study of district hospital raisen and sehore an analysis...
TRANSCRIPT
Study of district hospital Raisen
and Sehore
– An analysis of out of pocket
expenses
Project Report
Atal Bihari Vajpayee Institute of Good Governance
& Policy Analysis
.
Project Report
Study of district hospital Raisen and Sehore –
An analysis of out of pocket expenses
Atal Bihari Vajpayee Institute of Good Governance
& Policy Analysis
Project Team
Under the Guidance of
Shri Madan Mohan Upadhyay, Principal Advisor,
Centre for Social Sector Development, AIGGPA
Project Coordinator
Ms Richa Sharma, Deputy Advisor, State Health Resource Centre (SHRC),
Centre for Social Sector Development, AIGGPA
Research Associate
Mr Vipul Shrivasatava
Index S.No Particulars Page No
Executive Summary
1 Introduction 1
1.1 Introduction to Government supported urban
health care infrastructure in India
1
1.1.1 Primary health care services 1
1.1.2 Secondary health care services 2
1.1.3 Tertiary health care services 3
1.2 Introduction to Out of Pocket Expenditure 4
1.3 Health System Financing 5
1.4 Catastrophic Health Expenditure 6
1.5 Out of pocket expenses on health in India as per
National Health Accounts
7
2 Objectives and methodology 12
2.1 State wise variation of out-of-pocket expenses on
health in India
13
2.2 Objectives of the study 13
2.3 Sampling 14
2.4 Methodology 14
2.5 Limitations of the study 15
3 Findings and analysis of data 16
3.1 District Hospital Raisen 16
3.1.1 Socio economic status of the patients availing
treatment at District hospital Raisen
16
3.1.2 Out of pocket expenses and experiences during
treatment at District hospital Raisen
20
3.2 District Hospital Sehore 27
3.2.1 Socio economic status of the patients availing
treatment at District hospital Sehore
27
3.2.2 Out of pocket expenses and experiences during
treatment at District hospital Sehore
31
4 Recommendations 41
References 44
Annexures
Abbreviations and Acronyms
AIGGPA Atal Bihari Vajpayee Institute of Good Governance
and Policy Analysis
ANM Auxiliary Nurse Midwife
CHE Current Health Expenditures
DES Department of Economics and Statistics
EMAS Emergency Medical Ambulance Service
GDP Gross Domestic Product
GHE Government Health Expenditure
IPD Indoor patients/ admitted patients
JSY Janani Suraksha Yojana
JSSK Janani Shishu Suraksha Karyakram
NFHS National Family Health Survey
NHA National Health Accounts
NHM National Health Mission
NRHM National Rural Health Mission
NUHM National Urban Health Mission
OOPE Out of Pocket Expenses
OPD Out-door patients
PPP Public Private Partnership
RCH Reproductive and Child Health
TB Tuberculosis
THE Total Health Expenditure
WHO World Health Organization
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 1
Executive Summary
One of the goals of the recent National Health Policy 2017 is "the attainment of the highest
possible level of health and well-being for all at all ages, through a preventive and promotive
health care orientation in all developmental policies, and universal access to good quality
health care services without anyone having to face financial hardship as a consequence. This
would be achieved through increasing access, improving quality and lowering the cost of
healthcare delivery".
Public health facilities are expected to offer health care services free of cost or at
minimal cost. However, at times people incur a significant expenditure while trying to avail
services from the government healthcare institutions also, which is a cause of concern. When
the poor move out of the domain of availing the benefits of public health they face a lot of
hardship due to ignorance and end up paying a very heavy price in the private health set up
which at times forces them to enter a trap of a high interest loan which affects their life.
Health care out-of-pocket payments may result in a number of households facing
catastrophic payments. Such high expenditure can mean that people have to cut down on
necessities such as food and clothing, or are unable to pay for their children's education. To
address the issue of out-of-pocket expenses several schemes have been followed by the
Government for the benefit of the poor and to minimize the health related expenditure and
suffering to the poor.
As per the Healthy States ,Progressive India report on the ranks of States and Union
Territories the National Family Health Survey (NFHS)-4 data on average out-of-pocket
(OOP) expenditure per delivery in public health facility was considered as a proxy indicator
for overall OOP expenditure. There is significant variation in the average OOP expenditure
per delivery in public health facilities across the States. Given the number of NHM
interventions targeting pregnant women, such as Janani Suraksha Yojana (JSY), Janani
Shishu Suraksha Karyakram (JSSK), and referral transport to ensure free delivery at public
health facilities, the states should aim to reduce such OOP expenditure.
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 2
Data is available under NFHS 4 only for average state wise out of pocket expenditure
per delivery in public health facility and not the full range of services provided in the public
health facilities. In light of these circumstances the Department of Health and Family Welfare
, Govt of MP requested Atal Bihari Vajpayee Institute of Good Governance and Policy
Analysis (AIGGPA) to take up a detailed study regarding out-of-pocket expenses at District
hospital Sehore and Raisen covering both indoor and outdoor patients and covering range of
services provided by the hospital. Since both the said district hospitals cater to the health
needs of significant portion of rural population the same were studied to get an understanding
of their needs.
Overall both the said District hospitals worked reasonably well on account of
fulfilling the mandate of the National Health Policy of providing health care while trying to
minimise the cost or financial hardship to the patients. It was found that the facility of the
hospital is mostly used by the people from the low socio-economic background. It was also
found that in some cases the patients had to get the investigation done from outside on
account of delay in the investigation at the hospital and so end up paying money for the same.
In rare cases medicine was purchased from outside especially in case of admitted patients.
Such cases should be minimised. It was found that if the patients end up in the private health
facility then the cost of treatment both direct cost and indirect cost increases exponentially.
The staff of the Government health facility should be sensitive towards the importance of the
service provided by them is on the life of the patients.
The Government of Madhya Pradesh has provided the facility of free transport for
patients under 108 ambulances and for pregnant women and infants under Janani Express.
Majority of the pregnant women who came to the hospital for delivery were able to get the
benefit of Janani Express or 108 ambulances to reach the hospital. Certain instances were
found when the patients paid money even when they availed the facility of government
supported transport the Janani Express and the 108 ambulance even when the facility should
be available free of cost to the patients. Such instances cause dissatisfaction among the
patients and efforts must be done to minimise such instances.
There is high importance of each level of functionary in a government hospital
including doctors, nurses, pharmacists, technicians, cleaner, driver etc needs to be taken into
consideration. Each of the service providers has an important role to play in the smooth
running of the mechanism. Also since the facility of hospital has to function 24 by 7
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 3
throughout the year it is important to have a contingency plan for dealing with staff related
issues in case of an emergency. Deficiency of health personnel is not limited to doctors alone.
In the case of district hospital Raisen almost 50 % of the posts lie vacant. Similarly lack of
staff was found at district hospital Sehore also. In light of these circumstances the patients
and services of the hospital suffer. There is shortfall in various categories of paramedical
personnel which is a cause of concern. Thus there is an urgent need to address the staff
related issues.
The referral system is very important for the smooth functioning of the system. It is
essential to strengthen the institutions of PHC and CHC to be able to rationalise the flow of
patients, it was found that majority of the patients came to the district hospitals. This scenario
leads to over load at the district hospital .It is essential that training calendar be developed
and the staff of PHC / CHC visit the district hospital and take training of dealing with basic
health issues. The general population availing the facility of the district hospital must also be
counselled and encouraged to visit the neighbouring health facilities.
The task of making the primary and secondary level health institutions functional
ought to be the utmost priority, such that people can access effective healthcare for common
and easily treatable conditions nearest to their homes. Urgent steps need be taken to provide
working and living conditions in the peripheral areas that will encourage doctors and other
health personnel to be willing for rural service.
.
How important is the access to medical facility for a common man
Dashrath Manjhi famously known as the Mountain Man who single-handedly carved a
path through a mountain. He gave 22 years of his life to his village and made a
difference in the lives of the people of a small village, in Bihar.
Using only a hammer and chisel, Dashrath Manjhi, a landless farmer, carved a path
through a mountain in the Gehlour Hills, Bihar so that his village could have easier
access to medical facilities. It shortened the distance from 71 Km to 1 Km to the nearest
town for getting medical attention. Dashrath Manjhi's wife Falguni Devi died from lack
of medical care. In the memory of his wife; he carved the path in the Gehlour hills so
that his village could have easier access to medical attention.
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 1
Chapter 1
Introduction
Importance of district hospital in India: Every district is expected to have a district
hospital. In the present 3-Tier structured level of care being provided by public health
facilities, the District Hospital (DH) serves at the secondary referral level. The objective of a
district hospital is to provide comprehensive secondary health care services to the people in
the district at an acceptable level of quality and being responsive and sensitive to the needs of
people and referring centres. As the population of a district is variable, the bed strength also
varies depending on the size, terrain and population of the district. There is one district
hospital available in the head quarter of each of the 51 districts of Madhya Pradesh.
1.1 Introduction to Government supported health care infrastructure in
India
The Government supported health care system in India consists of primary, secondary and
tertiary care institutions, manned by medical and paramedical personnel and other staff at
various levels. The district hospital is strategically positioned at the secondary level. Thus it
is essential to have a fair understanding of the various health care facilities at primary,
secondary and tertiary level .The various health care facilities provided by the Government at
various levels is as under:
1.1.1 Primary health care services
The primary health care infrastructure provides the first level of contact between the
population and health care providers. It consists of Sub-health centre and Primary Health
Centre.
Sub-health centre: A Sub-health centre (Sub-centre) is the most peripheral and first point of
contact between the primary health care system and the community. In the field of rural
health, effort is to provide one sub-centre for a population 5000 people in the plains and for
3000 in tribal and hilly areas. However, as the population density in the country is not
uniform, it shall also depend upon the case load of the facility and distance of the
village/habitations which comprise the Sub-centre. A Sub-centre provides interface with the
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 2
community at the grass-root level, providing primary health care services. A sub- centre is
generally staffed with a multipurpose worker male and multipurpose worker female.
Primary Health Centre: Primary Health Centre (PHC) serves as a first port of call to a
qualified doctor in the public health sector in rural areas providing a range of curative,
promotive and preventive health care. Primary Health Centre is the cornerstone of rural
health services- a first port of call to a qualified doctor of the public sector in rural areas for
the sick and those who directly report or referred from Sub-Centres for curative, preventive
and promotive health care. A typical Primary Health Centre covers a population of 20,000 in
hilly, tribal or difficult areas and 30,000 population in plain areas with 4-6 indoor/observation
beds. It acts as a referral unit for 6 Sub-centres and refer out cases to CHC (30 bedded
hospital) and higher order public hospitals located at sub-district and district level.
1.1.2 Secondary health care services
Community Health Centre: The secondary level of health care essentially includes
Community Health Centres (CHC), constituting the First Referral Units (FRUs) and the Sub-
district/Sub-divisional Hospital and District Hospitals. The Community Health Centres are
designed to provide referral as well as specialist health care to the rural population. The CHC
were designed to provide referral health care for cases from the Primary Health Centres level
and for cases in need of specialist care approaching the centre directly. 4 PHCs are included
under each CHC thus catering to approximately 80,000 populations in tribal/hilly/desert areas
and approximately 1, 20,000 populations for plain areas. CHC is generally is a 30-bedded
hospital providing specialist care in Medicine, Obstetrics and Gynaecology, Surgery,
Paediatrics, Dental and AYUSH.
Sub-district / Sub-divisional hospital: Sub-district (Sub-divisional) hospitals are below the
district and above the block level (CHC) hospitals and act as First Referral Units for the
Tehsil/Taluk/block population in which they are geographically located. Specialist services
are provided through these Sub district hospitals and they receive referred cases from
neighbouring CHCs, PHCs and SCs. They form an important link between sub-centre, PHC
and CHC on one end and District Hospitals on other end. It also saves the travel time for the
cases needing emergency care and reduces the workload of the district hospital. In some of
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 3
the states, each district is subdivided in to two or three sub divisions. A subdivision hospital
caters to about 5-6 lakh persons. In bigger districts the Sub-district hospitals fills the gap
between the block level hospitals and the district hospitals. A sub-district hospital usually has
about 31 to 100 beds.
District Hospital: District Hospital is a hospital at the secondary referral level responsible
for a district. Its objective is to provide comprehensive secondary health care services to the
people in the district at an acceptable level of quality and being responsive and sensitive to
the needs of people and referring centres. Every district is expected to have a district hospital.
District Hospital should be in a position to provide all basic specialty services. District
Hospital also needs to be ready for epidemic and disaster management all the times.
1.1.3 Tertiary health care services
The Government also provides certain tertiary care institutions which provide super-specialty
services for the patients. All hospitals - even those providing secondary or tertiary care also
provide primary health care services to rural and urban population. The urban health facilities
especially the tertiary care institutions cater to both the urban and rural population.
Thus there are several tier of Government facility available for the patients and effort is
done to provide maximum coverage of the facility and provide health care facility at a
nearest location .This is done to ensure that health care facility is available at a
reasonable distance and good functioning of the referral system will help in ensuring
that only cases which need the services of the district hospital actually reach there ,
otherwise this may result in flooding of the district hospitals.
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 4
The government health facilities aim to provide health facility at minimum cost to the poor.
Poor health is a common consequence of poverty and vice versa. Poor health leads to poverty
through the inability to work and generate income. For people with low income this is one of
the devastating consequences of falling ill. Sometimes people do not seek treatment until the
disease has affected their daily activities, this could be due to financial reasons or
unavailability of healthcare services. Thus for the poor the nature and the quantum of health
care depends on the cost involved and the source from which the expenditure is financed.
1.2 Introduction to Out of Pocket Expenditure
Households, in general, avail healthcare services from public as well as private health care
facilities, depending on their accessibility, affordability to these facilities and multiple other
factors. In public health institutions, Government incurs expenditure for providing healthcare
infrastructure as well as payment of salaries for medical staff, while in private sector
hospitals, the service providers charge directly from households for their services. Although
the services provided by public health institutions particularly sub centres , primary health
centres, community health centres , sub-district hospitals, district hospitals and other
government hospitals are accessible to the public, mostly free of cost, in practice, there are
various instances, where households have to pay ‘out of pocket expenditure’. These expenses
could be medical as well as non-medical expenditure. Out of Pocket Medical expenditure
Overall coverage of health care facility below the district hospital is as under:
Abbreviations HW (F) =Health Worker (Female). ANM= Nurse Midwifery; HW (M) = Health Worker (Male), ASHA= Accredited Social Health Activists
Source; Adapted From Rural Health Statistics in India (2012) Statistics Division Ministry Of Health and Family Welfare, Government of India.
Primary Health Centre (PHC)
(Average radial distance covered: 6.42 Km)
Population Served: 30,000 (20,000 in tribal/hilly areas) A Referral Unit for 6 Sub Centers 4-6 bedded manned with A Medical Officer In charge and
14 subordinate paramedical staff
Sub centre
(Average radial distance Covered: 2.59 Km)
Population Served: 5,000 (3,000 in tribal/ hilly areas) Most Peripheral Contact Point between Primary Health Care System & Community Manned
With One HW (F) ANM& One HW (M) and 3-5 ASHA Workers
Community Health Centre (CHC)
(Average radial distance covered: 1433 Km)
Population served: 1,20,000 (80, 000 in tribal/hilly areas)
A 30 bedded Hospital/ Referral Unit for 4 PHCs with Specialized services
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 5
could be payments towards doctor’s fees, medicine, diagnostics, operations, charges for
blood, ambulance services etc, while non-medical expenditure include money spent towards
travelling expenses, lodging charges of escort, attendant charges, etc.
Out-of-pocket expenditure (OOPE) on healthcare forms a major barrier to health seeking
behaviour. The poor sections do not have any form of financial protection and are forced to
make OOPE when they fall sick. At times, these households have to resort to borrowings or
sell assets to meet this expenditure.
1.3 Health System Financing
Health System consists of all organizations, people and actions whose primary intent is to
promote, restore or maintain health. This includes efforts to influence determinants of health
as well as more direct health-improving activities [1]
.The ultimate goals of a health system
are improving health status, health equity and to make the most efficient use of the available
resources. There are also intermediate goals which to achieve more coverage and better
access to health services without having to compromise on quality and safety. Universal
health coverage means that everyone in the population has access to preventive, curative and
rehabilitative health care at the time they need it and at a cost they can afford [2]
There are four main types of financing for healthcare: Government funded (through
taxes), social insurance (through payroll, taxes or direct contributions) private insurance and
Out-Of-Pocket (OOP). The first three types are pre-paid financing mechanisms and have
some form of risk pooling. There is variation across countries in determining their health
financing mechanism, but it mainly depends on the country’s economic status. The poorer the
country, the more is the dependence on out of pocket payment. The mechanism of fund flow
under health system in India has a complex set of interlink ages mentioned in Annexure –I.
Out-of-Pocket Payment is the most important means of healthcare financing in most
developing countries. It can be divided into direct or indirect costs. Direct costs include
doctor’s consultation fees, medications, tests, procedures, hospital bills etc. Indirect costs
include transport charges to treatment site, daily living cost for accompanying household
members and loss of income due to illness[3]
.
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 6
Often the OOP expenditure poses a colossal burden on poor households. The costs are
frequently high enough and households are unable to recuperate them from existing
resources, and, hence, ultimately slip deeper into poverty. As a result, protecting households
from health expenditure continues to remain as a challenge, particularly for countries with
high levels of poverty. Out-of-Pocket healthcare expenditure remains one of the most typical
means of financing health expenditure around the world and more specifically in developing
countries where access to financial protection provided by health insurance is minimal due to
low income levels by citizens. This situation is made worse by the fact that in some countries,
the burden of out of-pocket spending creates barriers to health care access and use.
1.4 Catastrophic Health Expenditure
Catastrophic health expenditure is not always synonymous with high health-care costs [4].
A
large bill for surgery, for example, might not be catastrophic if a household does not bear the
full cost because the service is provided free or at a subsidised price, or is covered by third-
party insurance. On the other hand, even small costs for common illnesses can be financially
disastrous for poor households with no insurance cover. World Health Organization has used
the following definition of Catastrophic Expenditure .An expenditure is considered as being
catastrophic if a household’s financial contributions to the health system exceed 40% of
income remaining after subsistence needs have been met[5].
The impact of health care
financing systems on the welfare of households, particularly poor households is mainly
regarded as an important issue encountered by policy makers when developing healthcare
systems and insurance mechanisms.
Several studies of Indian villages to determine why households descent into poverty
find that in a majority of cases of decline into poverty, three principal factors are at work:
health expenses, high-interest private debt, and social and customary expenses[6].
Healthcare
access in India is affected with 70:70 paradox; 70 per cent of healthcare expenses are
incurred by people from their pockets, of which 70 per cent is spent on medicines alone,
leading to impoverishment and indebtedness [7].
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 7
1.5 Out of pocket expenses on health in India as per National Health
Accounts
Table 1: As per National Health Accounts (NHA) Estimates for India 2014-15
Particulars Amount Remarks
Total Health Expenditure
(THE) for India for the
year 2014-15
Rs. 4,83,259 crores (3.89%
of GDP and Rs. 3,826 per
capita)
Total Health Expenditure
constitutes current and
capital expenditures
incurred by Government
and Private Sources
including External/Donor
funds
Government Health
Expenditure (GHE)
including capital
expenditure for the year
2014-15
Rs. 1,39,949 crores (29 %
of Total Health
Expenditure (1.13% GDP
and Rs. 1,108 per capita)
This amounts to about
3.94% of General
Government Expenditure
in 2014-15
Out of Pocket Expenditure
(OOPE) on health by
households
for the year 2014-15
Rs. 3,02,425 crores (62.6%
of Total Health
Expenditure, 2.4% of GDP,
Rs. 2,394 per capita)
Private Health insurance
expenditure
Rs. 17,755 crores (3.7% of
Total Health Expenditure)
Table 2 : Key Health Financing Indicators for India across National Health Accounts
Rounds
S.No Indicator NHA NHA NHA
2014-15 2013-14 2004-05
1 Total Health Expenditure (THE) as per cent 3.9 4 4.2
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 8
of GDP
2
Total Health Expenditure (THE) per capita
(Rs.) 3826 3638 1201
3
Current Health Expenditures (CHE) as % of
Total Health Expenditure 93.4 93 98.9
4
Government Health Expenditure (GHE) % of
Total Health Expenditure 29 28.6 22.5
5
Out of pocket Expenditures (OOPE) as % of
Total Health Expenditure 62.6 64.2 69.4
7
Private Health Insurance Expenditures as %
of of Total Health Expenditure 3.7 3.4 1.6
8
External/Donor Funding for health as % of
Total Health Expenditure 0.7 0.3 2.3
Source: National Health Accounts (NHA) Estimates for India 2014-15
Though there has been a reducing trend of Out of Pocket Expenditure (OOPE) as percentage
of Total Health Expenditure over a period of time, yet OOPE of 62.6 % is still an area of
serious concern.
Private Hospital Vs Government Hospital
As per National Statistical Survey 71st round covering key indicators of social consumption
in India health held during Jan 2014 to June 2014 it was seen that private doctors were the
most important single source of treatment in both the sectors. They accounted for around
50% of the treatments in rural as well as urban areas. In fact, more than 70% (72 per cent in
the rural areas and 79 per cent in the urban areas) spells of ailment were treated in the private
sector (consisting of private doctors, nursing homes, private hospitals, charitable institutions,
etc) [8]
.
To address the issue of Out-of-Pocket Expenses several schemes have been followed by
the Government for the benefit of the poor:
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 9
Free Medicines: The Sardar Vallabh Bhai Free Medicine Distribution Scheme has been
implemented since October 2012 in all 1595 health institutions in the state. About 3 lakh
patients are availing its benefit daily. Most required generic medicines are provided 24 x 7
hours to OPD as well as indoor patients in hospitals.
Free Pathology Tests: This measure has been initiated by State Government towards
ensuring better health to people. Objective of the scheme is to provide free pathological test
facility to people in government hospitals. The facility is available right from district
hospitals to sub-health centres. Several categories of pathological tests are provided based on
the level of facilities at the respective health care facility.
Madhya Pradesh Rajya Beemari Sahayta Nidhi: Under the scheme, financial assistance of
Rs. 25,000 up to Rs. 2 lakh is provided to a member of BPL family suffering from identified
and deadly diseases. Under it, financial assistance of Rs. 25,000 up to Rs. 1 lakh is sanctioned
at district level and Rs. 1 lakh to Rs. 2 lakh at division level.
The scheme is targeted for all the BPL families who cannot bear the expenses for serious
diseases that are specified in the scheme. Under the scheme, the beneficiary has to be a
resident of Madhya Pradesh. The eligible people for the scheme get financial aid for the
treatment. The range of the financial aid depends upon the criticality of the disease. However,
there are certain conditions also mentioned in the scheme. The health benefits can also be
availed of from accredited health organizations. The payment in such cases is made through
cheque to the health organizations where the patient is undergoing treatment.
Mukhyamantri Bal Hriday Upchar Yojana: Under the scheme, financial assistance up to
maximum Rs. 1, 00,000 is provided to concerning government and recognized private
hospitals for heart surgery of BPL children from 0 to 15 years of age, who suffer from heart
disease.
Health services being strengthened in rural areas: Village Health Centres have been set
up. Village health register is maintained at these health centres where necessary medical
equipments and medicines are available.
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 10
Janani Suraksha Yojana: Janani Suraksha Yojana (JSY) is a safe motherhood intervention.
The scheme focuses on the poor pregnant woman with special dispensation for states having
low institutional delivery rates. All pregnant women delivering in Government health centres
like Sub-centre, PHC/CHC/FRU/general wards of District and state Hospitals or accredited
private institutions are eligible.
Table 3: Incentives under Janani Suraksha Yojana
Category Incentive to be provided to
mother in Rupees
Incentive to be provided to ASHA in
Rupees (per delivery)
Rural area 1400 600
Urban
Area 1000 200
Janani Express: The Janani Express Yojana aims at providing benefit of transportation to all
of the expectant mothers for their institutional deliveries. It benefits them also in emergency
circumstances during pre and post-delivery periods. Besides this, eligible beneficiaries of
Deendayal Antodaya Upchar Yojana and sick infants can also avail the services of Janani
Express for their casual medical treatment under the scheme.
Mamta, Astha and Kayakalp Abhiyans: Mamta, Astha and Kayakalp Abhiyans are being
implemented to effectively monitor all schemes and services of Health Department. Maternal
and child health, vaccination and family welfare programme have been included in mamta
abhiyaan, TB, leprosy, blindness, malaria, dengue, chikanguiniya and swine flu and seasonal
diseases in astha abhiyaan and works of entire infrastructure and development of health
institutions is being done under kayakalp abhiyaan. These include construction of new
buildings, up gradation of old buildings, cleaning, safety, free medicines and pathology tests,
food, transport etc for patients.
Source: http://www.mpinfo.org/MPinfoStatic/english/articles/2013/100813Lekh22.asp,
Department of Public affairs, govt of MP accessed on 10th May 2018
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 11
About 108 ambulance facility: The Government of M.P. is running an ambulance service
project. It is an emergency medical ambulance service (EMAS) which is running across the
state of M.P. and is also popularly known as "108 Ambulance Service". The ambulances are
deployed strategically across MP supported with a fully functional centralized call centre
which receives more than 25,000 calls per day and handling approximately 2500 emergencies
on daily basis. GPS with biometric system has been installed in these ambulances. The
project is being managed under public private partnership (PPP) mode and financials are on
reimbursement basis.
The project aims to provide round the clock pre-hospital emergency transportation care
(ambulance) services across the state. It aims to improve the access to medical & health care,
police and fire service, particularly attending emergency situations relating to pregnant
women, neonates, parents of neonates, infant and children in situations of serious ill health
and all other emergencies in the general population. It covers emergency cases including
pregnancy cases, accidental, unconscious, paralysis, fever, heart attack. Any person in need
of emergency help can dial a toll free number 108 from any landline or mobile set. The
ambulance reaches the site and rushes the victim to the nearest hospital during the transit;
pre-hospital care is to be provided to the patient.
Source: http;//www.nhmmp.gov.in/hc-sanjeevanilexp-background.aspx accessed on 10th
May 2018
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 12
Chapter 2
Objectives and Methodology
One of the goals of the recent National Health Policy 2017 is "the attainment of the
highest possible level of health and well-being for all at all ages, through a preventive
and promotive health care orientation in all developmental policies, and universal
access to good quality health care services without anyone having to face financial
hardship as a consequence. This would be achieved through increasing access,
improving quality and lowering the cost of healthcare delivery".
Public health facilities are expected to offer health care services free of cost or at
minimal cost. However, at times people incur a significant expenditure while trying to avail
services from the government healthcare institutions also, which is a cause of concern.
When the poor move out of the domain of availing the benefits of public health they face a
lot of hardship due to ignorance and end up paying a very heavy price in the private health
set up which at times forces them to enter a trap of a high interest loan which affects their
life.
Though numerous schemes are announced by the health department and made
available for the poor, access to them is at times difficult. Proper dissemination of
information about the schemes also remains a challenge. While government has launched
several schemes aimed at mitigating the financial burden on the persons visiting hospitals,
poor have to spend money from their own resources in meeting various other types of
associated expenses. The financial burden of out-of-pocket payments at the time of health
care utilization can lead individuals to spend high amounts compared to their available
incomes, thereby reducing spending on other basic items.
Increasing the availability and use of health services is critical with a view to
improving health systems. However, if health systems financing basically relies on out-of-
pocket payments and financial risk protection measures are missing, unwanted effects may
be observed. Health care out-of-pocket payments may result in a number of households
facing catastrophic payments. Catastrophic payments occur when households need to spend
an important fraction of their net income on health care, some of them being pushed into
poverty and others giving up the care needed. Therefore, it is a major challenge for health
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 13
systems to protect households from the risk of impoverishment resulting from health
expenditure, and to ensure that the population receives the needed health services.
2.1 State wise variation of out-of-pocket expenses on health in India
As per the Healthy States ,Progressive India report on the ranks of States and Union
Territories the National Family Health Survey (NFHS)-4 data on average out-of-pocket
(OOP) expenditure per delivery in public health facility was considered as a proxy indicator
for overall OOP expenditure. This data is available only for 2015-16 and hence the indicator
is reported only for the reference year. There is significant variation in the average OOP
expenditure per delivery in public health facilities across the States. The expenditures range
from as low as Rs 471 in Dadra & Nagar Haveli to as high as Rs 10,076 in Manipur. The top
five States and UTs with average expenditure above Rs 6,000 per delivery in a public facility
are Manipur Rs 10,076, Delhi Rs 8,719 West Bengal Rs 7,782 Kerala Rs 6,901 and
Arunachal Pradesh Rs 6,474. The average OOP expenditure per delivery in public health
facility for Madhya Pradesh was found to the lowest among states at Rs 1,387 as per NFHS 4
data [9]
. Given the number of NHM interventions targeting pregnant women, such as Janani
Suraksha Yojana (JSY), Janani Shishu Suraksha Karyakram (JSSK), and referral transport to
ensure free delivery at public health facilities, the states should aim to reduce such OOP
expenditure.
Data is available under NFHS 4 only for average state wise out of pocket expenditure per
delivery in public health facility and not the full range of services provided in the public
health facilities. In light of these circumstances the Health department, Govt of Madhya
Pradesh requested Atal Bihari Vajpayee Institute of Good Governance and Policy Analysis
(AIGGPA), Bhopal to take up a detailed study of district hospital Raisen and Sehore with an
analysis of out of pocket expenses including covering both indoor and outdoor patients
covering the range of services provided by the hospital.
2.2 Objectives of the study
1. To identify the nature and the amount spent by the family as out of pocket expenses in
order to avail treatment at District Hospital Raisen and Sehore.
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 14
2. To identify the bottlenecks in availing facility of the Government Schemes for IPD and
OPD patients.
3. To identify socio-cultural health practices prevalent in the area that influences the access
and utilization of various health schemes.
4. To map the pattern of patients visiting respective district hospital and to identify the
services this could have been availed at the neighbouring PHC/CHC.
2.3 Sampling
Information was taken from the hospital regarding the number of patients who have availed
the services of District Hospital Raisen and Sehore as out-door patients (OPD) and those who
have been admitted in the hospital for treatment as indoor patients (IPD). For the purpose of
the study it is essential to determine an optimal number of patients to be included in the
sample. The sample size was determined using Slovin’s formula for sampling at 92%
confidence level for outdoor patients and at 90% confidence level for indoor patients. The
sample comprised of 200 outdoor patients and 100 admitted patients covering all the
departments in district hospital Raisen and Sehore respectively.
Table 4: Total number of patients included in the study
Name of the Hospital Particulars Number of Patients
surveyed
District Hospital ,
Raisen
OPD patients surveyed 200
Admitted patients surveyed 100
District Hospital ,
Sehore
OPD patients surveyed 200
Admitted patients surveyed 100
Total number of patients surveyed 600
2.4 Methodology
Both primary and secondary data was used for the purpose of the study. Secondary data was
collected by means of various websites and brochures of various government schemes and
series of interactions with the staff at respective district hospital. Primary data was collected
by means of a detailed questionnaire which was developed based on a series of interactions
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 15
with various officers and staff working in the Raisen and Sehore District Hospitals and
concerned officers in the Department of Health and Family Welfare, Govt of MP.
Department of Economics and Statistics, Govt of Madhya Pradesh supported in development
a mobile application for the same. For the purpose of collecting data from the patients in the
form of questionnaire, two field investigators were identified. Since the data was required to
be collected from male as well as female patients; it was essential to hire the services of a
male and a female field investigator for each of the District Hospital. The eligibility criterion
applied was that the field investigators were graduates and competent of interacting with the
patients and entering the data in the mobile application. Interaction with the patient was done
at the time when the patient was returning home after obtaining treatment in case of OPD
patients or after discharge from the hospital in the case of indoor patients.
The questionnaires were pre-tested by means of a pilot test before conducting the study.
Efforts were made to include patients from all the functional departments in the hospital for
the purpose of the study.
2.5 Limitations of the study
The study is mainly based on primary data. There is a risk that because of the presence or
influence of the interviewer in a face-to-face interaction, the interviewer might unknowingly
bring out an untrue response to sensitive questions, e.g. the respondent may craft an answer to
please the interviewer instead of answering truthfully or the interviewer might record a verbal
response incorrectly because the statement is not interpreted correctly. Nevertheless, efforts
were made to minimize the possibility of error since the field investigators, who were
selected for the purpose of the study, were local from the respective district only.
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 16
Chapter 3
Findings
3.1 District Hospital Raisen:
The observations of the study are based on the responses received from the respondents
comprising of patients. Almost all patients availing the service of district hospital Raisen
were from Raisen district itself. Against 200 beds sanctioned for the hospital, there are 283
beds available in the hospital. Details of section wise beds is given in Annexure -II
The status of staff position of the district hospital is available in Annexure –III . Almost 50
% of the posts lie vacant.The hospital is facing shoratge of not just doctors but also for
staff nurse, ward boy , pharmasist etc.
Rural /Urban mix of patients: Majority of the inflow of patients were from the rural area (63
%) while only approximately 37 % of the patients who availed the services of the Raisen
district hospital were from urban area.
3.1.1 Socio economic status of the patients availing treatment at District
Hospital Raisen
B.P.L card holders: The Government hospital in a great boon to the patients facing
financial hardship. Majority approximately 60 % of the families surveyed which availed the
facility of Raisen District hospital were B.P.L card holders.
Rural Area
63%
Urban Area
37%
District Hospital Raisen -Pateints from
Rural Area or Urban Area
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 17
Age group of the patient: The district hospital covers an entire basket of services dealing
with patients of almost all age groups including infants, children, adults and the aged. Efforts
were made to include patients of all age groups for the purpose of the study. Out of the
patients surveyed, about 15% were less than 10 years of age, 7% were in the age group 10 to
18 years, 70% were more than 18 years of age but less than 60 while approximately 8 %
patients were more than 60 years of age.
Category of patients: About 32% of the respondent patients who availed the services of
Raisen District Hospital were from general category, approximately 17% were from
scheduled caste, and 9% were from scheduled tribe while 42% were from other backward
classes.
15%
7%
70%
8 %
0
10
20
30
40
50
60
70
80
0-10 years >10 years upto
18 years
>18 years upto
60 years
> 60 years
District Hospital Raisen Number of respondent patients
falling in different age groups
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 18
Level of education of the head of the household:
Occupation: An effort was done to identify the main source of income of the family of the
patients availing the treatment facilities at the hospital were as under:
Majority of the patient’s family worked as labourers with almost 55 % of the surveyed
families working as labourer. Almost 27% derived their major source of income from
General
32%
Scheduled
Caste
17%
Scheduled
Tribe
9%
Other
Backward
classes
42%
Category of respondent patients who availed
treatment at District Hospital Raisen
Illiterate
28%
Upto 5th
Standard
21%
Upto 8th
Standard
31%
Upto 10th
Standard
12%
Upto 12th
Standard
4%
Graduate
2%
Post
Graduate
2%
Education level of the head of household of the
patients surveyed in District Hospital Raisen
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 19
agriculture, 14% of patients surveyed were self employed / had business, almost 3% were in
Government job while 1 % did other work.
Monthly income of the household from all sources: An effort was also done to classify the
families of the patients on the basis of the monthly income of the families. Huge majority
(72%) of the families covered in the survey earned less than Rs 10,000 per month,
approximately 18 % of the families earning income in the range more than Rs 10,000 but less
than Rs 15,000. Only 10 % of the respondents mentioned that their monthly income from all
sources was more than Rs 15,000.
Agriculture
27%
Labourer
55%
Govt. Service
3%
Self employed /
Business
14%
Others
1%
Main source of income for the family of the patients -
District Hospital Raisen
0
10
20
30
40 37
35
18
7 1 0 2
Monthly income from all sources of family of
patients availing facility of District Hospital Raisen
(value in %)
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 20
It is a usual perception that Government hospitals are flooded with people and number of
persons accompanying the patient to the hospital is very high. An effort was done to know
how many persons accompanied the patient to the hospital. In 20% of the cases two persons
or more persons were accompanying the patient.
3.1.2 Out of pocket expenses and experiences during treatment at District
hospital Raisen
Mode of transport: Among the admitted patients, about 22 % used the Government
supported transport facility like 108 or Janani express. The government supported facility
was used in cases pertaining to delivery of the baby, accident etc. Majority of the patients
mentioned that they got the government supported facility free of cost; however, in few cases
they mentioned that they had to pay some money for the service. 60 % of the admitted
patients used public transport like bus, tempo etc. 18 % of the patients made their own
arrangement.
Amongst the outdoor patients, 67 % used public transport like bus, tempo etc. 23 % of the
outdoor patients came cycle or by foot. 33 % of the respondents made their own arrangement
for travel to the hospital including two-wheeler or by foot and in rare cases some of the
patients came to the hospital by car.
23
57
19
1
0
10
20
30
40
50
60
70
No
accompanying
person
Patient +1 Patient +2 Patient + 3
Number of persons accompanying the patient to
District Hospital Raisen (value in %)
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 21
Cost of travel incurred by the patients: The average cost borne on account of travel by the
indoor patients amounted to Rs 164. Certain instances were found when the patients paid
money even when they availed the facility of government supported transport the Janani
Express and the 108 ambulance even when the facility should be available free of cost to the
patients. Such instances cause dissatisfaction among the patients and efforts must be done to
minimise such instances. The average cost of travel for the outdoor patients was Rs 124.
Note: The information was gathered by means of a questionnaire at the time of discharge from the
hospital .Thus the travel cost as informed by the patient was multiplied by 2 to be able to get the
approximate travel cost involved.
In spite of the fact that some of the admitted patients used the government facility of
108 ambulances or Janani express, the average cost of travel is more in case of admitted
patients than the cost of travel borne by the outdoor patients. This is because the family
bears travel cost on account of visit of attendants of the patient to the hospital in the case of
admitted patients.
Cost of stay in case of admitted pateints : Information was gathered from the admitted
pateints for cost incurred during stay in the hospital for treament.Majority of the attendants of
the patients shared the bed with the patient or slept on the floor.
Amount spent on food during treatment at the hospital: There is a facility of free food for
the admitted patients in the hospital. In spite of the fact that food is provided free of cost the
admitted patients, some expenses are incurred on food for attendants. Also, some amount is
spent on food by outdoor patients and their attendants. An average sum of Rs 228 was spent
for food related expenses in case of admitted patients. The duration of stay of the patients in
case of admitted patients was in the range 1 day to 35 days depending on the nature of the
disease. The average duration of day of the admitted patients in the hospital was 5 days. The
average amount spent on food was Rs 60 per day in case of admitted patients while in case of
outdoor patients they spent an average amount of Rs 7 on food.
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 22
Expenses for medicines and investigation:
Medicines: Medicines were provided free of cost in case of majority of the patients.
Investigations: The facility of free investigation was provided to majority of the patients.
Pathological investigation and X-ray etc was done free of cost for the patients .However, one
patient mentioned that he had to get MRI done from outside.
Health care seeking behaviour: The patients were also asked about the treatment taken, if
any course of action taken by them in the past for treatment of the same disease in the past.
About 77 % of the patients either treated the patient at home or did not take any action for
treatment prior to bringing the patient to the district hospital. Approximately 15 % of the
respondents had visited same or other government health facility in the past for treatment of
the same disease. Only 8 % of the patients used the facility of private hospital/ clinic in the
past for the treatment of same disease. The usage of facility of CHC/ PHC was also found to
be very low likewise the usage of jadi-booti or traditional medicine was also found to be low
among the respondents.
The patients who used the private hospital / facility before availing the Govt facility had a
total out of pocket expenditure of Rs 1217.
The respondents were asked about the nearest government health facility for them. Majority
85 % of the respondents mentioned District hospital Sehore to be the nearest Government
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 23
supported health facility. 15 % of the respondents mentioned that other health facility was
available close to their residence at average distance of about 10 km, yet they preferred to
come to District hospital for treatment. This shows lack of awareness about the facilities
available at the PHC/CHCs and the need to strengthen the same.
Referral mechanism: Ideally the patient should visit the neighbouring Sub – centre or PHCs
and in case of problem referred to CHC of sub-district hospital. However, it was found only
6% of the patients surveyed were referred to the hospital.
Travel time to reach the hospital: Information was gathered from the respondents regarding
the travel time required to reach the hospital. Almost 83 % of the patients reached the
hospital within one hour, 13 % of the respondents reached took more than one hour but less
than 2 hours to reach the hospital while 4 % of the respondents travelled for more than 2
hours to reach the hospital .Almost all of the indoor patients who used the Govt supported
transport facility like the Janani Express or 108 ambulance were also able to get the vehicle in
1 hour’s time.
Waiting time to show the patient to the doctors: Once the patient reaches the hospital he
/she are required to get the token and then stand in a queue waiting to be seen by the doctor.
About 63% of the respondents mentioned that they waited for almost half an hour to meet the
doctor. About 28% of the patients waited more than 30 minutes but within 1 hour. 4% of the
patients had to wait for more than one hour but less than 2 hours. 4 % of the patients had to
wait more than two hours to show the patient to the doctor.
It is a major complaint by the patients that they were not seen by the doctors in Government
hospital do no not see the patient or listen to their complaint for sufficient duration of time.
The summary of the responses is as under:
Time taken by doctors to see the outdoor patients
(responses value in %)
0-5 minutes 68
5-10 minutes 28
10-30 minutes 1
> 30 minutes 1
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 24
The patients who were seen by the doctor for more than 10 minutes mainly comprised of
fracture, accident, cataract procedure etc.
Opinion of patients regarding behaviour or the doctors: Opinion was taken from the
patients regarding on the behaviour of the doctors during the course of the treatment
approximately 20 % of the outdoor patients and indoor patients found the behaviour of the
doctor to be good or very good, while almost 80 % of the patients were of the view that the
behaviour of doctors was average.
Opinion of patients regarding behaviour of the staff: 15 % of the indoor patients were of
the view that the behaviour of staff was good while 10 % of the outdoor patients found the
behaviour of the staff to be good or very good. 85 % of the indoor patients and 90 % of the
outdoor patients were of the view that the behaviour of staff was average.
Facility of drinking water in the hospital: The admitted patients and the outdoor patients
were asked to give their opinion in the facility of drinking water in the hospital. Almost 21 %
of the patients were of the view that the facility of drinking water was good, almost 63 %
found the same to be average .Approximately 16 % of the patients felt that the facility of
drinking water in the hospital was bad or very bad.
0
10
20
30
40
50
60
70
Very good Good Average Bad Very Bad
0
23
58
16
3 0
20
67
10
3
Opinion of patients about facilty of drinking water
at Raisen District Hospital (value in percent)
Admitted Patients Outdoor Patients
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 25
Facility of toilets in the hospital: Almost 48 % of the admitted patients were of the view
that the facility of toilets in the hospital was bad or very bad while 53 % of outdoor patients
who mentioned that the facility of toilets was bad or very bad.
Response of admitted patient for certain facilities availed by them exclusively: The
admitted patients were asked about the quality of food, the response of the patients on the
same is as under. 21 % of the admitted patients found the food served to them as good, 79 %
felt that the food was average.
The admitted patients were asked to rate the stay facility for the attendants at the hospital. 74
% of the patients said that the facility for stay for the attendants in the hospital was either bad
or very bad. 24 % of the indoor patients found the stay facility to be average, only 2 % of the
respondents found the stay arrangement to be good.
The patients were asked if they would like to come back to the hospital if they faced any
medical problem. This is an indicator of overall satisfaction from the services of the hospital.
Almost all the patients mentioned that they would like to come back to the hospital in case of
health related problems .However it must be kept in mind that majority of the patients who
availed the facility of the district hospital Raisen were found to be from the relatively poor
community also the education level of the families of the patient was also found to be not
very high. Considering the cost of treatment to be much higher in the private institutions
which has also been validated by the means of the study, it seems that the patients did not
have many other options.
Private Hospital Vs Government Hospital
The respondents were asked if they availed the facility of treatment in private hospital / clinic
during the last one year, 40 % of the respondents mentioned that they availed the facility of
private hospital / clinic during the last one year.
The respondents were asked about the average monthly expenses on medicines for common
problems like cough, cold, fever etc which they at time purchase directly from the chemist at
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 26
times based on the prescription given by the doctor much earlier or based on advice from the
chemist, friends, relatives etc. On an average the patients spent Rs 728 per annum on
purchase of medicines from common household health related problems. This is another
aspect of out-of –pocket expenses on health which generally gets ignored.
The patients were asked about any other specific complains that they had or any
suggestion they had to make improvement in the facility at the hospital. The major
complaints and suggestions were:
Shortage of beds in the hospital
Need for better arrangement for the attendants
The overall out of pocket expenses for patients who availed the facility of District hospital
Raisen was found to be very low as compared with the out-of-pocket expenses incurred by
the patient in the private facility.
Particulars Amount spent by patients availing facility of
district hospital Raisen ( amount in rupees)
Indoor patients Outdoor patients
Transport 164 124
Food related
expenses
228 7
Stay facility 0 0
Pathological
investigation
0 0
Investigation X-
ray, scan , other
investigation
0 6
Medicines 0 0
Total 392 137
The average cost of treatment in private hospital for the same disease among the
patients of Raisen district was found to be Rs 1217.
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 27
3.2 Findings of District Hospital Sehore:
District Hospital Sehore pattern of patients: The observation of the study is based on the
responses received from the respondents comprising of patients. Almost 97 % of patients
surveyed were from Sehore district itself. However, some patients from neighbouring
districts like Raisen, Ujjain, Shajapur, Dewas etc also availed the facility of treatment at
District Hospital Sehore. Against 200 beds sanctioned for the hospital, there are 260 beds
available in the hospital. The detail of staff posted in the hospital is available in Annexure –
IV.
3.2.1 Socio economic status of the patients availing treatment at District
hospital Sehore
Rural /Urban mix of patients: Majority of the inflow of patients were from the rural area
(69 %) while only approximately 31 % of the patients who availed the services of the Sehore
district hospital were from urban area.
B.P.L card holders: Approximately 53% of the families surveyed which availed the facility
of Sehore District Hospital were B.P.L card holders.
Age group of the patient: The hospital provides a range of facilities for patients of all age
groups. About 18% of the patients covered under the study were less than 10 years of age, 8
% were more than ten years but less than 18 years of age, and about 65% were in the age
group 18-60 years while approximately 9% patients were more than 60 years of age. The
range of facilities available in the hospital includes delivery, paediatrics, nutrition
rehabilitation centre, surgery, ophthalmology, medicine, ENT, gynaecology, urology, dental
etc. There is facility of OPD for outdoor patients and for admission of the patients. The
average duration of stay in case of admitted patients was 5 days with a minimum duration of
stay at the hospital for 1 day while the maximum duration of stay for the admitted patients
covered under the survey was 14 days.
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 28
Category of patients: Almost 12% of the respondent patients who availed the services of
Sehore District Hospital were from general category, approximately 9% were from scheduled
caste, and 15% were from scheduled tribe while 64% were from other backward classes.
Level of education of the head of the household: In 39 % of the cases the head of the
household was either illiterate or had completed primary education. In 15 % of the cases the
head of household was educated up to middle school. 25 % and 11% had completed high
18%
8%
65%
9 %
0
10
20
30
40
50
60
70
0-10 years >10 years upto
18 years
>18 years upto
60 years
> 60 years
District Hospital Sehore -number of respondent
patients falling in different age groups
General
12%
Scheduled
Caste
9%
Scheduled
Tribe
15% Other
Backward
classes
64%
Category of respondent patients who availed
treatment at District Hospital Sehore
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 29
school and higher secondary school respectively. Only in 10 % of the cases the head of the
house hold were either graduate or post–graduate.
Occupation: Information was gathered on the main source of income of the family of the
patient availing the treatment facilities at district hospital Sehore. Majority of the patient’s
family worked as labourers with almost 51% of the surveyed families working as labourer.
Almost 24% derived their major source of income from agriculture, 16% of patients surveyed
were self employed / had business, almost 4% were in government job while 5 % did other
work like plumber, tailor, driver etc.
Illiterate
22%
Upto 5th
Standard
17%
Upto 8th
Standard
15%
Upto 10th
Standard
25%
Upto 12th
Standard
11%
Graduate
9%
Post Graduate
1%
Education level of the head of household of the patients
surveyed in District Hospital Sehore
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 30
Monthly income of the household from all sources: Information was also gathered and
classification was done on the basis of the monthly income of the families. Majority (56%) of
the families earned less than Rs 5,000 per month while 27% of the families had monthly
income in the range Rs 5,000 to Rs 10,000 approximately 6% of the families earning income
in the range Rs 10,000 to Rs 15,000. Only 11% of the families covered under survey earned
more than Rs 15,000 per month.
Agriculture
24%
Labourer
51%
Govt. Service
4%
Self employed /
Business
16%
Others
5%
Main source of income for the family of the patients
who availed treatment at District Hospital Sehore
0
10
20
30
40
50
60 56
27
6 5 2 3 1
Monthly income from all sources of family of pateints visiting
District Hospital Sehore(value in %)
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 31
It is a usual perception that Government hospitals are flooded with people and a numbers of
persons accompanying the patient to the hospital are very high. The respondents were asked
about the number of persons accompanying the patient to the hospital .In 17% of the cases
there more than two persons were accompanying the patient.
3.2.2 Out of pocket expenses and experiences during treatment at District
hospital Sehore
Mode of transport: Among the admitted patients, about 25% used the Government
supported transport facility like 108 or Janani express. The government supported facility
was used in the cases pertaining to delivery of the baby, accident etc. Majority of the patients
mentioned that they got the government supported facility free of cost; however, in few cases
they mentioned that they had to pay some money for the service. Almost all the patients who
availed the service of Janani Express / 108 ambulances received the same within 1 hour of
calling the ambulance. 23% of the admitted patients used public transport like bus, tempo etc.
48% of the patients made their own arrangement including two -wheeler or car. 4 % of the
patients came on foot.
Amongst the outdoor patients, 24% used public transport like bus, tempo etc. 23% of the
outdoor patients came cycle or by foot. 53% of the respondents made their own arrangement
0
20
40
60
80
19
64
12 4 1
Number of persons accompanying the patient to
District Hospital Sehore (value in percentage)
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 32
for travel to the hospital including two-wheeler and in rare cases some of the patients came to
the hospital by car.
Cost of travel incurred by the patients: The average cost borne on account of travel by the
indoor patients amounted to Rs 356, it was observed that few of the patients came from
neighbouring district Shajapur and had to incur a cost of Rs 3,000 on account of travel to the
hospital. Certain instances were found when the patients paid money even when they availed
the facility of government supported transport the Janani Express and the 108 ambulance
even when the facility should be available free of cost to the patients. Such instances cause
dissatisfaction among the patients and efforts must be done to minimise such instances. The
average cost of travel for the outdoor patients was Rs 78.
Note: The information was gathered by means of a questionnaire at the time of discharge
from the hospital .Thus the travel cost as informed by the patient was multiplied by 2 to be
able to get the approximate travel cost involved.
In spite of the fact that some of the admitted patients used the government facility of
108 ambulances or Janani express, the average cost of travel is more in case of admitted
patients than the cost of travel borne by the outdoor patients on account of certain cases were
the patient had to spent higher amount as travel cost in case of emergency. The family also
bears travel cost on account of visit of attendants of the patient to the hospital in the case of
admitted patients.
0
100
200
300
400
Admitted patients Outdoor patients
356
78
Cost of travel in rupees -for pateints who availed the
facility of treatment at District Hospital Sehore
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 33
Cost of stay in case of admitted pateints : Inforamtion was gathered from the admitted
pateints for cost incurred during stay in the hospital for treament.Majority of the attendants of
the patients shared the bed with the patient or slept on the floor.Few respondents mentioned
paying amount in the range Rs 50 to Rs 200 on account of stay.
Amounts spent on food during treatment at the hospital: There is a facility of free food
for the admitted patients in the hospital. The food being served to the patients was also
observed. In spite of the fact that food is provided free of cost the admitted patients, some
expenses are incurred on food for attendants. Also, some amount is spent on food by outdoor
patients and their attendants. An average sum of Rs 313 was spent for food related expenses
in case of admitted patients. The average duration of stay in case of admitted patients was 5
days with a minimum duration of stay at the hospital for 1 day while the maximum duration
of stay for the admitted patients covered under the survey was 14 days. The admitted patients
spent Rs 56 per day on an average on account of food during stay at the hospital .While in
case of outdoor patients they spent an average amount of Rs 9 on food.
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 34
Expenses for medicines and investigation:
Medicines: Medicines were provided free of cost in case of majority of the patients,
however, purchase of medicine was reported in few cases since the medicine was not
available in the hospital.
Investigations: The facility of free investigation was provided to majority of the patients.
Some patients reported that paid money for pathological investigations and x-ray .The reason
reported for the same were: delay in investigation or it was informed by the doctor that the
investigation needs to be done form outside the district hospital. Efforts must be done to
minimise such cost to the extent possible.
CT scan machine is available in the district hospital Sehore on a PPP mode. The BPL patients
are not charged any amount for the scan facility. There is a rate list applicable for the scan
facility of the APL patients. It was observed that CT scan was being done free of cost for the
BPL patients.
0
50
100
150
200
250
300
Admitted Patients Outdoor Patients
313
9
Average cost of food in rupees availing treatment at
District Hopsital Sehore
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 35
Health care seeking behaviour: The patients were also asked about the treatment taken, if
any course of action taken by them in the past for treatment of the same disease in the past.
About 50 % of the patients either treated the patient at home or did not take any action for
treatment prior to bringing the patient to the district hospital. The patients availing the facility
of district hospital Sehore showed higher faith in the Govt supported facility as
approximately 40 % of the respondents had visited same or other government hospital in the
past for treatment of the same disease. Only 7 % of the patients used the facility of private
hospital/ clinic in the past for the treatment of same disease. The usage of facility of CHC/
PHC was also found to be very low likewise the usage of jadi-booti or traditional medicine
was also found to be low among the respondents.
The respondents were asked about the nearest government health facility for them. Majority
86 % of the respondents mentioned District hospital Sehore to be the nearest Government
supported health facility. 14 % of the respondents mentioned that other health facility was
available close to their residence at average distance of about 9 km, yet they preferred to
come to District hospital for treatment. This shows lack of awareness about the facilities
available at the PHC/CHCs and the need to strengthen the same.
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 36
Note: The patients who used the private hospital / facility before availing the Govt facility
had a total out of pocket expenditure of Rs 2566.
Referral mechanism: Ideally the patient should visit the neighbouring Sub – centre or PHCs
and in case of problem referred to CHC of sub-district hospital. However, it was found only
2% of the patients surveyed were referred to the hospital.
Travel time to reach the hospital: Information was gathered from the respondents regarding
the travel time required to reach the hospital. Almost 94 % of the patients reached the
hospital within one hour, 6 % of the respondents reached took more than one hour to reach
the hospital while in case of 1 % of the respondents it took them more that 2 hours to reach
the hospital .Almost all of the indoor patients who used the Govt supported transport facility
like the Janani Express or 108 ambulance were also able to get the vehicle in 1 hour’s time.
Treatment at
home only
12%
No action
taken prior to
this
38%
Used Jadi-
booti
1%
Private
clinic/hospita
l
7%
Same/other
Government
hospital
40%
PHC / CHC
2%
Action taken for treatment of same disease
prior to bringing the pateint to district hospital
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 37
Waiting time to show the patient to the doctors: Once the patient reaches the hospital he
/she have do the registration and then stand in a queue waiting to be seen by the doctor.
About 73% of the respondents mentioned that they waited for almost half an hour to meet the
doctor. About 25% of the patients waited more than 30 minutes but within 1 hour. 2% of the
patients had to wait for more than one hour but less than 2 hours.
It is a major complaint by the patients that they were not seen by the doctors in Government
hospital do no not see the patient or listen to their complaint for sufficient duration of time.
The summary of the responses is as under:
Time taken by doctors to see the outdoor patients
(responses value in %)
0-5 minutes 62
5-10 minutes 26
10-30 minutes 9
> 30 minutes 3
Opinion of patients regarding behaviour or the doctors: Opinion was taken from the
patients regarding on the behaviour of the doctors during the course of the treatment
approximately 70 % of the outdoor patients and indoor patients found the behaviour of the
doctor to be good or very good, while almost 30 % of the patients were of the view that the
behaviour of doctors was average.
upto 1 hour
94%
1 hour to 2
hours
6%
more than 2
hours
1%
Travel time to reach Distrct Hospital- Sehore
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 38
Opinion of patients regarding behaviour of the staff: 72 % of the indoor patients were of
the view that the behaviour of staff was good or very good approximately while 68 % of the
outdoor patients found the behaviour of the staff to be good or very good. Almost 30 % of the
patients were of the view that the behaviour of staff was average.
Major portion of the Sehore district hospital was renovated in the recent past. Some
construction work was still going on at the time of data collection.
Facility of drinking water in the hospital: The admitted patients and the outdoor patients
were asked to give their opinion in the facility of drinking water in the hospital. 66 % of the
indoor patients and 63 % of the outdoor patients were of the view that the facility of drinking
water was very good or good in the hospital .Approximately 35 % of the patients felt that the
facility of drinking water in the hospital was average or bad.
Facility of toilets in the hospital: The admitted patients stay and use the facility of toilets in
the hospital for a longer duration of time. 67 % of the admitted patients were of the view that
the facility of toilets in the hospital was good or very good while 62 % of outdoor patients
who mentioned that the facility of toilets was good or very good.
Response of admitted patient for certain facilities availed by them exclusively: The
admitted patients were asked about the quality of food, the response of the patients on the
same is as under. 15 % of the admitted patients found the food served to them as very good,
61 % felt that the food was good while 24 % of the admitted patients found the quality of
food to be average.
The admitted patients were also asked to give their opinion on the facility of stay for the
attendants, 66 % of the responded found the facility to be good, 32 % found it to be average
while 2 % of the respondents mentioned that the facility of stay was bad.
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 39
The patients were asked if they would like to come back to the hospital if they faced any
medical problem. This is an indicator of overall satisfaction from the services of the hospital.
Almost all the patients mentioned that they would like to come back to the hospital in case of
health related problems .However it must be kept in mind that majority of the patients who
availed the facility of the District hospital Sehore were found to be from the relatively poor
community also the education level of the families of the patient was also found to be not
very high. Considering the cost of treatment to be much higher in the private institutions
which has also been validated by the means of the study, it seems that the patients did not
have many other options.
The respondents were asked if they availed the facility of treatment in private hospital / clinic
during the last one year, 53 % of the respondents mentioned that they availed the facility of
private hospital / clinic during the last one year.
The respondents were asked about the average monthly expenses on medicines for common
problems like cough, cold, fever etc which they at time purchase directly from the chemist at
times based on the prescription given by the doctor much earlier or based on advice from the
chemist, friends, relatives etc. On an average the patients spent Rs 745 per annum on
purchase of medicines from common household health related problems. This is another
aspect of out-of –pocket expenses on health which generally gets ignored.
The patients were asked about any other specific complaints that they had or any
suggestion they had to make improvement in the facility at the hospital. The major
complaints and suggestions were: ‘ilaj time se kiya jaye’ which is an indicator of the
time spent by the patients and their attendants during the course of the treatment.
Patients also complained about the excess time taken for the investigations, lack of
cleanliness in the toilets and scarcity of staff in the hospital.
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 40
The overall out of pocket expenses for patients who availed the facility of district
hospital Sehore was found to be low as compared with the out-of-pocket expenses
incurred by the patients in the private facility.
Particulars Amount spent by patients availing facility of
district hospital Sehore ( amount in rupees)
Indoor patients Outdoor patients
Transport 356 78
Food related
expenses
313 9
Stay facility 5 0
Pathological
investigation
66 2
Investigation X-
ray, scan , other
investigation
80 20
Medicines 87 0
Total 907 106
The average cost of treatment in private hospital by patients of Sehore district for the
same disease was found to be Rs 2566.
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 41
Chapter 4
Recommendations
Overall the district hospitals seems to have worked reasonably well on account of fulfilling
the mandate of the National Health Policy of providing health care while trying to minimise
the cost or financial hardship to the patients. The following recommendations are made based
on the feedback received from the patients and the findings of the study:
1. Minimise cost of treatment to the patient: Health problem in the family coupled with
expenditure on account of treatment is a great cause for concern especially to the poor. It was
found that the facility of the hospital is mostly used by the people from the low socio-
economic background. It was found that in some cases the patients had to get the
investigation done from outside on account of delay in the investigation at the hospital and so
end up paying money for the same. In rase cases medicine was purchased from outside
especially in case of admitted patients. Such cases should be minimised. It was found that if
the patients end up in the private health facility then the cost of treatment both direct cost and
indirect cost increases exponentially. The staff of the Government health facility should be
sensitive towards the importance of the service provided by them is on the life of the patients.
2. Improved awareness and availability of transport for the patients to the hospital: The
Government of Madhya Pradesh has provided the facility of free transport for patients under
108 ambulances and for pregnant women and infants under Janani Express. Majority of the
pregnant women who came to the hospital for delivery were able to get the benefit of Janani
Express or 108 ambulances to reach the hospital. Certain instances were found when the
patients paid money even when they availed the facility of government supported transport
the Janani Express and the 108 ambulance even when the facility should be available free of
cost to the patients. Such instances cause dissatisfaction among the patients and efforts must
be done to minimise such instances.
3. Staffing in the hospitals: There is high importance of each level of functionary in a
government hospital including doctors, nurses, pharmacists, technicians, cleaner, driver etc
needs to be taken into consideration. Each of the service providers has an important role to
play in the smooth running of the mechanism. Also since the facility of hospital has to
function 24 by 7 throughout the year it is important to have a contingency plan for dealing
with staff related issues in case of an emergency. Deficiency of health personnel is not
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 42
limited to doctors alone. In the case of district hospital Raisen almost 50 % of the posts lie
vacant. Similarly lack of staff was found at district hospital Sehore also. In light of these
circumstances the patients and services of the hospital suffer. There is shortfall in various
categories of paramedical personnel which is a cause of concern. Thus there is an urgent need
to address the staff related issues.
4. Attitude of the doctor and staff towards the patients: Opinion was taken from the
patients regarding on the behaviour of the doctors and staff during the course of the treatment
, in almost while 30 % of the patients who availed the facility of district hospital Sehore felt
that the attitude of the doctors and the staff members towards the patients was average or bad
.It is proposed that a short training on soft skills and sensitivity to the needs of the patient be
organised for staff in the hospital.
5. Cleanliness and facility of toilets: There is a high risk of spread of infection if the hospital
premises are not kept clean. Maintenance of the hygiene and cleanliness of health facilities
and the toilets helps in reducing the risk of Hospital Acquired Infections (HAI). Maintaining
cleanliness in a health care facility differs from the conventional cleaning. The admitted
patients stay and use the facility of toilets in the hospital for a longer duration of time. 33 %
of the admitted patients for District hospital Sehore were of the view that the facility of toilets
in the hospital was bad or very bad as compared to 30 % of outdoor patients for District
hospital Sehore who mentioned that the facility of toilets was bad or very bad .Thus, there is
a the need to ensure that the toilets are functional and cleaned regularly in a phased manner
round the clock in the hospital.
Based on the responses from the patients it is known that the condition of toilets in
District Hospital Raisen was even worse with 48 % of the admitted patients and 53 % of
the outdoor patients stating that the facility of toilets in the hospital was bad or very
bad . This issue needs to be addressed immediately.
6. Facility of drinking water: The facility for drinking water is a very important for the
smooth functioning of the hospital. Approximately 35 % of the patients who availed the
facility of district hospital Sehore said that the facility of drinking water was either average or
bad. There is a need to ensure regular supply of clean drinking water in the hospital.
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 43
The facility of drinking water was not very good at District Hospital Raisen was not very
good with almost 63 % of the respondents stating that the facility of drinking water was
average and 16 % of the patients felt that the facility of drinking water in the hospital was
bad or very bad. This is an area of concern and it is proposed that immediate action be taken
to improve the facility of drinking water in the hospital.
7. Increased use of information technologies: One of the common problems reported by the
patients was delay in investigations. A number of modern technologies have become
available over the years to improve the functioning of public hospitals. The guiding principle
for their use should be that these technologies should be used to maximize the patient
welfare, rather than for curtailing patient services. Diagnostic equipment, like auto analyzers
that are now available, have replaced the manual diagnostic processes and can be deployed to
do laboratory investigations round the clock without necessarily having to deploy larger
manpower as was necessary with manual processes.
8. Strengthening the referral mechanism: The referral system is very important for the
smooth functioning of the system. It is essential to strengthen the institutions of PHC and
CHC to be able to rationalise the flow of patients, it was found that majority of the patients
came to the district hospitals. This scenario leads to over load at the district hospital .It is
essential that training calendar be developed and the staff of PHC / CHC visit the district
hospital and take training of dealing with basic health issues. The general population availing
the facility of the district hospital must also be counselled and encouraged to visit the
neighbouring health facilities.
The task of making the primary and secondary level health institutions functional ought to be
the utmost priority, such that people can access effective healthcare for common and easily
treatable conditions nearest to their homes. Urgent steps need be taken to provide working
and living conditions in the peripheral areas that will encourage doctors and other health
personnel to be willing for rural service. Family hostels should be built in the nearby urban
centres to house the families of doctors and other medical personnel, while they are posted in
remote areas. It may be noted that such steps are taken in the case of defence personnel , if
comparable status is given to health care professionals if will go a long way in improving the
health scenario.
Study of district hospital Raisen and Sehore – An analysis of out of
pocket expenses 2018
Atal Bihari Vajpayee Institute of Good Governance & Policy Analysis, Bhopal 44
References:
http://www.mpinfo.org/MPinfoStatic/english/articles/2013/100813Lekh22.asp,
Department of Public affairs, govt of MP accessed on 10th May 2018 and brochures on the
government schemes
National Health Accounts Estimates of India 2014-15 -
https://mohfw.gov.in/sites/default/files/National%20Health%20Accounts%20Estimates%20Report%2
02014-15.pdf
Vikas Bajpai, the Challenges Confronting Public Hospitals in India, Their Origins, and Possible
Solutions, Centre for Social Medicine and Community Health, Jawaharlal Nehru University, New
Delhi, India, Advances in Public Health Volume 2014 (2014), Article ID 898502
Nicholas Otieno Okello and Dr. Agnes Njeru- Factors Affecting Out-Of-Pocket Medical Expenditure
Among Out Patients in Hospitals in Nairobi County- International Journal of Scientific and Research
Publications, Volume 5, Issue 6, June 2015
Footnotes:
1. Xu K (2004) Distribution of health payments and catastrophic expenditures. World Health Organization.
2. Carrin G, James C, Evans D (2005) Achieving universal health coverage: Developing the health financing
system. World Health Organization, Geneva.
3. Puteh SEW, Almualm Y. Catastrophic Health Expenditure among Developing Countries. Health Syst
Policy Res. 2017, 4:1. doi:10.21767/2254-9137.100069.
4. Wyszewianski L. Financially catastrophic and high-cost cases:definitions, distinctions, and their implication
for policy formulation.Inquiry1986; 23:382–94
5. http://www.who.int/health_financing/documents/lancet-catastrophic_expenditure.pdf accessed on
21/08/2018.
6. Krishna, Anirudh, M Kapila, M. Porwal and V. Singh. Why Growth is not enough: Household Poverty
Dynamics in Northeast Gujarat, India. Journal of Development Studies, Vol. 41, No. 7. October 2005
7. Golechha M (2015) Healthcare agenda for the Indian government. Indian J Med Res 141:151-153.
8. Key indicators of Social Consumption in India Health, Ministry of Statistics and Programme
Implementation, National Sample Survey Office, NSS round 71.
9. Healthy States, Progressive India report on the ranks of States and Union Territories, Ministry of Health and
Family Welfare, Govt of India, Niti Aayog and the World Bank.
Financial flow of funds in health system Annexure I
Find flow
to NPISH
Fund flow to Government
Health Facilities
Taxes Payments
OOPE
NHM fund
flow
Premiums
Fund Flow
to
Private
Facilities
ULB- Urban Local Bodies; RLB- Rural Bodies
NPISH- Non- Profit Institutions Serving Households (NGOs) OCMs- Other Central Ministries);DH – District Hospital;SDH – Sub District Hospital
CHC- Community Health centre; PHC- Primary Health Centre; SC- Sub-centre
ESIC- Employees State Insurance corporation
ECHS- Ex- Servicemen Contributory Health Scheme
CGHS- Central Government employee Health Scheme
OOPE- Out of pocket Expenditure; DoHFM- Department of Health and Family Welfare
NHM- National Health Mission
Source : National Health Accounts Guidelines for India 2016 , National Health Accounts Technical Secretariat , National Health System Resouce
Centre , Ministry of Health and Family Welfare , Govt of India
Union
Government
G
State
Governments
nt ULBs/RLBs Enterprises-
Public & Private
NPISH
(NGOS)
External
Donors
Households
ssssolds
OCMS
MMS
MoHFW
hawk
State DoHFW State Other
Depts.
State/District
Societies ESIC
Trusts for Schemes
on social
protection/NPISH
Private Health
Insurance
OOPE
Government
health insurance
Government Health facilities (Center of Excellence, Medical College
Hospitals, all public health facilities including Hospitals/ Dispensaries of
ULB, Defense, ESI, ECHS, Railways, CGHS)
Private Health Facilities
(Private Hospitals/ clinics, Enterprises Hospitals/
Clinics, NPISH Hospitals/Clinics)
(
Households
(as a source of finance and consumer of healthcare services and goods)
Rev
en
ues
of
Hea
lth
-
care
Fin
anci
ng
Sch
emes
(FS
)
Hea
lth
care
Fin
anci
ng
Sch
emes
– (
HF)
Pro
vid
ers-
(HP
)
46
Annexure – II
Strength of ward wise beds in Raisen District Hospital
ftyk fpfdRlky; jk;lsu es orZeku esa iyaxks dh la[;k
1 esy okMZ 85
2 Qhesy okMZ 58
3 cPpk okMZ 17
4 ,u +vkj +lh +okMZ 10
5 ,l +,u +lh +;w +okMZ 22
6 vkbZ +lh +;w +okMZ 4
7 izk;osV okMZ 4
8 ih +ih +okMZ 55
9 eerk okMZ 10
Lokbu ¶yw 4
esu vksVh ,y +Vh +Vh + 4
10 vkbZ okMZ 10
;ksx 283
47
Annexure-III
jk;lsu ftyk vLirky& laoxZ ds Lohd̀r dk;Zjr ,oa fjDr inksa dh tkudkjh
Ø + in dk uke Lohd̀r in dk;Zjr in fjDr in
1 mi izca/kd 1 0 1
2 esMhdy fo'ks"kK 5 1 4
3 us= jksx fo'ks"kK 2 1 1
4 'kY; fØ;k fo'ks"kK 2 1 1
5 L=h jksx fo'ks"kK 4 2 2
6 f'k'kq jksx fo'ks"kK 7 2 5
7 fu'psruk fo'ks"kK 4 1 3
8 jsfM;ksykftLV 2 1 1
9 vfLFk jksx 3 1 2
10 iSFkkykftLV 2 2 0
11 ukd dku xyk fo'ks"kK 2 0 2
12 nar jksx fo'ks"kK 1 0 1
13 {k; jksx fo'ks"kK 1 0 1
14 esMhdy vkWQhlj 28 8 20
15 nar 'kY; fpfdRld 2 2 0
16 vk;q"k fpfdRld 1 0 1
17 izk'kkldh; vf/kdjh 1 0 1
18 , +,l +vks + 1 0 1
19 eq[; fyfid 1 1 0
20 ys[kkiky 3 2 1
21 dsf'k;j 1 0 1
22 lgk;d xzsM&2 2 1 1
23 lgk;d xzsM&3 3 4 -1
24 LvhoMZ 1 0 1
25 ck;ksdsfeLV 1 1 0
48
26 ySc VsDuhf'k;u 15 8 7
27 jsfM;ksxzkQj 5 3 2
28 us= lgk;d 3 2 1
29 QkekZflLV xzsM 2 8 1 7
30 Msªlj 8 8 0
31 ySc lgk;d 1 1 0
32 MkdZ#e lgk;d 3 2 1
33 osDlhusVj 1 0 1
34 bysDVªhf'k;u 1 0 1
35 okgu pkyd 2 1 1
36 esVªu 7 0 5
37 uflZx flLVj 4 0 2
38 LVkQ ulZ 115 69 46
39 , +,u +,e 3 2 1
40 nkbZ 4 4 0
41 Hk̀R; 12 10 2
42 pkSdhnkj 1 1 0
43 Dqd 1 0 1
44 Dyhuj 2 0 2
45 MkdZ#e vVsaMsV 3 1 2
46 vks +Vh +vVsaMsaV 10 0 10
47 vk;k 2 2 0
48 ysc vVsMsaV 6 2 4
49 okMZ ok; 25 7 18
50 Lohij 7 9 -2
51 okMZ ck; lafonk 20 0 20
52 dEI;wVj vkWijsVj lafonk 4 0 4
53
okgu pkyd lafonk ij 4
0
4
Total 358 164 194
49
Annexure –IV
Status of staff at district hospital Sehore
50