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Shariah CompliantProperty Investment

Great things in business are never done by one person. They're done by a team of people.

-Steve Jobs

Aurora House of Wisdom and Residences is the

marquee project of . As a MALIKFAKHAR.COM

state of the art residen�al, educa�onal, and

commercial real estate project, Aurora will set a

precedent for Pakistan's ever-growing real estate

market. At the project's epicentre, an academic

powerhouse known as the Knowledge Park will

empower individuals to expand their minds and,

in turn, enrich their communi�es.

Overview

MALIKFAKHAR.COM has become one of the largest names in real estate development in

Taxila and its neighbouring regions. Its introductory housing project, “Kohsar Extension”

incurred great success and led to the subsequent launch of the more ambi�ous “Wah

Residencia.” Drawing inspira�on from Elvis Mineral, a Private Limited Company created in

the 1950s by Malik Fazal Din, aims to create sustainable projects that MALIKFAKHAR.COM

provide both economic and social prosperity in the local region.

The Firm

Great ventures are powered by the ideas behind them, and educa�on as a means of

empowerment serves as the bedrock of Aurora's ambi�ons. The Knowledge Park will host

world-renowned interna�onal universi�es across academic disciplines. Opera�ng as an

educa�onal zone inside Aurora, the Knowledge Park, when fully func�onal, will boast

around 10,000 students and 2000 faculty members. As a community-based housing project,

Aurora will facilitate a merger between communal values and communal empowerment

through its educa�onal infrastructure. In doing so, Aurora hopes to play a pivotal role in

Pakistan's contemporary and future development. Aurora is located by the Karakoram

Highway near Hasan Abdal and Wah Can�. The project will cover an area of approximately

25000 Kanals in its first few phases. Currently, Aurora has already sold around 1200 recently

acquired plots in the area.

Project Overview

A u r o r a K n o w l e d g e P a r k

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The Knowledge Park will be an

educa�on zone inside Aurora,

hos�ng a range of interna�onal

universi�es with each pertaining to a

specific academic or technical

discipline.

A Vision forst21 Century

Innovation

A u r o r a K n o w l e d g e P a r k

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Pakistan, An Emerging Na�on; Aurora, A Driving Force

As with Aurora's recogni�on of the need to capitalise on Pakistan's upward economic trajectory, the youthfulness of Pakistan's popula�on likewise presents a substan�al opportunity for a path towards greater development. In addi�on to these geographic advantages, Pakistan's demographic trends indicate a similar posi�ve trajectory, as around 48% of the popula�on fall within the ages of 15 to 29. The educa�on of this young popula�on, par�cularly in science and technology, can directly assist Pakistan's modernisa�on. Aurora's austere dedica�on to use educa�on as a tool of empowerment is in recogni�on of the above demographic trends, and in service of Pakistan's long-term socio-economic benefits.

Pakistan is well poised to capitalise on the advantages of its youthful popula�on, and its geostrategic loca�on. In doing so, Pakistan can become a hub for economic ac�vity and entrepreneurship, as we enter the new decade. To achieve these goals, an environment needs to be constructed that taps into Pakistan's latent poten�al. Aurora sets out to offer a synergized triple helix model for industrial growth, innova�on, and entrepreneurship. As a scien�fic hub located along the CPEC route, close to a cluster of highly sophis�cated industry, and within the vicinity of the na�on's capital, Aurora will host campuses of well-accredited universi�es to supplement current trends of economic growth and development. By ac�ng as host, Aurora will bring together academia and industry. In this manner, a pathway to apply the knowledge and skills acquired through Aurora's patronage in the “real world” can be paved. By looking towards the future, Pakistan has the opportunity to set itself on the road towards sustainable growth and development. Aurora seeks to be a prominent vehicle in driving Pakistan towards this des�na�on.

Over the past ten years, Pakistan has experienced significant economic growth. As a result of current government policies, this economic growth rate is expected to increase further, se�ng the stage for a posi�ve start in the coming decade. Pakistan's strategic loca�on at the crossroads of South Asia and the Middle East is made clear through the inflow of investment into the country—by foreign and domes�c actors alike. China's ambi�ous Belt and Road Ini�a�ve, with its principal feature defined by the China-Pakistan Economic Corridor (CPEC), most notably spells out these geographic advantages. Aurora finds itself located at the centre of this concentra�on in investment, and rather than fall vic�m to idle admira�on, Aurora seeks to u�lise these opportuni�es. In doing so, we seek to pass on the benefits of the developments to the popula�ons le� in its peripheries.

Project Details

A u r o r a K n o w l e d g e P a r k

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To apply scien�fic knowledge and innova�on in order to foster opportuni�es for economic and societal development

Link Industry, Academia, and Government through the triple helix model and create a knowledge economy that promotes economic upli� and a peaceful, stable society

A u r o r a K n o w l e d g e P a r k

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Clusters ofInnovation and Change

A u r o r a K n o w l e d g e P a r k

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75% applicants are unable to pursue interna�onal degree programs due to visa and financial issues

Every Year, Pakistani students spend nearly USD 2 billion on interna�onal educa�on.

Around 10,000 PhDs are available in all fields, and the number of

qualified experienced people is increasing every year

Approximately 200,000 students apply for interna�onal

degree programs, which thereby offers a large pool for

interna�onal campuses

75% Applicants

Rs$ £€

2 Billion $Spent/year

10,000

Ph.Ds available

Students / year

200,000

Higher Education Sectorin Pakistan

Passport VISA

REJECTEDREJECTEDREJECTED

A u r o r a K n o w l e d g e P a r k

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Knowledge Park

A u r o r a K n o w l e d g e P a r k

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Hi-tech laboratories and equipment

Teaching by foreign faculity

State-of-the-art

State-of-the-art business incuba�on centers

-

-

Close linksbetweenindustry,research, academia

and government

Landscaped

gardens

Func�on Centre for

seminars, conferences,

workshops, mee�ngs,

teambuilding and access

to videoconference

facili�esWaste

recycling plant

ECO Friendly prac�ces for development and maintenance

Access to sports and recrea�onal facili�es

SalientFeatures

Gated community with ac�ve and passive securitymeasures

Smart solu�ons for physical and cyber security

Security planning by world-class professionals

Security

A u r o r a K n o w l e d g e P a r k

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We believe that Aurora will grow a lot faster than other contemporary projects due to its unique characteris�cs. Aurora's compe��ve edge over others lies in its Knowledge Park. Aiming to engage youth and furnish them with the necessary tools to flourish in the 21st-century, this Knowledge Park will also boost the economy of the local area by crea�ng more job opportuni�es.

Unique Feature; The Knowledge Park

Aurora has iden�fied various growth factors to ensure that the project achieves an economically-viable and organically-sustained growth.

Growth Factor

The presence of nearby industrial estates will have a profound impact on Aurora and its development. These industrial estates will have a twofold rela�onship with Aurora: firstly, Aurora's Knowledge Park will help to provide the human and technical resources that these industries will need. With the advent of CPEC, the neighboring industrial parks will experience considerable growth. The research facili�es, foreign experts, and poten�al workforce being educated in the knowledge Park will play an instrumental role in this development. Secondly, the growth and presence of these industrial estates will a�ract a large number of businesses and subsequent workforce. Aurora is most aptly equipped and designed to cater to these needs and forces.

Industrial Estates: The educa�onal infrastructure of Aurora will provide for an immersive community experience. The Knowledge Park will have almost 12, 000 students and faculty. Aurora will also host a state-of-the-art IB school. Catering to the future trends in educa�on, Aurora aims to provide a comprehensive academic program, from kindergarten to the university level. With growing importance in quality educa�on around the country, Aurora will be an a�rac�ve des�na�on for families and individuals who have priori�ze learning.

Education:A�er careful evalua�on of the buying power, the residen�al prices per marla have been set at 350,000, with the majority of the plots are sized at 5 marlas. Aurora is conveniently located an hour and 15 minutes away from Islamabad and Rawalpindi. During the last ten years, there has been a large influx of people in this region. The economic, social and educa�onal prospects of the region have a�racted many households from different areas of the country, resul�ng in inflated housing prices. This infla�on in price has pushed the popula�on to se�le in the neighboring areas. However, these areas have failed to provide similar living standards as the twin ci�es of Islamabad and Rawalpindi. Aurora seeks to rec�fy this situa�on. Our project provides an affordable alterna�ve to people working in the twin ci�es, while also providing a high quality standard of living.

General:

Aurora also aims to be an investment des�na�on for overseas Pakistanis primarily in the UAE and the UK. A large number of Pakistanis belonging to the “Hazara” region are currently employed overseas and wish for a trustworthy and sustainable investment in their homeland. Aurora's payment plans and prices are specifically designed to assist the overseas Pakistanis in their endeavours within Pakistan.

OverseasPakistanis

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markets.

A u r o r a K n o w l e d g e P a r k

Aurora's Knowledge Park is one of the first venture of its kind in Pakistan. The Knowledge Park will a�ract a wide range of individuals and businesses. The Knowledge

Park will have almost 12000 students and faculty. Aurora will also host the state of the art IB schools. Catering to the future trends in educa�on, Aurora aims to provide a

complete educa�onal program from Kindergarten to the University level. With a growing importance in quality educa�on around the country, Aurora will be an st

a�rac�ve des�na�on for families who are ready to step into the 21 Century.

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With a growing number of people who are either re�ring or are coming to work in these industrial estates, a nearby housing solu�on has become a requirement. Aurora's

loca�on and characteris�cs make it the ideal residen�al loca�on for these people.

2. POF WAH: The largest defense industrial complex in Pakistan. Due to the satura�on of the popula�on in the Can� Area, the re�rees are ac�vely looking for housing

and investment in the neighboring areas.

1. HATTAR Industrial Estate: One of the biggest industrial estates in Pakistan. Has an employment of almost 100,000.

3. HEAVY INDUSTRIES TAXILA: One of the largest military contractor and engineering conglomerate in Pakistan.

4. Cement Industry: Aurora will also be a major a�rac�on for housing of neighboring cement industries which include FECTO Cement Factory, Askari Cement and Fauji

Cement Factory.

h

5. Ha�ar Economic Zone, Haripur : It is the first specially designed economic zone for the province of Khyber Pakhthunkhwa. This is one of the few economic zones

established under the CPEC.

Aurora is located at the centre of major industrial and manufacturing estates. The following industrial estates are located less than 15 minutes away from Aurora:

A u r o r a K n o w l e d g e P a r k

G.T Road

Motorw

ay

G.T Road

Motorw

ay

Project Loca�on

N

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We have created a financial proposal to fuel Aurora’s ambi�on and rigorous expansion plan. Currently, Aurora has acquired more than 3000 Kanals with road access of 250 feet. Aurora intends to acquire around 25000 Kanals by the end of the next 7 years. This milestone will be reached in two stages: the first, will consist of 15000 Kanals; the second, of an addi�onal 10,000 Kanals.

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A u r o r a K n o w l e d g e P a r k

Option-1Investment Unit 10 M

Total Land in Kanals 20

Total Land in Marlas (Saleable) 240

Payment Plan to InvestorINCOME STATEMENT (based on projected monthly revenue)

(Rs. In Millions)Year Amount % Per Year Per Month

Sales (240 Marlas x Rs.300,000 per Marla) 72.000 M 1st 24,000,000 x 10% 2,400,000 200,000

Land Cost (10.000) M 2nd 24,000,000 x 15% 3,600,000 300,000

Development & other Direct Expenses (12.400) M 3rd 24,000,000 x 15% 3,600,000 300,000

Gross Profit 49.600 M

Notes:

Operational Cost / Indirect Expenses (10.800) M Investment payback will start a�er the grace period of 3 months.

Net Profit 38.800 M

PAYABLE TO INVESTOR

Share for Land owner (38.800 x 40%) 15.520 M

10% Income Tax deduction on profit (1.552) M

Land Price 10.000 M

Total Amount Payable 24.000 M

*M stands for Million

14,400,000 remaining amount in lumpsum within 3 months of maturity

Option-2

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Investment Unit 5 M

Total Land in Kanals 10

Total Land in Marlas (Saleable) 120

Payment Plan to InvestorINCOME STATEMENT (based on projected monthly revenue)

(Rs. In Millions) Year Amount (PKR) % Per Year (PKR) Per Month (PKR)

Sales (120 Marlas x Rs.300,000 per Marla) 36.000 M 1st 12,000,000 x 10% 1,200,000 100,000

Land Cost (5.000) M 2nd 12,000,000 x 15% 1,800,000 150,000

Development & other Direct Expenses (6.200) M 3rd 12,000,000 x 15% 1,800,000 150,000

Gross Profit 24.800 M

Notes:

Operational Cost / Indirect Expenses (5.400) M Investment payback will start a�er the grace period of 3 months.

Net Profit 19.400 M

PAYABLE TO INVESTOR

Share for Land owner (19.400 x 40%) 7.760 M

10% Income Tax deduction on profit (0.776) M

Land Price 5.000 M

Total Amount Payable 12.000 M

*M stands for Million

7,200,000 remaining amount in lumpsum within 3 months of maturity

Option-3

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Investment Unit 2.5 M

Total Land in Kanals 5

Total Land in Marlas (Saleable) 60

Payment Plan to InvestorINCOME STATEMENT (based on projected monthly revenue)

(Rs. In Millions) Year Amount (PKR) % Per Year (PKR) Per Month (PKR)

Sales (60 Marlas x Rs.300,000 per Marla) 18.000 M 1st 6,000,000 x 10% 600,000 50,000

Land Cost (2.500) M 2nd 6,000,000 x 15% 900,000 75,000

Development & other Direct Expenses (3.100) M 3rd 6,000,000 x 15% 900,000 75,000

Gross Profit 12.400 M 3,600,000 remaining amount in lumpsum) within 3 months of maturity

Note:

Operational Cost / Indirect Expenses (2.700) M Investment payback will start a�er the grace period of 3 months.

Net Profit 9.700 M

PAYABLE TO INVESTOR

Share for Land owner (9.700 x 40%) 3.880 M

10% Income Tax deduction on profit 0.388 M

Land Price 2.500 M

Total Amount Payable 6.000 M

*M stands for Million