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Banks and thriftsRank Institution Headquarters Website Phone Top executive Va.

officesVa. deposits

($000)1

1 Capital One Bank USA 2 Glen Allen capitalone.com (877) 442-3764 Richard D. Fairbank 1 $35,737,061

2 E*TRADE Bank 3 Arlington us.etrade.com (800) 387-2331 Paul T. Idzik 2 33,110,216

3 Wells Fargo Bank San Francisco wellsfargo.com (800) 869-3557 John G. Stumpf 292 31,222,493

4 Bank of America Charlotte, N.C. bankofamerica.com (800) 432-1000 Brian T. Moynihan 170 24,521,410

5 BB&T Corp. Winston-Salem, N.C. bbt.com (800) 226-5228 Kelly S. King 363 21,538,540

6 SunTrust Banks Atlanta suntrust.com (800) 786-8787 William H. Rogers Jr. 221 17,463,802

7 Capital One, National Association 2 McLean capitalone.com (877) 442-3764 Richard D. Fairbank 84 12,543,014

8 Union Bank Richmond bankatunion.com (800) 990-4828 G. William Beale 131 5,743,669

9 United Bank Fairfax unitedbank-dcmetro.com (800) 327-9862 Richard M. Adams 62 3,963,776

10 Carter Bank & Trust Martinsville carterbankandtrust.com (800) 868-5762 Worth Harris Carter Jr. 88 3,779,677

11 TowneBank 4 Portsmouth townebank.com (757) 599-1755 G. Robert Aston Jr. 23 3,470,944

12 PNC Bank Pittsburgh pnc.com (888) 762-2265 William S. Demchak 100 3,132,301

13 Cardinal Bank McLean cardinalbank.com (703) 584-3400 Bernard H. Clineburg 27 2,236,536

14 Burke & Herbert Bank & Trust Co. Alexandria burkeandherbertbank.com (703) 684-1655 E. Hunt Burke 25 2,176,542

15 Citibank New York citibank.com (800) 374-9700 Barbara Desoer 10 1,585,567

16 First-Citizens Bank & Trust Co. Raleigh, N.C. firstcitizens.com (888) 323-4732 Frank B. Holding Jr. 46 1,387,388

17 TD Bank Cherry Hill, N.J. tdbank.com (888) 751-9000 Bharat Masrani 20 1,316,623

18 Citizens and Farmers Bank West Point cffc.com (800) 296-6246 Larry G. Dillon 26 1,040,057

www.VirginiaBusiness.com VIRGINIA BUSINESS 115

1 As of June 30, 2014. 2 Subsidiary of Capital One Financial Corp. Capital One Bank is located in Virginia, but its office provides online banking across the U.S. 3 E*Trade Bank is located in Virginia, but its office provides online banking across the U.S. 4 TowneBank completed acquisition of Richmond-based Franklin Federal in January.

Source: Federal Deposit Insurance Corp., June 30, 2014 Bank Deposit Market Share Report.

19 The First Bank and Trust Co. Lebanon firstbank.com (276) 676-0676 William Hayter 18 1,030,094

20 The Middleburg Bank Middleburg middleburgbank.com (540) 687-6377 Gary Shook 12 1,005,570

21 The National Bank of Blacksburg Blacksburg nbbank.com (540) 552-2011 James G. Rakes 25 967,626

22 E*TRADE Savings Bank3 Arlington etrade.com (800) 387-2331 Paul T. Idzik 1 946,153

23 Bank of Hampton Roads Virginia Beach bankofhamptonroads.com (866) 867-8500 Douglas J. Glenn 21 861,857

24 EVB Tappahannock bankevb.com (888) 464-2265 Joe A. Shearin 25 857,083

25 Access National Bank Reston accessnationalbank.com (703) 871-2100 Michael W. Clarke 5 797,948

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Rank Institution Headquarters Website Phone Top executive Va. offices

Va. deposits ($000)1

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Insurance broker Location Phone Website Top executive Agents in Va.

Va. revenues

($000)1

1 BB&T Insurance Services Richmond (804) 359-0044 bbandt.com Walter P. Smith 131 $86,621

2Rutherfoord, A Marsh & McLennan Agency LLC Company

Roanoke (540) 982-3511 rutherfoord.com

Thomas D. Rutherfoord Jr. Thomas R. Brown George A. Steadman III John C. Stanchina

253 55,954

3 Scott Insurance Lynchburg (434) 832-2100 scottins.com R. Hutcheson Mauck Jr. 150 45,000

4 USI Insurance Services Falls Church (703) 698-0788 usi.biz John Micale 30 35,000

5 Bankers Insurance LLC Glen Allen (804) 497-3634 bankersinsurance.net P. Marshall Fleming 54 29,136

6 AHT Insurance Leesburg (703) 777-2341 ahtins.com David Schaefer 75 16,240

7 Aon Risk Services of Virginia Richmond (804) 560-2230 aon.com Larry J. Loving 22 13,200

8 Tabb, Brockenbrough & Ragland Richmond (804) 355-7984 tbrinsurance.com John C. Middleton

Robert C. Moore III 30 6,650

9 Chas. Lunsford Sons & Associates Roanoke (540) 982-0200 chaslunsford.com Roy E. Bucher Jr. 29 5,000

- Willis of Virginia Inc. Glen Allen (804) 747-0200 willis.com HB Whitmore 85 N/A1 Virginia revenues for 2014 N/A: Not available Source: Individual firms.

Insurance brokers

An independent insurance agency serving the needs of individuals and businesses in the Mid-Atlantic.

Virginia: Charlottesville • Danville • Fairfax • Fredericksburg • Harrisonburg • Lexington • Lynchburg Newport News • Portsmouth • Richmond • Roanoke • Staunton • Winchester • Wytheville

North Carolina: Asheville • Edenton • Elizabeth City • Kitty Hawk • Plymouth BankersInsurance.net

Hometown friendly. Multi-state strong.

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VA Bus Mag DEC 2014_Layout 1 11/5/14 11:55 AM Page 1

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Credit unionsInstitution Headquarters Phone Website Top executive Members1 Assets ($000)1

1 Navy Federal Vienna (888) 842-6328 navyfederal.org Cutler Dawson 5,297,943 $63,632,028

2 Pentagon Federal Alexandria (703) 838-1000 penfed.org James Schenck 1,305,552 17,796,419

3 Virginia Richmond (804) 323-6000 vacu.org Jane Watkins 237,016 2,681,182

4 Northwest Federal Herndon (703) 709-8900 nwfcu.org Chris McDonald 174,756 2,664,576

5 Chartway Federal Virginia Beach (757) 552-1000 chartway.com Ronald Burniske 181,343 2,047,499

6 Apple Federal Fairfax (703) 788-4800 applefcu.org Larry Kelly 167,401 2,015,055

7 Langley Federal Newport News (757) 827-7200 langleyfcu.org Thomas Ryan 209,172 1,931,706

8 State Department Federal Alexandria (703) 706-5000 sdfcu.org Jan Roche 66,696 1,605,584

9 BayPort Credit Union Newport News (757) 928-8850 bayportcu.org George Dudley Jr. 111,598 1,347,600

10 DuPont Community Waynesboro (540) 946-3200 mydccu.com Gerald Hershey 69,316 950,319

11 Congressional Federal Oakton (703) 934-8300 congressionalfcu.org Charles Mallon Jr. 44,913 812,516

12 University of Virginia Community Charlottesville (434) 964-2001 uvacreditunion.

org Alison DeTuncq 65,205 697,730

13 Member One Federal Roanoke (540) 982-8811 memberonefcu.com Frank Carter 83,249 680,581

14 Justice Federal Chantilly (703) 480-5300 jfcu.org Peter Sainato 55,241 627,629

15 1st Advantage Federal Newport News (757) 877-2444 1stadvantage.org Paul Muse 62,076 614,186

16 United States Senate Federal Alexandria (703) 329-8466 ussfcu.org Susan Enis 33,228 582,024

17 ABNB Federal Chesapeake (757) 523-5300 abnbfcu.org Carl Ratcliff 55,027 488,865

18 NRL Federal Alexandria (301) 839-8400 nrlfcu.org Margaret Pera 20,288 443,621

19 Freedom First Roanoke (866) 389-0244 freedomfirst.com Paul Phillips 47,549 356,760

20 Call Federal Richmond (804) 274-1200 callfcu.org Roger Ball 29,307 344,462

21 Belvoir Federal Woodbridge (703) 730-1800 belvoirfcu.org Patricia Kimmel 26,183 318,505

22 NSWC Federal Dahlgren (540) 663-2181 nswcfcu.org Bruce Six 32,224 317,134

23 CommonWealth One Federal Alexandria (703) 823-5211 cofcu.org Charlotte Cash 33,369 316,010

24 Fairfax County Federal Fairfax (703) 218-9900 fairfaxcu.org Joseph Thomas Jr. 14,413 294,177

25 NAPUS Federal Alexandria (800) 336-0284 napusfcu.org Rebecca Cuddy 23,995 286,834

1 Data accessed Feb. 3 and 4, 2015 Source: National Credit Union Administration

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If A Picture is Worth a1,000 Words, Imagine What

the Real Thing Would Be.

www.stranges.com 804-321-2200Northeast

804-321-22003313 Mechanicsville Pk.near Laburnum Avenue

West End804-360-2800

12111 West Broad St. between Rt. 288 &

Short Pump Town Ctr.

Bon Air804-321-0460

8010 Midlothian at Buford Rd.

Hull Street Road804-321-04706710 Hull Street at Chippenham

Your neighborhood flower and garden specialist offers freshness, variety and twice daily local delivery. Order flowers, gift baskets, weddings, plants, sympathy and silk arrangements online or by phone.1-800-421-4070

1 Fiscal year 2014 Note: List includes top participants in the U.S. Small Business Adminstration’s 7(a) Loan Program and 504 Debentures. Source: U.S. Small Business Administration

Lender Number1 Total value1

1 Wells Fargo Bank 67 $19,596,300

2 BB&T 37 5,357,900

3 Union Bankshares Corp. 34 5,532,600

4 SunTrust Bank 32 28,027,600

5 M&T Bank 30 4,362,600

6 Sonabank 25 7,173,600

7 EVB 20 1,112,000

8 Celtic Bank 18 3,840,000

9 Old Point National Bank 14 3,175,700

10 UVA Community Credit Union 13 247,400

11 TowneBank 11 3,102,000

12 First Bank & Trust Co. 10 10,375,000

13 Farmers & Merchants Bank 9 937,000

14 Live Oak Banking Co. 8 10,486,000

15 Yadkin Bank 8 7,656,700

16 CertusBank 7 14,488,500

17 Langley Federal Credit Union 7 691,200

Lender Number1 Total value1

18 Bayport Credit Union 7 $545,000

19 Virginia Partners Bank 6 1,650,000

20 Blue Ridge Bank 6 1,646,000

21 The Fauquier Bank 6 615,000

22 Access National Bank 5 6,518,000

23 Village Bank 5 1,544,500

24 New Horizon Bank 5 868,000

25 Spirit of Texas Bank, SSB 5 719,400

26 Noah Bank 4 7,850,000

27 Newtek Small Business Finance 4 5,415,600

28 Lorain National Bank 4 4,058,000

29 West Town Bank & Trust 4 3,400,000

30 Bank of Floyd 4 2,556,700

31 PNC Bank 3 1,150,000

32 National Bank of Blacksburg 4 774,300

33 Bank of America 4 674,300

34 United Bank 4 595,000

35 Superior Financial Group 4 50,000

Top SBA Lenders - Virginia District Office