shows just

how vital the Project Launch-funded

Incredible Years is to the community.

The parents in our current session had

these feelings and concerns bottled up

 just waiting for someone to listen to

them. Just waiting for someone who had

support to offer them. When adults who

have never met are willing to open up to

strengthen their families, you know the

services being provided are exactly what

they were hoping for!

~ Danelle Elliott

Incredible Years Group Leader 

CAN Council Great Lakes Bay

“We believe thisstory shows just 

how vital the

Incredible Years

and Project 

Launch are to

our community.”  

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With health care costs increasing and more expenses being passed on to the consumer, MMR has created a program to helpcover co-payments for ambulance transportation.

MMR Plus is an optional membership program for $49annually.

• Ambulance transports must be medically necessary.

• No limits to the number of times you may use the

membership during the program year.• Membership covers both spouses and dependent children

living at home.• Don’t have a billable health insurance? Membership

means you’ll only be charged the Medicare allowable rate – afraction of the regular charges.

Check your insurance coverage and benefit structure to seeif MMR Plus is right for you. You may also contact MMR’sVerifications Specialists for further details at 989.907.2120, or 

800.232.5216.

CANstaffRciv

PrtigioAwarThe Saginaw CountySheriff’s Office on May 29,

 presented awards for exemplaryservice displayed throughout the

 past year by deputies, corrections,officers and civilians. Among theaward recipients were DanielleLesko, of Vassar, Barb Andrew of Frankenmuth, and Sarah Rogers

of Bay City, CAN’s Children’sAdvocacy Center (CAC) staff,who received the Community

 Relations Award .Our CAC team of 

 professionals was honored for  providing critical CAC services to abused children & their familiesthroughout our region despite facing exceptional circumstances. Inlate 2012, the CAC Program Director and the Program staff of theBay County office left CAN for new opportunities. For the followingeight months, the remaining staff of the Saginaw County CAC office,

Barb ,Forensic Interviewer, Danielle ,Care Coordinator, and Sarah,Case Coordinator, worked tirelessly to ensure the needs of children in

 both Saginaw and Bay counties receive expertly sound child-sensitiveforensic interviews, medical examinations, and follow-up care.

Suzanne Greenberg, CAN President/CEO, applauds the ladies’efforts in the nomination she wrote for the prestigious award, “It is

truly a testament to the unbelievable dedication and professionalism

of these three individuals that we were able to continue serving our 

littlest victims. I am thrilled to play even a small part in honoring this

 phenomenal team!”

To learn more about the role of a Children’s Advocacy Center,contact Cynthia Morley at (989) 752-7226. For more information on

the impact CAN is making in your community, visit cancouncil.org.

L-R - Danielle Lesko, Barb Andrews,

Sarah Rogers

CilhaltFact:diyoknowabottwo-tirofcilatar

prvntabltrogacctopractical,low-cot

intrvntion,anffctivprimarycarptofiv

yarofag?

www.wo.int

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Wilbert J. Smith and Alois B. Smith

Owner/Operators

Contact us today to learn more about our Quality Care Guarantee!

320 S. Washington Avenue Suite 202 • Saginaw, MI 48607

989-752-5501 • 989-752-5503 FAX

Email: [email protected] 

Website: www.mbsmichigan.comforcare.com 

C O M F O R C A R E H O M E C A R E ®

Independence. Dignity. Quality of Life.

A D e d i c a t e d N o n - M e d i c a l H o m e C a r e A g e n c y

The ComForcare Mission

To improve the quality of life and

level of independence for every client

and family receiving our services.

We focus on four initiatives that are

critical to the well-being of seniors:

• Fall Prevention

• Medication Adherence

• Chronic Disease Management

• Transition of Care

st.Mary’ofMicigan

PrnttBhaltyforLifFamilyFrinly

Rn/Walk  The Saginaw Riverwalk will be buzzing with activity on Saturday,

June 22, with the featured 10K and 5K Run and 5K walk along a certifiedcourse. All events start and finish at St. Mary’s of Michigan Riverfront(MCVI Building) located at 1015 S. Washington Avenue in Saginaw.

The 10K Run starts at 8:00 a.m., 5K Run at 8:05 a.m., and 5K Walk at 8:07 a.m.

Fatrtiyarincl:

• A reduced family registration rate ($60) to encourage families to

walk, run and train together.• Finisher medals. Each participant receives a marathon-quality

medal just for crossing the finish line.• Family fun after the race. Participants can enjoy buy one, get one

free admission to the Saginaw Children’s Museum and Children’s Zoo atCelebration Square. Plus free admission to the Castle Museum and the

Saginaw YMCA.• Best dressed bee awards. Prizes awarded to the best bee that

dares to be seen.A variety of activities to help you live a healthy lifestyle will also

 be available, including, free massages, blood pressure checks, a kid’szone and fruit & veggie taste testing. Enjoy live entertainment andrefreshments at the finish line.

Register at www.stmarysofmichigan.org. Prices are $20 before June19, and then $25.

Late registration will take place Friday, June 21, from 4 p.m. to 7 p.m., and race day from 6:45 a.m. to 7:45 a.m. at St. Mary’s of Michigan

Riverfront.The proceeds from the event will benefit the St. Mary’s of Michigan

Foundation.

TiptoPrvntMsFallinYorhom1. Install grab bars on the walls of your tub and shower and near the

toilet. Never use towel racks for support — they were notdesigned to hold a person’s weight and could snap out of the wall.

2. Don’t use throw rugs. Though aesthetically pleasing, rugs cancause you to trip. If you must use rugs, be sure they have non-skid backings.

3. If you like showers but are too fatigued to stand, buy a shower 

chair, and sit on it while you dry yourself off. Standing heightensthe risk of slipping, says Debra Frankel, MS, OTR, associate vice president of programs, services, and clinical activities at the National Multiple Sclerosis Society.

4. Don’t buy furniture that has wheels or swivels because it cannot be relied on for support.

5. Duct-tape power cords to the floor so they’re not a trippinghazard or avoid them altogether.

6. Keep a night light on so you can see your way if you get up atnight.

7. In the kitchen, move dishes and frequently used pots, pans, and

 pantry items to lower shelves and cabinets. “Reaching andlooking up at the same time can be difficult for balance,” saysSara Daly, of Middlebury, Vt., a physical therapist and managingdirector of the Vermont Wellness Professionals Network.

Source: Multiple Sclerosis Society

My doctor told me to stop having intimatedinners for four unless there are three other 

 people.Orson Welles, Actor, Director, Writer, and Producer 

 

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Washington - The American Red Cross hasannounced a new, technology-based training program for disaster relief volunteers thatwill allow them to access training programsremotely through mobile devices.

The new program was developed in partthrough a $500,000 cont ribution from AT&T.The Red Cross and AT&T piloted the mobiletechnology-based training model with over 1,100 AT&T volunteers during NationalVolunteer Week, April 21 to April 27, inDallas, Atlanta and Bedminster, NJ.

“These new training alternatives havetremendous potential,” said Gail McGovern,American Red Cross President and CEO.

“Until now, most Red Cross disaster volunteers have been trained in classroomsettings. By working with AT&T, we’vemoved toward a technology-based modulethat allows volunteers to remotely accessRed Cross training courses through mobile

and other digital devices. This program is avital step forward in our efforts to ensure theRed Cross actively engages a wider audiencein disaster preparedness and relief.”

“For the first time, thousands of AT&T

employees will be able to access training that prepares them to work with the Red Crossthrough mobile broadband connections whendisaster strikes,” added Charlene Lake,chief sustainability officer, AT&T. “To thecountless communities that will benefitfrom disaster volunteers, this is an importantstep in the evolution of the long-standingrelationship between the Red Cross andAT&T.”

By offering more flexible, mobiletechnology-based training options, the RedCross will be able to attract a larger varietyof volunteers than ever before, includingthose in remote locations. The new modelwill be flexible enough to match volunteers’

learning preferences and will include self- paced, online training, live webinars, andmobile learning opportunities. The Red Crossexpects to develop as many as 80 mobile

technology-based trainings in the coming

months, and will make the new volunteer training platform available to the public inearly 2014.

The Red Cross provides relief to victimsof disasters and helps people prevent, prepare for, and respond to emergencies .The organization responds to nearly 70,000disasters annually, and volunteers make up97 percent of disaster responders.

Over the past 10 years, AT&T and

the AT&T Foundation have contributedmore than $6 million to the Red Cross for disaster relief efforts to support individualsand communities impacted by hurricanes,tornados, earthquakes and other naturaldisasters.

RCroLauncdigitalTrainingProgram New Training Program Developed With Support From AT&T 

During the week of June 14, Michigan Bloodrecognized its highest level donors - those who

have given multiple gallons of blood throughouttheir years of donating. Considering it takes eight pints to make up a gallon, many of these donorshave made more than 250 trips to blood centersor mobile blood drives. Michigan Blood’s top 10donors gave a total of 314 gallons, which meansthey potentially helped nearly 1,000 people. Thisis a list of Michigan Blood’s top 10 blood donorsstatewide:

William Sebold Frankenmuth 38 Gallons

Kenneth Appleton Flint 37 Gallons

Dick Benjamin Holland 37 GallonsJack Nelson Big Rapids 37 GallonsThomas Muller Coopersville 35 GallonsMelvin Wood Rockford 34 GallonsMark Mortensen Kent City 32 Gallons Robert Fowler Saginaw 32 GallonsElmer Scholten Jenison 32 GallonsJerald Vincent Hemlock 32 Gallons

In recognition of World Blood Donor Daycelebrated every year on June 14, Michigan

Blood invited residents to visit their local donor center until Friday, June 28 to learn more about

these lifesavers and to give blood. Visitors whowant to donate can schedule an appointment

 by calling 1-866-MIBlood or by visiting www.

miblood.org. In Mid-Michigan, Michigan Bloodhas four donor centers.

WorlBloodonordayRcogniz92millionslflhro

Central MichiganUniversity (CMU) hasreceived the College

and University Professional Associationfor Human Resources (CUPA-HR) 2013Inclusion Cultivates Excellence Award. This

award recognizes and celebrates institutionalinitiatives and programs that have made asignificant impact with respect to inclusiveand equitable workplace practices, particular ly those that have brought aboutcultural change throughout the organization.

CMU received the award for its ExcellenceThrough Inclusion initiative. Thanks to thegenerous support of The Chronicle of Higher Education, CUPA-HR is pleased to offer a$5,000 contribution to CMU’s endowment.

CntralMiciganunivrityRcivCuPA-hR’InclionCltivatecllncAwar

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The story of a child with Severe EmotionalDisturbance is too often one of tragedy. Withthe right help and the right team, it can be one

of triumph. We maximize results — to givemore family stories a happy ending.

Maximize

Contact Wardene Talley989-754-2288

Results

1400W.Gnsaginaw,Micigan(989)753-3475www.tmiciganbannr.com 

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 A.Philip Randolph InstitutePOB 1107Saginaw, MI 48606

 American Red Cross1232 N. MichiganSaginaw, MI 48602989-754-8181

 Antique Toy & Firehouse Museum

3456 Patterson Rd.Bay City, MI 487061-888-888-1270 Boys & Girls Club of Bay County300 Lafayette Ave.Bay City, MI 48706989-892-6723

CAN Council Saginaw County1311 N. Michigan AvenueSaginaw, MI 48602(989) 752-7226 / fax (989) 752-2777www.cancouncil.org

Castle Museum of Saginaw CountyHistory500 Federal Ave.Saginaw, MI 48607 Circle of Love1809 Durand Ave.Saginaw, MI 48602989-754-2377

Emmaus House of Saginaw733 S. 15th StreetSaginaw, MI 48601989-755-7538

THE EZEKIEL [email protected]. Box 3470Saginaw, MI. 48605-3470Phone: 989.755.1620 Fax:

989.755.4038First Ward Community Center 1410 N. 12th StreetSaginaw, MI 48601989-753-0411

Girl Scouts Heart of Michigan5470 Davis Rd.Saginaw, MI 48604989-799-9565

Good Neighbors Mission1318 Cherry StreetSaginaw, MI 48601989-399-9918

Health Delivery, Inc.501 Lapeer Ave.Saginaw, MI 48607989.759.6400

Houghton-Jones Task Force1708 Johnson StreetSaginaw, MI989-752-1660

Michigan Banner Outreach1400 W. GeneseeSaginaw, MI 48602989-714-2240

Nathan Weidner Children’s Advocacy Ctr.715 N. EuclidBay City, MI989-671-1345

Operation Reach119 S. Jefferson AvenueSaginaw, MI989-754-4444

Public Libraries of SaginawButman-Fish, Claytor, Hoyt,Wickes & Zauel Libraries505 Janes AvenueSaginaw, MI 48607989-755-0904

www.saginawlibrary.org

Restoration Community Outreach1205 NormanSaginaw, MI 48601(989) 753-1886 / fax (989) 753-2880Email: [email protected] Saginaw County Community Action Agency, Inc. (CAC)2824 Perkins StreetSaginaw, MI 48601

989.753.7741The Salvation Army2030 N. CarolinaSaginaw, MI 48602989-793-8371

The Saginaw Community Foundation1 Tuscola, Suite 100Saginaw, MI 48607989-755-0545

Women of ColorsPOB 5525Saginaw, MI 48603989-399-9275 or 989-737-9286

NON PROFIT DIRECTORY

1400W.Gnsaginaw,Micigan(989)753-3475www.tmiciganbannr.com

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CuRReNTVOLuNTeeROPPORTuNITIesINsAGINAWCOuNTYGReATsTARTdAYattZoo! Volunteers are needed to help with CHILDREN’S CRAFTBOOKMARKACTIVITY during the event.

Agency is looking for individuals to work 2 hour shifts.

You can inspire young people to experience the realities and opportunities of the new global marketplace. Volunteers needed to take CAReeR-ANdLIFesKILLsMeNTORINGinto local classrooms.

You really would like to do some volunteer work? Well, why not help out at some of these events: FIshINGFesTIVAL,dOGdAYsOFsuMMeR,PLAYdATes,KAYAKING,YOGAONTheBeACh,hAIThCOsWIMRACe,FuNdAYANdNATuRehIKes.

A really good way to spend a Saturday helping children! heALThYKIdsdAY is get moving and educating them. It’s a great day for kids to geta JuMP on summer!

To volunteer your services or to donate goods, call Henrietta Watson at the United Way of Saginaw County 755-0505, Ext. 216, hwatson@

unitedwaysaginaw.org. Or check out the web-based volunteer program at www.GOvolunteerNOW.org.

• sprvi yor cil’ of tool. Pencils, scissors, forks and penknives can allcause serious eye injury. Keep in mind thatcommon household items — such as paper 

clips, bungee cords, wire coat hangers, rubber  bands and fishhooks — also can be dangerous.

• Avoicrtain cilrn’ toy.Don’tallow your child to play with nonpowder rifles,

such as pellet guns or BB guns. Avoid projectiletoys, such as darts, bows and arrows, andmissile-firing toys.

Source: Mayo Clinic

JniCilViionAwarnMont

 

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Praise Connections and Life

SC - Roy Costner IV,valedictorian for a high school inSouth Carolina, tore up his speech

on stage and instead delivered theLord’s Prayer, in rebellion to hisschool district’s decision to ban

 prayer at graduation ceremonies.The crowd clapped and

cheered as Costner surprisedthem at the Liberty High School

graduation ceremony at Clemson’s Littlejohn Coliseum last Saturdaywith his rendition of the Lord’s Prayer.

John Eby, spokesman for the county School District, said thatofficials had decided to stop all invocations at school functions andinstead of prayer at high school graduations they would have a momentof silence. He added that this decision had been made because they hadreceived complaints from the Freedom From Religion Foundation.

But Costner had a different idea, he wasn’t about to let someone takeaway his God from his graduation ceremony. He deliberately ripped hisspeech up in front of the crowd just after walking up to the podium.

Eby said that valedictorians wrote their speeches and then sent themto someone on staff to approve them.

Costner started his speech by thanking his parents for his Christianupbringing. He said

“Those that we look up to, they have helped carve and mold us intothe young adults that we are today,” he said. “I’m so glad that both of my parents led me to the Lord at a young age.”

Costner went on to say that he thought most of the crowd wouldunderstand his next words. He then began to recite the Lord’s Prayer.This caused the audience to start to applaud Costner and seconds later itwas accompanied by loud cheering.

When Costner finished with “For Thine is the Kingdom and the power and the glory, forever and ever. Amen,” the crowd virtuallyerupted into applause and cheering.

Eby said that the district would not be taking any action againstCostner. Logan Gibson, an attendee at the graduation, said that peoplewere very supportive of Costner for standing up for what he believes in.

Costner’s speech can be viewed at http://www.youtube.com/watch?v=SofwwWkWkC4

Source: All Christian News.com

GraatingValictorianTrowOtApprovspc

AtCrmony,sayLor’

PrayrInta

salt!On this day, we as fathers are celebrated around the world…I am more than just a man.. I am a father.

A boy is excited about the opportunity to be a dad.A father is more focused on the “Responsibility” of being a father.

As a father it is a responsibility to create the standards in our kids’ lives,I am not just semen. I love you, and you love me and in our family wecreated “we” in our children…

I am power, I am intelligence, I am education, I am integrity, I am Godfearing spirituality, I am consistent…As a father, sometimes I have to be away. I am constantly in the fieldhunting for my family’s survival.

I am king therefore you are my queen. President Obama has created anew standard and removed every excuse a black man could ever haveof NOT being a father…

I am more than I appear to be, I am more than just a man.I….AM….FATHER!!

Fathers… Even though it seems like your effort is sometimes overlooked,God is watching and he knows your heart.

To all of the REAL FATHERS around the world.

Through good, bad or ugly relationships with the mother…If you are NOT there for your kids, it is ONLY the kids that suffer inthe end.

Take a stand and do any means necessary to be a part of your kids lives.God knows your heart… God bless all FATHERS around the WORLDfor Father’s Day!

Salute!!

Terese is known around the world as an author, singer and for his work in films such as Baby Boy and the Fast and the Furious series.

Congratlationtoalltgraat

fromtMiciganBannr

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1400W.Gnsaginaw,Micigan(989)753-3475www.tmiciganbannr.com

Christian Education – 9:30 a.m.

Sunday Morning Worship – 11:30 a.m.

Wednesday Bible Study – 6 p.m.

Men’s Meeting held

every second Saturday

of the month

CritdiciplBaptitCurc3317 Lapeer Street, Saginaw, Michigan • 989-754-2444

PatorLarryd.Caml 

an1tLaysirlyCaml

snay

9:30 a.m. – Sunday School11:00 – Worship Service

NwBirtMiionaryBaptitCrc1418 S. Warren Avenue • Saginaw, MI 48601 • 989-755-6604

Pastor Dempsey Allen

Jacob’LarMinitri1926 Fairfield StreetSaginaw, MI 48602

989.799.6601

www.jacobsladdersaginaw.org

snayMorningWorip-11:15a.m.

sunay

8:30 a.m. Early Morning Worship

8:00 a.m. Radio Ministry - 98.9 FM

9:30 a.m. Sunday School, Enrichment

10:30 a.m. Morning Worship

www.mtoimbc.org

Mt.OlivIntitutionalMiionaryBaptitCurc1114 N. 6th • Saginaw, MI 48601 • (989)-752-8064

Dr. Marvin T. and Omie Smith

saginawVallyCommnityCrc3660hrmanadr.•saginaw,MI48603•989-753-4769

Sunday10 a.m. ~ Morning Worship6 p.m. ~ Celebrate Recovery6:30 p. m. ~ Young Adult’s Life Group Bible Study/WorshipMonday

7 p. m ~ Women’s Life GroupTuesday(2nd & 4th) – 10 a.m. – 3 p.m. ~Heaven’s Manna Food Distribution7 a.m. ~ Men’s Life Group6:30 p.m ~ Prayer Night

10 a.m. & 7 p.m ~ Healing Rooms

Wednesday6:30 p.m ~ Equipping Classes, all ages

Thursday1 p. m & 6:30 p .m ~ Healing Rooms

Saturday

6 p.m. ~ Youth Worship

Pastor P. David Saunders

BtlA.M.e.Crc 

535 Cathay StreetSaginaw, MI

(989) 755-7011 ext. 221

PatorOtian1tLay

sonradickn

snay

11:00 – Worship Service

NwBginningLifCangingMinitri2312 S. Washington Ave.• Saginaw, MI 48601 • 989.755.3650

BraofLifharvtCrc3726 Fortune Boulevard • Saginaw, MI 48603 

989.790.7933

snay

10 a.m.

Wnay

7 p.m.

ttp://braofliftm.org/ ApotlRonyJ.an ProptRonniMcTaggart

 

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Greetings beloved, Ispeak grace and peace untoyou all in the name of the LordJesus Christ of Nazareth. Iwant to draw your attentionto my last article concerningthe definition of the Church.I spoke of “sound doctrine”

and how many have heapedupon themselves teachers that cater to their itching ears. What is “sound doctrine?” It iswhat the Word of God teaches, within the correctcontext wherein it was written. Period.

So many “professing Christians” have beenswayed from enduring and embracing “sounddoctrine.” This is why people run to everyconference across this nation; give moneyto just about anybody that promises them a

“breakthrough” or “its your season, get your miracle” from God; and pay for propheciesamongst other things. The Word of God saysto study to show yourself approved unto God…why? So that you, the Believer, will be able torightly divide the Word of truth.

In other Words, so you will be able torecognize “sound doctrine” and refute falseteachings. The exact address for this scriptureis 2 Timothy 2:15-18. The Apostle was telling

Timothy the importance of understanding “sound”teachings from the Word of God. He used two

 people for an example whom had clearly taughtfalse teachings concerning the Word. Read it for 

yourself “Study to shew thyself approved untoGod, a workman that needeth not to be ashamed,rightly dividing the word of truth. Verse 16, Butshun profane and vain babblings: for they willincrease unto more ungodliness. Verse 17, Andtheir word will eat as doth a canker: of whomis hymna and Pilt; Verse 18, Who

concerning the truth have erred, saying that theresurrection is past already; and overthrow thefaith of some.” Some other scriptures, which

speak of sound doctrine, are as follows:Tit2:1 ESV, But as for you, teach whataccords with sound doctrine. Tit1:9esVHemust hold firm to the trustworthy word as taught,so that he may be able to give instruction in sounddoctrine and also to rebuke those who contradict

it. 2Timoty4:3esV, For the time is comingwhen people will not endure sound teaching,

 but having itching ears they will accumulate for themselves teachers to suit their own passions…

2Ptr1:20-21 ESV, Knowing this first of all, that no prophecy of Scripture comes fromsomeone’s own interpretation. For no prophecywas ever produced by the will of man, but men

spoke from God as they were carried along bythe Holy Spirit. 2Timoty4:2-4 ESV, Preachthe word, be ready in season and out of season,reprove, rebuke, and exhort, with complete

 patience and teaching. For the time is comingwhen people will not endure sound teaching,

 but having itching ears they will accumulate for themselves teachers to suit their own passions,and will turn away from listening to the truth andwander off into myths.

If you are a professing Christian, I imploreyou to study the Word of God in its entiretywithin the context, which it was written. I willwrite more about Hermeneutics at a later date.Hermeneutics is basically an art and science of 

 biblical interpretation. Until next time…

TCrc(BoyofCrit,ecclia)By Corey Pritchett

 Mr. Counterculture

LIGHTHOUSE

BAKERY & DELI

285 S. OUTER DRIVE

TEL: 754-7088

FAX: 754-7099

Stop in today and try one of 

our homemade specialities

AClbration 

ofLif The love, wisdom, and extraordinary

life of Bishop Herbert J. Williams, onthe momentous occasion of his 90th birthday, will be celebrated on Monday,June 24, at 11 a.m. at the HorizonsConference Center, located at 6200State Street, in Saginaw.

If you would like to attend, contactOlivia A. Williams, at 989.753.5366, or 

989.714.0549.

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sconBaptitCurcPastor Seth Doyle1770 W. Youngs Ditch Rd.Bay City, MI(989) 893-3937

BtlAMeCurcPastor P. David Saunders535 Cathay St.Saginaw, MI 48601(989) 755-7011

BtlmBaptitCurcPastor Ernest W. Bothuel3309 Bundy StreetSaginaw, MI 48601989-752-5866

BraofLifharvtCntrSenior Pastor Rodney J. McTaggart 3726 Fortune Blvd.Saginaw, MI 48603(989) 790-7933

CritdiciplBaptitPastor Eddie Benson3317 Lapeer StreetSaginaw, MI 48601(989) 754-2444

CritFllowipMBCPastor Robert Davis818 N. Washington Ave.Saginaw, MI 48601(989) 754-4435

WorlOutracCampuof  GratrColmanTmplMinitriSupt. H.J. Coleman Jr.2405 Bay Rd.Saginaw, MI 48602(989) 752-7957

CorintianBaptitCurcPastor Roy L. Manning104 S. 10th St.Saginaw, MI 48601

(989) 754-1820

BayCity

 saginaw

FaitharvtCrcBishop Ronald E. ChippFaith Harvest Church

1734 N. MasonSaginaw, MI 48602(989) 799-4200Website: www.faithharvestministry.orgE-mail: [email protected]

GratrFrwillMiionary BaptitCrcPastor James E. Speed615 Irving Park Ave.Saginaw, Michigan 48601(989) 753-1713

(989) 755-3133Email: [email protected]

GratrWilliamTmplBishop H.J. Williams608 RemingtonSaginaw, MI 48601(989) 755-5291

Jacob’LarPastor Dempsey Allen1926 Fairfield Street

Saginaw, MI 48602989-799-6601

LifInCritMinitriPastor Dennis Cotton, Sr.2915 S. Washington Ave.Saginaw, MI [email protected]

MiaMiionaryBaptitCrc2615 Williamson Road

Saginaw, MI 48601Pastor Otis WashingtonPhone: 989-777-2636Fax: 989-777-2640Email: [email protected]: www.Messiahsag.org

Mt.OlivBaptitCrcPastor Marvin T. Smith1114 N. 6th StreetSaginaw, MI 48601(989) 752-8064

NwBginningCritianCrcReverend Dr. Willie F. Casey1016 Sherman RoadSaginaw, MI 48604 989-754-2963

NwBginningLifCanging MinitriPastor Otis Dickens

2312 S. Washington Ave.Saginaw, MI 48601(989) 755-3650

NwBirtMiionaryBaptitPastor Larry D. Camel1418 S. WarrenSaginaw, MI 48601(989) 755-6604 

NwCovnantCritianCntrPastor Ron Frierson523 Hayden

Saginaw, MI752-8485 

NwFaitTmplCOGICElder Charles H. Coleman2118 Burt Street Saginaw, MI 48601 (989) 752-3880

NwhopMiionaryBaptitCrcPastor Floyd A. Logan1721 Tuscola StreetSaginaw, MI 48601

(989) 753-7600Email: [email protected]

NwLifBaptitCrcPastor Rufus Bradley1401 Janes St.Saginaw, MI 48601(989) 753-1151

NwMt.CalvaryBaptitPastor Robert Donald3610 Russell StreetSaginaw, MI 48601

(989) 754-0801

NintstrtCommnityCrc Pastor William L. Scott, Jr.Assistant Pastor Rex Jones1118 N. 9th Street Saginaw, MI 48601 989-752-7366

PrincofPacBaptitCrc825 North 24th StreetSaginaw, MI 48601989.754.2841

Pastor Robert B. Corley, Jr.RrrctionLifMinitriCrcPastor Carolyn L. Wilkins2320 Sheridan AvenueSaginaw, MI 48601989.754.9466

st.PalBaptitPastor Vincent D. McMillon120 N. 15th St.Saginaw, MI 48601(989) 752-5023

saginawVallyCommnityPastor Richard Sayad3660 HermansauSaginaw, MI 48603(989) 752-4769

st.JohnMiionaryBaptitChurchPastor James E. Hodge1309 North 6th StreetSaginaw, MI 48601(989) 753-2188(989)714-7678

st.LkCMePastor Charles Braddock 1121 TuscolaSaginaw, MI 48607(989) 755-0351

TranformingLifMinitriPastor William Brown3024 South Washington AvenueSaginaw, MI 48601-4353(989) 754-9573

TrvinBaptitCrcPastor Paul E. Broaddus2930 Janes StreetSaginaw, MI 48601989-752-0751

VictorioBlivr MinitriCrcRev. Christopher V. Pryor 

624 S. Outer Dr.Saginaw, MI(989) 755-7692

WolvrinBaptitstatConvntion615 S. Jefferson Ave.Saginaw, MI 48607

ZionMiionaryBaptitCrcPastor Rodrick Smith721 JohnsonSaginaw, MI 48607

(989) 754-9621

1400W.Gnsaginaw,Micigan(989)753-3475www.tmiciganbannr.com

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Brnar’Bt  solFoo Rtarant

2311 East GeneseeSaginaw, Michigan 48601

989.755.4665Check out our menu at www.facebook.com/BernardsBest

The Best Wings in Town!

Phone (989) 667-2000 Ext 341

Direct (989) 460-0341

Fax (989) 667-0103

E-Mail [email protected]

Website www.labadieauto.com

Labadie Buick Cadillac GMC

711 S. Euclid Ave.

Bay City, MI 48706

Terry Reed

Sales ProfessionalUsed Cars

Pro basketball player Ryvon Covileand wife Keshawn with Terry Reed

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Traci Lynn Fashion Jewelry

PatriciaTatum-Fairris • Independent Consultant #7551

Great Recruiting CommissionsHome and Catalog Shows are available

T: (989) 482-3857E: [email protected]

www.tracilynnjewelry.net/pfairris

 Hairstylist NeededComJoinOr 

Frinlystaffin 

OrNwly Rnovatsalonat

ILLusIONsBeAuTYsALON

1400W.Gnst.saginaw,MI48602

Foraitionalinformationcontact

ValriKingOwnr/Opratorat989.755.2666or989.798.5868

 Specializing in All Beauty Trends!

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On June 19, eight Michigan artists will be at the Marshall M. Fredericks Sculpture Museum, located at 7400 Bay Road, in Saginaw, displaying andselling their art. This year’s artist market runs from 12 to 5 p.m.

Artists include Lon Baker, turned wood vessels, Midland,Kaleidoscope Illusions, glassware, Hemlock, Rosita Gendernalik,decorative pottery, Indian River, Penny Knapp, ceramics, GayleKrause, ceramics, Pat Laboda, jewelry, and Rebecca Maillette,

 jewelry, Bay City, and Sylvia Walworth, hand woven scarves,East Port. Artwork is priced from $4.99 to $299.

In addition to this unique shopping experience, visitors willalso have the opportunity to view The Lightness of Being, NewSculpture by Howard Ben Tré exhibition at the Museum. For more information, call 989. 964.7125.

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Community

smmrArtitMarktattMarallM.FrricksclptrMm

Jazz can never be put in a box. It cannot be

classified as one musicalgenre, style or artist.

It takes its rightful place in modern musictraditions and legacies.As eclectic as it iselectric, jazz is resilientand proudly confidentwherever it is played.The Detroit JazzFestival is Detroit and

has been for 34 years, never missing a beat.When the Detroit Jazz Festival descends on

Detroit, it does not come quietly.With more than 250,000 enthusiastic fans,

the free outdoor music festival attracts some the

top names in jazz from around the world and thecity. Detroit’s music legacy and traditions have

earned it bragging rights as an uncompromised jazz hub.

A pivotal agent in the molding of America’s jazz sounds, the city has long been an urbanincubator for all genres of jazz. Its native sonsand daughters stand tall among jazz greats.Detroit and jazz are connected.

As the only free festival of its kind in thecountry and recognized as one of the top threefestivals in the world, the Detroit Jazz Festival isthe place to be for jazz fans.

The widely praised Pure Michiganadvertising campaign, credited with resurrectingthe state’s tourism industry and putting Michiganon the national travel map, recently announcedthat it will aggressively promote the Detroit Jazz

Festival and other signature events as part of a$50 million campaign to attract visitors from

other states and countries.While the place to be for thousands of local

residents, 17 percent of those attending the DetroitJazz Festival travel hundreds and thousands of miles to stay at our hotels, dine in our restaurants,shop and purchase from our vendors during themusic filled Labor Day weekend.

Jazz brings together an audience that is every bit as diverse and inclusive as the artists theycome to see.

The estimated annual economic impact of the Detroit Jazz Festival is in the tens of millions.A more definitive economic impact study will bereleased following this year’s event.

Just as the music is diverse, the jazz festivalSEE P 34, Jazzed Up

EntertainmentJazzup:dtroitJazzFtivalhaearnit

BraggingrigtBysaronBank

Danilo Pérez is the2013 Festival headliner 

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Community

 Sports Spotlight 

Congratulations on a great year!

FROM P 33, Jazzed Upattracts and embraces audiences from different backgrounds, ethnicities, cultures, ages, educationand incomes. Blue color, white collar and nocollar, suburban and urban, people attending thefestival come together to enjoy something theyall have in common — a love of jazz.

There may be no better opportunity thanthe Detroit Jazz Festival to showcase the best of Detroit. What a great way to entertain clients andcultivate new business prospects.

From Aug. 30 through Sept. 2, jazz artists willshowcase the best of jazz, leaving an indelibleimpression among musicians and fans alike.

 Nothing will ever beat the sound of the DetroitJazz Festival and the people it brings together.For more information on the 2013 jazz artistline-up, sponsors, VIP passes and membershipopportunities, community events and updates,visit detroitjazzfest.com. Join us Labor Dayweekend to experience and celebrate one of the

city’s treasured gems that shines bright each year  — the 34th annual Detroit Jazz Festival.2013LINeuP

Artist-In-Residence Danilo Pérez featuringPanama 500, Panama Suite and other works for large ensemble

David Murray Big Band with Macy GrayAhmad JamalJoshua RedmanJohn Scofield ÜberjamShelia Jordan with Strings featuring the AlanBroadbent TrioBill Frisell -- Lennon Project McCoy Tyner Triowith special guest Savion Glover YellowjacketsRavi Coltrane, David Liebman, Joe Lovano SaxSummit

Gregory Porter Charles Lloyd Quartet with Bill FrisellEddie Daniels and Roger Kellaway, with Celo-Duke at the RoadsideJon Faddis -- Celebrating the 60th Anniversary of Jazz at Massey Hall Tribute to Detroit’s Pepper Adams -- Gary Smulyan, Howard Johnson,Frank Basile Lee Konitz Quartet Freddie ColeThe Cookers featuring Billy Harper, EddieHenderson, George Cables, Cecil McBee, Billy

Hart, David WeissMarcus Belgrave -- Trumpet Call MarcusBelgrave National Trumpet Competition Trio DaPaz & Friends Play Jobim & Getz with HarryAllenBill Charlap

George Bohannon QuintetCecile McLorin SalvantTony Monaco with Fareed HaqueTribute to Dave Brubeck featuring: Brubeck Brothers Quartet, Dave Brubeck’s Mass “To Hope-- A Celebration” Choir, Strings and Jazz Quartet,2013 Detroit Jazz Festival Big Band CommissionProject --Featuring the Compositions of DavidBrubeck and The Real Ambassadors -- arecreation of a Dave and Iola Brubeck’s jazzmusical The Detroit Jazz Festival Orchestra

Quest reunited with Richie BeirachFour Freshmen -- Tribute to Stan KentonTerell Stafford Quintet Plays StrayhornRenee RosnesJames Carter -- Tribute to Don ByasDelfeayo Marsalis -- Such Sweet Thunder The Detroit Homecoming Band with Geri AllenMichael Weiss QuintetJC Heard National Jazz Arrangers CompetitionAfro Horns

Aaron Diehl TrioJD Allen TrioCelebrating the Music of Teddy Harris and The

 New Breed Bebop SocietySource; The Michigan Chronicle

Cavalier Pride!

Carrollton Coach

 Anthony Parker and Team

 

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1400W.Gnsaginaw,Micigan(989)753-3475www.tmiciganbannr.com

Katrina Murrell is an SVSU senior majoring in graphic

design, which is why you might be surprised if you saw 

her résumé. Resident assistant, president of the First Year

Board, student success coach, peer adviser in the Ofce of 

First Year Programs, student abroad to China — none of 

these may sound like a t for a young designer. Yet Katrina

sees things differently. “Design is the work I do,” she says.

“But that communication piece — exposure to people of all

different backgrounds — really relates back to my work. It’sall about connecting.”

From her work, Katrina has won the Student Life

Involvement Award and the Resident Housing Association

 Timbo Award for her leadership, and taken part in SVSU’s

Honors Program. So, what does she love most about SVSU?

“I love the close-knit and encouraging environment,” she

says. “This institution is a breeding ground of opportunities.

I really love it.”

i amdesigning 

my own future 

Prospective or transfer students can check out SVSU by taking

a campus tour and meeting with an admissions representative.

Call (989) 964-4200 or email [email protected].

Visit us online at svsu.edu

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