the common data set prepared by the banks ... - hbl...habib bank limited only income statement...

Title of Bank: Habib Bank Limited Türkiye İstanbul Merkez Şubesi Period: 30.06.2017

Head Office Address: Abide-i Hürriyet Cad. Geçit Sok. No:6/A Şişli-İstanbul

Phone: 212 246 02 20 - 23 Currency: Thousand Turkish Lira

Facsmile: 212 234 0807

URL Site Address: www.habibbank.com.tr

"THE COMMON DATA SET"

PREPARED BY THE BANKS ASSOCIATION OF TURKEY

ACCORDING TO THE COMMUNIQUE PUBLISHED IN OFFICIAL GAZETTE DATED 10 FEB. 2007, NO.26430

FINANCIAL STATEMENTS AND RELATED EXPLANATION AND FOOTNOTES DISCLOSED TO THE PUBLIC

"BANK ONLY"

İlker

ZEHİR

Ayşe

Şebnem

TÜRKAY

Meltem

SAVAŞAN

Sedat

Sami

SUCU

Haluk

ÇAKAR

Aron

KÜÇÜKMATALON

Head Of Board Of Manager General Manager Vice General Manager Accounting Manager Internal Control Internal Audit

Head Of Audit Committee

The "Bank Only" financial statements, related explanations and footnotes which are audited and presented in this report, are prepared according to

the communique published in Official Gazette dated 1 November 2006 and numbered 26333, and appropriate with the Turkish Accounting

Standards, Turkish Financial Reporting Standards, and their related explanations and comments and appropriated with the banks records, unless

otherwise specified, in terms of Thousand Turkish Lira.

Appendix 1-A

HABIB BANK LIMITED ONLY INCOME STATEMENT (FINANCIAL POSITION TABLE)

CURRENT PERIOD PRIOR PERIOD

ASSETS Disc. (30/06/2017) (31/12/2016)

TC FC Total TC FC Total

I. CASH AND BALANCES WITH THE CENTRAL BANK OF TURKEY (2.a) 1,904 16,204 18,108 1,422 19,662 21,084

II. FINANCIAL ASSETS WHERE FAIR VALUE CHANGE IS

REFLECTED TO INCOME STATEMENT (Net) (2.b) 0 0 0 0 0 0

2.1.Financial assets held for trading 0 0 0 0 0 0

2.1.1.Public sector debt securities 0 0 0 0 0 0

2.1.2.Securities representing a share in capital 0 0 0 0 0 0

2.1.3.Derivative financial assets held for trading 0 0 0 0 0 0

2.1.4.Other marketable securities 0 0 0 0 0 0

2.2.Financial assets where fair value change is reflected to income

statement 0 0 0 0 0 0


2.2.2.Securities representing a share in capital 0 0 0 0 0 0

2.2.3.Loans 0 0 0 0 0 0

2.2.4.Other marketable securities 0 0 0 0 0 0

III. BANKS (2.ç) 55,162 40,414 95,576 42,120 63,061 105,181

IV. MONEY MARKET SECURITIES 0 0 0 0 0 0

4.1.Interbank money market placements 0 0 0 0 0 0

4.2.Istanbul Stock Exchange money market placements 0 0 0 0 0 0

4.3.Receivables from reverse repurchase agreements 0 0 0 0 0 0

V. FINANCIAL ASSETS AVAILABLE FOR SALE (Net) (2.d/e) 961 7,396 8,357 921 7,464 8,385

5.1.Securities representing a share in capital 0 0 0 0 0 0

5.2.Public sector debt securities 961 7,396 8,357 921 7,464 8,385

5.3.Other marketable securities 0 0 0 0 0 0

VI. LOANS AND RECEIVABLES (2.f) 39,558 10,128 49,686 44,015 8,082 52,097

6.1.Loans and Receivables 39,558 10,128 49,686 44,015 8,082 52,097

6.1.1.Loans granted to the Bank's risk group 0 0 0 0 0 0


6.1.3.Other 39,558 10,128 49,686 44,015 8,082 52,097

6.2.Loans under follow-up 2,631 0 2,631 2,671 0 2,671

6.3.Specific provisions (-) 2,631 0 2,631 2,671 0 2,671

VII. FACTORING RECEIVABLES 0 0 0 0 0 0

VIII. INVESTMENTS HELD TO MATURITY (Net) (2.g) 0 0 0 0 0 0

8.1.Public sector debt securities 0 0 0 0 0 0

8.2.Other marketable securities 0 0 0 0 0 0

IX. INVESTMENTS AND ASSOCIATES (Net) (2.ğ) 0 0 0 0 0 0

9.1.Accounted with equity method 0 0 0 0 0 0

9.2.Non-consolidated investments and associates 0 0 0 0 0 0

9.2.1.Financial investments and associates 0 0 0 0 0 0

9.2.2.Non-financial investments and associates 0 0 0 0 0 0

X. SUBSIDIARIES (Net) (2.h) 0 0 0 0 0 0

10.1.Non-consolidated financial subsidiaries 0 0 0 0 0 0

10.2.Non-consolidated non-financial subsidiaries 0 0 0 0 0 0

XI. JOINT VENTURES (BUSINESS PARTNERS) (Net) (2.ı) 0 0 0 0 0 0

11.1.Accounted with equity method 0 0 0 0 0 0

11.2.Non-consolidated joint ventures 0 0 0 0 0 0

11.2.1.Financial joint ventures 0 0 0 0 0 0

11.2.2.Non-financial joint ventures 0 0 0 0 0 0

XII. RECEIVABLES FROM LEASING TRANSACTIONS (2.i) 0 0 0 0 0 0

12.1.Finance lease receivables 0 0 0 0 0 0

12.2.Operational leasing receivables 0 0 0 0 0 0

12.3.Others 0 0 0 0 0 0

12.4.Unearned income ( - ) 0 0 0 0 0 0

XIII. DERIVATIVE FINANCIAL ASSETS HELD FOR HEDGING (2.j) 0 0 0 0 0 0

13.1.Fair value hedges 0 0 0 0 0 0

13.2.Cash flow hedges 0 0 0 0 0 0

13.3.Hedges for investments made in foreign countries 0 0 0 0 0 0

XIV. PROPERTY AND EQUIPMENT (Net) (2.k) 988 0 988 1,059 0 1,059

XV. INTANGIBLE ASSETS [Net] (2.l) 8 0 8 23 0 23

15.1.Goodwill 0 0 0 0 0 0

15.2.Other 8 0 8 23 0 23

XVI. REAL ESTATES FOR INVESTMENT PURPOSE (Net) (2.m) 0 0 0 0 0 0

XVII. ASSETS FOR TAX (2.n) 145 0 145 178 0 178

17.1.Current assets for tax 0 0 0 0 0 0

17.2.Deferred assets for tax 145 0 145 178 0 178

XVIII. PROPERTY AND EQUIPMENT HELD FOR SALE PURPOSE

AND HELD FROM TERMINATED OPERATIONS (Net) (2.o) 0 0 0 0 0 0

18.1.Held for sale purpose 0 0 0 0 0 0

18.2.Held from terminated operations 0 0 0 0 0 0

XIX. OTHER ASSETS (2.ö) 4,034 4 4,038 756 0 756

TOTAL ASSETS 102,760 74,146 176,906 90,494 98,269 188,763

THOUSAND TURKISH LIRA

2

Appendix 1-A



LIABILITIES Disc. (30/06/2017) (31/12/2016)

TC FC Total TC FC TotalI. DEPOSITS (2.a) 42,284 34,859 77,143 30,185 28,167 58,352

1.1.Deposits held by the Bank's risk group 213 1,264 1,477 322 995 1,317

1.2.Other 42,071 33,595 75,666 29,863 27,172 57,035

II. DERIVATIVE FINANCIAL LIABILITIES HELD FOR TRADING (2.b) 0 0 0 0 0 0

III. FUNDS BORROWED (2.c) 0 31,476 31,476 0 63,788 63,788

IV. INTERBANK MONEY MARKET 0 0 0 0 0 0

4.1.Interbank money market payables 0 0 0 0 0 0

4.2.Istanbul Stock Exchange money market payables 0 0 0 0 0 0

4.3.Funds provided under repurchase agreements 0 0 0 0 0 0

V. MARKETABLE SECURITIES ISSUED (Net) 0 0 0 0 0 0

5.1.Bills 0 0 0 0 0 0

5.2.Asset backed securities 0 0 0 0 0 0

5.3.Bonds 0 0 0 0 0 0

VI. FUNDS 0 0 0 0 0 0

6.1.Borrower funds 0 0 0 0 0 0

6.2.Other 0 0 0 0 0 0

VII. MISCELLANEOUS PAYABLES 1,049 0 1,049 1,049 1,783 2,832

VIII. OTHER EXTERNAL RESOURCES (2.ç) 3,534 0 3,534 865 931 1,796

IX. FACTORING PAYABLES 0 0 0 0 0 0

X. LEASING TRANSACTONS PAYABLES (2.d) 0 0 0 0 0 0

10.1.Finance leasing payables 0 0 0 0 0 0

10.2.Operational leasing payables 0 0 0 0 0 0

10.3.Other 0 0 0 0 0 0

10.4.Deferred finance leasing expenses ( - ) 0 0 0 0 0 0

XI. DERIVATIVE FINANCIAL LIABILITIES HELD FOR HEDGING (2.e) 0 0 0 0 0 0

11.1.Fair value hedges 0 0 0 0 0 0

11.2.Cash flow hedges 0 0 0 0 0 0

11.3.Hedges for investments made in foreign countries 0 0 0 0 0 0

XII. PROVISIONS (2.f) 2,193 0 2,193 2,606 0 2,606

12.1.General provisions 615 0 615 910 0 910

12.2.Restructuring reserves 0 0 0 0 0 0

12.3.Reserves for employee benefit 444 0 444 636 0 636

12.4.Insurance technical reserves (Net) 0 0 0 0 0 0

12.5.Other provisions 1,134 0 1,134 1,060 0 1,060

XIII. LIABILITIES FOR TAX (2.g) 399 0 399 909 0 909

13.1.Current - Liabilities for tax 399 0 399 909 0 909

13.2.Deferred - Liabilities for tax 0 0 0 0 0 0XIV. LIABILITIES FOR PROPERTY AND EQUIPMENT HELD FOR SALE

PURPOSE AND HELD FROM TERMINATED OPERATIONS (2.ğ)

0 0 0 0 0 0

14.1.Held for sale purpose 0 0 0 0 0 0

14.2.Held from terminated operations 0 0 0 0 0 0

XV. SUBORDINATED LOANS (2.h) 0 0 0 0 0 0

XVI. SHAREHOLDERS` EQUITY (2.ı) 60,995 117 61,112 58,480 0 58,480

16.1.Paid-in capital 30,000 0 30,000 30,000 0 30,000

16.2.Supplementary capital -74 117 43 -2 0 -2

16.2.1.Share premium 0 0 0 0 0 0

16.2.2.Share cancellation profits 0 0 0 0 0 0

16.2.3.Valuation changes in marketable securities 0 117 117 72 0 72

16.2.4.Revaluation changes of property and equipment 0 0 0 0 0 0

16.2.5.Revaluation changes of intangible assets 0 0 0 0 0 0

16.2.6.Revaluation changes of real estates for investment purpose 0 0 0 0 0 0

16.2.7.Free shares from investment and associates, subsidiaries and joint

ventures (business partners) 0 0 0 0 0 0

16.2.8.Hedging funds (Active part) 0 0 0 0 0 0

16.2.9.Value increase in property and equipment held for sale purpose and

held from terminated operations 0 0 0 0 0 0

16.2.10.Other capital reserves -74 0 -74 -74 0 -74

16.3.Profit reserves 0 0 0 0 0 0

16.3.1.Legal reserves 0 0 0 0 0 0

16.3.2.Status reserves 0 0 0 0 0 0

16.3.3.Extraordinary reserves 0 0 0 0 0 0

16.3.4.Other profit reserves 0 0 0 0 0 0

16.4. Profit or loss 31,069 0 31,069 28,482 0 28,482

16.4.1.Prior year income/loss 28,482 0 28,482 23,712 0 23,712

16.4.2.Current year income/loss 2,587 0 2,587 4,770 0 4,770

TOTAL LIABILITIES 110,454 66,452 176,906 94,094 94,669 188,763


2

Appendix 1-B

OFF BALANCE SHEET COMMITMENTS


Disc. (30/06/2017) (31/12/2016)

TC FC Total TC FC Total

A. OFF BALANCE SHEET COMMITMENTS 153,237 25,705 178,942 139,283 47,201 186,484

I. GUARANTEES AND WARRANTIES (2.a/c) 954 25,705 26,659 1,001 25,030 26,031

1.1.Letters of guarantee 954 7,526 8,480 1,001 6,024 7,025

1.1.1.Guarantees subject to State Tender Law 0 0 0 0 0 0

1.1.2.Guarantees given for foreign trade operations 0 0 0 0 0 0

1.1.3.Other letters of guarantee 954 7,526 8,480 1,001 6,024 7,025

1.2.Bank acceptances 0 0 0 0 0 0

1.2.1.Import letter of acceptance 0 0 0 0 0 0

1.2.2.Other bank acceptances 0 0 0 0 0 0

1.3.Letters of credit 0 18,179 18,179 0 19,006 19,006

1.3.1.Documentary letters of credit 0 18,179 18,179 0 19,006 19,006

1.3.2.Other letters of credit 0 0 0 0 0 0

1.4.Prefinancing given as guarantee 0 0 0 0 0 0

1.5.Endorsements 0 0 0 0 0 0

1.5.1.Endorsements to the Central Bank of Turkey 0 0 0 0 0 0

1.5.2.Other endorsements 0 0 0 0 0 0

1.6.Securities issue purchase guarantees 0 0 0 0 0 0

1.7.Factoring guarantees 0 0 0 0 0 0

1.8.Other guarantees 0 0 0 0 0 0

1.9.Other warrantees 0 0 0 0 0 0

II. COMMITMENTS (2.a/c) 152,283 0 152,283 138,282 22,171 160,453

2.1.Irrevocable commitments 0 0 0 0 22,171 22,171

2.1.1.Asset purchase and sales commitments 0 0 0 0 22,171 22,171

2.1.2.Deposit purchase and sales commitments 0 0 0 0 0 0

2.1.3.Share capital commitment to associates and subsidiaries 0 0 0 0 0 0

2.1.4.Loan granting commitments 0 0 0 0 0 0

2.1.5.Securities issue brokerage commitments 0 0 0 0 0 0

2.1.6.Commitments for reserve deposit requirements 0 0 0 0 0 0

2.1.7.Payment commitments for checks 0 0 0 0 0 0

2.1.8.Tax and fund liabilities from export commitments 0 0 0 0 0 0

2.1.9.Commitments for credit card expenditure limits 0 0 0 0 0 0

2.1.10.Commitments for credit cards and banking services promotions 0 0 0 0 0 0

2.1.11.Receivables from short sale commitments 0 0 0 0 0 0

2.1.12.Payables for short sale commitments 0 0 0 0 0 0

2.1.13.Other irrevocable commitments 0 0 0 0 0 0

2.2.Revocable commitments 152,283 0 152,283 138,282 0 138,282

2.2.1.Revocable loan granting commitments 152,283 0 152,283 138,282 0 138,282

2.2.2.Other revocable commitments 0 0 0 0 0 0

III. DERIVATIVE FINANCIAL INSTRUMENTS (2.b) 0 0 0 0 0 0

3.1.Derivative financial instruments held for hedging 0 0 0 0 0 0

3.1.1.Fair value hedges 0 0 0 0 0 0

3.1.2.Cash flow hedges 0 0 0 0 0 0

3.1.3.Hedges for investments made in foreign countries 0 0 0 0 0 0

3.2.Trading transactions 0 0 0 0 0 0

3.2.1.Forward foreign currency buy/sell transactions 0 0 0 0 0 0

3.2.1.1.Forward foreign currency transactions-buy 0 0 0 0 0 0

3.2.1.2.Forward foreign currency transactions-sell 0 0 0 0 0 0

3.2.2. Swap transactions related to foreign currency and interest rates 0 0 0 0 0 0

3.2.2.1.Foreign currency swap-buy 0 0 0 0 0 0

3.2.2.2.Foreign currency swap-sell 0 0 0 0 0 0

3.2.2.3.Interest rate swaps-buy 0 0 0 0 0 0

3.2.2.4.Interest rate swaps-sell 0 0 0 0 0 0

3.2.3.Foreign currency, interest rate and security options 0 0 0 0 0 0

3.2.3.1.Foreign currency options-buy 0 0 0 0 0 0

3.2.3.2.Foreign currency options-sell 0 0 0 0 0 0

3.2.3.3.Interest rate options-buy 0 0 0 0 0 0

3.2.3.4.Interest rate options-sell 0 0 0 0 0 0

3.2.3.5.Securities options-buy 0 0 0 0 0 0

3.2.3.6.Securities options-sell 0 0 0 0 0 0

3.2.4.Foreign currency futures 0 0 0 0 0 0

3.2.4.1.Foreign currency futures-buy 0 0 0 0 0 0

3.2.4.2.Foreign currency futures-sell 0 0 0 0 0 0

3.2.5.Interest rate futures 0 0 0 0 0 0

3.2.5.1.Interest rate futures-buy 0 0 0 0 0 0

3.2.5.2.Interest rate futures-sell 0 0 0 0 0 0

3.2.6.Other 0 0 0 0 0 0

B. CUSTODY AND PLEDGED SECURITIES (IV+V+VI) 61,002 312,832 373,834 0 77,289 77,289

IV. ITEMS HELD IN CUSTODY 2,079 168,252 170,331 0 77,289 77,289

4.1.Assets under management 0 0 0 0 0 0

4.2.Investment securities held in custody 0 0 0 0 0 0

4.3.Checks received for collection 1,092 0 1,092 0 0 0

4.4.Commercial notes received for collection 987 854 1,841 0 0 0

4.5.Other assets received for collection 0 0 0 0 0 0

4.6.Assets received for public offering 0 0 0 0 0 0

4.7.Other items under custody 0 167,398 167,398 0 77,289 77,289

4.8.Custodians 0 0 0 0 0 0

V. PLEDGED ITEMS 58,923 144,580 203,503 0 0 0

5.1.Marketable securities 0 0 0 0 0 0

5.2.Guarantee notes 36,797 90,220 127,017 0 0 0

5.3.Commodity 10,855 0 10,855 0 0 0

5.4.Warranty 0 0 0 0 0 0

5.5.Immovables 11,271 54,360 65,631 0 0 0

5.6.Other pledged items 0 0 0 0 0 0

5.7.Pledged items-depository 0 0 0 0 0 0

VI. ACCEPTED INDEPENDENT GUARANTEES AND WARRANTEES 0 0 0 0 0 0

TOTAL OFF BALANCE SHEET COMMITMENTS 214,239 338,537 552,776 139,283 124,490 263,773


3

Appendix 1-C


INCOME STATEMENT CURRENT PERIOD PRIOR PERIOD CURRENT PERIOD PRIOR PERIOD

(01/01/2017-30/06/2017) (01/01/2016-30/06/2016) (01/04/2017-30/06/2017) (01/04/2016-30/06/2016)

I. INTEREST INCOME (2.a) 6,051 4,909 3,263 2,457

1.1.Interest on loans 2,683 2,583 1,323 1,306

1.2.Interest received from reserve deposits 90 55 61 37

1.3.Interest received from banks 2,966 2,102 1,670 1,028

1.4.Interest received from money market transactions 0 0 0 0

1.5.Interest received from marketable securities portfolio 312 169 209 86

1.5.1.Financial assets held for trading 0 0 0 0

1.5.2.Financial assets where value change is reflected to income statement 0 0 0 0

1.5.3.Financial assets available for sale 312 169 209 86

1.5.4.Investments held to maturity 0 0 0 0

1.6.Finance lease income 0 0 0 0

1.7.Other interest income 0 0 0 0

II. INTEREST EXPENSE (2.b) 1,317 1,131 660 556

2.1.Interest on deposits 1,114 1,058 565 520

2.2.Interest on funds borrowed 203 73 95 36

2.3.Interest on money market transactions 0 0 0 0

2.4.Interest on securities issued 0 0 0 0

2.5.Other interest expense 0 0 0 0

III. NET INTEREST INCOME/EXPENSE (I - II) 4,734 3,778 2,603 1,901

IV. NET FEES AND COMMISSIONS INCOME/EXPENSES 517 394 211 227

4.1.Fees and commissions received 536 413 219 236

4.1.1.Non-cash loans 388 373 157 226

4.1.2.Other 148 40 62 10

4.2.Fees and commissions paid 19 19 8 9

4.2.1.Non-cash loans 0 0 0 0

4.2.2.Other 19 19 8 9

V. DIVIDEND INCOME (2.c) 0 0 0 0

VI. TRADING PROFIT/LOSS (Net) (2.ç) 13 -79 -433 238

6.1.Profit/losses on trading account securities 0 0 0 0

6.2.Profit/losses on derivative financial transactions 6 0 6 0

6.2.Foreign exchange profit/losses 7 -79 -439 238

VII. OTHER OPERATING INCOME (2.d) 445 135 82 70

VIII. TOTAL OPERATING INCOME/EXPENSES (III+IV+V+VI+VII) 5,709 4,228 2,463 2,436

IX. PROVISION FOR LOAN OR OTHER RECEIVABLES LOSSES (-) (2.e) 50 0 25 0

X. OTHER OPERATING EXPENSES (-) (2.f) 2,381 2,426 1,260 1,427

XI. NET OPERATING PROFIT/LOSS (VIII-IX-X) 3,278 1,802 1,178 1,009

XII. SURPLUS WRITTEN AS GAIN AFTER MERGER 0 0 0 0

XIII. PROFIT/LOSS FROM EQUITY METHOD APPLIED SUBSIDIARIES 0 0 0 0

XIV. NET MONETORY POSITION GAIN/LOSS 0 0 0 0

XV. PROFIT/LOSS BEFORE TAXES FROM CONTINUING

OPERATIONS (XI+...+XIV) (2.g) 3,278 1,802 1,178 1,009

XVI. PROVISION FOR TAXES ON INCOME FROM CONTINUING

OPERATIONS (±) (2.ğ) -691 -455 -264 -280

16.1.Current tax provision -662 -423 -242 -240

16.2.Deferred tax provision -29 -32 -22 -40

XVII. NET PROFIT/LOSS FROM CONTINUING OPERATIONS (XV±XVI) (2.h) 2,587 1,347 914 729

XVIII. INCOME FROM TERMINATED OPERATIONS 0 0 0 0

18.1.Property and equipment income held for sale 0 0 0 0

18.2. Sale profits from associates, subsidiaries and joint ventures

(business partners) 0 0 0 0

18.3.Other income from terminated operations 0 0 0 0

XIX.EXPENSES FROM TERMINATED OPERATIONS (-) 0 0 0 0

19.1.Property and equipment expense held for sale 0 0 0 0

19.2. Sale losses from associates, subsidiaries and joint ventures


19.3.Other expenses from terminated operations 0 0 0 0

XX. PROFIT/LOSS BEFORE TAXES FROM TERMINATED

OPERATIONS (XVIII-XIX) (2.g) 0 0 0 0

XXI. PROVISION FOR TAXES ON INCOME FROM TERMINATED

OPERATIONS (±) (2.ğ) 0 0 0 0

21.1.Current tax provision 0 0 0 0

21.2.Deferred tax provision 0 0 0 0

XXII. NET PROFIT/LOSS FROM TERMINATED OPERATIONS (XX±XXI) (2.h) 0 0 0 0

XXIII. NET PROFIT/LOSSES (XVII+XXII) (2.ı) 2,587 1,347 914 729

Earnings/Losses per share 0.08623 0.04490 0.03047 0.02430


Disc.


4

EK1-C

HABIB BANK LIMITED INCOME STATEMENT ACCOUNTS BOOKED IN SHAREHOLDERS` EQUITY

INCOME STATEMENT ACCOUNTS BOOKED IN SHAREHOLDERS` EQUITY CURRENT PERIOD PRIOR PERIOD

(01/01/2017-30/06/2017) (01/01/2016-30/06/2016)

I. FINANCIAL ASSETS AVALABLE FOR SALE ADDED TO MARKETABLE SECURITIES

VALUATION CHANGES ACCOUNT 56 181

II. REVALUATION CHANGES OF PROPERTY AND EQUIPMENT 0 0

III. REVALUATION CHANGES OF INTANGIBLE ASSETS 0 0

IV. EXCHANGE RATE DIFFERENCES FOR FOREIGN CURRENCY OPERATIONS 0 0

V. PROFIT/LOSSES ON DERIVATIVE FINANCIAL ASSETS HELD FOR CASH FLOW HEDGES

(Active part of fair value changes) 0 0

VI. PROFIT/LOSSES ON DERIVATIVE FINANCIAL ASSETS HELD FOR HEDGES FOR

INVESTMENTS MADE IN FOREIGN COUNTRIES (Active part of fair value changes) 0 0

VII. EFFECTS OF CHANGES IN ACCOUNTING POLICIES AND ADJUSTMENTS 0 0

VIII. OTHER INCOME/EXPENSE ACCOUNTS BOOKED IN SHAREHOLDERS' EQUITY IN

ACCORDANCE WITH TMS 0 0

IX. DEFERRED TAX OF VALUATION CHANGES -11 -36

X. NET INCOME/EXPENSE ACCOUNTS DIRECTLY BOOKED UNDER SHAREHOLDERS'

EQUITY (I+II+…+IX) 45 145

XI. CURRENT PROFIT/LOSSES 2,587 1,347

11.1.Net changes in fair value at securities (Transferred to profit/loss) 0 0

11.2.Part of derivative financial assets held for cash flow hedges, reclassified and shown in income

statement 0 0

11.3.Part of hedges for investments made in foreign countries, reclassified and shown in income

statement 0 0

11.4.Other 2,587 1,347

XII. TOTAL PROFIT/LOSSES BOOKED IN CURRENT PERIOD (X±XI) 2,632 1,492


4

Appendix 1-D

HABIB BANK LIMITED STATEMENT OF CHANGES IN SHAREHOLDERS' EQUITY

Disclosure Paid-in Adjustment to Share Share certificate Legal Status Extraordinary Other Current period Prior period Valuation changes inRevaluation changes in Free shares HedgingValuation change in property and equip.

capital paid-in capital premium cancellation profits reserves reserves reserves reserves net income/(loss) net income/(loss) marketable sec.property and equip.and intangible assetsfrom shareholders funds held for sale purposes/terminated operat. Total

PRIOR PERIOD( 30/06/2016)

I. Balance at the beginning of the period 30,000 0 0 0 0 0 0 -46 3,725 19,987 -150 0 0 0 0 53,516

II. Adjustment in accordance with TMS 8 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

2.1.Effect of adjustment 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

2.2.Effect of changes in accounting policies 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

III. New balance (I+II) 30,000 0 0 0 0 0 0 -46 3,725 19,987 -150 0 0 0 0 53,516

Changes within the period

IV. Increase or decrease generated by merger 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

V. Valuation changes in marketable securities 0 0 0 0 0 0 0 0 0 0 145 0 0 0 0 145

VI. Hedging Funds (Active part) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

6.1.Cash flow hedges 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

6.2.Hedges for investments made in foreign countries 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

VII. Revaluation changes of property and equipment 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

VIII. Revaluation changes of intangible assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

IX. Free shares from investment and associates, subsidiaries and joint

ventures (business partners)0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

X. Foreign exchange differences 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

XI. Changes after disposal of securities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

XII. Changes after reclassification of securities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

XIII. Effect of changes in shareholders equity of investments and

associates to bank's shareholders equity0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

XIV. Increase in capital 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

14.1. Cash 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

14.2. From internal resources 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

XV. Issuance of share certificates at end of period 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

XVI. Share cancellation profits 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

XVII. Adjustment to paid-in capital 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

XVIII. Other 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

XIX. Net profit or losses 0 0 0 0 0 0 0 0 1,347 0 0 0 0 0 0 1,347

XX. Profit distribution 0 0 0 0 0 0 0 0 -3,725 3,725 0 0 0 0 0 0

20.1. Dividents distributed 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

20.2. Transfers to legal reserves 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

20.3. Other 0 0 0 0 0 0 0 0 -3,725 3,725 0 0 0 0 0 0

Balances (III+IV+V +...+XVIII+XIX+XX) 30,000 0 0 0 0 0 0 -46 1,347 23,712 -5 0 0 0 0 55,008

CURRENT PERIOD(30/06/2017)

I. Balances at end of prior period 30,000 0 0 0 0 0 0 -74 4,770 23,712 72 0 0 0 0 58,480

Changes within the period

II. Increase or decrease generated by merger 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

III. Valuation changes in marketable securities 0 0 0 0 0 0 0 0 0 0 45 0 0 0 0 45

IV. Hedging Funds 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

4.1.Cash flow hedge 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

4.2.Hedges for investments made in foreign countries 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

V. Revaluation changes of property and equipment 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

VI. Revaluation changes of intangible assets 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

VII. Free shares from investment and associates, subsidiaries and joint

ventures (business partners)0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

VIII. Foreign exchange differences 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

IX. Changes after disposal of securities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

X. Changes after reclassification of securities 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

XI. Effect of changes in shareholders equity of investments and

associates to bank's shareholders equity0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

XII. Increase in capital 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

12.1. Cash 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

12.2. From internal resources 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

XIII. Issuance of share certificates at end of period 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

XIV. Share cancellation profits 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

XV. Adjustment to paid-in capital 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

XVI. Other 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

XVII. Net profit or losses 0 0 0 0 0 0 0 0 2,587 0 0 0 0 0 0 2,587

XVIII. Profit distribution 0 0 0 0 0 0 0 0 -4,770 4,770 0 0 0 0 0 0

18.1.Dividents distributed 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

18.2.Transfers to legal reserves 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

18.3.Other 0 0 0 0 0 0 0 0 -4,770 4,770 0 0 0 0 0 0

Closing balances (I+II+III+...+XVI+XVII+XVIII) 30,000 0 0 0 0 0 0 -74 2,587 28,482 117 0 0 0 0 61,112

STATEMENT OF CHANGES IN SHAREHOLDERS' EQUITY


5

Appendix 1-E

HABİB BANK LİMİTED

STATEMENT OF CASH FLOW CURRENT PERIOD PRIOR PERIOD

Disc. (30/06/2017) ( 30/06/2016)

A. CASH FLOWS FROM BANKING OPERATIONS

1.1. Operating profit before changes in operating assets and liabilities(+) 645 2,100

1.1.1.Interest received (+) 6,001 5,124

1.1.2.Interest paid (-) 1,343 1,138

1.1.3.Dividend received (+) 0 0

1.1.4.Fees and commissions received (+) 536 430

1.1.5.Other income (+) 198 135

1.1.6.Collections from previously written off loans and other receivables (+) 40 12

1.1.7.Payments to personnel and service suppliers (-) 1,440 977

1.1.8.Taxes paid (-) 1,559 159

1.1.9.Other (+/-) (1) -1,788 -1,327

1.2. Changes in operating assets and liabilities -9,152 8,996

1.2.1.Net increase (decrease) in financial assets held for trading (+/-) 0 0

1.2.2.Net increase (decrease) in financial assets where fair value change is reflected to I/S 0 0

1.2.3.Net increase (decrease) in due from banks and other financial institutions (+/-) 6,185 -2,792

1.2.4.Net increase (decrease) decrease in loans 2,422 2,739

1.2.5.Net increase (decrease) in other assets (+/-) -3,260 -721

1.2.6.Net increase (decrease) in bank deposits (+/-) -9,866 -1,212

1.2.7.Net increase (decrease) in other deposits (+/-) 27,542 13,917

1.2.8.Net increase (decrease) in funds borrowed (+/-) -32,298 -3,805

1.2.9.Net increase (decrease) in matured payables (+/-) 0 0

1.2.10.Net increase (decrease) in other liabilities (+/-) (1) 123 870

I. Net cash provided from banking operations(+/-) -8,507 11,096

B. CASH FLOWS FROM INVESTING ACTIVITIES

II. Net cash provided from investing activities(+/-) 61 -113

2.1.Cash paid for purchase of investments, associates and joint ventures (business

partners)0 0

2.2.Cash obtained from sale of subsidiaries, invest.and associates and joint ventures

(business partners)0 0

2.3.Fixed assets purchases (-) 0 113

2.4.Fixed assets sales (+) 0 0

2.5.Cash paid for purchase of financial assets available for sale (-) 0 0

2.6.Cash obtained from sale of financial assets available for sale (+) 61 0

2.7.Cash paid for purchase of investment securities (-) 0 0

2.8.Cash obtained from sale of investment securities (+) 0 0

2.9.Other (+/-) (1) 0 0

C. CASH FLOWS FROM FINANCING ACTIVITIES

III. Net cash provided from financing activities (+/-) 0 0

3.1.Cash obtained from funds borrowed and securities issued (+) 0 0

3.2.Cash used for repayment of funds borrowed and securities issued (-) 0 0

3.3.Capital increase (+) 0 0

3.4.Dividends paid (-) 0 0

3.5.Payments for finance leases (-) 0 0

3.6.Other (+/-) (1) 0 0

IV.Effect of change in foreign exchange rate on cash and cash equivalents (1) 923 97

V. Net increase in cash and cash equivalents (I+II+III+IV) -7,523 11,080

VI. Cash and cash equivalents at beginning of the year (+) 114,811 54,450

VII. Cash and cash equivalents at end of the year (V+VI) 107,288 65,530


6

Appendix 1-F

HABİB BANK LİMİTED

PROFIT DISTRIBUTION TABLE


(30/06/2017) ( 30/06/2016)

I.DISTRIBUTION OF CURRENT YEAR INCOME

1.1.CURRENT YEAR INCOME 3,278 1,802

1.2.TAXES AND DUTIES PAYABLE 691 455

1.2.1.Corporate tax (Income tax) 662 423

1.2.2.Income witholding tax 29 32

1.2.3.Other taxes and duties 0 0

A. NET INCOME FOR THE YEAR (1.1-1.2) 2,587 1,347

1.3.PRIOR YEARS LOSSES (-) 0 0

1.4.FIRST LEGAL RESERVES (-) 0 0

1.5.OTHER STATUTORY RESERVES (-) 29 32

B. NET INCOME AVAILABLE FOR DISTRIBUTION [(A-(1.3+1.4+1.5)] 2,558 1,315

1.6.FIRST DIVIDEND TO SHAREHOLDERS (-) 0 0

1.6.1.To owners of ordinary shares 0 0

1.6.2.To owners of preferred shares 0 0

1.6.3.To owners of preferred shares (preemptive rights) 0 0

1.6.4.To profit sharing bonds 0 0

1.6.5.To holders of profit and loss sharing certificates 0 0

1.7.DIVIDENDS TO PERSONNEL (-) 0 0

1.8.DIVIDENDS TO BOARD OF DIRECTORS (-) 0 0

1.9.SECOND DIVIDEND TO SHAREHOLDERS (-) 0 0






1.10.SECOND LEGAL RESERVES (-) 0 0

1.11.STATUTORY RESERVES (-) 0 0

1.12.GENERAL RESERVES 0 0

1.13.OTHER RESERVES 0 0

1.14.SPECIAL FUNDS 0 0

II. DISTRIBUTION OF RESERVES

2.1.APPROPRIATED RESERVES 0 0

2.2.SECOND LEGAL RESERVES (-) 0 0

2.3.DIVIDENDS TO SHAREHOLDERS (-) 0 0






2.4.DIVIDENDS TO PERSONNEL (-) 0 0

2.5.DIVIDENDS TO BOARD OF DIRECTORS (-) 0 0

III. EARNINGS PER SHARE

3.1.TO OWNERS OF ORDINARY SHARES 86 45

3.2.TO OWNERS OF ORDINARY SHARES (%) 0.1 0.1

3.3.TO OWNERS OF PRIVILAGED SHARES 0 0

3.4.TO OWNERS OF PRIVILAGED SHARES (%) 0.0 0.0

IV. DIVIDEND PER SHARE

4.1.TO OWNERS OF ORDINARY SHARES 0 0

4.2.TO OWNERS OF ORDINARY SHARES (%) 0.0 0.0

4.3.TO OWNERS OF PRIVILAGED SHARES 0 0

4.4.TO OWNERS OF PRIVILAGED SHARES (%) 0.0 0.0


7

SECTION 3

Information and diclosures related to financial position (Article 7-14)

Article 7-Information related to capital adequacy ratio:

Summary information about bank only shareholders' equity requirements: (Quarterly)

Amounts

1/1/2014

Regarding pre-

Application

amount *

Common Equity Tier 1 capital 0 0

Directly issued qualifying common share capital plus related stock

surplus 30,000

Share premium 0

Legal reserves 0

Projected gains to shareholders' equity of the accounting standards

in Turkey 117

Profit 31,069

Net current period profit 2,587

Prior period profit 28,482

Free shares from investments and associates, subsidiaries and joint

ventures that is not recognised in profit 0

Common Equity Tier 1 capital before regulatory adjustments 61,186

Common Equity Tier 1 capital: regulatory adjustments 0

Prudential valuation adjustments 0 0

Sum of current year net loss and prior period's loss that is not

covered with reserves and losses on shareholders' equity of the

accounting standards in Turkey 74 0

Development cost of operating lease 0 0

Goodwill (net of related tax liability) 0 0

Other intangibles other than mortgage-servicing rights (net of related

tax liability) 0 54

Deferred tax assets that rely on future profitability excluding those

arising from temporary differences (net of related tax liability)145 0

Cash-flow hedge reserve 0 0

Gains and losses due to changes in own credit risk on fair valued

liabilities 0 0

Securitisation gain on sale 0 0

Gains and losses due to changes in own credit risk on fair valued

liabilities 0 0

Defined-benefit pension fund net assets 0 0

Investments in own shares (if not already netted off paid-in capital on

reported balance sheet) 0 0

Reciprocal cross-holdings in common equity 0 0

Investments in the capital of banking, financial and insurance entities

that are outside the scope of regulatory consolidation, net of eligible

short positions, where the bank does not own more than 10% of the

issued share capital (amount above 10% threshold)0 0

Significant investments in the common stock of banking, financial

and insurance entities that are outside the scope of regulatory

consolidation, net of eligible short positions (amount above 10%

threshold) 0 0

Mortgage servicing rights (amount above 10% threshold) 0 0

Deferred tax assets arising from temporary differences (amount

above 10% threshold, net of related tax liability) 0 0

Amount exceeding the 15% threshold 0 0

of which: significant investments in the common stock of

financials 0 0

of which: mortgage servicing rights 0 0

of which: deferred tax assets arising from temporary

differences 0 0

National specific regulatory adjustments 0

Regulatory adjustments applied to Common Equity Tier 1 due to

insufficient Additional Tier 1 and Tier 2 to cover deductions0

Total regulatory adjustments to Common equity Tier 1 219

Common Equity Tier 1 capital (CET1) 60,967

Additional Tier 1 capital: instruments 0

Directly issued qualifying Additional Tier 1 instruments plus related

stock surplus of which: classified as equity under applicable

accounting standards 0

Directly issued qualifying Additional Tier 1 instruments plus related

stock surplus of which: classified as liabilities under applicable

accounting standards 0

Additional Tier 1 instruments (and CET1 instruments not included in

row 5) issued by subsidiaries and held by third parties (amount

allowed in group AT1) of which: instruments issued by subsidiaries

subject to phase out 0

financial position1-10

Additional Tier 1 capital before regulatory adjustments 0

Additional Tier 1 capital: regulatory adjustments 0

Investments in own Additional Tier 1 instruments 0 0

Reciprocal cross-holdings in Additional Tier 1 instruments 0 0




issued common share capital of the entity (amount above 10%

threshold) 0 0

Significant investments in the capital of banking, financial and

insurance entities that are outside the scope of regulatory

consolidation (net of eligible short positions) 0 0


The process of transition will continue to reduce from Tier 1

Capital 0

Goodwill or other intangibles and deferred tax liabilities of which the

regulation concerning transitional Article 2 of subsection of core

capital not reduced from (-) 0 0

Net ertelenmiş vergi varlığı/vergi borcunun Bankaların

Özkaynaklarına İlişkin Yönetmeliğin Geçici 2 nci maddesinin birinci

fıkrası uyarınca çekirdek sermayeden indirilmeyen kısmı (-)0 0

Yeterli katkı sermaye bulunmaması halinde ilave ana sermayeden

indirim yapılacak tutar (-) 0

Total regulatory adjustments to Additional Tier 1 capital 0

Additional Tier 1 capital (AT1) 0

Tier 1 capital (T1 = CET1 + AT1) 60,967

Tier 2 capital: instruments and provisions 0

Directly issued qualifying Tier 2 instruments plus related stock

surplus 0

Directly issued qualifying Tier 2 instruments plus related stock

surplus 0

Provisions 615

Tier 2 capital before regulatory adjustments 615

Tier 2 capital: regulatory adjustments 0

Investments in own Tier 2 instruments (-) 0 0

Reciprocal cross-holdings in Tier 2 instruments 0 0




issued common share capital of the entity (amount above the 10%

threshold) (-) 0 0

Significant investments in the capital banking, financial and insurance

entities that are outside the scope of regulatory consolidation (net of

eligible short positions) 0 0

National specific regulatory adjustments (-) 0

Total regulatory adjustments to Tier 2 capital 0

Tier 2 capital (T2) 615

Total capital (TC = T1 + T2) 61,582

Total risk weighted assets 0

Loans extended being non compliant with articles 50 and 51 of the

Law 0

Kanunun 57 nci maddesinin birinci fıkrasındaki sınırı aşan tutarlar ile

bankaların alacaklarından dolayı edinmek zorunda kaldıkları ve aynı

madde uyarınca elden çıkarmaları gereken emtia ve

gayrimenkullerden edinim tarihinden itibaren beş yıl geçmesine

rağmen elden çıkarılamayanların net defter değerleri0


The process of transition will continue to reduce from Common

Equity Tier 1 capital and Additional Tier 1 capital 0

of which: The sum of partnership share on banks and financial

institutions (domestic and abroad), with shareholding of less than

10% 0 0

of which: Partnership share on banks and financial institutions

(domestic and abroad) that are not consolidated, with a shareholding

of 10% and above 0 0

of which: Partnership share on banks and financial institutions

(domestic and abroad) that are not consolidated, with a shareholding

of 10% and above 0 0

Shareholders' Equity 0 0

Total shareholders' equity 61,582 0

Total risk weighted items 159,236 0

CAPITAL ADEQUACY RATIOS 0 0

Core Capital Adequacy Ratio (%) 38.29 0.00

Tier 1 Capital Adequacy Ratio (%) 38.29 0.00

Capital Adequacy Standard Ratio (%) 38.67 0.00


BUFFERS 0 0

Institution specific buffer requirement 0 0

Capital conservation buffer requirement (%) 0.63 0.00

Bank specific countercyclical buffer requirement (%) 0.63 0.00

Common Equity Tier 1 available to meet buffers (as a percentage of

risk weighted assets) (%) 0 0

Amounts below the thresholds for deduction (before risk

weighting) 0 0

Non-significant investments in the capital of other financials 0 0

Significant investments in the common stock of financials 0 0

Mortgage servicing rights (net of related tax liability) 0 0

Deferred tax assets arising from temporary differences (net of related

tax liability) 0 0

Applicable caps on the inclusion of provisions in Tier 2 0 0

Provisions eligible for inclusion in Tier 2 in respect of exposures

subject to standardised approach (prior to application of cap)0 0

Cap on inclusion of provisions in Tier 2 under standardised approach0 0

Provisions eligible for inclusion in Tier 2 in respect of exposures

subject to internal ratings-based approach (prior to application of

cap) 0 0

Cap for inclusion of provisions in Tier 2 under internal ratings-based

approach 0 0

Geçici Madde 4 hükümlerine tabi borçlanma araçları 0 0

Current cap on common equity T1 capital instruments subject to

phase out arrangements 0 0

Amount excluded from common equity T1 capital due to cap (excess

over cap after redemptions and maturities) 0 0

Current cap on additional T1 capital instruments subject to phase out

arrangements 0 0

Amount excluded from additional T1 capital due to cap (excess over

cap after redemptions and maturities) 0 0


Article 8-Credit Risk

Risk profile according to the geographical concentration (Annual) Risk

classifications

Claims on

sovereigns and

Central Banks

Claims on regional

governments or local

authorities

Claims on

administrative

bodies and other

non-commercial

undertakings

Claims on

multilateral

development

banks

Claims on

international

organizations

Claims on banks

and intermediary

institutions

Claims on

corporates

Claims included in

the regulatory retail

portfolios

Claims secured

by residential

property Past due loans

Higher risk

categories

decided by

the Board

Secured by

mortgages

Securitization

positions

Short-term

claims and

short-term

corporate

claims on

banks and

intermediary

institutions

Undertakings

for collective

investments in

mutual funds

Undertakings

for share

certifications

Other

receivables

Current Period

1. Domestic 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

2. EU countries 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3. OECD countries *** 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

4. Off-shore banking regions 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

5. USA, Canada 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

6. Other countries 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

7. Investment and associates, subsidiaries and joint ventures 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

8. Undistributed Assets / Liabilities*** 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

9. Total 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Prior Period

1. Domestic 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

2. EU countries 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

3. OECD countries *** 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

4. Off-shore banking regions 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

5. USA, Canada 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

6. Other countries 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

7. Investment and associates, subsidiaries and joint ventures 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

8. Undistributed Assets / Liabilities*** 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

9. Total 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

* Risk classifications in the "Regulaton on Measurement and Evaluation of Capital Adequacy of Banks" will be used.

** Includes loans classified under Uniform Accounting Standarts -loans except in the first 3 colomns- and compliant with Article 48 of the Banking Law.

*** OECD Countries other than EU countries, USA and Canada

Total


Risk profile according to sectors and counterparties: (Annual)

Claims on

sovereigns and

Central Banks

Claims on regional

governments or local

authorities

Claims on

administrative

bodies and other

non-commercial

undertakings

Claims on

multilateral

development

banks

Claims on

international

organizations

Claims on banks

and intermediary

institutions

Claims on

corporates

Claims included in

the regulatory retail

portfolios

Claims secured

by residential

property Past due loans

Higher risk

categories

decided by

the Board

Secured by

mortgages

Securitization

positions

Short-term

claims and

short-term

corporate

claims on

banks and

intermediary

institutions

Undertakings

for collective

investments in

mutual funds

Undertakings

for share

certifications

Other

receivables

Agricultural 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Farming and raising livestock 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Forestry 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Fishing 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Manufacturing 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Mining 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Production 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Electric, gas and water 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Construction 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Services 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Wholesale and retail trade 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Hotel, food and beverage services 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Transportation and telecommunication 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Financial institutions 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Real estate and renting services 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Self-employement services 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Education services 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Health and social services 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Other 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

Total 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0

* Risk classifications in the "Regulaton on Measurement and Evaluation of Capital Adequacy of Banks" will be used.

FC Total

Risk classifications*

TC


Article 11-Currency Risk

Information on currency risk of the bank: (Quarterly)

EURO USD Other FC Total

Current period

Assets

Cash (cash in vault, effectives, money in transit, cheques

purchased) and balances with the Central Bank of Turkey 26 16,178 0 16,204

Due from banks 9,455 30,217 742 40,414

Financial assets where fair value change is reflected to

income statement 0 0 0 0

Money market placements 0 0 0 0

Financial assets available for sale 0 7,396 0 7,396

Loans 4,745 9,890 0 14,635

Investment and associates, subsidiaries and joint ventures


Investments held to maturity 0 0 0 0

Derivative financial assets held for hedging 0 0 0 0

Property and equipment 0 0 0 0

Intangible assets 0 0 0 0

Other assets 0 4 0 4

Total assets 14,226 63,685 742 78,653

Liabilities

Interbank deposits 60 54 374 488

Foreign currency deposits 1,688 32,452 231 34,371

Money market takings 0 0 0 0

Funds provided from other financial institutions 12,419 19,057 0 31,476

Marketable securities issued 0 0 0 0

Miscellaneous payables 0 0 0 0

Derivative financial liabilities held for hedging 0 0 0 0

Other liabilities 0 0 0 0

Total liabilities 14,167 51,563 605 66,335

Net on balance sheet position 59 12,122 137 12,318

Net off balance sheet position 0 0 0 0

Derivative financial assets 0 0 0 0

Derivative financial liabilities 0 0 0 0

Non-cash loans 8,966 16,739 0 25,705

Prior period

Total assets 12,111 87,689 6,346 106,146

Total liabilities 11,910 76,533 6,224 94,667

Net on balance sheet position 201 11,156 122 11,479

Net off balance sheet position 0 0 0 0

Derivative financial assets 0 0 0 0

Derivative financial liabilities 0 0 0 0

Non-cash loans 1,878 23,212 0 25,090

Article 12-Interest rate risk

Information related to the interest rate mismatch of the bank (Interest rate sensitivity of assets, liabilities and off-balance sheetbased on repricing dates): (Quarterly)

Current period Up to 1 Month 1 – 3 Months 3 – 12 Months 1 – 5 Years

5 Years and

Over Demand Total

Assets


purchased) and balances with the Central Bank of Turkey 0 0 0 0 0 18,108 18,108

Due from banks 82,359 0 0 0 0 13,217 95,576Financial assets where fair value change is reflected to

income statement 0 0 0 0 0 0 0

Money market placements 0 0 0 0 0 0 0

Financial assets available for sale 0 0 961 7,396 0 0 8,357

Loans 28,826 7,363 12,642 855 0 0 49,686

Investments held to maturity 0 0 0 0 0 0 0

Other assets 0 0 0 0 0 5,179 5,179

Total assets 111,185 7,363 13,603 8,251 0 36,504 176,906

Liabilities

Interbank deposits 0 0 0 0 0 628 628

Other deposits 40,343 37 20 0 0 36,115 76,515

Money market takings 0 0 0 0 0 0 0

Miscellaneous payables 0 0 0 0 0 1,049 1,049

Marketable securities issued 0 0 0 0 0 0 0

Funds provided from other financial institutions 27,805 2,002 1,629 0 0 40 31,476

Other liabilities 0 0 0 0 0 67,238 67,238

Total liabilities 68,148 2,039 1,649 0 0 105,070 176,906

On balance sheet interest sensitivity gap-Long 43,037 5,324 11,954 8,251 0 0 68,566

On balance sheet interest sensitivity gap-Short 0 0 0 0 0 -68,566 -68,566

Off balance sheet interest sensitivity gap-Long 0 0 0 0 0 0 0

Off balance sheet interest sensitivity gap-Short 0 0 0 0 0 0 0

Total position 43,037 5,324 11,954 8,251 0 -68,566 0


Information related to the interest rate mismatch of the group (Interest rate sensitivity of assets, liabilities and off balance sheet items based on repricing dates): (Quarterly)

Prior period Up to 1 Month 1 – 3 Months 3 – 12 Months 1 – 5 Years 5 Years and Demand Total

Assets

Cash (cash in vault, effectives, money in transit, cheques 11,343 0 0 0 0 9,741 21,084

Due from banks 87,689 11,679 0 0 0 5,813 105,181

Financial assets where fair value change is reflected to 0 0 0 0 0 0 0

Money market placements 0 0 0 0 0 0 0

Financial assets available for sale 0 0 921 7,464 0 0 8,385

Loans 19,158 17,665 14,629 645 0 0 52,097

Investments held to maturity 0 0 0 0 0 0 0

Other assets 0 0 0 0 0 2,016 2,016

Total assets 118,190 29,344 15,550 8,109 0 17,570 188,763

Liabilities

Interbank deposits 0 0 0 0 0 9,367 9,367

Other deposits 37,411 773 89 0 0 10,712 48,985

Money market takings 0 0 0 0 0 0 0

Miscellaneous payables 0 0 0 0 0 2,832 2,832

Marketable securities issued 0 0 0 0 0 0 0

Funds provided from other financial institutions 49,332 12,784 1,672 0 0 0 63,788

Other liabilities 0 0 0 0 0 63,791 63,791

Total liabilities 86,743 13,557 1,761 0 0 86,702 188,763

On balance sheet interest sensitivity gap-Long 31,447 15,787 13,789 8,109 0 0 69,132

On balance sheet interest sensitivity gap-Short 0 0 0 0 0 -69,132 -69,132

Off balance sheet interest sensitivity gap-Long 0 0 0 0 0 0 0

Off balance sheet interest sensitivity gap-Short 0 0 0 0 0 0 0

Total position 31,447 15,787 13,789 8,109 0 -69,132 0

Average interest rates applied to monetary financial instruments: % (Quarterly)

EURO USD Japanese Yen TRY

Current period

AssetsCash (cash in vault, effectives, money in transit, cheques

purchased) and balances with the Central Bank of Turkey 0.00 0.00 0.00 0.00

Due from banks 3.81 2.48 0.00 12.14Financial assets where fair value change is reflected to

income statement 0.00 0.00 0.00 0.00

Money market placements 0.00 0.00 0.00 0.00

Financial assets available for sale 0.00 5.76 0.00 10.18

Loans 1.92 3.70 0.00 11.31

Investments held to maturity 0.00 0.00 0.00 0.00

Liabilities

Interbank deposits 0.00 0.00 0.00 0.00

Other deposits 1.42 0.39 0.00 5.09

Money market takings 0.00 0.00 0.00 0.00

Miscellaneous payables 0.00 0.00 0.00 0.00

Marketable securities issued 0.00 0.00 0.00 0.00

Funds provided from other financial institutions 0.61 1.39 0.00 0.00


Average interest rates applied to monetary financial instruments: % (Quarterly)

EURO USD Japanese Yen TRY

Prior period

Assets


purchased) and balances with the Central Bank of Turkey 0.00 0.00 0.00 0.00

Due from banks 1.53 2.39 0.00 10.08


income statement 0.00 0.00 0.00 0.00

Money market placements 0.00 0.00 0.00 0.00

Financial assets available for sale 0.00 5.76 0.00 10.18

Loans 4.15 3.32 0.00 9.30

Investments held to maturity 0.00 0.00 0.00 0.00

Liabilities

Interbank deposits 0.00 0.00 0.00 0.00

Other deposits 1.71 1.45 0.00 7.10

Money market takings 0.00 0.00 0.00 0.00

Miscellaneous payables 0.00 0.00 0.00 0.00

Marketable securities issued 0.00 0.00 0.00 0.00

Funds provided from other financial institutions 0.51 0.89 0.00 0.00

Article 13-Liquidity Risk

Liquidity Coverage Ratio: (Quarterly)

Current period TC+FC FC TC+FC FC

HIGH QUALITY LIQUID ASSETS

Total High Quality Liquid Assets (HQLA) 15,286 12,639

CASH OUTFLOWS

Retail deposits and deposits from small business customers, of

which: 5,197 4,653 520 465

Stable deposits 0 0 0 0

Less stable deposits 5,197 4,653 520 465

Unsecured wholesale funding, of which: 94,525 48,444 37,683 16,346

Operational deposits 26,224 26,224 6,556 6,556

Non-operational deposits 63,325 21,945 26,151 9,515

Unsecured debt 4,976 275 4,976 275

Secured wholesale funding 0 0

Additional requirements of which: 0 0 0 0

Outflows related to derivative exposures and other collateral

requirements 0 0 0 0

Outflows related to loss of funding on debt products 0 0 0 0

Credit and liquidty facilities 0 0 0 0

Other contractual funding obligations 0 0 0 0

Other contingent funding obligations 25,805 24,845 5,245 5,149

TOTAL CASH OUTFLOWS 43,448 21,960

CASH INFLOWS

Secured lending 0 0 0 0

Inflows from fully performing exposures 183,257 96,295 168,489 96,206

Other cash inflows 0 0 0 0

TOTAL CASH INFLOWS 183,257 96,295 168,489 96,206

TOTAL HQLA 15,286 12,639

TOTAL NET CASH OUTFLOWS 10,862 5,490

LIQUIDITY COVERAGE RATIO (%) 140,73 230,22

Total unweighted value Total weighted value

Total adjusted value


Prior period TC+FC FC TC+FC FC

HIGH QUALITY LIQUID ASSETS

Total High Quality Liquid Assets (HQLA) 13,492 11,580

CASH OUTFLOWS

Retail deposits and deposits from small business customers, of

which: 5,043 3,457 504 346

Stable deposits 0 0 0 0

Less stable deposits 5,043 3,457 504 346

Unsecured wholesale funding, of which: 93,071 62,267 42,941 28,480

Operational deposits 36,455 36,455 9,114 9,114

Non-operational deposits 47,006 19,627 24,217 13,181

Unsecured debt 9,610 6,185 9,610 6,185

Secured wholesale funding 0 0

Additional requirements of which: 0 0 0 0

Outflows related to derivative exposures and other collateral

requirements 0 0 0 0

Outflows related to loss of funding on debt products 0 0 0 0

Credit and liquidty facilities 0 0 0 0

Other contractual funding obligations 0 0 0 0

Other contingent funding obligations 30,643 29,636 5,623 5,522

TOTAL CASH OUTFLOWS 49,068 34,348

CASH INFLOWS

Secured lending 0 0 0 0

Inflows from fully performing exposures 97,237 40,580 88,178 40,493

Other cash inflows 0 0 0 0

TOTAL CASH INFLOWS 97,237 40,580 88,178 40,493

TOTAL HQLA 13,492 11,580

TOTAL NET CASH OUTFLOWS 12,267 8,587

LIQUIDITY COVERAGE RATIO (%) 109,99 134,86

Presentation of assets and liabilities according to their outstanding maturities : (Quarterly)

Demand Up to 1 Month 1-3 Months

3 – 12

Months 1 – 5 Years 5 Years and Over Undistributed Total

Current period

Assets


purchased) and Balances with the Central Bank of Turkey 18,108 0 0 0 0 0 0 18,108

Due from banks 13,217 82,359 0 0 0 0 0 95,576


income statement 0 0 0 0 0 0 0 0

Money market placements 0 0 0 0 0 0 0 0

Marketable securities available for sale 0 0 0 961 7,396 0 0 8,357

Loans 0 28,826 7,363 12,642 855 0 0 49,686

Investments held to maturity 0 0 0 0 0 0 0 0

Other assets 0 0 0 0 0 0 5,179 5,179

Total assets 31,325 111,185 7,363 13,603 8,251 0 5,179 176,906

Liabilities

Interbank deposits 628 0 0 0 0 0 0 628

Other deposits 36,115 40,343 37 20 0 0 0 76,515

Funds provided from other financial instruments 40 27,805 2,002 1,629 0 0 0 31,476

Money market takings 0 0 0 0 0 0 0 0

Marketable securities issued 0 0 0 0 0 0 0 0

Miscellaneous payables 1,049 0 0 0 0 0 0 1,049

Other liabilities 0 0 0 0 0 0 67,238 67,238

Total liabilities 37,832 68,148 2,039 1,649 0 0 67,238 176,906

Liquidity gap -6,507 43,037 5,324 11,954 8,251 0 -62,059 0

Net off balance sheet position 0 0 0 0 0 0 0 0

Derivative financial assets 0 0 0 0 0 0 0 0

Derivative financial liabilities 0 0 0 0 0 0 0 0

Non-cash loans 0 0 0 0 0 0 0 0

Prior periodTotal assets 17,570 118,190 29,344 15,550 8,109 0 0 188,763

Total liabilities 20,079 86,742 13,557 1,762 0 0 66,623 188,763

Liquidity gap -2,509 31,448 15,787 13,788 8,109 0 -66,623 0

Net off balance sheet position 0 0 0 0 0 0 0 0

Derivative financial assets 0 0 0 0 0 0 0 0

Derivative financial liabilities 0 0 0 0 0 0 0 0

Non-cash loans 0 0 0 0 0 0 0 0

Total unweighted value Total weighted value

Total adjusted value


Leverage ratio

Summary comparison of accounting assets and leverage ratio exposures at financial statements prepared in accordance with TMS: (Quarterly)

Prior period** Current period**

Accounting assets of on-balance sheet items in accordance with

TMS 0 0

The difference between the financial statements prepared in

accordance with TMS amount of the accounting assets in the

financial statements and the amount of the assets held under the

Communiqué of financial statements and footnotes disclosed to the

public. 0 0

Derivative financial instruments exposures 0 0

Securities financing transactions exposures 0 0

Other off balance sheet exposures 0 0

On-balance sheet exposures 0 0

Toplam risk tutarı - Total on balance sheet assets and total leverage

ratio exposures 0 0

Leverage ratio common disclosure template (Quarterly)

On-balance sheet exposures Prior period* Current period*

On-balance sheet items (exclude derivatives and SFTs;

include collateral) 168,108 167,470

(Assets deducted in determining Basel III Tier 1 capital) -17 -293

Total on-balance sheet exposures (excluding derivatives

and SFTs) 168,091 167,177

Derivative exposures

Replacement cost 0 0

Add-on amount 0 0

Total derivative exposures 0 0

Securities financing transaction exposures

Gross SFT assets (with no recognition of accounting

netting) 0 0

Agent transaction exposures 0 0

Total securities financing transaction exposures 0 0

Other off-balance sheet exposures

Off-balance sheet exposures with gross nominal amount 30,618 25,786

Adjustment amount off-balance sheet exposures with credit

conversion factor 0 0

Total off-balance sheet exposures 30,618 25,786

Capital and total exposures

Tier 1 capital 57,691 60,420

Total exposures 198,709 192,963

Leverage ratio

Leverage ratio 29,03 31,31

*Average of the monthly leverage ratios over the quarter

Article 14-Presentation of financial assets and liabilities with their fair values :

Presentation of financial assets and liabilities with their fair values : (Annual)

Current period Prior period Current period Prior period

Financial assets 0 0 0 0

Money market placements 0 0 0 0

Due from banks 0 0 0 0

Financial assets available for sale 0 0 0 0


Loans 0 0 0 0

Financial liabilities 0 0 0 0

Interbank deposits 0 0 0 0

Other deposits 0 0 0 0

Funds provided from other financial institutions 0 0 0 0

Marketable securities issued 0 0 0 0

Miscellaneous payables 0 0 0 0

Book value Fair value


SECTION 3

Information and diclosures related to financial position (Article 7-14)

Article 8

Information on Private Sector Receivables: (Annual)

Risk Taking Country

Private Sector

Loans in

Banking

Accounts

Risk Weighted

Amounts

Calculated

Held For

Trading

Accounts Total

Country 1

Country 2

Country 3

Country 4

Country 5

Country 6

Country 7

Country 8

Country 9

Country 10

Country 11

Country 12

Country 13

Country 14

Country 15

Country 16

Country 17

Country 18

Country 19

Country 20

Distribution of maturity risk factors according to their outstanding maturities: (Annual)

1 month 1-3 month 3-6 month 6-12 month

1 year and

over

1. 0 0 0 0 0

2. 0 0 0 0 0

... 0 0 0 0 0

General Total 0 0 0 0 0

Risk balances according to risk weights: (Annual)

Risk Weights 0% 10% 20% 50% 75% 100% 150% 200% 1250%

Deductions

from the

shareholders'

equity

1. Pre-Amount of Credit Risk Mitigation 0 0 0 0 0 0 0 0 0 0

2. Amount after Credit Risk Mitigation 0 0 0 0 0 0 0 0 0 0

Information according to sectors and counterparties: (Annual)

Sectors / Counterparties

Value Losses Past due

Value

adjustments Provisions

1. Agricultural 0 0 0 0

1.1. ... 0 0 0 0

2. Manufacturing 0 0 0 0

2.1. ... 0 0 0 0

3. Services 0 0 0 0

3.1. ... 0 0 0 0

4. Other 0 0 0 0

5. Total 0 0 0 0

Risk classifications

According to their outstanding maturities

Loans


Information about value adjustments and changes in the loan impairment : (Annual)

The opening

balance

Provision

amounts set

aside during

the period

The

cancelation of

the provisions

Other

adjustments*

Close out

balance

1. Specific provisions 0 0 0 0 0

2. General provisions 0 0 0 0 0

Information about position risk of shares: (Quarterly)

Balance sheet

value

Fair value

change Market value

1. Investments for quoted securities - Group A 0 0 0

Quoted in a stock exchange 0 0 0

2. Investments for quoted securities - Group B 0 0 0


3. Investments for quoted securities - Group C 0 0 0


... Investments for quoted securities... 0 0 0

Information about portfolio: (Quarterly)

Total

Included to

supplementary

capital Total

Included to

total core

capital

Included to

supplementary

capital

1. Private equity investments 0 0 0 0 0 0

2. Share certificates quoted in a stock exchange 0 0 0 0 0 0

3. Other share certificates 0 0 0 0 0 0

4. Total 0 0 0 0 0 0

Portfolio

Realised gains

(losses) in the

current period

Revaluated appreciation in the

fair value Unrealised gains and losses

Equities

Comparison

* Determined according to exchange rate differences, business combinations, acquisitions and disposals of subsidiaries


KR5- Standardised approach - Claims in accordance to risk classifications and risk weighs

Current period

0% 10% 20% 35%(*) %50(*) 50% 75% 100% 150% 200% OthersTotal risk

exposures (**)

Risk classifications

1. Claims on sovereigns and Central Banks 1,187 0 0 0 0 0 0 11,936 0 0 0

13,123

2. Claims on regional governments or local

authorities 0 0 0 0 0 0 0 0 0 0 00

3. Claims on administrative bodies and other

non-commercial undertakings 0 0 0 0 0 0 0 0 0 0 00

4. Claims on multilateral development banks0 0 0 0 0 0 0 0 0 0 0

0

5. Claims on international organizations 0 0 0 0 0 0 0 0 0 0 0 0

6. Claims on banks and intermediary

institutions 0 0 59,488 0 0 0 0 0 0 0 059,488

7. Claims on corporates 0 0 6,439 0 0 10,424 0 44,013 0 0 0 60,876

8. Claims on retail portfolios 0 0 0 0 0 0 0 0 0 0 0 0

9. Claims secured with real estate mortgage

for residence 0 0 0 0 0 0 0 0 0 0 00

10. Claims secured by residential property0 0 0 0 0 0 0 0 0 0 0

0

11. Past due loans 0 0 0 0 0 0 0 0 0 0 0 0

12. Higher risk categories decided by the

Board 0 0 0 0 0 0 0 0 0 0 00

13. Secured by mortgages 0 0 0 0 0 0 0 0 0 0 0 0

14. Short-term claims and short-term corporate

claims on banks and intermediary institutions0 0 0 0 0 0 0 0 0 0 0

0

15. Undertakings for collective investments in

mutual funds 0 0 0 0 0 0 0 0 0 0 00

16. Share investment 0 0 0 0 0 0 0 0 0 0 0 0

17. Other receivables 6,540 0 115 0 0 0 0 3,717 0 0 0 10,372

Total 7,727 0 66,042 0 0 10,424 0 59,666 0 0 0 143,859

Risk weighs

SECTION 4

Information and disclosures related to assets (Article 16)

2. Information related to cash and balances with the Central Bank of Turkey

2.a) Cash and balances with the Central Bank: (Quarterly)

TC FC TC FC

Cash and foreign currency 95 164 56 223

Central Bank 1,809 16,040 1,366 19,439

Other 0 0 0 0

Total 1,904 16,204 1,422 19,662

The balances with the Central Bank: (Quarterly)

TC FC TC FC

Demand unrestricted amount 1,809 4,559 1,366 8,097

Time unrestricted amount 0 5,085 0 0

Time restricted amount 0 6,396 0 11,342

Total 1,809 16,040 1,366 19,439

2.c) Positive differences table for derivative financial assets held for trading (Quarterly)

TC FC TC FC

Forward transactions 0 0 0 0

Swap transactions 0 0 0 0

Futures transactions 0 0 0 0

Options 0 0 0 0

Other 0 0 0 0

Total 0 0 0 0

2.ç) Information on banks and bank accounts abroad

Bank accounts: (Quarterly)

TC FC TC FC

Banks

Domestic banks 55,162 38,052 42,120 34,564

Foreign banks 0 54 0 301

Branches and offices abroad 0 2,308 0 28,196

Total 55,162 40,414 42,120 63,061

Bank accounts abroad: (Annual)


European Union countries 0 0 0 0

USA and Canada 0 0 0 0

OECD Countries* 0 0 0 0

Off-shore banking regions 0 0 0 0

Other 0 0 0 0

Total 0 0 0 0

* OECD countries other than European Union countries, USA and Canada

Current period Prior period



Derivative financial assets held for trading


Unrestricted Amount Restricted Amount

assets1-23

2.e) Information on financial assets available for sale: (Quarterly)


Debt securities 8,357 8,385

Quoted in a stock exchange 8,357 8,385

Not quoted 0 0

Share certificates 0 0

Quoted in a stock exchange 0 0

Not quoted 0 0

Impairment provision (-) 0 0

Total 8,357 8,385

2.f) Information related to loans :

2.f.1) Information on all tFCes of loans and advances given to shareholders and employees of the bank: (Quarterly)

Cash loans Non-cash loans Cash loans Non-cash loans

Direct loans granted to shareholders 0 0 0 0

Corporate shareholders 0 0 0 0

Real person shareholders 0 0 0 0

Indirect loans granted to shareholders 0 0 0 0

Loans granted to employees 0 0 0 0

Total 0 0 0 0

Cash Loans

Loans and

other

receivables

(Total)

Loans and other

receivables

(Total)

Payment plan

extensions Other

Payment plan

extensions Other

Non-specialialized loans 49,431 0 0 255 0 0

Loans given to enterprises 0 0 0 0 0 0

Export loans 7,821 0 0 0 0 0

Import loans 0 0 0 0 0 0

Loans given to financial sector 12,000 0 0 0 0 0

Consumer loans 854 0 0 0 0 0

Credit cards 0 0 0 0 0 0

Other 28,756 0 0 255 0 0

Specialized lending 0 0 0 0 0 0

Other receivables 0 0 0 0 0 0

Total 49,431 0 0 255 0 0

Number of modifications made to extend payment plan

Standard

loans and

other

receivables

Loans and

other

receivables

under close

monitoring

Extended by 1 or 2 times 0 0

Extended by 3,4 or 5 times 0 0

Extended by more than 5 times 0 0

Extended period of time

Standard

loans and

other

receivables

Loans and

other

receivables

under close

monitoring

0 - 6 Months 0 0

6 - 12 Months 0 0

1 - 2 Years 0 0

2 - 5 Years 0 0

5 Years and over 0 0

Loans and other receivables under close

monitoring

Agreement conditions modified Agreement conditions modified


2.f.2.i) Information about the first and second group loans and other receivables and

modification at commitment conditions: (Quarterly)

Standard loans and other receivables

assets1-24

2.f.3.i) Loans according to their maturity structure : (Annual)

Loans and

other

receivables

Agreement

conditions

modified

Loans and

other

receivables

Agreement

conditions

modified

Short term loans and other receivables 0 0 0 0

Non-specialialized loans 0 0 0 0

Specialized loans 0 0 0 0

Other receivables 0 0 0 0

Medium and long term loans and other receivables 0 0 0 0

Non-specialialized loans 0 0 0 0

Specialized loans 0 0 0 0

Other receivables 0 0 0 0

Short-term

Medium and long-

term Total

Consumer loans-TC 0 854 854

Real estate loans 0 854 854

Automobile loans 0 0 0

Consumer loans 0 0 0

Other 0 0 0

Consumer loans- Indexed to FC 0 0 0




Other 0 0 0

Consumer loans- FC 0 0 0




Other 0 0 0

Individual credit cards-TC 0 0 0

Installment 0 0 0

Non-Installment 0 0 0

Individual credit cards-FC 0 0 0

Installment 0 0 0


Personnel loans-TC 0 0 0




Other 0 0 0

Personnel loans-Indexed to FC 0 0 0




Other 0 0 0

Personnel loans-FC 0 0 0




Other 0 0 0

Personnel credit cards-TC 0 0 0

Installment 0 0 0


Personnel credit cards-FC 0 0 0

Installment 0 0 0


Overdraft accounts-TC (Retail customer) 0 0 0

Overdraft accounts-FC (Retail customer) 0 0 0

Total 0 854 854

Standard loans and other

receivables

Loans and other receivables

under close monitoring

2.f.4) Information on consumer loans, individual credit cards, personnel loans and credit

cards: (Quarterly)

assets1-25

Short-term

Medium and long-

term Total

Commercial installment loans-TC 3,617 0 3,617

Business residential loans 0 0 0


Consumer loans 3,617 0 3,617

Other 0 0 0

Commercial installment loans- Indexed to FC 0 0 0




Other 0 0 0

Commercial installment loans - FC 0 0 0




Other 0 0 0

Corporate credit cards-TC 0 0 0

Installment 0 0 0


Corporate credit cards-FC 0 0 0

Installment 0 0 0


Overdraft accounts-TC (Commercial customer) 0 0 0

Overdraft accounts-FC (Commercial customer) 0 0 0

Total 3,617 0 3,617

2.f.6) Loans according to tFCe of borrowers : (Annual)


Public 0 0

Private 0 0

Total 0 0

2.f.7) International and domestic loans: (Quarterly)


Domestic loans 49,686 52,097

Foreign loans 0 0

Total 49,686 52,097

2.f.8) Loans granted to subsidiaries and investments: (Quarterly)


Direct loans granted to subsidiaries and investments 0 0

Indirect loans granted to subsidiaries and investments 0 0

Total 0 0

2.f.9) Specific provisions provided against loans: (Quarterly)


Loans and receivables with limited collectibility 0 0

Loans and receivables with doubtful collectibility 0 0

Uncollectible loans and receivables 2,631 2,671

Total 2,631 2,671

2.f.5) Information on Commercial Installment Loans and Corporate Credit Cards: (Quarterly)

assets1-26

Information on loans under follow-up account (Net):

2.f.10.i) Information on loans and other receivables included in loans under follow-up account which are restructured or rescheduled: (Quarterly)

III. Group: IV. Group: V. Group

Loans and

receivables

with limited

collectibility

Loans and

receivables with

doubtful

colectibility

Uncollectible

loans and

receivables

Current period 0 0 0

(Gross amounts before the specific reserves)

Loans and other receivables which are restructured 0 0 0

Rescheduled loans and other receivables 0 0 0

Prior period 0 0 0

(Gross amounts before the specific reserves)

Loans and other receivables which are restructured 0 0 0

Rescheduled loans and other receivables 0 0 0

2.f.10.ii) The movement of loans under follow-up: (Quarterly)

III. Group IV. Group V. Group

Loans and

receivables

with limited

collectibility

Loans and

receivables with

doubtful

collectibility

Uncollectible

loans and

receivables

Prior period end balance 0 0 2,671

Additions (+) 0 0 0

Transfers from other categories of loans under follow-up (+) 0 0 0

Transfers to other categories of loans under follow-up (-) 0 0 0

Collections (-) 0 0 40

Write-offs (-) 0 0 0

Commercial and corporate loans 0 0 0

Individual loans 0 0 0

Credit cards 0 0 0

Other 0 0 0

Current period end balance 0 0 2,631

Specific provision (-) 0 0 2,631

Net Balance on balance sheet 0 0 0

2.f.10.iii) Information on foreign currency loans and other receivables under follow-up: (Quarterly)


Loans and

receivables

with limited

collectibility

Loans and

receivables with

doubtful

collectibility

Uncollectible

loans and

receivables

Current period :

Period end balance 0 0 1,631


Net balance on balance sheet 0 0 0

Prior period:

Period end balance 0 0 1,631


Net balance on balance sheet 0 0 0

assets1-27

2.f.10.iv) Information on gross and net loans under follow-up according to borrowers: (Quarterly)


Loans and

receivables

with limited

collectibility

Loans and

receivables with

doubtful

collectibility

Uncollectible

loans and

receivables

Current period (Net) 0 0 0

Loans granted to real persons and legal entities (Gross) 0 0 2,631


Loans granted to real persons and legal entities (Net) 0 0 0

Banks (Gross) 0 0 0

Specific provision (-) 0 0 0

Banks (Net) 0 0 0

Other loans and receivables (Gross) 0 0 0


Other loans and receivables (Net) 0 0 0

Prior period (Net) 0 0 0

Loans granted to real persons and legal entities (Gross) 0 0 2,671


Loans granted to real persons and legal entities (Net) 0 0 0

Banks (Gross) 0 0 0


Banks (Net) 0 0 0

Other loans and receivables (Gross) 0 0 0


Other loans and receivables (Net) 0 0 0

2.g) Information on investments held to maturity

2.g.2) Public sector debt securities held to maturity: (Quarterly)


Government bonds 0 0

Treasury bills 0 0

Other public sector debt securities 0 0

Total 0 0

2.g.3) Information on investments held to maturity : (Quarterly)


Debt securities 0 0 Quoted in a stock exchange 0 0

Not quoted 0 0


Total 0 0

2.g.4) The movement of investments held to maturity : (Quarterly)


Beginning balance 0 0

Foreign currency differences on monetary assets 0 0

Purchases during year 0 0

Disposals through sales and redemptions 0 0


Period end balance 0 0

assets1-28

2.ğ) Information on investments (Net):

2.ğ.2) Information on investments that are not consolidated: (Quarterly)

Description

Address (City /

Country)

Bank’s share

percentage-If

different voting

percentage(%)

Bank’s risk

group share

percentage (%)

0 0 0.00 0.00

0 0 0.00 0.00

0 0 0.00 0.00

Total assets Shareholders’ equity

Total fixed

assets Interest income

Income from

marketable

securities

portfolio

Current period

profit / loss

Prior period

profit / loss Fair value

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0

assets2-29

2.ğ.3) Information on investments : (Quarterly)


Balance at the beginning of the period 0 0

Movements during the period 0 0

Purchases 0 0

Free shares obtained profit from current year’s share 0 0

Dividends from current year income 0 0

Sales 0 0

Revaluation increase 0 0

Impairment provision 0 0

Balance at the end of the period 0 0

Capital commitments 0 0

Share percentage at the end of the period (%) 0.00 0.00

2.ğ.4) Sectoral information and the related carrying amounts on investments : (Quarterly)


Banks 0 0

Insurance companies 0 0

Factoring companies 0 0

Leasing companies 0 0

Finance companies 0 0

Other financial investments 0 0

2.ğ.5) Investments which are quoted to a stock exchange : (Quarterly)


Quoted to domestic stock exchanges 0 0

Quoted to international stock exchanges 0 0

assets3-30

2.h) Information on subsidiaries (Net):

2.h.3) Information about subsidiaries : (Quarterly)

Description Address(City/ Country)

Bank’s share

percentage-If

different voting

percentage(%)

Bank’s risk

group share

percentage (%)

0 0 0.00 0.00

0 0 0.00 0.00

0 0 0.00 0.00

Total assets Shareholders’ equity

Total fixed

assets Interest income

Income from

marketable

securities

portfolio

Current period

profit / loss

Prior period

profit / loss Fair value

Capital

requirement

0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0

0 0 0 0 0 0 0 0 0

assets4-31

2.h.4) Information on subsidiaries: (Quarterly)


Balance at the beginning of the period 0 0

Movements in period 0 0

Purchases 0 0

Free shares obtained profit from current years share 0 0

Dividends from current year income 0 0

Sales 0 0

Revaluation increase 0 0

Impairment provision 0 0

Balance at the end of the period 0 0

Capital commitments 0 0

Share percentage at the end of the period (%) 0.00 0.00

2.h.5) Sectoral information on subsidiaries and the related carrying amounts: (Quarterly)

Financial subsidiaries Current period Prior period

Banks 0 0

Insurance companies 0 0

Factoring companies 0 0

Leasing companies 0 0

Finance companies 0 0

Other financial subsidiaries 0 0

2.h.6) Subsidiaries which are quoted to a stock exchange: (Quarterly)


Quoted to domestic stock exchanges 0 0

Quoted to international stock exchanges 0 0

2.j) Positive differences table of derivative financial assets held for hedging : (Quarterly)

TC FC TC FC

Fair value hedges 0 0 0 0

Cash flow hedges 0 0 0 0

Hedges for investments made in foreign countries 0 0 0 0

Total 0 0 0 0

Derivative financial assets held for hedging


assets5-32

2.ı) Joint ventures (Business partners): (Quarterly)

Joint ventures (business partners)

Shareholding

percentage of

the parent

bank

Shareholding

percentage of

the group Current assets

Non-current

assets

Long-term

borrowings Income Expense

0 0.00 0.00 0 0 0 0 0

0 0.00 0.00 0 0 0 0 0

0 0.00 0.00 0 0 0 0 0

Total 0.00 0.00 0 0 0 0 0

assets6-33

SECTION 5

Information and disclosures related to liabilities (Article 17)

2.a.1.i) Information of maturity structure of deposits : (Quarterly)

Current Period Demand

With 7 days

maturity Up to 1 month 1-3 Month 3-6 Month 6 Month-1 Year 1 Year and over

Cumulative

deposit Total

Saving deposits 50 0 441 0 0 0 0 0 491

Foreign currency deposits 23,907 0 10,183 195 0 81 0 0 34,366

Residents in Turkey 19,204 0 1,990 131 0 0 0 0 21,325

Residents abroad 4,703 0 8,193 64 0 81 0 0 13,041

Public sector deposits 0 0 0 0 0 0 0 0 0

Commercial deposits 298 0 0 0 0 0 0 0 298

Other institutions deposits 11,863 0 29,497 0 0 0 0 0 41,360

Precious metals deposits 0 0 0 0 0 0 0 0 0

Interbank deposits 628 0 0 0 0 0 0 0 628

Central Bank of Turkey 0 0 0 0 0 0 0 0 0

Domestic banks 0 0 0 0 0 0 0 0 0

Foreign banks 628 0 0 0 0 0 0 0 628

Participation banks 0 0 0 0 0 0 0 0 0

Other 0 0 0 0 0 0 0 0 0

Total 36,746 0 40,121 195 0 81 0 0 77,143

Prior Period Demand

With 7 days

maturity Up to 1 month 1-3 Month 3-6 Month 6 Month-1 Year 1 Year and over

Cumulative

deposit Total

Saving deposits 42 0 0 0 0 16 0 0 58

Foreign currency deposits 10,634 0 7,927 773 0 74 0 0 19,408

Residents in Turkey 6,093 0 7,927 773 0 74 0 0 14,867

Residents abroad 4,541 0 0 0 0 0 0 0 4,541

Public sector deposits 0 0 0 0 0 0 0 0 0

Commercial deposits 36 0 29,483 0 0 0 0 0 29,519

Other institutions deposits 0 0 0 0 0 0 0 0 0

Precious metals deposits 0 0 0 0 0 0 0 0 0

Interbank deposits 9,367 0 0 0 0 0 0 0 9,367

Central Bank of Turkey 0 0 0 0 0 0 0 0 0

Domestic banks 0 0 0 0 0 0 0 0 0

Foreign banks 9,367 0 0 0 0 0 0 0 9,367

Participation banks 0 0 0 0 0 0 0 0 0

Other 0 0 0 0 0 0 0 0 0

Total 20,079 0 37,410 773 0 90 0 0 58,352

liab1-34

2.a.2.i) Information on saving deposits under the guarantee of insurance and exceeding the limit of insurance: (Quarterly)


Saving deposits 217 365 274 489

Foreign currency saving deposits 1,129 1,088 3,642 2,904

Other deposits in the form of saving deposits 0 0 0 0

Foreign branches’ deposits under foreign authorities' insurance 0 0 0

Off-shore banking regions’ deposits under foreign authorities'

insurance 0 0 0 0

2.a.4.i) Saving deposits of real persons which are not under the guarantee of insurance: (Quarterly)


Foreign branches’ saving deposits and other accounts 0 0Deposits and other accounts belonging to dominant partners as

well as their fathers, mothers, spouses and children under their

custody 0 0

Deposits and other accounts belonging to the chairman and

members of the board of directors, general managers and

deputy general managers as well as their fathers, mothers,

spouses and children under their custody 2,826 2,582

Deposits and other accounts covered by assets generated

through the offenses mentioned in Article 282 of the Turkish

Penal Code No.5237 and dated 26.9.2004 0 0

Deposits in the banks to be engaged exclusively in offshore

banking in Turkey 0 0

2. b) Negative differences table for derivative financial liabilities held for trading : (Quarterly)

TC FC TC FC

Forward transactions 0 0 0 0

Swap transactions 0 0 0 0

Future transactions 0 0 0 0

Options 0 0 0 0

Other 0 0 0 0

Total 0 0 0 0

Saving Deposits

Under the guarantee of insurance Exceeding the limit of insurance


Derivative financial liabilities held for trading

liab1-35

2.c.1) Information about banks and other financial institutions: (Quarterly)

TC FC TC FC

Funds borrowed from the Central Bank of Turkey 0 0 0 0

Domestic banks and institutions 0 1,233 0 4,540

Foreign banks, institutions and funds 0 30,243 0 59,248

Total 0 31,476 0 63,788

2.c.2) Maturity structure of funds borrowed: (Quarterly)

TC FC TC FC

Short-term 0 31,476 0 49,332

Medium and long-term 0 0 0 14,456

Total 0 31,476 0 63,788

2.e) Negative differences table for derivative financial liabilities held for hedging : (Quarterly)

TC FC TC FC

Total 0 0 0 0

Fair value hedges 0 0 0 0

Cash flow hedges 0 0 0 0

Hedges for investments made in foreign countries 0 0 0 0


Derivative financial liabilities held for hedging



liab1-36

2.f) Information about provisions:

2.f.1.i) Information on general provisions: (Quarterly)


General provisions 615 910

Provisions for first group loans and receivables 501 555

In addition to allocation for duration of payment provisions 0 0

Provisions for second group loans and receivables 0 0

In addition to allocation for duration of payment provisions 0 0

Provisions for non cash loans 53 52

Others 61 303

2.f.4.i) General reserves for possible loan losses: (Quarterly)


General reserves for possible loan losses 0 0

2.g) Information on liabilities for tax:

2.g.1.ii) Information on taxes payable: (Quarterly)


Corporate taxes payable 242 756

Taxation of securities 2 0

Property tax 0 0

Banking Transaction Tax (BTT) 35 56

Foreign exchange legislation tax 0 0

Value added tax payable 2 1

Other 81 63

Total 362 876

2.g.1.iii) Information on premiums: (Quarterly)


Social security premiums-Employee 12 12

Social security premiums-Employer 23 19

Bank social aid pension fund premium-Employee 0 0

Bank social aid pension fund premium-Employer 0 0

Pension fund membership fees and provisions-Employee 0 0

Pension fund membership fees and provisions-Employer 0 0

Unemployment insurance-Employee 1 1

Unemployment insurance-Employer 1 1

Other 0 0

Total 37 33

liab1-37

2.h) Information on subordinated loans: (Annual)

TC FC TC FC

From domestic banks 0 0 0 0

From other domestic institutions 0 0 0 0

From foreign banks 0 0 0 0

From other foreign institutions 0 0 0 0

Total 0 0 0 0

2.ı) Information on shareholders' equity:

2.ı.1) Presentation of paid-in capital: (Quarterly)


Common stock 30,000 30,000

Preferred stock 0 0

2.ı.8) Information on marketable securities value increase fund: (Quarterly)

TC FC TC FC

From investment and associates, subsidiaries and joint

ventures (business partners) 0 0 0 0

Revaluation difference 0 117 72 0

Foreign exchange difference 0 0 0 0

Total 0 117 72 0



liab1-38

2.ı.2) Paid-in capital amount, explanation as to whether the registered share capital system is

ceiling applicable at bank if so amount of registered share capital: (Quarterly)

Capital System Paid-in capital Ceiling

0 0 0

0 0 0

2.ı.3) Information on capital increases and their sources; other information on increased capital shares in current period: (Quarterly)

Date of increase Amount of increase Cash

Profit reserves

subject to capital

increase

Capital reserves

subject to capital

increase

00.01.00 0 0 0 0

00.01.00 0 0 0 0

00.01.00 0 0 0 0

2.ı.4) Information on share capital increases from revaluation funds: (Quarterly)

Marketable

securities value

increase fund

Value increase in

revaluation fund of

intangible assets

and property and

equipment

Free shares

obtained from the

profit of sale of fixed

assets from

investments and

associates,

subsidiaries and joint

ventures (business

partners) Other

0 0 0 0

liab2-39

SECTION 6

Information and disclosures related to off-balance sheet items (Article 18)

2.a) Information related to off balance sheet commitments:

2.a.3.i) Non-cash loans: (Quarterly)


Guarantees given against cash loans 0 0

With maturity of 1 year or less than 1 year 0 0

With maturity of more than 1 year 0 0

Other non-cash loans 26,659 26,091

Total 26,659 26,091

2.a.3.ii) Sectoral risk concentrations of non-cash loans: (Annual)

TC (%) FC (%) TC (%) FC (%)

Agricultural 0 - 0 - 0 - 0 -

Farming and raising livestock 0 - 0 - 0 - 0 -

Forestry 0 - 0 - 0 - 0 -

Fishing 0 - 0 - 0 - 0 -

Manufacturing 0 - 0 - 0 - 0 -

Mining 0 - 0 - 0 - 0 -

Production 0 - 0 - 0 - 0 -

Electric, gas and water 0 - 0 - 0 - 0 -

Construction 0 - 0 - 0 - 0 -

Services 0 - 0 - 0 - 0 -

Wholesale and retail trade 0 - 0 - 0 - 0 -

Hotel, food and beverage services 0 - 0 - 0 - 0 -

Transportation and telecommunication 0 - 0 - 0 - 0 -

Financial Institutions 0 - 0 - 0 - 0 -

Real estate and renting services 0 - 0 - 0 - 0 -

Self-employement services 0 - 0 - 0 - 0 -

Education services 0 - 0 - 0 - 0 -

Health and social services 0 - 0 - 0 - 0 -

Other 0 - 0 - 0 - 0 -

Total 0 - 0 - 0 - 0 -

TC FC TC FC

Non-cash loans 0 0 0 0

Letters of guarantee 0 0 0 0

Bank acceptances 0 0 0 0

Letters of credit 0 0 0 0

Endorsements 0 0 0 0

Underwriting commitments 0 0 0 0

Factoring commitments 0 0 0 0

Other commitments and contingencies 0 0 0 0

Prior period

I st Group - Standart loans and

other receivables

II nd Group – Loans and other

receivables under close follow-

Current period

2.a.3.iii) Information about the 1st and 2nd group non-cash loans and other receivables including those that have been restructured

or rescheduled: (Annual)

off-bs-40

SECTION 7

Information and disclosures related to income statement (Article 19)

2.a.1) Information about interest income received from loans*: (Quarterly)

TC FC TC FC

Interest on loans* 2,503 180 2,484 99

Short term loans 2,456 125 2,405 56

Medium and long term loans 47 55 78 43

Interest on loans under follow-up 0 0 1 0

Premiums received from resource utilization support fund 0 0 0 0* Includes fees and commissions received from cash-loans.

2.a.2) Information on interest income received from banks: (Quarterly)

TC FC TC FC

From The Central Bank of Turkey 0 0 0 0

From domestic banks 2,696 269 1,985 63

From foreign banks 0 1 0 0

From branches and offices abroad 0 0 0 54

Total 2,696 270 1,985 117

2.a.3) Information on interest income received from marketable securities portfolio: (Annual)

TC FC TC FC

Financial assets held for trading 0 0 0 0


income statement 0 0 0 0

Financial assets available for sale 45 267 169 0


Total 45 267 169 0

2.a.4) Information on interest income received from associates and subsidiaries : (Quarterly)


Interests received from associates and subsidiaries 0 0




income1-41

2.b.1) Information on interest payable to funds borrowed*: (Quarterly)

TC FC TC FC

Banks 0 203 59 14

The Central Bank of Turkey 0 0 0 0

Domestic banks 0 25 0 14

Foreign banks 0 8 59 0

Branches and offices abroad 0 170 0 0

Other institutions 0 0 0 0

Total 0 203 59 14* Includes fees and commissions payable to cash-loans.

2.b.2) Information on interest expense payable to associates and subsidiaries: (Quarterly)


Interest expense payable to associates and subsidiaries 0 0

2.b.3) Information on interest payable to securities issued : (Annual)

TC FC TC FC

Interest on securities issued 0 0 0 0

2.b.4.i) Maturity structure of the interest expense on deposits : (Annual)

Up to 1 Month Up to 3 Months Up to 6 Months Up to 1 Year

More than 1

Year

Cumulative

deposit

TC


Saving deposits 0 26 5 0 0 0 0 31

Public sector deposits 0 0 0 0 0 0 0 0

Commercial deposits 5 1,006 0 0 0 0 0 1,011

Other deposits 0 0 0 1 0 0 0 1

Deposits with 7 days notification 0 0 0 0 0 0 0 0

Total TC 5 1,032 5 1 0 0 0 1,043

FC

Foreign currency deposits 0 64 5 0 1 0 0 70


Deposits with 7 days notification 0 0 0 0 0 0 0 0

Precious metal deposits 0 0 0 0 0 0 0 0

Total FC 0 65 5 0 1 0 0 71

Total 5 1,097 10 1 1 0 0 1,114



Time Deposits

TotalAccount name

Demand

Deposits

income1-42

2.c) Information on divident income: (Annual)


Financial assets held for trading 0 0

Financial assets where fair value change is reflected to income statement 0 0

Financial assets available for sale 0 0

Other 0 0

Total 0 0

2.ç) Net trading income/loss (Quarterly)


Income 117,017 12,266

Profit on trading account securities 0 0

Profit on derivative financial transactions 13 0

Foreign exchange gains 117,004 12,266

Loss (-) -117,004 -12,345

Losses on trading account securities 0 0

Losses on derivative financial transactions -7 0

Foreign exchange losses -116,997 -12,345

2.e) Provision expenses of banks loans and other receivables losses: (Quarterly)


Specific provisions for loans and other receivables 0 0

III. Group 0 0

IV. Group 0 0

V. Group 0 0

General provision expenses 0 0

Provision expenses for possible losses 0 0

Marketable securities impairment expense 50 0

Financial assets where fair value change is reflected to income

statement 0 0

Investment securities available for sale 50 0

Impairment expense related to associates, subsidiaries and

investment securities held to maturity 0 0

Investment and associates 0 0

Subsidiaries 0 0

Joint ventures (business partners) 0 0

Investment securities held to maturity 0 0

Other 0 0

Total 50 0

income1-43

2.f) Information related to other operational expenses : (Quarterly)


Personnel expenses 1,440 977

Reserve for employee termination benefits 0 22

Bank social aid fund deficit provision 0 0

Fixed assets impairment exepense 0 0

Depreciation expenses of fixed assets 63 55

Intangible assets impairment expense 0 0

Goodwill impairment expense 0 0

Amortization expenses of intangible assets 23 43

Shares (capital method applied) impairment expense 0 0

Impairment expense for investment securities that will be

disposed 0 0Amortization expenses of investment securities that will be

disposed 0 0

Impairment expenses for property and equipment held for sale

purpose and terminated operations. 0 0

Other operating expenses 384 126

Operational leasing expenses 0 0

Maintenance expenses 22 106

Advertisement expenses 23 20

Other expenses 339 0

Loss on sales of assets 0 0

Other 471 1,203

Total 2,381 2,426

income1-44

SECTION 8

Information and disclosures related to bank’s risk group (Article 22)

1. Information on the volume of transaction relating to the bank’s risk group, uncomplete loan and deposit transactions

and period’s profit and loss (Quarterly)

1. a) Current Period

Bank’s risk group

Cash Non-cash Cash Non-cash Cash Non-cash

Loans and other receivables 0 0 0 0 0 0

Balance at the beginning of the period 0 0 28,196 0 2,908 2,319

Balance at the end of the period 0 0 2,309 0 0 2,908

Interest and commission income received 0 0 0 0 5 167

1. b) Prior period:

Bank’s risk group

Cash Non-cash Cash Non-cash Cash Non-cash

Loans and other receivables 0 0 0 0 0 0

Balance at the beginning of the period 0 0 3,325 0 2,908 0

Balance at the end of the period 0 0 28,196 0 0 0

Interest and commission income received 0 0 38 0 0 0

Investment and associates,

subsidiaries and joint ventures

(business partners)

Direct and indirect shareholders of

the Bank

Real and legal persons that have

been included in the risk group



(business partners)


the Bank



risk group-45

1. c.1) Information on deposits held by the Bank’s risk group : (Quarterly)

Bank’s risk group

Deposits Current period Prior period Current period Prior period Current period Prior period

Balance at the beginning of the period 0 0 0 0 1,317 804

Balance at the end of the period 0 0 0 0 1,477 1,317

Interest on deposits 0 0 0 0 18 58

1. c.2) Information on forward and option agreements and other similar agreements

made with the Bank’s risk group: (Quarterly)

Bank’s risk group

Current period Prior period Current period Prior period Current period Prior period

Financial assets where fair value change

is reflected to income statement 0 0 0 0 0 0

Beginning of the period 0 0 0 0 0 0

End of the period 0 0 0 0 0 0

Total income/loss 0 0 0 0 0 0

Transactions for hedging purposes 0 0 0 0 0 0

Beginning of the period 0 0 0 0 0 0

End of the period 0 0 0 0 0 0

Total income/loss 0 0 0 0 0 0



(business partners)


the Bank





(business partners)


the Bank



risk group-46

SECTION 7

Information relating to the domestic, foreign offshore branches and

foreign representations of the Bank (Article 23)

Information relating to the domestic, foreign offshore branches and foreign representations of the Bank: (Annual)

NumberNumber of

employees

Domestic Branch 1 17

0 0Country of incorporation

Foreign representation 0 0 1-

0 0 2-

0 0 3-

0 0 Total assetsStatutory share

capitalForeign branch 0 0 1- 0 0

0 0 2- 0 0

0 0 3- 0 0

Off-share banking region branches 0 0 1- 0 0

0 0 2- 0 0

0 0 3- 0 0

branches-47

the common data set prepared by the banks ... - hbl...habib bank limited only income statement...

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