Personal LoansEverything you need to get you moving.

Where to?If you’ve found something you love, and you just can’t wait to make it yours, a Suncorp Bank Personal Loan can help. Whether you need a holiday, think your home could do with some renovations, or would love to drive away in a new car, Suncorp Bank can help you get what you want sooner.

With flexible terms and a quick and easy application process, a Suncorp Bank Personal Loan can get you where you want to be, sooner than you thought possible.

Start with Suncorp Bank.When you’re with Suncorp Bank, we see you for what you are – a real person, not a number. Which means you can enjoy the personal touch of a small bank, backed by the full service, strength and security of a big bank.

Whether your goal is to buy a car, build a deck, or consolidate your debts, you could get there faster with a Suncorp Bank Personal Loan.

Choose a Suncorp Bank Personal Loan for:

Fast, simple approval process Apply at a Suncorp Bank branch or over the phone and we can usually give conditional approval the next working day. Once approved, you’ll have access to your cash in no time.

A fixed, competitive rateYour minimum repayments will never change for the term of your loan, which helps make budgeting easier.

Low feesThere’s a low establishment fee, a low account keeping fee and no penalties for lump sum payments. An early payout fee applies if you repay your loan within 12 months of settlement (for loan terms exceeding 12 months).

Flexible repaymentsPay weekly, fortnightly or monthly – the choice is yours.

Flexible loan termsLoans start at $5,000 and you can spread your repayments over a period of 1 to 7 years, depending on the loan amount and purpose.

Choose your repayment methodPay via internet banking, phone banking, direct debit, BPAY or direct credit transfer from your Suncorp Bank account.

Established in 1902

Australia’s leading regional bank

Part of the Suncorp Group with over 8.5 million customers

The fast lane to the right loan.Suncorp Bank offers a range of personal loans to suit your individual needs. Use this comparison table to decide which loan product is right for you.

Secured Car Loan~ Unsecured Personal Loan

Ideal for • Newcar

• Usedcarpurchasedprivatelyorviaadealerthat’s less than 12 years old by the end of your loan term

• Refinancingyourexistingsecured personal loan from another institution

• Usedcar

• Refinance&debtconsolidation

• Travel/holiday

• Anyworthwhilepurpose

Minimum loan amount $5,000 $5,000

Flexible loan terms Your choice of loan term from 1 to 7 years.

Your choice of loan term from 1 to 7 years .̂

Interest rate Fixed Fixed

Benefits By using your car as security you have thebenefitofalowerinterestratecomparedto unsecured loans.

Nosecurityrequiredandyourloanpurposecan be for anything worthwhile.

Low fees • $175loanestablishmentfee

• $5monthlyaccountkeepingfee

• $300earlypayoutfee*

• $175loanestablishmentfee

• $5monthlyaccountkeepingfee

• $300earlypayoutfee*

Flexible repayments Makeadditionalrepaymentswheneveryoulike,tohelppayoffyourloansooner*.

~ Optional loan protection insurance

When you qualify for a personal loan with Suncorp Bank you may also be eligible for Consumer Credit Insurance. For a nominal fee you can insure your repayments. It is a small price to pay for the peace of mind of knowing that in the event of your death or a temporary disability, your loan repayments would be covered.

How to apply Call131175

www.suncorpbank.com.au/personalloans

Visit your local branch

Call131175

www.suncorpbank.com.au/personalloans

Visit your local branch

How soon can I have my loan? Conditional approval can usually be given the working day after we receive your application. Apply online, and it can be even quicker. If everything checks out, you’ll have your loan fast.

~Fees payable to PPSR (Personal Property Securities Register) apply.

^ Maximum loan term for debt consolidation or refinance is 5 years.

* An Early Payout Fee applies if the loan is repaid within 12 months of settlement and the term of the loan exceeds 12 months.

Let’s get started. Applying is easy.If you’re 18 years or older, an Australian resident, earning a minimum net income of $25,000 a year, able to meet the repayments, and looking to borrow more than $5,000, you could be on your way to getting what you want.

We can usually give conditional approval the working day after we receive your application – or if you apply online, it can be even quicker. If everything checks out, you’ll have your loan fast.

Find out how much you’re eligible to borrow, your repayments, and other information at www.suncorpbank.com.au/personalloans/calculator

To help us approve your personal loan, you’ll need to supply:

Personal ID

Proof of income–Suchasyour3mostrecentpayslips

Proof of residence – For example a rates notice, rent receipt or tenancy agreement

Proof of current liabilities – Such as credit card or personal loan statements

Proof of non-Suncorp savings – Savings Account, Term Deposit, or Managed Fund statements

More to keep you moving.Nowyou’vefoundwhatyouwanted,andgotthefunds to make it yours, it’s a great idea to protect it with Suncorp’s range of insurance products.

Consumer Credit Insurance

Comprehensive Motor Vehicle Insurance†

Compulsory Third Party Insurance – CTP

Visit www.suncorpinsurance.com.au

My Car PackageSuncorp Bank’s My Car solution can help you get behind thewheelassoonaspossible.Call131175orpopinto anybranchtofindouthowwecanprovideaone-stopvehiclefinanceandinsurancepackage.

Call 13 11 75

suncorpbank.com.au

Visit your local branch

Banking products (including personal loans) are issued by Suncorp-Metway Ltd ABN 66 010 831 722 Australian Credit Licence number 220682 (“Suncorp Bank”). To approved applicants only. Fees, charges, terms and conditions apply and are available upon request.

†Any information contained in this document has been prepared without taking into account your objectives, financial situation or needs. For that reason, before acting on this information, you should consider its appropriateness having regard to your own objectives, financial situation and needs. You should read and consider the Product Disclosure Statement (PDS) for Suncorp Consumer Credit Insurance for Personal Loans which is issued by Suncorp Life & Superannuation Limited ABN 87 073 979 530, AFSL 229880 (“SLSL”) and consider obtaining independent advice before making any decision about this product. Various products and services are provided by different entities of the Suncorp Group. Whilst SLSL is a related body corporate of Suncorp Bank, Suncorp Bank is not responsible or liable for, and does not guarantee the products and services (including Suncorp Consumer Credit Insurance for Personal Loans) provided by other entities, including SLSL, of the Suncorp Group.

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