the banker top 500 - 2010 morning session

8/3/2019 The Banker Top 500 - 2010 Morning Session

1/15

2009 Maris Strategies, Ltd. All rights reserved.

Top 500 Islamic

Financial Institutions

Research Findings


2/15


Islamic Finance Industry Growth

Source: The Banker, Maris Strategies

2009 2010 Change

GCC 353,237 372,484

5.45%

Non-GCC MENA 315,090 337,949

7.25%

MENA Total 668,328 710,434

6.30%

Sub-Saharan Africa 8,369 10,765

28.62%

Asia 106,797 130,904


3/15


Islamic Finance Industry Growth

HSBC HSBCcitigroup

citigroup

23 New Banks

37 More Banks Reporting Shariah Assets

Moderate Increase in Market Volumes


4/15


New Institutions

Sina Bank

Gharzo

lhasane Mehr Iran Bank


5/15


More Institutions Reporting

7

17

2

0

26

15

21

23

26

20

29

30

37

29

38 37

39

9

15

1618

0

5

10

15

20

25

30

35

40

Indonesia Iran Kuwait Malaysia Qatar

2007 2008 2009 2010


6/15


2010 Shariah-Compliant Assets by Country

Source: Maris Strategies

Shariah Assets by Country 2010

Iran Saudi

Arabia

Malaysia UAE Kuwait Bahrain Qatar Turkey UK Bangladesh

Assets(inmillio

nsUSD)

0

50,000

100,000

150,000

200,000

250,000

300,000

350,000

Iran SaudiArabia

Malaysia UAE Kuwait Bahrain Qatar Turkey UK Bangladesh

350,000

300,000

250,000

200,000

150,000

100,000

50,000

(in millions of USD)


7/15


Islamic Finance Growth History

0

100

200

300

400

500

600

700

800

900

1000

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010

0

2000

4000

6000

8000

10000

12000

14000

16000

Islamic Finance Assets DJIA

Billions $US


8/15


CAGR 2006-2010 Data

Non-

GCCGCC MENAAsia

Aus/Euro/Amer Sub-Sahara

$100 million USD

$200 million USD

$300 million USD

19.26% 16.62% 5.49%13.85%

22.35%


9/15


10/15


Shariah-compliant Banks and Assets in Muslim Populations


11/15


Shariah-compliant Banks and Assets in Muslim Populations

(in billions of USD 2010)


12/15


Shariah-Compliant Banks Growth


13/15


Industry Maturity Curve


14/15


Performance Measurement of Shariah-Compliant Banks

Management

Business

Model

Compliance

Process

Core

Competency

Support

Systems

Offering

Product ServiceShariah

Compliance

Distribution

Channel BrandCustomer

Experience

10. Customer Experiencehow you create an integrated

experience for customers

9. Brandhow you express your

offerings benefits andvalues to customers

8. Channelhow you connect your

offerings to your customers

7. Shariah Compliancehow you communicate youadherence to your values

6. Servicehow you serve your customers

5. Productbasic features, performance

and functionality

4. Support Systemsextended systems that

surrounds your offering

3. Core Competencyproprietary process and

skills that add value

2. Compliancehow you adhere to market rules,international and domestic regulations

1. Business Modelhow your bank makes money


15/15


A Few Questions..

the banker top 500 - 2010 morning session

Documents