solution in detail finance treasury and financial risk management

Solution in Detail

Finance

Treasury and Financial Risk Management

Executive Summary Solution Overview Contact Us

© 2013 SAP AG or an SAP affiliate company. All rights reserved

© 2013 SAP AG or an SAP affiliate company.

All rights reserved.

2 / 28

Managing Treasury and Financial Risk

New regulatory and compliance requirements.

The mandate to reduce finance costs. Ongoing

economic and financial crises. These factors

have placed unprecedented burden on treasury

departments.

To meet these challenges and still perform at

optimal levels, treasury decision makers want

greater transparency and control over complex

processes associated with managing pay-

ments, cash, liquidity, and risk. At all times,

they must know where their cash is, where it’s

originating, and where it’s needed.

And they need to better understand and

manage potential issues associated with

liquidity, counter parties, and currency.

Best-run businesses are turning to compre-

hensive treasury management software

solutions to help gain and maintain control

over these complex demands. The function

has adequate liquidity to drive growth and

innovation. They can even integrate this

information with their existing enterprise

resource planning (ERP) systems.

Fewer full-time equivalents

for treasury and cash

management where a

treasury system automates

analysis such as mark to

market and value at risk

Source: SAP Performance

Benchmarking

With the advent of the economic crisis, board-level executives are more focused on

the treasury function than ever before. Treasury departments are challenged with

proactively identifying sources of data, while pinpointing risks and shortfalls. Insight and Control

Treasury and Risk

Management

SAP Innovations

Company-Wide

Collaboration


56%

https://valuemanagement.sap.com/disclaimer/



3 / 28

Many treasury departments are struggling to

keep up with the business demands, volatile

markets, and manual processes. SAP software

solutions can simplify processes for working

capital, risk management, and compliance –

while improving investment income and

borrowing costs.

Payments and bank communications software

streamlines payment processes and improves

the management of multiple bank communi-

cation interfaces.

Cash and liquidity management software

extends cash visibility and monitoring for maxi-

mum insight and accuracy.

Managers also gain control over liquidity

planning by accessing sources and data from

multiple systems.

Debt and investment management software

provides insight into anticipated cash balances

to optimize investment returns.

Financial risk management software lets

departments stay current with market con-

ditions by analyzing multiple risk categories.

Commodity risk management software helps

mitigate potential threats by identifying and

quantifying exposure toward commodity price

and foreign-exchange risk.

Gaining Greater Insight and Control

SAP software for treasury and risk management is natively integrated to increase

transparency and control. It provides a single source of information and automate

many critical processes, eliminating extensive manual data gathering and rekeying,

duplicate efforts, reconciliation, and human errors.

Executive Summary

Insight and Control

Treasury and Risk

Management

Solution Overview Contact Us

SAP Innovations

Company-Wide

Collaboration

http://www.youtube.com/watch?v=12kzvpYkcUY



4 / 28

In times of reduced bank lending and stagnant liquidity, strong treasury and risk

management is critical. Much more coordination and visibility are required by the

corporate treasury function across the board. It’s no wonder best-run companies

seek out SAP software to integrate this function into their overall finance operation,

helping them gain both efficiency and cost-effectiveness.

Collaborating Company-Wide

Reduce treasury management costs, cycle times, and resource demands

Speed decision making and reduce unnecessary bank borrowing

Help ensure financial reporting compliance

Improve efficiency and automation by using straight-through processing

Optimize working capital to fund operations with robust cash and liquidity

35% Percentage of companies

that have a fully up-to-date

treasury system that supports

compliance with financial

accounting standards and

regulations


Benchmarking

Executive Summary

Insight and Control

Company-Wide

Collaboration


Treasury and Risk

Management

SAP Innovations




5 / 28

Database and technology solutions powered by

SAP HANA accelerate key business processes

with in-memory technology. This enables

monitoring and analysis of high-volume data

and business transactions in real time.

An embedded analytics tool with simulation

functionality lets you propose what-if scenarios

and determine optimal strategies.

Mobile solutions provide 24x7 access to

mission-critical data and the ability to approve

workflow on the fly.

SAP Innovations

SAP software leverages the latest innovations such as the SAP HANA platform,

embedded analytics, mobile solutions, and preconfigured services that facilitate

implementation.

Executive Summary

SAP Innovations

Company-Wide

Collaboration


Insight and Control

Treasury and Risk

Management



6 / 28

Managing Treasury and Financial Risk Enhances Insight

and Control

Payment and Bank Communications

Centralize and optimize processes – from in-house banking to corporate-to-bank

communication.

Cash and Liquidity Management

Increase cash flow transparency of working capital across the whole group and

improve liquidity planning.

Debt and Investment Management

Manage transactions and multiple financial instruments, while monitoring and

controlling investments and risks.

Financial Risk Management

Identify and quantify exposure to foreign exchange, interest rate, commodity price,

and counterparty risk.


Payment and Bank

Communications

Solution Overview

Debt and Investment Mgmt.

Cash and Liquidity Mgmt.

Commodity Mgmt.

Financial Risk Mgmt.

Why SAP?

Treasury and Financial Risk



7 / 28

The treasury and financial risk

management process covers

the complete value chain from

treasury operations up to com-

prehensive risk management

functions.

Treasury and Financial Risk Management

Solution Overview Executive Summary Contact Us

Payment and Bank

Communications

Solution Overview



Commodity Mgmt.


Why SAP?


Process

Payments

Manage

Intercompany

Transactions

Manage

Payment Factory

Forecast

Liquidity

Reconcile Plans

with Actual

Get Cash

Overview

Propose Deal

Manage

Positions

Approval of

High-Volume

Payments

Operational

Cash Flow

Planning

Deals Request:

Borrow or Invest

Manage

Investments/

Portfolio

Transmit and

Monitor

Payments

Manage

Treasury

Transactions

Processing of

Deals

Deal Request

and

Management

Financial and

Commodity Risk

Management

Debt and

Investments

Strategies

Cash and Liquidity

Management

Payments and Bank

Communications

Identify Risks

and Consolidate

Hedge

Management

and Accounting

Provide Risk

Indicators and

Report

Exposures

Identify

Exposure

Process

Electronic Bank

Statements



8 / 28

Streamlined payment processes reduce cycle

times and costs, while helping to ensure

compliance. However, multiple point-to-point

electronic interfaces, payment standards, and

data formats can increase support costs and

resource demands.

Treasury departments within multinational

organizations face the additional challenge

of complex business operations on a global

scale.

Cross-border payments and transactions

among companies, as well as gathering

and reconciling data from multiple financial

institutions, are “business as usual.”

SAP software for payments and bank

communications can help you meet these

challenges head on.

SAP software for payment and bank

communication centralizes and

optimizes processes – from in-house

banking to corporate-to-bank

communication.

Payment and Bank Communication

35% Percentage of companies

that have a fully up-to-date

treasury system that supports

compliance with financial

accounting standards and

regulations


Benchmarking

Capabilities

Payment and Bank

Communications

Benefits

SAP Innovations

Solution Overview





9 / 28

Automated payment workflow streamlines

routing and approvals.

Intuitive status monitoring provides visibility

into the payment lifecycle.

Rules-based approval workflows help ensure

compliance by facilitating proper payment

approvals and documentation.

Mobile devices can be used to gain insight

into payment batches and expedite payment

release. Additional payment status messages

help identify and minimize exceptions.

Automated bank-to-book reconciliations provide

updated intraday cash balances. Furthermore,

central in-house control over cash reduces

reliance on banks and the need to transfer

cash to regions.

Standards-based interfaces eliminate the need

to create custom interfaces for propriety bank

data formats. Support for ISO20022 enables

compliance with compliance with Single Euro

Payments Area (SEPA).

Bank communications can become more

seamless with new spreadsheet standards.

A multibank gateway to codes from the

Society for Worldwide Interbank Financial

Telecommunication (SWIFT) helps minimize

counterparty and liquidity risks.

Streamline Payment Processing

Solution Overview

Capabilities

Payment and Bank

Communications

Benefits

SAP Innovations

Solution Overview

Executive Summary Contact Us



10 / 28

Through centralization, SAP software for treasury

and risk management can help save time and

money – while staying compliant. Reduce

programming and maintenance costs with a

natively integrated, standards-based interface.

Realize savings from reducing the number of

external payments by using in-house banking

and netting. Avoid the cost of external cross-

border payments and reduce float and value-date

losses. Optimize working capital through effective

cash pooling across the group, with more

interested earned as cash stays within the group.

In addition, consolidate the number of global

banking relationships and connections by using

multibank gateways. Minimize the number

of bank relations to decrease bank fees and

borrowing costs. Increase the speed of

processing and approvals with automation of

approval workflows, alerts, and escalations.

This helps ensure proper authorization, while

driving compliance with streamlined documen-

tation processes.

Cash flow is based on intragroup and

intergroup payments. By centralizing

these transactions, SAP software for

treasury and risk management can

help optimize payments and bank

communications.

Better Control with Real-Time Insights into Global

Cash Flow

13% Percentage of companies with

online forecasting models that

regional and global organiza-

tions use to analyze current

and historical cash flow trends


Benchmarking

Solution Overview

Capabilities

Payment and Bank

Communications

Benefits


SAP Innovations

Solution Overview




11 / 28

Mobile Payments

With executive staff on the road and unable

to sign off on high-value payments, the SAP

Mobile Consumer Payments solution pushed

urgent tasks to the treasurer, protecting your

business from process inefficiencies and

financial loss.

Innovations in Payments and Bank Communications

Payment Approvals

The SAP Payment Approvals mobile app

displays payment batches waiting for the

approval of the cash manager or financial

executive – anytime and anywhere

Financial Services Network

Bank landscapes are better managed through

SAP Financial Services Network. This cloud-

based network offers a single connection point

across multiple services, businesses, and

financial institutions.

40% Higher employee productivity,

where mobile access is

provided to employees across

all levels


Benchmarking

SAP innovations facilitate workflow

for payment approval and releasing,

whether on a mobile device or in

the cloud.

Solution Overview

Capabilities

Payment and Bank

Communications

Benefits

SAP Innovations

Solution Overview





12 / 28

Cash and liquidity management is one of the

most critical treasury functions. Yet, forecasting

liquidity is complicated by the amount of data

that must be gathered.

SAP software for cash and liquidity manage-

ment addresses the challenge with features

such as comprehensive, timely insight into

global sources and uses of cash – as well as

internal cash positions.

You can maximize cash flow visibility, import

cash balances from all your bank accounts,

and combine them with real-time data from

accounts receivable and payable systems. Add

comprehensive reporting and analytics for even

more effective cash management decisions.

In any kind of economy, cash and

liquidity management is a must-have.

SAP software increases cash flow

transparency of working capital across

the whole group and improve

liquidity planning.

Cash and Liquidity Management

28% Percentage of companies that

have a cash management

system that supports multi-

currency management and

reporting in any business unit


Benchmarking

Capabilities


Benefits

SAP Innovations

Solution Overview





13 / 28

SAP software for cash management and

liquidity is both flexible and customizable.

Decentralize or centralize cash management.

The choice is up to you with SAP In-House

Cash and the SAP Bank Communication

Management applications.

The applications provide an overview on actual

cash position per current day, the next few

days, and weeks to come. This allows analysis

of short- and midterm cash flow.

You can also pinpoint and optimize liquidity by

individual departments, subsidiaries, business

subunits, or organizations.

Consolidation of data from third-party or legacy

systems can help link systems of different

subsidiaries and regions. As a result, duplicate

data collection and retention are eliminated.

Also, automating data aggregation enables

real-time integration of different source

systems.

For added convenience, the applications

support internationally recognized formats

for electronic banking – including transfers

of account statements for the previous day,

partial-day account statements, and lockbox

statements.

21% Percentage of companies with

a treasury system to calculate

various treasury analyses,

such as mark to market and

value at risk


Benchmarking

Improve Forecasting and Cash Management

Capabilities



Benefits

SAP Innovations

Solution Overview




14 / 28

Because SAP software for cash management is

centralized company-wide, you’re sure to see

reduced costs and increased interest income

globally. This fully integrated application

accesses source data from your operational

systems in real time and tracks items from other

SAP applications. It facilitates data communica-

tion between the enterprise and its bank, which in

turn, enhances reconciliation processes and

lowers banking costs.

In addition, it eliminates the inefficiencies of

manual spreadsheet interfaces and slow access

to information to improve liquidity forecasting. By

drilling down to specific transactions that support

cash forecasts, you have ready access to the

data needed to make better liquidity decisions as

it relates to changing market conditions. The

bottom line is improved accuracy of cash

forecasts and reporting. With this information, you

can increase revenues through profitable use of

liquidity surplus and decrease financing costs by

minimizing liquidity reserves.

Complete integration between treasury

applications from SAP and core

accounting systems adds up to more

accurate cash flow forecasting and

more effective liquidity management.

Increase Control over Cash on Hand

Capabilities


Benefits


SAP Innovations

Solution Overview



15 / 28

Cash Forecasting

The SAP Cash Forecasting analytic application

can help create accurate cash forecasts based

on financial data from SAP and non-SAP

software.

With the analytic application, you can develop

an effective foreign-exchange hedging strategy

based on real-time insight into currency

exposure.

Accurate cash flow forecasting,

powered by SAP HANA, helps ensure

you have cash to run and grow

your business.

Innovations for Cash and Liquidity Management

Treasury organizations can also perform ex

post variance analysis on cash forecasts to

explain variance down to the cash-flow-

statement item level.

13% Higher financial forecast

accuracy for top 25%

organizations, versus bottom

quartile organizations


Benchmarking


Benefits

SAP Innovations

Solution Overview

Insert

image #

here


Capabilities

Solution Overview




16 / 28

Manual spreadsheet-based processes and

specialized systems are cumbersome to say

the least and inconsistent at best. They call for

the gathering, reconciling, and rekeying of data

– creating automation gaps and integrity

issues.

SAP debt and investment management

software enables high-level automation from

straight-through processing and deal capture to

financial accounting. By integrating this

software with our general ledger application,

you can support international financial reporting

requirements and regulatory compliance –

smoothly and effortlessly.

SAP debt and investment management

software gives you the power to

anticipate cash balances. Manage

transactions and multiple financial

instruments, while monitoring and

controlling investments and risks.

Debt and Investment Management

60% Fewer full-time equivalents for

treasury and cash manage-

ment in top 25% companies,

as compared to average

performers


Benchmarking

Capabilities


Benefits

Solution Overview





17 / 28

Complete integration with the SAP ERP

Financials solution helps ensure accurate

accounting compliance in accordance with

both Generally Accepted Accounting Principles

(US-GAAP) and International Financial

Reporting Standards (IFRS).

You can rapidly tap into electronic market-

places for commercial paper (short-term debt)

to obtain liquidity.

It is even possible to request, execute, track

and report on deals or investing transactions.

With proper controls, compliant statutory and

operational reporting is facilitated.

Consolidation of data from multiple sources and

uses of cash delivers accurate and up-to-date

forecasts.

Monitoring an investment portfolio and quick

execution of trades can help rebalance your

portfolio. You can also provide reports that help

other teams monitor deals and visualize risks.

60% Lower costs associated with

treasury and cash manage-

ment in top 25% companies,

as compared to average

performers


Benchmarking

Transform Your Treasury Operations

Capabilities


Benefits

Solution Overview





18 / 28

SAP treasury management software is

completely integrated and can be linked to

accounting and reporting systems supported by

SAP ERP Financials. They’re prepackaged, so

your business can be up and running quickly.

SAP treasury management software also

comes complete with a wide range of financial

instruments for efficient deal and position

management. For example, you can perform

a flexible analysis of financial exposure and

advanced risk-measurement methods –

including market-to-market, value-at-risk,

sensitivity, and gap analyses.

Decision makers can protect the business from

potential losses from partner insolvency, online

control of trading activity, active and risk-

oriented limit management, and worldwide

exposure and credit risk analysis.

Your entire business can stay in control and

compliant with comprehensive documentation

and history of all transactions.

Treasury management software from

SAP optimizes straight-through

processing – with full-view, real-time

analysis, audit trail, and compliant

reporting.

Achieve Optimization for Treasury Operations

80% Increase in time spent on

analyzing trend and data,

where business users access

data through tools such as

dashboards and drill-down

views


Benchmarking

Capabilities

Benefits

Solution Overview

Insert

image #

here


Solution Overview





19 / 28

Financial risk analytics help treasury personnel

manage market-based risks with greater

accuracy. They can conduct real-time reviews

of cash positions, risks, commodity price

changes, and currency conversion rates.

And with dashboards and other visualizations,

decision makers can quickly calculate exposures

and identify risks.

Risk mitigation strategies improve the quality

of hedge transactions and structure deals. This

approach enables the acceleration of trans-

actions and notifications to the business. In

addition, creation of an audit trail helps ensure

that every hedging transaction is recorded and

accurately reported.

Are you at risk? How can you mitigate

exposure? Financial risk management

software can help identify and quantify

exposure to foreign exchange, interest

rate, commodity price, and counterparty

risk.

Financial Risk Management

39% Fewer full-time equivalents

for compliance and risk

management, where a

risk management system

automates reporting


Benchmarking

Capabilities


Benefits

Solution Overview





20 / 28

Financial risk analytics can help determine

the effects of market risks – including interest

rate, foreign exchange, and commodity price

fluctuations on revenue streams, input costs,

and cash flows. Also, decision makers can

pinpoint counterparty risk exposure to cash

balances across global bank accounts.

Effective hedging strategies can help mitigate

market risks with real-time visibility into various

risk positions, calculation of value at risk, and

the ability to test hedge effectiveness.

Complete integration with SAP ERP Financials

helps ensure accurate hedge accounting

compliance in accordance with both US-GAAP

and IFRS financial reporting standards.

31% Fewer full-time equivalents

for compliance and risk

management, where issues

and reports are regularly sent

to management, auditors,

and IT


Benchmarking

Protect Against Financial Risk

Capabilities


Benefits

Solution Overview





21 / 28

SAP software for treasury and risk manage-

ment can help you better understand various

risk exposures and model their severity under

various scenarios.

Manage all types of financial risks and take

action by hedging market-based risks.

Make a flexible analysis of financial exposure

or use advanced risk measurement methods,

such as market-to-market, value-at-risk,

sensitivity, and gap analyses.

Protect against potential losses from business

partner insolvency, online control of trading

activity, active and risk-oriented limit

management, and worldwide exposure and

credit risk analysis.

Stay compliant with automated transaction

posting and position reporting with our general

ledger application.

And with prepackaged solutions, rapidly deploy

the solution in a predictable time frame.

SAP software for treasury and risk

management integrates operational

cash flows, transactions, and market

data for comprehensive analyses – to

help determine and contain financial

risks.

Identify, Measure, and Manage Risk More Effectively

90% Percentage of organization

that reported no automated

reporting and alerting to

facilitate risk management


Benchmarking

Capabilities

Benefits


Solution Overview





22 / 28

The SAP Commodity Risk Management

application can help you manage price risks

by eliminating spreadsheets, increasing trans-

parency, and enabling generation of timely

reports on commodity positions and exposures

to market prices. You can assess your

commodity risk position coming from commodity

procurement and commodity sales transactions

in real time and react quickly to business and

market changes.

It also supports deal capture and processing

of commodity-based financial derivatives trans-

actions, accounting integration, and hedge

accounting for derivatives. You can also generate

up-to-date reporting on your complete commodity

portfolio.

To succeed, you need a way to identify

and quantify exposure to commodity

price and foreign-exchange risk, as well

as proven steps you can take to mitigate

those risks – all while complying with

government regulations.

Commodity Risk Management

11% Percentage of companies that

follow innovative hedging

practices to protect against

supply market volatility


Benchmarking

Capabilities

Commodity Mgmt.

Benefits

Solution Overview





23 / 28

SAP Commodity Risk Management integrates

tightly with the SAP Commodity Procurement

and SAP Commodity Sales applications to

automatically capture exposure positions from

forecasts or physical transactions and compile

risk positions.

Financial hedging transactions are captured

and used to update the appropriate risk

positions. To manage these paper trades,

the applications enable the import and storage

of market prices, handle confirmations, and

counter-confirmations, as well as segregation

of duties.

Hedge management lets you define hedge

plans, maintain hedging relationships, measure

the effectiveness of hedges, and post hedge

accounting results to the general ledger.

Complete commodity risk reporting analytics

give you a view into risk positions and risk

policy compliance in real time.

Hedge management lets you define hedge

plans, maintain hedging relationships, measure

the effectiveness of hedges, and post hedge

accounting results to the general ledger.

Complete commodity risk reporting analytics

give you a view into risk positions and risk

policy compliance in real time.

Deal settlement functions and tight integration

with accounting enables you to manage margins,

perform month-end valuations, post profit and

losses, settle paper deals, and create payments

or invoices.

Commodity Risk Excellence

Capabilities


Benefits

Solution Overview

Commodity Mgmt.



24 / 28

By implementing SAP Commodity Risk

Management, you can manage your commodity

risk on a real-time basis based on your unique

risk approach. Now risk management decision

makers can have very fast access to high-

quality information – one source for information

to evaluate and execute appropriate hedges

according to your company’s risk policy.

And integration with financial accounting helps

to reduce manual work, eliminate sources of

error, and increase overall risk management

efficiency.

As a result, top management no longer needs

to worry about audits and the regulatory

compliance of risk management. They are free

to focus on managing your company’s

commodity-related business.

With a clear and real-time view of your

portfolio of commodity positions, gain

efficiencies in commodity risk hedging,

hedge accounting, and risk policy

compliance.

Improve the Efficiency of Commodity Hedging

Capabilities

Benefits


Solution Overview

Commodity Mgmt.



25 / 28

Treasury and Financial Risk Value Map

The treasury and financial risk

management process covers

the complete value chain from

treasury operations up to com-

prehensive risk management

functions.

Solution Overview

Develop and

Translate

Strategy

Planning,

Budgeting, and

Forecasting

Profitability

and Cost

Analysis

Monitoring

and Reporting

Financial

Accounting

Financial Close

Governance Entity Close

Corporate

Close

Reporting and

Disclosure

Payments

and Bank

Communications

Commodity Risk

Management

Cash and

Liquidity

Management

Debt and

Investments

Strategies

Financial Risk

Management

Receivables

Management

Collaborative

Invoice to Pay

Travel

Management

Shared Services

Framework

Enterprise

Governance,

Risk, and

Compliance

Access Risk

Management

Global Trade

Compliance

Sustainability

Reporting

Financial

Performance

Management

Enterprise Risk

and Compliance

Management

Collaborative

Finance

Operations

Treasury and

Financial Risk

Management

Accounting and

Financial Close

Payment and Bank

Communications

Solution Overview



Commodity Mgmt.


Why SAP?





26 / 28

Why SAP?

With treasury and financial risk management software from SAP, treasury functions

can streamline operations, manage cash, optimize liquidity and financial risk, and

maximize investment returns – at a lower cost.

Tightly Integrated Application with End-to-End Support for Processes

SAP provides comprehensive and tightly integrated software for treasury and financial risk

management.

Innovation for Better Choices

With SAP, you can identify and improve treasury processes and leverage capabilities across your

organization based on your business needs and goals.

Leveraging of Key Applications

Depending on your business requirements, SAP applications for treasury and financial risk

management can help your finance department optimize efficiency, leaving more time for analysis.

As a result, you can better understand the reasons behind the numbers, instead of simply reporting

them.


Payment and Bank

Communications

Solution Overview



Commodity Mgmt.


Why SAP?




27 / 28

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Solution in Detail

Finance

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