the employees state insurance act

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  • 8/3/2019 The Employees State Insurance Act

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    PREPARED BY:DEEPIKA GOEL

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    The objective of this Act is to secure

    sickness,maternity,disablement andmedical benefits to employees of

    factories and establishment and

    dependents benefits to thedependent of such employees.

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    To all employees and establishments

    employing 20 or more employees.

    Every employees drawing wages

    upto Rs.10000/- per month

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    Employees:1.75% on total monthly

    wages

    Employer:4.75% on total monthlywages

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    Both employer and employees

    contribution are to be piad in cash

    or in cheque in SBI or any other bankauthorised by ESI

    By filling a challan with in 21 daysfollowing the end of the calender

    month in which the contribution

    falls due.

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    Sickness benefit

    Maternity benefit

    Disablement benefit

    Dependents benefit

    Medical benefitFuneral expenses

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    Insured employees is entitled to receive for

    the period of his sickness as the daily

    standard benefit rate.

    Maximum period for benefit is 91 days in oneyear

    STANDARD RATE: The daily rate which

    sickness benefit is payable to an insured

    employee during period of his sicknesslowest rate is Rs. 14/-

    highest rate is Rs. 195/-

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    Confinement,miscarrige or medical

    termination of pregnancy.

    Sickness arising out of pregnancy,

    premature birth of child,miscarrige ormedical termination of pregnancy.

    Minimum 80 days in the immediate

    preceding two consecutive contribution

    period is must.

    Maximum period for benefit is 91 days in

    the year.

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    Permanent disablement whether

    partial or total as a result of an

    employment injury

    Benefit for whole life.

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    When an insured employee deis as a

    result of an employment injury,his

    widow or children and in case theemployee does not leave behind his

    widow or children his other

    dependent are entitle to receive theperiodic payments.

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    Sickness of insured employee or a

    member of his family.

    Available to employee during any

    period for which contribution arepaid in respect of him or in which he

    can claim sickness benefit.

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    In case of death of an insured employee,

    the eldest surviving member of his family,

    and if the employee had no family or was

    not living with his family at the time ofhis death, then the person who actually

    incurs expenditure on the funeral of the

    employee is entitle to receive the

    payment called funeral expenses.

    Maximum permissible amount of such

    payment is Rs. 2500/-

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    Employee is not entitle to receive two

    benefits at the same time,that means he

    can not receive for the same period:

    Both sickness benefit and maternitybenefit

    Both sickness benefit and disablement

    benefit for tempory disablement

    Both maternity benefit and disable

    benefit for temporary disablement.

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    THANK YOU