swapnil sinha- resume

Objective

To be a professional and utilize my skills in order to be competent enough in meeting the requirements of an organization.

Work Experience

FAST TRACK GRADUATE ITO OPERATIONS AT STANDARD CHARTERED BANK OCT 14 TILL DATE (19 MONTHS).

6 MONTHS- INTERNSHIP WITH STANDARD CHARTERED, RECEIVED PPO.11 MONTHS – ABSORBED AS A FULL TIME EMPLOYEE STANDARD CHARTERED.

I am working as a Credit Analyst in ITO (Information Technology & Operations) dept., erstwhile GTO (Global Technology & Operations) for the ASA (ASEAN & South Asia) region and have worked on 5 major projects during the same.

JOB DESCRIPTION:-

Catering to high end worth clients involving personal and priority and providing them with mortgages products – HL(home loans) and LAP( loan against property).Average ticket size being 3-4 crores.Computing the eligibility of a client by thoroughly analysing the KYC , BANKING and FINANCIALS of the client.Coordinating with the stakeholders for an overview and for the final output.Interacting with different vendors and managing them for non breachment of TAT for various verification reports.Calculating the property net worth by analysing the valuation and the legal reports.Release of the sanction letter for the said amount to the customer.

Project Details:

Project Description:-

Amendment of a new sanction checklist ensuring standardization in credit analysis across various workplaces, pertaining to both sanction and disbursal vertical.

Roles And Responsibilities:-

Analysing the Requirement and providing exact list of documents before sending the docket to the disbursal team..

Ensuring proper bifurcations of the required policy abided docs for both credit analysts and initiators.

Monitoring the efficiency, evaluating the success rate on a daily basis and charting out the areas of improvement.

Keeping in sync and liasing with both the teams and rectifying errors as and when surfaced. Integrating the services for the stakeholders (both business development and credit initiators

team).

Swapnil SinhaBUILDING NO.B-13,FLAT NO-1.BEHIND HIRANANDANI TOWERSCHEMBUR- 400074Email :[email protected] +91-7506935156


Reduction of rework and TAT breach cases, encountered during process submission to S20 (straight to operations), inclusion of some major check points at the login gateway.


Standardization of process for Sanction & Disbursal of all Mortgage loan products for Retail clients, thereby reducing Error rate captured from 15% to 8-10% during Concurrent audits.

Formulating CAM (Credit Authorization Memo) calculator for 2 products: “mortgages (salaried, self employed) &for the BC /SME unit.


Ageing cases,original documents(Title-non title) witheld with the custody team for an average of 360 days.


Analysing the cause and communicating with different team, liasing with the clients. Designing and formulating an MIS to capture the approved and received date. Documentation and result analysis. (Noticeable reduction).


Centralization and De-centralization of liability activities for cost reduction and F.T.E management Pan India.


Corporating data from Pan India liability workstations and keeping a track of work hours for every individual F.T.E as per activities.

Understanding the functional requirement and providing a solution.. Developing web services.( pooling in the technology team for various convenient gateways). Development and integration of code.


Process digitization and inclusion of process TAB banking and electronic teller apparatus for the retail banking vertical. Worked with the GLOBAL CIO (chief information officer) TEAM and Head Technology, STANDARD CHARTERED BANK.


Designig various technological advancements for in use processes. KIOSKS installation and ATM modified features.


Providing frequent training to make the unit abreast with the changes in CDD guidelines, Group AML procedures, NRI case process, Major RBI regulatory changes impacting BAU (Business as usual) process.


Understanding the requirements and providing a solution. Involved in BAU for the MORTGAGES team for both Secured & Un-secured products Providing frequent training to make the unit abreast with the changes in CDD guidelines, Group

AML procedures, NRI case process, Major RBI regulatory changes impacting BAU.

OTHER EXPERIENCES.

BIOSAFE MEDICALS PVT. LTD. (16 MONTHS)

Quality Control Engineer (Oct 11- Feb 13)

Description: Controlling and Monitoring all activities related to Quality Management System, QMS.

Roles and responsibilities: Taking care of QA/QC documents of the entire project including certificates, calibration,

test results, inspection requests, non-compliance reports and site instruction/observations..

Performing all daily inspection and test of the scope and character necessary to achieve the quality of construction required in the drawings and specifications for all works under the contract performed ON or OFF site.

. SUMMER INTERNSHIP WITH IFFCO, DELHI (2 MONTHS ).

INTERESTS , CERTIFICATIONS.& ACHIEVEMENTS

Part of the college basketball team , won various matches at state level during graduation. Part of the event management team for Branch fest – BIOCHESS & college fest – HALCYON and

hosted the same. PLACEMENT SECRETARY- PGDM (IT & MARKETING). Involved in Placement pitching &

other placement related activities to companies from Sectors like Banking & Finance, Marketing, Manufacturing, Telecommunication, Automobile, Co-operatives, Dairy Industry, Consulting organisation, etc.

Won the Mother Teresa award for placement of the batch 13-15 during post graduation. Part of the LiveWire team which conducted various activities during festivals & birthday parties in

office.

Conducted and drove the event “Stepathlon” in Standard Chartered. Attended CII Global Strategic Design Forum & Financial Inclusion Summit of Skoch Consultancy. Completed 21 Certification courses at Standard Chartered including Sanction compliance, Credit

Bureau (CIBIL), FATCA (Foreign Account Tax Compliance Act) of USA, Overview of Lending & Unsecured Lending, etc.

Blood Donation DrivePart of the Organization of the Blood Donation drive.

Emminent participant and contributor in CSR drives by the organization.

Educational Qualification

DEGREE INSTITUTION PERCENTAGE YEAR

PGDM (IT & MARKETING)

BALAJI INSTITUE, BIMM PUNE

80.22 2015

B.E (CHEMICAL) SIDDAGANGA INSTITUTE OF

TECHNOLOGY,TUMKUR.

71.04 2011

H.S.C DELHI PUBLIC SCHOOL, RANCHI

57.54 2007

S.S.C DELHI PUBLIC SCHOOL, RANCHI

67.34 2004

Personal Information

Date of Birth : August 1st, 1988Nationality : IndianGender : FemaleMarital Status : Single

swapnil sinha- resume

Documents