sundaram fixed term plan-ge appln form.pdfthe new fund offer for sundaram fixed term plan-ge will...

Application Form+ KIM

www.sundarammutual.com Sundaram Mutual Fund

Sundaram Fixed Term Plan-GE

A closed-end income scheme

New Fund Offer Period Opens on: 22/04/2014New Fund Offer Period Closes on: 23/04/2014

Offer of units at Rs 10 per unit during the new fund offer period.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

This product is suitable for investors who are seeking*

• Regular Fixed Income for short term

• Investment in Debt / Money Market Instruments / Government Securities

• Low Risk ■Blue

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Note: Risk may be represented as:

(BLUE) investors understand that theirprincipal will be at low risk

(YELLOW) investors understand that theirprincipal will be at medium risk

(BROWN) investors understand that theirprincipal will be at high risk

Toll Free: 1800 103 7237 (India) E-mail: [email protected]+91 44 49057300 (NRI) SMS SFUND to 56767 (NRI): [email protected]

www.sundarammutual.com Sundaram Mutual Fund2

New Fund Offer Period Opens on: 22/04/2014 New Fund Offer Period Closes on: 23/04/2014

Being a closed-end Scheme, investors can subscribe to the Units of the Scheme during the New Fund Offer Period only and the Scheme will not reopen for subscriptions after the closure ofNFO.The Fund will not to buy the units back till the maturity of the Scheme. However, in order to provide the liquidity to the investors, the units of the Scheme are proposed to be listed onNational Stock Exchange of India Limited (NSE) within 5 business days from the date of allotment. Hence, Investors who want to liquidate their units of the Scheme can sell the units in thesecondary market. The Trustee reserves the right to extend the closing date of the New Fund Offer period subject to the condition that the subscription list shall not be kept open for more than15 days. A notice will be issued in the public newspaper for any such extension. The Trustee also reserves the right to close the subscription list at an earlier date that indicated by giving a priornotice of at least one day in one daily newspaper.

This Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought to know before investing. For further details of the Scheme / MutualFund, Due Diligence Certificate by the Investment Manager, Key Personnel, investor's rights & services, Risk Factors, Penalties & Pending Litigations, Associate Transactionsetc. investors should, before investment, refer to the Scheme Information Document and Statement of Additional Information available free of cost at any of the InvestorService Centres or distributors or online at www.sundarammutual.com.The Scheme particulars have been prepared in accordance with the Securities and Exchange Board of India (Mutual Funds) Regulations, 1996, as amended till date, and filedwith the Securities and Exchange Board of India (SEBI). The units being offered for the public subscription have not been approved or disapproved by SEBI, nor has SEBIcertified the accuracy or adequacy of this KIM.This KIM is dated 07/04/2014.Please read the Scheme Information Document carefully before filling in the application form. Applicants are deemed to have understood the terms subject to which this offeris being made, by filling and signing this application form.

Sundaram Asset Management-Investment Manager for Sundaram Mutual Fund A Closed-End Income Scheme

Name of the Scheme Sundaram Fixed Term Plan-GE(part of a series Sundaram Fixed Term Plan-GE, a closed-end income scheme comprising of 15 Plans viz, GE, GF, GG, GH, GI, GJ, GK,GL, GM, GN, GO, GP, GQ, GR & GS. Each series under the scheme shall have a separate portfolio).The New Fund Offer for Sundaram Fixed Term Plan-GE will commence on 22/04/2014 and closes on 23/04/2014.Maturity period is reckoned 366 days from the date of allotment. If the maturity date is not a business day, the subsequent business dayshall be considered as the maturity day for the scheme.

Structure of the Scheme A closed–end income Scheme with a tenure (as specified above) from the date of allotment. If the maturity date is not a working day, thesubsequent working day shall be considered as the maturity date.

Investment Objective The objective of the Scheme would be to generate income by investing in debt and money market securities, which mature on or beforethe maturity of the scheme.

No Guarantee/Assurance Investors are neither being offered any guaranteed/indicated returns nor any guarantee on repayment of capital by the Scheme. There isalso no guarantee of capital or return either by the mutual fund or by the sponsor or by the Asset Management Company. The mutual fund/AMC and its empanelled brokers have not given and shall not give any indicative portfolio and indicative yield in any communication, inany manner whatsoever. Investors are advised not to rely on any communication regarding indicative yield/ portfolio with regard to thescheme.

Asset Allocation Instrument Allocation Risk profileMoney-market instruments Up to 100% Low to mediumShort-term and medium-term debt instruments Up to 100% Low to mediumThe scheme shall not make any investment in repo in corporate bond or in securitised debt, foreign securities or credit default swaps.The cumulative gross exposure to debt, money market instruments and derivatives shall not exceed 100% of the net assets of thescheme, subject to SEBI circular No. Cir/ IMD/ DF/ 11/ 2010 dated August 18, 2010. For this purpose, the same security wise hedgepositions shall not be considered in computing the gross exposure.The scheme shall not engage in securities lending and borrowing / short selling.In terms of SEBI notification dated June 05, 2009, the Scheme shall not invest more than 30% of its NAV in money-market instrumentsissued by a single issuer.Exposure to derivatives will be limited to 50% of the net asset value of the Scheme at the time of transaction. The Scheme shall makeinvestment out of NFO proceeds only on or after the closure of the NFO period.Pursuant to SEBI Circular No CIR/IMD/DF/21/2012 dated 13/09/2012 read with SEBI circular no CIR/IMD/DF/24/2012 dated November19, 2012, the exposure to any sector shall not exceed 30% of net assets of the respective plan under the series. However the said sectorexposure limit shall not apply for investments in:a) Treasury billsb) G Secc) Bank CDd) CBLOe) AAA rated securities issued by Public Financial Institutions and Public Sector Banks.An additional exposure to financial services sector (over and above the 30% limit stated above) not exceeding 10% of the net assets of thescheme is permitted by way of increase in exposure to Housing Finance Companies (HFC) only, subject to the following conditions:(i) Such securities issued by HFCs are rated AA and above;(ii) These HFCs are registered with National Housing Bank (NHB).(iii) The total investment in HFCs does not exceed 30% of the net assets of the schemeFor the purposes of sector exposure limits, AMFI sector classification would be considered. Any changes in the sector exposure limit asdirected by SEBI shall form part of the Scheme Information Document wherever applicable.

Investment Strategy The portfolio of the Scheme may be invested largely or completely in one or more types of securities from even one category of issuers,subject to adherence to single-issuer exposure limit specified in the SEBI Regulations. The scheme would invest in fixed-income and money market instruments. Purchase of debt may be made either through initial public offer,private placement, through rights offerings, purchase on the floor of a recognized stock exchange or through negotiated deals on thesecondary market. The scheme may invest in privately-offered securities based on the merits of the investment proposals. The securities could be listed, unlisted, privately placed, secured, unsecured, rated and of any maturity bearing fixed-rate or floatingcoupon rate. The scheme invests in securities that are rated by CRISIL or ICRA or other independent credit rating agencies registered withSEBI. The scheme may also enter into repurchase and reverse-repurchases obligations in G-secs held by it as per the guidelines andregulations applicable to such transactions.The Scheme shall invest in instruments rated as at least investment grade by a recognized rating agency.The actual percentage of investments in various floating- and fixed-interest rate securities and the position of derivatives will be decidedon day-to-day basis depending upon the prevailing view on Interest rate.

Key Information MemorandumSundaram Fixed Term Plan-GE


The scheme may review the pattern of investments based on views on the debt markets and asset-liability management needs. The portfolioshall be reviewed on a monthly basis. At all times, the objective of the portfolio will be to seek income. The Scheme shall commenceinvestment only on or after the closure of the NFO period.Investments in derivative instruments: The scheme intends to use derivatives as permitted by RBI/SEBI for hedging interest-rate risk. SEBIhas permitted all mutual funds to participate in derivatives trading subject to observance of guidelines issued by it in this regard. There arerisk factors and issues relating to the use of derivatives that investors should understand (Refer details provided in Risk Factors in Part I andInformation about the scheme in Part II of Scheme Information Document).

Disclosures on credit evaluation Pursuant to SEBI Circular no Cir/ IMD/ DF/12 /2011 dated August 1, 2011.1. Credit Evaluation Policy The objective of the Credit Evaluation Policy is to adopt the best practices and highest standards in the investment decision making processfor appraising fixed income and money market securities.The policy covers the following aspects: a) The Credit Investment Process, b) The Credit Investment Strategy andc) The Credit Committee a) The Credit Investment Process:The investment process is stated hereunder:The Macro View:• The macro economic variables like economic growth, industrial output, money supply, credit growth, investment demand, revenue

deficit, balance of payments. • The Monetary policy stance, the level of administered rates, Central Bank reference rates and market initiatives. • The global factors more in line with emerging market context including credit determination, global economic growth, commodity

prices and investment preferences.The above indicators determine some of the parameters like Liquidity, Inflation and money flows in the economy. These parameters drivethe future interest rates and these are monitored on a regular basis. Both the external inputs from research wings of various intermediarieslike Primary Dealers, Merchant Bankers etc. and the internal research by the Economist are considered to arrive at the Macro View.Issuer Selection:The credit analyst evaluates and prescribes specific issuers along with a limit, for taking the credit exposure. The credit evaluation is basedon the process and the proprietary model approved the credit committee. The credit evaluation framework mainly considers the followingaspects:• Company details• Company’s position in the industry it operates• History • Management & Shareholdings• Credit rating – external (with outlook if any)• Credit rating – internal• Financial Statement – History/forecast (including cash flow forecast)• Financial ratios and Qualitative analysis• Industry / Sector outlook based on their business cycles• Regulatory environment and Public PoliciesThe credit analyst reviews each issuer limits on a regular basis, as and when the audited financials of the issuers are available. The fundmanagement team also provides information on issuers, obtained through formal as well as informal sources and through market feedbackto the credit analyst, which is factored in the credit evaluation process.b) The Investment Strategy:Investments in the fund portfolio will be diversified among a variety of sectors, issuer categories, credit profiles, maturity profiles andinstruments. This is intended to take care of protection of capital, liquidity need to meet redemption and reducing impact cost whileliquidating the portfolio. Protection of the portfolio's principal is of primary concern and hence investments may be largely restricted tosecurities which have high credit quality. In case ratings get downgraded, subsequent to our investments, to levels which are not in linewith the investment strategy, efforts shall be made to liquidate those positions on a best efforts basis. c) The Credit CommitteeThe AMC has constituted an Internal Credit Committee. The Managing Director, Head – Risk Management, Head – Fixed Income and Head- Equities are the members of the Committee. The Committee meets periodically to review the following aspects:1. Decide on whether to include a new entity to the credit / counterparty universe; Review the existing entities in the credit /

counterparty universe2. Fix and review Credit / Counterparty limits for the existing and new entities. 3. Review credit exposures to various entities, asset classes, products, structures and instruments in the fixed income fund portfolios4. Review the yield curve and liquidity trend in the debt market with respect to various categories of issuers.5. Recommend Credit strategies for fixed income funds6. Study the existing formats of risk reports and suggest improvements7. Review the deviations and overrides to the Fixed Income Risk Guidelines8. Review the impact on performance of funds owing to credit limits and norms.9. Such other matters delegated by the Board of AMC / Risk management Committee from time to time 2) List of Sectors, the AMC would not be investing 1) Real Estate, Micro Finance, Airlines and IT Sector 2) Such other sectors decided by the Credit Committee from time to time as not suitable for investment 3) Types of Instruments, the plans proposes to invest inPlease refer section under the heading “D. Indicative Investment Universe” in the SID.



4) Floors and Ceiling within a range of 5% of the intended allocation against each sub class of asset Credit Rating AAA AA A BBB A1+ Not Applicable

Instruments CDs — — — — 55-60% —CPs — — — — 25-30% —NCDs — 15-20% — — — —Government Securities / Treasury Bills / CBLO / Reverse Repo in Gsecs — — — — — 0-5

Pursuant to SEBI Circular No: Cir/ IMD/ DF/12 /2011 dated August 1, 2011 and rules issued thereon shall also apply to the schemes:a. The floors and ceilings within a range of 5% of the intended allocation (%) against each sub asset class/credit rating shall be decided

at the time of filing the final offer documents with SEBI before launch of the scheme. This will be indicated in the form of letter to theSEBI.

b. Securities with rating A and AA shall include A+ and A- & AA+ and AA-, respectively.c. Positive variation in investment towards higher credit rating in the same instrument may be allowed.d. In case of non-availability of and taking into account the risk-reward analysis of CPs, NCDs the scheme may invest in CDs of Banks

and CBLO having highest ratings(A1+). However, subsequent to investment and after a review, if the scheme finds NCDs, CPs, thenthe scheme may invest in these securities.

e. At the time of building up the portfolio post NFO and towards the maturity of the scheme, there may be a higher allocation to cashand cash equivalent.

f. All investment shall be made based on the rating prevalent at the time of investment. However, in case of an instrument having dualratings, the most conservative publicly available rating would be considered.

g. Disclosures with reference to investment in unrated securities, derivatives: The scheme/plan will not make any investments inunrated securities. However the scheme/plan will make investment in derivative instruments please refer the heading ‘Investments inderivatives instruments’ for disclosures.

h. In the event of any deviations from the floor and ceiling of credit ratings specified for any instrument, the same shall be rebalancedfrom the date of the said deviation as under:where the tenure of the scheme is upto 30 days Nilwhere the tenure of the scheme is more than 30 days and upto 90 days within 5 dayswhere the tenure of the scheme is more than 90 days and upto 180 days within 15 dayswhere the tenure of the scheme is more than 180 days within 30 days

There will not be any variation between the intended portfolio allocation and the final allocation portfolio allocation apart from theexceptions in the above mentioned clauses c, d, e, h.

Portfolio rebalancing Subject to the Regulations and in accordance with the SEBI Circular No: Cir/ IMD/ DF/12 /2011 dated August 1, 2011 the assetallocation pattern indicated above will be maintained apart from the permitted changes and exceptions stated herein above. In the eventof any deviations from the floor and ceiling of credit ratings specified for any instrument, the same shall be rebalanced from the date ofthe said deviation: (i) within 5 days where the tenure of the scheme is 30 days and upto 90 days; (ii) within 15 days where the tenureof the scheme is 91 days and upto 180 days; (iii) within 30 days where the tenure of the scheme is above 180 days. For schemes withtenure of less upto 30 days, there shall be no deviaton

Risk Profile Diversification: The funds intends to invest in securities issued by a wide spectrum of issuers; straddling across segments and different typesof instruments.Concentration: Diversification strategy followed by the scheme, whereby the scheme will invest in securities issued by various issuers, willhelp mitigate the concentration risk.Liquidity: The scheme intends to invest predominately in liquid money market instruments and also maintain optimal cash/cash equivalentsto mitigate any liquidity risk.Mutual Fund Units involve investment risks including the possible loss of principal. Please read the SID carefully for details on risk factorsbefore investment.

Risk Mitigation An independent risk management team is in place to oversee and monitor portfolio risk on a day-to-day basis. Internal risk controlguidelines are in place and the portfolio contours are tracked on a daily basis to ensure adherence. Any deviation is brought to the noticeof the Managing Director and the fund manager for corrective action. Follow up actions are made to ensure that the deviation is correctedwithin the time period prescribed in internal risk control guidelines. Adherence to limits from SEBI regulations as well as stipulations in theScheme Information Document is monitored by the compliance team. The risk management team reports to the Managing Director.Risk Management Committee: The Board of Sundaram Asset Management has constituted a Risk Management Committee comprisingManaging Director & Two Independent Directors. The Risk Management Committee reviews the reports prepared by the Risk Officers. TheRisk Management Committee looks into the implementation of Enterprise Risk Management The Committee also reviews the risk guidelineswith respect to equity and fixed income funds, set/modify the limits of counter party exposure, review exceptions and overrides and suggestimprovements to the framework/formats.The Heads of Equity and Fixed Income, the Risk Analyst and the Deputy CEO will be the permanent invitees to the Committee. TheCompliance Officer acts as the secretary to the committee.Risk Committee – Role: The Risk Committee will approve the:• Guidelines in the Universe of securities • Global Issuer limits (including limit per maturity)• Counterparty limits • Limits applicable to each fund such as Credit Diversification ratio, Duration Limit, WAM Limit, Maximum Maturity Limit, Liquidity

Risk Limits, Valuation Risk Limits, Risk Grade Limits etc.Risk Guidelines: Sundaram Asset Management has internal investment norms and risk guidelines for equity and debt investments. Also fundspecific guidelines are in place.Risk Control: Risk control is customized by product according to the level of risk the fund can expose investors to, as specified in theinvestment mandate.

Scheme-Specific Risk Factors Credit risk, interest-rate risk, liquidity risk, derivatives risks (such as counter party risk, market risk, illiquidity risk, model risk,basis risk)market risk, price risk and risks specific to closed end schemes .(such as Liquidity till maturity only through Trading in Stock Exchanges inDemat Form, lack of certainty about active secondary market etc). This is only an illustrative list and not an exhaustive risk. For more detailsplease refer to the SID.



Plans and Options Plans: Regular Plan and Direct Plan Options: Growth & Dividend Payout (Quarterly & Half Yearly)If no option is indicated, the default option will be Growth. Default frequency if dividend payout option is chosen: Quarterly. All plansand options available for offer in each of the Fixed Term Plans under the series GE-GS will have a common portfolio.Direct Plan is only for investors who purchase /subscribe Units into the Scheme directly with the Fund and is not available for investorswho route their investments through a Distributor.All categories of investors (whether existing or new Unitholders) as permitted to invest in this scheme are eligible to subscribe under DirectPlan. Investments under Direct Plan can be made through various modes offered by the Fund for investing directly with the Fund {exceptStock Exchange Platform(s) and all other Platform(s) where investors’ applications for subscription of units are routed through Distributors}.Distribution expenses will not be charged in Direct Plan and no commission for distribution shall be paid from Direct Plan. The direct planwill also have a separate NAV.Investors wishing to subscribe under Direct Plan of a Scheme will have to indicate “Direct Plan” against the Scheme name in theapplication form.In the following cases, the applications shall be processed under the Direct Plan:1. Distributor code is mentioned in the application form, but “Direct Plan” is indicated against the Scheme name2. Where application is received for Regular Plan without Distributor code or the word “Direct” is mentioned in the ARN column.3. Neither the plan nor the distributor code is mentioned in the application formIn the following cases, the applications shall be processed under the Regular Plan:1. The application form contains the distributor code but does not indicate the plan.2. Where application is received for Regular Plan with Distributor code.

Provisions with respect to listing & It is proposed to list the units of the scheme on NSE. NSE has also given its in-principle approval for listing the units of this scheme on de-listing of Scheme its exchange vide its letter No. NSE/LIST/232344-M dated March 06, 2014.

The Mutual Fund/Investment Manager will endeavour to list the units of the schemes on the capital market segment of NSE within fivebusiness days of allotment.The Trustee reserves the right to have the Units listed at other Stock exchanges also.Mode of allotmentAll Applicants whose cheques towards purchase of Units have realised will receive a full and firm allotment of Units, provided also theapplications are complete in all respects and are found to be in order. The Trustee retains the sole and absolute discretion to reject anyapplication. Applicants under the scheme will have an option to hold the Units either in physical form (i.e. account statement) or indematerialized form. On acceptance of a valid application for subscription, units will be allotted and a confirmation specifying the numberof units allotted by way of email and/or SMS within 5 Business Days from the date of closure of NFO will be sent to the Unit holder'sregistered e-mail address and/or mobile number. Subject to SEBI Regulations, Statement of Accounts will be sent to those unitholderswhose registered email address / mobile number is not available with the Mutual Fund, unless otherwise required. Money would berefunded in respect of applications rejected, within five business days from the closure of the NFO period.While allotting units in case of subscription to the scheme through switches from other schemes,a. Additional units shall be allotted to the investors for the fractional value greater than 0.5 units so that the total units are rounded off

to a full unit. The amount equivalent to conversion of fractional unit to full unit shall be debited to unit premium reserve account.b. For the fractional value upto 0.5 units, no additional units would be allotted. The value of those units shall be credited as unit premium

reserve for the benefit of the investors.c. The overall cost, if any, arising out of the process shall be absorbed by Sundaram Asset Management Company LimitedFor demat holdersThe Units allotted will be credited to the DP account of the unit holder as per the details provided in the application form. If the detailsare incorrect/ incomplete, Account Statement will be issued. It may be noted that trading and settlement in the Units of respective Seriesover the stock exchange(s) the Units of the Scheme are listed will be permitted only in electronic form. However, if the applicant so desires,the Investment Manager shall issue Unit certificates to the applicant upon receipt of request for the certificate. Unit certificate if issued mustbe duly discharged by the unit holder(s) and surrendered along with the request for Redemption / Switch on maturity or any othertransaction of Units covered therein. Rematerialization of Units will be in accordance with the provisions of SEBI (Depositories &Participants) Regulations, 1996 as may be amended from time to time. All Units will rank pari passu, among Units within the same Optionin the Scheme concerned as to assets, earnings and the receipt of dividend distributions, if any, as may be declared by the Trustee.De-listing of the SchemeThe Scheme will mature on expiry from the date of allotment. The Investment Manager/ Trustee will initiate the delisting procedure at least30 days prior to the date of maturity of the Scheme. The unitholders will not able to trade in stock exchange once the Scheme is delisted.

Applicable NAV Subscription and Switch-inDuring the New Fund Offer (NFO) period, units will be offered at ` 10 per unit and the entire amount is payable on application. TheScheme will not be open for on going subscription/switch in. Special products / facilities available during the NFO• Investors may apply for the Units of the FMPs through Applications Supported by Blocked Amount (ASBA) process by filling in the

ASBA form and submitting the same to their respective banks.• DD charges shall be borne by Investment Manager as per prevailing SBI charges provided there is no office of the Investment

Manager/Collecting centers in that place• Switch from any existing schemes of Sundaram Mutual into the Units of the Scheme during the NFO Period can be done during the

NFO Period. For details the Investor Service Centres can be contacted.Special products / facilities available during the tenure of the scheme• Units held in Demat form are freely transferable.• The Investment Manager shall on production of instrument of transfer together with the relevant unit certificates, register the transfer

and return the unit certificates to the transferee within thirty days from the date of lodgment of correct/ complete transfer request atthe office of the Registrar.

• An investor may purchase the units in different options available for subscription under Regular Plan of the Scheme through NSE MFSS& BSE StAR Platform (Stock Exchange infrastructure) only during the NFO period. Switching of Units is not permitted under thisfacility. Investors may hold the Units in physical or dematerialized form. MFSS and StAR are electronic platforms introduced by NSEand BSE respectively for transacting in units of Mutual Funds. The electronic platforms will be available on all business days of theCapital Market segment. The platforms will be available for Participants between 9 a.m. until 3 p.m. The eligible AMFI certified stockexchange brokers will be considered as Official Points of Acceptance (OPA) of Sundaram Mutual Fund. Investors are requested tonote that the facility for transacting in mutual fund schemes through stock exchange infrastructure is available subject to such limits,operating guidelines, terms and conditions as may be prescribed by the respective stock exchange(s) and guidelines issued by SEBIfrom time to time. The Trustees of Sundaram Mutual reserves the right to change/modify the features of this facility at a later date.



Redemptions/Repurchases/Switch-out Being a Scheme listed on the exchange, the Mutual Fund will not accept any redemption / repurchase and switch-out application till thematurity of the Scheme. Investors can sell/buy the units of the Scheme in Demat Mode at market price at NSE where the units of the Schemeare proposed to be listed.On the Maturity Date the Units of the Scheme will be fully redeemed/switched out at the Applicable NAV. (If the maturity date is not aBusiness Day, the subsequent Business Day shall be considered as the maturity date for the Scheme). Details of Redemption/Dividends willbe published in Newspapers /notified to the Stock Exchange. The redemption proceeds will be dispatched/credited to the Registered Bank Account of the Sole/ First Unitholders within 10 Business daysfrom the date of maturity. For any delay in this regard the AMC will be liable to pay interest @ 15% p.a. (or such other rate as may beprescribed by SEBI). However the AMC will not be liable to pay any interest or other compensation if the delay in processing theredemption application/Dividend Payment /Refund is attributable to the Unit holder (e.g. any incorrect /incomplete information or non-furnishing of details required under applicable laws etc). The AMC will not be responsible for any loss arising out of fraudulent encashmentof cheques and/or any delay/ loss in transit. Further, the dispatch through the courier / Post office (who will be treated as the Investor’sagent) to the Registered address (as given by the Investor) shall be treated as delivery to the investor. The AMC / Registrar/ Trustee will notbe responsible for any delayed delivery or non-delivery or any consequences thereof, if the dispatch has been made correctly as statedabove.

Additional Mode of Payment Investors may apply for the FMPs under the Schemes through Applications Supported By Blocked Amountduring NFO: (ASBA) process during the NFO period by filling in the ASBA form and submitting the same to their respective banks, which in turn will

block the subscription amount in the said account as per the authority contained in ASBA form, and undertake other tasks as per theprocedure specified therein. For applicants applying through ASBA, on allotment, the amount will be unblocked in their respective bankaccounts and account will be debited only to the extent required to pay for allotment of Units applied in the application form. For completedetails and ASBA process refer to Statement of Additional Information (SAI) available on our website www.sundarammutual.com. For thescheme HDFC Bank Limited and Kotak Mahindra Bank Limited have consented to process the ASBA application form.

Registration of Bank Account The Unitholders may choose to receive the redemption/dividend proceeds in any of the bank accounts, the details of which are registeredwith the AMC by specifying the necessary details in the "Bank Accounts Registration form" which will be available at our office/SundaramBNP Paribas Fund Services Ltd and on the website of www. Sundarammutual.com. Individuals, HUFs, Sole proprietor firms can registerup to five bank accounts and other investors can register up to ten bank accounts in a folio. The unitholder can choose anyone of theregistered bank accounts as default bank account. In case the investor fails to mention any preference, then by default the first numberindicated in the list shall be the preferred account number. If unit holder(s) provide a new unregistered bank mandate/ a change of bank mandate request with a specific redemption proceeds suchbank account may not be considered for payment of redemption proceeds, or the Fund may withheld the payment for up to 10 calendardays to ensure validation of new bank mandate mentioned. Valid change of bank mandate requests with supporting documents will beprocessed within ten business days of necessary documents reaching the head office of the RTA and any financial transaction requestreceived in the interim will be carried based on previous details only.For more details please refer our websites www.sundarammutual.com. For any queries and clarifications that you may have, please get intouch with us at our office or call our Toll Free 1800 103 7237 (India) +91 44 49057300 (NRI).

Minimum Application Amount ` 5,000/- and in multiples of Re 10/- thereafter per application. (applicable for both Regular Plan and Direct Plan)Dividend Policy Dividend will be distributed at the discretion of the Trustee from the available distributable surplus, if any. The dividend when declared

will be paid (subject of deduction of tax at source, if any) to those unit holders whose names appear in the register of unit holders on therecord date. The Dividend Warrants shall be dispatched/ credited to the Registered Bank Account of the Sole/ First Unit holder within 30days of the declaration. In case of delay, the AMC shall be liable to pay interest @ 15 per cent per annum to the unit holders. It may benoted that the Mutual Fund is not guaranteeing or assuring any dividend. Please read the Scheme Information Document for details.In the case of Units held in Demat Form, details/ changes concerning Bank Account/ Address etc are to be sent to the respective DP.

Benchmark CRISIL Short Term Bond Fund IndexName of the Fund Managers Sandeep Agarwal

The Trustee reserves the right to change the Fund Manager.Name of the Trustee Company Sundaram Trustee Company LtdPerformance This is a new scheme and does not have any performance track record. Load Structure Entry Load: Nil.

Application for subscription may be sent directly to Sundaram Asset Management or through distributors. In case the application issubmitted through the distributors, the investor may pay upfront commission directly to the distributor, based on his assessment of variousfactors including service rendered by the distributor. The distributor (ARN holder) will disclose all the commissions (in the form of trailcommission or any other mode) payable to them for the different competing Schemes of various mutual funds from amongst which theScheme is being recommended to the investor.Exit Load: Not ApplicablePlease note that buying and selling the units of the Scheme from/ to the market (after closure of the NFO) will not entail any entry / exitload. Investors will have to bear the cost of brokerage and applicable taxes on the brokerage and other relevant charges as applicable fortransacting on secondary market.

Initial issue expenses Initial issue expenses shall be borne by the Investment Manager/AMC and not by the scheme of mutual fund.Fees and Expenses 1. The total annual recurring expenses of the Scheme, excluding deferred revenue expenditure written off, issue

or redemption expenses, but including the investment management and advisory fee that can be charged to the scheme shall bewithin the limits specified in Regulation 52 of SEBI (Mutual Funds) Regulations.The expenses chargeable to the scheme shall include investment management & advisory fee, Trustee fee, custodian fee, Registrar andTransfer Agent fee, Audit fee, Marketing and Selling expenses and other expenses (including listing fee). as listed in the table below:Expense Head % of daily Net AssetsInvestment Management and Advisory FeesTrustee fee Audit fees Custodian fees RTA FeesMarketing & Selling expense incl. agent commissionCost related to investor communications Cost of fund transfer from location to locationCost of providing account statements and dividend redemption cheques and warrantsCosts of statutory AdvertisementsCost towards investor education & awareness (at least 2 bps) Upto 2.25%Brokerage & transaction cost over and above



12 bps and 5 bps for cash and derivative market trades resp.Service tax on expenses other than investment and advisory feesService tax on brokerage and transaction costOther expensesMaximum total expense ratio (TER) permissible under Regulation 52 (4) and (6) (c) Upto 2.25%Additional expenses under regulation 52 (6A) (c) Upto 0.20%Additional expenses for gross new inflows from specified cities under regulation 52 (6A) (b) Upto 0.30%The maximum total expense ratio (TER) permissible under Regulation 52 (4) and (6) (c) that can be charged to the scheme as apercentage of daily net assets shall be as follows:First Rs 100 crore: 2.25%Next Rs 300 crore: 2.00%Next Rs 300 crore: 1.75%On assets in excess of Rs 700 crore: 1.50%As per Regulation 52(6A)(b), the an additional expense upto 0.30% (30 basis points) on the daily net assets shall be charged to thescheme if new inflows into the scheme from beyond top 15 cities as specified by SEBI, from time to time, are at least:(i) 30% of the gross new inflows in the scheme (or)(ii) 15% of the average assets under management (year to date) of the scheme, whichever is higher.In case the inflows from such cities is less than the higher of (a) or (b) above, expenses shall be charged to the scheme on aproportionate basis as prescribed in the SEBI circular dated September 13, 2012. The amount so charged shall be utilised for distribution expenses incurred for bringing inflows from such cities. However, the amountincurred as expense on account of inflows from such cities shall be credited back to the Scheme(s) in case the said inflows areredeemed within a period of one year from the date of investment. Top 15 cities shall mean top 15 cities based on Association of Mutual Funds in India (AMFI) data on ‘AUM by Geography -Consolidated Data for Mutual Fund Industry’ as at the end of the previous financial year.Distribution expenses will not be charged in Direct Plan and no commission shall be paid from Direct Plan. At least 5% of the TERwill be charged towards distribution expenses/ commission in the Regular Plan. Accordingly, the Total Expense Ratio of Direct Planshall be lower by atleast 5% vis-a-vis the regular plan. i.e., if the expenses of the regular plan are 100 bps, the expenses of direct planshall not exceed 95 bps.Note: The above percentage is based on the prevailing expenses ratio. Any change in the above mentioned distributionexpenses/commission will be replaced while filing the final SID.Sundaram Asset Management reserves the right to charge different heads of expenses, both inter-se or in total, within the overall limitsas specified in the table above.

2. Brokerage and transaction costs which are incurred for execution of trades and included in the cost of investment shall be charged tothe Scheme(s) in addition to the total expense limits prescribed under Regulation 52 of the SEBI (Mutual Funds) Regulations. Theseexpenses shall not exceed 0.12% of the value of trades in case of cash market transactions and 0.05% of the value of trades in caseof derivatives transactions. Payment towards brokerage and transaction cost in excess of 0.12% and 0.05% for cash markettransactions and derivatives transactions respectively shall be charged to the scheme within the maximum limits prescribed underregulation 52 of the SEBI (Mutual Funds) Regulations, 1996. Any expenditure (including brokerage and transaction cost, if any) inexcess of the prescribed maximum limit shall be borne by the Investment Manager or by the Trustee or Sponsor.

3. The Investment Manager shall set apart at least 0.02% (2 basis points) on the daily net assets of the scheme(s) within the maximumlimit of total expense ratio prescribed under Regulation 52 of SEBI (Mutual Funds) Regulations for initiatives towards investoreducation and awareness taken by Sundaram Mutual fund.

4. Service Tax:- Pursuant to SEBI circular no CIR/IMD/DF/24/2012 dated November 19, 2012, Service Tax on brokerage and transaction cost paid

for execution of trade, if any, shall be within the expenses limit prescribed under Regulation 52 of SEBI (Mutual Funds)Regulations.

- Service Tax on investment management and advisory fee shall be charged to the scheme in addition to the maximum limit oftotal expense ratio as prescribed in Regulation 52 of SEBI (Mutual Funds) Regulations.

- Service Tax for services other than investment management and advisory shall be charged to the scheme within the maximumlimit of total expense ratio as prescribed in Regulation 52 of SEBI (Mutual Funds) Regulations.

Any circular/clarification issued by SEBI / AMFI in regard to expenses chargeable to the Scheme/Plan(s) will automatically becomeapplicable and will be incorporated in the SID/SAI/KIM accordingly.

Tax implications The scheme shall not make any investment in repo in corporate bond. This summary of tax implications is based on the current provisionsof the applicable Tax Laws. (For a more detailed description of applicable tax provisions, please refer the Scheme Information Documentand relevant tax law). This tax information is provided for general information purpose only. Investors are advised to consult their taxadviser with respect to specific tax implications • Income of schemes of Sundaram Mutual Fund is exempt from tax. • Income distributionsfrom Mutual Fund would be tax free in the hands of the investors. The scheme will pay distribution tax of 25%, in the case of distributionto individuals and HUFs and @ 30.00% on distribution made to others (cess & Surcharge will also apply and based on current provisionsof the tax law, the rates will be 28.325 % and 33.990 % respectively). • Units will be treated as a long-term capital asset if held as a capitalasset for more than 12 months. If the units are held for less than or equal to 12 months, they will be treated as short-term capital asset. •Long-term capital gains are taxable at 10% without indexation of the cost of acquisition or at 20% with indexation of the cost of acquisition.• Short-term capital gains are taxable at normal rates applicable to the investor as per the provisions of the Income Tax Act. • Capital lossresulting from sale of units would be available for setting off against other capital gains made. Losses on transfer of long-term capital assetswould however be allowed to be set-off only against gains from transfer of long-term capital assets. The balance long-term capital loss shallbe carried forward separately for a period of eight assessment years to be set off only against long-term capital gains. • Where a personbuys any units within a period of three months before the record date and sells such units within nine months after such date, then thecapital loss, if any, on such sale cannot be set off to the extent of dividend income. • No tax will be deducted at source from income paidto any investor as also from redemption amounts paid to resident investors. • Units of the scheme are an eligible mode of investment interms of the pattern of investment prescribed under the Income Tax Act for the following entities: • Charitable Trusts • Scientific ResearchAssociations • Institutions/Associations/Boards for regulating games / sports • Employee Welfare Trusts • If units of the scheme are givenas a gift no gift tax will be payable. • Units of this scheme are also exempt from wealth tax. This information is provided for general purposeonly. In view of the individual nature of tax implications, investors are advised to consult his/her tax adviser with respect to the specific



tax implications arising out of an investment in the scheme. • In addition to income tax, surcharge on income tax and cess on total tax(income tax plus surcharge) will apply for companies and cess on income tax will apply for others, based on present provisions of the taxlaw. The rate applicable for surcharge now is 5.0% for Indian Companies and 2.0% for foreign companies. This surcharge is payable if thetotal income exceeds Rs 1 crore. A cess of 3% is payable on the total tax by all taxpayers. • No tax will be deducted at source from incomepaid to any investor as also from redemption amounts paid to resident investors.

Daily Net Asset Value On all working days, NAV will be computed (except in special circumstances detailed in the Statement of Additional Information(NAV) Publlication /Scheme Information Document) and shall be published in at least two daily newspapers having circulation all over India and updated on

the websites of Sundaram Asset Management (www.sundarammutual.com) and the Association of Mutual Funds of India(www.amfiindia.com). Sundaram Asset Management shall normally update the NAV on the website of Association of Mutual Funds of Indiabefore 9.00 p.m. on every working day.

Disclosure of Portfolios In line with the SEBI circular No. CIR/IMD/DF/21/2012 dated September 13, 2012, the portfolio of the Scheme shall be disclosed in theprescribed format on a monthly basis at www.sundarammutual.com

For Investor Grievances Investor Relations Managerplease contact Rahul Mayor, Head- Customer Services, Sundaram Asset Management Company Limited, Sudarshan Building Annex, II Floor, New No.27,

Old No.14, Whites Road, Royapettah, Chennai- 600 014. Fax: (044) 28582200 Toll Free 1800 103 7237 (India) +91 44 49057300 (NRI)Email us at : [email protected] (NRI): [email protected] BNP Paribas Fund Services Limited, Registration No. INR000004066, Registrar and Transfer Agents, Unit: Sundaram MutualFund, Central Processing Center, RR Towers II, III Floor, Thiru Vi Ka Industrial Estate, Guindy, Chennai 600 032. Toll Free 1800 103 7237(India) +91 44 49057300 (NRI).

Information to unit holders: On acceptance of a valid application for subscription, units will be allotted and a confirmation specifying the number of units allotted byway of email and/or SMS within 5 Business Days from the date of closure of NFO will be sent to the Unit holder's registered e-mail addressand/or mobile number.Subject to SEBI Regulations, Statement of Accounts will be sent to those unitholders whose registered email address / mobile number is notavailable with the Mutual Fund, unless otherwise required. Money would be refunded in respect of applications rejected, within fivebusiness days from the closure of the NFO period. The Scheme shall be available for trading within five business days of allotment.Consolidated Account Statement: 1) A consolidated account statement (CAS)^ for each calendar month to the Unit holder(s) in whose folio(s) transaction**(s) has/have

taken place during the month shall be sent on or before 10th of the succeeding month by mail/e-mail. ^Consolidated Account Statement (CAS) shall contain details relating to all the transactions** carried out by the investor across allschemes of all mutual funds during the month and holding at the end of the month including transaction charges paid to thedistributor, if any. **The word ‘transaction’ shall include purchase, redemption, switch, dividend payout, dividend reinvestment, systematic investmentplan, systematic withdrawal plan, systematic transfer plan and bonus transactions.

2) In case of a specific request received from the Unit holders, the AMC/Mutual Fund will provide the account statement to the investorswithin 5 Business Days from the receipt of such request.

3) In case the mutual fund folio has more than one registered holder, the first named Unit holder shall receive the CAS/account statement. 4) For the purpose of sending CAS, common investors across mutual funds shall be identified by their Permanent Account Number

(PAN). 5) The CAS shall not be received by the Unit holders for the folio(s) not updated with PAN details. The Unit holders are therefore

requested to ensure that the folio(s) are updated with their PAN. 6) Further, the CAS detailing holding across all schemes of all mutual funds at the end of every six months (i.e. September/ March), shall

be sent by mail/e-mail on or before 10th day of succeeding month, to all such Unit holders in whose folios no transaction has takenplace during that period. The half yearly CAS will be sent by e-mail to the Unit holders whose e-mail address is available, unless aspecific request is made to receive in physical. Such Consolidated Account Statement shall reflect the latest closing balance and valueof the Units prior to the date of generation of the account statement.

7) The statement of holding of the beneficiary account holder for units held in DEMAT will be sent by the respective DPs periodically. Any circular/clarification issued by SEBI/AMFI in this regard will automatically become applicable and shall be incorporated in theSID/SAI/KIM wherever applicable. The Investment Manager shall publish the portfolio of the scheme as of March 31 and September 30 of every year before the expiry of onemonth from the close of each half year. The portfolio shall be published in the SEBI-prescribed format in one national English dailynewspaper and in a newspaper in the language of the region where the Head Office of the Mutual Fund is situated. The InvestmentManager shall disclose the portfolio (along with ISIN) as on the last day of the month for all the schemes in its websitewww.sundarammutual.com on or before the tenth day of the succeeding month in a user-friendly and downloadable format, preferably aspreadsheet.Sundaram Mutual fund shall make half yearly disclosures of unaudited financial results on its website www.sundarammutual.com in theprescribed format within one month from the close of each half year, i.e. on 31st March and on 30th September. The half-yearly unauditedfinancial results shall contain details as specified in Twelfth Schedule and such other details as are necessary for the purpose of providinga true and fair view of the operations of the mutual fund. In addition, Sundaram Mutual Fund shall publish an advertisement disclosing thehosting of such financial results in its website, in atleast one English daily newspaper having nationwide circulation and in a newspaperhaving wide circulation published in the language of the region where the Head Office of Sundaram mutual fund is situated.An abridged Scheme-wise annual report shall only be e-mailed to all unit holders whose email address is available within four monthsfrom the date of closure of the relevant accounting year; unit holders who have not provided an email address/who have requested for aphysical copy shall receive a copy by post. The link of Scheme-wise annual reports or abridged summary thereof will also be prominentlydisplayed at www.sundarammutual.com

General Risk Factors Mutual Fund Investments are subject to market risks. Please read the Scheme Information Document carefully before investing. Copy ofthe Scheme Information Document, key information memorandum and application form may be obtained from the offices / investor servicecenters of Sundaram Asset Management, its distributors and online at www.sundarammutual.com. All mutual funds and securitiesinvestments are subject to market risks, and there can be no assurance or guarantee that fund's objectives will be achieved. NAV maygo up or down, depending on the factors and forces affecting the securities market. Main types are market risk, liquidity risk, credit riskand systemic risks. Changes in government policy and tax implications applicable to mutual funds may impact returns to investors. Attimes, liquidity of investments may be impaired. There is uncertainty of dividend distribution and risk of capital loss. Past performance ofthe Sponsor/Asset Management Company/Fund does not indicate the future performance. Investors in the Scheme are not being offeredany guaranteed or indicated returns. Sundaram Fixed Term Plan-GE (part of the series GE, GF, GG, GH, GI, GJ, GK, GL, GM, GN, GO,GP, GQ, GR & GS) is only the name of the scheme and it does not in any manner indicate either quality of the scheme, its futureprospects or returns.

Statutory Sundaram Mutual Fund has been set up as a trust under the Indian Trusts Act, 1882 Sponsor: Sundaram Finance Limited InvestmentManager: Sundaram Asset Management Company Limited. Trustee: Sundaram Trustee Company Limited. The sponsors are not responsibleor liable for any loss beyond the contribution of ` 1 lakh to set up the Mutual Fund.



Your guide to fill the application formSundaram Fixed Term Plan-GE

Neither the SID/KIM/SAI nor the units of the schemes of Sundaram MutualFund have been registered in any jurisdiction, outside India. The distributionof the SID/KIM/SAI in certain jurisdictions may be restricted or totallyprohibited or subject to registration requirements and accordingly, personswho come into possession of the SID/KIM/SAI in such jurisdictions arerequired to inform themselves about, and to observe, any such restrictionsand / or legal compliance requirements. No person receiving a copy of theSID/KIM/SAI or any application form in such jurisdiction may treat theSID/KIM/SAI or such application form as constituting an invitation to them tosubscribe for Units, nor should they in any event use any such applicationform, unless in the relevant jurisdiction such an invitation could lawfully bemade to them and such application form could lawfully be used withoutcompliance of any registration or other legal requirements. The units offeredunder the schemes of Sundaram Mutual Fund have not been and will not be

registered under the United States Securities Act of 1933 for offer or sale aspart of their distribution and neither Sundaram Mutual Fund nor SundaramAsset Management Company Limited, the Investment Manager has been andwill be registered under the United States Investment Company Act of 1940.It should be noted that Investors will not have the benefit of the substantiveprovisions of the laws of the United States of America, including the UnitedStates Investment Advisers Act of 1940, as amended. Therefore, subject to theultimate discretion of the Investment manager, the products may not beoffered or sold to or for the benefit of a US Person, as such term is definedherein. The Investment Manager may mandatorily redeem any Units that areheld by or for the benefit of any US Person. You are also requested to referto the section “Special Considerations” available in the Scheme InformationDocument of the respective schemes in this regard.

ChecklistPlease complete Know Your Customer requirement.Please make the Cheque/Demand Draft in favour of ‘SMF FTP-GE’ in which you wouldwish to invest and write the PAN number or Folio number (for investors who have anaccount with Sundaram Mutual) on the reverse of the Cheque/Demand Draft.

If you are a new investor in Sundaram Mutual Funds, please ensure you take care tomention:• Permanent Account Number (PAN is mandatory for all investors). • Mode of operation in case of joint applicants • Bank account details of the first applicant • Bank details for direct credit/ ECS/NEFT/RTGSIf investment is made under Power of Attorney, specimen signature of authorized signatory.If the investor is a minor, the following points should be noted for opening folio / account.For detailed instructions, please refer the Statement of Additional Information:(i) The minor shall be the first and the sole holder in an account. No joint holders are

allowed in such accounts.(ii) Guardian in the account/folio on behalf of the minor should be either a natural guardian

(i.e. father or mother) or a court appointed legal guardian. Documents supporting thedate of birth of the minor and also the relationship of the minor and guardian should beenclosed with the application form.

Small investors, who may not be tax payers and may not have PAN/bank accounts, such asfarmers, small traders/businessmen/workers can invest in the scheme through the mode ofcash payment for fresh purchases/additional purchases upto Rs.20,000/- per investor, permutual fund, per financial year subject to:(i) Compliance with Prevention of Money Laundering Act, 2002 and Rules framed there

under; (ii) SEBI Circular(s) on Anti Money Laundering (AML) and other applicable AML rules,

regulations and guidelines; and(ii) Sufficient systems and procedures put in place by the AMC / Mutual FundHowever, payment to such investors towards redemptions, dividend, etc. with respect toaforementioned investments shall be paid only through banking channel. Sundaram Mutual Fund / Investment Manager shall set up appropriate systems andprocedures for the said purpose.

Please attach:• Attested copy of Permanent Account Number Card• KYC Acknowledgement.• Signed ‘Account Payee’ cheque/draft drawn in the ‘SMF FTP-GE’ in which you wish to

invest and indicate PAN number on reverse.• A cancelled cheque or a photocopy of your cheque leaf (a must if you wish to avail the

facility of direct credit/ ECS and preferable in all cases to ensure your bank accountdetails are captured accurately)

• If investment is made under Power of Attorney, notarised copy of the Power of Attorney • In case of a Trust/Fund, a resolution of the Trustee(s) authorising the investment must be

submitted. • If you are an institution, please attach a copy of documents indicated in the table:

Special Categories (please attach a copy)

Document Corporate Society Partnership TrustMemorandum & Articles ✓

Resolution/Authorisation to Invest ✓ ✓ ✓ ✓

List of Authorised Signatories& Specimen Signatures ✓ ✓ ✓ ✓

Bye-Laws ✓

Trust Deed ✓

Partnership Deed ✓

Not In Good Order (NIGO)All applications received by the Investment Manager / Registrar & Transfer Agent(RTA) shall beon a “Subject to Verification” basis. Applications that are found to be inaccurate or incompleteupon preliminary scrutiny will be returned at the counter itself to the investor or agent forrectification. Applications that are accepted at the counter and subsequently found asincomplete or inaccurate on material aspects by the Investment Manager /RTA are classified asNot In Good Order (NIGO). Such NIGO applications are liable to be rejected and reasons forincompleteness/inaccuracy shall be communicated to the investor for remedial measures. Theapplications submitted after remedy will be processed at the NAV of the date and time of receiptof the same at our office/office of the RTA.

1. Existing Investor Information: If you are an investor in any fund of Sundaram Mutual Fundserviced by Sundaram BNP Paribas Fund Services Limited, please provide the Folio Number. Youare not required to fill details required in Section 2. You must proceed directly to Section 3 as detailsrequired in Section 2 are available in your existing folio. If you wish to change any of the existingdetails, use a transaction slip available with your account statement.2. New Investor Information: Name and address must be written in full. If the investment is onbehalf of a minor (a person who is yet to complete 18 years), the Name of the Guardian and his/herPAN must be mentioned. In case of more than one applicant, applicants are requested to state the Mode of holding as ‘Joint’or ‘Anyone or Survivor’. In case of omission to choose the mode of holding, the default option shallbe ‘Anyone or Survivor’All communication and payments shall be made to/in the name of and favouring the first/soleapplicant.Applications by a Power of Attorney, a limited company a corporate body, an eligible institution,a registered society, a partnership firm or a trust must be accompanied by documents as mentionedin the checklist. The documents must be attested by the designated or authorised official of theinstitution/power of attorney or by a notary or gazetted officer of the government/bank manager.Authorised officials should sign the Application Form under their official designation. A list ofspecimen signatures of the authorised officials, duly certified or attested, must be attached to theApplication Form.Employee Unique Identification Number (EUIN) has to be filled by the distributor, irrespective ofwhether the transaction is advisory or execution only as EUIN would assist the investor in tacklingthe problem of mis-selling even if the employee/ relationship manager/sales person leave theemployment of the distributor.Transaction charges:Terms and Conditions relating to Transaction Charges (applicable for both existing and newinvestors in the schemes of Sundaram Mutual) pursuant to SEBI circular No. Cir/ IMD/ DF/13/ 2011dated August 22, 2011:1 The Distributor would be allowed to charge the Mutual Fund Investor a Transaction Charge

where the amount of investment is Rs. 10,000/-and above on a per subscription basis2 For an investor other than First Time Mutual Fund Investor, the Transaction Charge allowed will

be Rs. 100/- per subscription of Rs. 10,000/- and above For a First Time Mutual Fund Investor, the Transaction Charge allowed will be Rs. 150/- persubscription of Rs. 10,000/- and above

3 The Transaction Charge, where applicable based on the above criteria, will be deducted by theInvestment Manager from the subscription amount remitted by the Investor and paid to thedistributor; and the balance (net) amount will be invested in the scheme. Thus units will beallotted against the net investment.

4 No Transaction charges shall be levied:a) Where the distributor/agent of the investor has not opted to received any Transaction

Charges;b) Where the investor purchases the Units directly from the Mutual Fund;c) Where total commitment in case of SIP / Purchases / Subscriptions is for an amount less

than Rs. 10,000/-;d) On transactions other than purchases / subscriptions relating to new inflows.

Switches / Systematic Transfers / Allotment of Bonus Units / Dividend reinvestment Units /Transfer / Transmission of units, etc will not be considered as subscription for the purposeof levying the transaction charge.

e) Purchases / subscriptions carried out through stock exchange(s).The distributors can opt-in / opt-out of levying transaction charges based on ‘type of theProduct/Scheme’ instead of ‘for all Schemes’. Accordingly, the transaction charges would bededucted from the subscription amounts, as applicable. However, the distributor shall not be ableto opt-in or opt-out at the investor-level i.e. a distributor shall not charge one investor and choosenot to charge another investor. The transaction charges are in addition to the existing system ofcommission permissible to the Distributors. On subscription through Distributors, the upfrontcommission if any will be paid directly by the Investors to the Distributor by a separate chequebased on their assessment of various factors including the service rendered by the Distributor.Any circular/clarification issued by SEBI/AMFI in this regard will automatically become applicableand will be incorporated in the SID/SAI/KIM wherever applicable.Permanent Account Number (PAN) SEBI has mandated that PAN shall be the sole identification number for all participants in thesecurities market, irrespective of the amount of the transaction. Accordingly, the applicant (or incase of applications in joint names, each applicant), is required to mention their PAN and attach ansigned/attested copy of PAN card with the application.Investors can also submit a copy of PAN attested by the Bank Manager/Gazetted Officer of State orCentral Government /Notary Public/Judicial Authority. Applications without a copy of the PAN willbe rejected.Permanent Account Number (PAN) is not required for Micro SIP of an individual investor if the total

This form is applicable for persons both resident inIndia and for NRIs.


amount of installments is less than Rs 50,000 per investor in any rolling 12-month period or in afinancial year. This exemption is also applicable to other purchase transactions if the amount, includingSIPs, is less than Rs 50,000 (aggregate under all the schemes of Sundaram Mutual) in any rolling 12-month period or in a financial year per investor. Investors falling under this category must produce acopy of any of the specified photo identification documents listed in Guide to Investing throughSystematic Investment Plan (SIP) forming part of the Common KIM for Fixed Income schemes. Howeverinvestors having PAN are not eligible for simplified KYC procedures.Instructions for verification:• Investment Manager branch officials/Registrar and Transfer Agents and Investor Centres will verify

the PAN card copy with originals. The person verifying the document need to affix his/hersignature, name and company seal with remarks as verified with original / verified / attested.

• Alternatively copy of the PAN shall be attested by the Bank Manager/Gazetted Officer ofState/Central Government / Notary Public/Judicial Authorities.

• Alternatively, the distributors can verify the PAN card copy with originals. The person verifyingthe document need to affix his/her signature, name and company seal with remarks as verifiedwith original / verified / attested.

• All other document/copies to be self certified by the investor and certified by AMFI certifieddistributor (with ARN affixed).

• Applications without required documents will be liable to be rejected. With effect from January01, 2008 PAN Copy will be mandatory for all applicable transactions.

Know Your Customer (KYC) Requirement:The Securities and Exchange Board of India has issued detailed guidelines on 18/01/2006 and measuresfor prevention Money Laundering and had notified SEBI (KYC Registration Agency) Regulations, 2011on December 02, 2011 with a view to bring uniformity in KYC Requirements for the securities marketand to develop a mechanism for centralization of the KYC records. SEBI has also issued circulars fromtime to time on KYC compliance and maintenance of documentation pertaining to unit holders ofmutual funds. Accordingly the following procedures shall apply:• KYC acknowledgement is mandatory for all investors.• An application without acknowledgement of KYC compliance will be rejected• New Investors are required to submit a copy of Income Tax PAN card, address proof and other

requisite documents along with the KYC application form to any of the intermediaries registeredwith SEBI, including Mutual Funds to complete KYC effective. The KYC application form isavailable at www.sundarammutual.com

• The Mutual Fund shall perform initial KYC of its new investors and send the application formalong with the supporting documents to the KYC Registration Agency (KRA).

• During the KYC process, the Mutual Fund will also conduct In Person Verification (IPV) in respectof its new investors. Sundaram Asset Management Company Limited and the NISM / AMFIcertified distributors who are KYD compliant are authorized to carry out the IPV for investors inmutual funds. In case of applications received directly from the investors (i.e. not through thedistributors), mutual funds may rely upon the IPV performed by the scheduled commercial banks.

• The KRA shall send a letter to the investor within 10 working days of the receipt of the KYCdocuments from Mutual Fund, confirming the details thereof.

• Investors who have obtained the acknowledgement after completing the KYC process can investin Scheme of the Mutual funds by quoting the PAN in the application form.

• Investors are required to complete KYC process only once to enable them to invest in Scheme ofall mutual funds.

Pursuant to SEBI circular no. MIRSD/Cir-5/2012 dated April 13, 2012, mutual fund investors who wereKYC compliant on or before December 31, 2011 are required to submit ‘missing/not available’ KYCinformation and complete the ‘In Person Verification’ (IPV) requirements if they wish to invest in a newmutual fund, where they have not invested / opened a folio earlier, effective from December 03, 2012:Individual investors have to complete the following missing/not available KYC information:a) Father’s/Spouse Name,b) Marital Status,c) Nationality,d) Gross Annual Income or Net worth as on recent datee) In-Person Verification (IPV).To update the missing information, investors have to use the “KYC Details Change Form” for IndividualsOnly available at www.sundarammutual.com or www.amfiindia.com. Section B of the form highlights‘Mandatory fields for KYCs done before 1 January 2012’ which has to be completed.In case of Non Individuals, KYC needs to be done afresh due to significant and major changes in KYCrequirements by using “KYC Application form” available for Non-Individuals only in the websites statedabove. Duly filled forms with IPV can be submitted along with a purchase application, to the newmutual fund where the investor is investing / opening a folio.Alternatively, investors may also approach their existing mutual funds at any investor service centre toupdate their ‘missing/not available’ KYC information.Sundaram Mutual Go Green Services: Save the Future• Go Green Web service Web/IPIN Services: Use Sundaram Mutual Go Green Services and get an

I-PIN ( Personal Identification Number) to transact online (Please use the PIN Agreement formattached in this document). You can keep track of your investment online atwww.sundarammutual.com. You can also make routine transactions such as redemption, switchand change of bank mandate/address. To use this facility, you need to have a Unique IdentificationNumber through Personal Identification Number (PIN) provided by Sundaram BNP Paribas FundServices Limited, the Registrar. Choose `Yes’ to avail this facility and also make a furthercontribution towards the environment by helping conserve paper and trees. Applicants whorequest a Personal Identification Number (PIN) by ticking the ‘yes’ box will be deemed to haveread understood and agreed to the terms and conditions for the PIN that are available atwww.sundarammutual.com. If you are an existing investor and wish to transact online without anIPIN please register online by visiting www.sundarammutual.com.

• Go Green e-Update Services: Please provide details of preferably your personal Email Address.This is a must to facilitate delivery of your Account Statement in an efficient and timely manner.Also, by receiving the Account Statement in a paperless mode by e-mail, you contribute to theenvironment. The advantage of electronic facility is available even if you opt to receive theAccount Statement by Courier/Post. The investor is deemed to be aware of security risks includinginterception of documents and availability of content to third parties. Sundaram Asset Managementprovides interesting information on the economy, markets and funds. If you wish to receivedocuments such as The Wise Investor, India Market Outlook, Global Outlook, Fact Sheet and OnePage Product Updates, to name a few, please choose the ‘yes’ option.

• Go Green Mobile Services: Sundaram Asset Management provides instant SMS alerts for your

transactions. To avail this facility please choose the ‘yes’ option.3. Bank Account Details: Providing bank account details is mandatory according to SEBI regulations.Please complete all the details such as account number, name of the bank, branch, address and city. Ifyou opt for ECS fill the nine digit MICR number that is available in your cheque leaf. If you have optedto receive redemption proceeds by RTGS/NEFT, fill in the additional five fields marked in italics.RTGS/NEFT are unique numbers for every account with a bank branch. You can obtain them bycontacting your banker. Please attach a cancelled cheque or a photocopy of the cheque to ensure thatyour account details are captured accurately in your record with the registrar. This is a must if youopt for ECS.Payment Details: The cheque/demand draft must be drawn in favour of ‘SMF FTP-GE’ and crossed A/cPayee only. Investors must write the Permanent Account Number/Folio Number on the reverse of thecheque / demand draft accompanying the application form. Sundaram Asset Management is pleased tobear DD charges as per rates of State Bank of India.Purchases made through third party cheque(s) will not be accepted. In case of payment from a JointBank Account, the First holder in the Application must be one of the Joint Account Holders of the JointBank Account .However the following are excluded from this restriction:1. Gifts to a minor from Parents/Grand Parents upto Rs50,000 (for each purchase)2. Employer’s Remittance of Payroll deduction on behalf of Employees3. Custodian‘s payment on behalf of an FII /ClientFor further details please refer to Statement of Additional Information.4. How do you wish to receive:• Account Statement: Please provide details of preferably your personal Email Address. This is a

must to facilitate delivery of your Account Statement in an efficient and timely manner. Also, byreceiving the Account Statement in a paperless mode by e-mail, you contribute to the environment.The advantage of electronic facility is available even if you opt to receive the Account Statement byCourier/Post. The investor is deemed to be aware of security risks including interception ofdocuments and availability of content to third parties. If you reside in a place that is normally notreached by a reputed courier, please choose the `Post’ option.

• Direct Credit: The redemption proceeds on maturity will be credited to your designated bankaccount. It is available now with select banks and Sundaram Asset Management plans to enhancethe coverage. At present, Direct Credit Facility is available for investors who have an account withAxis Bank, BNP Paribas Bank, Citibank, Deutsche Bank, HDFC Bank, HSBC Bank, ICICI Bank, IDBIBank, IndusInd Bank, ING Vysya, Kotak Mahindra Bank, Royal Bank of Scotland, State Bank ofIndia, Standard Chartered Bank, YES Bank. An investor who opts for Direct Credit facility isrequested to enclose a cancelled cheque or a photocopy of the cheque to ensure that the correctbank account number and MICR code are entered in his/her record.RTGS & NEFT: RTGS is Real Time Gross Settlement and applicable for payments/fund transfer inexcess of Rs 1 lakh. NEFT is National Electronic Funds Transfer and is applicable for payments/fundtransfer of less than Rs 1 lakh. RTGS & NEFT are modes of transferring money through electronicsystem and are easy and more secure ways to receive your redemption proceeds. Warrants/Draft: Warrant/draft will be payable only at cities where Sundaram Mutual CustomerService Centres are located. If an investor is not interested in the electronic fund transfer-basedfacilities and prefers receiving a cheque or demand draft, he/she must indicate the preference in theapplication form. Sundaram Asset Management will strive to effect the payout by sending a cheque/ demand draft. In case of unforeseen circumstances, the Sundaram Asset Management reserves theright to issue a demand draft / payable at par cheque.Investors expressly agree and authorise the mutual fund to use intermediaries such as post office,local and international couriers and banks, to name a few, to send communication or send cheque/ demand draft / warrant. Intermediaries are agents of the investor and not the mutual fund. TheTrustees / Investment Manager / Mutual Fund will not be responsible for any loss arising out offraudulent encashment of cheque/draft or delay / loss in transit of any cheque / draft /communication.

5. Plans & Options: Please indicate clearly the Plan & option in which you wish to invest. If the investor does not clearlyspecify the choice of option at the time of investing, the default option will be Growth.Investors wishing to subscribe under Direct Plan of a Scheme will have to indicate “Direct Plan” againstthe Scheme name in the application form.In the following cases, the applications shall be processed under the Direct Plan:1. Distributor code is mentioned in the application form, but “Direct Plan” is indicated against the

Scheme name2. Where application is received for Regular Plan without Distributor code or the word “Direct” is

mentioned in the ARN column.3. Neither the plan nor the distributor code is mentioned in the application formIn the following cases, the applications shall be processed under the Regular Plan:1. The application form contains the distributor code but does not indicate the plan.2. Where application is received for Regular Plan with Distributor code.6. Nomination: Please indicate a nominee who should be entitled to the benefits of your investment inthe event of an untoward development. The section on Nomination is not applicable in the case ofNon- individuals. The following points on nomination procedures may please be noted. For detailedprocedure, please refer the Statement of Additional Information (SAI): (i) Where a folio has joint holders, all joint holders should sign the request for nomination/

cancellation of nomination, even if the mode of holding is not "joint". Nomination form cannotbe signed by Power of attorney (PoA) holders.

(ii) Nomination shall be compulsory for new folios/accounts especially where the mode of holdingis single. Investors who do not wish to nominate must sign confirming their non-intention tonominate. Every new nomination for a folio/account will overwrite the existing nomination.

(iii) Nomination shall not be allowed in an account/folio held on behalf of a minor. Where thenominee is a minor, various documents like KYC, PAN, Bank details, Indemnity, etc. should beof the guardian of the nominee.

7. Declaration & Signature: Signature can be in English or in any Indian language. Thumb impressionsmust be attested by a Magistrate / Notary Public under his/her official seal. In case of HUF, the signatureof the Karta and Karta of HUF seal/stamp are a must. If the application is in joint name, all applicantsmust sign the form. Please ensure that the signature is consistent not just in this form but in alltransaction request documents you may submit subsequent to your investment. Variation in signaturecan lead to delays or rejection of a transaction request such as redemption, switch, change in addressand change in bank mandate, to name a few.For general Investor Related Services, please refer Statement of Additional Information (SAI).

Your guide to fill the application formSundaram Fixed Term Plan-GE


A closed-end income SchemeNew Fund Offer Period Opens on: 22/04/2014 Closes on: 23/04/2014

✁

ISC’s Signature & StampCommunication in connection with the application should be addressed to the Registrar Sundaram BNP Paribas Fund Services Limited, Registrar and Transfer Agents, Unit: SundaramMutual Fund, Central Processing Center, RR Towers, II III Floor, Thiru Vi Ka Industrial Estate, Guindy, Chennai 600 032. Toll Free 1800 103 7237 (India) +91 44 49057300 (NRI)

Please Note: All Purchases are subject to realisation of cheques / demand drafts.

Received From Mr./Mrs./Ms........................................................................................................................................................

Address .......................................................................................................................................................................................

....................................................................................................................................................................................................

Sundaram Fixed Term Plan-GE - Tenure 366 days

Sundaram Asset Management, II Floor, 46 Whites Road, Chennai - 600 014. Toll Free 1800 103 7237 (India) +91 44 49057300 (NRI)

Your cheque must be in favour of SMF FTP-GE

Serial No: GE

Sundaram Fixed Term Plan-GETenure-366 days

Please refer to product labelling on the cover page and Your Guide To Fill The Application Form (pages 9-10) before proceeding.

TOWN CITY/DISTRICT STATE PIN CODE

2. New Investor Information (refer instruction 2)

Sundaram Mutual Go Green Services: Save the Future

D D M M Y Y Y Y

MobileTelephone

E-Mail

STD Code

Name of Third Applicant

Permanent Account Number (PAN) Relationship

Name of Guardian (in case of First / Sole Applicant is a Minor) / Contact Person – Designation (in case of non-individual Investors)

Permanent Account Number (PAN) KYC completed ■ Yes ■ No

Name of Second Applicant

Permanent Account Number (PAN) KYC completed ■ Yes ■ No

KYC completed ■ Yes ■ No

Name of First/Sole Applicant

Address of First / Sole Applicant

Contact Details of First / Sole Applicant

Mode of Holding [Please (✓)]

■ Single ■ Joint■ Anyone or Survivor

Status of First / Sole Applicant [Please (✓)]

■ Individual ■ Minor through guardian ■ HUF ■ Partnership ■ Society/Club■ Company ■ Body Corporate ■ Trust ■ Mutual Fund ■ Fund of Funds in India■ NRI-Repatriable ■ NRI-Non-Repatriable ■ FII/Sub account of FII ■ Others ______________________ (please specify)

Permanent Account Number (PAN) Relationship

Name of Power of Attorney (PoA) (PoAs must be KYC compliant. Please also attach proof of the PoA-refer instruction 2 for PAN and KYC).

KYC completed ■ Yes ■ No

Permanent Account Number (PAN) Date of BirthKYC completed ■ Yes ■ No

1. Existing Investor Information (Please fill in your Folio No. and then proceed to Section 3)Please note that applicant details and mode of holding will be as per existing Folio Number.

Folio No

1. Go Green e-Update Service: Receive Account Statements, Annual Reports and otherinformation instantly by email: ■ Yes I/We would like to receive the above by email ■ No I/We would not like to receive the above by email

2. Go Green Web Service (for existing investors only): Access your account andtransact online. Register online by visiting our website www.sundarammutual.com

3. Go Green IPIN Service (for new investors only): To access your account using I-Pinplease choose the ‘yes’ option ■ Yes I/We would like to receive an I-Pin (referinstruction 2-Please use the PIN Agreement form attached in this document).

4. Go Green Mobile Service: Get instant SMS alerts for your transactions. I/We wish toregister for SMS updates on my/our mobile phone. ■ Yes ■ No.

Note: Where the investor has not opted for any option or has opted for both options the application will be processed as per the default option, i.e.,receive the account statement, annual report and other correspondence by email and receive SMS updates on mobile.

Overseas Address (in case of NRIs/FIIs) (Mandatory)

D D M M Y Y Y YDate of Birth

D D M M Y Y Y YDate of Birth

Serial No: GE

For Office

Use O

nly

Channel Partner / Agent Information

Transaction charges For Rs. 10,000 and above:

■ Existing Investor-Rs.100 ■ New Investor-Rs.150

Upfront commission shall be paid directly by the investor to theAMFI-registered distributors based on the investors’ assessmentof various factors including services rendered by the distributor.

■ I/We hereby confirm that the EUIN box has beenintentionally left blank by me/us as this transactionis executed without any interaction or advice bythe employee/relationship manager/sales person ofthe above distributor/sub broker or notwithstandingthe advice of inappropriateness,if any, provided bythe employee/relationship manager/sales person ofthe distributor/sub broker.

EUIN Agent’s Name and ARN Sub Broker ARN code Sub Agent Code

First Applicant

Second Applicant

Third Applicant

Signa

ture

0032



SMF FTP-GE - 22/04/2014 to 23/04/2014-366 days

Sundaram Fixed Term Plan-GE ■ Regular ■ Growth■ Direct ■ Dividend Payout: ■ Quarterly ■ Half Yearly

Cheque / DD No. Date

Amount in words (`) Drawn on Bank

Amount in figures (`) Branch Name

D D M M Y Y Y Y

DDCharges

NetAmount

✁

Payment Details

Incase of third party payment (refer instruction 5): Please download (www.sundarammutual.com) and attach the third party declaration form*If you do not indicate an option, for default option refer instruction 5.

Sundaram Fixed Term Plan-GE■ Regular ■ Direct

■ Growth■ Dividend

-Payout■ Quarterly■ Half Yearly

Scheme Name Plan Option* Amount Invested(less DD charges)

Net Amount

Paid Cheque/DD Number Bank/Branch

4. Mode of payment of redemption/dividend proceeds via Direct credit/NEFT (refer instruction 4). Please tick (✓)

*If the payment is by DD or source of fund is not clear on the Cheque leaf, please provide a copy of FIRC.

Account Type [Please (✓)]

3. Bank Account Details of First/Sole Applicant (as per SEBI Regulations it is mandatory) (refer instruction 3)

Branch Address Bank City (redemption will be payable at this location)

Name of the Bank Branch

Account No

Cheque MICR No ■ Savings ■ Current ■ NRE* ■ NRO* ■ FCNR* ■ Others.............................

RTGS / NEFT / IFSC Code

5. I/We wish to invest in (refer instruction 5- please issue a separate cheque/Demand Draft in favour ‘SMF FTP-GE’

DEMAT Account Details (refer instruction 5)■ National Securities Depository Ltd. Depository Participant Name_______________________________________________________________________________________

■ Central Depository Services (India) Ltd. DP ID Number Beneficiary Account Number

Investor willing to invest in Demat option, may provide a copy of the DP Statement enabling us to match the Demat details as stated in the application form.

Direct Credit is now available with: Axis Bank, BNP Paribas Bank, Citibank, Deutsche Bank, HDFCBank, HSBC Bank, ICICI Bank, IDBI Bank, IndusInd Bank, ING Vysya, Kotak Mahindra Bank, Royal Bankof Scotland, SBI, Standard Chartered Bank, YES Bank. If your bank falls in this list your Redemption/Dividend proceeds will be directly credited to your account irrespective of the option ticked.

■ I/We wish to receive redemption/dividend proceeds directly intomy/our bank account via Direct Credit/NEFT facility

■ I /We wish to receive the redemption/dividend proceeds ( if any)by way of a cheque/demand draft/ Warrant

1st NomineeName:.........................................................................Address:............................................................................................................................................................................................................................................Proportion (%)* in which units will be shared by firstnominee...................%If nominee is a minor:Date of birth:.....................Relationship:......................Name of Guardian:....................................................Address of Guardian:......................................................................................................................................

2nd NomineeName:.........................................................................Address:............................................................................................................................................................................................................................................Proportion (%)* in which units will be shared by firstnominee...................%If nominee is a minor:Date of birth:.....................Relationship:......................Name of Guardian:....................................................Address of Guardian:......................................................................................................................................

3rd NomineeName:.........................................................................Address:............................................................................................................................................................................................................................................Proportion (%)* in which units will be shared by firstnominee...................%If nominee is a minor:Date of birth:.....................Relationship:......................Name of Guardian:....................................................Address of Guardian:......................................................................................................................................

6. Nominee (available only for individuals) (refer instruction 6) ■ I wish to nominate the following person(s)

* Proportion (%) in which units will be shared by each nominee should aggregate to 100%

■ I do not wish to choose a nominee. Signature of investor(s) ............................................ .............................................. ............................................

Declaration: I/We • having read and understood the contents of the Statement of Additional Information/Scheme Information Document/addenda issued to the SIDand KIM till date • hereby apply for units under the scheme(s) as indicated in the application form • agree to abide by the terms, conditions, rules and regulationsof the scheme(s) • agree to the terms and conditions for Auto Debit • have not received nor been induced by any rebate or gifts, directly or indirectly in making thisinvestment • do not have any existing Micro SIPs/investments which together with the current application will result in the total investments exceeding Rs. 50,000in a financial year or a rolling period of twelve months (applicable for PAN exempt category of investors). The ARN holder has disclosed to me/us all the commissions(in the form of trail commission or any other mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Schemeis being recommended to me/us.Applicable to NRIs only: Please (✓) ■ I/We confirm that I am/We are Non-Resident of Indian Nationality/Origin and I/We hereby confirm that the funds forsubscription have been remitted from abroad through normal banking channels or from funds in my/our Non-Resident External/Ordinary Account/FCNR Account ona ■ Repatriation Basis ■ Non-Repatriation Basis. I/We confirm that I am/we are not United States persons within the meaning of Regulation (S) under the UnitedStates Securities Act of 1933, as amended from time to time or a resident of Canada.I/We hereby declare that all the particulars given herein are true, correct and complete to the best of my/our knowledge and belief. I/ We further agree not to holdSundaram Asset Management, its sponsor, their employees, authorised agents, service providers, representatives of the distributors liable for anyconsequences/losses/costs/damages in case of any of the above particulars being false, incorrect or incomplete or in case of my/our not intimating/delay in intimatingany changes to the above particulars. I/We hereby authorise Sundaram Asset Management to disclose, share, remit in any form, mode or manner, all/any of theinformation provided by me/ us, including all changes, updates to such information as and when provided by me/us, to any Indian or foreign governmental orstatutory or judicial authorities/agencies, the tax/revenue authorities and other investigation agencies without any obligation of advising me/us of the same. I/Wehereby agree to provide any additional information/documentation that may be required in connection with this application.

7. Signature (refer instruction 7)

First / Sole Applicant / Guardian

Second Applicant

Third Applicant


A Personal Identification Number – PIN – is a must for effective and speedy transacting online in a mutual fund’s products. Do you have one? If you wish to receive a PIN, you canread the PIN agreement attached to this communication and sign at the designated place. On receipt of the same, a PIN will be sent to you at the postal address noted in our records.The PIN will help an investor use the Invest Online facility at www.sundarammutual.com to buy, sell and switch units, to name a few services. The PIN is a vital requirement to doonline investment transactions in a safe, secure and convenient way. We also offer the facility of sending account statements by email. In case you wish to do so, please furnish your Email ID and sign at the appropriate place in the attached document.We do encourage you to use a PIN to execute your transactions online and sign up for sending the account statements by email as by increasing the share of paperless transactions inthe economy you will be making a vital contribution to a cleaner and healthier environment.

Existing investors: As a one-time exercise, please fill this form and call Toll Free Number 1800 103 7237 to enable our service team pick up the formPlease read the terms & conditions of PIN on this page before signing the application form. PIN will be sent to all new investors along with account statement

This Agreement between Sundaram Mutual Fund having its office at 46 Whites Road, IIFloor, Chennai - 600014 (hereinafter referred to as “the Fund”) and the investor (whosedetails are available in this agreement form hereinafter referred to as “the unit holder”)(hereinafter referred to as the Agreement). The date of this agreement is indicated in the panelon Investor Information in this form. WITNESSTH:WHEREAS: The Fund and the unit holder have entered into a Unit Purchase Agreement,whereby the unit holder has agreed to purchase units in the Fund;AND WHEREAS: The Fund, through Sundaram BNP Paribas Fund Services Limited, acting asits Registrar and Transfer Agent (hereinafter referred to as “Registrar”) offers the facility of aPersonal Identification Number (hereinafter referred to as “PIN”) for convenience of unitholdersAND WHEREAS: The unit holder has indicated to the Fund that he/she/it wishes to avail of thePIN facility offered by the Fund, subject to the terms and conditions stated in the applicationform and has for this purpose, indicated to Fund the name of his/her/its Bank and BranchAccount Number;AND WHEREAS: The Fund is willing to extend the PIN facility to the unit holder on the terms andconditions as set out herein;Now THEREFORE, in consideration of the mutual understanding as set forth in this Agreement,the parties hereto have agreed to the following terms and conditions:The PIN granted to the unit holder pursuant to this Agreement shall be communicated to theunit holder by a reliable courier and entirely at the risk of the unit holder.The following shall be the mode of operation of the PIN facility: a If the unit holder is a company, an institution/ trust or body corporate , the authorised

signatories may designate any individual as designated person and his personal detailsshould be submitted to the Registrar

b If the mode of payment is the first holder only, PIN facility will be made available to thefirst holder

c If the mode of operation is joint, all the unit holders may designate only one of them tooperate this facility. In such case, the personal details of the such a person shall besubmitted to the registrar

d If the unit holder is a minor, then the Natural Guardian or the Guardian appointed by theCourt alone shall be eligible to operate the PIN facility. In such a case the personal detailsof the Guardian shall be submitted to the Registrar.

The unit holder may access the following services through the Internet, using the PIN facility: (a)purchase including switch in (b) redemption including switchout (c) Access to NAV Information(d) Access to balance Information (e) Ability to print Account Statements in a client-independentstandard format (f) Links to the other Internet / web-sites of the Fund (g) Ability to email servicerequests to the Transfer Agent.The Fund will take best efforts to keep the Fund’s web-site updated on a daily basis so as toprovide most current information to unit holders. However, the unit holder agrees that becauseof communications issues, it is possible that the site may not be current on occasions. The unitholder also agrees that the look and feel of the Web screen and outputs therefrom may differbased on the nature of the software used by the unit holder to browse the site. The Fund agreesto take best efforts to protect security of the data placed on the Internet and has for this purpose,required the web service provider engaged by the Registrar to sign a confidentiality agreementwith the Registrar specifying confidentiality of the data and to restrict external access to thedatabase on the Internet. The Registrar shall ask the unit holder for his / her / its name and FolioNumber , address or such particulars to ensure the authenticity before accepting instructionson behalf of Fund.

The Registrar may, in the interest of the unit holder, request a fax confirmation on theinstructions received and shall not act until the said fax confirmation and additionalconfirmation is received from the unit holder. The unit holder shall be responsible forsafekeeping of the PIN and shall not disclose his / her / its PIN to any person and shall take allpossible care to prevent discovery of the PIN by any person. The unit holder shall not use his/ her / its PIN after the disclosure of the same to any third party.

In the event of accidental disclosure of the PIN to any third party or if the unit holder forgetshis password, the Fund may at the request of the unit holder and at its absolute discretion issueto the unit holder a new PIN on these terms and conditions or under such terms and conditions,as the Fund may deem fit. The unit holder shall be fully liable to the Fund for every transactionentered into using the PIN facility, whether with or without the knowledge of the unit holder.The unit holder hereby releases the Fund and the Registrar from any liability whatsoeveragainst misuse of the PIN. Further, neither the Fund nor the Registrar shall be liable at all forany misuse if any, of any data placed on the Internet, by third parties “hacking” orunauthorisedly accessing the server. The unit holder shall at all times indemnify the Fund, itsofficers, employees, successors and assigns from and against all actions, proceedings, claimsand demands whatsoever for or on account of or in relation to any unauthorised use of the PINand from and against all damages, costs, charges and expenses in respect thereof, unless thesame is caused by gross negligence, bad faith or wilful default on the part of the Fund.

The unit holder acknowledges and agrees that Sundaram Investment Manager/Fund and or itsRegistrars or the Service Providers does not guarantee or warrant that unit holder will notexperience any downtime or disruptions in its use of the Service. In the event of any suchdowntime or disruption, the Investment Manager/Fund or its Registrar or its service providersshall use commercially reasonable efforts to reinstate accessibility and operability. InvestmentManager/Fund or its Registrar or its service providers may restrict, suspend, or terminateinvestor’s access to and use of the Service at any time, without notice or liability. The unitholder agrees that its right to use the Service is non-exclusive, revocable, non-transferable, andnon-sublicense able.

The unit holder agrees to be bound by any terms of use, disclosures, or disclaimers displayedby the Investment Manager/Fund/ Registrar and its service providers and any that unit holdermay affirmatively click through to accept. The investor’s use of the Services shall be subjectto the terms and conditions of any applicable agreements between Registrar, Service Providersand the Investment Manager/Fund and/or investor.

Unit holder shall not: (A) access or use the Service for any purpose inconsistent with thesubstance and terms of this Agreement; (B) introduce into the Service any code, virus, ormechanism that would impair the Service or Investment Manager’s/Fund system , computersor software; (C) use the Service to gain unauthorized access to any system or database; (D)sublicense or otherwise transfer or make available Investor’s access to the Service to any thirdparty that is not an Authorized Person (E) disclose to any third party non-public informationrelating to the content or operation of the Service, which information is confidential andproprietary to the Investment Manager/Fund ; or (F) remove or obscure any of InvestmentManager’s/Fund or Registrars or any Service Provider’s trademarks, service marks, or markingsof copyright or patent rights contained in the Service. In the case of any disputes, the matterwill be referred to arbitration at the first instance and settled through arbitration proceedings asper the rules of the Indian Arbitration and Conciliation Act, 1996. The Place of Arbitration willbe at Chennai. The Courts in Chennai shall have jurisdiction over all disputes arising out of orin respect of this Agreement.

In Witness Whereof, the parties to this Agreement have caused these presents to be executedas of the day and year first above written.

Signature

First Applicant Second applicant Third Applicant

Signed for and on behalf of Fund

PIN Agreement & Email IDTo Transact Online & Receive E-Mail Account Statement

E-MailAddress

Name

Agreement for Personal Identification Number – PIN For detailed PIN Agreement, visit: www.sundarammutual.com

Investor Information Agreement Date

Mobile Number Date D D M M Y Y Y YFolio No



D D M M Y Y Y YDate

ASBA Application No.

NFO Application No. [mandatory & only for Non-Demat holders]

Investors must read the Scheme Information Document/Key InformationMemorandum and Instructions before completing this Form.


APPLICATION SUPPORTED BY BLOCKED AMOUNT (ASBA) FORM

Broker/Agent Information For office use only

Name and AMFI Regn No. Sub Broker Name & Code SCSB SCSB IFSC Code Syndicate Member Code SL No.

Name of first applicant

(Mr./Ms./Mrs./M/s.) Name should be as available in Demat Account

ARN: [Name & Code] [11 digit code] [Name & Code]

Existing Folio No.

(If you have an existing folio number, please mention the number here)

Depository Account Details: [Not Mandatory]

Depository Name [Please tick] National Securities Depository Ltd Central Depository Services [India] LimitedDepository Participant NameDP-IDBeneficiary Account Number

Bank Account NumberBank NameBranch Name where account is held

Details Of Bank Account For Blocking Of Funds [Bank Account should be in the name of First Applicant only]

Total Amount to be blocked [` In figures] [` In words]

UNDERTAKING BY ASBA INVESTOR

1)l/We hereby undertake that l/We am/are an ASBA Investor as per the applicable provisions of the SEBl (Issue of Capital and Disclosure Requirements), Regulations 2009 (‘SEBl Regulations’) as amended fromtime to time. 2) In accordance with ASBA process provided in the SEBl Regulations and as disclosed in this application, l/We authorize (a) the SCSB to do all necessary acts including blocking of applicationmoney towards the Subscription of Units of the Scheme, to the extent mentioned above in the “SCSB / ASBA Account details” or unblocking of funds in the bank account maintained with the SCSB specified inthis application form, transfer of funds to the Bank account of the Scheme/Sundaram Mutual Fund on receipt of instructions from the Registrar and Transfer Agent after the allotment of the Units entitling me/us toreceive Units on such transfer of funds, etc. (b) Registrar and Transfer Agent to issue instructions to the SCSB to remove the block on the funds in the bank account specified in the application, upon allotment ofUnits and to transfer the requisite money to the Scheme’s account / Bank account of Sundaram Mutual Fund. 3) In case the amount available in the bank account specified in the application is insufficient forblocking the amount equivalent to the application money towards the Subscription of Units, the SCSB shall reject the application 4) If the DP lD, Beneficiary Account No. or PAN furnished by me/us in theapplication is incorrect or incomplete or not matching with the depository records, the application shall be rejected and the Sundaram Mutual Fund or Sundaram Asset Management Company Limited or SundaramTrustee Company Limited or SCSBs shall not be liable for losses, if any. All future communication in connection with NFO should be addressed to the SCSB/RTA/AMC quoting the full name of the Sole/FirstApplicant, NFO Application Number, ASBA Application Number, Despository Account details [if it has been provided], Amount applied for and the account number from where NFO amount was blocked.

Signature

Signature of Bank Account Holders

✁

PAN of 1st applicant [Permanent Account Number]

Investment Details

Sundaram Fixed Term Plan-GE Plans: ■ Regular ■ Direct Options: ■ Growth ■ Dividend Payout ● Quarterly ● Half Yearly

Acknowledgement Slip To The Investor (To be filled up and retained by the investor)Sundaram Asset Management,II Floor, 46 Whites Road, Chennai - 600 014. Toll Free 1800 103 7237Application Number [mandatory for non-demat account holders]: ASBA Application Number:Sundaram Fixed Term Plan-GE Plans: ■ Regular ■ Direct Options: ■ Growth ■ Dividend Payout ● Quarterly ● Half Yearly

Date D D M M Y Y Y Y ASBA Application NumberReceived from Mr./Ms./Mrs./M/s. SCSB Account details Total Amount to be Blocked SCSB Stamp, Signature

A/C No. Rs. In figures Date & time of receipt

Address Bank Name Rs. In words

Branch Name


1. Applications Supported by Blocked Amount or ASBA facility: An application containingan authorization given by the Investor to block the application money in his/her specifiedbank account towards the subscription of Units offered during the NFO(New Fund Offer)of a Scheme. If an investor is applying through ASBA facility, the application moneytowards the subscription of Units shall be debited from his specified bank account onlyif his/her application is selected for allotment of Units.

It is an additional payment option that the investor can use in addition to the existing modes(Cheque/Demand Draft etc) for buying Units during NFO. It is available only to individuals .Itis not available for subscribing to Units on an ongoing basis after the NFO. For availing thisoption the bank, where the investor has an account, should be a Self Certified Syndicate Bank(SCSB) 2. “Controlling Branches (CBs) of the Self Certified Syndicate Banks (SCSB): Controlling

Branches (CBs) are the branches of the SCSBs acting as coordinating branches for theRegistrar and Transfer Agent of Sundaram Mutual Fund schemes, the AMC and the StockExchange(s) for the ASBA facility offered during the NFO period.

3. “Designated Branches (DBs) of the SCSBs: Designated Branches (DBs) are the branchesof the SCSBs which shall collect the ASBA Application Forms duly filled by the Investorstowards the subscription to the Units of the Scheme offered during the NFO. The list ofthese Designated Branches is available at http://www.sebi.gov.in/pmd/scsb.pdf andwww.sundarammutual.com

4. “Self Certified Syndicate Bank” or SCSB: Self Certified Syndicate Bank/ SCSB means abank registered with SEBI to offer the facility of applying through the ASBA process.ASBAs can be accepted only by SCSBs, whose names appear in the list of SCSBs asdisplayed by SEBI on its website at www.sebi.gov.in.

5. The ASBA facility during NFO: In respect of New Fund Offer (NFO) of Schemes/Plan(s)launched on or after October 1, 2010, an investor ( being an Individual)can subscribe tothe NFO through Applications Supported by Blocked Amount (ASBA) facility by applyingfor the Units offered in the ASBA Application Form and following the procedure asprescribed in the form. For details please refer to the Section” Applications Supported byBlocked Amount (ASBA) facility, below and also the Application Form/KIM of the Scheme

Applications Supported by Blocked Amount (ASBA) facility: Pursuant to SEBI Circular datedSEBI/IMD/CIR No 18 /198647 /2010 March 15, 2010, an investor can subscribe to the NewFund Offer (NFO) launched on or after October 1,2010 through ASBA facility by applying forthe Units in the ASBA Application Form and following the procedure as prescribed in the form.ASBA is an application containing an authorization given to the Bank by the Investor to blockthe application money in his/her specified bank account towards the subscription of Unitsoffered during the NFO of the Scheme of Sundaram Mutual Fund.Thus, for an investor whoapplies through ASBA facility, the application money towards the subscription of Units shallbe debited from his specified bank account only if his/her application is selected for allotmentof Units. The blocked amount cannot be withdrawn and will earn interest as per account termsapplicable. It may be noted that since ASBA Facility is pursuant to an arrangement betweenthe Investor and his /her Bank, Sundaram Mutual Fund. or t its Trustee/AMC/ itsEmployees/Directors will not be responsible for any delay, error or omission/commission, ordeficiency if any, on the part of the Investor’s Bank.Benefits of Applying through ASBA facility(i) Writing cheques / demand drafts and sending them for collection etc are not required,

as investor needs to submit ASBA application Form accompanying an authorization toblock the account to the extent of application money towards subscription of Units. Thebalance money, if any, in the account can be used for other purposes by the investors.

(ii) Release/Unblocking of blocked funds after allotments done instantaneously.(iii) Unlike other modes of payment, ASBA facility prevents the loss of interest income on the

application money towards subscription of Units as it remains in the bank account of theinvestor till the allotment is made.

(iv) Refunds of money to the investors do not arise as the application money towardssubscription of Units gets transferred only to the extent of amount payable for the actualallotment

(v) The investor deals with the known intermediary i.e.his/her own bank.(vi) The application form is simpler as the application form for ASBA will be different from

the NFO application form.ASBA Procedure:(a) An Investor intending to subscribe to the Units of the NFO through ASBA, shall submit

a duly completed ASBA Application Form to a Self Certified Syndicate Bank (SCSB),withwhom he/she has a Bank Account.

(b) The ASBA Application Form towards the subscription of Units can be submitted through

one of the following modes.a. Submit the form physically with the Designated Branches (DBs) of the SCSB

(“Physical ASBA”); orb. Submit the form electronically through the internet banking facility offered by the

SCSB (“Electronic ASBA”).(c) An acknowledgement will be given by the SCSB in the form of the counter foil or

specifying the application number for reference. (Note: Such acknowledgement does notguarantee, in any manner that the investors will be allotted the Units applied for.: Further, if the bank account specified in the ASBA Application Form does not have sufficientcredit balance to meet the application money towards the subscription of Units, the Bankshall reject the ASBA Application form.)

(d) On acceptance of Physical or Electronic ASBA, the SCSB shall block funds available inthe bank account specified to the extent of the application money specified in the ASBAApplication Form.

(e) The application money towards the Subscription of Units shall be blocked in the accountuntil (i) Allotment of Units is made or (ii) Rejection of the application.

(f) SCSBs shall unblock the bank accounts (i) for Transfer of requisite money to the NFObank account against each valid application on allotment or (ii) in case the application isrejected.

(g) For the scheme HDFC Bank Limited has consented to process the ASBA applicationform.

Note: No request for withdrawal of ASBA application form made during the NFO Period willbe allowed.Grounds for Technical Rejections of ASBA application forms ASBA Grounds on which Application Forms can be rejected, at the discretion of Sundaram MutualFund/ Registrar and Transfer Agent of Sundaram Mutual Fund or SCSBs include, but are notlimited to-1. Applications by persons not competent to contract under the Indian Contract Act, 1872,

including but not limited to minors, insane/insolvent persons or where the Bank Accountconcerned is the subject matter of any attachment / restraint order by a Court or acompetent authority under any law etc.

2. Mode of ASBA i.e. either Physical ASBA or Electronic ASBA not selected or tickedproperly.

3. The ASBA Application Form is without the stamp of the SCSB.4. Application by any person/entity outside India if which is not in compliance with

applicable foreign and Indian laws/Regulations.5. Bank account details not given or incorrect /incomplete details given.6. Relevant Legal Documents (such as Duly certified Power of Attorney, if applicable), not

submitted along with the ASBA application form.7. No corresponding records available with the Depositories matching the parameters

namely(a) Names of the ASBA applicants (including the order of names of joint applicants

holders)(b) DP ID (c) Beneficiary account number or any other relevant details pertaining to the

Depository Account.Mechanism for Redressal of Investor Grievances: All grievances relating to the ASBA facilitymay be addressed to the respective SCSBs, giving full details such as name, address of theapplicant, number of Units applied for, counterfoil or the application reference given by theSCSBs, DBs or CBs, amount paid on application and the Designated Branch or the collectioncentre of the SCSB where the Application Form was submitted by the ASBA Investor.If the SCSB is unable to resolve the grievance within reasonable time, it shall be addressed tothe Registrar and Transfer Agent Sundaram BNP Paribas Fund Services (SBNPPFS) with a copyto the Investor Service Department of Sundaram Asset Management Company Limited

Investor Relations ManagerRahul MayorHead - Customer Services Sundaram Asset Management Company Limited Sudarshan Building Annex, II FloorNew No.27, Old No.14, Whites Road, Royapettah, Chennai- 600 014. Fax: (044) 28582200 Toll Free 1800 103 7237 (India) +91 44 49057300 (NRI) Email us at : [email protected](NRI): [email protected]

Applications Supported by Blocked Amount Sundaram Fixed Term Plan-GE



D D M M Y Y Y YDate




APPLICATION SUPPORTED BY BLOCKED AMOUNT (ASBA) FORM for Demat Account Holders






Existing Folio No.


Depository Account Details: [Not Mandatory]Depository Name [Please tick] National Securities Depository Ltd Central Depository Services [India] LimitedDepository Participant NameDP-IDBeneficiary Account Number





1)l/We hereby undertake that l/We am/are an ASBA lnvestor as per the applicable provisions of the SEBl (lssue of Capital and Disclosure Requirements), Regulations 2009 (‘SEBl Regulations’) as amended fromtime to time. 2) ln accordance with ASBA process provided in the SEBl Regulations and as disclosed in this application, l/We authorize (a) the SCSB to do all necessary acts including blocking of applicationmoney towards the Subscription of Units of the Scheme, to the extent mentioned above in the “SCSB / ASBA Account details” or unblocking of funds in the bank account maintained with the SCSB specified inthis application form, transfer of funds to the Bank account of the Scheme/Sundaram Mutual Fund on receipt of instructions from the Registrar and Transfer Agent after the allotment of the Units entitling me/us toreceive Units on such transfer of funds, etc. (b) Registrar and Transfer Agent to issue instructions to the SCSB to remove the block on the funds in the bank account specified in the application, upon allotment ofUnits and to transfer the requisite money to the Scheme’s account / Bank account of Sundaram Mutual Fund. 3) ln case the amount available in the bank account specified in the application is insufficient forblocking the amount equivalent to the application money towards the Subscription of Units, the SCSB shall reject the application 4) lf the DP lD, Beneficiary Account No. or PAN furnished by me/us in theapplication is incorrect or incomplete or not matching with the depository records, the application shall be rejected and the Sundaram Mutual Fund or Sundaram Asset Management Company Limited or SundaramTrustee Company Limited or SCSBs shall not be liable for losses, if any. All future communication in connection with NFO should be addressed to the SCSB/RTA/AMC quoting the full name of the Sole/FirstApplicant, NFO Application Number, ASBA Application Number, Despository Account details [if it has been provided], Amount applied for and the account number from where NFO amount was blocked.

Signature


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Investment Details






Branch Name



D D M M Y Y Y YDate




APPLICATION SUPPORTED BY BLOCKED AMOUNT (ASBA) FORM for Non-Demat Account Holders






Existing Folio No.






1)l/We hereby undertake that l/We am/are an ASBA lnvestor as per the applicable provisions of the SEBl (lssue of Capital and Disclosure Requirements), Regulations 2009 (‘SEBl Regulations’) as amended fromtime to time. 2) ln accordance with ASBA process provided in the SEBl Regulations and as disclosed in this application, l/We authorize (a) the SCSB to do all necessary acts including blocking of applicationmoney towards the Subscription of Units of the Scheme, to the extent mentioned above in the “SCSB / ASBA Account details” or unblocking of funds in the bank account maintained with the SCSB specified inthis application form, transfer of funds to the Bank account of the Scheme/Sundaram Mutual Fund on receipt of instructions from the Registrar and Transfer Agent after the allotment of the Units entitling me/us toreceive Units on such transfer of funds, etc. (b) Registrar and Transfer Agent to issue instructions to the SCSB to remove the block on the funds in the bank account specified in the application, upon allotment ofUnits and to transfer the requisite money to the Scheme’s account / Bank account of Sundaram Mutual Fund. 3) ln case the amount available in the bank account specified in the application is insufficient forblocking the amount equivalent to the application money towards the Subscription of Units, the SCSB shall reject the application 4) lf the DP lD, Beneficiary Account No. or PAN furnished by me/us in theapplication is incorrect or incomplete or not matching with the depository records, the application shall be rejected and the Sundaram Mutual Fund or Sundaram Asset Management Company Limited or SundaramTrustee Company Limited or SCSBs shall not be liable for losses, if any. All future communication in connection with NFO should be addressed to the SCSB/RTA/AMC quoting the full name of the Sole/FirstApplicant, NFO Application Number, ASBA Application Number, Despository Account details [if it has been provided], Amount applied for and the account number from where NFO amount was blocked.

Signature


✁


Investment Details






Branch Name

www.sundarammutual.com Sundaram Mutual Fund

Collection Centers

Offices of Sundaram Asset Management

Ahmedabad: 104,Arth Complex, Behind A.K.Patel House, Mithakhali Six Roads, Navrangpura, Ahmedabad

380009 Baroda: 127, Siddharth Complex, Nr. Express Hotel, Alkapuri, Baroda 390007 Bengaluru: Ground Floor,

Sana Plaza, 21/14 A, M.G. Road, Near Trinity Metro Station, Bengaluru 560001 Bhopal: Plot No 10, Alankar

Palace, Bank Street, M.P.Nagar, Zone 2, Bhopal 462011 Bhilai: 36/5, First Floor, Nehru Nagar, Beside ING Vysya

Bank, Bhilai 490020 Bhubaneshwar: Office No-16, Deendayal Bhawan, 2nd Floor, Ashok Nagar, Bhubaneshwar

751009 Calicut: 3rd Floor, Kanchas Building, Near New Bus Stand, Calicut 673004 Chandigarh: SCO 2475 -

2476, 2nd Floor, Sector - 22 C, Chandigarh 160022 Chennai HO: No. 46 Whites Road, Royapettah, Chennai

600014 Cochin: Kassim Building, 36/1899, Door No.D I Floor, Sebastain Road, Off. Kaloor Kadavanthra Road,

Kaloor, Cochin 682017 Coimbatore: No.101E 2nd Floor, Kala Mansion Building, D B Road, R.S.Puram,

Coimbatore 641002 Dehradun: 57/19 2nd Floor, Shiva Palace, Rajpur Road, Dehradun 248006 Delhi: 7B,

Rajender Park, Pusa Road, Upper ground floor, Metro Piller No. 153, New Delhi 110060 Durgapur: Unit No. A-

307, Second Floor, Citi Centre, Durgapur 713216 Goa: F 30, Alfran Plaza, Opp Don Bosco, Panjim, Goa 403001

Guwahati: Anandi Commercial Complex, 2nd Floor, Bora Service, G.S.Road, Guwahati 781007 Hyderabad: 6-3-

1090/A/13, Flat No 401, 4th Floor, Manbhum Jade Towers, Hotel Fortune Katriya Lane, Raj Bhavan Road,

Somajiguda, Hyderabad 500082 Indore: 125, Starlit Tower, 29/1, Y N Road, Indore 452001 Jaipur 303, III Floor,

Brijanukampa Tower, Ashok Marg, C-Scheme, Jaipur 302001 Jalandhar: 5E, First Floor, Session Court Road, Near

BMC Chowk, Jalandhar 144001 Jamshedpur: Shop 5 / B, III Floor, Meghdeep Building, Q Road, Bistupur,

Jamshedpur 831001 Jodhpur: 116, First Floor, Modi Aarcade, Chopasni Road, Near Bombay Motor Circle, Jodhpur

342001 Kanpur: 113/14, Kan Chambers, 217/218, 2nd Floor, Civil Lines, Kanpur 208001 Kolkatta: Azimganj

House, 7, Camac Street, Block-6, 3rd Floor, Kolkatta 700017 Lucknow: 104, UGF Sky Hi Chamber, 5-Park Road,

Lucknow 226001 Ludhiana: SCO-18, Cabin No-401, 4th Floor, Feroze Gandhi Market, Ludhiana 141001

Madurai: 183 C, North Veli Street, Opp Duke Hotel, Madurai 625001 Mangalore: B2, Souza Arcade, Balmatta,

Mangalore 575001 Mumbai: • 2A, 2nd Floor, Hdil Kaledonia Commercial Complex, Opp Vijay Nagar, Sahar

Road, Andheri (E), Mumbai 400069 • Shop No-6, Yashwant Bldg, Ram Maruti Cross Road, Near Ratnakar Bank,

Naupada, Thane West, Mumbai 400602 • 12th floor, 1222, Maker Chamber V, Nariman Point, Mumbai 400021.

Nagpur: C/O Fortune Business Centre, Plot No. 6, Vasant Vihar WHC Road, Shankar Nagar, Nagpur 440010

Nashik: L-17, Suyojit Sankul, Near Rajiv Gandhi Bhavan, Sharanpur Road, Nashik 422002 Patna: 205, Ashiana

Hari Niwas, New Dak Bunglow Road, Patna 800001 Pondicherry: No.40, Mission Street, Pondicherry 605001

Pune: 1st Floor, Unit No 3, Rachana Trade Estate, Behind Swad Hotel, Below Royal Sundaram Insurance, Law

College Road, Pune 411004 Raipur: Office No.26, 3rd Floor, Millenium Plaza, G.E Road, Raipur 492001 Rajkot:

202, Business Terminal Complex, Opp. Ram Krishna Ashram, Dr. Yagnik Road, Rajkot 360001 Salem: 315C, AVK

Aracade, Omalurmain Road, Opp New Bus Stand, Salem 636004 Surat: L-14, Jolly Plaza, Athwagate, Surat

395001 Trichy: No 60, Krishna Complex, Shastri Road, Thennur, Trichy 620017 Trivandrum: R S Complex, T C

2/3262 (5), Opp LIC Building, Pattom, Trivandrum 695004 Varanasi: Flat No 7, 2nd Floor, Ramakunj Building, C-

32, 22/17, Ram Singh Rana Nagar Colony, Cantt., Sigra Road, Varanasi 221002 Vijayawada: D.No.40-10-5, Sree

Ramachandra Complex, Benz Circle, Bajaj Showroom Lane, Vijayawada 520010 Vizag: Cabin F-3, 46-19-5/3,

Mandavari Street, Dondaparthy, Vizag 530016.

Dubai: Representative Office: P O Box: 124337 # 205, 2nd Floor Al Attar Grand, Above LG showroom, Khalid

Bin Al Waleed Street, Bur Dubai, Dubai, UAE. Phone: +971 4 3278711

Toll Free: 1800 103 7237 (India) E-mail: [email protected]+91 44 49057300 (NRI) SMS SFUND to 56767 (NRI): [email protected]